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California Healthcare Provider Wants Illness-Predicting Algorithm

alphadogg writes "The Heritage Provider Network wants to do for healthcare what technology in the film Minority Report did for police work. In other words, it wants to use technology to pre-emptively predict when illness is likely to strike and take measures to prevent costly hospitalizations. This week Heritage announced that it was offering a prize of $3 million for any developer who successfully created a 'breakthrough algorithm that uses available patient data, including health records and claims data, to predict and prevent unnecessary hospitalizations.'"

341 comments

  1. UPenn tried doing by dimethylxanthine · · Score: 2, Interesting

    something similar - http://gosset.wharton.upenn.edu/mortality/
    All they have to do now, is get the source, fork it on github, and add a few conditions for... well, conditions.

    Let's see some academic collaboration happening OSS style!

  2. Really? by Anonymous Coward · · Score: 2, Insightful

    'breakthrough algorithm that uses available patient data, including health records and claims data, to predict and prevent unnecessary hospitalizations.'"

    By removing them from the list?
    "Sorry, you're statistically not interesting for us anymore..."

    1. Re:Really? by click2005 · · Score: 5, Interesting

      or...

      "Statistically you're likely to get so your premiums are going up by 588%"

      or...

      "There is a 22% likelihood that one of your kidneys will fail within 5 years, 44% for leukaemia blah blah.. how about one of our body scans??"

      or..

      Patient: Can I see a doctor?
      HCP: Doctor? We dont need doctors.
      Patient: But I'm sick. I think my kidneys are failing.
      HCP: I dont think thats very likely. According to our software you only have a 2% chance of kidney failure. Its probably just gas.

      --
      I am a free slashdotter. I will not be modded, blogged, DRM'd, patented, podcasted or RFID'd. My life is my own.
    2. Re:Really? by Anonymous Coward · · Score: 0

      Based on past experience a MSCP could easily handle this task in a manner that would be both computationally efficent and ethically sound. It's well worth looking into proper certification for anyone that's found their career in a hole and wants to find new and exciting opportunities.

    3. Re:Really? by Ferzerp · · Score: 2

      All of the comments I see here take a cynical view. Here is the alternative.

      Person X is insured by company Y

      Person X has made claims r, s, t, etc.

      Company Y sees the claims, realizes that based on statistics, person X may be progressing to condition Z.

      Condition Z is preventable, managable if treated early. If early treatment/prevention does not occur, person X is in for an expensive, unpleasant future, and company Y has to foot the bill.

      With prevention, company Y saves money, person X saves money (out of pocket costs for extensive medical treatment) and suffering. Company Y continues collecting its insurance premium.

      How is this a bad scenario exactly?

      You can complain about the use, but a tool (in this case a predictive model) is just a tool.

    4. Re:Really? by Sarten-X · · Score: 1

      But this is Slashdot!

      Such a horribly rational view ignores the blatant invasion of privacy involved! Lying to doctors, denying preventative care, and having delusions of perfection are all natural rights, guaranteed in the Constitution, the Magna Carta, and the Emancipation Proclamation! Please, think of the children! What will the effect be on their self-esteem if a doctor tells them they have a risk of diabetes, and have to go get a scary test?

      It's like the insurance companies raising premiums for habitually driving recklessly. I know I'm the best driver on the roads, so I can drive however I want. All my accidents have been caused by those other drivers getting in the way! These companies should be forced to serve me how I want, when I want, without concern for any of those ridiculous "expenses" they keep talking about. They're corporations! They shouldn't have any rights, and that means they don't have the right to not be my slaves!

      </sarcasm>

      --
      You do not have a moral or legal right to do absolutely anything you want.
    5. Re:Really? by 0100010001010011 · · Score: 1

      Or maybe it could be used in a Humaine country to further reduce health care costs and extend longevity.

    6. Re:Really? by Alex+Belits · · Score: 1

      How would that differ from not denying treatment in the first place? Doctors are supposed to make diagnosis when anything happens that produces a record in the patient's history anyway.

      --
      Contrary to the popular belief, there indeed is no God.
    7. Re:Really? by TapeCutter · · Score: 1

      Yeah they could do that but it's an insurance company not a health provider so my money says they will use it to build better actuary tables.
      "Cynicism is an unpleasant way of saying the truth". - Lillian Hellman

      --
      And did you exchange a walk on part in the war for a lead role in a cage? - Pink Floyd.
    8. Re:Really? by truk138 · · Score: 0

      a tool may be just a tool, but insurance companies are in the business of making money. and we have all seen how greed is tearing systems apart

    9. Re:Really? by khallow · · Score: 1

      a tool may be just a tool, but insurance companies are in the business of making money. and we have all seen how greed is tearing systems apart

      Oh no, another meaningless whine about "greed". Here's my take. Build a universe that doesn't have conflicts of interest. Then we'll all go move over there and have fun. In the meantime, suck it up and learn how to deal with the fact that almost no one has you as one of their top priorities.

    10. Re:Really? by Fujisawa+Sensei · · Score: 1

      That's what they're going to say. But insurance companies are going to maximize profits, so you may or may not get the early treatment depending on what the insurance company thinks is most profitable for them. But your insurance premiums will also go up because the actuaries will categorize you into a higher risk group.

      When it comes to insurance, the worst case is usually overly optimistic.

      --
      If someone is passing you on the right, you are an asshole for driving in the wrong lane.
    11. Re:Really? by ultranova · · Score: 1

      How is this a bad scenario exactly?

      It's not bad, it's just unlikely. After all, compared to insurance firms - especially medical insurance firms - lawyers, politicians, and even the RIAA itself are shining pillars of ethical perfection.

      Anyone who goes after this price money is committing murders. Seriously.

      --

      Forget magic. Any technology distinguishable from divine power is insufficiently advanced.

    12. Re:Really? by bstender · · Score: 1

      False dichotomy; either be a slave to corporate greed or move to a new universe.
      clearly we could just move to Canada and save on airfare.

      --
      look sig is kool
    13. Re:Really? by khallow · · Score: 1

      False dichotomy; either be a slave to corporate greed or move to a new universe.

      I still like it. Cuts down on the useless whining in the internets. Fallacies can be useful as in this case.

      clearly we could just move to Canada and save on airfare.

      If only Canada didn't have greed, then you'd be right. But they have thinking beings up there.

    14. Re:Really? by NeutronCowboy · · Score: 1

      Here's the problem: the way that this is progressing, each person will pay exactly the cost of their medical services + administrative overhead. This is not insurance anymore, this is just paying someone to move bills and paperwork around.

      Prevention does enter into it, and it means that insurance companies will be able to work more effectively towards it. But it also means that insurance rates will go up to make each individual profitable, or at least make the individual statistically profitable. As statistics improve and long-term health prediction improves, each individual will be asked to pay more and more of the cost that they generate. This is great if you're rich, where you're doing that already anyway. It blows if you're poor.

      --
      Those who can, do. Those who can't, sue.
    15. Re:Really? by GrumpySteen · · Score: 2

      Company Y sees the claims, realizes that based on statistics, person X may be progressing to condition Z. ...
      How is this a bad scenario exactly?

      You have a test and you find out that your PSA level is elevated. Your doctor tells you that, based on the lack of cancer in your family history, your age and the fact that you had severe complications the last time you had a biopsy, it would be best to just repeat the PSA test again in a year or two and not worry about it otherwise.

      The elevated PSA level gets reported to Company Y, however, and their viewpoint is that the statistical chances of a person with an elevated PSA level developing expensive-to-treat cancer justifies the cost of a relatively inexpensive biopsy.. You're informed that you have to get a biopsy or you will lose your insurance.

      Corporations are not trained doctors and cannot replace them. They should not be allowed to dictate required medical treatment to their customers and your scenario puts the corporation in a position to do exactly that and gives them the financial incentive to do so.

    16. Re:Really? by Angua · · Score: 1

      All of the comments I see here take a cynical view.

      Considering that the discussion involves an insurance company, a cynical view is kind of inevitable.

      You can complain about the use, but a tool (in this case a predictive model) is just a tool.

      I don't think it's the tool as such which is the problem, but the many, varied, obvious ways in which it could be misused.

      --
      I am not a vegetarian werewolf.
    17. Re:Really? by Anonymous Coward · · Score: 0

      What does Mass Storage Control Protocol have to do with health?

    18. Re:Really? by Motard · · Score: 2

      It's not a health insurance company. It's a provider network. The benefit to them is that if the doctors in their network are able to head off problems before hospitalization is needed they can show health insurers that their network reduces costs so that health insurers will make them their in-network plan. This will incentivize patients to go to their doctors. The insurance companies then pay the network a per-member monthly access fee.

    19. Re:Really? by IonOtter · · Score: 2

      This is my hope also, but let's be honest here?

      HCP can save $$ by predicting a pre-emergent condition that will cost less to treat if nipped in the bud.

      Or...

      HCP can save $$$$$$$$ by taking the patient's money, and then dumping the patient at a statistically predicted time when the pre-emergent condition can be expected to start manifesting.

      Cynicism is optimism colored by experience.

      --
      [End Of Line]
    20. Re:Really? by cayenne8 · · Score: 1

      Or maybe it could be used in a Humaine country to further reduce health care costs and extend longevity.

      Yeah...but those countries are gonna get fewer and further in between, as that so many of them are going broke and can't afford to pay for everyone to have all the health coverage they desire.

      --
      Light travels faster than sound. This is why some people appear bright until you hear them speak.........
    21. Re:Really? by hesaigo999ca · · Score: 1

      When you plainly describe it this way, I agree with you exactly on what you say, however....
      here is what really happens in an insurance company (experience working at 3 diff.)

      Person X is insured by company Y

      Person X has made claims r, s, t, etc.

      Company Y sees the claims, realizes that based on statistics, person X may be progressing to condition Z.

      Condition Z is preventable, managable if treated early....but not knowing how late they are Company Y makes the Person X premiums for next year almost impossible to pay, and forces them to stop being covered.

      With THIS model company Y saves money earlier and without all the extra cost of paper trails and investigation so that , person X now has to go somewhere else and start new, usually will hit a brick wall because at some point, Condition Z wont be touched with a 10 foot pole by any company.

      Company Y continues collecting its insurance premium for all its other clients no problem.

      This is a real life scenario , pretty bad ey?

    22. Re:Really? by 0100010001010011 · · Score: 1

      Unlike the US which isn't going broke and has plenty of surplus money to spend on the military.

    23. Re:Really? by Quiet_Desperation · · Score: 1

      But they have thinking beings up there.

      Well, sort of.

    24. Re:Really? by bstender · · Score: 1

      If only Canada didn't have greed, then you'd be right. But they have thinking beings up there.

      ooh nice one Zarathustra... you've shown us the critical difference between 'thinking' and 'wisdom'.

      --
      look sig is kool
    25. Re:Really? by CycleMan · · Score: 1

      As statistics improve and long-term health prediction improves, each individual will be asked to pay more and more of the cost that they generate. This is great if you're rich, where you're doing that already anyway. It blows if you're poor.

      Wrong. It's great if you're in good health and tough if you're in poor health. Look, somebody has to pay the cost of health care. It could be you, or your employer, or your parents, or their employer, or all taxpayers nationwide (via the federal government), or all taxpayers within a region (for state and municipal health care), or a combination therein. The money has to come from somewhere, and many people are blissfully oblivious to it.

      I agree it could be abused, and depending on your theory of economics and markets, we could see situations where insurance costs go up to pad profit margins of the insurance companies. I also see that if they are able to generate this information, they have an ethical obligation to share it with the individuals in question. This puts greater responsibility on you to take care of your health, and greater incentive to do so as well. Frankly, I would value the information of "based on x and y, we think you're headed toward z, and here's how to take action now and get to z' instead."

    26. Re:Really? by Anonymous Coward · · Score: 0

      Why don't insurance companies get out of the insurance racket?

      They are a for profit organization, and not in the helping people business.

      Government paid healthcare helps people better in Canada than insurance companies that refuse to pay for stuff.

      I know!

    27. Re:Really? by Anonymous Coward · · Score: 0

      This is a good use, yes, and one I'd love to see. However, based on how insurance companies tend to function in the US, we will definitely face the alternative scenarios as well - particularly those where it's hard to verify.

  3. Predict and disqualify customers, you mean. by mattcsn · · Score: 5, Insightful

    "New care plans and strategies" sounds like HMO-speak for "cut off people before they cost us more than we soak in from them".

    1. Re:Predict and disqualify customers, you mean. by maxume · · Score: 0

      Right, because people aren't at all inclined to be morons or to dislike going to the doctor, so they never-ever put off a visit until things have reached the point of horror.

      The only explanation for a care provider doing anything ever is that they are trying to screw their patients (the company running this contest really is one of the ones that sends bills to the insurance industry).

      --
      Nerd rage is the funniest rage.
    2. Re:Predict and disqualify customers, you mean. by deadweight · · Score: 1

      +100000! Hmmm - Our program says NO INSURANCE FOR YOU!

    3. Re:Predict and disqualify customers, you mean. by Kokuyo · · Score: 1

      You act as if going to doctors was healthy in the first place. If you have a good one, certainly, but my experience with them makes me wary.

    4. Re:Predict and disqualify customers, you mean. by Anonymous Coward · · Score: 1

      Since the Supreme Court decided that HMOs are in business to make money and not to provide care, I'd say that an announcement of a $3 million prize for an algorithm to "avoid hospitalization" is an end-run around the pre-existing condition exclusion ban.
      After all, it's sound business strategy to tailor your business practices to comply with new laws. And statistically proving that insuring a person's health is a sucker bet isn't discrimination.
      Until you consider the human suffering.

    5. Re:Predict and disqualify customers, you mean. by maxume · · Score: 1

      Sure. I only go to the doctor when I think I need it. I can see the value in doing more routine checkups, but I would have to pay for them directly, so I don't.

      I'm talking about the people that, for example, wait until their abscess reaches grapefruit size, or ignore their persistent hacking cough, or ignore the loss of feeling in their feet.

      --
      Nerd rage is the funniest rage.
    6. Re:Predict and disqualify customers, you mean. by PJ6 · · Score: 2

      "New care plans and strategies" sounds like HMO-speak for "cut off people before they cost us more than we soak in from them".

      This gets at the heart of why a for-profit model may be inappropriate for some industries.

    7. Re:Predict and disqualify customers, you mean. by Anonymous Coward · · Score: 0

      You say that like healthcare isn't just a big pyramid scheme...

    8. Re:Predict and disqualify customers, you mean. by oh_my_080980980 · · Score: 1

      Nice one troll. Yeah because it's the sick person's fault. It's not like health insurance companies deny people coverage or treatment because of prior conditions or cost. It's not like Pharmaceutical companies push drugs that patients don't need. It's not like health care bills aren't expensive so people have to chose between food on the table and going to the doctor.

      Assuming you're specious argument hols water, you ever think that the person with a large abscess has one because the don't have health insurance or can't afford the treatment.

      Ignorant SOB.

    9. Re:Predict and disqualify customers, you mean. by maxume · · Score: 1

      Hey, I'm not opposed to some sort of universal health system in the U.S., a wealthy society has to be a little insane to let people go without medical treatment.

      But people really do avoid going to the doctor, and people that don't have insurance would be a lot smarter to freak out about the quarter sized abscess, it will cost them less in every way.

      --
      Nerd rage is the funniest rage.
    10. Re:Predict and disqualify customers, you mean. by archen · · Score: 1

      I'm sure that would be blocked by legislation. Politicians would be more than happy to run to the aid of the weak if they can spin it out like they're a champion of justice. Personally I could see this as being a valuable tool for other reasons. Many companies can project costs and make adjustments on future strategies. For example if they could predict an influx of some type of illness, they could better prepare themselves to deal with that cost instead of being reactionary as they're forced to be now. Not to say that excessive forecasting wouldn't be just as dangerous, if not more so; but I could see some value to this.

    11. Re:Predict and disqualify customers, you mean. by Anonymous Coward · · Score: 0

      Actually, it gets to the heart of why a model where the consumer has zero incentive to find a cheaper price, and so the providers simply charge what they damn well please is inappropriate for *any* industry.

      See here [http://www.bloomberg.com/news/2011-03-24/ultrasound-at-59-490-is-outrage-in-aetna-claim-against-doctors.html]

    12. Re:Predict and disqualify customers, you mean. by Anonymous Coward · · Score: 0

      Yup!

      Moreover, how exactly does an 'illness -predicting algorithm' get more, and cheaper medicine to those who need it at the times they need it, and without hospital or provider interference?

      It won't be the economy that does the US in, it will be the bureaucracy

      The Vogons would approve of this measure.

    13. Re:Predict and disqualify customers, you mean. by mwvdlee · · Score: 1

      * not from the USA.

      Is an HMO legally allowed to cut off people who are currently insured with the HMO?

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    14. Re:Predict and disqualify customers, you mean. by NoSig · · Score: 4, Informative

      That is exactly what insurance is about - distribute predictable risk at a cost. It is not about the low-risk subsidizing the high-risk. If you want the low-risk to sponsor the at-risk, then what you are talking about is government management of healthcare. Insurance is a red herring in the American health care debate - insurance simply is not about what Americans seem to think it should be about. It's about predicting your actual risk and charging you a fee that is proportional to that risk. So with insurance, many people will face unaffordable fees because their risk is unaffordable. That's what insurance is, it is not about the low-risk sponsoring the high-risk, it is about paying for the removal of whatever risk you actually have, and that price is going to be very high if your risk is very high. Don't blame the insurance companies for being insurance companies. If what you actually want is for the low-risk to sponsor the high-risk people, then you are not talking about insurance, so stop using the word insurance because insurance is not about that. Instead, realize that you are a supporter of government healthcare and go support what you actually believe in.

    15. Re:Predict and disqualify customers, you mean. by tsm_sf · · Score: 1

      HMO's cannot drop people who develop or are diagnosed with an illness, simply for being ill.

      However, they are under no obligation to accept applicants with preexisting conditions, and it is entirely possible in the US to find yourself unable to purchase health insurance as a private individual.

      Your primary option, if you find yourself in this situation, is to spend all your savings on emergency room visits until you declare bankruptcy. At this point the visits become free to you and the burden shifts to the taxpayer, since by law no one may be turned away. This is our national health care system as it currently stands.

      I'm not kidding.

      --
      Literalism isn't a form of humor, it's you being irritating.
    16. Re:Predict and disqualify customers, you mean. by Motard · · Score: 1

      * not from the USA.

      Is an HMO legally allowed to cut off people who are currently insured with the HMO?

      No - unless you lied about a pre-existing condition, or are a smoker who lied about it to get the cheaper rate, or something like that.
      http://attorneypages.com/hot/health-insurance-reciscission.htm

      And just FYI, HMO's are going extinct. They didn't work very well. They are a different model where (oversimplified...) insurers pay doctors salaries rather than paying for each service.

    17. Re:Predict and disqualify customers, you mean. by lannocc · · Score: 1

      This is a really great clarification, something more people need to understand! Thank you.

    18. Re:Predict and disqualify customers, you mean. by sjames · · Score: 1

      Yep! Now that they will be legally restricted from rescission once a diagnosis is made, the search is on for a way to cancel legally just before a diagnosis is made. I'm sure they'll develop a statistical model that will tell them how long they can safely soak you and still cut you loose before they have to actually provide benefits.

    19. Re:Predict and disqualify customers, you mean. by DerekLyons · · Score: 1

      Insurance is a red herring in the American health care debate - insurance simply is not about what Americans seem to think it should be about.

      Precisely this. Over the last few decades many Americans seem to have to come to believe that insurance is a slot machine - one that pays off every time they pull the lever. For every quarter they spend, and they don't want to spend more than a quarter, they get fifty dollars.

    20. Re:Predict and disqualify customers, you mean. by Anonymous Coward · · Score: 0

      Well, that kind of insurance should be optional and not compulsory.
      Then again, as a taxpayer you may find it unfair to pay for the higher risk of somebody else but, health what it is, your twin children may not be born 100% equal in health prospects. Should one of them be doomed for life for a choice it didn't make? A civilized society should (have the choice to) expend its resources for evenly distributed welfare and equal opportunities. Why putting a man safely on the Moon is a target but, putting men on the Earth is not?

    21. Re:Predict and disqualify customers, you mean. by Anonymous Coward · · Score: 0

      You're missing the point of "risk". Just look at the extreme: If I eliminate risk altogether, there is no point left in insurance. They'd just charge me what I'd have to pay anyway, plus a bonus for their CEO. This isn't a binary change: with risk eliminated only in specific cases (e.g. kidney failures), there no longer is a point to insurance for those cases but insurance for other conditions still would make sense.

      Now, look at the cost of such elimination of risk. To society as a whole, the costs are real, and they are in addition to the cost of the actual cures - people still get kidney failures etc. Therefore, the health costs of society as a whole go up. This might be acceptable if we deem that the distribution of costs would be fairer. Of course, that's generally not the case.

      Even in the cases where the people at high risk are so because of their behavior, it still would be unfair to base their health premiums on "available patient data, including health records and claims data". The fair thing is to base the premium on behavior, so all smokers pay the same premium regardless of their genes.

    22. Re:Predict and disqualify customers, you mean. by lazy+genes · · Score: 0

      Healthcare needs to be distributed equally. a healthy society will make better decisions. A sick society will make poor decisions. the goal is to have a large healthy self sustainable society.

    23. Re:Predict and disqualify customers, you mean. by Anonymous Coward · · Score: 0

      It's not precisely the for-profit model. It's the fact that we can't know what we're buying until we've already paid for it, and then when we do find out we're too busy dealing with illness or death to be capable of fighting a protracted court battle.

  4. I can haz prize? by DigitalSorceress · · Score: 1

    DELETE * FROM active_patients WHERE medical_loss_ratio > 20%;

    --

    The Digital Sorceress
    1. Re:I can haz prize? by Anonymous Coward · · Score: 0

      it is "delete from" without the *. I want half for fixing your bugs

    2. Re:I can haz prize? by DigitalSorceress · · Score: 1

      Sorry - can I claim pre-coffee half-eye-open, and wow, that was really stoopid of me.

