Funny, but that quote is from Howard Dean's favorite movie, at least according to a candidate profile in the Chicago Tribune. One more reason to vote for him, I guess.
-moitz-
Re:Banks did this stuff all the time...
on
Stealth Inflation
·
· Score: 1
From my days as a bank teller, I *think* everything "clears" at midnight EST, so there really is no "chronological" order, but the agreed on order (not sure if its federally mandated) is credits before debits.
-moitz-
Re:Banks did this stuff all the time...
on
Stealth Inflation
·
· Score: 1
In my mind, BankOne if famous for this one. I tried to figure out why, if I got paid on Thursday night and my rent check cleared Thursday night, how I would wind up with an overdraft fee when my balance never dipped below zero. Their explanation was exactly that...debits before credits.
Now I bank with a very small, locally owned and operated bank.
Pros: No monthly fees. Decent online banking (does what I need it to, can import to Quicken/Money, online bill pay, etc.). No out of network ATM fees, except those charged by the ATM owner. Instant availability on deposits after 1 year of a positive balance. Free money orders and cashiers checks. No teller fees. Free investment consulting. I talk to real people when I call the customer help number. GOOD customer service.
Cons: Few branches, not many ATMs in my area. Slightly higher interest rates on mortgages and car loans.
In my mind, I'm supporting the local economy and getting better service for a few bucks more over the lifetime of my relationship with them.
Impression, shmession. That's the truth. I have 3 cousins that are sales reps for 3 of the major drug manufacturers and all 3 can attest that their R&D budgets are WAY under the marketing budget. I also work in a medical field and the same holds true in my branch.
Just look at AstraZeneca's DTC (direct-to-consumer) marketing budget for Nexium. That alone is probably well over twice what they spent to develop the drug. If the Feds really wanted to lower prescription drug costs they'd put a stopper on DTC advertising, since I can't really see a scenario which would make that beneficial to anyone but the drug manufacturer. Listen to the latest Effexor-XR ads. "How are you feeling? Ok? Not bad? When was the last time you did something you wanted to? Maybe signs of depression are holding you back. Talk to your doctor to see if Effexor-XR is right for you!" Sheesh. Go outside and get some sunshine, maybe that'd help too!
Okay, I feel a good rant about society coming on here, so I'm just going to step down and put the soap box away.
Why not have it all be stored client-side and just have the user click a button to send everything?
I can think of a great little program that can help you with that! Oh, and BTW, your system may not be optimized, it's broadcasting an IP to hackers, and your clock isn't accurate.
except for specialized applications only available on that platform.
I would hardly call a decent replacement for Quicken a specialized application. Or a replacement for Turbo Tax. These are applications my 83 year old Grandpa uses (okay, I do too.)
DISCLAIMER: I have not tried GnuCash, but I'd be willing to bet that unless it automatically downloads statements from a LOT of banks, it's not ready for Joe Sixpack.
I noticed while watching Goldmember that pause was disabled. While I've come across FF being disabled, I've never seen PAUSE being disabled. Anyone else see this?
In Lake Wobegone, "All the children are above average." Maybe they have a lot of terribly stupid adults, so that all the children can be above average. I knew something bothered me about that place.
You mean besides all those good-looking men and really butch women?
If I read the article correctly, Gillette products were used for the test, and this was something Tesco did to reduce theft loss. Gillette already got their money for the razor blades, what do they care? Well, assuming my understanding of purchasing is correct.
Sorry, I didn't mean to sound accusatory. It was more directed at the countless dregs of people who do complain. Like everyone around here says, vote with your dollars!
I'm watching "12 Angry Men" (the 1957 version), for which I paid $4 at a garage sale to OWN the DVD. I don't have cable, I don't have an antenna. I don't forsee myself getting either one any time soon. You can't complain about paying to be advertised to. You're the one doing the paying.
I say F Bob The Builder, Barney and Pokemon... thiere sole purpose is to convert your children into passive consumers, to sell them stuff, keep that crap out of your lives.
It's not really funny, it's painfully true. Anyone here ever seen "Death to Smoochy?" Those kids shows are simply an 18 minute commercial, with 12 minutes of blatant commercials during it.
Slashdot Mirror
You got a warning? Lucky bastard...now stop moving, my depth perception sucks.
-moitz-
Florida is not allowed to vote in the next federal election. Bad Florida! Bad! Go to your room!
