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Supreme Court: Affordable Care Act Is Constitutional

This morning the U.S. Supreme Court ruled 5-4 that the Affordable Care Act is constitutional. The health insurance mandate, also known as "Obamacare" was found to be "permissible under Congress's taxing authority." The full ruling (PDF) is now available, and the court's opinion begins on page 7. Amy Howe from SCOTUSblog summarized the ruling thus: "The Affordable Care Act, including its individual mandate that virtually all Americans buy health insurance, is constitutional. There were not five votes to uphold it on the ground that Congress could use its power to regulate commerce between the states to require everyone to buy health insurance. However, five Justices agreed that the penalty that someone must pay if he refuses to buy insurance is a kind of tax that Congress can impose using its taxing power. That is all that matters. Because the mandate survives, the Court did not need to decide what other parts of the statute were constitutional, except for a provision that required states to comply with new eligibility requirements for Medicaid or risk losing their funding. On that question, the Court held that the provision is constitutional as long as states would only lose new funds if they didn't comply with the new requirements, rather than all of their funding." Further coverage is available from CNN, the NY Times, and Fox.

2,416 comments

  1. First dissent by Anonymous Coward · · Score: 5, Funny

    First dissent

    1. Re:First dissent by cayenne8 · · Score: 3, Insightful
      A new low for the US.

      And now...well, there is really nothing the feds can't tell us to do anymore....

      When they can force you to buy something from a private company, game over.

      --
      Light travels faster than sound. This is why some people appear bright until you hear them speak.........
    2. Re:First dissent by jkauzlar · · Score: 5, Insightful

      You'll be subsidized if you can't afford it. Otherwise, it's pretty much like car insurance, so was the game already over decades ago?

    3. Re:First dissent by Anonymous Coward · · Score: 0

      I must buy auto insurance to drive my car. I buy that from a private company, not the government.

    4. Re:First dissent by Anonymous Coward · · Score: 0

      But you don't have to drive.

    5. Re:First dissent by gurps_npc · · Score: 1
      So, the fact that the US government can tax you as they like somehow means you are a slave?

      I didn't know you were that easy to control.

      Tell you what, I'll pay your entire tax for healthcare for the rest of your life - all you have to do is cut off one of your limbs and eat it. At least 1 lb of flesh.

      What, the amount of money isn't enough to force you to do something?

      So somehow the ability to charge you a reasonable fee doesn't FORCE you to do something?

      --
      excitingthingstodo.blogspot.com
    6. Re:First dissent by Applekid · · Score: 1

      Congress can now force you to drive with punitive taxes, since not driving affects interstate commerce.

      --
      More Twoson than Cupertino
    7. Re:First dissent by cfulton · · Score: 5, Insightful

      You don't have to buy health insurance either. You will simply pay 2.5% more in income tax up to an extra $2,085 per year. But nobody is forcing you to purchase health insurance.

      --
      No sigs in BETA. Beta SUCKS.
    8. Re:First dissent by Score+Whore · · Score: 3, Interesting

      No you don't. If you can demonstrate that you have the ability to pay in amounts similar to liability requirements you do not have to buy liability insurance (comprehensive, collision, etc. insurances are not required by the government but by your lender if you have one.) It's called self insurance.

      Effectively what has happened here is that medical insurance has been removed from the USA and replaced with a third party administered government plan. Insurance is based upon risk and that has been eliminated by the ACA. In other words if you can buy it after you're sick/house has burned down/car has crashed it's not insurance but merely a cost shifting system.

    9. Re:First dissent by r6_jason · · Score: 1

      Move to rural America and tell me you don't have to drive, even the Amish have to use horse and buggies to get around, so even the Amish have to drive. Also if you look at the help wanted ads you'll notice the job listings say drivers license and reliable transportation required, so it seems i have to drive and own a car to be able to find work.

    10. Re:First dissent by ackthpt · · Score: 5, Insightful

      You'll be subsidized if you can't afford it. Otherwise, it's pretty much like car insurance, so was the game already over decades ago?

      Biggest piece of social legislation since FDR and it survives, which means we start moving people back into healtcare. Back when I started my first full-time job, the healtcare coverage was excellent and 60%+ americans had healthcare coverage though their employers. Then we dropped to about 30%, with ever increasing premiums and deductables, further, the grantors of coverage were weeding out the expensive applicants because of Pre-Existing conditions (and we now have technology available for them to spot people higher risk of certain conditions, that's stacking the deck against people if ever it were.) Now, with the full weight of law we return to First World Status, looking after our people (even if some don't think they want it, everyone really does benefit in one or more ways here.)

      While I felt it was a Frankenstein bill, when going through the House and Senate, because one party chose to hold their breath until they turned blue rather than participate (even with provisions they once championed), we at least have something.

      --

      A feeling of having made the same mistake before: Deja Foobar
    11. Re:First dissent by jedidiah · · Score: 4, Interesting

      Yes, and car insurance mandates are pretty worthless. You still have people ignoring the law. The mandated minimums are grossly inadequate while being a large financial burden for those that are high risk.

      I still need to have my own coverage to insure that my own interests are looked after.

      Based on the stated purpose of the mandate, it is a total failure.

      That's not even getting into the basic separation of powers issue here and the fact that I can avoid cars and car insurance entirely if I so choose.

      --
      A Pirate and a Puritan look the same on a balance sheet.
    12. Re:First dissent by Smidge204 · · Score: 4, Informative

      The government is offering health insurance that I can buy? Since when?

      There's Medicare, which I pay into despite not being eligible for and won't be for another 30+ years. There's the VA system, but I have to serve in the military to be eligible for that. I make too much money to be eligible for Medicaid. My tax money goes to pay for both of those, too.

      So I'm being forced to pay for three services I can't even use. I would LOVE for there to be a government option, then I could actually get the services my taxes pay for.

      (This is not a complaint about paying taxes, BTW - I'm happy that the relatively low amounts I pay help veterans, impoverished people and the elderly.)
      =Smidge=

    13. Re:First dissent by sampson7 · · Score: 1

      This I do not understand: you are not required to purchase anything. You can elect not to purchase health care. However, there is a tax consequence.

      Moreover, I don't understand why otherwise pro-market folks are opposed to this. The more you contribute to governmental healthcare costs, the higher your taxes go. It's a pretty straightforward cause/effect analysis.

    14. Re:First dissent by clarkkent09 · · Score: 1

      Everything apparently affects the interstate commerce. The biggest mistake by the framers was to not make that damn clause clearer.

      --
      Negative moral value of force outweighs the positive value of good intentions.
    15. Re:First dissent by Anonymous Coward · · Score: 0

      Car insurance is only required if you drive on public roads, and is required by states, not the federal government (New Hampshire does not require you to have car insurance).

    16. Re:First dissent by The+Mighty+Buzzard · · Score: 0

      Fuck em. They'll have to put me in prison cause they're not getting their fine out of me.

      --
      Violence is like duct tape. If it doesn't solve the problem, you didn't use enough.
    17. Re:First dissent by geminidomino · · Score: 0

      And what do you do if it's not a question of money? If I recall, the "no preexisting condition disqualification" bit was cut out of this giftwrapped corporate blowjob. So is it upheld that we can be taxed if THEY refuse to sell us the insurance?

    18. Re:First dissent by Riventree · · Score: 1

      You'll be subsidized if you can't afford it. Otherwise, it's pretty much like car insurance, so was the game already over decades ago?

      False. Prior car insurance (related) legislation allowed for carrying a bond instead, which could be obtained (or self funded) in any number of ways You were not required to have insurance (or even someone else's bond) so long as you could provide proof that you had the means to pay the minimum coverage. This did NOT require purchasing car insurance.

      The "Affordable" Health Care Act has no such provisions.

      If you liked Public Housing, the Public Post, and Public Schools, you're going to LOVE Public Health Care.

    19. Re:First dissent by Riventree · · Score: 1

      False. See above.

    20. Re:First dissent by clarkkent09 · · Score: 1

      Are you trying to win an an award for the most disingenuous statement of the year? Oh wait, the 5 justices already beat you to it. So any mandate is fine as long as you call the penalty "tax".

      --
      Negative moral value of force outweighs the positive value of good intentions.
    21. Re:First dissent by ackthpt · · Score: 1

      Yes, and car insurance mandates are pretty worthless. You still have people ignoring the law. The mandated minimums are grossly inadequate while being a large financial burden for those that are high risk.

      I still need to have my own coverage to insure that my own interests are looked after.

      Based on the stated purpose of the mandate, it is a total failure.

      That's not even getting into the basic separation of powers issue here and the fact that I can avoid cars and car insurance entirely if I so choose.

      Remember, driving a car is a Privilege, not a Right. You could live closer to work or public transportation. Due to the very low price of petrol/gas in the United States people have become spoiled and complacent - believing the solution to higher prices is to increase production - never mind the fools shoveling their entire paycheck into the tank of some road behemoth, who are in competition with you for that commodity. There's also the matter of when, through no fault of your own, you are hit by an uninsured motorist - your insurance should have a clause in it protecting you against loss or preposterous litigation (It's his fault! He was sitting there in my way when I ran the STOP sign!!) A friend went through this and having insurance really saved him from ruin, because some teenage girl really had to steal her mother's car and race do the street to meet her waiting Romeo somewhere. Wrecked his car, broke his jaw and he had to be air-lifted to a hospital.

      --

      A feeling of having made the same mistake before: Deja Foobar
    22. Re:First dissent by Stickerboy · · Score: 5, Insightful

      You'll be subsidized if you can't afford it. Otherwise, it's pretty much like car insurance, so was the game already over decades ago?

      Seriously?

      Please name me the US Federal Government Car Insurance Mandate. Oh wait, there isn't one... because the Federal Government mandating car insurance would be unconstitutional. A mandate for car or health care insurance is properly the right of States, not of the Federal government.

      Even 5 Supreme Court justices said the US Federal Government Medical Insurance Mandate is unconstitutional. The only reason this slid by is because A) CJ Roberts wanted to use this as a platform to tell Congress to quit using the SC as an alternative to a vote to repeal, and B) magical hand-waving by which the practical implementation of a tax burden to cover health care was enough to not strike down the underlying theory behind the Affordable Care Act.

      Obama and the Democrats were idiots for not implementing the "insurance individual mandate" as a tax break / monetary payout to buy health insurance anyways. They could have avoided this entire debate by doing so.

      --
      Light a fire for a man and he'll be warm for a day. Light a man on fire and he'll be warm for the rest of his life.
    23. Re:First dissent by ryanov · · Score: 1

      You seriously don't have to have car insurance in New Hampshire? That's new info to me.

    24. Re:First dissent by ryanov · · Score: 2

      My recollection is that it's still in there. Are you sure?

    25. Re:First dissent by geminidomino · · Score: 0

      Not remotely sure. Anyone who claims to be "sure" about anything our glorious leadership does is delusional. :P I know that I still can't get insurance because of a neurological PEC even if I wasn't overweight.

    26. Re:First dissent by djchristensen · · Score: 5, Insightful

      Look, shit head, if you want to have that attitude, then wear a big wrist band that says "DO NOT PROVIDE ME WITH MEDICAL CARE UNDER ANY CIRCUMSTANCES". Add something about religious beliefs or some such nonsense so that when you get in an accident/get seriously sick/have a heart attack/whatever, you aren't forced into participating in the health care system to which you do not want to contribute.

      The difference here between health care and auto insurance is that you can opt out of owning a vehicle and driving and not increase the cost for the rest of us. You can't opt out of ever getting sick or injured or otherwise needing medical attention for your entire lifetime. Society generally will not allow you to bleed to death on the side of the road just because you refused to pay for health insurance (or pay the fine/tax imposed by the new law). So whether you like it or not, you *are* participating in the health care system, and you *are* being a selfish asshole for refusing to acknowledge that.

      And irony of ironies, getting yourself thrown in prison for refusing to pay for health care (or aforementioned fine/tax) provides you with a government-paid health care plan.

    27. Re:First dissent by ryanov · · Score: 3, Insightful

      Brilliant of you to play roulette with your health, but I guess no big deal as you can declare bankruptcy if you can't afford a major health catastrophe, or go to the hospital ER if you have no coverage.

    28. Re:First dissent by mapkinase · · Score: 4, Interesting

      >Otherwise, it's pretty much like car insurance, so was the game already over decades ago

      No. It's not pretty much like car insurance. You can choose not to drive, use public transportation or hired private transportation. In fact, many aspects of government action are in this direction.

      You cannot choose not to have health problems.

      This legislation is making us similar to UK, where people pay tax to get care. We will get taxed too, but we will have a choice of "IRS" - insurance company, that's extra for us.

      From the other hand, obligatory giving money to a private company without public option is also quite corrupting.

      There are many factors that can sway cost of insurance both ways:

      1/ obligation can incrrease price
      2/ since now government will subsidize the poor, not hospitals, that could lead to reduction of cost

      Time will tell. Or not.

      --
      I do not believe in karma. "Funny"=-6. Do good and forbid evil. Yours, Oft-Offtopic Flamebaiting Troll.
    29. Re:First dissent by demonlapin · · Score: 1

      Because they are not direct governmental health care costs. They are costs borne by private hospitals that are forced by EMTALA to provide care to anyone who shows up with an "emergency medical condition". The government does much less to fund that deficit than do private insurance companies.

    30. Re:First dissent by cayenne8 · · Score: 1

      You'll be subsidized if you can't afford it. Otherwise, it's pretty much like car insurance, so was the game already over decades ago?

      But no one forces you, upon penalty...to buy car insurance. If you don't own a car, or if you choose not to drive on public roads (and, not all states mandate car insurance, if you can show you have money set aside for accidents).....

      --
      Light travels faster than sound. This is why some people appear bright until you hear them speak.........
    31. Re:First dissent by ZonkerWilliam · · Score: 1

      Very low day for the U.S, but there's a better chance in the coming months we can remedy this.

    32. Re:First dissent by ackthpt · · Score: 1

      You'll be subsidized if you can't afford it. Otherwise, it's pretty much like car insurance, so was the game already over decades ago?

      But no one forces you, upon penalty...to buy car insurance. If you don't own a car, or if you choose not to drive on public roads (and, not all states mandate car insurance, if you can show you have money set aside for accidents).....

      The difference is this: You can choose to not have a car, but you can't choose to not have a body which may become unwell of its own accord through various intereaction, enviromental or direct action by others upon it (unless there's some new whizzy way to not have a body and still function in and partake of the benefits of this world ;o)

      --

      A feeling of having made the same mistake before: Deja Foobar
    33. Re:First dissent by cayenne8 · · Score: 1

      Medical insurance should not be tied to un-employment.

      Pardon the typo...that should be employment, not un-employment.

      --
      Light travels faster than sound. This is why some people appear bright until you hear them speak.........
    34. Re:First dissent by ackthpt · · Score: 1

      +1

      --

      A feeling of having made the same mistake before: Deja Foobar
    35. Re:First dissent by cornjones · · Score: 1

      there are plenty of places you could move that you don't need a car. the problem w/ (many) american cities is that they were built largely after the popularization of the auto so they are not practical to not have transportation. this urban sprawl also contributes to the lack of public transport. But even in most rural towns, there is a town center and you could find work and a home next to the grocer. It may not be up to the standard of american _deserved_ luxury but it is possible.

    36. Re:First dissent by Shagg · · Score: 1, Insightful

      any pretense that the Feds adhered at all to the supposed limited power granted to them under the constitution is shredded.

      It was shredded long before this mandate issue.

      --
      Unix is user friendly, it's just selective about who its friends are.
    37. Re:First dissent by cayenne8 · · Score: 1

      The difference here between health care and auto insurance is that you can opt out of owning a vehicle and driving and not increase the cost for the rest of us.

      In many if not most states, you don't have to have auto insurance to drive, if you can show you have bonds or other means of savings to pay for accidents.

      Why not make the HSA laws MORE liberal, so I can save for my medical needs pre-tax....and make my own adult medical choices? Why shouldn't it be up to the individual to save for medical care much as we save to pay our utilities, mortgages, rent...etc?

      Let me save my own money pre-tax....and then onlly have to pay a very small premium for emergency health insurance.

      I remember when it used to be called 'major medical'....and you only used it if you had something catastrophic, like a heart attack.

      I'm a responsible adult and know to take care of myself...everyone should be.

      Society generally will not allow you to bleed to death on the side of the road just because you refused to pay for health insurance

      Maybe we should reconsider this....

      Out of curiosity...what happens to our illegal visitors in the US? They're not officially here...so, they're not chipping into this....

      --
      Light travels faster than sound. This is why some people appear bright until you hear them speak.........
    38. Re:First dissent by ackthpt · · Score: 3, Informative

      Begging your pardon, but that entire post reads like FUD.

      --

      A feeling of having made the same mistake before: Deja Foobar
    39. Re:First dissent by Anonymous Coward · · Score: 0

      you claim - A) CJ Roberts wanted to use this as a platform to tell Congress to quit using the SC as an alternative to a vote to repeal,

      What planet are you from moron?

    40. Re:First dissent by cayenne8 · · Score: 0

      Very low day for the U.S, but there's a better chance in the coming months we can remedy this.

      Sadly, I'm not that hopeful on that outlook.

      I'm constantly amazed at how much support the current idiot administration has in the US.

      People just don't seem to notice what's going on....or just plain don't care.

      --
      Light travels faster than sound. This is why some people appear bright until you hear them speak.........
    41. Re:First dissent by ChrisMaple · · Score: 2, Insightful

      Hey, ignoramus. It's possible to pay for medical care without insurance. I do it. Rush Limbaugh does it.

      Insurance companies make a lot of money, as is their right. But they are middlemen using their customer's money for their overhead, and that increases prices compared to customer-pays. If the government takes over insurance/health care, the incentive against waste disappears. Either cost increases, quality declines, or some are denied service; there is no other possible outcome.

      --
      Contribute to civilization: ari.aynrand.org/donate
    42. Re:First dissent by niado · · Score: 1

      They don't have to, but they will happily do so! Failure to pay taxes is generally considered srs bizness. Ask Al Capone.

    43. Re:First dissent by ZonkerWilliam · · Score: 1

      I know... I'm just as amazed, I have no answer for it.

    44. Re:First dissent by mark-t · · Score: 1

      Just how screwed over would you be if somebody who was (doubtlessly) mentally unstable wanted to take you up on that offer?

    45. Re:First dissent by BronsCon · · Score: 1

      I think you're confused. Charge and Pay are opposite terms, with opposite definitions; you're trying to apply both definitions to one of those words.

      --
      APK quotes people (including myself) without context and should not be trusted. Just thought you should know.
    46. Re:First dissent by xevioso · · Score: 4, Insightful

      Or maybe we notice exactly what is going on, and since we voted Obama in, are quite happy with it. It's a grand day for those of us who voted in Obama...or maybe you forgot we exist?

    47. Re:First dissent by sampson7 · · Score: 1

      Just to be clear - are you suggesting that private hospitals (a) should be forced to bear the costs of treating uninsured persons in extremis and pass through those costs to shareholders; or (b) should turn away a bleeding child because he or she doesn't have insurance? If (b), I admire your adherence to the free market, but question your humanity. If (b), then I question why individual shareholders should be required to finance a public policy mandate. Passing through these public good costs to society makes good sense to me, but I'm curious what exactly you are advocating.

    48. Re:First dissent by Anonymous Coward · · Score: 0

      I agree. No one is born a shithead. Upbringing and environment does it all.

    49. Re:First dissent by mark-t · · Score: 1

      According to a census taken in, I think, 2000, roughly 80% of Americans live in in urban, not rural areas. And unless a job actually involves driving, in such areas, a drivers license is not generally a strict requirement to find a job... it only becomes necessary on a practical level if public transit is ineffective in the area (which I know does happen, but is worse in some cities than others).

    50. Re:First dissent by DesScorp · · Score: 4, Insightful

      Otherwise, it's pretty much like car insurance, so was the game already over decades ago?

      Of all the lies spewed about this law, this is the most disingenuous. You can choose not to drive. Unless you put a gun to your head, you can't choose not to live.And that's precisely what this law is: a government mandated fee (NOT a tax, that's also BS) for simply being alive.

      --
      Life is hard, and the world is cruel
    51. Re:First dissent by DesScorp · · Score: 1, Troll

      You don't have to buy health insurance either. You will simply pay 2.5% more in income tax up to an extra $2,085 per year. But nobody is forcing you to purchase health insurance.

      What a dishonest dodge. It IS forcing you to buy it if the government will seize your money if you don't.

      --
      Life is hard, and the world is cruel
    52. Re:First dissent by mwvdlee · · Score: 4, Insightful

      Public health care similar to socalled "Obamacare" is commonplace in most of Europe, where the costs are lower and quality is higher (citation needed? LMGTFY).
      Why would costs rise and quality decrease in the US? Is there something inherently wrong with the US that they can't make this work as well as in Europe.

      --
      Slashdot social media options: AIM, ICQ, Yahoo, Jabber and Mobile Text. Why no MySpace?
    53. Re:First dissent by clarkkent09 · · Score: 0

      I really can understand the argument of the type "if you don't like it just opt out!!!" when the whole issue is that you CAN'T opt out. Also, if you want to have the basic safety net, fine. But then you have to either make it unconditional, or make the conditions clear and offer an opt out. In short, you are the shithead.

      --
      Negative moral value of force outweighs the positive value of good intentions.
    54. Re:First dissent by The+Mighty+Buzzard · · Score: 0, Troll

      I don't give a rat's fat furry ass if anyone else can afford to go to the doctor every time they have the sniffles. I did not take them to raise and they are not my responsibility.

      I haven't been to the doctor since my parents paid the bills (decades ago) and I don't plan on going again for anything that won't kill me within the week. I don't feel the need to live to 150, pop two handfulls of pills a day, spend half of it with someone wiping my ass for me, and have to put up with entitled fucks like you breathing my air the whole time.

      Or for the tl;dr people: Get a fucking job, hippie.

      --
      Violence is like duct tape. If it doesn't solve the problem, you didn't use enough.
    55. Re:First dissent by demonlapin · · Score: 1

      I am not suggesting - I am telling you that your situation A is the law in the United States today. Positive, not normative.

    56. Re:First dissent by Yosho-sama · · Score: 1

      Incorrect. Most healthcare in Europe is publicly funded. The Individual mandate is a requirement for everyone in America to own health care insurance the way you own car insurance.

      --
      My kingdom for a donkey!
    57. Re:First dissent by sribe · · Score: 5, Insightful

      When they can force you to buy something from a private company, game over.

      Well of course they're not actually forcing you to buy anything. They're just taxing you if you decide to be an irresponsible fuck and plan to freeride on the rest of us if you ever get sick. But don't let reality get in the way of your paranoia.

    58. Re:First dissent by Firethorn · · Score: 1

      In a number of states 'Insurance' is not required if you post the appropriate bond. If the state requirement is $250k per accident medical, $50k property, if you post a $300k bond you don't have to buy insurance.

      The difference is rather than paying ~$1000/year for your liability insurance, you can have that $300k earning you like $6k/year. Assuming you don't get in an accident.

      --
      I don't read AC A human right
    59. Re:First dissent by McGuirk · · Score: 3, Insightful

      Hello Mr. Euro and/or Person who has never lived outside of a big city. Many, many job holders in America who don't live in New England or California live quite a distance from their place of work. Living closer is frequently not an option in these more rural areas. Likewise, public transportation is often woefully inadequate or entirely nonexistent. The vast majority of America's land is actually a pretty low population density with a few high-density cities scattered around.

    60. Re:First dissent by Krater76 · · Score: 2

      My recollection is that it's still in there. Are you sure?

      It is in there. However, it's not in effect until 2014.

      --
      "Is life so dear, or peace so sweet, as to be purchased at the price of chains and slavery?" - Patrick Henry
    61. Re:First dissent by fustakrakich · · Score: 2

      It is MY body...

      It's my body, and I'll die if I want to...

      --
      “He’s not deformed, he’s just drunk!”
    62. Re:First dissent by jkauzlar · · Score: 0

      what part of 'pretty much' don't you understand?

    63. Re:First dissent by dave562 · · Score: 1

      Must be nice being part of the 1% who can afford to post a $300k bond.

      Maybe we can just have everyone earning $8 an hour post a $300k bond to cover their potential health costs too. Or maybe give them a bulk discount, $500k for health and auto.

    64. Re:First dissent by Anonymous Coward · · Score: 0

      We should tax you for sitting there. Sure, you aren't doing anything, but we can use the money.

    65. Re:First dissent by Anonymous Coward · · Score: 0

      Hmmm Teabagger tears. yum.

    66. Re:First dissent by slaingod · · Score: 1

      One of the things the act does/will do is prevent being denied coverage due to a pre-existing condition. Ie. no more recision.

      --
      http://blog.slaingod.com
    67. Re:First dissent by Anonymous Coward · · Score: 5, Interesting

      The belief in free markets?
      In the Netherlands, they are running an experiment where dentists were allowed to set their own prices (I have no clue how this worked before). Goals were to have better care, to have more efficient care, and to reduce prices for consumers. Noticeable effects so far: prices are up about 6% (on average), and dentists are flat-out refusing "partial" jobs (if you need drilling in two teeth and setting a bridge to fix your one broken tooth, you cannot go to a cheap "driller" and a cheap "bridger").
      The intermediate results of the experiment are so egregious, that parliament called for ending the experiment prematurely.

      I think free markets work well when buyer and seller have equal power. When you're broken, and the other guy is not broke, there's no way you're at an equal power level.

    68. Re:First dissent by infonography · · Score: 1

      Stop whining loser. your neo-nazi lost this round and your are all pissy and moany about it. Go back to whine on foxnoise and stop bothering us.

      --
      Sorry about the writing. Robot fingers, you know? Cliff Steele in DOOM PATROL #23
    69. Re:First dissent by stewbacca · · Score: 1

      You can't opt out of ever getting sick or injured or otherwise needing medical attention for your entire lifetime.

      Compelling reason for requiring health insurance, if you ask me.

    70. Re:First dissent by jkauzlar · · Score: 1

      You can choose not to drive, but for a very large number of people, it's not really a choice. If you live in New York, you don't need a car, but if you live in Des Moines, Iowa, where I grew up, then you're not going to get very far in life without one. So I don't think this is disingenuous at all.

      And what you call a government-mandated fee, others call spreading risk. It's the cost of living in a society where people can feel secure against illness, just as our military gives us security against invasions .

    71. Re:First dissent by BlueStrat · · Score: 0, Flamebait

      Well, with Obamacare, NDAA, PATRIOT Act, DHS/TSA, etc etc etc now a fact, your first line about driving becomes:

      Remember, in the New USA your continued existence as a non-imprisoned and still-living, breathing, human being is a Privilege, not a Right and can be revoked at any time without due process.

      I weep for my country, for it is dead. We now have a "ruling regime", not a government of, by, and for the People. And because I know God is just, I also tremble in fear for my country.

      Strat

      --
      Progressivism (aka US 'Liberalism'): Ideas so good they need a police/surveillance-state to enforce.
    72. Re:First dissent by Firethorn · · Score: 1

      A bleeding child should be treated because, well, it's actually very hard to have a child that's not covered(or freely eligible) by some sort of government medical insurance.

      --
      I don't read AC A human right
    73. Re:First dissent by Anonymous Coward · · Score: 0

      Translation: Me me Me me me me Me Me Me me me me me me ME me ME ME ME ME me ME

    74. Re:First dissent by The+Mighty+Buzzard · · Score: 1

      Troll fail. Tears are for little girls and hippies.

      --
      Violence is like duct tape. If it doesn't solve the problem, you didn't use enough.
    75. Re:First dissent by Anonymous Coward · · Score: 0

      $2,085 is the minimum.

    76. Re:First dissent by Rich0 · · Score: 1

      I haven't been to the doctor since my parents paid the bills (decades ago) and I don't plan on going again for anything that won't kill me within the week.

      Great, and what happens when you do contract some disease that will kill you within the week? Do you want us to just let you die if you don't have the cash on hand?

      The problem is that if you allow people to decline coverage, then you can't cover pre-existing conditions (or every insurance company will go bankrupt when anybody with half of a brain just signs up for insurance from the hospital bed). Insurance companies generally abuse pre-existing conditions. So, the law is basically the lesser of three evils (mandatory private insurance, mandatory public insurance, or discretionary insurance and no coverage for pre-existing conditions).

    77. Re:First dissent by Anonymous Coward · · Score: 0

      difference is that car insurance is to protect others from a drivers own incapacity to control their vehicle.

    78. Re:First dissent by Anonymous Coward · · Score: 0

      If you've actually ever seen a baby being born, you'd realize just how funny what you said is.

    79. Re:First dissent by The+Mighty+Buzzard · · Score: 1, Interesting

      Great, and what happens when you do contract some disease that will kill you within the week? Do you want us to just let you die if you don't have the cash on hand?

      Depends. If it's something I could reasonably expect to pay back, I'd probably take the debt and get a loan or otherwise work out payments. If it's not? Everyone has to die of something. Better to do it as a man than as a leech begging for a handout.

      --
      Violence is like duct tape. If it doesn't solve the problem, you didn't use enough.
    80. Re:First dissent by JesseMcDonald · · Score: 1

      So any mandate is fine as long as you call the penalty "tax".

      Exactly. Personally, I think the USSC is wrong here, and a 5-4 ruling is a rather slim margin for the constitutionality of such a critical piece of legislation. It basically came down to one person's opinion. The constitutionality of the law should be clear-cut; a mere 56% vote of confidence is simply unacceptable.

      However, going by the reasoning in this ruling, there is absolutely nothing preventing the government from taxing everyone a perfectly egalitarian $1,000,000 per person per year to fund "public discourse enhancement" or whatever they care to call it, and then offering an equivalent rebate to anyone who says only things the government approves of. That's just within the government's power to tax, right? There are no 1st Amendment issues involved. You are still free to say whatever you want, you just won't get the rebate... and if you can't or won't pay up, the IRS has broad powers over those convicted of "tax evasion". One can imagine similar tax/rebate rules for gun owners, people who value their privacy against unwarranted search and/or seizure, etc. As others have already pointed out, under this ruling there is no real limit to the government's power, and we might as well throw out the Constitution entirely.

      --
      "The state is that great fiction by which everyone tries to live at the expense of everyone else." - Bastiat
    81. Re:First dissent by Anonymous Coward · · Score: 0

      " Is there something inherently wrong with the US that they can't make this work as well as in Europe."

      Yes, they are all white headed eagles, predators where the old birds steal the fish caught by the young ones, during flight.

    82. Re:First dissent by gman003 · · Score: 5, Funny

      Is there something inherently wrong with the US?

      Yes.

    83. Re:First dissent by Anonymous Coward · · Score: 1

      IOW you want the community to subsidize your wish to live in Buttfuck, Idaho?

    84. Re:First dissent by eugene+ts+wong · · Score: 1

      That isn't a useful argument, because it is too subjective. People often move away from density to avoid transit and other services. They can move back.

    85. Re:First dissent by WindBourne · · Score: 1

      They are NOT forcing you to buy something. They are giving you a tax that you can get out of.

      U neo-cons have to quit making things so wild.

      --
      I prefer the "u" in honour as it seems to be missing these days.
    86. Re:First dissent by tompaulco · · Score: 0

      Yes, and car insurance mandates are pretty worthless.
      The only thing mandatory car insurance did was make the people who decide to be legal have to pay 10 times as much for car insurance. I assume the same thing will happen if we are required by law to buy the luxury of health insurance. So instead of paying $800 a month like the typical American, it will go up to $8,000 a month, which is more than twice the average household income.

      --
      If you are not allowed to question your government then the government has answered your question.
    87. Re:First dissent by WindBourne · · Score: 1

      That's OK. Same situation. Dead ppl do not have to pay the insurance tax either( though in a strong republican states like texas, Miss, Alabama, the dead ppl get credits, ag subsidies, and all sorts of other subsidies).

      --
      I prefer the "u" in honour as it seems to be missing these days.
    88. Re:First dissent by UnknownSoldier · · Score: 1, Interesting

      > Remember, driving a car is a Privilege, not a Right.

      Repeating a lie does not make it true.

      If you would actually take the time to _read_ case law & history you will quickly see your ignorance of the facts of the matter:

      "The use of the highway for the purpose of travel and transportation is not a mere privilege, but a common and fundamental right which the public and individuals cannot be rightfully deprived." Chicago Motor Coach v. Chicago, 337 IIL200,169 NE 22, 66 ALR 834. Ligare v. Chicago 139 III. 46, 28 NE 934. Booney v. dark, 214 SW 607; 25 A M JUR (I'1) Highways, Sec. 163.

      "...For while a citizen has the right to travel upon the public highways and to transport his property thereon, that right does not extend to the use of the highways...as a place for private gain. For the latter purpose, no person has a vested right to use the highways of this state, but it is a privilege...which the (state) may grant or withhold at its discretion..." State v. Johnson, 245 P 1073.

      I could continue ad nauseam but Google "Right To Travel" if you really want to learn.

    89. Re:First dissent by UnknownSoldier · · Score: 1

      > Look, shit head,

      OH! That's a good way to show you respect another man's opinion for being different. Why should he respect yours then??

    90. Re:First dissent by neoshroom · · Score: 1

      From what I recall, in Virginia you can also opt-out of car insurance. However, you have to pay a fee to do so. In 2004 or so, if memory serves, the fee was like $400 / year, but minimal insurance was like $800 year (and likely worth it, since if you opt-out you will likely be liable out of pocket for everything in an accident).

      --
      Big apple, new Yorik, undig it, something's unrotting in Edenmark.
    91. Re:First dissent by eugene+ts+wong · · Score: 2

      The thing is that I don't trust you or anybody to own up to your decisions.

      That is why I consider US to be more socialist than Canada and Europe, despite what the majority say.

    92. Re:First dissent by ackthpt · · Score: 4, Insightful

      Well, with Obamacare, NDAA, PATRIOT Act, DHS/TSA, etc etc etc now a fact, your first line about driving becomes:

      Remember, in the New USA your continued existence as a non-imprisoned and still-living, breathing, human being is a Privilege, not a Right and can be revoked at any time without due process.

      I weep for my country, for it is dead. We now have a "ruling regime", not a government of, by, and for the People. And because I know God is just, I also tremble in fear for my country.

      Strat

      More hysteria -- I often wonder where such thinking comes from. Now I've got a front row seat.

      --

      A feeling of having made the same mistake before: Deja Foobar
    93. Re:First dissent by PopeRatzo · · Score: 5, Funny

      I weep for my country, for it is dead. We now have a "ruling regime", not a government of, by, and for the People. And because I know God is just, I also tremble in fear for my country.

      But thank God your right to be overly dramatic has been upheld.

      --
      You are welcome on my lawn.
    94. Re:First dissent by Anonymous Coward · · Score: 0

      The ~ $2000 a month that my drug benefit plan saves me as part of my insurance would be unpayable by most without insurance.
      The ~$80,000 worth of care this year would bankrupt most.
      Paying the bill for major medical events, like it or not, are not within the normal person's grasp without insurance.

    95. Re:First dissent by Anonymous Coward · · Score: 0

      Really? I didn't know that as a married couple I could opt out of my employer offered insurance and get my kids some kind of government medical!

    96. Re:First dissent by AvitarX · · Score: 4, Interesting

      This is good.

      With tests for risk coming about, it destroys the effectiveness of insurance. The individual mandate is a requirement due to technology (along with the flattening of rates across people).

      Without it, either:

      1) insurance companies are allowed to look at an individuals risk, leading to people being excluded, and weakening the whole risk spreading idea of insurance for certain predictable diseases.

      2) insurance companies cannot run said tests, putting the power in the hands of the people to test themselves, and high-risk individuals to dis-proportionally get insurance. This will drive up rates for everyone, leading to a feedback loop.

      Technology pretty much requires the new law.

      --
      Wow, sent an e-mail as suggested when clicking on "use classic" banner, and got a fast response that addressed my msg
    97. Re:First dissent by navygeek · · Score: 4, Insightful

      And you still didn't prove the "right to drive"! You have the right to use the highways, you have the right to move around freely, in neither of the cases you cited does it ANYWHERE say a person has the "right to drive a motor vehicle".

    98. Re:First dissent by AvitarX · · Score: 1

      Are you serious?

      You honestly think a lack of individual mandate on car insurance wouldn't lead to things being worse in that regard?

      There are always criminals, but the $2500 ticket in my area (over 2 years of minimum coverage), combined with the fact that you need insurance to have a car tagged to drive keeps the numbers pretty damned low.

      Your last sentence is a fair point though.

      --
      Wow, sent an e-mail as suggested when clicking on "use classic" banner, and got a fast response that addressed my msg
    99. Re:First dissent by Anonymous Coward · · Score: 0

      Not all things you may need care for will kill you in the near term, but they can severely reduce your quality of life for a long time without care.
      Addisons and Graves won't kill me - but they sure are a PITA without care that I could not afford without insurance.

    100. Re:First dissent by Anonymous Coward · · Score: 0

      And irony of ironies, getting yourself thrown in prison for refusing to pay for health care (or aforementioned fine/tax) provides you with a government-paid health care plan.

      Actually, no. There are no criminal penalties. I suppose the IRS can garnish your wages or take other means used when taxes are not paid. But the Act specifically does not provide criminal sanctions. The majority opinion's reasoning specifically calls this out in stating why this is a tax and not a penalty.

    101. Re:First dissent by Anonymous Coward · · Score: 0

      Did you pay your parents back for all the money spent on (doing a poor job of) raising you? Otherwise you're just a worthless leech yourself.

      What would you do if you found out tomorrow you have stage 2 lung cancer? You going to die slowly and painfully like a man over a decade? Or are you going to die like a pussy by eating a bullet? And don't respond with some bullshit excuse about how you don't smoke. Plenty of people who don't smoke get lung cancer.

      Just admit that you're a selfish, callous coward who would rather spit in the face of someone less fortunate than you than to spare a dime to help them.

    102. Re:First dissent by djlowe · · Score: 1

      The biggest mistake by the framers was to not make that damn clause clearer.

      It is clear. The problem is that everyone cherry-picks the Constitution to get the results that they want, and ignore the parts that would forbid it, especially the 9th and 10th Amendments.

      Regards,

      dj

    103. Re:First dissent by Dr+Damage+I · · Score: 1

      Maybe. But apparently you can be taxed for exercising it.

      --
      "Cursed is he who rises early in the morning..." Isiah 5:11
    104. Re:First dissent by gr8_phk · · Score: 1

      The solution to that - and this could have been a big help in the US even without "Obamacare" is to require providers to charge everyone the same price for the same service. Not to make different providers charge the same prices, but each one charge all their patients the same price - no discounts, no brakes to people with insurance. Charge whatever you want but to all patients. Then you can shop for the lowest price on services.

    105. Re:First dissent by ninjagin · · Score: 5, Informative

      "that's precisely what this law is: a government mandated fee (NOT a tax, that's also BS) for simply being alive."

      Yes, it's a fee. It's a fee for a financial risk-mitigating service. It's also a fee I've been paying (in the form of higher premiums) for people who want to be alive and not pay their own bills for the services (in the emergency room, of all places) of people who keep them alive, working, having bratty kids, etc. It's also a fee that I've been paying for people who don't have the good sense to get regular medical checkups and screenings at a clinic pr Dr's office when they're well, so that their chronic diseases can be managed such that they don't have to go to the emergency room and be admitted to treat conditions that could have been prevented or controlled.

      As it happens, I pay other fees for other people to be alive (for water treatment and sewer service, for public schools, for bridges and infrastructure, for firefighting coverage), but I get to share in those benefits, too, so these are fees that I pay in the form of taxes, because the good is public.

      I'm quite tired of having me and every other insured person having to foot the bill so that libertarians and objectivists can enjoy some kind of idealistic existence.

      I met a guy, a guy who owned his own construction business, who refused to get health insurance. He always went to the ER when he was sick, and only when he was very sick or injured. Never paid a single medical bill. He had a really nice power boat -- a big cabin cruiser. I asked him why he didn't buy insurance and he said that he could not afford to carry it for his company, and that even if he could afford it, he had concluded that he would only end up paying more than he would get out of it, should he have to rely on it. If he was deathly sick or fatally injured, nobody was going to be able to make him pay when he was dead. He said that by not paying a bill he didn't have to pay it permitted him more money to do things he liked -- like his boat. I said, "so, because I pay my insurance, you got free health care and also that boat." and he looked me straight in the eye and said "yeah, exactly".

      Now that guy has to pay -=something=-, and I feel a little better about having to share air with him.

      --
      .. pa-ra-bo-la, pa-ra-bo-la, 2 pi R, 2 pi R, where's your latus rectum, where's your latus rectum, 2 pi R
    106. Re:First dissent by UncleTogie · · Score: 1

      Yeah, try "Phoenix, Arizona"...

      --
      Don't tell me to get a life. I'm a gamer; I have LOTS of lives!
    107. Re:First dissent by Anonymous Coward · · Score: 1

      More hysteria -- I often wonder where such thinking comes from. Now I've got a front row seat.

      years and years of two parties getting elected by bashing the other one. Getting elected has become the goal, not doing what is right. Politians vote against something they used to be proponents of, just because it is the other party that proposed it now. Campaigns are solely focused on negativity. It's really no surprise people now mistrust everything they do.

    108. Re:First dissent by Anonymous Coward · · Score: 0, Interesting

      the so called "Obamacare" is not public healthcare anyway you slice it. It requires US citizens to buy private healthcare.

      Why do so many foreign dignitaries come to the US for treatment if "...in most of Europe, where the costs are lower and quality is higher"

      The US has the BEST healthcare available (if you can afford it).

      Why are costs higher?

      More of everything! for example the US has per-capita more MRI machines than any other country. That means if I need a MRI I don't have to wait three weeks to get one. That also means that often some of those machines are setting idle, so to amortize the cost getting a MRI is more expensive. Etc.

      More service providers, I've never had (or known someone to have) to wait a few weeks to see an orthopedic specialist to get a bone re-broken and set correctly like I have heard of from some european countries

      I've also never seen a 8+ hour wait in an ER, but I did read of such in Australia in their own government healthcare stats.

    109. Re:First dissent by gr8_phk · · Score: 1

      Add something about religious beliefs or some such nonsense so that when you get in an accident/get seriously sick/have a heart attack/whatever, you aren't forced into participating in the health care system to which you do not want to contribute.

      But is there a mandate for a minimum level of covered services? I could see insurance companies playing all kinds of games with shitty policies that don't cover much at the minimum payment level.

    110. Re:First dissent by djchristensen · · Score: 1

      Pay attention to the tone of the post I responded to (and his signature). Somehow I don't think "The Mighty Buzzard" is going to be overly offended by being called a shit head.