      --

      The Digital Sorceress
    3. Re:I can haz prize? by Infiniti2000 · · Score: 1

      it is "delete from" without the *. I want half for fixing your bugs

      Sure, she'll send it right to your login. Oops, nevermind, AC.

  5. Test data by mrv00t · · Score: 0

    I'm sure some torrent site already has a torrent for "test data"...

  6. Hmm by Spad · · Score: 2

    It's called preventive medicine; the rest of the world has been doing it for some time now...

    1. Re:Hmm by SJHillman · · Score: 2

      This is the US... we prefer preventative strikes

    2. Re:Hmm by goodmanj · · Score: 3, Insightful

      The question is, is this preventive medicine or preventive insurance?

      With single-payer health care, this distinction doesn't exist.

    3. Re:Hmm by AshtangiMan · · Score: 1

      I thought we preferred preemptive retaliatory strikes . . .

    4. Re:Hmm by Anonymous Coward · · Score: 0

      Insurance companies are supposed to be risk averse. There are ways other than pre-existing conditions to get someone off the health care roles. It's called price them out of the market.

    5. Re:Hmm by Anonymous Coward · · Score: 0

      The rest of the dumb world that is. I'm not going to take crappy medication for something that I MIGHT get.

    6. Re:Hmm by hoggoth · · Score: 1

      The insurance companies won't be using this to prevent illness. They will use it to drop your coverage before they have to pay anything.

      --
      - For the complete works of Shakespeare: cat /dev/random (may take some time)
    7. Re:Hmm by geekoid · · Score: 1

      yeah, I am confused by this offer. There is software out there that does this, but maybe they want something more accurate.

      --
      The Kruger Dunning explains most post on /. http://en.wikipedia.org/wiki/Dunning%E2%80%93Kruger_effect
    8. Re:Hmm by Stormthirst · · Score: 1

      So you're not vaccinated? How dumb are you?

    9. Re:Hmm by Anonymous Coward · · Score: 0

      Perhaps you should all contribute to the nation's health, no?

      After all you are all in it together or are you selfish?

    10. Re:Hmm by tchdab1 · · Score: 2

      Rather in the US these days we prefer preventative denial of benefits. Preventative medicine is reserved for situations where the institution is not reimbursed, such as hospital acquired infections, falls, etc.

    11. Re:Hmm by Motard · · Score: 1

      Except that by law, they're not allowed to do this.

    12. Re:Hmm by Motard · · Score: 1

      Single-payer has nothing to do with it. Tax dollars could be used to buy private insurance for everyone from the most competitive insurance companies. Single payer is just about political control.

    13. Re:Hmm by goodmanj · · Score: 1

      A distinction without a difference. The way to avoid "preventive insurance" is to ensure that everyone's health care is paid for, and nobody can be denied care for any reason. If it's tax-funded and government-regulated, it doesn't really matter to me whether insurance companies act as middlemen or not.

    14. Re:Hmm by Motard · · Score: 1

      So ask for universal coverage and not single payer and you'll gain the support of a large bloc without having to give anything up.

      If we can provide universal coverage, preserve choice and competition, offer a nationwide marketplace, and allow new approaches to be tried, we can gather support from both sides of the aisle. We can move all of the risk to the private sector and get rid of Medicare and Medicaid.

      All we have to determine is how do we determine who needs help with their premiums, and how we provide that help.

    15. Re:Hmm by hoggoth · · Score: 1

      Of course they can. You lied on your application and they have a hundred ways to prove it. You can sue them if you think they are in error.

      --
      - For the complete works of Shakespeare: cat /dev/random (may take some time)
  7. Your mission... by fuzzyfuzzyfungus · · Score: 1

    Is to predict and prevent unnecessary hospitalizations.

    Predict and prevent?

    Prevent with extreme prejudice.

  8. Likely to get sick: no healthcare for you! by captainpanic · · Score: 2

    The whole idea of a healthcare insurance is to spread the risk between people... therefore it's pretty much necessary that healthy and unhealthy people pay the same.
    If you have a cheap healthcare for all healthy people, and then an unaffordable one for those more likely to get ill, the system crashes, doesn't it?

    An insurance is a protection against future problems. Healthy people also must invest in their own unavoidable loss of health.

    1. Re:Likely to get sick: no healthcare for you! by Chrisq · · Score: 5, Insightful

      The whole idea of a healthcare insurance is to spread the risk between people... therefore it's pretty much necessary that healthy and unhealthy people pay the same. If you have a cheap healthcare for all healthy people, and then an unaffordable one for those more likely to get ill, the system crashes, doesn't it?

      An insurance is a protection against future problems. Healthy people also must invest in their own unavoidable loss of health.

      You are assuming that the aim of healthcare insurance is to provide healthcare to people efficiently rather than to maximise profit for the providers.

    2. Re:Likely to get sick: no healthcare for you! by captainpanic · · Score: 1

      You are assuming that the aim of healthcare insurance is to provide healthcare to people efficiently rather than to maximise profit for the providers.

      Absolutely!
      You may call me a communist now :-)

    3. Re:Likely to get sick: no healthcare for you! by Kludge · · Score: 1

      ... therefore it's pretty much necessary that healthy and unhealthy people pay the same.

      Yeah, the fat guy who smokes, drinks, and eats cheeseburgers everyday should pay the same as me, the skinny guy who eats salads everyday. I have really low life insurance rates compared to most other people. Why should health insurance be different?

      If you have a cheap healthcare for all healthy people, and then an unaffordable one for those more likely to get ill, the system crashes, doesn't it?

      The system won't crash entirely as long as there are some people who are willing to pay for health care. However, that is the problem with US health care, fewer and fewer people can afford it because doctors and hospitals limit the amount of care available, driving up costs.

    4. Re:Likely to get sick: no healthcare for you! by Chrisq · · Score: 1

      You are assuming that the aim of healthcare insurance is to provide healthcare to people efficiently rather than to maximise profit for the providers.

      Absolutely! You may call me a communist now :-)

      You're a communist! (but by that reckoning so am I. I would never swap our NHS for an insurance based system)

    5. Re:Likely to get sick: no healthcare for you! by kingramon0 · · Score: 1

      The whole idea of a healthcare insurance is to spread the risk between people... therefore it's pretty much necessary that healthy and unhealthy people pay the same.

      That's not how car insurance works. People with a higher risk of accidents pay more. That's why your premiums go up after a speeding ticket, and go down when you get married / have kids. Your premiums change with your statistical level of risk.

      I don't know how other forms of insurance work, so maybe someone can enlighten me, but I assume they also charge based on risk.

      So, why would health insurance be different?

    6. Re:Likely to get sick: no healthcare for you! by geminidomino · · Score: 1

      You are assuming that the aim of healthcare insurance is to provide healthcare to people efficiently rather than to maximise profit for the providers.

      Personally, I consider the fact that this is no longer the case to be rather compelling evidence that humanity is beyond redemption at this point.

      Push the button and reboot. Maybe the cockroaches will fuck up less.

    7. Re:Likely to get sick: no healthcare for you! by microbox · · Score: 2

      You may call me a communist now :-)

      False dichotomies aside, he is pointing out that the healthcare insurance companies are /not/ going to do the job ethically or even properly. Follow the money to see how incentives skew activity. In Canada, billing costs less than 10% of that in the USA. Of course, billing costs go straight to the insurance company. You guys are getting ripped off big-time.

      The alternative is not communism. That would be the type of black-and-white thinking one could expect from aspergers.

      --

      Like all pain, suffering is a signal that something isn't right
    8. Re:Likely to get sick: no healthcare for you! by Motard · · Score: 1

      Health insurers are definitely not aiming to maximize the profits of providers. Quite the opposite in fact.

    9. Re:Likely to get sick: no healthcare for you! by Sponge+Bath · · Score: 3, Insightful

      "So, why would health insurance be different?"

      Ultimately it is different because without car insurance you walk, without health insurance you die [1]. Maybe you are fine with the concept of the poor and people who don't live the way you feel they should just dieing of treatable illness, but that fundamental difference between car insurance and health insurance remains.

      [1] Earlier than necessary due to treatable illness you can't afford.

    10. Re:Likely to get sick: no healthcare for you! by timeOday · · Score: 2

      Yeah, the fat guy who smokes, drinks, and eats cheeseburgers everyday should pay the same as me, the skinny guy who eats salads everyday.

      Based on nothing but the above, your risk is probably lower than his, but it might or might not be. You might simply have bad genes. Without accurate predictive models, what you call "risk factors" don't have much predictive value - that's what risk fators are - factors in some sort of model. So I support better modeling.

      However, we must apply them carefully. I don't think insurance rates should reflect anticipated health costs, but rather the individual's choices related to anticipated health care costs. There's no point punishing or incentivizing things that aren't choices, such as race. Without good predictive models, it's all too easy to manipulate people by stirring up vindictive emotions on the false premise that only irresponsible people would ever need treatment.

      Even so, we still necessary to quantify risk factors that aren't personal choices to effectively practice (preventative) medicine.

    11. Re:Likely to get sick: no healthcare for you! by mcelrath · · Score: 3, Insightful

      And that, in a nutshell is what's wrong with for-profit insurance providers: the profit motive of the company is directly opposed to the health motive of the customer.

      Because of that very fundamental fact, the only medical insurance scheme that makes any sense is a socialized one.

      --
      1^2=1; (-1)^2=1; 1^2=(-1)^2; 1=-1; 1=0.
    12. Re:Likely to get sick: no healthcare for you! by maxume · · Score: 1

      Insurance still seems like a terrible way to socialize medicine.

      (Mandatory insurance does apparently work a great deal better than mandatory treatment without mandatory insurance)

      --
      Nerd rage is the funniest rage.
    13. Re:Likely to get sick: no healthcare for you! by Qzukk · · Score: 1

      It's not how any insurance works.

      You get your car wrecked and your insurance company pays to fix it, you go on.
      You get your house burned down and your insurance company pays to fix it, you go on.
      Your employee falls down on the job and your insurance company pays to fix it, you go on.
      A customer falls down and your insurance company pays to fix it, you go on.
      You die and your insurance company pays to bury you, your kids go on.

      You get cancer and your insurance company pays and pays and pays and pays and...

      Sure, the model might work for something simple like a broken leg, but we have too many incurable chronic diseases that are expensive to treat, and to the chagrin of the moral police, not all of them are the fault of the sufferer.

      --
      If I have been able to see further than others, it is because I bought a pair of binoculars.
    14. Re:Likely to get sick: no healthcare for you! by geminidomino · · Score: 1

      Minor Nit: The term "Provider" within the medical billing system is horribly overloaded. Both physicians and insurance companies can and often are referred to as "providers" (with different modifiers, hopefully).

    15. Re:Likely to get sick: no healthcare for you! by Motard · · Score: 1

      Incorrect. Live, healthy premium payers are good for health insurers. Live, unhealthy premium payers are bad for health insurers. And dead people don't pay premiums, so they're no use to health insurers.

      The profit motive ensures that the plans remain viable and competition ensures that the insurers will keep the premiums as low or lower than their competitors. And if an employer suspects that the insurers are raping them, then they can self insure and just pay an administrative fee to a Third Party Administration company and assume the risk themselves or with them help of a reinsurance company.

      Profitable healths plans are good as long as there is competition. It's sustainable. If you look at the U.S. national debt, you'll immediately see that our government is not so good about managing these things, so we are left worrying about the sustainability of Medicare and Social Security.

    16. Re:Likely to get sick: no healthcare for you! by cheekyjohnson · · Score: 1

      That would be the type of black-and-white thinking one could expect from aspergers.

      Really? I'd expect it from the average member of society.

      --
      Filthy, filthy copyrapists!
    17. Re:Likely to get sick: no healthcare for you! by Anonymous Coward · · Score: 0

      Of the people close to me that have gotten cancer (ages 50-60 or so), 2 have died within a year or 2 and 1 received about 12-15 months of treatment in two separate bouts, and has not required aggressive treatment for about 10 years (I don't know the details but would assume there are some tests and whatnot that are ongoing).

    18. Re:Likely to get sick: no healthcare for you! by Motard · · Score: 1

      No, in this context, insurers are not providers. That term is used because providers can include midwives, ambulance companies, durable medical equipment sellers, pharmacies, etc.

    19. Re:Likely to get sick: no healthcare for you! by mcelrath · · Score: 5, Insightful

      Incorrect. If an insurance company has the opportunity to remove unprofitable members from the rolls, they will take it. If they have the opportunity to refuse treatment, they will take it. If they can select which new customers they will take and which ones they won't, they will use that. If they can write long obtuse contracts outlining things they won't pay for, and have their army of lawyers enforce it, they will do it.

      It is a general fact about any kind of insurance that the interests of the insurer are misaligned with the interests of the insuree. They're predatory industries who rely upon promising more than they will deliver and tricking their customers wherever possible.

      Only in the circumstance that the insurer is required to insure everyone does the profit motive go in the direction of the patient's interests (in the form of preventative care). Preventative care is a long term investment that wall street doesn't see.

      --
      1^2=1; (-1)^2=1; 1^2=(-1)^2; 1=-1; 1=0.
    20. Re:Likely to get sick: no healthcare for you! by LordNacho · · Score: 1

      It is a general fact about any kind of insurance that the interests of the insurer are misaligned with the interests of the insuree. They're predatory industries who rely upon promising more than they will deliver and tricking their customers wherever possible.

      Citation needed...

      Only in the circumstance that the insurer is required to insure everyone does the profit motive go in the direction of the patient's interests (in the form of preventative care). Preventative care is a long term investment that wall street doesn't see.

      And why does the system magically work if they have to insure everyone? Surely they'll just offer a deal to everyone, but a crap deal for everyone they don't want?

    21. Re:Likely to get sick: no healthcare for you! by Motard · · Score: 1

      Insurers cannot remove people from rolls merely for becoming ill. That would make their entire reason to exist pointless, and their product utterly without value.

      You can rest assured that large corporations that purchase health insurance for the employees (and selves) have their own army of lawyers and experts and are not being tricked.

      The individual mandate, coupled with a ban in preexisting condition exclusions, is actually supported enthusiastically by health insurance companies. Their only problem with this part is that the penalty for not buying health insurance is not great enough and won't acheive anything near universal coverage.

      If there is a misalignment of interests between the patient's interests and those of the payer, it is not eliminated by eliminating competition and making government the payer. That just moves the role of payer to politicians and beurocrats.

    22. Re:Likely to get sick: no healthcare for you! by LordNacho · · Score: 1

      The whole idea of a healthcare insurance is to spread the risk between people... therefore it's pretty much necessary that healthy and unhealthy people pay the same.

      That's not how car insurance works. People with a higher risk of accidents pay more. That's why your premiums go up after a speeding ticket, and go down when you get married / have kids. Your premiums change with your statistical level of risk.

      I don't know how other forms of insurance work, so maybe someone can enlighten me, but I assume they also charge based on risk.

      So, why would health insurance be different?

      The difference is the extreme skewness of the risk to the insurer. The worst you can do with a car is to write it off. Even if it's a $2M Veyron, that's the most you can end up claiming on the car insurance. Also, the premium is a good few percent of that per year, so the insurer has a chance of making money if he has a pool of car owners, and the law of large numbers is helping him. Basically, there's no reason to think the accident rate will go up, and in addition, the value of the car is is sliding down.

      If a 21 year old guy gets diabetes, that's a lifetime of insulin treatments. People seem to be getting more and more unhealthy, if you believe the periodic news story about fat people. Once they're signed on, they will be a customer for years. And the chance they get ill increases as they get old. There's also a chance that the treatment cost will increase as pharma firms invent new ways to treat people. So the numbers on which you're basing your business are changing (ie more uncertainty), with costs likely to go up, and you're locked in.

      So you're right, insurance is based on risk, but the numbers are going different ways for your two examples.

      As for what to do about it, I'm not convinced of either side being right, ie all private or all socialized. The times I've been in touch with the NHS in the UK have been disappointing, while the times I've used insurance have been really good. Yet it seems clear not everyone will be able to pay for their own treatment, and that a fully private model has certain undesired consequences.

    23. Re:Likely to get sick: no healthcare for you! by Anonymous Coward · · Score: 0

      People who are overweight/smoke/drink etc should have to pay a higher premium than those who lead a healthy lifestyle ...

    24. Re:Likely to get sick: no healthcare for you! by arkenian · · Score: 1
      posting to undo bad mod. (Meant to mod insightful, modded 'offtopic' instead)

      Since I'm posting anyway... GP is right in that the health insurance model is different from other models insofar as while most insurance plans are designed to manage and pay for individual risk, health insurance is designed to manage and pay for collective risk. This is partially for the reasons of charity/social justice (not because insurance companies care about these things, but because people do.) Mostly, of course, its about the purpose of health insurance as it exists in the US. The purpose of health insurance as it exists in the US is to maximize the efficiency of the work force. If one managed risk individually, then a significant percentage of the work force would have much lower efficiency than they do today due to unmanageable health costs. Accordingly companies manage risk collectively. For the most part this is good for everyone, especially given that, for example, a person with a weak immune system who isn't getting proper treatment can cause healthy people to get sick more often....

    25. Re:Likely to get sick: no healthcare for you! by Anonymous Coward · · Score: 0

      False dichotomies aside, he is pointing out that the healthcare insurance companies are /not/ going to do the job ethically or even properly.

      I think this is really the core of the problem. If healthcare insurances are for-profit companies, is it any surprise that their first goal is to make profi (and preferably more rather than less)?

    26. Re:Likely to get sick: no healthcare for you! by NoSig · · Score: 1

      You are not talking about insurance then. Insurance is paying to offset your own actual predictable risk. You are talking about socialized medicine. That's great, but stop calling it "insurance" and start supporting what you actually believe in. As long as you call it insurance, your cause will be weak because you are championing something that actually is completely unrelated to that which you desire.

    27. Re:Likely to get sick: no healthcare for you! by geekoid · · Score: 1

      Obvious, they need to offer the same deal.
      And THAT drives innovation to predict who is most likely to need hospitalization and educate and treat them before they become critical.

      It means it's in everyone best interest to have a healthy base.

      --
      The Kruger Dunning explains most post on /. http://en.wikipedia.org/wiki/Dunning%E2%80%93Kruger_effect
    28. Re:Likely to get sick: no healthcare for you! by LordNacho · · Score: 1

      You've heard of adverse selection right? People who are paying too much (vs what is right for their risk) for insurance will decide not to take the deal. Then you're left with people who are either overly cautious or downright unhealthy.

    29. Re:Likely to get sick: no healthcare for you! by Anonymous Coward · · Score: 0

      You operate under the false assumption that your straw man's health is explicitly related to his behavior. You assume. You use "common sense", but the roll of behavior vs genetics in health is not as clear as you'd like.

      You'd like to compartmentalize and boogeyman "Fatties", but there are reasons fat parents have fat kids. The genetic roll of the dice predisposes you to weight gain, and our consumerist, advertising saturated culture guarantees you'll genes will betray you.

      Will you feel miserable? Oh yeah. We hate fat people. We make them feel guilty about being fat and make fun of them at every opertunity. What does guilt do to people? Well, it drives them to eat for one..

    30. Re:Likely to get sick: no healthcare for you! by Alex+Belits · · Score: 1

      Insurers cannot remove people from rolls merely for becoming ill. That would make their entire reason to exist pointless, and their product utterly without value.

      Welcome to US.

      --
      Contrary to the popular belief, there indeed is no God.
    31. Re:Likely to get sick: no healthcare for you! by Anonymous Coward · · Score: 0

      The average member of American society, maybe. Plenty of other countries who follow the capitalist ideal are still more than happy to throw a little social welfare into the mix when it comes to things like health without anyone screaming "commie".

    32. Re:Likely to get sick: no healthcare for you! by Anonymous Coward · · Score: 0

      That would be the type of black-and-white thinking one could expect from aspergers.

      You were doing okay until this ad hominem attack and now you can just go fuck yourself. Recommend parent -1 troll.

    33. Re:Likely to get sick: no healthcare for you! by kumanopuusan · · Score: 1

      I appreciate your cynicism, but assuming that health insurance companies are properly regulated, they have incentive to make patients healthier whenever preventative care is less expensive than treatment. Perhaps this is the one good thing about ridiculously high costs for medical treatment—there's profit to be made in preventing illnesses in advance.

      We can blame the morals of executives who would figuratively throw policy holders under the bus for increased profits, but so long as they are using legal means, the blame rests equally on those who permit such behavior by not outlawing it.

      --
      Use of the words "good", "bad" or "evil" is almost invariably the result of oversimplification.
    34. Re:Likely to get sick: no healthcare for you! by Motard · · Score: 1

      I've been in the U.S. - where 85% of people with health insurance are happy with it. We need to get more people covered by private insurance. Not kill it.

    35. Re:Likely to get sick: no healthcare for you! by Anonymous Coward · · Score: 0

      Health care should not be a profit industry. It should be a scientific and sound field of discovery, treatment, understanding, and information sharing. How that can fit into any current economic structure is beyond me.

    36. Re:Likely to get sick: no healthcare for you! by Motard · · Score: 1

      Billing costs do not go to the insurance companies. Billing costs represent the labor involved in submitting claims.

    37. Re:Likely to get sick: no healthcare for you! by ultranova · · Score: 1

      Personally, I consider the fact that this is no longer the case to be rather compelling evidence that humanity is beyond redemption at this point.

      Humanity is just fine. It's just that scum rises to top.

      --

      Forget magic. Any technology distinguishable from divine power is insufficiently advanced.

    38. Re:Likely to get sick: no healthcare for you! by ultranova · · Score: 1

      And THAT drives innovation to predict who is most likely to need hospitalization and educate and treat them before they become critical.

      Or, alternatively, deny them life-saving treatments should any unfortunate accidents happen to them.

