You generally cannot discharge your student loan debt through bankruptcy. So it is not comparable to mortgage debt. If you default on your mortgage, they take the house (and whatever else they can get their hands on), you walk away, and start over.
If you can't pay your student loan debt, they garnish your wages or wait until you can (meanwhile continuing to add interest and fees to your laon).
Why stop with just robot umpires? Why not robot players? Robot bats? Robot fans?
Part of the allure of baseball for many fans is that it is a pure sport that hasn't dramatically changed for over 100 years (certainly there have been advances in player training, in the ball, and in bat design, but those are fairly minor compared to the changes in many other sports). While a robot umpire would perhaps be more "accurate," it wouldn't make baseball a better game because it would be fundamentally making it a different game.
How could a phase 1 trial (http://en.wikipedia.org/wiki/Clinical_trial#Phase_I) show 90% effectiveness? Phase 1 trials are about the safety of the drug, not its effectiveness.
All that phase 1 trials attempt to show is that the drug is not deadly to healthy people and what dosages might be useful. The long-term effectiveness is still to be proven.
Take, for example, polio. The Salk clinical trials tested 401,974 patients, splitting them into two groups (vaccine or placebo).
57 people who had the vaccine out of 200,745 got polio.
142 people who had the placebo out of 201,229 got polio.
Run any statistic you want on these data (my favorite is the chi-square = 36.12; off the deep end of significance) - clearly the polio vaccine dramatically decreased the incidence of the disease.
But were your disease prevalence statistics based on populations in which most people had been immunized? If so, then you've dramatically underestimated the risk of getting measles now that a larger number of people are not getting immunized.
What if your child wants to work in the health professions, or in a school, or travel to foreign countries? The MMR vaccine is required or strongly recommended for all of these types of activities.
Health care costs have skyrocketed during the same time period, leading to much greater costs to school districts to fund teachers' health insurance. Add to that the large number of additional functions that schools now serve that were not included in the 1960s, and you have another large portion of the increased costs.
Funds for buildings and for regular operating budgets come from different sources. That is, funds for new buildings often come from donors or directly from the state and are required to be spent on a building (and cannot be spent on salaries, etc.).
Tuition goes up because states are dramatically cutting their support of public higher education. If you want lower tuition, contact your state legislator and vote.
The caps are essentially "licenses" that are sold at market value for the "right" to pollute a certain amount.
You could purchase these licenses to pollute and then try to re-sell them (like a broker) but you don't automatically get credits just for having a company.
Wrong, wrong, wrong. Plenty of companies and people lost their shirt and more. The bailout targeted only a few specific companies that, were they to fail, offered a substantial and serious risk to the remaining health of the economy.
Ask anyone who worked for, or invested with Lehman Brothers how much of a "can't-lose wager" it was...
1. He does have proof. Students have admitted it and the score distribution makes it obvious students cheated. In any case, it's not clear how students who did not cheat are being punished. In fact, I would argue the opposite, that he is protecting the value of the non-cheating students' grades. I would not be happy to be a non-cheating student and get a low grade in this class when many of my classmates cheated and got a high grade. I don't see how protecting the non-cheating students (even if they have to retake exam for which they presumably already studied) can be considered 'punishment.'
2. He has a responsibility to modify the syllabus in extreme situations (like cheating). I don't know the full details about his proposed response but just the fact that the syllabus needed to be changed does not automatically = ethics violation.
2b. The students need to retake an exam in a manner where cheating is avoided. Not sure what the best case of action is here but the change is the result of the STUDENTS' cheating, not the professor's actions.
I would agree that test banks should generally be avoided (because they are often available widely) and the professor should have been more proactive to prevent cheating, but that does not let the cheating students off the hook.
Vote with your wallet. When they install the caps, drop your service. Look for an ISP that will provide what you want at the price you are willing to pay. $$ is the only language the corporations will understand.
does that imply a limitation of the human mind? A problem with one or more of our theories? Or just a result of the incredible complexity of our universe?
A large number of cities will give you an exemption for (limited) garage sales. My hometown allows you 2 days of sales before they require you apply for a business license.
Couldn't something similar be done for blogging? Bloggers only pay the requisite fees when their income goes over 'X'?
That's the thing - the technology to substantially increase the safety of our vehicles already exists. Have you ever watched a horrific F1 or NASCAR crash only to see the driver walk away?
