When you sign HoA or CCR paperwork you are legally granting them the right to invade your privacy in upholding the contract.
Same thing is true if you signup for one of those Car insurance plans that monitor your driving habit by plugging their device into your ODB-II connector. It wirelessly reports your speed, location, etc directly to the company.
Also, if you don't trust the person your accepting the check from, don't accept it.
And there is still a paper check, just that you the consumer now has it instead of it sitting in a branch, being shipped to a check processing facility and likely it has just two fingerprints on it now instead of the hundreds between the time it left your hand at a branch and final processing.
1) Nice of you to deposit a fraudulent check to your account. Mr FBI Agent will now place a lock on your account and seize all funds pending a several month if not year+ long investigation. You have to have an account that allows this type of deposit. That $1000 you just attempted to steal has now tied up all your funds. Additionally, most banks aren't allowing someone to use remote deposit technologies till they have been a member for at least a few months.
2) Is Mr Victor Timothy named the same as yourself?
3) How is it you have access to said check?
Remember, checks are not legal tender. They are a promise that X's financial institution will transfer available funds to Y's financial institution based on a whole fleet of criteria (avaiable funds, account in good standing, etc). The FDIC keeps records of check transactions so you can't simply deposit it via this system and try and deposit the paper copy at another bank/account.
Simple, funds really aren't in your account till money is transferred from the check writers account. If you, the consumer, is accepting a check it's your legal obligation to trust the person writing it.
Checks are a form of "I trust that you have the money in your account and it will be transferred from your financial institution to mine in a timely manner." If you don't trust the person writing you a check, don't accept it and only accept cash.
We are in the process of rolling out this same sort of program at our company as well (as I've been building about a dozen servers to support it). We've had the ability to deposit by mail for ages and this is the next logical step.
With most of our userbase being military and deployed to locations where they cannot access any branch services at all. Our userbase has become tech savvy enough to support a system like this. The largest impediment to implementing a system like this has been having the tech easy enough to use a "non-geek" can perform the tasks necessary without needing a large amount of training.
To those saying "What if I want to deposit counterfit checks". Well several systems are in place to prevent or at least mitigate that damage. You are only allowed to deposit up to a certain amount via the system (and have funds immediately accessible), the checks are processed real-time and won't be accepted without several validity checks passing and the account money is being collected from also happens as close to real-time as possible. Remember, just cause you deposit a check doesn't mean it can't bounce, that money is not truely in your account until funds are transferred from the check writers account. If you have those funds available for use immediately, it's because your financial institution trusts you to now deposit bad checks.
The the comment above about "great, just what I want, images of checks on my phone". The application itself handles taking the photo and no local copy is retained on the phone after the process is completed. (The image of the check is still available on the company's servers for review just like if you mailed in checks or deposited them via our branches.)
Back in the misty reaches of antiquity (at least in net terms) of 1993, there was a collaboration between Virginia Tech, City of Blacksburg and Verizon. What resulted was something called "Blacksburg Electronic Villiage".
They wired the entire town with fiber, and residents could get a 100mbps Ethernet connection to a Internet connected municipal network.
Made frontpage news on Wired and other computer related publications of the time (remember this was at the dawn of the internet and.com boom) as the "Most connected town in america" and even made it into Guiness world record as such in 1998.
However, project mismanagement and cost overruns by Verizon caused the project to fold in early 2001. A local ISP has taken over portions of the network once maintained by the project and continues to provide 100mbps ethernet services to some of the community.
I already had my first webserver up and running via a 115200kbps ROLM phone network connection. I was using ICQ (I was one of the first users of ICQ. 565xxx number) and it *wasn't* owned by AOHell. IRC is where you got warez from as well as pr0n. Undernet and Alternet were usual hangouts. I bought my first Seagate 1GB harddrive. ($250 at the time) 19" CRT monitors were the big boys at the time. (With the exception of a few high end graphics stations in the media labs.)
...a young woman was killed by a de-orbiting tool today. Where she has joined the ranks of the undead in helping procure souls from people to help them pass beyond death. Later to be made into a great TV series by Showtime showing Gen-Y apathy and angst.
I setup a watercooled system for a small business once.
We created a custom setup for an HP Rack Cabinet using 3" PVC with 3/4" leads off off into each server, then 3/4" leads back out to another 3" PVC, which ran to a 30 gallon resivour before running outside to a set of 3 heat exchangers we were able to get for cheap via surplus. Each heat exchanger had 3/4" piping and a seperate pump and fan assembly. (about the size of a house heat pump exchanger.)
