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User: corbettw

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  1. Re:Talk to the pros on Investing Tips for College Students? · · Score: 1

    Agreed, you have to be careful when shopping for any kind of advice (financial, legal, construction). And unless you have significant investable money (like tens of thousands of dollars you don't need ready access to, or 10% or so of your income, above and beyond the 10% you should be putting into savings, that you don't need to live on), you're probably better off just going to your bank and talking about high interest savings and/or CDs.

    Having said that, if you're out of college and don't have an IRA and a Roth IRA, and probably some kind of permanent life insurance (let it grow over the years, by the time you're ready to retire you can take out loans from the policy to live on, tax free...as long as you don't take out more than the cash value, you won't have to repay the loans, they just get deducted from the policy value when you die), you need to sit down and talk with a professional about setting these things up so you can live the way you want to when the time comes, and not worry about working at Wal*Mart. If you live in the Austin area, shoot me an email and I'll refer you to my guy. He's pretty trust worthy.

  2. Re:Get out of debt on Investing Tips for College Students? · · Score: 2, Insightful

    This is the only truly insightful post in this entire article. The kid who posted this question needs to ignore all the other "advice" and remember that nothing is worth jail time.

    If you absolutely must have the money set aside for something, just put it in a savings account that's FDIC insured and leave it alone.

  3. Re:Talk to the pros on Investing Tips for College Students? · · Score: 1

    That all depends. If the guy is pushing A shares when you have more than $10k to invest, he might be doing it for the commission. If he tries to put you in B shares and you are looking to invest for less than seven years or more than 10, he might be doing it for the commission. If he tries to put you in C shares, and you are looking to invest for less than 10 years, he might be doing it for the commission. If you have enough, you might be better off getting a wrap account, but maybe not.

    If you go into things with the mindset that someone is out to screw you just because they're trying to earn a living, you'll never get anywhere in life.

  4. Re:Talk to the pros on Investing Tips for College Students? · · Score: 1

    I recommend getting an online brokerage account

    You think it's prudent to advise someone to invest money from gained loans in a brokerage account?? If you had a Series 7, you'd be facing fines and loss of your license (and livelihood) right now.

    Amateurs can give all kinds of advice without facing repercussions. Professionals do not have that luxury. That's why you go to professionals for this kind of advice.

  5. Re:Power lies in its users hands on UK Hackers Face Antisocial Behaviour Orders · · Score: 1

    I'm sorry, but you are wrong [sic]. We all have the right of freedom, but no right for security. I'm not for terrorism or against the police, but freedom has to come first.

    By that way of thinking, murder should be legal. Since you have no right to be safe in your person, afterall.

  6. Re:This is a good thing on Scientists Question Laws of Nature · · Score: 1
  7. Re:This is a good thing on Scientists Question Laws of Nature · · Score: 1

    With this planet's increasing inhospitability, I'd like to at least check out Mars in my lifetime.

    Yes, because Mars is sooo much more hospitable than the earth.

  8. Re:When is someone a danger? on FBI Foils Attack by Monitoring Chat Rooms · · Score: 1

    Another point to remember is, it's exactly those kinds of bumbling losers that could be easily taken in by someone smarter, more charismatic, and better financed than themselves to go do something truly heinous. The idiots who tried to topple the World Trade Center in '93 weren't too bright (they were caught because one guy went back to get his deposit from the rental company where they got the van), but they were willing. Sometimes, that's all you need.

  9. Re:Thank god! on FBI Foils Attack by Monitoring Chat Rooms · · Score: 1

    You can do that [criticize the government] in just about every country in the world.

    There are 193 recognized countries in the world. Of those, 64 are in Africa, and 21 are in the Middle East. Among those 85 nations, only three (South Africa, Iraq, and Israel) allow for open political dissent in all contexts, and even then you'll face violence from thugs if not from the government. A few more (Turkey, Jordan, Afghanistan) allow for a limited amount of political dissent (you can be arrested and sent to prison in Turkey for criticizing their military, it's one of the reasons they haven't been allowed to join the EU yet). And this leaves aside countries in Asia (North Korea, Thailand, Vietnam), South America (Venezuela), and Europe (Russia) that don't allow free political speech. So can you clarify what you meant by "just about every country in the world"?

  10. Re:Biggest Corporate Criminal? on Enron's Kenneth Lay Dies · · Score: 1

    Also see how the present administration was complicit in the California Energy Crisis.

    Yes, pray tell how the current administration, which was voted in in November 2000 and sworn in in January 2001, had anything at all to do with an event which started in May 2000.

