Slashdot Mirror


Just Cancel the @#%$* Account!

An anonymous reader writes "PC World Senior Editor Tom Spring signed up for 32 online accounts. Then tried to cancel all of them. The most difficult to cancel: NetZero. The easiest to cancel: Consumer Reports Online and The New York Times TimesSelect. His experience was rated on a number of criteria, and highlights the hoops that commercial enterprises put in place to keep their 'customers'. From the article: 'I had a hard time canceling my $5 monthly Gold Classmates.com account, too. I couldn't find any information on how to cancel until I entered the word cancel In the site's search engine. Classmates.com spokesperson John Uppendahl confirmed that there is no other way to find cancellation information. But that was only the first hoop I had to jump through to cancel my membership. Classmates.com also forced me to click through several Web pages reminding me of the benefits I'd lose. Finally my clicking ended at a generic Member Support e-mail contact page containing a blank 'Your Question' field. Though the form said nothing about cancellations, I used it to request that the service cancel my subscription. The next day I received an e-mail message confirming that the service had accepted my request.'"

483 comments

  1. please cancel slashdot subscription zonk is nuts by Anonymous Coward · · Score: 1, Funny

    how do I cancell slash dot.. or zonk?

  2. OMG that is annoying by Cobratek · · Score: 0, Redundant

    Try canceling MSN internet sometime.

    --
    DONT TREAD ON ME MOÎΩN ÎABÃ
    1. Re:OMG that is annoying by Knightlymuse · · Score: 5, Informative

      MSN Internet was on the list. They scored as "Big Hassle"

      Here is the Big Hassle list:

      * AOL
      * BlueMountain.com
      * Classmates.com
      * ESPN
      * MSN Internet
      * Napster.com
      * NetZero
      * Real Rhapsody
      * Real SuperPass
      * True.com

    2. Re:OMG that is annoying by Hoolala · · Score: 1

      Cancelling their AOL service anyone? Good luck :)

    3. Re:OMG that is annoying by Anonymous Coward · · Score: 0

      the only problem i had canciling is chasing it down via links till i got an 888 phone number then they sent 3 different rate our service in canciling your accuount i talkd to a Canida subsidiary that did it with no problem Luckily i had not passsed the grace period where theyd kept the money and canciled the accuount.. not to say they havent tried to get me back..
      when they killed the Chat service i had no need for thier service.. (the fact they ended support for win 98 and ME was the start of my dislike for the company.. )

    4. Re:OMG that is annoying by poopdeville · · Score: 5, Funny

      Cancelling an AOL account is easy in my experience

      Just call them, press 0 about a hundred times[1], and tell them you want to cancel your account. If they ask why you want to cancel your account, just be honest. If that's not good enough, start swearing. (I'm fucking tired of your assholes charging me twice what the local ISP charges...)

      [1] The old business man trick. If you do it, you'll get better treatment from just about anyone.

      --
      After all, I am strangely colored.
    5. Re:OMG that is annoying by Ucklak · · Score: 1

      At this point in internet evolution, most people that have AOL have it because of the email address and don't mind missing the $25 discretionary income.

      I wonder what would happen if a subscriber didn't update their credit card info once their card expires to let the account lapse.

      --
      if you steal from one source, that is plagiarism, if you steal from many, well, that's just research.
    6. Re:OMG that is annoying by Gigaflynn · · Score: 1

      tell me about it try and cancel MSN and you go through 10 pages of SPAM until you finally get to the big red button, an then they have that stupid duck waving and crying!

      --
      "Neo, follow the white rabbit"
      "Can i eat the white rabbit?"
      "No, there is no spoon to eat it with"
    7. Re:OMG that is annoying by C0vardeAn0nim0 · · Score: 1

      i signed up for AOL beta test here in brasil around 1999/2000. the beta test was free, but didn't make it clear in the beta terms of use that my account would be activated and my credit card charged as soon as the system went gold.

      when i received the first charge, i called them and cancelation was easy, a really smooth proccess. they even returned my money as credit on my next creditcard statement.

      they're out of business in brasil now. i guess people here didn't like their proprietary system, after all, they got late to a market where regular TCP/IP access was already common.

      as a side note: the company i work for just rented the building where AOL brasil was located once.

      --
      What ? Me, worry ?
    8. Re:OMG that is annoying by DMorritt · · Score: 1

      you would probably still get service for a month or so while you get reminders, then you would get demands for payment, then its a bit late to cancel a service when you have been using it but not paying, lawyers (bastards) love this kind of thing.

    9. Re:OMG that is annoying by gb506 · · Score: 5, Interesting
      I wonder what would happen if a subscriber didn't update their credit card info once their card expires to let the account lapse.


      I actually reported my card lost and had it replaced in order to get rid of an Earthlink DSL account a couple of years ago. Even though I (or anyone else) hadn't lived at the DSL location for 6 mos, and the phone line asociated w/ the acount had been disconnected for the same amount of time, they would not cancel the acount, so I did what I had to do.

    10. Re:OMG that is annoying by Pig+Hogger · · Score: 2, Informative
      I wonder what would happen if a subscriber didn't update their credit card info once their card expires to let the account lapse.
      I actually did that with Stupidico "high-speed edition". They actually lodged a complaint for credit card fraud, saying I gave them a false credit card number. Nothing ever came out of it because, well, the credit card has been cancelled...

      The most stupid thing is that I had no problem whatsoever opening another account in another city afterwards. Seems their marketing department has more cloud than their accounts receivable...

    11. Re:OMG that is annoying by stanmann · · Score: 1

      I had to report a credit card stolen when AOL reactivated a canceled account without my consent.

      --
      Food not Bombs is a nice platitude but it breaks down when you notice that the Bombees are usually well fed
    12. Re:OMG that is annoying by BakaHoushi · · Score: 4, Informative

      I'd like to add one to that list, though not really a PC online service. Xbox Live.

      When I had to leave for college a year or two back, I couldn't bring my Xbox with me (because it wasn't even mine. It belongs to my brother. I brought my Gamecube instead) So when I decided it was better to cancel it rather than pay another $50 for a year of a service I rarely used (I only played a few games, and Splinter Cell taught me to hate 13 year olds like nothing else), for a system I wouldn't have, I went to cancel, but, surprise, Microsoft's web pages have no information on canceling. After a great deal of googling, I found out the only way to cancel is to call a special tech-support hotline. And of course, the operator asked about 15 times if I was sure, and listed so many alternatives ("Maybe someone else up there will have an Xbox."). Thanks to that, I don't think I'll ever play another Xbox (or more realistically, a 360, if I ever get the system) game online ever again.

    13. Re:OMG that is annoying by Mastodon · · Score: 2, Interesting

      I wonder what would happen if a subscriber didn't update their credit card info once their card expires to let the account lapse.

      I actually cancelled the card. They kept sending me bills for AOL anyway. When I called the credit card company to complain, they said "We can't cancel that. They're providing you with a service." I said, "No they're not. That's the point."

      They finally turned it into a conference call with a guy from AOL on the phone. After insisting with a slightly raised voice that I really wanted both the credit card and the AOL account cancelled, they did it.

      I would have kept the card except that their "customer service" people made it clear that they had made some deal with AOL at my expense.

    14. Re:OMG that is annoying by xigxag · · Score: 3, Interesting

      I just canceled a real Superpass account I'd been meaning to cancel for ages. It was dead easy. I told them I wanted to upgrade to Rhapsody. It so happens the memberships aren't directly transferable so they have to de-register you from Superpass and then you have to manually sign up for Rhapsody. So they canceled my Superpass but, of course, I never signed up for the Rhapsody. In fairness to them, I understand the Rhapsody service itself is pretty good as far as those subscription music plans go, and also it ties into one of the Sansa products. Their Superpass was also a decent deal (it included 10 purchased downloads a month) until they decided to tack on some useless bonus software as an excuse for jacking up the price. So I think they've got some decent offerings at their core, but if Real ever want to compete with iTunes, they're going to have to quit with the silly/sleazy business practices.

      One other thing. People here keep trotting out that VISA Terms and Conditions which says the merchant is not allowed to bind you to XYZ terms (e.g., they can't penalize you for using virtual cc numbers) But if you contractually agree to the penalty, I wonder if the Visa T&C will be a valid defense? After all, just because they've breached their contract with VISA doesn't mean you (necessarily) get to breach your contract with the merchant. Presumably your defense would be fraudulent inducement? Any case law on this?

      --
      There are two kinds of people: 1) those who start arrays with one and 1) those who start them with zero.
    15. Re:OMG that is annoying by ericlondaits · · Score: 1

      I had a similar problem in Argentina.

      I signed up for the beta, but it ruined my standard dial up internet connection, so I never got to use it more than two hours. I had to enter my credit card information, but they said it was just to test the system thoroughly and I wouldn't be charged. Some months later I got a charge for AOL, so I called them... they explained that beta testers were automatically signed up when the system went live. I asked how was I supposed to know, and they explained they sent an email letting us know and giving us a chance to stop the process... but the mail was sent through the AOL system, which never really worked for me. When I complained that I got charged and didn't even know I had AOL access they offered a free month... ... I eventually contested the charges with the credit card company, got them cancelled and never heard from them again.

      --
      As a Slashdot discussion grows longer, the probability of an analogy involving cars approaches one.
    16. Re:OMG that is annoying by beemishboy · · Score: 5, Informative

      I wonder what would happen if a subscriber didn't update their credit card info once their card expires to let the account lapse.

      In a related note, that very thing happened with me with Gold's Gym - my credit card lapsed and I had moved after college. I got a hold of them about the account after finding negative marks on my credit report. I paid the rest of my contract but they didn't tell me that after my contract was completed, I went to automatic monthly renewal. They also didn't tell me that I couldn't cancel that automatic renewal over the phone, neither could I go in person into one of their local locations. I tried to do both of these, visiting their gym when on vacation because I lived in another state at the time. For the phone cancellation, they said that they worried that some joker might cancel my account for me over the phone. I couldn't cancel at one of their locations because they just didn't cancel an account there...which was odd because a whole gaggle of tanned/manicured individuals were there to *create* accounts for people. I had to fax in a signed statement to their corporate offices (for that set of gyms) saying that I wanted to cancel my account.

      So, not only did I have to pay for 6 months of gym "service" while living out of state because they had put me on automatic renewal, more bad credit stuff showed up on my credit report.

      When I talked to them on the phone about the whole deal, they politely (sarcasm) responded that automatic renewal was in the contract so it was my own fault. So when I moved back to the state where the account was, I opted to avoid their gym like a basket full of snakes and spiders.

      Let's give it up for self-serving companies who go to great lengths to sign people up but have to be threatened with legal action or with a public relations campaign to improve their practices in order to avoid destroying their own customers' credit. Btw, I know a guy whose credit was actually completely ruined by that same chain of Gold's Gyms - which btw is in the Salt Lake and Provo/Orem areas of Utah.

    17. Re:OMG that is annoying by TheRealZero · · Score: 1

      I can attest to MSN being difficult to cancel. When you want to cancel you are routed to an outside call center, such as the one located here called RMH. My brother and several of my friends worked there for a couple years and that's their main job: retain customers. They don't care about MSN or their business practices; they simply care about their pay check and respective bonuses. Annoying? Yes. Definitely. But this is a business run world where money is everything, and just like a previous poster said the /. crowd is savvy enough to see though all this, but 90% of the world isn't. These tactics work well because most can't pass up a good bargain. Much like the way my dad buys 8 boxes of Mini-Wheats because they were 70 cents off....

    18. Re:OMG that is annoying by Anonymous Coward · · Score: 0

      I worked for the now defunct DirecTV DSL, our billing system would coincidentally "go down" a month before the end of each fiscal quarter and we told customers our "cancelation system is down" so we are unable to process cancellation requests at this time and to call back later. Like magic it was suddenly working again after the the start of the new quarter and the metrics/reports had gone out.

    19. Re:OMG that is annoying by Anonymous Coward · · Score: 0

      Actually, with the 360 it's very easy. You can change a Gold account to a Silver account anytime from the 360 itself (no need to call customer service), and then you're no longer billed. Plus, then anything you've purchased on the account stays available if you ever reactive it later, and you still keep your friends list and achievements and whatnot.

    20. Re:OMG that is annoying by SoulRider · · Score: 1

      Oh YEAH!! Earthlink definately takes the prize as worst to cancel service. I still get bills from earthlink and letters from lawyers saying they are going to sue me on earhlinks behalf(4 years after cancellation) for a charge earthlink tried to charge me 3 months after my account had been canceled. Thank goodness I canceled over the phone, recorded the phone call and made sure I recieved a confirmation number, I bet somebody at earthlink knows my name and wishes I would loose that damn tape (I have since converted it to MP3). You would think they would just drop it, after 4 years it seems to me they have spent much more than the $21.00 they are trying to collect.

    21. Re:OMG that is annoying by greenrd · · Score: 1

      Just call to cancel, and when they say "Are you sure?", say "Yes" and immediately hang up. Tape record the call. Then ignore the demands for payment.

    22. Re:OMG that is annoying by neafevoc · · Score: 1

      I don't have an Xbox, but one of my former roommates did. I was really into Halo 2 when he still lived here so I signed up for Xbox Live. Well, when he moved out, I had no use for Xbox Live. The CC I used for that account went missing and I was issued a new one. I figure any accounts that were tied to that one I'll have to re-sign since any auto-issuing service I had will end up not working. I didn't bother re-signing with Xbox Live since I don't have an Xbox. I figure when it was time for my subscription to renew, they just won't renew it since they have bad payment information.

      Nope, I was wrong about that. Xbox Live still renewed my subscription and sent me a bill to my old address about it. They even sent a colection agency after me to collect the fee for a service I haven't signed up for over 2 years.

      Xbox Live-- why the hell do you charge customers even after payment is not valid? Send us mail warning us, but don't assume that we want it and charge us! Bastards.

    23. Re:OMG that is annoying by Anonymous Coward · · Score: 0

      Not true. The parent is flat-out lying.

      Face it, paying Microsoft $50 to play games online is fucking stupid and proves what sucker fanboys 360 users are. Sony and Nintendo have totally free online play and better downloadable games (they're not inaccurate "remakes" like on Arcade but are the original games in emulated form).

    24. Re:OMG that is annoying by Overly+Critical+Guy · · Score: 2, Interesting

      That kind of thing is what happens when you give customer service reps bonus packages for retaining canceling subscribers.

      As a sidenote on the 13-year-old thing, it amuses me that Xbox fans will accuse Nintendo of catering only to children when it is their system that is played primarily by young Halo-loving teenagers while Nintendo caters to the mainstream adult crowd through their Touch Generation products and the Wii. I just find it funny.

      --
      "Sufferin' succotash."
    25. Re:OMG that is annoying by XnavxeMiyyep · · Score: 1

      Obviously it's easy if you lie to them and tell them you want one of their other services. The reason it's normally hard is because they try to sell you those other services.

      --
      I put the 't' in electrical engineering.
    26. Re:OMG that is annoying by Babillon · · Score: 1

      Offtopic: Your Dad is actually being rather savy. By buying like that he's actually getting one box free compared to the regular price.

      Ontopic:

      I've also done retention work, though for Earthlink. I did basically TS Retention (read: do anything possible to fix the customers computer so we don't have to give them money). I can attest to the bullshit the SAVEs agents pull to get Earthlink customers to stay. I'll have to say though, that sometimes it's a pretty sweet deal. At the centre I worked for there was this one lady who was basically a legend at the centre. She had had Earthlink dial-up service for... Quite sometime and actually only used it for the email address (she had DSL. Don't ask, the lady's crazy). Anyway, what she pulled managed to get her two years of service for free, and a $200 credit pending on her account, so she not only didn't have to pay for past service, but she also wouldn't have to pay for a good deal of service in the future. She kept claiming that her service was not working at no fault of her own (she would also call to get us to turn on/off her vacation message) and of course she would get sent to us so we could fix her problem and keep her as a happy Earthlink customer.

      Suffice to say, it's a pain.

    27. Re:OMG that is annoying by mibus · · Score: 1
      I actually reported my card lost and had it replaced in order to get rid of an Earthlink DSL account a couple of years ago. Even though I (or anyone else) hadn't lived at the DSL location for 6 mos, and the phone line asociated w/ the acount had been disconnected for the same amount of time, they would not cancel the acount, so I did what I had to do.


      For future reference (or other people reading), the best thing to do if your CC is being charged when it shouldn't, is talk to the bank. The bank issues a chargeback to the merchant (ie. Earthlink), takes the money back from them, gives it to you, then stiffs the merchant with a fee. Your account will stop being charged very quickly if you do that a couple of times. If everybody did it, companies would wise up pretty quick!

      Note that you have to really really make sure you've done everything you can to stop the merchant first.
    28. Re:OMG that is annoying by fishbowl · · Score: 1

      >Note that you have to really really make sure you've done everything you can to stop the merchant first.

      Why is that? And on whom is the burden of proof that you did everything possible?

      --
      -fb Everything not expressly forbidden is now mandatory.
    29. Re:OMG that is annoying by mibus · · Score: 1

      The bank will make you sign a whole bunch of stuff saying it wasn't an authorized transaction. If you're really really sure, then there's no problem if anybody decides to take you to court - since you can tell them all the things you did to try to stop them in good faith.

    30. Re:OMG that is annoying by bhiestand · · Score: 1

      Face it, paying Microsoft $50 to play games online is fucking stupid and proves what sucker fanboys 360 users are. Sony and Nintendo have totally free online play and better downloadable games (they're not inaccurate "remakes" like on Arcade but are the original games in emulated form). Isn't Sony behind EverQuest? And doesn't Sony charge an outrageous price for playing EQ online? Last I saw it was like $15/month!
      --
      SWM seeks new sig for a brief fling
    31. Re:OMG that is annoying by bhiestand · · Score: 1

      That kind of thing is what happens when you give customer service reps bonus packages for retaining canceling subscribers. I absolutely loved canceling my AOL account. I signed up for one of those free trials while I was traveling, used it for maybe 3 months, for free, from various hotel rooms which did not have internet but had a phone line. Then I called to cancel, claiming I was having problems maintaining a connection. They offered me tech support, but I said "no, I just want to cancel." So, of course, they offered to send me a new modem, for free, and give me another 90 day free trial, hoping that'd solve my problem. I got a free modem, and 6 free months of service from various hotel rooms across the country, and then promptly canceled my subscription.

      The second time I called to cancel it only took me a few minutes to get them to cancel.

      Blockbuster online, however, has been a complete pain in the ass. I called them to cancel at about the same time I started my traveling spree, and even got a confirmation number. When I got done traveling and managed to read a year's worth of mail, I noticed that blockbuster had just continued billing me for the entire year. I still haven't been able to get THAT money back.
      --
      SWM seeks new sig for a brief fling
    32. Re:OMG that is annoying by bhiestand · · Score: 1

      I wonder what would happen if a subscriber didn't update their credit card info once their card expires to let the account lapse. Blockbuster Online kept charging me for about a year after I cancelled with them. Most of this time was after my credit card had already expired. I guess they were able to continue charging to the same account because the account number itself did not change, just the expiration date on the new card I was issued.
      --
      SWM seeks new sig for a brief fling
    33. Re:OMG that is annoying by bhiestand · · Score: 2, Interesting

      I had a similar issue with Sprint PCS a few years ago. They thought I owed them cancellation fees when, according to my contract, I didn't. I didn't hear about the matter from them until some collections idiots started getting a hold of my family asking them where I was. After sending some legal paperwork to three different sets of collections agencies, I ended up filing a better business bureau complaint. A very friendly lady from Sprint called me within days and fixed everything, even getting the credit report corrected.

      Speaking of Sprint, I do remember getting a bill for them when I canceled. I tried to login to my account on their website to contact customer support and let them know they were wrong, but my account was deactivated because I had canceled my account. When I tried to call them to discuss that problem with them, their automated phone system would not allow me to speak to a customer service rep because, you guessed it, my Sprint PCS Phone Number was invalid. So I wrote a letter explaining it all to them, stuffed it in their pre-paid envelope, and sent it back. 3-6 months later, their outsourced collections lawyers responded.

      --
      SWM seeks new sig for a brief fling
    34. Re:OMG that is annoying by Anonymous Coward · · Score: 0

      Bastard! Don't let people know the 0 trick, they'll fix it now :(

    35. Re:OMG that is annoying by jandrese · · Score: 1

      That's a similar to what happened when I tried to cancel my Gym membership. I had to call their office, then send them a fax with the request, then call back again to insure they got it. A month later I see that they're still charging me and I call them back. They claim they never got the fax, so I send them a copy of my fax receipt (transmission log) and send the request again. Then I have to call them again and make sure that they got the second fax. Did I mention that their office always puts you on hold for 15 minutes when you call? It was ridiculous. Their hold music was just a looping ad for their gym and how you'll be in the best shape of your life blah blah blah.

      --

      I read the internet for the articles.
    36. Re:OMG that is annoying by skuzzlebutt · · Score: 1

      Visa doesn't care about your contract with the merchant; they are a third party to that relationship, as is the card acquiring bank (who will serve as Visa's/Mastercard's proxy in the case of disputes). Their concern in the case of a chargeback is: can one party prove their case as to the validity (or lack thereof) of the transaction, validity including: cardholder knew the charge amount, agreed to allow the merchant to charge their card, and received the agreed service/product, amongst other things.

      --
      My debut novel AMITY now available: http://jeremydbrooks.c
    37. Re:OMG that is annoying by meme_police · · Score: 1

      I can confirm the BlueMountain.com listing. Worse than AOL IMNSHO.

      --

      The meme police, They live inside of my head

    38. Re:OMG that is annoying by JuggleGeek · · Score: 1

      Several years back, Earthlink started sending me "past due" notices. I have never had an Earthlink account. They didn't even bother sending me regular bills - the past due notice was the first thing I had heard from them. They bought my info from an ISP who did a lousy job, which caused me to cancel. Never contacted me at all, until the Past Due crap, so even if I had wanted to use their service, I couldn't have. Earthlink sucks.

    39. Re:OMG that is annoying by Slashdot+Parent · · Score: 1
      But if you contractually agree to the penalty, I wonder if the Visa T&C will be a valid defense?
      I don't think it would be a valid defense for the reasons you gave.

      On the other hand, the Fair Credit Billing Act seems like a valid defense. In all my years of watching other landlords in small claims court try to bill a tenant for something he is legally entitled to do, I have never seen a judge enforce that provision of the lease agreement.

      On the other hand, judges don't really like seeing people sign contracts with their fingers crossed ("Oh, I'll agree to this crazy provision because no judge would ever enforce it anyway"). You'd be surprised at what a judge can do when he believes one of the parties acted in bad faith.
      --
      They don't grade fathers, but if your daughter's a stripper, you fucked up. --Chris Rock
  3. It's easy... by Anonymous Coward · · Score: 0

    ...just &*!@#ing cancel the credit card.

    1. Re:It's easy... by toddbu · · Score: 1

      I did this once, and my bank conveniently lost my request to cancel the card, even though I delivered a written, signed request to a teller at my local branch. About a month after I thought that I had cancelled the card, I had an ISP bill the card for year service (which I no longer wanted), and when I called the bank to dispute the charge they asked me why. I told them it was because they (the bank) didn't cancel my card. The customer service rep was totally confused when I tried to explain the situation. Sadly, the bank didn't have any way of dealing with their own screw up, so as far as I know they put a chargeback through to the ISP. If they did then they were totally unfair to the ISP, who would have been billed a chargeback fee. The moral of the story? Call back to confirm that the card has been cancelled. It's real easy for requests to get lost in the system, even when they're in writing.

      --
      If you don't want crime to pay, let the government run it.
    2. Re:It's easy... by Dogers · · Score: 2, Insightful

      If you really did deliver a hand written request to a teller, then after that ordeal I would have closed/moved my account stating that if they can lose letters, I wouldn't trust them to deal with my cheques either.

      --
      I am a viral sig. Please copy me and help me spread. Thank you.
    3. Re:It's easy... by b.burl · · Score: 1

      Or my retirement funds.

    4. Re:It's easy... by toddbu · · Score: 1

      Actually, the letter was to close all my accounts at that bank since I had problems with them doing simple stuff like transferring money between accounts (which had to be done with a phone call). I listed each account with it's account number, and all but the credit card was closed. I think part of the problem was that the bank used a third party credit card processor, but since my card had my bank's name on it then I should be able to do anything through their teller.

      --
      If you don't want crime to pay, let the government run it.
  4. Virtual Credit Card Anybody? by holdenholden · · Score: 5, Interesting

    This is precisely why I use virtual CC numbers. My bank (MBNA, now bought by B of A) allows me to set a limit on the amount of money that can be used, and the expiration date is usually two months in the future. A few companies (most recently Time Magazine) have tried the old trick "Submit a new card number to ensure uninterrupted service", but the truth is, they know that as long as they have a valid CC number they are in a much stronger position.

    On a different thread, I personally found Paypal to be the hardest to cancel. The link is buried deep in the Options menu, good luck finding it, aunt Mary.

    1. Re:Virtual Credit Card Anybody? by Anonymous Coward · · Score: 2, Interesting

      On a different thread, I personally found Paypal to be the hardest to cancel. The link is buried deep in the Options menu, good luck finding it, aunt Mary.

      I just went to Paypal.com, logged into my account, and clicked on the "Profile" link. At the bottom of the "Account Information" window there is a link for "Close Account". From there it asked for the checking/credit card numbers linked to my account for verification. I didn't actually go through that process, because I don't want to cancel my account, but I'm assuming that will do it. Doesn't seem that hard at all if someone has basic skills of how to navigate a website. I wouldn't be suprised if it has been changed since Paypal has become a lot more user friendly as of late (which might not be saying much - but they have improved).

    2. Re:Virtual Credit Card Anybody? by fishdan · · Score: 5, Informative

      Let me advise you that this is not as good a defense as you think. I did the same thing, and a company that I tried to quit from sent the "debt" (that I did not renew and tried to cancel) into collection, which to this day shows up on my credit record. I don't know if what they did is legal, but I can tell you it's been a huge pain in my ass to try to get this cleared up.

      They say "you knowingly signed up and agreed to XYZ unless you canceled, so just because your credit card has expired, doesn't mean you don't owe us." And when you put it that way, I think they're right.

      At least legally.

      --
      Nothing great was ever achieved without enthusiasm
    3. Re:Virtual Credit Card Anybody? by Leebert · · Score: 5, Interesting
      I did the same thing, and a company that I tried to quit from sent the "debt" (that I did not renew and tried to cancel) into collection, which to this day shows up on my credit record.


      Order a free copy of your credit report from the Big Three (you can do it easily from http://www.annualcreditreport.com/). When you receive the three reports, dispute the debt on each of them following the procedures outlined in the credit report.

      The company reporting the negative information is then required to submit supporting documentation, which often doesn't happen.

      Sounds like you may have already tried this, but if not, it's not too time-consuming.
    4. Re:Virtual Credit Card Anybody? by videoBuff · · Score: 1

      Some companies specifically forbid using Virtual cards.
      Their contract specifies a monetary value that a customer
      must pay, if one signs up using one these cards.

    5. Re:Virtual Credit Card Anybody? by Leebert · · Score: 5, Informative

      Some companies specifically forbid using Virtual cards.
      Their contract specifies a monetary value that a customer
      must pay, if one signs up using one these cards.


      This would be in violation of the VISA Merchant Agreement. Though merchantes ARE permitted to refuse to accept debit/prepaid VISA cards, they may not charge an additional fee for the use of a credit card (though a "cash discount" is permissible). See http://merchants.visa.com/ds/pdfs/Card_Acceptance_ and_Chargeback_Guidelines.pdf (PDF), pg. 10 "No Surcharging".
    6. Re:Virtual Credit Card Anybody? by nxtw · · Score: 1

      This won't happen if you don't give companies enough information to touch your credit report.

      Anyone have any ideas? How do companies match records in a credit report?

    7. Re:Virtual Credit Card Anybody? by Leebert · · Score: 1

      gah. forgot the slash in my closing blockquote tag.

    8. Re:Virtual Credit Card Anybody? by Anonymous Coward · · Score: 0

      With these "virtual" and "gift" cards, you can often make up the "cardholder name" and other details. They will have a tough time affecting your credit history when they have no idea who you are.

    9. Re:Virtual Credit Card Anybody? by Jah-Wren+Ryel · · Score: 1

      They say "you knowingly signed up and agreed to XYZ unless you canceled, so just because your credit card has expired, doesn't mean you don't owe us." And when you put it that way, I think they're right.

      Technically, even successfully disputing a charge on your credit card does not legally erase the debt, it just means the merchant has to find alternate means to collect like hiring a debt collector or outright suing you. Most never go that far because they tend to be in the wrong, but it does happen on occasion.

      Either way, as they say "possession is nine-tenths of the law" - if they have your money, you are never getting it back. If you have your money, you can at least negotiate from a position of strength.

      --
      When information is power, privacy is freedom.
    10. Re:Virtual Credit Card Anybody? by johnw · · Score: 2, Informative

      This certainly isn't the case in the UK any more. It used to be part of the agreement, but was removed quite a few years ago (at least 10). You find a number of businesses do charge an additional fee (usually a percentage) if you pay with a credit card.

    11. Re:Virtual Credit Card Anybody? by Leebert · · Score: 1

      Wow, that's interesting. Thanks, I didn't know that.

      However, I think my point still holds true, because all of the companies in the article are US based. :)

    12. Re:Virtual Credit Card Anybody? by technothrasher · · Score: 4, Interesting

      Let me advise you that this is not as good a defense as you think. I did the same thing, and a company that I tried to quit from sent the "debt" (that I did not renew and tried to cancel) into collection

      This is not a bad outcome (assuming you're in the right and don't owe the debt). As soon as it goes to the collection agency, you can send them a letter asking for any and all evidence the collection agency has to back up their claim they have a valid debt so that you can begin your lawsuit against them. Once you do that, they are legally obligated to furnish you with the information within 30 days, and they are not allowed to touch your credit report until after the lawsuit is finished. Unless it's some huge debt, they'd waste more money trying to prove it then it's worth to them, and so they'll fail to respond within 30 days and you're all done, credit report intact.
       