We programmed a PIC to monitor water temps and switch on the heat exchanger pumps and fans depending on load, with a minimum of one running all the time.
During the summer all 3 would run at peak, and during the winter only one would be on.
In VA the summer temps never peak above 95'F. I think the highest they have ever recorded on the hot-side temp sensor was 100'F (and 5'F rise over ambient for a whole server rack is not bad).
It was a lot of fun to build, but for an enterprise setup, a raised floor datacenter with proper Leibert cooling systems is the way to go. I would say more than two racks and your talking at the very least an industrial AC system w/ humidity controls (too dry == bad).
The crusoe had one notible fact that ultimately caused its demise.
They had to have an emulation layer running onto of their CPU to be able to handle x86 microcode. This caused their processor to not run as efficiently as advertised. Yeah they had great low power CPU's, but they were painfully slow.
Hmm lets see, about 1/2 the Panel is made up of CEO's and Prisident/Founders of various businesses. People so far removed from the technology they work in they probably couldn't tell you how their own products actually work.
Most of the other half are made up of Salesmen, Journalists, Evangelists and Marketing agents. People who don't know the right end of a lightbulb usually.
I saw maybe 2-3 people in that whole list that *might* have a clue about how technology works.
CES needs to get a new panel of judges who know their stuff. Maybe get some leading professors in the field to come judge? How about senior product "Engineers", you know the people actually making the stuff that ends up in CES?
Welcome to being locked into using only Verizon from now on. Yep, when they installed that shiny new fiber line they cut your copper. Which means if you ever want to leave Verizon you will have to pay "Installation from Street to premesis, including parts & labor". (Typically that cost is minimum $400 and usually more like $1500.)
Also, Verizon's new fiber network is not an open network, which means they don't have to share that network with any other providers....ever.
And to top the cake, do you trust Verizon not to make arbitrary and bad judgements? I know several people who had their service terminated for the same reason people are complaining about Comcast.
Might want to do your research a bit more. OpenBSD is very useful for VPN Tunnels, Firewalls (some of the easiest to configure and most powerful), routers, etc.
I run OpenBSD as a firewall OS and I challenge anyone to gain root on a similar setup, since it has no IPs on it's interfaces it might be a bit hard.
This is not targeted at the Consumer market. This *is* marketed at the software and developer markets. Typically those already running VMWare's ESX products or similar tech.
Basically it means faster startup time and possibly faster performance for VM servers.
I'm suprised they are sticking to the 100mW provided by the Linksys unit. There are a LOT of signal amplifiers for 802.11 and I bet pumping that signal up to 1W would allow them something closer to the 11mb with less noise.
Since it's Venezuela I bet they don't have any regulations on transmission power either.
I have setup systems using the same hardware they are using for an old neighbor of mine who wanted to link his horse barn to his home network so he could install security cameras. I set him up with a since "Cantenna" set and some Axis Internet based security cameras.
This summer I get to help a neighbor of my father's leach DSL off my father since he's outside of DSL range. Roughly a 3/4 mile run across open water. Two DSL dish based Cantenna setups waiting for my father and his neighbor to put up the poles I will mount the dishes to. I'm hoping to push the full 54Mbps, but will likely only get 11mbps. But then anything better than the 22.4kbps dilaup he's currently getting is probably fine with him.
How remote is remote? Are we talking over the internet/sms or are we talking if you control a cell tower?
When you sign HoA or CCR paperwork you are legally granting them the right to invade your privacy in upholding the contract.
Same thing is true if you signup for one of those Car insurance plans that monitor your driving habit by plugging their device into your ODB-II connector. It wirelessly reports your speed, location, etc directly to the company.
This is where you take some time, do some traveling, see the world and not be stuck behind a desk.
Enjoy the much needed vacation. Wherever you end up I'm sure we'll hear from you again.
As close to real-time processing as possible.
Also, if you don't trust the person your accepting the check from, don't accept it.
And there is still a paper check, just that you the consumer now has it instead of it sitting in a branch, being shipped to a check processing facility and likely it has just two fingerprints on it now instead of the hundreds between the time it left your hand at a branch and final processing.
Hmmm lets see.
1) Nice of you to deposit a fraudulent check to your account. Mr FBI Agent will now place a lock on your account and seize all funds pending a several month if not year+ long investigation. You have to have an account that allows this type of deposit. That $1000 you just attempted to steal has now tied up all your funds. Additionally, most banks aren't allowing someone to use remote deposit technologies till they have been a member for at least a few months.
2) Is Mr Victor Timothy named the same as yourself?