      You are thinking like a normal human being. Insurance company thinks like a psychopath. That's why theory and practice continue being so far away in capitalism.

      --

      Forget magic. Any technology distinguishable from divine power is insufficiently advanced.

    39. Re:Likely to get sick: no healthcare for you! by cheekyjohnson · · Score: 1

      I meant that logical fallacies are something that I see commonly. They are often used by normal people in everyday situations.

      --
      Filthy, filthy copyrapists!
    40. Re:Likely to get sick: no healthcare for you! by Anonymous Coward · · Score: 0

      This theory about how the market will force the insurance companies to act appropriately is all nice and dandy, but in the real world, the United States gets a lot less proverbial bang for its buck than countries that do have single-payer. Life expectancy stats show this, particularly compared to the proportion of GDP used to pay for healthcare (private or public), so here we have evidence that the state can provide something the market cannot - at least not at the same price point. If the theory of perfect market competition doesn't square with that, it's too bad for the theory.

    41. Re:Likely to get sick: no healthcare for you! by Frank+T.+Lofaro+Jr. · · Score: 1

      Sure, the model might work for something simple like a broken leg, but we have too many incurable chronic diseases that are expensive to treat, and to the chagrin of the moral police, not all of them are the fault of the sufferer.

      If you are even one pound over weight, live in an area with any pollution, exercise any more (injury risk) or less than exactly one hour a day, drink at all, smoke or get within 500 feet of a smoker, don't eat 5 servings of organic fruits and vegetables a day - you will be considered to have brought any illness upon yourself.

      --
      Just because it CAN be done, doesn't mean it should!
    42. Re:Likely to get sick: no healthcare for you! by Anonymous Coward · · Score: 0

      This is why "health insurance" isn't actually insurance, in the way that fire insurance, auto insurance, life insurance, and earthquake insurance are. The key principle of insurance is that risk is pooled for a group of people who have the same risk level. People who live in California pay more for earthquake insurance than people in Kansas; people who smoke or are older pay more for life insurance that people who don't smoke or are younger. It entirely makes sense for people who get sick a lot to pay more for health insurance than people who don't.

    43. Re:Likely to get sick: no healthcare for you! by Shotgun · · Score: 1

      I've never seen a policy that did not specify a yearly limit. Of course, the liberals in the group will call that "denying benefits", and the "cold-hearted insurance company letting someone die."

      --
      Aah, change is good. -- Rafiki
      Yeah, but it ain't easy. -- Simba
    44. Re:Likely to get sick: no healthcare for you! by geminidomino · · Score: 1

      Believe me, depending on the documentation/UI of the system you're using, it's not unlikely to come across "Healthcare Provider" and "Insurance Provider" fields.

      And, anecdotally, it makes encoding the business logic behind medical billing even more of an utter clusterfuck.

    45. Re:Likely to get sick: no healthcare for you! by Anonymous Coward · · Score: 0

      The whole idea of a healthcare insurance is to spread the risk between people... therefore it's pretty much necessary that healthy and unhealthy people pay the same.
      If you have a cheap healthcare for all healthy people, and then an unaffordable one for those more likely to get ill, the system crashes, doesn't it?

      An insurance is a protection against future problems. Healthy people also must invest in their own unavoidable loss of health.

      Depends on what kind of risk you're talking about. The whole point of any kind of insurance is to spread the risk of an individual over *time*. The only time the "group" comes into play is determining the statistics used to base the individuals premium on. If you're guesstimated to cost them X over the course of your life then they're going to charge you Y to make sure that you pay in X + overhead + profit.

      That said, there's inherent business risk in using this model. Some people are going to cost a lot more than X, some less. Therefore it is imperative to the *business* to increase the number of people in the program so that their statistical losses are covered by their statistical gains such that the sum of Y > sum of (X + overhead + profit). To further balance the risk they also establish limits of access on a yearly basis so that at any given time you only have access to a small portion of X, never the whole. They also reject prior conditions of a serious nature because at some point taking on too many of such individuals causes the business to lose money instead of profit... and when that happens they go out of business and then not only are the people with the prior condition not covered again, but so are all the others.

      It's obviously the humanitarian, empathic thing to do to care about those that cannot afford the program, or were otherwise dealt a hand in life that seriously impedes their ability to live a long, healthy life. However, there *is* a limit to how much can be afforded to these people without jeopardizing everyone else's ability to live a long, healthy life. Imagine there's a kid named Johnny that contracts a disease when he's born. It's incurable, but treatable. However, the average cost of treating this disease in order to maintain some semblance of a healthy life comes to $1 mil. / year. In Perfectland, perhaps he grows up to be a hotshot investment banker that can easily cover the cost, but in reality the odds are stacked in favor of him not being able to afford it. That means that the money's got to come from somewhere else.

      Now, let's assume that we have this 100% government-funded single-payer non-profit healthcare system just to simplify the concept. Everyone has "free" healthcare with no restrictions on what can / should be done in order to maintain some semblance of healthy life. Yay!... except that money doesn't grow on trees (unless you count printing yourself into inflationary oblivion). For argument's sake lets also assume that our country is as communist as communist gets... i.e. it's only way to generate wealth is by exporting productivity. Some level of productivity has to be sacrificed from potential export simply to maintain the status quo. Healthcare costs are obviously part of that sacrifice. Now, we've already established the possibility of someone costing the system more than they can feasibly contribute to it. Assume the average productivity after standard living costs is the equivalent of $4k/year That means that Johnny's medical costs consume the productivity of 250 people.

      In a country with a million people that doesn't sound too bad, but then Johnny's not the only one that's sick. All it takes is 3999 other Johnny's before the country is simply treading water without the ability to generate wealth. Sure all of them might not be costing as much as Johnny, but then I can just turn up the dial on how many people are sick at that reduced cost before I can reach an equivalent scenario. Worse, it's also possible that the costs exceed the country's

    46. Re:Likely to get sick: no healthcare for you! by LordNacho · · Score: 1

      Is this the US you're talking about? What the heck is the point of insurance if there's a cap? The whole point of insuring yourself is to not mess your whole life up if something bad (but unlikely) happens.

      I'm pretty sure my insurance in the UK wasn't capped. In any case, I ended up using several multiples of what I'd paid in premium.

    47. Re:Likely to get sick: no healthcare for you! by sjames · · Score: 1

      Yeah, the fat guy who smokes, drinks, and eats cheeseburgers everyday should pay the same as me, the skinny guy who eats salads everyday. I have really low life insurance rates compared to most other people. Why should health insurance be different?

      What if the fat guy drives a lot less than you? You might have twice his risk of a trip to the ER. Perhaps the place next to your work uses chemicals that might potentially be a risk (in the eyes of an insurance agent who wants to charge you more). Perhaps there's a bit more radon in your neighborhood. Do you play sports of any kind? Unless you want the HMO to meter every activity in your life for potential risk, then yes, it is necessary for you to pay the same.

    48. Re:Likely to get sick: no healthcare for you! by DerekLyons · · Score: 1

      The whole idea of a healthcare insurance is to spread the risk between people... therefore it's pretty much necessary that healthy and unhealthy people pay the same.

      No, the whole idea behind insurance is to spread the risk among people and to charge premiums in proportion to the risk. When you change it to a subsidy scheme (as you describe), then it's no longer insurance - it's a tax.

    49. Re:Likely to get sick: no healthcare for you! by Motard · · Score: 1

      If someone is using "Insurance Provider", they're being unnecessarily verbose, and probably not accurate - thus the clusterfuck. The term 'Insurer' would be more concise, though not necessarily accurate. The term Payer is used within the industry because it could be insurance, CHAMPUS, the VA, Medicare or Medicaid. IIRC, the CMS-1500 claim form does not even use the term Insurance (it has checkboxes for he type of plan), although it does use Insured. The UB92 uses the term payer (up to three of them). The EDI documentation for the 837 (claim) and (834) use Payer primarily, but sometime Insurer.

      Insurance Provider certainly isn't wrong from an English standpoint, but there is a very clear meaning within the health insurance industry when one simply uses the term "Provider".

    50. Re:Likely to get sick: no healthcare for you! by Motard · · Score: 1

      Actually, that is not true. It is true that you may be financially ruined, but after that, Medicaid kicks in to cover necessary treatments.

    51. Re:Likely to get sick: no healthcare for you! by Anonymous Coward · · Score: 0

      has not required aggressive treatment for about 10 years

      Have they gotten a new insurance policy since then, or are they clinging to the one they have for dear life due to their preexisting condition? (or have they sold their soul to some eeevulll socialized medical care regime?)

    52. Re:Likely to get sick: no healthcare for you! by geminidomino · · Score: 1

      Oh, I'm pretty sure the clusterfuck would still have been there if the design spec I'd been working from hadn't overloaded the word. :)

      Within the industry, you might well be right, but the subthread came about from a nitpicky reading of a slashdot post by someone who is probably not within the industry (or in the industry but doesn't pay attention, like the bastard whose spec stole 3 months from me I'll never get back!)

    53. Re:Likely to get sick: no healthcare for you! by Alex+Belits · · Score: 1

      The only people "happy" in US with their insurance are ones who never got sick yet.

      --
      Contrary to the popular belief, there indeed is no God.
    54. Re:Likely to get sick: no healthcare for you! by Alex+Belits · · Score: 1

      but assuming that health insurance companies are properly regulated

      As I said, welcome to US. The only things that are properly regulated, are ones that can potentially threaten people in power and their corporate masters. Sick and dead people are hardly threatening, and it's not like, say, Rupert Murdoch will ever dare to use a doctor he did not pay for personally.

      --
      Contrary to the popular belief, there indeed is no God.
    55. Re:Likely to get sick: no healthcare for you! by Anonymous Coward · · Score: 0

      Just because you perceive a difference in the import of having the insurance, doesn't change the nature and paradigm of insurance. The grim bottom line is that there are always going to be things that a given person cannot afford to obtain. You don't even have to be poor for catastrophe to ruin, shorten, or otherwise end your life. Granted, having money to spare can insulate you from the least costly of these catastrophes. However, just because some people, even a majority of people, can afford to avert some catastrophe doesn't mean we should embark on a crusade to save everyone from it. It may start with just treating things like asthma and broken limbs, but surely there are other, more costly, catastrophes we can save people from. At what point do you stop? Which set of catastrophes do you draw the line at and say, "Only people that can afford to avert them are allowed to"? Or do you simply suggest that we settle for nothing less than everyone always having access to whatever kind of medical procedures and panaceas they desire?

      I hate to break it to you, but that's an infantile pipe dream. Assuming you convinced everyone to go along with it, there's no guarantee that there's enough money to go around. Sure it might work for a few years, perhaps even decades, but all it takes is for one major disaster or epidemic to strike that costs us more than we have before the dream starts to crumble. At that point you have to make the grim decisions of who is more or less deserving to die sooner rather than later in an effort to preserve the lives of as many people as you can. In the end that's always going to be the people that cost a society the most or contribute to society the least (the poor, the debilitated, the unskilled, and the uneducated).

      Life isn't fair, and nature is cutthroat and chaotic at the best of times. I'm more than willing to help someone through rough times so long as it doesn't jeopardize my own condition, but I'm not going to lose sleep over those I can't help. Life is simply too short to waste time trying to change things that will never change.

    56. Re:Likely to get sick: no healthcare for you! by Anonymous Coward · · Score: 0

      I've looked into the reset button...
      The science is impossible!

    57. Re:Likely to get sick: no healthcare for you! by Shotgun · · Score: 1

      Is this the US you're talking about?

      Yes.

      What the heck is the point of insurance if there's a cap?

      So that someone would actually sell you a policy?

      I'm pretty sure my insurance in the UK wasn't capped. In any case, I ended up using several multiples of what I'd paid in premium.

      First, why do you have a health insurance policy in a country with socialized medicine?

      Second, the insurers can't stay in business if everyone ends up using several multiples of what they pay. It's impossible to "make it up on volume" that way, and who wants to start a business that is guaranteed to lose money.

      --
      Aah, change is good. -- Rafiki
      Yeah, but it ain't easy. -- Simba
    58. Re:Likely to get sick: no healthcare for you! by LordNacho · · Score: 1

      First, why do you have a health insurance policy in a country with socialized medicine?

      Second, the insurers can't stay in business if everyone ends up using several multiples of what they pay. It's impossible to "make it up on volume" that way, and who wants to start a business that is guaranteed to lose money.

      There's a big gap in quality between the socialized system and the private one. NHS: people wait around for hours with broken bones, not even let out of ambulances. In my case, after a very short examination, doc decides my very obvious ACL snap is nothing, sends me home. Friends have had to wait months for surgery. Private doc sends me to specialist, MRI, surgery, own room for a week, all done within a couple of weeks.

      Sure, they can't stay in business if everyone takes out more than they pay in. But the whole idea is that they even out the spikes (me) with lots of people who pay but don't claim. Rumour has it that actuarial science is pretty advanced in how it predicts these kinds of probabilistic events.

      Re caps, I suppose they're free to offer only policies with caps, I'm just saying there's not much point in buying a policy that has one. Why does an individual (one dice roll) guy want insurance? In case the one dice roll goes wrong. Why does the underwriter (many dice rolls) write? Because he's guaranteed some crap rolls, but also a lot of good ones, and on average he can stay afloat. If the price is right.

    59. Re:Likely to get sick: no healthcare for you! by geminidomino · · Score: 1

      I used to think so, and then I took a hard look at the peons. All in all, they don't seem to be any better.

  9. Cant do it. Not allowed. by 140Mandak262Jamuna · · Score: 1

    Kodak, Microsoft, IBM, Motorola and about 25 more companies claim they have already patented it. When pressed they admitted they have pretty much patented everything that could ever be done on a computer.

    --
    sed -e 's/Chuck Norris/Rajnikant/g' joke > fact
  10. The Actual Problem in Pursuing this Prize by sarbonn · · Score: 5, Informative

    As a healthcare professional who does data analysis for a number of hospitals, this sounds like a great idea, but at the same time I also realize the limitations of conducting this algorithm process. To begin with, HIPAA compliance laws make it very difficult to share specific data about patients, which means someone trying to put together this type of information, or statistical based program process, is going to have to do it sans data, creating false data that isn't actually real case information. Which then means that even if you are capable of providing an algorithm that fulfills the functionality, the designers of the prize program are most likely going to stand up and say that it's not transferrable to real cases because you didn't account for the specific variables that are present in real world data (meaning you can't predict data that is actually already there due to the amount of errors in guesswork involved). If they made available the actual data they want extracted, this might be a possible process. But until they do, it is like guessing statistical outcomes of a presidential race without knowing anything about the people who might be actually running.

    --
    Sarbonn's blog: http://www.sarbonn.com/blog
    1. Re:The Actual Problem in Pursuing this Prize by Anonymous Coward · · Score: 0

      It's it possible to scrub the data of all identifiable info? Give the developer "real data" with no means to trace it back to actual persons? Or even use the recently deceased as possible data mine?

      I would think there are ways to do it and keep privacy intact,

      Sean D.

    2. Re:The Actual Problem in Pursuing this Prize by ColdWetDog · · Score: 1

      Oh stop. This is very easy. No coding required:

      Your gonna die.

      Could do this in Visual Basic!

      --
      Faster! Faster! Faster would be better!
    3. Re:The Actual Problem in Pursuing this Prize by Motard · · Score: 2

      They will be providing access to a de-identified database. So you should have all the data that would be available in a real world application.

    4. Re:The Actual Problem in Pursuing this Prize by FridayBob · · Score: 1

      As a healthcare professional who does data analysis for a number of hospitals, this sounds like a great idea, ...

      How can you say that when the US health insurance industry has such an awful track record of discriminating against applicants who admit that they have a medical history with any of a very long list of possible ailments? AFAIK, this is not something that people are subjected to anywhere else in the world. This algorithm represents a double-edged sword that, once they have it (if they ever get it), they will use the wrong way: "What's that, no history of any medical problems, you say? Well, our algorithm predicts that later on you will likely develop costly problems anyway, so your application is rejected. Get your health insurance elsewhere!"

    5. Re:The Actual Problem in Pursuing this Prize by Anonymous Coward · · Score: 0

      Your gonna die.

      My gonna die?

      What is a "gonna die"? When did I get one? Where did I put it? Is my "gonna die" different than your "gonna die"? Do you even have a "gonna die"? Perhaps you're talking about some sort of specialized dice? Or something to do with machine tools or plastic injection molding?

      I kid, I kid.

      Of course I knew you were trying to say: "You are going to die." Being the hipster that you no doubt are you had meant to type: "You're gonna die." but probably your keyboard has a sticky apostrophe key and the "e" key is also problematic.

    6. Re:The Actual Problem in Pursuing this Prize by Anonymous Coward · · Score: 0

      "Your gonna die"? I hope you code better than you write.

    7. Re:The Actual Problem in Pursuing this Prize by sarbonn · · Score: 1

      Yeah, but I'm seeing this from the perspective of someone who works in the part of the industry that actually tries to heal people, not the insurance agency that works to make money. Sure, there are people who do this just for money, but that doesn't mean the rest of us aren't looking at something like this to see how we might actually save people in their futures rather than use it to discriminate against them. Unfortunately, I can't control for the problems that happen, but I can sure use the positives in the best way possible. Thinking the worst of everyone means we don't move forward ever, convinced that every move forward is two steps backwards.

      --
      Sarbonn's blog: http://www.sarbonn.com/blog
    8. Re:The Actual Problem in Pursuing this Prize by martin-boundary · · Score: 1

      Not me!

    9. Re:The Actual Problem in Pursuing this Prize by Anonymous Coward · · Score: 0

      I seem to remember a paper written by a doctor who was given the medical history of a man who had died destitute in a ditch from what everyone thought was alcohol poisoning. Someone had decided "maybe there's more to this" and passed it on. He wound up figuring out the man suffered from a disease that was most likely what killed him, but in the process figured outwho it was (a famous writer, I believe).

      "de-identified" doesn't mean much when you still have piles of data that only apply to one person. I'm still wary.,,

    10. Re:The Actual Problem in Pursuing this Prize by TheSpoom · · Score: 1

      Actually, as someone working in healthcare IT development, I'm pretty sure they're working on this now. There's a national organization called NEMSIS that tracks aggregate, non-identifying information of this type, and provides access to research projects. There's probably something for non-emergency medicine as well.

      --
      It's better to vote for what you want and not get it than to vote for what you don't want and get it.
      - E. Debs
    11. Re:The Actual Problem in Pursuing this Prize by geekoid · · Score: 1

      Secondary medical companies aren't held under HIPAA.

      Also, if you had bothered to read the article, you would have noted that they are providing data with the names with held.
      You where so quick in trying to show how smart you are you did the exact opposite.

      --
      The Kruger Dunning explains most post on /. http://en.wikipedia.org/wiki/Dunning%E2%80%93Kruger_effect
    12. Re:The Actual Problem in Pursuing this Prize by Motard · · Score: 1

      There are all sorts of organizations doing this - either for themselves or as a service to payers. But most all of them choose people to design a solution. Here, they're looking for the best solution regardless of where it comes from.

    13. Re:The Actual Problem in Pursuing this Prize by Anonymous Coward · · Score: 0

      In principle, you're right. There are both legal (HIPAA) and ethical concerns involved in releasing medical patient records. An earlier version of this article stated that Heritage Health Care was already aware of the privacy issues, and was trying to minimize potential risk by performing anonymization. As we've seen in the past with other competition such as the Netflix Challenge, anonymization schemes don't always work. On the other hand, there's already a precedent for releasing anonymized medical data into the public domain.

    14. Re:The Actual Problem in Pursuing this Prize by GlassHeart · · Score: 1

      I bet you couldn't actually de-identify a good medical database. First of all, race, age, weight and the like are big factors, so you can't remove those. A lot of diseases are genetic, so you really want a "family tree" instead of just individual records. A lot of other diseases are environmental, so you want those, too. I wouldn't be surprised if three or four of these public attributes and relationships would already uniquely identify a person, or at least narrow the search down to just a few possibilities.

    15. Re:The Actual Problem in Pursuing this Prize by Frank+T.+Lofaro+Jr. · · Score: 1

      In order to get any care you have to sign away most of your HIPAA right to privacy.

      There is like a dozen exceptions on the forms that make you sign as a condition of getting care - they can pretty much give your info to anyone they consider an affiliate, the gov't, people suing you, researchers, heck almost anything you can think of short of selling it on eBay or useful things like letting family and friends know how you are doing in the hospital - now THAT'S illegal.

      --
      Just because it CAN be done, doesn't mean it should!
    16. Re:The Actual Problem in Pursuing this Prize by Motard · · Score: 1

      But this sort of organization wouldn't have any of that data except for age (birthdates) and occasionally weight. Birthdates would need to be cleverly tweaked. Maybe randomized by a few days (although this would be problematic with infants).

  11. I'm confused by OzPeter · · Score: 1

    The Heritage Provider Network wants to do for healthcare what technology in the film Minority Report did for police work. In other words,

    They're going to have doctors using jetpacks to rush to medical crisis? They're going to have have huge data entry systems where you need massive upper body strength to work all day? They're going to have iris scanning all over the place so you're viagra ads are targetted directly to you?

    Oh .. you mean the use of *human* pyschics to predict the future! That sure is a weird definition of technology.

    --
    I am Slashdot. Are you Slashdot as well?
    1. Re:I'm confused by hoggoth · · Score: 1

      If you think it requires "massive upper body strength" to lift your hand and point, you should really rethink your fitness plan.

      --
      - For the complete works of Shakespeare: cat /dev/random (may take some time)
    2. Re:I'm confused by ultranova · · Score: 1

      If you think it requires "massive upper body strength" to lift your hand and point, you should really rethink your fitness plan.

      If you think it doesn't require massive upper body strength to keep your hands lifted and pointing at something for 8 hours straight 5 days a week, you should try it.

      --

      Forget magic. Any technology distinguishable from divine power is insufficiently advanced.

