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Florida Sinkhole Highlights State's Geologic Instability

An anonymous reader writes "Last Thursday night, a sinkhole took the life of a man (TV news video, with ad) while he slept in his home in Seffner FL, near Tampa. While human fatalies are rare, sinkholes are so common in Florida that the insurance industry successfully lobbied the state lawmakers to pass legislation in 2011 making it more difficult for homeowners to claim sinkhole damages. The bedrock in Florida is limestone, a weakly soluble mineral formed from calcified deposits of sea creatures tens of millions of years ago. Above the limestone is a clay layer called the Hawthorn Formation which shields the limestone from ground water; and above the clay is sand. However, the protective clay layer is thin or nonexistent in some areas of Florida, particularly in the middle part of the state near the Gulf coast, where caves and sinkholes are common. Geologists say that human activity, particularly construction and irrigation, can trigger sinkholes by destabilizing the landscape above caverns by drawing down water tables and massing structures above them."

132 of 206 comments (clear)

  1. Who would have thought by ArchieBunker · · Score: 3, Insightful

    it was a great idea to start building homes on swamp land?

    --
    Only the State obtains its revenue by coercion. - Murray Rothbard
    1. Re:Who would have thought by Frosty+Piss · · Score: 2, Interesting

      ...it was a great idea to start building homes on swamp land?

      They have to build them someplace. Where would you suggest?

      --
      If you want news from today, you have to come back tomorrow.
    2. Re:Who would have thought by Trepidity · · Score: 3, Funny

      There's a lot of empty space in Montana I hear.

    3. Re:Who would have thought by PPH · · Score: 1

      Texas.

      --
      Have gnu, will travel.
    4. Re:Who would have thought by alen · · Score: 1

      What about water?

      I've read that lots of states around the Rockies have water shortages all the time

    5. Re:Who would have thought by K.+S.+Kyosuke · · Score: 5, Funny

      it was a great idea to start building homes on swamp land?

      If the castle sinks, you build another one on top of it. Repeat until it stands. (Then, marry a princess with huge...tracts of land.)

      --
      Ezekiel 23:20
    6. Re:Who would have thought by Mashiki · · Score: 5, Informative

      it was a great idea to start building homes on swamp land?

      This doesn't have anything to do with swampland really, rather it has to with the limestone that makes up the base of Florida. Same with really anywhere there's limestone, Ontario, Michigan, parts of Quebec, large swaths of the NE US. Some places are more stable than others and don't have to worry about it. And there's no much you can do in some cases, and while the limestone is thick where I live several hundred feet there have been huge sink holes.

      --
      Om, nomnomnom...
    7. Re:Who would have thought by cynyr · · Score: 1

      near a super volcano, I think not!

      --
      All of the above was encrypted with a Quad ROT-13 method. Unauthorized decryption is in violation of the DMCA.
    8. Re:Who would have thought by YrWrstNtmr · · Score: 2

      Texas

      Hurricanes.

    9. Re:Who would have thought by hairyfeet · · Score: 4, Interesting

      Arkansas? Pretty countryside and the majority of it is on solid bedrock. Pretty rivers, pretty mountains, lots of pretty nature and prices are a hell of a lot cheaper than in FL which is probably why we are suddenly getting so many retirees here.

      But sometimes you just need to cut your losses which it sounds like there are parts of Florida that just aren't any good for building, same as i never understand why they keep rebuilding New Orleans, the whole reason it was put where it was was on account of river trade which isn't a big money maker anymore and its below sea level folks, time to accept that NO is a swamp and let it go, build farther up and a little higher off the ground and call that NO and be done with it. If that area of FL is so littered with sinkholes you are at risk of your house disappearing any minute time to pack up and move folks, just not a smart place to be.

      --
      ACs don't waste your time replying, your posts are never seen by me.
    10. Re:Who would have thought by Phase+Shifter · · Score: 1

      This doesn't have anything to do with swampland really, rather it has to with the limestone that makes up the base of Florida. Same with really anywhere there's limestone, Ontario, Michigan, parts of Quebec, large swaths of the NE US. Some places are more stable than others and don't have to worry about it. And there's no much you can do in some cases, and while the limestone is thick where I live several hundred feet there have been huge sink holes.

      Does Michigan even have much in the way of sinkholes or caves? My understanding was that glaciers in the last ice age scrubbed away most of the rock that was conducive to cave formation.

    11. Re:Who would have thought by hrvatska · · Score: 1

      Texas Hurricanes.

      And Florida doesn't have hurricanes?

    12. Re:Who would have thought by Yobgod+Ababua · · Score: 2

      Come on... please quote properly for full comedic effect.
      "
      When I first came here, this was all swamp.
      Everyone said I was daft to build a castle on a swamp, but I built in all the same, just to show them.
      It sank into the swamp.
      So I built a second one.
      That sank into the swamp.
      So I built a third.
      That burned down, fell over, then sank into the swamp.
      But the fourth one stayed up.
      And that's what you're going to get, Lad, the strongest castle in all of England.

    13. Re:Who would have thought by c0lo · · Score: 2

      Texas.

      For the frying pan into the fire: sinkholes too.

      --
      Questions raise, answers kill. Raise questions to stay alive.
    14. Re:Who would have thought by gmuslera · · Score: 1

      Better go with a bang. If that supervolcano decides to explode life will suck in most of the world anyway.

    15. Re:Who would have thought by Mashiki · · Score: 1

      Does Michigan even have much in the way of sinkholes or caves?

      It sure does.

      --
      Om, nomnomnom...
    16. Re:Who would have thought by onepoint · · Score: 1

      that's what they use to do in Venice, then they stopped. sinking of the land still happens.

      --
      if you see me, smile and say hello.
    17. Re:Who would have thought by Anonymous Coward · · Score: 1

      Florida has a water shortages all the time too.

      http://priceofsprawl.com/water.html

    18. Re:Who would have thought by adisakp · · Score: 1

      it was a great idea to start building homes on swamp land?

      I dunno... ask the people in New Orleans who built homes on drained swampland that was below sea level that required constant pumping of water into canals (where the canal water level is higher than the hour ground levels).

      http://upload.wikimedia.org/wikipedia/commons/2/20/New_Orleans_17th_Street_Canal_filling.JPG

    19. Re:Who would have thought by girlintraining · · Score: 2

      If the castle sinks, you build another one on top of it. Repeat until it stands. (Then, marry a princess with huge...tracts of land.)

      Move to Minnesota. It's the most geologically stable location on the planet. There's a reason it's called the Iron Range. We have no earthquakes, hurricanes, and our buildings don't mysteriously vanish into holes in the ground. We have access to the largest reservoir of fresh water in the world as well. Global warming? Not a problem up here. Fertile farmland? Got that in spades too. Everything you need to survive just about any natural or man-made disaster is abundant here. We can survive the apocalypse. And we do, for three months out of the year, every year.

