Slashdot Mirror


Changing Customers Password Without Consent

risinganger writes "BBC News is reporting that a customer had his password changed without his knowledge. After some less than satisfactory service the customer in question changed his password to 'Llyods is pants.' At some point after that, a member of staff changed the password to 'no it's not.' Requests to change it back to 'Llyods is pants,' 'Barclays is better,' or 'censorship' were met with refusal. Personally I found the original change funny, like the customer did. After all, god forbid a sense of humour rears its ugly head in business. What isn't acceptable is the refusal to change it per the customer's requests after that."

435 comments

  1. Plaintext passwords? by MiKM · · Score: 5, Insightful

    What worries me more is that they are storing the passwords in plaintext.

    1. Re:Plaintext passwords? by Q-Hack! · · Score: 0, Redundant

      I was thinking the same thing... WTF?

      --
      Some days I get the sinking feeling Orwell was an optimist.
    2. Re:Plaintext passwords? by Al+Dimond · · Score: 5, Funny

      And I thought I had a shot at getting this in first...

      Maybe he should make his new password "Lloyds security is pants"

    3. Re:Plaintext passwords? by theNetImp · · Score: 1

      my thoughts exactly

    4. Re:Plaintext passwords? by chill · · Score: 4, Informative

      From the article it sounds like a voice code phrase to authenticate yourself over the phone. They staff has to be able to see it to verify it. It isn't a computer password.

      --
      Learning HOW to think is more important than learning WHAT to think.
    5. Re:Plaintext passwords? by Chees0rz · · Score: 2, Interesting

      Today I forgot my Hertz Gold Club membership (comes with the job) password. Guess what button I got to press...

      "Email me my password"

      I said no... no... it'll be a new password...

      And what did I get in my inbox now 2 minutes later...?

      I cringed like hell.

    6. Re:Plaintext passwords? by Anonymous Coward · · Score: 0

      Perhaps they could type it in, and something could compare hashes; and tell them right/wrong *cough*

      Just a thought.

    7. Re:Plaintext passwords? by Anonymous Coward · · Score: 4, Informative

      My bank has a password to verbally verify over the phone. It's the street I grew up on, so I just say Cottage Rd. But seriously, I have to say my street name every time, and I assume the operator is looking at it to verify. I doubt they're going to type it in an verify the hashes.

    8. Re:Plaintext passwords? by Psychotria · · Score: 5, Funny

      That was a bit silly. Now I can just ring the bank and say my name is "Anonymous Coward" and my password is "Cottage Rd". This means I can transfer all of your funds... didn't think of that did ya!

    9. Re:Plaintext passwords? by Psychotria · · Score: 0

      On a more serious note, it's obvious they're not confirming the hashes... otherwise they would have to ask you for the hash, not the password

    10. Re:Plaintext passwords? by brianjlowry · · Score: 5, Funny

      You act like they are storing important information in the DB... like it is a BANK or something.

    11. Re:Plaintext passwords? by Anonymous Coward · · Score: 0

      It sounds like someone is listening to the password. In that case, what differentiates how we describe 'privacy' is whether or not a process is interactive, or done in batches.

    12. Re:Plaintext passwords? by Firehed · · Score: 2, Informative

      Not only is it being stored in plaintext (or at least not as a one-way hash), but presumably it's also visible in the administrative interface to the site. Does <input type="password" /> not have any meaning in those parts?

      --
      How are sites slashdotted when nobody reads TFAs?
    13. Re:Plaintext passwords? by zobier · · Score: 2, Interesting

      The same thought occurred to me, however would you trust an operator not to make a typo or know e.g. the difference between its and it's; would you even trust their internal system to be safe from an SQL injection?

      --
      Me lost me cookie at the disco.
    14. Re:Plaintext passwords? by QuantumG · · Score: 5, Funny

      Yes, my voice password is "billy'; drop tables;", type it in muppet!

      --
      How we know is more important than what we know.
    15. Re:Plaintext passwords? by beav007 · · Score: 4, Informative

      Wait, what? When was the last time you typed your password hash into a website? That doesn't mean that your passwords are stored in plain text.

      When you change or set your password into a well-programmed website, it hashes the password (hopefully with a one-way algorithm), and stores the hash. When you enter your password in the future, it hashes what you enter with the same algorithm originally used, and compares the hashes, to see if they are the same. If they are, then the password is the same, or you've managed a 1 in eleventy billion chance at picking an entry that has a hash collision with your password.

      GP is assuming that the mentioned institution uses this sort of password protection system, and when the operator asks for your password, they type it in and click "Check Password", and wait for the program to say either "Password Correct" or "Password Incorrect". This would mean that the hashes are being compared.

      Of course, this is not a given.

    16. Re:Plaintext passwords? by Anonymous Coward · · Score: 1, Funny

      That was a bit silly. Now I can just ring the bank and say my name is "Anonymous Coward" and my password is "Cottage Rd". This means I can transfer all of your funds... didn't think of that did ya!

      Go ahead and try. My balance is negative, so you'll end up losing money.

    17. Re:Plaintext passwords? by EdIII · · Score: 5, Informative

      It's a voice password. It is the employee on the phone that has to enter and verify the voice password. It is probably not being stored in plain text and it is entirely appropriate, and indeed required, that the administrative interface view the voice password as entered by other employees.

      The only concern here is that an employee changed the voice password without authorization. Anytime an employee changes a password there should be records of the interaction. Call logs, voice logs, notes, etc.

      Now in this case, the choice of the password might be deemed offensive. However, it seems that there was no clear and consistent policy enforced as to what a voice password could be.

    18. Re:Plaintext passwords? by tsa · · Score: 2, Interesting

      My former ISP mailed me my password in a letter (on paper!) in big black letters every time I changed it.

      --

      -- Cheers!

    19. Re:Plaintext passwords? by Anonymous Coward · · Score: 0

      From the article it sounds like a voice code phrase to authenticate yourself over the phone. They staff has to be able to see it to verify it. It isn't a computer password.

      Ummm, no.

      The staff could just enter it into a field on their screen, without displaying it to the staff. My bank does that. It reduces the risk of staff browsing accounts to steal passwords.

    20. Re:Plaintext passwords? by darkpixel2k · · Score: 1, Insightful

      Now in this case, the choice of the password might be deemed offensive. However, it seems that there was no clear and consistent policy enforced as to what a voice password could be.

      No, the real issue is who owns the systems being accessed. Unless there is money being paid for accessing the systems, or there is an existing policy/agreement in place that says the system owners will not mess with passwords, then it's open season.

      The people that own the systems have the right to do what they wish with them.

      But it's bad customer service to mess with your users.

      --
      There's no place like ::1 (I've completed my transition to IPv6)
    21. Re:Plaintext passwords? by Anonymous Coward · · Score: 3, Insightful

      any geek worth his geek card knows that was from xkcd anyway

    22. Re:Plaintext passwords? by evilviper · · Score: 1

      They staff has to be able to see it to verify it.

      Not really. The staff is looking at this info in front of a computer, no doubt, so hashing the password, and then requiring the staff to type it in to verify a match would be quite easily possible.

      OTOH, there could be innumerable problems with poor spelling, having to spell out your password over the phone, issues with whitespace, punctuation, etc. Of course, those could be pretty easily managed as well.

      --
      Slashdot gets worse every day... Pipedot: News for nerds, without the corporate slant
    23. Re:Plaintext passwords? by AuMatar · · Score: 4, Funny

      I prehash all my passwords. That way only the hash of the hash is stored in their db. Its more secure that way.

      --
      I still have more fans than freaks. WTF is wrong with you people?
    24. Re:Plaintext passwords? by Firehed · · Score: 4, Interesting

      I've had more than one website email me my password if I hadn't logged in after a week or two. Because obviously I wasn't logging in due to having forgotten the same password I use at half the websites on the internet, rather than the site sucking. Suffice to say, I've deleted my accounts at all sites where that's occurred. I wouldn't be at all surprised to see several of them vulnerable to SQL injections and I'm sure all of them did nothing but flip the 'account_active' column bit, but I felt better for a few minutes at least.

      Wordpress has a pretty good forgotten password system - it emails you a unique link (something like changepass.php?user=firehed&verify=asdf903jfo2i3jf) and you get your new password form. It's never revealed in plaintext. I hope more sites adopt something along those lines - seeing my password in plaintext anywhere always freaks me out a bit. Then again, I've seen it hashed as md5 and sha1 enough times that I could spot probably my account in a 'SELECT id, pass FROM users' result.

      I'm still a bit curious as to how banks haven't yet found a better system for getting you your initial ATM PIN when you get a new card than simply sending it separately from the card. Shouldn't they have some automated dial-in where I punch in the auth code they send me and the last four from my SSN (or MMDD birthday, whatever) as a verification code? If someone is stealing your mail looking for a new card, it wouldn't be difficult for them to also grab that 'discreet' envelope with that starter PIN.

      Security is really quite pathetic these days. No wonder we keep hearing about millions of customer records being lost.

      --
      How are sites slashdotted when nobody reads TFAs?
    25. Re:Plaintext passwords? by SEMW · · Score: 2, Informative

      Anytime an employee changes a password there should be records of the interaction. Call logs, voice logs, notes, etc.

      What makes you think there wasn't? It's not as if they can't find the culprit due to a lack of logs; the article says they identified and fired them.

      --
      What's purple and commutes? An Abelian grape.
    26. Re:Plaintext passwords? by asplake · · Score: 0

      Some banks require you activate your card by phone, giving some further security details. It's not proof against identity theft but the potential thief would need access to more than just your mail.

    27. Re:Plaintext passwords? by Neeth · · Score: 1

      "the same password I use at half the websites on the internet,"

      That doesn't sound very secure to me. I hope that at least you use a different loginname each time?

      --
      Yes, I am the one with the legendary sig.
    28. Re:Plaintext passwords? by Tim+C · · Score: 2, Informative

      I don't know about this particular system, but I have dealt with phone systems that ask you for certain letters from your password (e.g. 2nd and 5th, 3rd and 8th, etc). I wouldn't be surprised if this was the same.

    29. Re:Plaintext passwords? by Jedi+Alec · · Score: 5, Funny

      From the article it sounds like a voice code phrase to authenticate yourself over the phone. They staff has to be able to see it to verify it. It isn't a computer password.

      "I am the systems administrator. My voice is my password. Verify me."

      --

      People replying to my sig annoy me. That's why I change it all the time.
    30. Re:Plaintext passwords? by EdIII · · Score: 4, Informative

      I think you missed my point. There were no call logs, voice logs, notes, that identified an interaction with the customer when the voice password was changed.

      The fact they know which employee modified the password means that anytime customer information is changed they log which employee was responsible for it. That's good policy.

      So since the voice password was changed, and there are no records of the customer calling in and asking for it, the employee was disciplined.

      I thought that was clear from my post.

    31. Re:Plaintext passwords? by ILuvRamen · · Score: 1

      that's ILLEGAL in the US but this is the UK. Well at least the law in the US is that you can't be able to view or store a database of viewable customer passwords. Appaerntly the UK thinks that's a fantastic idea though.

      --
      Google's Super Secret Search Algorithm: SELECT @search_results FROM internet WHERE @search_results = 'good'
    32. Re:Plaintext passwords? by Bartab · · Score: 2, Informative

      Neteller does that as well. If you're not familiar with the company, they're primarily a third party "wallet" service to assist with withdraws and deposits to online gambling sites (poker, sportsbook, etc) Once setup by a user, they have direct connections to bank accounts and credit cards and can charge against those accounts with no further identification than the account password.

      Which is sent cleartext via email upon request.

      --
      Any sufficiently advanced technology is indistinguishable from a rigged demo.
    33. Re:Plaintext passwords? by Anonymous Coward · · Score: 0

      Your point being? They are just doing something like this:

      String suckypass = input.GetPassword();
      Mail.ToLooser(suckypass);
      Encrypt.MD5(suckypass);

      kthxbye!

    34. Re:Plaintext passwords? by Cassius+Corodes · · Score: 5, Informative

      RTFA, its a phone banking password - as this is done via a operator, they are going to know the password anyway so its displayed to them.

      --
      Control is an illusion, order our comforting lie. From chaos, through chaos, into chaos we fly
    35. Re:Plaintext passwords? by MrNaz · · Score: 5, Insightful

      Unless there is money being paid for accessing the systems

      What, you mean like bank fees?

      or there is an existing policy/agreement in place that says the system owners will not mess with passwords

      What, you mean like the legislative requirement that banks give depositors access to their funds?

      The people that own the systems have the right to do what they wish with them.

      No, they don't. They doubly don't if it means banking customers' financial services are interrupted.

      Does your phone company, who own the systems that your phone calls go through, have the right to let their operators listen in on your conversations and interject with witty remarks every now and then?

      --
      I hate printers.
    36. Re:Plaintext passwords? by gmack · · Score: 1

      I do the same and it's not as bad as it sounds.

      I have one password for banking sites which has been described by neteller.com helpdesk as "a bunch of random letters" (it's not).

      I have a password for less important sites where I care about my identity.

      I have two or three passwords I use on sites where I consider the accounts "throwaway" for sites that demand I sign up to view content, one time comments, sites that demand I have an account to buy things but don't store my credit card, etc.

    37. Re:Plaintext passwords? by imdx80 · · Score: 2, Insightful

      Not really. The staff is looking at this info in front of a computer, no doubt, so hashing the password, and then requiring the staff to type it in to verify a match would be quite easily possible.

      not really seeing what benefit that will bring, the operator gets to hear the password so they'll get to know it anyhow

      a solution to hiding the passphrase from the opearator would be, for phone banking, asking for particular letters of the pass phrase thats what my bank does

    38. Re:Plaintext passwords? by daBass · · Score: 1

      Well, this was a TELEPHONE banking password!

      In any case, storing the password for online banking using crypt or anything else that can't be decoded has its drawbacks too. Right now, many UK banks use the scheme where they ask you only for "characters 1, 4, 5 and 7" of your password.

      This is to foil key-loggers.

      And I can't completely disagree; if crackers get into the login database to steal plain-text (or at least reversibly encrypted) passwords there is a bigger security issue...

    39. Re:Plaintext passwords? by Martin+Blank · · Score: 1

      I have two financial institutions -- in the US -- that use voice passwords to verify me upon calling, both of them nationally recognizable. As I call in maybe twice a year, I end up having to go through the alternate verification methods as either I can not remember the password I set, or I'm not by my computer to be able to open up KeePass to look it up.

      --
      You can never go home again... but I guess you can shop there.
    40. Re:Plaintext passwords? by igb · · Score: 4, Interesting

      Actually, LTSB verification involves being asked for (three, I think) letters from your password / passphrase. I believe that the operator has no access to the letters involved --- they are prompted to ask for three and eight, type them in, and now know what they are. If you don't know, they don't either: the letters aren't displayed to the operator. Online, you supply a username (which is related to you, not to your account) and password, and are then prompted for three characters from a passphrase as pull-down menu items (presumably to make key-loggers a little less useful). The telephone and online systems use different passphrases.

      Now of course this isn't flawless: there are a lot of attacks one can envisage, mostly involving operators always asking for different letters --- ie if they already have three, five and eight, and are prompted to ask for three, five and nine, they ask for four, six and nine, supply three and five from their previous knowledge and now have six letters instead of the four they would otherwise have. By this technique they can get the password in n/3 attempts, less if (as is likely) you don't need all the letters to see what the whole word/phrase is. It's a thin attack given the chances of you arriving at the same operator, or the operator's confederate, that many times, but might be possible as a large conspiracy by a corrupt call centre (LTSB have in recent months re-on-shored all their call centres; make of that what you will). If you fail to authenticate, for whatever reason, you're asked for the same characters next time, so an attacker cannot make repeated attempts hoping to be asked for characters they already have if they don't get a favourable set the first time.

      Some things about this story don't ring true, by the way. Firstly, LTSB have not, to my knowledge as a customer, had a limit on the length of pass phrases either for telephone banking or on-line banking as short as is claimed. The on-line `memorable information' (ie password) is six to fifteen characters, spaces not permitted, and I can't believe the voice system is different.

      There are some things that could be improved. You can change the greeting between given name, given name plus surname and a few other options, but you can't have a custom greeting. That's a powerful phishing prevention mechanism: if I can customise my bank's website to greet me, after supplying my password but before supplying my selected characters from the passphrase, with a picture I supply (say) then that massively ups the problems a phisher faces. I have my passphrase as six random characters (ie knowledge of five doesn't provide the sixth) so that if I'm ever asked for character seven or greater I know something bad is happening, but it's not ideal. But the rest they do well: initial contact URL is https and won't work as http, ie http://online.lloydstsb.co.uk/ doesn't answer, so anyone bookmarking it will bookmark the https. Menus don't accept keyboard accelerators. More if I could think of it before my first coffee. I checked it through pretty thoroughly before signing the ts and cs, and I'm reasonably happy.

      ian

    41. Re:Plaintext passwords? by wenbert · · Score: 1

      i love looking at plaintext passwords!

    42. Re:Plaintext passwords? by MrMr · · Score: 4, Funny

      Now in this case, the choice of the password might be deemed offensive
      When you think a 'plc.' can be offended you are antropomorphizing abstract legal entities. Don't do that; they really hate it.

    43. Re:Plaintext passwords? by file-exists-p · · Score: 1

      Indeed. And even more worrying is that somebody noticed the password, which means that they are readable somewhere and actually read.

    44. Re:Plaintext passwords? by putaro · · Score: 1

      I just hash my pants. That's the best.

    45. Re:Plaintext passwords? by EdIII · · Score: 0

      What on earth are you talking about? Seriously.

      What does 'plc." mean?

      How I am I anthropomorphizing anything?

      What legal entities are you referring to?

      Who hates what?

    46. Re:Plaintext passwords? by Anonymous Coward · · Score: 0

      Actually, a worthy geek is supposed to know what an SQL injection looks like without any reference to xkcd.

    47. Re:Plaintext passwords? by Lonewolf666 · · Score: 3, Insightful

      Actually, LTSB verification involves being asked for (three, I think) letters from your password / passphrase. I believe that the operator has no access to the letters involved --- they are prompted to ask for three and eight, type them in, and now know what they are. If you don't know, they don't either: the letters aren't displayed to the operator.
      In this case, the system seems to have a hole somewhere:
      Somehow the operator was able to substitute another password. His choice of new password indicates that he could read the entire old password.

      Unless there are some other safeguards in the system that were not mentioned in TFA, I would be seriously concerned about criminal operators abusing my account (hypothetically speaking, I'm not a customer at LTSB).

      --
      C - the footgun of programming languages
    48. Re:Plaintext passwords? by Anonymous Coward · · Score: 0

      Can you link that comic? I can't seem to find it.

