Well said. I think the underlying problem is that each generation of workers thinks they are the special snowflake. That what is happening to them has never in the history of mankind happened to anyone. Many of the replies to your post lean toward this.
I guess it all comes down to the fear of change and the overly vocal minority. Combined, each generation thinks the world is ending or just about to.
It helps for working capital, cash flow, and for usage of cash but isn't recognized as revenue. It would be noted as a liability called Deferred Revenue.
Upon partial or full delivery, it is partially or fully converted to Revenue. The cost of said delivery would be netted to obtain Profits.
So if they invested in marketing or gave some sort of paperwork about the contract and those are considered costs for delivery of vehical, then a very small part of that DR can be recognized as Rev. It can be netted against the costs and the minor profit can be recognized.
There is a little bit of wiggle room here on the business deciding how much of the liability was fulfilled. But it's not much, and all you accomplish is shifting pennies between quarters.
Football isn't "slowed down". It was designed to support TV ads. It's a lazy spectator's sport. The whole ecosystem is designed from the ground up to be a show with branding, ads, and stuff to buy.
No other sport fits the schedule of television as well as American Football. Nor has anything enjoyed its success. Comparatively, Pro Wrestling is a distant second.
PCs and laptops are a commodity. Either the industry doesn't know this or doesn't understand the meaning of it. I am talking about the general market, not the DCs, gaming rigs, or cloud computing. Commodities don't fund your expansions, setup new factories, nor pump your stock price up. They keep the lights on, employees paid+benefits, factories humming at an efficient pace, and fund regular dividends. In a commodity situation you make money from volume, brand, services, and driving internal costs down!
The industry players need to figure this out, especially the last part! Stop trying to be the BMW of laptops. Try to think like Toyota, but really you should be thinking like toothbrush makers. Think about the value BMWs would have if the engine, chaissis, interior design, breaks, tires, and electronics systems were all developed by single industry wide suppliers. BMW would design the exterior look, the headlights, and stick that circle on there. That is basically the PC market!
And yet, each of these idiots spend tons of money redesigning the look and feel of the laptops at least every 3 years. They take standard interfaces, rearrange them to make prior peripherals obsolete. That means money for R&D, QA, factory retooling, replacement parts inventory management, new end user HowTos, support retraining, redoing logistics & sourcing, present model inventory write offs, peripheral redesign, marketing, and sales training.
All that is a massive internal cost that can be completely avoided if they just stuck to a conservative design philosophy where they continued to just improve what they have. This will also help with aftermarket resale, which is a good thing in terms of customer loyalty. Think how old the Toyota automatic window opener is. That small part has been around for a good 15 years! Think how long the power button has been around on the Lenova's!!
That is the level of cost cutting these providers need to follow. They need to become like toothbrush makers. They need to switch from macro design changes to micro ones. Such things as heat flow management, battery life, port placement, standard peripherals, serviceability, etc.
Till then they will continue to lament the shrinking market and wonder how to stay afloat.
I think this applies to software development in general. Even the heavy weights like Photoshop, AutoCAD, etc. don't seem to fully multithread across cores. They seem to delineate on software or model boundaries. Such as UI, I/O, and open instances. They don't take MT to the core of the programs such as splitting the shaders themselves or rendering of the present view. These sit in one core consistently becoming the performance bottle neck of the whole user experience.
As you said, it's not easy and probably falls in the same ROI as security-in-mind development.
I have two cable boxes... Haven't been turned on since they were installed 3 years ago. I had to bundle them with my internet to get the best deal from the provider. And they stop calling you as often to "save me money with the bundle of the month". Now I just get the useless VoIP calls once every 6 months.
I don't have the time nor inclination to plan my weekly schedule around the times of the shows. I haven't really watched traditional TV in close to 15 years! 10 years ago I even lost the need to have something random in the background.
I still watch shows about 3-4 hours a week. But on my schedule. I think Hulu was a great detox program. Initially they provided the latest and greatest. Then they went to 1 day delay. Then 8 days. Then 30! A few months after that, I didn't mind watching shows an entire season later or even dropping them.
