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ATM For Anonymous Online Payments
prichardson writes "The New York Times has an article about a way to anonymously transfer cash online (NYT registration required)." The inventor, Carl Amos, believes the target market for his newly-patented 'Aunty IM' ATM machine "..might be teenagers.. [who] do not usually have their own credit cards, they usually have cash and are more than willing to spend it to download music or games", as well as "those who were worried about identity theft on the Internet, or who simply wanted the privacy it provided."
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heh. No reg required ;)
Do not say "ATM machine." It is redundant. You wouldn't say "PC computer" or "IBM machines," would you?
The phrase "ATM machine" has no place in the English language. Of course, the Slashdot editors don't speak proper English, so it doesn't surprise me at all that they used the phrase "ATM machine" in the blurb atop this page.
I'm not Seth Finkelstein. I still speak the truth.
Now we can secretly fund the legal defense of mp3ers and linux users ...
Power to the people! Vivé la transaction!
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A 'Funky A.T.M.' Lets You Pay for Purchases Made Online
By TERESA RIORDAN
the 1997 science-fiction movie "The Velocity Trap," the interstellar banking system is so decimated by electronic crime that the only way to exchange money is in cold hard cash. Armored federal banking ships have to shuttle currency from planet to planet.
Carl Amos, an inventor in Atlanta, also anticipates a return to the cash economy but without the computer-generated visual effects. Mr. Amos recently patented a way to pay for online transactions with bills and coins rather than credit or banking cards.
Advertisement
"In upwards of three-quarters of the world, most money transactions are cash only," said Mr. Amos, who envisions a big market for his invention.
Basically, what Mr. Amos has patented is a new combination of existing technologies.
His patent, No. 6,554,184, covers a modified A.T.M. that not only dispenses money but, like a vending machine, accepts cash, which can be used to transfer money from one person to another or to pay for online purchases.
"It's a method patent, a new way of doing business," Mr. Amos said. "These are off-the-shelf components. All I had to do was build the machine and write the software."
Mr. Amos is a rare breed: an independent inventor who actually makes a living off his inventions. A former electrical engineer at I.B.M., he left corporate life to develop his idea for a holographic lens. Since he patented the lens in 1994, he estimates, he has received about $1 million in royalties.
Mr. Amos, one of six children, grew up on a farm in Ohio, where he set up his own skunk works in a shed. Not all his inventions were successful. One was a parachute to be worn while leaping off the garage. "I survived, obviously," Mr. Amos said. "My siblings survived, too, thank goodness."
Mr. Amos said his latest invention, should it become widely available, would obviate the need for services provided by Western Union and other money-transfer companies.
Another big market in the United States, Mr. Amos said, might be teenagers. Though they do not usually have their own credit cards, they usually have cash and are more than willing to spend it to download music or games.
Mr. Amos also said his system should appeal to those who were worried about identity theft on the Internet or who simply wanted the privacy it provided.
Gamblers may be interested in the technology. Many credit-card companies, for example, will not authorize payments to gambling sites. Nor will PayPal, the biggest third-party payment option on the Internet.
Tom PenisBird, a law partner specializing in banking patents at Testa Hurwitz & Thibeault in Boston, called the invention a "cute idea."
"It's like a funky A.T.M.," Mr. PenisBird said. But the patent itself, he said, is "fairly narrow" and may be easy for others to come up with similar inventions that do not infringe the patent.
Mr. Amos, who is represented by a licensing firm in Connecticut, said he was approaching banks about licensing his patent. "Western Union and Moneygram haven't called me yet," Mr. Amos said. "But I don't expect them to."
-------
The real news is that someone patented something, so you're all supposed to run around flapping your arms like you've been wronged.
I don't need no instructions to know how to rock!!!!
scared off by the NYT lawyers ?
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This would be perfect for when you want to buy something without being tracked... but there is still a trail. You could use one of these machines, but if the feds got involved, they could probaqbly find you (from the camera, etc). It would leave some sort of a trail. Still, not bad for buying that fake vagina you always wanted.
If you had nuts on your chin, would they be chin nuts?