  12. Count carbs by hsthompson69 · · Score: 1

    Super duper easy. The chronic diseases of civilization that cost us the most money (obesity, diabetes, cancer, heart disease, etc), all have their source in the effect of the hormone insulin. Insulin levels are raised by high blood sugar levels, and blood sugar levels are raised by carbohydrate intake.

    Now, you probably won't find that data in people's medical records, but if they started tracking that, I think they'd have an excellent predictor of future problems.

    1. Re:Count carbs by Anonymous Coward · · Score: 0

      As you well know, the parent is clearly pointing the finger at fat people. So stop being such a pedantic prick.

    2. Re:Count carbs by Anonymous Coward · · Score: 0

      Natural Sugar=riding a bike around the block
      HFCS=riding a bike around the block, while towing an anchor.

      Hmmmm so eating sugar is like light exercise and HFCS is like strenuous exercice... but easier than actually exercising. Okay, I'm sold. How much for your HFCS health supplements?

    3. Re:Count carbs by maxume · · Score: 1

      HFCS, is, literally, the components of sucrose. The ratio of glucose to fructose in HFCS isn't 1:1 like it is in sucrose, but it is something like 55:45. Chemically, it is maybe a little simpler, but probably better described as the same.

      When humans eat sucrose, it is rapidly converted to free glucose and free fructose, which are individually absorbed by the small intestine. HFCS is already composed of free glucose and free fructose and is absorbed by the small intestine.

      So any theories about the evils of high fructose corn syrup have to rely on some sort of signal being disrupted by not requiring the first step of digestion, or perhaps by the slightly higher amount of fructose. There is also the remote possibility that some impurity does something medical.

      --
      Nerd rage is the funniest rage.
    4. Re:Count carbs by hsthompson69 · · Score: 1

      Type 1 diabetes is a completely different beastie, but you've made a couple of important mistakes:

      1) insulin doesn't "breakdown" sugar. It tells fat cells to hold onto fat, and forces the body to burn the sugar in the blood for energy. It's not some sort of solvent.

      2) HFCS is simply a different ratio of fructose and glucose (55/45, instead of 50/50 in common table sugar). The fructose and glucose in HFCS are metabolized exactly the same way the fructose and glucose in common table sugar is.

    5. Re:Count carbs by Dcnjoe60 · · Score: 1

      Super duper easy. The chronic diseases of civilization that cost us the most money (obesity, diabetes, cancer, heart disease, etc), all have their source in the effect of the hormone insulin. Insulin levels are raised by high blood sugar levels, and blood sugar levels are raised by carbohydrate intake.

      Now, you probably won't find that data in people's medical records, but if they started tracking that, I think they'd have an excellent predictor of future problems.

      And your medical degree was from where? While it is true that once one is diabetic, carbs are an issue. Obesity is not so much carb related but the input of calories exceed the expenditure of calories, that could be carbs, more likely fats, and definitely a sedentary life style., Most heart disease has nothing to do with carb intake and actually after a heart attack, most survivors are placed on a high carb low fat diet.

      Carbs do raise your blood sugar levels, of course so do protein and fats, unless you are on a low carb diet. But for normal diets, just about everything with calories raises your blood sugar levels as that is because the cells in the body, particularly the brain need glucose to function. Carbs are not bad, you couldn't live without carbs. People in Southeast Asia eat relatively high carb diets, mainly rice, and have low incidences of of any of the diseases you mentioned. There are also a good number of vegetarians that have very high carb diets that are not obese or with any of the ailments you list.

      Reduced carbs are good for losing weight, and dealing with glucose levels for those that glucose is a problem, such as diabetics, but it is not the cure all and be all for the general public.

    6. Re:Count carbs by hsthompson69 · · Score: 1

      Actually, the tired old trope of "calories in, calories out" has been thoroughly refuted by a number of studies, detailed in Gary Taubes' "Good Calories, Bad Calories". Google for "gary taubes berkeley", watch his lecture, then get back to me.

      A few more corrections:

      1) proteins and fats have nearly zero effect on blood sugar levels. google "glycemic index"

      2) there is no such thing as an essential carbs -> you can, and people have, lived very well without carbs. google "masai" and "inuit"

      3) poor cholesterol levels (as measured by high triglycerides and low HDL) has been shown to be a result of high-carb/low fat diet. Putting people on low-fat diets after heart attacks should be considered malpractice.

    7. Re:Count carbs by codeAlDente · · Score: 1

      I've wondered about this. My own experience suggests that HFCS produces significantly different behavior than sucrose, but the 45:55 glucose:fructose ratio makes it hard to explain. Perhaps the concentration of free glucose in HFCS is much higher, there are glucose-dependent fructose transporters in the small intestine, etc. I lean toward believing that the mechanism is not known, rather than the effect is not there.

      --
      He once inserted random mutations into his code, just so he could have the experience of debugging.
    8. Re:Count carbs by maxume · · Score: 1

      It isn't that tired, most people that invoke it are making the point that calories in are equal to the max calories in (it's physics!), not some argument that calories are exactly nutritionally equivalent regardless of the source.

      --
      Nerd rage is the funniest rage.
    9. Re:Count carbs by hsthompson69 · · Score: 1

      It's extremely tired, because it's extremely untrue. Let's take your physics argument for a moment:

      A stick of celery has "zero" calories. Now, put that in a calorimeter. Burn it. Did you measure zero calories release?

      Of course not.

      Why? Well, we count it as "zero" because we can't digest fiber. Even though celery does have a *physical* caloric value, those calories behave differently in our body than other calories. Ruminants can extract energy from them, but we can't.

      So, if we can accept that the whole "calories" thing is an imperfect trope regarding how our bodies process food, why is it so hard to accept that our bodies react to calories that raise blood sugar differently than calories that don't? Even more tired is the fact that "calories out" isn't just a matter of exercise, it's also a matter of excreting calories that have not been used (like the fiber, or in ketone bodies).

      Fat accumulation, simply put, is driven by insulin, *not* caloric intake. Assuming that caloric restriction is going to outweigh the hormonal issue here is like prescribing a low-calorie diet for someone with an overactive pituitary causing them to grow uncontrollably tall. No doubt, the body requires energy in order to accomplish the growth being stimulated by the HGH that's coursing through the body, but *it's not growing because you put the energy in*.

    10. Re:Count carbs by Dcnjoe60 · · Score: 1

      Actually, the tired old trope of "calories in, calories out" has been thoroughly refuted by a number of studies, detailed in Gary Taubes' "Good Calories, Bad Calories". Google for "gary taubes berkeley", watch his lecture, then get back to me.

      A few more corrections:

      1) proteins and fats have nearly zero effect on blood sugar levels. google "glycemic index"

      2) there is no such thing as an essential carbs -> you can, and people have, lived very well without carbs. google "masai" and "inuit"

      3) poor cholesterol levels (as measured by high triglycerides and low HDL) has been shown to be a result of high-carb/low fat diet. Putting people on low-fat diets after heart attacks should be considered malpractice.

      It is misleading to state proteins and fat have nearly zero effect on blood sugar levels. That is only true in the absence of carbs. A baked potato is loaded with carbs. However, unless blood sugar levels are a problem is relatively okay. That same potato cut up and deep fried as in french fries, however is a whole different story. It is also only true if one is always eating low carbs. Take a normal moderate carb diet and the next day only eat bacon and eggs and do a glucose test and the glucose will be high. Low glycemic only works when one always eats low glycemic (as diabetics do).

      It is true that there are good carbs and bad carbs (with insoluble fiber being a good carb). Good carbs don't increase blood sugar, they also don't provide energy for the body to function. Usually, though this is explained in terms of nutritional value/energy provided. Peanut butter is a relatively low carb, low glycemic index food. However, because of the high fat/high calorie content (ie high energy) you can't eat a lot of it. Two tablespoons eaten from the spoon itself is one serving. Most people eat quite a bit more, so even though it is low glycemic, in the quantity consumed it is not. Drinking a Select 55 or Miller 64 will not appreciably raise one's blood sugar. Drinking a six pack will.

      So, while it is true that there are good carbs and bad carbs, most Americans over consume the good carbs (let alone the bad) and effectively the glycemic index does not work. If they stuck to actually serving sizes, that would be different.

      Your final statement about poor cholesterol seems to refute what you say about good carbs/bad carbs. Just like carbs, there are good fats (mono saturated) and bad fats. The low fat post heart attack diets are not malpractice, they eliminate the bad fats (poly saturated). Also, HDL and triglycerides are much more complex than high carb diets. Studies have shown that highly active people can eat and often do eat high carb diets (like the marathon runner bulking up on pasta). However, these same people have low tryglicerides and high HDL levels, which is why exercise is so often recommended for improved health after a heart attack.

      Point 3 also ignores the normal diet, say around the Mediterranean, which by US standards would be classified as high carb, low fat.

      All of that said, most Americans have a horrible diet being high carb, high protein and high fat. That is a deadly combination.

    11. Re:Count carbs by geekoid · · Score: 1

      how about this: we use science instead of yet another 'quick simple' solution that works wonders until the next one comes buy.

      You understand of human physiology is marginally better then an acupuncturists understanding of human physiology.

      --
      The Kruger Dunning explains most post on /. http://en.wikipedia.org/wiki/Dunning%E2%80%93Kruger_effect
    12. Re:Count carbs by maxume · · Score: 1

      So you are saying that nutritionists are not able to calculate the nutritionally available calories with any semblance of accuracy? The unavailable calories don't seem to have many implications for weight gain.

      So in fact the body has to get the calories it uses from the nutritionally available calories in food, it isn't a trope.

      Of course it isn't always simple, but "The Biggest Loser" does a pretty good job demonstrating that a normalized diet and heap of exercise have a big impact.

      --
      Nerd rage is the funniest rage.
    13. Re:Count carbs by Dcnjoe60 · · Score: 1

      Amen!

      Carbs are carbs. Eating 300 carbs of chocolate (1 candy bar) has the same effect of eating 300 digestible carbs (ie does not include fiber) of green beans. The difference is 300 carbs of green beans (not the fixings that go with it), is probably more than the average person can hold in their stomach. And, if you don't burn those 300 carbs off, they will be stored as fat.

      The real benefit with low glycemic index foods is not that the carbs don't raise blood sugar (glucose). It is that for a normal serving size, the digestible carbs do not raise blood sugar. Go beyond that serving size (over eat) and the blood sugar goes up.

    14. Re:Count carbs by Dcnjoe60 · · Score: 1

      So you are saying that nutritionists are not able to calculate the nutritionally available calories with any semblance of accuracy? The unavailable calories don't seem to have many implications for weight gain.

      So in fact the body has to get the calories it uses from the nutritionally available calories in food, it isn't a trope.

      Of course it isn't always simple, but "The Biggest Loser" does a pretty good job demonstrating that a normalized diet and heap of exercise have a big impact.

      He (or she) to whom you are responding to is using the net carb notion of Atkins and other low carb diets (whether for weight loss or diabeties). Since low carb and net carb got a bad rap, it is now called low glycemic index (which is probably a more accurate term). Since dietary fiber is non digestible, although it is technically a carb, the body cannot use it and it therefore doesn't count towards the calories or insulin response.

      It really has to do with the way they measure carbs. They burn the food to measure total calories. Then they actually measure the amount of protein and the amount of fat. What's left are carbs. However, that process does not take into account whether they are digestible or not. Fiber is not, so any carbs from the fiber don't effect sugar levels.

      So the original poster is correct, you can pretty much eat all the celery you want and won't gain weight, because celery has almost no nutritional value for human beings. You could also eat all of the grass clipping from your front yard for the same reason. (If you were a cow, this would not be true).

      As for the biggest loser and diets. The problem with most diets that use extremes, like low carb or really low calorie or liquid diets, etc. Is that most people cannot stay on them for ever. They get tired of them or quit for whatever reason and as soon as they go back to eating normal food at what they perceive to be normal portions (which are usually 2 to 3 times a real portion), they put the weight back on.

      Studies show that the most effective weight loss program is WeightWatchers (I have no affiliation with them), because the participants learn how to properly eat (food choices, portion sizes) and lifestyle changes (exercise, etc.) all wrapped up in a self-help support group framework. That doesn't mean that everybody on WW is successful, just compared to most other programs there is a higher success rate.

      The secret to weight loss and keeping it off, is the amount of digestible calories consumed must be burned and then some for weight loss to occur. The most effective and healthiest way to do that is with proper food choices and proper portion sizes along with increased activity.

    15. Re:Count carbs by hsthompson69 · · Score: 1

      "It is misleading to state proteins and fat have nearly zero effect on blood sugar levels. That is only true in the absence of carbs."

      How can you possibly say that? Do proteins and fat suddenly gain a glycemic index value simply because you ate some sugar with them, or had sugar the day before? Of course not.

      "However, because of the high fat/high calorie content (ie high energy) you can't eat a lot of it."

      How high in fat something is, or its calorie content, doesn't determine how much you can eat of something. Glycemic index does.

      "Just like carbs, there are good fats (mono saturated) and bad fats."

      Saturated fat is just fine for you. Calling it a "bad fat" is a misnomer (that should be saved for transfats, which are completely unnatural).

      BTW, did you listen to Taubes' lecture? What did you learn from it?

    16. Re:Count carbs by hsthompson69 · · Score: 1

      Google "gary taubes berkeley". Listen to his lecture on the science behind the fat-hypothesis, and the carbohydrate-hypothesis. Reply to this comment with what you've learned from him.

    17. Re:Count carbs by hsthompson69 · · Score: 1

      That's correct, nutritionists who are taught the "a calorie is a calorie is a calorie" trope have no idea what they're talking about. Fat accumulation is not driven by calories, it's driven by insulin. Not all calories stimulate the production of insulin.

      If "The Biggest Loser" wanted to be most efficient, they'd zip everyone down to zero carbs, and give them a heap of exercise at the same time. With the caloric restriction they do use, they're actually decreasing their carbs considerably, which is what is stopping the abnormal fat accumulation.

    18. Re:Count carbs by hsthompson69 · · Score: 1

      You know, i've heard the "you cannot stay on a low carb diet forever", but my experience has been quite the opposite. Becoming a born again carnivore for the past 4 years, losing 50 pounds and keeping it off effortlessly, has been an incredibly *easy* experience. The withdrawal symptoms from the carbohydrates hurt for a while, but as a long term diet strategy, minimizing carbohydrates is very sustainable.

      The secret to weight loss, and keeping it off, is understanding what drives fat accumulation -> insulin. Ignoring the hormonal drivers here, and reflexively believing in "portion control" is what keeps fat people fat.

    19. Re:Count carbs by hsthompson69 · · Score: 1

      I can eat a 40 oz steak, and not drive my blood sugar up, not raise my insulin levels, and not accumulate fat. I can eat half a potato, and drive my blood sugar up, raise my insulin levels, and have my insulin resistant body accumulate fat. The portion size and calorie amount isn't what is important here -> the effect on insulin levels *is*.

      Seriously, google "gary taubes berkeley", watch his lecture, then get back to me with what you've learned.

    20. Re:Count carbs by RebelWithoutAClue · · Score: 1

      Actually the HFCS in soda is more like 65/35. I imagine the excess fructose does make a difference. http://foodfreedom.wordpress.com/2010/10/28/what-a-%E2%80%98sweet-surprise%E2%80%99-hfcs-contains-more-fructose-than-believed/

      --
      "However beautiful the strategy, you should occasionally look at the results" - Winston Churchill
    21. Re:Count carbs by Dcnjoe60 · · Score: 1

      Protein and fats are broken down into glucose just like carbs. However, it does require insulin to be present. In the absence of carbs, this can't happen, so if all you eat is protein or all you eat is fat, you will starve to death, just like the settlers did when all they could eat during the winter was rabbit. In reality, it doesn't take 0 carbs for this to happen, but a low enough amount that there is minimal insulin released.

      So, no, fats or proteins do not suddenly gain a glycemic index, but in the presence of other carbs they will be converted to glucose. The conversion is not as efficient as the bodies method of converting carbs to glucose, and it happens differently, but it does happen.

      With regards to fats, saturated fat is not "good" for you. During the Viet Nam war, when doing autopsies on dead soldiers, all young (between the age of 18 and 22), there was regular evidence of atherosclerosis. This was before there was a large amount of transfats. A transfat is really a polyunsaturated fat that has had hydrogen or bromine bubbled through it to saturate the bonds. It is not significantly different to the human body than saturated fats from animal products. The bad part of any digestible fat is the saturated part. Taking relatively healthy poly unsaturated fats like corn oil or soybean oil and then altering them (so they are solid at room temperature) so that they become saturated fats is what makes them bad. If you fry a doughnut in lard or you fry it in Crisco, it is the same effect. If you fry it in olive oil, it would be healthier but taste like crap.

      The problem with transfats, is that they are in everything. Fat makes things taste better and transfats don't go rancid like saturated animal fats, so transfats allow for a longer shelf life. Couple the high fat content with the carb content (high or not) causes the body to either store the fat or break it down in the liver into glucose depending on the body's needs.

      The average American diet is very high in fat. The average male, on a 2500 calorie diet only needs about 250 calories from fat to absorb the fat soluble nutrients. That is approximately 27.7 grams of fat or about two tablespoons a day. The average diet, however provides about 900 calories from fat, or 100 grams or almost 4 times what is needed. There are only three places for that fat to go: 1) be stored, 2) be converted to glucose for energy, 3) be pooped out. In the presence of carbs, all three of those occur, although with extremely low carbs, the fat as it is converted is then burned. Even a starving person has a normally glucose level, which means the body has to produce it from something (fat and protein stores). Your brain cannot function without an adequate supply of glucose, so your body will produce what it needs at the expense of muscle and other organs.

      Carbs are not bad for you. Protein is not bad for you. Fat is not bad for you. Excess of any one of them is bad for you. Excess carbs will cause fat in the diet to be stored and if it is really high, will be converted to fat itself. Excess proteins will impact your kidneys. Excess fat will impact your liver and gallbladder. The proper balance, and I do agree with you that the American diet has too many carbs to be healthy, but he proper balance and people will have healthier lives (whether overweight or not).

    22. Re:Count carbs by hsthompson69 · · Score: 1

      "Protein and fats are broken down into glucose just like carbs."

      Wrong. Gluconeogenesis is *very* different than the digestion of carbohydrates.

      " if all you eat is protein or all you eat is fat, you will starve to death,"

      Wrong. See the Masai and Inuit.

      "With regards to fats, saturated fat is not "good" for you"

      Yes, it is. Of course, this is mostly because wherever you see saturated fat, you actually see a combination of saturated and unsaturated fat, but to imagine it as "bad" is a misconception.

      "The average American diet is very high in fat."

      But the fat isn't the problem. It's the carbs.

      "Carbs are not bad for you. Protein is not bad for you. Fat is not bad for you. Excess of any one of them is bad for you."

      The problem is that "excess" is different for all three, and the worst one is carbs.

      Seriously, did you watch the Gary Taubes lecture? More importantly, are you going to?

    23. Re:Count carbs by Dcnjoe60 · · Score: 1

      Assuming you went low carb by following Atkins or South Beach or something similar, by the time you are at maintenance, you are around 100 grams of carbs a day. That is far below the average diet, but by definition, is not low carb, which is in the 20 to 40 grams per day.

      On these diets, they tend to be high fat and protein in the early stages and then as you approach your maintenance, you start adding carbs and reducing the fat. If you were to have a glucose test after eating a normal meal while in maintenance mode, you would see a glucose rise, which is then followed by a release of insulin. A high fat diet at that point would trigger weight gain.

      The human body cannot stay at a low carb intake (20-40 grams) indefinately, other problems will occur along with an ever decreasing metabolism. The early settlers ate only rabbit during the winter months -- zero carbs plus the few vegetables they had - low carbs. Many of them died from starvation because they did not have sufficient fat stores to be converted to glucose. Without the fat, the body turns to muscle and it does not distinguish between the muscles in your butt or your heart muscle.

      I agree that low carb dieting is great for dropping weight. It turns out the more overweight your are the more quickly you will lose, too. However, by the time you reach maintenance weight, by definition, you are consuming enough carbs but no more that your body can convert into glucose and consume. Yes, you are relatively low carb at 100grams (only 450 calories), but that is still enough to trigger an insulin response which would store the fat. The reason it probably is not is that your total caloric intake is probably around 1,500 and the rest of what you are eating is being converted immediately and burned. If you were to eat 2,500 calories but only 100 grams of carbs, you would put weight on (unless you were really active to burn the extra calories).

    24. Re:Count carbs by Dcnjoe60 · · Score: 1

      I can eat a 40 oz steak, and not drive my blood sugar up, not raise my insulin levels, and not accumulate fat. I can eat half a potato, and drive my blood sugar up, raise my insulin levels, and have my insulin resistant body accumulate fat. The portion size and calorie amount isn't what is important here -> the effect on insulin levels *is*.

      Seriously, google "gary taubes berkeley", watch his lecture, then get back to me with what you've learned.

      For the most part, I agree with you. However, that 40 oz steak only has no impact on your glucose if you already are eating low carbs. If you have a typical american diet, even a healthy one, but one where you eat a lot of carbs and today, you eat nothing but that steak, your glucose level will rise. Only after you have gone about three days without significant carbs will that steak only meal not impact your glucose.

      I agree whole heartedly, that a baked potato is not good for you. It is no different than eating than eating a 1/4 cup of sugar (for 1/2 a potato). Sugar is definitely empty calories, is readily converted to glucose, will provide more glucose than the body can utilize in a short time and the insulin will cause it to be converted to fat (triglycerides, actually and then stored as fat).

      From what you are describing, you sound like you are pre-diabetic and you are using a low carb high protein diet to control your glucose level. That diet works very well for that. However, for somebody who is not insulin compromised, the calories from that steak, unless they too, are on a low carb diet, will be converted to glucose (it's just not the first step of the process like it is with a baked potato). Given your condition, your doctor is probably not telling you that you can eat all the steak and bacon that you want. He/she would normally still be advising moderation.