So it's not even about developing new technology (or automating processes). It's about implementing what we already know in a cost-effective manner. But I'd be willing to pay more for a much lower risk of a life-ending crash.
You are forgetting:
there is a limited amount of oil in the world and one day it will all be gone.
There is also a limit to the amount of corn, switchgrass, sugar cane, etc. we can grow and convert into ethanol but we are nowhere near that limit and we can continue to produce ethanol in this manner indefinitely.
It's not the within the purview of the DOE to set local standards. In any case, all states have already set their own standards (as required by No Child Left Behind) and most professional associations for the discipline areas (like math, English) also have their own set of standards.
It's up to the voters of Texas to decide what they want for their children, and they have spoken. Anyone interested in leaving Texas? We have excellent schools in Oklahoma.
The outcome of a quality college education is not reflected simply by whether or not you are able to get a high-paying job. Rather, college is about developing your ability to think critically about the world around you, to help you understand complex political issues when voting, to develop your sense of self-awareness and your appreciation for the arts, and other cultures...in general to enhance the quality of your life.
Is there value in obtaining a degree to the individual and society even if it doesn't lead to a high paying job? Absolutely.
There are F1 fans in North America...or at least there were back when F1 ran races in North America! Might I mention how badly F1 mangled the U.S. race at Indy a few years ago?
Personally I much prefer F1 over IRL and NASCAR, but I don't see F1 catching on anytime soon in the U.S. And that's too bad - it seems to be a much higher quality product than either IRL or NASCAR.
$200 per year? You're clearly talking about a Ph.D. doctor, not an M.D. doctor, right?
One set of immunizations for a child (usually young children get these several times a year) can cost over $600 just for the shots. A single night in the hospital can easily top $2000. Heck, even a couple of stitches in the emergency room easily breaks $500.
You can open multiple windows in Excel by holding down CTRL and opening Excel from the start menu. This has been really helpful when using Excel on my 2-monitor setup.
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You generally cannot discharge your student loan debt through bankruptcy. So it is not comparable to mortgage debt. If you default on your mortgage, they take the house (and whatever else they can get their hands on), you walk away, and start over.
If you can't pay your student loan debt, they garnish your wages or wait until you can (meanwhile continuing to add interest and fees to your laon).
Why stop with just robot umpires? Why not robot players? Robot bats? Robot fans?
Part of the allure of baseball for many fans is that it is a pure sport that hasn't dramatically changed for over 100 years (certainly there have been advances in player training, in the ball, and in bat design, but those are fairly minor compared to the changes in many other sports). While a robot umpire would perhaps be more "accurate," it wouldn't make baseball a better game because it would be fundamentally making it a different game.
How could a phase 1 trial (http://en.wikipedia.org/wiki/Clinical_trial#Phase_I) show 90% effectiveness? Phase 1 trials are about the safety of the drug, not its effectiveness.
All that phase 1 trials attempt to show is that the drug is not deadly to healthy people and what dosages might be useful. The long-term effectiveness is still to be proven.
These figures are extremely easy to find.
Take, for example, polio. The Salk clinical trials tested 401,974 patients, splitting them into two groups (vaccine or placebo).
57 people who had the vaccine out of 200,745 got polio.
142 people who had the placebo out of 201,229 got polio.
Run any statistic you want on these data (my favorite is the chi-square = 36.12; off the deep end of significance) - clearly the polio vaccine dramatically decreased the incidence of the disease.
So is gasoline.
But were your disease prevalence statistics based on populations in which most people had been immunized? If so, then you've dramatically underestimated the risk of getting measles now that a larger number of people are not getting immunized. What if your child wants to work in the health professions, or in a school, or travel to foreign countries? The MMR vaccine is required or strongly recommended for all of these types of activities.
Health care costs have skyrocketed during the same time period, leading to much greater costs to school districts to fund teachers' health insurance. Add to that the large number of additional functions that schools now serve that were not included in the 1960s, and you have another large portion of the increased costs.
Funds for buildings and for regular operating budgets come from different sources. That is, funds for new buildings often come from donors or directly from the state and are required to be spent on a building (and cannot be spent on salaries, etc.).
Tuition goes up because states are dramatically cutting their support of public higher education. If you want lower tuition, contact your state legislator and vote.
No.
The caps are essentially "licenses" that are sold at market value for the "right" to pollute a certain amount.
You could purchase these licenses to pollute and then try to re-sell them (like a broker) but you don't automatically get credits just for having a company.