Season clif hangers were no more so wasn't addicted to looking at release schedules. The whole water cooler talk had long since died so there was rarely a need to stay up to date on whatever was on.
Now Hulu became paid only... in between seasons!! So awesome! Haven't even been to the site in months. I am probably bringing the average down, but I think Nielsen is being conservative in their numbers. It probably way worse based on how many just have the TV on and how many only got it due to bundles.
Right, wonder what your back in the days were... Decades of gangs, prohibition, mafia, corrupt jails, corrupt police departments, insider trading, corporate fraud, war on drugs, welfare fraud, Medicare fraud, Ponzie schemes, housing bubble, stock bubble, too big to fail, etc.
Most of the criminals involved there weren't even touched. Some were even bailed out by taxpayer funds. Or did you mean before 50 years ago... When entire sections of our society were treated less equally?
..That fraud adds up and, though not normally visible to the consumer,..
Yeah, it adds up to about 1 in 1000 transactions and about $7 in $10,000 of credit spend. THATs why it is normally not visible to the consumer.
Other fraud & costs that consumers pay for: Theft by Employee > 0.5% of sales Shoplifting > 0.5% of sales Spoilage Losses > 8%
So in comparison... we are wasting a lot of money on this whole PIN & Chip crap. If it stopped 1/1000 fraud transactions, but due to the added inconvenience we lose 1/100 transactions... its basically a net loss even without the infrastructure sunk costs.
Replying to myself so that I can address all of the above.
1) I have gone through about 35 checks in the last 17 years. They are rare, yes, but still used here and there. The most recent one was to buy a used vehicle for $6k. The private party didn't want to deal with banks for one transaction. So he took my check to a local bank branch and got his cash. Prior to that, was to submit my passport renewal application via mail.
2) We have a LOT of local governments here in the US. Some are the size of 10 people for small towns. We also have a lot of small businesses and home owners' associations. Some don't want the overhead cost of credit/debit cards, or setting up ACH/Draft for ONE payment a year. But I don't want to give any excuses, we got bigger government entities that also won't accept ACH, cash, or credit but will accept forms of checks. Not to mention all the passport renewal, visa, consulate, etc centers only accept a check with your mailed in submission (note: centers are about 2 hours flight for most of the US).
So checks are old and I rarely use them, but it nice to still have the facility for that 0.1%. I don't consider the system to be in the dark ages. Just respectful of the fact that not every single entity wants to be plugged in the the electronic super highway.
3) It doesn't make sense to expose your entire cash account to payees. We have electronic draft, recurring payments, and electronic salary deposits. I can give my checking account to my credit cards, mortgage, brokerage account, water bill, company, suppliers, etc. And use it for checks. Each can make a mistake in over drafting, or over paying (knock on wood,it has happened twice in the last 10 years). If cash left the account, it takes a bit of work to get it back. A phone call, talking to a machine + a PERSON. Normally my account wouldn't be made whole for 1-2 weeks!
So I keep my cash in a separate account and only maintain via recurring transfers about $Xk in my checking. So on any given month, only about $Xk is at risk of accidental transfer out. Its all automated so not actually effort to maintain multiple accounts. It helps with budgeting, because it tells me clearly if I am within my monthly $Xk budget by looking at ONE account. Too much variance and I can easily narrow down what caused it. When I notice that the savings account is well over rainy day fund, I transfer to health, retirement, broker, or bonds.
Visited Canada recently. People are awesome, weather was great, wonderful city, meh food...
But what did bother me was the payment system. I understand that you all have pin and chip or whatever. But God every place we went kept giving us the swiper so that we can swipe and enter the pin. We didn't have pins of course. Its almost as slow as paying by cash.
And as for security... Those swipers can just as easily be key loggers.
Also, my dad had his CC copied 2x in his life. Once in New Jersey and once in Canada. But I won't hold it against Canada because I been there 2x and so far so good... But Jersey got me too.
Yes, in the US we can have multiple accounts under the same customer. Savings, and Checking are the primary. The later can be exposed with limited funds at risk to third parties and the former can actually hold your monies that aren't invested somewhere. You can choose to have both or just one. And your written checks (most government services or equivalent do not accept C/DC without fees) come out of checking.