      I've done this on several occasions after companies tried to bully my into paying a fraudulent debt. Works like a charm. They only annoying part is that it's the innocent collection agency who loses here, as they've already paid the original company for the debt. But I guess that's a buyer beware situation for them.

    13. Re:Virtual Credit Card Anybody? by trentblase · · Score: 1

      Yeah, but there's a fine line between a surcharge for acceptable behavior and a fee for prohibited behavior. It sounds like this is a fee for tricking them with a virtual card (think of a merchant's bounced check fine - they aren't saying "it's cool to write me a bogus check, I'll just have to charge you $25 more", they are saying "don't write me a bogus check, it you do I'm going to charge you an extra $25".

      There is a similarl fine line between charging at "credit card use fee" (violating many merchant agreements" and giving a "cash discount" (which is usually allowed). From your link: "...you may not impose any surcharge on a Visa transaction. You may, however, offer a discount for cash transactions..."

    14. Re:Virtual Credit Card Anybody? by Pig+Hogger · · Score: 4, Insightful
      They only annoying part is that it's the innocent collection agency who loses here, as they've already paid the original company for the debt. But I guess that's a buyer beware situation for them.
      Fuck them. They're in a shady business anyways, so if they can't stand the heat, they oughta get out of the kitchen.
    15. Re:Virtual Credit Card Anybody? by Barny · · Score: 1

      Yup, same in Australia.

      Store I work at initially didn't bother, but then a local (as in nation wide only) started doing visa debit cards (cards that use your money like a normal eftpos transaction) and not chargeing any extra fees, of course, they became extremely popular because people were not paying a fee every time they swipe it... the businesses were. Now about 2/3 of our in-store non-cash sales are via credit cards that we are getting charged for.

      --
      ...
      /me sighs
    16. Re:Virtual Credit Card Anybody? by theskipper · · Score: 4, Interesting

      I'd like to add that the link is not "www.freecreditreport.com". Experian has been advertising this link on TV so people think of it before the correct one: http://www.annualcreditreport.com./

      For example, in the past year two relatives called and asked me why are the reports $39.95 when it's supposed to be free ("freecreditreport" was burned into their brains). I had to point out the blue on blue text that looks like legalese on the left side. They totally missed it.

      Can't blame Experian for trying to hijack the process, but it's scummy enough where folks like us just need to spread the "correct" link.

    17. Re:Virtual Credit Card Anybody? by quixote9 · · Score: 2, Informative

      Paypal. Absolutely. For me, cancellation took 4 years and a letter from the State District Attorney's office. But my friend's experience was even more amazing. She got told to change her name by one of their "service" reps if she wanted anything changed on her real-name account.

    18. Re:Virtual Credit Card Anybody? by Dachannien · · Score: 2, Informative

      Also, if you forget which is the right one, you can visit the FTC's website at http://www.ftc.gov/ and navigate to "For Consumers" -> "Credit".

    19. Re:Virtual Credit Card Anybody? by Anonymous Coward · · Score: 0

      You can be matched on combinations of name, address, date of birth, telephone number, credit card number or the holy grail of the social security number. Yes, SSN is not supposed to be for identification purposes, but it is.

      You can also be matched through things like vehicle registrations that connect to loans that connect to your address, etc.

    20. Re:Virtual Credit Card Anybody? by pilsner.urquell · · Score: 1

      Yea, right. First, I never give card blanc to some company to take money out of an account on a schedule.

      However, this doesn't guarantee that I won't find myself in a position that I can't quit a service. My favorite tool is the USPS (for those in the USA) certified letter with return receipt. Drawing up the letter saying I want to end my contract, and to quit taking money out of my account. If the provider doesn't cease and desist the removal of funds take the letter to the bank request that they get your money back for you.

      1. Don't forget to give a time line (10 days, 30 days etc).

      2. Place the tracking number on the letter down by the cc notation).

      3. Keep a photocopy for yourself to show the bank if they don't comply.

      4. Lastly, cc a copy to the bank so they have no excuses when you show up on there doorstep ask why funs where removed from your account.

      In this way accountability is created and 2 parties are looking out for there own butts.

    21. Re:Virtual Credit Card Anybody? by Anonymous Coward · · Score: 0

      Was that NetZero by any chance? I tried to cancel mine and it kept showing up.

      It kind of seems that they like to send any shit they can in for collection just to piss people off.

    22. Re:Virtual Credit Card Anybody? by LordKronos · · Score: 5, Informative

      Let me advise you that this is not as good a defense as you think. I did the same thing, and a company that I tried to quit from sent the "debt" (that I did not renew and tried to cancel) into collection, which to this day shows up on my credit record. I don't know if what they did is legal, but I can tell you it's been a huge pain in my ass to try to get this cleared up.

      Read the following thread:
      http://www.fatwallet.com/forums/arcmessageview.php ?catid=52&threadid=154139

      And follow the link to the creditnet.com message board. That forum is VERY good at helping to get credit reports cleaned up. Getting invalid derogatory info off you credit report is usually a piece of cake, and if it is difficult they can tell you how to get a quick $1K out of the company that reported it (there are government regulations they have to follow, and if they don't you get free money). If the debt reported is valid, there is still a decent chance to get it removed (either because the company doesn't maintain proper documentation or fails to follow government mandated procedures for responding to complaints/inquiries).

    23. Re:Virtual Credit Card Anybody? by devilspgd · · Score: 1

      Yeah... Poor collection agency. Maybe next time, they'll increase their margin when buying debts from that company, to make up for the fraudulent debt. If the collection agencies do that enough, the company generating the fraudulent charges won't be able to afford a collection agency anymore, so the problem will eventually solve itself.

      --
      Give a man a fish, he'll eat for a day, but teach a man to phish...
    24. Re:Virtual Credit Card Anybody? by sco08y · · Score: 1

      I had signed up with a debit card for XDrive. After I discovered that they had continued billing me after I had cancelled, I found that they simply ignored my emails and gave me a run-around on the phone.

      But, surprise surprise, they finally answered my emails when I changed my card number and the money stopped flowing.

      Now, my approach is to send an email demanding cancellation and cut off funds when I want a response. You might get threats, but if they send a collection agency to you, you can forward them the email as proof that you requested cancellation.

    25. Re:Virtual Credit Card Anybody? by oostevo · · Score: 1
      While we're at it, cancelling an Experian account (that you might get if you need to check your credit more than once per annum) has got to be right up there with AOL.

      After at least fifteen minutes of searching for cancellation information, I finally found a number to call (no on-line cancellations) from a third party website!.

      I timed the call. I had to talk with a customer service rep for 23 minutes to cancel the account: "Okay Steven, I can offer you [this], if you'd like, which is x% off what it normally costs." "Nope, just cancel the account please." "Okay, Steven, it seems like you want to cancel your account. But did you know that I can offer you ..." etc.

      --
      In soviet russia, You ask not what country do for you, but what you do for country!
      Oh wait...
    26. Re:Virtual Credit Card Anybody? by NormalVisual · · Score: 4, Informative

      Not only is it a shady business overall, the individuals involved are generally some of the most unethical people you'll meet. Your best bet when dealing with them (in the US, anyway) is to have a good grasp of the Fair Debt Collection Practices Act and the Fair Credit Reporting Act, a recorder for your telephone, and an unwillingness to talk to them *at all* unless they agree to recording the conversations.

      --
      Please stand clear of the doors, por favor mantenganse alejado de las puertas
    27. Re:Virtual Credit Card Anybody? by Anonymous Coward · · Score: 0

      Very interesting:

        lately I found a lot of gas stations charding me an additional 1.25!!! to use the credit card. Is it really a violation?

        What can I do about it?

        Thank you!

    28. Re:Virtual Credit Card Anybody? by Wannabe+Code+Monkey · · Score: 2, Interesting

      Order a free copy of your credit report from the Big Three (you can do it easily from http://www.annualcreditreport.com/). When you receive the three reports, dispute the debt on each of them following the procedures outlined in the credit report.

      The company reporting the negative information is then required to submit supporting documentation, which often doesn't happen.

      Sounds like you may have already tried this, but if not, it's not too time-consuming.

      This happened to me. I tried to open a checking account at my hometown bank, where I had previously had a savings and checking account. When they tried to open it they found through Chex Systems, which is some sort of credit-like reporting agency that someone else had been using my social security number. I even had my SSN card on me, but they couldn't open an account for me. I tried to contact Chex Systems, but it was almost impossible to get through to them, to this day I don't know if it was ever cleared up with them.

      I also got my credit reports from the three agencies, and they all had a past due account for $100 something from American Express, and an address in the Bronx (I've never lived close to NYC). The account was opened before I was 18 and before I had ever signed up for a credit card. I also had a credit card account in good standing from American Express for a while before I found this info on my credit report and they had never contacted me about owing them money.

      I submitted requests to remove this info from my account, added a flag to my report, and added a statement to the account. One of the credit reporting agencies said they wouldn't take the info off because AMEX told them not to. According to the law, the agencies have to give you names and numbers of people contacted during the investigation, so naturally I asked for this info so that I could talk to whoever they talked to at AMEX, but I just got the run-around. Going through the normal channels at AMEX was no help either. Some of the agencies removed the info but then it just reappeared a few months later when AMEX reported the past due account again.

      It's one of the most frustrating experiences I've gone through/still going through. Whenever I apply for a loan, open a bank account, or apply for a job, I'm always wondering if they're going to see this information and I'll be denied. Just writing about it now and thinking about it gets me so angry because it's not even like someone stole my wallet, or I was careless with my info, but I still have to deal with all this crap because the credit reporting agencies are setup in the most anti-consumer way possible. Someone probably just picked a random SSN to use to open an account and it just happened to be mine... how they were able to open an account so easily with my info, while it's been so difficult for me is insane.

      --
      We always knew Comcast was corrupt, here's the proof: http://tech.slashdot.org/comments.pl?sid=1909890&cid=34545432
    29. Re:Virtual Credit Card Anybody? by Anonymous Coward · · Score: 0

      Wow. This isn't as easy as it sounds. Equifax wants me to prove who I am by saying how much my morgage payment is. They have check boxes for $550-$649 and $650-$749. My payment is $649.70, which isn't in either range.

    30. Re:Virtual Credit Card Anybody? by Leebert · · Score: 1
      lately I found a lot of gas stations charding me an additional 1.25!!! to use the credit card. Is it really a violation?


      Probably, the gas station has some sort of language that they give a "cash discount" of $0.0x per gallon, if you pay in cash. If that's so, then it may be acceptable. It's a fine line, certainly violating the spirit of the merchant agreement.

      If they're adding a credit card surcharge, then the correct way to deal with it is to contact your card's issuing bank and make a complaint. I've had mixed success in so doing, but generally I complain about minimum purchase amounts, not surcharges.
    31. Re:Virtual Credit Card Anybody? by Fred_A · · Score: 1

      FWIW, this has always been the standard way of doing things in France (and not because of the lack of email). Basically because it provides a little accountability to the process, comments of "you could have 'certified-mailed' them an empty envelope" notwithstanding.
      Here if there is a business relationship involved, you *always* leave a paper trail.

      --

      May contain traces of nut.
      Made from the freshest electrons.
    32. Re:Virtual Credit Card Anybody? by Just+Some+Guy · · Score: 2, Insightful
      and an unwillingness to talk to them *at all* unless they agree to recording the conversations.

      I've dealt with these blockheads when nonexistant accounts were turned over to collections, and to a toad, every one of them gave me explicit permission to record the phone calls by stating that "this call may be monitored for quality assurance". Since no one seems to remember the difference between "may" (which includes granting permission) and "might" (which is what they probably meant), record away!

      --
      Dewey, what part of this looks like authorities should be involved?
    33. Re:Virtual Credit Card Anybody? by Maxo-Texas · · Score: 1

      So I have paypal and they never really charge me anything.
      They don't seem to be a subscription service.

      Why would I want to cancel them?

      I guess I need to examine my credit card bill very closely to see what's happening there since my monthly bills are 1300 to 2000. Maybe I am missing something.

      --
      She was like chocolate when she drank... semi-sweet at first and then increasingly bitter.
    34. Re:Virtual Credit Card Anybody? by Anonymous Coward · · Score: 0

      Its a trick question. They are smart!

    35. Re:Virtual Credit Card Anybody? by Anonymous Coward · · Score: 0

      > Probably, the gas station has some sort of language that they give a "cash discount" of $0.0x per gallon, if you pay in cash. If that's so, then it may be acceptable. It's a fine line, certainly violating the spirit of the merchant agreement.

      Claiming that an offer is a discount when the value is $0.0 is almost certainly in violation of the law as well, as it would be interpreted as a false claim if it was apparently intended to induce you to something before you learned of the actual non-value of the discount.

      Not that violating the law would mean anything other than a letter telling them not to do it.

    36. Re:Virtual Credit Card Anybody? by peipas · · Score: 1

      and an unwillingness to talk to them *at all* unless they agree to recording the conversations. Or move to Minnesota where only one party on a phone conversation has to agree, namely you. It's only illegal to record a phone conversation in which you are not a participant.
    37. Re:Virtual Credit Card Anybody? by fishbowl · · Score: 1

      >Or move to Minnesota where only one party on a phone conversation has to agree, namely you.

      Where can you go that you don't have to consent? When they say "this call may be monitored for quality assurance purposes", can you refuse that?

      --
      -fb Everything not expressly forbidden is now mandatory.
    38. Re:Virtual Credit Card Anybody? by fishbowl · · Score: 2, Interesting

      I once had a test account, first name "Test", last name "Account" turned over to a collection service by the company who I was doing the testing for. They actually pursued the collection, sometimes vigorously, sometimes dormant. It went on for years. It's not like I had any ability to fix it, and the company making the complaint was the party that initiated the transaction. Very strange. It's really funny to have someone obviously from an overseas call center, in all seriousness ask for a person by the name of "Test Account."

      --
      -fb Everything not expressly forbidden is now mandatory.
    39. Re:Virtual Credit Card Anybody? by Tony+Hoyle · · Score: 1

      You've managed to cancel Experian? Still working on that.

      Nothing on the website. Finally found a number to call (through a third party site, as you mentioned). Conversation went like this:

      Drone: 'To cancel you must give 28 days notice in writing.'
      Me: 'OK what's your address?'
      Drone: 'It's on the website.'
      Me: 'I've been looking and there's nothing about cancellation'
      Drone: 'It's on the website.'
      Me:

    40. Re:Virtual Credit Card Anybody? by Tony+Hoyle · · Score: 2, Interesting

      Oh and my all time worst? Time Life.

      They send you CDs through the post then bill you unless you send them back. Fair enough.. try cancelling.

      Wrote. No response. Phoned. Said they'd cancelled... CDs kept coming. Wrote again. No response. Got a solicitor to send them a vaguely threatening letter (also mentioning that any further CDs would be treated as unsolicited mail). They stopped! Woohoo.

      *18 months later* CDs started coming through the post every couple of days. Phoned.. no record of my account. Wrote. No response. Kept phoning and writing.. nothing. The simultaneously denied ever sending them and also sent threatening letters demanding payment.... At one point I had a stack of 50 of them unopened.

      The thing that finally worked? Sent the whole lot back with 'deceased' written on them. Wierd but true...

    41. Re:Virtual Credit Card Anybody? by Leebert · · Score: 1

      I meant X to be some variable number of cents. :) As in $0.08/gallon. I just didn't feel like doing the math.

    42. Re:Virtual Credit Card Anybody? by NormalVisual · · Score: 1

      It's only illegal to record a phone conversation in which you are not a participant.

      That's fine in Minnesota and also is substantially what federal law says, but other states' laws come into play as well. You're fine recording without the other party's permission unless you or the other participant happens to be in one of the 12 states that requires consent of all parties. There was a case brought in California (which is an "all-party" state) last year that dealt with precisely this situation, and the court found that the laws of the state with the more restrictive policy controlled (Kearney v. Salomon Smith Barney, 45 Cal. Rptr. 730 (Cal. 2006)).

      --
      Please stand clear of the doors, por favor mantenganse alejado de las puertas
    43. Re:Virtual Credit Card Anybody? by Blackknight · · Score: 1

      E-mail proves nothing, anybody can forge a "sent" mail file. If you want to cancel an account send a certified letter to the company with return receipt, that way you have proof showing when you sent it and when they received it.

    44. Re:Virtual Credit Card Anybody? by peipas · · Score: 1

      That is clearly a case waiting for the court of appeals. If somebody in California phones somebody in Minnesota with withheld caller ID information, a Minnesota resident would have a fine time defending himself when he's merely been following the laws of his own jurisdiction. That's a bullshit ruling just waiting for an obvious case like I've mentioned to knock some sense into CA.

    45. Re:Virtual Credit Card Anybody? by SomeoneGotMyNick · · Score: 1
      How do companies match records in a credit report?

      They use the Sesame Street method. This credit report was brought to you by the letters E and S, and the number 3.

      If any of those characters are in your credit report, then it must be YOU!!

      I'm serious. I've moved around a few times in the past 1.5 decades, constantly improving my living conditions. My credit reports not only show all my past addresses, and the subtle mistakes, but also an amalgam of various arrangements of those addresses combined. For example, I once lived in an apartment numbered 31E. My credit report now shows an address of 21 East St, in the same town. I never lived on an 'East St' (I never lived on 'Easy St' either). I guess a computer thought the 'E' in the apartment number was an abbreviation. Then there's the 31 E. East St., etc........
    46. Re:Virtual Credit Card Anybody? by ArsenneLupin · · Score: 1

      E-mail proves nothing, anybody can forge a "sent" mail file. If you want to cancel an account send a certified letter to the company with return receipt, that way you have proof showing when you sent it and when they received it. Well, strictly speaking, a return-received doesn't prove anything either: you could have sent an empty envelope...
    47. Re:Virtual Credit Card Anybody? by pnutjam · · Score: 1

      I cancelled one of my cc cards because I lost it. I never gave the replacement number to packet8 and they turned off my service.

      Them having no valid cc and not providing me service did not stop them from charging me every month until I actually called them to cancel.

      Mind you, they never sent me a bill via email or snail mail. Just an email once saying my cc wasn't working. Then when I called to reactivate service five or six months later they say I owe them about $100.

      After a complaint with the FTC and State Attorney General they called me and said they would take care of it, then afew months later I get a collections notice.

      I'm pondering my next step.

    48. Re:Virtual Credit Card Anybody? by reed · · Score: 1

      They will also offer extra services along with the credit report (such as calculating and showing you a credit score, though that's only a few bucks so maybe it's worth it) that you have to make sure you don't ask for by accident.

    49. Re:Virtual Credit Card Anybody? by reed · · Score: 1

      It's a really good idea to check out your credit report (at http://www.annualcreditreport.com/ by the way, sometimes it can just have dumb mistakes on it. For example, my report had another family member's credit cards in it, so I filed a dispute and it's now all correct.

    50. Re:Virtual Credit Card Anybody? by El_Oscuro · · Score: 1

      A website provider tried the same thing with me a few years ago. When it came time to renew a website that I didn't need, I didn't renew it, and my credit card had expired. They automatically "renewed" me anyway and sent the bill to a collection agency. I sent them a certified letter demanding the charges be removed with a 14 day deadline. If it was not, I would file suit and my laywers would contact them. I never heard from them again. Nothing on my credit report.

      --
      "Be grateful for what you have. You may never know when you may lose it."
    51. Re:Virtual Credit Card Anybody? by oostevo · · Score: 1

      Well, from your use of "solicitor" below, I'm assuming you're from a common law country. In the US at least, it just takes a really, really, really long and annoying phone call.

      --
      In soviet russia, You ask not what country do for you, but what you do for country!
      Oh wait...
  5. NetZero... by TheSHAD0W · · Score: 2, Informative

    I had a NetZero account some time ago, as a dial-up account to use when I traveled. (This was before all the hotels started offering wi-fi.) The funny thing is that I didn't cancel it, instead they canceled it on me... When my credit card number changed (twice), they only attempted to contact me via my NetZero email account - which of course I never looked at. The first time the card number changed I happened to discover it and fixed the problem, asking them to contact me at a different email if it happened again; the second time, I didn't notice and they never tried.

    1. Re:NetZero... by __aahlyu4518 · · Score: 1

      "When my credit card number changed (twice), they only attempted to contact me via my NetZero email account - which of course I never looked at."

      So... how do you know they contacted you via that account then? Did you have someone else check it for you ? ;-)

    2. Re:NetZero... by TheSHAD0W · · Score: 1

      Well, almost never. Their dial-up software popped up a "you have mail" notification when you used their service, and the first time my CC# changed I used the service before they'd cut me off.

      As for the second time... I suppose they might not have left me notification, but I suspect they had.

  6. Vonage by dj245 · · Score: 4, Funny
    Article says Vonage is now a no-hassle cancelation.

    Back when I canceled my Vonage account some 2 years ago, it took a 2 hour hold time, plus mailing their hardware back at my expense to cancel.

    Plus now I get monthly "Come back to Vonage and save!" letters in the mail that I can use for kindling. I guess he hasn't gotten his first letter yet.

    --
    Even those who arrange and design shrubberies are under considerable economic stress at this period in history.
    1. Re:Vonage by Kid+Zero · · Score: 2, Interesting

      I'd just like to "Amen" this one. I tried for days to get a live human on the oh the phone, but never did. When they'd call me, wanting their money I'd cancelled payment on (my bank is nice...), I told them I wanted to return their router, but they wouldn't let me do that, either.

      I still have it.

    2. Re:Vonage by CottonThePirate · · Score: 1

      Vonage is the Worst to cancel, since despite advertising heavily that they have no contract. You still have to pay $40 fee if it's within the first year, no matter what you do with their router. They now make this fee clearer on their page, but I'm nearly certain it wasn't there when I first signed up (about 2 years ago now) I charged back the fee but they sent in a "terms of service" and had the charge-back reversed. It's not worth more hassle for me at this point over $40, but they were slimy on the phone and now send me "important information about your account" every 2 weeks that is bulk rate junk mail trying to get me to re-subscribe. Never you bastards!

    3. Re:Vonage by radtea · · Score: 1

      Back when I canceled my Vonage account some 2 years ago, it took a 2 hour hold time, plus mailing their hardware back at my expense to cancel.

      Yeah, and they charge you a "cancelation fee" even when they do not provide accurate information about number portability.

      I signed up with Vonage purely because they assured me I could keep my existing number. When I was connected, I found they had assigned me a long-distance number in a city 100 miles away, but sharing the same area code. For a wannabe phone company they seem to have a fuzzy grasp of the concept of "local exchange".

      I complained and cancelled, which they did promptly. However, they never provided the promised refund of the initial fee despite my timely return of their hardware (at my own expense), and they also charged me a cancellation fee despite promising they would not. I contested the cancellation fee with my credit card company and won.

      Vonage has the worst cancellation policy of any online company I have ever dealt with--including various online dating services that one might expect would be a little more dodgy--and are clearly commited to squeezing the last buck out of unhappy customers, because apparently they believe that cute advertising and suspect promises will attract more customers than their well-documented sleezy behaviour will drive away.

      --
      Blasphemy is a human right. Blasphemophobia kills.
    4. Re:Vonage by phoenix_rizzen · · Score: 1

      Vonage (Canada) has a no-hassle cancellation process. We just canceled our account on Wednesday, after using it for 13 months. The process was "call 1-800 number, transfer to account services, ask to cancel account, get confirmation via e-mail". The account rep asked if I wanted to just put the account on hold for 6 months (no fees, no outgoing calls, unlimited incoming calls), but we canceled instead. Including hold times, it took less than 15 minutes.

    5. Re:Vonage by Reziac · · Score: 1

      Vonage's major TV advertising blocks run in the same timelots as, and seem to be geared toward the same demographic as the infamous "Smiling Bob" and ITT-Tech. That in itself inclines me to back off and eye them with suspicion, rather than leap gladly into subscribing.

      --
      ~REZ~ #43301. Who'd fake being me anyway?
  7. funny-ish by DeadPrez · · Score: 1

    And somehow Netzero was harder to cancel then that classmates.com ordeal? Grr, I might even have to click the link.

  8. Irritating as hell by spiritraveller · · Score: 5, Insightful

    What makes these companies think that this will make them money?

    Whenever I encounter a situation like this (where cancelling is made a pain in the ass), I vow to never again use the service, and to tell anyone I know about what a crappy company it is.

    I have actually returned to companies that did not make my life difficult in this way. Sometimes, you just don't need the service. Maybe you will be a return customer. But when they do this crap, they piss people off. They ensure that you will NEVER return and that you will do everything you can to spread the word about what a worthless company they are.

    1. Re:Irritating as hell by arth1 · · Score: 4, Insightful
      What makes these companies think that this will make them money?

      Whenever I encounter a situation like this (where cancelling is made a pain in the ass), I vow to never again use the service, and to tell anyone I know about what a crappy company it is.

      It's just that when you're cancelling the service, chances are you're not interested in coming back. And even if you against the odds do, you're still a fickle customer, who have cost them extra work. Getting rid of you as painlessly as possible for them when you first cancel must be the first priority.

      --
      *Art
    2. Re:Irritating as hell by Anonymous Coward · · Score: 1, Informative
      I concur. Match.com was the same way. They made me click through a half dozen pages each one reminding me of a service I would miss out on. Even when I was signed up they still occasionally displayed pages reminding me of the great services I was getting (I just want to follow the link I clicked on, not view an advertisement). When I signed up, they didn't even give me the option of not renewing. If you don't want them to automatically renew your membership, you have to cancel your service. However, if you cancel within the first three days they terminate your service altogether.

      I personally use a Visa gift card for online services. It gives me some sense of security knowing they can't charge me more than the card is worth.

    3. Re:Irritating as hell by Tempest429 · · Score: 0
      What makes these companies think that this will make them money?
      I would guess they are hoping that if they make it hard for you to cancel you'll just give up and keep paying. To me that seems like very bad business
      --
      You have just received the Amish virus. Since we have no electricity or computers, you are on the honor system.
    4. Re:Irritating as hell by shawn(at)fsu · · Score: 1

      or at least get one last month out of you....

      --
      500 dollar reward for tip(s) leading to the arrest of the person(s) who stole my sig.
    5. Re:Irritating as hell by ShinyBrowncoat · · Score: 5, Informative

      NetFlix is unbelievably easy to cancel, and to restart membership later. The ease of canceling actually played an important role in my later deciding to re-subscribe. You just don't see that kind of customer-comes-first attitude much these days.

      --

      "They've canceled the show but we're still here. What does that make us?" "Big Damn Junkies, Sir!" "Ain't we just"
    6. Re:Irritating as hell by OldManAndTheC++ · · Score: 4, Insightful

      I call this the "Psycho Girlfriend" policy. The relationship is over, but she just can't let go. You try and try to put an end to it, but she keeps calling, telling you how good she is for you. Sometimes the only thing to do is to move to another state.

      Unfortunately, by the time a company realizes that acting like a jilted ex is bad for business, the guy who thought up the "Psycho Girlfriend" policy has already moved on to another company. Probably with a nice bonus, since all those unwilling customers were adding to the bottom line while his policy was in effect. And at his new job, when he explains his success to his new boss, it sounds like a great deal, and they too implement the policy, and he gets a raise. Lather, rinse, repeat.

      In fact, I think this might be an analog of the "single particle universe" theory, in which one particle zips back and forth through time, constituting all physical matter. In a similar fashion, this one goofball is jumping from company to company, making each one into Jennifer Jason Leigh in "SWF". If we could just find that guy and "cancel" him, the world would be a better place...

      --
      Soylent Green is peoplicious!
    7. Re:Irritating as hell by Anonymous Coward · · Score: 0

      If only it was only companies... I had far more problems trying to get my accounts removed from websites owned by individuals... Some do even answer you that "they do not remove account"... Some answer you "why do you care? do not use your account again, and this is it"... This is highly frustrating, and a damn stupid waste of time. There should be simple forms, to automatically remove our accounts, on every website (and websites shouldn't require you to register for even viewing a damn forum, or posting a comment, but that's yet another matter). The thing is, phpBB do not even support it, and a lot of other web apps do not either. Mediawiki do not support it, for example (of course, there might be problems with reusing usernames, but I'm not asking to completely free everything -which indeed isn't the right thing to do, in most cases-, I'm just asking my email address, and stuffs like this, to be removed...).

      Now, if they do not support it, most often, because I don't want to waste my time trying to explain myself, I simply use temporary email addresses, or change my email address to something erroneous (delete-me@example.org, for example)... with some forums, it even deactivates my account automatically, and the webmaster might receive an SMTP error, so he might decide to remove the account, if he cares...

    8. Re:Irritating as hell by RedWizzard · · Score: 1

      It's just that when you're cancelling the service, chances are you're not interested in coming back. And even if you against the odds do, you're still a fickle customer, who have cost them extra work. Getting rid of you as painlessly as possible for them when you first cancel must be the first priority. I think their first priority should always be giving the best customer service possible, even when that customer is leaving. I think where companies fall down is that they don't realise how much damage an unhappy ex-customer can do. I had Amercian Express jerk me around over cancelling a card a couple of years ago and I've probably told 10 or more different people about that experience. Not only have they lost my business forever, but they may well have lost other clients as well. I can hardly imagine how much damage a article like this one has done to those companies who were singled out for particularly bad practices.
    9. Re:Irritating as hell by Threni · · Score: 1

      I try exactly once. If I still get email then I click on the `spam mail` button in Gmail. It will then be up to the company to make sure that their email doesn't get treated as spam for other Gmail users who've subscribed to their service.

    10. Re:Irritating as hell by TapeCutter · · Score: 1

      "If we could just find that guy and "cancel" him, the world would be a better place..."

      Yes, and if I understand your theory correctly, two pyhco-girlfriend particles (PGP's) should anhilate each other when they come into contact, ergo it's a single particle. If we all moved to different states simultaneously, perhaps we could create a CRM information vacum large enough to trap the PGP.

      --
      And did you exchange a walk on part in the war for a lead role in a cage? - Pink Floyd.
    11. Re:Irritating as hell by antic · · Score: 1

      They wouldn't be doing it this way if it didn't make them more money. For everyone person that never returns and tells a few friends of their poor experience, there would be five people who let their account drag on for a few more months until they get around to it.