      Our state budget has been balanced nearly every year. Ever. We have contributed far, far more to the federal government than we've gotten back. We're not number one in murders, shootings, rapes... or worst of all, politicians and lawyers. Every now and then one of the major parties gets the idea in their head of hosting their national convention up here. We make sure to kill 'em with nice, and they don't come back for a good long time after.

      I gotta say, the things you people go through because you're afraid of a little snow is unbelieveable. Malaria. Hook worms. Giant mouths full of teeth attached to a hide thick enough to repel small arms fire (it's called an alligator). Your buildings are routinely eaten by nature, sometimes quite suddenly. Your summers are so scorching hot they're having to invent new colors to describe exactly how long you have to live once the air conditioning goes out. You don't have enough water, and fight with each other over it.

      Be a little cold, or risk every other malady known to man. Apparently... it's a defect in our DNA. We'll tolerate anything as long as it doesn't make us shiver, or obstruct the free flow of traffic...

      --
      #fuckbeta #iamslashdot #dicemustdie
    20. Re:Who would have thought by SternisheFan · · Score: 2

      ...it was a great idea to start building homes on swamp land?

      They have to build them someplace. Where would you suggest?

      You can build in wetlands IF you drive LOTS of friction pilings for each structure deeply enough. You might need to replace soil, even put in a raft foundation to evenly distribute the home's weight.

      "Raft foundation is a thick concrete slab reinforced with steel which covers the entire contact area of the structure like a thick floor. Sometimes area covered by raft may be greater than the contact area depending on the bearing capacity of the soil underneath. The reinforcing bars runs normal to each other in both top and bottom layers of steel reinforcement. Sometimes inverted main beams and secondary beams are used to carry column loads that require thicker foundation slab considering economy of the structure. Both beams cast monolithically with raft slab."

      http://civil-engg-world.blogspot.com/2012/06/what-is-raft-foundation-difference.html?m=1

      http://menbuy.net/home-improvement-2/preparations-for-building-in-a-swamp/

    21. Re:Who would have thought by MickLinux · · Score: 1

      And bushes.

      --
      Correct Horse Battery Staple: 72 bits of entropy. Enter "Correct H" into google. When it generates the phrase, that's
    22. Re:Who would have thought by MickLinux · · Score: 1

      Yeah,but you have michigan next door. And chicago to the south. And you're possibly not asgeologically stable as you think. No place is perfect.

      --
      Correct Horse Battery Staple: 72 bits of entropy. Enter "Correct H" into google. When it generates the phrase, that's
    23. Re:Who would have thought by fustakrakich · · Score: 1, Troll

      Kinda reminds me of Sam Kinison: ...There wouldn't BE world hunger, if you people would LIVE WHERE THE FOOD IS! YOU LIVE IN A DESERT! YOU LIVE IN A FUCKING DESERT! NOTHING GROWS OUT HERE! NOTHING'S GONNA GROW OUT HERE! YOU SEE THIS? HUH? THIS IS SAND. KNOW WHAT IT'S GONNA BE A HUNDRED YEARS FROM NOW? IT'S GONNA BE SAND! YOU LIVE IN A FUCKING DESERT! GET YOUR STUFF, GET YOUR SHIT, WE'LL MAKE ONE TRIP, WE'LL TAKE YOU TO WHERE THE FOOD IS! WE HAVE DESERTS IN AMERICA -- WE JUST DON'T LIVE IN THEM, ASSHOLES!"

      lame filter is on the attack so i have to write all this useless fucking crap to fucking get around it! so i will scream very softly...ahhhhh! ahhhhhh! ahhhhhhhhhh!

      are you lonely tonight..... ahhhhh ahhhhhh you fucking whore!i hope you die! ahhhhhh ahhhhh!

      how long do i have to do this to get this fucking post out? huh? Tell me! you bitch!

      --
      “He’s not deformed, he’s just drunk!”
    24. Re:Who would have thought by rgmoore · · Score: 2

      There's a reason it's called the Iron Range.

      Yes. It's because there's lots of iron ore there. It has nothing to do with geological stability, though Minnesota is nicely stable. Of course that stability means that what passes for a mountain there is pretty laughable.

      We have no earthquakes, hurricanes, and our buildings don't mysteriously vanish into holes in the ground.

      Yes, but you do have floods, blizzards, and pestilential mosquitoes in the summer. Your winters are so miserable that people literally live in giant shopping malls so they don't have to go outside.

      We have access to the largest reservoir of fresh water in the world as well.

      No you don't. Both Lake Baikal and Lake Tanganyika are larger than Lake Superior by volume, which is the only sensible measure of how much fresh water a lake contains. Lake Baikal has a larger volume than all 5 great lakes combined.

      Look, I'm sure that Minnesota is a nice place. It seemed nice when I visited. But it has its own set of problems, and it lacks things that other places have that people who live there really enjoy. I'm glad you like it there, but don't try to impose your ideas of what an ideal place looks like on everyone else.

      --

      There's no point in questioning authority if you aren't going to listen to the answers.

    25. Re:Who would have thought by trout007 · · Score: 1

      Actually the swamp land is very stable since it's always filled with water. It is the high and dry areas you have to watch out for.

      --
      I love Jesus, except for his foreign policy.
    26. Re:Who would have thought by cffrost · · Score: 1

      ...it was a great idea to start building homes on swamp land?

      They have to build them someplace. Where would you suggest?

      Alaska.

      --
      Thank you, Edward Snowden.

      "Arguments from authority are worthless." —Carl Sagan
    27. Re:Who would have thought by Kozz · · Score: 1

      Yeah,but you have michigan next door. And chicago to the south. And you're possibly not asgeologically stable as you think. No place is perfect.

      Michigan is next door to Minnesota? Check a map...

      --
      I only post comments when someone on the internet is wrong.
    28. Re:Who would have thought by CFBMoo1 · · Score: 1

      Texas? Are you mad?! Killer tumbleweeds live there!

      http://www.youtube.com/watch?v=-6DSm8KaeqA&t=014

      --
      ~~ Behold the flying cow with a rail gun! ~~
    29. Re:Who would have thought by osu-neko · · Score: 1

      Be a little cold, or risk every other malady known to man. Apparently... it's a defect in our DNA. We'll tolerate anything as long as it doesn't make us shiver, or obstruct the free flow of traffic...

      I once said to a friend who had moved to Minnesota from Nigeria that the cold must be the worst thing about Minnesota. He claimed it was actually another of Minnesota's assets. He asserted, "it keeps the riff-raff out." So apparently even our perceived negatives are positives.