-moitz-
Who doesn't want people to know about this book?
For example:
What they said: "The interweb thingy on my hard disk RAM isn't working. Something about an invalid USB googlehertz."
What I heard: "Money money money money money money money money money money. Money money money money money money."
-moitz-
Funny, but that quote is from Howard Dean's favorite movie, at least according to a candidate profile in the Chicago Tribune. One more reason to vote for him, I guess.
-moitz-
From my days as a bank teller, I *think* everything "clears" at midnight EST, so there really is no "chronological" order, but the agreed on order (not sure if its federally mandated) is credits before debits.
-moitz-
In my mind, BankOne if famous for this one. I tried to figure out why, if I got paid on Thursday night and my rent check cleared Thursday night, how I would wind up with an overdraft fee when my balance never dipped below zero. Their explanation was exactly that...debits before credits.
Now I bank with a very small, locally owned and operated bank.
Pros: No monthly fees. Decent online banking (does what I need it to, can import to Quicken/Money, online bill pay, etc.). No out of network ATM fees, except those charged by the ATM owner. Instant availability on deposits after 1 year of a positive balance. Free money orders and cashiers checks. No teller fees. Free investment consulting. I talk to real people when I call the customer help number. GOOD customer service.
Cons: Few branches, not many ATMs in my area. Slightly higher interest rates on mortgages and car loans.
In my mind, I'm supporting the local economy and getting better service for a few bucks more over the lifetime of my relationship with them.
-moitz-
Impression, shmession. That's the truth. I have 3 cousins that are sales reps for 3 of the major drug manufacturers and all 3 can attest that their R&D budgets are WAY under the marketing budget. I also work in a medical field and the same holds true in my branch.
Just look at AstraZeneca's DTC (direct-to-consumer) marketing budget for Nexium. That alone is probably well over twice what they spent to develop the drug. If the Feds really wanted to lower prescription drug costs they'd put a stopper on DTC advertising, since I can't really see a scenario which would make that beneficial to anyone but the drug manufacturer. Listen to the latest Effexor-XR ads. "How are you feeling? Ok? Not bad? When was the last time you did something you wanted to? Maybe signs of depression are holding you back. Talk to your doctor to see if Effexor-XR is right for you!" Sheesh. Go outside and get some sunshine, maybe that'd help too!
Okay, I feel a good rant about society coming on here, so I'm just going to step down and put the soap box away.
-moitz-
I can think of a great little program that can help you with that! Oh, and BTW, your system may not be optimized, it's broadcasting an IP to hackers, and your clock isn't accurate.
-moitz-
I would hardly call a decent replacement for Quicken a specialized application. Or a replacement for Turbo Tax. These are applications my 83 year old Grandpa uses (okay, I do too.)
DISCLAIMER: I have not tried GnuCash, but I'd be willing to bet that unless it automatically downloads statements from a LOT of banks, it's not ready for Joe Sixpack.
-moitz-
I noticed while watching Goldmember that pause was disabled. While I've come across FF being disabled, I've never seen PAUSE being disabled. Anyone else see this?
-moitz-
We're not any other country. Get over it.
-moitz-
You mean besides all those good-looking men and really butch women?
-moitz-
Welcome to the U.S. This is what we do. Government of the special interest groups, for the special interest groups, by the special interest groups.
-moitz-
-moitz-
I'm not sure if this is funny or insightful and I don't have any mod points.... D'OH!
-moitz-
-moitz-
Yeah, screw that whole "innocent until proven guilty" thing. Where'd that Constitution thingy go anyhow?
-moitz-
Sorry, I didn't mean to sound accusatory. It was more directed at the countless dregs of people who do complain. Like everyone around here says, vote with your dollars!
-moitz-
-moitz-
It's not really funny, it's painfully true. Anyone here ever seen "Death to Smoochy?" Those kids shows are simply an 18 minute commercial, with 12 minutes of blatant commercials during it.
-moitz-
Damn! Looks like I need to quit my job now!
-moitz-
-moitz-
Yeah, like britney_spears_baby_one_more_time.mpthree.exe.
I' m now going to shoot myself for knowing a Britney Spears song title.
-moitz-
This hole is a par 5, 19km. The green is at 18.5km, and up 17 meters.
-moitz-
Step 1) Massive audit. ...
Step 2)
Step 3) Profit!!!
-moitz-