As More Retailers Ban Paper Money, It's Making Things Awkward For Customers Without Plastic (wsj.com)
An anonymous reader shared a report: Sam Schreiber was mid-shampoo at a Drybar blow-dry salon in Los Angeles when someone from the front desk approached her stylist with an emergency: a woman was trying to pay for her blow-out with cash. "There was this beat of silence," says Ms. Schreiber, 33 years old. "She literally brought $40." More and more businesses like Drybar don't want your money -- the paper kind at least. It's making things awkward for those who come ill prepared. After all, you can't give back a hairdo, an already dressed salad or the two beers you already drank. The salad chain Sweetgreen has stopped accepting cash in nearly all its locations.
Most Dig Inns -- which serve locally sourced, healthy fast food -- won't take your bills either. Starbucks went cashless at a Seattle location in January, and at some pubs in the U.K., you can no longer get a pint with pound notes. The practice of not accepting cash has become popular enough to catch the attention of American lawmakers. [...] Despite the popularity of debit- and credit-card transactions, plenty of people do still pay for things with actual money. Cash represented 30% of all transactions and 55% of those under $10, according to a Federal Reserve survey of 2,800 people conducted in October 2017.
Most Dig Inns -- which serve locally sourced, healthy fast food -- won't take your bills either. Starbucks went cashless at a Seattle location in January, and at some pubs in the U.K., you can no longer get a pint with pound notes. The practice of not accepting cash has become popular enough to catch the attention of American lawmakers. [...] Despite the popularity of debit- and credit-card transactions, plenty of people do still pay for things with actual money. Cash represented 30% of all transactions and 55% of those under $10, according to a Federal Reserve survey of 2,800 people conducted in October 2017.
For all debts, public and private.
Leave it on the counter and walk out.
Very few Chinese restaurants take credit cards. There must be some reason they don't want a paper trail.
Why can't one of the hair stylists or other customers take the cash and pay with their credit card?
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"At some pubs in the U.K., you can no longer get a pint with pound notes." I'd be surprised if you can find any that accept them. Pound notes were withdrawn 30 years ago.
accept cash or your services are free.
This note is legal tender for all debts public and private.
Especially considering we're talking about services already rendered, the point is moot, they have to accept it for payment of the debt.
https://yro.slashdot.org/story...
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Those with cards and those without...
Only 30% using cash is not good
Guess we need a law...
“He’s not deformed, he’s just drunk!”
Bringing legal cash tender is hardly ill prepared! Fuck this business and others like it. Though paying 40 bucks for someone to dry your hair is a serous first world problem to start with!
Though cash can be stolen, it is way more difficult for "authorities" or whoever to revoke remotely. Plastic, charge cards, debit cards are all revocable. I am *very* wary of a shift to mechanisms that can produce financial disability by remote control.
It's been increasingly true for large purchases, but this changeover to plastic for small purchases (as in "food", etc.) is comfortably convenient and OK until it's not.
These issues are separate from the question of how many entities get to "participate in", as in "charge a fee for" all transactions, outside the ability of the actual paying customers to affect those decisions.
This discriminates against the "unbanked". About a third of US adults (including my long-term tenant), don't have a bank account, much less a credit card. There are many reasons for this - bounced a check/overdrew an account in the past, medical or job problems, etc. And for low income people, bank accounts can be expensive. BoA charges a service fee of $12 a month for balances below $1500. So my tenant just gets a money order to pay the rent, cause it is cheaper.
Paper money states "This note is legal tender for all debts, public and private". Once you have accepted a service, such as from a hair salon or restaurant, you now owe a debt until it is paid. So they should have to take cash, even though it may upset their business methods.
Now handling cash is also not for free but at least with bigger shops it is not 2-5%. Anyone has an idea how much does the cash handling and transfers cost?
Bring cash, because dispensaries take nothing else.
At a place like a hair stylist where you typically receive the service 1st then pay, they legally have to take the cash. Since they provided the service before taking payment you are now in debt to them. Read the note on all US bills "Legal tender for all debts public or private" If they dont want to take it (refused payment) I am no longer in debt to them and will just walk out.
As for the anecdote about some bars not taking cash any longer, it is just completely stupid. Cards slow down the process at a place like a bar so much. A bar i frequent refused cards for the longest time if you walked up to the bar with a card you were pointed towards the ATM sitting in the corner. They gave in and got card readers. The process now is so slow compared to cash, even if the bar tender had to break your larger bill and bring you change.