      --
      "Convictions are more dangerous enemies of truth than lies."
    30. Re:Who would have thought by hairyfeet · · Score: 1

      You and the other AC ought to take a look at AR, prices are cheap, the air is clean, as long as you don't live in LR or Pine Bluff frankly the crime rate is crazy low, the prices are so cheap you could have a McMansion for what a 3 bedroom goes for in Tampa and you'll have it on a couple of dozen acres with an incredible view of mountains and valleys, just some really beautiful country. Oh and the temps are warm, most of the time its practically like living in the tropics as we only have one or two weeks of really cold weather a year, its just really nice.

      I can walk out my door and walk down the side streets at 3AM and the worse that will happen is maybe a cop ask if I've had a breakdown or somebody be walking the other way and ask if i have a cig,where you gonna find that kind of "leave it to beaver" levels of peace in this day and age?

      --
      ACs don't waste your time replying, your posts are never seen by me.
    31. Re:Who would have thought by thetoadwarrior · · Score: 1

      Because the midwest is jam packed full of people.

    32. Re:Who would have thought by MickLinux · · Score: 1

      North michigan, north minnesota. Lake superior. Oh, and great lakes tectonic zone.

      PS:I was born in Wisconsin, you insensitive clods! (I really was, and I have good memories of the years I was there, at the university of Wisconsin housing for grad students with children. It was cold, and we loved it.)

      --
      Correct Horse Battery Staple: 72 bits of entropy. Enter "Correct H" into google. When it generates the phrase, that's
    33. Re:Who would have thought by RabidReindeer · · Score: 1

      it was a great idea to start building homes on swamp land?

      Who keeps tossing this stereotype around? The swamp land was what 1920s real estate developers sold to Yankees. These days we try to keep them as "protected wetlands". Despite the developers screaming about the goddam gubmint interfering with their rights.

      Most of Florida, actually, is built on dirty beach sand with occasional layers of clay.

      But underneath the layers of sand and clay - and the swamps - is a limestone substrate. Unlike, say granite, limestone can be eaten up relatively quickly (in geological terms) by acidic water. When the water level rises and falls, this agitates the process. And, since most of the people in Florida get their water by sucking it out of this same substrate, and since dry years have been more common lately, you end up with big hollow spaces underground with no water to help prop them up, So they collapse. Often, so does what's on top of them, which is the visible sinkhole. And with a still-growing population, the odds that the collapse will happen under a house - or even an occupied vehicle - go up.

      Florida is dotted with lots of depressions, ponds, and small lakes. Many of them started out as sinkholes.

    34. Re:Who would have thought by toddestan · · Score: 1

      Actually, Michigan and Minnesota are a lot closer than most people would think, thanks to Royale Island. Of course, Isle Royale has no permanent inhabitants.

    35. Re:Who would have thought by IAmR007 · · Score: 1

      Another city that is in for a great deal of natural disaster damage is Tacoma, Washington. There hasn't been much geological activity since the city was built, so it's not something many people in the area really think about. First of all, it's basically on the coast with little protection from tsunamis; the Cascadia subduction zone is due for a 9+ earthquake. The buildings in the region don't have nearly as good earthquake proofing as Japan, either. Seattle will get hit, too. Secondly, the river Tacoma is built on comes from Mt Rainier, which would produce massive lahars and bury a good chunk of the city in mud. It seems it's the rare events that are particularly hard to avoid. Mt. Vesuvius also has a large population around it these days, and we all know how that turned out for the Ancient Greeks.

    36. Re:Who would have thought by dacaldar · · Score: 1

      That's what they did for the Arc de Triomphe in Paris...

  2. Florida state website about it by Trepidity · · Score: 4, Informative

    The state's Department of Environmental Protection has a nice collection of sinkhole resources, including a database of incidents, and a poster with a map.

  3. Re:What's The Tech Angle? by Frosty+Piss · · Score: 4, Insightful

    What's the tech angle to this story? It's a sinkhole. Ground cover collapse is not a Slashdot story.

    Oh, I don't know.. Geology? Engineering? Perhaps involving technology to detect and prevent these things?

    Something like this perhaps?

    --
    If you want news from today, you have to come back tomorrow.
  4. Aquafilter pumping by jacobsm · · Score: 4, Interesting

    Let's pump massive amounts of water out of the aquafilter. What could possibility go wrong? (Living in West Central Florida on the edge of a well field).

    1. Re:Aquafilter pumping by Intrepid+imaginaut · · Score: 1

      Aquifer. I don't think this is connected to groundwater pumping.

    2. Re:Aquafilter pumping by Grayhand · · Score: 5, Informative

      Aquifer. I don't think this is connected to groundwater pumping.

      It can be the start of a sink hole. Drawing out too much water can make the aquifer collapse. It can create a void where rain water flows into washing away the collapsed parts of the aquifer creating an actual void. With broken water lines they can form in days or weeks this one could have taken years. What's scary is they used to be rare events but they are getting more common so something has changed. Just building housing developments changes the flow of water with unknown effects. Most seem to happen along coastal areas, say 20 or 30 miles of the ocean so drained aquifers and redirected water would be the likely causes. look at it this way, aquifers have been stable for thousands of years then we remove billions of gallons from them in a few decades and don't expect a problem? Think of them as big water beds. What happens to your water bed when the water drains out? Now picture it with porous rock only you stick a hose in and start intermittently flushing water in and out. When there was water in the rock it would buffer the affect of the new water but now it flushes freely through the voids washing parts away. Parts of Florida are a ticking time bomb. Personally I think the bigger problem is brackish water flooding the aquifers. The aquifers are retreating at several feet a year so eventually the fresh water will all be miles inland. All those private wells will be pumping sea water.

    3. Re:Aquafilter pumping by Anonymous Coward · · Score: 2, Interesting

      This is it. Farmers are taking the water for their crops. Not to irrigate them, but to run water on the night after night to stave the frost. The net result is more and more property are sinking because the aquifers have lost most of their water.

      Farmers and the counties need to work on using reclaimed water for frost prevention, and not steal the public water table at the costs of people losing their homes.

    4. Re:Aquafilter pumping by peragrin · · Score: 4, Funny

      sounds like god is getting his chain saw out to cut florida out of the USA.

      It is only old folks and cubans anyways there really isn't anything to be missed there.

      --
      i thought once I was found, but it was only a dream.
    5. Re:Aquafilter pumping by blackraven14250 · · Score: 1

      I think it's a stretch to call aquifers seriously stable over geologic time anyway, but consider the effect carbon dioxide has on the pH of water. That alone could cause a significant erosion of limestone. Keeping corals in a tank with even a slightly higher than average carbon dioxide concentration is hard because of the unpredictability of the pH, even with proper dosing of additives to keep it stable.

  5. Re:Pretty clever by CncRobot · · Score: 2

    The state runs the insurance company that most people in Florida have to use now, called Citizens. It wasn't a "problem" until the state had to start paying out, before when it was just private insurance companies this wasn't as big of an issue.

  6. Re:Pretty clever by Anonymous Coward · · Score: 5, Insightful

    Smart of the insurance industry to make themselves useless. Now, if they never fork out, why should I have an insurance?