    111. Re:First dissent by Professr3 · · Score: 1

      You will simply pay 2.5% more in income tax up to an extra $2,085 per year. But nobody is forcing you to purchase health insurance.

      Yeah, and if you don't pay that extra 2.5%, we'll take your house, your job, and your kids. But we're not forcing you to do anything. You'll just do it if you know what's good for you.

    112. Re:First dissent by LifesABeach · · Score: 2

      were weeding out the expensive applicants because of Pre-Existing conditions

      The day will come when someone close to you will become an, "expensive applicant." Lets hope your loved ones feel the same way you do, and voluntarily walk quietly into the night. But if you are like your parents, then they'll be the first to demand some of that "socialized med," if only to live one more day?

      The problem with Tea Party types are their needs, and not yours.

    113. Re:First dissent by djchristensen · · Score: 1

      Why not make the HSA laws MORE liberal, so I can save for my medical needs pre-tax....and make my own adult medical choices? Why shouldn't it be up to the individual to save for medical care much as we save to pay our utilities, mortgages, rent...etc?

      ...

      I'm a responsible adult and know to take care of myself...everyone should be.

      You live in the same world I used to live in where you believe that a reasonable majority of people are actually responsible. I don't live there any more, I moved to a neighborhood much closer to the real world, and I have to say I miss the old neighborhood. The colors were a little brighter and people smiled more there.

    114. Re:First dissent by Anguirel · · Score: 1

      While I'm amazed that the current administration has as much support as it does, especially considering how off-message it has gotten, I'm even more amazed that the Republican party has any support at all, given that their message is literally "We oppose the teaching of Higher Order Thinking Skills (HOTS) (values clarification), critical thinking skills and similar programs that are simply a relabeling of Outcome-Based Education (OBE) (mastery learning) which focus on behavior modification and have the purpose of challenging the student’s fixed beliefs and undermining parental authority"

      Yes, let's get rid of critical thinking! That'll help! Wouldn't want any kids getting the idea they're supposed to evaluate and judge any beliefs they might hold for the possibility they could be faulty, or examine the bullshit the media is trying to feed them...

      So if they stay on-message, they're terrible, and when they go off-message, they're doing pretty much what the current administration is doing anyway. There's no chance of a win on that side. I'm really hoping for a Third-Party revolution of some sort, but I don't think it'll ever get that far. The corporate election machine is too good at what they do.

      --
      ~Anguirel (lit. Living Star-Iron)
      QA: The art of telling someone that their baby is ugly without getting punched.
    115. Re:First dissent by iphinome · · Score: 2

      So then it was game over in 1792 when every able bodied man of a certain age was forced to buy a rifle powder and shot as part of the second militia act.

    116. Re:First dissent by djchristensen · · Score: 1

      If I were Rush Limbaugh (and had his fortune), I wouldn't care in the least about this issue other than using it to stir up hatred of all things slightly left of the far right among my acolytes and drive ratings numbers on my radio show and maybe sell books. You really think using Rush Limbaugh as an example helps your argument?

    117. Re:First dissent by CrimsonAvenger · · Score: 1

      You can't opt out of ever getting sick or injured or otherwise needing medical attention for your entire lifetime.

      Compelling reason for requiring health insurance, if you ask me.

      I take it you are unaware that in a group where ALL members will have similar medical costs over a lifetime, cost of "health insurance" for each member must be approximately the cost of all the health care required by each member?

      In other words, you're not actually saving ANYONE any money by doing health insurance - there's no spreading of risk when we all get old....

      Note, by the by, that when the discussion turns to healthcare costs, one thing that is frequently not mentioned is that about 2/3 of the nation's healthcare costs are already covered by Medicare. This law only has a small impact on healthcare costs for the 1/3 of the costs that are still borne by private individuals....

      --

      "I do not agree with what you say, but I will defend to the death your right to say it"
    118. Re:First dissent by rahvin112 · · Score: 5, Insightful

      You could brand that on your forehead but if you are unconscious they are obligated to save your life. DNR (Do Not Resuscitate) orders have to be given to ANYONE that could be called to make decisions, this typically means, spouses, parents, children and filed with every single hospital, clinic, ambulance or EMT service you could be serviced by before they would even consider obeying them.

      The immense liability of allowing someone to die absolutely guarantees that unless there is someone there with notarized copy of the DNR AND a family relationship that would grant power of attorney that the order will be ignored. Until you deal with this and an elderly or terminal patient you don't realize how hard it is to get medical personal to honor this request. (I understand why, if the document was fake the medical personal would still be liable).

    119. Re:First dissent by djchristensen · · Score: 1

      Was that comment directed at me? I can't really tell with the ./ threading layout. If it is...

      My 10yo daughter had a cold a few weeks ago. After a few days, she started asking to go to the doctor, to which I patiently explained that there's nothing the doctor could do and it was unnecessary. A couple days later, when she could not hear us speaking at normal levels, my wife took her to the doctor where she was diagnosed with a severe ear infection that, if left untreated, could cause long-term hearing loss.

      So while I whole-heartedly agree that medical services are often over-used, I also understand the importance of early intervention to prevent much more significant issues later on that could cost far more than a doctor's office visit and some anti-biotics.

      And where do you get off calling me entitled? I make a decent living, have acceptable insurance at work, and pay my bills. The ACA is not going to materially affect me unless I or someone in my family ends up with a long-term health condition. Without the ACA, I would not be able to change jobs without fear of losing everything to medical costs because of a "pre-existing condition". I don't see how fear of that situation (and having been recently laid off from a previous job, I think that fear is reasonable) somehow makes me an "entitled fuck".

    120. Re:First dissent by mattack2 · · Score: 1

      If everyone is required to have insurance, that means that everyone is covered (by their insurance -- tautology). So isn't that at least *analogous* to having publicly funded healthcare? Since presumably the everyone-has-to-have-it could even out the price differences.

      (BTW, I'm against the mandate.)

    121. Re:First dissent by yurtinus · · Score: 1

      Let me know when all of these deadbeats paying for their medical care impacts yours and my premiums. I'm not saying it won't happen, I'm just expressing my extreme lack of optimism in the matter.

      --
      +1 Disagree
    122. Re:First dissent by steelfood · · Score: 1

      And irony of ironies, getting yourself thrown in prison for refusing to pay for health care (or aforementioned fine/tax) provides you with a government-paid health care plan.

      Government-paid housing and meal plan too. As said in that short story about the two homeless bums trying to get into jail so they have free meals and a warm place to stay.

      Prison is extremely costly to society. Most people don't realize this because they want to see people others go to jail and stay there. Keeping people out of prison by helping them would lower our collective tax burdens significantly. But all people want to do is lock up whomever they don't like. Or in this case, lock themselves up so they don't have to deal with living in a society of other individuals.

      --
      "If a nation expects to be ignorant and free in a state of civilization, it expects what never was and never will be."
    123. Re:First dissent by Anonymous Coward · · Score: 0

      Insinuating that he came from a different hole than the rest of us... indeed funny and wicked...

    124. Re:First dissent by mattack2 · · Score: 1

      If you liked Public Housing, the Public Post

      You don't think getting a letter to pretty much anywhere in the world for $.45 is worth it?

    125. Re:First dissent by eriklou · · Score: 1

      To bad you cant shove an insurance policy off a boat docked in the harbor..

    126. Re:First dissent by mattack2 · · Score: 2

      I have no idea if that $300K is true for other states. For CA, that's almost an order of magnitude away from the true amount..

      From http://www.dmv.ca.gov/pubs/brochures/fast_facts/ffvr18.htm#minliareq:

      Types of financial responsibility
      * A motor vehicle liability insurance policy
      * A cash deposit of $35,000 with DMV
      * A DMV issued self-insurance certificate
      * A surety bond for $35,000 from a company licensed to do business in California.

    127. Re:First dissent by Darinbob · · Score: 1

      Actually it's cheaper than the auto insurance part. Ie, if you are not poor enough to be subsidized then the opt-out "penalty" for not buying insurance is actually much cheaper than the insurance itself. If they get seriously injured then emergency rooms still have to treat them even without insurance or ability to pay. The insurance companies actually do not like this part and there's a likelihood they'll raise rates in the short term.

      Overall there are a lot of problems with the bill. It's an ugly compromise with a few good ideas in it and a lot of "as good as we were going to get" blemishes. This low opt out tax was one of those warts. What I think we should have had is a requirement for catastrophic coverage only for everyone and a much larger opt-out tax; a requirement that businesses that are required to provide health insurance provide more than mere catastrophic coverage; and redefine "small businesses" that don't have to provide insurance to employees to be 100 people or fewer now 500 as it is in the bill (I've been at some very affluent companies that has less than 500 employees).

      However, it is still not certain that this legislation has "survived" as often reported. This depends upon who wins the upcoming elections since the republicans seem universally in agreement that they will do their best to overturn it. (I miss the days when you could not predict with absolute certainty how legislators will vote by knowing what party a bill's sponsor belonged to)

    128. Re:First dissent by Anonymous Coward · · Score: 0

      That's OK. Same situation. Dead ppl do not have to pay the insurance tax either( though in a strong republican states like texas, Miss, Alabama, the dead ppl get credits, ag subsidies, and all sorts of other subsidies).

      That's ok - dead ppl in those states get to vote. No taxation without representation!

    129. Re:First dissent by ProfessionalCookie · · Score: 1
      Yeah, exactly or maybe one that just reads "FREEDOM".

      Since you can't opt out of public healthcare

    130. Re:First dissent by BlueStrat · · Score: 3, Insightful

      More hysteria -- I often wonder where such thinking comes from. Now I've got a front row seat.

      Oh, I'm sorry, I thought that whole thing about the POTUS now being able to imprison or kill US citizens without due process, not to mention the TLA fiascos, GPS tracking, warrant-less searches and data/voice snooping, and everything else that nearly everybody on Slashdot has howled about for a decade under both GWB and Obama (including me) when they were announced actually happened!

      Whew! Thanks!

      I feel much better now that I know that was all hysteria.

      Mass hysteria too, apparently. Good thing everybody will have insurance for the therapy they'll need.

      Strat

      --
      Progressivism (aka US 'Liberalism'): Ideas so good they need a police/surveillance-state to enforce.
    131. Re:First dissent by Darinbob · · Score: 1

      This ruling did not hinge on the interstate commerce clause.

    132. Re:First dissent by mattack2 · · Score: 1

      Prison is extremely costly to society. Most people don't realize this because they want to see people others go to jail and stay there. Keeping people out of prison by helping them would lower our collective tax burdens significantly.

      So? Prison is supposed to be *punishment*. Generally, I'm on the lower tax/government side, but if you want to raise my taxes to build more prisons to put criminals in, great.

    133. Re:First dissent by shentino · · Score: 1

      It's not car insurance.

      It's liability insurance, and is required because driving is a hazardous activity that can hurt OTHERS if you do it wrong.

    134. Re:First dissent by Darinbob · · Score: 1

      Isn't having to have a bond or savings set aside to pay for accidents essentially the same as the government "forcing" you to do this?

      I agree that a major medical requirement would have been better than a more general insurage requirement. Too bad so many republicans refused to participate in the legislative process here no matter how much the democrats watered down their bill, which was based on a republican idea.

      Also undocumented aliens pay taxes. They are chipping into it with sales taxes. Many even have federal tax withholding if their employees aren't skirting the laws here (I find it amusing that prominent politicans of both parties have been caught breaking this rule).

      We have laws now that an emergency room must treat you even if you can't pay. That is what society as a whole here has agreed to and except for a few idiot hecklers in some political rallies that is what society has decided is the moral thing to do. We do not let people die bleeding to death just because they're poor. I do not think we should reconsider this, the moral issue here has been well established for millenia.

    135. Re:First dissent by Darinbob · · Score: 1

      There is waste in insurance, however it is often cheaper if you need health care to have insurance than to pay out of pocket. That is the whole idea of insurance, to pool risk so that you have a periodic small cost rather than take the chance of a incuring a massive bill. Unexpected medical costs are one of the major reasons for personal bankruptcy.

    136. Re:First dissent by Darinbob · · Score: 1

      The current insurers stay in place. They will not be adminstered by the government.

    137. Re:First dissent by shentino · · Score: 1

      Strangely enough they will let your house burn down because you didn't pay your firefighter fees.

    138. Re:First dissent by Anonymous Coward · · Score: 0

      Nah, don't believe it. I personally would love to afford healthcare, but why do I have to be a leech when I don't want to be one? Wouldn't be opposed to the option, but I am aware this is America after all.

    139. Re:First dissent by shentino · · Score: 1

      In China you can always elect not to keep your mouth shut about Tiananment Square too. However, there is a risk of high velocity lead poisoning.

      Obviously different in scale but basic principle states that a choice isn't a free choice when artificial consequences are attached.

      I believe the concept is known as being placed under duress.

    140. Re:First dissent by LifesABeach · · Score: 5, Informative

      Citation: my daughter was on a field trip some where in the U.K., got hurt. Friends took her to the local hospital. They patched her up, no charge. I'm telling her she's not a charity case, pay the going rate. Daughter, while still on the phone, asks doctor, "Can you put my dad on some kind of medication, so he'll calm down?" I hate it when my daughter has more common sense than I do.

    141. Re:First dissent by BlueStrat · · Score: 3, Insightful

      But thank God your right to be overly dramatic has been upheld.

      Maybe. But apparently you can be taxed for exercising it.

      Heh. Nice!

      Of course, someone who has no truly deeply-held beliefs in individual freedom, the rule of law, or the principles upon which the nation *was* based, will find those that do have such beliefs "overly dramatic" when they protest their trampling. So it has always been with those who think like he does.

      Timid men prefer the calm of despotism to the tempestuous sea of liberty." - Thomas Jefferson

      Strat

      --
      Progressivism (aka US 'Liberalism'): Ideas so good they need a police/surveillance-state to enforce.
    142. Re:First dissent by modmans2ndcoming · · Score: 1

      Can I take my horse out on to I-75? No? then I have a right to get access to drive...

      Remember...Rights can be taken away from people with just cause....and an individual can choose not to exercise his or her rights. Not being able to drive because you are a drunk driver and not being handed a free car because you are too poor to own one does not mean driving is not a right.

    143. Re:First dissent by Anonymous Coward · · Score: 0

      IOW you want the community to subsidize your wish to live in Buttfuck, Idaho?

      Then grow your own damned food in your big city, you ignorant piece of shit.

    144. Re:First dissent by PopeRatzo · · Score: 5, Insightful

      Of course, someone who has no truly deeply-held beliefs in individual freedom, the rule of law, or the principles upon which the nation *was* based, will find those that do have such beliefs "overly dramatic" when they protest their trampling. So it has always been with those who think like he does.

      Timid men prefer the calm of despotism to the tempestuous sea of liberty." - Thomas Jefferson

      Son, if all it takes to "trample" the "principles upon which the nation was based" is a law that requires people to have medical insurance, then those were some weak-ass "principles" to begin with.

      Now, if you can get up off the fainting couch and stop clutching your pearls for a minute, you might realize that the exact same hysterical sisters were claiming that Social Security was also going to "trample the principles upon which the nation *was* based". And still, the greatest decades of this Nation's history followed that law, too. We ended up as a stronger nation, with more enduring principles because we decided that we were going to make sure that people didn't have to eat cat food when they got old.

      Maybe take a minute and realize I'm trying to talk you down off the ledge here. The "principles" that hold this country together were never "The Constitution" or some Burkean fantasy of the Right. The principles that have always held this country together are the ones that say, "We're all in this together" and "Let's get this done" and "Things work better when people aren't selfish assholes".

      Until that sinks in, stay in your bunker. I'll knock twice when the zombie health care apocalypse is over and you can come out again and go back to getting your health care from the emergency room. It's really not healthy to live your life in such fear and dread, you know.

      --
      You are welcome on my lawn.
    145. Re:First dissent by Anonymous Coward · · Score: 0

      spare a dime, sure.
      have a law mandating dimes be automatically deducted from my account, no.

    146. Re:First dissent by humphrm · · Score: 1

      You don't have to buy car insurance, i.e. if you don't own a car.

      --
      -- "In order to have power, I must be taken seriously." -Mojo Jojo
    147. Re:First dissent by Rich0 · · Score: 1

      I can completely respect that - and I'd be the first to say that you should have this freedom.

      However, few actually have the integrity to follow-through when they're faced with death. Many will beg for mercy. Now the rest of us are forced to decide whether to make them lie in the bed they made for themselves, or offer them mercy. If we're going to do the latter, then we've essentially eliminated your freedom to choose.

      It is much easier to choose to be a libertarian when you're in an above-average position than when you're not.

      If it were up to me I'd let people opt-out, but with the condition that they can't opt back in unless they pack back their share of the social burden. If they get sick before they do that, then they're stuck with the choice they made. If they're not sure this is what they want, then pay the tax and then accept the handout if you need it.

      However, many don't have the stomach to allow others to die, especially when they aren't able to render decisions for themselves.

    148. Re:First dissent by Anonymous Coward · · Score: 0

      No. It's not pretty much like car insurance. You can choose not to drive, use public transportation or hired private transportation. In fact, many aspects of government action are in this direction.

      This is a pretty weak argument. While it is technically true that you can choose not to drive as there are people that do, the public transportation system and generally the way our society works would not permit people to all choose not to drive.

      You cannot choose not to have health problems.

      All the more reason people should have health insurance. To go with the auto insurance comparison, most people are not going to 'choose' to have an accident, but it happens and without insurance there is no way in hell the majority of people could cover the bills that an accident incurs, even minor ones.

      From the other hand, obligatory giving money to a private company without public option is also quite corrupting.

      Um, there are much older laws and ideas that do this already. Auto insurance is only for starters. Tariffs have a much larger effect on money flow in a VARIETY of sectors. The spirit of the tariffs is to protect American industry, but the bottom line is that it is pushing your money to specific companies. In the same vein, the spirit of the health care law is to reduce costs overall for the entire country, but people are basically using the "you're directing our money to private companies and that is corrupt" as a weak ass straw-man argument even though that isn't what the law is supposed to do. On top of that, the government subsidies are now being directed AWAY from these companies and to individuals instead, so that is pretty counter-productive if they are just directing money to private companies.

    149. Re:First dissent by Anonymous Coward · · Score: 0

      Otherwise, it's pretty much like car insurance, so was the game already over decades ago?

      Of all the lies spewed about this law, this is the most disingenuous. You can choose not to drive.

      I am rather sick of hearing THIS spewed repeatedly. I work as a damn software engineer and am in the top 30% of income in my state, and even with that there is no way in hell I could choose not to drive. The area I live in does not have good enough public transportation to get me to work and I simply can't afford to move close enough to my job to avoid driving. And don't say switch jobs, because there are not jobs for my field that are really that much closer.

      I know everyone is not in my situation but many are in a similar situation. It is pointless to continue using this example because our society is set up in such a way that this is not practical.

    150. Re:First dissent by almechist · · Score: 1

      Why do people keep repeating the absolute lie that anyone can always get free care at the emergency room? True, they have to treat you, but you absolutely will get billed, and if you don't pay that bill it will be handed over to a professional debt collector. I should know, I'm currently being hounded for a $1200 ER bill. A few years ago a local hospital made national news by actually putting liens on the houses of any poor person unlucky enough to still retain a family home. Yes, they actually took poor people's homes if they didn't pay up. This is not my or anyone's definition of free! Furthermore, in my State even if you're eligible for the local flavor of medicaid, any money that the State pays out for your care is considered a loan, NOT a benefit! This means that if you are covered under this so-called plan and later on you hit the lottery, or inherit, or make it big as a rock star, or just have a good night at the casino, if the State finds out about it they will come and take your money, right up to the last cent that they ever spent on you. So once more, with feeling: emergency room care is NOT FREE in the USA. Some people do manage to avoid payment, but that's another story entirely. There is currently no free care available to anyone at hospital emergency rooms, not if you mean free as in beer. This is a maddeningly pervasive urban myth that conservatives especially seem to like to promulgate, but it simply is not true.

    151. Re:First dissent by ATMAvatar · · Score: 2

      Publicly-funded healthcare has no need to initiate price gouging against a captive customer base to placate shareholders with ever-increasing profits.

      --
      "They that can give up essential liberty to obtain a little temporary safety deserve neither liberty nor safety."
    152. Re:First dissent by chimpo13 · · Score: 2

      Have you been to an ER in the US? I've waited 8 hours before. When I was in Australia and ran out of anti-seizure medication (held up in Customs) getting some more was wonderful. The confusing part was how to bill me since I'm American.

      I think mandatory coverage (health care, vehicle coverage) should have a gub'mint provided way of doing it..

    153. Re:First dissent by modmans2ndcoming · · Score: 1

      HCR does not allow you to get benefits after the fact....it taxes you for being a stupid fuck and covers you for that tax payment.

    154. Re:First dissent by Score+Whore · · Score: 1

      That's why I said "third party". The third party is the companies that used to sell insurance. Now they just shift costs.

    155. Re:First dissent by The+Mighty+Buzzard · · Score: 1

      Children have no responsibility to their parents for their raising. They had no prior say in the matter. That is a debt the parents made the decision and assume the responsibility for. The only thing they owe their parents is respect proportional to how well the raising was done.

      Lung cancer is a fairly appropriate example because I do smoke, so let's do that. Many years ago I decided that my current quality of life was enough improved by smoking to roll the dice on lung cancer. I've seen family die of it but I've also seen family on chemo. The chemo was worse. I'll take the cancer, thanks all the same. Regardless, I won't ask the government to come to your house with a gun and take the money necessary for any treatment I decide I want. Which is essentially what is happening here.

      Selfish, damn straight I am. What I've earned is mine by right of physical or mental effort and I will not give it away without receiving equal value in return. To do so would be me saying that my effort wasn't worth what I was paid for it and I do not cheat my employers. I'll take selfish over greedy any day. Make no mistake, thinking you deserve what you haven't earned is greed. Every. Single. Time.

      --
      Violence is like duct tape. If it doesn't solve the problem, you didn't use enough.
    156. Re:First dissent by datavirtue · · Score: 1

      Yes, you will be subsidized if you cannot afford it, BUT your employer will be penalized when you are subsidized. This is fine if we had a very healthy economy that rested on top of a simplified tax code but we do not. From now until 2014 there is going to be a big fight and thousands of small businesses are going to be in emergency/restructuring mode. Your employer will be aware of who they are getting penalized for. This will cause a move to hire those who already carry insurance and those who will be likely to continue carrying their own insurance (young people from wealthy neighborhoods), and it will usher in an environment where employers prefer many temporary employees over full-time and "find" ways of having less than 50. This is just the start of the litigation and tweaking that is going to be done with this law. When they were trying to pass it I was one of the people who wanted single payer or nothing. Give us debit cards with our health care allowance, levy the necessary taxes, and let the market figure it out. This is a mish-mash of complicated circumstances that the government is not qualified to handle or legislate. It has to be simple.

      The judges obviously chickened out on this (a shout-out to the four dissenters). In all practicality they called it unconstitutional, which it is, and fell back to calling it a "kind of tax." What are we going to make into a tax next?

      --
      I object to power without constructive purpose. --Spock
    157. Re:First dissent by Anonymous Coward · · Score: 0

      Who's the shit head? Why pay for it if you don't want others to have it. Make that the law. Why does society have to cover the cost? Change society. So many people are fucking bleeding hearts, then call the other people the ass holes. It's the bleeding hearts that are the ass holes. EVERYBODY DIES. And too many people want to make sure that they have health insurance so they can just live a bit longer. DIE ALREADY.

    158. Re:First dissent by neyla · · Score: 5, Insightful

      You answered your own question: USA *has* world-class healthcare for the most affluent people, those who have top-notch insurance or can afford to pay.

      But on the *average* US healthcare is both more expensive, and poorer than that of all other similarly wealthy democratic countries I can think of. This makes a lot of sense: benefits of healthcare is diminishing-return, i.e. you get more additional health by spending $1000 more on someone who has no or very limited access to healthcare than you get by spending the same $1000 on someone who already have very good healthcare.

      USA does the latter. The very good are turned into EXCELLENT. That's fine and good for those people who belong to that segment.

      Meanwhile most other wealthy democracies are much better at turning poor into good. And this gives more benefits for less money. You do more for public health by going poor to good than by going very_good to excellent, it's also cheaper.

      The main reason USA doesn't have socialized healthcare long ago, is that essentially all of the people with power and influence in USA belong to the "very good" category. For *them* it makes perfect sense to prefer very good to excellent instead of poor to good.

    159. Re:First dissent by BlueStrat · · Score: 3, Interesting

      Son,

      Starting a post with childish condescension; Check.

      ...if all it takes to "trample" the "principles upon which the nation was based"

      "It does not require a majority to prevail, but rather an irate, tireless minority keen to set brush fires in peopleâ(TM)s minds." - Samuel Adams

      "All tyranny needs to gain a foothold is for people of good conscience to remain silent." - Thomas Jefferson

      ...is a law that requires people to have medical insurance,

      It is legislation that grants government a power over the citizens it was not granted in the Constitution and had never before tried to exercise; the ability to compel private citizens to purchase a product from another set of private citizens. Will we all have to buy/go into debt for a Chevy Volt next? How about when a "right-winger" is POTUS and theoretically made you buy something you found totally objectionable and a violation of your ethics & principles under the same power?

      ...then those were some weak-ass "principles" to begin with.

      Oh, I see your problem!

      Somehow, you got all turned-around on your way up from Mom's basement for more Cheetos and Mt. Dew, and wound up in a capitalism-based democratic republic, you silly!

      Wouldn't want you having to suffer with any of those "weak-ass 'principles'" like freedom of speech/press, or freedom from warrant-less searchesseizures, or arrest and imprisonment without cause/charge or due process, for any longer than you have to, you poor, poor deary!

      The DPRK is that way ===>

      The "principles" that hold this country together were never "The Constitution" or some Burkean fantasy of the Right. The principles that have always held this country together are the ones that say, "We're all in this together" and "Let's get this done" and "Things work better when people aren't selfish assholes".

      Yeah, everyone knows that the country was founded on the principles of collectivism and central government planning & control, and not religious freedom, individual liberty, and limited Federal power. Why, just the other day I thought I saw a painting of George Washington wearing a "Mao" T-shirt. Or was it Thomas Jefferson in a Che T-shirt?

      Well, thanks once again Ratzo, for illustrating my points for me in such stark manner.

      Strat

      --
      Progressivism (aka US 'Liberalism'): Ideas so good they need a police/surveillance-state to enforce.
    160. Re:First dissent by jmerlin · · Score: 1

      Why not make it required that a person without insurance pay their bills instead of forcing us young people who have annual medical expenditures (covered by medical insurance, not dental/vision/etc) under $300 pa pay over $500/yr for decent coverage or over $900 in taxes? As it stands, I'm paying for a benefit I don't share in because I don't EVER go to the hospital. I exercise. I eat right. I've been sick once in the last 3 years, and it was a cold. My medical costs are entirely in my dental and vision, and those are separate. So I'm subsidizing the medical expenses of those over 35 who significantly tax the system. Yes, I may be one of those one day, but the last time we implemented a "pay into it, benefit later" system, it failed miserably (see social security).

      I'd much rather have to pay the full bill whenever I go see the doctor and pay full price for medicines (I haven't actually consumed my deductible, ever) than to subsidize your medicine, just as much as you dislike subsidizing others' right now. I have the money to do that, and I don't have the expenses to match with what I'm forced to pay right now. But I have no choice.

      So what this effectively means is that healthy, young people just got a tax increase. Those without the experience and years put into the work force to command high salaries. Of course, Obama and his administration will do anything they can to say that it's not a tax (for posterity) -- but this was just ruled constitutional by the Congress's ability to levy TAXES. It's a fucking tax, you dipshits. There's no denying it. Relevant: http://www.youtube.com/watch?feature=player_embedded&v=bg-ofjXrXio#!

    161. Re:First dissent by Anonymous Coward · · Score: 0

      This is not true. Europe varies a lot in this, the UK and Sweden for example have publicly funded health systems, while the Netherlands and Belgium have an individual mandate. This insurance cost about 100-150€ per month (which is strange as the Netherlands for example have a lot higher tax rates than the UK and are on par with Sweden, so one wonder what they actually use the taxes for...).

    162. Re:First dissent by gribbly · · Score: 1

      The decision doesn't grant the government power to compel you to buy things, only the power to penalize (tax) you if you don't.

      Very different things.

      http://www.theatlantic.com/business/archive/2012/06/the-health-care-decision-explained-in-1-paragraph-on-scotusblog/259097/

      --
      maybe
    163. Re:First dissent by segin · · Score: 1

      The whole thing of comparing a sick person to a crashed car or burned-down house is idiotic. A crashed car is done for, a burned house is done for, but a sick person isn't. What is done for is a dead person.

      A sick person is like a house with termite damage, or a car with an oil leak. Still works, but not for long if you don't do something about it.

    164. Re:First dissent by cerberusti · · Score: 1

      That would be "environment"...

      ( ;

      --
      I'm a signature virus. Please copy me to your signature so I can replicate.
    165. Re:First dissent by pagaboy · · Score: 1

      Could someone please help me? I'm looking for a website called "Slashdot" which is all about high-tech news. I thought it was here but seem to have come to the wrong place.

    166. Re:First dissent by BlueStrat · · Score: 1

      The decision doesn't grant the government power to compel you to buy things, only the power to penalize (tax) you if you don't.

      Very different things

      I understand your point. In an academic legal sense, yes, I agree. However, in practical terms, it's a distinction without a difference. How else would the government "compel" someone except by penalizing non-compliance? "Do this or else!"

      In this case the penalties come through taxation and even imprisonment. Try telling the IRS to go pound sand, whether it's about taxes owed on income or penalties assessed through ACA rules, and see where you end up! I'd certainly call a heavily-armed SWAT/IRS raid pretty strong compulsion.

      Strat

      --
      Progressivism (aka US 'Liberalism'): Ideas so good they need a police/surveillance-state to enforce.
    167. Re:First dissent by fearofcarpet · · Score: 3, Interesting

      The way a lot of healthcare works in the Netherlands is that the government forces everyone to buy basic health insurance. Many employers have special deals with insurance companies that make it cheaper for their employees, but you are free to buy from other companies, so long as you have health insurance. Without it you basically aren't allowed to participate in the economy at all (i.e., no job, no back account, no benefits, etc.) There is a minimum, legal annual co-pay (which is rising) and government assistance for people who can't afford insurance on their own. Your premium is calculated from your age and your co-pay; there is no such thing as preexisting conditions. Insurance companies are not allowed to deny people coverage, your GP (huisarts) acts as the gatekeeper just as with HMOs, but the costs of procedures are effectively dictated by the government.

      Dental insurance is optional and, with the big push towards privatization that seems to be everywhere, they decided to experiment in that market, essentially removing the cost controls and allowing dentists to compete with each other for prices. And, almost instantly, dentists stopped doing basic procedures and focused on high-margin stuff. In other words, it almost instantly turned into the American system in which people with money get the best treatment and the poor get the shaft.

      What I find interesting about the Dutch system, which shares a lot of features of Obamacare, it that deliberate and explicit cost controls are apparently necessary even when you force everyone to buy insurance. Obamacare seems to control costs only through the shared risk pool--or do I have that wrong? Also--but maybe this is just a cultural thing--Dutch doctors treat everyone like hypochondriacs because they go to the doctor for every little ache and pain. Anyone that has had to deal with HMOs, co-pays, and reimbursements from American insurance companies--and that values their time--knows that doctors won't do squat unless the pain/problem has persisted for more than two weeks or so. As a consequence, people can walk around with curable--though minor--ailments that have been diagnosed as "stress related" unless they are very persistent (and willing to switch doctors). For a variety of reasons--lawsuits being among them--GPs in the US generally refer you after relatively little complaining by comparison. I wonder how the American tendency to diagnose and treat everything and the lack of explicit cost controls will affect premiums, even with the individual mandate.

      I suppose the upshot is that I can now wonder now that Roberts has departed from the four lunatics that wanted to toss the whole thing out based on their apparent powers to see into the future.

      --
      Actually, I wrote my thesis on life experience.
    168. Re:First dissent by BlueStrat · · Score: 1

      A feeling of having made the same mistake before: Deja Foobar

      By the way, I thought I'd also take time to educate you about the error in your sig, as long as I was here educating you in recent history with my other post.

      The word you want there is "FUBAR". It's an unofficial (obviously) slang acronym that came out of the military ranks in WW2. It means "Fucked Up Beyond All Recognition/Any Repair/All Reason". It is closely related to other unofficial military slang acronyms that also came out of WW2, like SNAFU (Situation Normal, All Fucked Up), SUSFU (Situation Unchanged, Still Fucked Up), and TARFU (Totally And Royally Fucked Up).

      Just an FYI for your future reference; When posting criticisms of other people's thinking on a news/tech site for nerds, you may want to at least make sure your sig doesn't discredit your own abilities.

      Or, not.

      Strat

      --
      Progressivism (aka US 'Liberalism'): Ideas so good they need a police/surveillance-state to enforce.
    169. Re:First dissent by repapetilto · · Score: 1

      I don't understand this argument:

      If that is the purpose then just institute a tax earmarked for unpaid ER bills... and anyway it can be implemented by the states as they choose.

    170. Re:First dissent by repapetilto · · Score: 1

      I've had doctors say similar things to me. I had a big swollen thing on my arm after getting bit by a spider and they told me if I hadn't come the poison may have drained into my lymphatic system and into my heart causing a heart attack. How common are things like that or your example?

    171. Re:First dissent by moeinvt · · Score: 1

      "Why would costs rise and quality decrease in the US?"

      Medicare
      Medicaid
      EMTALA
      Insurance anti-trust exemptions
      Import bans on drugs and medical devices

      Big government at its finest.

      Plus, a bunch of fat-assed, chain-smoking hypochondriacs.

    172. Re:First dissent by repapetilto · · Score: 1

      They don't want to get rid of critical thinking, they want to get rid of experimental gradeschool courses called "critical thinking", and similar. Stop getting your info from the mews, or worse, headlines. I know you know they are misleading, if not outright wrong in whatever field you have expertise in. This is true of everything.

    173. Re:First dissent by Anonymous Coward · · Score: 0

      Look, dump head, only 2% of the population are in chronic need of health care that the rest of us need to help and are helping. It is those 40% dump Demo with big fat ass, with zero brain cell who sit around doing nothing but sucking up the honest middle class; they are dragging down the nation. Unfortunately, the Demos depend on people like this because if they pass laws to un-dump people like you, they will lose the office.

    174. Re:First dissent by azalin · · Score: 1

      Interesting point. I dare say this might not be the most important point in that context, but is a novel way to look at it and a good argument.

    175. Re:First dissent by PopeRatzo · · Score: 1

      Wouldn't want you having to suffer with any of those "weak-ass 'principles'" like freedom of speech/press, or freedom from warrant-less searchesseizures, or arrest and imprisonment without cause/charge or due process, for any longer than you have to, you poor, poor deary!Wait having health care has taken away the Freedom of the Press? Oh shit, we DO have to fight this thing!

      Yeah, everyone knows that the country was founded on the principles of collectivism and central government planning & control, and not religious freedom, individual liberty, and limited Federal power.

      No, that's not what I said. US governments started ignoring the Constitution within the first decade of our existence. In fact, during the greatest periods of crisis, we ALWAYS ignored the Constitution. The reason it all stayed together is the reason Franklin gave: because we decided to, and we wanted it. Our greatest moments have been moments where the Constitution was very very thin.

      We had the same nellies telling us that our "Freedoms have been trampled" and "The Nation is Doomed!" before. And it's always someone calling themselves "Conservatives" who are either reactionaries or just assholes who don't have a problem with old people dying of starvation.

      And I'm not just talking about once or twice, either. This happens over and over and over. "If X happens then our liberties will be gone!" and "If black people do X then our country will be ruined!" or "If X is elected it will signal the end of our Great Experiment in Democracy!"

      Keep your wits about you and stop crying wolf. It's a law that says you have to have health insurance if you can afford it for chrissake. That's all.

      --
      You are welcome on my lawn.
    176. Re:First dissent by azalin · · Score: 1

      Otherwise the whole thing wouldn't have made sense anymore. In order for something like this to work, you need everybody in.

    177. Re:First dissent by azalin · · Score: 1

      I'd guess quite common. There are many major illnesses that give of early warning signs. If they are treated early, it won't be a big thing and your chances are good. Think of things like diabetes, high blood pressure, high cholesterol level, cancer. The later they are treated the more serious and dangerous they get.

    178. Re:First dissent by azalin · · Score: 1

      interestingly even the original nazis had universal healthcare

    179. Re:First dissent by ryanov · · Score: 1

      Yeah, other guy says "yet." Hang in there.

    180. Re:First dissent by benhattman · · Score: 1

      We all know what the justices said, but clearly the argument that states can mandate things and the feds cannot is idiocy. You're telling me that if CA declared that all citizens must buy 1 lb of broccoli a week or face felony charges, that all the conservatives would say, "While I disagree with the content of that law, it is well within the powers of the state of CA to impose a broccoli mandate"? I call BS.

      This entire charade was never about freedom or separation of powers. It was about one side of the political spectrum deciding that a law their think tanks developed, which was supported by their politicians at the national level only 15 years ago, and implemented by one of their governors just a half dozen years ago was suddenly unconscionable the moment that the other party decided to suggest such a law.

      The only thing this fight was ever about was making sure "Obama failed". In the end, the right lost their chance in 2009 to have significant say in the actual bill, because they gave up on legislation and doubled down on opposition.

    181. Re:First dissent by somarilnos · · Score: 1

      Well, for the lack of government offered health insurance, you can thank the fine legislators who refused to support the act with the public option, as well as the general obstructionist attitude that the GOP has represented in talks about this and any other bills that look to move our country forward.

      There were 51 senators in favor of having a public option. That's a majority. However, since we had, at the time, 40 people who refused to participate in the legislative process, there had to be unanimity among the remainder to get anything done. Had just 9 of those 40 (22.5%) decided, hey, this law is going to happen, and I can help it happen, and get my input into making it better, then it could have been a better law.

      We have 100 elected senators whose job it is to represent the people, discuss and debate topics of importance to the country, and work to create legislation that comes from those discussions, those debates. If we continue to elect people that are not only going to actively refuse to participate in these debates and discussions, but who are going to try to sandbag the people who ARE trying to actively solve the problems of our country, then it's not a surprise that people are unhappy about certain parts of it.

    182. Re:First dissent by tbannist · · Score: 1

      Getting elected has become the goal, not doing what is right. Politians vote against something they used to be proponents of, just because it is the other party that proposed it now. Campaigns are solely focused on negativity

      Believe it or not, looking in from the outside that only seems to describe one of the parties: the Republicans. The Democrats seem to be much more willing to work with the Republicans than the Republicans are willing to work with Democrats. It has reached the point where the Democrats are adopting Republican positions that the Republicans than abandon because they refuse to work with the Democrats. Case in point, "Obamacare" is the health care solution previously advocated by the Republicans. Of course, now the Republicans have had to move to "let them die" as their preferred health care system.

      --
      Fanatically anti-fanatical
    183. Re:First dissent by JoeZeppy · · Score: 1

      I weep for my country, for it is dead. We now have a "ruling regime", not a government of, by, and for the People. And because I know God is just, I also tremble in fear for my country.

      Strat

      What's Glenn Beck doing posting on Slashdot?

    184. Re:First dissent by n7ytd · · Score: 1

      You don't have to buy health insurance either. You will simply pay 2.5% more in income tax up to an extra $2,085 per year. But nobody is forcing you to purchase health insurance.

      This is the part that I don't understand. If I choose to not purchase health insurance it may cost me 2.5% surcharge on my taxes, but those numbers don't seem to provide any incentive to someone who doesn't have insurance coverage now.

      • If I make $25k, 2.5% is $675, but I probably don't pay any income tax.
      • If I make $50k, my 2.5% is $1250, which is still cheaper to pay than any insurance might buy.
      • If I make $100k, 2.5% is $2500, but the surcharge is capped at $2,085, and is still less than what actually buying health insurance would cost me.

      I understand why the mandate is of concern due to the inter-state commerce clause, but this is the point that caused such a flap with conservatives. Focusing on the numbers themselves, it seems like such a non-issue.

    185. Re:First dissent by JoeZeppy · · Score: 1

      Or maybe we notice exactly what is going on, and since we voted Obama in, are quite happy with it. It's a grand day for those of us who voted in Obama...or maybe you forgot we exist?

      They know we exist, they just think we're lazy black people on welfare.

    186. Re:First dissent by Anguirel · · Score: 1

      I'm sorry, was linking to their own platform not going close enough to the source? They oppose programs that might challenge beliefs. That is the core of critical thinking. So yes, they want to get rid of critical thinking. It's right there, in their own words. It's not "we oppose this specific program, because it doesn't work." It's "we oppose this program, and any that teach similar skills, because it might work, and we're scared of our children being able to do that."

      --
      ~Anguirel (lit. Living Star-Iron)
      QA: The art of telling someone that their baby is ugly without getting punched.
    187. Re:First dissent by Anonymous Coward · · Score: 0

      If everyone is required to have insurance, that means that everyone is covered (by their insurance -- tautology). So isn't that at least *analogous* to having publicly funded healthcare? Since presumably the everyone-has-to-have-it could even out the price differences.

      (BTW, I'm against the mandate.)

      No, because it still falls to a private company to provide the cover (and private hospitals, private staff). These are companies and have shareholders (and we know that companies only care about those, not the customers).

    188. Re:First dissent by tbannist · · Score: 1

      Of course, if you step back and look at the big picture, you'll see that while you are currently subsidising people over 35 even though you are in really good health, chances are you will, yourself, live to be over 35, when you will end up being the one subsidised. In theory, every ends up paying about the same amount and everyone gets the same treatment. In pratice, it's close enough to theory that everyone other developed nation in the world uses a similar system.

      I swear, conservative Americans are like the thin guy at an all-you-can-eat buffet who spends all his time complaining about how much the fat guy gets to eat.

      Stop complaining and enjoy the buffet.

      --
      Fanatically anti-fanatical
    189. Re:First dissent by paraax · · Score: 1

      This has been the argument out there... that the taxation power under this ruling is effectively unlimited. It is not clear to me, however, whether the bill of rights overrules the taxation power. I'd like to believe that "Congress shall make no law..." includes tax law. Thus you could not prohibit (via tax) speech, right to assembly, voting, etc. I guess we'll see when this trick is tried to prohibit some protected right.

    190. Re:First dissent by tbannist · · Score: 1

      Why not make the HSA laws MORE liberal, so I can save for my medical needs pre-tax....and make my own adult medical choices? Why shouldn't it be up to the individual to save for medical care much as we save to pay our utilities, mortgages, rent...etc?