      I commend you on maintaining your regimen. As I stated before, most americans would be better served lowering their carb intake, even if not by definition a low carb. The real issue for most people, though is carb + fat. The carbs in french fries work just like a baked potato and cause an insulin release. That insulin causes the fat in the fries (which is not present in a baked potato unless you add sour cream and cheese) to be converted to tryglicerides. From there it is either converted back to glucose or stored as fat. Again, given your low carb diet, this process does not occur for you.

    25. Re:Count carbs by maxume · · Score: 1

      You should phrase that as "One study found that soda contained up to 65% fructose, with most samples containing more than the expected 55%".

      The blog linked by that blog links the article (along with having nicer analysis):

      http://www.foodpolitics.com/2010/10/new-study-hfcs-sweetened-drinks-higher-in-fructose-than-expected/
      http://goranlab.com/pdf/Ventura%20Obesity%202010-sugary%20beverages.pdf

      So the study doesn't make the soda look very good, but the authors note that they didn't do enough tests to generalize the results (they only used 1 lab and gathered all the samples in LA).

      --
      Nerd rage is the funniest rage.
    26. Re:Count carbs by Dcnjoe60 · · Score: 1

      "Protein and fats are broken down into glucose just like carbs."

      Wrong. Gluconeogenesis is *very* different than the digestion of carbohydrates.

      " if all you eat is protein or all you eat is fat, you will starve to death,"

      Wrong. See the Masai and Inuit.

      "With regards to fats, saturated fat is not "good" for you"

      Yes, it is. Of course, this is mostly because wherever you see saturated fat, you actually see a combination of saturated and unsaturated fat, but to imagine it as "bad" is a misconception.

      "The average American diet is very high in fat."

      But the fat isn't the problem. It's the carbs.

      "Carbs are not bad for you. Protein is not bad for you. Fat is not bad for you. Excess of any one of them is bad for you."

      The problem is that "excess" is different for all three, and the worst one is carbs.

      Seriously, did you watch the Gary Taubes lecture? More importantly, are you going to?

      No, I am not going to watch the Gary Taube lecture. I am very familiar with the work. My doctoral dissertation on nutrition referenced many of the same resources. I am actually agreeing with most of what you are saying. I have been dumbing down the explanation since most people reading this on slashdot are not at the same level as Taubes, you or myself. So, when I say it is broken down into glucose or stored as fat, I am very much aware, as are you that the process and mechanisms are significantly more complicated than that. However, the average John Doe does not make that distinction. They are not aware of ketosis, or the krebs cycle or any of the technical processes involved.

      As I said, I agree with just about everything you state, with the exception that all food types (carb, protein, fat), need to be broken down by the body to be utilized and that process ultimately equates to glycogen (which the body stores and later converts back to glucose) and amino acids. In layman's terms, since all cells require this, the body has to produce it if it is not present in the diet. That means that even an all protein diet eventually creates glucose somewhere. When glucose is introduced through the diet, it requires insulin to be released because the amount introduced far exceeds the body's current need. When your body produces it, it only produces the exact amounts it needs and there is not an appreciable rise in blood sugar.

      We could get all technical and into the specific mechanisms and things, but slashdot really isn't the place for that discussion. Suffice it to say, that I am more or less in agreement with what you are saying.

    27. Re:Count carbs by hsthompson69 · · Score: 1

      I keep it under 40g a day. Not doing any specific diet plan like Atkins or South Beach, just avoiding carbs.

      I can do this indefinitely, and the Masai and Inuit did this indefinitely for generations.

      Seriously, go watch the Gary Taubes lecture, *then* reply to comments.

    28. Re:Count carbs by hsthompson69 · · Score: 1

      I think you've got a real misunderstanding of the Kreb's cycle, and glycemic index.

      I use a low carb/high fat/high protein diet to control my weight, and to maintain my health. I'm particularly insulin resistant, and even the slightest amount of carbs can cause my fat cells to accumulate fat under the influence of insulin.

      My doctor, like most doctors, don't know crap about proper diet. He told me for three years to eat low-calorie, low-fat, and to exercise, which I did, religiously. Every year, my weight got worse, my cholesterol got worse, and my blood pressure got worse. When I stopped listening to him, and cut the carbs out, I lost 50 lbs., my cholesterol improved, and my blood pressure improved. "Moderation" is a weasel word that means nothing -> imaging a "moderate" amount of cocaine for a 5 year old.

      Asserting that "carb+fat" is the problem is missing the point -> there are essential fatty acids, and essential proteins, but no essential carbohydrates. Blaming the fat for being stored in fat cells because it happens to be there (when in fact, it *has* to be there), is ignoring the real problem -> the carbohydrate. It's like saying our problem is "murderers+victims", and using that as an argument against victims The problem *isn't* the victim, it's the murderer.

    29. Re:Count carbs by hsthompson69 · · Score: 1

      "No, I am not going to watch the Gary Taube lecture."

      Then you're really missing out on something important. If your doctoral dissertation was on nutrition, then it should be required viewing for you, period, and his book should be required reading. As much as you agree with some of what I'm saying, his work will challenge you to examine some of the very basic preconceptions I think you still have.

      "That means that even an all protein diet eventually creates glucose somewhere. When glucose is introduced through the diet, it requires insulin to be released because the amount introduced far exceeds the body's current need. When your body produces it, it only produces the exact amounts it needs and there is not an appreciable rise in blood sugar."

      The amount of insulin released to maintain blood sugar levels on a low-carb diet is phenomenally less than the amount of insulin required to maintain blood sugar levels with carbohydrate intake. Assuming that protein calories act in a similar way to carbohydrate calories because some protein will be converted to glucose via gluconeogenesis, is glossing over an important difference. Put bluntly, gluconeogenesis will *not* trigger excessive releases of insulin, no matter how much protein you're consuming. It happens as needed, not simply because you've eaten protein.

      The "calories in, calories out" trope is the one you need to remedy. Overcoming that basic misconception is going to greatly improve your understanding, and Taubes does a great job of laying the case out, especially to people who have higher degrees in nutrition.

  13. Anyone capable of doing that should know better by Anonymous Coward · · Score: 0

    ...than to deliver it for just 3 million (especially when they are meant to be paid at the discretion of an insurance company).

  14. It's a good idea, but... by Overzeetop · · Score: 1

    It's a good idea, but as soon as you include "claims data" in your modeling, it becomes an insurance/actuarial process. Why would claims data matter? Besides, isn't this what primary care doctors are currently tasked with? Maybe they'd prefer to work both sized of that insurance equation - raise premiums and reduce personnel costs?

    --
    Is it just my observation, or are there way too many stupid people in the world?
    1. Re:It's a good idea, but... by Motard · · Score: 1

      They're using claims data because that's the data they have. They don't have the full medical records. They're a provider network. They don't set premiums.

    2. Re:It's a good idea, but... by geekoid · · Score: 1

      Yes, but getting another tool into the Dr.s hands is a good thing.

      --
      The Kruger Dunning explains most post on /. http://en.wikipedia.org/wiki/Dunning%E2%80%93Kruger_effect
  15. Spending is negative, preventing is invisible by germ!nation · · Score: 1

    Isn't the wider problem that no one has "Money that didn't have to be spent" on their balance sheets? If people regularly claim on their health insurance (I assume that's how it works? UK resident here) won't their cover suffer in some fashion down the line even if the times they picked to claim where 100% right decisions that removed the need for much more expensive future claims?

    1. Re:Spending is negative, preventing is invisible by maxume · · Score: 1

      Despite all the yelling, "employer" is a much better predictor of the level of insurance a person in the U.S. has than "medical history".

      That medical history has an impact can be much more emotionally offensive so it isn't that shocking.

      --
      Nerd rage is the funniest rage.
    2. Re:Spending is negative, preventing is invisible by Anonymous Coward · · Score: 0

      Unlike other insurance your number of claims doesn't affect you're individual cost. It just means the insurance company increases everyone's costs next year to avoid making a smaller profit.

  16. Sounds good to me, in my dreams by symes · · Score: 3, Funny

    So there I was, walking down the street minding my own business... when a van screeches to halt in front of me. Five (5!) scantily clad nurses throw me to the ground and give me the kiss of life. Who knew I was about to be run over?

    1. Re:Sounds good to me, in my dreams by symes · · Score: 1

      Actually, I'm confused... The algorithm is to predict costly hospitalisations? Surely there are some diseases where hospitalisation is the best way of reducing premature death (heart bypass?) In this case, would the algorithm be expected to leave these guys alone as they are more likely to suffer death than hospitalisation? And... surely the BEST way of improving health (if this is what they are really interested in) is to get people when they are young and steering them away from unhealthy lifestyles (alcohol, tobacco, drugs, etc.)? Furthermore, surely age is the biggest predictor of hospitalisation, not neccessarily because they are more likely to contract disease but because they are more vulnerable. Would the model be expected to discount age? There sure seems to be a striking lack of clarity here, that or I should read TFA...

    2. Re:Sounds good to me, in my dreams by vlm · · Score: 1

      get people when they are young and steering them away from unhealthy lifestyles (alcohol, tobacco, drugs, etc.)?

      Can't fix stupid. However, if they've already pushed the self destruct button, its possible that they could be steered toward a cheaper, faster demise rather than a slow expensive trainwreck. I can see the ads now "For patients whom drink more than 12 beers every day, and only patient whom drink more than 12 beers every day, the Surgeon General recommends that methanol and OJ is a better drink than ethanol and OJ; bottoms up!"

      Remember they're not in the business of improving health, they're in the business of improving profit.

      --
      "Science flies us to the moon. Religion flies us into buildings." - Victor Stenger
    3. Re:Sounds good to me, in my dreams by xtracto · · Score: 1

      5 != 5!

      Why don't they submit their prediction competition to Kaggle. There are quite a lot of "impossible" prediction competitions over there already.

      --
      Ubuntu is an African word meaning 'I can't configure Debian'
    4. Re:Sounds good to me, in my dreams by Anonymous Coward · · Score: 0

      I worked on a similar system for a health insurer a few years back. The idea is that a lot of people get diagnosed with a disease, say diabetes, and then fail to do much to control the disease. Diet aside there are annual tests and medications that can help keep diabetes under control. While these preventative measures are fairly expensive in their own right, they are dirt cheap in comparison to an amputation. Another example was asthmatics, there are some asthmatics that end up in the ER on a weekly basis, sometimes simply because they can't afford an inhaler (even with insurance). The inhaler cost is far less than the ER visit. It would be more informative to call them Preventable Hospitalizations.

      The overall goal was to predict individuals who appeared to be under utilizing standard preventative measures and have an in house nurse get in contact with them and a) try and get them to take part in the preventative care and b) if they are unable to for some reason possibly provide the medication for free (really depends on the cost differential). Often the nurse would set up calls every other week in order to help promote continued compliance.

    5. Re:Sounds good to me, in my dreams by mindaika · · Score: 1

      I believe "prevent costly hospitalizations" means "prevent us from paying for costly hospitalizations."

    6. Re:Sounds good to me, in my dreams by scottv67 · · Score: 1

      >Another example was asthmatics, there are some asthmatics that end up in the ER on a weekly basis, sometimes simply because they can't afford an inhaler (even with insurance). The inhaler cost is far less than the ER visit. It would be more informative to call them Preventable Hospitalizations.

      The inhaler example is pretty good but if you replace "inhaler" with "daily dose of Advair", it would be an even better example. When most people say "inhaler", they usually mean "something related to albuterol that is used in a reactive fashion after wheezing has started". Giving an albuterol inhaler to someone with asthma who is not capable of paying for an albuterol inhaler is a *good* idea and may keep them from a visit to the Emergency Department. Giving Advair to someone with asthma who is not capable of paying for Advair is a *great* idea and will be a lot cheaper than a visit to the Emergency Department (even though Advair is one pricey little saucer).

      Disclosure: I am not a drug rep nor do I own shares in GlaxoSmithKline. I take Advair every day to keep my asthma under control (maybe my insurance company should send me a check every month that I use Advair as prescribed because it is keeping me out of the doctor's office or the E.D. Hmmm... I wonder if they'll go for that plan.)

    7. Re:Sounds good to me, in my dreams by Frank+T.+Lofaro+Jr. · · Score: 1

      "For patients whom drink more than 12 beers every day, and only patient whom drink more than 12 beers every day, the Surgeon General recommends that methanol and OJ is a better drink than ethanol and OJ; bottoms up!"

      Methanol and OJ: We'll call it the "You're screwed! driver".

      --
      Just because it CAN be done, doesn't mean it should!
    8. Re:Sounds good to me, in my dreams by Anonymous Coward · · Score: 0

      "who", you idiot. Not whom.

    9. Re:Sounds good to me, in my dreams by sjames · · Score: 1

      is to get people when they are young and steering them away from unhealthy lifestyles (alcohol, tobacco, drugs, etc.)?

      Skateboarding, rock climbing, skydiving....

  17. Algorithm?!? by cultiv8 · · Score: 1

    I'm sure once they get their hands on this algorithm it'll be turned into a patentable "system and method".

    --
    sysadmins and parents of newborns get the same amount of sleep.
    1. Re:Algorithm?!? by Motard · · Score: 1

      For $3M, they can have it. The scary thing is if they require that every entry becomes their property.

  18. Well with the stupid rules in place by Shivetya · · Score: 1, Troll

    especially with the nationwide health care bill what did you expect?

    The system will allow people to forgo insurance until they are sick. This is akin to crashing your car and then buying insurance and filing a claim. As such, insurance companies need to come up with methods to better manage those they are covering to buffer against those who will abuse the system.

    The real problem of course is, people have no incentive to care about their health. Oh, I know, but you say, who doesn't care about their health. Its a matter of degrees. Tell me how many tubbies you know who think they need to change. OK, now tell me how many are doing something about it. When health care's cost do not directly affect the people using it a large number will do nothing to improve their health. They already have been forgiven the responsibility of paying for their health care and quickly associate that with, if anything goes wrong they won't have to pay for that either. Hence the costs are purposely forced upon those who do pay and the companies managing it. Its a perfect system designed to force people out of private insurance for the exact fear you espouse.

    So time to break out the predictions. It should not be too hard to get a few things down quickly, there are issues that are attributable based on race, sex, and known health issues (weight, smoking, etc), then compare to results from actual visits if any. It would be a fascinating project. I don't know why anyone is surprised by any of this, my only surprise is that these are not common place now.

    Ask yourself this : Why should someone pay for your healthcare if your not an active participant in improving your own health. Then realize that a sizable portion will tell you to go F off all the while not screwing over themselves by not doing anything or worse doing the wrong things.

    --
    * Winners compare their achievements to their goals, losers compare theirs to that of others.
    1. Re:Well with the stupid rules in place by WonderingAround · · Score: 1

      There's no arguing it's a twisted concept but these things are the heart of venture capitalism and has the possibility to become a major field in an already struggling healthcare system where the consumer may have an advantage if in good health and suddenly have to deal with intense pain or suffering at some point but get their life back and their money's worth.

      --
      It's like the mind going AWOL, it's there somewhere
    2. Re:Well with the stupid rules in place by Isaac-1 · · Score: 3, Informative

      The real problem is cost of health care, about 6 months ago I fell and broke my back. I have decent if not great insurance, and the treatment for my break (single level split compression fracture if your interested) has been nothing more than a brace and monthly follow up x-rays (and one CT at 4 months)and doctor visits. I was transported to the hospital by ambulance on a back board (cost about $750, $300 out of pocket, kept in the hospital for 3 days base level observation, fall happened on a weekend and I could not be fitted for a $750 custom fitted plastic and foam brace until Monday, hospital bill about $15,000 for 35 hour stay, another $2,000 or so for the 2-3 hours in the ER before being admitted), plus about $515 per month for a couple of x-rays and spinal specialist visits. Total bill upwards of $25,000 so far, out of pocket around $4,000 .

    3. Re:Well with the stupid rules in place by maxume · · Score: 1

      For $15,000 we should just tack on another couple thousand and require that they provide you a detailed itemized list of what costs they are using to justify that bill.

      --
      Nerd rage is the funniest rage.
    4. Re:Well with the stupid rules in place by wisty · · Score: 1

      >>> hospital bill about $15,000 for 35 hour stay

      Holy shit, where did they put you? The Paris Hilton? Did they throw in Paris Hilton? No, your back was bad ...

      I hope the food was good ...

    5. Re:Well with the stupid rules in place by BVis · · Score: 1

      "As such, insurance companies need to come up with methods to better manage those they are covering to buffer against those who will abuse the system."

      Or, you know, they could stop screwing over their customers to the point where having insurance is actually affordable, and people would buy it before they got sick.

      "They already have been forgiven the responsibility of paying for their health care"

      I don't know about you, but I'm sure paying for my health care. To the tune of $1200/month.

      "Why should someone pay for your healthcare if your not an active participant in improving your own health"

      Maybe because some people actually give a shit about people other than themselves?

      --
      Never underestimate the power of stupid people in large groups.
    6. Re:Well with the stupid rules in place by famebait · · Score: 3, Insightful

      You seem to be arguing from the following premise:
              "costly treatments make people take more care of their health"

      Until you bring forth Extraoridnary Evidence (tm) for this Extraordinary Claim (tm), please forgive us for ignoring your random speculations, and for frowning upon your attempt at presenting those ramblings as fact.

      You might be surprised to learn that there are many other countries besides the US, employing many different models of health care funding. A first stab at checking your assumtions (don't knock it 'till you've tried it) would be to compare some industrialised countries in terms of public health, healtcare spending, and typical cost to patients.

      Seriously - would you or anyone you know actually think "I never really considered getting a serious helath problem, but it the treatment is free, why the hell not?", or is it just "those other people" you collectively accuse of this insanity?

      --
      sudo ergo sum
    7. Re:Well with the stupid rules in place by cvtan · · Score: 1

      My wife has had two knee replacements at $25000 each. Her pacemaker cost about $20000. Your costs seem high.

      --
      Sorry, but gray text on gray background is making my eyes bleed.
    8. Re:Well with the stupid rules in place by Inda · · Score: 2, Informative

      For comparison in the UK:

      CT scan just cost my insurance £450 ($721.22) and the nurse told me that was cheap.

      Wife just had gaul bladder removed. In and out of hospital within 24hrs. £4,750 ($7,612.83)

      NB. Some of us in the UK get private health care through work.

      --
      This post contains benzene, nitrosamines, formaldehyde and hydrogen cyanide.
    9. Re:Well with the stupid rules in place by Anonymous Coward · · Score: 0

      "Ask yourself this : Why should someone pay for your healthcare if your not an active participant in improving your own health." ...and Americans still like to say they are a "Christian Nation." I don't remember Jesus saying "I got mine, why should I help you?"

      Your health-care "system" is a world-wide joke. The fact that there isn't a single nation on this planet following the Nixon/Kaiser Permanante model for screwing over patients doesn't bother you...because you dismiss it all as "socialism." Huuah, go America.

    10. Re:Well with the stupid rules in place by oh_my_080980980 · · Score: 1

      Death Panels....seriously how stupid do you have to be to not understand why people would not be for this. The biggest issue has to do with misuse. Since an INSURANCE COMPANY is asking for this, it is highly likely, based on past evidence, that insurance companies would deny people coverage. That's a fact.

      There other point is THEY'VE TRIED THIS ALREADY.....remember DEATH PANELS. In the healthcare reform debate they talked about creating efficiencies in healthcare by using a similar approach and politicians took that to mean rationing and death panels.

      Take your head out of your ass potsy.

    11. Re:Well with the stupid rules in place by Anonymous Coward · · Score: 0

      Uh -- pretty sure that the new bill requires you to purchase insurance...but maybe I have been deceived by the socialist media, whatever that means.

    12. Re:Well with the stupid rules in place by eleuthero · · Score: 1

      There is no one, simple solution.

      Having spent a great deal of time in Spain (and other European countries too), socialized medicine trends towards the same problems people with HMOs in the US face--one main doctor--if he's bad, too bad for you. Need surgery? ... Is it important and life threatening? We can work you in in 6-12 months, perhaps longer if it is something less significant like heart surgery. I will grant you that if you have a history of a specific, dangerous medical problem, the gears seem to work faster (a friend's father recently had an emergency same-day surgery--shocked everyone--a real miracle).

      The American model, even apart from HMOs tends towards greed (humans get that way, yes?). There are exceptions to the rule in both cases. I have noted one above in the European system, and in the American system, my father-in-law received excellent end of life care from the WVU hospital just recently (they were very creative in trying to solve multiple organ failures--nothing against them that they weren't able to correct malpractice from another hospital, but they didn't give up until the very end and were willing to try fairly radical treatment options including getting the the insurance to pay for a trip to Ohio State's vet school for extra work--an odd choice but one that would have been helpful... day staff changed and OSU decided against the idea).

      Is the US a Christian nation? No, but there are a larger percentage of people who call themselves Christians than in other nations. This is a sad thing for me because the reputation of the Christian should be that of Christ (as you rightly point out) and is (again, sadly) not.

    13. Re:Well with the stupid rules in place by Anonymous Coward · · Score: 0

      ...especially with the nationwide health care bill what did you expect?

      The system will allow people to forgo insurance until they are sick. This is akin to crashing your car and then buying insurance and filing a claim. As such, insurance companies need to come up with methods to better manage those they are covering to buffer against those who will abuse the system.

      That's why the bill included a mandate to purchase health insurance - to prevent free-riders from waiting until the last minute to get insurance, and thus destroying the insurance industry.

    14. Re:Well with the stupid rules in place by Anonymous Coward · · Score: 0

      That's because UK private healthcare is heavily subsidised by the public health care system - an attempt to make private seem a more attractive proposition.

    15. Re:Well with the stupid rules in place by skids · · Score: 2

      especially with the nationwide health care bill what did you expect ...
      The system will allow people to forgo insurance until they are sick.