    Because the bank requires that you pay for insurance as part of the mortgage.

    Because the state requires that you pay for insurance to drive legally.

    The insurances companies have been tremendously smart. Securing mandates that you pay more and more for their products, acquiring guarantees of profits, all while reducing their liability and payouts.

  7. Tech Angle by PPH · · Score: 4, Interesting

    Perhaps someone can come up with some seismic sensing technology that can detect underground voids. Similar to what the oil and gas people use, but optimized for shallower depths.

    Communities could do a periodic survey in populated areas and give property owners some advanced notice to evacuate their property. The down side is that existing property owners won't want a pre-sale seismic survey to become common practice.

    --
    Have gnu, will travel.
    1. Re:Tech Angle by Solandri · · Score: 1

      Perhaps someone can come up with some seismic sensing technology that can detect underground voids. Similar to what the oil and gas people use, but optimized for shallower depths.

      This sort of sensing usually involves setting off explosives, collecting data with seismographs placed around the area of interest, then correlating the data via tomography.

      Unfortunately, because of the explosives part, I'm pretty sure anyone trying to provide this service would eventually be sued out of existence for "causing" the sinkholes.

    2. Re:Tech Angle by PPH · · Score: 1

      You can use seismic rumbler trucks as a source instead of explosives.

      Right. And as the voids you are looking for are much shallower and involve a larger discontinuity, it probably wouldn't need a high amplitude rumble.

      Nevertheless, don't overlook an opportunity to blanket Florida with demolition charges.

      --
      Have gnu, will travel.
    3. Re:Tech Angle by Diamonddavej · · Score: 2

      The technology for mapping subsurface voids has been around for decades, at least the 1960s, the most common method is Direct Current / Resistivity Surveying. An electric current is passed though the ground between four electrodes and the apparent resistivity (in Ohms/meter) of the subsurface is measured & mapped. Voids, filled water or clay or even empty space, have a completely different resistivity compared to the surrounding rock.

      Modern survey instruments are automated, they use dozens of computer controlled electrodes (2 current and 2 voltage electrodes are active at any one time). On open ground, a survey covering an area football field could be carried out in a few days. Geophysicists were using Resistivity Surveying to map the sinkhole in Seffner, Florida.

      However, I don't know if Florida state law quires a subsurface ground survey before homes are built, I wouldn't be surprised if lobbyists managed to keep such a law off the books (like the insurance lobbyists). Also, the home involved in this case might have been built before automated surveying became available in the 1990s, before then it was slower, more expensive, not widely used.

      Engineers Conducing a Resistivity Survey"

      2-DAND 3-D RESISTIVITY FOR LOCATING VOIDS BENEATH HIGHWAYS THREE CASE STUDIES"

    4. Re:Tech Angle by vandamme · · Score: 1

      You can use ground penetrating radar or resistivity probes to find big voids. I've used both. The resistivity probe found 4 distinct layers of soil and rock, and the GPR went down 150feet to find mine tunnels and do a 3 dimensional image of them.

      Unfortunately, the builders lobby in Florida has outlawed requirements to scan before building, I'm told.

  8. Re:What's The Tech Angle? by Ol+Biscuitbarrel · · Score: 4, Informative

    Some tech input will show up regardless of what's in TFS/A. General science articles are always welcome for me at any rate. Regarding this topic, here's a good photo gallery: Notable sinkholes from around the globe.

  9. Re:Pretty clever by alen · · Score: 1

    Traditional insurance assumes a payout of around 1% of people filing claims per year. The idea is you pay for decades and file one huge claim in that time that would bankrupt you otherwise

    Only health insurance is structured for you to use as much or more of what you pay in premiums

  10. An Acceptable Risk by matty619 · · Score: 1

    Especially when you look at the loss of life and property caused by other natural phenomenon. If sinkholes in Florida are such a problem that we question the rationality of building homes there, then surely no one should live in Southern California where loss of life and property are several orders of magnitude higher than that caused by Florida sinkholes due to wild fires and earthquakes.

    1. Re:An Acceptable Risk by Trepidity · · Score: 2

      Not to mention that, even in Florida itself, hurricanes are a much larger risk than sinkholes.

    2. Re:An Acceptable Risk by matty619 · · Score: 1

      Ya, its the 5 gallon bucket effect. A small child is much more likely to die in a 5 gallon bucket with a few inches of water in it than many of the scary local news stories like cell phone radiation and power lines. Its the things that kill few people, but can't me mitigated by individuals that freak people out.

  11. Pump in sand? by Archeopteryx · · Score: 3, Interesting

    Perhaps if you could identify where this was happening, it could be remediated by pumping in a slurry containing solids that would lock in place and resist leaching like coal ash and some kinds of sand?

    Any civil engineers care to comment on that?

    --
    Dog is my co-pilot.
    1. Re:Pump in sand? by Chemisor · · Score: 1

      Pump in coal ash and you can call it carbon sequestration.

    2. Re:Pump in sand? by Bearhouse · · Score: 1

      Not a civil engineer, but the volumes required would make this a very costly solution.
      Take a look at the size of a sinkhole, even the small ones are big. Would take a shitload of trucks to fill one in.
      Can you see Florida Bob, or his insurance company, springing for this remedial work after - presumably - some type of currently nonexistent survey? Nope. Cheaper to move house.

    3. Re:Pump in sand? by evanbd · · Score: 3, Insightful

      Given the stuff in coal ash, I don't think I want it pumped into places in contact with groundwater that people drink.

    4. Re:Pump in sand? by evanbd · · Score: 2

      Coal ash is the solid stuff left after you burn the coal. The carbon (and heavy hydrocarbons) in coal is the stuff that burns. The stuff left behind has very, very low carbon content. The carbon basically all comes out as CO2 gas.

    5. Re:Pump in sand? by riverat1 · · Score: 2

      No you can't. There isn't much carbon in coal ash. It's what's left over after they burn (nearly) all of the carbon out of coal.

    6. Re:Pump in sand? by hey! · · Score: 2

      Well, the sinkhole in question is believed to be 100' across and 15' - 30' deep. That's about 4400 cubic yards of fill material, which is *not* lightweight. The material would be staged on or near unstable ground and the work would no doubt be hazardous. It'd be a complicated and dangerous engineering project; maybe if a sinkhole like this developed under Monticello, but we're talking about a couple of ramshackle ranch houses. It'd make more economic sense to put up a fence and let them fall into the ground.

      --
      Post may contain irony: discontinue use if experiencing mood swings, nausea or elevated blood pressure.
    7. Re:Pump in sand? by Guppy · · Score: 1

      Perhaps if you could identify where this was happening, it could be remediated by pumping in a slurry containing solids that would lock in place and resist leaching like coal ash and some kinds of sand?