      --
      'Thats they exact same thing a banana wrench monkey.'
    12. Re:Irritating as hell by squoozer · · Score: 1

      I wonder if what you say is actually true. It would be my guess that no one has every actually studied the link between annoying customers with difficult cancellations causing an increase turn over against lost (and never realized) customers due to that same bad service being reported via word of mouth. The problem is that it's too difficult to track so a company is forced to guess. Some guess that they can make more because people will just hang on due to the difficultly others think they will make more through good customer service. I recently had to cancel a couple of accounts. One gouged me for a further 3 months subscription the other asked me when I would like to cancel. When I said ASAP it was done there and then. I know which one I will be going back to.

      --
      I used to have a better sig but it broke.
    13. Re:Irritating as hell by WNight · · Score: 1

      Seriously though, what's the problem? Change the password to something random so nobody can ever log in again.

      I never delete accounts on blogs/etc because it screws with history. Similarly, I never delete content just because someone doesn't like what they said last week.

      This article is about companies who almost refuse to stop billing you. When I have a business that charges you, you have a reason to ask me to stop. You don't have a right to ask me to delete all records related to serving you and/or storing content related to you. Even under privacy laws you don't - you said/did something in virtual 'public' and have no expectation of privacy.

    14. Re:Irritating as hell by Omnifarious · · Score: 1

      In fact, I think this might be an analog of the "single particle universe" theory, in which one particle zips back and forth through time, constituting all physical matter. In a similar fashion, this one goofball is jumping from company to company, making each one into Jennifer Jason Leigh in "SWF". If we could just find that guy and "cancel" him, the world would be a better place...

      That might almost be a workable theory except for the fact that the universe seems to exhibit a massive charge parity violation that causes the amount of matter to be much higher than amount of matter.

    15. Re:Irritating as hell by owlstead · · Score: 5, Insightful

      There are billions of people out there. A lot of companies just want to make money, quick. If that means some bad publicity, so be it. Sometimes, even bad publicity can be good for brand recognition. Don't think that putting up bad service is always a bad thing for a company, just because you feel like it. These difficult cancelations don't cost companies squat. It is all automated, and when people really complain, the cancel button on *their* computer is probably very easy to reach. I wish it were otherwise...

    16. Re:Irritating as hell by Scooter's_dad · · Score: 1

      Unfortunately, it's not an actual guy that's traveling from company to company; it's just the meme.

      --
      The road to hell is paved with Cat 5 cable.
    17. Re:Irritating as hell by Pecisk · · Score: 2, Insightful

      It is sad that I have no mod points, because you should get my "insightful" mod. You hit a nail on it's head. Most companies which practice such behavior are without any future plans, usually just 1-3 year struggle to make some quick money without big investment. Yes, there are big companies who can live such way because they are too big to feel something when ex-customers start to complain about them to others.

      --
      user@ubuntubox:~$ stfu This server is going down for shutdown NOW!
    18. Re:Irritating as hell by maxume · · Score: 1

      I canceled with them sometime early, 2003 or 2004, and the process was easy enough, but I was a bit put off when they sent me a note letting me know that the DVDs I had out were now overdue, when I had already paid them for the remainder of the month. I was irked enough that I sent them a note letting them know that the language they used was unnecessarily aggressive. Maybe they have changed it.

      --
      Nerd rage is the funniest rage.
    19. Re:Irritating as hell by Lumpy · · Score: 1

      It's corperate culture.

      Everyone in the corperation only cares about the next 90 days. If you are one of those wackos that talk about next year or 5 years down the road you get laughed out of the board room.

      If I can increase the profits for the next 90 days to make the quarter look fantastic by pissing off 45% of our customers, it will get the green light and I will get an atta-boy and a pat on the back.

      If I suggest a honest and moral way of increasing customer satisfaction that will benefit the company in the long run, I am sneered at and probably let go for not being "effective".

      this is the reality of corperate life. It's why comcast tries to piss off it's customers, why SBC treats you like crap, and why AOL intentionally infuriates every single person that tries to cancel their service. It is way more profitable to piss you off for the current quarter balance sheet to look good than try to make you think the company is a good company to do business with.

      The funny part is that the executive staff know this even though they lie and say they do not. They approved the anti-customer policies under the name of "customer retention" or "customer care"... and is why I have less respect for any CEO,CTO,CFO or Any executive. They know they approved tactics to upset and aggrivate the customer.

      --
      Do not look at laser with remaining good eye.
    20. Re:Irritating as hell by TheRaven64 · · Score: 2, Interesting

      There used to be a saying along the lines of 'a happy customer will tell five people, an unhappy one will tell fifty.' In the age of the Internet, that number is a lot more; I've written articles about bad customer service that have had several thousand unique readers.

      If I cancel a service, it can be for any number of reasons. It might, for example, be that I am moving house, or going away for a while and will want a similar service when I get back. If it's hard for me to cancel, then when I want a similar service then I will go elsewhere. If a friend asks me for advice about what service, my opinion will be biased by how easy cancelling it was. When I moved to broadband, for example, I cancelled by dial-up account not because I was unhappy with the service, but because I no longer had a use for it. Other people, however, still asked me to recommend a dial-up provider.

      --
      I am TheRaven on Soylent News
    21. Re:Irritating as hell by spiritraveller · · Score: 1

      you're still a fickle customer, who have cost them extra work.

      This may be true for some services, such as Netflix, which mails DVDs to your home. But the vast majority of online services do not require any "work" per customer. The actual work is performed by computers that service thousands of customers.

      Whether I am fickle or not is none of their business. It may be that I only needed the service for a period of time, and not for the rest of my life.

      These companies get absolutely no benefit from pissing me off. They may think that by squeezing an extra couple of months in fees out of me, that they will increase profits, but they're destroying their brand this way.

    22. Re:Irritating as hell by Anonymous Coward · · Score: 0

      Alltel was my worst nightmare, 6 months of hassle canceling and 2 years of harassing phone calls after I refused to continue paying, the last 2 months of bills still show up on my credit record, this can not be economical advantage for them, it has to be more of a vendetta

    23. Re:Irritating as hell by drooling-dog · · Score: 2, Insightful

      This has to rate as one of the more abrupt topic transitions that I've seen around here in a while...

    24. Re:Irritating as hell by ScrewMaster · · Score: 2, Funny

      Memes can be erased. It just takes some time in a sanitarium under the care of an ex-CIA brainwashing technician and copious quantities of appropriate hypnotics.

      --
      The higher the technology, the sharper that two-edged sword.
    25. Re:Irritating as hell by ScrewMaster · · Score: 1

      I'm still trying to find the guy that invented the hold button ... he needs cancellation as well.

      --
      The higher the technology, the sharper that two-edged sword.
    26. Re:Irritating as hell by Anonymous Coward · · Score: 0

      Upon deciding to close your account, how hard would it have been to first delete everything from your queue, then return the movies you already had out, and only then close the account?

      It seems pretty obvious to me that you should always start by flushing all pending transactions before you try to close any kind of account.

    27. Re:Irritating as hell by maxume · · Score: 1

      My queue was empty. I canceled two weeks into a month that I had already been charged for(so presumably, I had two weeks of good standing left) at which point they sent me a message telling me that I was overdue. Perhaps that was how the contract was set up, but I don't think it did them any good to make my feel put off.

      --
      Nerd rage is the funniest rage.
    28. Re:Irritating as hell by Omnifarious · · Score: 1

      Not to mention that I forgot the 'anti' in front of the second 'matter'. *grin*

    29. Re:Irritating as hell by Overly+Critical+Guy · · Score: 1

      Some manager somewhere looked at the cancellation rate and decided that if they had all their customer reps try to retain those subscribers, they might lower the percentage even just a little bit, and every little bit counts. And what have they got to lose, since people are already canceling anyway.

      --
      "Sufferin' succotash."
    30. Re:Irritating as hell by RedWizzard · · Score: 1
      They wouldn't be doing it this way if it didn't make them more money.
      I doubt they know if it makes them money or not. And the fact that not all companies behave badly is a good indication that opinion is divided. I do know that customers are far more likely to remember (and spread) a bad experience than a good one.
    31. Re:Irritating as hell by jafac · · Score: 1

      The real issue is that most people only know a few dozen other people at the most, maybe a few hundred can be reached by internet without some effort.

      But companies can typically push a positive message out to hundreds of thousands, even tens of millions via mass media. (especially if they ARE a mass media company, like a cable, phone, or internet provider).

      --

      These are my friends, See how they glisten. See this one shine, how he smiles in the light.
    32. Re:Irritating as hell by evilneko · · Score: 2, Informative

      The worst thing Comcast has done to me is sell me off to Time Warner/Roadrunner. I say this after having to go through the BBB to get a credit for my intermittent connection, which after the repair, was rock solid. I'd eagerly welcome them back. Maybe I'm nuts, maybe I'm lucky.

      --
      Slashdot - where to disagree, is to be a troll
  9. that reminds me of a similar situation by larry+bagina · · Score: 4, Funny

    If me girlfriend wants to have sex, she strokes my cock 3 times. If she doesn't want to have sex, she strokes my cock 100 times.

    --
    Do you even lift?

    These aren't the 'roids you're looking for.

    1. Re:that reminds me of a similar situation by cashman73 · · Score: 4, Insightful

      I call shenanigans on this one! What would a slashdotter know about, "girlfriends," and, "sex?!?!"

    2. Re:that reminds me of a similar situation by Kierthos · · Score: 1

      Didn't you get the memo? The internet is for porn. (Okay, doesn't explain the girlfriend part, but eh......)

      --
      Mr. Hu is not a ninja.
    3. Re:that reminds me of a similar situation by Anonymous Coward · · Score: 4, Insightful
      I call shenanigans on this one!

      Unlikely to be shenanigans. Since the normal wank speed of an adult American female is 3-4 strokes per second (SPS), Larry's best effort only lasts for 25-30 seconds. That's well below the US average of 7.9 minutes.

      It's definitely not something most people would brag about on the internets, and it does explain his /. trolling style. Let's face it, if Larry was a real performer in the sack, he wouldn't need to be seeking the approval of a pack of pasty-faced blog trolls.

    4. Re:that reminds me of a similar situation by Joebert · · Score: 1

      Look at it like this, some chick, is stroking, her larry bagina.

      --
      Wanna fight ? Bend over, stick your head up your ass, and fight for air.
    5. Re:that reminds me of a similar situation by Anonymous Coward · · Score: 0

      All I have to say is: Ew.

    6. Re:that reminds me of a similar situation by repvik · · Score: 1

      You must be new^Wold here...

    7. Re:that reminds me of a similar situation by __aaclcg7560 · · Score: 1

      If she wants to cancel, she just cut the thingie off?

    8. Re:that reminds me of a similar situation by Anonymous Coward · · Score: 0

      Yipe, 3-4 strokes per second! With that much friction I'd rather stroke it myself!

      Or, do I need to change lube?

    9. Re:that reminds me of a similar situation by ruiner13 · · Score: 1

      Only here could a post like that be modded insightful.

      --

      today is spelling optional day.

    10. Re:that reminds me of a similar situation by NoMaster · · Score: 1

      Note to OP: Lamb Chop is not your girlfriend...

      --
      What part of "a well regulated militia" do you not understand?
  10. Cost of cancelling by arth1 · · Score: 0

    There's more work to cancelling an account than most non-admins realise.
    Not only do you have to stop the user from logging in, but you need to find any and all files owned by the user, and archive those. Then identify any processes this user might have run, like web instances and timed jobs (log rotations, SQL dumps for backup, ETRN pushes), and disable those too. Did the customer have one or more vanity domains? DNS changes too, then, as well as coordinating a switch-over to new DNS servers. How about mail aliases? Those have to be disabled too.
    Then you need to make sure that no other user gets the same account or mail aliases in the future, else a new user could get mail (or lawsuits) intended for the old user, and guess who'll be blamed?

    Yes, it should be easy to cancel. But I think it's entirely fair that there's a cancellation fee, and that it doesn't happen instantaneously either.

    Regards,
    --
    *Art

    1. Re:Cost of cancelling by GenKreton · · Score: 4, Insightful

      Unless you expect nobody to ever cancel your paid services, then why should there be a fee to this? With all that work it should be well scripted out and never require administrator level input. If it does then the programmers really fouled up. I should never be charged because the company was to incompetent. If you want people to pay you should provide them with the ability to stop paying nicely, sans fee.

    2. Re:Cost of cancelling by DrMrLordX · · Score: 1

      There can be other problems as well, particularly if the account being canceled is on a site using a separate billing company to handle monthly billing. This gets even worse if one winds up signing up with several different sites as some sort of a referral program (some dating sites have used schemes like this before; sign up with xyz affiliates, get free premium access on dating site for a few months). One could wind up dealing with fly-by-night affiliate sites that conveniently fail to notify their billing companies of account closures.

    3. Re:Cost of cancelling by Anonymous Coward · · Score: 2, Insightful

      I call bollocks on that. Any system worth its salt runs all that as a single (and fairly atomic) script the instant the UID is removed from the user database. I've built systems where the opposite is the case, we had to add several levels of confirm for an operator to remove an account because the cleanup was so thorough that the moment you hit that return key the final time... boom, no going back. It's also safer that way because removing every service separately by hand leaves far more room for error. Cancellation charges are just extortion. And besides they should be incorporated into the monthly fees, asking a customer to PAY to cancel is just damned immoral.

      The worst account I ever tried to cancel was (don't laugh I know this is Slashdot) a gym membership. I basically had to order my bank to cease paying
      them under pain of closing the bank account and have a lawyers letter sent to the company. The still send me a reminder as a "special valued customer you can come back for 50% monthly discount". I send the letters back without return postage and they still send more.

    4. Re:Cost of cancelling by Datasage · · Score: 1

      I could see that if the type of service is extremely customized to the end user. But for most cases, canceling an account is just as easy as setting up the account in the first place.

      --
      In America we are imprisoned by our fear of them.
    5. Re:Cost of cancelling by Anonymous Coward · · Score: 0

      You claim that it's fair that there be cancellation fees. Here are two arguments against it.

      All accounts will eventually be canceled, if only because of the death of the client. When signing up for a service, you subscribe for a period of time that will necessarily end. Why should the customer be punished for a lack of foresight of the company? If you must absorb this into a fee, be up-front and charge for it in the setup fee. Also, how come, often, if I cancel within X days, there are no fees; yet if I cancel later, there are? The work to be done is the same.

      As an alternative, if one considers cancellation as a cost of doing business (like buying office supplies), one could think this: Would you be willing for a company to charge you 20$ every time you had to update your credit card number or expiry date? No. Then why should one have to pay for them to stop charging you all together? Yes, the latter requires more effort; however, they both are an update in the status of your account. Your claim is almost tantamount to saying that all consumer level updates should be billable.

      Everything boils down to this: Cancellation is not a service. Why are you charging me for it!

      The last thing I'd like to note is that cancellation fees are often exorbitant: a group I am a part of was recently charged 50$ as cancellation fee for a 5$/month service. This wasn't a mid-contract cancellation penalty either. This was their standard fee!

    6. Re:Cost of cancelling by jimicus · · Score: 1

      Balls. Even if the service is heavily customised to the end user, all the customisation amounts to is "a limited number of options which the user can have on their account".

      Seeing as this information will be stored on a computer, it's not too difficult for a scrtpt to drag up the list of options and erase each one as appropriate. If you're doing this by hand in anything other than a tiny business with customer numbers measured in tens, the problem is yours, not your customers.

    7. Re:Cost of cancelling by StarsAreAlsoFire · · Score: 5, Insightful

      Say what? You have to be kidding.

      Cancelling an account should never take more than a few keystrokes and a button click. Maybe two clicks, the second one being a verification -- but if you've ever watched support handle confirmation screens, you know they aren't going to look at them anyway.

      This is what admins are FOR: writing the backend code in the DB (and elsewhere) which ensures that, yes, when a user cancels their account, all traces of them are either removed, or the account is put into a 'hold' status if there are things like (as you said) e-mail addresses to worry about.

      And no, there should NOT be cancellation charges on ANY service. Ever. None. Zero.

      That is what long term contracts are for. If I say I want one year of service, then I pay for one year of service. Even if I cancel after a month. If the company offers me PART of my money back, cool! I think we are on the same page there in a way - a lot of people see a 50 dollar early termination fee as hideous, even though they are actually getting out of, say, 9 months of a 40 dollar per month service. I just despise situations where I *have* to sign a contract, and I have no power to negotiate and nobody else offers shorter terms.

      And yes, I've been an admin at a company that had to deal with such. No, it wasn't shockingly difficult to create the system for dealing with this. Though, I admit it was made easier by the fact that, by law, we had to retain most of the information, and thus didn't have to do much more than null out CC#s and put the user in the inactive bin.

      Personally, I'd like to see a law that states 'Cancelling may not be any more difficult than creating.' Four clicks to create? Four clicks to cancel. Big bold 'Create Account' button?... You get the idea. If you can create an account via the web, you can damned well figure out how to cancel one.

      Anway, enough late night rambling,

    8. Re:Cost of cancelling by Lobster+Quadrille · · Score: 2, Interesting

      I can vouch for this one. The hardest cancellation I've ever had to do was with Gold's Gym.
      I had just moved back home from another state and wasn't sure how long I'd be here, so I specifically asked the salesperson about cancellation, I was told that it'd just be a $100 cancellation fee (even that is too much, but seemed reasonable at the time for some reason.) 6 months later, I tried to cancel only to find out that I have to show proof that I am moving more than X miles from any Gold's location, etc... They kept charging dues over the 3 months it took to cancel.
      Then the 4th month rolled around and guess what? There was a glitch in their system and I was still billed for another month. Only after yelling && cussing out the phone for over 2 hours was I able to get a refund for that, and it took 6 weeks to arrive.

      And this is exactly what a previous poster was talking about- not only will I never go back there- I will discourage everybody that I know is considering going there from signing up for their service. Crappy customer service, but they spend more on advertising than I do, so they'll probably win in the end. Fuck.

      --
      "The cup is in turn designed for holding hot or cold liquids, and has an open rim and closed base." --US Patent #5425497
    9. Re:Cost of cancelling by misleb · · Score: 1

      Ok, but that is a pretty special case. We're talking about things like Netzero dialup accounts, dating sites, that kind of thing. You're talking about professional services that offer a wide range of options and control. Hell, do many ISPs even offer shell/web accounts anymore? In most cases it really is just a matter of disabling login.

      -matthew

      --
      "THERE IS NO JUSTICE, THERE IS ONLY ME." -Death
    10. Re:Cost of cancelling by Mark+Maughan · · Score: 1

      Gold's Gym is a franchise and each location is individually owned and operated. Check with the BBB for your specific Gold's Gym. Some of them do suck balls and should be burned to the ground.

    11. Re:Cost of cancelling by Lobster+Quadrille · · Score: 1

      ...except I visited a completely different location to enquire about canceling. That was where I was informed that my salesperson was known to have a history of lying to the customer just to make the sale...
       
      Of course there was nothing they/em could to about it.

      --
      "The cup is in turn designed for holding hot or cold liquids, and has an open rim and closed base." --US Patent #5425497
    12. Re:Cost of cancelling by Alioth · · Score: 2, Insightful

      It's your problem, not the customer's problem if there is a lot of work to cancel an account. Making it hard for a customer to cancel or charging them to cancel because your cancelation processes are no good is just wrong.

    13. Re:Cost of cancelling by mikek3332002 · · Score: 1

      Obvisouly you must be a poor admin if you have to do it your self. Any resalable admin would have a script the stops their service.

    14. Re:Cost of cancelling by WNight · · Score: 1

      If you buy into a franchise that is so corrupt it can't police its members, you're just paying into this corrupt organization... The "innocent" franchises are just the ones that are less blatant, and even a theoretical honest franchise is guilty by financial association.

      I've never had it take more than 10 minutes to cancel unless I got talked into a lesser deal. My cell-phones went from $200/m to $30 (for a lesser plan, but one they didn't offer normally), at that point it wasn't worth canceling. For everything else I just absolutely refuse to listen to anything else and I tell them that I really don't care if they cancel the account or not, that I've stopped payment and I'm just calling making an honest effort to tell them this. I record these calls and intend to be able to use them as proof later, but this no-nonsense approach has always worked so far. Nobody wants a customer recording them nearly breaking the law...

    15. Re:Cost of cancelling by The+PS3+Will+Fail · · Score: 1
      "Only after yelling && cussing out the phone for over 2 hours was I able to get a refund for that, and it took 6 weeks to arrive."
      FUCK YOU PHONE!! - I seriously doubt that your method of cursing at your phone (or did were you actually on-sight yelling at the gym's phone?) played a role in granting you satisfaction.
    16. Re:Cost of cancelling by X.25 · · Score: 1

      There's more work to cancelling an account than most non-admins realise.

      What are you smoking? Did you even read the article?

    17. Re:Cost of cancelling by NormalVisual · · Score: 1

      There's more work to cancelling an account than most non-admins realise.

      Perhaps, but it's a routine part of your daily business and it's ludicrous to expect a customer to pay an extra fee for that any more than they should be expected to pay a fee to cover the work of handling the payables and receivables that apply to them.

      If the cancellation process is designed such that it requires a long time with a lot of manual intervention and thus incurs a lot of extra costs, it's the fault of the seller, not the customer.

      --
      Please stand clear of the doors, por favor mantenganse alejado de las puertas
    18. Re:Cost of cancelling by NormalVisual · · Score: 1

      Yeah - my phones cop an attitude and mute themselves when I start getting uppity towards them. Damn disrespectful household applicances....

      --
      Please stand clear of the doors, por favor mantenganse alejado de las puertas
    19. Re:Cost of cancelling by ednopantz · · Score: 1

      Why not just call the cc company and do a chargeback? I had a web host who wouldn't/couldn't cancel the account, so I called the cc company and did a chargeback. They called me to cancel the account if I would agree to pull the chargeback. I did.

      Much easier than jumping through their hoops.

  11. What a shock... by Kierthos · · Score: 1

    AOL is still a hassle to drop. I canceled my account with them over six years ago, and I was on the phone with the rep for over 30 minutes before they would accept the fact that I wanted to cancel service entirely.

    --
    Mr. Hu is not a ninja.
    1. Re:What a shock... by Technician · · Score: 1

      The easy way to get AOL to cancel is to tell them you are now running a server and it needs to fetch POP3 mail. When they tell you their walled garden e-mail doesn't support POP3, tell them you have to change providers. Worked for us. Your milage may vary.

      --
      The truth shall set you free!
    2. Re:What a shock... by Lusa · · Score: 1

      That's strange, it may be differing corporate policies but I had the opposite when I cancelled with AOL UK 6 or 7 years ago with my 1p a minute dial up account. After 10 minutes or so waiting on the phone, the operator asked why I wanted to cancel my account. I told her to look at the previous bills and she said 'oh wow!' and that was it. Account cancelled without a fight. So all you need to do is run up a huge bill right before you want to cancel and they will be happy ;)

    3. Re:What a shock... by Anonymous Coward · · Score: 0

      When I cancelled two years ago* they didn't put up a fight; it took maybe five minutes on the phone, most of that on hold.

      *I'd just moved, and was using the free month until Qwest got around to putting my DSL in.

  12. Wells Fargo by sean_ex_machina · · Score: 1

    I signed up for Wells Fargo's BillPay to pay for my car loan. It didn't actually work, so I tried to cancel. There's absolutely no way to cancel the service online (despite it being very, very easy to sign up for it). I sent them an E-mail asking how I could cancel it online and the response was "sorry you didn't like the service, we've canceled your account". Awesome, I think.

  13. Tried With Telco's Lately? by Anonymous Coward · · Score: 0

    When I cancelled my cell phone last year, I had to pay $25 for "administrative charges." I didn't even sign a contract. When my girlfriend's brother tried to cancel with his cable provider, he had to answer a long survey by pushing buttons on his phone for almost half an hour before being put on hold for a person to answer.

    1. Re:Tried With Telco's Lately? by WNight · · Score: 1

      My cell phone company tried that for the phone I cancelled, I told them that it was illegal and that I'd stop payment with Visa over it. Moreover, I specifically told the Rep that I was recording this call and would use it as proof that I had notified the company of this and supplied to VIsa. He put me on hold for less than a minute and told me that there would be absolutely no charges.

      The trick was putting his neck on the line. As long as he's anonymously holding me up, he's in the clear. As soon as he's the fall-guy in the scenario he starts playing nice. Must take a real creep to do this sort of job.

      Everyone: Do many cell phones have good line-out for this recording? I'm using the phone in speaker-phone mode which is horrible for quality. I haven't see any mainstream phones that didn't require a proprietary cable to do this. Ideas?

    2. Re:Tried With Telco's Lately? by NormalVisual · · Score: 1

      A telephone mic may do the trick for you. They have a litle suction cup that attaches to the handset and picks up the signal from the speaker. Since your voice is also being fed back to the earpiece, it picks up both sides of the conversation. They're usually designed for regular handsets, but if the earpiece speaker is strong enough and I'd think it would work with a cell phone as well.

      Assuming you're in the US, if you want to be able to use that recording as proof in any kind of legal proceeding you'll need to be *really* sure you're adhering to the law if either you or they are in a state that requires the consent of all parties to record a conversation. This site has a pretty good overview of what the laws are for the various states, and for recording in general.

      --
      Please stand clear of the doors, por favor mantenganse alejado de las puertas
    3. Re:Tried With Telco's Lately? by Your+Pal+Dave · · Score: 1

      Assuming you're in the US, if you want to be able to use that recording as proof in any kind of legal proceeding you'll need to be *really* sure you're adhering to the law if either you or they are in a state that requires the consent of all parties to record a conversation. This site has a pretty good overview of what the laws are for the various states, and for recording in general. Fortunately, most companies' phone systems have a recording which tells me that "This call may be recorded", so I choose to interpret the word "may" as granting permission.
  14. Consumer Reports by honkycat · · Score: 5, Interesting

    It's interesting that he mentions Consumer Reports as the easy to cancel. When I was buying a car a few years ago, I signed up with them to read reviews and advice. Their term was a year. After I bought my car (a month or two after I signed up), I canceled the account and was credited the pro-rated cost of the time I did not use. It was so easy and honest that I couldn't believe it was really going to work. After it was done, I felt a little bad for canceling service with a company that got something so right from a customer point of view, even when it costs them money.

    1. Re:Consumer Reports by staticdaze · · Score: 5, Interesting

      I'll second the great service with Consumer Reports. Last month, I bought a gift subscription for a family member. A couple weeks later, when I actually informed them of the gift, it turned out they already had a subscription. So I called Consumer Reports up, got through to a human in under a minute(!) and asked if I could get a refund on the gift subscription. After a few basic details (name, address, etc), she simply said "You will be credited within a week. Anything else?" I was in shock and even verified that the process was truly completed. First class service all the way.

    2. Re:Consumer Reports by The+Wooden+Badger · · Score: 1

      Go figure, the publication for consumers is the most consumer friendly. I guess that speaks highly of their product reviews.

      --
      Heroscape, it's like legos combined with anachronistic wargames.
    3. Re:Consumer Reports by Anonymous Coward · · Score: 0

      Consumer Reports was used in my statistics class of how not to do statistics.

    4. Re:Consumer Reports by 19thNervousBreakdown · · Score: 5, Funny

      Well, it'd be pretty weird if Consumer Reports was a pain in the ass company.

      --
      <xml><I><am><so><damn>Web 2.0</damn></so></am></I></xml>
    5. Re:Consumer Reports by bitingduck · · Score: 1

      Well, it'd be pretty weird if Consumer Reports was a pain in the ass company.

      CR can be a pain in the ass company, but mostly to people who make bad products. I've had an online/print subscription for quite a while and have been pretty happy with them. They do try to upsell once or twice a year with mailings for their extra stuff for cars and for travel, but it's pretty infrequent, and they don't have people call and pester or anything.

      Probably the important thing to note about them is that they don't accept advertising, so the subscribers *are* the customers. For magazines (and TV and Radio) that get their revenue from ads, the advertisers are the customers and the subscribers are the product.

    6. Re:Consumer Reports by Anonymous Coward · · Score: 0

      I'm pleased to hear that Consumer Reports has corrected the issues with their cancellation. This was not my experience. Also a few years ago, I signed up for their month-to-month service, also for the purpose of purchasing a new car. The month after cancelling, there was a charge on my card. So I hunted down the information again and cancelled once more. After three months or this, I started calling to complain. After six months and several assurances that my account was cancelled and yet seeing the charge appear once more, I lost it. I submitted rants on every consumer advocacy board I could find. I filed a complaint with the BBB. I copied the folks at Consumer Reports on every nasty thing I wrote, making sure to point out the irony that Consumer Reports was making a consumer's life difficult. Somewhere along the line, I hit a nerve - I received a sincere-sounding apology from a VP or something-or-other and a refund for everything including my initial subscription.

    7. Re:Consumer Reports by Anonymous Coward · · Score: 0

      I'll throw in a good word for Quicken. I bought Quicken 2007 in hopes of integrating all of my finances with online services and bill pay from 1 application. Well, it doesn't work. It has some serious bugs, showstoppers. I was pissed, so I got on the online support chat at their website, mostly just to vent.

      Quicken Rep: How can I help you?
      Me: I want my money back.
      Quicken rep: Is there a reason why?
      Me: It doesn't work, at all.
      Quicken rep: Is there a particualar problem I might be able to help you with?
      Me: (I copy and paste the dreaded error message)
      Quicken rep: Sorry for the trouble, your card will be credited within our next billing cycle.

      It was truly that short and sweet. No trouble whatsoever other than they seemed interested in why I didn't like it. I hope they can get their shit together, because I think it will be a pretty sweet program if it ever works.

  15. Freedom? by Arborigine · · Score: 0, Flamebait

    Try and get the Democratic party to stop emailing you!

