The average 401k balance is 35k. The median is 75k.
This is because employers don't contribute their share annually bit break it apart over time.
Also the last 12 months have been negative stock market growth. A 401k assumes it always goes up. But the last year shows that it goes down too.
The next recession is going to end 401k's. As the baby boomers fearful after 2008 and now in need of that money will yank it all out as fast as they can. And convert the rest to low risk markets.
Lastly millinals employer hop but 402ks are not tranfserable under most situations. So they have money laying around unable to be accessed.
If you don't think that is true then you never tried to rollover a 401k balance of 15k or less.
What is smarter is a balanced budget law. A simplified law. Like this year's budget is equal to last year's revune. Exceptions can be made only in times of war as declared by congress.
That would force the budget to shrink to match income. And if your tax cuts lower revune, then your spending will go down too.
It won't keep it quite lock step, there will still be up and down years. But it will prevent situations like deficet speniding that we have had for the last 30 years
Nuclear tends to warm the lakes it dumps into. yes it does through multiple heat exchangers. Check out how nuclear functions. Especially the cooling systems.
So nuclear is just as environmentally alternating as everything else.
Holding someone and then "pardoning them" is still holding someone againist their will. Trump is using presidential pardons as a netgoating tactic is a hostage situation.
To date that is the first Impeachable offense I have heard him do. Trump is subverting rule of law for personal gain.
The rest of it is standard campaign tricks to hide past indescretions. Stupid but not impeachable.Though if Hillary was caught making payments like that then every single Republicans would be rioting.
Name one california regulation or government over reach? Name one? Waiting?
Republicans love saying government over reach and regulations. Yet at the end of the day they use those same laws over and over again. Why can't Republicans replace obamacare? Because Obamacare is the republican health care plan. You need all the parts to make it work, and when they remove what they don't like they suddenly can't afford the parts they want.
Regulation s are not bad, taxes are not bad. I. Good economy you use both to slow it down just enough to keep the good times rolling. Tax cuts instead of paying debt that is bad.
What gets me is locations. How is A guy supposed to rub it in his back shoulders? You have to have someone else to rub it in. And that will affect them too.
Now a gel that a guy can rub on his fick once a day that does the same thing? Yes now that will get used.
Which is why America some what works. Every few years the core of the government changes. A constant change which then gets stuck doing the same things.
It is why we need term limits for Congress. To let them be changed more often, and to not let Gerry mandered districts dictate the future.
The problem is the interest payments on those bonds is 25% of our income approximately a trillion dollars annually.
Right now $8-10 trillion of the national debt is money owed to social security.
We are only paying back interest we are not paying back principal. Once you start down the road of only paying interest the only way out is through a massive influx of non debt cash or bankruptcy.
At some point the usa is going to have to declare bankruptcy as every time we fix the long term problem a republican comes along with tax cuts. Bush jt did it, and Trump has done it.
Republicans saw this problem in the late 90's and forced Clinton into a 10 year tax schedule to shore and fix it. In 2002 bush started his tax cuts and in 2010 12 years later social security became a net drain on the budget and has been growing worse since.
First one who starts by saying that we need to set a balanced budget except in times of declared war, and that this year's budget equals last year's revune gets my vote.
Why use last year's revune? Because revune doesn't change much year to year. And it ends the big issue of defciet spending.
On the first day of the budget we start $500 billion in the hole. And pray we can make it up.
I listened to someone just yesterday go hey Siri and asked a question.
The question and resulting answers could be found faster by typing wiki subject name.instead the lady goofes off for 15 minutes attempting to get Siri to understand the question and then pull up the various sections of Wikipedia.
Voice assistants take a simple search or inquiry and lengthen it by minutes to get a response. That you end up having to read anyways
Actually starlink has another advantage disadvantage. Weather. A massive storm hits you will lose starlink access in the short term like you would cell reception. But once it passes you have full access again. No rebuilding of towers or stringing new lines in.
I wouldn't want it as my only access but damn it would be a great backup. Depending how it does with roaming connections it might make an awesome cell provider.
Actually the 60's -90's you got one job and stayed with it until you died.
You might only work for 2-3 companies your entire life.
Millineials basically have to get a new job every 5 years with a new employer as employers do not give out wage increases otherwise. Why do you think wage growth has basically been negative for the last 15 years compared to inflation?
You will convince more people to come change their clocks than businesses to adjust their hours of operations.
Less hassle too. Since everyone moves the same time. Businesses don't have to change.