So how would I go about paying someone online? Today I could use
a credit card or Paypal at someone's web site...how could this be
done from an ATM? (No, I'm not gonna try to punch in the recipient's
URL!)
That's a rather critical detail not mentioned in the article.
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Best Windows Freeware
By TERESA RIORDAN
the 1997 science-fiction movie "The Velocity Trap," the interstellar banking system is so decimated by electronic crime that the only way to exchange money is in cold hard cash. Armored federal banking ships have to shuttle currency from planet to planet.
Carl Amos, an inventor in Atlanta, also anticipates a return to the cash economy but without the computer-generated visual effects. Mr. Amos recently patented a way to pay for online transactions with bills and coins rather than credit or banking cards.
"In upwards of three-quarters of the world, most money transactions are cash only," said Mr. Amos, who envisions a big market for his invention.
Basically, what Mr. Amos has patented is a new combination of existing technologies.
His patent, No. 6,554,184, covers a modified A.T.M. that not only dispenses money but, like a vending machine, accepts cash, which can be used to transfer money from one person to another or to pay for online purchases.
"It's a method patent, a new way of doing business," Mr. Amos said. "These are off-the-shelf components. All I had to do was build the machine and write the software."
Mr. Amos is a rare breed: an independent inventor who actually makes a living off his inventions. A former electrical engineer at I.B.M., he left corporate life to develop his idea for a holographic lens. Since he patented the lens in 1994, he estimates, he has received about $1 million in royalties.
Mr. Amos, one of six children, grew up on a farm in Ohio, where he set up his own skunk works in a shed. Not all his inventions were successful. One was a parachute to be worn while leaping off the garage. "I survived, obviously," Mr. Amos said. "My siblings survived, too, thank goodness."
Mr. Amos said his latest invention, should it become widely available, would obviate the need for services provided by Western Union and other money-transfer companies.
Another big market in the United States, Mr. Amos said, might be teenagers. Though they do not usually have their own credit cards, they usually have cash and are more than willing to spend it to download music or games.
Mr. Amos also said his system should appeal to those who were worried about identity theft on the Internet or who simply wanted the privacy it provided.
Gamblers may be interested in the technology. Many credit-card companies, for example, will not authorize payments to gambling sites. Nor will PayPal, the biggest third-party payment option on the Internet.
Tom Turano, a law partner specializing in banking patents at Testa Hurwitz & Thibeault in Boston, called the invention a "cute idea."
"It's like a funky A.T.M.," Mr. Turano said. But the patent itself, he said, is "fairly narrow" and may be easy for others to come up with similar inventions that do not infringe the patent.
Mr. Amos, who is represented by a licensing firm in Connecticut, said he was approaching banks about licensing his patent. "Western Union and Moneygram haven't called me yet," Mr. Amos said. "But I don't expect them to."
In case of slashdotting, and to avoid registration
Arguments?
"Let your heart soar as high as it will. Refuse to be average." - A. W. Tozer
He looks suspicious, kinda OJ-like. I'll pass.
Of course I did not read the article (when will you &#&@ editors get a freakin clue, post a non-registration link!!!!), but couldn't this be used by terrorists?
I remember Timothy McVeigh went to the trouble to use calling cards and hide his money trail to avoid raising suspicions... wouldn't terrorists be able to more conveniently purchase necessary wares now? Instead going into a farming goods store and buying large amounts of fertilizer, they could now do it anonymously online (but don't worry about that scenario anymore, the govt has taken care of that... but there are still other scenarios the govt hasn't taken care of).
Sure someone could sign up for a credit card under false credentials, but wouldn't that leave more of a money trail than an anonymous ATM?
PayPal wont accept payment for "adult" related eBusiness now (ie; pornos).
Whoever steps in to fill that gap make a friggin mint. The frontrunner seems to be CitiBank's C2It, though I know nothing of such services.
I don't need no instructions to know how to rock!!!!
I am sure that anonymous payments will never truely be possible because of the threat of money being transfered to "Evil Doers and Thugs"
Now drug dealers are going to have no problem transfering their money directly to the terrorists.
Now I can pay for all my illegal goods and porn from the comfort of my basement.