Wrong, wrong, wrong. Plenty of companies and people lost their shirt and more. The bailout targeted only a few specific companies that, were they to fail, offered a substantial and serious risk to the remaining health of the economy.
Ask anyone who worked for, or invested with Lehman Brothers how much of a "can't-lose wager" it was...
1. He does have proof. Students have admitted it and the score distribution makes it obvious students cheated. In any case, it's not clear how students who did not cheat are being punished. In fact, I would argue the opposite, that he is protecting the value of the non-cheating students' grades. I would not be happy to be a non-cheating student and get a low grade in this class when many of my classmates cheated and got a high grade. I don't see how protecting the non-cheating students (even if they have to retake exam for which they presumably already studied) can be considered 'punishment.'
2. He has a responsibility to modify the syllabus in extreme situations (like cheating). I don't know the full details about his proposed response but just the fact that the syllabus needed to be changed does not automatically = ethics violation.
2b. The students need to retake an exam in a manner where cheating is avoided. Not sure what the best case of action is here but the change is the result of the STUDENTS' cheating, not the professor's actions.
I would agree that test banks should generally be avoided (because they are often available widely) and the professor should have been more proactive to prevent cheating, but that does not let the cheating students off the hook.
Vote with your wallet. When they install the caps, drop your service. Look for an ISP that will provide what you want at the price you are willing to pay. $$ is the only language the corporations will understand.
does that imply a limitation of the human mind? A problem with one or more of our theories? Or just a result of the incredible complexity of our universe?
A large number of cities will give you an exemption for (limited) garage sales. My hometown allows you 2 days of sales before they require you apply for a business license.
Couldn't something similar be done for blogging? Bloggers only pay the requisite fees when their income goes over 'X'?
That's the thing - the technology to substantially increase the safety of our vehicles already exists. Have you ever watched a horrific F1 or NASCAR crash only to see the driver walk away?
So it's not even about developing new technology (or automating processes). It's about implementing what we already know in a cost-effective manner. But I'd be willing to pay more for a much lower risk of a life-ending crash.
Apes, actually, not monkeys.
You are forgetting: there is a limited amount of oil in the world and one day it will all be gone.
There is also a limit to the amount of corn, switchgrass, sugar cane, etc. we can grow and convert into ethanol but we are nowhere near that limit and we can continue to produce ethanol in this manner indefinitely.
Recent research suggests corn ethanol has a net energy gain: http://ianrnews.unl.edu/static/0901220.shtml
Finally, the production of ethanol from corn causing higher food prices is a myth: http://www.ethanol.org/pdf/contentmgmt/Food__Water_Watch_Sept_07.pdf
and probably more closely related to the cost of oil: http://www.ethanol.org/pdf/contentmgmt/FOOD_PRICE_BACKGROUNDER.pdf
Where are you finding streaming hockey games? I would love to get rid of the dish but live sports are hard to find (especially hockey and F1).
It's not the within the purview of the DOE to set local standards. In any case, all states have already set their own standards (as required by No Child Left Behind) and most professional associations for the discipline areas (like math, English) also have their own set of standards.
It's up to the voters of Texas to decide what they want for their children, and they have spoken. Anyone interested in leaving Texas? We have excellent schools in Oklahoma.
The outcome of a quality college education is not reflected simply by whether or not you are able to get a high-paying job. Rather, college is about developing your ability to think critically about the world around you, to help you understand complex political issues when voting, to develop your sense of self-awareness and your appreciation for the arts, and other cultures...in general to enhance the quality of your life.
Is there value in obtaining a degree to the individual and society even if it doesn't lead to a high paying job? Absolutely.
There's no such thing as "consent" for minors.
There are F1 fans in North America...or at least there were back when F1 ran races in North America! Might I mention how badly F1 mangled the U.S. race at Indy a few years ago? Personally I much prefer F1 over IRL and NASCAR, but I don't see F1 catching on anytime soon in the U.S. And that's too bad - it seems to be a much higher quality product than either IRL or NASCAR.
$200 per year? You're clearly talking about a Ph.D. doctor, not an M.D. doctor, right? One set of immunizations for a child (usually young children get these several times a year) can cost over $600 just for the shots. A single night in the hospital can easily top $2000. Heck, even a couple of stitches in the emergency room easily breaks $500.
You drink Bud Lite? I think government intervention is in order...
You can open multiple windows in Excel by holding down CTRL and opening Excel from the start menu. This has been really helpful when using Excel on my 2-monitor setup.