      Let me save my own money pre-tax....and then onlly have to pay a very small premium for emergency health insurance.

      What do you do about the guy who graduates from college with a huge debt because of free market education and then during his first week on the job while he's walking to work, a drunk driver with no insurance jumps the sidewalk and pins him to a brick wall for an hour or two? Traumatic head injury puts him in a coma where he loses his newly earned job and leaves him with no money and no prospects and a half a million dollars of debt? I only ask, because this guy just graduated and he could use some advice after his accident. If he declares bankruptcy is he irresponsible? Is the hospital irresponsible for providing health care he may never be able to pay for? The medical insurance plan would have kicked in a month or two, but it won't now because the accident is a "pre-existing condition". What's the proper solution.

      The problem with "responsible people paying their own way" is that medical care is not like retirement planning, you don't get 65 years of advance warning like you do for retirement. Given that most Americans (actually that goes for most people around the world, except maybe the Germans) can't even handle retirement planning, what makes you think they can handle unexpected medical emergencies too? When it comes to medical costs "responsible for myself" is a complete farce, only the lucky people get a chance to pretend to be "responsible".

      --
      Fanatically anti-fanatical
    191. Re:First dissent by UnknownSoldier · · Score: 1

      So stooping down to his level sets the perfect example of how to be a better person, OK, I get it. /sarcasm

      Have heard the phrase "You catch more flies with honey then with vinegar" ?

      If you want to let other people dictate how you respond, that is your choice, but your message would be viewed in a more positive light if you didn't act like an politician. i.e. Focus on the message not the messenger. Or is your point not strong enough to stand on its own without resorting to childish behavior?

      Food for thought.

      Cheers

    192. Re:First dissent by tbannist · · Score: 1

      Actually, it's quite possible for costs to decrease, quality increase and waste to increase at the same time. If the insurance companies have a profit+overhead margin of 30% (A number I have seen floated a number of times) then costs can decrease 10%, quality/spending go up 10% and waste can increase 10%. Everyone but the health insurance company owners benefit.

      There are lots of outcomes. There's an old saying about the Republicans: "They claim the government can do anything efficiently and then get elected so they can prove it".

      --
      Fanatically anti-fanatical
    193. Re:First dissent by tbannist · · Score: 1

      That's supposed to be "They claim the government can't do anything efficiently and then get elected so they can prove it"

      --
      Fanatically anti-fanatical
    194. Re:First dissent by Magius_AR · · Score: 1

      Otherwise, it's pretty much like car insurance, so was the game already over decades ago?

      The federal government has never forced Americans (or been allowed to do so) to purchase car insurance. States aren't required to adhere to the limitations of the Constitution. Why the hell does everyone always gloss over this?

    195. Re:First dissent by tbannist · · Score: 1

      I take it you are unaware that in a group where ALL members will have similar medical costs over a lifetime, cost of "health insurance" for each member must be approximately the cost of all the health care required by each member?

      True.

      In other words, you're not actually saving ANYONE any money by doing health insurance - there's no spreading of risk when we all get old....

      True in theory, false in practice. Pooling resources increases the bargaining power of your unit, as the unit gets larger, it has more power to negotiate better prices for service. A hospital would be much more willing to give a 10% discount to get 1000 heart surgeries a year than it is, to get 1. In the first case, the group has bargaining power, in the second case you need to surgery and the surgeon has all the bargaining power, unless you don't mind dying.

      --
      Fanatically anti-fanatical
    196. Re:First dissent by JesseMcDonald · · Score: 1

      I'd like to believe that "Congress shall make no law..." includes tax law. Thus you could not prohibit (via tax) speech, right to assembly, voting, etc.

      The thing is, I'm not sure it would be considered a prohibition. It isn't even really a tax on speech per se, since strictly speaking the tax applies to everyone. Those who lack the government's favor simply don't get a rebate to offset the tax.

      If the government can use this approach to fine people for not doing something which they otherwise do not have any authority to compel them to do, I see no reason why they cannot use it to fine people for doing something (like speaking in certain ways) which they lack the power to prohibit by law.

      A tax which need not be apportioned evenly is equivalent, in the end, to unlimited political power. That is why the original Constitution required taxes to be divided evenly—either a fixed fraction of the value of the good in the case of a direct tax, or a certain amount per capita based on the last census for indirect taxes—and part of the reason why the Income Tax amendment, which lifted that requirement in regard to taxes on income, was such a major blow against liberty.

      --
      "The state is that great fiction by which everyone tries to live at the expense of everyone else." - Bastiat
    197. Re:First dissent by tbannist · · Score: 1

      So you'd rather spend money to punish people for being poor then spend money to help them stop being poor? Even if the second one is cheaper, helps more people and lowers the crime rate?

      --
      Fanatically anti-fanatical
    198. Re:First dissent by Magius_AR · · Score: 1

      Of course, if you step back and look at the big picture, you'll see that while you are currently subsidising people over 35 even though you are in really good health, chances are you will, yourself, live to be over 35, when you will end up being the one subsidised.

      By what deluded view of the world do you think that everyone over 35 leads a life of similar healthiness? Drug users? Chain smokers? Binge drinkers? Food gluttons? Soda drinkers? If you in ANY way believe that a skinny sub-35 year old on average is going to incur the same costs in old age as some unhealthy fatass, you really need to check out the top 5 health expenses in the US and the corresponding links to obesity. A hint: heart disease is one of them.

      Stop complaining and enjoy the buffet.

      Spoken like another clueless liberal that believes money, doctors, and drugs grow on trees...as if the only reason people die is because we let them and not because resources are limited. My mother waited 3 months for brain surgery to remove a tumor. Do you think the doctors were twiddling their thumbs in the meantime???

    199. Re:First dissent by GeekLove · · Score: 0

      You'll be subsidized if you can't afford it. Otherwise, it's pretty much like car insurance, so was the game already over decades ago?

      I am so tired of this "it is like car insurance" bullshit. I don't drive, Portland has got an excellent public transportation system and I don't need a flipping car, so I don't have to buy car insurance. However, I will have to buy health insurance or be fined. Total and utter bullshit. What the hell happened to personal liberty? Why the hell do I have to be "mandated" to buy anything from a private company? The federal government can go fuck themselves.

    200. Re:First dissent by Anonymous Coward · · Score: 0

      Well, I Googled "top 5 health expenses in the US", and one of the first articles it came up said it's actually the middle age and elderly people who end up spending more health care

      http://www.theatlantic.com/business/archive/2012/01/5-of-americans-made-up-50-of-us-health-care-spending/251402/

      The people who lived healthy end up living long enough to use health care

      The fatso chain smokers (who drive recklessly, and drunk) died young and fast so they incur relatively less expenses.

    201. Re:First dissent by tbannist · · Score: 1

      By what deluded view of the world do you think that everyone over 35 leads a life of similar healthiness? Drug users? Chain smokers? Binge drinkers? Food gluttons? Soda drinkers? If you in ANY way believe that a skinny sub-35 year old on average is going to incur the same costs in old age as some unhealthy fatass, you really need to check out the top 5 health expenses in the US and the corresponding links to obesity. A hint: heart disease is one of them.

      The guy that I was responding to complained he was paying more because people over 35 cost more. Chances are he's going to live to be older than 35. Of course, when he does, he'll probably just complain about "people over 45" and then "people over 55" and so on. The point being if he's in such good health he's probably going to belong to whatever age group he's complaining about unless it's small enough that it actually doesn't cost much. And he's correct that as you age, even the cost for healthy adults increase.

      Your complain which has no bearing on what I wrote is that not everyone will use the same amount. So? Like at the buffet, some people will eat more and some will eat less. The biggest problem will be dealing the with people actually abusing the system, not the people who eat a little more than you.

      I'd be more sympathetic to the "fat people cost more" rhetoric from conservatives if they weren't simultaneously championing the "How dare the First Lady recommend that we eat well and exercise" campaign. It's more just more insanity from crazy town.

      Spoken like another clueless liberal that believes money, doctors, and drugs grow on trees...as if the only reason people die is because we let them and not because resources are limited. My mother waited 3 months for brain surgery to remove a tumor. Do you think the doctors were twiddling their thumbs in the meantime???

      No idea, what they were doing. The Republican anti-health care ad prominently featured a Canadian woman who flew down the U.S. to get a benign brain tumour removed because she didn't want to wait 3 months to have it done by Canadian doctors. Maybe your mother got bumped because people willing to pay more pushed her down the list? I mean, I hear you can make a lot of money doing breast enhancements. I wonder how many potential brain surgeons followed the money in that direction? Of course, if your mother's brain tumour was benign, maybe she had to wait because it wasn't as important as the other procedures scheduled ahead of her. Or maybe she has a really cheap insurance company that is providing sub-standard care. There are simply too many possibilities from your meagre description to form any type of real opinion on why the delay occurred or whether it was entirely justified.

      Don't assume I'm a "clueless liberal" because I disagree with you, it makes you look like a "clueless conservative". People who spend all their time trying to make sure they are getting exactly as much as everyone else are simply tiresome pendants who'd let the metaphorical boat sink if they think any of the other rowers are doing slightly less work than them. In my experience, they also usually the ones most likely to short-change everyone else for their own advantage.

      --
      Fanatically anti-fanatical
    202. Re:First dissent by AdamWill · · Score: 1

      "When they can force you to buy something from a private company, game over."

      The irony is that the judgment (Roberts' opinion) says precisely that the government can't do that, and the ACA was upheld only because it doesn't, strictly speaking, work: it's constitutional because it doesn't really _force_ you to buy health insurance. On the contrary, it only penalizes you fairly weakly if you don't. Roberts notes that the only consequences to not buying health insurance are that you are required to pay a reasonably small amount to the IRS. Not buying health insurance won't be a criminal offence and has no regulatory consequences beyond the payment to the IRS. He also specifically notes that the amount of the payment isn't actually enough that paying it isn't a reasonable option. In other words, if you're absolutely determined not to buy health insurance - you can. You just have to pay a moderate tax. As Roberts wrote:

      "Such an analysis suggests that the shared responsibility payment may for constitutional purposes be considered a tax. The payment is not so high that there is really no choice but to buy health insurance; the payment is not limited to willful violations, as penalties for unlawful acts often are; and the payment is collected solely by the IRS through the normal means of taxation...None of this is to say that payment is not intended to induce the purchase of health insurance. But the mandate need not be read to declare that failing to do so is unlawful. Neither the Affordable Care Act nor any other law attaches negative legal consequences to not buying health insurance, beyond requiring a payment to the IRS. And Congress’s choice of language—stating that individuals “shall” obtain insurance or pay a “penalty”—does not require reading 5000A as punishing unlawful conduct. It may also be read as imposing a tax on those who go without insurance."

      In practice the ACA probably will work, because if you have a choice of paying money and getting something (health insurance) or paying money and getting nothing (penalty/tax), you're going to go with the 'pay money and get something' option. But it's important to note the implicit restrictions on the government in Roberts' opinion.

    203. Re:First dissent by repapetilto · · Score: 1

      Knowledge-Based Education â" We oppose the teaching of Higher Order Thinking Skills (HOTS) (values clarification), critical thinking skills and similar programs that are simply a relabeling of Outcome-Based Education (OBE) (mastery learning) which focus on behavior modification and have the purpose of challenging the studentâ(TM)s fixed beliefs and undermining parental authority.
             

      Where does it say they don't want their children challenging their beliefs? Nowhere. They just don't want teachers with an agenda making this happen on purpose. Anyway those programs are probably useless, feel good measures.

      I've been challenging beliefs since I about 2nd grade. The first I remember challenging beliefs was realizing in 2nd grade that all these priests and nuns were full of shit and trying to manipulate me by making me feel good after confessing my sins. They wanted me to confuse the feeling of relief that it was over with gods love. And I went to catholic school so I was surrounded by this stuff.

      Anecdotal, I know, but the point is that actual critical thinking comes from within, not because it gets written on a blackboard.

    204. Re:First dissent by repapetilto · · Score: 1

      Come on though. A spider bite leading to a heart attack?

    205. Re:First dissent by Score+Whore · · Score: 1

      Is HCR the ACA, aka. PPACA, aka. Obamacare? If so then what you say is incorrect. If you do not qualify for a subsidy and you choose not to buy "insurance" under the act, then you are assessed a tax. That tax does not pay for your care. It goes to the government, not the "insurance" companies. If you become ill you then go and purchase "insurance", get treatment and then cancel your coverage until next time you are ill. If you have a medical emergency you just show up in the emergency room and get care just as you would have for the last 50 years.

    206. Re:First dissent by Score+Whore · · Score: 1

      Who is comparing people to cars or houses? Not me. I pointed out that people do not have to buy care insurance, they merely have to demonstrate that they have ability to cover the damage they cause to other people and their property. This is normally done through liability insurance but could be done by placing a particular amount of money into escrow or establishing a bond.

      Then I went on to point out that what the ACA has done is to turn insurance companies into cost shifting companies. Under the act you can pay out of pocket for annual checkups. Then when you find you have something that is going to be expensive to treat you go and buy the product formerly called insurance and then they are obligated to pay your bills. You don't even have to pay the tax as the IRS has no remedy for collecting the tax (no levies, no criminal sanctions.)

    207. Re:First dissent by Anonymous Coward · · Score: 0

      it would work the same exact way in US... tax payers will pay the bill for a foreign emergency room user.
      now kindly also ask her friends what is the typical turnaround time for if they wanted to get checked out for a endoscopy.

    208. Re:First dissent by robsku · · Score: 1

      If you liked Public Housing, the Public Post, and Public Schools, you're going to LOVE Public Health Care.

      Finnish post used to work better before it was privatized - too bad, though the change is not that large it's still for worse :(

      Yeah, we have public housing too, even though the waiting line for an apartment is looooong in capital city (Helsinki) it still provides good quality rent apartments for those who can't afford (or have other problems getting one) to rent on private market - can't really see what's supposed to be so negative about this.

      Public Schools? Yeah, it's uncommon in Finland not go to public school and education is free here (yes, even universities - if there are tuition fees the government gives students aid).

      We must be doing horribly? Let's check Finland and PISA scoring - well, looks like we are the highest ranking OECD country. Yeah, I would not change our system to what you get, where parents income (and number of other things you can't affect, including plain luck) can prevent a kid from getting proper education.

      Public Health Care, which is not what you are getting either, is one of the great things in Finland - and without it I could not afford my ADHD medication, which I guess would not be that bad issue as likely I'd never gotten diagnosed for it anyway... I probably would not have succeeded finishing my grades in that case - which I did in private school that Finnish government paid.

      Yeah, I'm not that convinced of these things being bad at all, seeing that all of them are (or was, in case of Post Office) working well and seem to provide us advantages over your system... Can you teach me why Finland is a total failure because of such things? Or at least what improvement we could get ditching them?

      --
      In capitalist USA corporations control the government.
    209. Re:First dissent by zlives · · Score: 1

      I don;t think
      "It's also a fee I've been paying (in the form of higher premiums)"
      insurance companies have been paying hospitals for people that they do not insure... "(in the emergency room, of all places)"... this is the reason so many hospitals were/are in the red.

      though the second part is more true. Maybe they should have mandated regular checkups. You would think that insurance companies would want people to get regularly tested... but then it costs money that takes away from next quarter profits.

    210. Re:First dissent by Magius_AR · · Score: 1

      The biggest problem will be dealing the with people actually abusing the system, not the people who eat a little more than you.

      How do you figure? I doubt the vast majority of people who drive up massive healthcare expenses are doing so out of intent or malice. It's far closer to apathy or irresponsibility. When in comes down to X's and O's, sick people cost more, healthy people cost less. Knowing that, wouldn't it make far more sense to have the government incentivizing ways to encourage people to be healthy? Rather than the opposite? After all, what motivation do you have to change your behavior when no insurance company can ever turn you down and somebody is always going to pay for it?

    211. Re:First dissent by rhalstead · · Score: 1

      They didn't get it quite right though. Technically the mandate was changed to a tax which the Administration went along with, that is until it was passed, then they went back to claiming it's a fine and insisting it's not the largest tax increase in history? (or at least in many, many, decades) It works out that we will gain 20 or 30 million more people for the same number of doctors to see...IE here comes rationing. Add to that those with pre existing conditions paying the same as healthy young people...which equals a huge increase in costs (estimated to be between $2,000 and $3,000 per family per year) that will have to be on the shoulders of the working man and woman. IE...Us!. No more selecting the technology you and your doctor want. If it does the medical work, the cheapest that will do it is what you get, no matter that you are a welder and the cheap one will quit around strong magnetic fields. What happens to the family doctors who are no longer taking new patients are 20 - 30 million new ones are entered into the system along with a huge number of new and costly regulations. The whole thing boils down to those of us who have had insurance finding it difficult to get in to see our doctor and large increases in the costs for medical treatment and devices.

    212. Re:First dissent by badkarmadayaccount · · Score: 1

      You want a job, right? You don't want to get shot at on the way home, right? Do you consider those two a right? Then you have a right to drive. Crossing state lines, same thing, not to mention that it could be required for healthcare resons.

      --
      I know tobacco is bad for you, so I smoke weed with crack.
    213. Re:First dissent by modmans2ndcoming · · Score: 1

      You are wrong.

    214. Re:First dissent by davydagger · · Score: 1

      what does that have to do with technology again?

      the reason there is an individual mandate is because if there wasn't, then people would buy only when they are sick, thus raising the cost and premiums. The only customers would be the ones costing the insurance companies more money than they are spending on premimums, with no healthy people to balance things out.

      So when you make everyone buy health insurance the company has money from the healthy people to pay for the sick people. Technology is not a factor. Its like running a casino.

    215. Re:First dissent by stigmerger · · Score: 1

      I can avoid cars and car insurance entirely if I so choose.

      This would be relevant if you could also choose to avoid needing healthcare.

      The individual mandate is the second best approach to the problem, but it's the best one that gives money to insurance companies. That was the only way the GOP would get behind it. It's why they originally conceived of the idea. The better approach, single payer, would've been too good. "If you're going to try to fix healthcare, we insist on a method that will syphon money to some greedy industry that pays for our campaigns." Okay, okay ... how about that individual mandate thing you designed?

    216. Re:First dissent by davydagger · · Score: 1

      great, someone who thinks the freedom and democracy we are spreading by force around the globe is something more than a tounge and cheek talking point is now reduced to being a "hysteric"

      that and we have microsoftie brownshirts and other assorted stooges posting on slashdot now. Along with spamvertising stories and other crap.

    217. Re:First dissent by davydagger · · Score: 1

      who says anthing about this so called "right".

      I counter your silly arguments and stereotypes with something about you being a dumb yuppie fucktard who lives in a gated community, only to visit well lit destinations with hordes of police ready to clear the streets of anyone giving you a dirty look by the most brutal methods available, as not to dirty your high-born upbringing with such common trash.

    218. Re:First dissent by davydagger · · Score: 1

      "No. It's not pretty much like car insurance. You can choose not to drive, use public transportation or hired private transportation. In fact, many aspects of government action are in this direction.

      You cannot choose not to have health problems."

      you can always choose not to receive care for your health problems. Which is about as practical as not driving, or for the average joe, hiring private transportation. public transportation reliably covers mabey 10% of the US in any sense it'd be helpful for daily activies.

      Driving should be a right, but its a privlege. The government is keen to prevent any new rights.

    219. Re:First dissent by deblau · · Score: 1

      Obama and the Democrats were idiots for not implementing the "insurance individual mandate" as a tax break / monetary payout to buy health insurance anyways. They could have avoided this entire debate by doing so.

      I agree with you about constitutionality -- Obama could have said "we're going to raise everyone's taxes except you get a deduction if you have health insurance". Except the Dems weren't idiots because it would never have gotten past the House. Republicans wouldn't have voted for a tax hike. They could vote for the original because they viewed it as an insurance industry (in GOP lingo, "corporate") subsidy, and therefore a spending issue rather than a revenue issue.

      The Republicans (and the Democrats) are statist and have no problems spending your money; the only difference between them is which special interest groups they want to spend your money on.

      --
      This post expresses my opinion, not that of my employer. And yes, IAAL.
    220. Re:First dissent by amiga3D · · Score: 1

      You are so wrong. It is a government of the people. The people want "free" health care. They sent their representatives to congress to get it for them and they cobbled this living abortion of a bill and rammed it through the system. The elected executive officer then signed it into law. Face it, it's nanny state time. It's only going to get worse and worse unless you like socialism in that case from your perspective it will only get better and better. The reason is simple. Once Americans wanted liberty more than anything else, now Americans want to be taken care of from cradle to grave more than anything else. I really liked the one quote from the Chief Justice "It's not the responsibility of the court to protect people from the consequence of their political choices." The decision was absolutely correct. Congress has unlimited power to tax and that's what it was. The lies and bullshit had to go by the wayside and the President's men had to argue that it was in fact a tax to get it past the court. Truth at last.

    221. Re:First dissent by mapkinase · · Score: 1

      >hiring private transportation

      That's a valid point. But first, I have never heard of what will be the punishment for not having insurance?

      You see, one can hire transportation if he needs it, but will can one be able to hire a doctor without insurance? I haven't heard anything on this either. My impression that public is focusing on few of elements of this dramatic change while important details are remaining under radar.

      --
      I do not believe in karma. "Funny"=-6. Do good and forbid evil. Yours, Oft-Offtopic Flamebaiting Troll.
    222. Re:First dissent by AK+Marc · · Score: 1

      No, I know of no other place where the government makes it a crime to not buy health insurance from a private party (like car insurance). You can choose to not drive, or get bonded rather than insured, but you can't choose to not live. The places with lower costs all have single payer. That works much better. The problem with the US is that the higher the medical costs, the more the insurance companies make. And the person that receives the service isn't paying. That level of disconnect is the problem. With most social medicine programs, the single payer (usually government) pays for the service and loses money if they overpay. So they have reason to press for lower costs.

      The US should follow what most "socialist" countries follow. The government insures you if nobody else does, but you can get your own insurance and see your own doctors, if you (or your private insurance) pay for it. So no government "death panels" as you can get the service if you pay for it. As opposed to today, where there are private "death panels" but they make money from killing you. And for whatever reason, Republicans are ok with "death panels" so long as the death panels are private and paid to kill you, but if the death panel is run by Republicans, the Republicans hate it.

    223. Re:First dissent by davydagger · · Score: 1

      you can and always can hire a doctor without insurance.

      There expensive, confusing, opaque proccess. Better luck not getting ripped off buying drugs on a street corner. There are no fixed prices for anything. You can't call and ask, comparison shop, etc... They just bill you, and thats it. Insurance companies as part of the fee have the financial muscelle to keep things "reasonable".

      Most people have no idea how the system works. They think they are OK, and SOMETHING will protect them, until they get sick and get fucked up the ass by either docs or insurance companies.

    224. Re:First dissent by mapkinase · · Score: 1

      >you can and always can hire a doctor without insurance

      According to new law? Are you sure it somehow was not made illegal?

      --
      I do not believe in karma. "Funny"=-6. Do good and forbid evil. Yours, Oft-Offtopic Flamebaiting Troll.
    225. Re:First dissent by tbannist · · Score: 1

      Not being sick? Do you honestly believe that most people stop and ask themselves "what impact will eating this donut have on my insurance bills?"

      Preventable poor health is the end result of many small decisions poorly made. I sincerely doubt insurance costs have much, if any, impact on those decisions. The costs are abstract, in the future, and dissociated from the behavior that would trigger them. After all, if the incentives actually worked the way you think they should, the U.S. should not have the highest rate of obesity in the developed world.

      Furthermore as a counter-example to your hypothesis, you should note the difference between the U.S. and Canada. Canada has single-payer public health care, and has a reasonably similar culture and environment to the United States, however, Canada's Obesity rate is less than half the U.S. rate. By your reasoning those results should be reversed.

      Thus since a single payer system reduces costs through economies of scale and bargaining power and does not seem to encourage unhealthy behavior, it seems like a very good solution.

      If you want to motivate people to change their behavior you'd better make the costs more directly associated. For instance, you could impose a tax on foods that fail to meet some healthiness standards. That would give manufacturers an incentive to make their food healthier (according to the standard) and give people a direct price incentive to prefer the healthier food. However, I doubt that will happen in the U.S. that's generally considered to be too much intrusion by the government.

      --
      Fanatically anti-fanatical
    226. Re:First dissent by djchristensen · · Score: 1

      Selfish, damn straight I am. What I've earned is mine by right of physical or mental effort and I will not give it away without receiving equal value in return.

      And you've had absolutely no support whatsoever from anyone or anything that was funded via the taxes of others? Didn't attend public school? Don't drive on public roads? Have your own source of clean air and water? (Yeah, "clean" is relative, but I'd wager air and water are certainly cleaner with federal regulations than they would be without, so let's not get side-tracked with that argument.) Etc, etc, etc.

      What you've earned has almost certainly been enabled to some extent by resources that others have helped pay for. At least you admit that you're selfish. That doesn't mean you can just decide not to contribute back to the society that has helped you be where you are, but you aren't required to be happy about it.

    227. Re:First dissent by djchristensen · · Score: 1

      I take it you are unaware that in a group where ALL members will have similar medical costs over a lifetime, cost of "health insurance" for each member must be approximately the cost of all the health care required by each member?

      That's intuitively obvious to the casual observer.

      In other words, you're not actually saving ANYONE any money by doing health insurance - there's no spreading of risk when we all get old....

      You've taken a big leap here, right off a cliff. How do you possibly conclude that ALL people will incur the same health care costs? That isn't even a remotely realistic assumption. Over the past 20 years or so, I've personally incurred health care costs that add up to maybe six months of insurance premiums, probably less, while my wife has had her gall bladder taken out and had spinal surgery (not to mention two pregnancies, one C-section). That's a huge discrepancy in costs just for a sample size of two.

    228. Re:First dissent by Magius_AR · · Score: 1

      After all, if the incentives actually worked the way you think they should, the U.S. should not have the highest rate of obesity in the developed world.

      We currently have no incentives for healthy living. All we have are "sin taxes" (like on cigarettes) that discourage certain behaviors. There are no "positive reinforcements" for being healthy. That's coupled with the "you're not responsible, government has your back" mentality of the US government. Of course obesity is going to run amok. Heck, even people with insurance don't really pay their bills -- they pay some pittance of a copay and the insurance company masks the massive actual cost behind it. So what motivation would that person have to take a serious look at their lifestyle?

      Furthermore as a counter-example to your hypothesis, you should note the difference between the U.S. and Canada. Canada has single-payer public health care

      I actually rather like Canada's implementation -- it's a state-level (or province in their case) universal healthcare. But there's also single-payer systems (take Kuwait) where obesity is rampant as well.

      Thus since a single payer system reduces costs through economies of scale and bargaining power

      People always bring this up and I believe it's a red herring. At the end of the day, negotiations and price fixing aside, things cost some amount of money (call it the invoice price). Even if MSRP equals invoice, you aren't getting lower than invoice, ever, without increasing supply (more hospitals, doctors, whatnot). Single payer does NOT fix this problem. It just shifts dollars around. The only way to make healthcare cheaper is to either make people healthier or get more doctors.

      If you want to motivate people to change their behavior you'd better make the costs more directly associated.

      Now you're speaking my language. Personally, I believe the solution is transparency -- expose the consumer to the true costs rather than hiding them behind a shroud of negotiation and middlemen. Keep the individual accountable.

    229. Re:First dissent by The+Mighty+Buzzard · · Score: 1

      Of course I have. Public roads are a damned fine and legitimate use of taxes. Everyone benefits from them even if they don't use them. Public schools... well, let's just not go there.

      Clean air? Air is about the only thing that is free lately. Even then I still get robbed for fucktarded EPA regulations. And before you blah blah and light up some nag champa, have a look at the regs in practice. They make no damned sense as arbitrarily as they're enforced. Unfortunately they are not itemized out like healthcare is, so I can't easily refuse to pay them. Clean water? I pay for that, thanks much. Private capital to private entity but not governmentally compelled. Notice how I had a choice to pay or not there? It's fucking important.

      Yes, people producing wealth is a "rising tide lifts all boats" situation. People squandering it into ever increasing bureaucracy or government enforced oligarchy doesn't lift a damned thing though. It weighs everyone except the insurance company stockholders and executives down. Fuck them and fuck you. If you want my money, give me a choice and offer me objective value in return. Or bring a gun.

      --
      Violence is like duct tape. If it doesn't solve the problem, you didn't use enough.
    230. Re:First dissent by cayenne8 · · Score: 1

      Have you been to an ER in the US? I've waited 8 hours before.

      That's because all the illegal immigrants are clogging up the ERs....

      --
      Light travels faster than sound. This is why some people appear bright until you hear them speak.........
    231. Re:First dissent by AvitarX · · Score: 1

      A lot of expensive sickness is predictable with tests, and getting moreso every day.

      It increase the already existing problem you describe, and makes it worse every year.

      The tests allow healthy people a better chance of knowing they'll stay healthy, causing less of them to join.

      --
      Wow, sent an e-mail as suggested when clicking on "use classic" banner, and got a fast response that addressed my msg
    232. Re:First dissent by Anonymous Coward · · Score: 0

      Car insurance problems are directly related to health care problems. Even with more expensive cars, totaling your vehicle is nothing compared to the frightening medical bills you will get after suffering severe injury in a crash.

      Fix the medical insurance problem and it will have a major trickle down effect to car insurance, perhaps even life insurance.

    233. Re:First dissent by KhabaLox · · Score: 1

      Please name me the US Federal Government Car Insurance Mandate. Oh wait, there isn't one... because the Federal Government mandating car insurance would be unconstitutional.

      Here you go.
      http://www.fmcsa.dot.gov/rules-regulations/administration/fmcsr/fmcsrruletext.aspx?reg=387.9
      If you transport cargo over state lines, you must carry insurance on your vehicle.

      --
      Ceci n'est pas un sig.
    234. Re:First dissent by KhabaLox · · Score: 1

      . In other words if you can buy it after you're sick/house has burned down/car has crashed it's not insurance but merely a cost shifting system.

      I was wondering about this. The "fee" for not carrying insurance is less (presumably) than the cost of insurance. Since you can't be denied for a pre-existing condition, what's to stop the young* from not buying insurance until they're sick, pregnant, whatever?

      *I heard that it is estimated that ~4m people will opt to pay the penalty. Why would this number not be higher?

      --
      Ceci n'est pas un sig.
    235. Re:First dissent by SuricouRaven · · Score: 1

      I should point out that the UK is ahead of the US in practically any population health statistic you care to name. Except cancer survival rate.

    236. Re:First dissent by mapkinase · · Score: 1

      Personally, I am for universal health care, like in UK, despite being quite libertarian on many other issues. Doctors should be government employees and should receive salary.

      Any job should carry either some nobility or money. It can't carry both.

      I also think that litigation should be limited in health care. People should not be able to sue doctors left and rights.

      --
      I do not believe in karma. "Funny"=-6. Do good and forbid evil. Yours, Oft-Offtopic Flamebaiting Troll.
    237. Re:First dissent by seantide · · Score: 1

      Public health care similar to socalled "Obamacare" is commonplace in most of Europe, where the costs are lower and quality is higher (citation needed? LMGTFY). Why would costs rise and quality decrease in the US? Is there something inherently wrong with the US that they can't make this work as well as in Europe.

      Does it work well in Europe? Or are they being subsidized by nations like the USA? Even if you don't believe that, isn't Europe currently and rapidly going bankrupt?

      World shipping lanes... they work, correct? But why? Is it because how Europe handles them is working? Or, is it because the USA and a tiny few other nations do the bulk of the fighting and funding to keep the shipping lanes open? The world does very little but benefits greatly.

      In any case, I don't see our changes to healthcare working over here because they don't address the fundamental problems with our system. In the past we had a pretty good system, and it was 100% private. I don't see the logic in going 180 degrees from a successful period being the way to get back to that period's success.

      Also it seems to me that at fundamental problem we have is we use insurance improperly. It used to be something you bought only for emergencies, bills you could not afford to pay. Even when I was a kid, my family paid almost all medical care out of pocket, only using insurance when necessary. Almost any medical services we needed were affordable and competent, and I grew up poor. It was also 100% private.

      Then over the years policies were instituted forcing insurance to start paying for nearly everything. I'm not sure how anyone can be surprised that costs skyrocketed and the system became corrupt. We have of course made some amazing improvements in medical knowledge and technology, but in many ways the service level and staff competency is much lower now, and almost nothing is affordable out of pocket any more. Even simple checkups now cost more than what used to be emergencies.

      It seems to me we have some fundamental problems: misuse of insurance, massive corruption, legal system abuse and dysfunction, and failed central planning. I don't see any system working until those issues are removed.

    238. Re:First dissent by Anonymous Coward · · Score: 0

      And you still didn't prove the "right to drive"! You have the right to use the highways, you have the right to move around freely, in neither of the cases you cited does it ANYWHERE say a person has the "right to drive a motor vehicle".

      The Tenth Amendment to the United States Constitution: "The powers not delegated to the United States by the Constitution, nor prohibited by it to the States, are reserved to the States respectively, or to the people."

      What that amendment states is that you're asking the wrong question. The government doesn't grant you rights. If it doesn't say anywhere in the law books that your right is restricted, then you have it. So, where does it say that we don't have the right to drive?

    239. Re:First dissent by Anonymous Coward · · Score: 0

      I just love bullshit posts like this that make it sound like we still have complete freedom. You might as well say, "You're completely free to rob, rape and pillage anyone you like. You will simply be spending many years of your life in jail if you choose to do so." Freedom is NOT being penalized for choosing or not choosing to do/have something.

  2. So from here on out ... by Anonymous Coward · · Score: 4, Insightful

    If you don't do what the government wants, you will find a new "tax" will appear to make you do it.

    1. Re:So from here on out ... by ElmoGonzo · · Score: 5, Insightful

      Which is counterpoint to granting tax breaks to get people to do something.

    2. Re:So from here on out ... by Anonymous Coward · · Score: 5, Insightful

      If you don't do what the government wants, you will find a new "tax" will appear to make you do it.

      Yes, especially when the government (AKA "we the people") wants you to stop freeloading on the health insurance system we're paying for.

    3. Re:So from here on out ... by Anonymous Coward · · Score: 0, Insightful

      Yeah, this is a loser for all Americans. The majority of the country didn't want this legislation. It was voted down in congress and they had to resort to some trick to pass it. The entire time the Obama Administration kept saying that this was NOT A TAX ... that it was a Mandate. Now the SCOTUS says that it is unconstitutional as a Mandate, but it's ok at a TAX. So the bill that was passed was not only against the wishes of the majority of the people, it doesn't even work the way the minority said it would when it was voted upon.

    4. Re:So from here on out ... by Anonymous Coward · · Score: 1

      It is important to note that once the Government has enough power to force you to buy a product or service, the Democrats as well as the Republicans will take full advantage of this. Democrats will force the Republicans to live their lives the way the Democrats want and the Republicans will do the same to the Democrats. Meanwhile, those who fund the campaign coffers of both parties will make out like bandits. The only way to break this cycle is to ensure that that the Federal Government focuses on a few key issues such as national defense and leave the rest to the states and local communities to figure out what is best for the people who live there.

    5. Re:So from here on out ... by CaseyRM13 · · Score: 1

      What do you mean from here on out? The government has been doing this for years. Ever hear of a "vice" tax?

    6. Re:So from here on out ... by icebrain · · Score: 3, Interesting

      The best part is this... the majority opinion says

      Congress did not intend the payment to be treated as a "tax" for purposes of the Anti-Injunction Act. The Affordable Care Act describes the payment as a "penalty," not a "tax."

      Therefore, it is not a tax for purposes of the Anti-Injuction Act (which says you can't challenge taxes beforehand; you have to pay first and then sue).

      And then they go on to say Congress could have made it a tax, and that would have been ok, so we're calling it a tax and saying it's ok.

      So, it's not a tax, but it is a tax. Which one is it?

      This is the part I'm upset about. I don't really give two flying pieces of excrement about the law itself anymore; we're already doomed to Greece redux since our appetites are too big for our wallets. But the government blatantly saying "we'll just contort language however we need to so we can do anything we want" does not bode well at all.

      --
      The meek may inherit the earth, but the strong shall take the stars.
    7. Re:So from here on out ... by ackthpt · · Score: 5, Insightful

      Which is counterpoint to granting tax breaks to get people to do something.

      Carrot or Stick, you have your choice.

      Don't like it? Blame those broad powers granted through phrases like "provide for the general welfare" in the Constitution.

      --

      A feeling of having made the same mistake before: Deja Foobar
    8. Re:So from here on out ... by Volante3192 · · Score: 5, Informative

      The majority of the country didn't want this legislation.

      Yeah, funny thing about that.

      When people were polled about specific parts OF the bill, with the exception of the mandate, everything had a solid majority of support.
      Of course, the mandate is the keystone that pays for the rest of the parts people like.

      So, all that really proves is people want the great taste WITH less filling, which isn't how economics works.
      It's more of a pudding after meat situation.

    9. Re:So from here on out ... by Anonymous Coward · · Score: 1

      Yea, I want to smoke pot, but I can't seem to locate the appropriate stamp I need to to purchase as a means of paying my taxes on the product.

      http://en.wikipedia.org/wiki/Marihuana_Tax_Act_of_1937

    10. Re:So from here on out ... by i+kan+reed · · Score: 4, Informative

      The majority of the country, however, wanted every single major provision of the legislation. The hate is more of a result of a concerted PR campaign. Many Americans, like myself, wanted something better, more efficient, and more forward-thinking in scope, but that was "double socialism" or some such.

    11. Re:So from here on out ... by Jawnn · · Score: 3, Insightful

      I'm rather disappointed in this turn of events as well. I was hoping for a do-over, because Obama-care is just another case of corporate welfare.
      Of course you have a better idea, right? One that will reduce costs, dramatically eliminate overhead, provide availability to all, and improve patient outcomes? Nah, didn't think so. No..., the system controlled by the for-profit medical-insurance industry is most decidedly not it. Not by any of those metrics. I'll give you a hint, though. There are a lot of other countries that have figured it out. Turn off the Fox News and get some facts.

    12. Re:So from here on out ... by SoupGuru · · Score: 5, Insightful

      Most people don't know what's in the ACA.

      Most people like what's in the ACA.

      --
      What doesn't kill you only delays the inevitable
    13. Re:So from here on out ... by v1 · · Score: 5, Insightful

      typical americans. like everything about it except the bill. I'm in favor of everything about it except that "I have to pay for it" part....

      --
      I work for the Department of Redundancy Department.
    14. Re:So from here on out ... by junior.kun · · Score: 5, Insightful

      This is no different than a "tax break" for mortgage interest, or any other similar tax break, which is just a tax raise for the rest of us (i.e. people who rent their homes and therefore don't get the mortgage interest deduction) If the government can raise your taxes for not having a mortgage, it follows it can raise your taxes for not having health insurance. The Supreme Court decision is logical given prior precedent.

    15. Re:So from here on out ... by polar+red · · Score: 5, Insightful

      carrot for the top 1%, stick for the rest.

      --
      Yes, I'm left. You have a problem with that?
    16. Re:So from here on out ... by sycodon · · Score: 2, Insightful

      First, Obama and the Dems sold this as not a tax. So they lied. Obama is now responsible for raising taxes on all Americans to the tune of over a trillion dollars.

      Second, it's a tax on you. Not what you earn, not where you live, not what you own, but you.

      So they got their technical win. Doesn't make it right though.

      --
      When Fascism comes to America, it will call itself Anti-Fascism, and tell you to give up your guns.
    17. Re:So from here on out ... by Anonymous Coward · · Score: 5, Informative

      The majority of the country didn't want this legislation. It was voted down in congress and they had to resort to some trick to pass it.

      Uhhhh...

      1) The majority of the country has no idea what's even in the bill. Vast majorities of America (even conservatives) support its provisions, however. http://www.washingtonpost.com/blogs/ezra-klein/wp/2012/06/26/poll-republicans-hate-obamacare-but-like-most-of-what-it-does/

      2) Congress passed the law with a majority vote. And now it's been proven constitutional. Do you have a suggestion how to make laws more democratically?

    18. Re:So from here on out ... by polar+red · · Score: 3, Insightful

      the military is being paid by the state. how is that for a socialistic scheme ?

      --
      Yes, I'm left. You have a problem with that?
    19. Re:So from here on out ... by Delwin · · Score: 3, Insightful

      That was the point of the other half of the mandate ruling. The government doesn't have the power to compell you to engage in commerce. They do however have the power to tax you and then give you a tax break for engaging in said commerce. You can feel free to not get health insurance. You just don't get the tax break that having health insurance gets you.

    20. Re:So from here on out ... by alen · · Score: 3, Informative

      fine, if you're not a wage slave and don't want to buy your own insurance, then don't. but if you get really sick or injured don't expect much care because i don't want to pay for it. and don't expect the best hospitals to take care of you. send you to the county/city run hospital where you will be lucky if they change you after lying in your own filth

      choose wisely.

    21. Re:So from here on out ... by DigiShaman · · Score: 5, Insightful

      Taxation has always been an instrument of social engineering how a society operates. By any other name, it's a behavior modifier. The fact many of you don't already know this is quite frankly, scary as hell!

      --
      Life is not for the lazy.
    22. Re:So from here on out ... by chill · · Score: 1

      Stop smoking weed. It is obviously impairing your reading comprehension.

      The last sentence in the opening paragraph of that Wikipedia article says:

      This act was overturned in 1969 in Leary v. United States, and was repealed by Congress the next year.

      --
      Learning HOW to think is more important than learning WHAT to think.
    23. Re:So from here on out ... by Tmann72 · · Score: 2, Insightful

      The SCOTUS labeled it a tax after the fact. Obama did not lie. It was reclassified by others. Also, anyone with work supplied health care doesn't have to pay this. i.e. Me. So basically he didn't raise taxes on everyone. Not even close to everyone. In fact for most people it won't change anything. Like myself. Go cry in a corner because its clear you don't understand whats happening here.

    24. Re:So from here on out ... by Anonymous Coward · · Score: 0

      No tax on me, I have healthcare insurance. So do all but about 30 million other Americans. Of that number there aren't that many who qualify for the tax due to their low income.

    25. Re:So from here on out ... by coinreturn · · Score: 4, Informative

      First, Obama and the Dems sold this as not a tax. So they lied. Obama is now responsible for raising taxes on all Americans to the tune of over a trillion dollars.

      Second, it's a tax on you. Not what you earn, not where you live, not what you own, but you.

      So they got their technical win. Doesn't make it right though.

      Bullshit. The tax is only on those who refuse to get insurance. That will be an infinitisimally small number of Americans.