I don't understand why this is considered the "dark ages".
If they are so easy to commandeer, I think a group should go around bricking these damn things. Brick enough of them and either users will toss them or return them. Either way, the vendor will actually consider lockdown and security a value add or go out of business. The world is better off.
No, I already picked the lesser evil... it was the 3rd party. I never said the 3rd party was perfect, just that I prefer them over Hillary and Donald. The diff is much bigger than the diff between those two.
I want to vote for my pick, not for nor against someone else's pick.
As I said, I don't give that aspect of this much thought. I vote for the party & candidate that I have to make the least compromises with. I am ok with the fact that the collective may choose someone I don't like.
Following the same logic as the grandparent. As for hoping which will benefit. I try not to give it much thought. I prefer Hillary over Trump by a long shot. But honestly its like choosing dry turd over wet turd. Even if I am going to end up with it, I prefer not choosing it too.
The boring short version: So they noticed the idiot left his gun at his feet while laying flat on his belly in a small dune with a wire fence. The operator extended the arm through the wire fence and yanked it out. With the police up front and a helicopter above, he didn't notice.
I guess ExtendaReach to the rescue? I feel sorry for the operators who don't get any credit. I wonder if those firefighter axes got similar treatment. "Firefighter Ax clears way out of burning building for trapped firefighter and baby."
Actually SCOTUS is designed just fine (screaming Fire... Building.. Etc). It's the check against their power that is broken... Congress and Executive.
SCOTUS was specifically designed to avoid the whims of the political parties and sway of public opinion. That's why their word is supreme and the positions are lifetime.
SCOTUS only says what is correct per their expertise. Rarely are they wrong. If there are problems with their rulings, it is up to Congress to fix or address. Unlike the Executive, people have direct voting rights to Congressional members.
But I guess it is just more money and fun to talk about ONE position for 2 years... sadly nothing better is on TV.
For a computer, most algorithms behind comparing two pictures is already a blurred picture of both. Most of these algorithms take samples/pixels of the pictures and see if the relationships of both sets of samples are the same or within a margin of deviation. There is little value in comparing pixel by pixel for exact matches. Similar to human finger prints.
A blurred picture is similar to taking less samples on one picture and setting the margin of deviation wider.
But for computers, 57% is pretty bad. 85% is also very bad and that's when you are telling the machine the answer. At those rates, this is kind of hard to do mass comparisons... the false positives would be far too high for any human to weed through. This will apply more for targeted searches where an investigator wants the 5 most probable matches to a blur. Unlike the researchers here who know the answer before hand, he still needs to take the guess on which one it actually is.
In a criminal investigation, if we had a database of likely suspects, this would work. But we are all about mass collection of data data data. With a large population of pictures, the blur will probably match a lot more than 5.
No, not bull. There are already controls in place to check the sanity & fitness of a running candidate & sitting president. There are fitness tests. Congress can always impeach or vote to have the VP or Speaker of the House take over. The President can't launch nukes on his own.
Congressmen and SCOTUS have as much impact as the President. We don't expect their medical records to be shown. There are OTHER people who can launch nukes or WMDs. We don't even report who they are for security reasons.
So the general public, let alone the entire world, can shove it when it comes to demanding someone's medical records. And I say this as someone who doesn't think neither Hillary nor Trump are fit to run for POTUS.
A person's medical condition is personal. The public has no right to the details. The folks who responded that the medical records should be made public should be ashamed of themselves and I hope I never need their care. Even if the records show that the person is not fit for POTUS.
There are already controls in place to vet for this stuff. Get over it. You think they are politically influenced? Too bad, get over it. If the POTUS dies, we already have controls in place to keep the system running.
Taxes & birth certificates are one thing, but medical records? Honestly, this was a useless article that should have never seen the light of day.
Well said. I think the underlying problem is that each generation of workers thinks they are the special snowflake. That what is happening to them has never in the history of mankind happened to anyone. Many of the replies to your post lean toward this.
