It's better than basic cable... It's available anywhere on all your devices, not just at home on the TV. And it's better image quality than broadcast cable TV.
What was it like during the time that the dinosaurs went extinct? There was a lot of volcanic activity and the atmosphere was filled with dust from an asteroid collision yes?
What was the temperature like then and how did the coral survive that?
I'm fairly certain we have standard cheap treatments available to virtually anyone with basic health insurance today that could have only been afforded by a multimillionaire 50 years ago.
Why wouldn't that sort of progression continue to happen?
I've been a software developer for a decade now and I have never come within an iota of experiencing or feeling anything you talked about in your post. The developers I know 10 and 20 years older than me don't seem any different from me either.
I love my work, I moved close to my office (10 minute drive). I've been putting away max 401k, RothIRA, HSA every year for a decade now, so I've already saved about 250K which has grown in investments to close to 400K in my very early 30s.
I don't understand the concept of burning out and not being able to safe for retirement and all that stuff at least personally. I can't think of feeling stressed more than once or twice a year. I cook all my own meals at home, I travel the world on vacations about 5 weeks a year. I feel like I have more free time than I know what to do with. I really don't feel like I have a single complaint in life and I'm not sure why this would change.
All I can assume is that it must be location based or something. I live in Wisconsin, I don't work or live in a big city and I work for a relatively small local company and I much prefer it that way.
But it's not about how much I have now. This is retirement savings that I can't really touch. It's about how much I'll have in another 32 years or so when I retire.
It's about long term investing over a 40 year time period. Even I let you pick any 2 dates 40 years apart as a starting and ending date to be investing into retirement type accounts what's the worst that someone could have done if they maxed out their accounts for 40 years? Sure some date ranges would do worse than others, but if you pick any 2 dates 40 years apart in mutual funds, it's always much higher after 40 years. The only thing you need to consider is moving the investments from stocks to bonds as you get close to retirement age so that you don't risk losing a large portion right before retiring. Fortunately Vanguard target retirement date funds handle this for you automatically.
Also if the last 8 years were a bull market, then why do I keep reading about how millennials such as myself have no retirement savings. According to you it's been a bull market for the majority of the average millennial's prime working years. So I am lucky, bust most other millennials somehow aren't?
Also, who said anything about $15,000 a year. I said 401k, Roth IRA and HSA. 8 years ago in 2010 the max was $16,500 (401k), $5,000 (roth ira), and $3,050 (HSA) meaning in 2010 I put in $24,550, and this year I put in $27,450. The limits have increased somewhere along the years. At an average of say $26K a year times 8 years, I've contributed about $208K, plus some employer 401K match and the rest has been my lucky interest.
But even If I had made nothing in the stock market (as you said, my luck), I'd have about 208K in retirement savings at 30 years old. How does that compare to the average 30 year old?
I also started in 2010 with a salary around 40K a year and have grown that to around 70K now so I would hardly say I am making the big bucks, yet I still find ways to save money for my retirement due to personal choices and personal responsibility on how I allocate and spend my income.
Why is steady investing beyond the grasp of smart and rational people?
My friends often say I am too rational in all the things I do and decisions I make, but when I graduated from college 8 years ago I simply saw the benefit of cheap index funds and started funneling my money into my 401k, Roth IRA, and HSA, maxing them out every year. Now it's 8 years later and I am 30 and I have about 400K in my accounts.
To me it couldn't have been simpler and I rarely look at or talk about the stock market.
Social Security pays out less than you paid in until you reach around age 81. The average person lives until 78.
But doesn't that figure factor in people dying very young too?
Shouldn't we really be looking at the average lifespan only of people who are actually able to start taking social security?
Then we would see if the average person who takes social security actually gets more or less than they pay in. Obviously everyone else gets nothing out of it since they died before they could even start taking it.
At least my Cable Internet is about the same price or actually less than it was, but for significantly faster speeds.
In 2010 I was paying TWC $65/mo for 15/1 mbit speed, and in 2013 was paying $85/mo for 30/5 mbit speed.
Currently in 2018 I am now paying Spectrum (who of course bought TWC) $70/mo for 400/20 mbit service. They keep upgrading my speeds at no cost increase.
I mean, slowing them down is better than them abruptly shutting off well before 0% due to a weak battery, no?
What should they have done?
I guess if they made it a popup message like:
"Your Phone recently shut off prematurely due to a worn out battery, click here to activate a mode that will limit the maximum power draw of your phone to prevent premature shut off. Note that your performance will be somewhat degraded in this mode, you can change this mode at any time in the settings app."
Something similar to that.