Please think of the profits.
Lastly if you don't know the value of DST then I suggest turning the TV off for a year. You might be surprised at what this thing g called outside is like at various points through out the year.
Do not confuse swedish law for English or American law. In Sweden. You are not charged in absentia(without bieng present).
So in Sweden you can't be charged until brought before a judge. And they can't bring you in front of a judge for one thing and then try to charge you with something else.
So of course he wasn't charged in Sweden legally they can't until he stood in front of a judge.
That said if he went there he would be free on 15 minutes. As they don't want to charge him but can't finally drop it until he shows up. That is also a legal requirement.
I have 1 ac litr and one mesh one configured as a regular AP(it is weatherproof)
So I have the ac lite in the middle of the house, and the weather proof one actually mounted to the eaves behind the garage. I get solid speeds across the house and garage, cover approximately 3/4 of the driveway and a solid area of the backyard.
Areas that typically get missed in inside only installs
Slashdot Mirror
Some fusing as she lost that case on appeal.
They found evedience of her lying.
If your in a car 5g may not work,. If it is raining out 5g may not give you speed.
The frequencies for 5g are so varied that consistent speed is impossible. 4g with expanded coverage would be better.
The average 401k balance is 35k. The median is 75k.
This is because employers don't contribute their share annually bit break it apart over time.
Also the last 12 months have been negative stock market growth. A 401k assumes it always goes up. But the last year shows that it goes down too.
The next recession is going to end 401k's. As the baby boomers fearful after 2008 and now in need of that money will yank it all out as fast as they can. And convert the rest to low risk markets.
Lastly millinals employer hop but 402ks are not tranfserable under most situations. So they have money laying around unable to be accessed.
If you don't think that is true then you never tried to rollover a 401k balance of 15k or less.
The trick is tax cuts make a great soundbite.
What is smarter is a balanced budget law. A simplified law. Like this year's budget is equal to last year's revune. Exceptions can be made only in times of war as declared by congress.
That would force the budget to shrink to match income. And if your tax cuts lower revune, then your spending will go down too.
It won't keep it quite lock step, there will still be up and down years. But it will prevent situations like deficet speniding that we have had for the last 30 years
You really don't know nuclear then.
Nuclear tends to warm the lakes it dumps into. yes it does through multiple heat exchangers. Check out how nuclear functions. Especially the cooling systems.
So nuclear is just as environmentally alternating as everything else.
Holding someone and then "pardoning them" is still holding someone againist their will. Trump is using presidential pardons as a netgoating tactic is a hostage situation.
To date that is the first Impeachable offense I have heard him do. Trump is subverting rule of law for personal gain.
The rest of it is standard campaign tricks to hide past indescretions. Stupid but not impeachable.Though if Hillary was caught making payments like that then every single Republicans would be rioting.
Name one california regulation or government over reach? Name one? Waiting?
Republicans love saying government over reach and regulations. Yet at the end of the day they use those same laws over and over again. Why can't Republicans replace obamacare? Because Obamacare is the republican health care plan. You need all the parts to make it work, and when they remove what they don't like they suddenly can't afford the parts they want.
Regulation s are not bad, taxes are not bad. I. Good economy you use both to slow it down just enough to keep the good times rolling. Tax cuts instead of paying debt that is bad.
What gets me is locations. How is A guy supposed to rub it in his back shoulders? You have to have someone else to rub it in. And that will affect them too.
Now a gel that a guy can rub on his fick once a day that does the same thing? Yes now that will get used.
Which is why America some what works. Every few years the core of the government changes. A constant change which then gets stuck doing the same things.
It is why we need term limits for Congress. To let them be changed more often, and to not let Gerry mandered districts dictate the future.
Not always. I know several people who no longer qualify for bank accounts.
Mainly because they bounced a couple of checks and the bank closed the account due to them not paying the bank back yet.
Digging yourself out of that hole, is a multi year process and can only be done through the orginial bank.
Yes they can't buy stuff online either. Or get loans for cars etc.
However if you are that bad with money you aren't going to be walking NYC going to coffee shops either. You will be pan handling for cash.
The problem is the interest payments on those bonds is 25% of our income approximately a trillion dollars annually.
Right now $8-10 trillion of the national debt is money owed to social security.
We are only paying back interest we are not paying back principal. Once you start down the road of only paying interest the only way out is through a massive influx of non debt cash or bankruptcy.