I guess it all comes down to the fear of change and the overly vocal minority. Combined, each generation thinks the world is ending or just about to.
It helps for working capital, cash flow, and for usage of cash but isn't recognized as revenue. It would be noted as a liability called Deferred Revenue.
Upon partial or full delivery, it is partially or fully converted to Revenue. The cost of said delivery would be netted to obtain Profits.
So if they invested in marketing or gave some sort of paperwork about the contract and those are considered costs for delivery of vehical, then a very small part of that DR can be recognized as Rev. It can be netted against the costs and the minor profit can be recognized.
There is a little bit of wiggle room here on the business deciding how much of the liability was fulfilled. But it's not much, and all you accomplish is shifting pennies between quarters.
Go back to Accounting 101, that's doesn't add much to "profit".
Football isn't "slowed down". It was designed to support TV ads. It's a lazy spectator's sport. The whole ecosystem is designed from the ground up to be a show with branding, ads, and stuff to buy.
No other sport fits the schedule of television as well as American Football. Nor has anything enjoyed its success. Comparatively, Pro Wrestling is a distant second.
PCs and laptops are a commodity. Either the industry doesn't know this or doesn't understand the meaning of it. I am talking about the general market, not the DCs, gaming rigs, or cloud computing. Commodities don't fund your expansions, setup new factories, nor pump your stock price up. They keep the lights on, employees paid+benefits, factories humming at an efficient pace, and fund regular dividends. In a commodity situation you make money from volume, brand, services, and driving internal costs down!
The industry players need to figure this out, especially the last part! Stop trying to be the BMW of laptops. Try to think like Toyota, but really you should be thinking like toothbrush makers. Think about the value BMWs would have if the engine, chaissis, interior design, breaks, tires, and electronics systems were all developed by single industry wide suppliers. BMW would design the exterior look, the headlights, and stick that circle on there. That is basically the PC market!
And yet, each of these idiots spend tons of money redesigning the look and feel of the laptops at least every 3 years. They take standard interfaces, rearrange them to make prior peripherals obsolete. That means money for R&D, QA, factory retooling, replacement parts inventory management, new end user HowTos, support retraining, redoing logistics & sourcing, present model inventory write offs, peripheral redesign, marketing, and sales training.
All that is a massive internal cost that can be completely avoided if they just stuck to a conservative design philosophy where they continued to just improve what they have. This will also help with aftermarket resale, which is a good thing in terms of customer loyalty. Think how old the Toyota automatic window opener is. That small part has been around for a good 15 years! Think how long the power button has been around on the Lenova's!!
That is the level of cost cutting these providers need to follow. They need to become like toothbrush makers. They need to switch from macro design changes to micro ones. Such things as heat flow management, battery life, port placement, standard peripherals, serviceability, etc.
Till then they will continue to lament the shrinking market and wonder how to stay afloat.
I think this applies to software development in general. Even the heavy weights like Photoshop, AutoCAD, etc. don't seem to fully multithread across cores. They seem to delineate on software or model boundaries. Such as UI, I/O, and open instances. They don't take MT to the core of the programs such as splitting the shaders themselves or rendering of the present view. These sit in one core consistently becoming the performance bottle neck of the whole user experience.
As you said, it's not easy and probably falls in the same ROI as security-in-mind development.
I have two cable boxes... Haven't been turned on since they were installed 3 years ago. I had to bundle them with my internet to get the best deal from the provider. And they stop calling you as often to "save me money with the bundle of the month". Now I just get the useless VoIP calls once every 6 months.
I don't have the time nor inclination to plan my weekly schedule around the times of the shows. I haven't really watched traditional TV in close to 15 years! 10 years ago I even lost the need to have something random in the background.
I still watch shows about 3-4 hours a week. But on my schedule. I think Hulu was a great detox program. Initially they provided the latest and greatest. Then they went to 1 day delay. Then 8 days. Then 30! A few months after that, I didn't mind watching shows an entire season later or even dropping them.
Season clif hangers were no more so wasn't addicted to looking at release schedules. The whole water cooler talk had long since died so there was rarely a need to stay up to date on whatever was on.