    1. Re:Freedom? by LVSlushdat · · Score: 1
      >Try and get the Democratic party to stop emailing you!

      Or the Republican party for that matter... I *had* been a lifelong registered Republican, but with the current Rep administration, I just got fed up, and switched to Independent.. Damned RNC keeps calling/emailing me for $$$. The last two callers I told to take me off their calling list... Let you know how that goes... sigh!

      --
      THANK YOU, Edward Snowden!! Americans owe you a debt of gratitude (whether they know it or not..)
  16. Netflix by KonoWatakushi · · Score: 1

    When I went to cancel my Netflix service, they happily complied. After doing so, they conveniently "lost" all the discs that I had sent back to them. (So I discovered after getting the bill...)

    Of course, Netflix provided absolutely no customer service contact information. I believe there was a customer support web form, but that was only available to members with an active acount.

    1. Re:Netflix by siriuskase · · Score: 1

      Interesting, I suppose if you want to drop Netflix, you need to empty your queue and return all your disks before you cancel.

      --
      If you must moderate, please moderate as irrelevent, not something bad, because I'm sure someone will find this interest
    2. Re:Netflix by nuzak · · Score: 1

      Netflix's CRM and/or billing system is apparently quite full of bugs. I've heard this story before and I think that their return system doesn't know what to do with discs that come in owned by a now-cancelled account. Of course it's not in their monetary interests to actually fix the bug.

      --
      Done with slashdot, done with nerds, getting a life.
  17. Starz by flyboy974 · · Score: 1

    I used Starz On-Demand download service almost two years ago. It was actually really good. The service did exactly what was advertised. The only problem, you can't cancel!

    I look on their website. Nope. You can't cancel. I emailed them. They said call their 800#. I called the 800 number. They say OK. I watch my credit card, nope. Not calcelled. I emailed them again with the ref# and the previous email thread saying I wanted to cancel. They responded saying "Nope.". So, I wrote back and told them I would just do a chargeback of every charge. They said they would "Forward it to a supervisor". Guess what. Still not cancelled. I charged back every future one. Guess what? My credit card company told me to just cancel my card. Only problem? I pay for about 8 other things with that same card.

    Why can't a credit card company just reject charges for one merchant for an account? These guys are a$$ 0's. As of today, I am still having to do charge-backs every month.

    1. Re:Starz by RickPartin · · Score: 1, Interesting

      At some point I'm sure I would have signed up for this service. Thanks for changing my mind.

  18. Actually, true.com sounds like the worst offender by Jeremy+Erwin · · Score: 2, Interesting

    Apparently, they differentiate between cancellation, resignation, and suspension, so that they have a 66% chance of keeping your money. And if you ask your credit card company to stop charges, they can fine you $1000 It's all in the contract....

  19. .Mac & iTunes by R3d+M3rcury · · Score: 3, Interesting

    I signed up for the free .Mac trial when I got my Mac. While I didn't get charged anything when I didn't sign up, my .Mac account is still buried within Mac OS X and it pops up from time to time when attempting to configure stuff (iChat, Mail, etc.).

    iTunes is the more entertaining one. When I set up my iTunes account, it filled in my .Mac account. When I didn't renew it, I set up another iTunes account. So I have a bunch of songs purchased with one account and a bunch of songs purchased with another account. This sometimes confuses iTunes and a batch of songs are unplayable until I reauthorize my computer with one of the accounts.

    (This is why I laugh whenever some MacHead tells me about how they "buy" their music rather than "rent" it. Cancel your iTunes account and see what happens to those songs you "bought".)

    1. Re:.Mac & iTunes by PygmySurfer · · Score: 5, Informative

      (This is why I laugh whenever some MacHead tells me about how they "buy" their music rather than "rent" it. Cancel your iTunes account and see what happens to those songs you "bought".)

      There's nothing to cancel, iTunes isn't a subscription service. All the songs you purchase are linked to a Apple ID, which doesn't expire.

      Also, you could've continued using the Apple ID created with your .mac account after you cancelled .mac - it continues functioning as an Apple ID. You can even change the email address associated with it, so while your Apple ID may be R3dM3rcury@mac.com, the email address associated with the account could be R3dMercury@fancydomain.org

      As for the ID being "buried" within OS X, try opening up the .Mac Preference Pane, and removing your old info.

    2. Re:.Mac & iTunes by Jah-Wren+Ryel · · Score: 1

      There's nothing to cancel, iTunes isn't a subscription service. All the songs you purchase are linked to a Apple ID, which doesn't expire.

      What happens if you forget the important details like password and username/email address because your computer remembered them for you, and then your hard disk crashes? Is the info to re-access your "Apple ID" recoverable from the music files themselves?

      --
      When information is power, privacy is freedom.
    3. Re:.Mac & iTunes by Josuah · · Score: 1

      You need to backup your music files and also the "decryption" information. It's stored in the /Users/Shared directory, IIRC. You could, of course, always burn your purchased songs to a regular CD and never worry about any of this.

    4. Re:.Mac & iTunes by Fulkkari · · Score: 1
      You can even change the email address associated with it, so while your Apple ID may be R3dM3rcury@mac.com, the email address associated with the account could be R3dMercury@fancydomain.org

      Actually it goes even further. You can rename your Apple ID e.g from R3dM3rcury@mac.com just to R3dM3rcury if you want. I did it myself a couple of years ago on the Apple Developer Connection site under "Update Apple ID" and just checked that you can do the same in iTunes also.

      --
      I demand the Cone of Silence!
    5. Re:.Mac & iTunes by Angostura · · Score: 2, Informative

      When you purchase music from the iTunes store, iTunes prompts you to back it up and asks you to insert a CD.

    6. Re:.Mac & iTunes by killjoe · · Score: 1

      The song is on my hard disk. The song is on my ipod. The ipod has a hard disk.

      Why do I have to make yet another backup? If my mac crashes why can't I just copy the songs on to my new mac from my ipod. If my ipod dies I can get a new one and put all the songs on my itunes on it how come I can't do the reverse?

      --
      evil is as evil does
    7. Re:.Mac & iTunes by gEvil+(beta) · · Score: 1

      If my ipod dies I can get a new one and put all the songs on my itunes on it how come I can't do the reverse?

      You can. It's the 'Transfer Purchases from iPod' command under the File menu in iTunes 7.

      --
      This guy's the limit!
    8. Re:.Mac & iTunes by Zadaz · · Score: 1

      Because you've never heard of Google or all of the free utilities that can do this?

      Besides having a backup of a backup is not a bad idea. Especially of hard drives which will always eventually fail.

      Also, if you ask Apple CS nicely they'll let you download everything again, though there's no formal channel for it.

    9. Re:.Mac & iTunes by Omnifarious · · Score: 1

      So, if Apple were to mysteriously disappear off the face of the planet, all the music would become unplayable then. If, for some reason, you want to sever all ties with Apple and cancel every account you have with them whether it costs you money or not, you must count the music you 'bought' as a cost of this decision. The music hasn't been bought, it's been rented for an indefinite time period.

    10. Re:.Mac & iTunes by Jah-Wren+Ryel · · Score: 1

      How many backups can you make?

      --
      When information is power, privacy is freedom.
    11. Re:.Mac & iTunes by sarahbau · · Score: 1

      Both of the emails I used for purchasing iTunes music are no longer in existence (one of them has been gone for over two years), and I've never had a problem playing my songs on any of my computers or my iPod.

    12. Re:.Mac & iTunes by Hatta · · Score: 1

      There's nothing to cancel, iTunes isn't a subscription service. All the songs you purchase are linked to a Apple ID, which doesn't expire.

      But it may be forgotten. Try listening to your DRM encumbered crap then.

      Seriously, I had to change out the mobo/cpu for someone who had a few itunes songs from a few years ago. Now itunes claims they're not authorized and they don't have a ghost of a clue what their login information is or what email address they used to sign up for it. What recourse is there?

      She had the song, now she doesn't. Apple has stolen from her in a way that's much more real than any "theft" that would have occurred if she used P2P. If you own a song you shouldn't be beholden to anyone to play it. You shouldn't be required to remember obscure login information. You shouldn't even need to have an internet connection. You should just be able to play it. This is why iTunes DRM, or any DRM for that matter is absolutely unacceptable.

      Sorry about the off topic rant, I'm just tired of fools telling me that iTunes DRM is "not that bad".

      --
      Give me Classic Slashdot or give me death!
    13. Re:.Mac & iTunes by jZnat · · Score: 1

      I've read that you can back up essentially an unlimited amount of times per song, but the limit is enforced on playlists (since you burn playlists in iTunes) which is something like 3 or 5 times.

      --
      'Yes, firefox is indeed greater than women. Can women block pops up for you? No. Can Firefox show you naked women? Yes.'
    14. Re:.Mac & iTunes by Sancho · · Score: 1

      Which, of course, is a ridiculous arbitrary limit. Once you have the CD, you can make infinite digital copies, just not using an iTunes playlist.

    15. Re:.Mac & iTunes by MoneyT · · Score: 1

      iforgot.apple.com

      --
      T Money
      World Domination with a plastic spoon since 1984
    16. Re:.Mac & iTunes by clodney · · Score: 1

      How is that situation any different than losing a CD you bought at the mall? Or forgetting the combination to a lock you purchased?

      Your friend purchased a product, and was careless with the credentials necessary to use that product. What did Apple do wrong in this case?

      I would prefer no DRM of course, but iTunes has DRM-lite. Of all the systems out there, it is by far the most consumer friendly.

    17. Re:.Mac & iTunes by spiderbitendeath · · Score: 1

      And it wasn't iTunes's fault that she couldn't play her music. It was your friend's own inept abilities to remember a username and password that caused the problem.

      --
      Sometimes when I'm working on projects things disappear, I suspect gremlins.
    18. Re:.Mac & iTunes by Jah-Wren+Ryel · · Score: 1

      I am now very confused. I am talking about backing up the information required to recover the aforementioned "Apple ID" - have the previous posters been answering some other question than the one I originally asked?

      --
      When information is power, privacy is freedom.
    19. Re:.Mac & iTunes by Jah-Wren+Ryel · · Score: 1

      That website explicitly requires information that I listed as having been forgotten and lost because of disk failure. I am beginning to think that so far, none of the people who have responded to my question are actually answering it. In which case, that only supports the OP's claim that itunes music is a rental, not a purchase.

      --
      When information is power, privacy is freedom.
    20. Re:.Mac & iTunes by rthille · · Score: 1

      Not to be an Apple DRM appologist (I don't buy iTMS songs, and I strip the DRM from the free ones I get via the weekly email and the Pepsi caps), but "Get Info" (in iTunes) on the unplayable song file will tell you the 'account name'. And (again, in iTunes) Help->iTunes Service and Support will take you to some web pages. One or two links away is this one:
      http://www.apple.com/support/itunes/store/authoriz ation/
      There should be something there which will help you be able to play your songs again.

      --
      Awesome furniture, accessories and cabinetry in Santa Rosa, CA: http://humanity-home.com/
    21. Re:.Mac & iTunes by PygmySurfer · · Score: 1

      You click the "Forgot Password?" link, and they email you a new one?

      The bigger issue is how do you recover your music, as your hard drive has crashed.. :)

    22. Re:.Mac & iTunes by MoneyT · · Score: 1

      You will notice that below the box requesting your AppleID there's a link for if you've forgotten your AppleID.

      --
      T Money
      World Domination with a plastic spoon since 1984
    23. Re:.Mac & iTunes by Anonymous Coward · · Score: 0

      Did you even examine your preconceptions about how serves the consumer before writing that? One of the key complaints about DRM is that it is an encumbrance which hurts listeners because it should be wholly unnecessary to keep "your" music under lock and key if you don't want it to be. Remember also that, if you forget the combination to a lock which you own, you can cut it apart and discard it. This may not be an option or, if technically possible, illegal with DRM-locked media.

    24. Re:.Mac & iTunes by Niten · · Score: 1

      If you forget the password you'll have to contact Apple, but the Apple ID of your account is stored within your purchased music files. Attempting to play a FairPlay DRMed track for which your computer is not authorized will cause iTunes to prompt you for the password to the appropriate Apple account.

    25. Re:.Mac & iTunes by Geoffreyerffoeg · · Score: 1

      So I'm assuming you got these files from an old hard drive.

      Can you not boot up off that hard drive, launch iTunes, click "log in", and see what the default username is?

      And seriously, how many e-mail addresses does she have that she can't try them all in the recovery field? (I've done this more than once for my Apple ID, because I only use it for the Apple Store, and I've only bought things maybe three times in the last 6 years.)

    26. Re:.Mac & iTunes by fishbowl · · Score: 1

      >it should be wholly unnecessary to keep "your" music under lock and key

      Speaking as a songwriter/composer/arranger/producer, I have to say that I give no *consent* as the copyright holder with all rights reserved, to place any DRM whatsoever on *my* music. To be fair, very few systems actually do this. But I have a big problem with, say, SCMS. I don't give permission for my work to be "protected" in this way, and I consider it to be an abridgement of my Constitutional Rights. I have similar views on certain forms of copy protection of audio production software as well.

      --
      -fb Everything not expressly forbidden is now mandatory.
    27. Re:.Mac & iTunes by killjoe · · Score: 1

      "Because you've never heard of Google or all of the free utilities that can do this?"

      Yes I know of them, I have used them. It's just that I don't like being made a criminal because my main board died and I chose to buy a new mac instead of getting the old one fixed.

      --
      evil is as evil does
    28. Re:.Mac & iTunes by killjoe · · Score: 1

      Does it transfer songs I didn't buy from itunes?

      --
      evil is as evil does
    29. Re:.Mac & iTunes by magicchex · · Score: 1

      The limit on playlists is 5 times. However, once you reach the limit, just delete the playlist, then make a new one with the exact same songs in it and burn 5 more times. You can repeat this as many times as you would like.

      --
      How many fulltime jobs can one man have?
    30. Re:.Mac & iTunes by Jah-Wren+Ryel · · Score: 1

      You will notice that below the box requesting your AppleID there's a link for if you've forgotten your AppleID.

      Gee, what part of "username/email address" do you not understand? Why are you trying to feed me bullshit? Are you an itunes fanboi or something? All I want is an accurate and factual answer, so far all I get in this thread are people avoiding the question like you or at best suggesting I break that DMCA, which is NOT the point.

      --
      When information is power, privacy is freedom.
    31. Re:.Mac & iTunes by MoneyT · · Score: 1

      If you need to make a waranty claim on a product and can't find the reciept, and don't remember what credit card bank you purchased it on, how do you provide proof of purchase? Now you're just being a dick about things. If your memory is so bad you can't remember your password, or your username or your email address AND you change email providers so often that you won't be able to find an email from apple, maybe you shouldn't be buying music online.

      --
      T Money
      World Domination with a plastic spoon since 1984
    32. Re:.Mac & iTunes by Jah-Wren+Ryel · · Score: 1

      No, I'm not being a dick. I am illustrating that the OP is indeed correct - unlike all other forms of media from the last 5,000 years, itunes is effectively music rental, not music purchase. There is nothing inherent about music as a medium that requires such elaborate restrictions. If I buy a CD, and my player breaks, and I lose the receipt for the CD, lose the case and lose the credit card it was purchased with, it still works. As you have admitted, the same is not true for Itunes.

      The fact that you think I am being a dick is almost certainly your own cognitive dissonance at being drawn out by my didactics.

      PS - when was the last time anyone RESOLD their itunes music? If you can't exercise right of first sale, it ain't a sale, its a rental.

      --
      When information is power, privacy is freedom.
  20. Netzero.. the worst by Far by Trojan35 · · Score: 2, Informative

    It literally took me 2 hours on the phone to cancel this service. And an hour and a half of that was actually talking to a real live person.

    Unbelievable. It probably cost the company $50 in salary, social security, benefits, and phone usage to delay me canceling the service, all for possibly me getting frustrated and waiting 1 more month to cancel the $10 service.

    I learned my lesson though. Next time I had to cancel an insurance policy, I simply told them "I've talked to you for 10 minutes. You have confirmed my identity. Cancel my account or I will chargeback any charges to my credit card ".

    Seems to work ok, most of the time.

    1. Re:Netzero.. the worst by Far by Anonymous Coward · · Score: 0

      A funny story related to that cost; I recently got an email about upgrading Adobe CS... basically, since I had bought it (from my school) in the couple months after they announced an upgrade to some new version, I could get a free upgrade (with $6 shipping)

      To get this upgrade then wound up requiring about ~1 hour on the phone with 2 different people, apparently during all of which the guy was furiously typing away... they probably spent ~$50 in salary costs to go through the hassle of charging me $6 for shipping instead of just putting the stupid upgrade on an ftp site somewhere.

    2. Re:Netzero.. the worst by Far by WNight · · Score: 1

      That's my trick too. Works better than anything else because it's final, clear, puts pressure on them to not be recorded breaking the law, and is backed by a bigger company. (Visa wants me as a customer enough to help fight this crap.)

  21. credit card merchant agreements by Leebert · · Score: 5, Informative
    FTA:

    I also found a section of the TOS contract that read: "You also agree not to dispute any authorized charge by True.com or its authorized agents." And "if you fraudulent[ly] report that an authorized charge by True.com or its authorized agents is unauthorized, you shall be liable to True.com for liquidated damages of One Thousand Dollars ($1,000.00) per incident."


    Clearly no one is within their rights to dispute authorized charges. That's the whole point of a chargeback -- it's to charge back unauthorized charges.

    You can't sign away your right to dispute unauthorized charges. For example, VISA's Chargeback Guidelines (PDF) specifically address this:


    "No Chargeback" Sales Receipts
    Independent entrepreneurs have been selling sales-receipt stock bearing a statement near the signature area that the cardholder waives the right to charge the transaction back to the merchant. These receipts are being marketed to merchants with the claim that they can protect businesses against chargebacks; in fact, they do not. "No chargeback" sales receipts undermine the integrity of the Visa payment system and
    are prohibited.


    BTW, reading the VISA document above is well worth time. It's useful for those checkout line arguments you invariably find yourself in occasionally. (minimum charges, ID checks, etc.)
  22. Heh.. he did not try to cancel Tivo service by saikou · · Score: 1

    I bet they'd get the Most Annoying One golden statue. There is no clear way to cancel on their site. Searching for Cancel in support brings up clever answer:
    To cancel TiVo service, contact Customer Support
    The "Contact Us"/Customer support page does not mention anything about where to call to cancel, just "Activation" and "Problems". I suppose inability to cancel online (activation is easy) is a problem. Calling them brings up morbid "voice activated system". Getting through it is not that bad, as it understood "Cancel" word. But then it simply tells you, that you have to speak to a human (with wait time of half an hour or so) and, if you happened to call outside of 7AM-8PM PST you are out of luck, because only human can disconnect the service ("for your convenience" of course). So many hoops for canceling so ridiculously overpriced service (with contracts and termination fees) that used to be cheap and nice.

    1. Re:Heh.. he did not try to cancel Tivo service by Sancho · · Score: 1

      I thought there were laws against this? I'm absolutely certain that I've read that the law requires cancellation to be possible any way that subscription is possible. If you sign up over the phone, you must not be required to show up in person in order to cancel.

  23. Tell your credit card company to cancel it. by C3ntaur · · Score: 1

    Why not write a letter to your credit card company stating that you no longer authorize any charges from the vendor? If they make it that much of a PITA for you to cancel the service, make it a PITA for them with chargebacks.

    --
    Loading...
    1. Re:Tell your credit card company to cancel it. by flyboy974 · · Score: 1

      Tried this. They (CitiCard) told me the only thing they can do is cancel my card to stop the charges, even after valid charge-backs from the same merchant.

    2. Re:Tell your credit card company to cancel it. by drxenos · · Score: 1

      I'm surprised at all the problems people have been having with their credit card companies. When I've had frauduent charges on my VISA, my bank cancelled the card but took a list from me of currently outstanding, valid charges to allow to go through. They've done this twice.

      --


      Anonymous Cowards suck.
    3. Re:Tell your credit card company to cancel it. by cloudmaster · · Score: 1

      I canceled an account after the number was stolen (at a hotel - avoid all Best Westerns anywhere close to the St. Louis Airport). One of the things the jerk did was sign up for an AOL account. The card company (Chase) forwarded the monthly charges on to the new account. So I canceled the account with Chase completely. Months later, I was still getting bills from Chase for new charges from AOL, even though I had filled out the affidavit saying the card was stolen and that the AOL charges were not authorized by me. Every month, my wife would call up Chase and tell them that the new charge on a closed account was still unauthorized. They'd assure her that they'd take care of it, and then there'd be a new bill the next month. We finally had to call AOL to cancel, they sent us a form, and insisted that we need the original card number to cancel - which had been canceled, cut up, and thrown away months ago.

      I've never had AOL service, and even stopped using Netscape when AOL bought them. And now I'll be damned if I ever let anyone I know give those bastards a dime. I've gotta say that I'm pretty disappointed in Chase, too, letting people continue to charge a closed account.

    4. Re:Tell your credit card company to cancel it. by Anonymous Coward · · Score: 0

      I had a company try the "charge it back after the customer charged us back" thing... After I went thru the calls to the Credit Card company to dispute the charge a few months in a row, I just called up the credit card company and reported the card LOST.

      Volia! Problem solved. Credit card company gave me a NEW card, with a NEW number! So when the jerks tried to charge me again after I'd charged it back as unauthorized, nothing happened... They go to charge it and get an "account closed"...

      You're not responsible for unauthorized charges. Unauthorized charges are those which you did not, or NO LONGER, authorize. Simply call your credit card company, tell them you tried speaking with the merchant and that they were non-responsive (keep date/time logs of all calls to everyone involved in the whole situation). They'll send you a form.

      Fill it out. Add in the info from your call logs. Send it to the credit card company - use certified mail, return receipt requested.

      They'll send you a letter saying they're investigating and give you a provisional credit until they complete it... In the meantime, you pay nothing on those bogus charges. I have yet to have the credit card company hold me liable for any unauthorized charges...

      There are some schmuck merchants out there who keep trying to re-charge the account, but chargebacks cost them not just the amount of the supposed sale, but they also get fees from the merchant bank, and their card processor as well... Excessive amounts of chargebacks makes their discount rate go UP so they end up paying more to accept a credit card. And after a while, if those schennagans continue - they get cut off by Visa/Mastercard...

      So muck 'em if they can't take a foke... The Federal law is actually on your side... IIRC, it's Circular E from the FDIC that covers credit card transactions... The FTC is always interested in ripoff scams as well. And for good measure, there's your State's AG office... And if you get anything mailed to you - invite the Postal Inspectors to the party - make life a living fucken hell for the schmuck merchants...

    5. Re:Tell your credit card company to cancel it. by fishbowl · · Score: 1

      >They go to charge it and get an "account closed"...

      Interesting. How is that different from, say, using a card that they stole from your wallet, exactly?
      How can it be anything other than the exact same crime?

      --
      -fb Everything not expressly forbidden is now mandatory.
  24. There is an easy way by edwardpickman · · Score: 5, Funny

    Personally I just change my bank account once a month. Changing your address once a month helps with the other bills. If you are still having trouble with companies that won't stop billing you for cancelled services just change your name and social security number monthly. If all else fails changing the country you live in monthly is a sure fire cure to billing woes. What if you run out of countries? No problem there are new ones every year. Seems a lot of countries like to change their name too.

    1. Re:There is an easy way by Anonymous Coward · · Score: 0

      Mod this idiot down please.

    2. Re:There is an easy way by Anonymous Coward · · Score: 0

      It is informative; that might not be its intent, but lack of intent hardly precludes you from positive karma moderation.

    3. Re:There is an easy way by Captain+Segfault · · Score: 1

      Sure. Satire can be informative even if it isn't funny.

      I'd argue "insightful" rather than "informative", though.

    4. Re:There is an easy way by ArmyOfFun · · Score: 1

      While you're joking, I think there is a hard limit (something like 3 or 4) to the number of different social security numbers you can (legally) have in your lifetime.

  25. Cancelling Woes by FalleStar · · Score: 2, Interesting

    A few years back when I was hooked on Halo 2 I signed up for Xbox Live with one of those 3-month free cards you got with certain games. I didn't have a credit card at the time to register the account with so I called my parents and used their CC info. Towards the end of the 3 months I decided to cancel the account, so I called the customer service and they told me that the account would not renew once it had expired. I had even received a confirmation e-mail regarding the closure of the account, a few months later I got a call from my mother telling me that they were still charging her credit card every month. So after calling the customer service again they said that they needed to get confirmation from the person who the account was registered to, which surprisingly somehow was not me. Somehow the account had gotten my little brother's name on it and they insisted that they needed to get his confirmation before they would close the account. My brother at the time was 13 years old and I had to have my mother call up and put my brother on the phone to give the ok just to cancel the subscription. I've dealt with Xbox Live since and had no problems with canceling though so they seem to have fixed their problems.

    1. Re:Cancelling Woes by Arethan · · Score: 1

      And you didn't simply have a friend pretend to be your brother because...?

      Seriously, MS doesn't really know much about your brother, all they have is a name. I've had to pretend to be different people numerous times just to make the call center lackey feel warm/fuzzy. As long as you know the right answers to any questions they might ask (which generally means you know the person pretty well and therefor wouldn't be inclined to screw them over), they have no alternative but to assume you are who you claim to be. Is it fraud? To some degree, perhaps. Though when you're doing it by the request of that person, I don't really believe lying to the customer service monkey about who you are just to accomplish the desired task is going to land you in jail any time soon.

    2. Re:Cancelling Woes by Spacezilla · · Score: 1

      I have the opposite story, I signed up for Xbox Live with yearly renewal. After a few months I stopped using it and forgot about it. I think I even saw them send me e-mails that said they would charge me for another year soon, but what can I say? I'm an idiot, just ignored them.

      One day I'm checking my credit card statement (which I don't do often enough) and some weeks earlier I see Microsoft has charged me for $49.99.

      I signed up for yearly renewal, I stop using it, they charge me for another year, my loss, right? Well, wrong, because I called up their hotline, explained that I was no longer using the service and would like to know whether I could get a partial refund. Yes, I knew it would be a stretch, but whatever, it was worth a shot.

      I was immediately granted a full refund, no questions asked. I was simply shocked, Microsoft had my money, it was my own fault I didn't cancel the account and yet they just give me a full refund, even though I'm already several weeks into the next year.

      If Microsoft's customer service is as evil as they are, then I wish more companies had evil customer service.

    3. Re:Cancelling Woes by electr01nik · · Score: 1

      I had a slightly different problem.

      I, like you, signed up for XBL with a free 2-month subscription card (an expired one at that, but that's a different story). Played SW:Battlefront 2 on it maybe twice in the first three weeks and never went back too it. Two months later, when it came time to cancel, I found the e-mail reminding of me when I had to cancel in my inbox while I was cleaning. It was the day prior.

      I promptly called the XBL hotline and spoke to a CSR. Explained my situation, that it was a 2-month trial, I didn't use it, really had no interest in using it, and was on SSDI so I really couldn't afford the $54/yr fee. I asked if it was possible to get a refund, since I really wasn't going to use it. He canceled the account and placed me on hold, presumably to get authorization for the refund. Came back less than 5 minutes later and said a refund was no problem.

      That was November 25th (the account was renewed on the 24th), and I have yet to receive that refund.

    4. Re:Cancelling Woes by personman21 · · Score: 1

      I used my friends Visa debit card to set up an xbox live account, at the end of the two month free trial I called Xbox customer support and successfully canceled the subscription with the rep fully knowing I was not my friend.

      I was extremely suprised at this because before when I tried to do the same thing but with my fathers card, they insisted they talk to the card holder. I just called back the next day and said I was my father.

      Over the phone there is not really much they can do to prove identity.

    5. Re:Cancelling Woes by NormalVisual · · Score: 1

      I don't really believe lying to the customer service monkey about who you are just to accomplish the desired task is going to land you in jail any time soon.

      Agreed, but it may complicate things in the rare case where the situation escalates and ends up in a courtroom.

      --
      Please stand clear of the doors, por favor mantenganse alejado de las puertas
  26. efax sucks! by didiken · · Score: 4, Informative
    I asked my secretary to sign up an efax account a few days ago. They claim you can "try it for FREE in one month". And the stupid part, she puts down a credit card number there (It's free rigth?). So, they charged the credit card fraudulently the next day, even though it's supposed to be a god damn free trial. All right, so:
    1. We try to go to their site, looking for "cancel subscriptions". We search "cancel" and they have 2 links in their help page. But when I clicked on it, it shows nothing (both Firefox and IE 7)
    2. Then we try their web chat. First when I tell the web chat we are cancelling, they give me ANOTHER link for their support chat. Fine. AND THEN, when we try to use their chat, it's broken. It starts to sound fishy to me up to this point...
    3. We then try to call their support line. It takes forever just to go through the phone menus, and then we were put on hold for 20 minutes. Finally, a guy with distinctly Indian accent answered the call. He did not speak English that, I have to guesstimate what he said. I have to basically just keep saying "I just need to cancel my subscription, no thanks." repeatedly to get him stop repeat the scripted answers. Anyway... in the end this support guy said he'd give us a refund, but he'd put us on hold again to talk to the billing department. And finally he claimed the support department will refund us "in a few days". Oh yes, takes less than a day to charge the credit card, but a few days to refund...
    In the end we spent half an hour to deal with the cancellation. You are free to call their support line, and then see how much time to get to their billing "department". Here is more efax horror stories. Don't ever try to use efax in your life time. You have been warned. How these companies manage to piss their customers is beyond me.
    1. Re:efax sucks! by Anonymous Coward · · Score: 0

      "try it for FREE in one month"

      Well, that's the problem right there. You can't try it for free until a month has passed. Until then, you're trying it for expensive.

    2. Re:efax sucks! by d_jedi · · Score: 1

      I had a similar situation with them. Frankly, run, don't walk, away from them.
      Signed up for a 30 day free trial because I needed to send a couple of faxes (didn't have a fax machine at home at the time.. and using the one at work seemed like a no-no since this was personal business).

      So a couple of days later, I go to cancel. They try a bunch of tricks to try to stop me from cancelling (inc. saying I need to wait until the end of the month before trying to cancel..).. I only make progress when I start cursing them (this was using their online support, so I had to type in UPPER CASE LETTERS AS WELL) and threatening to chargeback if they did not cancel the account right then and there. So they did.. ..
      or did they?

