Not too long ago when a story like this hit all the posts chimed in about how they'd just leave and go to another better paying company that doesn't do this stuff.
I did leave my job at an H1-B employer (Bank of America Merrill-Lynch) to join a better paying startup that doesn't do this stuff.
It's pretty messed up when there a new H1-B job postings in the kitchen every week despite the fact that the office is located in the 3rd largest city in the United States and with numerous Universities nearby graduating qualified talent. I learned my lesson and will not being working for or doing business with any company that behaves this way. I wish more Americans were paying attention to what's going on around them.
You could replace the "age adjusted" fund that charges you 0.40 to 0.65 percent with an automatic stock fund and bond fund allocation, e.g. 70/30, and then just reallocate periodically.
I know splitting between equity and bonds is a typical allocation strategy, but I really feel like any bond holdings are inappropriate if you're not planning on retiring in the next ten years. The rule of thumb was always ten percent more bonds every ten years closer to retirement, but I feel like that's much too conservative.
I don't understand why the term financial advisor is used when they are just salesmen. What advice do they provide other than, "you should definitely buy our products", or maybe, "I would advise you against closing your account with us"?
I have one retirement account that's managed and another where I self-direct the investments. My self-directed account has been out-performing the one where I have an "advisor". I know I would never in a million years go to him for financial advice and am just about ready to close that particular account.
"Participating in an inclusive computing culture encompasses the following: building and collaborating with diverse computational teams, involving diverse users in the design process, considering the implication of design choices on the widest set of end users, accounting for the safety and security of diverse end users, and fostering inclusive identities of computer scientists."
As a very introverted child, this sort of curriculum would have turned me right off from programming. I was attracted to computers precisely because it was something I could do quietly by myself and away from other people.
Most in the US drive automatics, but worldwide they drive manual transmissions.
Automatics have gears as well, but most people just put the car in drive (or overdrive) and forget about it. You really should put the car in a lower gear if you're driving on slippery pavement or going downhill.
I had a Saturn SL2 with bad solenoids in the valve body (transmission would slam when engaging gears, especially reverse) and it was much more pleasant to drive with the car in 2 or 3 instead of D since I could control the shifting.
The HIPAA and HITECH Acts' Security Rule require hard drives containing personal health information (PHI) to be encrypted at rest.
Why weren't they?
Losing an encrypted drive is not a reportable incident. Losing one with 950,000 records in cleartext results in you getting your name up on the Wall of Shame at HHS' Office of Civil Rights (OCR) along with penalties of $100 to $50,000 _per_record_ up to a maximum of $1.5 million.
In this case, since Centene Corp. is guilty of "Willful Neglect", the penalty should be somewhere between $10,000 to $50,000 per record which puts them at the maximum penalty.
I don't know where you're getting your information, but it's not a good source. No one has ever died from consuming cannabis, yet you claim multiple people have. I'm curious, what were there names, where were these deaths reported?
Lighten up Francis. It may be psychotomimetic for some, but those sensations go away when the user comes down. If you experience this, then the simple solution is to not consume cannabis again.
As for psychological dependency, many things can lead to that. Typically people that become burnouts already had the type of personality to begin with. There are many brilliant people that use cannabis without issue.
Oh, some people are allergic to marijuana to the degree that smelling second hand smoke can kill them.
You need to provide a citation for this. You are not going to be able to find a report of someone dying from inhaling second-hand weed smoke because it doesn't happen.
Cracker is a word which came along much later. In fact, it came along in the late 90s and suddenly people started claiming there was a semantic distinction.
The 90's?! Try the 80's, maybe even earlier.
A cracker was someone who defeated software copy protection. You'd get cracked games on floppy disks and they'd typically have something added to the startup screen saying "Cracked by CaptainKidd".
I'm curious as to what type of Blu-ray media they're using. Discs made using photo-sensitive dyes can degrade to the point of being unreadable very quickly. M-Disc based media is supposed to be much more robust, but you pay for it.
A 25 GB M-Disc Blu-ray costs about $3 in smaller volumes. You can also buy 100 GB discs, but they are quite expensive, relatively speaking, at around $15 each. If you value your data, then you probably don't mind paying that much.
If you hunt around you may be able to find a DVD rip of the LaserDisc editions. I picked mine up many years ago from superhappyfun.com and got a copy of the Star Wars Holiday Special as a bonus(?).
These problems are all solvable with second year knowledge of computer science.