    26. Re:So from here on out ... by Torvac · · Score: 5, Insightful

      or bailing out banks ? "there is money for banksters, but not for sick people - just let them die!" *applause*

    27. Re:So from here on out ... by Brewster+Jennings · · Score: 1

      Hopefully Obamacare will help me to have that Pink Floyd song surgically removed from my head, thanks for that. :) I agree with you that many Americans weren't very informed about the actual content of the law, though.

    28. Re:So from here on out ... by timeOday · · Score: 1

      Next thing you know they'll try to put a special tax on cigarettes!

    29. Re:So from here on out ... by i+kan+reed · · Score: 1

      I can't tell if you're just trying to dogpile with my comment or provoke an argument with me. I think the word "Socialism" is so poorly defined, I never really use it, except in discussions of how others have used it.

    30. Re:So from here on out ... by gtbritishskull · · Score: 5, Insightful

      I have health insurance. It is not a tax on me. It is a tax on the irresponsible Americans who decide to leech off of the system instead of getting health insurance. If you get sick (or in an accident) and do not have health insurance then I have to pay for it (the hospital will still treat you, and the costs will be passed on to me as higher premiums when you cannot pay and file for bankruptcy). So yes, it is a tax on dumb/irresponsible people.

      When put that way, this starts to sound like a really good idea. Maybe we can find a way to expand it to other areas.

    31. Re:So from here on out ... by Anonymous Coward · · Score: 0

      So its Obama's fault that the Supreme Court interpreted it one way that the government refused to argue and the Supreme Court called in outside people to argue it for them and the Solicitor General actually argued against it?

    32. Re:So from here on out ... by Kohath · · Score: 1, Troll

      Of course, the mandate is the keystone that pays for the rest of the parts people like.

      By forcing predominantly younger, poorer, healthier people to overpay for health plans far beyond what they need, to subsidize plans for older, wealthier, sicker people -- and to provide special "free" benefits to politically powerful special interest groups.

    33. Re:So from here on out ... by cc_pirate · · Score: 5, Insightful

      Yeah, this is a loser for all Americans. The majority of the country didn't want this legislation. It was voted down in congress and they had to resort to some trick to pass it. The entire time the Obama Administration kept saying that this was NOT A TAX ... that it was a Mandate. Now the SCOTUS says that it is unconstitutional as a Mandate, but it's ok at a TAX. So the bill that was passed was not only against the wishes of the majority of the people, it doesn't even work the way the minority said it would when it was voted upon.

      Not really factually correct. A majority of Americans like a majority of the acts of this law. The 'no preexisting condition' portion is particularly popular as is the 'no lifetime maximum' and the 'no copay for preventative care' portions. The one part that more unpopular with most people is the 'must buy insurance part'. But the rest of it doesn't work without that.

      --

      "There are laws that enslave men, and laws that set them free. " - Sean Connery as King Arthur

    34. Re:So from here on out ... by sycodon · · Score: 1, Troll

      I pay for my health insurance. I choose a high deductible plan.My costs are low.

      Now, they will probably triple because I'll have to pay for coverage for things I don't use such as OBGYN.

      So, thanks for raising my costs with no benefit to me.

      --
      When Fascism comes to America, it will call itself Anti-Fascism, and tell you to give up your guns.
    35. Re:So from here on out ... by gregulator · · Score: 1, Insightful

      You assertion that "general welfare" grants broad powers shows that you are willfully ignorant of the facts.

    36. Re:So from here on out ... by larry+bagina · · Score: 5, Informative

      This is about taxes. "General welfare" or "regulation of interstate commerce" (which was rejected) don't apply. If congress wants to tax people who don't enter into a business agreement with a third party, they can (and, did).

      --
      Do you even lift?

      These aren't the 'roids you're looking for.

    37. Re:So from here on out ... by Anonymous Coward · · Score: 0

      Sir? You dropped your tinfoil hat.

    38. Re:So from here on out ... by Anonymous Coward · · Score: 0

      How in the world do you think the government will make things more efficient. They are notorious for making things inefficient. If you actually think things will become easier and more efficient, then I feel sorry for you.

    39. Re:So from here on out ... by Anonymous Coward · · Score: 0

      Which means that it was LAW for 32 years or so?

      Just because it was repelled that doesn't mean it is not a good example of the government using tax law as a means of implementing unpopular policy that would otherwise be unconstitutional.

    40. Re:So from here on out ... by spidercoz · · Score: 3, Interesting

      Bullshit. The tax is only on those who refuse to get insurance. That will be an infinitisimally small number of Americans.

      What about those who would like to have insurance but still can't fucking afford it? That's the question I would like answered as it pertains directly to me and yet I can find no discussion of it.

      --
      "I disapprove of what you say, but I will defend to the death your right to say it." - Evelyn Beatrice Hall, re Voltaire
    41. Re:So from here on out ... by sycodon · · Score: 2, Interesting

      Those who refuse to get insurance that meets the Government's definition.

      My current coverage, which does not include services for women does not meet their standards. So I will have to pay more for services I don't use.

      --
      When Fascism comes to America, it will call itself Anti-Fascism, and tell you to give up your guns.
    42. Re:So from here on out ... by DesScorp · · Score: 1

      Taxation has always been an instrument of social engineering how a society operates. By any other name, it's a behavior modifier. The fact many of you don't already know this is quite frankly, scary as hell!

      Except that this wasn't a tax until John Roberts retconned it into one.

      --
      Life is hard, and the world is cruel
    43. Re:So from here on out ... by MagusSlurpy · · Score: 1

      The government doesn't want me to speed, so it taxes me if I do?

      What kind of commie pinko fluoridating scam is this?!

      --
      My sister opened a computer store in Hawaii. She sells C shells by the seashore.
    44. Re:So from here on out ... by CubicleZombie · · Score: 4, Informative

      I just got an email from corporate HR stating that my cost for health insurance is going up over the next two years because of this ruling.

      1. Government makes decision.
      2. Money leaves my pocket.

      How is this not a tax? We can nit pick the details about what level it comes out of, but a tax is a tax is a tax. Nothing's free!

      --
      :wq
    45. Re:So from here on out ... by BorgAssimilator · · Score: 1, Insightful

      Bullshit. The tax is only on those who refuse to get insurance. That will be an infinitisimally small number of Americans.

      While I agree that not having health insurance is really risky and dumb, taxing someone for not buying / wanting something goes against freedom.

      The government does has the right to tax, but that should only apply for the things that the government should take care of, which is 1) providing national defense and 2) the legal system, not telling us which insurances to get.

      --
      "Intelligence has nothing to do with politics!"
      -Londo Mollari
    46. Re:So from here on out ... by Charliemopps · · Score: 4, Insightful

      And when it's cheaper for your employer to drop your insurance, pay a small tax, and let you live on medicare, how long do you think you'll have that plan?

    47. Re:So from here on out ... by Nkwe · · Score: 5, Funny

      carrot for the top 1%, stick for the rest.

      The 1% can have carrot top.

    48. Re:So from here on out ... by jellomizer · · Score: 4, Insightful

      Well giving a the Carrot in terms of Tax Breaks for the poor isn't that useful.
      1. A lot of them pay small amount of tax, so the carrot would be small. For the Rich, it is a sizable increase, perhaps worth a changing a behavior.
      2. Poor in general (yes they are exceptions) don't tend to focus on long term planning, or how taxable their habits are.
      3. The poor will tend (yes they are exceptions) to get more support federally then the rich (Per dollar payed in taxes)

      However giving them the stick, Would encourage a behavior change, because it is money that will go away vs money you will get back.
      Myself included, When I get my paycheck I see 1/3 (Federal and State Taxes) go away, That in my mind is money I never had, so I don't think about it, if I get some back at tax time, it is just a bonus to me.
      However If I am told that I don't do X then I will need to pay later, (Say out of my pocket) that is money that was given to me that I have to pay back.

      --
      If something is so important that you feel the need to post it on the internet... It probably isn't that important.
    49. Re:So from here on out ... by sycodon · · Score: 0

      Fuck...Congress didn't/doesn't know what's in it.

      What a way to run a country.

      --
      When Fascism comes to America, it will call itself Anti-Fascism, and tell you to give up your guns.
    50. Re:So from here on out ... by xevioso · · Score: 4, Interesting

      You will note that in his Ruling, Roberts said that the conservative wing made the same argument as you did, namely, that the law was labeled incorrectly.

      And as Roberts wisely stated, it's pretty silly to argue that you should strike down a law because of it being mislabeled, rather than for the effect of the law.

    51. Re:So from here on out ... by KhabaLox · · Score: 1

      This is no different than a "tax break" for mortgage interest, or any other similar tax break, which is just a tax raise for the rest of us (i.e. people who rent their homes and therefore don't get the mortgage interest deduction)

      This assumes that a landlord is not passing on the savings from his/her mortgage deduction* to the renter. Assuming enough competition in the rental market this should happen, and therefore the renter ends up benefiting. In other words, your rent would be higher if there was no mortgage interest deduction. On the flip side, you the renter are also paying property taxes, because the landlords property tax bill increases his/her costs, which he/she passes on to his customer.

      *I know this would hold for a person who owns a single family home and rents it out, but I'm not sure if the deduction is given to a corporation who borrow's money to buy an apartment building.

      --
      Ceci n'est pas un sig.
    52. Re:So from here on out ... by Anonymous Coward · · Score: 0

      The government still doesn't have a health insurance system like that.
      No public option made it into the bill.

    53. Re:So from here on out ... by lexman098 · · Score: 2

      I'll have to pay for coverage for things I don't use such as OBGYN.

      So, thanks for raising my costs with no benefit to me.

      Citation? You have insurance. You're not effected. If anything your costs will go down.

    54. Re:So from here on out ... by C_amiga_fan · · Score: 4, Informative

      (quoting from memory) - "There is nothing more natural than to start with a general phrase and then limit it with a list of specifics. The "general welfare" is qualified and limited by the list of powers immediately following it. To ignore this enumeration would be to create a central government of unlimited power, minus a few peculiar exceptions (Bill of Rights), and there is a whole host of proofs that was never intended by the framers or myself.

      "The Congress is one of limited powers while the bulk are reserved to the States and the People, respectively (10th amend.)." - James Madison, author of the Constitution.

      --
      FREE magazine : http://clarkesworldmagazine.com/prior/
    55. Re:So from here on out ... by Anonymous Coward · · Score: 4, Insightful

      yeah it's a real loser for everyone with a pre-existing condition that would otherwise go lay down and die. i'm sure painful death is preferable to affordable health care. also, those people who lose their coverage because they get sick will now really suffer with continued treatment. I have health insurance through my employer and i keep it. that really sucks for me. this is a real loser for ALL Americans. you nailed it pal.

      sometimes leaders get to take the country where it doesn't want to go at great political expense because they believe it will make the country stronger. in my view this is exactly why we elect them. if you want someone with zero conviction whose liberal vs. conservative leanings sway with the polls and whatever demographic he happens to be speaking to, then there is an obvious choice for you in November. make it. welcome to democracy.

    56. Re:So from here on out ... by DesScorp · · Score: 1, Troll

      If you don't do what the government wants, you will find a new "tax" will appear to make you do it.

      Yes, especially when the government (AKA "we the people") wants you to stop freeloading on the health insurance system we're paying for.

      The government is not "we the people". They're representatives of the people. There's a pretty big difference. Government is not "things we decide to do together". Government is not my church, or my family. And government was supposed to be limited. That, in reality, is what died today: any notion that people have rights beyond the power of the government. Free elections and the rule of law mean squat without liberty. You simply get elections with changing names, but the government's power over simply continues to grow and grow. Good God, we picked up rifles and killed redcoats for less than this. Washington and Jefferson would weep. We've become a nation of lickspittle slaves. Perhaps we deserve our fate.

      --
      Life is hard, and the world is cruel
    57. Re:So from here on out ... by Grishnakh · · Score: 1, Troll

      You get to pay the tax, it seems. Welcome to the new Corporate States of America.

    58. Re:So from here on out ... by SJHillman · · Score: 1

      This is a tax on not doing something. Are there other taxes on the lack of an activity? Income, goods, etc all require you to do something for the tax to be applied. Unless this is just a tax on being alive?

    59. Re:So from here on out ... by ewieling · · Score: 4, Insightful

      Yeah, this is a loser for all Americans. The majority of the country didn't want this legislation.

      The majority of Americans did not want civil rights, social security, or interracial marriage.

      All Americans win when everyone has health care coverage. The lower income people win because they will be healthier and more productive. Everyone else wins because the lower income people are not getting their primary care via emergency rooms and pass the cost on to the government and people with health insurance.

      The only people I hear complaining about this are people with health insurance paid for by someone else (their employer, medicare/medicaid, and the VA). Try paying the full cost of insuring yourself and your family.

      --
      I really shouldn't have used someone else's email address for this account.
    60. Re:So from here on out ... by bugs2squash · · Score: 1

      When you say it's on me (not what I earn or what I own etc.) do you mean they will be actually taking body parts in payment ?

      --
      Nullius in verba
    61. Re:So from here on out ... by xevioso · · Score: 1

      There wasn't really a ruling on the validity of the reasoning of the mandate, actually. 4 liberal justices agreed that the government DOES have the power to engage in interstate commerce; it's only Roberts who says it's not commerce but a tax. So there's no real ruling on the validity of that reasoning.

    62. Re:So from here on out ... by gurps_npc · · Score: 2
      Wrong. It was always a tax. Just some people were not smart enough to understand it.

      I said it was a tax to my friends after it passed.

      Yeah, I know you don't want to admit you stupidly failed to understand something that other people got.

      But RetCon means changing something that could NOT have been true. It does not mean revealing something that some poor fool failed to understand.

      --
      excitingthingstodo.blogspot.com
    63. Re:So from here on out ... by Anonymous Coward · · Score: 0

      If I refuse to buy Auto Insurance, will I be taxed? The Government is making you pay for something whether you want it or not!

    64. Re:So from here on out ... by Anonymous Coward · · Score: 0

      Go cry in a corner because its clear you don't understand whats happening here.

      Stay classy.

    65. Re:So from here on out ... by TheSpoom · · Score: 5, Informative

      Meanwhile, everyone ignored the actual universal healthcare bill that would have paid for itself, not with a fundamental, constitutionally questionable mandate / giveaway to insurance companies, but, shock and appall, a tax. Can't have that! Let's just force people to pay for it directly, except that they have to buy it from private insurance companies who can still dictate their care or lack thereof. It's not a tax if the forced payment of money doesn't go to the government!

      But I'm not bitter. Not at all.

      When this blows up in everyone's faces in a couple of presidencies (you know, after insurance premiums shoot through the roof and price fixing is commonplace), don't say I didn't say I told you so.

      The really annoying thing to me is that this is still probably the closest Obama could have got to universal care in the current political climate. I don't even really blame him.

      --
      It's better to vote for what you want and not get it than to vote for what you don't want and get it.
      - E. Debs
    66. Re:So from here on out ... by Anonymous Coward · · Score: 0

      typical americans. like everything about it except the bill. I'm in favor of everything about it except that "I have to pay for it" part....

      Very similar to then House Speaker Nancy Pelosi on passing the Affordable Care Act:

      'We have to pass the bill so that you can find out what is in it'

    67. Re:So from here on out ... by Anonymous Coward · · Score: 1

      I am in the same position and would like the same answer. The cheapest insurance I can find is over $250/month, and I simply cannot afford that. I was barely making ends meet before such an expense.

      Now what?

    68. Re:So from here on out ... by toadlife · · Score: 2, Insightful

      Now, they will probably triple because I'll have to pay for coverage for things I don't use such as OBGYN.

      Good.

      Insurance on universally needed services works best that way, as your high deductible plan makes it harder for others to afford insurance. By forcing gamblers like you to be more responsible, costs for more responsible people are lowered.

      And please stop deluding yourself into believing that your high deductible plan won't leave the rest of the people in the insurance pool on the hook if you come down with a catastrophic illness that costs millions of dollars to treat.

      --
      I don't always use unix-like operating systems; but when I do, I prefer FreeBSD.
    69. Re:So from here on out ... by Bill_the_Engineer · · Score: 4, Insightful

      You'd be surprised by the large number of "younger, poorer, healthier people" that find their way to an emergency room simply because they can't afford a doctor.

      Also while statistically younger people do not have chronic illness, they make up for it in emergency care resulting from accidents. It's the overnight stay in the hospital from an emergency that bankrupts most young people. More so when combined with their inability to work and the lack of short term disability benefits.

      I could also mention that in addition to accidents, younger people are prone to pregnancies, assaults, and sickness due to acute substance abuse.

      --
      These comments are my own and do not necessarily reflect the views or opinions of my employer or colleagues...
    70. Re:So from here on out ... by Anonymous Coward · · Score: 0

      Of course we don't like the bill. We need that money so we can BAIL OUT YOUR COUNTRY (whichever one that is)

    71. Re:So from here on out ... by Moses48 · · Score: 1

      Questioner: Are you in favor of your neighbor eating cake?
      Respondent: Yes

      Questioner: Are you in favor of buying your neighbor a cake?
      Respondent: No

    72. Re:So from here on out ... by Cutting_Crew · · Score: 1

      it isnt SCOTOUS job to label it as anything other than what the bill said. the bill stapled out a mandate not a tax, even though it was argued as a tax in the hearings. how can you rule based on a tax if the bill had nothing to do with it?

    73. Re:So from here on out ... by CrimsonAvenger · · Score: 2

      That will be an infinitisimally small number of Americans.

      Not necessarily. The "tax" is MUCH smaller than health insurance premiums, and it's not like you can't wait on getting health insurance until you really need it (that preexisting condition mandate comes in handy).

      Note, by the by, that I've been opposed to Obamacare since Day One (I believed that the correct way to do it was to gradually extend Medicare eligibility age down to birth). But I'm also someone who's going to benefit from it ([1] qualifier - if a bone marrow match[2] can be found, I'll be getting a bone marrow transplant. If that happens, I'll either (a) die within the year due to complications of the transplant, or (b) not have cancer anymore. Either way, y'all won't have to help on my medical bills.

      [2] plug for bone marrow donor organization: BeTheMatch exists to get people onto the registry, as well as to provide financial assistance to both recipients of bone marrow transplants and donors (the latter mostly in the form of providing free airline tickets to and from wherever you need to go to provide the marrow - they, alas, can't provide for your hotel stay for the couple-three days you need to be there).

      Do it for your siblings, if noone else - you're more likely to be a good match for (or find a good match among) your siblings than anyone else. Alas, none of mine are a match, so the Doc is still looking.

      Oh, and a quick survey of Obamacare shows that you can keep your insurance costs under control by only maintaining insurance for ten months of the year - a two month period with no insurance doesn't cause a "tax" to be levied against you. And if something bad happens in those two months, well, preexisting condition, eh?

      --

      "I do not agree with what you say, but I will defend to the death your right to say it"
    74. Re:So from here on out ... by na1led · · Score: 0

      So how is this any different than Auto Insurance? If another driver hits my car, and he has no insurance, who pays? Will everyone be required to have Auto Insurance regardless if they want it? This is just the beginning of the slippery slope.

      --
      -- By all means let's be open-minded, but not so open-minded that our brains drop out.
    75. Re:So from here on out ... by Anonymous Coward · · Score: 0

      That doesn't make sense... you're saying that an income tax is *intended* to make you quit working? So the whole point of a tax on my food is to get me to stop eating? I don't think so. Taxes were originally intended to raise revenue so the government had money to spend, it was only later that social engineers came to use it as another tool to beat society to bend to their will.

    76. Re:So from here on out ... by C_amiga_fan · · Score: 3, Informative

      "The SCOTUS labeled it a tax after the fact."

      No Obama's lawyers TOLD the Supreme Court it's just a tax, and therefore should be legal. Go review their arguments. The grandparent poster was correct: Obama and his lawyers lied and said "it's not a tax" back in 2009/10, but in 2012 his lawyers argued it was in order to make it pass the court.

      --
      FREE magazine : http://clarkesworldmagazine.com/prior/
    77. Re:So from here on out ... by scot4875 · · Score: 5, Informative

      It's cheaper for my employer to drop my insurance *now* and pay *zero* tax, but they haven't because they use it as an incentive to keep me around. Your argument is a completely moot point.

      --Jeremy

      --
      Jesus was a liberal
    78. Re:So from here on out ... by cayenne8 · · Score: 3, Insightful

      Which is counterpoint to granting tax breaks to get people to do something.

      The point of taxation either way...should be to fund the govt to work....NOT to alter behavior. You should be free to live and behave as you wish...that is a part of freedom and the govt should play no part in trying to coerce you in any way...

      --
      Light travels faster than sound. This is why some people appear bright until you hear them speak.........
    79. Re:So from here on out ... by Anonymous Coward · · Score: 0

      First, Obama and the Dems sold this as not a tax. So they lied. Obama is now responsible for raising taxes on all Americans to the tune of over a trillion dollars.

      Second, it's a tax on you. Not what you earn, not where you live, not what you own, but you.

      So they got their technical win. Doesn't make it right though.

      Ummm.... The Republicans hands are NOT clean in this. They voted for, and added amendments to the ACA also. The Democrats did not have a super majority in either house and needed the Republican's votes.

      The Republicans are just pandering to people like you: those that do not think critically, and rely on paid pundits (pretending to be journalists, but yell "I'm an entertainer!" when something bad happens) for their facts (which are lies, half-truths, and corporate opinions). Oh, one other thing: Since the President does not write laws in this country, and can only request things from Congress, why is the whole thing directed at him? Oh, I know! Because President Obama has ideas, is an awesome public speaker, and can out debate a room full of Republicans any day of the week. That's why they want him gone. He makes them look bad.

      What really cracks me up is the only true winner here is the health insurance industry. They get 30+ million more policies. The American people get some benefits like reduced rates because the coverage pool will grow by a large factor. Also, pre-existing conditions will be a thing of the past. And, since there will be fewer people going to the ER without insurance YOUR tax money will not be spent covering 30+ million ER visits. And the penalty (tax because that's what the Republicans added to the text of the bill for pandering rights and repeal-ability) is only on those individuals who don't purchase insurance, but can afford to. Oh, and don't forget that "Obamacare" is modeled after Romneycare. The one thing Romney did right as a Governor, but for some reason claims is not good enough for you...?

      And that makes it the right decision.

    80. Re:So from here on out ... by gv250 · · Score: 5, Informative
      SCOTUS accepted the government's theory that it was a tax. The government advocated two mutually exclusive constitutional theories:

      1. Congress has the right to force citizens to enter into commerce, under the commerce clause -- the mandate penalty was just that, a penalty.

      2. Congress has the right to tax any behavior it sees fit -- the mandate penalty was, for this purpose, a tax.

      SCOTUS rejected the first claim (proving that they do see limits to the commerce clause sometimes), and accepted the second claim. SCOTUS did not create the idea that it was the mandate was a new tax -- the government did.

    81. Re:So from here on out ... by Anonymous Coward · · Score: 0

      Got bad news for you and your HR. If this was struck unconstitutional, your cost for health insurance would be going up for the next two years.

      It's been going up every year for pretty much everyone, at an alarming rate. Even before Obamacare was a thing it was going up, and increasing the speed at which it was going up.

    82. Re:So from here on out ... by demonbug · · Score: 4, Insightful

      I just got an email from corporate HR stating that my cost for health insurance is going up over the next two years because of this ruling.

      1. Government makes decision.

      2. Money leaves my pocket.

      How is this not a tax? We can nit pick the details about what level it comes out of, but a tax is a tax is a tax. Nothing's free!

      As opposed to going up every year for no particular reason, like it has been...

      Somehow I think your insurance rates would continue to climb no matter what, now they just have a convenient excuse. "Not our fault, blame Obama!"

    83. Re:So from here on out ... by cayenne8 · · Score: 5, Insightful

      Healthcare should be disconnected from employment....

      --
      Light travels faster than sound. This is why some people appear bright until you hear them speak.........
    84. Re:So from here on out ... by Mirkman · · Score: 1, Insightful

      You are so wrong its insulting. I dont have insurance, I have to pay my own hospital bills. If I dont pay, it goes to collections, and goes on my credit report. The only escape I have to NOT pay a medical bill, is to file for bankruptcy. FALSE: "Healthy hard working americans who insure themselves are why my bill is so high." TRUE: "We need to tax healthy hard working americans who pay their own bills so that my insurance will be cheaper. I need a triple bypass and liposuction soon" Oh and guess what? Paying my medical bills like a responsible adult (the few I have) is incredibly cheaper than paying for health insurance, no matter which way you try to calculate it. Over the course of a lifetime, its cheaper for me to invest $400 a month into a money market account, than it is to pay $600 (while my employer pays $1,300/mo) a month for health insurance. And I get better coverage than YOU DO. Health Insurance COMPANIES posting record profits are the ones leeching off this system you love so much. Guess what? You thought health insurance companies were profitable now? Just wait until every American by government mandate/tax is forced to spill 30% or more of their income into the pockets of health insurance company share holders. My advice? Buy into health insurance companies. They are about to explode with profits.

    85. Re:So from here on out ... by caknuckle · · Score: 1

      Here comes the car analogy..

      This is the exact same concept as automobile insurance. If you are an idiot and don't buy car insurance, then get into an accident, the uninsured person pays out of pocket, and in the event they cant the other insurance company does (through an uninsured motorist rider). This increases most people's premiums and the uninsured motorist rider. There are a few states (Virginia) that don't mandate this, but you pay a fee (tax) to drive your uninsured car around.

      How is this any different?

    86. Re:So from here on out ... by toadlife · · Score: 3, Insightful

      Some high deductible plans will become illegal under the health care law and the GP will be forced to purchase a lower deductible plan which will cost more.

      And it is a good thing.

      These high deductible plans can be great for the individuals who choose them, but they shift cost to those who either choose lower deductible plans, or are forced to get lower deductible plans through their employers.

      --
      I don't always use unix-like operating systems; but when I do, I prefer FreeBSD.
    87. Re:So from here on out ... by mybecq · · Score: 1

      The SCOTUS labeled it a tax after the fact. Obama did not lie. It was reclassified by others.

      We call them the government's lawyers:

      "THE MINIMUM COVERAGE PROVISION IS INDEPENDENTLY AUTHORIZED BY CONGRESS’S TAXING POWER.”
      -- Caption to Part II of the Government brief

    88. Re:So from here on out ... by Anonymous Coward · · Score: 0

      Okay, fine. Here's the situation I was in just three years ago, let's see how this possibly would benefit me:

      I was making ~$12k a year. After those pesky luxuries like food, rent, taxes, utilities, I... well, I was losing money, so there IS no 'after'. Health Insurance wasn't offered to me, and I couldn't afford it even if it were.

      So, in response to my not being able to even afford health insurance, the response is... to tax me. For not being able to afford something. I made just enough to not qualify for low-income health insurance, but not enough to actually survive, even in my little slum with low rent.

      So I'm sorry if I see this with a particular lens, even though I now (thankfully) earn much more and also have health insurance, but FUCK OFF.

    89. Re:So from here on out ... by cellocgw · · Score: 1

      Hopefully Obamacare will help me to have that Pink Floyd song surgically removed from my head, thanks for that. :)
      Well, at least you'll be comfortably numb during the procedure.

      --
      https://app.box.com/WitthoftResume Code: https://github.com/cellocgw
    90. Re:So from here on out ... by Anonymous Coward · · Score: 0

      You'll get really cheap or free insurance. ObamaCare was made for people like you, so that you COULD get insurance when previously it was out of your price range.

    91. Re:So from here on out ... by AmiMoJo · · Score: 5, Insightful

      While I agree that not having health insurance is really risky and dumb, taxing someone for not buying / wanting something goes against freedom.

      It's only freedom if no-one else has to pay when you get sick or are in an accident. Otherwise you are just saving yourself some cash at other people's expense, taking away their freedom.

      --
      const int one = 65536; (Silvermoon, Texture.cs)
      SJW, n: "Someone I don't like, and by the way I'm a fuckwit" - AC
    92. Re:So from here on out ... by Anonymous Coward · · Score: 5, Insightful

      If you thought that your premiums were not going up over the next two years anyway I have a bridge to sell you.

    93. Re:So from here on out ... by Anonymous Coward · · Score: 0

      You will get free health care in debtor's prison.

    94. Re:So from here on out ... by Anonymous Coward · · Score: 0

      Ok as a Tax, decided by the court. So much for interpretation, they re-wrote BO's argument for him. Nice, America is total crap, f-ing free loaders rule it.

    95. Re:So from here on out ... by halltk1983 · · Score: 1

      I was wondering how long it would take them to figure out they could treat us like the states.

      --
      Watch for Penguins, they eat Apples and throw rocks at Windows.
    96. Re:So from here on out ... by Anonymous Coward · · Score: 0

      typical americans. like everything about it except the bill. I'm in favor of everything about it except that "I have to pay for it" part....

      Of course people are in favor of nice things in principle and cease to be in favor of it after the costs are revealed. Like you are probably in favor of having a pony but cease to be in favor of having a pony after we tell you that you need to pay some $50'000 for it.

      Quite frankly I find it frightening that someone thinks that this is silly behavior from Americans.

    97. Re:So from here on out ... by fiannaFailMan · · Score: 4, Insightful

      I pay for my health insurance. I choose a high deductible plan.My costs are low.

      Now, they will probably triple because I'll have to pay for coverage for things I don't use such as OBGYN.

      So, thanks for raising my costs with no benefit to me.

      How do you know? Did it ever cross your mind that more people in the pool will lower your premiums? Why don't you wait for them to actually triple before griping about it?

      --
      Drill baby drill - on Mars
    98. Re:So from here on out ... by Nethemas+the+Great · · Score: 4, Insightful

      I would hardly call the overwhelming majority of services our taxes pay for--either directly or indirectly by way of funding to the states for compliance--benefiting only the richest 1%. It might be fun to say, fun to funnel all your frustrations at the wealthy but for the most part it's unfair and far less productive than simple introspection. I find it absolutely amazing how much effort the younger generations (mine included) invest into the resilient pursuit of conquest in video games but when it comes to real life how far in the opposite direction they go. Nearly all first generation wealthy are basically gamers that chase conquest on the stage of the real world instead of their console. Fortune favors the bold, if you want to play it big in the real world you have to play it like you're the lone man fighting off the zombie apocalypse.

      --
      Two of my imaginary friends reproduced once ... with negative results.
    99. Re:So from here on out ... by scot4875 · · Score: 5, Insightful

      No, you don't. If you're in a low enough income bracket, you don't have to pay the penalty, and in fact get a subsidy to purchase insurance.

      These aren't mysterious hidden details, unless you spend all of your time watching Fox News. They've been right up front about this the whole time. It amazes me how much general ignorance there is about the Affordable Care Act. There are legitimate gripes about the bill, but usually the people griping about it are just spewing complete bullshit like Grishnakh and sycodon here.

      --Jeremy

      --
      Jesus was a liberal
    100. Re:So from here on out ... by CrimsonAvenger · · Score: 1, Insightful

      Yes, especially when the government (AKA "we the people") wants you to stop freeloading on the health insurance system we're paying for.

      *sighs*...you're conflating "healthCARE" and "health INSURANCE". They're not the same thing, no matter what Obama says.

      Note that "freeloading on the health insurance system" wasn't possible BEFORE Obamacare, but it is now.

      Because now, anyone can blow off getting health insurance till they have some expensive medical bills, get health insurance and have it pay the medical bills, then cancel insurance. Used to be that was impossible....

      --

      "I do not agree with what you say, but I will defend to the death your right to say it"
    101. Re:So from here on out ... by jimbolauski · · Score: 1

      If you don't purchase what the government wants, you will find a new "tax" will appear to make you do it.

      Fixed that for you

      --
      Knowledge = Power
      P= W/t
      t=Money
      Money = Work/Knowledge so the less you know the more you make
    102. Re:So from here on out ... by gatfirls · · Score: 1

      Is there a provision I have to pay the very same for profit middlemen, who make our system so terrible in the first place, or be fined in the ACA? If so, I do not like what's in the ACA.

    103. Re:So from here on out ... by DerekLyons · · Score: 1

      Also, anyone with work supplied health care doesn't have to pay this

      Well, bully for you. You're in a privileged position if none of your health care comes out of your paycheck. (Though really, if your employer pays it, it does come out of your paycheck whether you see it on your check stub or not.) Most American's aren't so lucky.

    104. Re:So from here on out ... by Anonymous Coward · · Score: 0

      So the person that gets seriously ill, say cancer, loses their job and then their health coverage. They cannot buy private health under the current system because they have a preexisting condition. Even if they could afford it, which they won't because they no longer have income. Their family will also lose coverage. The group plan is void, and you cannot buy coverage if someone is excluded.

      So you, mister selfish wanker of the universe considers this cancer victor to be a dump or irresponsible?, as are his wife and two kids?

      Here's hoping you get very sick very soon and learn what is happening to thousands of people every day!

    105. Re:So from here on out ... by Anonymous Coward · · Score: 0

      Dumb? Irresponsible? What about someone that chooses not to pay hundreds of dollars of profit to an insurance compnay and chooses to pay their doctors and hospitals in cash, or out of their own pocket when the bill comes?

      The insurance industry makes billions of dollars. Why? Because you end up paying them MORE money than if you paid your doctors DIRECTLY.

    106. Re:So from here on out ... by scot4875 · · Score: 5, Insightful

      Apparently you haven't been paying attention. Health care has gone up in cost every year, well over the cost of inflation. The only difference is that this year your insurer has a convenient scapegoat.

      --Jeremy

      --
      Jesus was a liberal
    107. Re:So from here on out ... by Tmann72 · · Score: 4, Insightful

      That's a whole lot of assumptions there buddy. First off, I wouldn't live on medicare just because my work drops me. I'd pay for my own insurance instead of sucking from the government. Last I checked, that was part of the reason the individual mandate was put into place from the beginning. Second off, considering the full brunt of the law hasn't even gone into effect you are speculating at best. There is a whole lot of rhetoric flying around, but not a whole lot of cold hard facts to support claims like yours. You make these accusations based on nothing but fear at the unknown. The fact is what you say is a worst case scenario. The reality of worst case scenarios is that they rarely happen, and even more rarely are being able accurate prognosticate that scenario ahead of time. What is more likely to happen is the law and its implementation will be tweaked as it's rolled out because as it is with any law it never quite works exactly as it was written on paper. I view the cup as half full. You clearly have an empty cup.

    108. Re:So from here on out ... by Anonymous Coward · · Score: 0

      military is for defense which is a proper role for a state. they are not engaged in commerce or production.

    109. Re:So from here on out ... by caknuckle · · Score: 1

      So how is this any different than Auto Insurance? If another driver hits my car, and he has no insurance, who pays? Will everyone be required to have Auto Insurance regardless if they want it? This is just the beginning of the slippery slope.

      It's already mandatory in a lot of states http://en.wikipedia.org/wiki/United_States_auto_insurance to own car insurance...except in a few states where guess what...you pay a fee (tax) to drive around like an idiot in an uninsured car.

    110. Re:So from here on out ... by cellocgw · · Score: 1

      By forcing predominantly younger, poorer, healthier people to overpay for health plans far beyond what they need, to subsidize plans for older, wealthier, sicker people
      News flash for you: "younger...people" will all end up in one of two categories: 1)dead 2)older people (followed by category 1).
      Quit being as shortsighted as our Wall St. pals and their insistence on quarterly returns, and recognize that we all will need elder health care some day. Unless you volunteer to donate to a certain Green food process.

      --
      https://app.box.com/WitthoftResume Code: https://github.com/cellocgw
    111. Re:So from here on out ... by Gerzel · · Score: 2

      How? Here's an example:
        0. You dump several tonnes of industrial waste into the local water supply, harming tens of thousands for a small increase in your own profits.
        0. You park where there was a no-parking sign.
        0. You decide to buy a souvenir at the national museum gift shop.

      There three ways that your 1 and 2 are not taxes.

    112. Re:So from here on out ... by Anonymous Coward · · Score: 0

      The insurance industry makes billions of dollars. Why? Because you end up paying them MORE money than if you paid your doctors DIRECTLY.

    113. Re:So from here on out ... by C_amiga_fan · · Score: 1

      The annoying part of this "mandate" is that my catastrophic insurance is now illegal. Why? I liked being able to pay CASH direct to my doctor, but still have the safety net in case I got a major illness like cancer. (No doubt the insurance companies don't want us buying cheaper catastrophic plans, so now they don't "count" under Obamacare.)

      Possible future laws from Congress:
      - Buy a Prius or hybrid car, else pay a $500/year tax (fine).
      - Buy a tankless water heater, else pay an extra $100/year tax (fine).
      - Smash your inefficient windows and hire a glazier to install new ones, else pay an extra $1000/year tax. (This will be called 'job stimulus'.)

      --
      FREE magazine : http://clarkesworldmagazine.com/prior/
    114. Re:So from here on out ... by Anonymous Coward · · Score: 0

      As is already the case in many states, you won't be issued a vehicle registration without it.

    115. Re:So from here on out ... by Anonymous Coward · · Score: 0

      Wait.... Let's see. The health insurance pool is now bigger so they are raising rates. This smacks of BS either on their part or on yours.

    116. Re:So from here on out ... by coinreturn · · Score: 1

      Still not a tax "on all Americans" as you claim. Only those with no insurance or shitty insurance. If your provider does not include services for women, it is shitty.

    117. Re:So from here on out ... by CrimsonAvenger · · Score: 1

      When people were polled about specific parts OF the bill, with the exception of the mandate, everything had a solid majority of support.

      Well, of course!

      After all, the ACA amounted to a whole bunch of "FREE STUFF PAID FOR BY OTHER PEOPLE!!!", plus a requirement that people buy health insurance (which, as I understand it, was NOT approved by the Supremes) PLUS a "tax" (actually, in the text of the law, it is NEVER descrbied as a tax, but rather as a "fine") if you don't (which WAS approved by the Supremes).

      --

      "I do not agree with what you say, but I will defend to the death your right to say it"
    118. Re:So from here on out ... by Anonymous Coward · · Score: 0

      Businesses with 50+ employees are required to offer insurance coverage.
      This law gives them up to a 35% tax credit and up to 50% in 2014.

    119. Re:So from here on out ... by scot4875 · · Score: 1

      Now, they will probably triple because I'll have to pay for coverage for things I don't use such as OBGYN.

      Oh yeah? Well mine will probably quintuple because I'm even more of a sky-is-falling alarmist than yourself.

      --Jeremy

      --
      Jesus was a liberal
    120. Re:So from here on out ... by Anonymous Coward · · Score: 0

      What about those who would like to have insurance but still can't fucking afford it? That's the question I would like answered as it pertains directly to me and yet I can find no discussion of it.

      Those who can't afford it aren't penalized. This has been covered many times, even in his speech today.

    121. Re:So from here on out ... by Anonymous Coward · · Score: 0

      Completely agree with this.

      Also, believe people should only get major medical insurance.

    122. Re:So from here on out ... by fiannaFailMan · · Score: 1

      Congress passed the law with a majority vote. And now it's been proven constitutional. Do you have a suggestion how to make laws more democratically?

      I think he wants Fox News opinion polls to be legally binding.

      This is what conservatives do. When there's a Republican President but a Democratic Congress they hail the chief who took action against the wishes of Congress.

      When there's a Democratic President and a Republican Congress they denounce the "dictator" in the White House running roughshod over the wishes of the democratically elected members of Congress.

      When there's a Democratic President and a Democratic Congress they denounce the President and the Congress for "running roughshod over the wishes of the American people as expressed in opinion polls" and they conveniently overlook the fact that opinion polls have no place in the constitution, that opinion polls are not a branch of government, and that the President and Congress are democratically elected fair and square.

      Oh, and when that other branch, the judicial branch, has anything to say that they don't like, they denounce "activist judges." I'm surprised I haven't heard that old chestnut yet. Maybe it's because Roberts is one of theirs.

      --
      Drill baby drill - on Mars
    123. Re:So from here on out ... by Anonymous Coward · · Score: 0

      I have health insurance: I have a high-deductible, catastrophic-loss policy, which is totally adequate for me, and it more than fulfills any moral obligation to pay my own health care costs. But now the government will not allow me to keep my policy - I have to get one that comports with the new law. Why is that so? It is not because I don't have insurance: it is because my policy insures me, but does not subsidize other people. The object is not universal coverage; the purpose is income redistribution.

    124. Re:So from here on out ... by Anonymous Coward · · Score: 0

      fine, if you're not a wage slave and don't want to buy your own insurance, then don't. but if you get really sick or injured don't expect much care because i don't want to pay for it. and don't expect the best hospitals to take care of you. send you to the county/city run hospital where you will be lucky if they change you after lying in your own filth

      choose wisely.

      Bullshit. Want to pay for it or not, you have no choice and no hospital can deny you service because you don't have health insurance.

    125. Re:So from here on out ... by Grishnakh · · Score: 2

      Ok, then exactly what is that "low enough" bracket? Health insurance is horribly expensive for anyone who doesn't get it through work, so I'm sure lots of lower-middle-class people truly can't afford it either.

      The fact remains that it's wrong, and fascist, to have the government require people to buy something from a third party. If something is so important that everyone really should have it, then the answer is simple: the government should provide it directly, like it does for many other things (like veterans' health care).

    126. Re:So from here on out ... by coinreturn · · Score: 1

      I just got an email from corporate HR stating that my cost for health insurance is going up over the next two years because of this ruling. 1. Government makes decision. 2. Money leaves my pocket. How is this not a tax? We can nit pick the details about what level it comes out of, but a tax is a tax is a tax. Nothing's free!

      Newsflash! We've been getting those emails for the last 20 FUCKING YEARS! It's only a tax if you're dumb enough not to get insurance.

    127. Re:So from here on out ... by Bigsquid.1776 · · Score: 1

      Sick people and people who suffer traumatic injuries are potential "freeloaders"? So in your world, the "good man" without insurance dies along the side of the road like a bloated raccoon? The person who is broken and mutilated by a hit-and-run, who doesn't have insurance, should just bleed out where they are and die? For if they don't, they are "freeloaders"? For your community's sake, I hope you aren't a first responder.

    128. Re:So from here on out ... by Anonymous Coward · · Score: 1

      Myself included, When I get my paycheck I see 1/3 (Federal and State Taxes) go away, That in my mind is money I never had, so I don't think about it, if I get some back at tax time, it is just a bonus to me.

      Holy cripes, man! "...money you never had?!?" It was money that was forcibly removed from you before you ever saw it! Add up that missing 1/3 from your paycheck. What could you do with that?

    129. Re:So from here on out ... by gorzek · · Score: 1

      Bingo. Congress thought the "stick" approach would work better here, but then they also give plenty of "carrots" (subsidies, etc.) so if you get hit with the "stick," it is really your own damn fault.