      A couple of weeks later, I receive an e-mail message from them saying I'd received a fax (that's odd.. I cancelled my account, right?), so I check on the site.. and MY ACCOUT HAD NOT BEEN CANCELLED! So I have to go through their web chat AGAIN to cancel the bloody account for real this time.

      Reading some complaints others have posted about this company, this is not a unique occurance. They are now one of those companies with whom I will never do business with again. Ever.

      --
      I am the maverick of Slashdot
    3. Re:efax sucks! by Ariven · · Score: 5, Informative

      "Oh yes, takes less than a day to charge the credit card, but a few days to refund"

      no comment on efax... but... some companies (and the one I work for is one of them) trust the general customer service agent to charge your card but not to give money back.. because they dont want extra fraud going on by employees.. such as putting money back onto their own cards out of the company accounts...

      Its a hassle because then the companies typically only have one or a small number of people authorized to put money back on to a card and thats part of what delays the refund.

    4. Re:efax sucks! by Anonymous Coward · · Score: 0

      I have never had a more infuriating experience with a company than eFax. Ditto on chat not working the first time - and that's the only way to cancel, said the customer service rep over the phone. After finally getting a chat working, they offered to extend my "free" trial period two months, during which I could consider keeping the service. I flatly told them to cancel NOW, and then they relented.

      I read somewhere, probably BusinessWeek in one of their BRIC hagiographies, that J2 Communications, which owns eFax, is an up-and-comer. I give them a few years.

    5. Re:efax sucks! by McDutchie · · Score: 1
      I asked my secretary to sign up an efax account a few days ago. They claim you can "try it for FREE in one month". And the stupid part, she puts down a credit card number there (It's free rigth?).

      Seems to me the stupid part is when you gave her the credit card number to put down for something that's supposed to be "FREE".

    6. Re:efax sucks! by bill_mcgonigle · · Score: 1

      I asked my secretary to sign up an efax account a few days ago.

      I used to have a 'free' eFax account - I barely ever used faxes, so it seemed like a good idea. I'd get a few junk faxes per month or so for years, and maybe a real fax every month or two.

      One month I needed to do some correspondence with an attorney who used faxes to communicate. I think I received 16 pages that month. Another four or so pages of junk faxes (Vacation Deals - attention all employees!!!!) and eFax wrote me a mail telling me to upgrade to a fee-based account or my account would be cancelled because I went over the limit of 20 or so. This was after years of forwarding junk faxes to them so they could "work on the problem". I wrote to them to this effect and they wouldn't budge.

      So I went out and bought a fax machine. It's much better in the end.

      --
      My God, it's Full of Source!
      OUTSIDE_IP=$(dig +short my.ip @outsideip.net)
  27. Pay for someone else's AOL and get stuck forever by drfuchs · · Score: 1, Interesting

    I used my credit card to pay for a relative's AOL account as a gift a long while ago. The relative lost interest, but my card kept getting charged. I called AOL to cancel, but they wouldn't let me without my knowing the login password to the account. "But it's not my account!" "You can't cancel it, then." "Fine, don't cancel it, but I do not authorize you to charge MY credit card any longer." "No, you can't change the credit card info on an account you don't know the password to." "But it's MY credit card and as the only person authorized to use it, I'm telling you I don't approve of the charge! Let me speak to a supervisor!" Amazingly, still no luck. I had to get the credit card company to cut them off. This was before they capitulated on a few class-action lawsuits: http://en.wikipedia.org/wiki/AOL#Account_cancellat ion and http://www.theregister.co.uk/2004/06/04/aol_billin g_litigation/, so I don't know if it's better now.

  28. Capital One Credit Card offers... by flajann · · Score: 1
    For years now, my snail mailbox gets flooded with Capital One credit card offers, some days 3 offers in the same day! It's very annoying because I shread that and other solitications for credit cards so that no one can use them in my name behind my back.

    I have never had a Capital One card, nor do I ever intend to own one either. Have I tried to cancel their constant solicitations? No, for I fear it would be a LOT more trouble than it's worth.

    I thought of saving all of ther junk mail and charging them for "disposal fees", but I simply don't have the time to pursue this crap.

    I did once try telling the Post Office to stop delivering junk mail, but that went over like a lead baloon. Maybe I should take all the junk mail and stuff it in a big trash bag and dump it all on their doorstep one morning. Perhaps they'll get the message then.

    1. Re:Capital One Credit Card offers... by mrchaotica · · Score: 1

      Have you tried writing "return to sender" on it and stuffing it back in the mailbox? (Not that I've tried it...)

      --

      "[Regarding the 'cloud,'] ownership was what made America different than Russia." -- Woz

    2. Re:Capital One Credit Card offers... by Leebert · · Score: 1
      Have you tried writing "return to sender" on it and stuffing it back in the mailbox? (Not that I've tried it...)


      Most junk mail is bulk rate. It won't be returned, it will just be destroyed. If you get junk mail at the first-class rate, that would be returned.

      Grandparent won't be able to get the post office to not deliver the mail. It's a federal crime (18 USC 1701, 1702). Postal employees have lost their jobs over such action.
    3. Re:Capital One Credit Card offers... by Deviant+Q · · Score: 1

      One of the people here at Caltech got a pre-approved credit card offer. He decided he would crumple it, tear it up into many pieces, then tape it back together. He would then fill it out with a change-of-name and change-of-address form as well. ... and he got approved.

      --
      "May the days be aimless. Let the seasons drift. Do not advance the action according to a plan."
    4. Re:Capital One Credit Card offers... by 91degrees · · Score: 1

      Most junk mail is bulk rate. It won't be returned, it will just be destroyed. If you get junk mail at the first-class rate, that would be returned.

      Do they really? I'd have thought they companies would want to know who really doesn't want to receive their junk.

      Personally, I tend to just stuff everything they send me in the pre-paid reply envelope (Including the envelope they used) and send it back. Not sure if it works. I never received a lot of junk but I don't receive any any more.

    5. Re:Capital One Credit Card offers... by jimicus · · Score: 2, Insightful

      I'd have thought they companies would want to know who really doesn't want to receive their junk.

      You think this because you are a normal, intelligent person. Marketing people do not think this because they are neither normal nor intelligent.

      All marketing people know is that N% of the junk mail they send results in sales. Therefore, in order to increase sales, all you have to do is send more junk mail. Dividing customers into groups like "Might buy from us" and "Won't buy from us" is simply too complicated, even when the customer is practically doing it for you by asking you to stop hassling them.

    6. Re:Capital One Credit Card offers... by Anonymous Coward · · Score: 0

      I remove anything with my name and address on it and stick it back into the mail box. Obviously it's never going to find its way back to the sender, but it finds its way back to the postal service and wastes a little of their time. It's a small step, but it's something.

    7. Re:Capital One Credit Card offers... by deanarue · · Score: 1

      optout.com is a wonderful site to "opt-out" of receiving all credit card offer through the mail, I wont say it works 100% but it cuts them down quite a bit. Its run through the same system that allows them to ping your credit score.

    8. Re:Capital One Credit Card offers... by sethadam1 · · Score: 1

      I remove anything with my name and address on it and stick it back into the mail box. Obviously it's never going to find its way back to the sender, but it finds its way back to the postal service and wastes a little of their time. It's a small step, but it's something.

      Awesome! It's something alright. You've not only not affected the guilty party at all, but you've tied up resources at the USPS who are spending MY tax dollars and delivering my real and important mail, for no apparent reason whatsoever other than to indulge yourself in a selfish, meaningless revenge tactic that is admittedly ineffective... does that about sum it up? What, pray tell, is the logic behind this????

    9. Re:Capital One Credit Card offers... by jonwil · · Score: 1

      I have recived many letters over the years at different addresses from American Express even though I have never had an American Express card, have never given them any address information and have no wish to obtain ANY of their crappy products.

    10. Re:Capital One Credit Card offers... by drxenos · · Score: 1

      Please, please, please, tell me you are kidding. I'm so glad I shred everything!

      --


      Anonymous Cowards suck.
    11. Re:Capital One Credit Card offers... by drxenos · · Score: 1

      The site says the links is up for sale. Guess the owners have opted out themselves!

      --


      Anonymous Cowards suck.
    12. Re:Capital One Credit Card offers... by deanarue · · Score: 1

      I am so sorry! The site it actually optoutprescreen.com.

    13. Re:Capital One Credit Card offers... by kenb215 · · Score: 1

      I'm not sure if the GP was kidding or not, but this has really happened before. A guy named Rob tried it, got the credit card, and wrote about the experiment on his website.

  29. True, but the corporations still win... by paulius_g · · Score: 4, Insightful

    I've dealt with very bad cancellation experiences in the past, myself. And this article surely proves that I'm not the only one having these problems. It's as if these companies and corporations don't have proper protocols or procedures for cancellation. Not being able to find information on cancelling a service on the provider's own website is totally pathetic. Or, having to call to cancel a service is also very sad in this age of computer technology.

    Sadly, I think that it will remain like this for a very long time. These corporations know that if they retain their customers, they'll have more customers in the end. These companies don't care about bad reputations; they rely on their overly cheap and "amazing" deals to attract new customers. The Slashdot crowd is an intelligent and computer-savvy group of people. But the average consumer which signs up for these services might not be, and he might not care about the cancellation process, and he might be influenced by these exit interviews to stay.

    Remember, corporations have access to great analytical data. If they continue to make hard cancellation processes, it means that there is profit to be made. That there are people who will stay because of the amount of labor required to cancel.

    It's sad. I would really like these business practices to change. I, for once, will never make my hosting services hard to cancel because I believe in having a good reputation and I'm satisfied by the warm emails that I get from happy customers. I'm sure that other Slashdot users who provide some kind of service do the same.

    1. Re:True, but the corporations still win... by glesga_kiss · · Score: 1
      It's as if these companies and corporations don't have proper protocols or procedures for cancellation.

      Not really. The whole point of the article (and much of the comments here) is that these systems have been specifically designed to make the cancellation difficult. AOL are particularly bad; there was a case in the media (and here on /.) where a subscriber recorded the bullshit he went through trying to cancel. Most of the time it's completely artificial hurdles that they put in place to keep the customer.

    2. Re:True, but the corporations still win... by I+am+Jack's+username · · Score: 1

      If consumers contribute to complaint/compliment sites like Hello Peter (mostly .za companies currently), we can build up stats on companies. The site allows companies to respond to the reports, and is a good place to check before having any dealings with a company.

    3. Re:True, but the corporations still win... by KUHurdler · · Score: 1

      I personally had an AOL representative refuse to cancel my account. He would only extend me 2 free months. I had to call again and get a different representative to cancel. That was probably 5 years ago by now.

      --
      Fix Your Own TV - RiddledTV.com Avoid the Landfill
    4. Re:True, but the corporations still win... by glesga_kiss · · Score: 1

      I tend to find that when you start talking dirty to them, you get what you want. Just ask "what are you wearing?" and they'll want you off the line asap! Works best with cold-callers; quickest way to get yourself removed from their list. Their employees could sue them as you are a liability! ;-)

  30. Canceled the wrong thing by kbox · · Score: 1

    It would have been far easier to just cancel the payments and let them sort it out themsleves.

  31. Credit cards suck by Anonymous Coward · · Score: 2, Insightful

    I spent almost a year trying to get my bank to block some merchant from billing my card. I just could not get through to anyone over at this merchant who could / would stop billing me so I did it through the bank. Dozens of phone calls, several days of my time, half a dozen letters, a certified letter, a threat of a small claims lawsuit, and a letter to the CEO later, and they finally did block all those charges, for real. What a horrible payment system. The most important task for a bank is to keep people's money safe, which means being able to block unauthorized payments.

    If some bank is really clever they will set up a web interface that lets you easily generate one-time-use or limited-use credit card numbers, or even physical credit cards (perhaps for a slight fee). The way it would work is you would say, "I want to create a new credit card, with these limitations: maximum billing of $50 per month." Then you give it to one particular on-line merchant, and when you want to stop service, you don't even deal with the merchant; you go straight to your bank web page, you select that particular generated CC number, and you click "cancel", and that is done.

    Hello banks, this is not difficult! This would be such a great feature. If any bank offered that I would get an account with them and use only them for my on-line transactions.

    1. Re:Credit cards suck by Anonymous Coward · · Score: 3, Informative

      I use Citibank Master Card Diamond Account Preferred and got exactly this. I'm able to generate virtual credit card and set limit and expiration date.
      Maybe you should try that too.

    2. Re:Credit cards suck by Loconut1389 · · Score: 1

      I've oft thought of this, but card numbers would have to be longer to make room for the influx of account numbers- not to mention the check digits and what-not.

    3. Re:Credit cards suck by pbaer · · Score: 1
      I've oft thought of this, but card numbers would have to be longer to make room for the influx of account numbers- not to mention the check digits and what-not.

      Hardly, there are 10^16 unique credit card numbers. There are about 10^6.78 people on earth. Assume that all 10^6.78 people need 100 of these temporary credit cards and that's 10^8.78 credit car numbers. This leaves about 10^15 credit card numbers unused. Considering that temporary credit card numbers should be reusable after a period of time there's no reason why there would be a shortage of credit card numbers without a massively larger population.

      --
      There are 11 types of people, those who know unary and those who don't.
    4. Re:Credit cards suck by Loconut1389 · · Score: 1

      There are 16 digits, sure, but the first 6 digits are essentially the issuer- the last digit is the check digit.
      There are really only 9 digits in the account per issuer. It's still quite a lot, but not the vast amount you state.

      http://www.merriampark.com/anatomycc.htm

    5. Re:Credit cards suck by Loconut1389 · · Score: 1

      Oh, additionally, only certain numbers are valid due to the Luhn coding- that further reduces the number of actual card numbers. For the life of me I can't find a computation that suggests the actual number of valid credit card numbers.

  32. People pc by cube799 · · Score: 0

    People Pc online Cancelation sucks too.

  33. Blockbuster Online by kahrytan · · Score: 3, Informative


    From my experience; You can suspend billing of a Blockbuster Online account from the website itself. They won't bill you again, account remains open, and no futher dvds at sent to you. And you can reactivate billing to continue dvd mailings to you.

    --
    \
  34. there's a better way by ChipMonk · · Score: 1

    Take out the Business Reply envelope and the paperwork. Tear your address off, and throw those pieces away. Tear up the remaining paperwork into pieces small enough to fit into the Business Reply envelope. Insert pieces into Business Reply envelope, and seal it. Drop into public mailbox. Voila!

    With any luck, Capital One will get charged extra for having so much extra in the reply envelope. And the only pieces you have to dispose of are the ones with your personal info.

    1. Re:there's a better way by jonnyelectronic · · Score: 1

      There's a slightly funnier was of dealing with junk mail in this way. You do as you say, use the business reply envelopes, but utilise the fact that lots of companies send you junk. Swap forms, placing the form from one in the envelope of the other.

      Let them work out how it happened :-)

    2. Re:there's a better way by Country_hacker · · Score: 1

      During the summer I work with a group of interns, age 15-20. We have a blast thinking up the weirdest, most random junk we can that will fit in the reply envelope, from old pizza crusts to screws to candy wrappers. (The heavier it is, the more bonus points you get, because the company has to pay for the extra weight). Come to think of it, I haven't been getting nearly as much junk mail as I used to. ;-)

      --
      Never give any object more potential energy than you want it to have.
  35. Re:credit card merchant agreements by darkonc · · Score: 1
    If the service is properly authorized, then it's a bad idea to dispute the charge in any case. If, on the other hand, it's not authorized, then I agree that this clause doesn't do you any harm.

    Of course, if they want to ding me for this, then they're gonna have to go after me in court, because if they try TO (improperly) charge that $1000 to my credit card, I'm gonna dispute it bigtime.

    The main reason for having that clause is to scare people into not disputing unauthorized charges. In other words, If I see a clause like that on the user agreement, my first question is going to be "and so, just how do you intend to jerk me around? that you have that clause there?"

    Run. Run screaming, unless you really need that service (and even then....).

    --
    Sometimes boldness is in fashion. Sometimes only the brave will be bold.
  36. Re:please cancel slashdot subscription zonk is nut by __aaclcg7560 · · Score: 4, Funny

    Simple... just throw yourself off of a building to cancel your Slashdot account. If you don't go splat, you didn't try hard enough. :P

  37. Vonage wasn't easy for me by Brianech · · Score: 3, Informative

    Vonage was listed as "No hassle" but I found quite the contrary. You can only cancel over the phone, which runs from 9-5 EST Mon-Fri. This caused a pretty big problem considering I work 6am-4pm PST Mon-Fri (Its a Mill, work scheduled overtime weekly). I figured I could do it over my lunch break. But after calling the number they list to "cancel" I was bounced to another person, and found the waiting time to be over 45mins (at which time I had to head back to work).

    Basically I had to wait a few weeks until we had some downtime due to an accident. After waiting almost on hour and a half on hold, the operator kept trying to talk me out of it. I finally convinced her when I said "I JUST WANT TO FUCKING CANCEL". It was silent for a moment and then she said "OK, its all done, have a nice day." I guess I may have just had a unique encounter, but Vonage for me was FAR from easy. They have 24 hour support, but can't have 24 hour cancellations... I wont ever be returning to them. Had it been painless, I probably would have returned to Vonage when I moved.

    1. Re:Vonage wasn't easy for me by pcgamez · · Score: 1

      I ran into a similar problem with Vonage. If you actually read the TOS (at least as of ~a year ago), you do NOT need to call to cancel service, only e-mail them. I contacted them at the e-mail listed and they (of course) responded by saying that it was necessary to call. I replied back with a copy of the relevant portion of the TOS and an hour later I had a reply saying it was canceled.

      The moral of the story is, READ your TOS.

    2. Re:Vonage wasn't easy for me by Phoobarnvaz · · Score: 1

      Vonage was listed as "No hassle" but I found quite the contrary. You can only cancel over the phone, which runs from 9-5 EST Mon-Fri.

      Didn't realize that Vonage was this bad...thought my former phone company was horrible. Will have to let my buddy who has a Vonage business account know about this.

      On the other hand...never used Vonage...but I do have my VoIP through another company I originally used for long distance...Opex. Every time I call for anything...I get right through to an American speaking English & my business is done in no time flat. That was when I had them for long distance & their VoIP service is no different. Tried another long distance company before this...but talking to someone in India was not my cup of tea.

      Even my Virgin Mobile service is less hassles than this...except for when you have to "top off"...then they bug the hell out of you to add money to your phone service. Ended up changing my email address & phone number on their website to keep them from bothering me about this. I know when I need to do this & I don't need their constant nagging. Almost ended up going with another service because of this "help" from them.

      --
      Don't worry about the world coming to an end today. It's already tomorrow in Australia. - Charles M. Schulz
    3. Re:Vonage wasn't easy for me by massysett · · Score: 1

      Vonage is rotten. Their service went downhill. I called to cancel. They put me through hell to do that, then they charged me $50 for the "free" phone adapter. They said I'd get the money back if I sent the adapter back.

      So I sent the adapter back; UPS showed that it had been delivered. No credit. I got my credit card bank to charge it back.

      Vonage is rotten, and I don't miss a chance to tell that to anybody.

  38. ServerPronto and Cancellations by Anonymous Coward · · Score: 2, Interesting

    ServerPronto (if you don't know who they are, keep it that way), was a dedicated server host I used during the (I believe 2005) hurricane season that was active in Florida. I was worried when the hurricane came through, but I had no downtime, no nothing... until a month after the hurricane passed over. Then, the servers died, their support chat disappeared, no responses to email, and their number came up disconnected (yet I got a CC charge two days later). I called everyday for a week and emailed them for awhile before calling my CC company to dispute (for all of Bank of America's problems, they have a great dispute department). They had the same problems with disconnected numbers, so they found in my favor immediately and refunded my money. Two weeks later, mostly to ensure that the company wouldn't continue trying to charge me every month for what I assume was a company that had cut and run, I call and get through. I spoke to the most rude operator in the world at their company, who had the ***** to tell me that ServerPronto had not charged me money, and it went downhill from there before he hung up on me. He also told me that everything died when the hurricane hit, even though none of this had happened for a month after the storm blew over.

    He hung up on me, I called back, and ended up speaking with a generic operator who told me no one with his name worked at the company. Needless to say, I did receive my money back from ServerPronto, and got a nice apology letter in the mail.

    Almost forgot to mention that a check on their company in the BBB archives at that time revealed that their mailing address was for an office front only; their real operation is hidden away at a remote site.

  39. SBC DSL by Anonymous Coward · · Score: 0

    While this isn't a trial account situation, I went through major hassles with SBC a few years back.

    I was one of the first people in the city with DSL. When I moved, I went through the usual for move of service and everything was accepted and told it was available. After I moved, they kept assuring me that they were working on a 'line issue' and would have service to me shortly. Each month they billed me, and each month I called in and got it credited back (about an hour or so phone time each time to do so). AFter three months, they finally admitted they couldn't do it. What was I told?

    A) No DSL service would be available in my new area for the foreseable future.
    B) They don't do a line reconditioning for residential customers (which would have gotten me service)
    C) If I had qualified to have a reconditioning done, it would cost $1200+.

    I fought for another 3 months or so to get them to stop billing me for DSL, having to call in and request a refund each time.

    This was around August of that year.

    The following January, I start getting billed for DSL service again. Out of the blue. I could not even physically get the service, had been told so point-blank months before, and had definitely NOT contacted SBC about getting service again.

    It took me until NOVEMBER of that year to get them to stop billing me, and in the end I still lost about $40 that they forced out of my wallet in 'late fees' for this crap.

    Not as bad as someone else I know, at least. After having DSL for about two years it turns out they never properly turned off his old dialup account with them. So out of the blue he gets hit with a bill for close to $500 in unpaid services and late fees that he hadn't seen a single bill for until then.

    Even with public utility commission orders, they kept turning off his phone service as well as his DSL over this (a federal violation due to the laws that allowed phone companies to get into the internet business). This meant they got hit with a hefty fine by the state each time. He got the FCC involved, and they just shrugged their shoulders and basically said "They saw you owe them money, what's the problem?"

    He hasn't had a land line phone service ever since. And to this day SBC still has never released his old phone number back into the pool to be re-used, either, so I'd say they still know they're in legal trouble over it. But at this rate nothing will ever happen.

  40. Consumer Reports makes sense by darkonc · · Score: 1
    They're a consumer advocacy organization. Their magazine, for example doesn't accept adds because they fear that it mike make them (look) less objective. They also pay standard list price for articles that they test for the same reason. It makes perfect sense to me that they're a shining example of what consumer service should work like, and they deserve our support.

    The New York Times being hassle-free, on the other hand, is a bit more surprising (IMHO). They're just being good because they want to.

    --
    Sometimes boldness is in fashion. Sometimes only the brave will be bold.
  41. NetZero and Classmates both owned by United Online by Anonymous Coward · · Score: 2, Informative

    Coinky Dink? I don't think so.

    Oh I'll give a shout out to Audible.com: every time I've had to ask them a question they've given me the benefit of the doubt and credited my account. Really good service.

  42. Handling credit card offers: NOT return to sender by KWTm · · Score: 2, Interesting

    The other day my US Postal carrier (mailwoman --but that would be an oxymoron) said to me, "I thought you moved --I'm getting all this mail from your address marked 'Return to Sender'(RTS)." I told her that, to teach these slimy junkmail-sending businesses a lesson, I was sending all their mail back. She said that any bulk mail marked "Presorted", which is most of them, is sent at a discounted rate that doesn't cover the cost of the RTS service; anything marked RTS is brought back to the mail processing plant and shredded. Ah, well. So the business never gets to see it. I guess I could still mark it RTS and get the US Post to shred it so I don't have to -- I don't like having recycled papers floating around in those public recycling dumps with my name and address on it -- but I guess I'm resigned to having to shred them myself.

    With regard to credit card offers, you can tell the US credit rating companies that you don't want any more credit card offers. There's a phone number you can phone, and they ask you, "Do you mean stop sending credit card offers for 5 years, or permanently?"

    At first I hesitated at permanently --what if I can't get more credit cards in the future even if I want to?-- but then I realized that I had successfully applied for one particular credit card without any solicitation. A friend told me about the good features --photo ID and signature printed on the card, 5% rebate on groceries and gasoline, 1% rebate on all else-- so I phoned and got approved. There was absolutely no downside to me being the one to take the initiative to contact them. In fact, only after I had gotten the card did I start getting offers from *that same bank* for all sorts of other cards. (Stupid bank, I just *got* a card from you! --why do I need more? Anyway, now that junk mail is blocked.)

    If you sign up for "permanently", you have to send them something in writing. I did that, and my mailbox has been mercifully free of credit card offers for the past year or so. I'm too lazy to Google for it right now, so whoever wants to do it can probably get his/her post modded up.

    As for the rest of the junk mail, I tried to ask my mailwoman to stop delivering them ("I just throw it away anyway," I told her) but apparently legally she is obligated to deliver it. There is a way to stop it, though; my wife tried it at her old address and apparently it worked.

    It does like this: by law, you may order advertisers not to send you unsolicited mail if it is sexually provocative. But what is sexually provocative? The Supreme Court has upheld a decision that only YOU can determine whether something is sexually provocative to YOU. So, suppose you decide that the SuperSaver Coupons logo in your junk mail is sexually provocative to you. Who's to say it isn't? Your post office has no authority to decide that it isn't, so if you say it is, they must stop delivering that mail.

    So, you can get this form from the post office that declares that you don't want the junk mail from that one particular source. You also need to bring a sample of the junk mail. My wife found it all on the web, so it's there, but again I'm too lazy to Google for it.

    Hope that helps!

    --
    404555974007725459910684486621289147856453481154 in hex is "You sank my Battleship?"
    [GPG key in journal]
  43. Ebay and ISPs by rumplet · · Score: 2, Interesting

    I signed up for an eBay business account last month, and it got locked almost straight away. I was accused of listing a load of crappy items like fake-ish looking perfume and sports goods, a few days BEFORE I signed up.
    After I cleared up the amazing time travelling junk listings, they admitted their dumb mistake but still wouldn't unlock the account. The only response was "We can't unlock the account because if we do then potential scammers will be able to optimize their scamming techniques. eBay works in mysterious ways" (Security though obscurity?)

    Even though there was no money involved since I didn't actually list anything, I was pissed because of course I had given them all my personal info, as is necessary with eBay. They gave me the option of giving them even more ID to reactivate (then close) the account, or else boycott eBay forever.

    A funny cancelling experience was when I tried to quit a UK ISP and the support guy asked me my password for a joke because it was about 60 random printable ASCII characters, and he wanted to see if I could recite it. I wasn't amused and asked why they didn't hash user passwords. Nice security guys.

  44. Some thoughts by h2g2bob · · Score: 1

    One thing you can try is to write to their customer services (using pen and paper!). Companies hate nothing more than having proof that you said what you did, and the written customer services people always seem to be in a better mood than the telephonists.

    If you listen to the audio on this one, it's clear that the customer services guy has a script and is told he must follow it - he might get in trouble if he doesn't. Listening and going "no thanks" to the questions might actually have been quicker than constantly interrupting and getting annoyed. That's not to say it's right, but humans in call centers are sometimes like robots as they follow their scripts.

    On the final point on junk mail: in the UK (where I live), if you receive junk mail addressed to you then the Data Protection Act allows you to write to the person who sent it to say "remove me from your mailing list". I think it's similar for all of the EU, but no idea about anywhere else.

    1. Re:Some thoughts by NormalVisual · · Score: 1

      One thing you can try is to write to their customer services (using pen and paper!).

      That's a good suggestion in general, not just when trying to cancel a service. A couple of years back, I had the infamous "dirty disk" problem with the Thomson DVD drive in my Xbox and was getting nowhere with the CSRs on the phone. I got annoyed and sent Microsoft a very calm and polite letter explaining the situation and that I would no longer be purchasing any games for the unit. Not long after that I got a nice phone call, and a couple of days later a postage-paid box arrived for me to send the unit in for a no-charge repair.

      I also got a free case of pork rinds from another company when I wrote to them to let them know about a bad bag I had gotten from a vending machine. That one wasn't even a complaint - more like a "you should know this so you can fix it", but they apparently took such things seriously.

      --
      Please stand clear of the doors, por favor mantenganse alejado de las puertas
  45. Re:Actually, true.com sounds like the worst offend by jimicus · · Score: 1

    The thing I find particularly amusing is that they're a dating site. If their service is any good at all, the whole point of it is that sooner or later you will WANT to cancel it. And hey, if things don't work out, maybe you'll take it up again later - but I can't see many people doing that with such offensive conditions.

  46. Re:Actually, true.com sounds like the worst offend by jellie · · Score: 2, Insightful

    Actually, I would categorize their options as cancellation and "everything else". The suspension is nothing but a scam to take advantage of people (including those who are tech-savvy like the author). Honestly, most people don't read through the TOS with a fine-toothed comb, nor do they expect to have to go through a million clicks.

    Is it legal to have customers agree "not to dispute any charges by True.com or its authorized agents"? It seems like the RIAA's tactic where they force defendents to reveal the files that they supposedly shared illegally. Except in this case, True.com will claim every charge as "authorized" (although they probably deny this), therefore making it a catch-22.

    I agree with you that True.com seems to be worse than NetZero. Not by much, but at least with NetZero, he did eventually cancel it. With True.com, he got nothing but threats and ridiculous policies.

  47. Stamps.com may be easy to cancel, but by destiny71 · · Score: 1

    After I called, and cancelled, they billed me for another month!!!

    I called again to complain, and it was explained to me like this:

    You sign up for the free trial. You use that trial, and at the end of it, they bill you for a month of service. If you cancel at the end of that month, you are then billed again. Why? Becuase the first month 'free trial' is not really free. Only if you cancel within the month. If you keep it, they will bill you for it at the end of your use.