Ring up the bill in the register, swipe the card, print the receipt take the receipt and card back to the patron for signature. In all this time 2 or 3 cash paying patrons could have been served. God forbid its a card tab. I see bartenders spending minutes shuffling though the pile of cards they have at the bar trying to find that person card, If not having to go back again and confirm the person's name, ring up all the drinks of the tab and repeat the whole process above. Get a few people back to back closing out tabs and you have a bunch of annoyed customers waiting several minutes to place their orders, god forbid the tab holder has questions about their tab.
This is just businesses (IE the corporate level that makes decisions) being lazy and cheap. If you don't accept cash...
You don't have to worry about your employees stealing it, so you don't have to audit it to make sure tills balance out and that deposits match sales receipts.
You don't have to train your managers to make sure they have proper cash and change on hand when the business opens daily.
You don't have to pay employees for the overhead time of counting cash when shifts start or end.
You don't have to pay managers for making trips to banks to get change or make deposits (yes, I know, many businesses already don't pay them for their time while doing this).
You don't have to have a special safe or procedures in place for when too much cash accumulates.
You don't have to have local bank accounts for deposit.
You no longer have to make sure your employees can count or do simple math.
Insurance is likely cheaper since cash doesn't have to be insured and the risk of robbery is decreased.
None of this has anything to do with what the customers want, or what is convenient to them. It is about saving money and reducing the responsibility you entrust to managers and employees and consolidating control.
Better known as 318230.
Cash is inherently more honest I'm because then the transaction is only between the two parties. Cards are dishonest because it allows third party to collect transaction fees, off of the transaction that is private between you and the vendor. Is not honest to allow passive third-party fee collection. This rewards dishonest business practices. Nobody should get paid for doing nothing while getting to present themselves as successful honest business. Any entity is allowed to accumulate enough resources, the ability to hack the system in their favor. This is what we must prevent at all costs
To payment processors.
For all debts, public and private. It says so right on the bills.
Now, someone can refuse to SELL you something as you haven't incurred a debt at that point. But if you've been rendered a service (or generally own someone money outside of an immediate transactional service like retail sale) then cash is, as it says, legal tender for that debt.
It would make an interesting court case, but I highly doubt the US government would allow a court case saying it's OK to refuse US Legal Tender. If for no other reason than they have a very strong, vested interest in maintaining the $ as broadly accepted currency - it's a big part of the reason behind it's stability. If the country issuing it says it's OK to refuse it, that sets a very dangerous precedent.
tl;dr: Currency says it's for all debts and US Gov't wouldn't undermine the $ value/stability by allowing it to be refused. Story is a non-story. They have to take it or forego payment.
You can get rich if you own a politician, but you have to be rich to buy one in the first place.
Here in Humboldt County, ands other places where the pot economy is strong, cash is king. Very few businesses blink at a $50 or $100 bill. Most medium sized businesses have they own bill counting and banding machines in the back room. It isn't unusual to see signs stating no debit or credit cards for purchases under $X.00, but I've never seen one stating no cash.
Some mornings it's hardly worth chewing through the restraints to get out of bed.
If only getting around the paywall was a thing.
On what grounds are they seeking to discourage me?
I know I'm not the prettiest person to walk into a shop but most businesses welcome my custom.
If you won't take my money, you won't get my money.
I mean, aren't you in the business of getting money? Isn't that what the actual end-goal is?
It's Business 101: get the money.
But it's not a problem, I'll just shop elsewhere.
I'll also vigorously shit-talk your hipster establishment non-stop, probably on Yelp as well as everywhere else I can think of.
Just cruising through this digital world at 33 1/3 rpm...
Yet another way the balance of power shifts in a cashless society.
You're also generally not required to carry your cell phone 24/7 unless you have an "on call" job. Can't reach me? Leave a fucking message and wait like a good boy or girl.
Outside oneâ(TM)s home country every plastic exchange has a foreign currency fee. Getting cash from an atm and using it for smaller purchases minimizes such fees. Or do customs people or banks provide no-cost plastic alternatives when arriving?