Now Hulu became paid only... in between seasons!! So awesome! Haven't even been to the site in months. I am probably bringing the average down, but I think Nielsen is being conservative in their numbers. It probably way worse based on how many just have the TV on and how many only got it due to bundles.
Right, wonder what your back in the days were... Decades of gangs, prohibition, mafia, corrupt jails, corrupt police departments, insider trading, corporate fraud, war on drugs, welfare fraud, Medicare fraud, Ponzie schemes, housing bubble, stock bubble, too big to fail, etc.
Most of the criminals involved there weren't even touched. Some were even bailed out by taxpayer funds. Or did you mean before 50 years ago... When entire sections of our society were treated less equally?
..That fraud adds up and, though not normally visible to the consumer,..
Yeah, it adds up to about 1 in 1000 transactions and about $7 in $10,000 of credit spend. THATs why it is normally not visible to the consumer.
Other fraud & costs that consumers pay for:
Theft by Employee > 0.5% of sales
Shoplifting > 0.5% of sales
Spoilage Losses > 8%
So in comparison... we are wasting a lot of money on this whole PIN & Chip crap. If it stopped 1/1000 fraud transactions, but due to the added inconvenience we lose 1/100 transactions... its basically a net loss even without the infrastructure sunk costs.
Replying to myself so that I can address all of the above.
1) I have gone through about 35 checks in the last 17 years. They are rare, yes, but still used here and there. The most recent one was to buy a used vehicle for $6k. The private party didn't want to deal with banks for one transaction. So he took my check to a local bank branch and got his cash. Prior to that, was to submit my passport renewal application via mail.
2) We have a LOT of local governments here in the US. Some are the size of 10 people for small towns. We also have a lot of small businesses and home owners' associations. Some don't want the overhead cost of credit/debit cards, or setting up ACH/Draft for ONE payment a year. But I don't want to give any excuses, we got bigger government entities that also won't accept ACH, cash, or credit but will accept forms of checks. Not to mention all the passport renewal, visa, consulate, etc centers only accept a check with your mailed in submission (note: centers are about 2 hours flight for most of the US).
So checks are old and I rarely use them, but it nice to still have the facility for that 0.1%. I don't consider the system to be in the dark ages. Just respectful of the fact that not every single entity wants to be plugged in the the electronic super highway.
3) It doesn't make sense to expose your entire cash account to payees. We have electronic draft, recurring payments, and electronic salary deposits. I can give my checking account to my credit cards, mortgage, brokerage account, water bill, company, suppliers, etc. And use it for checks. Each can make a mistake in over drafting, or over paying (knock on wood,it has happened twice in the last 10 years). If cash left the account, it takes a bit of work to get it back. A phone call, talking to a machine + a PERSON. Normally my account wouldn't be made whole for 1-2 weeks!
So I keep my cash in a separate account and only maintain via recurring transfers about $Xk in my checking. So on any given month, only about $Xk is at risk of accidental transfer out. Its all automated so not actually effort to maintain multiple accounts. It helps with budgeting, because it tells me clearly if I am within my monthly $Xk budget by looking at ONE account. Too much variance and I can easily narrow down what caused it. When I notice that the savings account is well over rainy day fund, I transfer to health, retirement, broker, or bonds.
Visited Canada recently. People are awesome, weather was great, wonderful city, meh food...
But what did bother me was the payment system. I understand that you all have pin and chip or whatever. But God every place we went kept giving us the swiper so that we can swipe and enter the pin. We didn't have pins of course. Its almost as slow as paying by cash.
And as for security... Those swipers can just as easily be key loggers.
Also, my dad had his CC copied 2x in his life. Once in New Jersey and once in Canada. But I won't hold it against Canada because I been there 2x and so far so good... But Jersey got me too.
Yes, in the US we can have multiple accounts under the same customer. Savings, and Checking are the primary. The later can be exposed with limited funds at risk to third parties and the former can actually hold your monies that aren't invested somewhere. You can choose to have both or just one. And your written checks (most government services or equivalent do not accept C/DC without fees) come out of checking.