    49. Re:Plaintext passwords? by CmdrGravy · · Score: 2, Funny

      Yes, the best plan is for the staff to have a system, perhaps built by the staff, where the staff can verify the password but without the staff being aware of it. Staff should definitely ensure that staff cannot collude with staff to actually change the customers password on their own ! Customers aren't staff and it's just not right, whatever the staff get up to with staff, in the staff canteen or where ever else is strictly the business of the staff but when it comes to customers who aren't staff well then the staff should have ensured that rules were in place for the staff and being enforced by the staff so the staff couldn't get away with this behaviour with someone who isn't even staff.

    50. Re:Plaintext passwords? by ei4anb · · Score: 5, Interesting

      That is actually one of the schemes that I use. I have a keyword that I use to generate the password for all websites; I concatenate the keyword and the site's domain name and use an hash of that and allow Firefox to store it. That way I get a different pwd for each site yet I can regenerate it if I need to.

    51. Re:Plaintext passwords? by EvilIdler · · Score: 5, Insightful

      Uhm..what?! You don't store passwords in plain text, full stop. One-time passwords, alright. Generate one based on your bank card, and give it to the operator. It can't be used again. But a regular password? No way.

    52. Re:Plaintext passwords? by Anonymous Coward · · Score: 0

      Woah, Thats a ThinkGeek t-Shirt right there!

    53. Re:Plaintext passwords? by Richard_at_work · · Score: 2, Informative

      Unless there is money being paid for accessing the systems

      What, you mean like bank fees?

      Most people in the UK do not pay bank fees as we have free banking - they would only pay charges in case of exceptional activity on the account (eg unauthorised overdraft, failed charge etc).

    54. Re:Plaintext passwords? by MrMr · · Score: 4, Funny

      Seriously. I love to explain jokes.
      Lloyds is a plc.
      Go search for antropo and see what to offend means.
      Now try to imagine an offended Plc.
      And hand in your geek card.

    55. Re:Plaintext passwords? by LordSnooty · · Score: 2, Informative

      My bank's phone service makes me type in my passcode via the keypad. If the operator ever needs me to prove my identity, I am asked to provide eg the 4th & 5th character, not the whole thing. Sounds like Lloyds needs to update their security procedures! Passwords should never be exposed in any way (in full at least), that has to be the bottom line.

    56. Re:Plaintext passwords? by supernova_hq · · Score: 1

      So if your bank changed your pin to say "1234", you wouldn't mind at all?

    57. Re:Plaintext passwords? by Anonymous Coward · · Score: 0

      Just like OS X did.

      It is did right?

    58. Re:Plaintext passwords? by Anonymous Coward · · Score: 0

      You're an idiot.

    59. Re:Plaintext passwords? by AuMatar · · Score: 0

      Out of curiosity- what would you do if your browser's data files got corrupted? Or you wanted to visit a site from work/parent's/other? Sounds way too fragile, its reliant on you only using the same browser on the same computer.

      --
      I still have more fans than freaks. WTF is wrong with you people?
    60. Re:Plaintext passwords? by Anonymous Coward · · Score: 0

      haha

    61. Re:Plaintext passwords? by Anonymous Coward · · Score: 0

      Apparently you're still an idiot, too.

    62. Re:Plaintext passwords? by HungryHobo · · Score: 2, Interesting

      even then it should never be in plaintext.
      hash it, the operator asks for the pass, types it in, it's checked against the hash and if it matches it's correct.
      People reuse passwords too much for this to be safe .

    63. Re:Plaintext passwords? by Sobrique · · Score: 3, Informative

      http://xkcd.com/327/ - One of my favourites

    64. Re:Plaintext passwords? by telchine · · Score: 5, Insightful

      If the operator ever needs me to prove my identity, I am asked to provide eg the 4th & 5th character, not the whole thing. Sounds like Lloyds needs to update their security procedures!

      My bank als asks me for two letters from my password, and my bank is Lloyds!

      How do you know for sure that your bank's operator can't see the full password when they're asking you for two letters?

    65. Re:Plaintext passwords? by Sobrique · · Score: 1
      Email is a) plain text, and b) store and forward.

      Thus your password being sent in the clear, is travelling across the internet in plain text. It's also getting written to disk on at least one mail server, possibly more.

    66. Re:Plaintext passwords? by Anonymous Coward · · Score: 1, Funny

      Damnit, now I have to change the combination on my luggage!

    67. Re:Plaintext passwords? by Opportunist · · Score: 1

      The whole deal already starts falling apart at the point where the employee gets to know your complete password and have all the other details of your account right in front of him. That's ID-theft waiting to happen.

      IF you insist in making the password textual, require people to formulate sentences of at least 5 words and ask for one word only, e.g. tell me the 4th word of your passphrase. Due to grammar this isn't the best security either (long random numbers and asking for the n-th digit(s) is way better), but this would already increase security considerably.

      --
      We used to have a Bill of Rights. Now, with the rights gone, all we have left is the bill.
    68. Re:Plaintext passwords? by AmiMoJo · · Score: 1

      You jest, but this is actually a good idea. There are numerous add-ons for Firefox that allow you to automatically hash passwords before submitting them to web sites. After all, you don't know how good the security on their end is, and if you use the same memorable password for more than one site...

      --
      const int one = 65536; (Silvermoon, Texture.cs)
      SJW, n: "Someone I don't like, and by the way I'm a fuckwit" - AC
    69. Re:Plaintext passwords? by pengipengi · · Score: 1
    70. Re:Plaintext passwords? by MiniMike · · Score: 1

      Maybe he should make his new password "Lloyds security is pants"

      No, to make them regret their current policy and think about changing their ways he should change his password to something like:
      #BC52FFABC6892A0DB2C379FED

    71. Re:Plaintext passwords? by Stooshie · · Score: 1

      What makes you think they were stored in plain text? He gave the operator the new password who typed it into the system which, presumably, stores it securely.

      With phone banking(as opposed to internet banking) there is no other way to set or reset a password. The operator needs to type it in.

      You can challenge for a password using the keyboard when a user phones up, but you can't set or reset a password without operator intervention.

      --
      America, Home of the Brave. ... .and the Squaw.
    72. Re:Plaintext passwords? by Anonymous Coward · · Score: 0

      the same password I use at half the websites on the internet

      Security is really quite pathetic these days

      Umm ... :^)

      My solution to this is to have all my low-value passwords in a text file, thus getting around the impossibility of remembering 100 different ones. Of course this fails if I somehow get rooted, but it's game over then in any case, and I go to some effort to make such an occurrence very unlikely.

      The weak link in many people's security is webmail accounts. All too often the password is directly guessable or can be reset via helpful password reminder questions, especially if you know them irl, and then you generally find a treasure trove of account signup emails containing plaintext passwords.

    73. Re:Plaintext passwords? by jonbryce · · Score: 1

      They shouldn't have it displayed to them. They should type it in when the customer tells them it and the computer should tell them if it is the right password.

    74. Re:Plaintext passwords? by Warshadow · · Score: 4, Funny

      No, No, No. "My voice is my passport verify me" :D

    75. Re:Plaintext passwords? by jcuervo · · Score: 2, Funny

      4c6c6f79642773206973207374696c6c2070616e7473.

      --
      Assume I was drunk when I posted this.
    76. Re:Plaintext passwords? by Anonymous Coward · · Score: 0

      Not really, since 1234 is explicitly banned when creating a PIN number in the first place - so any thief attempting to use 1234 as a PIN number would have to be a complete moron.

    77. Re:Plaintext passwords? by Cow+Jones · · Score: 5, Funny

      RTFA, its a phone banking password

      So, unless I misread TFA, we now know that Mr. Steve Jetley from Shrewsbury has a phone banking account with Lloyds, and is unable to change his password to anything else than "no it's not". Mr Jetley said he was still trying to find a suitable password which met the conditions.

      Excuse me, I have to make a phone call...

      --

      Ah, arrogance and stupidity, all in the same package. How efficient of you. -- Londo Mollari
    78. Re:Plaintext passwords? by Anonymous Coward · · Score: 0

      Is it really that simple?

    79. Re:Plaintext passwords? by Anonymous Coward · · Score: 2, Funny

      Not really, since 1234 is explicitly banned when creating a PIN number in the first place - so any thief attempting to use 1234 as a PIN number would have to be a complete moron.

      You mean, on an ATM machine ??

    80. Re:Plaintext passwords? by Anonymous Coward · · Score: 0

      No, it's not from xkcd...we have always called him little billy tables.

    81. Re:Plaintext passwords? by Stewie241 · · Score: 1

      an offended Programmable Logic Controller? This is slashdot - that must be what that stands for :)

    82. Re:Plaintext passwords? by FlyveHest · · Score: 1

      You could use the excellent PasswordMaker extension, that does just that, with added bells and whistles. (Individual site rules, character-set etc)

      http://passwordmaker.org/

      Btw, I have nothing to do with the project, just a very happy user.

    83. Re:Plaintext passwords? by fotbr · · Score: 1

      Nicely done!

      And I thought I was the only one that quoted lines from that movie.

    84. Re:Plaintext passwords? by TheRaven64 · · Score: 3, Interesting
      It's easy. Imagine your password is 'password.' To get a password for Slashdot, you concatenate it with the site name, giving 'slashdotpassword'. You then hash it with a well-known hashing algorithm, such as MD5, giving '4f9e0b445242debaefaea692318e7f05'.

      As long as you have access to something that can generate MD5 hashes (any system with OpenSSL or GNUTLS installed, including any *NIX machine, any Mac, and some Windows machines) you can trivially regenerate your password. If you wanted to use the same password for mybank you would use hash of 'mybankpassword' which is '4281a3b1440b23b1106655dfeb849057'. Given either of these, it's very hard to recover the original input. It's a bit easier if you know that the format is {site name}{password}, but you could easily do something different, like interleave the letters, giving the hash of 'pmaysbsawnokrd'.

      --
      I am TheRaven on Soylent News
    85. Re:Plaintext passwords? by Chickan · · Score: 1

      No its not, my ex GF's PIN is 1234, saw her entering it once at a shop, give her all kinds of shit about that one.

    86. Re:Plaintext passwords? by Chickan · · Score: 1

      You know what PLC stands for right? Poor Life Choice

    87. Re:Plaintext passwords? by geminidomino · · Score: 1

      That movie kills my soul... the part where she's trying to get the mousy guy to say "passport" *groans*

    88. Re:Plaintext passwords? by geminidomino · · Score: 2, Funny

      "I am the systems administrator. You shall have no gods before me"

      Fixed that for you.

      Who, me? BOFHish?

    89. Re:Plaintext passwords? by geminidomino · · Score: 1

      Do you actually do that by hand?

      Password Maker works exactly the same way.

    90. Re:Plaintext passwords? by MagdJTK · · Score: 1

      What, you mean like bank fees?

      Bank fees?! Banks pay us for using them... it's called interest.

    91. Re:Plaintext passwords? by Anonymous Coward · · Score: 0

      The idiot is the fool who can't take 5 seconds to Google what they wish to know. Seriously, this is the 21st century, people. Why are there still morons in the world? The answer to all your questions is in that little white search box.

    92. Re:Plaintext passwords? by Stewie241 · · Score: 1

      Or why not have a number that the customer keys in directly to a touch tone recognition system? And then possibly a password as well that gets spoken to the operator, the operator enters it, the hash checks it. If you get the operator one right, then you get to enter the number over the phone. That way, you couldn't brute force because you have to talk to the operator, but the operator doesn't know the password either.

    93. Re:Plaintext passwords? by ericspinder · · Score: 1

      Does your phone company, ... have the right to let their operators listen in on your conversations ...

      No, but my government does, or at least they think they do, hopefully for not much longer.

      --
      The grass is only greener, if you don't take care of your own lawn.
    94. Re:Plaintext passwords? by rgviza · · Score: 1

      /signed

      "In these cases an advisor can read the full password."

      WTF!

      That's a pretty serious problem right there. Any bank I've worked at would be feverishly changing how this worked as soon as they found out what the idiot developer did. We had to use AES encrypted hashes. While I could change your password to do something, there's NFW I would ever be able to decode your password, at least not without a supercomputer.

      What's worse is it's Lloyds TSB!!! I'd be changing banks if I found out my bank stored passwords this way.

      This took the cake:
      "it had to be no more than six letters long."

      What kind of bank is this? Their development crew sounds pretty fly-by-night.

      They wouldn't last very long here. I sure as hell wouldn't keep my money there.

      -Viz

      --
      Don't kid yourself. It's the size of the regexp AND how you use it that counts.
    95. Re:Plaintext passwords? by jcgf · · Score: 1

      Programmable Logic Controller?

    96. Re:Plaintext passwords? by Anonymous Coward · · Score: 0

      Actually, this is exactly what I do for non-critical sites:
      take the url of the site, concatenate it with a password, generate the md5 hash and take the first 6 characters. I use a javascript tool on my homepage to do that.
      -> Access to all accounts from anywhere with only one password.

    97. Re:Plaintext passwords? by Alsn · · Score: 1

      I find the irony in you spying on your ex GF's PIN to be, whats the word, deserving?

    98. Re:Plaintext passwords? by Alsn · · Score: 1

      Damnit, I already posted so I couldn't mod you funny :(

    99. Re:Plaintext passwords? by N!k0N · · Score: 1

      Or maybe 09F911029D74E35BD84156C5635688C0. Granted everyone on /. would be able to break that pretty quick...

    100. Re:Plaintext passwords? by Chickan · · Score: 1

      Hey, we were dating at the time, and I couldn't help but notice it.

    101. Re:Plaintext passwords? by Bender0x7D1 · · Score: 5, Funny

      Does your phone company, who own the systems that your phone calls go through, have the right to let their operators listen in on your conversations and interject with witty remarks every now and then?

      I live in the U.S. and am offended by the implications in your statement. Of course they have the right! How else would they find the terrorists?

      --
      Reading code is like reading the dictionary - you have to read half of it before you can go back and understand it.
    102. Re:Plaintext passwords? by dougmc · · Score: 1

      Of course, at the `types it in' step, it's in plaintext. If the application were to be ... altered to save these plaintext passwords somewhere, you'd probably never know.

      People reuse passwords, yes. They shouldn't. It's usually best to assume that everybody involved at the company or website you're dealing with has access to your password (and in many cases, they do, either directly or indirectly) and make it unique accordingly.

    103. Re:Plaintext passwords? by rjstanford · · Score: 1

      This assumes that the operator got the spelling exactly correct - which is far from guaranteed. For a voice identification, being able to check everything visually actually does make sense.

      --
      You're special forces then? That's great! I just love your olympics!
    104. Re:Plaintext passwords? by ericlondaits · · Score: 1

      If the operator can record the DTMF tones you enter through the phone, then he can play it back to the machine or use recognition software or hardware to figure out the digits.

      I work programming interactive telephone applications (IVR) and have been asked many times to hash PIN numbers, which is the biggest joke ever... since 4 or 6 digits PINs are trivial to figure out by hashing all possible numbers.

      However, in this case, the password is actually a word... it's meant to be spoken over the phone, so it's no surprise it's stored as plain text.

      --
      As a Slashdot discussion grows longer, the probability of an analogy involving cars approaches one.
    105. Re:Plaintext passwords? by Anonymous Coward · · Score: 4, Funny

      What are you supposed to do, SHA-1 hash it in your head before reciting the hex digits over the phone to the operator?

    106. Re:Plaintext passwords? by Hurricane78 · · Score: 1

      If the operator can record the DTMF tones you enter through the phone, then he can play it back to the machine or use recognition software or hardware to figure out the digits.

      Luckily, this assumption is wrong. The prone system asks for my bank account number and a specific phone pin code *before* even putting me in the waiting loop. So they can't listen to is.

      --
      Any sufficiently advanced intelligence is indistinguishable from stupidity.
    107. Re:Plaintext passwords? by DinDaddy · · Score: 1

      That still won't prevent a staff infection exploit.

    108. Re:Plaintext passwords? by Fnord666 · · Score: 1

      you are antropomorphizing abstract legal entities...

      Go search for antropo and see...

      Maybe this is what is throwing him off. The word that you are looking for is anthropomorphizing. That's probably why he couldn't find it.

      --
      'The tyrant will always find pretext for his tyranny.' - Aesop's Fables
    109. Re:Plaintext passwords? by darkpixel2k · · Score: 1

      What, you mean like bank fees?

      Yeah--exactly like bank fees.

      What, you mean like the legislative requirement that banks give depositors access to their funds?

      Yeah--exactly like that. Didn't you actually read my comment?

      Just because I have no clue what lloyds, barclays, or this stupid 'pants' comment relate to doesn't mean I don't have an understanding of rights and responsibilities.

      So let me try again. The person, people, or company has the right to do WHATEVER they f*cking want with their systems. They own them afterall. However, this is predicated on them not being contractually or legally obliged to provide certain services. Being contractually or legally obliged usually means money is changing hands at some point. So yeah, Mr. Didn't-Read-My-Previous-Comment, a Bank would fall under all of that.

      --
      There's no place like ::1 (I've completed my transition to IPv6)
    110. Re:Plaintext passwords? by darkpixel2k · · Score: 1

      So if your bank changed your pin to say "1234", you wouldn't mind at all?

      I know slashdotters usually don't read the articles, but today it seems like everyone failed to read a certain sentence in my post. It's the one that says: "Unless there is money being paid for accessing the systems, or there is an existing policy/agreement in place that says the system owners will not mess with passwords, then it's open season."

      So since I pay my bank in the form of fees, and there are existing policies and agreements in place--not to mention legislative requirements, no, I don't believe my bank can or should change my PIN without asking me.

      --
      There's no place like ::1 (I've completed my transition to IPv6)
    111. Re:Plaintext passwords? by wurp · · Score: 1

      When you change or set your password in a well-programmed website, it *adds a random salt* and then hashes the password.

      Otherwise the db of encrypted passwords is susceptible to rainbow tables.

      I'm sure lots of readers already know that, but I'd hate for someone to think they had good security based on reading 99% correct anecdotes like that, then have all their customers' passwords compromised because they forgot to salt them.

    112. Re:Plaintext passwords? by Anonymous Coward · · Score: 0

      RTFA, ....

      You must be new here.

    113. Re:Plaintext passwords? by rhombic · · Score: 1

      Yes. What, you mean you can't do that? Hell, I had to reverse RSA-1024k this message out of my brain before I could type it.

      --
      1984 was supposed to be a warning, not an instruction manual.
    114. Re:Plaintext passwords? by Fox_1 · · Score: 1

      My bank - in Canada - has a selection of pictures , one of them I chose to be the identifying pic on my account. If I don't see that when I log in to my online banking, then I'm not to trust the website. This is because there were some legislative changes involving security of personal information recently. Places like banks are now required to have two layers of authentication and identification.