I think that's the problem for a lot of the candidates. They can hack some code together, but they don't have a solid computer science foundation.
That's my big concern with this push for code academies. They are teaching people to code, but are they teaching the underlying mathematics and computational theories?
So what you're saying is that the mathematics in the $75 book is different from the math in the $185 textbook, and that students must use the exact same book or else they won't learn the same material as the other sections?
So long as a professor is teaching to the course syllabus he should be free to use whatever training materials he feels is best for his students.
1. Security of credit cards is a non-issue for consumers. You are insured against losses over $50 and most banks will cover the entire loss.
2. Pulling a credit card out of my wallet is much easier than getting my phone, typing in the unlock password and then launching the app. If I drop the credit card, no big deal. If I drop my phone it's a problem. Also, it's easier to give someone else (friend/family) your credit card to use for a purchase than your phone.
3. Why do I care about retailers tracking my purchases from them?
Mobile payment is a solution in search of a problem.
Electric cars aren't that expensive if you're willing to buy used. Aaron Robinson picked up a used Mitsubishi i-MiEV in Chicago for $8,500. It's got a range of 50 to 70 miles.
http://www.caranddriver.com/co...
Experienced people have to either accept a lower salary or hang on to whatever job they have, because they are no in demand. I'm not saying this is right, I'm saying this is how it is.
This is complete bullshit. Experienced programmers are in very high demand right now, even more so than the mid to late 90's. It's a sellers market in Chicago.
...the driver engages the autonomous drive like they currently engage cruise-control, except that they now don't have to steer or brake. That kind of technology would probably work on limited-access freeways where pedestrians and other non-automotive vehicles are prohibited,
Mercedes already offers this technology in their cars.
Vehicles equipped with Distronic Plus and Steering Assist will auto-steer for up to ten seconds with your hands off the wheel. If you're stupid/daring you can even defeat the ten second timeout by taping a soda can to the wheel.
No such requirement exists, however, to simply visit someone's Twitter page. I see this (extremely valuable) tool as likely rewritten into a straightforward page-scraper by the end of the day. Block that, Twitter!!
I was imagining a new app where each client generates their own API key and then tweets are automatically forwarded to a third party aggregator.
My understanding is that iOS wipes the phone after 10 invalid login attempts.
A friend of mine discovered this the hard way when his phone suddenly started vibrating in his pocket. He had been pocket-dialing.
I have heard of other people who let their kids play with the phone not knowing about the auto-wipe feature.
I did leave my job at an H1-B employer (Bank of America Merrill-Lynch) to join a better paying startup that doesn't do this stuff.
It's pretty messed up when there a new H1-B job postings in the kitchen every week despite the fact that the office is located in the 3rd largest city in the United States and with numerous Universities nearby graduating qualified talent. I learned my lesson and will not being working for or doing business with any company that behaves this way. I wish more Americans were paying attention to what's going on around them.
Chicago introduced a tax last summer on streaming and cloud-based services.
http://www.theverge.com/2015/7...
I don't understand why almost no one uses their parking brake when parking. It's designed to prevent exactly these types of situations.
I know splitting between equity and bonds is a typical allocation strategy, but I really feel like any bond holdings are inappropriate if you're not planning on retiring in the next ten years. The rule of thumb was always ten percent more bonds every ten years closer to retirement, but I feel like that's much too conservative.
I don't understand why the term financial advisor is used when they are just salesmen. What advice do they provide other than, "you should definitely buy our products", or maybe, "I would advise you against closing your account with us"?
I have one retirement account that's managed and another where I self-direct the investments. My self-directed account has been out-performing the one where I have an "advisor". I know I would never in a million years go to him for financial advice and am just about ready to close that particular account.
As a very introverted child, this sort of curriculum would have turned me right off from programming. I was attracted to computers precisely because it was something I could do quietly by myself and away from other people.
You can run Docker on FreeBSD thanks to the 64-bit Linux compatibility layer that was added last year.
Most in the US drive automatics, but worldwide they drive manual transmissions.
Automatics have gears as well, but most people just put the car in drive (or overdrive) and forget about it. You really should put the car in a lower gear if you're driving on slippery pavement or going downhill.
I had a Saturn SL2 with bad solenoids in the valve body (transmission would slam when engaging gears, especially reverse) and it was much more pleasant to drive with the car in 2 or 3 instead of D since I could control the shifting.
The HIPAA and HITECH Acts' Security Rule require hard drives containing personal health information (PHI) to be encrypted at rest.