      Social engineering through the tax code is nothing new, anyway. We give people breaks for buying houses and having kids, why not health insurance?

    130. Re:So from here on out ... by Anonymous Coward · · Score: 0

      Of course there are such taxes. There is a tax on not paying any interest on a mortgage, equal to your marginal tax rate times the amount of mortgage interest you aren't paying. There is a tax on not having any dependents. There are all sorts of taxes on not doing something legislatures incentivize. Calling them tax "breaks" doesn't change the dollars and cents.

    131. Re:So from here on out ... by jkauzlar · · Score: 1

      Yeah, this is a loser for all Americans

      Except for the ones with preexisting conditions who now have the opportunity to live long and fruitful lives?

    132. Re:So from here on out ... by madturk · · Score: 1

      Your health insurance is a tax on the rest of us. Employer supplied health insurance is tax deductible and is thus a tax on those not covered.

    133. Re:So from here on out ... by AmiMoJo · · Score: 1

      You might not need OBGYN but you might want a prostate exam at some point. Deductible plans are a shit idea anyway because they don't cover every possible illness you might get. Essentially you are gambling that you won't have certain problems, and will be fucked when you do. Also the premium will rocket once you have pre-existing conditions.

      Universal care is better and cheaper for everyone.

      --
      const int one = 65536; (Silvermoon, Texture.cs)
      SJW, n: "Someone I don't like, and by the way I'm a fuckwit" - AC
    134. Re:So from here on out ... by Anonymous Coward · · Score: 0

      As long as they want to keep me as an employee. They were never forced to provide this service to me, and could have dropped it at any time to save money. Your argument is bunk.

    135. Re:So from here on out ... by Anonymous Coward · · Score: 0

      Drivers are already "required to have Auto Insurance regardless if they want it"...

      It seems you were trying to argue against your post's parent post, but your statements support it.

    136. Re:So from here on out ... by Anonymous Coward · · Score: 0

      Then you should stop paying the other 99% of taxes your federal/state/local government charges you.

    137. Re:So from here on out ... by coinreturn · · Score: 2

      Ok, then exactly what is that "low enough" bracket? Health insurance is horribly expensive for anyone who doesn't get it through work, so I'm sure lots of lower-middle-class people truly can't afford it either.

      The fact remains that it's wrong, and fascist, to have the government require people to buy something from a third party. If something is so important that everyone really should have it, then the answer is simple: the government should provide it directly, like it does for many other things (like veterans' health care).

      It would be great if the government provided it. However, it was a massive slog to get THIS bill passed and it was endlessly challenged. No way would single-payer make it.

    138. Re:So from here on out ... by iluvcapra · · Score: 1

      So, it's not a tax, but it is a tax. Which one is it?

      You left out the sentence directly following ...

      That label cannot control whether the payment is a tax for purposes of the Constitution, but it does determine the application of the Anti-Injunction Act.

      Article One Section 8, and 26 USC 7421 have different definitions of a tax. Pp 14 and 15 go into depth on how the court found the difference. Shorter:

      The Affordable Care Act does not require that the penalty for failing to comply with the individual mandate be treated as a tax for purposes of the Anti-Injunction Act.The Anti-Injunction Act therefore does not apply to this suit....

      It's just words, but laws are all about words. The Anti-Injunction Act uses a narrower definition of "tax" than the Constitution does.

      --
      Don't blame me, I voted for Baltar.
    139. Re:So from here on out ... by thomasw_lrd · · Score: 1

      This is the dumbest argument in the world. The people who don't have health insurance now are guaranteed coverage. This is almost he way it was, except that instead of the govt. taking the money out of your pocket, the insurance companies/hospitals did it. The people who don't have insurance still won't have insurance, but now the govt will take the money out of your pocket. And yes healthcare costs might go down a little bit, but that's because for everyone I know they have already gone up in the last two years.

    140. Re:So from here on out ... by Anonymous Coward · · Score: 1

      it is. i buy my own. no one forces you to take your employer's healthcare. Unfortunately they don't pay you more for not taking it.

    141. Re:So from here on out ... by AmiMoJo · · Score: 1

      The worst part is that universal healthcare systems are always cheaper overall, but psychologically people seem to think they can somehow get a better deal than all the other chumps and resist co-operating.

      --
      const int one = 65536; (Silvermoon, Texture.cs)
      SJW, n: "Someone I don't like, and by the way I'm a fuckwit" - AC
    142. Re:So from here on out ... by Tmann72 · · Score: 1

      I am not in a privileged position as you claim. I pay out of my paycheck just like everyone else. I pay $1200 a year on my health insurance. More than the tax I'd pay if I didn't have it. You know what though? If I get in a car accident I don't have to worry about being billed out the ass for an accident. It's worth the extra money so that I don't have to worry about going into debt because of a random occurance.

    143. Re:So from here on out ... by frosty_tsm · · Score: 5, Insightful

      This is about taxes. "General welfare" or "regulation of interstate commerce" (which was rejected) don't apply. If congress wants to tax people who don't enter into a business agreement with a third party, they can (and, did).

      This specific part is about fixing the pre-existing loophole that someone who decides not to pay for insurance but piggy backs on the healthcare system by using the ER (which is more expensive than regular visits and pushes the burden on the rest of us through higher medical and insurance costs). As costs got higher, more and more people made this decision (or it was made for them). This isn't the primary reason for health care costs going up, but it's contributing to it.

      At some point in time, this gap was going to need to be filled in some way (otherwise you and I will continue to pay for their insurance). I would have preferred a carrot rather than a stick (or a stick disguised as a carrot), but I personally can't think of a better solution. Can you?

    144. Re:So from here on out ... by Anonymous Coward · · Score: 0

      But I bet you could afford those new rims or those Gucci glasses.. or maybe you're one of those with an XBox and enough games to kill a small child under the burden? Do you make by with just enough computer to get on the Internet, or did you spend $500 on a new graphics card?

      There are plenty of people that could afford Healthcare and choose not to. Now they got their way... "the Gubberment will gimme what I need."

    145. Re:So from here on out ... by gorzek · · Score: 4, Insightful

      +5, Insightful? Sigh.

      I'm as critical of income inequality as anyone (the core rhetoric of the "99%" talk), but the Affordable Care Act offers subsidies to those who can't afford insurance or have difficulty affording it. The tax penalty is specifically designed not to punish the poor, and yet you are here to portray it as though it is. Your brand of intellectual dishonesty does no one any good.

    146. Re:So from here on out ... by KDR_11k · · Score: 1

      Even in countries with universal healthcare employers sometimes choose to offer additional health benefits in order to increase employee loyalty and happiness (both of which translate to higher productivity). From my perspective as a German it seems silly that people even talk about dental plans because here basic dental work is covered by even the most basic health plans. Basic dental work means you get a reasonably simple solution to your problem (cavities and root canals are covered fully, for example) and if you want something fancier (better filling, laser treatment, etc) you pay only for the difference which seems rather small compared to what I heard about pricing in the US (200â is already considered a lot here). So most of the time you come home from the dentist with no bill.

      --
      Justice is the sheep getting arrested while an impartial judge declares the vote void.
    147. Re:So from here on out ... by Anonymous Coward · · Score: 0

      Do you really think businesses currently provide health care because it's cheap?

      No, they do it because their employees expect it. And this is the way it will continue.

    148. Re:So from here on out ... by ai4px · · Score: 1

      "anyone with work supplied health care doesn't have to pay this"

      .... yeah until your employer figures out it is cheaper for him to drop coverage and pay the penalty. Also, if your employer makes ANY change to your plan as it exists today, you have to go to the government plan.

    149. Re:So from here on out ... by coinreturn · · Score: 1

      That will be an infinitisimally small number of Americans.

      Not necessarily. The "tax" is MUCH smaller than health insurance premiums, and it's not like you can't wait on getting health insurance until you really need it (that preexisting condition mandate comes in handy).

      Okay, so maybe some jerkwads will game the system. At least the tax income will come in handy to pay for the freeloaders at the ER. Also, the tax could be increased.

    150. Re:So from here on out ... by Tmann72 · · Score: 1

      I used to have a temporary insurance (before I got full time at work) and I paid as low as 50 dollars a month. Sure the deductible was 5k, but its still cheaper than paying the tax, and that's not even good insurance. The point here is that one way or another everyone should have health insurance, and that there are plans out there that can give at least some degree of coverage. With that shitty plan I still had 20 dollar copay and generic prescriptions. That's still considerably better than nothing.

    151. Re:So from here on out ... by Khyber · · Score: 1

      So forcing me to enter into a business relationship, against my will, is legal?

      Well, fuck, I might as well start shooting every government member, since they don't want to enter into a 'play fair' agreement with me. It's only fair, after all.

      --
      Still waiting on Serviscope_minor to wake up to fucking reality and realize that Jessica Price isn't going to fuck him.
    152. Re:So from here on out ... by ai4px · · Score: 5, Interesting

      It was disconnected until 1973 (or so) when the government required large businesses to offer it. Over the years "large business" was redefined to be 50 or more employees. My employer presently has 49 employees and has no interest in increasing by even one employee... that 50th employee will be an expensive chap.

    153. Re:So from here on out ... by Kohath · · Score: 3, Insightful

      You'd be surprised by the large number of "younger, poorer, healthier people" that find their way to an emergency room simply because they can't afford a doctor.

      If you "can't afford a doctor", you also can't afford to pay for a fancy "everything" health plan. Healthy young people need cheaper, catastrophic insurance plans that protect them from huge unexpected bills, not expensive benefit plans to pay for routine care. Insurance is for large unforeseen expenses, not routine bills.

      Also while statistically younger people do not have chronic illness, they make up for it in emergency care resulting from accidents.

      Not even close. The expenses for younger people are a tiny, tiny fraction of the total.

      It's the overnight stay in the hospital from an emergency that bankrupts most young people. More so when combined with their inability to work and the lack of short term disability benefits.

      That's what insurance is for. But governments mandate hundreds of benefits in health plans, so most of them don't qualify as insurance. They're just a wealth transfer to people who have lobbyists for their health problems.

      I could also mention that in addition to accidents,

      ... which are rare, and therefore easy to get inexpensive insurance for ...

      younger people are prone to pregnancies,

      ...which is voluntary, and therefore not an insurable event. And which also does not happen to about 50% of the population, even though the government mandates their health benefit plans pay for it ...

      assaults,

      ... which are rare and insurable, like accidents ...

      and sickness due to acute substance abuse.

      ...which is also voluntary, like pregnancy.

    154. Re:So from here on out ... by blueg3 · · Score: 1

      So I will have to pay more for services I don't use.

      Risk averaging is kind of how insurance works. They have insurance where you pay only for the services you use -- it's called "no insurance".

    155. Re:So from here on out ... by C_amiga_fan · · Score: 3, Insightful

      The Supreme Court inadvertently just gave me a reason to vote Romney. Prior to this point I was planning to stay home, because both Romney and Obama are corporate puppets & anti-Bill of Rights dicks. They suck near-equally.

      But now I would like to see Romney win the presidency & appoint some limited-government constitutionists to the Court (and the lower level courts). It is a bunch of bullshit that the Congress can order us around like puppets, else punish us with a tax (fine). With this precedent set, pretty soon I'll be paying $3000 in penalties because I don't have insurance (catastrophic doesn't count), I don't drive a "green" hybrid car, don't have a tankless heater, don't have a programmable thermostat controllable by the government or the utility, et cetera.

      --
      FREE magazine : http://clarkesworldmagazine.com/prior/
    156. Re:So from here on out ... by Anonymous Coward · · Score: 0

      After this we're going to be another 30-40 years without anyone touching the health care debate again. So basically the rest of my productive life I can look forward to my well being subject to someone else's profits.

    157. Re:So from here on out ... by Anonymous Coward · · Score: 0

      The wierd political thing is that in the US the hospital "system" isn't national, or even always by state. In most cases we are "saving" the profits of independent for-profit hospital systems. Those are the guys that are being "leached on". It is not clear why we want so much to protect their bottom lines. When someone shows up at an emergency room, it isn't charged to taxpayers - it is the hospital's problem.

    158. Re:So from here on out ... by Khyber · · Score: 1

      That's not a whole lot of assumptions, fool. It's obvious you've never worked in any higher-level of business, let alone a corporation.

      Protip: I'm a CEO, of an INTERNATIONAL company. You're so deluded it's not even funny.

      --
      Still waiting on Serviscope_minor to wake up to fucking reality and realize that Jessica Price isn't going to fuck him.
    159. Re:So from here on out ... by Anonymous Coward · · Score: 0

      So people starting out in crappy jobs that don't have insurance, or are young and don't need the same plan as grandma are about to F'd in the most extreme manor by the IRS.

      I understand what is going on and you are a selfish dbag.

    160. Re:So from here on out ... by jimbolauski · · Score: 1

      First, Obama and the Dems sold this as not a tax. So they lied. Obama is now responsible for raising taxes on all Americans to the tune of over a trillion dollars.

      Second, it's a tax on you. Not what you earn, not where you live, not what you own, but you.

      So they got their technical win. Doesn't make it right though.

      Bullshit. The tax is only on those who refuse to get insurance. That will be an infinitisimally small number of Americans.

      So it is ok for the government to force people to buy things because they are in the minority? Should the government be allowed to force everyone to buy a gun and those that choose not to will be taxed, with the new ruling the only thing stopping that is congress and the president. The government now has the power to "tax" anyone who doesn't buy what they want them to buy cars, guns, cereal, statues of political leaders, anything. Am I the only one who thinks that is seriously fucked up?

      --
      Knowledge = Power
      P= W/t
      t=Money
      Money = Work/Knowledge so the less you know the more you make
    161. Re:So from here on out ... by Anonymous Coward · · Score: 0

      Continuing to pay billions of dollars to insurance companies is NOT efficient.

      The insurance industry makes billions of dollars. Why? Because you end up paying them MORE money than if you paid your doctors DIRECTLY.

    162. Re:So from here on out ... by KDR_11k · · Score: 1

      The news articles I've seen here (outside the US) state that the penalty only applies if you could afford health care.

      --
      Justice is the sheep getting arrested while an impartial judge declares the vote void.
    163. Re:So from here on out ... by amicusNYCL · · Score: 1

      In deference to those of us who aren't sure where to go to review legal arguments like this, do you mind providing a reference to back up your claim?

      --
      "Our two-party system is like a bowl of shit looking at itself in a mirror." - Lewis Black
    164. Re:So from here on out ... by orgelspieler · · Score: 1

      As long as we keep putting idiots in office who have signed the Grover Norquist "no tax" pledge, we can expect a lot more of this type of word play. Expect a lot more fees, incentives, penalties, anti-bonuses. Whatever you want to call it. Economically a tax penalty for not doing something is the same as a tax break for doing it. Why they didn't just do it that way is beyond me. It's the same to my bottom line, and insignificant in the grand scheme of the federal budget.

      People are so irrational; Republicans would have loved a tax break if they had insurance. But that just sounds dumb, right? "I know how to fix our healthcare problem, let's reward the people who already have health insurance!" Of course what the Democrats came up with doesn't make sense either. "I know! Lets punish the people who already can't afford insurance! People will love it!" Bunchafuckinidiots.

    165. Re:So from here on out ... by betterunixthanunix · · Score: 5, Insightful

      Yeah but then we will have to -- gasp -- cover the medical expenses of people who are just above the poverty line (and think of how terrible it is that we cover the costs of people who are below the poverty line!).

      The popular sentiment these days is that everyone should just fend for themselves, compete with each other as vigorously as possible, and those who are unable to compete do not deserve to live in our society. The entire outlook can be summarized in just three words: greed is good.

      Welcome to America!

      --
      Palm trees and 8
    166. Re:So from here on out ... by hairyfeet · · Score: 0

      Actually if you don't like it you should blame FDR which should have went down in history as the absolute WORST president in the USA. Why? Well can you picture even Nixon having the brass balls to hold SCOTUS hostage? FDR did, threatening to load the court until he got enough judges to get HIS way, which became known as the "stitch in time that saved nine" and it was HE that basically rewrote the commerce clause to mean "anything I say it does" by again threatening the court, the most egregious example being having the courts rule that a man growing wheat on HIS land to feed HIS chickens was covered under interstate commerce. Finally whether you agree it was a just war or not FDR forced the USA into WWII even though the vast majority of the American people had said quite clearly they DID NOT want war, going so far as to make the Japanese ambassador wait outside his office every day for over a week, knowing this would be a GRAVE insult to treat him like that, only to blow him off when he finally allowed him to enter. I would advise everyone to read former pres Hoover's book, which is available free online. He talks about what he saw in the days leading up to WWII, how he and the president's advisers all told him Stalin would use any intervention in EU by the USA as a massive land grab and they were completely ignored while FDR gave Stalin anything he wanted almost without argument, FDR dreaming of a British style influence in a post war world.

      So we can only hope now that the next POTUS repeals this insanity, which puts in zero checks or balances on the massive hikes we've been seeing by the insurance companies and big pharma. if you want to have a single payer option? Fine, great, wonderful, i don't have ANY problem with that, but you will HAVE TO HAVE price controls and profit limits on big insurance and big pharma or you'll have just what we have now, drugs with 8000% markups and insurance companies that gouge their asses off and then dump you the second you file a claim. What Obama has done is basically written them a blank check and signed YOUR name to it and expects you to cover it. I have a feeling he is gonna be right up there with Dubya and Nixon under "shittiest presidents the USA ever had" in the history books. i just hope the people wake up come Nov and make him a one termer, even though I'm frankly not a fan of either side and haven't voted R since Reagan, but Obama is just a piss poor POTUS.

      --
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    167. Re:So from here on out ... by Rotag_FU · · Score: 1

      In many states auto insurance is already compulsory if you own a car and want to drive it on public roads. If you don't have car insurance, then you cannot get your annual automobile registration (and the accompanying license plate stickers). In some cases people get the insurance just long enough to have proof of insurance to get the registration and then drop it only to repeat the process the next year, but often the states are catching on to that as well and will fine you or void your registration if your car is uninsured.

      That being said you can reasonably make the argument that the difference is that this (compulsory car insurance) is something the states are doing and it is in their power to do so, but that the federal government does not and should not have the power to enact these types of requirements.

    168. Re:So from here on out ... by kaatochacha · · Score: 1

      Sidenote:
      I signed up for the marrow list a few years ago, got a notification that I might be a match ( which never panned out). I was discussing this with co-workers and was pretty much shocked by how many people said "Yeah, I wouldn't do that, I hear it's painful/uncomfortable/difficult". My argument was that in a battle of discomfort VS. savings someone's life, I think the life wins. However, nobody wanted anything to do with my argument. I was depressingly surprised.

    169. Re:So from here on out ... by Bob+the+Super+Hamste · · Score: 1
      If you actually read the whole ruling the supreme court ruled that it was a not a tax. This was the very first part of the total ruling where they were deciding whether they could decide on the individual mandate now or would have to wait until 2014 when that part takes effect. As the law was written it was a penalty not a tax for not having health insurance. Now where things get muddy is that there are precedents or rules which require the court to rule in favor of a law if there is a reading that would be constitutional even if it isn't the most obvious one. See below for the exact convoluted reasoning. The fact that congress asked for it to be treated as such required that the court examine the law in that light so in essence the Dems did want it examined as a tax for that part of the decision even if it isn't the most natural reading of the ruling. There is more but the basic gist is what I put in below. Like it or not this opens up a lot of new ways for government to control you through taxation. From the Ruling. starting on page 37 of the pdf (page 31 of the opinion)

      The text of a statute can sometimes have more than one possible meaning. To take a familiar example, a law that reads “no vehicles in the park” might, or might not, ban bicycles in the park. And it is well established that if a statute has two possible meanings, one of which violates the Constitution, courts should adopt the meaning that does not do so. Justice Story said that 180 years ago: “No court ought, unless the terms of an act rendered it unavoidable, to give a construction to it which should involve a violation, however unintentional, of the constitution.” Parsons v. Bedford, 3 Pet. 433, 448–449 (1830). Justice Holmes made the same point a century later: “[T]he rule issettled that as between two possible interpretations of a statute, by one of which it would be unconstitutional and by the other valid, our plain duty is to adopt that whichwill save the Act.” Blodgett v. Holden, 275 U. S. 142, 148 (1927) (concurring opinion).

      The most straightforward reading of the mandate isthat it commands individuals to purchase insurance.After all, it states that individuals “shall” maintain health insurance. 26 U. S. C. 5000A(a). Congress thought itcould enact such a command under the Commerce Clause, and the Government primarily defended the law on thatbasis. But, for the reasons explained above, the Commerce Clause does not give Congress that power. Under our precedent, it is therefore necessary to ask whether theGovernment’s alternative reading of the statute—that itonly imposes a tax on those without insurance—is a reasonable one.

      Under the mandate, if an individual does not maintain health insurance, the only consequence is that he must make an additional payment to the IRS when he pays his taxes. See 5000A(b). That, according to the Government,means the mandate can be regarded as establishing acondition—not owning health insurance—that triggers atax—the required payment to the IRS. Under that theory, the mandate is not a legal command to buy insurance.Rather, it makes going without insurance just another thing the Government taxes, like buying gasoline or earning income. And if the mandate is in effect just a tax hike on certain taxpayers who do not have health insurance, itmay be within Congress’s constitutional power to tax.

      The question is not whether that is the most naturalinterpretation of the mandate, but only whether it is a “fairly possible” one. Crowell v. Benson, 285 U. S. 22, 62 (1932). As we have explained, “every reasonable construction must be resorted to, in order to save a statute from unconstitutionality.” Hooper v. California, 155 U. S. 648, 657 (1895). The Government asks us to interpret the mandate as imposing a tax, if it would otherwise violate the Constitution. Granting the Act th

      --
      Time to offend someone
    170. Re:So from here on out ... by cfulton · · Score: 1

      But, in the original bill the penalty was an additional amount added to your income tax. It was not a fine. So, for SCOTUS to consider it a tax is responsible. There are lots of things the government uses to add to or take away from you income tax bill. This is just another one of them. It isn't even that much. The Maximum additional tax is $2,085.

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    171. Re:So from here on out ... by ai4px · · Score: 1

      What about those who don't want insurance? Those who would rather pay their doctor for services rendered? What about those who's religion prohibits certain coverages and must pay for the coverage of such medications or the possibility of services they will never use? Probably a poor analogy, but it's like being told I have to pay for the all you can eat buffet even though I'm not hungry now.... or making me pay for the all you can eat buffet which contains seafood that I'm allergic to.

    172. Re:So from here on out ... by Anonymous Coward · · Score: 0

      What if you aren't in a low enough tax bracket but your insurance costs are high? For example, married with children working for a small company, you'd need close to a thousand a month just in medical insurance. Or maybe you're just in your 50s with some illness and running a small business ?

      If you make 60-70k and live in a larger city, medical insurance is enough to turn you upside-down on your finances. Heck if you make 100k and have a mortgage, medical insurance will put you in foreclosure territory quick unless you give up your business and get a job like everyone else, which will soon become the only feasible way to get medical coverage that does not put in you bankruptcy.

    173. Re:So from here on out ... by Anonymous Coward · · Score: 0

      Amen to that. This is simply making a bad problem terrible. The only outcome of this will be large taxes on employers (because they will drop health insurance and pay the $2000 fine.) The fine will be increased year-after-year to pay for the mobs of people buying state medical insurance. Make no mistake, this thing was engineered to become a massive tax and create State run health care.
      In the end we'll just end up with a lot of "insurance" and little actual health care.

    174. Re:So from here on out ... by niado · · Score: 1

      Will everyone be required to have Auto Insurance regardless if they want it?

      Auto insurance is already mandatory in many(most?) states. There are not as many complaints about this because it is mandated by the states, not the federal government.

    175. Re:So from here on out ... by KDR_11k · · Score: 1

      Is it legal in your country to drive a car uninsured?

      --
      Justice is the sheep getting arrested while an impartial judge declares the vote void.
    176. Re:So from here on out ... by cfulton · · Score: 1

      There are provision in the bill for that too. Low income (I assume that is what you mean by can't afford it) families can get government subsidies to help pay for it.

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      No sigs in BETA. Beta SUCKS.
    177. Re:So from here on out ... by Bob+the+Super+Hamste · · Score: 1
      This is how:

      The text of a statute can sometimes have more than one possible meaning. To take a familiar example, a law that reads “no vehicles in the park” might, or might not, ban bicycles in the park. And it is well established that if a statute has two possible meanings, one of which violates the Constitution, courts should adopt the meaning that does not do so. Justice Story said that 180 years ago: “No court ought, unless the terms of an act rendered it unavoidable, to give a construction to it which should involve a violation, however unintentional, of the constitution.” Parsons v. Bedford, 3 Pet. 433, 448–449 (1830). Justice Holmes made the same point a century later: “[T]he rule issettled that as between two possible interpretations of a statute, by one of which it would be unconstitutional and by the other valid, our plain duty is to adopt that whichwill save the Act.” Blodgett v. Holden, 275 U. S. 142, 148 (1927) (concurring opinion).

      The most straightforward reading of the mandate isthat it commands individuals to purchase insurance.After all, it states that individuals “shall” maintain health insurance. 26 U. S. C. 5000A(a). Congress thought itcould enact such a command under the Commerce Clause, and the Government primarily defended the law on thatbasis. But, for the reasons explained above, the Commerce Clause does not give Congress that power. Under our precedent, it is therefore necessary to ask whether theGovernment’s alternative reading of the statute—that itonly imposes a tax on those without insurance—is a reasonable one.

      Under the mandate, if an individual does not maintain health insurance, the only consequence is that he must make an additional payment to the IRS when he pays his taxes. See 5000A(b). That, according to the Government,means the mandate can be regarded as establishing acondition—not owning health insurance—that triggers atax—the required payment to the IRS. Under that theory, the mandate is not a legal command to buy insurance.Rather, it makes going without insurance just another thing the Government taxes, like buying gasoline or earning income. And if the mandate is in effect just a tax hike on certain taxpayers who do not have health insurance, itmay be within Congress’s constitutional power to tax.

      The question is not whether that is the most naturalinterpretation of the mandate, but only whether it is a “fairly possible” one. Crowell v. Benson, 285 U. S. 22, 62 (1932). As we have explained, “every reasonable construction must be resorted to, in order to save a statute from unconstitutionality.” Hooper v. California, 155 U. S. 648, 657 (1895). The Government asks us to interpret the mandate as imposing a tax, if it would otherwise violate the Constitution. Granting the Act the full measure of deference owed to federal statutes, it can be so read, for the reasons set forth below.

      The exaction the Affordable Care Act imposes on those without health insurance looks like a tax in many respects. The “[s]hared responsibility payment,” as thestatute entitles it, is paid into the Treasury by “taxpayer[s]” when they file their tax returns. 26 U. S. C. 5000A(b). It does not apply to individuals who do not pay federal income taxes because their household income is less than the filing threshold in the Internal Revenue Code. 5000A(e)(2). For taxpayers who do owe the payment, its amount is determined by such familiar factors astaxable income, number of dependents, and joint filing status. 5000A(b)(3), (c)(2), (c)(4). The requirement topay is found in the Internal Revenue Code and enforced by the IRS, which—as we previously explained—must assessand collect it “in the same manner as taxes.” Supra, at 13–14. This process yields the essential feature of any tax:it produces at least some revenue for the Government. United States v. Kahriger, 345 U. S. 22, 28, n.

      --
      Time to offend someone
    178. Re:So from here on out ... by amicusNYCL · · Score: 1

      The government has quite a bit more than 2 obligations (upkeep of roads, for instance). Personally, I see no reason why the government should not provide health care to anyone who needs it. I don't know if requiring health insurance is the right way to do that, but I believe that, along with education, the government has an obligation to provide basic minimum health care to anyone who needs it. Health care and education are probably the 2 most important things a government can provide to their population.

      --
      "Our two-party system is like a bowl of shit looking at itself in a mirror." - Lewis Black
    179. Re:So from here on out ... by Jiro · · Score: 1

      You cannot get out of the mandate by only buying catastrophic health insurance that covers situations such as getting cancer.

    180. Re:So from here on out ... by Anonymous Coward · · Score: 0

      It's 'promote', not 'provide'

      FFS

    181. Re:So from here on out ... by BenSchuarmer · · Score: 1

      Most Americans will not have to pay this tax. Only about 1 in 6 Americans don't have health insurance.

    182. Re:So from here on out ... by Anonymous Coward · · Score: 0

      The can raise the price to anything they want, but if they cant show that the money is being spent on actual health care costs then it goes right back to the people paying the premiums. Also they can't dictate their care or lack thereof for the most part, probably a full 90% of denial were based on pre-existing conditions, something they can no longer use to justify a denial of care, so when you break your arm when your 30 they can't deny you coverage because because you may or may not of sprained your wrist when you were 6 and your mother just wanted to make sure you were ok.

    183. Re:So from here on out ... by slew · · Score: 1

      Bullshit. The tax is only on those who refuse to get insurance. That will be an infinitisimally small number of Americans.

      The current CBO estimates are that 4 Million people will likely choose to pay the IRS rather than purchase insurance. The rationale for this is that the penalty/tax for not being insured is dependent on income. For low-income folks who work for an employer that does not provide health insurance***, it may be significantly cheaper to just pay the penalty/tax than to purchase the minimially qualifying insurance to be exempted from being penalized.

      4M/400M is about 1% which is small, but not "infinitisimally" small (depending on how you define the word) considering that there is currently estimated to be 30M uninsured today, and only 25M uninsured when all the provisions of the new healthcare act have been deployed which only has a 5M gap (including 400K 19-25yro folks eligible for the new under26child provision). Under this definition, only an "infinitisimally" small number of Americans will gain insurance under this act. Depending on your politics, you may like this definition of "infinitisimal"...

      In any case, I personally think it is generally a good thing for people to have health insurance, but unfortuantly as designed it greatly increases the "step" between being state dependent (e.g., on welfare, etc), and being self supporting (e.g, either you or your employer purchasing your health insurance for you). I think that was on purpose for 2 reasons: it's expensive to close this gap, and the authors want to create a vaccuum where nationalized health care can grow. Witness the proposed expansion of medicare to support families with children (forcing states to accept this expansion was ruled unconsitutional in this same SCOTUS ruling).

      *** in addition to the small business exclusion, because of the new definition of minimally qualifying insurance, it is estimated that some employers will find it cheaper to join the current crop of non-insurers and pay the fine rather than to increase their coverage to the minimial qualifying amount. This increase in coverage cost is primarly due to several provisions of the act such as the removal of the annual and lifetime limits...

    184. Re:So from here on out ... by Anonymous Coward · · Score: 0

      I just got an email from corporate HR stating that my cost for health insurance is going up over the next two years because of this ruling.

      If corporate HR sends out an email predicting future cost of health insurance on the morning of the SCOTUS decision, tnen they are trolling you.

      OTOH, if (as I suspect) you just made the whole thing up you are trolling us.

    185. Re:So from here on out ... by Anonymous Coward · · Score: 0

      So how is this any different than Auto Insurance? If another driver hits my car, and he has no insurance, who pays? Will everyone be required to have Auto Insurance regardless if they want it? This is just the beginning of the slippery slope.

      I don't know where you live, but in Texas, at least, it's not legal to drive without car insurance. You need at least liability.

    186. Re:So from here on out ... by idontgno · · Score: 1

      Are you in favor of everyone being able to eat cake?
      Sure.

      Are you in favor of everyone having to pay for cake?
      [this depends on whether you're already buying cake or just mooching cake off the general cake table]...

      --
      Welcome to the Panopticon. Used to be a prison, now it's your home.
    187. Re:So from here on out ... by jedidiah · · Score: 1, Insightful

      You just don't get it.

      EVERY ONE except the 1% has trouble affording health insurance these days. An unfunded mandate that helps only the desperate is not going to help anything.

      It's not even a band-aid on a bullet wound, it's some rouge.

      --
      A Pirate and a Puritan look the same on a balance sheet.
    188. Re:So from here on out ... by blueg3 · · Score: 1

      Most states legally require auto insurance (liability) in order to drive a car. Some states (and many insurance plans) require (or provide) supplementary insurance to cover your car in the event that it's damaged by an uninsured motorist.

      The uglier one is when your uninsured property is damaged by an uninsured motorist.

    189. Re:So from here on out ... by ai4px · · Score: 0

      On March 9, 2010 Nancy Pelosi said we have to pass it to see what's inside. And the 2000 page bill was not put up for 72 hours to allow us to read it before hand as promised by candidate Obama.

    190. Re:So from here on out ... by atomicxblue · · Score: 1

      I know it's risky to not have health insurance, but in my own case, it's now down to the level of insurance or food. Food wins out...

    191. Re:So from here on out ... by jimbolauski · · Score: 1

      It will be a tax on you, now that insurance companies must accept people with preexisting conditions and must charge them the same rate as everyone else they insurance companies have to make up the money elsewhere. They are hoping to offset the costs by forcing people to buy health insurance assuming they will go to the doctor less the truth is adding that small group will not make up for the preexisting group.

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      t=Money
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    192. Re:So from here on out ... by Bigby · · Score: 1

      What about insurers that want to be man-only? There are man-only and woman-only clubs throughout the US...

    193. Re:So from here on out ... by coinreturn · · Score: 1

      First, Obama and the Dems sold this as not a tax. So they lied. Obama is now responsible for raising taxes on all Americans to the tune of over a trillion dollars.

      Second, it's a tax on you. Not what you earn, not where you live, not what you own, but you.

      So they got their technical win. Doesn't make it right though.

      Bullshit. The tax is only on those who refuse to get insurance. That will be an infinitisimally small number of Americans.

      So it is ok for the government to force people to buy things because they are in the minority? Should the government be allowed to force everyone to buy a gun and those that choose not to will be taxed, with the new ruling the only thing stopping that is congress and the president. The government now has the power to "tax" anyone who doesn't buy what they want them to buy cars, guns, cereal, statues of political leaders, anything. Am I the only one who thinks that is seriously fucked up?

      The reason your argument is ridiculous is that people who don't buy insurance are a burden on everyone else because they must be treated at hospitals. People who try to be freeloaders will be taxed for their actions. If by not owning a gun, I cost others money, then yes a tax might be appropriate. Otherwise, no.

    194. Re:So from here on out ... by tgibbs · · Score: 1

      While I agree that not having health insurance is really risky and dumb, taxing someone for not buying / wanting something goes against freedom

      I don't recall "freedom from taxation" being anywhere in the list of freedoms in Constitution. But if it makes you feel better, you can think of it as a tax break for those who choose to buy insurance and who therefore are less of a burden on the publicly funded health safety net, such as emergency rooms. At the bottom line, it's the same thing, after all.

    195. Re:So from here on out ... by I+Read+Good · · Score: 1

      I thought everyone was required... Oh, dammit! Am I getting "wooshed"?

    196. Re:So from here on out ... by DudeTheMath · · Score: 1

      It amazes me how much general ignorance there is about the Affordable Care Act.

      It's less ignorance than believing the lies they're told day after day on Rush & Faux News ("We distord, you deride").

      --
      You save only 59 seconds over 8 miles by going 75 instead of 65. Do you really have to pass that guy? Do the Math!
    197. Re:So from here on out ... by Anonymous Coward · · Score: 0

      Funny that my healthcare coverage which JUST CHANGED went down, considerably in fact.

    198. Re:So from here on out ... by rhsanborn · · Score: 1

      The poor tend to get more direct cash as a function of income support. The rich tend to get more, "I can make bundles of money by leveraging a stable society, an excellent highway system to move goods, and low corruption so I can not worry so much about paying bribes or getting robbed" support.

    199. Re:So from here on out ... by kiwimn · · Score: 1

      The tax is just on those without health insurance... From the first Google link (http://www.cbsnews.com/8301-505123_162-57459511/health-care-ruling-what-it-means-for-you/) 2.5% of your earnings if you don't have coverage. They've also increased eligibility for medicare, raised the age at which you can stay on your parents insurance, and requiring states to set up health exchanges (cheap insurance). "Obama is now responsible for raising taxes on all Americans to the tune of over a trillion dollars" So no, I don't think he raised taxes on ALL Americans.

    200. Re:So from here on out ... by cfulton · · Score: 1
      From the summary of the law provided by the gov http://www.kff.org/healthreform/upload/8061.pdf. Where FPL is the federal poverty level.


      Provide refundable and advanceable premium credits to eligible individuals and families with incomes between 133-400% FPL to purchase insurance through the Exchanges. The premium credits will be tied to the second lowest cost silver plan in the area and will be set on a sliding scale such that the premium contributions are limited to the following percentages of income for specified income levels:
      Up to 133% FPL: 2% of income
      133-150% FPL: 3 – 4% of income
      150-200% FPL: 4 – 6.3% of income
      200-250% FPL: 6.3 – 8.05% of income
      250-300% FPL: 8.05 – 9.5% of income
      300-400% FPL: 9.5% of income

      Increase the premium contributions for those receiving subsidies annually to reflect the excess of the premium growth over the rate of income growth for 2014-2018. Beginning in 2019, further adjust the premium contributions to reflect the excess of premium growth over CPI if aggregate premiums and cost sharing subsidies exceed .54% of GDP.

      Provisions related to the premium and cost-sharing subsidies are effective January 1, 2014. Cost-sharing subsidies Provide cost-sharing subsidies to eligible individuals and families. The cost-sharing credits reduce the costsharing amounts and annual cost-sharing limits and have the effect of increasing the actuarial value of the basic benefit plan to the following percentages of the full value of the plan for the specified income level:

      100-150% FPL: 94%
      150-200% FPL: 87%
      200-250% FPL: 73%
      250-400% FPL: 70%

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    201. Re:So from here on out ... by niado · · Score: 1

      You should be free to live and behave as you wish...that is a part of freedom and the govt should play no part in trying to coerce you in any way...

      Unless you are doing something harmful/destructive to other people specifically or society in general. The government imposes many punishments for things of this nature, in an attempt to levy justice but also to discourage people from doing 'bad things'.

      Running around without health insurance is now considered a 'bad enough thing' to punish. It was determined that it would be more productive to tax people who refuse to comply than to throw them into jail or whatever.

    202. Re:So from here on out ... by dynamo52 · · Score: 4, Insightful

      You will get tax credits based upon your income. This means that lower income workers will have up to 100% of their premiums offset either through a lower income tax bill or tax refund. Also, since this is a tax credit similar to the EIC, you may be eligible for a refund even if you had nothing withheld for federal income taxes.

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    203. Re:So from here on out ... by jedidiah · · Score: 1

      I really would have a lot less trouble with a "new tax" versus something that ends up causing a really bad precedent.

      This whole situation makes me want to punch McCain in the nose.

      --
      A Pirate and a Puritan look the same on a balance sheet.
    204. Re:So from here on out ... by WatchMaster · · Score: 1

      exactly why the health care players want this plan.

      I also had catastrophic insurance only, it is way way way cheaper, and if you are healthy it is the practical way to go.

    205. Re:So from here on out ... by Beeftopia · · Score: 4, Insightful

      It is a bunch of bullshit that the Congress can order us around like puppets, else punish us with a tax (fine).

      Congress can draft you, and send you to the front.

    206. Re:So from here on out ... by tunapez · · Score: 1

      What about the drug-seekers, the hypochondriacs and the lonely who pack the ERs every day of the year? Are we going to pay for their premiums through more welfare so that they can be in compliance? This is a band-aid to fix the symptoms, not a cure for the problems. As long as the able taxpayers are paying more and the corps make more in the immediate future, long-term effects are unworthy of consideration, apparently. We can always pay more.

      --
      Imagination drew in bold strokes, instantly serving hopes and fears, while knowledge advanced by slow increments...
    207. Re:So from here on out ... by Anonymous Coward · · Score: 1

      I don't know where you got that narrative (voice on the radio or in your head?), but Obama's lawyers did not make the 'it's a tax' case at all, that point was made by lawyers assigned to it by the Supreme Court itself. One of the four appellate courts came up with that ruling, the SC needed to address it.

    208. Re:So from here on out ... by Waffle+Iron · · Score: 1

      Those who refuse to get insurance that meets the Government's definition.

      My current coverage, which does not include services for women does not meet their standards. So I will have to pay more for services I don't use.

      By the same token, most women are stuck in insurance plans that cover prostate cancer.

    209. Re:So from here on out ... by DrgnDancer · · Score: 1

      The government spends a fortune taking care of those "risky and dumb" people anyway. We basically have three choices at this point: refuse service to people who can't pay for it, socialize the whole health care system, or force everyone to get insurance. Everything else is unsustainable. What do you think happens when an uninsured person shows up at a hospital? They don't say, "Sorry, we can't help you." They treat you, they're *required* to treat you. Then they send you a bill for a few hundred, or a few thousand, or a few tens of thousands of dollars. Inevitably most of those bills don't get paid (because if you can't afford a few hundred bucks a month in health insurance where are you going to get ten thousand?). The Hospital eventually gets part of the bill from the government, and eats the rest.

      Unless we're prepared to be a society where people who can't pay medical bills don't get medical care, or a society where the government simply handles medical care, we pretty much have to figure something out. I'd like to think (and hope) we aren't the first type of society, and it's pretty clear from the whole fight over a single payer system that we aren't the second type and don't (as a group, I disagree) want to be. Given the reality of situation, I'm not sure what else could have been done.

      --
      I don't need a million points of light, just two points of multi-mode fiber and a 10 Gig-E router.
    210. Re:So from here on out ... by Jeremi · · Score: 1

      Second, it's a tax on you. Not what you earn, not where you live, not what you own, but you.

      Don't want to pay the tax? There's an obvious escape clause: get yourself some health insurance and quit trying to freeload your risk onto the backs of responsible citizens.

      It seems to me that people ought to plan for their own health care, not ignore the problem and then when their lack of foresight finally bites them in the ass, force the rest of society to pay for it. But of course there will always be those who won't do that voluntarily, in which case I think society is within its rights to handle the problem via legislation. But don't take it from me, here's the Republican Presidential Candidate saying the exact same thing.

      --


      I don't care if it's 90,000 hectares. That lake was not my doing.
    211. Re:So from here on out ... by Bigby · · Score: 1

      Legal, per the Constitution. Not legal to put a "direct tax" on the person who smokes.

    212. Re:So from here on out ... by squiggleslash · · Score: 4, Interesting

      Because now, anyone can blow off getting health insurance till they have some expensive medical bills

      No, you can't. That's the entire point. That's why all the teabaggers were so upset. You can't, any more, blow off getting insurance without penalty. If you don't get insurance, you'll pay a tax used to cover the costs of your "freeloading" (to use the term used earlier in the thread.)