This will allow me to assist my Nigerian friend, Joseph Mbuto, in his attempt to free the $21 million dollar account his uncle once controlled.
"And this is my boy, Sherman. Speak, Sherman." "Hello." "Good boy."
If you pay cash for your (legitimate?) music/movie/pr0n download, does the machine have a CD/DVD burner and a disc pops out, or does it have to re-direct the download stream to an e-mail account (thereby identifying the user, damn!).
Some more details on capability would be cool. Google here I come.
I can see the US government blowing a gasket
about quick and easy anonymous money transfer...
Service guarantees Citizenship! Questions Guarantee GITMO.... Amerika Uber Alles!
From the article: "N the 1997" N?! Now even the New York Times is slipping into Net-speak. *sigh* My old high school English teachers must be in agony. So much for the American education system....
I believe in de-evolution. God made the world perfect, man fell, and its been going downhill ever since!
So copyright the software, or patent the machine. Don't patent the method!
Sorry to disappoint Mr. Amos, but for at least the past twenty years, you have been able to make anonymous cash payments at any bank ATM in Japan.
You just key in the bank name and account number to transfer to, insert the cash, and it's on its way. The ATM will even make change for you.
The New York Times has an article about a way to anonymously transfer cash online (NYT registration required)
...
Why to I find this sentence funny ?
So, finally banking can be anonymous (yeah right, in your wildest dreams, but we still need to register with NYT?
No wait, you can't do do banking with a hotmail account
"A door is what a dog is perpetually on the wrong side of" - Ogden Nash
How does it perform identification to verify that the person picking up the money is the person you paid. I don't really see this serving any use since there already is a cash transfer system. It's called postal money orders.
Good ol' R, S , and A made quite a while back a system to digitize money into extremly long numbers to represent money. Each number would be encoded the bill amount alone. They also proved it would be untrackable and unbreakable.
They also made into the system a way of determining real-time if any "bill" was being used more than once.
Wow. Anonymous atm. It's a real shocker if it hasnt already be theorized up to the top.
boring.
Its already big pain in the ass (for an American)to get some money online to bet on a football game.
The way they crack down on the gambling industry, you can bet they'd scream "terrorism" and "drugs" and all the other things they have wars on.
Not to mention the Tax Evasion uses, and we all know that taxes are #1 when it comes to the governments concern.
https://213.132.35.90/
This sounds like a very good idea to me. Being one of those teens that has money, Its a pain to buy stuff online through my parents. Although I could also see this being used for bad, i.e. kids anonymously buying pr0n, alchohol, or other illegal/immoral things.
> "I allege that SCO is full of it" -Linus
maybe you should read what he actually posted before you try to be "cool-guy"....you stupid fuck.
oh, a GO PENISBIRD, GO!!!!
So you can buy these trendy T-shirts!
The sticker on the ATM that says "please ignore the camera". Oh and the finger prints you're leaving on the keypad.
heh
"..might be teenagers.. [who] do not usually have their own credit cards, they usually have cash and are more than willing to spend it to download music or games"
;)
Hah.. more like kids who will continue to download games and music from Kazaa, and instead sign up to pay-per-view porn sites
This is not hearsay or speculation, I work in the financial services industry, and I can tell you that the financial laws are going the other way - less anonymity and higher identification requirements for money wires.
In other words, this guy will have to keep transactions down a ridiculously low upper limit to avoid ID requirements.
I have seen people wiring money for very fraudulent puposes, so I don't really share people's feelings that wiring money should be anonymous.
As for this guy's plans to use the technolgy abroad, he should take into consideration that the USA is requiring other countries to follow USA-like laws and he might have the same issue abroad.
Again, this is from first-hand experience, not hearsay.