Since ancient times we have had to deal with the problem of markets preferring one type of payment but having an influx of other kinds. Meant there was money to be made offering the service of converting to the preferred currency. Malls, airports, or anywhere with concentrated shops will have had ATMs available exactly so people can get their electronic holdings into a spendable format. Seems like we will start installing machines to accept deposits and put them on temporary credit cards, or something similar.
But I do wonder if refusing cash is an actually business savvy phenomenon which will endure. Spend untold amounts on advertising for the one in a thousand chance someone who sees the ad will come to your shop, and then turn away guaranteed customers with payment in hand? When a competing shop shows up accepting cash, I will bet their mistake becomes evident.
When things get complex, multiply by the complex conjugate.
In this context, it's a debt after the service has been rendered.
For your own analysis of your financial situation, you can use whatever definition of "debt" you want.
Think about it this way. After they refuse your cash payment and you walk away, what would be their next step? They could sue you, saying you owe them $40. You'd walk into court with the cash in hand, saying "I tried to pay them" and the judge would have a few words for them about wasting the Court's time. They could refuse service to you next time, saying "you still owe us $40 from the last time" - "owe us", a debt.
Any of the workers can take that $40, and put it on their card. Can work in most situations. Stand in line, give the cash to the next one in line and order the coffee to be put on the card of another person. They get the brownie points and the benefits...
sed -e 's/Chuck Norris/Rajnikant/g' joke > fact
You haven't been able to get a pint with pound notes since 1988, so that would be ALL the pubs in the U.K. You can still get pints with pound coins, although contactless is the norm these days. It will be a very sad day when physical currency is no longer legal tender, all anonymity of payment will be lost - which kinda makes the idea of cryptocurrency payments suddenly more relevant, except for that tricky issue of volatility ...
and then the system is down? and can they call the cops if you don't have a card and they will not take your cash?
So it's not really that they can't take cash. They can. They just can't make change. So if you give them exact change, you're probably OK. Just leave it and walk out, what they gonna call the cops or something?
Shutting down free speech with violence isn't fighting fascism. It IS fascism!
Handling cash is not expensive. It's much less than 1%. A big store spends about one man hour a day counting, and about another two man hours a week re-counting and going to the bank. We much, much, much prefer cash to cards. We do have to account for an extra 3% in our prices to pay for the cards that most people use.
When I'm out and about spending money, I always use cash.
I don't respond to AC's.
I worked at a fast food joint when I was a kid that kept being robbed. It's a minor miracle I wasn't. The owner kept the lobby open 24/7 until finally somebody got pistol whipped by a robber and the local cops told that owner "next time somebody gets hurt we're gonna hold you criminally liable". Only then did the owner close the lobbies after 10.
I can tell you that if you're running a business that can be robbed doing away with cash is a huge boon to the employees. Though it's going to be interesting when we become cashless and petty crime just goes away. I guess you can mug me for my shoes and my cell phone. But as soon as I get home I'm going to lock the cell phone (and modern DRM means you can't even use it for parts) and my shoes cost $50 bucks on Amazon.
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Cash is still legal tender, and this must be accepted as a form of payment. Certainly here in Ireland, and since our laws are typically similar, I would suspect that is also the case in the UK.
Seriously? It's almost 2019 and you don't have a browser extension to bypass paywalls, and you're on /.?
Many people still get paychecks - like 60 years ago. Many others have no bank account, because of lack of proper papers or stains in their financial CV. Not accepting cash will deepen the social split.
I and many others would just walk out of somewhere if they don't accept cash and take our business elsewhere.
On the "cash is good side": Anonymity, ease of use, and it's cheaper (at least in theory: no transaction fee). It's also a more robust payment system, because it works even if there's a power outage, or your Internet is down, or whatever.
On the other side, cash may not actually be cheaper, because someone has to count it, deposit it at the bank, run to get more change, etc.. There is also the risk of theft, depending on where you are located.
For the, the winning argument is anonymity. A way to purchase items that doesn't add yet more personal data to the cloud. OTOH, it is possible that the GDPR will solve this problem. Your average shop does not ask you for permission to collect and share your purchase data - eventually, some privacy organization will notice this and file suit, and the penalties are stiff enough to get even the biggest company's attention.
Enjoy life! This is not a dress rehearsal.
because I tire of my card being compromised. Too easy to hire waitstaff who make next to nothing and give them a card reader for the promise of extra pay every month.
If payment requires my card to be out of my sight, I pay in cash.
