My short answer is 'no', I don't think anyone can really be in a position to retire from an IT career if they are expecting things like a pension and other retirement-age benefits.
If you want to work in IT and you want to be able to retire you need to look into:
- Building up retirement funds in a 401(k).
This is tax deferred income and if your employer matches you contribute to the MAXIMUM percentage that your employer matches on. Just keep in mind NEVER EVER EVER touch that money (unless you're retiring, or need to buy a house). Basically pretend the money disappeared and you have no idea where it went.
- MANAGE your 401(k).
Watch those investments! Make sure that where your money is invested is continuing to grow and perform. If it isn't, the contact the company holding your 401(k) funds and move it into investments within the program that *are* performing.
- When changing employers roll the 401(k) into the new employer's plan (if it's a good plan with varied investments).
- Investing in land.
This is a tax shelter while you're working (since interest in a mortgage is deductible) and land always appreciates in value over time (even in Arizona <g>). When you retire you can sell the land and if you're over 59 you can skip paying the taxes (this is a one-time benefit). And if you invest in land by buying a home and you live in the home for 2 of the last 5 years, you can keep the gains from the sale of the house *tax free* up to 250k (500k if you're married). Go put that into some IRA's and life will be gooood come retirement age.
But if you think that pensions and social security are going to get you by in your later years, forget it. The only one taking care of you will be YOU. And the sooner you get started the better. GWB just said that most people age 50 are not anywhere *close* to being in a financial position (investments, pensions, whatever) and that's a real problem.
Why is a Madonna/No Doubt/Cowboy Neal - branded iPod Slashdot-worthy, but this article isn't? Apple is filing a lawsuit against a former contactor for theft of trade secrets. It seems that this contractor posted schematics of new apple hardware onto the internet...
Moderators, punish me if you must, but I think this bears mentioning on/. *way* more than a Madonna iPod does... Especially since I'm more of a KISS fan myself...;)
Better yet he could do a duet with DeForest Kelly!
on
Ask William Shatner
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· Score: 2
Even given De's current state, he probably sounds better than Bill ever did...
And the DMCA can be invoked here. The XBox is a patented device, and the DMCA was designed specifcally to stop hacking of patented systems. Don't like it, that's fine, but the Ford analogy isn't quite valid here.
Lik Sang is done - at least for now.
What do you expect? He thinks PINE is great stuff
on
Flirting With Mac OS X
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· Score: 1
I really resent being mod'ed down as flamebait on that posting. That was NOT flamebait. PINE is so outdated is almost funny! You like the keystrokes in PINE! No problem! So do I, I just remapped MUTT and I was good to go!
Don't agree fine... But to say I'm flaming? Puhleze... Some moderators are SO touchy.
Multiple terminal sessions (screen, Linux virtual terminals, Emacs, vim) and a good e-mail client (nothing beats pine).
At this moment I stopped reading the article. Anyone who would say that PINE is a BETTER email client that MUTT (http://www.mutt.org/) is obviously a dolt and not worth the effort.
Perhaps Bill and Monkey-boy have realized that they can't take on Java after all.
What kind of community effort would they really provide? Look at the JCP and what is happening there. Developers, when they find bugs and provide code fixes to the JDK, are actually seeing their changes in future JDK releases ! How many developers using Microsoft products can make *that* claim?
So, take on Linux where the *same claims* can be made with respect to fixes to the OS, but perhaps are a bit more obscure to find since the Linux Community Process (sm) is really in fact Linus himself... (Hint: Linus.. let GO of the kernel.. put stewards on it with you in charge of *them*).
Warren was the programmer of the original 2600 Adventure game cartridge. His boss had told him not to persue trying to design the game because it "wasn't possible" to do in a 4k ROM.
Warren did it anyway. And that game sold 1 million copies for Atari at 25 bucks each.
What did Warren get? His usual 22k/year salary.
And the only reason anyone knows his name? He put an Easter Egg in the game that showed his name in a secret room. It's also as far as anyone knows the first ever easter egg in a game program.