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| ______________________________________._a,_______
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| _j#'___0#,___4#dP_"#,__j#,__0#Wi___*00P!_"#L,____
| _"#g____01___"#01__40,_"4Lj#!_4#g_________"01____
| __oe__tyugk____*@`gpdNl_______-!^________________
| ___lkp____ghq___pTW______________________________
| ____mw_____ff___oef______________________________
| _____er__ww______________________________________
| ______xde___BISEXUAL_POLYNESIAN_ASSOCIATION_OF_AM
| _________________________________________________
` _________________________________________________
bpaa representative #648437
ATM's have camera's So if the need arised they could get your face. This is how I invision it to work. You gat a card that has no named attached you put the card in the ATM. You put the cash in the mechine, the atm then puts the money on the card.(that does not have your name on it) So I see it could be a anomynous debit card. Being only able to spend whats on the card. But what banks will support it. I would get something like that. Maybe I should go lookup the patent.
I run a couple websites and a large portion of my user base is kids in the range of 14-17. Collecting cash from them has always been a problem. Some would opt to send in cash, but this has problems as well. I can see this becoming very popular if it gets implemented well.
10% paranoid tinfoil hat community.
15% teenagers buying from ebay.
60% preteens buying drugs and pr0n.
15% illegal transfers of hijacked subnets.
Thank you tinfoil hat freaks. You have made the world safer for us all.
The GNAA has your chatroom own3d. Kinda makes your organization useless and weak. PS, your logo is screwed up.
Obviously this system is not perfect, but as a teenager who has a good deal of cash but no credit card, and doesn't like to go to his parents to buy stuff online, I think I would definitely use this if I thought it was safe. I am security-minded, but the main reason I would use this is convenience, not privacy. However, rather than buying music and games online, like the article suggested, I would probably use it to buy real merchandise (band shirts, etc)
A man walks into a bar. The bartender says, "What is this, some kind of joke?"
Although I really support the idea of being anonymous for protective purposes, I don't quite understand how this product helps very much.
Sure, you don't have the logs of cash coming out of your account (credit, savings, etc), but there is cash being sent somewhere, and that somewhere has to be well-defined for the cash to get there.
Also, the product, assuming something is bought, has to go somewhere, again a well-defined location, even if it is a mail-drop.
AFAIK, all wired money transactions are logged in some fashion, and for this to be approved by the government, it would have to be as well. I still don't see how super-beneficial this gimmick might be.
They'll insist on you paying via this method, and then not ship you the item. You can't prove that you paid for it. Brilliant!
Also,
Will these new ATM machines use the HTTP protocol?
Something that enables to pay directly with cash, no risks involved (like the fear of many of using their credit card number online) and really for everyone (well, with the cash and with that kind of ATMs near :) could do a real boom for online payments (at least, for the things that don't have a phisical good attached, like program registrations, online donations, domain buying and things like that).
just wanted to spoil it before someone did it.
It's damn good.
Good ol' PK muds... just like the good ol' days.
A Visa Electron debit card (and probably some others, I don't know) is currently the best solution for those who just can't get a credit card. It's basically a credit card that takes the money directly from its owner's bank account (if there's anything to take :). This requires a direct connection between the bank and the seller though, so most smaller sites don't support it.
I can say: It is to wage war, by sea, land and air, with all our might and with all the strength that God can give us; to wage war against a monstrous tyranny, never surpassed in the dark, lamentable catalogue of human crime. That is our policy.
To the problem of identity theft. I won't buy
anything online without using a "virtual credit
card number" from citi cards. They will
reimburse you if your citi card is hacked and
you get strange amounts from Egypt charged to
your account. The "virtual number" is good only
one time, so you get it, then use it. Refunds
are a problem, however, so you'd have some
'splaining to do to the merchant if the item is
not what you want, etc. and you paid for it with
a card number that is now "history". My Bank
told me _never_ to let my ATM card number loose
on the internet, and I will comply with their
request to keep it zipped up. So, all those
attractive online sites with fabulous computer
stuff for sale, I'll be passing them by for the
most part. I only deal with really big names,
and then use the citi card "virtual account
number". I imagine some of these so called
"online stores" are just fronts for credit card
theft and soforth. Call some of them up
sometime, and see how they sound in "person".
Try explaining why the "salesperson" has a very
heavy foreign accent. Also, isn't it strange
that you get to talk with no one else? Just
because a website looks legit, do some checking
around. I called the local police on one, and
they took a ride to the "supposed address" and
couldn't find anything. Beware, online shoppers!