      --
      You are not alone. This is not normal. None of this is normal.
    213. Re:So from here on out ... by Anonymous Coward · · Score: 0

      The fact that it has been done in the past with impunity as a method for social engineering and you seem to approve of that is quite frankly, scary as hell!!!

      Remember: The power to tax is the power to destroy.

    214. Re:So from here on out ... by gorzek · · Score: 3, Informative

      Really? I'm not in the 1% and I have no difficulty affording my health insurance. Exaggerate much?

    215. Re:So from here on out ... by coinreturn · · Score: 1

      Bullshit. The tax is only on those who refuse to get insurance. That will be an infinitisimally small number of Americans.

      The current CBO estimates are that 4 Million people will likely choose to pay the IRS rather than purchase insurance. The rationale for this is that the penalty/tax for not being insured is dependent on income. For low-income folks who work for an employer that does not provide health insurance***, it may be significantly cheaper to just pay the penalty/tax than to purchase the minimially qualifying insurance to be exempted from being penalized.

      Fine. At least there will be some tax money to help pay for the ER-freeloaders.

    216. Re:So from here on out ... by ShanghaiBill · · Score: 1

      My current coverage, which does not include services for women does not meet their standards. So I will have to pay more for services I don't use.

      So what? Women don't get prostrate cancer, nor do they get many concussions from contact sports. It all evens out.

    217. Re:So from here on out ... by Anonymous Coward · · Score: 0

      Do you have a suggestion how to make laws more democratically?

      Yes, by doing as _I_ say!

    218. Re:So from here on out ... by Trepidity · · Score: 5, Informative

      Actually, Obama's lawyers told the Court that, firstly, it was not a tax but a valid use of the government's Commerce-Clause powers. Then they outlined two alternative arguments:

      Alternative A: Even if the Court finds it was not within the scope of the Commerce Clause, the ACA is nonetheless Constitutional under the Necessary and Proper clause, because the insurance mandate is both necessary and proper to enacting Congress's reform scheme.

      Alternative B: Even if the Court finds it is neither within the scope of the CC or the N&P clause, the ACA should nonetheless be upheld because it is functionally equivalent to a tax, and if treated as a tax, is within Congress's powers under the Tax Clause.

      The Court rejected Obama's lawyers' primary and Alternative A arguments, but accepted Alternative B. This is fairly common in legal cases. You first say what you think is true, but then you go through several alternatives that argue that, even if the Court disagrees with you in some way, you should nonetheless win for several backup reasons.

    219. Re:So from here on out ... by jedidiah · · Score: 1

      It's like the whole nation flunked civics class.

      The things that your state is allowed to do is different from what the Federal government is allowed to do. It's part of the law. Of course many people don't care about the rules or the finer details. They just see some end goal, scream that the ends justify the means, and no thought is given to broader consequences.

      --
      A Pirate and a Puritan look the same on a balance sheet.
    220. Re:So from here on out ... by na1led · · Score: 1

      No one is forced to buy Auto Insurance or Pay a TAX! If I don't own a car, then I don't buy Insurance. I have a choice!

      --
      -- By all means let's be open-minded, but not so open-minded that our brains drop out.
    221. Re:So from here on out ... by Ksevio · · Score: 1

      It's already cheaper for them to not offer me medical coverage, yet they still do, same reason they pay me more than minimum wage.

    222. Re:So from here on out ... by TheSpoom · · Score: 1

      I wish I had your naivete. The insurance companies will figure out a way around the cost-spending requirements, and if a loophole doesn't already exist, one will be created through lobbying. Plus you assume that these percentage of revenue to healthcare spending ratios will actually be enforced.

      --
      It's better to vote for what you want and not get it than to vote for what you don't want and get it.
      - E. Debs
    223. Re:So from here on out ... by coinreturn · · Score: 1

      What about insurers that want to be man-only? There are man-only and woman-only clubs throughout the US...

      I submit that either is or should be unconstitutional.

    224. Re:So from here on out ... by Anonymous Coward · · Score: 0

      And now it's been proven constitutional
      It's been judged constitutional. I think anyone interested in consulting the Founders could debate if anything's been proven.

    225. Re:So from here on out ... by rah1420 · · Score: 4, Interesting

      Inadvertent my ass. CJ Roberts is playing the long game. He's playing chess and everyone else is playing checkers, to bastardize a quote from Erick Erickson. This is exactly what he wanted; he keeps the Supremes out of the political arena and galvanizes people to do what they should've done in the first place; repeal the freaking thing. Don't make the Court do the dirty work.

      --
      Mit der Dummheit kämpfen Götter selbst vergebens.
    226. Re:So from here on out ... by Anonymous Coward · · Score: 0

      Taxation has always been an instrument of social engineering how a society operates. By any other name, it's a behavior modifier. The fact many of you don't already know this is quite frankly, scary as hell!

      Except that this wasn't a tax until John Roberts retconned it into one.

      There's a law, the Tax Anti-Injunction Act, that says you can't file suit to object to your taxes and obtain an injunction to allow you not to pay them until the case is decided; instead, you have to pay the taxes, and then file suit to convince the court that you are owed a refund. For this act, the word "tax" is defined very narrowly (and it's not unusual for a law to narrow the scope of a particular word for the purposes of that law). This is important, because the individual mandate is not a "tax" under this Act—so the suit could procede without any tax/penalty ever being paid. However, the Court found that the individual mandate is a tax under the usual meaning of the word—which is that used in the Constitution. Therefore, Congress is allowed to impose it.

    227. Re:So from here on out ... by tgibbs · · Score: 1

      *sighs*...you're conflating "healthCARE" and "health INSURANCE". They're not the same thing, no matter what Obama says.

      No, health insurance is a means of providing health care. A clumsy and expensive means, to be sure. But its profitability to the insurance industry is such that any reform of health care delivery that threatens to cut into their revenue stream has historically met with a deluge of industry-funded propaganda and fear-mongoring. We would save a huge amount of money if we could cut out--or at least greatly reduce the power of--those middlemen. But based on the experience of previous administrations, Obama clearly saw that as a politically unattainable goal.

    228. Re:So from here on out ... by MaerD · · Score: 1

      Except for the whole part where companies now have to refund you money they don't use on your health care from your premiums.. sure..

      --
      I put on my robe and wizard hat..
    229. Re:So from here on out ... by Alien+Being · · Score: 1

      Your work supplied health care is part of the compensation you get for doing your job. It's part of your earnings. Wages would be driven upward if employers were not required/expected to spend $thousands/year on your behalf. So, yes, this is a tax on anyone who would rather take responsibility for his own care.

      You must pay money to private corporations or to the government. They love to talk about people needing to have more personal responsibility but when it comes right down to it, they want a nanny state that they can profit from.

      We've already had a similar system here in Massachusetts for a few years now (thanks a lot Romney). Based on that, I predict that healcare cost will rise, quality will decrease and insurers will get very, very rich.

      The bastards just fucked us over. That's what's happening.

    230. Re:So from here on out ... by Anonymous Coward · · Score: 0

      http://www.politico.com/news/stories/0510/36926.html

    231. Re:So from here on out ... by Belial6 · · Score: 1

      The fact that the tax doesn't apply to those who have sold their soul to the company store is worse than if he had raised taxes on everyone. We are already a nation of sharecroppers. This just reenforces that path.

    232. Re:So from here on out ... by Skarecrow77 · · Score: 4, Interesting

      No, you don't. If you're in a low enough income bracket, you don't have to pay the penalty, and in fact get a subsidy to purchase insurance.

      a subsidy for the poor? where does the subsidy come from, taxes?
      where do taxes come from? everybody else.

      so... everybody else is paying more money because some people can't afford health care. That sounds familiar... awfully familar... wait, I know where I've seen that phrase before!

      Please explain how that isn't EXACTLY the same problem that the individual mandate was supposed to fix? the only difference I see is that the money goes to the government, then to the poor, then to the health care industry, whereas before it went directly to the health care industry. also please explain how it could possibly be less expensive in the long run now that there is at least one extra level of beuracracy (that must be paid for) in the middle.

    233. Re:So from here on out ... by i+kan+reed · · Score: 1

      Because I've seen how the insides of an insurance company works. The one that essentially has a monopoly in my state for reasons that aren't quite clear.

    234. Re:So from here on out ... by Anonymous Coward · · Score: 0

      I want all sorts of things that I cannot afford to pay for. Let's pass a law that says that *you* have to pay for them for me.

    235. Re:So from here on out ... by na1led · · Score: 1

      I still have a choice, to buy or not buy Auto Insurance. If I don't drive a car, I don't need auto insurance. With Health Care, they want to force you to buy it ,regardless if you want it! Our freedom of choice is being diminished!

      --
      -- By all means let's be open-minded, but not so open-minded that our brains drop out.
    236. Re:So from here on out ... by i+kan+reed · · Score: 1

      Yes, that's what I was saying, why does your tone sound like you are disagreeing with me?

    237. Re:So from here on out ... by MHolmesIV · · Score: 1

      Since any provision in this law that could affect your costs don't take effect until 2015, your workplace is just pulling the wool over your eyes.

    238. Re:So from here on out ... by Jeremi · · Score: 1

      What about those who would like to have insurance but still can't fucking afford it?

      Here you go.

      --


      I don't care if it's 90,000 hectares. That lake was not my doing.
    239. Re:So from here on out ... by jimbolauski · · Score: 1

      I'll have to pay for coverage for things I don't use such as OBGYN.

      So, thanks for raising my costs with no benefit to me.

      Citation? You have insurance. You're not effected. If anything your costs will go down.

      How will costs go down? People with preexisting conditions will pay the same rates as everyone else, they probably need 20-30 healthy people to make up the cost of the preexisting people. I doubt there are 20-30 healthy people choosing not to to pay for health insurance, for every person excluded for a preexisting condition.

      --
      Knowledge = Power
      P= W/t
      t=Money
      Money = Work/Knowledge so the less you know the more you make
    240. Re:So from here on out ... by cfulton · · Score: 1

      I admire your pluck. But, you don't seem to live in the same country as the rest of us. The government federal, state and local taxes you to pay for everything from the legal system to roads to schools to defense to farm subsidies to disaster recovery to you name it. And the tell you what to do and buy with a ton of laws. So, it doesn't come as a surprise that they can "make" you buy insurance. Which by the way they are not. Your are free not to buy insurance. You won't go to jail or anything. You will simply by 2.5% more federal income tax up to $2,085.

      --
      No sigs in BETA. Beta SUCKS.
    241. Re:So from here on out ... by TheSpoom · · Score: 1

      Plus, even if X% of the company's revenue has to be spent on care, increasing the cost of premiums will still increase the total profit of the insurance company; it simply means that they'll have to raise the "on paper" cost of care. Ever wonder why in your Explanation of Benefits forms that a procedure theoretically cost multiple thousands of dollars but the insurance company "contracted" it far lower? I'm guessing their calculations of money spent on care comes from those higher "on paper" numbers.

      --
      It's better to vote for what you want and not get it than to vote for what you don't want and get it.
      - E. Debs
    242. Re:So from here on out ... by Anonymous Coward · · Score: 0

      When I get my paycheck I see 1/3 (Federal and State Taxes) go away, That in my mind is money I never had, so I don't think about it, if I get some back at tax time, it is just a bonus to me.

      That's exactly the way they want you to think. Well done, citizen.

    243. Re:So from here on out ... by kaatochacha · · Score: 1

      What if I choose to ride a bike?

    244. Re:So from here on out ... by DudeTheMath · · Score: 1

      Did you miss the part where people making $12k a year will have their premiums subsidized? This is a massive transfer of money from the US government to the private health insurance companies. All those young, reasonably healthy people who couldn't afford insurance will now expand the insured pool. I've been calling ACA the "Private Health Insurance Full Employment and Guaranteed Profit Act."

      --
      You save only 59 seconds over 8 miles by going 75 instead of 65. Do you really have to pass that guy? Do the Math!
    245. Re:So from here on out ... by Cutting_Crew · · Score: 1

      but what if i already have insurance?

    246. Re:So from here on out ... by Anonymous Coward · · Score: 0

      these aren't mysterious details

      Everything about this law is a mysterious detail. You speak of "general ignorance" but have you read all 1,000 pages of the law? Have you read 10 pages from the law? You know as much about the law (or less) than those whom you deride. The bare fact that it was able to sneak by as a "tax" is a mysterious detail -- more akin to rationalization, by the judges, than actual scrutiny.

      "Well, you're right, the plaintiff didn't murder anyone, his knife did, and we can't arrest a knife for murder charges, therefore the plaintiff must be set free"

    247. Re:So from here on out ... by Alien+Being · · Score: 1

      Oh, but you can afford it. We define what's affordable. Just sell your house and go live in a tenement.

    248. Re:So from here on out ... by Nethemas+the+Great · · Score: 1

      Including conservatives... This legislation is simply people taking care of people in the most equitable way that was politically possible. It is no different in principle to and certainly less onerous than mandated liability coverage for automobiles. Last time I checked, the government wasn't picking up the tab to ensure you were driving a safe and reliable vehicle.

      --
      Two of my imaginary friends reproduced once ... with negative results.
    249. Re:So from here on out ... by circletimessquare · · Score: 5, Insightful

      that's awesome

      so when you break your arm, and you have no insurance, and you go to the hospital, and avoid the bill because you don't have a $50,000 healthcare fund in your checking account and you live paycheck to paycheck like most americans, the rest of us will have to pay that $3,000 to fix your arm

      to people like you, freedom means freedom from responsibility

      you're a freeloader

      go ahead, vote for romney. and if enough vote for romney for the same reason, that they don't want to take responsibility for financing their own healthcare, then this country is doomed to ever increasing healthcare costs

      i however have faith that most americans are more intelligent and responsible than you are, and with single payer, we will eventually bring our healthcare costs in line with most other modern countries in this world, who have unviersal healthcare, and spend far less per capita than the usa does. because how they finance their healthcare system is predicated on common sense and economies of scale, and not predicated on satisfying corporate rent seeking parasites like healthcare corporations, whose talking points you apparently swallow hook line and sinker like a good little faithful propagandized moron

      --
      intellectual property law is philosophically incoherent. it is your moral duty to ignore it or sabotage it
    250. Re:So from here on out ... by jedidiah · · Score: 1

      Yes it is Obama's fault. He created a situation where the SCOTUS needed to step in and clean up after him. They chose to shirk their responsibility. It's still on Obama either way.

      --
      A Pirate and a Puritan look the same on a balance sheet.
    251. Re:So from here on out ... by Anonymous Coward · · Score: 0

      I want all sorts of things that I can't afford. Now you get to buy them for me. Aren't you thrilled?

    252. Re:So from here on out ... by Waffle+Iron · · Score: 1

      By forcing predominantly younger, poorer, healthier people to overpay for health plans far beyond what they need, to subsidize plans for older, wealthier, sicker people

      And this is different from the current Medicare system, how?

      Here's how: At least the younger, poorer, healthier people are now guaranteed to be able to GET access to health insurance. They're not simply stuck paying for old rich peoples' care while at the same time possibly being denied any coverage for themselves at all.

      So things just got better for younger people.

    253. Re:So from here on out ... by na1led · · Score: 1

      in order to drive a car

      What if I don't drive a car, should we be forced to buy insurance anyway? That's what the government is basically doing with healthcare. Buy it or pay a tax, no choice!

      --
      -- By all means let's be open-minded, but not so open-minded that our brains drop out.
    254. Re:So from here on out ... by Githaron · · Score: 1

      It should also be disconnected from the government.

    255. Re:So from here on out ... by Skarecrow77 · · Score: 1

      The government has a pretty consistant track record of never paying for something that it's not allowed to manage.

    256. Re:So from here on out ... by kaatochacha · · Score: 1

      You had me up until "awesome public speaker", at which point I lost all confidence in your argument.

    257. Re:So from here on out ... by Anonymous Coward · · Score: 0

      I'm pretty sure he got that. It was you know a joke.

    258. Re:So from here on out ... by roman_mir · · Score: 1

      You should submit that you don't know what "constitutional" means.

      Constitution is not there to tell a business how to behave, it only defines what the government is and what it is authorised to do.

      A person murdering you, for example, is NOT unconstitutional, it's a criminal offence, but he didn't "violate your right to live", because between him and you, you never had anything resembling a concept of a 'right'.

      A 'right' is a concept that only has meaning within the relationship between you (individual) and the collective (government).

      A business that creates a particular product for a particular customer cannot do anything that is 'unconstitutional'. By the way, that business cannot do anything that is 'constitutional' either.

    259. Re:So from here on out ... by Cutting_Crew · · Score: 1

      OK so on that line of reasoning, as many has mentioned already, if they can "tax" this what can they NOT tax?

      As an example, if you cannot prove that you have eaten a certain amount of vegetables a day or you don't have a membership at gym or something then obviously there is a risk you will be more likely to go to the doctor and such...thus we must tax you.. i mean really this opens the floodgates.

    260. Re:So from here on out ... by Anonymous Coward · · Score: 0

      You do know that the fine print on the republican claims of Limited Government is "Only applicable for the wealthy.", right?

    261. Re:So from here on out ... by BorgAssimilator · · Score: 1

      I still have the ability to choose to drive a car. Yes, if I want to drive a car, I need to do certain things, like pay for insurance.

      If I don't drive a car, I shouldn't have to pay a tax for not doing so, to help with the people who get into accidents that can't pay for it. Same principle.

      --
      "Intelligence has nothing to do with politics!"
      -Londo Mollari
    262. Re:So from here on out ... by dynamo52 · · Score: 5, Insightful

      You don't get it. The "mandate' or more appropriately described tax penalty is accompanied by tax credits which means if you truly cannot afford the premiums, they will be partially or fully offset by a lower withholding from your paycheck or even a tax refund beyond withholdings for the extremely poor. If you can afford it, you should have insurance lest you offload your emergency care costs and overall higher cost of servicing to those who do. You are not required to but if you don't, it is entirely reasonable you pay a tax to support the higher cost of service you are imposing upon the rest of us.

      --
      Like this comment? I accept Bitcoin! - 153sc8UUBXyp12ofQqfAWDmJrzyiKCYC1x
    263. Re:So from here on out ... by ackthpt · · Score: 1

      Inadvertent my ass. CJ Roberts is playing the long game. He's playing chess and everyone else is playing checkers, to bastardize a quote from Erick Erickson. This is exactly what he wanted; he keeps the Supremes out of the political arena and galvanizes people to do what they should've done in the first place; repeal the freaking thing. Don't make the Court do the dirty work.

      Once it goes into effect it'll be very ugly battle to repeal it. Make the passing of it look like morris dancing.

      --

      A feeling of having made the same mistake before: Deja Foobar
    264. Re:So from here on out ... by frank_adrian314159 · · Score: 1

      Well, fuck, I might as well start shooting every government member...

      Well, have fun with that. I doubt you'll get very far before someone stops you permanently, though.

      --
      That is all.
    265. Re:So from here on out ... by jedidiah · · Score: 0

      Those aren't taxes. Those are lack of tax rebates.

      This is the kind of the fundie-style newspeak nonsense that's at the heart of the problem here. Up is down. Black is white. And arbeit macht frei.

      --
      A Pirate and a Puritan look the same on a balance sheet.
    266. Re:So from here on out ... by slew · · Score: 1

      So yes, it is a tax on dumb/irresponsible people.

      When I hear stuff like this I just shake my head. Sadly, the CBO has estimated that this will likely be a highly regressive tax. Sure, the "poor" are exempt from this tax/penalty, but as I mentioned in a previous post, the low-income folks that work for small employers get hit the hardest by this tax/penalty.

      Either they can't responisbly afford the minimally compliant insurance to avoid the tax and just end up paying the tax (which is scaled down to be proportional to income so they can afford the tax), or their employer will have decided it's cheaper for them to pay the penalty and stop offering minimally compliant insurance to their employees which puts them into this boat as well. The CBO estimates about 4Million people will fall into this category.

      Sure the tax will his some dumb and irresponsible people as well, but sadly as drafted, it will also make that step from welfare to self-dependence, that much higher... On balance, I think it's okay, but lets not call these 4M folks dumb/irresponsible. Sometimes people have to make responsible choices for their family between paying for safe food/shelter and paying some dumb tax. I hope to never be "dumb" enough to be in that situation.

    267. Re:So from here on out ... by ebuck · · Score: 4, Informative

      Bullshit. The tax is only on those who refuse to get insurance. That will be an infinitisimally small number of Americans.

      What about those who would like to have insurance but still can't fucking afford it? That's the question I would like answered as it pertains directly to me and yet I can find no discussion of it.

      Maybe you misunderstand why insurance is being offered to those who can't afford it. It is a cost savings plan.

      Every state already has laws to the effect that you must treat an emergency prior to ascertaining ability to pay. The poor know this, so when they get sick, they cannot sechedule a doctor's appointment (because the doctor will ascertain ability to pay prior to treatment). Instead they go to the local emergency room.

      The hospitals then get stuck with a bill that cannot be paid by the individual. Laws to prevent individuals from being forced to file bankrupcy can also limit the rate at which the cost can be recovered to less than the person's disposable income. Many large bills are being paid back at a rate fo $10 a month (or less).

      Hospitals cannot operate with such legally mandataed losses, so they bill the state governments, which in turn designate "charity" hospitals which cannot turn away the indigent but are paid by the state for treatment.

      In effect, you were already paying for the poor, just you were guaranteeing payment instead of providing insurance. With the "insurance plan" dressing on the previously guaranteed support, at least now the poor can go to clinics, reducing the bill significantly. This means that cheaper treatement plans are at least now possible, and two radically different billing systems (bill the state / bill insurance) can be reduce to one system (bill insurance), with a single new insurance provider.

      The main problems in perception revolve around the populace not realizing that they had already been paying for free healthcare to the indigent. They think the new plan offers more to the poor, and in a way it does (clinic visits, etc); but, it only does so by forcing them to abandon the use of the most expensive medical treatement plan possible (go the ER for all healh issues).

      Of course the bill is laden with other items, like requiring insurance providers to not drop the insured after they are discovered to require an expensive treatment; but, don't let that get in the way of a good rant that your money might actually keep someone else alive (which is probably the most noble thing your tax dollars could go to.).

    268. Re:So from here on out ... by xeno314 · · Score: 1

      Maybe, but it's not likely to work out. Realistically you have until 2014 to repeal this, after that it's in effect and, for many political and practical reasons, it's too late to unring that bell.

      So a plan like that would depend on Republicans winning both houses of Congress and the Presidency this November - a chance that's probably too big to take if you're a justice actively looking to stop this law.

    269. Re:So from here on out ... by PeanutButterBreath · · Score: 1

      The fact many of you don't already know this is quite frankly, scary as hell!

      People know this. They just don't have a problem with it.

    270. Re:So from here on out ... by Anonymous Coward · · Score: 0

      The irresponsible Americans who leech off the system are in the "low enough" income tax bracket that they don't have to pay the tax penalty if they do not buy health insurance (which they won't). So no, it's not a tax on dumb/irresponsible people. It's a tax on middle class people who foot the bill. I'm sure you can find ways to expand it to other areas, say food, housing, etc.

    271. Re:So from here on out ... by Cito · · Score: 1

      I know I can't afford mafia protection...

      that's what insurance originally was. Invented by the mafia and taken over by governments.

      if they fine me ill refuse to pay and when they toss me in prison guess what? I get free health care in prison...

      So I'm fucking ready to go to prison.

      I have no insurance and have no means of buying insurance at all.

    272. Re:So from here on out ... by internerdj · · Score: 1

      So health insurance is one of the most important services I choose as a consumer; quite literally a life and death decision. I can choose to go to the free market where I individually have full choice (so to speak). Or my employeer will pay a good chunk of the costs and benefit from economy of scales in purchasing plans at the cost of severely limiting my choices. Technically there is a free market choice there. Practically, probably not for most.

    273. Re:So from here on out ... by steelfood · · Score: 1

      It's probably written on the bill as a tax. Or in this case, you get a tax break if you do 'X' (so obviously, if you don't do 'X', you pay more taxes). The spirit of the law is one thing, the letter of the law is another.

      --
      "If a nation expects to be ignorant and free in a state of civilization, it expects what never was and never will be."
    274. Re:So from here on out ... by gorzek · · Score: 5, Insightful

      You notice how much of the criticism of the law comes from sheer ignorance about what it actually does? Even on Slashdot.

    275. Re:So from here on out ... by Kohath · · Score: 1

      And this is different from the current Medicare system, how?

      Mostly, it's just a lot more of it, with several layers of deception on top. And bribes for heath industry providers.

      So things just got better for younger people.

      Yay, you just got $1000 per year worth of insurance for $3000 per year.

    276. Re:So from here on out ... by hackula · · Score: 1

      If you cannot afford it, then you most certainly fall into the bracket of people who are exempt anyway. The mandate only applies to people who can afford it, but would prefer to just freeload. Even with the fine, they will still be freeloading, since essentially every person will eventually spend more on healthcare than they would ever pay in through only the fines. IMHO, we should just throw people who don't pay their medical bills in jail. lulz

    277. Re:So from here on out ... by Anonymous Coward · · Score: 1

      the issue of health insurance is secondary here folks - the government has just given itself the power to control ANY behavior through taxation - it is now trivial for them to tell you how and where you should live, what you should eat, how many children you should have and what their careers should be, what you can own and what they can take, etc - they have stolen your very freedom in a second...

    278. Re:So from here on out ... by Anonymous Coward · · Score: 0

      How many "first generation" wealthy actually make up the 1%? How many Buffets are in the mix vs Paris Hiltons? There is this perception among some that the rich are all these amazing self starters who succeed through sweat of brow and innovation - but I'd like to see what percentage of that mix really are this model, vs the gamer mentioned above - sitting on their console AND rich, because their dad wrote a popular song or their great great grandpa happened to have an oil well in his backyard.

    279. Re:So from here on out ... by niado · · Score: 1

      Washington and Jefferson would weep. We've become a nation of lickspittle slaves. Perhaps we deserve our fate.

      The founding fathers have been turning over in their graves for the past 200-odd years. They would have stroked if they could have seen the progress that we have made on universal civil rights and suffrage. Each generation in America has lived in an increasingly better world than the one where white male landowners ruled everyone else. In 1776 fully 90% of the population was disenfranchised.

      "Depend upon it, Sir, it is dangerous to open so fruitful a source of controversy and altercation as would be opened by attempting to alter the qualifications of voters; there will be no end to it. New claims will arise; women will demand the vote; lads from 12 to 21 will think their rights not enough attended to; and every man who has not a farthing, will demand an equal voice with any other, in all acts of state. It tends to confound and destroy all distinctions, and prostrate all ranks to one common level."
      -John Adams, 1776

    280. Re:So from here on out ... by causality · · Score: 2

      I have health insurance. It is not a tax on me. It is a tax on the irresponsible Americans who decide to leech off of the system instead of getting health insurance. If you get sick (or in an accident) and do not have health insurance then I have to pay for it (the hospital will still treat you, and the costs will be passed on to me as higher premiums when you cannot pay and file for bankruptcy). So yes, it is a tax on dumb/irresponsible people.

      When put that way, this starts to sound like a really good idea. Maybe we can find a way to expand it to other areas.

      What's the good reason why the states couldn't handle this? Bear in mind, almost all current regulation of insurance markets comes from the states.

      --
      It is a miracle that curiosity survives formal education. - Einstein
    281. Re:So from here on out ... by Anonymous Coward · · Score: 0

      They shift cost from those who smoke and get fat to those who are healthy and financially responsible. Brilliant.

    282. Re:So from here on out ... by Bob+the+Super+Hamste · · Score: 1

      If your state is a no fault state then you are stuck paying when an uninsured motorist hits your vehicle. If you are lucky and don't live in one of those states then the uninsured motorist is liable for all damages.

      --
      Time to offend someone
    283. Re:So from here on out ... by bbecker23 · · Score: 1

      Just wait until every American by government mandate/tax is forced to spill 30% or more of their income into the pockets of health insurance company share holders..

      Oh really?

      Beginning January 1, 2014, all U.S. residents are required to maintain minimum essential coverage unless the individual falls into one of the following exceptions: [...] individuals who cannot afford coverage (i.e. required contribution exceeds 8% of household income)

      Source: Blue Cross Blue Shield of Rhode Island https://www.bcbsri.com/BCBSRIWeb/pdf/Individual_Mandate_Fact_Sheet.pdf

      --
      cat /dev/random > sig.txt
    284. Re:So from here on out ... by Anonymous Coward · · Score: 0

      Living in MASS where you are fined for not having insurance. The fine is cheaper then paying the State Assisted insurance. I qualify for State subsidized insurance, but the amount they want me to pay is a number I can't afford; unfortunately if I did not have student loans, I could afford it.

    285. Re:So from here on out ... by Anonymous Coward · · Score: 0

      Not really factually correct. A majority of Americans like a majority of the acts of this law. The 'no preexisting condition' portion is particularly popular as is the 'no lifetime maximum' and the 'no copay for preventative care' portions. The one part that more unpopular with most people is the 'must buy insurance part'. But the rest of it doesn't work without that.

      Right, it does not work without that ... meaning the whole bill is about that. So if they are against that then they are against the bill. How are you going to call the original statement not factually correct while providing the facts as to why it is correct.

    286. Re:So from here on out ... by Registered+Coward+v2 · · Score: 1

      And when it's cheaper for your employer to drop your insurance, pay a small tax, and let you live on medicare, how long do you think you'll have that plan?

      Ignoring the tax penalties for employers that don't provide coverage as required by the law; let's consider your scenario.

      You ultimately pay for the insurance in the form of a lower salary - your employer pays their part and get s a tax break and that part is a tax free benefit to you. If an employer dropped it they would be at a disadvantage to componies that pay it unless they paiad you more to make up for the lost benefit. If you are married with two incomes chances are olny one employer is covering you and your spouse - while teh one not electing coverage is working for less since tehy don't get the employer's portion back in teh form of a higher salary (usually). If you could buy into a pool for less than the extra wages plus current contributions you come out ahead. In short, it ain't as simple as you make it out.

      --
      I'm a consultant - I convert gibberish into cash-flow.
    287. Re:So from here on out ... by neorush · · Score: 2

      My wife and I carry catastrophic coverage only ($1,500 out of pocket before it kicks in) because we take care of ourselves and have been blessed with good health otherwise. This is very cheap for me on a monthly basis, guess what, my insurance rates are about to climb from $0 to whatever the rest of the population who doesn't bother to lose weight, exercise, and eat better, drives it to be. Its a very frustrating thing to be dragged into something you have no need for. This is what pisses me off. I get you need the healthy people to carry the sick, but when 68.7% of America is overweight and obese, and obesity is the #1 cause of cancer, heart disease...etc...I do not feel the government should make me support the lifestyle choices of other Americans.

      --
      neorush
    288. Re:So from here on out ... by causality · · Score: 2

      You will note that in his Ruling, Roberts said that the conservative wing made the same argument as you did, namely, that the law was labeled incorrectly.

      And as Roberts wisely stated, it's pretty silly to argue that you should strike down a law because of it being mislabeled, rather than for the effect of the law.

      It's equally silly to assume that a correctly labelled law would enjoy the same level of political support and public opinion as a mislabelled law.

      It also has to be appreciated that the people involved here are not dummies. Almost all politicians are lawyers. Obama is particularly intelligent, and taught law. If they "mislabelled" anything, it is not because they were confused, or didn't know better. Incompetence is just about the last thing they could claim. This deserves to succeed?

      --
      It is a miracle that curiosity survives formal education. - Einstein
    289. Re:So from here on out ... by misexistentialist · · Score: 1

      So...just a tax on men.

    290. Re:So from here on out ... by gorzek · · Score: 1

      That's a nonsense argument. The government influencing you to do (or not do) anything could be considered "against freedom." Try formulating a more substantive argument next time.

    291. Re:So from here on out ... by Registered+Coward+v2 · · Score: 1

      "The SCOTUS labeled it a tax after the fact."

      No Obama's lawyers TOLD the Supreme Court it's just a tax, and therefore should be legal. Go review their arguments. The grandparent poster was correct: Obama and his lawyers lied and said "it's not a tax" back in 2009/10, but in 2012 his lawyers argued it was in order to make it pass the court.

      So? One's a political and the other is a legal argument.

      --
      I'm a consultant - I convert gibberish into cash-flow.
    292. Re:So from here on out ... by Anonymous Coward · · Score: 0

      Try buying CORBA after losing your job. $1000/mo with zero income is as unaffordable as it gets.

    293. Re:So from here on out ... by jedidiah · · Score: 1

      Quite. As a "responsible person" I wonder what kind of extra costs I might be required to bear because my current insurance is not up to the new federal standards. Will I even be able to afford it? That's a serious issue that's getting glossed over here. The nanny state worshipers are all just taking it on faith that things will actually get better and that the situation will improve for anyone except the insurance companies.

      They certainly aren't going to lower rates on their own accord, regardless of how much bigger the risk pool is.

      They could have put the breaks on the absurd price increases directly and made this thing a lot simpler all around.

      --
      A Pirate and a Puritan look the same on a balance sheet.
    294. Re:So from here on out ... by Anonymous Coward · · Score: 0

      Fuck you troll. Fuck you.

      Yeah, I'm irresponsible, I work at a job that doesn't pay all that much - I.E. I don't get the hours needed to make a LOT of money. It also doesn't have insurance offered at ALL due to the lack of hours worked. I can make ends meet right now, just barely. But I'm "irresponsible" because I don't give up my shelter and food to buy fucking insurance? FUCK YOU. You want to call me a leech? How about I just go on disability ( that I DO qualify for, but I can still work ) and let you pay for everything.... now THAT will leech from you much much better.

    295. Re:So from here on out ... by Bob+the+Super+Hamste · · Score: 1

      Wrong. The government lawyers argued it was a tax and Chief Justice Roberts agreed that there was a reading of the law, even if it wasn't the most natural on, that yes it could be interpreted as a tax. There has been precedent for this in the past when it comes to ruling if a law is constitutional or not.

      --
      Time to offend someone
    296. Re:So from here on out ... by Anonymous Coward · · Score: 0

      The SCOTUS labeled it a tax after the fact. Obama did not lie. It was reclassified by others.

      False. It was pushed to the SCOTUS by the White House as a tax expressly to get it passed. Ergo, yes, Obama lied.

    297. Re:So from here on out ... by Alien+Being · · Score: 1

      Fine, but people should be able to sign a waiver stating that they don't expect free care. There are religious exemptions to this. Well, guess what. I have my own damned religion that restricts me from dealing with the corrupt/broken medical profession.

      Why should we have to provide care costing hundreds of thousands of dollars to keep terminally ill people propped up on life support? Why do MRI scans cost ten times more in this country than they do in Japan?

      Romney argued in Massachusetts that if they made insurance mandatory then they could fix the health care industry. Obama has made the same arguments about his national plan. I argue that they should fix the system before they mandate that people participate. The system is as broken as ever in Massachusetts and it will remain broken nationally. This is the government and private industry hijacking honest citizens.

    298. Re:So from here on out ... by Gizzmonic · · Score: 4, Informative

      It was disconnected until 1973 (or so) when the government required large businesses to offer it.

      Actually, that wasn't the first step-it really came from wage controls during WW2. You couldn't give someone a raise past X dollars, but you could offer them extra benefits, such as health care.

      Now it's morphed into a horrible mess which has unintended consequences such as what you mentioned above. But there are too many moneyed interests being enriched by the current system to pass any real change.

      Single-payer Canadian style healthcare would be better for doctors and employers...a huge pool of healthy people would drop health care costs significantly, and employers would no longer have to offer a health care benefit. But of course the drug companies and health insurance companies would lose out, so they'll fight tooth and nail to keep their broken system.

      --
      (-1, Raw and Uncut is the only way to read)
    299. Re:So from here on out ... by causality · · Score: 1

      Taxation has always been an instrument of social engineering how a society operates. By any other name, it's a behavior modifier. The fact many of you don't already know this is quite frankly, scary as hell!

      Taxation wasn't nearly so useful for purposes of social engineering until we implemented an income tax. Sure, there were broad excise taxes, "sin taxes", etc, but none of the fine-grained manipulation of behavior that is possible under an income tax. Speaking of lies and manipulation, the income tax was supposed to be a "temporary wartime measure" so I'm sure they will repeal it Real Soon Now, right?

      There is a reason that the original US Constitution did not allow for an income tax. It is not because the Founders never heard of income taxation.

      --
      It is a miracle that curiosity survives formal education. - Einstein
    300. Re:So from here on out ... by Registered+Coward+v2 · · Score: 1

      typical americans. like everything about it except the bill. I'm in favor of everything about it except that "I have to pay for it" part....

      typical human beings. like everything about it except the bill. I'm in favor of everything about it except that "I have to pay for it" part....

      There, fixed it for you.

      --
      I'm a consultant - I convert gibberish into cash-flow.
    301. Re:So from here on out ... by misexistentialist · · Score: 1

      Really? Renters pay for home owners' coverage? Your car insurance premium is the same as the guy with a Bentley?

    302. Re:So from here on out ... by jimbolauski · · Score: 1

      This is no different than a "tax break" for mortgage interest, or any other similar tax break, which is just a tax raise for the rest of us (i.e. people who rent their homes and therefore don't get the mortgage interest deduction) If the government can raise your taxes for not having a mortgage, it follows it can raise your taxes for not having health insurance. The Supreme Court decision is logical given prior precedent.

      Except they are not giving you a tax break for having health insurance, they are adding a tax if you do not buy have health insurance. It may seem like nuance but never before in the history of the US have we done it that way, the implications of taxing someone for not doing something are huge. Should the government tax people that don't own a statue of the president they apparently have the power too.

      So this is how liberty dies...with thunderous applause.

      --
      Knowledge = Power
      P= W/t
      t=Money
      Money = Work/Knowledge so the less you know the more you make
    303. Re:So from here on out ... by billlava · · Score: 1

      There are at least two huge differences. First, auto insurance is not required at a federal level. This argument was never over whether any level of government had the right to impose such a requirement. States, for example can and do. Second, and probably more important, not every person in the country has to have auto insurance. If a person rides their bike everywhere, or takes the bus, or hitches rides with his friends, he doesn't have to have auto insurance. There, governments (state governments) have said, "IF you choose to drive in our state and on our roads, then you MUST be insured to a minimum level." In the case of Obamacare, there is no decision to do something (other than continue breathing) that would require you to buy a product. You simply must do it. You must purchase insurance not to your own satisfaction, but the government's.

    304. Re:So from here on out ... by kaatochacha · · Score: 1

      Don't pretend like both sides of the aisle don't play the same game.
      If you believe that, you're naive. Or partisan. Or partisanly naive.
      Essentially, things work better when "opposing" sides control different branches.

    305. Re:So from here on out ... by jedidiah · · Score: 1

      No. It's a STUPID thing. It's a gift to the insurance industry.

      It's graft.

      It's corruption.

      It's ALL of us being forced to pay for something we may never need versus just having enough discipline to save for a rainy day. With lower premiums, that saving for a rainy day becomes much easier.

      The savings from a higher deductible can allow you to quickly save your deductible and keep it on hand for when you need it.

      Can't have people doing for themselves and controlling their own destiny.

      --
      A Pirate and a Puritan look the same on a balance sheet.
    306. Re:So from here on out ... by Anonymous Coward · · Score: 0

      Voting for and overseeing your representatives. It's a novel concept, I know, and requires you to much more engaged than just sending some lamb to be sacrificed to the supreme court. Fix the voting system first if you need to, but yes, they have the power. Duh, did you really expect the drafters of the constitution to fix all your fucking problems forever?

    307. Re:So from here on out ... by Anonymous Coward · · Score: 0

      "the closest Obama could have got to universal care"....YES! THANK YOU! Sometimes I feel like I'm the only one who understands this. What makes Obama a good President is not the fact that he waltzed into office and started whipping everybody into shape (which nobody can do because the President is part of a system of checks and balances, and not a dictator)...but that he has been able to facilitate COMPROMISE in Congress, in order to GET THINGS DONE. See, the reason other Presidents failed on universal care is because they always whined that it had to be perfect, and universal, on day one. No opposing party in Congress would have ever allowed that.

      One important thing that everybody seems to forget is that the mandate was a COMPROMISE with the Republicans! They wanted something to make the decision to vote for the law easier, and forcing Americans to buy health insurance was goof for their lobbyists: the health insurance industry. But as soon as the law passed, and when it helped their cause to beat Obama in November, suddenly the Republicans hated the mandate and pretended like Obama did it because he's evil.

      BUT I REMEMBER! I remember bitching about the mandate when Obama brought it up, but I went along with it so the Republicans would pass the law. And it has been driving me mad that everybody seems to forget this mandate was THE REPUBLICANS FUCKING IDEA.

    308. Re:So from here on out ... by jedidiah · · Score: 1

      Him "irrresponsible"?

      Morons like you simply boggle the mind.

      It's a real shame that the Republicans turned into the Taliban.

      --
      A Pirate and a Puritan look the same on a balance sheet.
    309. Re:So from here on out ... by Anonymous Coward · · Score: 0

      I have declined the health insurance plan provided by my employer, because it would cost me more per month than I've spent on medical bills in the last 10 years combined.

      Because I don't have the insurance, I take care of my own health. I eat healthy, exercise, and keep my stress levels low. When the costs come out of my own pocket, there is incentive for me to avoid the need for them.

      For what I have needed, I have negotiated a lower cash price with the provider, because it saves them time and money to not deal with insurance. Often, the price I pay is less than a co-pay would be if I HAD insurance! For example, the plan I was offered has a co-pay of $50 for a chiropractic adjustment. That's what I pay directly in cash. So what's the fucking point of it?

      So, I'm not costing anyone else anything. Now the government is going to tax me for people who don't take responsibility for their own health. Is that "freedom" in your warped little world? Forcing people to buy something they don't need is freedom? I'm not sure what dictionary you're using, but I'm pretty sure you don't have the correct definition of "freedom."

    310. Re:So from here on out ... by Anonymous Coward · · Score: 0

      So the choice is that he should perpetually live in a "low enough income bracket" to not be required to pay a penalty, or, if he earns a dollar more, he should either be taxed or buy insurance - both of which were outside of his grasp a dollar ago. I wonder what his behavior will be when given a chance to work overtime, extra hours, or take on more responsibility for a raise.

    311. Re:So from here on out ... by msauve · · Score: 1

      "The SCOTUS labeled it a tax after the fact. "

      No, the Obama administration argued before the Court that it was a tax. Specifically, Obama's Solicitor General briefed the Court that "THE MINIMUM COVERAGE PROVISION IS INDEPENDENTLY AUTHORIZED BY CONGRESS'S TAXING POWER." (emphasis in original)

      --
      "National Security is the chief cause of national insecurity." - Celine's First Law
    312. Re:So from here on out ... by gorzek · · Score: 2

      I certainly agree with you there, although that is more a consequence of employers paying a share of your insurance, and that share dropping to $0 when you're on COBRA. $1000 a month is insanely expensive, in any case.