But ultimately the reason they chose to do this was to limit the maximum power draw so that the phone wouldn't shut off before the battery was drained. This was only happening on phones with worn out batteries and replacing the battery brought the performance back to full. Slowdown was simply a necessary side effect of capping the maximum power draw.
Spectrum charges me $45/mo for 200/10 mbps which is actually provisioned at 240/12 mbps. They include the rented modem for free and there are no data caps.
People need to get more informed. There are limitations yes, but there previously were a LOT more limitations and they are continuing to lift them.
4 months ago the bots could only play 5 specific heroes against the same 5 specific heroes, they couldn't ward and they couldn't use or play against invisibility or fight roshan.
Those limitations have been lifted as well as lifting the 5 static heroes to a choice for both teams of 18 heroes. They will obviously keep lifting these restrictions until the AI can play against illusions/summons and with the full hero pool.
Also, the AI has a 200ms delay on every action, so I'm not sure I would hardly call it "perfect".
But DotA is so complicated that just playing mechanically perfect is not enough to win. You need to play the proper strategies to win and whats amazing is that the AI is playing a strategy that it formed organically on it's own simply by playing itself for millions of games with very simple rules about what is good and what is bad.
Well, I'm 31 and have yet to get a cavity.
I don't know how common or not that is. or what to make of that.
I guess I just take care of brushing and flossing regularly, no secret.
Why does it matter its almost basic cable cost?
It's better than basic cable... It's available anywhere on all your devices, not just at home on the TV. And it's better image quality than broadcast cable TV.
Sure, some people will follow the dots blindly. But I bet not ALL people will.
As for the AI though, ALL the AI will follow the dots because all the AI is the same.
I don't care if AI is better than the "average" person. It needs to be better than ME before I trust it.
What was it like during the time that the dinosaurs went extinct? There was a lot of volcanic activity and the atmosphere was filled with dust from an asteroid collision yes?
What was the temperature like then and how did the coral survive that?
This has got to be bogus.
I eat at least a dozen eggs a week and I get a blood test every year.
My LDL is 80 and my HDL 55 as per my last test.
Eggs aren't doing anything to my cholesterol...
Wouldn't putting more people into the high wage fields cause the wages to lower?
Isn't that why they are high in the first place, because the number of people available to fill those positions is smaller?
I'm fairly certain we have standard cheap treatments available to virtually anyone with basic health insurance today that could have only been afforded by a multimillionaire 50 years ago.
Why wouldn't that sort of progression continue to happen?
I feel like we live on different planets.
I've been a software developer for a decade now and I have never come within an iota of experiencing or feeling anything you talked about in your post. The developers I know 10 and 20 years older than me don't seem any different from me either.
I love my work, I moved close to my office (10 minute drive). I've been putting away max 401k, RothIRA, HSA every year for a decade now, so I've already saved about 250K which has grown in investments to close to 400K in my very early 30s.
I don't understand the concept of burning out and not being able to safe for retirement and all that stuff at least personally. I can't think of feeling stressed more than once or twice a year. I cook all my own meals at home, I travel the world on vacations about 5 weeks a year. I feel like I have more free time than I know what to do with. I really don't feel like I have a single complaint in life and I'm not sure why this would change.
All I can assume is that it must be location based or something. I live in Wisconsin, I don't work or live in a big city and I work for a relatively small local company and I much prefer it that way.
But it's not about how much I have now. This is retirement savings that I can't really touch. It's about how much I'll have in another 32 years or so when I retire.
It's about long term investing over a 40 year time period. Even I let you pick any 2 dates 40 years apart as a starting and ending date to be investing into retirement type accounts what's the worst that someone could have done if they maxed out their accounts for 40 years? Sure some date ranges would do worse than others, but if you pick any 2 dates 40 years apart in mutual funds, it's always much higher after 40 years. The only thing you need to consider is moving the investments from stocks to bonds as you get close to retirement age so that you don't risk losing a large portion right before retiring. Fortunately Vanguard target retirement date funds handle this for you automatically.
Also if the last 8 years were a bull market, then why do I keep reading about how millennials such as myself have no retirement savings. According to you it's been a bull market for the majority of the average millennial's prime working years. So I am lucky, bust most other millennials somehow aren't?
Also, who said anything about $15,000 a year. I said 401k, Roth IRA and HSA. 8 years ago in 2010 the max was $16,500 (401k), $5,000 (roth ira), and $3,050 (HSA) meaning in 2010 I put in $24,550, and this year I put in $27,450. The limits have increased somewhere along the years. At an average of say $26K a year times 8 years, I've contributed about $208K, plus some employer 401K match and the rest has been my lucky interest.