    What made this matter worse was that I only cancelled after finding out that they raised the price from 5 something to 15 something in one month!!!! I cancelled within 5 days of the renewal. I was informed at the time of cancelling that my account would be turned off right then, and that I would not get any refund for the unused 3 weeks. Then I was billed again for 15 something for the first month's 'free trial'

    1. Re:Stamps.com may be easy to cancel, but by WNight · · Score: 1

      You were billed because you didn't threaten them sufficiently. I record my calls and go to Visa with complaints. Merchants like this are simply told that I will not pay for service I do not receive/want and that I will prove to Visa that I gave them notice of this, personally. When their ass is on the line they play nice. Visa chargebacks cost a fortune in fees and lost payment - merchants are very wary of them.

      You owe me 100 Euros for this advice. If you don't pay immediately I'll take it as implied permission to charge your visa. :)

  48. Not surprised that Classmates was... by rnturn · · Score: 1

    ...that difficult. They are uniquely clueless.

    No, I'm not a "Gold" member. I just signed up a few years ago because of an upcoming reunion. After a while I wound up using their web form to let them know that I was getting tired of their malformed emails that were unreadable by my mail client. I used that web feedback form to supply examples of how their MIME formatting was broken and even let them know the specific mail server that was running the faulty software that was sending out the broken emails (they used several and the others were sending properly formatted emails). I wound up receiving broken email for nearly a year before they fixed it. Then they listed me as "lost". This seems to happen to a lot of people. I've noticed folks disappear from the rolls and suddenly show up as "lost". Their database is full of duplicate and bogus entries making them not-so-useful for anyone trying to help organize an alumni function. Any attempt to include an email address in a posting on their forum results in it getting edited out. (They'll probably claim privacy but it's really to make you ante up and become a paying member.) Why on earth would anyone send $5/month to a bunch of maroons like that?

    I was surprised to hear that AOL was difficult to cancel. When I cancelled my AOL service (back when Windows 3.1 systems roamed the earth) it was a snap. I did receive letters from Steve Case for around six months letting me know what wonderful services I was missing out on. :-)

    Some of the other responders to this article mentioned something that is truly frightening: that some company can in effect make a permanant connection to your credit cards by making it next to impossible to cancel an unwanted service and force you to go through the exact same machinations you'd be forced to go through as if you were a vistim of identity theft. Perhaps somneone ought to bring this to the attention of some Elliot Spitzer-style attorney general who'd be interested in taking these companies to task for their actions.

    --
    CUR ALLOC 20195.....5804M
  49. Hardest are the hobbyist services by Anonymous Coward · · Score: 0

    Try cancelling /. account. Digg account. The ones many of you actually use sometimes. How about launchpad.net account? 99% of the hundreds of hobbyist run and/or open source related services are quite bad on this area. There's nothing automated, you will have to contact administrators.

    Worst of them all? Getting rid of some email you posted as a private comment but some asshole archives them on mail-archive.com. Virtually impossible to get rid of that "service". That service is practically the lowest scum on this planet.

    1. Re:Hardest are the hobbyist services by FLEB · · Score: 1

      What's the point? These are no-cost accounts that you just let wither if you don't want them anymore.

      --
      Information wants to be free.
      Entertainment wants to be paid.
      You just want to be cheap.
  50. Hassle is the intention! by DMaster0 · · Score: 2, Insightful

    It's not shocking that companies are doing this. It's very very intentional, as are the apologies and reluctant refunds. They know what they're doing, and it's a very good tactic to get every last drop of dirty money from unhappy customers.

    Most people are lazy. They'll just say "oh well at least they won't bill me again" when they see a parting shot from something they cancelled. It's only $15, and my time is valuable i'm not going to sit on hold and talk to someone who doesn't speak english just for $15 right? So the company makes it as much of a hassle as they can, in order to keep an extra $15 here and there. I imagine if you tried 200 companies, at least %75 of them have a policy in place to do the exact same thing. They also have a policy to own up and apologize for it whenever they're caught, by explaining that it was a one-time thing and they're very very sorry and it won't happen again. AOL did it to me several times (it's like I'd have learned my lesson once, but noooooo. Never use AOL as temporary internet access while you're out of town. Free trials are rarely free).

    The first place I heard of shady deals like this, of course, were the porn sites. You sign up for 30-days, but of course you're on a recurring billing immediately. If you're not careful, you're also sometimes agreeing to a multi-site pass that costs a lot more than you initially imagined! The porn sites are banking on the idea that you're not going to call visa and ask them to cancel a charge from a porn site at worst, and that you won't even notice the charge at best. If you find out, no problem they won't bill you again (but they won't refund you!). They still get 2 months of money from a one-month sub. It's genius, and it's no wonder "legit" companies have adopted porno site practices.

    1. Re:Hassle is the intention! by theskipper · · Score: 1

      "The first place I heard of shady deals like this, of course, were the porn sites."

      s/heard of/experienced

      Me too. ;)

    2. Re:Hassle is the intention! by entrigant · · Score: 1

      Really... because in my experience porn sites are pretty easy to cancel if you are intelligent enough to avoid the crap ones. The last one I cancelled was a 10 second 2 click online process. I still have 10 gigs of movies from them that I can watch whenever I want, and it was the most hassle free cancellation process I've ever experienced

    3. Re:Hassle is the intention! by Srikant · · Score: 1

      Actually, it does not apply to just cancellation. It also seems to be a favourite of some hospitals (it has happened to me twice at Evanston Northwestern Hospital - an ok hospital otherwise but one which I am never going to go to again and whose billing department is also very probably a fraud center) which say they never received the payment from your insurance and want you to get the cancelled check and submit it to them and would otherwise send the account to a collection agency. Obviously, since the payments are electronic, there is no "cancelled check". I was getting nowhere going back and forth between the hospital and insurance representatives until one insurance representative finally setup a conference call and the hospital rep finally becomes polite after hearing the insurance rep. Finally, after a couple of hours, I get a promise that they will hash it out between themselves. I wonder how many give up before going through all this hassle. And socialized medicine is supposed to be less efficient?? (I have been through two socialized systems before getting to the US and would choose any of them in a heartbeat even if somehow I didn't have to pay for the treatment here - privatization in this case only seems to lead to patient abuse.)

      --
      "The most incomprehensible thing about the universe is that it is comprehensible" - Albert Einstein
  51. What about Norton? by dynamo52 · · Score: 1

    This could be considered slightly offtopic, but I recently had an experience with Norton that was similar to some of these experiences.

    I was attempting to uninstall Norton Internet Security and System Works for a client because it was corrupted and preventing many Office documents and applications from opening properly. After Add/Remove programs failed, I tried the Norton Removal Tool which also failed. Upon failing to find any information via their website for such a contingency, I called support where I was informed that there would be a $30 charge for them to help me. I told them that I was a skilled technician and asked if I could find this information online, to which I was told that there was not. I agreed to the charge and was guided through the process, which involved editing the registry in safe mode then running the removal tool in normal mode. (The removal tool will not run in safe mode. I tried). After hanging up, I found that the system was still infected with Norton. It took another call to disable Go Back and again run the removal tool to rid the machine of that menace. At least I didn't have to pay for the second call.

    Later, the client informed me that after a dispute with Norton, he recently had his credit card company charge back Norton for these products. This made me put on my tinfoil hat for a minute to consider, what are the chances Norton sneaked some sort of poison pill into a definition update?

    --
    Like this comment? I accept Bitcoin! - 153sc8UUBXyp12ofQqfAWDmJrzyiKCYC1x
    1. Re:What about Norton? by Anonymous Coward · · Score: 0

      Norton stuff scares me. It adds so much crap to the registry, I doubt its uninstall routines can back out all the changes.

      Ironically, its not like Symantec can do the job right. Look at NAV Corporate Edition... its small, easily installed, well configurable, and stays out of the way, compared to the ugly behemoth NAV for Joe Sixpack is.

    2. Re:What about Norton? by jonwil · · Score: 1

      Symantec is already on my list of "companies whos products and services I will never use" for their product activation. The fact that they make it so hard to completly uninstall their product is icing on the cake.

    3. Re:What about Norton? by alphamugwump · · Score: 1

      Oh, God, yes. Norton puts hooks deep in the kernel. The easiest way to remove it is to reinstall windows. Licenses are almost impossible to transfer. It hogs enormous amounts of ram and slows older machines down to a crawl. They use a p2p system for definition updates, which will kill your bandwidth (especially on dialup). Norton is worse than the virus itself. Norton is pure evil.

    4. Re:What about Norton? by NormalVisual · · Score: 1

      I refuse to put anything with "Norton" in the title on anything I own now. It's a real shame too, because back in the 80's when Peter Norton was running the show, the Norton Utilities package was something I'd recommend for everyone with a PC-compatible.

      --
      Please stand clear of the doors, por favor mantenganse alejado de las puertas
  52. Re:credit card merchant agreements by siufish · · Score: 1

    What the hell is "fraudulent[ly] report that an authorized charge... is unauthorized"? Can I even *suspect* an unauthorized charge? I mean, if you call your credit card company to dispute a transaction, it is assumed you suspect the transaction is unauthorized, right? 'Dispute authorized charges' is an oxymoron to me.

    BTW, here (PDF warning) is a sample form to dispute unauthorized charges which listed some valid dispute reasons. It is for BoA government cards, but AFAIK the conditions are the same for all cards from all companies.

  53. Consumer Reports WebWatch by ConanG · · Score: 3, Informative

    Not surpising that Consumer Reports got it perfect. Their host organization, the Consumers Union, published a set of guidelines they think all online sites should follow in order to promote online credibility. It's http://www.consumerwebwatch.org/consumer-reports-w ebwatch-guidelines.cfm.

    They've also compiled a list of every site that's pledged to follow the guidelines. (PDF) http://www.consumerwebwatch.org/images/praiseworth y3.pdf.

  54. Re:Actually, true.com sounds like the worst offend by 91degrees · · Score: 1

    I doubt that $1000 fine would be considered lawful anywhere with any consumer protection laws.

    It's a fine, pure and simple, and governments really don't like other organisations fining people.

    They probably object to the competition or something:)

  55. Which? Magazine by 91degrees · · Score: 1

    I got a little upset withy Which? Magazine (The UK consumer magazine) a few years ago. They set up an ISP. I checked the T&Cs, and the only way to cancel was by writing them a letter! They offered a free subscription but this automatically became a paid for sub after 3 months unless you made the effort to cancel.

    Certainly this doesn;t make them the worst offenders, but I really expected a consumer organisation to be substantially more consumer friendly.

    1. Re:Which? Magazine by MartinJW · · Score: 1

      I had a similar experience with Which? Magazine when I tried to cancel my magazine subscription. I had to spend several minutes on the phone with a snotty woman who was pratically calling me an idiot - her basis was that the money their articles would save me would more than cover the subscription cost. I had a hard time convincing her that I hadn't called for a lecture but just wanted to cancel.

    2. Re:Which? Magazine by Anonymous Coward · · Score: 0

      Yes. This is deliberate hard sell. You need to be prepared. The correct response is to say "I'd like to cancel my account" to any question apart from the purely procedural ones such as account details. Altarnatively you just give illogical responses to all comments. "yes, I would like to waste my money. Yes I do like to put my life and my entire family's life at risk".

    3. Re:Which? Magazine by NormalVisual · · Score: 1

      I think this might have been my reply: "I appreciate your concern for my well-being, but perhaps *you* should think of the money you'll save your employer by avoiding the inevitable chargebacks if you don't cancel my account as I've asked?"

      --
      Please stand clear of the doors, por favor mantenganse alejado de las puertas
  56. classmates by Anonymous Coward · · Score: 0

    i "cancelled" classmates over two years ago. i still get 'what your missing out on now!' emails from them. cant get them to stop sending them even when i click the unsubscribe, a few months later another one will come.

  57. Re:credit card merchant agreements by eric76 · · Score: 1
    If I see a clause like that on the user agreement, my first question is going to be "and so, just how do you intend to jerk me around? that you have that clause there?"

    That is precisely what I thought the one time I came across such a term. I figured that if they were putting that in their terms and conditions, then they must have a problem with people disputing charges and that, more than likely, they were disputed for very good reason.

  58. Well said! by Travoltus · · Score: 1

    Show me the company who does that.

    I'll be sure to let them know by handwritten letter why they're not getting my business.

    So it's either they eat the cost of cancellation, or they go out of business.

    Or maybe... *gasp* maybe they just factor it right into the subscription rate, which would be no problem to me.

    --
    --- Grow a pair, liberals... stop letting the Republicans bully you!
  59. Um call the number by Tweekster · · Score: 1

    of your credit card company and tell them to stop paying them...

    easy..

    if you cant find the legit way to cancel cause they want to prevent you from cancelling...just tell your credit card company to not pay them anymore...and for a bonus, tell them you did cancel and that any future charges should be treated as fraudulent...

    or do a couple of charge back (dispute the charge on your statement) companies get nailed heavily if they get too many chargbacks.

    --
    The phrase "more better" is acceptable English. suck it grammar Nazis
    1. Re:Um call the number by Anonymous Coward · · Score: 0

      I tried that with some "shoppers advantage" junk and yet another credit-monitoring scam (who the $%^& needs three monitoring services?!) on my main card...no joy. Yet. If I try to call the contractors directly, I get stuck on hold forever. There should be a required online method of cancelling this crap. (don't they require proof of cancellation such as a confirmation number...which I don't have because I got sick of being on hold)

      Although, changing my contact phone to my cell has prevented new leeches from calling.

    2. Re:Um call the number by Tweekster · · Score: 1

      I have never had to show proof that I cancelled.

      I simply tell someone at the company to cancel it, and if it is any trouble what so ever i call the card company and tell them, "I cancelled them, but this company has been nothing but grief so I would like to deny credit card authorization in the future"

      The credit card company is definately on yourside when it comes to this.

      --
      The phrase "more better" is acceptable English. suck it grammar Nazis
  60. NetZero and "Retention" of Customers by rawn53 · · Score: 1

    It's pretty easy for me to believe that NetZero has a pretty rough cancellation process. I interviewed with a company that did tech support for Dell as well as doing NetZero "Customer Retention". The goal of the retention folks was to keep the person on the line for as long as possible, wearing down their resolve in ways most likely banned under the Geneva Convention. Also, there was no team based work in retention: it was all individual, forcing the workers to be even more cutthroat.

  61. MySpace won't cancel mine. by Shag · · Score: 4, Interesting

    I signed up for MySpace (yeah. I know.) from an email address with a plus in it.

    Wanted to cancel, and the confirmation email never came.

    Tried changing my email address (to something without a plus) and the confirmation email never came.

    Wrote to privacy@myspace.com like MySpace says to in this situation... it's been 2-3 months and the account is still there.

    For a couple of those months the account's name has been the uncensored version of "F*** MySpace" and its profile has been a description of how broken MySpace is in this regard. This hasn't gotten it canceled either.

    Once I manage to move the account's few friends somewhere else, I think I'll have to update its publicly-visible goodness with some choice commentary on "Tom," Rupert Murdoch, barnyard animals, drugs, Al-Qaeda, minors, and whatever else, to see if that helps.

    --
    Village idiot in some extremely smart villages.
    1. Re:MySpace won't cancel mine. by dan+dan+the+dna+man · · Score: 2, Informative

      I had the same issue.

      My solution was to upload as much pornographic material as I could then add people as friends. Those people who blindly authorise add's without checking your profile certainly complain fast enough when xxx material appears in their friends list. I also started filling out the 'report offensive material' on my own account.

      I got the idea from The Consumerist

      As my blog on the issue notes:

      "I can confirm this method works. I can also confirm you cannot achieve this by uploading videos - they screen and delete but will not ban your account on ground of you uploading questionable video content. Also if you attempt to upload any shock site material, they have pretty good filters to prevent this from ever being displayed. It took a while, one photograph I uploaded and subsequently reported as being offensive was deemed not to be outside their terms and conditions. The second one however got me banned. If anyone is desparate to know what the content of these two photographs were, well I guess you can but ask."

      The first photo was a shot of what can only be described as interracial anal intercourse. The second one a female face covered in what appears to be male ejaculate. Quite why one is deemed offensive and not the other I to this day have no idea :)

      --
      I don't read your sig, why do you read mine?
    2. Re:MySpace won't cancel mine. by thebigbluecheez · · Score: 1

      just upload some porn to your myspace video profile.

      they clearly state that if you upload porn your account will be deleted. problem solved.

      --
      I like your Macs, but I don't like your Mac users. (with apologies to Gandhi)
    3. Re:MySpace won't cancel mine. by eis271828 · · Score: 1

      I was able to get my account canceled fairly easily, actually. I had to go through multiple confirmation screens, but my account was canceled quickly. However, all those friend's blog subscriptions I signed up for caused my email address to be included in their email notification list. I canceled about 3 months ago, and I still get emails notifying me that a friend has updated their blog. Technically incompetent people should be shot.

    4. Re:MySpace won't cancel mine. by glesga_kiss · · Score: 1

      You could also try becoming a suspect in a UK serial killer case. His account was cancelled within hours of it becoming publicly known that it was his.

  62. Warning for Warner Bros by thallgren · · Score: 1

    After getting beaten by me at a online game that person subscribed me to Warner Bros Enterntainment mails. For more than 1.5 years now, I've been getting emails that are impossible to get rid of. The unsubcribe link in the mail leads me to a web page that always has said "Error
    Our systems are offline. Please try again shortly." Amazing, for more than 1.5 years, that function has been non-functioning.

    And every email I've tried to send to them has either just disappeared or bounced back.

  63. Use your rights by thsths · · Score: 1

    After reading all the posts this may sound funny, but: you can determine how to cancel a contract. As soon as you have made it perfectly clear that you want to cancel, the other party has to oblige.

    So the easiest way to cancel a difficult service is probably to send a letter. (Yes, this does involve buying a stamp and finding a snail-mail access port.) If you are especially paranoid, you may even use registered delivery. Once the company receives your cancellation letter, they have to address it. This is basic business practice.

    And if they don't, you can use the copy of the letter and the receipt to defend your rights. Any smart company would of course back off here, but you never know.

  64. That's nothing. by bmo · · Score: 2, Interesting

    When I tried to cancel my ebay account, which had no pending sales/buys in it at all, it took from early August of 2005 to October 2005 of acting like an ass to get them to cancel my account. I tried everything, including terms-of-service violations in public to get them to pay attention. I even sent email messages consisting of 1MB (or was it two or three?) each of "Cancel My Account!" It's amazing how much you can cut and paste into an ebay feedback dialog (I found out, because when they reply the quote the whole thing). And even when they finally got around to me, they sent me an email saying that it would take a few more weeks. Just how difficult is it to delete an empty account?

    Why did I want it cancelled? Fraud. Obvious out-and-out fraud that I wasn't the victim of, but saw happening, and when it was brought to their attention the silence was deafening. Ebay's utter lack of even basic business honesty really offends me. Microsoft looks like a shining paragon of righteousness standing next to them. Even thinking of it now, more than a year later, a pit of anger is forming in my gut.

    I can only think of one reason why they make it so difficult to delete accounts: that it inflates the user base fraudulently. Inactive accounts count as "members" and they make it that difficult to cancel hoping that the user just gives up, which is probably what happens most of the time. It really was insane how much effort I had to put into getting an empty account nuked.

    Ebay, as a result, is on my list as "Not Recommended"

    --
    BMO

    1. Re:That's nothing. by b.burl · · Score: 1

      Good analysis. By FAR, Ebay's biggest asset is their user-base numbers. Which is odd, because they really don't provide any services for the average buyer. The system is setup from the seller's POV almost entirely, it's only when actual fraud is occuring do the ebay gears start to turn.

      I never recommend ebay purchases to anyone, unless they are looking for rare flea market crap (you know, one man's garbage type of stuff). And even then, I tell them not to expect much in terms of authenticity or quality. It's one step above buying from some guy in a van on the street corner.

  65. Re:please cancel slashdot subscription zonk is nut by Alioth · · Score: 4, Funny

    On a point of pedantry, you won't go 'splat'. Skydivers call dying "bouncing" for a reason.

  66. Best cancellation experience by Anonymous Coward · · Score: 0
    I once had membership of the consumers association - http://www.which.co.uk/, fell on hard times and decided to cancel.

    One phone call, spoke to a human being who discovered that due to some error or another I had been paying a higher rate than I should have been.

    She apologised for the billing error, cancelled the account for me, thanked me for having been a customer and sent a prompt refund for the overpayment.

    Not bad!

  67. Safari (i.e. O'Reilly online, etc.) ROCKS by SpzToid · · Score: 1

    "Whenever I encounter a situation like this (where cancelling is made a pain in the ass), I vow to never again use the service"

    In contrast, I come and go from O'Reilly's subscription book service all the time. When I have no time to read, I quit. When I'm in a project and I need a whole lotta texts at-once, I subscribe. i.e. rent-a-book.

    One of the best sites on the internets, and an example of e-commerce done right.

          -a happy customer

    --
    You can't be ahead of the curve, if you're stuck in a loop.
  68. Re:credit card merchant agreements by marvinglenn · · Score: 1

    BTW, reading the VISA document above is well worth time. It's useful for those checkout line arguments you invariably find yourself in occasionally. (minimum charges, ID checks, etc.)

    If you're a cash customer, you can thank some of those contract terms for driving up the price on what you buy... EVEN THOUGH YOU'RE A CASH CUSTOMER.

    All those "rewards" you get, all those cash back bonuses, who do you think pays for them? The customers do. The prices go up on everyone, and the credit card customer gets screwed and shares some of that screwing with the cash customer because of the oligopoly powers of the credit card industry. Ever seen someone try to use a Visa card to buy a guitar pick? I have. He was told where he could shove it. It would've be cheaper if he just shoplifted it.

    There currently is litigation going on regarding these types of issues. This site is a blog dedicated to it: http://www.waytoohigh.com/.

    --
    The whores get mad when the sluts give it away for free.
  69. What about slashdot itself? by Anonymous Coward · · Score: 0

    Even slashdot can't manage to provide this service so.... In my opionion this goes to show you that there is a lot of lousy software out there.

  70. Splat vs Bounce by PopeRatzo · · Score: 4, Funny

    It would depend upon the distance from which you are being observed as you hit the ground, and perhaps your level of obesity.

    I imagine that a sufficiently fat person, if one were to observe from say, 3 feet, would make a quite satisfying "splat" as he hit the ground.

    But no question that a surprising amount of bounce would be involved, too. And a great deal of thud.

    --
    You are welcome on my lawn.
    1. Re:Splat vs Bounce by amorangi · · Score: 1

      I saw a woman land after jumping from a 12-storey building; indeed, she bounced.

    2. Re:Splat vs Bounce by PopeRatzo · · Score: 1

      I guess the difference we have might stem from the fact that bounce is a visual phenomena, whereas "splat" and "thud" are both auditory.

      So it's possible that a person, falling from a tall building could both bounce and splat.

      Now can I get back to my knitting?

      --
      You are welcome on my lawn.
  71. .m_canceled = true; by cheekyboy · · Score: 1

    Learn to program, then come back in 2008.

    Add that to your general IsAccountValid() function.

    Surely there is a sanity check of the records before proceeding anything.

    --
    Liberty freedom are no1, not dicks in suits.
  72. Outside Agency for basic account actions? by maximthemagnificent · · Score: 1

    My wife has come across fly-by-night companies that won't refund
    purchases no-matter-what in spite of advertsing money-back guarentees
    and things like that, and it got me wondering if maybe companies should
    be required to outsource (maybe to a gov't system?) basic customer things
    like returns, rebates (it's in their intyerest to process 'em slowly), cancellations,
    warranty coverage, billing statement copies, etc. It could provide a real
    commonality of experience and be used to enforce minimum standards.

    This is a brainstorming post, so before you fire off devil's advocate reponses,
    instead try to think of ways this could be made to work (or a smaller subset,
    perhaps, or a different take on the same basic idea), rather than just ways to
    shoot it down, which leaves us exactly where we are now. I'm just asking everyone
    be constructive in their criticisms (suggest an alternative, perhaps?).

    Maxim

    1. Re:Outside Agency for basic account actions? by Dragon+Bait · · Score: 1
      This is a brainstorming post,

      I don't believe that turning customer service over to the same people who brought us the lines at the DMV is a good idea. Rather than set up another government bureaucracy, I would suggest that people use existing methods, including BBB and http://www.resellerratings.com/. If before buying people would check the quality of the merchant, and after buying post feedback both positive and negative, then we can have a working eco-system.

    2. Re:Outside Agency for basic account actions? by Anonymous Coward · · Score: 0
      > and it got me wondering if maybe companies should be required to outsource (maybe to a gov't system?) basic customer things like returns, rebates (it's in their intyerest to process 'em slowly), cancellations, warranty coverage, billing statement copies, etc.


      I interviewed for a startup late last year that planned to handle returns, refunds, and stuff like that for web-based stores. Of course, they're selling this service to the stores, and then eating the cost of the returns themselves, so I guess it's even more in their best interest to keep the money, so maybe it'll make things even worse.

    3. Re:Outside Agency for basic account actions? by maximthemagnificent · · Score: 1

      Thanks for the input and great link, but I think your DMV quip is a little disconnected from
      the issue (state government agency, and very different pressures, funding levels, etc.). Also,
      I didin't specify that it would have to be a government agency, so is there a way to maybe find
      a private version (and encourage competition as well?)? My local DMV is extremely fast, here
      in VT, BTW. Of course, we have very few people, but they could have cut staff until it was reduced
      to unaceptably high traffic levels, so that doesn't really matter so much.

      Maxim

    4. Re:Outside Agency for basic account actions? by maximthemagnificent · · Score: 1

      That is the major reason I mentioned that it may have to be a government agency, so that the private firm
      wouldn't be able to simply pass the bad expereience buck along. Of course, that eliminates competition to
      go with a central system.

      Maybe this is an idea: companies don't outsource to one place, but to several (all?) through a common
      interface to keep organizational ovehead down. The customer service companies would have to pass
      security checks an such-like (lwt's not get bogged down on such details). Thus, consumers could
      call any of the service companies as front ends, and will naturally gravitate towards ones that provide
      a better experience, and the companies being served by the industries pay by number of customers
      serviced.

      Seems tough to me, personally, to balance the competing forces here. Take returns for example:
      as the seller, I really don't want you to return soemthing unless absolutely necessary, but as a
      customer I would like to do so with impunity. Anybody have any ideas or insight as to how companies
      themselves handle these sorts of competing drives?

      Maxim

  73. Cut them by mistralol · · Score: 1


    I have always found the following to work.

    Method a)

    If you are unable to find a way to cancel a subscription cut the payments. Wait until they contact you and state i wish to cancel my account i was unable to find a way to cancel (x).

    Method b)

    Try to cancel by their method.
    If you fail. Write them a letter post it first class then cut the billing information.
    Inform them of this in the letter.

    They normally come back with a dept collection letter or something in the UK but there isnt much they can actually do about it.

  74. One Reason by Anonymous Coward · · Score: 0

    And THIS is one reason why I never use credit cards or subscription based deals,
    it is very difficult to unsubscribe, (but that's a giant DUH)

    For me, Online purchases are fine, you buy the item, and then you're done.
    Funny enough, I always get offers in the mail about credit cards, even though
    I've never had one (and I never plan to, unless for SPECIFIC, ONE-TIME large purchases
    of which I have a means to %110 pay off in the future).

    I'm thinking about getting Cox Communications Internet + TV (And maybe phone service if the
    overall price is low enough). Any horror stories regarding them? I live in Phoenix, btw.

  75. things to try out before signing up by purpleraison · · Score: 0

    I have found that the best thing to do BEFORE signing up for any $$ online account, is to try to find out how to cancel by navigating the site. Things to look for: - a working phone number: test it before signing up - an email addrress: send them an email under the guise of asking a member question - other I had a hard time canceling a few accounts before, one of which was for the game Final Fantasy online

    --
    I am open source, and Linux baby!
  76. Consumer Reports was easy? by Asprin · · Score: 1

    I had a very frustrating time canceling my Consumer Reports (online) account last fall. Not only did it take a large number of clicks (including one site change), but the first time I canceled they didn't. I received an email confirmation (IIRC), but two months later I noticed they were still billing my credit card. The second time I canceled, they stopped, but man was I ticked off about it.

    Maybe you should check you credit card statement next month to be sure, eh?

    --
    "Lawyers are for sucks."
    - Doug McKenzie
  77. Try cancelling AOL... you can't get rid of them by guruevi · · Score: 2, Informative

    First you have to call them and spend hours on the phone explaining that you want their services cancelled, why, what you think of their service, your bank card, address, etc. etc. then they give you all types of discounts and freebies to make you change your mind when they finally do cancel it by the end of the month, they send you a 3-month free trial which if you don't cancel it, gets automatically activated into a full membership again

    --
    Custom electronics and digital signage for your business: www.evcircuits.com
    1. Re:Try cancelling AOL... you can't get rid of them by evilviper · · Score: 1

      I found a good solution for canceling AOL by pure accident.

      When giving them my billing info, I mistyped and left out one digit... My service was stopped 2 days later.

      --
      Slashdot gets worse every day... Pipedot: News for nerds, without the corporate slant
    2. Re:Try cancelling AOL... you can't get rid of them by El_Oscuro · · Score: 1

      Many years ago, I tried to cancel my account online. It took me about a half hour, going through menus that asked "are you sure?", "no I mean are you really-really-sure?", etc. Finally, after the last confirmation screen, it displayed a 1-800 number to call. After waiting another half hour on AOL-hold, I got to talk to an ACTUAL PERSON, who canceled my account...

      Or so I thought. AOL, of course continued billing my credit card. I had to change the credit card # to get rid of AOL.

      Never give any company the option for automatic payments or renewal.

      --
      "Be grateful for what you have. You may never know when you may lose it."
  78. Re:Actually, true.com sounds like the worst offend by Anonymous Coward · · Score: 1, Insightful

    Wireless companies fine people for canceling. I had a Verizon family plan with two telephones. Midterm in the contract I added a third phone that I had previously bought and paid for many years ago. Months later I canceled the service on the third phone. It was then that I discovered they had extended my entire contract on three phones for two years from the date the last phone was placed in service. I also received a bill for a cancellation fee of two hundred and seventy five dollars Plus sales tax. How do they charge sales tax on something that is not considered goods or services? How do they get away with charging outrageous fines for canceling service?