Why weren't they?
Losing an encrypted drive is not a reportable incident. Losing one with 950,000 records in cleartext results in you getting your name up on the Wall of Shame at HHS' Office of Civil Rights (OCR) along with penalties of $100 to $50,000 _per_record_ up to a maximum of $1.5 million.
In this case, since Centene Corp. is guilty of "Willful Neglect", the penalty should be somewhere between $10,000 to $50,000 per record which puts them at the maximum penalty.
I don't know where you're getting your information, but it's not a good source. No one has ever died from consuming cannabis, yet you claim multiple people have. I'm curious, what were there names, where were these deaths reported?
Lighten up Francis. It may be psychotomimetic for some, but those sensations go away when the user comes down. If you experience this, then the simple solution is to not consume cannabis again.
As for psychological dependency, many things can lead to that. Typically people that become burnouts already had the type of personality to begin with. There are many brilliant people that use cannabis without issue.
Oh, some people are allergic to marijuana to the degree that smelling second hand smoke can kill them.
You need to provide a citation for this. You are not going to be able to find a report of someone dying from inhaling second-hand weed smoke because it doesn't happen.
I also believe BIA 10-2474 is the compound based on what I've been able to piece together via web searches.
Here are the sources I located:
http://www.biocentury.com/prod... http://www.insurancejournal.co...
This is truly tragic, God help the people affected.
Cracker is a word which came along much later. In fact, it came along in the late 90s and suddenly people started claiming there was a semantic distinction.
The 90's?! Try the 80's, maybe even earlier.
A cracker was someone who defeated software copy protection. You'd get cracked games on floppy disks and they'd typically have something added to the startup screen saying "Cracked by CaptainKidd".
I'm curious as to what type of Blu-ray media they're using. Discs made using photo-sensitive dyes can degrade to the point of being unreadable very quickly. M-Disc based media is supposed to be much more robust, but you pay for it.
A 25 GB M-Disc Blu-ray costs about $3 in smaller volumes. You can also buy 100 GB discs, but they are quite expensive, relatively speaking, at around $15 each. If you value your data, then you probably don't mind paying that much.
If you hunt around you may be able to find a DVD rip of the LaserDisc editions. I picked mine up many years ago from superhappyfun.com and got a copy of the Star Wars Holiday Special as a bonus(?).
These problems are all solvable with second year knowledge of computer science.
I think that's the problem for a lot of the candidates. They can hack some code together, but they don't have a solid computer science foundation.
That's my big concern with this push for code academies. They are teaching people to code, but are they teaching the underlying mathematics and computational theories?
So what you're saying is that the mathematics in the $75 book is different from the math in the $185 textbook, and that students must use the exact same book or else they won't learn the same material as the other sections?
So long as a professor is teaching to the course syllabus he should be free to use whatever training materials he feels is best for his students.
Mobile payment is a solution in search of a problem.
Electric cars aren't that expensive if you're willing to buy used. Aaron Robinson picked up a used Mitsubishi i-MiEV in Chicago for $8,500. It's got a range of 50 to 70 miles. http://www.caranddriver.com/co...
Experienced people have to either accept a lower salary or hang on to whatever job they have, because they are no in demand. I'm not saying this is right, I'm saying this is how it is.
This is complete bullshit. Experienced programmers are in very high demand right now, even more so than the mid to late 90's. It's a sellers market in Chicago.
Sue for age discrimination. They'll probably settle :)
Why can't the students simply go to a public library and use the computers there? Or go to a friend's house and use their computer?
Typewriters are pretty cheap on eBay these days too.
...the driver engages the autonomous drive like they currently engage cruise-control, except that they now don't have to steer or brake. That kind of technology would probably work on limited-access freeways where pedestrians and other non-automotive vehicles are prohibited,
Mercedes already offers this technology in their cars.
http://techcenter.mercedes-ben...
Vehicles equipped with Distronic Plus and Steering Assist will auto-steer for up to ten seconds with your hands off the wheel. If you're stupid/daring you can even defeat the ten second timeout by taping a soda can to the wheel.
No such requirement exists, however, to simply visit someone's Twitter page. I see this (extremely valuable) tool as likely rewritten into a straightforward page-scraper by the end of the day. Block that, Twitter!!
I was imagining a new app where each client generates their own API key and then tweets are automatically forwarded to a third party aggregator.
There would be no central account to block.