Hopefully the designers of the Q3 mod will give props to Warren and include a similar egg in their mod.
Warren, wherever you are, rock on, bro. You changed the face of the industry and deserved WAY more than the 22k a year salary you earned...
In fact, many related secret documents have leaked out of China lately.
Yea, like how they make Swingline 747 staplers that are *just as good* and the ones they used to make in New York. And documents on just *how* much (or little) they're paying people at the Logitech mouse making plant to make those little cordless mice.
Personally I want to find out about their documents on how many licks it takes to get to the center of a tootsie roll tootsie pop. I hear they done extensive research into this phenomenon.
The bottom of the page has examples that you can use for your 'default' security policy. You can customize them to any security policy you configure in just a few minutes.
In talking about this little 'browser war' don't forget about Opera. Opera is *faster* than Mozilla, *smaller* than Mozilla and, IMHO, *definitely* more stable than Mozilla. I can't say anything for or against Konqueror since I've never used it, but I can say for sure that as Mozilla has gotten closer to 1.0 it's gotten slower, flakier, and more crash-prone.
None for me, thanks. I've had enough of Blowzilla. I'll use Opera on my Linux boxes...
Coming from an AC, why do I even bother.. but what the heck...
The unit wasn't *completely* DOA. It did work for a while. But the sound quality is NOTHING like a Minidisc player. Sony's D/A processing chips are beyond anything anyone else does. If you believe otherwise, then I can see the *reason* you post as an AC.
I might get modded down for this, but eDigital has just left a bad taste in my mouth..... And I wanted to share...;)
I personally see this as being *on* topic because before you buy something from eDigital let me tell you what you *might* just be in for.
I'll do a condensed version of my story and just say "don't let this happen to you". I got a Treo 10 MP3 Jukebox from http://www.treoplayer.com for an xmas present. I'll be looking for a new xmas present.
My Treo 10 was basically D.O.A. the unit's harddrive would lock up during playback.
It took me *one month* to get an RMA number.
When I got *finally did get* the RMA number and sent the unit back I was to "promptly have a new unit sent" to me.
This didn't happen. The Treo 10 is on back order and no replacements will be sent out until *APRIL*. Like I'm going to wait three months for a replacement.
SO, I demanded a full refund. Their main support center said 'OK'. I got my credit email today and was told they were going to keep 15% for a "restocking fee" (?!?!?).
So, I called -- again -- raised hell, and am finally getting a full refund.
During this time, I went back to doing realtime recording of MP3's using my Sony MZR-900 (minidisc Walkman) and my digital soundcard. What I found was that the sound quality of my MP3's coming off my computer and onto my MD Walkman was *better* sounding than anything coming out of the Treo 10. I guess there's something to be said for Sony's D/A chips. I also re-discovered how convenient the MD Walkmanis.. It, and 3 Minidiscs easily fit in my coat pocket. I also have more than enough battery power to get through the day at the office.... And MDLP 4 mode is certainly livable enough for my needs. Hell it *still* sounds better than a cassette tape walkman if you ask me and I can 'boost' highs and lows to compensate for the sound loss during compression via WinAMP if I need to.
So that's it. No more MP3 jukebox BS for me. I'll stick to what works. And if you *do* decided to get an MP3 juke box - avoid eDigital like the PLAUGE! Their customer service is horrible and
their product when it *does* work is only of passible sound quality.
Slashdot Mirror
Well, I know there's a one-time skip on the paying capital gains taxes at 59... Perhaps that only applies to the 401k taxes.... My bad.. sorry.
My short answer is 'no', I don't think anyone can really be in a position to retire from an IT career if they are expecting things like a pension and other retirement-age benefits.
If you want to work in IT and you want to be able to retire you need to look into:
- Building up retirement funds in a 401(k).
This is tax deferred income and if your employer matches you contribute to the MAXIMUM percentage that your employer matches on. Just keep in mind NEVER EVER EVER touch that money (unless you're retiring, or need to buy a house). Basically pretend the money disappeared and you have no idea where it went.