3) How is it you have access to said check?
Remember, checks are not legal tender. They are a promise that X's financial institution will transfer available funds to Y's financial institution based on a whole fleet of criteria (avaiable funds, account in good standing, etc). The FDIC keeps records of check transactions so you can't simply deposit it via this system and try and deposit the paper copy at another bank/account.
Simple, funds really aren't in your account till money is transferred from the check writers account. If you, the consumer, is accepting a check it's your legal obligation to trust the person writing it.
Checks are a form of "I trust that you have the money in your account and it will be transferred from your financial institution to mine in a timely manner." If you don't trust the person writing you a check, don't accept it and only accept cash.
We are in the process of rolling out this same sort of program at our company as well (as I've been building about a dozen servers to support it). We've had the ability to deposit by mail for ages and this is the next logical step.
With most of our userbase being military and deployed to locations where they cannot access any branch services at all. Our userbase has become tech savvy enough to support a system like this. The largest impediment to implementing a system like this has been having the tech easy enough to use a "non-geek" can perform the tasks necessary without needing a large amount of training.
To those saying "What if I want to deposit counterfit checks". Well several systems are in place to prevent or at least mitigate that damage. You are only allowed to deposit up to a certain amount via the system (and have funds immediately accessible), the checks are processed real-time and won't be accepted without several validity checks passing and the account money is being collected from also happens as close to real-time as possible. Remember, just cause you deposit a check doesn't mean it can't bounce, that money is not truely in your account until funds are transferred from the check writers account. If you have those funds available for use immediately, it's because your financial institution trusts you to now deposit bad checks.
The the comment above about "great, just what I want, images of checks on my phone". The application itself handles taking the photo and no local copy is retained on the phone after the process is completed. (The image of the check is still available on the company's servers for review just like if you mailed in checks or deposited them via our branches.)
The Annals of Improbable Research, a published journal, has been doing this since 1995. http://improbable.com/
- Current Subscriber
-- Has been since 1995
---Has every issue published since the start
---- Homemade zygotes. Just like Mom’s. BOX 48.
Back in the misty reaches of antiquity (at least in net terms) of 1993, there was a collaboration between Virginia Tech, City of Blacksburg and Verizon. What resulted was something called "Blacksburg Electronic Villiage".
They wired the entire town with fiber, and residents could get a 100mbps Ethernet connection to a Internet connected municipal network.
Made frontpage news on Wired and other computer related publications of the time (remember this was at the dawn of the internet and .com boom) as the "Most connected town in america" and even made it into Guiness world record as such in 1998.
However, project mismanagement and cost overruns by Verizon caused the project to fold in early 2001. A local ISP has taken over portions of the network once maintained by the project and continues to provide 100mbps ethernet services to some of the community.
http://en.wikipedia.org/wiki/Blacksburg_Electronic_Village
Nah, load NextStep 3.2 onto it. (Yes it can be done.)
Tribes 1 with Chivalry mod v2 with addons. (No clientside install required.)
Lets get some parabolic disk jumps going!
I already had my first webserver up and running via a 115200kbps ROLM phone network connection.
I was using ICQ (I was one of the first users of ICQ. 565xxx number) and it *wasn't* owned by AOHell.
IRC is where you got warez from as well as pr0n. Undernet and Alternet were usual hangouts.
I bought my first Seagate 1GB harddrive. ($250 at the time)
19" CRT monitors were the big boys at the time. (With the exception of a few high end graphics stations in the media labs.)
Ahh yes, the bunny & girl escort quest.
"Hey little girl, there is a frikken road RIGHT OVER THERE WHERE THERE ARE NOT WOLVES and BEARS!"
Sometimes they put quest npc's in dumb locations.
Wyrdone - Shadowsong-US, Alliance.
...a young woman was killed by a de-orbiting tool today. Where she has joined the ranks of the undead in helping procure souls from people to help them pass beyond death. Later to be made into a great TV series by Showtime showing Gen-Y apathy and angst.
I setup a watercooled system for a small business once.
We created a custom setup for an HP Rack Cabinet using 3" PVC with 3/4" leads off off into each server, then 3/4" leads back out to another 3" PVC, which ran to a 30 gallon resivour before running outside to a set of 3 heat exchangers we were able to get for cheap via surplus. Each heat exchanger had 3/4" piping and a seperate pump and fan assembly. (about the size of a house heat pump exchanger.)
We programmed a PIC to monitor water temps and switch on the heat exchanger pumps and fans depending on load, with a minimum of one running all the time.
During the summer all 3 would run at peak, and during the winter only one would be on.