      It's called Grouting. There was a highway improvement project back where I used to live (in Pennsylvania), involving lots of construction over porous Limestone formations. Extensive grouting was required to stablize the ground, which apparently cost quite a bit while also delaying the project.

  12. the insurance industry by G3ckoG33k · · Score: 1

    "the insurance industry successfully lobbied the state lawmakers to pass legislation in 2011 making it more difficult for homeowners to claim sinkhole damages"

    Are you trying to say the insurance industry owners shouldn't be allowed to trick uneducated and become billionaires because of that? If so, say it clearer so the politicians can understand you. Some politicians are pretty thick polo players.

    1. Re:the insurance industry by mspohr · · Score: 1

      The politicians are the ones who passed the laws after some friendly bribes (campaign contributions) from the insurance industry. The politicians understand the situation perfectly.

      --
      I don't read your sig. Why are you reading mine?
  13. Re:What's The Tech Angle? by Frosty+Piss · · Score: 1

    This is just a shit happens thing.

    No, it isn't

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    If you want news from today, you have to come back tomorrow.
  14. It would pollute the ground water. by Anonymous Coward · · Score: 1

    Perhaps if you could identify where this was happening, it could be remediated by pumping in a slurry containing solids that would lock in place and resist leaching like coal ash and some kinds of sand?

    It'd hit the water table. Everything is connected down there.

    There was an article years ago about divers working for the USGS (IIRC) who would go down into springs and literally swim under the ground and pop out in another town or even the ocean.

    Who knows what the environmental damage that could cause - don't forget, most of Florida's economy is tourism.

  15. Re:Pretty clever by AK+Marc · · Score: 1

    Most of the ways you have to set aside the large lump of cash cost more than the minimum insurance, as the state, not you, gets the interest on it, and you can't do anything else with it. That, and anyone with enough cash to give away to remove the insurance requirement would probably prefer insurance with a nice high limit.

  16. Re:Pretty clever by arashi+no+garou · · Score: 3, Informative

    Because the state requires that you pay for insurance to drive legally.

    Only if you don't have the money to cover the minimum liability. If you do have money, as long as it is set aside in one of couple ways so it can't disappear before needed, you don't need insurance to drive.

    Are you speaking just of Florida? Because it's different in every state. Here in Georgia you have to have liability coverage at minimum to legally operate a vehicle, even if you have thousands in a savings account named "just in case I'm a bad driver". There was a time when you didn't have to have insurance in Alabama, but a few years ago they mandated minimum liability insurance coverage as well.

    I'm normally not keen on the government telling us how to live our lives, but having mandatory liability coverage is a no-brainer for the vast majority of poor and middle-class citizens who simply can't be assumed to be responsible enough to have a personal insurance savings plan, and can't afford a huge payout if they do cause an accident. I'd rather pay $50/month to insure that I won't be sued and bankrupted because I made a mistake driving, than bank that money and hope that I've saved up enough to fight said lawsuit.

    On the other side of the coin, I'd much rather the person who hits me has liability coverage, so their insurance company takes care of me instead of leaving me to chase after their assets in court. Also, I wouldn't be surprised if states without mandatory liability coverage have more hit-and-run accidents than other states.

  17. Abandon the central and southern parts of Florida? by eriks · · Score: 1

    I feel for the friends and family of the poor guy, and wish them the best, and I'm sure it's an impractical suggestion, and in no way is it likely to happen, but In my opinion modern humans have no business living on what is essentially a giant sand bar that supports a delicate (and slowly dying) ecosystem. Though I'm admittedly biased. I simply don't like the place. The weather is almost unlivable. It's cold in the winter and unbearably hot and humid all summer. Culturally, it's not my cup of tea either.

    Draining the everglades (which is/was a beautiful and terrifying place) was one of the worst ideas ever. The CoE does some great things, but that was not one of them.

    Granted Cape Cod and the islands in my home state aren't much better (ecologically speaking).

  18. Re:What's The Tech Angle? by xclr8r · · Score: 1

    Shit happens. Those that don't do anything deserve their lot in filth. Others collect it for sanitary reasons. Still others notice that the big piles of crap start to heat up. The eventually figure out about composting and manure being excellent fertilizers. Here is a blog post that actually looks at regional zones and architecture and see what fits and makes sense where. http://urbanlabglobalcities.blogspot.ru/2012/05/from-hard-to-soft-how-new-approach-on.html

    --
    Beware of those who profit off the docile and persecute the unbelievers.
  19. Stop living in florida. by Anonymous Coward · · Score: 1

    Florida is former seabed, that, well, unlike many other regions, is a few feet at any given time, from becoming seabed again.

    It's eroding away relatively quickly, and as we recover from the last ice age, it will soon be seabed again in short order. There are theories that florida is up where it's at only because of isostatic stress from the glaciers that were up north, and as the land in the northern part of the north american craton starts rebounding, florida may start sinking.

    Either way, I would never want to live there. People laugh about california falling into the sea, florida is actually the state that likely will, and maybe even start within our lifetimes.

  20. Re:What kind of crap house was that?! by cpt+kangarooski · · Score: 1

    Most houses in Florida, particularly outside of the panhandle, are just concrete slabs poured on level ground. There's a bit of a trench to anchor it in, but no foundation like you're thinking of. Hardly anyone has a basement. Maybe if they live on the side of a hill, one story will be dug into the hill on one side.

    This is because the ground usually doesn't freeze, it's cheaper, easier, and faster. Most of the state was developed after the war and after home air conditioners became affordable. So crappy tract housing had become the norm.

    I grew up in a house like that -- it had been previously owned by the builder, who had a concrete business. Therefore there was a huge concrete patio, big driveway, and some sort of slab in the middle of the yard, which we never really figured out the purpose of. And on the inside, the floor consists of some carpet on a carpet pad on the slab. Or tile on the slab. Or wood flooring on plywood on the slab.

    Areas that get a lot of water from hurricanes, however, may have houses built on columns -- you park the car below and the house starts a story above the ground.

    --
    -- This and all my posts are in the public domain. I am a lawyer. I am not your lawyer, and this is not legal advice.
  21. Re:What's The Tech Angle? by PolygamousRanchKid+ · · Score: 1

    Something like this perhaps?

    . . . I was thinking /dev/null . . . how an improper implementation could cause OS instability . . .

    --
    Schroedinger's Brexit: The UK is both in and out of the EU at the same time!
  22. Re:Pretty clever by mspohr · · Score: 1

    I pay more for health insurance in one year than the total of my entire life's expenses for health services (and I am old).

    --
    I don't read your sig. Why are you reading mine?
  23. California vs Florida by Freddybear · · Score: 2

    When I lived in Miami we used to say that California might slide into the Pacific Ocean but Florida would disappear into it's own asshole.