1. Click on URL, you're redirected to registration/login page
2. Go to URL bar, replace "www" with "archive" in the URL, leaving the rest alone, and hit ENTER
3. The system will bounce you around a few erroneous URLs, before returning you to the homepage
4. All NYT links will now work without registration, thanks to a special cookie set by the bouncing process
I made a PHP/MySQL library that prevents SQL injection & makes coding easier!
As soon as his patents on his excellent e-cash protocols expire we can get down to business.
It's Christmas everyday with BitTorrent.
With all of the anti-terrorism tasks in effect there is no way this will happen and/or last simply because it's an anonymous way to move funds. This goes directly against laws being implemented to stop all forms of money laundering, transfering funds with maximum anonimity, and fake store fronts of which to move the money through.
There's so much more to this but the only way this idea would make it is for it to not be anon but that defeats the purpose right?
You aren't free to do anything, until you've lost everything.
Those who seek to oppress organizations of colored people will be themselves surpressed!
Throw off your chains GNAA and BPAA!
Why not just use the $1000 to buy the gun? What's the point of buying the card?
autopr0n is like, down and stuff.
The conversation really goes like:
I'd like a gun and ammo
Here you go. That'll be $342.22
Here's my anonymous cash card!
Right, here's your pistol and ammo.
Oh - I won't be needing a bag...
No, I don't trust in god. He'll have to pay up front, like everybody else.
by systems like e-gold.com, e-bullion.com, pecunix.com etc.
These payment systems are worldwide, do not suffer the chargeback problem, and seem to be fine with gambling and adult sites. They are also not linked to any particular national currency so should appeal to more libertarian among us.
Example: Wanna gamble now with them?
Getting a debit card and a checking account is trivial and legal for any 6yr old. That's NOT the target market.
...
But it's primary use will be for drug dealers to launder money. For married men(and women) to pay for hookers and strippers. For people to turn petty cash into petty lap dance...
Big market for those things tho
- Adam L. Beberg - The Cosm Project - http://www.mithral.com/
The slashdot blurb talks about anonymous payments... Lots of comments in this thread talk about anonymous payments whether how it would work or whether the gov't would cry foul, etc...
A search on the article itself does NOT have the word "anonymous" anywhere in it.
So... given that the article is very short on implementation details, how does one come to the conclusion there is anything anonymous about it? Because no credit card is involved? Not saying it isn't... but it just seems there's a big jump to conclusions.. unless I'm blind.
I think a good way for them to implement this would be to allows customers the ability to print out a "Bill", It would have some number on it tying it to the person's purchase. The "Bill" could then be paid at an ATM machine just like many other bills such as utility bills are. After probably a day or two of processing time, when the seller gets confirmation of payment of the bill, the product could be shipped. This may not be as anonymous as other means, but only uses existing infrastructure to process payments. This would make deployment of such a system quite easy, and low risk if it doesn't catch on.
Anthropic principle: We see the universe the way it is because if it were different we would not be here to see it.
Don't do it, it's run by the FBI/CIA/NSA!
Slashdot: Failed Car Analogies. Amateur Lawyering. Anecdote Battles.
Atm take deposits add a data scanner there have computer print out a data sheet containing account number amount and invoice number from a well this setup is simple and verry safe. When ever you deposit money into a bank account you can add what ever title you like to the deposit but most of the time you have to go to the counter to deposit the the money to add the title. Now on the cheap have user enter Account number invoice number and amount but this is not partically safe. Basicly also the atm could have you most common on autolist.
is OK, but the real winner for the adult industry has got to be HSBC's rival Cl1t system. So much more to the point...
Ceci n'est pas une signature
...drug dealers.
(or money launderers)
[or hot items]
when will you paranoid biased slashdotters stop posting blatantly false headlines. Anonymous money transfer? Yea fucking right, the bank will always know what you've purchased and I'm sure they'll dispense that info to any law enforcement officer that asks for it.
Gosh, everyone is so negative on this.
Well... I like the idea of anonymous cash transfers.
Suppose your records show your sold twice as many meals for the amount of food you bought as any other restaurant. Or cleaned twice as many clothes for the amount of cleaning material used as any other cleaner.