    I'll tell you how! They hire lobbyists and make campaign large contributions to politicians and political parties. Big business, Labor unions and professional organizations such as the trial lawyers etc. spend big money and have been successful in corrupting government. They get away with it because Americans as a whole are gullible fools who listen to sound bites and commercials without following and analizing the candidates past performance. They vote with their hearts and not with their heads. Fooish people vote along party lines, They choose charismatic leaders instead of competent leaders and they keep the current corrupt two party system intact.

  79. I Worked At A Company by aplusjimages · · Score: 3, Interesting

    That sold websites to small to medium sized businesses, but they did it like a telemarketing company. They were told it would be a trial period and if they didn't like it then they could cancel at any time. The company made lots of money because a lot of the businesses totally forgot about the website and wouldn't know they were being billed until the next quarter when they saw the bill. Some businesses were billed through their business phone company and wouldn't even notice the charge. My friends in customer service said it was stressful because they were required to retain an insane amount of customers and the customers would just go off on them. The company got sued several times, so they ended up audio taping the customers saying yes to the website trial.

    --
    Can I bum a sig?
    1. Re:I Worked At A Company by humble.fool · · Score: 1

      "sold websites".

      You were one of those guys who calls up individual stores in a chain, gets some hapless drone to agree, and start charging the company?

      --
      Being anonymous is not cowardice.
    2. Re:I Worked At A Company by Anonymous Coward · · Score: 0

      So judging by the resume linked from your post, that would be http://www.websitepros.com/ - and you worked for them for 5 years? It sounds so much better presented in marketing speak.

  80. You're missing the point by MaxLoad · · Score: 2, Insightful

    Individually your 4.95 and up account is piffle. In the aggregate however, hundreds, or thousands of such charges represent considerable sums. Even if company X gives you a refund after 30, 60 or 90 days, they have had, in essence, an interest free loan amounting to hundreds of thousands of dollars in some cases. Not a bad plan if you a shady operator, or a marginal service, to boost your bottom line.

    --
    -- whatchulookinherefor?
  81. Sure is a good thing... by 4e617474 · · Score: 1

    ...that that porn site was only using my credit card to verify I'm over 18. Sounds like I dodged a bullet.

    --
    Finally modding someone offtopic when they rant about what "Begging the Question" means: priceless.
  82. Are you sure you want to post? by WML+MUNSON · · Score: 1

    Are you REALLY sure you want to post?

  83. Why do vendors call the shots? by DoofusOfDeath · · Score: 1

    How did we get to the point where vendors get to dictate how we cancel a subscription, and where if we have a billing dispute it's our problem rather than the vendors' ?

    I'm just thinking out loud about how we can get out of this hell...

    Maybe we should have a small number of standardized commercial interaction types, similarly to the way we strive for a small set of standardized OSS licenses? Each standardzied interaction type would specify response times, techniques for dealing with various operations (cancellation, billing dispute, etc.) Because they were standardized and few, customers could fairly easily have foreknowledge of details before beginning a transaction. For example:

    Standard "Pro-rated Continuing Charge Transaction" - Customer is billed $ X each month, on the first day of the following month. Customer is charged for any day that the transaction remained active. Cancellations may be ordered by calling xxx-yyy-zzzz during the following days/hours: ...

    Another option is having trusted third parties similar to PayPal. I.e., all billing, subscriptions, cancellations etc. occur through this third party, who in some way is strongly incented to remain unbiased. That is, they have no incentive to make cancellation difficult, overbill, etc.

    Any ideas?

    1. Re:Why do vendors call the shots? by joto · · Score: 1

      We already have a standard way of cancelling subscriptions. It's called snail mail. Try it, all you need is a stamp!

      Of course, companies should offer a way to cancel your subscription with them that was as easy as signing up. But they don't. Therefore, I'm not a subscriber. (Well, that, and the fact that none of the companies listed in the article provided a service I would be willing to pay for. The only subscriptions I pay for are apartment fees, electricity, insurance, public transport monthly card, and phone, and I'm starting to question the need for insurance...).

      In general, if companies insist that I need an account with them, need to become a member, need a subscription, or whatever..., they are signalling that they don't want me as a customer. I'm more than willing to pay for stuff (which is what I expect they want me to), but I'm not at all willing to let them take control of my expenses, and I don't need another account name/password to keep track of.

      Companies that insists on providing "a service" when all I want is "a product" don't deserve my business.

  84. Re:Actually, true.com sounds like the worst offend by 91degrees · · Score: 1

    It's not a fine. It's a charge of some other sort that is identical for all practical purposes but legally isn't a fine. They probably call it a service cancellation charge or something.

    In a similar way, UK banks operate in a slightly grey area when it comes to unauthorised overdraft fees. Many people have complained that this is a fine for going overdrawn. The banks insist that it's just an administration charge. At the moment they've settled every single one of these out of court so there has been no legal judgement on the matter.

  85. Alarm Monitoring Account by srw · · Score: 1

    Not online, but my worst experience with this was my Counterforce alarm monitoring account. When my now-ex-wife kicked me out of the house, she removed my name from the "allowed to make changes to the account" list at Counterforce, and gave them my new address to keep sending the bills to. After 6 months of them refusing to cancel my account, (remember, I'm not allowed to make changes to the account) I finally stopped paying the bill. The threatening phone calls started. I kept explaining I wanted to cancel the account. They kept refusing. Finally, I got a threatening call that if I didn't pay up, they would cancel the account. I answered "please do! That's what I've been trying to get you to do for months." I still kept getting threatening phone calls trying to collect on the unpaid months. Finally, they sent it to collections. On the first call from the collections agency I explained the whole story, the guy was quite surprised, but seemed to understand my point of view. In a friendly sort of way, I left it at "if you want the money, you're going to have to take me to court." (of course, I think with my story I would have a good chance of winning.) I never got another phone call about the matter. I have no idea if it ended up on my credit report, but it doesn't seem to have affected my ability to get loans since.

    1. Re:Alarm Monitoring Account by joto · · Score: 1

      Ha Ha! Fun story! Being in the security business myself (not the same company), I can relate to that. Total incompetence in every way is the hallmark of our business, from hiring thugs, to covering up mishaps such as loosing confidential information, or even keys and alarm codes, or billing customers for services that weren't even provided, only ordered.

      It could just as well be our company, or any of our closest competitors. I guess our only excuse is that the police seems to be at least as incompetent when it comes to administrative matters (not to mention the military...)

  86. here is a simple research project for you. by way2trivial · · Score: 1

    find a single authoritative website listing that shows how much the USPS recieves from any taxes you pay.

    start here
    http://www.usps.com/communications/organization/po stalfacts.htm
    read the entire "did you know" section, it'll give you a few pointers that will speed your research..

    --
    every day http://en.wikipedia.org/wiki/Special:Random
  87. my 2 cents by tombabu · · Score: 1

    I have had great experience with Netflix when cancelling or putting the account on hold. They are very straightforward regarding the matter. I have had horrible experience with both eFax and Experian. In both cases I had to threaten to call the cc company and report a fraudulent charge before they acquiesced and cancelled the account.

    1. Re:my 2 cents by SnapperHead · · Score: 1

      I agree, Netflix was very easy. I like the idea that they can put an account on hold for a little while. This way, when I do get time to use them again its very little effort to restart the account.

      --
      until (succeed) try { again(); }
  88. Re:Actually, true.com sounds like the worst offend by jonwil · · Score: 1

    What I want to know is why so many people stick with a crappy company like Verizon what with all the crap they pull on their customers (crappy custom UI on their phones, locking out features so you have to pay them to transfer camera photos off or to transfer ringtones on, making it hard to cancel their service, charging big cancelation fees, extending contracts without even telling you and so on)

  89. Ironic PC World by vawarayer · · Score: 1

    Isn't it ironic that it is a hassle to cancel a PC World account as well?

    After my cancellation, they sent me magazines for up to 5-6 months. I can't tell if it was (a) a mistake or (b) just a tactic to keep it going. I'd fall more for answer (b), coze they stopped sending me zines when they realized I was obviously not paying for 'em.

    Not to mention I'm still receiving promotional letters from PC World every other month.

    So Tom (Spring), could you please just cancel my @#%$* account and stop sending me @#%$* mail?

  90. True.com vs. Match.com by jellomizer · · Score: 4, Insightful

    I find it odd that True.com would make it difficult to cancel the account. Services like True.com and Match.com are designed to be temporary. "Once You Find you Mate you don't need the service anymore". Making it hard to cancel make me feel that they are not going to try to find a match, which is what I am paying them for. I used match.com myself and when I found my now wife. Canceling the service was relatively easy. Especially in the exit interview I just put down I found my match they just canceled it quickly.

    --
    If something is so important that you feel the need to post it on the internet... It probably isn't that important.
    1. Re:True.com vs. Match.com by joto · · Score: 1

      Services like True.com and Match.com are designed to be temporary.

      No, they are not. They are designed to keep you away from succesfully finding a partner. If they were really able to find you a suitable partner (a) they wouldn't need to be a service, and (b) they would loose all their customers. This is simple logic. If you believe otherwise, you are only deceiving yourself.

      Of course, people may still find each other through such services. But that's only to be expected. Out of a large pool of strangers that send each other messages with the express purpose of finding someone, at least some will succeed, no matter how crappy the service is. That doesn't mean the service is designed to let the majority find someone in a reasonable time-span.

      You could just as well start approaching strangers on the subway, probably even with greater success.

    2. Re:True.com vs. Match.com by Anonymous Coward · · Score: 0

      I can recommend eharmony. They cancelled my account and my wife's account and sent us a Tiffany's crystal bowl as a wedding present.

      Haven't been asked to appear in any ads though...

    3. Re:True.com vs. Match.com by edbob · · Score: 1

      I did try match.com a few years ago when I moved to a new city and didn't know anyone. It was a complete disaster. The only women on there seemed to be ones that had already exhausted all their possibilities locally and had cast a wide geographic net. I do realize that people find mates on these services from time to time, I would just like to see some honest statistics before I sign up again.

    4. Re:True.com vs. Match.com by Lord_Dweomer · · Score: 1
      Speaking of Match.com, have you seen their latest ads? What a fucking joke. "Sign up now and if you're not satisfied you'll get 6 months free!" Yeah...all that means is that they keep your money, you're still not satisfied and you'll likely catch them trying to bill you again. Insulting.

      --
      Buy Steampunk Clothing Online!
    5. Re:True.com vs. Match.com by radtea · · Score: 1

      If they were really able to find you a suitable partner (a) they wouldn't need to be a service, and (b) they would loose all their customers. This is simple logic. If you believe otherwise, you are only deceiving yourself.

      If you subscribe to any online dating site for a while you'll see there are two distinct populations: transients who are there because they are passing through a phase, and "lifers" who are clearly serial daters with lots of short relationships behind them. The second population is the larger of the two, as simple statistics would lead you to expect. In my age group the first population consists mostly of people who are re-entering the dating world post-divorce, and find such sites a non-intimidating way of doing it. Once we figure out that there's nothing to be intimidated about we tend to drop out and meet others in more traditional ways.

      Being hard to cancel makes it possible for these sites to pull more cash out of the lifers, who would otherwise cancel and renew their subscription ever few months. Although from my own experience I haven't found cancellation to be a major issue with any of them--certainly nothing like the costly nightmare that Vonage was.

      The big challenge for these sites are free sites that do at least as good a job, which is what I would recommend to anyone interested in online dating. The population represented there is similar to the pay sites, and there are no cancellation issues at all.

      --
      Blasphemy is a human right. Blasphemophobia kills.
    6. Re:True.com vs. Match.com by joto · · Score: 1

      If you subscribe to any online dating site for a while you'll see there are two distinct populations: transients who are there because they are passing through a phase, and "lifers" who are clearly serial daters with lots of short relationships behind them.

      Well. My experience is that the two distinct populations are:

      • Men: All of them totally desperate about getting either a relationship or sex. Everyone who appears to be somewhat female will be sent at least one message. For women they will mostly appear as dirty old men who only think about one thing, or as whiny idiots they wouldn't date if they were the last man on earth.
      • Women: All of them being shotgunned with messages from men, even if they upload a totally unattractive image. Either they turn away as they are getting scared of the experience, or they become addicts of all the attention. They might try a few dates, but will quickly realize that all the online attention turns them on more than all the dorks they meet. Besides, they already have boyfriends and simply want to meet "friends".

      There are probably exceptions, but that's my experience after trying some online dating sites. A reasonable way to make dating sites better, would be to eliminate the shotgun tactic for men. Such as having a fee for each first contact message. Or, with a subscription based site, simply add a quota of e.g max 3 first contact messages per week. The same principles would work for chatrooms too, but free sites can't put such restrictions in, since they all allow for dupe accounts.

    7. Re:True.com vs. Match.com by Mateo_LeFou · · Score: 1

      Dang, look at this bit in TFA; it's from True.com's TOS

      'You also agree not to dispute any authorized charge by True.com or its authorized agents." And "if you fraudulent[ly] report that an authorized charge by True.com or its authorized agents is unauthorized, you shall be liable to True.com for liquidated damages of One Thousand Dollars ($1,000.00) per incident.'

      Citizens: never, ever, ever "agree not to dispute" ...

      --
      My turnips listen for the soft cry of your love
  91. Re:Handling credit card offers: NOT return to send by ocbwilg · · Score: 1

    With regard to credit card offers, you can tell the US credit rating companies that you don't want any more credit card offers. There's a phone number you can phone, and they ask you, "Do you mean stop sending credit card offers for 5 years, or permanently?"

    Agreed. I did the same thing last year when I was doing my annual check of my credit reports, and I haven't gotten a credit card offer in the mail since. My wife, on the other hand, refused to do so. So she gets literally dozens of credit card offers every week, sometimes more than one from the same company, and at least two of the companies that regularly solicit her still send her solicitations even though she already has credit cards through them. If credit card companies would just stop sending out unsolicited applictions, they could probably afford to give everybody a 2% cut on their interest rates!

  92. Hrs/days to cancel ain't nothing w/ iConnectHere by akiaki · · Score: 2, Insightful

    You guys complain of waiting minutes or hours and having to search/click a lot to finnaly cancel an account. My experience w/ iConnectHere is gotta to take the cake -- it took 2 mths! Bastards would stall constantly, ask for a second chance and never get the cancellation process going. I wanted it cancelled within the first 30 days, yet they charged my acct for two additional mths. Finally had my cc company block their charges, and soon after that they complied. Beware.

  93. Ebay and fraud by jonwil · · Score: 1

    Ebay will only shut down auctions under the following circumstances (based on what I have read and observed)
    1.When ordered to by a court of law or by a law enforcement official or when there is the threat of legal action and their lawyers aggree the legal action has a chance of winning.
    2.When the auction is illegal (e.g. guns)
    3.When ordered to by a rights holder (e.g. someone selling fake handbags or OEM copies of windows) generally because the rights holder has said "shut it down or we will go to court"
    4.Auctions for junk items (for example when they shut down an auction for a piece of bread that looks like jesus christ or something wierd like that)
    and 5.Any auction where not shutting it down will cost them more than shutting it down.

    They dont shut down auctions where people are committing fraud (such as the people who sell a large number of small items to build up their feedback and then sell some expensive stolen goods or something else that isnt what they claim it is) because those auctions dont actually hurt ebay and also if they start shutting down such auctions it makes them potentially more liable for fraudulent auctions that they dont shut down. (at least I believe so, IANAL)

  94. Classmates.com not really that hard? by crossmr · · Score: 1
    I think he over stated how "hard" this was.
    I clicked "help'
    typed "cancel"
    pressed enter
    clicked the first link entitled "Canceling a Gold membership" which contained:

    You may cancel your Classmates Gold membership at any time, however, please keep in mind that by doing so you will forfeit your member benefits and membership fee.

    Gold Members enjoy many valuable benefits:

            * Send Classmates Email to any of our millions of members
            * Show your latest accomplishments in your Personal Profile
            * Enjoy unlimited use of our Compare tool
            * Participate in the Internet's largest alumni message boards
            * Post & view photos with your friends
            * Plan reunions and events
            * Create free Private Groups (and invite anyone with an email address)
            * Take advantage of exclusive deals in Gold Member Rewards

    If you still wish to cancel your Gold membership, please click here to submit your request to our Member Support Team

    Click the link at the end which has the contact form.

    His description:
    Classmates.com also forced me to click through several Web pages consisting of reminders of the benefits I'd lose by canceling.


    There was exactly 1 page.
    I wonder how many other descriptions he embellished.
  95. Re:Handling credit card offers: NOT return to send by drxenos · · Score: 1

    I believe what you are saying, but if you can stop "sexually provocative" mail then why couldn't members of congress stop Mr. Flint from sending them complimentary copies of "Huster"? Maybe it was because of his right to seek redress from congress? Interesting idea, though, I'll have to try it.

    --


    Anonymous Cowards suck.
  96. New Year Credit Report by rabel · · Score: 2, Insightful

    Also, since it is the new year, it's a good time to go ahead and request your annual free credit report from all three major credit reporting services. Even if you don't have any reason to dispute any debts on your report, go ahead and get it each year to stay on top of your credit report. It's free for you once per year, so you may as well. You can save the HTML report so you'll have it handy all year long. It's a good idea to review your report each year to make sure there aren't any mistakes.

    1. Re:New Year Credit Report by Sancho · · Score: 1

      I like to spread it out over the year. Every four months, I request a new credit report fron one of the agencies. It's fairly rare for something to be reported to only one of the agencies, so this helps keep tabs on any identity fraud that may be occurring.

    2. Re:New Year Credit Report by Anonymous Coward · · Score: 0

      I can't find any links to confirm this now, but I took an ethics course in which the prof touched on credit ratings. He said that every time your credit rating gets checked, your score is lowered. I was just looking for a source to validate this but haven't found anything useful. It might've been in our text though, "A Gift of Fire" by Sara Baase.

    3. Re:New Year Credit Report by Drgnkght · · Score: 1

      I used to work for a credit card company, many years ago, and I can confirm that this is (or at least was) true. The logic behind this is painfully simple; if you are requesting credit from multiple companies in a short time frame you are probably a credit risk. It's also a possible indicator of identity theft.

    4. Re:New Year Credit Report by glarbl_blarbl · · Score: 1

      When I worked for a telemarketing firm, selling experian credit reports, my manager said that it counts as applying for a credit card and being declined. Of course, she was a total liar, so I don't know whether or not it's true ;) I hope someday to regain the karma I lost working there.

      --
      I use friend/foe to signal strong [dis]agreement instead of mod points. What else are f/f good for?
    5. Re:New Year Credit Report by fishbowl · · Score: 1

      "The logic behind this is painfully simple; if you are requesting credit from multiple companies in a short time frame you are probably a credit risk. It's also a possible indicator of identity theft."

      It's also an indicator that you are comparison shopping, which takes this into the realm of anticompetitive activity, as well as being anti-consumer.

      --
      -fb Everything not expressly forbidden is now mandatory.
    6. Re:New Year Credit Report by Drgnkght · · Score: 1

      No, it isn't an example of comparison shopping. It's an example of someone applying for multiple accounts/loans. Comparison shopping would be getting credit applications from multiple creditors and reviewing them to pick the best offer. You don't get a credit report inquiry for looking at a credit application. The only time the credit bureaus are involved is when you actually apply and the creditor requests a credit report. At that point one would hope you had already picked one.

      The inquiries are used to weigh the short-term risk that some accounts aren't on the report yet. Most creditors, in the US, report credit information to the bureaus once a month. Inquiries show up immediately. If someone has perfect credit going back a long way, then suddenly starts applying for multiple loans, the inquiries show that the current list of accounts might not contain all of the applicant's accounts, i.e. ones that may have been approved this month. Credit ratings are based, roughly, on the amount of credit you possess vs. the amount of that credit you have used. (This assumes of course that you are current in all your accounts.)

    7. Re:New Year Credit Report by fishbowl · · Score: 2, Informative


      >No, it isn't an example of comparison shopping. It's an example of someone applying for multiple accounts/loans.

      Yes. Whenever I've bought real estate, I've applied for multiple loans, in order to shop rates and terms. That's comparison shopping, regardless of what you want to call it. In home loans, you don't actually get the rate quote before applying; it's late in the approval process when you get that.

      >The only time the credit bureaus are involved is when you actually apply and the creditor requests a credit report. At
      >that point one would hope you had already picked one.

      The bank or finance company certainly hopes that, but it's not their call to require it, thank you very much.

      I'm in the sevens, and I own a fair amount of real estate including rental properties, a homestead estate, and a farm.
      When I talk to loan people *I* do most of the talking.

      --
      -fb Everything not expressly forbidden is now mandatory.
    8. Re:New Year Credit Report by Drgnkght · · Score: 1

      I was unaware about the rate quotes on property loans. That's rather interesting. I see your point with reguards to unfairness.

      Still, I stand by my statement's accuracy. Credit report inquiries show that you've applied for credit, nothing more and nothing less. If you're comparison shopping by actually applying for loans, you can't really complain that the credit bureaus show you have.

      For what it is worth, most credit card applications aren't automatically approved/rejected. Generally speaking for that to happen your credit rating has to really good or really bad. (Mind-boggling what people will do to their credit score by the way, I've actually seen a five.) A couple of inquiries aren't going to decrease your chance for approval all that much. Anyone who falls in the middle is probably going to be reviewed by a human and not a computer. They tend to be a bit more forgiving and unless there is a large number of inquiries, they probably ignore them for the most part. Payment history is the big decider. (House loans would tend to be a bit more strict than credit cards I'd imagine, being a few orders of magnitude larger.)

  97. Two tricks I use... by phillymjs · · Score: 4, Informative

    If I sign up for a trial membership or something that requires a credit card, I create a temporary credit card (via my CC account with MBNA, now Bank of America) with a spending limit of only what I need, and use that. If the vendor earns my trust, I change my billing info to a real card. If they don't, well, good luck trying to perpetually bill the temporary card, fuckers!

    I also run my own mailserver, so every vendor I deal with gets their own address which just redirects to my main address. When I cease dealing with them, their e-mail address goes away and I never see another message from them. (This is also a handy method to see who's selling their customer databases to spammers)

    ~Philly

    1. Re:Two tricks I use... by massysett · · Score: 1

      For those who don't run their own mail servers, look at Spam Gourmet. Disposable email addresses. (I actually find that keeping track of a bunch of email addresses is just too much trouble, and it's less troublesome to just rely on spam filters.)

    2. Re:Two tricks I use... by phillymjs · · Score: 1

      Keeping track of the email addresses is a breeze, I just use vendorname@mydomain.com.

      Takes me about a minute to ssh into my mailserver, fire up nano to add an alias for a new vendor and have postfix reprocess the alias file to pick up the change. Once they're in there, that's where they stay until I yank them out for spamming me (hasn't happened yet).

  98. FedEx Signing Is Way Of Avoiding Refunds by Anonymous Coward · · Score: 0

    Most non-small businesses are the same. I had to fill out lots of paperwork and chase after people for weeks when I didn't receive a package carried by FedEx. Someone else had signed for it - my name was written in upper case letters - and finally they declined any refund, giving the reason that I must have received the package, since it had been signed for in my name!

  99. Classmates from Hell by Cairo_911 · · Score: 1
    This story reminded me to go back to Classmates.com and try again to delete my account. Since I encountered the same problem of not being able to find a cancel option, I decided to just begin deleting as much information as possible, starting with the profile entries.

    Once I reached the very first entry (in my case my elementary school profile), it warned me that deleting this entry will cancel my account and am I sure that I want to proceed? When I hit the "Shit Yeah!" option, it seemed to have shut the account down.

    A quick confirmation by unsuccessfully trying to re-login with the same account info confirmed it.

    Try it.

    1. Re:Classmates from Hell by LVSlushdat · · Score: 1

      I'm sure glad I read this article... I signed up a couple of years ago with one of the Classmates freebie accounts, and have periodically gotten notifications that others of my high school/college classmates had signed up. However the other day, I got one of these notifications and just for fun, I logged into the service and --be still my beating heart-- it listed of my old girlfriends from highschool, that I'd gone steady with for a while, but had lost touch with (after all highschool was 38 years ago).. She was one of the great ones.... (tho she's prbly divorced, 10 kids, and weighs 400lbs today..) .. Anyway I tried to email back, but of course, thats how Classmates makes its $$$.. I debated upon signing up for a paid account, then canceling after I contacted her... After reading this, I think I'll pass... Once again, Slashdot proves its worth.....

      --
      THANK YOU, Edward Snowden!! Americans owe you a debt of gratitude (whether they know it or not..)
    2. Re:Classmates from Hell by noldrin · · Score: 1

      When Classmates just started I signed up for an account and then realized I didn't want to be found by my classmates. The only way I was able to cancel the account was to randomly try sending an email message requesting that I'd be removed from their service.

  100. Canceling my LA Times subscription by Anonymous Coward · · Score: 0

    resulting in a nasty letter from a collection agency threatening legal action if I did not resume my subscription.

    I sent a letter to the Times objecting to this trong arm tactic, and receive a nasty message on my answering machine about it.

  101. Re:credit card merchant agreements by phantomlord · · Score: 2, Interesting

    I recently managed a small family restaurant and two years ago, we finally relented and got a credit card machine service because so many people these days refuse to carry cash on them (sidenote, good luck if a disaster hits and you can't use your credit card for a while due to the electricity/communication systems being out of operation). We were a small 30ish person business with no real leverage to negotiate terms with a credit card company so we're basically told what we could take or have nothing.

    Generally speaking, there was a 50 cent charge for every credit card we swiped. Buy a $1.50 drink with a credit card and 33% of the price is that credit card charge. There was a 25 cent charge for invalid cards (account expired, was canceled, someone swiped a card type that we didn't accept, etc). Discover charged the merchants the 50 cent fee plus 3% of the purchase price (again, that $1.50 drink = 50 cent charge + 4.5 cents). American Express was 3% for a personal card and 5% for a business card. We were also charged a $1 service fee every time we ran a statement of how much credit we had been credited (so instead of pulling a credit receipt every time a drawer was counted, it was pulled once a day). There's also the added headache of having to keep signed receipts stored for a period of time just in case they were disputed.

    Short story, we took a loss on every credit card transaction under $10 or so. On very large purchases the rewards credit cards took a still pretty good chunk for themselves ($400 party paid for by a corporate AmEx card took $20.50 just for swiping that card). Someone has to pay for the cost the merchants incur for accepting cards and ultimately, it is the patrons who pay. Taking a 5% loss on every transaction and losing money on all transactions until $10 will put most businesses under if they didn't raise prices to compensate... and unfortunately, that means raising prices for cash payers as well (especially on lower end goods that you might by just one of like a 20 ounce Coke).

    --
    Don't leave your mind so open that your brain falls out. Don't close it so much that you cut off the blood.
  102. changing Apple ID by elo_sf · · Score: 1

    I think IF you have a @mac.com one you CANNOT change it. I've tried repeatedly, I've followed the knowledge base links, I've contacted their email support and searched the web, and the reality is that if you used to be xxxx@mac.com you will always be xxxx@mac.com.

    That said if you can point to a counter example, I would welcome it.

    1. Re:changing Apple ID by Fulkkari · · Score: 1

      Oh. Maybe it doesn't apply to .mac users. My account isn't a .mac one. I guess there might be some technical and policy issues why they don't allow you to change the .mac Apple ID yourself (e.g. hijacking old e-mail addresses). But not even trough customer support?

      --
      I demand the Cone of Silence!
    2. Re:changing Apple ID by elo_sf · · Score: 1

      Nope, once @mac.com, always @mac.com. You CAN change the email address stuff goes to.

  103. Persistent pet training by lucychili · · Score: 1

    I did not succeed in unsubscribing from andy@horsetrainingandtips.com
    Andy's claim to fame is that he found a copy of an old book and
    has republished it. He does not attribute his source.
    The help email inbox is full and bounces.
    Eventually I was putting the mail in my google spam and it has stopped.
    www.SuperStarsOfHorseTraining.com

    This Rhodesian ridgeback site also sent mail afer I had unsubscribed
    info@dogtraininginstitute.org
    http://rhodesianridgeback.dogtraininginstitute.com /

    Both sites would send messages which were primarly teasers for paid content or products
    rather than useful content. That kind of hype is about as much fun as subscribing to your
    own feed of yellow flashing buy now TV ads.

    The dog and pony are similarly persistent folk particularly about the feed.

    Janet

  104. Your credit card was not pwned by AOL by Bastardchyld · · Score: 4, Funny

    I had to report a credit card stolen when AOL reactivated a canceled account without my consent.
    AOL did not reactivate your account, in your cardmember agreement it tells you that if upon closing if recurring charges still come in that the credit card company has the right to reactivate your account. And by just reporting your card stolen via the credit card you are still leaving AOL with authorization to maintain an account in your name, which means that when they do not collect money from you they can send it to collections.

    Why not just cancel AOL, or of course the super-dooper-easy method get your spouse to do it.

    --
    $diff terrorists hippies
    $
    $rm -rf *terrorists *hippies
    1. Re:Your credit card was not pwned by AOL by stanmann · · Score: 2, Informative

      I did cancel AOL. and was NOT billed for 2 months. the third month AOL billed again.. I called again, cancelled AGAIN, and after another skipped month, they resumed billing.

      --
      Food not Bombs is a nice platitude but it breaks down when you notice that the Bombees are usually well fed
  105. My biggest problem by bryan1945 · · Score: 1

    This was about 7 years ago, so I don't know if it is still true, but AOL was a bitch to cancel. I called them at least 5 times, they said "Sure, you're cancelled" and then I get another bill. Eventually my credit card company charged-back them 5 straight times until they quit billing me.

    Total hassle.

    --
    Vote monkeys into Congress. They are cheaper and more trustworthy.
  106. simple way that always works by 3seas · · Score: 1

    Always use a credit card and to cancel have the bank disallow the charge, and do not use the service once you have done that (don't contridict yourself)

    Of course you'll want to try at least once to cancel through the service, but even if you don't, if you decline charges via your bank, the bank will listen to you, their customer.

    The power of the great consumer position.