      --
      The rock, the vulture, and the chain
    115. Re:Plaintext passwords? by corbettw · · Score: 2, Insightful

      How about, have the operator type in the password as it's spoken? You'd have to have spellcheck in place each time it's entered, and maybe remove punctuation to ensure consistency, but there's no reason to display the password to a human operator.

      --
      God invented whiskey so the Irish would not rule the world.
    116. Re:Plaintext passwords? by MrNaz · · Score: 1

      The person, people, or company has the right to do WHATEVER they f*cking want with their systems.

      And I will re-iterate that this is not the case. Companies and bodies that perform a public service are held to a higher standard than normal citizens. Your neighbor invites you into his house for a tea party has no duty to deliver that tea, nor do you have a right to sue if it is not delivered as you want it.

      Banks, telecommunications carriers, national airlines, national electricity providers etc are all controlled by legislation that binds them to provide a certain level of service to the community. They are *not* allowed to do whatever they want with their systems, even in the absence of a contract, as they are given the right to operate in that business based upon their guarantee to uphold certain rights of their clients. They are, in a way, public utilities.

      These special cases of companies are defined in law, and make a huge difference to the way a company can conduct business. The massive regulations placed upon banks is the reason PayPal fought so hard to not be defined as a bank, because they knew that if they were defined as a bank, that they would no longer be able to do "whatever the f*ck they wanted with their systems".

      --
      I hate printers.
    117. Re:Plaintext passwords? by Fox_1 · · Score: 1
      I used to work tech support years ago. People could create accounts thru an automated process. One thing they had to create was a verification phrase (not their passcode!!) which would be used if they call us at tech support. Without it, I saw nothing of their info.

      Best Verification Phrase ever encountered : "umm do I have to say it?"

      "Yes ma'am, I have to enter that phrase into the system before I can access your account."

      "Stick it in my A**"

      --
      The rock, the vulture, and the chain
    118. Re:Plaintext passwords? by SwordsmanLuke · · Score: 1

      I used to do tech support for a webhosting company. One of the sites we hosted was for a local Alcoholics Anonymous chapter and they were *regularly* forgetting their admin password and requesting that it be reset. After one month in which I had to reset their password 5 times, I decided to break slightly from the usual random alphanumeric password and sent them this: Noc2h5Oh. I never saw another reset request.

      --
      Any plan which depends on a fundamental change in human behavior is doomed from the start.
    119. Re:Plaintext passwords? by Anonymous Coward · · Score: 0

      You highlighted a good reason why it's not a good idea to use the same password on different websites. If you have so many accounts that need passwords just like I do then perhaps take a look into "secure" password management programs to remember the passwords for you.

    120. Re:Plaintext passwords? by SCHecklerX · · Score: 1

      That's the first thing I thought too.

    121. Re:Plaintext passwords? by Anonymous Coward · · Score: 0

      I can't count, you insensitive clod!

    122. Re:Plaintext passwords? by digitalsolo · · Score: 1

      Maybe he should make his new password "Lloyds security is pants"

      No, to make them regret their current policy and think about changing their ways he should change his password to something like: #BC52FFABC6892A0DB2C379FED

      Damn, now I have to change the code on my luggage..

      --
      Just another ignorant American.
    123. Re:Plaintext passwords? by darkpixel2k · · Score: 1

      The person, people, or company has the right to do WHATEVER they f*cking want with their systems.

      And I will re-iterate that this is not the case. [...] Banks, telecommunications carriers, national airlines, national electricity providers etc are all controlled by legislation that binds them to provide a certain level of service to the community. They are *not* allowed to do whatever they want with their systems, even in the absence of a contract, as they are given the right to operate in that business based upon their guarantee to uphold certain rights of their clients. They are, in a way, public utilities.

      Now I'm beginning to think you're an idiot. You either didn't read my comment, or didn't understand it. Of course banks, airlines, etc... can't just do whatever the f*ck they want...because it's a paid, contractual service.

      ...you know--like I said in the last 2 comments.

      --
      There's no place like ::1 (I've completed my transition to IPv6)
    124. Re:Plaintext passwords? by orgelspieler · · Score: 4, Funny

      I think you just failed the Turing Test.

    125. Re:Plaintext passwords? by ddusza · · Score: 1

      What? You don't have the 'Witty Remarks' add-on to your plan? I thought everyone had that as part of the "Friends, Family, and Anonymous Others" Phone Plan. I must be paying extra for that....

      --
      Don't fear the penguins
    126. Re:Plaintext passwords? by edmac3 · · Score: 1

      Give me a break. SQL Injection is much more widely known than XKCD and the whole concept of SQL injection dates back to before XKCD even existed. It is folly to assume every time a joke like this is made, XKCD is the source.

    127. Re:Plaintext passwords? by billcopc · · Score: 1

      Just because the bank doesn't charge you eight dollars a month, does not mean you're not paying for banking. You just have a good socialized model.

      --
      -Billco, Fnarg.com
    128. Re:Plaintext passwords? by Anonymous Coward · · Score: 0

      Just because the bank doesn't charge you eight dollars a month, does not mean you're not paying for banking. You just have a good socialized model.

      Talk about knee jerk. It doesn't have to be socialism. I have free banking with a small minimum balance. There's no outside support.

    129. Re:Plaintext passwords? by Anonymous Coward · · Score: 0

      Not bad, but many places will refuse it because, it's too long, doesn't contain a symbol or doesn't contain an upper case letter. Some places might silently shorten the password, which would make it easy to brute force.

    130. Re:Plaintext passwords? by evilviper · · Score: 1

      not really seeing what benefit that will bring, the operator gets to hear the password so they'll get to know it anyhow

      Yes, and the website you type your password into gets it in plain text as well when you log-in.

      The advantage is the same as with all hashed passwords... Someone gaining access to the password file, through whatever means, can't up and use that information to access everyone's accounts. They would have to brute force the hash to find the plain text password. It doesn't protect you from a man-in-the-middle, just some scenarios of unauthorized access.

      --
      Slashdot gets worse every day... Pipedot: News for nerds, without the corporate slant
    131. Re:Plaintext passwords? by AuMatar · · Score: 1

      For non-critical sites (ex slashdot) I just use the same password and don't really care if its lost- you'll be able to access my slashdot account and several video game forums in my name, oh no.

      --
      I still have more fans than freaks. WTF is wrong with you people?
    132. Re:Plaintext passwords? by Anonymous Coward · · Score: 0

      If you put all your trust into a little search box, then you are a bigger fool than the idiot.

    133. Re:Plaintext passwords? by vanyel · · Score: 2, Interesting

      Imagine your password is 'password.'

      I don't have to imagine - after a recent spate of account hijackings to send spam, I ran a check and found 127 users with passwords of "password". This is a case where I reset their passwords without talking to them first as well as imposing some requirements on the passwords. It annoyed the call center, but it's better than getting blacklisted for spamming.

    134. Re:Plaintext passwords? by Anonymous Coward · · Score: 0

      So since the voice password was changed, and there are no records of the customer calling in and asking for it, the employee was disciplined.

      Disciplined you say? Sounds like a fun place to work. *gets her leathers on*

    135. Re:Plaintext passwords? by blair1q · · Score: 1

      But we're grading on a curve ever since 2000 so he can be President if he wants to be, even with these grades.

    136. Re:Plaintext passwords? by pugugly · · Score: 1

      Yeah that was *my* first thought.
      Then I read the article - pardon me while I start testing six letter passwords at Lloyds.

      Pug

      --
      An Invisible Entity of Vast Power whose existence must be taken on faith alone: Liberal Media
    137. Re:Plaintext passwords? by Paradise+Pete · · Score: 1

      You mean, on an ATM machine ??

      Yes, but only after 8 A.M. in the morning.

    138. Re:Plaintext passwords? by Anonymous Coward · · Score: 0

      "Yes, our little bobby tables, we call him."
      "I hope you are happy, we lost all our student records"
      "And I hope you have learned to sanitize your queries"

      From XKCD.

    139. Re:Plaintext passwords? by Zwicky · · Score: 1

      I had a similar problem earlier this month in making a credit card payment over the phone. Twice I told them the details, which I read directly from the card, and twice the card was rejected. I made payment by other means instead and then called the credit card company who told me that the verification number, valid from and valid to dates had all been entered incorrectly.

      It was annoying and no harm was done, but it does highlight that mistakes do happen.

      --
      "Three eyes are better than one" -- Lieutenant Columbo
    140. Re:Plaintext passwords? by Anonymous Coward · · Score: 0

      How else would they find the terrorists?

      Go look in the Oval Office?

    141. Re:Plaintext passwords? by Anonymous Coward · · Score: 0

      Since I've written voicemail software, I can tell you that it can be trivial to listen to the callers before they are handed off to an operator.

      You probably also believe that when you're on "hold" no one can hear you.

    142. Re:Plaintext passwords? by Macthorpe · · Score: 1

      I asked the little box if I could trust it, and it came up with a video from a band called "I Dream".

      Does that mean yes or no?

      --
      "It does not do to leave a live dragon out of your calculations, if you live near him." - Tolkien
    143. Re:Plaintext passwords? by Anonymous Coward · · Score: 0

      Somebody make this a plugin please.

    144. Re:Plaintext passwords? by jcuervo · · Score: 1
      Hey, Perl one-liner to decode these, because I keep writing it by hand over and over again.

      perl -ne 'while (s/^(..)//) {print chr hex $1} print "\n"'

      One-liner to encode is left as an exercise to the reader.

      --
      Assume I was drunk when I posted this.
    145. Re:Plaintext passwords? by Psychotria · · Score: 1

      Thanks beav007. My comment was not well thought out.

    146. Re:Plaintext passwords? by msromike · · Score: 1

      Maybe they are using RADIUS authentication for something.

    147. Re:Plaintext passwords? by msromike · · Score: 1

      You mean, "You just have a socialized model."

      Repeat after me, "There is nothing good about socialism."

    148. Re:Plaintext passwords? by msromike · · Score: 1

      Yes, he has a different username and password on every system that he needs to authenticate on. He also uses different email addresses for each account. Since he couldn't remember any of them he had to write them all down in a notebook. He lost the notebook and now he can't change any of his passwords because he can't remember the login and can't remember where the lost login is supposed to be emailed to.

      Now it's time to come back down to earth. Are you trying to tell us you use a different login name for each of your 80 to 100 logins you have on the Internet? I'm not buying it.

    149. Re:Plaintext passwords? by imdx80 · · Score: 1
      the operator in this case is the equivalent of the keyboard where you enter your website pass phrase, if you dont trust it then you shouldn't be using it

      and just because an authorised user can see the pass phrase doesn't mean its sitting in a db unencrypted

    150. Re:Plaintext passwords? by Neeth · · Score: 1

      No I don't use a different login each time. I do use a different password everytime. And I do use a different emailaddress. Each time. My concern is that GP poster uses the same login AND password for different sites.

      --
      Yes, I am the one with the legendary sig.
    151. Re:Plaintext passwords? by linhux · · Score: 1

      God forbid you used an automated phone authentication system such as, I don't know, maybe typing in numbers? Modern banks require you to enter a PIN and a one-time-password, either from a scratch-sheet or one obtained using a challenge and an electronic password generator. This is not rocket science.

      I call my bank operator, tell them my business, and when they need to authenticate me, they say "please hold while we transfer you to the automated authentication system" and I get to punch in some OTP numbers sent using DTMF tones. Once authenticated, I get transferred back to the operator, who now has verified who I am, but has had no part of the actual authentication.

      I find it quite disturbing that there still are banks that haven't even reached this level of security yet.

    152. Re:Plaintext passwords? by supernova_hq · · Score: 1

      I see your point, then then again it was an example. In fact, I do believe that the summary referred to the complainant as a "customer", which infers pretty strongly that some money HAD in fact changed hands at some point.

    153. Re:Plaintext passwords? by MrNaz · · Score: 1

      Hmm... I see. So you're saying "companies can do whatever they want, except when they can't".

      In other words, you were saying nothing useful at all.

      --
      I hate printers.
    154. Re:Plaintext passwords? by Olivier+Galibert · · Score: 1

      How many tries will the operator get? Because transcribing exactly what you hear over the phone is a fun task, *much* harder than just comparing with something written. In particular, should the operator use capitalization, punctuation, British or US spelling ? How do you ensure how the original operator who entered the password (or worse the client) followed the exact same rules to the letter?

          OG.

    155. Re:Plaintext passwords? by darkpixel2k · · Score: 0

      I see your point, then then again it was an example. In fact, I do believe that the summary referred to the complainant as a "customer", which infers pretty strongly that some money HAD in fact changed hands at some point.

      Like I said before--some slashdotters don't even bother to read the summary...like me apparently. ;)

      --
      There's no place like ::1 (I've completed my transition to IPv6)
    156. Re:Plaintext passwords? by darkpixel2k · · Score: 0

      Hmm... I see. So you're saying "companies can do whatever they want, except when they can't".

      In other words, you were saying nothing useful at all.

      It's a reminder to all the idiots out there that think companies are supposed to do what they want, and not what the company wants.

      --
      There's no place like ::1 (I've completed my transition to IPv6)
    157. Re:Plaintext passwords? by pimpimpim · · Score: 1

      Could we pass a law that every country that falls back to these methods adds "democratic republic" or "people's republic" to their country's name? That has helped us recognize them previously. Sad thing is that most countries should change their name then, the way things are currently going.

      --
      molmod.com - computing tips from a molecular modeling
    158. Re:Plaintext passwords? by thePowerOfGrayskull · · Score: 1

      Uhm..what?! You don't store passwords in plain text, full stop. One-time passwords, alright. Generate one based on your bank card, and give it to the operator. It can't be used again. But a regular password? No way.

      It's more like "mother's maiden name" it sounds like, which is slowly getting replaced with "mother's maiden name or password" in the credit card industry. It's a keyword/phrase that you give to the phone rep to identify yourself; by definition they must be able to see it as well. This is no different than the first tier of verification used when you call in for credit card service.

    159. Re:Plaintext passwords? by EdIII · · Score: 1

      I find it quite disturbing that you that you feel DTMF tones are secure in any possible reality.

      They are horrifically insecure. The technology required to analyze those tones and turn them back into numbers is amazingly trivial at this point. They are getting better each year at voice recognition, which is already pretty good. In less than a few minutes I can walk up to practically any house and phreak on their telco box. Wait a few weeks and I will have an amazing wealth of information to wreak havoc with. Cell phones are much harder to intercept, but not impossible either. It can be done with the right hardware. Compromising a voice call is hardest with a call center and office buildings since they are usually more secure physically and progressively more of it goes across VOIP. VOIP is usually hosted inside large co-location facilities, which can be incredibly secure.

      I have no problems with an employee asking me a series of random security questions. The more subjective the better. Voice passwords can be more secure than PINS. The only problem, from the article, is employees changing this information without your consent. The employee was no longer working there. Interpret that as you will.

      The reason why corporations like to use PINS, or some other automated authentication system, is to shift the liability and responsibility for security TO THE CUSTOMER. It is also cheaper to do, so there is a tremendous financial incentive. The corporation then always falls back on, "You must have given your information to somebody. It is your fault". The only challenge is legal liabilities in the long run.

      Of course it is easier for the bank to send you to automated security system. Easier for the hacker too. Once a hacker passes through that system he can do ANYTHING acting with your credentials. That is almost as bad as no security at all. Strongly secure voice password methods make it VERY hard for a hacker to obtain enough information to gain authenticated access to an account. The more interaction you must have with an employee, and the the more secure the employee's interface, the harder it is for an attacker to use social engineering and any information he has to compromise somebody's account.

      I have personally seen dozens of sheep walk up to bank tellers swipe a piece of plastic with a bar code, enter a pin, and then have full access to the account. The vast majority of tellers never even looked the person in the face. No security questions, no separate verifications of identifications, nothing.

      I never use automated systems. I demand an actual employee that has to ask me questions to access my accounts. Even in person, I demand that the tellers authenticate me some other way. It sure pisses them off, but fuck em. They should have to work for a living, and they all remember me now.

      Before blindly thinking that those automated systems are more secure than a live human being you should consider how such an automated system could be attacked and if it is easier to attack than a live human being. Ask around, and you will find that your premise is quite wrong indeed.

    160. Re:Plaintext passwords? by sunburntkamel · · Score: 1

      you use one of these: https://www.paypal.com/securitykey

    161. Re:Plaintext passwords? by billcopc · · Score: 1

      Repeat after me: "Enough with the red fear"

      Modest socialism is the driving force behind many successful societies. Why else would we want governments in the first place ? Think of it as a co-op. If you think co-ops are nothing good, well them I'm wasting my time with you.

      --
      -Billco, Fnarg.com
    162. Re:Plaintext passwords? by billcopc · · Score: 1

      Talk about AC. I didn't say socialism was a bad thing.

      My point is that the bank still makes money, even though the line item doesn't appear on your monthly statement.

      --
      -Billco, Fnarg.com
    163. Re:Plaintext passwords? by msromike · · Score: 1

      Excellent analogy. Some co-ops are a wonderful thing. I am a member of one in fact. It works great for us because we pool our resources in order to achieve economies of scale when procuring goods and services.

      We live in a condominium where everyone pays the same amount of money each month. We use this money as a group maintain community assets like the golf course fencing, snow removal, and maintenance of the exteriors of the residences.

      We all pay the same and we all receive the same benefit. I could imagine the uproar if the members of the home owner association that made more money had to pay more money for their HOA dues. We have several people over 65 that are retired and on a fixed income. Perhaps they shouldn't have to pay at all?

      It's really not fair from a social perspective that my neighbor only has to pay 1% of his income for HOA dues when I have to pay 2%. Perhaps we should address this at our next owners meeting. We could come up with a system where the top earners pay 2%, the middle earners pay 1% and the retirees pay nothing. That would be more fair because the top earners have a lot more disposable income then my retired neighbor and myself.

      If we could get something going like this across the board and in all facets of our economy perhaps my wife and I could afford to stop working altogether. Maybe we could tax the top earners 90% or even more. That would be better for the majority since the majority would be able to work less and a minority of people might even choose to not work at all.

      All kidding aside, co-ops can be a powerful tool but they certainly are not a panacea for all social problems.

    164. Re:Plaintext passwords? by linhux · · Score: 1

      Where did I say that DTMF tones are secure? I said that one-time-passwords and challenge-response authentication are secure. The security of DTMF tones is irrelevant. The whole point was that eavesdropping, or a corrupted employee leaking information, wouldn't be a problem, as the password entered wouldn't be valid twice.

  2. least of their problems by Anonymous Coward · · Score: 0

    Umm, how come admins can read passwords? Aren't they salted and hashed? WTF!!!

    1. Re:least of their problems by andy.ruddock · · Score: 2, Informative

      Telephone banking. Customer rings and gets asked "What's the 3rd letter of you password?". Usually get asked for two randomly selected characters in your password, plus other details, such as random digits from a customer code which is chosen by the bank when telephone banking is setup for the customer.