    313. Re:So from here on out ... by CrimsonAvenger · · Score: 1

      Okay, so maybe some jerkwads will game the system. At least the tax income will come in handy to pay for the freeloaders at the ER. Also, the tax could be increased.

      My daughter has a friend who can't afford health insurance, and isn't poor enough for Medicaid. She pretty much has no choice but to game the system, and may have a tough time paying the penalty even if she games the system.

      In other words, paying the penalty isn't necessarily the act of a "jerkwad".

      Note also that every time YOU take a legal deduction, you are "gaming the system" in the same way - you're doing something that is perfectly legal in order to save yourself some money....

      Further, it should be noted that the tax income isn't actually dedicated to "paying for the freeloaders at the ER". There's absolutely NOTHING in the law providing for payments to hospitals/doctors to pay for such things.

      And finally, it WILL be increased. The law as written provides for its increase every year. Which won't mean much, since health insurance costs are rising even faster.

      --

      "I do not agree with what you say, but I will defend to the death your right to say it"
    314. Re:So from here on out ... by Anonymous Coward · · Score: 0

      The US ended the draft in 1973.

    315. Re:So from here on out ... by Anonymous Coward · · Score: 0

      One of the appellate courts ruled that it was a tax, the SC assigned lawyers to make that case. As Justice Kennedy lampooned it during oral arguments, and most assumed that he was the swing vote, such an ruling was discounted by most

    316. Re:So from here on out ... by Anonymous Coward · · Score: 0

      Being OK with paying 1/3 of your income simply b/c you've trained your mind to feel OK doesn't really answer whether it is right or wrong. Obviously this depends on your own perspectives on what the government should be responsible for in your life. Personally, I see health care as something the government should not be involved in. If there is one thing I've learned as a programmer, the larger the system the less optimizations you can make for special cases. A person's health is a great example of something that should be a personal choice. It includes a wide variety of daily life choices and by providing a government supplied health choice you are welcoming in the government to influence more than simply what doctor you visit. The fact the supreme court felt this was a tax issue implies that an "audit" could be rather all encompassing. Imagine being prescribed medication but being refused payment because your food expenses show you visited too many "fast food" restaurants.

      I'm not advocating that we turn a blind eye to those in need or not pay taxes. I am advocating that we reconsider the system of government and its responsibility in hopes of distributing that workload more efficiently.

    317. Re:So from here on out ... by Anonymous Coward · · Score: 0

      It's time to play everyone's favorite game....TROLL or PERSONALITY DISORDER? My guess is both!

    318. Re:So from here on out ... by Anonymous Coward · · Score: 0

      Here in CA, we require motorists to carry basic liability insurance in order to operate a vehicle, as well as passing general safety inspections. One way to do this is to get certified as self-insured, which means having an audited and documented (maybe bonded) financial situation where you can cover the liabilities, but almost everyone just gets regular insurance and often with much better liability coverage than the minimum mandate. Of course, you can skip comprehensive coverage as the only side-effect is your own car becoming non-operational when you cannot afford repairs which are your own responsibility.

      If we made healthcare the same way, your mandated liability and safety inspections would protect society from damage when you get infectiously ill or incapacitated and cause injury to others. On the other hand, if you cannot afford to pay for your own repairs, we'd be happy to ban you from the streets. There would be no 24x7 emergency room where you could expect to get catastrophic repair without evidence of payment.

    319. Re:So from here on out ... by Anonymous Coward · · Score: 0

      Yes, that follows, and it has always been this way. This "opens the floodgates" for precisely nothing. What prevents such laws from being passed is popular sentiment -- they would not, at least for the foreseeable future, ever garner enough votes to pass. The Affordable Care Act did, and it is now law, upheld properly by judicial review. Contrary to the extreme reactionism of sites like Fox News and MSNBC, aside from reinforcement of faith in the longevity of the very specific effects this law has/had on healthcare coverage and affordability, absolutely nothing else has been changed by this ruling.

    320. Re:So from here on out ... by Bob+the+Super+Hamste · · Score: 1

      The problem is that when the individual mandate part takes effect the low cost high deductible major medical only plans will not be ones that get exempted from the tax/penalty (choose what term you like as both are used in the ruling). So unless sycodon is one of the lucky ones who doesn't have to file a tax return and can go without his insurance his plan will have to be expanded to cover things he doesn't need. This expanded coverage will incur additional costs that will need to be paid. Even if his plan remains unchanged he will end up paying the penalty/tax unless again he is one of the lucky few who doesn't have to file a tax return.

      --
      Time to offend someone
    321. Re:So from here on out ... by cyberchondriac · · Score: 1

      So how is this any different than Auto Insurance? If another driver hits my car, and he has no insurance, who pays? Will everyone be required to have Auto Insurance regardless if they want it? This is just the beginning of the slippery slope.

      It's already mandatory in a lot of states http://en.wikipedia.org/wiki/United_States_auto_insurance to own car insurance...except in a few states where guess what...you pay a fee (tax) to drive around like an idiot in an uninsured car.

      Liability, though, not coverage for your own vehicle. It is similar, but the ifference is, that's a mandatory requirement for someone who has purchased a car and drives it. ACT mandates insurance for your merely being alive.

      --

      Look back up at my post, now look back down, you're on the Internet. Now look back up. I'm a signature.
    322. Re:So from here on out ... by seepho · · Score: 1

      Thanks to this ruling, there's nothing stopping the government from passing a tax on people who don't spend 10% of their income on vegetables, what with them being interstate commerce. Ain't it great?

    323. Re:So from here on out ... by Anonymous Coward · · Score: 0

      anyone with work supplied health care doesn't have to pay this

      Go cry in a corner because its clear you don't understand whats happening here.

      My work offers health care benefits. I did not have health care benefits that they offered. Now I have to have health care benefits costs. So, I don't understand what's going on here?

    324. Re:So from here on out ... by Specter · · Score: 2

      No, what's silly is pretending a penalty is not a tax for the purposes of avoiding the restrictions of the Anti-Injunction Act but then later pretending the penalty IS a tax so you can go ahead and rule it constitutional.

      Roberts argues that the SCOTUS is confined by precedent (Hooper v. California, 155 U.S. 648, 675) which requires the Court to use "every reasonable construction" to rescue a statute from unconstitutionality and thus the penalty is really a tax and that this tax is a legitimate exercise of Congress' taxing power. Roberts fails to square this argument with his position that the Court has authority to hear the case because the penalty ISN'T a tax. Go read the opinion; his logic is tortured.

    325. Re:So from here on out ... by Bob+the+Super+Hamste · · Score: 1

      I would hardly call OBGYN services universally needed as approximately 50% of the US population will never need them for themselves. Also a they typical high deductible plans only cover the catastrophic illnesses or accidents so how would one having a plan like that leave me on the hook for his bills?

      --
      Time to offend someone
    326. Re:So from here on out ... by blueg3 · · Score: 1

      If you choose not to do the underlying activity, living, you don't have to buy the insurance or pay the tax. Not really a recommended course of action, though.

    327. Re:So from here on out ... by Shadow99_1 · · Score: 1

      So far these things seem vastly under reported and if what I've read is correct I could still be asked to pay this tax even though I'm low income (under 20k last year). In fact two years ago I qualified for state medical assistance, but that was right before they suspended any new additions and so I've been in medical limbo ever since. The state did offer me 'low cost' medical insurance starting at a low low '$250/month'. Roughly 1/4th of everything I earn is not 'low'. And what I've read suggests I could expect the 'subsidized' health insurance to look.

      My employer doesn't provide health insurance to me because at 30 hours per week they can chose to consider me part time and so not need to offer me benefits. The job market sucks enough here right now that I cannot move or find anything better (lots and lots of places offering jobs, doing interviews, and then deciding everyone 'looks to expensive' and they put it back out without offering the job to anyone).

      I'm one of the lucky ones in that I at least still have a job in my field. Some of the other older guys these days that lost their jobs can't find work outside retail.

      --
      we are all invisible unless we choose otherwise
    328. Re:So from here on out ... by Anonymous Coward · · Score: 0

      You'll have to pry my deep fried peanut butter sandwiches from my cold, dead, cholesterol clogged hands.

    329. Re:So from here on out ... by Archangel+Michael · · Score: 1

      provide for the common defense, promote the general welfare, and secure the blessings of liberty to ourselves and our posterity

      This is why LIBERTY is gone! People don't know what the Constitution actually says. We used to have to memorize this in grade school. Nobody cares about liberty any more, they are scared of liberty, and thus, we continue to limit the liberties we are endowed with by the Declaration of Independence, all in the name of Security.

      Those who give up essential Liberty in the name of Security, will receive and deserve neither.

      --
      Agent K: A *person* is smart. People are dumb, stupid, panicky animals, and you know it.
    330. Re:So from here on out ... by deapbluesea · · Score: 1

      Please drop the auto insurance argument. You don't have to buy a car, you don't have to drive a car, and you only have to get insurance if you do one of those two things. This is very different in that your existence is the necessary and sufficient condition of being eligible for the mandate.

      --
      Government is not reason; it is not eloquent; it is force. Like fire, it is a dangerous servant and a fearful master.
    331. Re:So from here on out ... by Anonymous Coward · · Score: 0

      I'd hate working for a company that's just waiting for a chance to spew political propaganda onto their workers

    332. Re:So from here on out ... by Anonymous Coward · · Score: 0

      a million times this! If it was you would see a lot more entrepreneurship because they wouldn't have to worry about losing health care for their families or providing it to their employees. It would simplify everything about small business.

    333. Re:So from here on out ... by slimjim8094 · · Score: 1

      I don't know where you live, but in my state every driver must be insured for liability (not necessarily damage) whether you want to or not. My state (and most others, by the sound of it) decided that the risks of people causing catastrophic damage to life and property with no monetary responsibility was worth the imposition. It's actually a pretty good analogy, since if you decide not to be insured you're breaking the law (the mandate is a tax instead), but if you aren't insured anything bad that happens is still "covered" by somebody, just like if you go to an ER and can't pay. The costs of your dickishness are also borne out by everybody else, raising their costs.

      The only difference is that you can choose not to drive, but you can't choose not to receive healthcare. It would be better logically if you simply couldn't be treated if you didn't have insurance or otherwise could pay, but we decided already to have universal healthcare when we decided that people dying in the streets is bad.

      --
      I have developed a truly marvelous proof of this comment, which this signature is too narrow to contain.
    334. Re:So from here on out ... by misexistentialist · · Score: 1

      You can't be serious. Breast cancer might balance out prostate cancer, but women go to the doctor more frequently, ob/gyn expenses are extremely high, and they live years longer. The costs are hundreds of thousands more. The difference between the sexes when it comes to vehicle damage through accidents is a lot smaller, but for some reason it isn't fair to pretend that car accident costs "even out" when it means that women pay more to help men.

    335. Re:So from here on out ... by LearningHard · · Score: 1

      We are in the 38% and have no problem at all affording health insurance for our family.

    336. Re:So from here on out ... by funwithBSD · · Score: 1

      Not exactly true, the State Department's argument, (and the State Department represents the Administration) which was sort of a cascading argument along the lines of "My client was not there and did not do it, and if he did, it was self defense."

      They argued it was under the Commerce Clause, and if not it was Necessary and Proper, and if not, then it was a Tax.

      So the Obama administration, after claiming it is not a tax, then makes the argument it is a tax so that the SCOTUS had a path to consider the law constitutional.

      Could they have run down that path without a formal argument? I am sure they could, but they were led there by the Administration.

      I am also interested in how this impacts the legality of the law. The law was passed using the budgeting reconciliation, which was only valid if there was no taxes in the budget.
      Otherwise, they could never have overcome the filibuster, so no law would have been passed.

      I guess we shall see.

      --
      Never answer an anonymous letter. - Yogi Berra
    337. Re:So from here on out ... by coinreturn · · Score: 1

      You should submit that you don't know what "constitutional" means.

      Constitution is not there to tell a business how to behave, it only defines what the government is and what it is authorised to do.

      A person murdering you, for example, is NOT unconstitutional, it's a criminal offence, but he didn't "violate your right to live", because between him and you, you never had anything resembling a concept of a 'right'.

      A 'right' is a concept that only has meaning within the relationship between you (individual) and the collective (government).

      A business that creates a particular product for a particular customer cannot do anything that is 'unconstitutional'. By the way, that business cannot do anything that is 'constitutional' either.

      Okay, fine. Illegal, then. Happy, now?

    338. Re:So from here on out ... by CrimsonAvenger · · Score: 1

      No, you can't. That's the entire point. That's why all the teabaggers were so upset. You can't, any more, blow off getting insurance without penalty. If you don't get insurance, you'll pay a tax used to cover the costs of your "freeloading" (to use the term used earlier in the thread.)

      I take it you've never had health insurance before?

      If you had, you'd know that the "tax" is FAR CHEAPER than even your share of an employer provided plan (qualifier - that's based on my own experience - neither I nor my wife nor my daughter has ever had to pay so little for health insurance).

      Which means the tax won't pay for your "freeloading", even if you "freeload".

      Frankly, I won't be terribly surprised if MOST of the people with no insurance end up paying the penalty. Right now, you don't pay for health insurance mostly because it's too expensive. The "tax" is a small price to pay for insurance when you can get diagnosed with an expensive problem and THEN buy insurance...

      --

      "I do not agree with what you say, but I will defend to the death your right to say it"
    339. Re:So from here on out ... by Anonymous Coward · · Score: 0

      Healthcare and employment go well together because we need pools of people who's heath risks are uncoorelated. Assuming that people don't choose jobs acccording to their own health, the employees of any given company should be relatively un-coorelated.

    340. Re:So from here on out ... by alva_edison · · Score: 1

      and insurance companies that gouge their asses off and then dump you the second you file a claim.

      I may be wrong, but I thought one of the main features of this law was that the insurance companies could no longer dump you.
      The mandate is supposed to be the remedy for the gouging (by including more healthy people in the insurance pools). One thing the mandate does do (indirectly) is set an upper limit on insurance prices, i.e. insurance must be cheaper than the penalty, otherwise people will just pay the penalty (if they're healthy and don't anticipate needing insurance).

      --
      He effected a bored affect.
    341. Re:So from here on out ... by Archangel+Michael · · Score: 1

      Health care should be disconnected from Government ...

      --
      Agent K: A *person* is smart. People are dumb, stupid, panicky animals, and you know it.
    342. Re:So from here on out ... by jimbolauski · · Score: 1

      First, Obama and the Dems sold this as not a tax. So they lied. Obama is now responsible for raising taxes on all Americans to the tune of over a trillion dollars.

      Second, it's a tax on you. Not what you earn, not where you live, not what you own, but you.

      So they got their technical win. Doesn't make it right though.

      Bullshit. The tax is only on those who refuse to get insurance. That will be an infinitisimally small number of Americans.

      So it is ok for the government to force people to buy things because they are in the minority? Should the government be allowed to force everyone to buy a gun and those that choose not to will be taxed, with the new ruling the only thing stopping that is congress and the president. The government now has the power to "tax" anyone who doesn't buy what they want them to buy cars, guns, cereal, statues of political leaders, anything. Am I the only one who thinks that is seriously fucked up?

      The reason your argument is ridiculous is that people who don't buy insurance are a burden on everyone else because they must be treated at hospitals. People who try to be freeloaders will be taxed for their actions. If by not owning a gun, I cost others money, then yes a tax might be appropriate. Otherwise, no.

      Owning a gun allows people to defend them selves better, the people that don't own a gun are freeloading because they expect the police to take care of all their protection so people not owning a gun are freeloading on the system. I realize that this is a huge pile of BS and it doesn't matter to my argument the supreme court ruled that the government can tax people who choose not to buy a product. It does not matter that forcing people to buy it benefits society the bottom line is the supreme court ruled the government can tax people who refuse to buy a product. If you have a problem with the government mandating gun ownership you should have a problem with the government mandating health insurance.

      --
      Knowledge = Power
      P= W/t
      t=Money
      Money = Work/Knowledge so the less you know the more you make
    343. Re:So from here on out ... by Anonymous Coward · · Score: 0

      My company has much nicer insurance than whatever is required because it is part of the overall package they use to recruit good employees. What has changed that would make my employer no longer want to attract good employees?

    344. Re:So from here on out ... by deapbluesea · · Score: 2

      Wrong. It was always a tax. Just some people were not smart enough to understand it.

      Yeah, those morons

      --
      Government is not reason; it is not eloquent; it is force. Like fire, it is a dangerous servant and a fearful master.
    345. Re:So from here on out ... by Anonymous Coward · · Score: 0

      Absolutely, but the ignorant Conservatives want us to be enslaved to our employers.

    346. Re:So from here on out ... by Anonymous Coward · · Score: 0

      The majority of Americans did not want civil rights, social security, or interracial marriage.

      You don't want to bring up social security because it turns out that the majority was right, it is a loser and is bankrupting this country. As for your other two cases you are incorrect. 55% approved of the Civil Rights bill. The Interracial Marriage wasn't an act of congress, it was done through the courts.

      All Americans win when everyone has health care coverage. The lower income people win because they will be healthier and more productive. Everyone else wins because the lower income people are not getting their primary care via emergency rooms and pass the cost on to the government and people with health insurance.

      The doctors lose and will likely lead to earlier retirements and less doctors overall, lower income people lose because they have to wait in line for subpar treatment from doctors who couldn't avoid public hospitals, and unemployed lose because employers can't afford to create more jobs. Good news for illegal aliens that they get more benefits from legal tax payers. Nothing changes for congress as they exempted themselves from it .

      The only people I hear complaining about this are people with health insurance paid for by someone else (their employer, medicare/medicaid, and the VA). Try paying the full cost of insuring yourself and your family.

      Well count me as the first that don't fall into your blanket categories then. Never again claim it because I am an unemployed person that was let go as part of cut backs to offset the automatic tax increases coming this December to fund Obamacare. Obama and this health care plan cost me my job, so really ... f**k you.

    347. Re:So from here on out ... by Anonymous Coward · · Score: 0

      That is completely wrong. Even without the 16th amendment, income taxes on wages were still legal.

    348. Re:So from here on out ... by Anonymous Coward · · Score: 0

      The lawyer arguing the administrations case called it a tax. So Obama did lie to the public.

    349. Re:So from here on out ... by Archangel+Michael · · Score: 1

      You won't be able to find insurance in a few years, even if you wanted to buy it. The government has just killed the Insurance Industry, Medical Industry and enhanced the Government Industry. If I can get the same coverage paying a small fine as I do buying insurance, the hell if I am gonna buy insurance.

      That is what Obama Care is all about.

      --
      Agent K: A *person* is smart. People are dumb, stupid, panicky animals, and you know it.
    350. Re:So from here on out ... by gorfie · · Score: 1

      Why stop with obesity? What about other risky behaviors (sunbathing, dangerous sports, promiscuity, alcohol, etc.)? I think we'd all love to have the government monitoring our behaviors and sending us a monthly bill for every deviation from what they deem "good and normal".

      For what it's worth, I don't think this health plan will work (i.e. I think premiums will go up).

    351. Re:So from here on out ... by Samantha+Wright · · Score: 1

      It's actually pretty well defined; the problem you describe only exists in the United States. Sorry.

      --
      Bio questions? Ask me to start a Q&A journal. Computer analogies available for most topics!
    352. Re:So from here on out ... by thedonger · · Score: 2, Interesting

      Don't forget: We voted for the dicks who passed this legislation. It's our own fault.

      --
      Help fight poverty: Punch a poor person.
    353. Re:So from here on out ... by coinreturn · · Score: 1

      So...just a tax on men.

      No. Perhaps a tax on men who previously had an insurance policy that did not cover women. I don't know how small that pool is. I've had private health insurance for 27 years and it has always covered women. Not covering them is discrimination.

    354. Re:So from here on out ... by nurb432 · · Score: 3, Informative

      That in my mind is money I never had, so I don't think about it, if I get some back at tax time, it is just a bonus to me.

      And that sort of programmed thinking is why they can get away with it.

      --
      ---- Booth was a patriot ----
    355. Re:So from here on out ... by Bob+the+Super+Hamste · · Score: 1

      From my reading of the ruling they can actually compel you to engage in commerce if they levy a tax/penalty on not participating in said commerce so long as it is similar to existing taxes that have been found to be constitutional.

      --
      Time to offend someone
    356. Re:So from here on out ... by na1led · · Score: 1

      And soon, we will all be required to have Life Insurance, at least to pay for burial. Because we all die at some point, and I'm not allowed to make my own choices, the Government must do it for me!

      --
      -- By all means let's be open-minded, but not so open-minded that our brains drop out.
    357. Re:So from here on out ... by ryanov · · Score: 1

      Not, individually, afford to fund a national railroad or air traffic control system or anything like that.

    358. Re:So from here on out ... by Archangel+Michael · · Score: 1

      Wanna bet? I'm willing to put money on your assumption. Here now. Why buy insurance to get the same coverage after paying a smaller fine? THAT is the whole point of Obama Care. Everyone gets Medical Care whether they have insurance or not. I'm choosing "not" when the mandate goes into effect. I'll pay the damn fine, and anyone doing anything different is a fool (and paying for my medical care)

      --
      Agent K: A *person* is smart. People are dumb, stupid, panicky animals, and you know it.
    359. Re:So from here on out ... by RoccamOccam · · Score: 2

      Not exactly what you are asking, but interesting in its own way:

      From the Wall Street Journal:

      1. According to a study of Federal Reserve data conducted by NYU professor Edward Wolff, for the nation’s richest 1%, inherited wealth accounted for only 9% of their net worth in 2001, down from 23% in 1989. (The 2001 number was the latest available.)
      2. According to a study by Prince & Associates, less than 10% of today’s multi-millionaires cited “inheritance” as their source of wealth.
      3. A study by Spectrem Group found that among today’s millionaires, inherited wealth accounted for just 2% of their total sources of wealth.

    360. Re:So from here on out ... by roman_mir · · Score: 1

      No, not happy. Why would you want to make certain types of products illegal exactly? What is your thinking pattern?

      Here is a privately created company, with private savings, private investment, it doesn't TOUCH YOU, it produces a product and markets it to a certain group of people, whoever they are, and they are able to provide the best product for that group of people at the lowest prices.

      Here comes you and here you says: you can't give these people this great product they want to buy, because it violates my ability to be a prick.

    361. Re:So from here on out ... by CrimsonAvenger · · Score: 1

      1. A lot of them pay small amount of tax, so the carrot would be small. For the Rich, it is a sizable increase, perhaps worth a changing a behavior.

      You've not read the fine print, I see.

      The "tax" in question has a lot of clauses setting the exact amount you pay.

      All the clauses include the phrase "the lesser of".

      "The lesser of" was put in there so as not to unduly burden the very poor. Alas, it also has the effect of reducing the "tax" to TRIVIAL for the well-off the depreciation on their yacht in any one year will pay the "tax" for the rest of their life.

      --

      "I do not agree with what you say, but I will defend to the death your right to say it"
    362. Re:So from here on out ... by Bob+the+Super+Hamste · · Score: 1

      The correct term would be excise tax and that only takes effect when you engage in some form of commerce not when you decide to not engage in it. My problem with this ruling is that it basically says that congress can tax someone not engaging in some specified form of commerce.

      --
      Time to offend someone
    363. Re:So from here on out ... by turbidostato · · Score: 1

      " It was money that was forcibly removed from you before you ever saw it!"

      Which is the very definition of "money he never had". Thanks for making his point so clear.

    364. Re:So from here on out ... by zentec · · Score: 3, Informative

      You do realize that Romney drafted a very similar plan?

    365. Re:So from here on out ... by cpu6502 · · Score: 2, Insightful

      >>>you're a freeloader

      Last year's income: $130,000.
      Last year's paid taxes: $41,000.
      Really?
      Freeloader?

      BTW under Obamacare a new panel is asking doctors to produce lists of obese people (BMI>30). Why? Because these people will be signed to counseling and diet programs, generously paid by either the government or the insurance company. In other words, rates are going UP not down.

      --
      My AC stalker: " I personally agree with your posts most of the time, but that won't keep me from modding you troll"
    366. Re:So from here on out ... by Anonymous Coward · · Score: 0

      It's a huge problem that the Conservatives blindly accept any nonsensical thing that the echo-chamber tells them, and has led to the complete lack of sensible opposition to the Democrats.

      They latched onto a really stupid idea, Christian Creationism, and went straight down the rabbit-hole when the rest of us realized that their stories aren't true. Now they've formed insular groups where they lie to each other constantly to maintain a ridiculous worldview where evolution and global warming are a Liberal hoax.

      Democrats propose something, Republicans froth at the mouth on cue about Socialism and Jesus.

      We need a sane party to oppose the Democrats.

    367. Re:So from here on out ... by Adrian+Lopez · · Score: 1

      If you get sick (or in an accident) and do not have health insurance then I have to pay for it (the hospital will still treat you, and the costs will be passed on to me as higher premiums when you cannot pay and file for bankruptcy).

      If I cannot pay, not when.

      --
      "In prison you just have to shut your eyes and take it. Here you have to shut your eyes and give it."
    368. Re:So from here on out ... by Belial6 · · Score: 2

      Your post makes no sense. A high deductible plan is no more of a 'gamble' than a low deductible plan. Sycodon has a means to pay his bills whether he has minor or major ailments. Insurance on non-catastrophic ailments are not "more responsible".

      Of course the rest of the people in the insurance pool would be on the hook if he came down with a catastrophic illness. That is the premise of insurance, and that is what Sycodon pays for. The only difference is that Sycodon is less likely to come down with a catastrophic illness, and more likely to have paid for someone else's ailment. You on the other hand are MORE likely to come down with a cold, and put other people on the hook for something you could easily pay out of pocket.

      The vast majority of OBGYN services are not even insurance related. They get paid out on a plan that is sold as 'insurance', but that doesn't mean it is. If the chance of you needing the service is 100%, it isn't insurance. Calling a payment plan that pays for an annual pap smear 'insurance' is like calling the purchase of T-Bills 'gambling'.

      Health care can be privatized. It can be socialized. There are pros and cons to each system. What we have now is the worst of both worlds. We have socialized the minimum requirements, while privatizing the price.

      If we want to socialize the bare minimum, then we should have just expanded Medicad to cover all ages.

    369. Re:So from here on out ... by Chaos+Incarnate · · Score: 2

      OBGYN is "universally needed"? What monogendered universe do you live in?

      --
      Benford's Corollary to Clarke's Law: "Any technology distinguishable from magic is insufficiently advanced."
    370. Re:So from here on out ... by aztracker1 · · Score: 1

      I'm pretty sure that taxation has always been a way for the government to pay for it's infrastructure. The social engineering, afaik is relatively new.

      --
      Michael J. Ryan - tracker1.info
    371. Re:So from here on out ... by Anonymous Coward · · Score: 0

      Man, I so agree with this! Outside of any of the specifics of the current legislation, why is health insurance connected to specific employment? My car insurance and my house insurance certainly aren't provided through my employer, so why is health insurance?

      And while we're at it, we should de-couple retirement accounts from employment as well.

    372. Re:So from here on out ... by Anonymous Coward · · Score: 0

      Congratulations on being in the top 1% (i.e. the small percentage of people who can afford to buy their own health insurance). I admit exaggeration here, but I would call it a very safe bet that less than 5% can afford to purchase their own insurance. For example, take your average family of 4. How much is that going to cost monthly? Hundreds. Several of them. I don't know about you, but if I had to spend an extra several hundred monthly, it would take significant budget changes, as well as selling my house and moving back to an apartment, and living off of rice, beans, and ramen noodles. I can forget about hobbies because I won't be able to afford any, in addition to probably having to take on a second job and having no time for anything but sleep. Quite the American Dream, isn't it?

    373. Re:So from here on out ... by TheGratefulNet · · Score: 1

      CEOs of anything real don't say 'protip'. are you a teenager? if not, why talk like one?

      bzzzt. but thanks for playing.

      --

      --
      "It is now safe to switch off your computer."
    374. Re:So from here on out ... by slimjim8094 · · Score: 1

      Over the course of a lifetime, its cheaper for me to invest $400 a month into a money market account

      If you do that for 20 years, you end up with 96k plus interest. A lot of things cost a lot more than that, but we've decided as a society that you shouldn't just be kicked to the curb when you've exhausted your savings.

      Health Insurance COMPANIES posting record profits are the ones leeching off this system you love so much. Guess what? You thought health insurance companies were profitable now? Just wait until every American by government mandate/tax is forced to spill 30% or more of their income into the pockets of health insurance company share holders.

      Good thing the bill mandates that "Insurers must spend a certain percent of premium dollars on eligible expenses, subject to various waivers and exemptions; if an insurer fails to meet this requirement, there is no penalty, but a rebate must be issued to the policy holder." In other words, they can't just raise prices without the vast majority of that money going out on healthcare; they don't just get to pocket it. That's already in effect, by the way (Jan 1 '11) and it does seem to be making a difference.

      --
      I have developed a truly marvelous proof of this comment, which this signature is too narrow to contain.
    375. Re:So from here on out ... by Anonymous Coward · · Score: 0

      Don't like it? Blame those broad powers granted through phrases like "provide for the general welfare" in the Constitution.

      Yeah, and the fact that they ignore the 9th and 10th Amendments.

    376. Re:So from here on out ... by NeutronCowboy · · Score: 1

      Wait - your total yearly budget for health care is $4800?? Yes, you ARE leeching off the system. You know how much a minor trip to the ER costs (i.e., a little wipe out on a bike where nothing was fundamentally wrong, but there were risks for things being seriously wrong)? That's 5 grand right there. The ambulance ride? Another 3 grand.

      Congratulations on being part of the people who don't need much health care. However, if you ever actually need surgery, I hope you have ten years of investment stashed away, because the raw hospital bill for an overnight stay in is about 50k. ICU can run you north of 100k. I'll also be happy if they just leave you to rot outside the ER, because you can't produce a cashier's check for the 100k that the entire ordeal will actually cost.

      The single-minded selfishness and self-centeredness of people in this area is astounding.

      Oh, and since liposuction isn't covered, your example is a complete strawman and a distraction.

      --
      Those who can, do. Those who can't, sue.
    377. Re:So from here on out ... by na1led · · Score: 1

      The reason Health Insurance is so expensive, is because we allow illegal's to horde our resources, without any courtesy for those who pay for it.

      --
      -- By all means let's be open-minded, but not so open-minded that our brains drop out.
    378. Re:So from here on out ... by CrimsonAvenger · · Score: 2

      "I can make bundles of money by leveraging a stable society, an excellent highway system to move goods, and low corruption so I can not worry so much about paying bribes or getting robbed" support.

      "I can make bundles of money by paying bribes to Congressmen rather than free-lance crooks"

      --

      "I do not agree with what you say, but I will defend to the death your right to say it"
    379. Re:So from here on out ... by RKThoadan · · Score: 1

      Does offering a tax deduction for your mortgage "force" you to buy a house?

      Does offering a deduction for charitable giving "force" you to give?

      I could go of for quite a long time here. Our tax code is huge and nearly every single bit of it serves to encourage or discourage some behavior. All this does is discourage people from not carrying insurance.

    380. Re:So from here on out ... by coinreturn · · Score: 1

      Okay, so maybe some jerkwads will game the system. At least the tax income will come in handy to pay for the freeloaders at the ER. Also, the tax could be increased.

      My daughter has a friend who can't afford health insurance, and isn't poor enough for Medicaid. She pretty much has no choice but to game the system, and may have a tough time paying the penalty even if she games the system.

      Well, maybe with more people in the insurance pool, she will be able to afford it. And if she's younger than 26, she can be on her parents' policy now.

      Further, it should be noted that the tax income isn't actually dedicated to "paying for the freeloaders at the ER". There's absolutely NOTHING in the law providing for payments to hospitals/doctors to pay for such things.

      I never said there was. But money is fungible. More tax revenue will mean some of the cost of sponging will be offset.

      And finally, it WILL be increased.

      Good.

    381. Re:So from here on out ... by mordred99 · · Score: 1

      Typically bland response about stereotypes. As an American, I know what full well was happening with this bill. I wanted certain parts of it. (The pre-existing condition clause, and some other things), but I did not want the other 50% of it and barely any American did. What happened was they wrote a 2700 page monstrosity law, and jammed it through congress with less that 24 hours to even read the thing, and passed it.

      I am tired of people thinking this is the way things should be done. A law should be simple, a couple of lines, and be done with it. It should not delve into 1000 different lines of thinking and try to get them all together in one law. This is what happened in the 80's when they would tie social security increases with something no one wanted so that if any legislator voted it down, they were against helping the old get more social security money.

      It is not an All or Nothing affair. Pass what people want, and strip out what people don't want. That was what most people are saying.

    382. Re:So from here on out ... by gtbritishskull · · Score: 1

      The reason you are required to have liability insurance is so that the risks from you driving are not socialized. If you hit someone, their losses will be covered by you (through your insurance company) since you caused them. Right now, healthcare costs for the uninsured are socialized, because a hospital has to serve you until you are stabilized by law. They do not have to make you better, but they cannot let you die. And if you cannot pay, then they jack up rates on the people who are insured (the rest of us) to cover the cost. If they require everyone to have health insurance, then the costs are not socialized, so it prevents people from acting like bankers (take risks knowing that the government is going to bail you out if you lose the gamble).

    383. Re:So from here on out ... by Anonymous Coward · · Score: 0

      Every tax favors certain activities and disfavors others. The behavior modifications are unavoidable.

    384. Re:So from here on out ... by Anonymous Coward · · Score: 5, Insightful

      You've got two choices.

      Choice 1) You need hospitals and doctors who will throw you out and let you die if you can't pay for your care, and will do a credit check or check your bank account before they begin providing care.

      Choice 2) Some form of universal insurance, whether it's a 'tax', an individual mandate in a private system (What we have now), or a true public option (More like what you have in other countries).

      There is no other option. Medical care isn't free. Someone has to pay for the doctors, for the drugs, for the operating rooms, for the sterilization, all of it. This is not a theoretical problem, either. We've waited long enough with our current slapdash system - where the insured subsidize the uninsured - that it's already in the midst of collapse, and is slated to collapse within 15 years. The bills are too high. Giving care to everyone without insurance for everyone is just wrecking us, especially because the only care you get while uninsured - emergency care - is the most expensive kind.

      Do you want to die on the hospital floor, do you want to be forced to show the minimal planning that health insurance -is- (Providing for your ability to continue living), or do you want to continue to throw a tantrum like a five-year-old?

    385. Re:So from here on out ... by Anonymous Coward · · Score: 0

      Have you ever really tried to use it ; )

      You would be surprised to know what happens when you break the 25K threshold.

    386. Re:So from here on out ... by khipu · · Score: 1

      Carrot or Stick, you have your choice.

      Does it really matter? You know where they both go after you are forced to bend over.

    387. Re:So from here on out ... by Anonymous Coward · · Score: 0

      Health insurance is horribly expensive for anyone who doesn't get it through work, so I'm sure lots of lower-middle-class people truly can't afford it either.

      The theory is that individual, private insurance is expensive because an individual only signs up for insurance if he thinks he's going to get more care than he pays premiums. ie: only sick people get insurance, and the vast majority of young, healthy people are perfectly fine without it. This violates the fundamental assumption of insurance: distributed liability. Health care, on average, is reasonably affordable because 90% of people don't use it. If you get all of those people to help pay the costs of the small percentage of people who do need care, then it's more affordable for everyone. Eventually, the 90% healthy people become the 10% unhealthy people. By working through employers, the insurance companies are able to 'get' some of the healthy people.

      The individual mandate is supposed to be a counterpart to forcing the insurance companies to offer specific, low-cost policies to individuals and to preventing them from discriminating against sick people.

    388. Re:So from here on out ... by Anonymous Coward · · Score: 0

      Then I LOVE DICK!

    389. Re:So from here on out ... by Anonymous Coward · · Score: 0

      If you make 60-70k and live in a larger city, medical insurance is enough to turn you upside-down on your finances.

      Absolutely wrong.

      Heck if you make 100k and have a mortgage, medical insurance will put you in foreclosure territory quick unless you give up your business

      No, medical expenses for the uninsured could do that.

      Everyone is stupider for reading your post.

    390. Re:So from here on out ... by roman_mir · · Score: 4, Interesting

      "General welfare" does not equate to 'personal welfare'.

      General welfare is supposed to be achieved by ensuring that States do not create barriers to entry against each other, so one state shouldn't be able to prevent a person from driving in the State unless that person got a driver's license from that specific State.

      Unfortunately the federal gov't not only failed to uphold and protect the Constitution at least since 1900, but it also is clearly incapable of carrying out its direct duties - preventing States from erecting barriers to entry to businesses.

      So a State declaring that a lawyer or a financier or a doctor or an engineer, etc.etc., needs a professional license FROM THAT STATE even if he already has a professional license issued in any other State - well, that's a direct failure of the Federal gov't to discharge its duties.

    391. Re:So from here on out ... by Mashiki · · Score: 1

      I have health insurance. It is not a tax on me

      Keep telling yourself that. Living in Canada, where we get taxed for healthcare every time you buy something, everyone gets "taxed" oh did I mention that I already have health insurance? Which covers my drugs, medical, dental, vision, and hearing? Yeah...just keep dreaming.

      You're doomed. So freaking doomed with this.

      --
      Om, nomnomnom...
    392. Re:So from here on out ... by causality · · Score: 1

      How in the world do you think the government will make things more efficient. They are notorious for making things inefficient. If you actually think things will become easier and more efficient, then I feel sorry for you.

      This is a tough thing to understand, but many people are like this. They get their hopes up and ... damn, disappointed. Get their hopes up again and ... shit, disappointed. Once again their hopes are up and ... and ... fuck, disappointed. This happens constantly and consistently.

      Yet, despite the last 10,000 examples, people love to get their hopes up and swear to themselves that Number 10,001 will be IT. It will be The Time that vindicates all the previous ones. When it doesn't, they remember it for all of 20 seconds before they start worrying about things like American Idol and Jersey Shore and football.

      As for me, you only have to disappoint me a couple of times before I stop trusting your competence. You only have to betray me once before I stop trusting your integrity. Replacement, not repair, is the preferred policy for these situations.

      --
      It is a miracle that curiosity survives formal education. - Einstein
    393. Re:So from here on out ... by Anonymous Coward · · Score: 0

      Only an idiot would not have known this was a tax from the beginning - are you so stupid you believed?

    394. Re:So from here on out ... by argStyopa · · Score: 1

      ""The Congress is one of limited powers while the bulk are reserved to the States and the People, respectively (10th amend.)." - James Madison, author of the Constitution."

      Oh, I was pretty sure that they'd gotten rid of that part by now..

      --
      -Styopa
    395. Re:So from here on out ... by Anonymous Coward · · Score: 0

      yeah it's a real loser for everyone with a pre-existing condition that would otherwise go lay down and die.

      I have a relative with diabetes and one with kidney failure. Both were uninsured at the time of diagnosis due to the insurance company dropping the group policy that their employer had purchased. That put both of them in pre-existing condition territory. From that point, they have both covered all medical costs out of pocket relying on their own income and donations from religious charities. Not a cent in costs to anyone who doesn't want to help out. Since they're not using insurance, they've been able to negotiate lower costs across the board with the hospital, dialysis center, medical equipment suppliers, etc, so their overall costs for the last 8 years have been less than the insurance premiums paid by their employer.

      In short, it's completely possible to not go bankrupt with serious medical conditions, and people with pre-existing conditions will not just go lay down and die, so quit with the hyperbole.

    396. Re:So from here on out ... by Bob+the+Super+Hamste · · Score: 1

      As a libertarian leaning individual I would agree with you. The affordable care act stinks as does this ruling (it is both a tax and not a tax and a penalty and not a penalty quantum law thing depending on how you wanted to rule on specific arguments) since congress does have the power to tax and spend as clearly outlined in the constitution. I am still undecided if the overall benefit of single payer would be better than what we have now but it seems like it might be.

      --
      Time to offend someone
    397. Re:So from here on out ... by Jackie_Chan_Fan · · Score: 1

      BINGO.

      This is a great thing for our country... even if the whiners dont see it yet.

    398. Re:So from here on out ... by ewieling · · Score: 1

      Do YOU pay for your health insurance or does your employer?

      --
      I really shouldn't have used someone else's email address for this account.
    399. Re:So from here on out ... by Anonymous Coward · · Score: 0

      You either can afford insurance or get government insurance paid by taxpayers.

    400. Re:So from here on out ... by gtbritishskull · · Score: 1

      Then get your congressperson to repeal the law that requires hospitals to treat everyone that comes into the emergency room until they are stabilized. You have to have auto insurance because of your potential to have an accident that will cost someone else money (if you don't have a car, you can't have a car accident). So, make it so that you don't have the potential to cost the hospital money (they don't treat you and you die on the street) and it will not be necessary for you to buy insurance.

    401. Re:So from here on out ... by Adrian+Lopez · · Score: 1

      Yes, especially when the government (AKA "we the people") wants you to stop freeloading on the health insurance system we're paying for.

      It's not freeloading if you pay all your medical bills yourself.

      Obamacare is a gift to private insurance companies. If we're going to have socialized health care, let's have real socialized health care instead of making insurance companies richer by forcing citizens to do business with them.

      --
      "In prison you just have to shut your eyes and take it. Here you have to shut your eyes and give it."
    402. Re:So from here on out ... by slimjim8094 · · Score: 4, Interesting

      Well, the thing is Obama believed his rhetoric about working with the Republicans to move the country forward. That's why Gitmo is still open - rather than forcing a state to accept the prisoners, he tried to work with the (largely Republican) state governments to do it, and they wouldn't have it. The Republicans also kept asking for modifications to the single-payer plan, which were largely accepted, and then didn't vote for it anyway.

      He's grown some balls since then, but it took him being burned a lot. Not sure why he didn't give up on them sooner, especially when they started off with "let's not do anything at all in order to make him a one-term President". But, again, I think he actually believed what he said in the campaign... he seemed to make a pretty honest effort to cooperate when he could've just railroaded stuff through.

      --
      I have developed a truly marvelous proof of this comment, which this signature is too narrow to contain.
    403. Re:So from here on out ... by NeutronCowboy · · Score: 1

      You abysmal, inveterately shortsighted and proudly ignorant narcissist: the entire point of an insurance system is to spread the risk and cost of procedures and pay outs to as large a pool as possible. The way you benefit from this is actually two-fold:
      * if you do have some rare disease or costly accident, the larger pool will make it cheaper for you to cover the cost
      * the higher availability of health care raises the overall standard of living, which in turn makes you live in a place with a high standard of living.