    1. Re:California vs Florida by antdude · · Score: 1

      "... on it is asshole"? Yeah, I am an asshole. :P

      --
      Ant(Dude) @ Quality Foraged Links (AQFL.net) & The Ant Farm (antfarm.ma.cx / antfarm.home.dhs.org).
  24. [off topic] Add geological to the long list by Sarusa · · Score: 1

    Of course we've known about the state's emotional and mental instability forever. Still the only state with its own Fark tag!

    https://twitter.com/_FloridaMan

    http://www.fark.com/topic/florida/

  25. Yeah, it figures. by mark_reh · · Score: 3, Interesting

    Insurance companies might have to pay some money out, so they buy the state legislature to write laws allowing them to screw the insurance purchaser.

    How long will insurance companies keep getting their way? They did the same with health care. If someone is sick they don't want to insure them because they might have to actually pay out some money. The insurance industry is more evil than cell phone and cable TV companies combined.

    We are stupid and deserve the government we elect. The human race is doomed to extinction before we figure out how to get off this rock.

    1. Re:Yeah, it figures. by nephilimsd · · Score: 1

      I'm not trying to say that health insurance providers aren't greedy, parasitic bastards, but the comment about how they "[how when someone is] sick they don't want to insure them because they might have to actually pay out some money" seems a bit naive to me. This a problem with an incomplete insurance market (a subtype of asymmetric information failure) where the sick have all the incentive to want insurance, and providers have all incentive to want healthy customers. Basically, if you are allowed to buy insurance after you need it and not before, there is no incentive for any company to provide that insurance. They will obviously lose money. Insurance companies make money by floating risk across a diverse pool of people: The ones that don't have a problem right now are effectively paying for the ones that do. If every customer has a problem, no one is left paying a fair rate as the remaining healthy people have incentive to drop their insurance until they need it.

    2. Re:Yeah, it figures. by mark_reh · · Score: 1

      Insurance companies maximize their own wealth by maximizing cash coming in and minimizing cash going out. They do everything they can to NOT insure people who may require a payout (identify and insure good drivers, healthy people, homes/businesses not located in flood plains, etc.) and it means doing everything they can to deny payouts to customers they have (ever tried calling a health insurance company about a claim they denied for a covered service? You get to talk to an idiot chosen for the job specifically because they are an idiot, the intention being to frustrate your attempts to get information/coverage).

      The insurance industry figured out a long time ago that they can take in and keep more money by going into the lobbying business, hence the army of lawyers to lobby state and federal governments to pass laws that allow them to take more money in and pay less out in claims. Insurance company lobbyists (i.e. payouts to politicians) are the reason why we have such a crappy system of health care in the US.

    3. Re:Yeah, it figures. by DaveV1.0 · · Score: 1

      The submitter got it wrong. People were claiming normal settling cracks as sink hole damage. That is why the legislation was passed.

      --
      There is no "-1 offended" or "-1 you don't agree with me" mod options for a reason.
    4. Re:Yeah, it figures. by tompaulco · · Score: 1

      Maybe they should buy insurance and not a health plan. Unfortunately, the government is trying to make you think health plans are insurance, so now we have a new term for what is actually supposed to be called insurance, and that term is "Major Medical". You get to participate in the insurance companies contracted rates, but you pay everything out of pocket up to a certain high deductible amount, and then the insurance pays the rest. This is the only kind of insurance that should be legal to sell. It ends up costing thousands of dollars less a year to the consumer even if they maxed out the deductible every year.

      --
      If you are not allowed to question your government then the government has answered your question.
    5. Re:Yeah, it figures. by viking099 · · Score: 1

      I wish I had some mod points for this.

      Citizens Insurance was paying out something like 6-7 times their premium income (like $180 million to $25 million) just on sinkhole claims.

      If the reforms hadn't been implemented, the entire property insurance industry in Florida would have collapsed.

      And all insurers in Florida are required to cover true sinkholes (now called "Catastrophic Ground Collapse"). It's just that there has to be more evidence than a few cracks in drywall/driveway to legitimize the claim.

  26. Just Very Sad by Frosty+Piss · · Score: 1

    It's pretty sad that calling a troll out for making offensive Jew jokes on Slashdot get's modded "flaimbait".

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    If you want news from today, you have to come back tomorrow.
    1. Re:Just Very Sad by Jmc23 · · Score: 1

      This is slashdot, don't depend on mods to have any basic reading comprehension skills. Next time, quote the line, it's too easy for the feebleminded to assume you were making that comment.

      --
      Don't complain about syntax, grammar, or spelling. There is no.hell like input on android.
    2. Re:Just Very Sad by Frosty+Piss · · Score: 1

      Yeah, I saw that. I should know better than not to Preview.

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      If you want news from today, you have to come back tomorrow.
  27. Re:Pretty clever by MartinSchou · · Score: 2, Interesting

    I'm normally not keen on the government telling us how to live our lives, but having mandatory liability coverage is a no-brainer for the vast majority of poor and middle-class citizens who simply can't be assumed to be responsible enough to have a personal insurance savings plan, and can't afford a huge payout if they do cause an accident

    Emphasis added.

    First of all - fuck you.
    Secondly - fuck you some more.

    If you're poor, how the fuck are you supposed to put money aside for a personal insurance savings plan? Especially in the US, where people are likely to get sued for anything and the cost of any kind of medical assistance is likely to be ruinous if not for insurance.

    Seriously - you even pointed it out yourself, right after you made your quite frankly extremely insulting comment!can't be assumed to be responsible

  28. Re:What's The Tech Angle? by Yobgod+Ababua · · Score: 1

    Limestone is technology!

    "Perhaps involving technology to detect and prevent these things?"

    Never happen when money is on the line. I remember, back in Pennsylvania, the creekbeds always had a good stretch of uninhabited land around them (usually treated an unofficial parkspace).

    One year someone bought up some of that land and built a bunch of brand new houses right up against the creek... ...and people (presumably from out of state) bought them. Then the next big rains came, and the creeks flooded, and the houses were all ruined.

    I blame the exploitative bastards who shoved those homes in where 250+ years of experience said no homes should be.

  29. Disappoint by TeknoHog · · Score: 1

    Came here for the obligatory goatse.

    --
    Escher was the first MC and Giger invented the HR department.
  30. Re:insurance companies by Frosty+Piss · · Score: 1

    Given the current political bent of the average Slashdotter today, I suppose the above post will be modded "insightful".

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    If you want news from today, you have to come back tomorrow.
  31. Sawed off by Cyfun · · Score: 1

    So you're saying we don't need Bugs Bunny's help at all?

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    In Soviet Russia, dot slashes YOU!
  32. Re:insurance companies by Sabriel · · Score: 1

    Y'know, you can claim to be any religion you like, but just claiming something doesn't automatically make it true. Wolves in sheep's clothing, etc.

  33. Re:Pretty clever by demonlapin · · Score: 1

    You're not dead yet, so it's a bit early to be so confident.