In VA the summer temps never peak above 95'F. I think the highest they have ever recorded on the hot-side temp sensor was 100'F (and 5'F rise over ambient for a whole server rack is not bad).
It was a lot of fun to build, but for an enterprise setup, a raised floor datacenter with proper Leibert cooling systems is the way to go. I would say more than two racks and your talking at the very least an industrial AC system w/ humidity controls (too dry == bad).
Oh yes, and your city will come slap you with a huge fine or just cut off your water after you go through a couple million gallons in a month.
What you were thinking of is Transparent Alumina, an Aluminium Oxide Ceramic.
http://physicsworld.com/cws/article/news/20033
It does *NOT* conduct electricity (at least at room temperature) and if it's a superconductor at lower temperatures I don't know.
However, you *could* coat a window made from Transparent Alumina with a Photovoltaic ink ( http://physicsworld.com/cws/article/news/20033 ) and get a stronger, more durable window with photovoltaic properties. Maybe for those impractical windows shown in the 1950's concept art for habitations on the moon. ( http://moon.jaxa.jp/ja/gallery/moon_base/IMAGE/moon_base06_s.jpg ).
Well since the Crusoe only topped out at about as fast a P3 Celeron, the Atom would be a LOT faster.
The crusoe had one notible fact that ultimately caused its demise.
They had to have an emulation layer running onto of their CPU to be able to handle x86 microcode. This caused their processor to not run as efficiently as advertised. Yeah they had great low power CPU's, but they were painfully slow.
I knew several people who worked for Transmeta till the very end and I toured their offices in Silly Valley back in 2003.
http://picasaweb.google.com/wyrdone/SanFran2003/photo#5207752040320220466
http://picasaweb.google.com/wyrdone/SanFran2003/photo#5207752091859828034
Hmm lets see, about 1/2 the Panel is made up of CEO's and Prisident/Founders of various businesses. People so far removed from the technology they work in they probably couldn't tell you how their own products actually work.
Most of the other half are made up of Salesmen, Journalists, Evangelists and Marketing agents. People who don't know the right end of a lightbulb usually.
I saw maybe 2-3 people in that whole list that *might* have a clue about how technology works.
CES needs to get a new panel of judges who know their stuff. Maybe get some leading professors in the field to come judge? How about senior product "Engineers", you know the people actually making the stuff that ends up in CES?
Welcome to being locked into using only Verizon from now on. Yep, when they installed that shiny new fiber line they cut your copper. Which means if you ever want to leave Verizon you will have to pay "Installation from Street to premesis, including parts & labor". (Typically that cost is minimum $400 and usually more like $1500.)
Also, Verizon's new fiber network is not an open network, which means they don't have to share that network with any other providers....ever.
And to top the cake, do you trust Verizon not to make arbitrary and bad judgements? I know several people who had their service terminated for the same reason people are complaining about Comcast.
Might want to do your research a bit more. OpenBSD is very useful for VPN Tunnels, Firewalls (some of the easiest to configure and most powerful), routers, etc.
b le_firewall.html
I run OpenBSD as a firewall OS and I challenge anyone to gain root on a similar setup, since it has no IPs on it's interfaces it might be a bit hard.
http://www.openlysecure.org/openbsd/how-to/invisi
This is not targeted at the Consumer market. This *is* marketed at the software and developer markets. Typically those already running VMWare's ESX products or similar tech.
Basically it means faster startup time and possibly faster performance for VM servers.
x86 afaik has never been implemented on a RISC architecture outside of anything other than a lab context. It's CISC that is the primary core for x86.
t ml
http://arstechnica.com/cpu/4q99/risc-cisc/rvc-1.h
I'm suprised they are sticking to the 100mW provided by the Linksys unit. There are a LOT of signal amplifiers for 802.11 and I bet pumping that signal up to 1W would allow them something closer to the 11mb with less noise.
Since it's Venezuela I bet they don't have any regulations on transmission power either.
I have setup systems using the same hardware they are using for an old neighbor of mine who wanted to link his horse barn to his home network so he could install security cameras. I set him up with a since "Cantenna" set and some Axis Internet based security cameras.
This summer I get to help a neighbor of my father's leach DSL off my father since he's outside of DSL range. Roughly a 3/4 mile run across open water. Two DSL dish based Cantenna setups waiting for my father and his neighbor to put up the poles I will mount the dishes to. I'm hoping to push the full 54Mbps, but will likely only get 11mbps. But then anything better than the 22.4kbps dilaup he's currently getting is probably fine with him.