      Which was kind of the point of the individual mandate in the new health care bill, no?

      Why should someone pay for your healthcare if your not an active participant in improving your own health

      Because depression is also a medical condition, one which prevents you from adequately "participating" and which is widespread. Also because it puts people in the position of judging who is and who is not "participating," which amounts to, in the mildest case, a huge waste of time determining who is "lazy" and who has an excuse (like "i can't exercise, I'm paralyzed") and, in the more drastic case, a "death panel."

    16. Re:Well with the stupid rules in place by Stormthirst · · Score: 2

      Ask yourself this : Why should someone pay for your healthcare if your not an active participant in improving your own health. Then realize that a sizable portion will tell you to go F off all the while not screwing over themselves by not doing anything or worse doing the wrong things.

      So you don't have car insurance then? Afterall, why would you pay for someone else's car accident?

      You clearly don't understand the concept of insurance. Let me help you with that. Following your logic: Do you actively go out on driver improvement courses?

    17. Re:Well with the stupid rules in place by Stormthirst · · Score: 1

      My friend just had her gall bladder removed. She didn't do anything to get gall stones, they just occurred.

      Cost to her - £0. Why? Because she's in the UK

      Was there anything she could have done to prevent the gall stones? No
      Was there anything she could have done to predict she would get gall stones? No

      So why should she be financially punished for something there was no way to predict, or prevent?

    18. Re:Well with the stupid rules in place by geekoid · · Score: 1

      You really don't know what you are talking about.

      "Tell me how many tubbies you know who think they need to change. "
      ignoring you Ad hom, many do. In fact every one I talk to want to change.

      "OK, now tell me how many are doing something about it. "
      al I know are trying, most are failing. That is largely due to misinformation from the 'diet' industry. It's also shown that simply 'not eating' is incredibly hard for some people; which actually make sense. The once who eat the most survive the longest during famine. SO being hard wired this was has strong evolutionary advantages. Of course, in the US famine is gone. Now it's very detrimental. Some peple get very large hits of dopamine when they eat. You might want to look into that to understand hoe powerful it can be. People will literally be thinking they don't want to eat and STILL find themselves eating.

      In order to address this problem we must look at it factually.

      You're whole scenario is what is wrong with private insurers. With the Health care, everyone will pay into it.

      Peoples health impacts society as a whole. From obesity to vaccines. It is in societies best interest to have a healthy population. Proper education and science goes a long way toward improving health. we also need a watch dog to knock down companies who propose bogus health 'cures'. I mean, every acupuncturist they even remotely claims a health benefit should be put in prison. The ones who claim it's a replacement for vaccines should be put out to sea.

      --
      The Kruger Dunning explains most post on /. http://en.wikipedia.org/wiki/Dunning%E2%80%93Kruger_effect
    19. Re:Well with the stupid rules in place by geekoid · · Score: 1

      Or you could just ask.

      --
      The Kruger Dunning explains most post on /. http://en.wikipedia.org/wiki/Dunning%E2%80%93Kruger_effect
    20. Re:Well with the stupid rules in place by Stormthirst · · Score: 1

      Why should it be a couple of thousand? Why should it not be the default option? After all, for the hospital to know how much they should charge you, surely they should be recording all the items they use, and the time their HCPs spend with the patient.

      I heard urban myth that a hospital in the States charges $12 for a q-tip. For that much I could several boxes of q-tips! So the reason why they don't itemise is because the hospitals are ripping you all off.

    21. Re:Well with the stupid rules in place by geekoid · · Score: 1

      That's not unheard of. Just so you know, that cost also include a staff of Doctors and Nurses, constant monitoring, meds, IV, and so on.

      They didn't just toss him onto a twin mattress and say 'see you in 35 hours'.

      I have written software to tabulate and track hospital expense.

      --
      The Kruger Dunning explains most post on /. http://en.wikipedia.org/wiki/Dunning%E2%80%93Kruger_effect
    22. Re:Well with the stupid rules in place by maxume · · Score: 1

      You think it is an honest list, or do you think the room charge includes a nice mark up to cover costs that they can't recover elsewhere?

      --
      Nerd rage is the funniest rage.
    23. Re:Well with the stupid rules in place by maxume · · Score: 1

      I don't even mean the items they provided you, I mean exactly what costs the room revenue goes towards covering.

      I put in the couple thousand because I didn't want to argue with people who would point out that it would be expensive to keep such detailed track of spending.

      --
      Nerd rage is the funniest rage.
    24. Re:Well with the stupid rules in place by Anonymous Coward · · Score: 0

      You will get a different tone when something unpredictable (or maybe predictable?) happens to you and you can't pay for it yourself because your health insurance denies your claims, even after you paid them all this money to provide health care for you in the first place. Because they will.

      The idea that if you stay healthy then nothing (or less) will happen to you is bull. Things can and will happen that you have no control of. And thinking it will keep the overall costs down is false. The costs will go up. So, why not pay what you already pay via taxes and be less selfish and actually feel good about that someone that really is in need is able to get the health care they deserve even tho they might put less into the pot due to less income? Like a friend of mine that has Crohn's disease even tho she has been very healthy and not one of "the tubbies" you mention above (how f-ing rude of you in the first place) and is having a hard time to pay bills because of the health costs. I have been denied my claims twice in my life as soon my deductible was met (try and live on an Employer supported HSA plan with a $3000 deductible and then get claims denied - That is all I can afford because seeking a plan outside work will cost me even more!)

      But i'm glad you are so healthy that you aren't costing the system any money and you got it all for yourself. I suggest you keep that money and start saving up for your older age. Medicare sucks too.

    25. Re:Well with the stupid rules in place by dr2chase · · Score: 1

      Pardon me, but you are misinformed, and have a terrible view of other people.

      FIRST, WTF did you think the individual mandate was for, if not to prevent people from buying insurance only after they get sick? It's the quid-pro-quo of forbidding the insurance companies from dicking you around with pre-existing technicalities and requiring that they take-all-customers. (Would be more efficient to cut out the middlemen, but cost and quality were not as important as insurance industry campaign funding.)

      SECOND, people DO care about their health, but they tend to discount the future horribly and believe that because of their all-encompassing above-averageness (the Lake Wobegon Effect), bad stuff will not happen to them. People do care about their health, they just don't do a very good job of putting that care into action. They don't want to retire in poverty either, but look at the state of most people's savings.

      I am, however, not optimistic that this algorithm would do any better than simply combining family history with lifestyle, or simply (especially in California) going gung-ho for getting people off their lard butts and out on their feet and on bicycles (where most people live, the weather is pretty darn nice).

    26. Re:Well with the stupid rules in place by Anonymous Coward · · Score: 1

      Wife just had gaul bladder removed.

      The doctors said it was chancy, but ultimately, it was her asterisk.

    27. Re:Well with the stupid rules in place by Sarten-X · · Score: 1

      That list will include nurse visits, paperwork management, sterilization of a whole room, malpractice insurance, a significant number of tests run by very skilled and highly-educated people, more malpractice insurance, a mandatory contribution to the dying-guy-with-no-insurance fund, testing and maintenance on the oh-god-I-sneezed-and-now-i-can't-feel-my-legs button, even more malpractice insurance, disposal of the disposables...

      All those little things that the hospital does for every patient add up. $5,000 per day isn't too surprising. Now, if we could cut back the load on hospitals, they might be able to have only one room cleaner, instead of four. There would be fewer procedures done unnecessarily, so fewer screwed up procedures, so lower malpractice costs.

      Of course, that means there has to be some way to reduce the load. Perhaps if we had some way to identify sick patients before they desperately need a hospital, they could get care at smaller clinics...

      --
      You do not have a moral or legal right to do absolutely anything you want.
    28. Re:Well with the stupid rules in place by StikyPad · · Score: 1

      Was there anything she could have done to prevent the gall stones? No
      Was there anything she could have done to predict she would get gall stones? No

      So why should she be financially punished for something there was no way to predict, or prevent?

      Same reason she should be financially punished if her TV dies, or her dog throws up on her new rug -- them's the breaks. The fact that something isn't preventable or predictable doesn't mean you should be automatically absolved of the liability.

      Now, that said, the whole point of INSURANCE is to mitigate the consequences for unpredictable events. Unfortunately, our insurance companies have the opposite agenda, which is minimizing *their* liability, and they hold all the cards when it comes to everything from benefits to whether they'll even cover someone at all. This is an obvious and direct consequence of for-profit insurance, and it should go without saying that the only way to correct that is to either do away with for-profit insurance, or else regulate the hell out of it. As far as replacing for-profit insurance, the natural entity that is best positioned to manage such a program is the government, but people don't want the gum'mint coming between them and their doctors. Apparently it's better to have a tollbooth between them and their doctor and the ever-present threat of bankruptcy looming overhead.

    29. Re:Well with the stupid rules in place by maxume · · Score: 1

      Yeah, sure, there are lots of expenses. I just think it might be interesting if people knew where the money ended up going, and I have trouble reconciling the cost (of course I realize that I do not have much perspective).

      It is probably worth pointing out that he adds detail to the 3 days, the room bill was for 35 hours, which seems safe to call 2 days, so apparently it was $7500 a day.

      --
      Nerd rage is the funniest rage.
    30. Re:Well with the stupid rules in place by Anonymous Coward · · Score: 0

      ...the consumer may have an advantage if in good health and suddenly have to deal with intense pain or suffering at some point but get their life back and their money's worth.

      I'm not so sure I consider that an "advantage". It's like saying you are at an advantage over the insurance company when somebody totals your car.

    31. Re:Well with the stupid rules in place by drsmithy · · Score: 1

      Of course, that means there has to be some way to reduce the load. Perhaps if we had some way to identify sick patients before they desperately need a hospital, they could get care at smaller clinics...

      Like, say, a universal healthcare system that doesn't force people to put off preventative care because they can't afford it ?

    32. Re:Well with the stupid rules in place by Belial6 · · Score: 1

      A very good example is when you look at weight. There is a large percentage of people who would say that I don't take part because my lean body mass, as in not counting any fat on my body, puts me in the "overweight" category. Ironically, I know plenty of people that are in the "normal" category who easily have 30 or 35 pounds of excess body fat.

      This http://www.schwarzenegger.it/mro/schwarzenegger.html would be considered "not participating" by a huge portion of our population because he is obese.

    33. Re:Well with the stupid rules in place by awfar · · Score: 1

      Yes, and I could build Ferraris by hand, every day, buying parts from disparate and disinterested vendors and justify the entire accounting at the end of the day.

      The fact is everything you mention is done every day, continuously, en-masse mostly without deviation from procedure.

      From food service to laboratory their workloads are often like a factory. Unlike a factory, they never reach those efficiencies* by their design.

        *except when it affects *their* bottom-line.

    34. Re:Well with the stupid rules in place by witch-doktor · · Score: 1

      Not many will get that reference for geographical and temporal reasons, but I LoLd

    35. Re:Well with the stupid rules in place by penguin_dance · · Score: 1

      Actually there is a way to predict an increase in your chances of having gall stones.

      It's called the five F's

      Forty - over forty
      Fat - overweight
      Female - your gender
      Fertility - if you've had children
      Family - if it runs in your family

      The more of these conditions you meet, the more likely you'll get gall stones. With the exception of the weight there's not much you can do.

      But where we disagree:

      So why should she be financially punished for something there was no way to predict, or prevent?

      Yeah and why am I punished for having to shell out $1,400 to have a new hot water heater put in when mine broke? It's called shit happens. Some of us will get one thing, some another. There's almost no one comes out without having some health issue unless you just drop dead.

      --
      If you've never been modded as "flamebait" or "troll," you've never tried to argue a minority viewpoint here!
    36. Re:Well with the stupid rules in place by Anonymous Coward · · Score: 0

      It does not cover Doctors' professional fees. Those will come under a separate bill. The hospital I work at has about $6,900 in overall cost per patient day of stay. This includes all ancillary staff, cleaning the floors, heating the place, paying for electricity, and paying for computer systems to make sure you get your detailed itemized bill. the $7K per day for a hospital bed does not include medications, those are also itemized and on your bill.

      And, each doctor that comes to see you has to bill you separately.

      Say you came in to the Emergency Room with terrible bad appendicitis.
      You have to be admitted, and your appendix is scheduled to be removed.
      You will be charged for:
      ER doc to examine you $300
      Labs? $150-$600
      X-ray? $125-$475
      Surgeon to cut you open $600
      Anesthesiologist to keep you under and not screaming while the surgeon cuts into your belly and to keep you from dying while you are under anesthesia - $35 per 15 minute block of time
      Those are just the professional services, the facility will charge you for the room you stay in to recuperate and the surgery suite. Everything has to be cleaned and sterilized after your surgery and stay is over. If you stay one day after your appendectomy, expect to pay $7000 for the room and about $5000 for the hour of Operating Room time. Also, they will give you about $100 to $250 of meds afterwards in the form of antibiotics to prevent infection, pain pills, and anti-inflammatories. Plus dressing and stuff to keep the dirt out of your surgery site.

      So, for one of the simplest of procedures, it will cost about $10K+ to deliver this care.

    37. Re:Well with the stupid rules in place by Motard · · Score: 1

      Seriously - would you or anyone you know actually think "I never really considered getting a serious helath problem, but it the treatment is free, why the hell not?", or is it just "those other people" you collectively accuse of this insanity?

      Yes, I know someone who had some money in his Flexible Spending Account that was going to go away January 1st because that's what happens with FSA's. So he went to his doctor and said "I've got this money until Jan. 1, so run whatever tests might be helpful."

    38. Re:Well with the stupid rules in place by cayenne8 · · Score: 1

      Yes, I know someone who had some money in his Flexible Spending Account that was going to go away January 1st because that's what happens with FSA's. So he went to his doctor and said "I've got this money until Jan. 1, so run whatever tests might be helpful."

      This is something I don't understand, why don't be promote the HSA (Health Savings Accounts) instead and make them easier to attain, use and manage? The HSA is like the FSA, except it is NOT a use it or lose it thing...it can continue to grow year after year after year!!

      I set one up when I was contracting through my own company and it was great. I got a high deductible insurance policy ($1200 deduct....for emergency care only) and I maxed out pre-tax contributions to the HSA. I used the HSA funds for my routine medical visits and meds.

      This should be the model we use....save pre-tax for routine medical costs...insurance ONLY for catastrophic medical emergencies (heart attack, etc)...and costs would go down everywhere. Make the individual responsible for their own health...make insurance back into what it used to be known as..."major medical".

      --
      Light travels faster than sound. This is why some people appear bright until you hear them speak.........
    39. Re:Well with the stupid rules in place by jbengt · · Score: 1

      There other point is THEY'VE TRIED THIS ALREADY.....remember DEATH PANELS

      Yes I remember, but it wasn't about this. It was about the addition of a provision requiring Medicare to reimburse doctors for the cost of counselling patients about living wills, DNR orders, hospices, etc. Somehow, the Republicans managed to convince their followers that that meant letting a third party decide whether Grandma should live or die.

    40. Re:Well with the stupid rules in place by CycleMan · · Score: 1

      HSA beats FSA, hands-down (unless federal healthcare regulations change things in the future). However, not all employers offer HSA options.

    41. Re:Well with the stupid rules in place by WonderingAround · · Score: 1

      So what exactly would I want if I'm in good health and I have to deal with real world unavoidable accidents and the even the fact that no one's invincible and we're all eventually susceptible to old age?

      --
      It's like the mind going AWOL, it's there somewhere
    42. Re:Well with the stupid rules in place by Sarten-X · · Score: 1

      When a factory makes a mistake, the defective part is rejected, at a cost of a few dollars. If the mistake is serious and isn't caught, the company faces a maximum cost of about a few hundred thousand dollars for a recall. When a hospital screws up, the malpractice settlements average around half a million dollars, and if a jury gets involved, the cost jumps up to almost 5 million. That's a significant difference, and it significantly affects the risk analysis.

      To reduce the risk of casual error, every procedure is treated individually. Every detail gets somebody's attention, and every possibility is examined. If you go to a clinic complaining of a persistent cough, and the desk clerk hands you a bottle of cough syrup, that's efficient. If you really had pneumonia and die the next day, that's malpractice. Of course, testing for pneumonia means sterile equipment, more time, and more skilled personnel paying attention to the details of any symptoms you present.

      Medicine is not a straightforward symptom-to-treatment-to-cure process. It's a tricky system of guessing what makes the body behave the way it does. In one case I heard about, a man went to a hospital with pain in is abdomen. Initial examination showed nothing wrong. There was no swelling and no visible indication of any problems. It wasn't until a doctor heard that the man was an alcoholic several decades earlier that he figured out what had happened. The alcohol caused reduced testosterone, which caused a higher risk of osteoporosis, which led to a broken vertebra, which pinched a nerve, which caused the feeling of pain. The efficient treatment would be to give the man some aspirin and send him home to paralyze himself.

      A hospital having the same kind of efficiency as a factory would lead to even worse care than currently exists, and the malpractice insurance would cost more than the efficiency would save.

      --
      You do not have a moral or legal right to do absolutely anything you want.
    43. Re:Well with the stupid rules in place by cayenne8 · · Score: 1

      HSA beats FSA, hands-down (unless federal healthcare regulations change things in the future). However, not all employers offer HSA options.

      Trouble is, the recent obamacare legislation did poke more holes and weaken the HSA and FSA programs...making them harder to get and less effective. I don't really understand that move.

      But to set up a HSA, all you need (at this point) is a high deductible medical insurane policy and you can set up a HSA at a number of banks on your own, you don't have to do that through your company you work for.

      I wish they'd open HSA's and make them available even without a high deductible insurance policy. It is such a great idea, not sure why the Feds not only don't encourage and promote them, but seem of late to actively try to destroy them.

      --
      Light travels faster than sound. This is why some people appear bright until you hear them speak.........
    44. Re:Well with the stupid rules in place by LunaticTippy · · Score: 1

      You mention malpractice a lot, but it accounts for less than 2% of nationwide healthcare spending.

      There is larger low hanging fruit as far as cost savings go. My friends in healthcare all gripe about how half their time is wasted fighting to get paid and doing things inefficiently to satisfy insurance requirements.

      --
      Man, you really need that seminar!
    45. Re:Well with the stupid rules in place by LunaticTippy · · Score: 1

      I think HSAs need a major change. I have had one for several years and most years don't need it. One year I had surgery in January so all my medical care after that was zero out of pocket. I didn't go nuts or anything, but I know people that would abuse the free medical all you can eat special.

      Maybe have a deductible e.g. $1200 and after that you pay 10% of the cost up to another deductible, some way to keep the consumer interested in keeping a lid on costs.

      --
      Man, you really need that seminar!
    46. Re:Well with the stupid rules in place by wisty · · Score: 1

      That's an extremely good breakdown.

      So it's a couple of thousand for the treatment, $5,000 for the operating room (fair enough, I guess), then $7,000 for a bed.

      Now, that $7,000 for a clean bed, and a nurse who checks in on you every now and then, and a couple of orderlies (or whatever you call them) to clean up any "spills". They might also need a resident doctor, but she will be split between about 30 beds (or more). So it's SFA for the staff (a doctor walking pas your bed, and a paraprofessional or two can't cost much), then a shit-ton of money for something that's not dissimilar to a backpacker's dorm.

      What else is folded into the "bed" fees? "Management" overhead?

  19. Comment removed by account_deleted · · Score: 1

    Comment removed based on user account deletion

  20. Computerized discrimination? Donot want! by Anonymous Coward · · Score: 0

    Donot want... mmm.... donut want. Time to head down to Krispy Kreme's.

  21. Tubbies, huh? by Anonymous Coward · · Score: 0

    Oh, I know, but you say, who doesn't care about their health. Its a matter of degrees. Tell me how many tubbies you know who think they need to change. OK, now tell me how many are doing something about it.

    Hammer, nail, head.

    It does go further than just tubbies, though. So, 'healthy' Slashdotters... Who among you works far too many hours per week? Who among you has gone for In-n-Out, or pizza, or Chinese, instead of a dressing-less salad with some sort of rabbit-food smoothie? WHO AMONG YOU DOES NOT KNOW EMPTINESS? ...Uh, sorry, Thusla Doom slipped in there somehow.

    Captcha: Chubbier. Hah!

    1. Re:Tubbies, huh? by somersault · · Score: 1

      I was starting to get slightly lumpy by the time I hit 25 (I'm tall so it's harder to notice), but I tried various things and when I read about the Atkins diet and ended up eating "low GI" food, I've been in great shape, and more importantly, I feel a lot better.

      I'd eat a 12" pizza for one meal if it had a wholemeal base.

      Chinese stir-fry is perfectly healthy, if you make it yourself at least and have wholemeal noodles or brown rice instead of normal noodles/white rice. Stuff like steamed dumplings would be fattening (because of the dough, not the meat), but it's okay to have that kind of thing every now and then.

      Smoothies with oats in them are amazing btw :) As for dressing-less salad, why? Put as much mayonnaise and dressing on it as you want, you're not going to get fat. However, you only need a bit if you don't want to feel like you're eating a bowl of condiments.

      --
      which is totally what she said
    2. Re:Tubbies, huh? by Anonymous Coward · · Score: 0

      Stuff like steamed dumplings would be fattening (because of the dough, not the meat), but it's okay to have that kind of thing every now and then.

      There's nothing inherently "more" fattening about dough than meat - they're both sources of calories, and unless you're *overeating*, or not eating anything remotely like a balanced diet, your body simply isn't going to care that much about the source of the calories.

      Low GI (Glycemic Index) food tends to be high in fiber, and low-calorie (per unit of mass) - vegetables, fresh fruits, whole grains, lean meat - all generally low GI foods; This makes them ideal ways to both fill yourself up, and limit your calorie intake. But if you soak your vegetables and grains in fat before eating them, it's still not a "healthy" diet, even if it's a Low GI diet.

      Put as much mayonnaise and dressing on it as you want, you're not going to get fat. However, you only need a bit if you don't want to feel like you're eating a bowl of condiments.