  34. Re:What kind of crap house was that?! by cpt+kangarooski · · Score: 1

    There was a large detached garage, so not a shed. And there was a hot tub on the patio adjacent to the house; the pad was in the middle of a lawn behind the patio, about 20-30 feet from anything.

    --
    -- This and all my posts are in the public domain. I am a lawyer. I am not your lawyer, and this is not legal advice.
  35. Re:Pretty clever: Not dead yet. by mspohr · · Score: 1

    I plan to die quickly (and cheaply) at an old age.
    Best way to do this is to stay away from doctors... kind of hard since I am a doctor but I don't, as a rule, give myself advice.

    --
    I don't read your sig. Why are you reading mine?
  36. Montana by fyngyrz · · Score: 4, Funny

    There's a lot of empty space in Montana I hear.

    Wait, what? No, no empty space here. Not any. You want Texas. It's not being used for much useful other than producing oil, cattle and ignorance (not quite certain which is the state's leading export, actually.) Get some real schools in there, teach science instead of superstition, invite immigrants to help out... you'd have an actual useful state before you knew it.

    But not Montana. Please. Besides. I really don't think you'd like our -40 temps in the winter. Texas, on the other hand... perfect.

    --
    I've fallen off your lawn, and I can't get up.
    1. Re:Montana by fyngyrz · · Score: 1

      Is that you, Rick?

      --
      I've fallen off your lawn, and I can't get up.
  37. Climate Change by MouseTheLuckyDog · · Score: 1

    It's all caused by global warming, donch ya know?

    1. Re:Climate Change by EmagGeek · · Score: 1

      The rising average crustal temperature decreases the viscosity of the underlying magma, allowing plates to move more easily on top.

      Perfectly sound reasoning that is as good as proof that global warming is causing increased tectonic activity. The debate was over long ago, didn't ya know?

  38. Re:Pretty clever: Not dead yet. by demonlapin · · Score: 1

    Nah, in my experience doctors are the only people who can manage to keep away from doctors. (I'm one too.)

  39. yes, Florida is terrible. by belgo · · Score: 1

    ... if the traffic and bath salts don't kill you, the sinkholes will. Please do not consider visiting or moving here. If you're already here, save yourself by heading north, preferably taking at least two vehicles with you. I hear California is wonderful. Tell all your friends. Thank you.

  40. Re:What kind of crap house was that?! by cpt+kangarooski · · Score: 1

    That's been the best guess, but it's no pit; just a slab on the ground. And no scorch marks or other indications that it was ever used for that as I recall.

    I just think of it as the mystery square.

    --
    -- This and all my posts are in the public domain. I am a lawyer. I am not your lawyer, and this is not legal advice.
  41. Re:Pretty clever by fustakrakich · · Score: 1

    Yeah, well, if you live in Florida, don't keep that cash under a mattress.

    --
    “He’s not deformed, he’s just drunk!”
  42. As a Florida resident... by sootman · · Score: 1

    ... this story makes me want to stay up late pouring a couple extra foundations for my house. I mean seriously: "Earth swallows man while he sleeps"?!?!? FUCK!

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    Dear Slashdot: next time you want to mess with the site, add a rich-text editor for comments.
  43. Re:What an awesome place to live! by Cali+Thalen · · Score: 1

    Beats California.

    Worked there for 23 years, never really very close to being able to qualify for a mortgage, even at the end with the crash, on a home within reasonable distance of work (reasonable being 90 minute commute). Maybe a condo that wasn't too big near the end of my stay, but not much of one.

    Moved to FL this year, already have a largish house in a very nice neighborhood. The money I wanted to try to put down in California on a place (but couldn't qualify for the mortgage) covered closing costs and about 30% down. Not some cheap ranch shack either.

    Granted, that down payment probably could have bought a nice house outright in a lot of places, but the wife is an orthopedic surgeon, so nowhere better than south Florida for someone who does knees and hips.

    --
    Chaos, panic, disorder...my work here is done.
  44. Re:What's The Tech Angle? by Jmc23 · · Score: 1
    umm, how about bioengineering bacteria to secrete a substance to alter the limestone to reduce solubility?

    Underground water management?

    Above ground water management for mapped out sensitive areas?

    Dimwit.

    --
    Don't complain about syntax, grammar, or spelling. There is no.hell like input on android.
  45. Re:What kind of crap house was that?! by Mindcontrolled · · Score: 1

    Fallout shelter. He just realized that pouring the ceiling first wouldn't lead anywhere and abandoned the project :P

    --
    Ubi solitudinem faciunt, pacem appellant.
  46. Try Again, please by Tablizer · · Score: 1

    Seems God got the wrong Bush

    1. Re:Try Again, please by bill_mcgonigle · · Score: 1

      It's not God who opens a hell mouth to claim payment on his deals. But, yes, the other guy is fallible.

      --
      My God, it's Full of Source!
      OUTSIDE_IP=$(dig +short my.ip @outsideip.net)
    2. Re:Try Again, please by Tablizer · · Score: 1

      One story is that they are competitors. Another is that God contracts out the mean stuff to Satan.

  47. Re:Pretty clever by Anonymous Coward · · Score: 1

    In Germany (and Europe) certain types of insurances are mandatory if you have a house. As everbody has one the rates are very low. On top of that you MAY insure against storm or whatever damage yourself if you'd like to.

    We believe to be this to be a good thing.

  48. Re:Pretty clever by arashi+no+garou · · Score: 1

    The problem with the way self-insurance works is that it is only feasible for the very wealthy, and those are the types who can afford to shop around and get a much better rate than us peons. So self-insurance is completely off the table for pretty much anyone who makes less than $100k per year.

  49. That 2011 legislation by DaveV1.0 · · Score: 1

    I live in Florida and have been trying to buy a house here. That 2011 legislation was caused by people claiming cracks caused by normal settling as sink hole damage. If the anonymous submitter had done any checking at all into the law, he would have found that out. So, either the anonymous submitter is either lying or ignorant.

    --
    There is no "-1 offended" or "-1 you don't agree with me" mod options for a reason.
  50. Re:What kind of crap house was that?! by dr2chase · · Score: 1

    No basement, because you're likely to hit water within the first 10 feet of digging. That floor collapse sounds a bit dodgy even for Florida (there's supposed to be steel reinforcing that concrete), but I did get to see a lot of modern Florida homebuilding techniques when I was a kid, so it's not a complete surprise.

  51. people are stupid by cellocgw · · Score: 1

    There have been scientific reports about sinkholes, reversal of water flow in aquifers (i.e. salt water working its way into former fresh sources), damage to the protected swamp areas, etc. in Florida for years now. But the only thing that put a damper on new housing developments was the mortgage securities crash. Just this year, a reasonably intelligent (!!) friend of mine - Steve D. if you happen to read this, sorry for outing you -- decided to buy a retirement spot in Fla. Steve, I'll miss you if you get sinkholed, but I sure won't blame such an event on anything other than a very foolish real estate decision.