Has to be data, content, not anything material. Even then, a simple trace would show how much was actually transferred in the period you claimed.
Infuriate left and right
Although I didn't see any actual mention of anonymity in the article, it's not hard to imagine that this device does create a more private way to do business.
As for all of the posts about drug dealers, money launderers, adulterers, and terrorists, you're right, those people would use an anonymous method of payment/transfer if it were easily/readily available, but so would political disidents (are they terrorists if they dissagree with you?), persons worried about identity theft, and people like me, who simply resent the governments attempts to count every roll of toilet paper I buy and every book or magazine that I read.
Read, L
Unfortunately, this is illegal. I work for one of the companies listed in the article.
It's against the law. The feds say that all ATM transactions must have positive ID of the cardholder (PIN number, driver's license swipe, etc) As far as electronic money transfers go, there has to be some positive identification on the person sending the money, but curiously from what I can find, not on the person receiving it.
Nice idea, just not legal here in the US.
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Does anyone remember Assassination Politics by Jim Bell?
Read more
just another way for crackers to transfer funds easily.
The potential profits are too low for the risks involved. Also, there are already ATMs that have been retrofitted to accept cash for the purpose of paying bills for defined (telco, utility) customers. Ever see one?
There are cheaper and more cost-effective ways to do this than via ATM, I filed a provisional patent app for one years ago.
Tech Public Policy stuff
I am also under 18 and like to buy things off the internet. This hasn't hindered me as much as some. I have a job and a checking account. Many online merchants accept checks now, but I still run the risk of sending a check through the mail. But worse than that is the time. In the instant online world I do not want to wait days for the USPS to get my check across country.
The adult business wants recurring billing, so they can keep billing you month after month for crappy sites you may never visit again. A few of them use e-gold (not many, yet). And yes, I guess you could joke that "e-gold makes money the old-fashioned way -- they mint it" only it's really-true. e-gold works, and has since 1996. They're not totally-anonymous, but they're more-private than the banks/plastic.
The New York Times should allow anonymous usage!
I hate it when that site gets pointed to.... like I have time to screw with that.
It's this kind of thing that will really make a concept like the iTunes Music Store fly, since a lot of teens share music, but don't have credit cards to buy it legally online (myself included). I don't think P2P will ever go away, especially since there really are legitimate uses for it -- RedHat ISOs and the like -- but it would certainly make using KaZaA less compelling. I think I would still download songs to test them out, but I'd then spring the buck a song to get whatever I decided I liked.
if the feds got involved, they could probaqbly find you (from the camera, etc).
What's the penalty for wearing a mask in front of the camera?
I have been hearing so much about how younger teens are growing up faster than they use to. So I bet a lot of them do have credit/debit cards and checking accounts. So i am sure this will be a target for the new product.
Just like phone cards, I want to go to a 7-11 and pay cash for a Visa or MasterCard card in $100, $250, or $500 denominations. What's so hard about that?
"The New York Times has an article about a way to anonymously transfer cash online (NYT registration required)."
You mean I actually have to register with the NYT to anonymously transfer cash online?!
WHEN. WILL. IT. STOP?!
If Nalgene water bottles are outlawed, only outlaws will have Nalgene water bottles.
Now I can sign up for that online matchmaking thing without my wife finding out!
This would be great for orginized crime .. :)
These are particularly great if you are near one of the locations where they are physically sold. It's a Visa card for online (and phone) purchases only, with a 2 year expiration. You have to activate it online, but you can do that from any internet cafe, or through trusted proxies. You have to give a physical address, but it can be totally spoofed. An e-mail address is required, but just use one of the non-obvious disposable ones (i.e. NOT Hotmail, Yahoo). You can recharge it by mailing in a money order.
Be warned, however--if you give a spoofed physical address, you may likely have problems ordering delivered goods to your real physical address (not to mention that such orders obviously compromise your anonymity).
Also, since it is a Visa card, it is subject to any restrictions Visa might adopt (for gambling sites, for example, although I don't know that they do have such restrictions).