      --
      God: An invisible friend for grown-ups.
    2. Re:least of their problems by Sobrique · · Score: 1
      Actually, the way it's done in telephone/online banking that I'm aware of, is that the operator gets prompted by their app for 'letter 1,2,4'. They key them in. Then they are given a 'pass/fail', without exposing any of the password to them (well, obviously they know that what letters 1,2 and 4 are if it works).

      I'm not entirely sure how it ended up happening the other way, it smells a bit of urban myth to me.

    3. Re:least of their problems by andy.ruddock · · Score: 1

      You're quite probably correct - I only have knowledge of how this works from the customer point-of-view.
      In these cases using hashes would be pointless, as the entire password would be required giving the operator that information - this method being more "secure".
      A method whereby the customer was asked for three, and had to get at least two of them correct may be more secure from the customers standpoint, as the operator wouldn't know which of the three (if any) didn't fit the password. (I could be wrong, I'm no cryptographer or statistician).

      --
      God: An invisible friend for grown-ups.
  3. Legal Problems by Detritus · · Score: 2, Insightful

    Does UK law cover "sexual harassment"? Employers in the USA have to worry about defending themselves against claims of sexual harassment, which can be quite broadly construed, even when a customer is the source of the alleged harassment. Anything that someone, somewhere, finds offensive, can be evidence of a "hostile work environment".

    --
    Mea navis aericumbens anguillis abundat
    1. Re:Legal Problems by Ixitar · · Score: 5, Interesting

      I just love the hypersensitivity out there. I was on a project years ago where there were duplicate records on companies. One fellow that I worked with wrote a drag and drop application to eliminate duplicates. The user would drag the "good" record over an icon for the good company record and drag the "bad" record over the icon for the bad company record. The good company icon was a building in white with a halo over it and the bad company icon was a building in red with horns. I told him that someone with no sense of humor is going to tell him to change the icons. Sure enough, he was told to change the icons so as to not potentially offend someone's religious faith.

    2. Re:Legal Problems by Anonymous Coward · · Score: 0

      I'm in it development at a company, where our computers are named based on basic title and number.

      Either way, my colleagues were itdevel# (where # is 1,2,3,etc). So I set mine to itdevil1.

      This was considered to be possibly offensive, and had to be changed.

      (I work in Australia)

    3. Re:Legal Problems by Anonymous Coward · · Score: 0

      I'm in it

      Why, what did you do wrong, are you in it deep?

    4. Re:Legal Problems by mgblst · · Score: 1

      That is probably not WHY the icons were changed. These icons might mean something in Western culture, but when you have to train people from all over the world to use your products, they are nonsensical. Maybe it was not a sense of humour problem, but a common sense problem.

    5. Re:Legal Problems by Hektor_Troy · · Score: 1

      What were they changed into? Someone stroking a kitty for the good icon and someone clubbing a kitty for the bad icon?

      --
      We do not live in the 21st century. We live in the 20 second century.
    6. Re:Legal Problems by Ixitar · · Score: 1

      No. My friend was told that someone might have a religious objection to the icons. This application was only run in the US and only in company facilities.

    7. Re:Legal Problems by Anonymous Coward · · Score: 0

      What were they changed into? Someone stroking a kitty for the good icon and someone clubbing a kitty for the bad icon?

      Thats insensitive to people who hate cats!

    8. Re:Legal Problems by Thelasko · · Score: 1

      I told him that someone with no sense of humor is going to tell him to change the icons. Sure enough, he was told to change the icons so as to not potentially offend someone's religious faith.

      It could be worse. At least you didn't have any Satanists working there.

      --
      One of our competitors trademarked the term "hypothesis". From now on, we will call them "boneheaded ideas".
    9. Re:Legal Problems by svank · · Score: 1

      Thats insensitive to people who hate cats!

      And to people with cat allergies, or who want a cat but can't get one, or whose cat just died, or who don't know what a cat is, or who simply like dogs better.

  4. Re:How did they even know his password to begin wi by Architect_sasyr · · Score: 3, Informative
    Heh. Truly a RTFA moment.

    From TFA:

    A man who chose "Lloyds is pants" as his telephone banking password said he found it had been changed by a member of staff to "no it's not"

    They can't store that clear text if they want to verify it.

    --
    Me failed English...
    FreeBSD over Linux. If my comments seem odd, this may explain...
  5. Sounds to me like by tuxgeek · · Score: 1
    a big UP YOURS is in order ...

    but that's just me

    --
    "Suppose you were an idiot...and suppose you were a member of Congress...but I repeat myself." Mark Twain
    1. Re:Sounds to me like by ettlz · · Score: 1

      If the summary is anything to go by, more likely an UP YUORS.

  6. Re:How did they even know his password to begin wi by mr_mischief · · Score: 1

    I apologize for the shortness of digital temper, I just quit smoking

    I'm sorry to hear that your fingers are so testy. Maybe you could hold a pen between them?

    Anywho, I'm thinking this is a voice challenge and response with the live telephone customer service agent. They'd pretty much have to have that in plaintext. Hopefully they also use a long PIN number that's stored as a hashed value.

  7. My Password by abscissa · · Score: 0, Troll

    My slashdot password is "digg sucks shit". And they haven't changed it yet.

    1. Re:My Password by halcyon1234 · · Score: 4, Funny

      My password is the middle step in any profit plan. Now I can't remember what it is. I hope my cookies never expire.

    2. Re:My Password by martinw89 · · Score: 1

      Damn, that's the password on my luggage!

    3. Re:My Password by Anonymous Coward · · Score: 0

      Mine is... ah fuck I'm posting AC. Nevermind.

    4. Re:My Password by Fantastic+Lad · · Score: 4, Funny

      "I hope my cookies never expire."

      That should be on a Tee-Shirt.

      -FL

    5. Re:My Password by Anonymous Coward · · Score: 0

      My boss once had to get a new hotmail account because once I logged in in his laptop (got it home for working at home) and unchecked the 'remember my password' checkbox.

      His anger at me was directly proportional to his stupidness...

    6. Re:My Password by Anonymous Coward · · Score: 0

      Similar story- I work as a technician at a college bookstore. You know how a lot of laptops these days come with a fingerprint reader that you can use to log in? We get a good number of people who can't remember their password because they always use that to log in. Makes it hard for us to log in and do things...

    7. Re:My Password by Rob+Kaper · · Score: 1

      So go to Cafepress or Zazzle and put it on one!

    8. Re:My Password by Fantastic+Lad · · Score: 1

      So go to Cafepress or Zazzle and put it on one!

      I didn't say I wanted it on mine. I'm happy with, "The Angels have the Phone Box." All the rage in the egg forums.

      -FL

    9. Re:My Password by Thelasko · · Score: 1

      "I hope my cookies never expire."

      That should be on a Tee-Shirt.

      This should be on a Tee-Shirt

      Note: It might be, but the original is in Spanish.

      --
      One of our competitors trademarked the term "hypothesis". From now on, we will call them "boneheaded ideas".
    10. Re:My Password by Rob+Kaper · · Score: 1

      I assumed you stated a belief in a profitable rage, in which case even if you don't wear it yourself, you should go ahead and do it! (If the original poster doesn't object.)

    11. Re:My Password by Frank+T.+Lofaro+Jr. · · Score: 1

      For the BOFH types you could do what was done in this story:

      http://news.bbc.co.uk/2/hi/asia-pacific/4396831.stm

      --
      Just because it CAN be done, doesn't mean it should!
    12. Re:My Password by Anonymous Coward · · Score: 0

      His anger at me was directly proportional to his stupidness...

      or his stupidity even

    13. Re:My Password by Repton · · Score: 1

      Email them to me -- I will look after them for you!

      --
      Repton.
      They say that only an experienced wizard can do the tengu shuffle.
  8. Lloyd's by Anonymous Coward · · Score: 0

    It's Lloyd's, not Llyod's. Thanks.

    1. Re:Lloyd's by jrumney · · Score: 2, Funny

      Perhaps it really was Llyods, as in www.lloyds.ru, after all, they did have his password stored as plaintext.

  9. Clarifying for Americans by RevWaldo · · Score: 5, Informative

    In the UK "pants" is the term used for underwear.
    It is also slang for rubbish (that's "crap" for Americans.)

    This doesn't speak well for the state of British underwear, but whatever.

    1. Re:Clarifying for Americans by ralphdaugherty · · Score: 1

            I would call this personal service.

        rd

    2. Re:Clarifying for Americans by Aardpig · · Score: 1

      This doesn't speak well for the state of British underwear, but whatever.

      Yes, mothballs play havoc with the elastic, what!

      --
      Tubal-Cain smokes the white owl.
    3. Re:Clarifying for Americans by magus_melchior · · Score: 1

      Suddenly, the silver-age Brainiac's demand for "a decent pair of pants"* takes on a new and more interesting meaning...

      * Cartoon Network spoof mini-ad featuring Superman's villains.

      --
      "We are Microsoft. You shall be assimilated. Competition is futile."
    4. Re:Clarifying for Americans by Anonymous Coward · · Score: 0

      If the British call underwear pants, then what do they call pants?

      Oh wikipedia tells me it's "trousers".
      FYI - Trousers over here is what our grandfathers wore. And we still pretty much think of them as those goofy looking suit pants (without the suit coat) with the really long fly/zipper that old folks hike up to their nipples before buttoning shut. YMMV. :)

    5. Re:Clarifying for Americans by QuantumG · · Score: 0, Flamebait

      It's all due to this crazy thing that the English do with their language.. they often shorten words to the right. My personal favourite is that "divided by" and "multiplied by" can both be shortened to "by". So when reading the equation a = b * c / 4, they may very well pronounce it as "a equals b by c by 4". That's not confusing!

      --
      How we know is more important than what we know.
    6. Re:Clarifying for Americans by kae_verens · · Score: 2, Informative

      rubbish.

      when abbreviating, a=b*c/4 is "a is b by c over 4", which is perfectly legible.

      repeating "by" for two separate meanings would be stupid.

      also, "often shorten words to the right" ? can you provide another example? "multiply by" is not a word.

    7. Re:Clarifying for Americans by cheater512 · · Score: 1

      I'm a Aussie and I've only seen that being used for divide where it makes a certain amount of sense.
      Never multiply.

    8. Re:Clarifying for Americans by SanityInAnarchy · · Score: 1

      Well, technically, rubbish would be simply "trash" for Americans -- unless you call what you leave in the toilet "rubbish".

      I suspect this makes me a pedant-o-holic.

      --
      Don't thank God, thank a doctor!
    9. Re:Clarifying for Americans by Antique+Geekmeister · · Score: 2, Funny

      Don't get your knickers in a twist.

    10. Re:Clarifying for Americans by ben0207 · · Score: 5, Funny

      Does anyone else find it quaint when yanks try to comment on the English language?

      They always manage something that is nearly completely wrong, but right enough to see where they were going before they were distracted by something to eat or a TV.

      --
      cmd-q.co.uk - some sort of stupid fucking internet bullshit
    11. Re:Clarifying for Americans by Anonymous Coward · · Score: 0

      At least we don't try to turn the language overly cute, as in telly and Beeb. And if I'm playing footy, it's a precursor with a girl to something much more fun, especially if it's in a large, open field.

    12. Re:Clarifying for Americans by QuantumG · · Score: 1

      Don't you love how dickheads on Slashdot assume I'm American all the time?

      I know I do.

      --
      How we know is more important than what we know.
    13. Re:Clarifying for Americans by ben0207 · · Score: 1

      When you use "they" rather than "we" and make En-UK language mistakes that even my german GF wouldn't make, I can only assume you're not from round these parts.

      The U in "favourite" nearly tipped me, but I used the logic that if you were yank you probably had fat fingers and couldn't type very well.

      --
      cmd-q.co.uk - some sort of stupid fucking internet bullshit
    14. Re:Clarifying for Americans by Anonymous Coward · · Score: 0

      I'm pretty sure most of use understood just fine.

    15. Re:Clarifying for Americans by QuantumG · · Score: 4, Funny

      Wow, so basically your world view is that there are people from the UK and there are people from the US and no-one else exists?

      I guess that's almost better than the average American's grasp of geography.

      --
      How we know is more important than what we know.
    16. Re:Clarifying for Americans by Anonymous Coward · · Score: 0

      We comment because you Brits have fucked it up to the point where it's almost unintelligible.

    17. Re:Clarifying for Americans by Atari400 · · Score: 1

      At least we don't try to turn the language overly cute, as in telly and Beeb. And if I'm playing footy, it's a precursor with a girl to something much more fun, especially if it's in a large, open field.

      You're not talking about shagging are you?

      --
      IBM doesn't play chess with the Universe.
    18. Re:Clarifying for Americans by Stooshie · · Score: 1

      We invented it, we can f**k it up if we like. :-)

      --
      America, Home of the Brave. ... .and the Squaw.
    19. Re:Clarifying for Americans by R2.0 · · Score: 2, Funny

      "You're not talking about shagging are you?"

      No, he's talking about fucking - please try to keep up.

      --
      "As God is my witness, I thought turkeys could fly." A. Carlson
    20. Re:Clarifying for Americans by fotbr · · Score: 5, Insightful

      American here. No, that is not anywhere NEAR the average American's grasp of geography. You're giving them far, far too much credit. Most of my countrymen below the age of about 30 have no clue about anything other than the area of the US they live in, and some vague notion of Africa being poor, and Iraq being "over there". They can't even pick out all the states, much less find Iraq on a map. They *might* be able to pick out the continent of Africa, but they'd probably be looking for a single country instead.

      Our public school system has turned an entire generation into morons, who think being wrong is ok as long as they feel good about themselves.

    21. Re:Clarifying for Americans by Anonymous Coward · · Score: 2, Funny

      In the UK "pants" is the term used for underwear.

      It is also slang for rubbish (that's "crap" for Americans.)

      This doesn't speak well for the state of British underwear, but whatever.

      I thought it was just their teeth that were brown, yellow and disgusting!

    22. Re:Clarifying for Americans by geminidomino · · Score: 1

      "You're not talking about shagging are you?"

      No, he's talking about fucking - please try to keep up.

      Thread, set, match

    23. Re:Clarifying for Americans by Anonymous Coward · · Score: 0

      ...and also perhaps the state of literary genius

    24. Re:Clarifying for Americans by Alioth · · Score: 1

      I've never heard *that*. The most common way of saying a=b*c/4 in English English, is "a equals b times c over 4". The only time 'by' is used to possibly mean multipled is by carpenters and the like (for example "a two by four" to mean a 2in x 4in piece of timber) - but people in the USA call them two by fours as well. (The difference in British English is for the lumber 'two by four', is that it's usually pronounced 'two be four').

      In any case, if you think English is confusing by having one word mean many things, look at how many different meanings 'quedar', 'dar' and 'llevar' have in Spanish!

    25. Re:Clarifying for Americans by Raenex · · Score: 2, Insightful

      Who are you kidding? You just fucked up somebody else's language. It's turtles all the way down.

    26. Re:Clarifying for Americans by N!k0N · · Score: 1
      Our public school system has turned an entire generation into morons, who think being wrong is ok as long as they feel good about themselves.

      And that 'no child left behind' idea didn't help too much....

    27. Re:Clarifying for Americans by sinner6 · · Score: 1

      Thanks you. We Americans, while not really interested in other cultures, do appreciate the translation.

    28. Re:Clarifying for Americans by Slashdot+Parent · · Score: 1

      It's little wonder the largest language barrier I've ever experienced was while traveling to the UK. At what point in history did y'all forget how to speak English?

      --
      They don't grade fathers, but if your daughter's a stripper, you fucked up. --Chris Rock
    29. Re:Clarifying for Americans by corbettw · · Score: 1

      Yes, because us Yanks spell "favorite" with a "u".

      The guy was obviously a Canadian, doing what Canadians do best: make Americans look bad.

      --
      God invented whiskey so the Irish would not rule the world.
    30. Re:Clarifying for Americans by fotbr · · Score: 1

      Very true. I'm sure it will get even worse before it gets better.

    31. Re:Clarifying for Americans by Anonymous Coward · · Score: 0

      I can attest to this as well. Take the phrase "garbage bin". I had a Brit ask me the other day, "Where is the bin?" As if there's only one type of bin in the world.

    32. Re:Clarifying for Americans by quacking+duck · · Score: 1

      Never mind other countries; I remember reading in a 1989 issue of National Geographic that 13% of American high school grads couldn't identify their own country on a world map!

      Thankfully their 2006 study showed improvement... only 6% had problems finding the USA on a world map.

      Source

    33. Re:Clarifying for Americans by Thelasko · · Score: 1

      Our public school system has turned an entire generation into morons, who think being wrong is ok as long as they feel good about themselves.

      You do know that "public school" means something completely different in the UK, don't you?

      --
      One of our competitors trademarked the term "hypothesis". From now on, we will call them "boneheaded ideas".
    34. Re:Clarifying for Americans by fotbr · · Score: 1

      Yes, I did know that. I'm referring to our system, not the UK's.

    35. Re:Clarifying for Americans by Stooshie · · Score: 1

      Actually, I'll give you funny on that!

      --
      America, Home of the Brave. ... .and the Squaw.
    36. Re:Clarifying for Americans by shentino · · Score: 1

      Don't you mean a "clue by four"?

      More apt to idiots who don't secure passwords properly, don't you think?

    37. Re:Clarifying for Americans by Anonymous Coward · · Score: 0

      You're sitting around watching fucking beauty pageants, aren't you?

      I don't know about your stupid public school system - there is no "national" system. Ours here is fantastic, and our kindergartners know way more than that.

      Self-loathing dimwit.

  10. What the hell? by Penguinisto · · Score: 0

    Since when does staff have unfettered access to user passwords? The absolute most that the help desk can do is reset the thing, not view it.

    Seriously - they got bigger problems than being insulted via password if the friggin' help desk can call up passwords at will and whim.

    /P

    --
    Quo usque tandem abutere, Nimbus, patientia nostra?
    1. Re:What the hell? by Psychotria · · Score: 1

      See my comment above. In Australia (at least) the banks "telephone banking password" is stored as plain text. I.e. the password is compared to the password, not the encypted-password compared to the encrypted-password. If I ring the bank, the operator can see my telephone banking password (which is obvious because they can hint at what it is, and even tell me if I answer other silly reminder questions).

    2. Re:What the hell? by SEMW · · Score: 3, Insightful

      This isn't a "help desk" it's a telephone banking system. You call up the bank. and do your banking over the phone. That means -- yes! -- that the guy you're talking to has unfettered access to your account. That's the inevitable price you pay for convenience if you want to do your banking over the phone.