- MANAGE your 401(k).
Watch those investments! Make sure that where your money is invested is continuing to grow and perform. If it isn't, the contact the company holding your 401(k) funds and move it into investments within the program that *are* performing.
- When changing employers roll the 401(k) into the new employer's plan (if it's a good plan with varied investments).
- Investing in land.
This is a tax shelter while you're working (since interest in a mortgage is deductible) and land always appreciates in value over time (even in Arizona <g>). When you retire you can sell the land and if you're over 59 you can skip paying the taxes (this is a one-time benefit). And if you invest in land by buying a home and you live in the home for 2 of the last 5 years, you can keep the gains from the sale of the house *tax free* up to 250k (500k if you're married). Go put that into some IRA's and life will be gooood come retirement age.
But if you think that pensions and social security are going to get you by in your later years, forget it. The only one taking care of you will be YOU. And the sooner you get started the better. GWB just said that most people age 50 are not anywhere *close* to being in a financial position (investments, pensions, whatever) and that's a real problem.
This might have been news three weeks ago when I first mentioned it here and here.
However this is *very* old hat today.
What really annoys *me* is that I mention this and got mod'ed *down* for it.
Why is a Madonna/No Doubt/Cowboy Neal - branded iPod Slashdot-worthy, but this article isn't? Apple is filing a lawsuit against a former contactor for theft of trade secrets. It seems that this contractor posted schematics of new apple hardware onto the internet...
/. *way* more than a Madonna iPod does... Especially since I'm more of a KISS fan myself... ;)
Moderators, punish me if you must, but I think this bears mentioning on
Even given De's current state, he probably sounds better than Bill ever did...
And the DMCA can be invoked here. The XBox is a patented device, and the DMCA was designed specifcally to stop hacking of patented systems. Don't like it, that's fine, but the Ford analogy isn't quite valid here.
Lik Sang is done - at least for now.
nuff said.
I really resent being mod'ed down as flamebait on that posting. That was NOT flamebait. PINE is so outdated is almost funny! You like the keystrokes in PINE! No problem! So do I, I just remapped MUTT and I was good to go!
Don't agree fine... But to say I'm flaming? Puhleze... Some moderators are SO touchy.
At this moment I stopped reading the article. Anyone who would say that PINE is a BETTER email client that MUTT (http://www.mutt.org/) is obviously a dolt and not worth the effort.
Perhaps Bill and Monkey-boy have realized that they can't take on Java after all.
What kind of community effort would they really provide? Look at the JCP and what is happening there. Developers, when they find bugs and provide code fixes to the JDK, are actually seeing their changes in future JDK releases ! How many developers using Microsoft products can make *that* claim?
So, take on Linux where the *same claims* can be made with respect to fixes to the OS, but perhaps are a bit more obscure to find since the Linux Community Process (sm) is really in fact Linus himself... (Hint: Linus.. let GO of the kernel.. put stewards on it with you in charge of *them*).
Again, more FUD from the Dud....
It also happens in lesser species. Like Earthworms.
Sure.. they'd *like* to have a mate... but if they don't.. oh well...
The Phoenix/Windows download is 8MB... WTF is lean about that?!!
Hell, Opera is only 3MB (without Java).
No thanks. Not impressed.
Warren was the programmer of the original 2600 Adventure game cartridge. His boss had told him not to persue trying to design the game because it "wasn't possible" to do in a 4k ROM.
Warren did it anyway. And that game sold 1 million copies for Atari at 25 bucks each.
What did Warren get? His usual 22k/year salary.
And the only reason anyone knows his name? He put an Easter Egg in the game that showed his name in a secret room. It's also as far as anyone knows the first ever easter egg in a game program.
Hopefully the designers of the Q3 mod will give props to Warren and include a similar egg in their mod.
Warren, wherever you are, rock on, bro. You changed the face of the industry and deserved WAY more than the 22k a year salary you earned...
Of course! We are talking about *Red* China after all.... ;-)
In fact, many related secret documents have leaked out of China lately.