If you do not accept cash, well that is your problem. You either accept it or I get a free meal. It is not awkward at all.
Once they take cold cash out of the equation, you have zero privacy in any transaction. Anything you purchase is recorded. The government is having an orgasm on how easy it has been to get rid of cash. Not just in the U.S., but globally.
This is about authoritarian pigfuckers on all sides of the economic spectrum wanting more control. Conservatives will want to deny people health insurance if they buy too many condoms. Liberals will do the same for soda and fatty meat. Either way, authoritarians are shitty humans.
If it's got a paywall, I don't need a way past it since I don't want to continue on that website any further.
Now handling cash is also not for free but at least with bigger shops it is not 2-5%. Anyone has an idea how much does the cash handling and transfers cost?
Here is the relevant link:
https://spectrum.ieee.org/geek...
The article is only one page long, but the skinny is:
Around 3% por small businesses and businesses which deal with little cash, and between 0,5 to 1% for big businesses which can better amortize the costs.
If you were a good nerd in a "News for nerds and stuff that matters" site, you would be a member of IEEE, and would already know this. ;-)
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*** Suerte a todos y Feliz dia!
> For all debts, public and private.
Please learn the ifference between *TRANSACTIONS* and *DEBTS*. Basically, they set up the system so that "food" preparation doesn't start until the transaction clears via the modem. E.g. you go to that Starbuck's mentioned in the article. Clerk rings up the order on the machine and waits for the final step...
* "Will that be debit or credit?"
* "No, it'll be cash"
* "Sorry, we don't accept cash... next"
* Clerk deletes partially-completed transaction on the machine.
* No transaction, no debt, public or private.
The clerk moves on to next customer. And if you argue too much, they call in the cops on you for "disturbing the peace".
I'm not repeating myself
I'm an X window user; I'm an ex-Windows user
Just like they are doing online. Do, say, or support something these tech companies don't like. You wake up the next day and your cards while still having money on them, are rejected.
There's also the unchallenged legal aspect. In the united states paper money has been legally defined as usable to pay all debts public and private. Can a company legally refuse legal tender?
Because banks are federally licensed, they can't deal with marijuana stores in legalized states, so businesses that deal in this product have to shuffle and store piles of cash. They hate this because handling cash is a security nightmare, but until federal law changes there is no other way of doing business.
...the jurisdictions containing these businesses require them to accept cash?
If someone were to create a website listing all of the businesses where one can avoid payment due to the business failing their responsibilities, would this be acceptable according to local laws ?
Requiem for the American Dream
Found the idiot who assumes that the political spectrum is one-dimensional, not multi-dimensional. A continuum of left to right is a simplistic way to talk about politics.
It's time for the government to start issuing electronic money. Right now, the option is legal tender and corporate scrip that more or less freely exchanges with dollars (subject to fees and conditions).
Even most Libertarians agree that issuing currency is the government's job.
I have yet to see a single physical retailer turn down cash.
Visit Stockholm sometime. I was there for an academic conference. The main university canteen refused cash and even a mobile food wagon was credit card only and refused cash. I've not seen that before or since but I have encountered it now. The problem with this is that credit cards charge a percentage fee for foreign currency transactions and some have a minimum on this fee which can make it really expensive for small value transactions.
Uber is a shit company -- their endgame is not to be a transportation company, but a "Big Data" company; selling their users' travel information to the highest bidder (the latter are their true "customers").
That's narrowly a US decision, and US criminal law is per-state: always seek advice from a lawyer licensed for the state in question. In Canada, the law is country-wide, and in the case cited, one might well choose to call the police and charge the business with attempting to obtain goods or services upon a false and fraudulent pretence, that they can refuse to accept legal tender. At the very least, you could cause apoplexy (;-)) What the courts will eventually decide is not guaranteed, but I suspect there is at least one case (the essentials of life being purchased by a minor) where the vendor will never get to refuse service. Canada and the US used to have an agreement about currency exchange: I had to use Canadian money in Ohio once, as there was no nearby bank, and it was quite happily accepted at a discount.
davecb@spamcop.net
In the next banking-crisis, they'll just make everyone bail-in with 10 or 20%.
Oh, wait. I forgot. This is the US, where people don't have savings. Just debt and a bunch of credit-cards.
Well, I guess the government can charge it to your credit-card, if they really want.
Windows 2000 - from the guys who brought us edlin
How do you buy a smartphone if your phone died, then?