      --
      What's purple and commutes? An Abelian grape.
    3. Re:What the hell? by MikeS2k · · Score: 1

      I worked at an ISP helldesk, and all the passwords for user accounts (including their e-mail addresses) were displayed in plaintext for any staff member to see.
      I even had a few customers phone me up wondering "uh.. what's to stop staff members from looking at my e-mails?", and I had to tell them "technically... nothing"
      That's just the way it is at some places.

      My ISP's solution seemed to have been to keep the call volume/staff ratio so high nobody had time to peek about user accounts.

      --
      120 characters should be enough for anybody
  11. No wonder it didn't work! by EmbeddedJanitor · · Score: 0, Offtopic

    Shit.

    --
    Engineering is the art of compromise.
  12. Password on eBay by Anonymous Coward · · Score: 0

    eBay did this for me: Changed my password.
    Meg Whitman is a crook.

  13. Ok, and... by narcberry · · Score: 5, Funny

    I read the article and it only reports half the story.

    Sure he tells us all about his password and what he is using. But what was his account name?

    --
    Modding me -1 troll doesn't make me wrong.
    1. Re:Ok, and... by Pheidias · · Score: 1

      For a few years, my online banking ID was .....isbunk, where .... was the name of the bank. (We had hit a rough patch in our relationship.) No one ever protested this -- or noticed it, more likely -- though the system did stop me from registering a more, er, vivid UID.

      --
      811.29.3.2
  14. Re:How did they even know his password to begin wi by threephaseboy · · Score: 2, Insightful

    You do if it's a telephone banking password

    --
    .
  15. I once had a funny incident with some website. by CrazyJim1 · · Score: 5, Funny

    I called in and asked,"Can you give me my password?"
    Him "Ok give us your information."
    Me: I gave him my information.
    Him"You want your password now?"
    Me:"Yes please."
    Him,"Biteme."
    Me:"What?"
    Him,"Biteme is your password."
    Me,"Oh... Thanks..."

    I made a mental note,"Do not make passwords that will embarrass me if I have to call in the phone"

    1. Re:I once had a funny incident with some website. by ceoyoyo · · Score: 1, Funny

      I'm changing all my voice confirmation codes to "bite me" as soon as the banks open in the morning.

      I'm sure you made that telephone guy's day.

    2. Re:I once had a funny incident with some website. by dmneoblade · · Score: 3, Funny

      Alternately, DO make passwords that will embarass people if used over the phone. Great way to slip in a little casual trolling. For added bonus, use a passphrase that is the entire lyrics to a song. For traditions sake, Fresh Prince of Bel Air and Never Gonna Give You Up are excellent choices.

      --
      Warning, knife is sharp. Please keep out of children.
    3. Re:I once had a funny incident with some website. by Firehed · · Score: 2, Funny

      You want to get rickrolled when you have to call in and have your password changed? I'd much rather be told how nice I look today or that the kind phone attendant would like to do something with me that's considered impolite on a public forum.

      Most unfortunately, I haven't found a good way to set conditionals in password reset utilities that will prompt a vastly different response from a female assistant than a male. As such, avoid calling from a speakerphone, or you could end up having a very, very interesting day.

      --
      How are sites slashdotted when nobody reads TFAs?
    4. Re:I once had a funny incident with some website. by stonertom · · Score: 1

      That's also one to remember when signing up for services online, it causes plenty of confusion if your ISP can't say your account name (thefuckingdsl) because they can't swear at customers. It was pretty fun hearing the guys confirm my account without saying it

      --
      Shameless plugs and inaccessible site design FTW! - www.mistletoestreetmusic.com
    5. Re:I once had a funny incident with some website. by Jugalator · · Score: 2, Funny

      Or set it to "wannafuck" and hope the one on the other end sounds like a hot member of the opposite sex.

      A bit risky plan though.

      --
      Beware: In C++, your friends can see your privates!
    6. Re:I once had a funny incident with some website. by supernova_hq · · Score: 1

      I'm more worried about the fact that they gave you the password...

    7. Re:I once had a funny incident with some website. by Inda · · Score: 1

      The last place I worked only had one licence to the CAD system. The boss printed the single account password and stuck it on the wall in his office.

      He was out one day when the 30-day password change dialog popped up. Hmmm, what to choose?

      "PIESMAKEMEFAT" seemed long enough and was easy to remember if you looked at him.

      I never progressed in the company. Maybe I should have picked something else?

      --
      This post contains benzene, nitrosamines, formaldehyde and hydrogen cyanide.
    8. Re:I once had a funny incident with some website. by CRiMSON · · Score: 1

      Why? I love having the CSR Tell me "Sir, your password is "oh yes, oh yes, fuck me hard, fuck me now"

      Cause I can say shit like "Was that 2 fucks? and how many yes's?"

      --
      oogly boogly!
    9. Re:I once had a funny incident with some website. by jonaskoelker · · Score: 1

      "Do not make passwords that will embarrass me if I have to call in the phone"

      How about passwords that will make you applaud Mr. Hirohito for his honesty?

  16. Re:How did they even know his password to begin wi by Psychotria · · Score: 3, Insightful

    Which is the same in Australia. If I ring telephone banking they ask me for my password, which they can plainly see (I know, because I forgot it once and they told me I was on character out as a gentle "reminder"). It does seem absurd that my slashdot password is probably more secure than my banking "password". Note that the telephone banking password is different to my online banking password, which appears to be stored encyrypted--as it should be (note that I connot verify this as I do not work for a bank, but my anecdotal evidence confirms it).

  17. I'm more disturbed by the fact... by Aardpig · · Score: 2, Interesting

    ...that neither the submitter nor the editor (samzenpus) are able to spell the word 'Lloyds', despite it appearing a number of times in the original article.

    Let's petition CmdrTaco to banish samzenpus to Idle, where his delusions of adequacy will better fit in.

    --
    Tubal-Cain smokes the white owl.
    1. Re:I'm more disturbed by the fact... by Anonymous Coward · · Score: 0

      ...neither the submitter nor the editor (samzenpus) are able to spell the word 'Lloyds', despite it appearing a number of times in the original article.

      you just barely beat me to pointing that out, friend.

    2. Re:I'm more disturbed by the fact... by Anonymous Coward · · Score: 0

      ...that Aardpig is able to spell the word 'Lloyds'

      looks good to me: http://www.lloydstsb.com/.

    3. Re:I'm more disturbed by the fact... by zobier · · Score: 4, Funny

      Let's petition CmdrTaco to banish samzenpus to Idle, where his delusions of adequacy will better fit in.

      Let us start tagging idleispants.

      --
      Me lost me cookie at the disco.
    4. Re:I'm more disturbed by the fact... by Anonymous Coward · · Score: 0

      that this made it here and scored 3 as interesting.

      Lloyd's is the insurance market and Lloyds is the bank.

      And am not allowed to post this? It is a conspiracy I tells ya a conspiracy

  18. plaintext passwords by Fusen · · Score: 3, Informative

    for people questioning why the bank has your password in plaintext, this is because in the UK they have ALL your info in plain text.

    Your complete credit card details including 3 digit security code on the back.

    Your complete address, maiden name, old addresses etc etc.

    They use all of this info to verify who you are before they tell you anything about your account, so you ring up and say "Can I see my balance", and they ask for random bits of the stored info.

    You just have to hope that they aren't dodgy employees as they could quite easily steal it all if they wanted.

    1. Re:plaintext passwords by jrumney · · Score: 4, Insightful

      You just have to hope that they aren't dodgy employees as they could quite easily steal it all if they wanted.

      Or back it up into unencrypted ISO images on their hard drive then sell their laptop on ebay, which seems to be standard practice at UK banks, Inland Revenue and other organizations which deal with such personal information.

    2. Re:plaintext passwords by Anonymous Coward · · Score: 0

      In the UK, all your personal details are stored in plaintext, burned onto a CDROM or copied to a thumbdrive and left on a train.

    3. Re:plaintext passwords by Anonymous Coward · · Score: 0

      Same in Canada. I think the trick is that the employees are paid rather well, and all the bank's transactions are Audited. The end result is that it would be very easy to determine who wiped out a customer's account.

    4. Re:plaintext passwords by andy.ruddock · · Score: 2, Funny

      It's called "an off-site backup".

      --
      God: An invisible friend for grown-ups.
    5. Re:plaintext passwords by Arimus · · Score: 4, Interesting

      What hacks me off the most is that where I work (defence contractor) we have to have baseline encryption on our entire laptop drives and a second encrypted area for the more sensitive stuff. USB drives have to be encrypted as well, and PDA type (so ipod's phones etc) devices can't connect unless you are in the priviledged few who need to share data with external agencies or with our test systems.

      (My personal laptop (the one I'm typing this on) I've got my own encrypted linux filesystem on, only the windows bit isn't encrypted and bar photoediting its not used much)

      Why if we have to jump through various hoops or lose our supplier status can't the UK government departments and contractors working directly on their behalf do the same? (And ditto for banks.)

      Everyone involved with handling personal data needs to look into data minimization and data protection (integrity, access control, non-repudation, auditing, the whole shooting match), and any company found not doing so should be banned from handling personal data ever again. Government departments are harder to control (after all the MPs won't vote in a law which would neuter the IRS ;) ) - so make the law such that the minister and the civil servant in charge of the affected department face a 1 month jail sentance for every 100 records lost, loss of pension rights, barred from being company directors etc...

      --
      --- Users are like bacteria -> Each one causing a thousand tiny crises until the host finally gives up and dies.
  19. It's my data by Anonymous Coward · · Score: 0

    Hey, if it's data stored in my databases, I'll do whatever I please with it.

  20. I know of someone who can help by Rupert · · Score: 4, Interesting

    Mr. Yorkshire Bank Plc Are Fascist Bastards was able to get a judge to order Yorkshire Bank to issue him a cheque payable to his full name.

    --

    --
    E_NOSIG
  21. Important message to Lloyds customers by Anonymous Coward · · Score: 5, Funny

    My Dearly Beloved Lloyds customers.

    I encourage you all to change your passwords to Lloyds is pants in protest at this stupid bank's actions.

    Thank you sincerely for your cooperation.

    Mrs Mariam Abacha, Lagos, Nigeria

    1. Re:Important message to Lloyds customers by Anonymous Coward · · Score: 1, Funny

      Dear Ms Abacha,
      In order to facilitate updating of passwords, we require you to submit a photo of yourself wearing nothing but Lloyds' pants.
      Yours Sincerely,
      Eric Daniels

  22. Ozemail by Anonymous Coward · · Score: 0

    When the small dial-up ISP I subscribed to went bust and the liquidators sold the customer base to OzEmail (technically sold a recommendation to migrate to OzEmail) without requiring them to offer identical plans, I voted with my feet and signed up with a competitor with the username 'ozemailisshit'.

    When I called up for help/account enquiries at my new ISP I invariably had the phone staff in stitches. About one month after registering I got a call from an administrator asking me if I was using the email address (ozemailisshit@someoneelse.com.au) for business and/or public display - in which case they would request I change it - but I was not and so they allowed me to keep it.

  23. abscissa here by Anonymous Coward · · Score: 3, Funny

    Who changed my password?

  24. Ownership by ikkonoishi · · Score: 1, Interesting

    The customer does not own his password. As its purpose is to allow access to the services the company provides it is the property of the company. Of course changing it like that was a stupid and childish thing for an employee to do.

    1. Re:Ownership by ContractualObligatio · · Score: 1

      Wrong.

      You should read up on the Data Protection Act.

    2. Re:Ownership by ikkonoishi · · Score: 1

      I read it. It doesn't apply. You have a specific reference that says otherwise?

  25. Password reminders by Anonymous Coward · · Score: 1, Funny

    Heh, luckily I've never had problems. My password reminders (one which I use for my ISP, who use it to authenticate who I am), is usually something along the lines of...

    Who the hell uses password reminders anyway, like come on, isn't there a better way?

    So I need to say a line like this every time I talk to them, it often gets a bit of a laugh and provides the call with a little levity.

  26. Six letters? Bollox. by zobier · · Score: 2, Interesting

    "The rules seemed to change, and they told me it had to be one word, so I tried 'censorship', but they didn't like that, and then said it had to be no more than six letters long."

    I would have then asked for it to be changed to bollox and then proceeded with increasingly vulgar suggestions. Fanny would be a good choice.

    --
    Me lost me cookie at the disco.
    1. Re:Six letters? Bollox. by Anonymous Coward · · Score: 0

      Just curious, is 'fanny' really more vulgar than 'bollox' in British English? And how bad is 'bloody', really?

    2. Re:Six letters? Bollox. by Anonymous Coward · · Score: 0

      "fanny" does not mean the same thing in British English that it does in American English. Sure, they both refer to a body part, but they're different body parts.

    3. Re:Six letters? Bollox. by zobier · · Score: 1

      At least in Scotland, bloody and cunt are everyday words -- unlikely to offend. Fanny, however is just about the most offensive thing you could call someone.

      --
      Me lost me cookie at the disco.
  27. Nope! by beadfulthings · · Score: 1

    He should let them set his password to whatever they please . . . for as long as it takes him to clear his money out of there and into another bank.

    --
    "Here's what's happening. You're starting to drive like your Dad..." - Red Green
  28. Too busy sucking a cock by Anonymous Coward · · Score: 0

    A software algorithm that uses a randomizer would do a better job than the slashdot "editors" in many cases.

    2 minutes of effort before posting would fix 90% of the problems most of the time.

  29. Re:How did they even know his password to begin wi by Anonymous Coward · · Score: 0

    Heh. Truly a RTFA moment....They can't store that clear text if they want to verify it.

    I read the article. You miss the point. You don't "verify the password". Not over the phone, or over the computer. You verify your identity and reset the password. That's the way good security systems work.

    And how do you verify your identity over the phone? With some sort of pre-shared secret. Such as a password.

  30. New password by AndyFewt · · Score: 2, Insightful

    New pass: "Gagged" It meets the no more than 6 letters condition.

    1. Re:New password by SanityInAnarchy · · Score: 1

      So does "Orwell".

      --
      Don't thank God, thank a doctor!
  31. Damn those British by Anonymous Coward · · Score: 0

    Loyds is Pants? Just what the hell is that supposed to mean? Those Brits really ought to switch their swearing (and spelling!) over to American standards (lest they look foolish to an American audience). Who do they think they are, the inventors of the language or something?

  32. fun with passwords by Eil · · Score: 5, Funny

    Until a few months ago, I did some helpdesk work at a web hosting provider. When a customer calls in, we are required to make them verify that they are the account holder by telling us either the last four digits of their credit card or their hosting account password (which they specify when they're signing up for service).

    One day, a new customer calls in and says he's having some trouble setting up DNS and would like some advice. He's maybe in his late teens or early twenties He gives me the account number. I notice that he makes his payments via PayPal. When I see his password, I hit mute on the phone and giggle for a few seconds. After my composure is somewhat regained, I unmute and ask him to verify his account password for security purposes.

    You could almost hear him tense up. When he starts stuttering, I was sure he never stopped to consider that he might have someone

    "Ummm, uh, it's fuckyou2dickhead."

    I helped him through his DNS questions as politely as possible and we got along pretty well. Before hanging up, he asked if there was a way he could change his password online. I said yes, through our monitoring and billing system.

    He gave a huge sigh of relief.

    1. Re:fun with passwords by anomaly256 · · Score: 1

      Personally, I don't see why anyone would be embarrassed by this. Frankly I'd love the chance to say that to a telephone service operator without them having cause to play the 'omg you're being abusive' card and hanging up without actually finishing the job or receiving my complaints so their KPI stats look better. Which happens a lot. Specially with a certain Australian Telco monopoly I have to deal with a lot.

    2. Re:fun with passwords by merreborn · · Score: 1

      ...I unmute and ask him to verify his account password for security purposes.

      You could almost hear him tense up. When he starts stuttering, I was sure he never stopped to consider that he might have someone

      "Ummm, uh, it's fuckyou2dickhead."...

      I actually intentionally chose a password like that once. I was writing some really basic RuneScape macros (god that game is a clickfest -- it takes literally millions of mouse clicks to advance a single skill to the highest level), one of which logged me in to the game.

      Once, I accidentally triggered that macro while I was already logged in. I looked on in horror as my character spoke my username and password in public chat.

      I wondered how I could prevent that from happening again, without terribly complicating my macro. Then it dawned on me -- runescape has a pretty aggressive profanity filter (fun fact: "geocities" was on their filtered word list at the time -- as was "macro").

      So I constructed a new password entirely out of obscenities. So, on the occasions when that macro fired while logged in, people just saw:

      merreborn says, "merreborn"
      merreborn says, "*******"

    3. Re:fun with passwords by Bevilr · · Score: 1

      I've considered this too, a lot of my passwords are not necessarily things I would want to repeat over the phone, but this reminds me of an issue I've been thinking about a lot recently: What if you died, and loved ones were trying to access important information (like financial data) of yours. My godfather died recently of cancer, and spent the last few months in the hospital. I know he changed all the passwords on information he wanted the family to be able to access to one single login/pass, and then wrote it down and gave it to the family to be open after his death. Just like loved ones hate going through their dead relatives things because they fear they might find something that would tarnish their image of the deceased, you might want to consider what they'll have to use to access that info too.

  33. IT'S ITS! by Anonymous Coward · · Score: 0

    Um, what? What kind of writer doesn't know how to use the possessive "its"? It's "rears its ugly head."

  34. SL did that to me by tsa · · Score: 3, Informative

    Linden did that to me with my Seconf Life account, after a crack of their server in 2006 IIRC. They told customers to answer a few questions about who their friends were etc to get their passwords back. I had been there only a few days and I didn't know how to spell my friends' names. Thanks to their crappy customer service I never could log back in. Luckily I didn't have a paid account. I was pretty angry at them, and rightly so I believe. It's very inconsiderate to change customer's passwords without their consent. They did it to protect their customers and I understand that, but I guess I was not the only one who was forced to make a new account.

    --

    -- Cheers!

  35. Re:Fail2o8s by hedwards · · Score: 1

    Nice to see the editors have a chance to post AC style. Carry on. I'm sure this practice with grammar will improve the proofreading for the next article.

  36. What are they doing being able to read passwords? by itsybitsy · · Score: 1, Interesting

    They have a total disregard for security by allowing the support staff to read the passwords.

    The customer support people there have a horrific culture of ridiculing their customers. Nasty.

  37. No changes for me, thanks. by evilviper · · Score: 4, Insightful

    Personally I found the original change funny, like the customer did.

    The change would be funny from a small company that you do some business with, but NOT FROM A BANK. Any sign of employee impropriety with sensitive information that your life savings depends on, is downright scary. And losing money might be the best outcome... A couple suspicious transactions is all it would take to raise a red-flag, and automatically trigger a police investigation for possible (drug/weapons/terrorist) money laundering.

    I want nothing but monotonous, joyless, boring bastards handling all aspects of my bank account. In fact, computers would fit the bill perfectly.