I don't understand why this is considered the "dark ages".
If they are so easy to commandeer, I think a group should go around bricking these damn things. Brick enough of them and either users will toss them or return them. Either way, the vendor will actually consider lockdown and security a value add or go out of business. The world is better off.
California bans all imports from Michigan.
No, I already picked the lesser evil... it was the 3rd party. I never said the 3rd party was perfect, just that I prefer them over Hillary and Donald. The diff is much bigger than the diff between those two.
I want to vote for my pick, not for nor against someone else's pick.
As I said, I don't give that aspect of this much thought. I vote for the party & candidate that I have to make the least compromises with. I am ok with the fact that the collective may choose someone I don't like.
Following the same logic as the grandparent. As for hoping which will benefit. I try not to give it much thought. I prefer Hillary over Trump by a long shot. But honestly its like choosing dry turd over wet turd. Even if I am going to end up with it, I prefer not choosing it too.
Ok, now the HARD question. How do you convince the PHB to do that?
The boring short version: So they noticed the idiot left his gun at his feet while laying flat on his belly in a small dune with a wire fence. The operator extended the arm through the wire fence and yanked it out. With the police up front and a helicopter above, he didn't notice.
I guess ExtendaReach to the rescue? I feel sorry for the operators who don't get any credit. I wonder if those firefighter axes got similar treatment. "Firefighter Ax clears way out of burning building for trapped firefighter and baby."
Actually SCOTUS is designed just fine (screaming Fire ... Building.. Etc). It's the check against their power that is broken... Congress and Executive.
SCOTUS was specifically designed to avoid the whims of the political parties and sway of public opinion. That's why their word is supreme and the positions are lifetime.
SCOTUS only says what is correct per their expertise. Rarely are they wrong. If there are problems with their rulings, it is up to Congress to fix or address. Unlike the Executive, people have direct voting rights to Congressional members.
But I guess it is just more money and fun to talk about ONE position for 2 years... sadly nothing better is on TV.
For a computer, most algorithms behind comparing two pictures is already a blurred picture of both. Most of these algorithms take samples/pixels of the pictures and see if the relationships of both sets of samples are the same or within a margin of deviation. There is little value in comparing pixel by pixel for exact matches. Similar to human finger prints.
A blurred picture is similar to taking less samples on one picture and setting the margin of deviation wider.
But for computers, 57% is pretty bad. 85% is also very bad and that's when you are telling the machine the answer. At those rates, this is kind of hard to do mass comparisons... the false positives would be far too high for any human to weed through. This will apply more for targeted searches where an investigator wants the 5 most probable matches to a blur. Unlike the researchers here who know the answer before hand, he still needs to take the guess on which one it actually is.
In a criminal investigation, if we had a database of likely suspects, this would work. But we are all about mass collection of data data data. With a large population of pictures, the blur will probably match a lot more than 5.
No, not bull. There are already controls in place to check the sanity & fitness of a running candidate & sitting president. There are fitness tests. Congress can always impeach or vote to have the VP or Speaker of the House take over. The President can't launch nukes on his own.
Congressmen and SCOTUS have as much impact as the President. We don't expect their medical records to be shown. There are OTHER people who can launch nukes or WMDs. We don't even report who they are for security reasons.
So the general public, let alone the entire world, can shove it when it comes to demanding someone's medical records. And I say this as someone who doesn't think neither Hillary nor Trump are fit to run for POTUS.
A person's medical condition is personal. The public has no right to the details. The folks who responded that the medical records should be made public should be ashamed of themselves and I hope I never need their care. Even if the records show that the person is not fit for POTUS.
There are already controls in place to vet for this stuff. Get over it. You think they are politically influenced? Too bad, get over it. If the POTUS dies, we already have controls in place to keep the system running.
Taxes & birth certificates are one thing, but medical records? Honestly, this was a useless article that should have never seen the light of day.
Even the article says it. Isn't "space" in space station referencing outside Earth? Not having "room"? Is the title what we would call an oxymoron?
Then maybe the UK should have fixed that up before voting to leave? Now... Deal with it.