Yea, like how they make Swingline 747 staplers that are *just as good* and the ones they used to make in New York. And documents on just *how* much (or little) they're paying people at the Logitech mouse making plant to make those little cordless mice.
Personally I want to find out about their documents on how many licks it takes to get to the center of a tootsie roll tootsie pop. I hear they done extensive research into this phenomenon.
Someone at the EPA is *spunking* on keyboards? How THAT is seriously SICK....
This unit was manufacture by the HandEra corporation for AlphaSmart...
http://www.handera.com/
So... using Dillo makes you want to pour hot grits down your pants. I think I'll be avoiding THAT browser.. thanks anyway.
It's for sale via the Intel website (backordered about two weeks).
N T1037&pfid=44&pindex=1&msc
http://www.shop-intel.com/shop/product.asp?pid=SI
Hope this helps.
...I'll take one.. no.. TWO Ferrari's please...
Thanks to the Configurable Security Policies in Mozilla:
t s/ConfigPolicy.html
The gist of configuring security policies is described here:
http://www.mozilla.org/projects/security/componen
The bottom of the page has examples that you can use for your 'default' security policy. You can customize them to any security policy you configure in just a few minutes.
In talking about this little 'browser war' don't forget about Opera. Opera is *faster* than Mozilla, *smaller* than Mozilla and, IMHO, *definitely* more stable than Mozilla. I can't say anything for or against Konqueror since I've never used it, but I can say for sure that as Mozilla has gotten closer to 1.0 it's gotten slower, flakier, and more crash-prone.
None for me, thanks. I've had enough of Blowzilla. I'll use Opera on my Linux boxes...
Coming from an AC, why do I even bother.. but what the heck...
The unit wasn't *completely* DOA. It did work for a while. But the sound quality is NOTHING like a Minidisc player. Sony's D/A processing chips are beyond anything anyone else does. If you believe otherwise, then I can see the *reason* you post as an AC.
I might get modded down for this, but eDigital has just left a bad taste in my mouth..... And I wanted to share... ;)
I personally see this as being *on* topic because before you buy something from eDigital let me tell you what you *might* just be in for.
I'll do a condensed version of my story and just say "don't let this happen to you". I got a Treo 10 MP3 Jukebox from http://www.treoplayer.com for an xmas present. I'll be looking for a new xmas present.
My Treo 10 was basically D.O.A. the unit's harddrive would lock up during playback.
It took me *one month* to get an RMA number.
When I got *finally did get* the RMA number and sent the unit back I was to "promptly have a new unit sent" to me.
This didn't happen. The Treo 10 is on back order and no replacements will be sent out until *APRIL*. Like I'm going to wait three months for a replacement.
SO, I demanded a full refund. Their main support center said 'OK'. I got my credit email today and was told they were going to keep 15% for a "restocking fee" (?!?!?).
So, I called -- again -- raised hell, and am finally getting a full refund.
During this time, I went back to doing realtime recording of MP3's using my Sony MZR-900 (minidisc Walkman) and my digital soundcard. What I found was that the sound quality of my MP3's coming off my computer and onto my MD Walkman was *better* sounding than anything coming out of the Treo 10. I guess there's something to be said for Sony's D/A chips. I also re-discovered how convenient the MD Walkmanis.. It, and 3 Minidiscs easily fit in my coat pocket. I also have more than enough battery power to get through the day at the office.... And MDLP 4 mode is certainly livable enough for my needs. Hell it *still* sounds better than a cassette tape walkman if you ask me and I can 'boost' highs and lows to compensate for the sound loss during compression via WinAMP if I need to.
So that's it. No more MP3 jukebox BS for me. I'll stick to what works. And if you *do* decided to get an MP3 juke box - avoid eDigital like the PLAUGE! Their customer service is horrible and
their product when it *does* work is only of passible sound quality.
Oregon Scientific makes a complete line of weather products. You can see them (US Customers) at http://www2.oregonscientific.com/cablefree/thumbna ils.html.