    --
    Slashdot gets worse every day... Pipedot: News for nerds, without the corporate slant
  38. Re:I'm more disturbed by the modding... by risinganger · · Score: 1
    This is +4 interesting right now. Funny I could understand but interesting?

    Anyway, what can I say? one typo and one cut and paste (without enough proof-reading) and voilà! one /. submission.

  39. For your benefit I hit delete. by Fantastic+Lad · · Score: 1

    The power of Ego!

    This is a multi-billion dollar company. They, along with all the other banks, own Everything. --Correction; they lent the money needed to purchase Everything, and now are owed it all back with interest. God couldn't even pay that bill!

    So, poor, poor Lloyds can't handle it when the slaves mutter amongst themselves? Geez! And that's it right there; the same petty fear of Everything (including the most harmless of school-yard slurs), drives their desire to control Everything. Pathetic.

    -FL

    1. Re:For your benefit I hit delete. by Anonymous Coward · · Score: 0

      HSBC can. Lloyds is incompetent for plenty of other reasons: HSBC actually provides customer service.

      I'm a a satisfied HSBC customer, absolutely fed up with Lloyds' consistent lies about what is necessary for a non-UK-citizen to get an account, and what is their own internal policy they can't find on paper but make up only after you've brought all their demanded paperwork to an appointment. HSBC was lovely, and pointed me carefully to which were required by law and pointed me to the law and what Lloyds was just making up.

  40. Re:How did they even know his password to begin wi by Firehed · · Score: 2, Interesting

    Your banking auth code isn't necessarily stored as plaintext in the DB. Amazon has my credit card number stored, and I'll be damned if it's in there as 3723-7... I mean, yeah. Anyways, it's in there via a 2-way encryption algorithm - functionally identical to how SSL works, even if the methods involved are completely different.

    Now of course I have no way of knowing if they store the phone-in verification codes in some sort of encrypted form, but just because someone at the bank can read it doesn't mean it's STORED as plaintext, it just means it's NOT stored after being put through a one-way hash (md5, sha1, etc). But that's just as true in your bank's DB as on Slashdot's as on that cobbled-together inventory logging system I made a couple years back for a small biz project. If you didn't have a hand in building the system, and said system isn't open-source, you just have to hope and assume that they've done things with a reasonable degree of security. (FWIW I did encrypt the passwords in that thing, even if the rest of the system was clumsy as hell)

    --
    How are sites slashdotted when nobody reads TFAs?
  41. Re:How did they even know his password to begin wi by Anonymous Coward · · Score: 1, Funny

    PIN number

    Yes, a Personal Identification Number number. Is that long enough?

  42. Re:What are they doing being able to read password by itsybitsy · · Score: 2, Insightful

    I don't get the person who moderated the parent posting, how on earth was that Trolling? Whom ever moderated is off their rockers.

    When I tell people about passwords I always tell them that they need to use a NEW password with each service in case the people at that web site/company look at the password and then use it in identity theft. This makes your privacy more secure. Just don't leave the password information out in the open...

  43. Passwords are awful for security by mcrbids · · Score: 5, Interesting

    Everybody knows passwords. We're all used to them. But they suck rather miserably for real security. They are a vast improvement over nothing at all, but they just aren't good enough, anymore.

    All it takes is one leak of your password, and you're hung. Worse, you don't know that you're hung. You can't let somebody else use your password. Ever. You can't ask a family member to enter it in for you while you're on the road while they look up your bank balance on the way to the airport without disclosing your password.

    And lots of people can see your password. Techies. Poorly-paid tech support people in India. System administrators. Clerks, counters, janitors, and people who dig up your stuff out of the pile of computer hardware behind XYZ large firm.

    Passwords are a terrible, terrible idea for security, and have left the social environment highly vulnerable to vast compromises.

    On the other hand, dual-key cryptography is rather good for security.

    It doesn't matter who sees the key exchange. If somebody else gets your public key, it doesn't weaken the strength of your private key. Nobody else can see your private key. You don't need to disclose your private key to anyone to use it.

    Personally, I'd like to see a password-key machine. Basically, a weak form of dual-key cryptography (at least as effective as a password) stored in a small doohickey. It has your private key. Rather than type in a password, you are given a set of characters that you need to encrypt with your doohickey. You type the characters into your doohickey, and indicate which private key you want to use. (since it's private, you really only need one)

    You enter in the passphrase for your private key. You enter the response back into your website, whatever.

    Weaknesses? Not many.

    1) You can lose your doohickey. At which point you need to get another one, regenerate a private key, and hand out new public keys to everybody. But even with the doohickey, $RandomBadGuy can't do much without the passphrase. Which is not a "password" in the usual sense because it's only stored there, in the doohickey and cannot be seen by anybody else.

    2) You can use your doohickey thru the phone. Your son-in-law is checking your bank balance for you, and you want him to - this time. He sees the challenge, and tells it to you. You enter challenge into doohickey, give him the response, and he types it in. That gives him nothing more than a login that time, because next time, the challenge will be different, and without doohickey, he can't do anything more.

    3) Nobody else sees your private key. It's yours. It's private. Websites and such will have your public key, but it won't help them any since they don't have the private key that matches.

    Doohickey doesn't have to be much - it could easily fit into a cell phone. Processing a small, 32-bit key isn't difficult, and the challenges don't have to be very long to well exceed the security of your average password. (EG: Wife's middle name, the street you were born on, etc)

    --
    I have no problem with your religion until you decide it's reason to deprive others of the truth.
    1. Re:Passwords are awful for security by qc_dk · · Score: 1

      Thats how the security works for UBS e-banking.

    2. Re:Passwords are awful for security by j_sp_r · · Score: 1

      Standard practise in the Netherlands except at my bank (who send an SMS for any action that you need to confirm)

    3. Re:Passwords are awful for security by ShakaUVM · · Score: 1

      Yes, because I'd love to have yet another device to carry around with me wherever I go, and if I forget or pack into my luggage, cannot access any sites on the internet.

    4. Re:Passwords are awful for security by Rob+Kaper · · Score: 1

      Which is just as secure (my phone doesn't give a robber the details of my bank account, the key-machine requires your bank card which does) and a lot more convenient. I have my phone with me at all times (work, trusted places like family), I'd definitely forget about bringing the key machine all the time.

    5. Re:Passwords are awful for security by monktus · · Score: 1

      Access to my Bank of Scotland business account is authenticated with a "doohickey" and it's also being adopted for personal banking by various companies too.

      --
      Weaseling out of things is important to learn. It's what separates us from the animals... except the weasel."
    6. Re:Passwords are awful for security by Anonymous Coward · · Score: 0

      And your whole scheme fails at:

      hand out new public keys to everybody

      .

    7. Re:Passwords are awful for security by Anonymous Coward · · Score: 0

      Ironically; Lloyds did pilot something similar to this some time ago, my son was part of the trial. They issued a fob which displayed a code when he pressed a button, this changed every time and allowed hin to authenticate his account without a password.

    8. Re:Passwords are awful for security by Anonymous Coward · · Score: 0

      WoW!

      You just re-discovered RSA!!!!!

    9. Re:Passwords are awful for security by N!k0N · · Score: 1

      2) You can use your doohickey thru the phone. Your son-in-law is checking your bank balance for you, and you want him to - this time. He sees the challenge, and tells it to you. You enter challenge into doohickey, give him the response, and he types it in. That gives him nothing more than a login that time, because next time, the challenge will be different, and without doohickey, he can't do anything more.

      OK, so you can enter your challenge and get the response out of your (presumably) USB doohickey, but you can't get online yourself?

      I like the idea nonetheless. Done correctly, it would even work in airports for (non-critical) transactions, such as getting into your yahoo/gmail/etc account.

    10. Re:Passwords are awful for security by Anonymous Coward · · Score: 0

      a small doohickey

      barclays bank uk do a version of this based on your card a card reader and pin

    11. Re:Passwords are awful for security by Anonymous Coward · · Score: 0

      You're talking about crypto-cards, and they've been around for, ooh, a long time.

    12. Re:Passwords are awful for security by Nadaka · · Score: 1

      It exists: http://www.rsa.com/node.aspx?id=1156

    13. Re:Passwords are awful for security by mcrbids · · Score: 1

      You seem to have a basic lack of understanding about dual key cryptography.

      --
      I have no problem with your religion until you decide it's reason to deprive others of the truth.
    14. Re:Passwords are awful for security by Anonymous Coward · · Score: 0

      Sounds a lot like SecurID:

      http://en.wikipedia.org/wiki/SecurID
      http://www.rsa.com/node.aspx?id=1158

      We use them at my company. The version I have allows me to enter my PIN on the SecurID card, which generates a passcode, which is then used to log in to the VPN.

    15. Re:Passwords are awful for security by Anonymous Coward · · Score: 0

      Some banks already support something similar. Bendigo Bank has a security token, which will generate a one time access code every time a key is pressed, based on the time.

      When you login to the website you enter:
      1. account number
      2. password
      3. one time access code

      A more expensive option which requires a pin to be entered before producing the code is also available.

      It isn't encryption, but it does address some of your concerns.

    16. Re:Passwords are awful for security by Anonymous Coward · · Score: 0

      I hate to break this to you, but other people stole your idea long ago. There are hardware tokens that generate new passwords for you every 30 or 60 seconds and there is an S/KEY aka OPIE scheme, where onece you use that one-time password, it is no longer useful. Cognitive passwords may be good against random attacker, but not the person who knows you well. Google SecureID and S/KEY. You'll be surprised :-)

  44. BOFH? by Tazor · · Score: 1

    Changing customers password without consent?
    That sounds a bit like this guy: BOFH

    --
    "I find your lack of faith disturbing"
  45. Lloyds, not "'Llyods" by 1u3hr · · Score: 1

    Even in the US, I believe "Lloyd" is the usual form of this name. TFA (the BBC) of course spells it correctly, and includes a photo of the bank's logo.

    1. Re:Lloyds, not "'Llyods" by 1u3hr · · Score: 4, Informative
      And while I'm at it:
      The headline; "Changing Customers Password Without Consent" needs a possessive apostrophe ("Customer's") and in the text:
      "a sense of humour rears it's ugly head" should NOT have an apostrophe.

      Slashdot "editors"? Where can I get a job like that you can do blind drunk while playing video games?

  46. Next time.. by Stormie · · Score: 2, Funny

    ..try "Lloyds ist toten hosen"

    They probably won't change that one.

  47. Plain text password necessary? by awol · · Score: 3, Interesting

    My bank asks me the jth and kth letters of my password and never (and corresponds regularly to tell me so) asks for my complete password. Whilst this suggests they they do have the plain text stored on their system, could one devise a system that encrypted each letter of the password in some way that did not compromise the security of the stored hashes any more than the original hash?

    Assuming a "strong" 8 letter password and two letters for verification it means that there is a 1 in 676 chance of a client guessing correctly in a single operator/client session. Not an unreasonable risk given the securiity that could be built into the session to avoid brute strength attacks.

    I am having a bit of a think about it and I can think of a couple of techniques, but I am not sure that they are worthwhile. For example;

    Just store the all the encrypted pairs (NC2) where N is password length, assuming 8 characters, only 28 combinations. Can these be stored without compromising the crackability of the whole password? I guess it would but by how much is a bit beyond my thumbnail calculating ability. Or;

    Can we build a sufficiently strong transposition cypher so that we can compare specific letter positions encrypted without knowledge of the other letters?

    My other bank uses SMS messages with one time codes to do verification. That seems to be very effective.

    --
    "The first thing to do when you find yourself in a hole is stop digging."
    1. Re:Plain text password necessary? by Anonymous Coward · · Score: 0

      That's easy. You just store each letter hashed separately with a sufficient amount of salt.

    2. Re:Plain text password necessary? by cbotman · · Score: 1

      I don't see why this would mean they store your password in plain text. When you call up and they ask you to verify two letters, all that needs to happen is their application decrypts your password, but the interface only shows them the two letters they're supposed to ask you for.

    3. Re:Plain text password necessary? by canix · · Score: 1

      That is a stupid suggestion. The salt is derivable so you only need to go through the valid password characters. Easy!

    4. Re:Plain text password necessary? by avandesande · · Score: 1

      All througout the comments here everyone has assumed that the password is stored as plaintext or (supposed to be) stored as a hash.

      Isn't it possible that they are using a private key to encrypt the passwords?

      --
      love is just extroverted narcissism
  48. Silly by szundi · · Score: 1

    They should have allowed him/her to set this password as this is a password and needs to be kept secret! Now they are not passwords and the whole world knows about them :) haha!

  49. Quite the opposite in Canada by dontmakemethink · · Score: 1

    At TD Canada Trust, the have an excellent web interface, where you can customize many aspects.

    For example, when I load my profile, my greeting message is "DON'T SAY PLEASE FUCKHEAD!" (a quote from Blue Velvet), my credit card account is called "Devil's Due", and my line of credit is called "Slush Funds".

    --

    War as we knew it was obsolete
    Nothing could beat complete denial
    - Emily Haines
  50. Umm - it starts earlier than that.. by cheros · · Score: 3, Insightful

    The first question you should ask is how a rep can change a customer password without his permission and knowledge. All you need is one with criminal connections and he'd be able to start messing with accounts for a while. Do this for a month, hit a couple of big ones at the end and disappear.

    If I were the customer I'd go after the bank re. diligence failure. I couldn't care less about the pettiness (as ex Lloyds customer I agree 100% with the sentiment expressed), but I would raise serious questions about the processes involved, from HR to account management.

    If I were the customer I would now insist on choosing a new password (as the entire planet knows the old one) and I think something like "You are all complete morons" would be suitable:

    "What is yous password, Sir?"
    "You are all complete morons"
    "That is correct, Sir, thank you"
    :-)

    --
    Insert .sig here. Send no money now. Owner may sue, contents will settle. Batteries not included.
  51. Uhm, secure? by Anonymous Coward · · Score: 0

    Why the FUCK could an employee see the password?

    THAT SHOULD NEVER HAPPEN.

    1. Re:Uhm, secure? by CorporateSuit · · Score: 1

      90% of the working world has employees that can see customer passwords. The world isn't composed of unemployed slashdotters who never have any reason to access customer/client information.

      If I told a Fortune 500 exec that I can't remind him what his password was for an account with my company, he'd think I was retarded. Typically, people with money would rather be reminded of what their password is in the 1 second it would take than have you reset it and send them some gibberish password they'll have to change (or send them somewhere else to reset their password). They have enough at risk to recognize security is more or less an illusion over apathy. Inconvenience, however, is not.

      tl;dr: hashing passwords is popular on slashdot, not so much in real life.

      --
      I am the richest astronaut ever to win the superbowl.
  52. wrong tree by Tom · · Score: 2, Insightful

    "funny or not" isn't the right question to ask here.

    The right question is: "Why was customer service able to access his plain text password?" - when every book about security tells you to store passwords hashed. They should never even know what his password actually is.

    --
    Assorted stuff I do sometimes: Lemuria.org
    1. Re:wrong tree by fotbr · · Score: 2, Informative

      RTFA. VOICE password. The person answering the phone for the bank needs to be able to see it to verify the caller is indeed the account holder.

    2. Re:wrong tree by Tom · · Score: 1

      darn
      oops :-/

      --
      Assorted stuff I do sometimes: Lemuria.org
    3. Re:wrong tree by Anonymous Coward · · Score: 0

      RTFA. VOICE password. The person answering the phone for the bank needs to be able to see it to verify the caller is indeed the account holder.

      No, they really don't, and the fact that they do nullifies the point of a password, voice or otherwise. Now the employee has your account name and "voice password", and he can use or sell it for someone else to make the call.

      Banking over the telephone is a terribly insecure thing, but they should at least make it "as secure as possible." Here are a couple of guidelines:

      1. Ask for name / birthdate / other id info that is usually store in plain text anyway.
      2. Require as part of the authentication that the call be made from a telephone number that is on record for that account.
      3. Give the customers a device to generate one-time passwords in a predictable fashion, like the ones shown here
      4. When any of the above three conditions are not satisfied, require user to log online or show up in person at a branch with a picture id in order to reset password / get a new password device.
  53. Wait a minute... by uvajed_ekil · · Score: 1

    Does one have "rights" on a website not owned by a government entity? Even in the U.K.? Is there a TOS to support this, or some statement to the contrary? Yes, this sucks and is unprofessional, at best, but I have a hard time believing that you have any right to anything on a website unless you are specifically granted such rights by some particular means. Need more information, without reading TFA, of course.

    --
    This is a hacked account, for which the owner can not be held responsible.
    1. Re:Wait a minute... by bestinshow · · Score: 1

      There is the concept of consumer rights, and there is a large bunch of regulations and laws regarding trading.

      However when it comes to banks there really aren't any. It's taken years for the banks to be told that their 'fines' for going overdrawn and similar penalties are unreasonably large and aren't a true reflection of the cost to the bank.

    2. Re:Wait a minute... by iceZebra · · Score: 1

      Website or high-street branch, if it's a bank in the UK, we have plenty of rights.
      See: FSA.

      In most cases like this though, a "one off" (hopefully), complaints would be forwarded to the FOS. Simple maladministration - coupled with the obvious security implications of employees playing with passwords should net him a good £300 ($600) compensation at least. And Lloyds would be charged approximately £700 ($1400) for the privilege of having the ombudsman review the complaint - regardless of the outcome.

  54. Re:How did they even know his password to begin wi by Anonymous Coward · · Score: 0

    Yes, a Personal Identification Number number. Is that long enough?

    You think *that's* bad?
    I came across my first instance of a "Personal PIN Number" a couple of weeks ago.

  55. Re:How did they even know his password to begin wi by DaveDerrick · · Score: 1

    Guys, let me clear this up. I have a Lloyds bank account, when you phone their phone banking system, they ask you "Whats your password". May not be secure, but thats how they do it.

  56. It's still retarded security by Moraelin · · Score: 4, Interesting

    So basically every single operator they've ever employed, can find or just remember your username _and_ password if they want to. And who's to stop them from calling after hours and pretending to be you?

    And you don't see the problem yet?

    How about: when you tell that guy your password, he types it on the computer, which compares it to a hashed (and salted, please!) value in the database. There we go. It wasn't that hard, was it?

    Of course, now when you talk to an operator, you tell them your password. So now we're back to problem 1, albeit with less people having access to it.

    So, better yet, how about making you type it on the phone pad? Then their PBX can extract any such keypresses and send them directly to the computer. There is no need for the human operator to ever hear or read that sequence.

    So basically, you can jolly well stop pretending that crap security is anything else. Yes, it may require some 5 minutes of thinking to solve those problems, but they _are_ solvable.