You have to have to transport the money back to the bank, have it deposited, but then you can get robbed in the shop, or even on the way from the shop to bank, you need insurance, after a certain amount or size you need actually a transport... And what is the cost of all of that ? Genuinely, it may actually be lower than 2 to 5%...
C. Sagan : A demon haunted world:
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TFS is trying to shame people who pay in cash, like it's weird. I'm not sure where this high and mighty attitude is coming from, but I do know that I'm not ill-prepared I have cash, and will use it if I feel like to settle a debt.
If you don't want to accept it, I made a legit offer of tender, if you refuse it, I'll take the $40 as windfall profits on my taxes.
Your ad here. Ask me how!
There should be a law that makes it illegal to charge the same for legal tender transactions and credit card transactions which have a 1.5%-4.5% voluntary tax.
Credit card operators are the original facebook+google.+AT&T+Verizon+Comcast all rolled into one.
And have the right to pay with cash.
The contract doesn't necessarily have to allow cash payments. What is written on your money is not legally binding to either party, it's just some stuff the US Treasury puts on our bills. You could argue that cash is binding to the US Treasury and perhaps to other parts of the government, because they are the ones that marked our money with the notice. So maybe you could pay the IRS in $1 bills, and win any protest they might make about it, maybe...
If the terms of the contract are not clear to either party, the not a valid contract of course. So if I assumed it was a normal store that I could use cash at like any other store, then owner doesn't get to seemingly arbitrarily decides to demand payment in a special way. If the store owner puts a sign up somewhere or tells you before you make the transaction, you can either accept the terms or walk out without partaking in goods and services.
Plastic only is a dumb policy for a store, restaurant, or bar. But you don't have a right to use cash anywhere you wish. At least not in the jurisdiction I'm familiar with (US). A municipality could require accepting cash to be part of operating a business, that would be very easy for your city, county, or state to pass. I'm not aware of any requirement by the government today, but I would be interested in being shown some references to the relevant legal code.
“Common sense is not so common.” — Voltaire
As far as I'm aware, if the rule is established and posted clearly before the transaction, most courts will find that private businesses can set any sort of policy they want - they may only accept payment in Corgis, for example. Then it's the customer's choice if they use that vendor UNDER THOSE TERMS.
But if that is not stated before the transaction, then they MUST accept US legal tender.
-Styopa
As far as peer pressure, acquire new friends. Preferably from countries (Latin America, Eastern Europe) where cash economies are the norm.
Move to Canada, where all the money is made of plastic. Problem solved.
Too brief to deserve that insightful mod, though you may have been the instigator of a productive branch of the discussion. However as I scanned it I couldn't find any clear statement of the underlying linkage. It's in my sig, actually.
The more "they" know about us, the more they can eliminate our freedom by constraining and manipulating our choices. This is why privacy is intimately linked with freedom. If you have no privacy and "they" have some reason to manipulate you (as well as immense resources), then you will have no freedom.
Freedom = (Meaningful - Coerced) Choice != (Speech | Beer^2), and sad sock puppets' bad mods avail them naught.
Any business that refuses cash is forcing their customers to accept surveillance. It's just that simple. I refuse to let some vendor of trinkets and baubles blackmail me into surrendering my privacy and autonomy.
Before you buy that burger or movie ticket, ask youself if it's worth exposing your digital footprints to a credit company, you bank, facebook, google, the federal government, Apple, your state government...
There isn't anything stopping a credit card transaction from sending the funds directly to a tax haven.
Go well
If not, you don't owe debt, and when you walk out of the bar you're not going to have lawyers come after you for your failure to close out your contractually obligated debt, you'll have the police coming after you for stealing.
Tricky, but I'll try to explain. In the scenario you mention, where you just walk out, that shows you never had the intent to pay, which is indeed theft.
But let us say that you attempt to pay by card and it is declined. Now, believe it or not, unless they can prove that you knew it was shut down, it isn't theft, but a contract violation, not criminal at all.
Same deal with trying to pay with cash and them refusing. Contract violation, not criminal. At least in most areas.
I don't read AC A human right
Note, Starbucks is a pay first, then get your drink/food place. As such, there is no dent that they have to accept cash for.
I don't read AC A human right
You are right, refusing to take cash won't cancel the debt. However, it does carry consequences. All of this depends upon exact jurisdiction, of course.