  107. AOL continued to bill after I canceled my CC! by jarkun · · Score: 1

    Last year I moved across the country & was going to be without highspeed access for a month or two. I picked up an AOL account as an easy way to maintain net-access since they do make it very easy to find a local access number. When the move was complete I also changed banks, canceled my bank of america visa and picked up a mastercard. The AOL account was registered against the visa. I figured canceling the card was all I had to do. AOL would try to charge a defunct card, cancel the account & all would be good. Boy was I wrong.

    We continued to receive bills from BOA. When I called to enquire they stated I had a contract with AOL and they weren't legally allowed to break that contract. A law I suspect is in place for people who buy refrigerators on a 12-month payment plan and use a credit card. It got worst before it got better, AOL wanted me to confirm my credit card before cancelling. BOA kept sending me bills. Eventually everyone fessed up and AOL even credited me for the time, but for awhile I was really starting to wonder what was going on.

    As a side note I am pissed that BOA took AOL's side over mine & would be very leary of opening an account with them again. Needless to say I will _never_ open another AOL account, making that type of arrangement with Visa is just pure cheeze.

  108. Good experience by bryan1945 · · Score: 1

    I just cancelled my Maxim subscription (don't like the new format)- took about 3 minutes. The girl didn't even ask why, just said "We're sorry to lose you" or something like that.

    Not to shabby.

    --
    Vote monkeys into Congress. They are cheaper and more trustworthy.
  109. The 37 Signals circle of web services... by Anonymous Coward · · Score: 0

    I signed up for various free and paid for trials of the different 37 signals services (and some quasi-related companies like Mailroom) and never had any problems paying, changing the service rate, or downgrading or cancelling accounts.

    I think that's one of the best parts of their services and they should be applauded for it.

  110. Did similar project - only cannot use phone -mute by dayid · · Score: 1

    I have done similar things, only without the abiilty to speak, using a phone is rather difficult. Another poster mentioned something about requiring that if there's a 3-click sign-up there should be a simple, 3-click cancel. That seems like the best solution so far; if I can sign up online and never talk to anyone, what makes you think I should need to talk to someone to cancel? I often have to sent in e-mails that state "I do not have the ability to speak" to cancel accounts. I imagine raising cane about being disabled may get something done about it all.

    I also imagine the deaf have the same troubles - or people without phones. Ever tried to explain to a credit-card company that you don't have a home phone? or any phone at all?

    I am surprised that I have not yet seen (maybe I did not look hard enough) any references to Cosmo Kramer attempting to"cancel the mail".

  111. Why is this modded +5? Check the link. by Anonymous Coward · · Score: 0
    For a couple of those months the account's name has been the uncensored version of "F*** MySpace" and its profile has been a description of how broken MySpace is in this regard.

    I call bullshit.

    1. Re:Why is this modded +5? Check the link. by Shag · · Score: 1

      I said the account's name - not the personalized URL. Someone else grabbed that URL.

      The URL for the account in question is http://www.myspace.com/dantravels

      --
      Village idiot in some extremely smart villages.
  112. Re:please cancel slashdot subscription zonk is nut by grondu · · Score: 1

    A physics professor I had used to say, "If you jump out of you airplane without you parachute, you get people jelly". (And yes, he said you instead of your.)

    --

    I'm the urban spaceman babe, but here comes the twist... I don't exist

  113. Virtual Credit Card Numbers by kooshvt · · Score: 1

    I like to use virtual credit card numbers for subscription services. The card number expires in about 3 months so if they want to renew my subscription I have to give them a new number. It cuts down on the hassle of canceling since they can't bill me.

  114. just cancel the @#%$* account! by slashdot2 · · Score: 1

    the most difficult to cancel: world of warcraft account

  115. Rogers by khendron · · Score: 1

    The worst experience I had occurred when I cancelled my Rogers high speed internet. They provided a phone number to call to cancel, and I was on hold for 20 minutes listening to some awful country and western yodelling or something like that.

    You know the music from Mars Attacks, which made the martians' heads explode. That stuff. I kid you not.

    Boy did they get a piece of my mind when I got off hold.

    --
    Life is like a web application. Sometime you need cookies just to get by.
  116. Re:credit card merchant agreements by NormalVisual · · Score: 1

    I'll agree that the card fees are ridiculous, but unfortunately it's something that the merchants have unthinkingly done to themselves (and us) by allowing everyone to become too dependent on convenient and easily obtained credit issued by someone outside their organization and thus outside their control. It's unusual nowadays to find a merchant that doesn't accept some form of major credit card.

    I haven't the first idea what a workable solution to the problem would be.

    --
    Please stand clear of the doors, por favor mantenganse alejado de las puertas
  117. Education better than government interference by Dragon+Bait · · Score: 1
    Thanks for the input and great link, but I think your DMV quip is a little disconnected from the issue (state government agency, and very different pressures, funding levels, etc.).

    So, instead of the DMV ... we want to turn it over to the same people who brought us the $500 hammer?

    I freely admit that I don't want the government to get involved (unless fraud is taking place). Frankly, I don't believe that outsourcing customer service is the correct answer -- the company doing the outsourcing will rightfully see that their customer is the company that you have problems with, not you.

    I still believe that a better solution would be pre-screening sites and buyer education (which will take time). Check out those who you do business with before handing over the cash.

    Just before Christmas, I was looking for a wide screen TV. The three places with the best price also turned out to have horrible ratings. I bought the TV online, from a company with a decent rating.

    1. Re:Education better than government interference by fishbowl · · Score: 1

      >So, instead of the DMV ... we want to turn it over to the same people who brought us the $500 hammer?

      I know a machinist who has a $1600.00 hammer. There are trades where a broken or shattered tool equals death or lost body parts.

      What's your point?

      --
      -fb Everything not expressly forbidden is now mandatory.
    2. Re:Education better than government interference by Dragon+Bait · · Score: 1
      I know a machinist who has a $1600.00 hammer

      I'm sorry, I didn't realize that I was dealing with someone was didn't know history. This is $500 for the same hammer you can buy at Home Depot for $10. Monopolies -- which governments are -- have no incentive for being cost effective.

      Frankly, I find it amazing how many people who rail against the Microsoft monopoly (which we can boycott) think that the government (which we cannot boycott) is the cure all.

  118. Who's Selling their customer databases by Anonymous Coward · · Score: 0

    I run my own mailserver (don't we all?) and I can confirm the excellent practice of creating a unique email address for each signup. I use the vendors name in the address, like:

    pcmall@mydomain.com
    and
    macmall@mydomain.com

    This works beautifully.

    I have been doing this for about 6 years, and it is interesting to report that few companies sell their lists.

    Pc Mall and Mac Mall both sold their address lists to spammers (or their customer lists got stolen by one). Beyond that, all the other vendors keep to themselves. Although it appears that many vendors have now decided that my previous "Opt-Out" of emails is no longer valid, and have gone back to sending me regular marketing emails for their company.

    The only other problem, are the email addresses used to register domains. They get slammed.

    1. Re:Who's Selling their customer databases by phillymjs · · Score: 1

      The only other problem, are the email addresses used to register domains. They get slammed.

      I noticed that, too. I dealt with that by changing that email address every so often by adding the current date, e.g. "registration04-24-06@mydomain.com"-- then I go through the handful of domains I own and change the contact info to use that address. When I start getting spams to the newer address, I know it's time to go back and update it again.

      I suppose that would be more of a hassle if I owned more than 4 domains.

      ~Philly

    2. Re:Who's Selling their customer databases by Anonymous Coward · · Score: 0
      Pc Mall and Mac Mall both sold their address lists to spammers (or their customer lists got stolen by one).


      I have spam hitting my servers all the time for accounts which have never existed (e.g. amazon@oneofmydomains.com). Unless the username is truly unique, you can't necessarily conclude that the company sold their address list.
  119. You don't need to do any of that by Rix · · Score: 1

    You make a good faith attempt to contact the company (5 minutes will do), and then you call the credit card issuer and instruct them that no further charges are authorized, though you suspect they may attempt to make some.

    If they do charge you, they get either a big fine, or dropped by the credit card issuer.

  120. Thanks, but by ColdWetDog · · Score: 1
    I really hate it when they want you SSN. Not that it isn't floating around cyberspace already, but it IS NOT an ID number. Rant. Drool. Gibble.

    --
    Faster! Faster! Faster would be better!
    1. Re:Thanks, but by fishbowl · · Score: 1


      >I really hate it when they want you SSN.

      Your bank, your employer, the IRS, and your insurance company can ask for your SSN.

      Anybody else asks for it, you tell them to go pound sand. Or just make up a random string of numbers.

      --
      -fb Everything not expressly forbidden is now mandatory.
  121. It's for investors and advertisers by jesterzog · · Score: 1

    What makes these companies think that this will make them money?

    Probably it's for the same reasons that media companies fund cheap crap entertainment that's full of advertising rather than going for quality -- we even get entertainment programs masquerading as "news" in news-time slots. But realistically, the television companies don't work for their viewers... even the pay-TV companies. They work for their advertisers. They know that people will continue to pay for it, irrespective of whether they push crap or quality, simply because there's no alternative.

    If businesses get a lot of their money from investors and from advertisers, rather than from subscriptions, it suddenly becomes a lot more about how many people they can claim to have hooked for pushing advertising at. It means a lot to be able to tell investors and advertisers that they have lots of members. Allowing people get away easily doesn't assist with this goal at all.

    Personally I don't fully agree with what I just said, and I know there are more responsible ways to make money without abusing users and subscribers, but I can easily see how many businesses would see it that way.

  122. Horizons Game by Anonymous Coward · · Score: 0

    Just try canceling the game Horizons. There's absolutely no gui form to cancel from. You are asked to go to PBT and PBT ask you to contact EI or whoever they are now.

    Some people getting triple billed EVEN after they "cancel."

  123. Earthlink by Evets · · Score: 1

    Several years ago, I signed up for an earthlink dial-up account so I could have access in Hawaii. There was a minimum 12 month subscription, but I figured having a backup was a good idea. Of course it auto-renewed and they charged me monthly for 2 years. My credit card expired and they sent me e-mails saying the account would be cancelled. Having not used the service at all, I decided that was a good idea. Then they started sending me threatening mail. Then they started calling me. Each time they called, I explained that I did want the account to be cancelled - so please go ahead and do it. After the fifth call, I made them stay on the phone until they could confirm cancellation of the account (I had been promised by each of the four previous callers that it would be cancelled per my wishes). This time, they transferred me to a "cancellation specialist." I again asked to cancel the account, explaining that it had been unused for years and I simply did not use their service. To cancel, she wanted a) my account number (which I don't know), b) my social security number (which there is no reason to ask for, c) the credit card number associated with the account (which had long since expired and changed), d) my account login and password (which I don't know), e) the phone number associated with the account (apparently not the number they used to call me) - not just one of these things, all of them. Since I could not provide her with ALL of this information, she told me I had to send a REGISTERED AND CERTIFIED letter to earthlink to cancel - and that the letter would have to contain all of this information save my login and password. Of course, they would neither provide me with my login information, nor my password.

    Earthlink is on my list.

  124. Me Too by Anonymous Coward · · Score: 0

    Happened to me too. Don't mind saying who. Global.net.uk. Total bastards. Tried for six months to cancel. Never once used the account. In the end my account executive told me all we could do was destroy the CC and issue a new one. Bottom dwellers suck scum.

  125. Q: How can I delete my Slashdot account? by jopet · · Score: 1
  126. Worst cancelling ever: by StikyPad · · Score: 1

    I had a need for an incoming fax number, but I don't have a landline (and to be honest, I'm not even sure if I still have a working modem anywhere, let alone a fax machine), so I signed up on this site that offers a free trial: efax.com. Suffice to say, trying to cancel with these guys, while not entirely unexpected given the number of people who probably just sign up for a single fax, was nearly an exercise in futility. They try everything possible to extend your account, but what's worse, they keep you on the line as long as possible while "reviewing your account." I understand they don't want people to cancel, but don't waste my time pretending to do something. I had even forgotten to cancel my account soon enough, so I got charged 1 monthly fee -- it's not like they got nothing from me.

    1. Re:Worst cancelling ever: by MLease · · Score: 1

      Yeah, I had lots of fun trying to cancel eFax, myself. I had my account for 2-3 months, decided I wasn't really using it enough to justify the monthly fee (~$12, IIRC) and diligently researched how to cancel (finally found it by entering "cancel" in the search box and wading through some propaganda as to why I shouldn't cancel), finally discovering that I needed to online chat with a service rep. Ok, so I did. After chatting futilely with the rep for 10-15 minutes, I finally gave up and accepted their offer of a free 2-month extension, then made a note in Lightning to get back to them about a month and a half later. Back to chat when the note popped up, and they insisted that I had 2 weeks left on my free extension, and they wouldn't close it even though I swore I really didn't want it and wasn't going to change my mind over the next 2 weeks; I ended the conversation by typing "You guys are as bad as AOL!" and quit the chat without giving them the chance to respond. So I waited, chatted again on the day my free extension expired, and was given a last-ditch pitch to remain a customer. Finally, I convinced them that I really, really, absolutely, cross-my-heart-and-hope-to-die wanted to cancel, and they did it. And I double checked my next 2-3 credit card statements to make sure they didn't charge me (they did, but then they reversed it right away, without my having to go back and complain).

      If I ever again decide I want an online fax service, I won't even consider using eFax! Making it extremely difficult to unsubscribe merely makes me angry and ensures that I will never decide to resubscribe later, even if I come to have a serious need for that kind of service.

      -Mike

      --
      I'm sorry; I don't know what I was thinking!
    2. Re:Worst cancelling ever: by hawaiian717 · · Score: 1
      I had a need for an incoming fax number, but I don't have a landline (and to be honest, I'm not even sure if I still have a working modem anywhere, let alone a fax machine), so I signed up on this site that offers a free trial: efax.com.

      If all you needed was an incoming fax number, why didn't you just sign up for an eFax Free account? I've had one for years and haven't had any problems. It's not a local number, but then neither is my cell phone. It doesn't get used very much, so the 20 pages/month limit for free accounts (is that new? Hadn't noticed that before) isn't a problem. They do send email ads from time to time, but it is identified as coming from them and isn't too frequent, and Gmail's spam filters catch it and route it appropriately.
      --
      End of Line.
  127. Cant close my bank account either... by CrazyTalk · · Score: 1

    I've been trying to close my online savings account for months. I won't tell you the name of the bank, but its initials are HSBC. Write a letter asking to cancel (as they indicated I have to do) , call a month later and discover they "never received it", write another letter, rinse, repeat. Next call is to my lawyer.

  128. My Experiences by GarfBond · · Score: 1
    My experience with cancelling with some of these companies differed somewhat.

    Real Rhapsody/SuperPass services
    I'd rate this as "moderate hassle." For some reason you can't cancel online, you have to call their phone number in order to cancel. Once you get a human, it's an Indian call center and you might have trouble hearing them (par for the course I'm afraid). My experience was pretty easy thouh. I told them I wanted to cancel, they asked me why, I told them I had a Mac and no longer desired their services or their crashy web plugin, and that was that. I didn't get any pushback or retention techniques.
    My experience with SuperPass was about 3 years ago, but similarly easy. It might've been an American back then though.

    The rep also told me that I would have to remove my billing information from the RealNetworks system manually; otherwise, RealNetworks would keep it so that--if I decided to buy something from the company later--I wouldn't have to input my billing information again.
    This sounds pretty reasonable to me actually. For some it's a convenience. Since cancelling I haven't had any Rhapsody charges on my card though so I don't think it's a malicious thing.

    Netflix
    Netflix was extremely easy I thought. Pushed a few buttons in My Account and they didn't bill me on my next cycle. Reactivating my account like a year later was also really easy, but that's not what this guy was concerned about.

  129. Cingular by Myopic · · Score: 1

    I'm currently having a heck of a time canceling my cell phone service contract with Cingular.

    I was always happy enough with my cell service. I bought my contract plan in Boston, but eventually moved to New Hampshire, then Las Vegas, and those moves were okay, but then I moved to Alaska. Cingular doesn't own a network in Alaska, so after being here for a few months I got a letter from Cingular saying, sorry, you don't live in our coverage area, so we're going to disable your cell phone, and we'll let you out of your contract with no penalty fee.

    Although I preferred to keep my service, I certainly understood why they wouldn't sell it to me anyway, and they took the reasonable step of not charging me the penalty. So, fine, I emailed their customer support a couple weeks ago and have been having a frustrating time of getting them to do anything. I've gotten responses from different agents every time I've emailed them (I reply to the emails they send me, which include tracking data, so if they wanted to they could route it to the same agent each time, but for some reason they don't).

    All I want them to do is to cancel my contract, which is what they told me they wanted to do! So why is it so fricking difficult, huh? JUST DO IT ALREADY. I'm still in the middle of it all and I'm getting more and more angry each time they respond.

    The best thing is that they keep telling me to call them. Hellooooo? Cingular? You disabled my fucking phone. How do you expect me to call you? With my happymagic telephonic fingerphone? All I have left is email, so that's how I'm communicating with you. Just take the action which you already said you would take, and cancel my account. It's that simple.

  130. How about Liberty Mutual? by Mycroft_514 · · Score: 1

    Back in the early 80s I had auto insurance thru them. I called and canceled. It went thru, but instead of them refunding some of what I overpaided, they tacked on a 10% cancelation fee and tried to charge me. And the state I lived in was NH, which PROHIBITED such a fee at the time.

    After taking it thru a collection agency, (Whom I fired, they work for you, not the original company), a lawyer, and finally the state attorney general, they waived the additional charge, but never did refund what they had over collected.

    It has been over 20 years, and guess what, they still don't get business from me.....

    1. Re:How about Liberty Mutual? by fishbowl · · Score: 1


      >It has been over 20 years, and guess what, they still don't get business from me.....

      File in the US Court of Claims for triple damages, with compound interest.

      --
      -fb Everything not expressly forbidden is now mandatory.
    2. Re:How about Liberty Mutual? by Mycroft_514 · · Score: 1

      Let's see, $15 dollars, times 3 = $45 dollars. 7% compuonded insterst is still only 228.26 if I could collect, but there is such a thing as the statute of limitations, which is long since over.

  131. true.com by dtrmp4 · · Score: 1

    Unfortunately, I signed up for a trial at true.com. I did the suspension thing the guy talks about in his article, but I made sure to read the whole page to find out I need to cancel it by calling them. I'm going to call tomorrow and I'm not looking forward to it.

    1. Re:true.com by dtrmp4 · · Score: 1

      Just got off the phone. Took about 10 minutes of being on hold and 2 minutes of talking. I told her I wanted to cancel my account, she asked for my username, last name, DOB and last 4 digits of my CC. She then asked why I wanted to cancel and I told her I didn't have internet access anymore and she told me it was canceled. Either I got really, really lucky or this isn't the end of it.

  132. Re:credit card merchant agreements by thopkins · · Score: 1

    I don't feel so bad about the sodas when restaurants charge over a dollar for something that costs them mere cents.

  133. I concur by glesga_kiss · · Score: 1

    I also do the unique email thing and it's left me pleasantly surprised. Not one company has sold my address. However, my personal one which I give to friends and family gets a lot of the recent stock spam. I can only guess that someone who has my email address has had their PC zombied. This can happen even in forwarded email as the malware can scan messages for addresses too.

  134. Easier solution by StarKruzr · · Score: 1

    You could have just called the credit card company and told them to stop payment for any charges from Earthlink. Then made another phone call to Earthlink to inform them of the change (making sure you get the guy's name). That's a lot less of a hassle than changing your credit card number.

    --

    +++ATH0
  135. Re:credit card merchant agreements by phantomlord · · Score: 1

    a 20 ounce bottle of water or pop cost us about 55 cents to buy (plus storage, refrigeration, labor, etc once we had it)... Figure probably 65 cents by the time everything went into it. Energy drinks cost about $1.25 directly from the distributor and those we sold for $2.25.

    $1.50 for a drink
    -$0.65 to put it on the shelf
    -$0.55 service charge for your credit card
    -$0.12 sales tax
    -$0.05 bottle deposit

    13 cents profit on that bottle of pop (and ($2.25-1.35-0.55-0.17-.05) 13 cents on an energy drink as well). Granted, margins on fountain drinks are much, much, much higher and that consumed the bulk of our beverage service(instead of a fractional return, it was more like 4 cents for every penny invested). Still, we had to raise the price 25 cents from $1.25 to even make a profit once we factored in people who would come in and want to buy just one bottled drink with a credit card. You'll also note that the state makes just about the same profit margin for taking absolutely none of the risk. The bottling distributor and especially the credit card service are the two winners that are making the bulk of the money.

    --
    Don't leave your mind so open that your brain falls out. Don't close it so much that you cut off the blood.
  136. How about years to cancel without luck by SilverPDA · · Score: 1

    A number of years ago I was sent an unsolicited Discover card. I never used it and every time they send me a new one instead of validating the card for use I call to cancel. I've almost given up bothering to try and cancel since they ignore my requests. The cards they send go strait to my shredder. I would say that years of trying to close a Discover account I never wanted in the first place aught to qualify for the Guinness World Book records. I won't give in on this and use it.

    --
    Thank a veteran -- George
  137. Thus Why I... by crusher-1 · · Score: 1

    Don't subscribe or buy any online services or products. How do you get recourse when the company or representative basically lives in the ether? If I have a problem with my telephone (old style land line) or cable TV or net provider I can go to the main/branch office. I guarantee you if you go talk to an actual person and look them in the eye your likely to get better service. Just like on line behavior in games and chat rooms often differ from what said person would behave like if you had direct person to person contact, the company representatives likely will not behave so poorly if you're standing in front of them, And if you refuse to leave and then they call the authorities you'll have a nice police report on file - and when confronted by a judge as to why you wouldn't leave and you tell them they wouldn't cancel your account or kept billing you for services you haven't used or disconnected some two months ago... well, they'll likely want to avoid this sort of publicity (or having a hard copy record on file about their business practices).

    Bottom line is thst Internet commerce has been set up to favor the "business" and not it's patrons. The problem with this situation is further exacerbated if congress were to get involved - they'll just want to tax it, or control it in favor of the largest campaign contributor.

    Until I can get the same level service online that I can get at a brick and morter establishment - I'll pass thank you!

  138. Re:please cancel slashdot subscription zonk is nut by DulcetTone · · Score: 1

    On a similar note, do you know what Armor guys call the Infantry?

    "Crunchies"

    --
    tone
  139. Re:I thought I canceled my PayPal account by slickwillie · · Score: 1

    About 5 years ago, maybe more. Then recently I started getting email from them about my account. It turns out it was never canceled. I don't think it's possible. They keep it forever.

  140. Re:please cancel slashdot subscription zonk is nut by RatRagout · · Score: 1

    Hotel California (slightly rewritten): "You can log out any time you want, but you can never leave"

  141. Technical solutions don't solve contract problems. by karlandtanya · · Score: 1

    This has always worked for me.

    First--Don't do business with squirrelly people.
    Remember TANSTAAFL.
    If you think you can suck the bait off of the hook, go ahead and try. Just remember why they call 'em "suckers".

    Second, find the physical address you'd write to if you wanted to terminate the contract.
    If you're entering into a contract with legitimate folks, this should be easy to find. If it's not, something's wrong.

    If they're legit and you want to properly document, then it will cost you about 5 bucks for certified mail & return receipt.
    Write a letter telling the folks you want to quit/cancel/terminate service, whatever.
    * Reference the the certified mail item number at the top of the letter.
    * State the date you want the cancellation to be effective.
    * State that you want written confirmation of the cancellation.
    * State the date and method you want confirmation sent.
    * Cite the terms of the contract that apply.
    * State again that you want to end the contract.

    Fill out certified mail stuff with return receipt requested and take the whole thing to a notary.

    Sign the demand letter in front of the notary, have them sign it, and photocopy the result.

    Take it to the PO and mail it, then wait for the return receipt.

    Check your credit report and follow up as required.

    If you need to prove you quit the contract, you've now got proof you requested to quit and they received the request.

    YMMV.

    --
    "Reality is that which, when you stop believing in it, it doesn't go away." - Philip K. Dick
  142. Cancelation Standards by Fear13ss · · Score: 1

    I believe that all voluntary membership locations should do everything in there possibility to make cancellation easy. So many companies choose to make the process as complicated and tedious as possible to retain customers. My most recent debate was with LA Fitness. Why must we jump through all these hoops to cancel a gym membership? If I was going to the gym jumping through hoops might be easier... but since I wasn't using it, canceling it was my only option. Isn't it enough that they received my membership dues for over a year of use, when in fact I only actually used said membership facilities once? Why do they not have an online presence... maybe it's because I'm a Progressive Auto Insurance customer, but I do in fact demand more from a website of any organization I do business with, and first and foremost, Account Management MUST be part of this website.

  143. Re:Handling credit card offers: NOT return to send by ShaunC · · Score: 2, Informative
    So, you can get this form from the post office that declares that you don't want the junk mail from that one particular source. You also need to bring a sample of the junk mail. My wife found it all on the web, so it's there, but again I'm too lazy to Google for it.
    What you need is a copy of Form 1500. There is more information on Stopping Junk Postal Mail.
    --
    Thanks to the War on Drugs, it's easier to buy meth than it is to buy cold medicine!
  144. Just Cancel the [blank] Account! by KrisKlee · · Score: 1

    This is an area that needs a serious look by the people who are in charge of controlling the ethics of operating on the Internet. One of the things some companies like to do is to bury the cancel button or make them bump back and forth to the same website pages. Page one will take you to page two; page two will (nstead of cancelling) will bump you back to page one, ad infinitium. Another trick they will do comes from CCBill and some others which bills you continually and ask for new credit card information despite your request to cancel. They are also notorious for supplying only partian information so you have no recollection of the service they are trying to "continue." As for Classmate.com I am hoping when the year is up, it will die a natural death--we will see.

  145. Truly Tasteless Jokes, Vol. 2. by Anonymous Coward · · Score: 0

    That joke is how I figured out what masturbation was! What an odd blast from the past.

  146. Bank of America by AeroIllini · · Score: 1

    Bank of America. Worst cancellation experience of my life.

    I had several Bank of America accounts in college, including a checking account, savings account, and a Visa credit card. When I got a job after college and moved to a different state, I set myself up with my company's credit union, which of course was a much better deal than B of A.

    Cancelling the checking and savings accounts was fairly easy; I did that in person at a branch. But they told me I would have to call customer service to cancel my credit card.

    I phoned the national number, and spoke with a representative, who asked for my name and social security number. She transferred me to a credit card account rep, who I gave my name and social security number to. This was not the person who could cancel, so she transferred me. The next person I spoke to (and who I gave my name and social security number to) was cancellation for accounts in $NEW_STATE, and could not help with cancellations of accounts from $OLD_STATE. He also transferred me. Then I spoke to (and gave my name and social security number to) representative from $OLD_STATE, who transferred me to the cancellation department of $OLD_STATE, who I had to give my name and social security number to. This person looked up my account and noticed that I opened the account in $ORIGINAL_STATE before I moved, so she transferred me to a rep from $ORIGINAL_STATE, who I gave my name and social security number to, just to have him transfer me to a cancellation rep of $ORIGINAL_STATE, who I was also required to give my name and social security number to.

    FINALLY, the person I was talking to had the authority to cancel my account, but she wasn't going down without a fight.

    "I'm sorry to hear you're leaving us, Mr. AeroIllini. I am authorized to offer you an automatic 2% rate reduction on your credit card if you choose to stay with us."

    "No thanks. I have a credit card with my company's credit union."

    "May I ask what the rate on your new card is?"

    I told her.

    She laughed and laughed. "Sir, there's no way I can match that. I will cancel your account now."

    Two hours on the phone (there was hold time with every transfer) and giving out my social security number SEVEN times, just to be strong-armed into staying by a company with inferior customer service.

    Never again.

    --
    For security, the MD5 hash of this message and sig is 09f911029d74e35bd84156c5635688c0.
  147. Re:credit card merchant agreements by mindstrm · · Score: 1

    Use cash, and politely ask if they offer a cash discount? Most places will happily provide one.

  148. You can cancel AOL by fax or mail by Slashdot+Parent · · Score: 1

    Go to AOL keyword CANCEL and it'll tell you how to cancel by fax or mail. Follow the instructions exactly for best results.

    It's well worth all 39 pennies to cancel by mail (or however much it costs you to send a fax) not to have to duke it out with a "customer retention specialist".

    --
    They don't grade fathers, but if your daughter's a stripper, you fucked up. --Chris Rock
  149. Re:Actually, true.com sounds like the worst offend by Slashdot+Parent · · Score: 1
    What I want to know is why so many people stick with a crappy company like Verizon
    Because that crappy company is the only wireless carrier who can reliably complete a wireless call.

    A subtle message to all other wireless carriers: It's the network, stupid!
    --
    They don't grade fathers, but if your daughter's a stripper, you fucked up. --Chris Rock
  150. Re:Actually, true.com sounds like the worst offend by Slashdot+Parent · · Score: 1
    It's a fine, pure and simple
    Well, actually it's an agreement between two entities.

    The agreement states that a consumer issuing a chargeback is causing damages to true.com and that both entities agree that the consumer will pay $1000 to make true.com whole in the event that he initiates a chargeback.

    That being said, I really doubt any judge would enforce that provision of the contract. A consumer is specifically entitled, by law, to dispute any charge made to his card that was not authorized. Judges, at least in my line of work, don't seem too keen on harshly penalizing someone who is exercising his legal rights. Of course, you get the pleasure of going to court if you want to know for sure.
    --
    They don't grade fathers, but if your daughter's a stripper, you fucked up. --Chris Rock
  151. All that stuff by Slashdot+Parent · · Score: 1

    I can do all that stuff you claim is so hard in 2 lines of perl.

    The fact that you don't know how to code should not be your customer's problem.

    --
    They don't grade fathers, but if your daughter's a stripper, you fucked up. --Chris Rock
  152. How do I cancel my Slashdot account really? by httpmyspace-603.vo.l · · Score: 1

    How do I cancel my Slashdot account really? I accidentally had a cut and paste error in my user name and now it has this messed up URL as the user name....