At some point the usa is going to have to declare bankruptcy as every time we fix the long term problem a republican comes along with tax cuts. Bush jt did it, and Trump has done it.
Republicans saw this problem in the late 90's and forced Clinton into a 10 year tax schedule to shore and fix it. In 2002 bush started his tax cuts and in 2010 12 years later social security became a net drain on the budget and has been growing worse since.
Except it is called capitalism. Csout a list means sending production where it's cheapest .
Are you a capitalism or socialist? Your rant is socialist. You want to force companies to build in high cost area where they make less profit.
Also it has been 40+ years if offshoring Nixon started it when he opened up China trade.
I am sorry our Republican education system failed you so badly
First one who starts by saying that we need to set a balanced budget except in times of declared war, and that this year's budget equals last year's revune gets my vote.
Why use last year's revune? Because revune doesn't change much year to year. And it ends the big issue of defciet spending.
On the first day of the budget we start $500 billion in the hole. And pray we can make it up.
It is better for one reason. An insecure/compromised chip can be removed and replaced. Your fingerprints can't. Your face I'd can't be replaced.
Lastly an implant should only be treated the same as an Id access card. One that can't be lost just compromised.
It isn't the profits but the usage.
They don't post profit by user numbers.
I listened to someone just yesterday go hey Siri and asked a question.
The question and resulting answers could be found faster by typing wiki subject name.instead the lady goofes off for 15 minutes attempting to get Siri to understand the question and then pull up the various sections of Wikipedia.
Voice assistants take a simple search or inquiry and lengthen it by minutes to get a response. That you end up having to read anyways
Actually starlink has another advantage disadvantage. Weather. A massive storm hits you will lose starlink access in the short term like you would cell reception. But once it passes you have full access again. No rebuilding of towers or stringing new lines in.
I wouldn't want it as my only access but damn it would be a great backup. Depending how it does with roaming connections it might make an awesome cell provider.
Actually the 60's -90's you got one job and stayed with it until you died.
You might only work for 2-3 companies your entire life.
Millineials basically have to get a new job every 5 years with a new employer as employers do not give out wage increases otherwise. Why do you think wage growth has basically been negative for the last 15 years compared to inflation?
I was thinking toyr us but sears works too.
You will convince more people to come change their clocks than businesses to adjust their hours of operations.
Less hassle too. Since everyone moves the same time. Businesses don't have to change.
Please think of the profits.
Lastly if you don't know the value of DST then I suggest turning the TV off for a year. You might be surprised at what this thing g called outside is like at various points through out the year.
My nieces and nephews and second grade reading and writing in kindergarten. Why?
Moderated screen time. Not just showing videos, but typing learning letters and games. Both on a screen and with cards, puzzles and physical games.
Kids can learn a lot, but since the 70's and cable TV babby sitters we have had to limit e posure.
Yes you can
Lay that today but tomorrow no you can't
In both cases it is overblown.
One reason
asymmetric upload speeds. Isps will cap upload speeds and latency such that this kind of spying won't work.
Do not confuse swedish law for English or American law. In Sweden. You are not charged in absentia(without bieng present).
So in Sweden you can't be charged until brought before a judge. And they can't bring you in front of a judge for one thing and then try to charge you with something else.
So of course he wasn't charged in Sweden legally they can't until he stood in front of a judge.
That said if he went there he would be free on 15 minutes. As they don't want to charge him but can't finally drop it until he shows up. That is also a legal requirement.
I have 1 ac litr and one mesh one configured as a regular AP(it is weatherproof)
So I have the ac lite in the middle of the house, and the weather proof one actually mounted to the eaves behind the garage. I get solid speeds across the house and garage, cover approximately 3/4 of the driveway and a solid area of the backyard.
Areas that typically get missed in inside only installs
Then you need to Learn the differences in self driving systems.
Waymo is the only level 4 company and has tight geofenced areas, and high res maps.
Level 0 is regular cruise control
Level 1 is the newer speed changing in traffic cruise control
Tesla and supercrusie are level 2
Fully self driving starts at level 4 but limited
Level 5 car drives like humans can. No one has even started this yet.
It is why I laugh when people say self driving cars are almost here. Nope 20-30 years away at best.
Google has done that.
Waymos limits are tight geofenced and high resolution mapped areas in decent weather.
Which I would point out are 1,000 times more open than everyone else.
Next up as of last year was repeating phoniex's setup in detriot.
Which should cover bad roads and bad weather nicely.