    This kind of thinking inside the box (basically, "it's been done so before, so I guess we'll have to do the same"), and throwing your hands up in defeat each time it requires more thought than applying verbatim what you already know, is the real problem with security nowadays. Most people don't even bother trying to think about what could go wrong, and how (if at all) it's preventable.

    --
    A polar bear is a cartesian bear after a coordinate transform.
    1. Re:It's still retarded security by Anonymous Coward · · Score: 5, Funny

      And who's to stop them from calling after hours and pretending to be you?

      Perhaps the fact the call center would be closed after hours?

    2. Re:It's still retarded security by Clovis42 · · Score: 4, Interesting

      So basically every single operator they've ever employed, can find or just remember your username _and_ password if they want to. And who's to stop them from calling after hours and pretending to be you?

      I worked for a Staples Call Center for awhile. One night I took an order from some guy. At the end I asked for his credit card number, name on the card, and the billing address. He hesitated on the last question, and stated, "But if I give you all that information, there's nothing to stop you from making an order using my credit card." I had no idea how to respond to this. Yes, you are giving me all the info I need to make a purchase via credit card, because that is what you are doing. So, I really don't see this password thing as a problem. If money disappears from a customer's account, those employees will the the first suspects. They are all probably smart enough to realise this and won't be stealing the information. I, and hundreds of other employees, could have walked out of the Call Center with hundreds of people's credit card info every day.

      --
      Clovis
      ^ Clovis, look! It's that guy you are!
    3. Re:It's still retarded security by AP31R0N · · Score: 2, Interesting

      i've canceled membership in forums and other sites because they sent my PW in plain text. Followed by a nastygram sent to their "Contact Us" or "Help" link. It's inexcusable for PW to ever be in plain text, particularly on the side of the people hosting the service.

      --
      Utilizing the synergization of benchmark e-solutions to pre-workaround action items!
    4. Re:It's still retarded security by TheRaven64 · · Score: 1

      My mother uses telephone banking. Her bank asks her a different two characters from her password each time she calls. Presumably the employees also only ever see these two characters on their screens.

      --
      I am TheRaven on Soylent News
    5. Re:It's still retarded security by bberens · · Score: 1

      Everyone needs to stop getting so worked up over the bank password thing wrt bankers messing with your stuff. Any teller can bring up your account and process transactions for you just based on your name. All you have to do is show your driver's license. There's nothing (except logs/audits) from stopping a bank teller from just making transactions for you without you ever entering the building. Your password and ID don't protect you from the bank, they protect you from other people.

      --
      Check out my lame java blog at www.javachopshop.com
    6. Re:It's still retarded security by Squalish · · Score: 1

      It's *extremely* messy cleaning up after a security screwup like this.

      One day, Hostgator decided that they'd grown to the point that they were likely to have at least one disgruntled ex-employee - and one was under suspicion given his behavior at a later job. All employees had access to the plaintext passwords of all customers. So they decided to email every customer something that looked identical to a phishing scam, instructing them to click the link and change their password if they ever wanted to access their account again. Then, they made a random alphanumeric password generator, and put a filter so that the user couldn't create a password using common english words. Then, they cut everybody off from their accounts - resellers, dedicated servers, everybody.

      Hostgator was considered one of the best of the independent budget webhosts up to this point. After the crisis died down, I suspect they lost a significant fraction of the business they'd acquired in six years of operation over the course of a week. A publicly traded company which is heavily leveraged would have completely folded if a third of their customers dried up overnight... which should scare you. Hostgator was honest and publicly, rightly paranoid about its problems, and if they could have handled it a lot better(pushing passwords downstream automatically, for example), you have to wonder how often large businesses are simply ignoring this kind of thing as operational and career suicide.

      http://forums.hostgator.com/forced-password-update-t33170.html?s=28691c684f9a81c71418d734953afc59&t=33170

      Personally, it pushed me to try out a password/keyring app called KeePass, which I've stuck to since on computers I own.

      --
      People in Soviet Russia, however, appear to be afflicted with amusing juxtapositions of the aforementioned situation
    7. Re:It's still retarded security by Anonymous Coward · · Score: 0

      In many professions you have to trust your employees with sensitive information that they could exploit if they wanted to: accounting/financial records, health records, computer system passwords, etc. but as the parent said, those people are the prime suspects if it ever got exploited.

      Sysadmins, nurses, accountants, and call center people have no desire to permantently end their careers and go into federal pound-me-in-the-a$$ prison thank you.

    8. Re:It's still retarded security by Alistar · · Score: 1

      Actually at my bank, any teller transactions (right in the bank) have to be verified with you using your bank card and associated PIN.

      Pretty much any bank service associated with your account too (cheques, safety deposit box, etc)

    9. Re:It's still retarded security by mhall119 · · Score: 4, Funny

      Better yet, read your public key to the teller, who then generates some random data, encrypts it with your public key and the bank's private key, then reads out both the cipher text and their public key over the phone to you. You then decrypt the data, and re-encrypt it with their public key plus your private key, and read the cipher text back to them, over the phone.

      Of course, you'd want to call them first thing in the morning, so you can finish the transaction before close of business.

      For efficiency, you can both keep a copy of each other's public keys after the first transaction, but you'll then need to read the contents of your respective revocation lists to each other, to make sure they're still valid.

      --
      http://www.mhall119.com
    10. Re:It's still retarded security by Anonymous Coward · · Score: 1, Funny

      Personally, it pushed me to try out a password/keyring app called KeePass, which I've stuck to since on computers I own.

      Now that's a name that ranks right up there with PenIsland and ExpertsExchange.

    11. Re:It's still retarded security by dissolved · · Score: 1

      You're assuming everyone who dials the bank has a set level of IT ability. You do realise most phone security passwords are your mothers maiden name? you can't change that as and when sadly. The way a lot of companies get around it here is to ask for the 1st and 4th letters of your phrase (for example) which is typed in and checked - not sure if the agent sees the full phrase or not.

    12. Re:It's still retarded security by knarfling · · Score: 2, Insightful

      How about: when you tell that guy your password, he types it on the computer, which compares it to a hashed (and salted, please!) value in the database. There we go. It wasn't that hard, was it?

      Let's just see how well that will work, shall we?

      Operator: Can I get your password, please?
      Custormer: Sure. Lloyds is pants.

      O: Is that Sure, Llyods is pants, or just Lloyds is pants?
      C: Just Lloyds is pants.

      O: I am sorry, that is not working. Did you capitalize all of Lloyds, or just the first letter?
      C: *I* didn't capitalize anything. My password is Lloyds is pants, just like I said.

      O: I am sorry, sir, that password is not working.
      C: Did you guys change my password on me again? I swear, every time I talk to you, my password gets changed on me or someone screws up my password. The last time I called I spent a half hour on the phone before I realized that your stupid rep typed in p-a-n-c-e instead of p-a-n-t-s for my password.

      O:P-a-n-t-s? There we go. Your password is working now. I am sorry for the inconvenience. Welcome to Lloyds. How can we handle your money for you today?

      --
      Great civilizations have lived and died on false theories. Don't mess up mine with a few facts.
    13. Re:It's still retarded security by Mr+Z · · Score: 1

      I'm sure the presumed rogue operator isn't scheduled to work for the full set of hours the call center is open. "After hours" just means "outside the operator's normal scheduled hours" in this context. If it weren't for the fact they might be on hold for 20 minutes, this could even occur during one of their twice daily 15 minute breaks.

    14. Re:It's still retarded security by Mr+Z · · Score: 1

      Whereas at mine, they just look at my employee badge. (On site credit union.)

    15. Re:It's still retarded security by Mr+Z · · Score: 1

      Yeah, that sounds a little harsh. I would have first converted the password DB to a one-way hash (salted, naturally) keeping the original passwords, and then set peoples' passwords to expire over the next month or two along with nag screens reminding them to change their password when they log in, until they've actually changed it. Let accounts with expired passwords log in if they change their password immediately, along with verifying some additional information (billing ZIP code or similar), or through a password reset that generates a one-time password sent to the registered email account.

      Couple that with a "we're migrating our system. Please log into your account normally to verify the changes" announcement message and I think it would go over much better.

      The initial conversion to one-way hash immediately closes up the primary hole (passwords are visible to employees), and it gently nudges everyone into fresh passwords.

      But that's just me.

    16. Re:It's still retarded security by VeNoM0619 · · Score: 1

      Well, if they send your PW in plain text through e-mail when recovering the password, who cares? Change it.

      Or do you mean they sent it in html? So what? Its a forum...

      --
      Disclaimer: I am not god.
      We may not be created equal
      But we can be treated equal.
    17. Re:It's still retarded security by AP31R0N · · Score: 1

      If i change the password they would send the password to me again in plain text. Sometimes it's a forum, sometimes it's something else. Either way, it's a terrible practice.

      What's your /. PW?

      --
      Utilizing the synergization of benchmark e-solutions to pre-workaround action items!
    18. Re:It's still retarded security by VeNoM0619 · · Score: 1

      1234.

      You don't seem to understand the point that forums are mostly unofficial boards (not tied to companies, so they have no security obligations). I've been to plenty of boards, and a couple had the creator/admin snooping through passwords on the boards and trying to get all types of other crap (logging into e-mails). It is expected that online passwords at unofficial sites are not safe, therefor you do not use the same one everywhere, to go as far as unsubscribing seemed unnecessary if you were never going to go to it again.

      I'm sure you have an "e-reputation/e-ego" to uphold and are worried about your anonymity though.

      --
      Disclaimer: I am not god.
      We may not be created equal
      But we can be treated equal.
    19. Re:It's still retarded security by treeves · · Score: 1

      How's that again?

      If my password is aardvark9 and I'm asked for two characters and the callcenter person sees "k9", how am I going to know to give that answer rather than any of the other 33 possible combinations?

      --
      ...the future crusty old bastards are already drinking the Kool-Aid.
    20. Re:It's still retarded security by uglyduckling · · Score: 1

      they tell you which two characters to give: the 8th and 9th, on the assumption that someone who didn't know the full password couldn't give them correctly - and the odds that if they only knew two of the characters and just happened to be asked for those two are very small indeed

    21. Re:It's still retarded security by phillips321 · · Score: 1

      are you a jerk or what?
      The monkey in the call center gets given 2 characters from the password as well as the location of those 2 characters within the password. e.g. **NK**, they then ask the customer for the 3rd and 4th characters.
      The customer then tells them.

      Other variations of this password are as follows *A***R and W***E*
      Given enough characters of the password as well as their place within the password it is possible to re-assemble the password. Any guesses what it might be?

    22. Re:It's still retarded security by bberens · · Score: 1

      My bank offers the ability/convenience of utilizing your card and pin while at the teller, but it's not a requirement. I'd wager your bank is the same way. There's no way a bank is denying you access to your money simply because you lost your ATM card.

      --
      Check out my lame java blog at www.javachopshop.com
    23. Re:It's still retarded security by thePowerOfGrayskull · · Score: 1

      How about: when you tell that guy your password, he types it on the computer, which compares it to a hashed (and salted, please!) value in the database. There we go. It wasn't that hard, was it?

      As you mention, you have to tell it to him anyway. Also, do you want to be the one to spell the password three different times because it's either a weird password, or the person you're speaking to doesn't have English as their first language?

      So, better yet, how about making you type it on the phone pad? Then their PBX can extract any such keypresses and send them directly to the computer. There is no need for the human operator to ever hear or read that sequence.

      Sure, though that means that a given password is now that much easier to be compromised - an attacker only has to know the sequence of numbers pressed (easily observed watching over someone's shoulder - ever seen how careless people are with their PINs?), and not the actual password. THis doesn't get into the usability issues that you'd be imposing on your customers.

      So basically, you can jolly well stop pretending that crap security is anything else. Yes, it may require some 5 minutes of thinking to solve those problems, but they _are_ solvable.

      The common security practices that exist now are anything but foolproof, but they do generally represent the best available crossover between usability and protection.

      Tens of thousands of collective hours of thought have been given to this problem over a period of decades, because fraud costs banks huge money. Do you really think you're going to solve it in five minutes?

    24. Re:It's still retarded security by treeves · · Score: 1

      Nope, not a jerk, just didn't know the procedure. Thanks.

      --
      ...the future crusty old bastards are already drinking the Kool-Aid.
  57. what really happened by neonsignal · · Score: 1

    The customer misremembered his password as "Lloyds is pants". He rang up to make a transaction, but when he gave his (wrong) password, they said "no its not". He asked to change it to "Barclays is bank", but they weren't sure if it was really him, so they refused. Case solved! And no, I didn't read the article.

  58. No, it's not. by Anonymous Coward · · Score: 0

    At least not anymore.

  59. Bollox by Nyckname · · Score: 1

    Hey, it's six letters.

  60. Profit by Stooshie · · Score: 1
    1. Get job in phone banking office
    2. Change customer's passwords so they can't log in and you can
    3. Call up from another phone
    4. Profit

    Damn, I must stop posting complete business plans.

    --
    America, Home of the Brave. ... .and the Squaw.
  61. Not everyone lives in the UK or Ireland by FreeUser · · Score: 2, Informative

    Or he lives somewhere other than the United Kingdom or Republic of Ireland, and has never travelled to either of those places.

    Plc is somewhat analogous to GmbH or LLC elsewhere.

    --
    The Future of Human Evolution: Autonomy
    1. Re:Not everyone lives in the UK or Ireland by VJ42 · · Score: 1

      Or he lives somewhere other than the United Kingdom or Republic of Ireland, and has never travelled to either of those places.

      Plc is somewhat analogous to GmbH or LLC elsewhere.

      The difference being that I live in the UK and know that a PLc is equivalent to an LLC and it took me no more than 2 seconds to discover the Wikipedia definition of GmbH. The point being that the Great grand parent should do his research before moaning.

      --
      If I have nothing to hide, you have no reason to search me
    2. Re:Not everyone lives in the UK or Ireland by mollymoo · · Score: 1

      I think a PLC is equivalent to an AG rather than GmbH. Not sure about the US definitions, a corporation rather than an LLC? Anyway, a PLC (Public Limited Company) has shares traded on the stock exchange whereas a normal limited (Ltd) company doesn't.

      --
      Chernobyl 'not a wildlife haven' - BBC News
    3. Re:Not everyone lives in the UK or Ireland by belmolis · · Score: 1

      Both types are just "corporations" in the US and followed by "Inc." There is no distinction in such abbreviations between privately held and publicly traded companies.

  62. Acceptable by QuietLagoon · · Score: 2, Insightful
    What isn't acceptable is the refusal to change it per the customer's requests after that."
    .

    Two additional things are not acceptable:

    1. the customer service rep having access to the plain text password (corollary: passwords being stored in plain text)
    2. the customer service rep changing a customer's password without the permission of the customer
  63. For those not from the UK and curious by JTsyo · · Score: 1

    3. pants This word can have two meanings if you are from the UK. It either means 1. The British word for panties, underpants, etc 2. Rubbish, bad 1. "I bought some new pants and a matching bra." 2. "This film is pants!"

  64. Why are people looking at passwords? by mlwmohawk · · Score: 1

    Isn't it strange/scary/odd that someone is looking at passwords?

    On a similar note, every time I have to reboot a Windows box or have to enter a reason for a shut down/restart I enter "Microsoft sucks" or "F%$#k you Bill Gates" (without the censorship)

    I think more people should do this. :-)

  65. Human readable passwds??? by redelm · · Score: 1

    I would be extremely leery of any security system that allowed _anyone_ to read passwds unless for verbal authentication. Otherwise, they should be always be cryptohashes.

  66. Obvious by Anonymous Coward · · Score: 0

    Could such a password be deemed too weak, as it is obvious and the same password is used by many customers?

  67. Whats not acceptable by SoulRider · · Score: 1

    is the fact that anyone in the company can see customer passwords in the first place. So much for security.

  68. Who knew? by Anonymous Coward · · Score: 0

    Who knew the Streisand effect applied to passwords as well?

  69. Re:How did they even know his password to begin wi by Anonymous Coward · · Score: 0

    Amazon has my credit card number stored, and I'll be damned if it's in there as 3723-7... I mean, yeah. Anyways, it's in there via a 2-way encryption algorithm - functionally identical to how SSL works, even if the methods involved are completely different.

    They don't need to store your credit card number at all. Once they've communicated with Visa (or whichever processor), Visa should send back a unique number. That unique number should key a table in Visa's system that links Amazon to your credit card account. If someone else steals that from Amazon, then Visa would be able to tell that it was the Amazon account that was compromised and destroy only that.

    That's a special kind of two factor authentication for a transaction. Yes, it would be possible for someone to steal the unique number, but the only thing that they could do with it would be to transfer money from you to Amazon (or vice versa). They would have to engage in a separate exploit to get the money from you or Amazon. Also, they would have to find a way to spoof as Amazon when using the number. Since Amazon does not communicate with Visa over the internet but via a special serial connection (more like an ISDN line), this would be difficult to do.

  70. once upon a time you were right by BitterAndDrunk · · Score: 2, Interesting
    But no longer:

    Interest rates are no longer the lifeblood of banks. These days fees and other non-interest income account for more than 40 percent of a bank's revenue and contribute about the same percentage to the bottom line.

    Source

    --
    You better watch out, there may be dogs about . . .
    1. Re:once upon a time you were right by Mr+Z · · Score: 1

      MagdjTK was referring to the interest banks pay YOU for keeping money with them, either in interest bearing savings/checking accounts, or in money markets, CDs, etc. Interest banks pay you is certainly NOT profit for the bank.

      That said, teller fees (automated or human), etc. do certainly add up, and detract from any interest you might earn on your deposits.

  71. That's still a rather fragile assumption by Moraelin · · Score: 3, Insightful

    That seems to me like a very fragile assumption.

    Yes, you'd think that most people are smart enough to not do stuff where they could end up in jail, but about 1% of the population of the USA _is_ currently in jail. You'd think that most people are sane enough, but 0.4 to 0.6 of the population are schizophrenic. You'd think that most people are nice enough to their fellow human, but about 1 in 30 qualifies as sociopath, and 1 in 100 as outright complete psychopath.

    You don't take those precautions against most of those call centre employees which are honest, sane, smart and nice, like you were. You take them against the schizophrenic dude who'll sell that data because the ghosts threatened to suck his soul through his nose if he doesn't. You take them against the disgruntled sociopathic admin who wants to go out with a bang. (See for example the recent news about the guy who locked a city administration out of their computers.) You take them against the idiot who'll sell an old computer on EBay without first erasing the database files or backups off it. (See the recent story.) You take them against the irresponsible (if well meaning) insurance/investment/etc salesman, who'll copy the whole damn customer database on his laptop so he can show a snappy chart to a potential customer. You take them against the idiot rent-a-coder who'll zip your whole database and post it on the web, when asking for help with some trivial formatting problem. (Yes, one dude did exactly that. Twice.) You take them against the irresponsible boss who'll copy that whole damn database on an USB stick, and give it to some programming contractor so he doesn't have to work on-site. And then said contractor loses the stick. (See the recent leak in the UK.) You take them against the irresponsible "tech savvy" guy, who'll open an insecure tunnel right through your firewall, so he can work from home, and thinks that nobody will guess the port. Etc.