    --
    https://app.box.com/WitthoftResume Code: https://github.com/cellocgw
  52. Re:Pretty clever by cellocgw · · Score: 1

    I pay more for health insurance in one year than the total of my entire life's expenses for health services (and I am old).

    So now we know that:

    1) you're a doctor
    2) you've been lucky enough not to suffer significant either organic or physical injury
    3) When it comes to statistics you're a fucking moron.

    FWIW, I'm not an MD but have both friends and family members who are. I don't know any of them who would make as foolish a statement about insurance as you did here.

    --
    https://app.box.com/WitthoftResume Code: https://github.com/cellocgw
  53. Re:What kind of crap house was that?! by cpt+kangarooski · · Score: 1

    I like that, except it was built in the late 80s, when it was fairly obvious that a nuclear war with the USSR was unlikely. Plus I think those were usually built at ground level in that neck of the woods, then covered with dirt to make a mound like a barrow, and there would've been dirt; there's a pool. But I've never seen one in person.

    Anyway, it's a square about 3-4 feet on a side; perhaps the blueprints for the house were originally in the wrong unit, a la spinal tap, and the slab was poured before anyone noticed.

    --
    -- This and all my posts are in the public domain. I am a lawyer. I am not your lawyer, and this is not legal advice.
  54. Re:Pretty clever by mspohr · · Score: 1

    Fairly rude comment but I'll respond.
    I spoke only about my personal experience, not statistics.

    --
    I don't read your sig. Why are you reading mine?
  55. Re:Pretty clever by cellocgw · · Score: 1

    Ok, so you choose to deny your own ignorance? Did you ever so much as open a copy of NEJM in your life? "The plural of anecdote is not data." If that's not clear enough for you: your personal experience is 100% irrelevant, and you do yourself and the public a disservice by posting as though it were informative or indicative of any suggested action.

    --
    https://app.box.com/WitthoftResume Code: https://github.com/cellocgw
  56. South Wales by welsh+git · · Score: 1

    Much of our area is limestone, with no clay or anything on top. And it RAINS a lot.

    A few big sink holes have appeared on roads, and there are lots of cave systems.. My house doesn't even have foundations - it's built direct on the limestone.. I often wonder if the limestone is just a few feet thick, with a big cavern below.

    Still - seems our weasly insurance companies aren't as weasly as yours!

    --
    Sig out of date
  57. Re:Pretty clever by tompaulco · · Score: 1

    Smart of the insurance industry to make themselves useless. Now, if they never fork out, why should I have an insurance?

    Because the bank requires that you pay for insurance as part of the mortgage.

    Because the state requires that you pay for insurance to drive legally.

    The insurances companies have been tremendously smart. Securing mandates that you pay more and more for their products, acquiring guarantees of profits, all while reducing their liability and payouts.

    God help us if they ever make health insurance required.

    --
    If you are not allowed to question your government then the government has answered your question.
  58. Re:Pretty clever by tompaulco · · Score: 1

    Traditional insurance assumes a payout of around 1% of people filing claims per year. The idea is you pay for decades and file one huge claim in that time that would bankrupt you otherwise

    Only health insurance is structured for you to use as much or more of what you pay in premiums

    Health Insurance works exactly like other insurance. The problem is that hardly anybody actually has health insurance, and the current administration is trying to get rid of health insurance in favor of health PLANS.

    --
    If you are not allowed to question your government then the government has answered your question.
  59. Re:Pretty clever by tompaulco · · Score: 1

    If you're poor, how the fuck are you supposed to put money aside for a personal insurance savings plan?

    Well, if you can afford to pay insurance including the insurance company's profit margin, then you should be able to afford to put the money aside yourself.

    --
    If you are not allowed to question your government then the government has answered your question.
  60. Re:Pretty clever by tompaulco · · Score: 1

    I'm normally not keen on the government telling us how to live our lives, but having mandatory liability coverage is a no-brainer for the vast majority of poor and middle-class citizens who simply can't be assumed to be responsible enough to have a personal insurance savings plan, and can't afford a huge payout if they do cause an accident. I'd rather pay $50/month to insure that I won't be sued and bankrupted because I made a mistake driving, than bank that money and hope that I've saved up enough to fight said lawsuit.
    What's really intriguing is how insurance skyrocketed when they made it mandatory that everyone had it, when in effect you would assume that the pool got bigger and so costs should go down. Of course, making something legally required will absolutely ALWAYS result in higher prices, because what are you going to do, NOT buy it? And go to jail instead?
    Even more interesting is how you also have to pay uninsured motorists coverage, even though insurance coverage is mandatory. Because the type of people that run into other people usually don't have insurance, and for some reason, even though they are saving thousands of dollars a year by not having insurance, they still can't afford to fix your car when they run into it.

    --
    If you are not allowed to question your government then the government has answered your question.
  61. Re:Pretty clever by RevDisk · · Score: 1

    You're being rude to a person for just making a passing remark. There was nothing wrong with his comment. And while anecdotal information is not data, it can be interesting or amusing. His comment is also worthwhile of pointing out the insurance is a lotto. You may "win big" (get a lot more out than you put in), or you may "lose" (get a lot less out than you put in). This is every form of insurance. And they are carefully formulated that the insurance company MUST win in the long haul or they won't stay in business. The smarter insurance companies carefully maintain 5-10% profit margin. Some of them have been around for centuries. It's a steady, if boring, industry.

    Both NEJM and JAMA have less hardcore medicine in them now, and a LOT more fluff. More politics than even a decade ago. To overstate the matter in a humorous way, I suspect NEJM will be the Cosmo of medical journals within another X years.

  62. HA! by slick7 · · Score: 1

    The biggest sinkhole is in Washington DC, with all the corrupt and greedy CONgressMEN who just threw the American people off that fiscal cliff they were bragging about saving us from. Reduce spending now, pink slips for politicians, and pink coveralls too, like they wear in prison.

    --
    The mind conceives, the body achieves, the spirit manifests.
  63. Florida is unstable by gargleblast · · Score: 1

    Damn right Florida is unstable. Check out these headlines. A sample:

    Florida Man Slapped With Warning After Riding Dying Sperm Whale
    Florida Man Traps Ex-Girlfriend's Mother Into A Fold-Out Couch
    Police Find Cocaine In Florida Man's Prosthetic Leg

  64. Re:What an awesome place to live! by tibit · · Score: 1

    LOL. That about sums it up. I know a couple of very good surgeons and they don't make $400k together, I don't think. Both have academic positions in addition to their regular job of doing the surgeries etc.

    --
    A successful API design takes a mixture of software design and pedagogy.
  65. Win-Win! by ThatsNotPudding · · Score: 1

    What's scary is they used to be rare events but they are getting more common so something has changed.

    Now we have a perfect place to pump all our salty, chemically-laced fracking waste water! Perfect!