But even If I had made nothing in the stock market (as you said, my luck), I'd have about 208K in retirement savings at 30 years old. How does that compare to the average 30 year old?
I also started in 2010 with a salary around 40K a year and have grown that to around 70K now so I would hardly say I am making the big bucks, yet I still find ways to save money for my retirement due to personal choices and personal responsibility on how I allocate and spend my income.
Why is steady investing beyond the grasp of smart and rational people?
My friends often say I am too rational in all the things I do and decisions I make, but when I graduated from college 8 years ago I simply saw the benefit of cheap index funds and started funneling my money into my 401k, Roth IRA, and HSA, maxing them out every year. Now it's 8 years later and I am 30 and I have about 400K in my accounts.
To me it couldn't have been simpler and I rarely look at or talk about the stock market.
Social Security pays out less than you paid in until you reach around age 81. The average person lives until 78.
But doesn't that figure factor in people dying very young too?
Shouldn't we really be looking at the average lifespan only of people who are actually able to start taking social security?
Then we would see if the average person who takes social security actually gets more or less than they pay in. Obviously everyone else gets nothing out of it since they died before they could even start taking it.
I spend some time every day taking my laptop to a standing desk that has a treadmill built in.
Pretty sure it's healthier than sitting all day.
Do we really think that usage of that API wouldn't have been audited though?
Why change the clock? Why not just change business hours if it's going to be year round?
At least my Cable Internet is about the same price or actually less than it was, but for significantly faster speeds.
In 2010 I was paying TWC $65/mo for 15/1 mbit speed, and in 2013 was paying $85/mo for 30/5 mbit speed.
Currently in 2018 I am now paying Spectrum (who of course bought TWC) $70/mo for 400/20 mbit service. They keep upgrading my speeds at no cost increase.
Well to be fair also they have had this message for awhile.
https://cdn.cultofmac.com/wp-c...
They did give you the option to get a new battery.
For the really defective models they offered a free battery replacement. I got one for my iPhone 6s.
For models that were less affected they offered battery replacement for $29 instead of the normal $79.
You can still claim these battery replacement offers at this moment too.
https://www.apple.com/iphone-b...
I mean, slowing them down is better than them abruptly shutting off well before 0% due to a weak battery, no?
What should they have done?
I guess if they made it a popup message like:
"Your Phone recently shut off prematurely due to a worn out battery, click here to activate a mode that will limit the maximum power draw of your phone to prevent premature shut off. Note that your performance will be somewhat degraded in this mode, you can change this mode at any time in the settings app."
Something similar to that.
But ultimately the reason they chose to do this was to limit the maximum power draw so that the phone wouldn't shut off before the battery was drained. This was only happening on phones with worn out batteries and replacing the battery brought the performance back to full. Slowdown was simply a necessary side effect of capping the maximum power draw.
Except the 5th amendment means you don't have to give up your passcode since you would be self-incriminating.
Biometrics are different which is why disabling it quickly is a good idea.
https://www.cnet.com/news/face...
On FaceID devices, hold a volume button + lock button for a couple seconds then press cancel. FaceID will now be disabled until you enter your PIN.
For TouchID devices, hold the lock button for a couple seconds and then press cancel.
How is this not a human error?
It says it was coded improperly. I wonder who writes the code? A human did, so the human made the mistake of improper coding.
With how overpopulated the earth is becoming, isn't fewer people having children a good thing?
And isn't people waiting until they are more financial stable to have children also a good thing for society?
Who charges that much?
Spectrum charges me $45/mo for 200/10 mbps which is actually provisioned at 240/12 mbps. They include the rented modem for free and there are no data caps.
You move to a lower cost area which is just as nice as your area was before the prices skyrocketed.
People need to get more informed. There are limitations yes, but there previously were a LOT more limitations and they are continuing to lift them.
4 months ago the bots could only play 5 specific heroes against the same 5 specific heroes, they couldn't ward and they couldn't use or play against invisibility or fight roshan.
Those limitations have been lifted as well as lifting the 5 static heroes to a choice for both teams of 18 heroes. They will obviously keep lifting these restrictions until the AI can play against illusions/summons and with the full hero pool.
Also, the AI has a 200ms delay on every action, so I'm not sure I would hardly call it "perfect".
But DotA is so complicated that just playing mechanically perfect is not enough to win. You need to play the proper strategies to win and whats amazing is that the AI is playing a strategy that it formed organically on it's own simply by playing itself for millions of games with very simple rules about what is good and what is bad.