  11. Re:he's one of the first? on Portrait of an Identity Thief · · Score: 1

    The answer is in the quote. He was one of the first to get caught, so as far as the authorities are concerned, he's one of the first.

    I swear, we're lucky crooks like this guy are so dumb. If they were any smarter the cops and prosecutors wouldn't stand a chance.

  12. Re:I am sorry, but this article in no way on Apple Investigated Over Stock Options · · Score: 1, Insightful

    what next, a deep look inside Apples accounting practices?...None of that is News for Nerds, or stuff that matter..

    So what, you don't think there are nerds in accounting? You might want to swing by there one day during lunch, you'd be amazed.

  13. Re:We love the geek squad! on What Do Geek Squad Technicians Actually Do? · · Score: 1

    Just out of curiousity, how did you get the subcontract from Geek Squad in the first place? And how much work are they sending you?

  14. Re:People laugh on What Do Geek Squad Technicians Actually Do? · · Score: 1

    Professionalism does not begin with dress.

    So the clothes someone wears does not affect the perceptions of others? Interesting.

    Some see ties as the proverbial red flag, meaning if they are wearing one they need to be handled with kid gloves.

    Wait, you mean the clothes someone wears does affect the perceptions of others. Now I'm confused, which is it? Ties are either meaningless (as you first said), or are loaded with meaning (as you said later). Care to clarify?

  15. Re:Not surprising. on Chinese Gamers Circumvent Anti-Obsession Measures · · Score: 2, Funny

    It's like the idiots who were trying to criminalize junk food. Without a law to forbid me, I never eat the crap. If someone tried to make it I'd eat two bags of cheetos, smoke 3 packs a day and wash it all down with a few bottles of whiskey. Just for spite.

    That explains your heroine and crack addictions.

  16. Re:I won't believe it... on Canadian Scientists Regrow Teeth · · Score: 0, Troll

    I'll second the Justice Dept. (vs. the New York Times). Since when did treason become legal?

  17. Re:Breaking News on Malware Installed by LiveJournal Ad · · Score: 3, Insightful

    A pure communism is moral and not capitalist since there is no self-interest (selfishness) nor any need for it.

    In other words, it runs counter to human nature. People are instinctually selfish, and it will never change.

  18. Re:Who needs comedy central? on Futurama Returns · · Score: 1

    I'll second what another poster said: if you really think this could work, don't talk, do. Go register a domain name, recruit some talent, write some scripts (you'll have to do it yourself, since professional script writers don't work for free), and convince a million people to give you a dollar for the first episode.

  19. Re:I think we got many complaints about them on WSJ on CraigsList and Zen of Classified Ads · · Score: 1

    That makes sense. How about making an exception at least for those professions that require a license, like real estate, insurance, and stocks? Those aren't likely to be get-rich-quick schemes or "business opportunities".

  20. Re:Am I a multi-millionaire? on WSJ on CraigsList and Zen of Classified Ads · · Score: 1

    Since the real Craig is posting here, I gotta ask a question that's bugged me for sometime: why don't you accept job ads for salespeople who get paid strictly on commission? There's not a realtor, car salesman, insurange agent, or stock broker in the world that gets a salary (beyond, maybe, minimum wage...I know because my father is the first, and at various times in my life I've been one of the other three), and yet you seem to classify those professions as anything but. Why?

  21. Re:India to start losing jobs. on Why Apple Backed out from India? · · Score: 2, Insightful

    It has a lot of coders, but most have gone to South Africa and the UK as they are paid better wages.

    Not to mention, they're less likely to be, you know, murdered or raped (or both) by Mugabe's thugs.

    The biggest impediment to Africa being the next India are the African warlords who keep the continent stuck in the 13th century.

  22. Re:Winning this case would be a loser for Creative on iPod Faces Patent Probe · · Score: 1

    Creative lost $114 million in the first quarter of this year, what could you personally do to them that would be worse than that? Get a grip.

  23. Re:Hard to do with open source software on Procurement Fraud in the IT Sector · · Score: 1

    Simple, set up a shell corporation to provide "support", then have them pay thousands of dollars for a support contract.

  24. Re:Poor Control Measures? on Procurement Fraud in the IT Sector · · Score: 1

    Trust me, I'm an accountant.

    The irony is that many people who have committed massive fraud have said the exact same thing.

  25. Re:Used since first Alpha on Flock, the Web 2.0 Browser? · · Score: 3, Funny

    They get in the way and ask stupid questions.

    Like what?