Cheap labor would not go away. The U.S. has had many millions of legal immigrants. Except for a few lunatics, people against illegal immigration are in favor of documented immigration. It is not about preventing people from coming in, it is about know who is coming in.
what are good suggestions for remaining anonymous during the receipt of large sums via electronic funds transfer or otherwise?
Bank drafts? Bonds? Reserve notes? Diamonds?
Is there Such thing as a truly anonymous electronic funds transfer?
http://www.outpost-of-freedom.com/jimbellap.htm
The basic idea is, if you don't like the behaviour of a politician, or government representative, you contribute some $$ to a 'betting pool' for that person. Your bet is a prediction of the date of assassination of your selected public figure.
The value of the betting pool is visible to everyone, and all payments in or out of the pool are anonymous.
Probably wouldn't work in this case though, because the payee is not anonymous.
... is a fundamental human right.
YOUR property
YOUR money
YOUR business and nobody else's.
Paypal is a service that you can use to pay anyone online. Sign up, and you can send money from a CC or checking account to anyone who has a valid e-mail addy. They also have a Visa card that has great protection services.
I can already do this in Belgium. I can pay for anything through my ATM, or through my computer, for that matter. Bank transfers are a normal way of paying for things over here, and ATM allow for such, as does my homebanking software. Most sellers on ebay.be will give you their bank account number, and you just transfer the money. C'est simple! Zo gemakkelijk is dat!
I've spent the last five or so years wondering why someone hadn't invented something like this. It was always so frustrating that I could buy a freaking Piper Jet if I bought it cash, but I couldn't even buy stamps online without the consent and cooperation of my folks. And then, two weeks after I finally am old enough to own a Visa, someone does. I bet lots of people at slashdot had the competence to do such a thing; so my question to you are simple. How come noone implemented this awfully simple idea *years* ago?
"Everyone who believes in telekinesis, raise my hand..." - James Randi
When the Founding Fathers wrote the constitution, the fundamental property rights it embodies were rooted in actual intrinsicly valuable commodities. When the Federal government took your land under the 5th amendment, they had to compensate you in gold. Even well into the end of the 19th century, the biggest hotbutton currency debate concerned minting silver instead of gold.
Today, we're off the gold and silver standards altogether. This is truly sad. Instead of being able to predict how much a dollar will be worth tomorrow, we leave that decision up to the whims of international currency daytraders. It's little surprise that inflation rates under the Carter administration crested well over 10% so soon after Nixon pulled us out of Vietnam and took us off the gold standard.
The economy of the twentyfirst century cannot withstand uncertainties. The technological revolutions of the industrial age all occurred under the gold standard. Why should we experiment with a proven thing? Why let politicians pay off their political debts by devaluing our currency? Brazil went down that path, and we needn't follow.
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For married men(and women) to pay for hookers and strippers.
Wow, to encounter PC even in a semi-anonymous, trash-talking online forum! ;)
Surely you don't really think that there are a statistically significant number of women (and married women, yet) paying for hookers and strippers?
Don't agree with the artwork on the t-shirts? Fine, don't buy any. Yes, you're entitled to your taste, but likewise, everybody else is entitled to theirs too!
It's interesting, but not quite good enough. It's really really focused on parents and their children, and they make it really difficult to get signed up and get a card. I believe they charge pretty rediculous monthly or yearly fees too.
I was hoping they would be more like giftcards or phonecards: easy to pick up, no additional fees, instantly activated, totally anonymous, rechargable or disposable.
Visa Buxx is really just a regular debit (not even credit really) card backed by kids parents and with a preset spending limit. That and some additional reports online and in your bill.
--D
Is there an I-beam looking thing to the left side of the first paragraph? Or is there a broken image? If so, then you are probably dealing with a drop cap.
Will I retire or break 10K?
Maybe this system can become a requirement for political contributions. Give anyone you support any amount of money, or just claim that you did. Anonymous contributions woul take the "money talks" power of individuals away since no politician will know exactly where the money came from. Perhaps to make it more secure, force delivery into even-sized chunks over a period of time... obfuscating particularly large contributions, so that you can't tell who contributed by just seeing how much they did. Perhaps throttle the delivery of the money. This would be awesome for the US political scene.