      I'm sorry, but this is the dangerous diet hoodoo that makes people stupid. 1 tbsp of mayonnaise = 90 calories of empty fat. There's nothing wrong with adding a bit of salad dressing to your salad, or mayo to your burger, or whatever, but suggestions like "eat as much as you want," gives people license to simply drown everything in condiments, because "Dr. Atkins said I won't get fat." It's the low-calorie / sugar-free snack paradox: people eat more of them *because* they're told they're low-calorie, and so end up taking in more calories than if they had simply eaten a small amount of the "regular" snack.

      Want to lose weight and have a healthy diet? A varied Low GI diet is good, but you also need to control your calories - if you take in more energy than you burn in a day - even if those calories are magical "Low GI" calories - you WILL gain weight. There's no magic involved: Spend an hour each day doing some form of exercise (if you're a big old fat-body, start by walking for an hour. Gradually increase the intensity), eat sensible portions of Low GI food (which means, veggies, fruit, lean meat, whole grains - basically, keep your diet mostly to "things that look pretty much like they did when they came off the tree, out of the ground, or off the animal,") and cut out all the empty bullshit calories - stop with the soda, chips, and other snacks at your desk.

    3. Re:Tubbies, huh? by somersault · · Score: 1

      There's nothing inherently "more" fattening about dough than meat

      Actually, there is. White flour has a very high glycemic index, meaning your body can digest it and turn it into blood sugar much faster than you can use it. In that case, your body has nothing to do but raise your insulin levels and store the energy as fat. Carbs with a lot of fiber digest slower, protein and fat digest more slowly, and therefore these things all work better for raising your blood sugar enough to make you feel good, but not quite so far that you are assured to go into fat storage mode.

      I'm sorry, but this is the dangerous diet hoodoo that makes people stupid. 1 tbsp of mayonnaise = 90 calories of empty fat.

      What is "empty" about fat. Fat is a very necessary part of your diet. Far more necessary than empty sugar or white flour for example. People are starting to talk about "good" fat these days, when the only type of fat that has clinically proven to be dangerous are trans-fats (ie certain fats, like the type you get in margarine, turn very easily into trans fats when frying and this is definitely bad).

      Eat as much as you want is a good way to do it. My flatmate has gone full atkins recently, and what he wants is often very little since protein and fat are so filling. Empty carbs make you crash and leave you craving more, but protein and fat are satisfying.

      It is a bit of a paradox, but whenever I do think "okay I'll eat this white flour based product, how bad can it be?" I end up getting very sleepy (basically hypoglycemic) a few hours later. It passes after maybe 30 minutes, but it's very unpleasant. Now I don't think it affects most people quite as bad as me, but it does to an extent. Oftentimes I reckon when people are "tired" in the evening, it's actually a sugar crash.

      Controlling calories is of course important, and eating a lot of fat at one time while also being sedentary can be as bad as eating sugar for storing fat, but different foods are treated differently by the body. Fat is much more likely to just pass through your body if you don't actually need it, whereas sugar is so easy to absorb that you will pretty much always absorb it. I definitely agree that the less you mess with your food before eating it, the better. We didn't evolve to handle all the crap that people constantly pump themselves with to try to make themselves feel better (while at the same time making themselves feel worse overall.. pretty much the same kind of thing as being addicted to caffeine).

      --
      which is totally what she said
    4. Re:Tubbies, huh? by Belial6 · · Score: 1

      You are simply wrong. The "just count the calories" diet has been a miserable failure. It is irresponsible, and it is a shame that it isn't a fad. Have you seen these huge people that are like 400 lbs? Could you get to that size, even if you put in a real effort? I couldn't. I just don't have the genes for it. I also don't have the genes to get to a "normal" weight as defined by the BMI. Not only because my genetics makes my body want to store fat, but because my lean body weight alone defines me as "over weight".

      Mayonnaise, fatty burgers, straight sesame oil are all low GI foods. You obviously don't know what you are talking about concerning that.

      As for body fat, the ONLY way that I can get body fat down is to not only avoid sugars (yes, that includes high sugar fruits and breads), but to keep my fat intake up. If I don't eat enough fat, I get fat. Personally, I can easily gain weight on a 2500 calorie a day diet, and lose it on a 4000 calorie a day diet. It is all about WHAT I heat, and has very little to do with HOW MUCH I eat.

      The human body is a complex system. Thinking that thinking that weight control is just about calories is about as rational as thinking the universe is made up of the 4 elements earth, wind, fire, and water.

    5. Re:Tubbies, huh? by cayenne8 · · Score: 1

      Want to lose weight and have a healthy diet? A varied Low GI diet is good, but you also need to control your calories - if you take in more energy than you burn in a day - even if those calories are magical "Low GI" calories - you WILL gain weight.

      Actually, it is pretty sound advice starting off...I and many others have found, that starting off..don't worry so much about the calories, but stay away from the carbs.

      What we find is...that once you do this, and get your insulin levels stable...the fat and protein in your diet..keep you satiated for longer, and you actually aren't as hungry as you used to be, and you will naturally start eating less on the caloric side of the equation.

      I also found that eating 4-5 times a day also helped keep me from getting ravenously hungry and that also helped keep caloric intake down.

      So, when starting out...it isn't a bad thing to start out with the "all you can eat" protein and fats thing...it will naturally lead you to eating less as you progress.

      --
      Light travels faster than sound. This is why some people appear bright until you hear them speak.........
    6. Re:Tubbies, huh? by Qzukk · · Score: 1

      they're both sources of calories

      Burning plastic will raise the temperature of water somewhat, therefore plastic is a source of calories too.

      Clearly not all calories are created equal.

      --
      If I have been able to see further than others, it is because I bought a pair of binoculars.
  22. I'd rather write a heuristic!! by Quato · · Score: 1

    Aren't algorithms always supossed to reach a termination result? I don't want ot be terminated!

  23. Comment removed by account_deleted · · Score: 1

    Comment removed based on user account deletion

  24. As a doctor by Dunbal · · Score: 1

    I find this disturbing. So the "Heritage Provider Network" is willing to submit healthy people to weekly or even daily blood tests in order to feed these algorithms? When you add up the total cost of the "prediction", it ends up being greater than the total cost of treating the condition. Or perhaps they think that they can use magic to predict who is going to get sick when. I mean, statistics can give you a general idea, but they absolutely cannot say what will happen in your particular case. The secret to healthy living is the one people have been hearing all along. Don't smoke. Don't drink to excess. Look both ways before crossing the street. Eat more vegetables and fruit than carbs and meat, eat small portions 5 times a day, do at least an hour's worth of exercise per day, keep your weight down, and see your family physician regularly for primary (preventative) care. Unless you have some genetic predisposition to disease that you can't do anything about, the above sentence will carry you well into your 9th decade.

    --
    Seven puppies were harmed during the making of this post.
    1. Re:As a doctor by bws111 · · Score: 1

      Where does it say anything about daily (or otherwise) blood tests? It specifically says they want to analyze available information, like claims data. So if they get a claim for diagnostic code x for someone, then months later get a claim for code y, then code z, they want to be able to analyze that and recommend some preventative measures so the person does not wind up hospitalized. Yes, this is the sort of thing a doctor would normally do, but many people go to different doctors for different conditions, and don't always keep their primary care physician up-to-date.

    2. Re:As a doctor by Anonymous Coward · · Score: 0

      I worked on a predictive health system for a health care provider a few years back. At least in their case the goal was to identify individuals who were non-compliant with the standard of care. A core part of the system was identifying diabetics, heart attack survivors and others who were not getting certain annual tests. Really, there is a great deal of information available in claims data. There is little need for more testing, except in the case of those that have a chronic condition and are not getting the recommended tests.

    3. Re:As a doctor by Anonymous Coward · · Score: 0

      Pfft! In America, people should be allowed to smoke as they please, drink as they please, eat as they please, wear Louis Vuitton, spend countless thousands on electronics and cosmetic medical procedures (e.g., laser hair removal, boob jobs, etc), all while insisting that they have no money to pay for their most basic right : "living until I'm 90 by not giving a shit, and having 'the rich' pay the bill when I get sick."

    4. Re:As a doctor by Fnord666 · · Score: 1

      Yes, this is the sort of thing a doctor would normally do, but many people go to different doctors for different conditions, and don't always keep their primary care physician up-to-date.

      If the company you work for is anything like mine, this won't work anyway. We switch insurance providers almost yearly. The current provider is only going to have a year's worth of data at most..

      --
      'The tyrant will always find pretext for his tyranny.' - Aesop's Fables
    5. Re:As a doctor by geekoid · · Score: 1

      "When you add up the total cost of the "prediction", it ends up being greater than the total cost of treating the condition."
      based on..what?

      ". I mean, statistics can give you a general idea, but they absolutely cannot say what will happen in your particular case."
      how can you be a doctor and not understand that risk factors can be a predictor of future medical issues? and then not recognize talking about those risk and trying to take precaution to prevent it. IN a gross example:
      If someones has a family history of Type II, there over weight, and they have a bad diet, wouldn't you say that they have a high risk of Type II? wouldn't you also advices then to change their lifestyle?
      Now imagine that but for less obvious data points. Imagine being able to take those data point sand trend them for the next 20 years?

      "but they absolutely cannot say what will happen in your particular case."
      hmm. In many cases they can say with an extremely high certainty.

      When you say Dr, do you mean MD? your post reeks of ignorance that is often spread by Acupuncturists and Chiropractors.

      --
      The Kruger Dunning explains most post on /. http://en.wikipedia.org/wiki/Dunning%E2%80%93Kruger_effect
    6. Re:As a doctor by Dunbal · · Score: 1

      Yawn. You are obviously NOT an MD. The first rule of medicine is that there are no absolutes. We deal with people, not numbers and lab reports.

      --
      Seven puppies were harmed during the making of this post.
    7. Re:As a doctor by Anonymous Coward · · Score: 0

      Or you catch an illness, or you ingest a toxin, or you develop iatrogenic disease, or your pregnancy goes wrong, or you're exposed to environmental hazards, or you just get unlucky...not everything is in our hands!

  25. Heathcare in US = failure of capitalism by Anonymous Coward · · Score: 0

    This is just an insurance company doing what it is chartered to do as a corporation: maximize shareholder value. No matter that, in practice, maximizing shareholder value means that they are no longer providing healthcare insurance at all. Providing real insurance is fraught with risk and downside - better to provide prepaid healthcare services to people who won't need all the money they pay in = profits maximized.

    The benefit of capitalism is better products and services through competitive pressure. Where's the competition for insurance companies that drives them to serve the customer better?

    Maybe there are just certain industries and services where capitalism is a net negative?

    1. Re:Heathcare in US = failure of capitalism by BlueStrat · · Score: 1

      The benefit of capitalism is better products and services through competitive pressure. Where's the competition for insurance companies that drives them to serve the customer better?

      There is no "free market" in the USA regarding healthcare and health insurance. There must be something approaching a free market for Capitalism to function as it has to lift more people from poverty and provide a higher standard of living for more people than any other system ever tried.

      Health insurance is one of the most heavily government-regulated activities. Government regulations prevent healthcare insurance from being offered across state lines, unlike most other forms of insurance, thus preventing any effective competition which provides the necessary pressure to increase quality while lowering costs.

      Maybe there are just certain industries and services where capitalism is a net negative?

      Well, wouldn't we first have to see if having healthcare insurance work in something approaching a free-market, capitalistic environment made the health insurance industry & healthcare better than the existing system before making assumptions without any examples?

      To say the health insurance industry works in a capitalistic environment in anything but name, and then extend that to a slam on Capitalism, is either doubling-down on delusional or else blindly partisan. Or both.

      Strat

      --
      Progressivism (aka US 'Liberalism'): Ideas so good they need a police/surveillance-state to enforce.
    2. Re:Heathcare in US = failure of capitalism by Lehk228 · · Score: 1

      So you are saying we should give the republicans everything they want and hope that this time it will be different

      fast forward three years: "it's not different at all is it steve hahahahaha"

      --
      Snowden and Manning are heroes.
    3. Re:Heathcare in US = failure of capitalism by BlueStrat · · Score: 1

      So you are saying we should give the republicans everything they want and hope that this time it will be different

      Where did I say that? Please point to that text in my post, as I don't see it.

      I guess by using those "standards" that means we are free to assume that you're saying that Democrats and the labor unions are anti-Capitalism and democracy, pro-Socialist/Communist then, right? Please see my sig.

      Strat

      --
      Progressivism (aka US 'Liberalism'): Ideas so good they need a police/surveillance-state to enforce.
  26. Easy by srussia · · Score: 2

    IF $PERSON watched Jackass 3D AND says "Hey guys, watch this!"

    THEN Do not insure

    --
    Set your phasers on "funky"!
  27. private health insurance by sxpert · · Score: 1

    must go !

  28. predicting those at risk doesnt help much by meander · · Score: 2

    The commonest disabilities in the western world are heart disease, stroke, diabetes, and multiple arthritis from being too heavy for your poor bones to handle.

    I'm a GP doctor; as folk walk in the door, it is usually obvious who is going to be at risk for future problems. They are fat, overflowing my poor abused seats, they groan as they stand up, they are obviously unfit. As a added bonus, I can often smell the cigarettes on their breath.

    Does knowing who is at risk help? Sadly, all too often it doesnt.

    Lazy fat slobs will on average die considerably younger of way too many diseases, and I have not even mentioned chronic crappy disabilities like back pain, hip pain, knee pain. I pride myself that I turn a few of these folks to the bright side of eating a bit better, exercising a tad more, and thus living longer and actually enjoying those healthy extra years.

    You don't need an algorithm to work out who is at risk of future disease, it is bloody obvious (can I have my $3M now?). The problem is getting these fat, unfit folk to realise there is more to exercise than driving to buy their next greasy pizza.

    Oh! they deliver now as well...

    1. Re:predicting those at risk doesnt help much by Dcnjoe60 · · Score: 1

      The commonest disabilities in the western world are heart disease, stroke, diabetes, and multiple arthritis from being too heavy for your poor bones to handle.

      I'm a GP doctor; as folk walk in the door, it is usually obvious who is going to be at risk for future problems. They are fat, overflowing my poor abused seats, they groan as they stand up, they are obviously unfit. As a added bonus, I can often smell the cigarettes on their breath.

      Does knowing who is at risk help? Sadly, all too often it doesnt.

      Lazy fat slobs will on average die considerably younger of way too many diseases, and I have not even mentioned chronic crappy disabilities like back pain, hip pain, knee pain. I pride myself that I turn a few of these folks to the bright side of eating a bit better, exercising a tad more, and thus living longer and actually enjoying those healthy extra years.

      You don't need an algorithm to work out who is at risk of future disease, it is bloody obvious (can I have my $3M now?). The problem is getting these fat, unfit folk to realise there is more to exercise than driving to buy their next greasy pizza.

      Oh! they deliver now as well...

      If you truly are a physician, It's hard to understand why you would choose to stay in practice with the arrogant attitude you have towards your patients. I am so glad that in your humanitarian care, you have chosen to turn a few of these burdensome patients of yours to the bright side. If what you posted it really how you feel, then it is truly sad for the patients you treat. They deserve better than that, whether sick or not, whether overweight or not, whether you like their choices or not.

    2. Re:predicting those at risk doesnt help much by skids · · Score: 1

      They deserve better than that, whether sick or not, whether overweight or not, whether you like their choices or not.

      This. I have several overweight friends. One is convinced doctors are trying to kill him. In one years-long episode, he was feeling bad and getting sores. Every doctor he went to insisted he get tested for diabetes, even though he told them he had been tested, recently, multiple times, and was not diabetic. They just could not believe that an overweight person with sores was not diabetic.

      Eventually, after he reported feeling much better on antibiotics, they figured out he had a sinus infection suppressing his immune system. The person that figured this out wasn't a doctor, but a nurse. Go figure.

      If you have a weightist attitude, you have no business being a GP. Go into research or something where you are less likely to hurt your patients.

    3. Re:predicting those at risk doesnt help much by Stormthirst · · Score: 1

      I've worked with quite a few doctors over the years. He's not alone in that attitude.

    4. Re:predicting those at risk doesnt help much by Dcnjoe60 · · Score: 1

      I've worked with quite a few doctors over the years. He's not alone in that attitude.

      That doesn't make his attitude correct.

    5. Re:predicting those at risk doesnt help much by Dcnjoe60 · · Score: 1

      They deserve better than that, whether sick or not, whether overweight or not, whether you like their choices or not.

      This. I have several overweight friends. One is convinced doctors are trying to kill him. In one years-long episode, he was feeling bad and getting sores. Every doctor he went to insisted he get tested for diabetes, even though he told them he had been tested, recently, multiple times, and was not diabetic. They just could not believe that an overweight person with sores was not diabetic.

      Eventually, after he reported feeling much better on antibiotics, they figured out he had a sinus infection suppressing his immune system. The person that figured this out wasn't a doctor, but a nurse. Go figure.

      If you have a weightist attitude, you have no business being a GP. Go into research or something where you are less likely to hurt your patients.

      I have a hypotheses as to why overweight people have a lot more health issues and it has to do with diagnoses. Yes, obesity leads to certain problems. Those are well known and the crux of the problem. When an overweight person comes in, it is far too easy to assume that their problems are caused by their obesity. When treating the obesity doesn't resolve the problem, then they look for other causes. For thin and normal weight people, they look at the other causes first, so the treatment is started early in the disease cycle and has better results.

      Basically, overweight people suffer not only from the direct impact their weight causes on their health, but also the tremendous prejudice this country and many in the medical profession have against obesity. Obesity, very often, is looked at as a personal moral failure and treated by society that way. Once all we see is another fat person, then we dismiss them as an individual. When a person in the medical profession does this, then they jeopardize that individual's health. It wasn't too long ago that if you were a woman or a minority, that you were treated this way. It still happens for those two groups to some extent. Now, however, it is the obese that get the full brunt of our individual desire to feel superior.

    6. Re:predicting those at risk doesnt help much by Anonymous Coward · · Score: 0

      One is convinced doctors are trying to kill him. In one years-long episode, he was feeling bad and getting sores. Every doctor he went to insisted he get tested for diabetes, even though he told them he had been tested, recently, multiple times, and was not diabetic. They just could not believe that an overweight person with sores was not diabetic.

      Eventually, after he reported feeling much better on antibiotics, they figured out he had a sinus infection suppressing his immune system. The person that figured this out wasn't a doctor, but a nurse. Go figure.

      I saw that episode of House. Except the patient died.

    7. Re:predicting those at risk doesnt help much by Frank+T.+Lofaro+Jr. · · Score: 1

      If you truly are a physician, It's hard to understand why you would choose to stay in practice with the arrogant attitude you have towards your patients.

      Hard to understand? It's easy to understand, private airplanes, boats and vacation homes are NOT free!

      --
      Just because it CAN be done, doesn't mean it should!
    8. Re:predicting those at risk doesnt help much by blair1q · · Score: 1

      I don't think the $3M is so much for the extra predictability as for a new way to deny valid claims that hasn't been regulated away yet.

  29. Counter-Countering by Anonymous Coward · · Score: 0

    OTOH - Hackers and Cracker networks will probably find funding for attempts at code that foresees the foreseeing programs. Effectively for-foreseeing them (44seeing, or 8seeing, or 16seeing, foursquare-seeing) algorithms. Combined with the usual phishing and worming around, probably. A smarter hacker could put it all in some VIPs name, in multiple contracts, paid by one of those Iraq accounts that make 10s of bill...ions "dissapear", unaccountably, unredeemably, unprosecutedly. MAkes sense, in a rocambolesque, art-nouveau, steampunkish, sort of way.

  30. The "healthcare providers" are our true heroes! by Evi1M4chine · · Score: 1

    Because opposing to what all you nanny-state friends out there claim, they care very much for your health.
    In that they make extremely sure you are never ever sick... in any way that they have pay you a single cent.

    </Colbert>

    --
    I must be some kind of leader... Since Slashdot is following me to the grave. ;)
  31. Noble efforts or Evil plan? by Dcnjoe60 · · Score: 1

    While it may be a noble effort to try and predict when people will be sick and need major medical care or even use the information to provide preventative measures before the events occur, there is also much potential for the information to be misused. The same information to predict serious illness can also be used to deny coverage to those individuals that have negative predictions

    70 years ago, splitting the atom led to the expectation of cheap, safe, unlimited energy. However, as the world found out, that same effort also lead to bombs of unbelievable destructive capability. Splitting the atom was a neutral thing. How it is used became a moral thing. Likewise, predicting illness is a neutral thing, but how it could be used will very much turn into a moral thing.

  32. Biofeedback by dimethylxanthine · · Score: 1

    does a similar thing - but apparently requires effort.

  33. Done ! by Anonymous Coward · · Score: 0
  34. Re:Cant do it. Not allowed. by Sponge+Bath · · Score: 1

    No doubt. People have masturbated to erotic images for all recorded history, but one or more of these companies likely have patents covering that activity in combination with the internet.

  35. Re:Insurance against risk is a socialist model by OldHawk777 · · Score: 1

    Insurance against risk is a republic (faux-elitist class) business model.

    The model says we insure you against reasonable risk? We ensure ourselves from any risk!

    Recent example: Derivatives mitigate losses by insuring faux-elitist from their piss-poor decisions.
    Recent example: Derivatives ensured earnings for the scam-elitist sellers and assured losses for US, EU... pensions and taxes.

    Global corporate socialism/welfare economies work well for others, but never for EU or US folks/citizens.

    Socialism/welfare economies are not capitalist economies and are republics, but never democracies.

     

    --
    Unaccountable leaders are masters, and unrepresented people are slaves. How do US and EU fare?
  36. LOL by Charliemopps · · Score: 1

    as a person that has had multiple undiagnosed illnesses over the years that I had to finally diagnose myself and then demand tests that my healthcare provider didn't want to administer, only to find out I indeed had the diseases I was concerned about (graves disease and pernicious anemia) I can state for a fact that there is a very simple way to preemptively diagnose disease.