    It's not just you call centre guys who can see those plaintext passwords, you know. There's a whole lot of people who might end up seeing that data, some of which you'd never even think about off the top of your head. E.g., that eastern european janitor who was emptying the dustbins while you were looking up someone's plaintext password.

    Security is about trying to prevent as many of those as you realistically can. Just because you call-centre guys get to hear the password as plaintext, is no reason why everyone in IT or with enough clue to run an SQL query should also be able to get to them.

    --
    A polar bear is a cartesian bear after a coordinate transform.
    1. Re:That's still a rather fragile assumption by spun · · Score: 4, Interesting

      Fragile assumptions are the building blocks of society.

      --
      - None can love freedom heartily, but good men; the rest love not freedom, but license. -- John Milton
    2. Re:That's still a rather fragile assumption by Cabriel · · Score: 1

      Yes, you'd think that most people are smart enough to not do stuff where they could end up in jail, but about 1% of the population of the USA _is_ currently in jail. You'd think that most people are sane enough, but 0.4 to 0.6 of the population are schizophrenic. You'd think that most people are nice enough to their fellow human, but about 1 in 30 qualifies as sociopath, and 1 in 100 as outright complete psychopath.

      Your argument is based on false assumptions. First of all, you say 1% of citizens (residents) are in jail as if that somehow disqualifies "most". You then go on to give more of these minimals and expect us to be afraid of 1% as if it's 99%. Sounds to me like you're one of the 1% of people who are paranoid of everything.

      Secondly, 1% of the population might be in jail, or have been in jail, but the number of companies that later employ those who are likely to commit fraud and gives them access to that information are few and far between. Also, those who are in jail don't generally have access to that kind of information, and there are a lot of people who come out of jail unwilling to recommit. They are not a statistically insignificant number. 1%? that's statistically insignificant.

      I know what you're thinking already, too! "Just wait 'til you have your identity/credit card number stolen!" Ya know what? I work in an industry where credit cards are used for two-thirds of all transactions every day. Last year, one location processed $3million in sales. At an average of about $60 per transaction, that's a little over 30 000 transactions. At one location. Last year, there was only one case where one of those transactions was from a stolen credit card number. Yeah, I think paranoia is very much excessive and unneccessary.

    3. Re:That's still a rather fragile assumption by Moraelin · · Score: 1

      Your argument is based on false assumptions. First of all, you say 1% of citizens (residents) are in jail as if that somehow disqualifies "most".

      No, I'm saying they just qualify as "exist". I'm saying that in security you don't get to go "bah, most people won't do it," but should worry about the minority that will.

      Same as physical security, law, etc, really. You don't give murder or theft laws for the majority of people who won't do that, and it's not for those that you install locks or pay cops. It's that 1% which bothers us.

      As for "statistically insignificant", well, I suggest you start understanding big words before using them. We're not talking an accuracy figure or anything.

      But it's irrelevant. The point is, if you have 1000 people working in a corporation's call centres and IT, chances are 6 of them are schizophrenic. (Give or take a few, because that's how statistics work.) About 30 are sociopaths. Etc. A bunch more will be irresponsible enough to do other stuff, like copy databases onto laptops and USB sticks, if they can and can get away with it. Etc.

      They're not insignificant numbers at all.

      But all it takes is one guy to export the customer database and sell it to spammers (like the AOL guy), or post it on the web (like that rent-a-coder), or lose it on a laptop (seems to be one a week these days), or whatever. At that point you don't really care how likely it was, statistically. Even if you're hit by a hell of an improbable fluke, you still got hit. Security's job is to make it hard for that one improbable guy.

      But I guess you can't change that some people just don't want to think about security and threats. And, hey, far from me to pull someone's head from the sand by force. Nor from their arse.

      --
      A polar bear is a cartesian bear after a coordinate transform.
    4. Re:That's still a rather fragile assumption by Frank+T.+Lofaro+Jr. · · Score: 2, Insightful

      Last year, there was only one case where one of those transactions was from a stolen credit card number.

      That you know of.

      There could be literally hundreds of undetected and/or unreported cases.

      --
      Just because it CAN be done, doesn't mean it should!
  72. It does. by jotaeleemeese · · Score: 1

    But it is not as brain dead as in the litigious US of A.

    In the UK you'll find there is still some degree of banter in most offices and people know when something is meant as a joke or as an offence, in most cases where involuntary offence is caused an apology will suffice.

    Unfortunately US corporate is permeating UK corporate culture by means of European Head Offices of USian companies based in London and other parts of Europe.

    These companies bring with them all their legal baggage and I am sad to say that UK people are catching up pretty fast.

    --
    IANAL but write like a drunk one.
  73. Security or convenience? by jotaeleemeese · · Score: 1

    For slashdot I don't care if somebody gets my password.

    For my bank I am willing to take a token, card or whatever makes my account as secure as possible.

    --
    IANAL but write like a drunk one.
  74. This did happen to me by muckdog · · Score: 1

    At one point a had a password with a company that was " sucks" where competitor was the competitors name. The company in question dropped "sucks" off of my password. Pretty sure it was a customer service rep. Probably because she was an uppity bitch.

  75. Re:How did they even know his password to begin wi by derfy · · Score: 1

    I am invincible!

    Um, who modded this troll? "Holding a pen" + "I am invincible" = Slashdot mods are slugheads.

  76. Re:How did they even know his password to begin wi by mr_mischief · · Score: 0

    The "PIN" is taken to be an adjective here. It's the same usage as "password string", "laser light", "microwave radiation", "sonar sound", and "NAT translation". All of those are phrases in which the first word or acronym imply the second word, but they're pretty common phrases.

    The PIN is the generic idea of the personal identification number to be entered, and the PIN number is that user's specific string of digits.

    I'm glad you had your laugh, though. BTW, why is it still called a CPU if there's more than one?

  77. Well, if it's a matter of "rights"... by argent · · Score: 1

    You don't have the "right" to a secure website and a professional interaction with your bank, no.

    Your bank doesn't have a "right" to stay in business after driving off customers either.

  78. breach of privacy policy by DragonTHC · · Score: 1

    a password is a personal piece of information. a CSR's knowledge of your password is a violation of the terms of their privacy policy.

    or the simple answer is, have them set it to something simple and change it manually via their web interface later.

    --
    They're using their grammar skills there.
  79. Re:How did they even know his password to begin wi by Anonymous Coward · · Score: 0

    'Cause it's in the middle. Duh.

  80. I really love the word "passport" by Anonymous Coward · · Score: 0

    My voice is my passport. Verify me.

  81. If it were me... by g0bshiTe · · Score: 1

    "The rules seemed to change, and they told me it had to be one word, so I tried 'censorship', but they didn't like that, and then said it had to be no more than six letters long."

    At that point I would have chosen, "TOSSER"

    --
    I am Bennett Haselton! I am Bennett Haselton!
  82. Pants by Slashdot+Parent · · Score: 2, Insightful

    You explained everything but the most important part. Why are pants offensive? I do not find pants to be offensive at all.

    --
    They don't grade fathers, but if your daughter's a stripper, you fucked up. --Chris Rock
  83. Dog and Bone - Security Prone by Anonymous Coward · · Score: 0

    "Current phone authentication techniques lack security, as they are typically conducted semi-manually, and are susceptible to social engineering attacks, RSA said. Crooks are learning to take advantage of that, it added.". http://hodgie.newsvine.com/_news/2006/10/24/413813-telephone-banking-system-recognizes-your-voice-

    I do hope they don't send this data around on CD's or sell the PC's.

    I remember having to create an account with Kodak to get the latest sofware and tried several usernames. "Unhappy Customer" was taken and so was "Angry Customer" so I guess that says it all.

  84. Choose your security phrase carefully... by dissolved · · Score: 1

    When I worked for a helpdesk for a large ISP in the UK we had a chap with the security phrase:
    "Who am I talking to?"
    with the answer " scum".

    Yes, it's that level of mutual respect that will make helpdesk staff want to talk to you...

  85. Or the competition? by crovira · · Score: 1

    And its amazing that the descriptive language to denote one also defines the other...

    I use a limited number of random alphanumeric strings that I forced myself to memorize (it was a time consuming "pain-in-the-butt"(TM)® to set up but its pretty secure. The characters are meaningless and they are unguessable and there is an algorithm for the number-letter pairing.)

    --
    MSBPodcast.com The opinions expressed here are my own. If you don't like 'em... Think up your own stuff.
  86. I think they objected to by alcmaeon · · Score: 1

    the obvious misspellings. It's "Lloyds" not "Llyods".

  87. I should have expanded upon the premise by BitterAndDrunk · · Score: 1
    Because you're right, his statement was "banks pay us" and my rebuttal didn't directly address it. Here's the gist:

    Banks set traps now with fees to essentially "take back" the interest payments made. It's no longer a case of a bank's interest in loans covering the interest they pay out in savings - now fees make up 40% of that revenue.

    This has changed the fundamental relationship between most banks and their customers. For example - if I mess up and accidentally make one too many transactions from my savings account, the fee associated with transaction 10 will not only wipe out the interest generated that month, but the two months prior.

    The idea that they "pay us" for our money is cute and they'll defend it, but the hidden fees and the contortions required of customers to avoid such fees betray the true profit centers.

    --
    You better watch out, there may be dogs about . . .
    1. Re:I should have expanded upon the premise by Mr+Z · · Score: 1

      Now it sounds like we're on the same page. :-)

  88. what isn't acceptable is by josepha48 · · Score: 2

    that someone else knew what his password was. That means that they track and can read your password. I don't think that would make me feel comfortable. I would hope that passwords were stored encrypted and not decryptable by staff.

    --

    Only 'flamers' flame!
    Does slashdot hate my posts?

  89. and you are a moron by Anonymous Coward · · Score: 0

    Last year, a fairly intelligent college student who worked for me managed to lock himself out of an account by failing to notice that caps lock was engaged.

    That's not really being a password idiot, but it is kind of an airhead thing to do.

    told him we could unlock it by calling the help desk together and providing the correct password over the phone.

    YOU are a password-idiot. Rule #1 of passwords: never divulge your password to anyone for any reason.

    Besides, if the help desk asked for his password they would be truly incompetent. Not only would they be asking somebody to break Rule #1 of passwords, but they'd be breaking Rule #2 of passwords: Never store a password in plain-text. Store only the hash.

    What you should have told him is to tell the help desk that he had forgotten his password, and then follow the procedures to get it reset and changed.

    He very sheepishly confided that his password was [ourcompanyname]sucks.

    That does indeed imply that he was a password-idiot. He broke rule #1.

    I advised him to pick a more-appropriate password

    And by "more appropriate" I hope you mean, "more secure than something that could be guessed within 10 times" not "less offensive." Rule #3 of passwords: Do not use actual words as your password. They are vulnerable to dictionary attacks. 1337ing of words doesn't help either, as they are easy to implement in said dictionary attacks. Start with long passphrases, then use the initials of the words. You may 1337 that to get a few digits in. Since you started with multiple passphrases, you already have some capital letters sprinkled in.

    but watched him more closely after that. A month later I caught him stealing from the company.

    You are fucking retarded. You're implying that somebody's choice of password is a good indicator of their honesty? Do you also hire a phrenologist to help out on interviews?

    A few months later I discovered that [username][a-racial-slur] came up in the autocomplete list for the username field on a computer used by a manager who works for me. He apparently didn't press the tab key hard enough after entering his username.

    He is indeed a password idiot. Rule #4 of passwords: Pay attention when you type it. You don't want somebody looking over your shoulder to see the password that you are typing in. And for that matter, Rule #5 of passwords: If you ever have any reason to believe your password has been compromised, change it. Even if there's only a small chance of that happening. Once he noticed he didn't type it correctly, he should have cleaned the browser cache AND changed the password, just in case someone did see him type.

    we had a long talk about maintaining a harassment-free workplace.

    YOU are a fucking PC-enabler (which happens to be the worst thing I've called you so far). He wasn't harassing anyone, he was entering a password no one was ever meant to see. A harassment-free workplace doesn't mean the institution of the thought-police. Even if he had actually said the slur out loud without a racist context to it, it wasn't harassment. Maybe he was making fun of the slur, and of racist idiots who use it. Maybe he was telling a story of somebody else who used the slur. That's not fucking harassment.

    Both people were, on the surface, intelligent, productive employees. But both of them thought of their passwords as their private information that would never be learned by anyone else.

    And they were both correct in their assumption. Passwords are private information that will never be learned by anyone else. If they are stored in plain text at your company, sue the company for negligence (as somebody else could see your password, use your account to do something

  90. The combination is what kills. by sillypixie · · Score: 1

    This is a case of cumulative disaster, frankly. These guys have done a whole bunch of not-so-smart things that together combine into real stupidity -- they are advocating both password sharing and they are allowing a help desk person to INTERPRET a plaintext password. Not to mention instantiating password polices requiring a single dictionary word with a limit of 6 characters!

    This means that punctuation probably doesn't count. Capitalization doesn't count. Spelling probably doesn't count. If an attacker can come up with a reasonably approximate phonetic representation of the password, then chances are, the help desk will assume the caller is the right person. After all -- if there was a requirement for an exact match, then the help desk person could just type in exactly what the user tells them and get a yes/no answer back without ever seeing the password, and the plaintext requirement wouldn't exist.

    Once you have the password for account viewing, how much money do you want to bet that a significant proportion of customers use the SAME password for all their other activities with the bank? But don't worry -- that second, possibly identical password is protected with "full security procedures"...

    --
    don't mess with those geekgrrls
  91. Could be worse... by Kabuthunk · · Score: 1

    Back when I was doing tech support for Worldnet dialup internet, we could change people's passwords when requested (and we could also just read off what it's currently set to). I got a call once from someone saying they couldn't log in, and wanted me to read off their password. After the usual verifying security, I gave 'em their password... which was at the moment set to... umm... let's just say another way of saying "homosexual lover", since putting the actual password would likely set off the swear filter. Yeah, THAT was an awkward call.

    The system logs the tech's login for any changes made to an account, so it was easy to see what happened. Someone, on their last day of work, changed some people's passwords to either racist, homosexual, or other various types of things.

    Because of that incident, they stopped us from being able to either read passwords, or even create them to what someone wanted. If someone forgot a password, we could randomly generate a new one. That's it.

    --
    Planet Zebeth - Metroid with a twist
  92. Comment removed by account_deleted · · Score: 1

    Comment removed based on user account deletion

  93. How was it noticed? by deets101 · · Score: 1

    Now, I'm not about to do something crazy like RTFA, but.....

    Beyond the fact that the password was changed, how did the rep see it? Was he going through all the accounts looking at the passwords and see this one?

    --

    --
    My parents went to Slashdot and all I got was this lousy sig.
  94. You have to trust someone... by Roger+W+Moore · · Score: 1

    So basically every single operator they've ever employed, can find or just remember your username _and_ password if they want to. And who's to stop them from calling after hours and pretending to be you?

    How is this different from withdrawing cash from the bank in person? All you are doing is verifying your identity to a bank employee who could drain your entire account without a password. Just like the bank clerk does not have to ask you to enter a password before they give you money.

    1. Re:You have to trust someone... by Baton+Rogue · · Score: 1

      a bank employee who could drain your entire account without a password

      Except that they can only do that from a bank terminal, which logs every transaction they make, so it would easily be tracked. If the call center people can see your username and password they could easily give/sell that information to someone who would use it to steal from you.

  95. Re:I once had a funny incident -- me too by Anonymous Coward · · Score: 0

    My company provided a random 3-character prefix and I selected a 3-character suffix to generate my password. They provided:

    MEF

    to which I was compelled to complete:

    UCK

    and then later had to call for my password. The clerk became embarrassed, but so did I and we had a good laugh.

    I did take the risk of asking her out for a date and she accepted. We are now married.

    Being a geek perv does pay off on occasion so there is hope Slashdotters.

  96. Passwords in clear? by Anonymous Coward · · Score: 0

    When I worked at a major IT firm we had an online training we all had to complete annually.

    It was written in flash and had logons that required userids and passwords.

    A year after it went live we had an email asking us to complete the training again, along with a complete list of names, usernames and the password we had picked.

    Entries were varied.

    passwords: "cunt". "W". "A". "". "password". Partners name. Work colleagues names (of both sexes, and in one case tellingly showing a male (firmly closeted) person who used another male colleagues name as his password.

    I pointed out that no password should have been stored in plain text (duh!). Given a large portion of our work was security related no-one thought this important. "its an online training system - it does not matter".

    FFS. So you have now compromised pretty much every other system as many used the same user id and password used on other systems.

  97. Icons /are/ religious by dfsmith · · Score: 1

    Seems ironic, given that Websters defines "icon" as "a religious image painted on a small wood panel".

  98. There is no "website" by 6031769 · · Score: 1

    TFA points out that this is telephone banking. Really, read TFAs once in a while and don't rely on summaries approved by editors who cannot spell a word as simple as Lloyds.

    --
    Burns: We're building a casino!
    McAllister: Arrr. Give me 5 minutes.
    1. Re:There is no "website" by uvajed_ekil · · Score: 1

      I would read TFAs more before wondering about them, but it is all too often that I spend ten minutes trying to load them to no avail. So sometimes I don't even try. They should really be mirrored here automatically upon posting, or something to prevent the poor folks that put out interesting content from being shut down or suddenly exceeding their bandwidth cap by tenfold. Just a thought, and I apologize for offending you by misinterpreting a mediocre summary and the other comments than came well before mine. Please forgive me, oh master of TFA, as I thought this was /.

      --
      This is a hacked account, for which the owner can not be held responsible.
  99. MOD PARENT DOWN by hdon · · Score: 1

    The comment by Cassius Corodes is undereducated and misleading. There are a myriad of reasons besides whether or not the operator will be in the loop (which should only be guaranteed if the caller provides the correct password anyhow) that I'm sure other responders have already pointed out. Please mod it down.

  100. Re:Obama/Biden in 08 by Anonymous Coward · · Score: 0

    I point anyone who likes to believe that slashdot readers are more open-minded and/or intelligent than the rest of the web community to this exchange.

  101. Re:What are they doing being able to read password by itsybitsy · · Score: 1

    In fact I'd put pressure on companies providing services to have a higher standard with passwords such as ensuring that they are always stored encrypted, and that their personnel can't read them under any circumstances not even when debugging.

    Now that's not always possible with phone in services where they want you to identify yourself to them using a password. Then it's in the clear on the phone and within ear shot. In this case the company should log which of their people saw or hear the password. This is usually possible with customer service records.