1. By offering payment that is refused, criminal charges are off the table. They aren't stealing, they attempted to pay. Thus, contract violation, civil, rather than criminal theft.
2. In many areas it stops the clock on fees and penalties for not paying immediately.
3. You may have to take them to court to be paid. However, the odds are good, especially for petty amounts and not dickhead things like bags of pennies, that the court will simply order you to take the cash.
I don't read AC A human right
somethings not right when they still want your money... just not THAT money.
You are being ripped off every second of every day, so that advertisers can help rip you off even more tomorrow.
The proper response
...my mortgage, gas bill, electric bill, cable bill, phone bill, property taxes, car insurance, water bill, credit card bill, health insurance, and car payment with cash?
to get you banned from owning credit and banking has it in for you then you're pretty well screwed already.
The solution is to build other, parallel power structures to keep those sorts of people in check. Specifically a democratic socialist government. The "socialist" part is important because you need to make sure that everybody is taken care of or sooner or later you'll end up with a large number of dispossessed who'll go find themselves a dictator like we say in China, Germany, Russia, pretty much everywhere a significant portion of the population was abandoned to survival of the fittest..
Anyway, If you don't like private companies having that much power there is a solution: Postal Banking. You've already accepted a fiat currency, so there's no point in railing against the gov't here; unless you're planing to go back to using chickens as a currency, but I wouldn't suggest it, they don't fit in any wallet you can buy on Amazon.com...
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I was once talking to an economist friend over a beer, and he idly mentioned that one way to end most crime overnight would be to replace the $1, $2, $5 and $10 bills with coins, and get rid of all paper currency. Would be VERY unpopular with the Slashdot crowd of course, but the fact remains it's pretty tricky to pay for half-a-millions bucks of heroin with 50,000 ten-dollar coins. If you assume a coin might weigh ten grams that's 500 kilograms worth of coins.
The other part of this is the fact that it's concentrating a MASSIVE amount of economic and social power in the hands of the payment processors.
Look at the issues with Patreon right now.
Do you REALLY want someone like Visa or Mastercard being able to tell your bank to drop you as a customer?
To simply refuse purchases by you because someone there doesn't agree with them?
Fuck that noise.
Chas - The one, the only.
THANK GOD!!!
This actually is very anti any that are disadvantaged.
Many poor or economically challenged if you prefer, do not have bank accounts - no debit card.
Which also means poor credit, and no credit card.
The prepaid cars have huge fees. $5-10 to load $10-100 on the card.
Cash is legal tender. Plastic is not. If I offer you cash (in reasonable denominations) to pay a debt and you refuse it, then the debt is cancelled. That's the law in Canada. Canada inherits that from British common law -- just like the US but with a later fork. This is an ancient principle, so it's likely to be the same in the US unless there was an explicit change. In this case (hair done), the debt is incurred so you don't even have the excuse of forward negotiation. For completeness: The debt can be incurred before the product is taken. If you run the items through the cash register and say "Total: $19.56", I now have a functional debt. If I hand you a $20 and walk away, the debt is paid. Of course: IANAL .. YMMV.
Sometimes boldness is in fashion. Sometimes only the brave will be bold.
Where do you think the payments for credit cards are deposited?
In a bank that need not have a physical branch or deposit ATM near the place of business, such as an online-only bank.
while posting on forum, you're totally traceable. lolz
government can build profile on your pathetic ass if it wants, you've been in "the system" system birth. remember to file for your tax refund, luddy.
After all, you can't give back a hairdo,
I had a friend who was a hairdresser once. She worked for one of those overpriced salons at the mall. She was giving a little kid a haircut once. The mother decided she needed to leave for.....something? And told her that they needed to leave. She said she hadn't finished his haircut yet, and the lady basically said: "Whatever I already paid, we're leaving!" She then pulled off his apron and took him from the chair and left.
Of course the next day she complained to management about her son receiving an "awful" haircut and demanded a refund and his hair be fixed for free.
And also "of course" the management obliged and put in a formal warning against my friend. Because retail.
Also I didn't realize there was some big issue going on about cash being used. I've not seen many (any that I can recall atm) places say cash isn't allowed.
Setting aside the fact that we don't have pound notes any more (at least in England) is there any evidence that this is true?
To have a right to do a thing is not at all the same as to be right in doing it