    In both cases I had symptoms that CLEARLY indicated the diseases I had. In both cases, standard rudimentary tests that cost just a few dollars would have been enough to diagnose the disease. My doctor had a screen in which he could order blood tests. It was a single screen with check boxes. All of the tests required to diagnose me were on those screen... but he'd only check 1 at a time. Then require me to come back and he'd run another. After months even years of getting nowhere I found out that I could request my test results. I found out that the doctors I had seen were running the same, useless tests over and over. Usually for iron deficiency or blood sugar level. They never checked my TSH level, they never checked my basic blood count. In the end I looked up the tests I needed and demanded them much to my Doctors dismay.

    Want to diagnose people early? Run ALL the tests. TSH level should be a standard test run once a year. Thyroid problems affect 30% of the population! Most go undiagnosed. Pernicious anemia is also common, usually appears at age 30 and usually goes undiagnosed until it becomes so severe that it induces dementia at age 60!!! Both of the tests for these disease also cover dozens if not hundreds of other common ailments. How much money was my health care provider saving by skipping these tests? How much would it eventually have cost them for not treating it and then having to put me in a nursing home at age 60 because of the brain damaged suffered because of the anemia?

    Tests are cheap, and the more you run then, the cheaper they will get. There's absolutely no reason not to do a full blood panel and test for a wide range of disease once a year at their physical.

    1. Re:LOL by Anonymous Coward · · Score: 0

      So I'm going to ask a stupid question here.

      When I was (un|self)-insured a few years back, I was paying out of pocket for regular blood tests for my wife's chronic condition. Cash cost for the labs was under $100/year. If you want the tests, how come you can't call the lab, schedule a time, and write them a check (or swipe your credit card) on the way out?

    2. Re:LOL by turtledawn · · Score: 1

      There are a few places now that offer exactly that, such as http://www.anylabtestnow.com/. The traditional rationale for requiring a prescription was that mere patients couldn't interpret the results correctly and lacked context, leading to either over or under reaction to a given result or a failure to account for possible seemingly unrelated complications - which was true before the advent of reliable medical information online. There's also the idea that only medical interventions are effective in all cases; since you would have to go to a doctor for a prescription anyway, there was no harm in requiring a visit for the lab test too as a way of establishing the patient-doctor relationship. Lifestyle and diet modifications have historically been minimized in terms of disease management but those can be very effective in many cases and should be first line responses.

      --
      Uh, "if it looks roughly mouse-shaped according to my infra-red sensitive pit, eat it"? --Chris Burke 09-08-10
    3. Re:LOL by Stormthirst · · Score: 1

      Probably because of the hundred+ year old system of referrals that doctors use. And in many cases with good reason - radiation exposure from CT/xrays being the one that immediately comes to mind.

      Having said all that, I'm a big fan of people being able to check their own blood pressure levels. It saved one of my friends lives. He had chronic kidney failure, but had no idea. His blood pressure was through the roof as his body attempted to compensate. He visited his GP for an unrelated complaint and ended up on dialysis that same day.

      Where was he? In the UK. To those who seem to think that they can't get immediate treatment for things - you don't know what you're talking about!

    4. Re:LOL by Charliemopps · · Score: 1

      I can... basically I can demand the test. But most people aren't as internet smart as those of us on slashdot. My wife, for example, could never search for her symptoms on the various sites, parse out what was real info and what was a drug add and then makes suggestions to the Doctor. Most people just don't have the ability to parse the massive amount of information on the internet into something useful. They have shooting pain in their arm... the doctor tells them to take some aspirin, they believe the doctor. 2yrs later they have a heart attack... and are never aware that they had warning signs and the doctor was just too lazy or too cheap to do any real tests on them.

  37. A good thing by Anonymous Coward · · Score: 0

    If this works, it will be a very good thing. Getting it to work is the tricky bit.

    I have often advocated (in my country, where we have a sensible, national, healthcare system) the government making available an (optional) annual check up to all citizens. Full CAT scan, full blood tests, every non-invasive test under the sun, once per year, to anyone who wants it. The costs would be massive, but so would the benefits. Think of all the illnesses (particularly tumours) that could be caught early, before they become (a) serious and (b) expensive to treat. Such a plan might even pay for itself in the long run.

    1. Re:A good thing by Stormthirst · · Score: 1

      You've clearly never had a CT scan. It's actually pretty invasive, and not a good idea. The could become a very serious issue. On top of that, you'd find out very quickly the number of people who are allergic to iodine.

      I might suggest an MRI instead, but the scan time for an MRI is significantly longer than a CT. MRI services are pressed as it is.

      Having said all that, full blood work up is not nearly so invasive, especially combined with some of the new blood tests that are coming out which look for specific proteins produced by tumours.

  38. How about .... by Anonymous Coward · · Score: 0

    Probability of illness = ( doughnut intake * daily cigarette count ) / Insurance premium

  39. Preventative Care by Anonymous Coward · · Score: 0

    Just have a medical system that encourages preventative care, and gets people coming in for regular testing and check-ups. That will detect more problems and prevent them getting worse.

  40. Cash please, no checks by billybob_jcv · · Score: 1

    void blood_sucking_jackals (Customer foolish_human)
    {
         do  {
             foolish_human.current_year_premium = foolish_human.previous_year_premium * 1.1;
             for (i=0; i < foolish_human.number_outstanding_medical_claims; i++)
                         foolish_human.medical_claim[i] = DENIED;
             foolish_human.SendMessage.("F-U");
         } while (foolish_human.breathing != DEAD);

         foolish_human.life_claim = DENIED;
         foolish_human.SendMessage("F-U");
    }

  41. Doctor by GrAfFiT · · Score: 1

    Isn't this technology called a doctor?

    1. Re:Doctor by geekoid · · Score: 1

      So you're saying we shouldn't develop tool to help Drs?

      --
      The Kruger Dunning explains most post on /. http://en.wikipedia.org/wiki/Dunning%E2%80%93Kruger_effect
  42. Letter from Igor Privietsky by Clsid · · Score: 1

    Algorithm, I has it. Transfer funds and I send algorithm, no problem.

  43. Translation by Anonymous Coward · · Score: 0

    "who successfully created a 'breakthrough algorithm that uses available patient data, including health records and claims data, to predict and prevent unnecessary hospitalizations.'"

    really means

    "who successfully created a 'breakthrough algorithm that uses available patient data, including health records and claims data, to predict and prevent us covering hospitalizations.'"

  44. Re:Cant do it. Not allowed. by LordNacho · · Score: 1

    I can't imagine the uproar that would occur if having a good wank would incur a license fee...

  45. Supernatural.. by gpinkham · · Score: 1

    Wasn't the "Technology" in the Minority Report actually a group of supernatural clairvoyants??? Was an algorithm involved???

  46. A modest proposal by RogueWarrior65 · · Score: 1

    IMHO, people in this country (legal or not) seem to be hypochondriacs. You've got people going to see a doctor for the common cold and sprained ankles. Tincture of Time tends to heal these ailments and many many others. So how about people staying home unless they're REALLY sick?

    Also, people seem to misunderstand the purpose of health insurance. It is not, repeat NOT, health care and treatment. It is insurance against the remote chance that you have a major problem. If people understood that and paid out-of-pocket for minor issues, the insurers wouldn't be operating on the edge of bankruptcy.

    1. Re:A modest proposal by erroneus · · Score: 1

      Damned straight they are. And everything, everywhere is trying to sell them on everything that can "keep them healthy." Now we have super-bugs and we are doing everything we can to prevent our immune systems from doing their jobs. I saw the error of our "clean and sterile" ways long ago and became instantly healthier because of it. My wife comes from the other school of thought, but I have managed to bring her over to my side as of late and her general health improved as well. And of course, every time the little one hurts himself or does something like pick his nose too hard or whatever, she wants to over-react but I have taught her to handle those things better too. (Nothing teaches a kid to panic over a bloody nose faster than his mother panicking over it.)

      So far all is anti-hypochondriac in my home, but only because I try really hard to keep it that way.

      I still don't take flu shots, but I allow my little one to have them. And I've got to say, though I avoid medicine when and where possible, there are times when a little headache pill goes a long way to resolve the problem when I need to get work done. (Last time it was MSG in the BBQ sauce at a restaurant that did it to me... anyone else get headaches from MSG? I don't get it every time, but it does get me when the concentration is high enough as in the case of this sauce and a lot of chinese foods... and always by surprise because I either forget or just didn't know in advance.)

      Anyway, yeah, we're all a bunch of crazy hypochondriacs and the marketers out there want to keep us that way to make more money.

      (And God, would someone please tell me how this "herd immunity" is still in effect when other people around me get sick while I don't? I always thought "herd immunity" occurs when other people who are vaccinated and so that's the reason I don't get sick. But that doesn't explain why I don't get sick when other people around me get sick. Did I get other people's vaccination through the air??)

    2. Re:A modest proposal by RogueWarrior65 · · Score: 1

      I get a flu shot because I care for my aging parents and I generally fly during the winter holidays when airplanes are a HAZMAT zone. Until I began getting flu shots there was a really good chance I'd get the flu.

      IMHO, the proliferation of anti-bacterial everything under the sun has resulted in children not building up immunities to things.

      Kids in the UK have seen a higher rate of rickets because they use too much sunscreen (and must not be drinking milk) {Soy milk is NOT EFFING MILK DAMMIT!!!}

      And then you have consumer product safety and the runaway uncontrollable tort system which curtails any remotely dangerous activity so you end up with generations of stupid people who should have been eliminated from the gene pool.

    3. Re:A modest proposal by Anonymous Coward · · Score: 0

      It is insurance against the remote chance that you have a major problem

      No, wrecking your car is a major problem you can have insurance for.

      Being paralyzed in the wreck is a major problem that your insurance company will spend the rest of your life avoiding paying for.

  47. Shareholders First, Customers Second by InsertCleverUsername · · Score: 1

    I see Adam Smith's invisible hand reaching for the plug on somebody's life support.

    --
    Ask me about my sig!
  48. Next Step... by iolaus · · Score: 1

    Why not abstract it to a general future predictor? How hard could it be?

    --
    I find laziness to be an excellent motivator.
  49. Mental health diagnostic software by yuna49 · · Score: 1

    I happened to be listening to the public radio program "Here and Now" yesterday where they were discussing whether colleges and universities should be required to inform public mental health agencies about students or faculty suspended for making violent threats.

    In the course of the discussion one of the interviewees mentioned a program called MOSAIC (no, not NCSA MOSAIC). From its home page:

    MOSAIC is an error avoidance method, a computer-assisted method for conducting comprehensive assessments - in the same way that diagnosis is a method used by a doctor.

    MOSAIC helps the assessor weigh the present situation in light of expert opinion and research, and instantly compare the present situation to past cases where the outcomes are known.

    The program is used by many Federal agencies and some colleges and universities.

  50. Use Family History & Genetic Testing by OnTheEdge · · Score: 1

    Two very powerful predictors of future health risks are family history and some forms of genetic testing. However, thanks to a fairly recent regulation change, GINA (Genetic Information Nondiscrimination Act of 2008), which is designed to prevent insurers from using this type of data improperly (i.e., limiting/dropping coverage or adjusting premiums), insurers are now very hesitant to collect any of that type of information. Sounds good, right? Well, consider that many companies and individuals utilize Wellness programs which are typically provided by those same insurance companies. The Wellness programs attempt to identify and stratify members based on available information in order to provide coaching and guidance on how to best mitigate current and future risks. Available information many times no longer includes these two fairly powerful predictors. Wellness programs do help to reduce both the employer's and the insurance companies long term costs, but the also benefit the individual members. I, personally, want to know as much as possible about my potential future risks and what, if anything, I can do about it.

  51. Solved! by Anonymous Coward · · Score: 0

    Roll a d100, consult the chart.

    Don't roll low.

  52. Watch the movie until it ends... by Anonymous Coward · · Score: 0

    To quote Minority Report is a joke itself.

  53. Re:Insurance against risk is a socialist model by hsmith · · Score: 2

    Insurance *is* risk. Mitigation. Current "health insurance" is more subsidizing the costs for everyone.

  54. Good luck with that. by JustAnotherIdiot · · Score: 1

    This is kind of how I see this in my head.

    Humans = Unpredictable
    Humans = Virus/Disease/Etc Spreaders

    The example that comes to mind is my cousin, who randomly visits people on a whim. If he's contagious with an illness of some sort, I'm going to get sick if he randomly visits me.

    --
    What do I know, I'm just an idiot, right?
  55. Possible Upside. by Anonymous Coward · · Score: 0

    While yes, it's likely to go this way, it's possible the "answer" to the equation will be shared with the patient.

    It would be nice to know in advance if I need to go to the hospital .......

  56. Re:predicting those at risk doesn't help much by Anonymous Coward · · Score: 0

    This doctor is right and you are wrong, most of our health woes are from bad personal choices. If the patients were fit as in Europe we wouldn't have a problem to begin with.

    I have no petty these people, let them die a slow painful death for all I care.

  57. prevent hospitalizations or insurance policies? by a2wflc · · Score: 1

    Once you have the policy they may prevent hospitalizations. But if we build a nationwide patient database (which the govt wants) will insurers have access and be able to decide not to cover someone or that they belong in the high risk category based on these predictions. (I assume that not much will change when Obamacare fully kicks in. Maybe insurers won't be able to do this, or maybe the administration's policy of granting waivers who anyone who sneezes in their direction will continue)

  58. Netflix's de-identification issue by rsborg · · Score: 1

    Could the privacy issue that arose with Netflix's search contest be a concern with this case?

    Can "de-identified" data actually be identifiable?

    --
    Make sure everyone's vote counts: Verified Voting
  59. Re:Cant do it. Not allowed. by benwiggy · · Score: 1
    That's IBM.

    They have patents on automatic masturbators and technodildonic devices.

  60. woooosshhh by Anonymous Coward · · Score: 0

    I wonder what the margin is on those labour costs.

  61. What's the catch? by Brannoncyll · · Score: 1

    I find it very hard to believe that a for-profit healthcare provider would want to reduce the number of hospitalisations. What's in it for them? A sudden outbreak of conscience seems the least likely reason.

  62. I beg to differ, sir by Anonymous Coward · · Score: 0

    All the really old people eat skip the vegetables and fruit.

    http://perfecthealthdiet.com/?cat=52
    http://www.cnn.com/video/#/video/living/2009/01/07/coogan.oldest.person.kcal

  63. Re:Cant do it. Not allowed. by Shotgun · · Score: 1

    Kodak, Microsoft, IBM, Motorola and about 25 more companies claim they have already patented it. When pressed they admitted they have pretty much patented everything that could ever be done on a computer.

    That may be true, but did they patent ", while on the internet"....'cause that's different you see...

    --
    Aah, change is good. -- Rafiki
    Yeah, but it ain't easy. -- Simba
  64. 2 ways to "prevent costly hospitalizations" by RexDevious · · Score: 1

    1. Provide preventative care to address a health problem before it becomes worse.
    2. Provide preventative safeguards to address a customer's financial liability to their insurers before they become unprofitable customers.

    See if you can guess which approach a health insurance company will take with such an algorithm.
    (Hint: Health Insurance companies provide insurance, not health care.)

  65. illness-predicting insurance cancellation by manaway · · Score: 1

    That is exactly what insurance is about - distribute predictable risk at a cost. It is not about the low-risk subsidizing the high-risk. If you want the low-risk to sponsor the at-risk, then what you are talking about is government management of healthcare.

    That is exactly what US "insurance" is about - deny healthcare for a profit. It is not about risk. If you want affordable and fair healthcare, then what you are talking about is single-payer, public option, government management of healthcare; somewhat like the fire department.

  66. Lets use this to our advantage. by Anonymous Coward · · Score: 0

    If The Heritage Provider Network wants you as a customer, then you don't need health insurance! Just get normal accident insurance.

  67. Noze, I wonz. by Motard · · Score: 1

    Repeat Until EndOfLife(Member)
        {
        PrintAndMail("Hospital Horror Story", Member);
        Bill(Member.Insurer); //$Profit!!!
        }

  68. Re:Really? ...removing them from the list? by Anonymous Coward · · Score: 0

    Patient: I think I'm having a heart attack!

    Company: Our super-duper algorithm says that there is an 80% chance that you don't need hospitalization.

    if [ PATIENT_DIES ]
    then: Company: "We were Right! You DON'T need hospitalization."
    else: "But -just so you won't feel neglected- we WILL raise your rate 300% !"
    fi
    # EVERYBODY WINS!
     

  69. What do I get? by blair1q · · Score: 1

    So, uh, what do I get when your program tells my insurer to deny me admission to the hospital for a condition that turns out to subsequently require a much more painful and extensive hospitalization and possibly loss of use of my limbs and part of my brain, or kills me?

    Because last time I was hospitalized I appeared to be fine, except for the mass on the x-ray, and it nearly killed me a few days later, which it would have done if I weren't already in the hospital on IV anti-everything drugs while they tried to figure out what the thing was.

    Tell you what. How about we let my DOCTOR decide what my care is, and my insurer can shut up and pay as contracted.

  70. Stupid motherfuckers by gig · · Score: 1

    You can prevent illness with unrestricted, regular access to a doctor, not just when the patient is sick, but when they are healthy, so the doctor can establish a baseline and recommend preventative care. You prevent illness by providing care to everyone, so that communicable diseases and infections are stamped out and don't spread.

    That is what what you get in public healthcare systems, which is why Canadians are so much healthier than the US Americans who live right across the lake or river from them. And public health care systems cost much less, too. Canadians spend 10% of GDP to provide universal coverage; US Americans spend 20% to cover only a part of the population.

    It's like the private insurance companies in the US insist on standing on their head, and they are asking if we can invent shoes for the head. Stand on your feet you stupid motherfuckers.

    I've lived in 3 countries, including the US, and the healthcare in the US is just fucking pathetic. The people are visibly sick, they go around sick with untreated wounds and injuries. The doctors spend half of their time or more trying to come up with the funding for each and every thing they do. It is pure insanity.

    Every month, the lack of a public healthcare system in the US kills the equivalent of the 9/11 attacks. Insane.

    1. Re:Stupid motherfuckers by Anonymous Coward · · Score: 0

      I see you've got your MSNBC propaganda talking points handy.

  71. This is quite easy by ignavus · · Score: 1

    Just predict that someone will get sick ... and then inject them with the illness you predicted.

    100% success rate.

    What's so hard about it?

    --
    I am anarch of all I survey.
  72. Wow, primary care physicians can be automated, too by bouldin · · Score: 1

    Seems like this is exactly what a primary care physician is supposed to do.

    You know, a doctor who knows you and your medical history, and tells you if something may be wrong based on your doctor visits? Maybe suggests tests or scans proactively?

    A tool like this will not have as much knowledge available as an actual doctor, and will fail to catch things a real doctor would possibly catch.

  73. Algorithm to Predict & Prevent Hospialization by Transaction7 · · Score: 1

    California Healthcare Provider Wants Illness-Predicting Algorithm Posted by timothy on Wednesday March 30, @07:04AM from the make-hospitals-smaller dept. alphadogg writes "The Heritage Provider Network wants to do for healthcare what technology in the film Minority Report did for police work. In other words, it wants to use technology to pre-emptively predict when illness is likely to strike and take measures to prevent costly hospitalizations. This week Heritage announced that it was offering a prize of $3 million for any developer who successfully created a 'breakthrough algorithm that uses available patient data, including health records and claims data, to predict and prevent unnecessary hospitalizations.'" Oh. Lord! An insurance company using “available patient data, including health records and claims data, to predict and prevent unnecessary hospitalizations,” much less an algorithm based thereupon, “to predict and prevent unnecessary hospitalizations,” would produce a whole stack of disasters for patients, the healthcare system, and its own ‘bottom line.” “Minority Report,” to which the contributor compared this, was a sci-fi horror show, so I hope he understood this fact, but many others may not. An insurer spending $3 million on this project at this point in the process of computerization of patient health records, federal subsidies for this and related processes, and medical knowledge, would guarantee the ultimate “garbage in, garbage out” results. If anyone ever invents an algorithm that would have “predict[ed] and prevent[ed]” most of my hospitalizations, or most of those of others that I know about, he could undoubtedly invent another one that would “predict and prevent” death, injury, losses in the stock market or casino, divorce, and inclement weather. I’m not sure what kind of medical records this insurance or healthcare company may have, or think it has, on its customers or patients, or how far ahead of the rest of the country California health records just might be, but I’ve been dealing with, trying to get, and trying to unscrew my own and my clients’ healthcare records for many years, and most of them are somewhere between useless and downright dangerous even without having been run through some new algorithm, which woujld present whole new universes of possible errors. I live in an exurban county with one [public] general and one private mental hosipital, one other dominant lab for diagnostic scan, and assorted other procedures, and lots of doctors’ offices and practices, several of which have osme of this same kind of equipment. The hospital, the primary private imaging company, used by many doctors, and the various doctors’ offices can’t read each other’s MRI, CT, and other results. I fell and broke my wrist, was taken to two successive emergency rooms and then to a third hospital in another county becxuse nobody here and available did hands and wrists, and we ended up with at least six (6) different sets of results produced at different entities in four counties. It was not until some time after my surgery that my hand surgeon sent me to another facility, that can take X-ray and MRI pictures showing vital information that the others could and did not, that we discovered a major part of the problem. Except for the X-rays on film, nobody has equipment that can read all of these. The local hospital’s off-site records contractor charged me several dollars a page for what were supposed to be records of several stays for different things, not one of which could have been, much less was, predicted or diagnosed hours, much less days or months, in advance. The hospitals have no copies of these that I can get. Every page of these records, from several stays in two of the hospital’s facilities in different towns, was totally blacked out except for a white dot in the center. When I lived in Dallas earlier, someone with an X-ray lab and I discovered