      So even if we take at face value your claim that your costs will raise more because of this act than without it (and all indications are that you're actually wrong on this), you do benefit from it.

      --
      Those who can, do. Those who can't, sue.
    404. Re:So from here on out ... by RoccamOccam · · Score: 1

      I usually try to avoid these kinds of debates, but "Protip"? How obnoxious. What about your referenced posting made it obvious that you are a "CEO, of an INTERNATIONAL company"?

    405. Re:So from here on out ... by icebrain · · Score: 2

      SCOTUS also declared that the penalty wasn't a tax (and therefore wasn't affected by the Anti-Injuction Act), right before they declared that it was.

      --
      The meek may inherit the earth, but the strong shall take the stars.
    406. Re:So from here on out ... by rabtech · · Score: 1

      If you don't do what the government wants, you will find a new "tax" will appear to make you do it.

      The court explicitly called this out - there is a line after which a "tax" becomes oppressive/coercive and would exceed Congress' authority. That said, they evaluated the "mandate" and found that it did not exceed this line because it is limited to a maximum (whatever insurance would cost you) and cannot be enforced with jail time or liens, and in fact is simply deducted from next year's refund.

      The Federal Government stated, and the court accepted, that someone who absolutely refuses to buy insurance can pay the tax and wholly satisfy the law... as Roberts said,

      "Those subject to the individual mandate may lawfully forgo health insurance and pay higher taxes, or buy health insurance and pay lower taxes. The only thing they may not lawfully do is notbuy health insurance and not pay the resulting tax."

      Basically this is no different than installing energy efficient windows. Only people who own homes and buy energy efficient windows get the tax break, everyone has has to pay higher taxes. Congress is offering the carrot/stick approach to get people to install more efficient windows and that is perfectly within their power.

      --
      Natural != (nontoxic || beneficial)
    407. Re:So from here on out ... by Anonymous Coward · · Score: 0

      Oh, so it's Kipling?

      One may fall but he falls by himself--
      Falls by himself with himself to blame.
      One may attain and to him is pelf--
      Loot of the city in Gold or Fame.
      Plunder of earth shall be all his own
      Who travels the fastest and travels alone.

    408. Re:So from here on out ... by circletimessquare · · Score: 1

      do you have health insurance?

      if no, then you are a freeloader

      you have abrogated your financial responsibility to take care of your health

      if you get cancer, or have a heart condition, or something that is a cost higher than you can afford under your salary, you are shifting the cost to take care of you onto me

      are you saying it is impossible for you to have a health crisis you can't afford?

      why don't you just use your brain cells, bang some rocks together, and realize you have a responsibility to have health insurance so you don't freeload off of me

      freedom according to some people, apparently you, is freedom to freeload and smooch off of more responsible people

      well no, fuck you

      you have to get health insurance

      because i'm not your wet nurse, you irresponsible asshole

      grow up

      become a responsible adult, and stop talking about freedom and choice. you don't represent and stand for that. you stand for parasitism

      --
      intellectual property law is philosophically incoherent. it is your moral duty to ignore it or sabotage it
    409. Re:So from here on out ... by David+Chappell · · Score: 5, Informative

      Holy cripes, man! "...money you never had?!?" It was money that was forcibly removed from you before you ever saw it!

      Like the man said, it is money he never had.

      Add up that missing 1/3 from your paycheck. What could you do with that?

      If he could somehow evade paying taxes, his lifestyle would improve. If everybody else could do it too, his lifestyle would get much worse. Any furthur questions?

    410. Re:So from here on out ... by Bob+the+Super+Hamste · · Score: 1

      Actually a more factually correct argument would be they will place a tax on not [insert activity or item someone think you need or should do] that is based off of your income and is subject to some lower value and upper maximum value that is based off of the cost of [insert activity or item someone think you need or should do].

      --
      Time to offend someone
    411. Re:So from here on out ... by gorzek · · Score: 1

      My employer pays for about 10% of it. I pay the rest. It isn't cheap by any means, but it is not a crippling cost, either.

    412. Re:So from here on out ... by rrohbeck · · Score: 1

      You're free to kill yourself in anyway you choose... if I don't have to pay for it.
      So if you decide to drink soda by the gallon or ride a motorcycle without a helmet, that's fine if you carry a notarized paper with you that tells the EMTs that you do not want any care and that you'd rather be left to die.

    413. Re:So from here on out ... by Anonymous Coward · · Score: 0

      That would be great if Mr and Mrs. "live and behave as you please" went to the hospital with no insurance and paid cash or were shoved out the door.

    414. Re:So from here on out ... by CrimsonAvenger · · Score: 1

      One thing the mandate does do (indirectly) is set an upper limit on insurance prices, i.e. insurance must be cheaper than the penalty, otherwise people will just pay the penalty (if they're healthy and don't anticipate needing insurance).

      Hate to say this, but the "tax" is MUCH lower than the cost of insurance.

      --

      "I do not agree with what you say, but I will defend to the death your right to say it"
    415. Re:So from here on out ... by NeutronCowboy · · Score: 1

      That's the most frustrating part about this bill. A tax would have been the exactly right way of going about it, but it was going to be absolutely impossible in this political landscape. Instead, we get this abortion of a funding scheme, just so that some politicians can go home and claim "No new taxes!"

      --
      Those who can, do. Those who can't, sue.
    416. Re:So from here on out ... by Microlith · · Score: 1

      If that happens then we'll go single-payer and move the insurance companies into a "value-add" position. And then we can probably actually work to reduce costs.

    417. Re:So from here on out ... by Anonymous Coward · · Score: 0

      uhh before obamacare, it cost employers $0.00 to drop your health coverage. they were under zero obligation to cover employees. this bill ADDS incentive for employers to cover employees.

          try getting info from sources other than fox news next time.

    418. Re:So from here on out ... by Anonymous Coward · · Score: 0

      No, you don't. If you're in a low enough income bracket, you don't have to pay the penalty, and in fact get a subsidy to purchase insurance.

      Except for the part where if you live in the "wrong" area of the country, you can effectively be living in poverty while making well over what the government-mandated lolyourepoor line is set at.

      People living in condemnable houses in Bumfukt, Missouri are going to get subsidies.

      People living in condemnable houses in, say, California, are pretty much fucked.

      I'm sure the solution is to move, of course - but then, why wasn't that an option for the rest of you? You could've moved to Massachusetts if you wanted a hacked up non-solution to health care.

    419. Re:So from here on out ... by Anonymous Coward · · Score: 0

      Typical partisan hack ...

      1) The majority of the country has no idea what's even in the bill. Vast majorities of America (even conservatives) support its provisions, however.

      Ask these questions: Do you like a Ferrari? Are you going to buy one? ... I bet the "majority" will vote Yes and No respectively. Like with the Ferrari, everyone likes the idea of Obamacare, but the majority knew we couldn't pay for it. The majority were against the mandate and without the mandate there would be no Obamacare. So being against the mandate was to be against the bill.

      So, again, the majority were against the bill.

      2) Congress passed the law with a majority vote. And now it's been proven constitutional. Do you have a suggestion how to make laws more democratically?

      As for your second point, the bill was not passed with the majority required as per a normal bill (60 votes) ... they used a parliamentary tactic known as “reconciliation” that required only 51 votes for passage. So this far reaching bill that no one actually read (because how could they before the vote) was voted in by a means not listed in section 7 of the constitution of how bills may be passed.

    420. Re:So from here on out ... by Cutting_Crew · · Score: 1

      except now people are going to be at war with IRS who will be the mediator at collecting said taxes. Also what if my current coverage isnt enough to be deemed "ok". Some people dont have full coverage because they dont need OBGYNs and such.

    421. Re:So from here on out ... by TaggartAleslayer · · Score: 1

      It's actually going to be ok for you. That's part of the package. If you work for a company that has over 50 employees and they don't provide insurance, they will have to start offering it or pay a fee to help offset the cost of federally subsidized insurance that you might decide to take out.

      If you work for an employer with less than 50 employees or one that decides to eat the fee and not to offer insurance, you can still opt to get a plan at the same rate as everyone else through an exchange.

      If you're not on solid financial ground, but still above the poverty line, up to 400% over it to be precise, you'll be eligible for federal subsidies on that exchange plan that will keep the cost low enough for you to afford it. At 150% of the poverty line, you're looking at about $50/mo for a family of 4. I don't know your situation, but that's pretty cheap, and the scale slides down to free the closer to poverty you get.

      If you can't afford that, you're likely near or below the poverty line and will qualify for Medicaid at no personal cost.

      If you've explored all of those options and you still can't afford it, but make too much to qualify for Medicaid, you can get a waiver due to financial hardship and not pay a thing.

      This was all considered and is part of the ACA. If you read up on your particular set of circumstances, you'll likely find that soon (if not now), you'll not only qualify for affordable insurance, but have a right to it.

      You can also opt out if you so choose, and pay 1% (maximum) of your salary between now and 2016, and then 2.5% (maximum), which would be silly, because for that amount, with the exchanges and employer incentives, you're going to find a plan that will cover you.

      This is the reason people like the plan when it's broken into parts. Most people don't realize how it truly is going to help them afford health care. You won't be forced to buy something expensive. You'll have the opportunity to have health care that you actually can afford.

      And because we all love citations, Wikipedia is full of them. Feel free to correct me where I'm wrong, but please do so with fact and not pundit talking points on either side: http://en.wikipedia.org/wiki/Patient_Protection_and_Affordable_Care_Act

    422. Re:So from here on out ... by Anonymous Coward · · Score: 0

      Then you keep it and don't pay the tax. Is this a trick question?

    423. Re:So from here on out ... by Anonymous Coward · · Score: 0

      The Supreme Court inadvertently just gave me a reason to vote Romney.

      News flash: Romney supported the individual mandate, and pretty much all the other aspects of Obamacare, back when he signed them into law in Massachussetts... as Romneycare.

    424. Re:So from here on out ... by Microlith · · Score: 1

      No, what we should do is go single payer and push to eliminate the profit-motive of the insurance companies that help drive up costs.

    425. Re:So from here on out ... by Cutting_Crew · · Score: 1

      which will make it even MORE unpopular with the public and with certain people in congress. I forsee even a repeal perhaps even before Romney has a chance to take office.

    426. Re:So from here on out ... by Anonymous Coward · · Score: 0

      Unpopular? Now what are you smoking?
      The vast majority of upstanding right-thinking Americans couldn't care less about you smelly potheads.

    427. Re:So from here on out ... by coinreturn · · Score: 1

      First, Obama and the Dems sold this as not a tax. So they lied. Obama is now responsible for raising taxes on all Americans to the tune of over a trillion dollars.

      Second, it's a tax on you. Not what you earn, not where you live, not what you own, but you.

      So they got their technical win. Doesn't make it right though.

      Bullshit. The tax is only on those who refuse to get insurance. That will be an infinitisimally small number of Americans.

      So it is ok for the government to force people to buy things because they are in the minority? Should the government be allowed to force everyone to buy a gun and those that choose not to will be taxed, with the new ruling the only thing stopping that is congress and the president. The government now has the power to "tax" anyone who doesn't buy what they want them to buy cars, guns, cereal, statues of political leaders, anything. Am I the only one who thinks that is seriously fucked up?

      The reason your argument is ridiculous is that people who don't buy insurance are a burden on everyone else because they must be treated at hospitals. People who try to be freeloaders will be taxed for their actions. If by not owning a gun, I cost others money, then yes a tax might be appropriate. Otherwise, no.

      Owning a gun allows people to defend them selves better, the people that don't own a gun are freeloading because they expect the police to take care of all their protection so people not owning a gun are freeloading on the system. I realize that this is a huge pile of BS and it doesn't matter to my argument the supreme court ruled that the government can tax people who choose not to buy a product. It does not matter that forcing people to buy it benefits society the bottom line is the supreme court ruled the government can tax people who refuse to buy a product. If you have a problem with the government mandating gun ownership you should have a problem with the government mandating health insurance.

      No. You have no business telling me what I should have a problem with. Fact: people who don't have insurance cost everyone a lot of money. Police are required whether people have guns or not (and one could argue that gun ownership requires more police). Perhaps a lunatic would enact mandatory gun ownership, but I don't see that happening.

    428. Re:So from here on out ... by khipu · · Score: 3, Insightful

      If you took the money you are spending on health insurance and put it into safe long term investments, you'd have no trouble affording health care and you'd be far better off.

      And if we got rid of some of the other monopolies, such as limits on medical degrees, restrictions on drugs, restrictions on importation of drugs, requirements for prescriptions, etc., health care costs would plummet.

      Health care in the US is expensive because it's a system designed to funnel money from Americans to a small group of special interests (doctors, drug companies, drugstores, insurance companies), and instead of fixing that problem, Obama locked it in even tighter.

    429. Re:So from here on out ... by Anonymous Coward · · Score: 0

      "Turn off the Fox News and get some facts."

      can we re-mod this post funny?

    430. Re:So from here on out ... by cpu6502 · · Score: 1

      >>>do you have health insurance?
      >>>if no, then you are a freeloader

      The conclusion is not logical. It is equivalent to saying, "If you don't have cable tv, then you're a freeloader." Or "If you don't have to satellite radio, then you're a freeloader." In all three cases I buy things with medicine/videos/songs with cash.

      --
      My AC stalker: " I personally agree with your posts most of the time, but that won't keep me from modding you troll"
    431. Re:So from here on out ... by realityimpaired · · Score: 1

      y'know, most of the arguments I've heard from the US against universal health care are the same ones the conservatives were levying against universal health care in Canada in the late 1940's-mid 1960's. 50 years down the road, of course, people realize how much of a good thing it actually is, and gods help any politician who comes out against it....

    432. Re:So from here on out ... by acoustix · · Score: 1

      No Obama's lawyers TOLD the Supreme Court it's just a tax, and therefore should be legal. Go review their arguments. The grandparent poster was correct: Obama and his lawyers lied and said "it's not a tax" back in 2009/10, but in 2012 his lawyers argued it was in order to make it pass the court.

      Even though the word "tax" doesn't appear in the 2,200 pages of the law.

      --
      "A plan fiendishly clever in its intricacies"- Homer Simpson
    433. Re:So from here on out ... by Anonymous Coward · · Score: 0

      Just because they aren't drafting now doesn't mean they can't. If we get invaded tonight, there will probably be a draft next week

    434. Re:So from here on out ... by djchristensen · · Score: 1

      Agreed. I have no problem affording my health care plan.

      It's not so much that the current system is not affordable for most people, at least not yet, but that it is becoming increasingly unpalatable and the longer-term prospects are quite bleak.

      The new law might not be perfect, but can you really argue that the current system isn't horribly broken and getting worse by the minute? I think that history will show that Obama made a huge positive difference by championing this law and getting it passed, and that as it's more positive effects become more obvious, even the whiny Republicans will end up getting behind it to some extent. Maybe they'll actually participate and help make it better rather than fighting against it just to prevent a Democrat president from "scoring a victory".

    435. Re:So from here on out ... by gtbritishskull · · Score: 1

      It is Congress's fault in the first place that health insurance needs to be mandated. There is a law that hospitals have to treat you until you are stable, regardless of whether you can pay. Get rid of that law (so that hospitals can let people die on the street) and you would not be a potential liability to someone else (the hospital). Just like by buying a car you are a potential liability to everyone else on the road, so you have to get auto insurance, with that law in place you are a liability to hospitals so you have to buy health insurance. Get rid of the law, and there is no need to force you to buy insurance.

    436. Re:So from here on out ... by ChrisMaple · · Score: 1

      And now it's been proven constitutional.

      If the Supreme Court says 1 = 2, that does not make it true.

      Do you have a suggestion how to make laws more democratically?

      Democracy has nothing to do with justice.

      --
      Contribute to civilization: ari.aynrand.org/donate
    437. Re:So from here on out ... by sosume · · Score: 1

      Really. A $100 tax break can be a godsend to one family, or an extra glass of wine to the other.

    438. Re:So from here on out ... by Anonymous Coward · · Score: 0

      It's cheaper for my employer to drop my insurance *now* and pay *zero* tax, but they haven't because they use it as an incentive to keep me around. Your argument is a completely moot point.

      --Jeremy

      For now..

      then they along with other companies offer you a "raise" that was the cost of your health care to give you "options"

    439. Re:So from here on out ... by Adrian+Lopez · · Score: 2

      Calling it a tax break is not very honest when said tax break involves the purchase of a particular product. It's a mandate with a penalty for non-compliance. To pretend it's anything else than that is no better than a lie.

      --
      "In prison you just have to shut your eyes and take it. Here you have to shut your eyes and give it."
    440. Re:So from here on out ... by na1led · · Score: 1

      It's simple, it's called American Citizenship! If I go to the hospital and end up with a medical bill, I pay it or it goes on my credit. And if I'm a dead beat who doesn't pay his bills, then I get fined, or no service. Same goes for driving without insurance, I pay a penalty, but no one is forced to pay for something regardless if they use it.

      --
      -- By all means let's be open-minded, but not so open-minded that our brains drop out.
    441. Re:So from here on out ... by Anonymous Coward · · Score: 0

      It is simple math.

      Cost of healthcare X% drop healthcare and pay fine Y%. Remember right now companies in the US offer insurance not by choice but by law anyway..

      If Y% significantly less than X% then do not offer it. Or better yet just pass the cost on to their employees (either hidden by just paying them less, or by making them pay it directly and paying them more).

      Works from an individual POV too. I basically get 100% healthcare coverage no matter what now. But at 1% of my base pay. So lets say I make 100k a year that is 100% coverage for 1000 bucks a year. Name one insurance company offering that rate. And remember 100k is nearly 2x the average salary in the US.

      Dont think people will game the system? I have a large bridge in new york to sell you. That monster doc has 'loophole' written all over it.

      I give it 5 years before the next 'crises' and suddenly those 'taxes' go up significantly.

      The '1%'ers do not care much about this as they can afford whatever healthcare happens to them (and probably already have premium insurance already anyway). The lowest bracket is covered and doesnt have to pay much if any at all. So the middle class gets screwed. You have two parties pandering to the outer two groups and making the 3rd one foot the bill for it.

      I estimate this 'free' healthcare is going to cost me about 750-1500 more per year within the next 2-3 years. Going up significantly from there.

    442. Re:So from here on out ... by bledri · · Score: 1

      You won't be able to find insurance in a few years, even if you wanted to buy it. The government has just killed the Insurance Industry, Medical Industry and enhanced the Government Industry. If I can get the same coverage paying a small fine as I do buying insurance, the hell if I am gonna buy insurance.

      That is what Obama Care is all about.

      Requiring everyone to have health insurance just killed the health insurance industry?

      --
      Some privacy policy Slashdot.
    443. Re:So from here on out ... by Anonymous Coward · · Score: 0

      Once you can choose to no longer get ill, be at risk of accident, or make any other use of the healthcare system that would place the burden of payment on others - then your argument will be valid. While you may be able to do such a thing by having a job that provides, or you can affort to pay for, private insurance; not eveyone does. I, if not recieving insurance through my employer, would be totally uninsurable; not because I'm overweight, or in poor health due to anything I can control - but due to random genetic variations that have caused illness. This law levels the playing field for everyone.

    444. Re:So from here on out ... by circletimessquare · · Score: 2, Insightful

      you're not very bright

      cable tv is an unnecessary luxury

      healthcare is absolute necessity

      --
      intellectual property law is philosophically incoherent. it is your moral duty to ignore it or sabotage it
    445. Re:So from here on out ... by causality · · Score: 1

      This assumes that a landlord is not passing on the savings from his/her mortgage deduction* to the renter. Assuming enough competition in the rental market this should happen, and therefore the renter ends up benefiting.

      Or they could take a page from the mobile phone companies' playbook: informally collude.

      That is, name one major American mobile phone company that charges a realistic rate for text messaging. By "realistic" I mean, has any relation at all to the actual cost of delivering text messages.

      I mean, one might naively think that the first company to charge a realistic rate would undercut all of the competition and capture their business, right? But that would be naive. You don't need a genius for business to understand what happens next: the competitors would also have to lower their rates and the rates would again be uniform, this time uniformly related to the actual cost of delivery. The execs running these companies know that. When they all overcharge for text messages, they all make more money from them, more than they'd make by competing. They feel like they have a "good" thing going and no single company wants to be the first to rock that boat.

      None of this requires a formal arrangement or formal conspiracy. These businessmen who know much, MUCH more about business than I do just have to recognize that changing the status quo is not in their interests. When none of them has an incentive to do it, none of them do it. It's that simple.

      I hope landlords don't work this way, because it's much easier to enter that market than it is to become a mobile phone carrier, but still. That would be the only thing stopping them.

      --
      It is a miracle that curiosity survives formal education. - Einstein
    446. Re:So from here on out ... by Lifyre · · Score: 1

      And this is matters... How?

      They can still do it, just because they aren't currently does not make any difference at all.

      --
      I'll meet you at the intersection of "Should be" and "Reality"
    447. Re:So from here on out ... by gorzek · · Score: 1

      I am all in favor of the Affordable Care Act. I just don't like people making specious arguments in favor of it (or against it, for that matter.)

      I think more people will support it as it comes into full effect, though, like you said.

    448. Re:So from here on out ... by cornjones · · Score: 1

      it was your portion of the upkeep of general society. ideas like this are why we don't connect taxes to what we are getting for them.
      plus if you are getting money back, you are giving the state an interest free loan. learn to manage your money better and you will have more of it.

    449. Re:So from here on out ... by roman_mir · · Score: 1

      so is this an excise or is it a direct tax then?

      1. Obama said he wouldn't raise taxes, yet here it is.

      There are 2 types of taxes that are Constitutional:

      1. Excise tax. This must be uniform.
      2. Direct tax. This must be apportioned.

      Excise tax must be on sale of a product, but not on not buying a product.

      Direct tax, like capitation tax must be apportioned, but they absolutely cannot apportion this among states so that states can pay their share based on their population.

      So it's not being levied on anything, not excise.
      It's not a direct, it can't be apportioned.

      It's not a legal tax. It's not a tax on income, it's not a tax on a transaction. It's a tax on a non-transaction.

      I guess once you accept into the propaganda of 'living breathing document', you can accept anything.

    450. Re:So from here on out ... by Anonymous Coward · · Score: 0

      And you think Romney will change this how?

      You are exactly the type of idiot you got us the house full of tea baggers we have now.

    451. Re:So from here on out ... by acoustix · · Score: 1

      First, Obama and the Dems sold this as not a tax. So they lied. Obama is now responsible for raising taxes on all Americans to the tune of over a trillion dollars.

      Second, it's a tax on you. Not what you earn, not where you live, not what you own, but you.

      So they got their technical win. Doesn't make it right though.

      Bullshit. The tax is only on those who refuse to get insurance. That will be an infinitisimally small number of Americans.

      So you have no problem with people being taxed simply for being alive? Can you please show me where in the Constitution that this is allowed? Can you give me examples of other similar taxes?

      --
      "A plan fiendishly clever in its intricacies"- Homer Simpson
    452. Re:So from here on out ... by CrimsonAvenger · · Score: 1

      The news articles I've seen here (outside the US) state that the penalty only applies if you could afford health care.

      For (hopefully) the last time - "health care" is NOT "health insurance".

      That said, the devil is in the details. The "tax" is actually cheaper than the insurance, even with the subsidies provided. So there will still be people in the gap of "I can afford the 'tax', but not the health insurance."

      --

      "I do not agree with what you say, but I will defend to the death your right to say it"
    453. Re:So from here on out ... by na1led · · Score: 1

      Oh, so this is a living tax then. The moment your born, you owe Uncle Sam, unless your an illegal, then you owe nothing.

      --
      -- By all means let's be open-minded, but not so open-minded that our brains drop out.
    454. Re:So from here on out ... by fiannaFailMan · · Score: 1

      I was going to throw in that the Dems are guilty of this too, but that wasn't the point I was making here so I omitted it. Your wish to change the subject is noted.

      --
      Drill baby drill - on Mars
    455. Re:So from here on out ... by Aryden · · Score: 1

      You're an idiot if you think he will appoint anything other than more corporate lackeys and shills.

    456. Re:So from here on out ... by gtbritishskull · · Score: 1

      By not having a car, you are not a liability for other motorists. So, you do not need Auto liability insurance. So, for health insurance, all we need to do is make it so you are not a liability on society. All we have to do is change the law to make it so hospitals are no longer required to treat anyone who comes into the emergency room until they are stable. Then, the dumb/irresponsible people who decide not to buy insurance can be left to die on the street. Sounds kind of like Darwinism to me. But it would be better to have less idiots.

    457. Re:So from here on out ... by Anonymous Coward · · Score: 0

      I agree with what you said and particularly like the way you said it.

    458. Re:So from here on out ... by interkin3tic · · Score: 1

      I'm also guessing that asking people about "affordable care act" would show significantly less negative responses than "Obamacare."

      The republican opposition to this has been mainly FUD, not anything specific, since they consider real arguements against it to be over the heads of the voters.

      To be fair, I'm not sure that's an unreasonable conclusion given the average voter.

    459. Re:So from here on out ... by spidercoz · · Score: 1

      Um, no, fuckwad, I live within my means. I don't buy expensive, branded shit I don't need. My hardware is over 5 years old. My newest console is a PS2. I don't even own a fucking car, I ride the damn bus. You want to come by and see for yourself? Then you can eat your words right before I make you eat your own ass.

      I can just barely afford food after all the bills are paid. And I'm about to go back to school and have yet to figure out how to pay for that. Fuck you you pompous shithead.

      --
      "I disapprove of what you say, but I will defend to the death your right to say it." - Evelyn Beatrice Hall, re Voltaire
    460. Re:So from here on out ... by Belial6 · · Score: 1

      So, you think forcing syscodon to pay for your medical ailments is "a good thing"? I'm not saying your wrong. I am just calling you out on what you are saying.

      The biggest problem I see with 'ObamaCare' is that it is a lie. And because it is a lie it leaves the wholes open for those that can and will abuse the system. It is an attempt to bring socialized health care to the US. That is not inherently bad. In fact, I would support that. The problem is that by mandating only the behavior of the consumer, and not the behavior of the provider, it creates an even bigger imbalance than what we had before.

      Another big problem with the whole debate is that most people don't even know what insurance is. They will say that they do. When you ask them to explain what it is, they will describe insurance. The thing is that the health 'insurance' that they have does not match what they will have just described as insurance. What they have is health insurance, and health payment plans rolled into one policy that is labeled 'insurance'.

      Analogy: My home insurance will pay for replacement of the structure and my belongings if my house burns down. My house is unlikely to burn down, and thus the cost of replacement is spread across the pool of insured. If my insurance company started selling the service of paying my garbage collection bill, that would NOT be insurance. You can also be assured that my garbage collection costs would be more than if I paid directly to the garbage collection service. Until we can discuss health insurance honestly, things will only get worse.

    461. Re:So from here on out ... by Anonymous Coward · · Score: 0

      You are an idiot. 3400 monthly take home, give or take. A 2 bedroom in an area with decent public schools is 1500-1800. Food is another 800-1000. Electricity, gas, water another 100. Internet, 45. Small children require a whole lot of other expenses but let's skip that. Health insurance for the family, about 800. You do the math and tell me who the idiot is.

    462. Re:So from here on out ... by smpoole7 · · Score: 1

      > When people were polled about specific parts OF the bill ...

      Those polls that supposedly showed that Americans would support the bill if the "knew what was actually in it" contained a carefully-chosen, limited set of questions. In fact, the mandate was just one thing that they hated. Another was the so-called "death panels" -- and whatever you want to call it, by that name or something considerably more innocuous, Americans were fanatically opposed to the idea that a government body would be able to decide on their health care.

      I was opposed to it for the reasons stated, but also because of the database/record-keeping provisions. The treatment that I have received, or may receive in the future, is NO ONE's business but my own. Period.

      Just setting the record straight. Not that it matters. What's really going to happen is that this decision is going to cause a repeat of 2010. The election is going to be a bloodbath and any politician who insists on supporting this thing, in the face of 60-70% public disapproval, had better have another job lined up.

      --
      Cogito, igitur comedam pizza.
    463. Re:So from here on out ... by Bob+the+Super+Hamste · · Score: 1

      I never said it didn't and I fear that exact thing happening, but don't kid your self that it will only be limited to health related activities or goods.

      --
      Time to offend someone
    464. Re:So from here on out ... by na1led · · Score: 1

      Sounds like slavery. We exist, therefore we owe the Government to continue existing!

      --
      -- By all means let's be open-minded, but not so open-minded that our brains drop out.
    465. Re:So from here on out ... by PoolOfThought · · Score: 1
      And to slightly further your point... quoting from today's decision by Roberts:

      Today, the restrictions on government power foremost in many Americans’ minds are likely to be affirmative prohibitions, such as contained in the Bill of Rights. These affirmative prohibitions come into play, however, only wherethe Government possesses authority to act in the firstplace. If no enumerated power authorizes Congress topass a certain law, that law may not be enacted, even if it would not violate any of the express prohibitions in the Bill of Rights or elsewhere in the Constitution.

      Indeed, the Constitution did not initially include a Bill of Rights at least partly because the Framers felt the enumeration of powers sufficed to restrain the Government.As Alexander Hamilton put it, “the Constitution is itself,in every rational sense, and to every useful purpose, A BILL OF RIGHTS.” The Federalist No. 84, p. 515 (C. Rossiter ed. 1961). And when the Bill of Rights was ratified, it made express what the enumeration of powers necessarily implied: “The powers not delegated to the United States by the Constitution . . . are reserved to the Statesrespectively, or to the people.” U. S. Const., Amdt. 10. The Federal Government has expanded dramatically overthe past two centuries, but it still must show that a constitutional grant of power authorizes each of its actions. See, e.g., United States v. Comstock, 560 U. S. ___ (2010).

      However, the post to which you replied made a mistake of even mentioning "general welfare" since they were trying to say it didn't apply. Their point is valid. After this ruling if BigBro wants me to buy GM, then Congress make a law that says I have to buy a GM or pay a fine via the tax system. That's not the greatest precedent! If you can find where in today's ruling that is ruled out I'd be much obliged!

      --
      My present is the activity I am currently engaged in with the purpose of turning the future into a better past.
    466. Re:So from here on out ... by Anonymous Coward · · Score: 0

      The US is not really a welfare state and as such, moral arguments like that don't really apply. We have a few aspects (Otto Bismarck's retirement Ponzi scheme, food supports a bit of this and that) but on the whole, its sink or swim.

      As for the emergency room mandate, this was to prevent infectious disease like TB amd HIV and protect doctors from say a scenario like John Q. (the Denzell movie) not help health care

      Also if we wanted to have full health care coverage, the proper way to do this is with Medicare for all not forcing people at IRS gunpoint to buy poorly regulated private insurance. However that would require us to have immigration controls to prevent poor migrants which is politically not going to happen.

      Worse, this mandate will not cover everyone and any attempt is essentially unfordable. Most of the millions of people w/o health coverage won't be able to afford it and the Feds cannot afford to pay the difference. It will certainly won't raise that much revenue. The US after all is 1 trillion a year or so in the hole already.

      This essentially is a corporate handout and as such while the USG probably does have the taxing authority, it should be taken from them and they should be locked in rates and by a Constitutionally mandated balanced budget ( such as except if Congress declares war the budget must be passed, balanced by due date or all persons in Congress are removed and bared for life from government service) to keep them in check.

    467. Re:So from here on out ... by bledri · · Score: 1

      I just got an email from corporate HR stating that my cost for health insurance is going up over the next two years because of this ruling. ...

      Sounds like your HR department is engaging in a politically motivated propaganda campaign...

      --
      Some privacy policy Slashdot.
    468. Re:So from here on out ... by Anonymous Coward · · Score: 0

      Erm...I'm a guy. Why would I want an insurance package that covered women's services?

    469. Re:So from here on out ... by Virtucon · · Score: 2, Insightful

      And they've added lots of other bonus things to the legislation. That's why overall I've been opposed to it from the start.

      you see the legislative package and Pelosi's plea "we have to pass so you can know what's in it."

      Is one of the most troubling pieces of legislation ever passed in any democracy. Aside from the mandate and the insurance things having to do with affordable care, there's a litany of other little tidbits in
      the ACA that most Americans have glossed over.

      Deep down I believe that most of us won't be feeling all giddy if and when these other things kick in. It happens all the time in DC, a piece of legislation will get past but these little riders show up and now they're past as part of the same legislation. It's bullshit and it's been done too long especially in the light of the backroom deals that were done with the Drug Companies to protect their financial interests package as well.

      Affordable Care? No, this whole legislation takes a lot of free market pressure off of providers, insurers and the drug companies because you have to pay them regardless and you can't go anywhere else. On the plus side HealthCare related spending will increase not because of market pressures but because it will be a self-perpetuating engine feeding itself off of more premium dollars and no competition. More double digit cost increases in healthcare so it'll be a great growth industry for the economy right? So premiums will rise to cover those costs and it will be the same like it is now, with millions of Americans unable to afford quality care. Oh and there's also another big benefit if you live in DC, NOVA or Montgomery or Prince Georges County: the size of our bureaucracy in Washington will just get bigger.

      --
      Harrison's Postulate - "For every action there is an equal and opposite criticism"
    470. Re:So from here on out ... by misexistentialist · · Score: 1

      They aren't excluded, they pay more. Just like as a man you pay more for the man-policy.

    471. Re:So from here on out ... by SomeKDEUser · · Score: 1

      If you can't fucking afford it, there is a provision to subsidise you in the Act.

    472. Re:So from here on out ... by hsthompson69 · · Score: 2

      Hey, the people who passed it didn't read it - why would you expect the public to? :)

      Heck, I'd bet you a thousand dollars that Obama didn't read it before he signed it!

    473. Re:So from here on out ... by causality · · Score: 1

      but if you get really sick or injured don't expect much care because i don't want to pay for it. and don't expect the best hospitals to take care of you. send you to the county/city run hospital where you will be lucky if they change you after lying in your own filth

      Ah. So, I see that you were irresponsible and did something stupid. To show you how much better I am, I will disregard all standard of decency and treat you in an incredibly inhumane fashion. Deliberate patient neglect: crime, or a way to engineer a better world, you decide!

      I mean c'mon man. Even convicted murderers have a better standard of care. In one of the planet's wealthiest nations, is it really so unreasonable that people who were irresponsible with their money be treated at least as well as people who have raped and murdered?

      I do understand your visceral desire to punish, however. That's how I feel about tailgaters. And idiots who weave all over the median on blind curves, probably saying to themselves "what could possibly go wrong?" assuming they can even string that many words together. Most of all, because suddenly lots of people started doing this at once, as though one celebrity did it on TV and now they're all aping him because that's the extent of their cognitive powers.

      --
      It is a miracle that curiosity survives formal education. - Einstein
    474. Re:So from here on out ... by glodime · · Score: 1

      How would this situation be handled in those studies. (If you have links, please post; I couldn't find any in searching online):

      If I inherited $100 Million at age 18 and stuck it in investment securities that returned 4% per year for 40 years, I spent about 0.2% ($200,000 in first year) per year. I now have $444.5 Million.

      I suspect it would be handled as follows:
      Only $100 Million was from inheritance. I made $344.5 Million on my own.

    475. Re:So from here on out ... by TaggartAleslayer · · Score: 1

      George Washington signed into law the first mandate for health insurance in America. I personally don't think he'd have a problem with it, nor would the other 20 framers that passed the law. http://www.washingtonpost.com/blogs/ezra-klein/wp/2012/06/26/george-washingtons-individual-mandates/

      Later, John Adams signed the first individual health insurance mandate into law because sailors were a drain on society due to unpaid hospital stays, which you might note, is a very relevant point in regards to the current discussion.

      Liberty doesn't mean freedom from responsibility. Quite the opposite, actually. Our founding fathers knew that better than most care to admit.

    476. Re:So from here on out ... by CrimsonAvenger · · Score: 1

      Well, maybe with more people in the insurance pool, she will be able to afford it. And if she's younger than 26, she can be on her parents' policy now.

      Not sure if she is younger than 26 now, pretty sure she won't be by 2014. And her parents are dead, so that's not an option.

      Have you bothered to look at the CBO estimates of health insurance prices in the future? HINT: they're not going down, they're not increasing slower than inflation, they're not even increasing slower than they were BEFORE Obamacare.

      So, no, she won't be able to afford it even with more people in the pool.

      I expect that my daughter, who recently became unemployed (and also isn't under 26), will try to help her out financially, if she can convince her friend to take the money.

      By the by, were you aware that anyone who is unemployed for more than three months in a year will be liable for the penalty? Assuming, of course, that they can't afford health insurance with no income.

      --

      "I do not agree with what you say, but I will defend to the death your right to say it"
    477. Re:So from here on out ... by misexistentialist · · Score: 1

      ...for car insurance

    478. Re:So from here on out ... by Anonymous Coward · · Score: 0

      Because the opposite sentiment, Trotsky, it every one gets what they need (or at least as much as is their share of what the state has) with NO incentive to improve themselves or work hard at their job. "Why should I have to work hard, I get my share no matter what". It is not greed, it it I get what I work for. If I don't work I don't get. From each according to ability To each according to need? The average man's ability is tempered by his basic lazynes, The average man's estimation of his need will be much more than the state's estimation of same need.

    479. Re:So from here on out ... by dwillden · · Score: 1

      Not quite true, Romney was a Republican governor over a very democratic state and he participated in the discussion and design of a similar, State Level (where it belongs) plan. But had he sat back and done nothing such a plan would have still been passed by the legislature, even if he'd tried to veto it, it would have been passed over his veto. So rather than being just shoved aside, he participated in the design and was able to moderate the plan to a degree.

      --
      I'm too lazy to compose a creative sig.
    480. Re:So from here on out ... by gorzek · · Score: 2

      Why would he? That's what staffers are for.

      Fun fact: most people in Congress don't actually read what they're voting on. They have whole staffs who do this for them, and let them know if it's in line with their positions or not (and if there's anything that should be added/removed.) Most Congresspeople are not policy wonks and don't spend all their time reading the actual text of bills.

    481. Re:So from here on out ... by coinreturn · · Score: 1

      Wanna bet? I'm willing to put money on your assumption. Here now. Why buy insurance to get the same coverage after paying a smaller fine? THAT is the whole point of Obama Care. Everyone gets Medical Care whether they have insurance or not. I'm choosing "not" when the mandate goes into effect. I'll pay the damn fine, and anyone doing anything different is a fool (and paying for my medical care)

      Fine. Play roulette with your finances and hope you don't need major medical help that will ruin your finances. At least your tax money will help pay for all you jokers.

    482. Re:So from here on out ... by Anonymous Coward · · Score: 0

      Really? I'm not in the 1% and I have no difficulty affording my health insurance. Exaggerate much?

      You are probably close to the 1%. Or you have a generous employer that covers most/all of your health insurance premiums. Or perhaps you do not have a family.

      Health insurance for a single person (in MA, where I live) is on the order of $400/month. For a family, it costs around $1500/month.

    483. Re:So from here on out ... by hsthompson69 · · Score: 1

      Subsidies cause costs to go up - be it with solar panels or with health care. If you've got money pumping artificially into the system, you're not rewarding affordability.

      Health insurers have had a convenient and accurate scapegoat for decades now - government thumbs on various scales creates a system of waste.

    484. Re:So from here on out ... by Anonymous Coward · · Score: 1

      The word "tax" is narrowly defined in the Anti-Injunction Act. The individual mandate does not meet this definition; which means that the Court can actually rule on the Constitutional aspects rather than say "You have to wait until you actually pay the 'tax' to sue." The word "tax" is not so narrowly defined (or defined at all) in the Constitution, so it can mean what it means, not what it means in reference to one specific law.

      Is that clearer now?

    485. Re:So from here on out ... by rabtech · · Score: 1

      I still have a choice, to buy or not buy Auto Insurance. If I don't drive a car, I don't need auto insurance. With Health Care, they want to force you to buy it ,regardless if you want it! Our freedom of choice is being diminished!

      No they don't. Roberts called this out in his opinion explicitly... you can fully lawfully refuse to buy insurance. You simply pay slight more in taxes (or even pay nothing extra if you are too poor). You cannot go to jail, you cannot be put on trial, your property cannot be liened, your wages cannot be garnished. The only remedy for collecting the tax is taking it out of next year's refund.

      Or you can have health insurance and pay less taxes.

      What's the difference between calling it a tax credit or a mandate? The reality is exactly the same so functionally there is no difference.

      Your argument is like saying Congress has mandated you to buy energy efficient windows or to buy a house because people who do those things pay less taxes (even though those things cost more than what you save in taxes, resulting in a net out of pocket). It is literally the *exact same* situation as the ACA "mandate".

      I think all this nonsense is just a symptom of the modern disease you see with "social justice" activists on tumblr, excessive political correctness, or the blow hards on AM talk radio... Anything I don't like must be morally wrong / illegal and I will cry, complain, and moan about how my rights are being trampled, my freedom is being curtailed, ad nauseum simply because someone dared to disagree with me or I'm not getting my own way... I am totally a beautiful and unique little snowflake and how dare you! Why I never!

      It's the worst kind of fake outrage / being offended. People savor it like a fine wine, storing it up and trotting it out when they want to feel smugly superior to all those "other people" who are clearly beneath them.

      Rush Limbaugh and the "how dare you trigger me with your hetero-normative patriarchal comments!" people are the same disease... faux outrage over manufactured slights to serve their own selfish ends and pump up their own egos.

      --
      Natural != (nontoxic || beneficial)
    486. Re:So from here on out ... by Lifyre · · Score: 1

      Not just win the Senate mind you but win at least 60 votes in the senate, they might have a realistic shot at a simple majority depending on which candidate screws the pooch harder between now and November but getting 60 votes total when only 33 spots are up for grabs (23 are democrat though) means they need to win 13 of 23 seats and not lose any themselves... with a US Senate incumbent reelection rate of greater than 75% over the last 30 years that seems like a very long shot.

      --
      I'll meet you at the intersection of "Should be" and "Reality"
    487. Re:So from here on out ... by Anonymous Coward · · Score: 0

      federal income bracket.

      My family is well above the "medium income bracket" federally, but locally, we're below the poverty line. Guess my family and I are just fucked.

    488. Re:So from here on out ... by coinreturn · · Score: 1

      No, not happy. Why would you want to make certain types of products illegal exactly? What is your thinking pattern?

      Here is a privately created company, with private savings, private investment, it doesn't TOUCH YOU, it produces a product and markets it to a certain group of people, whoever they are, and they are able to provide the best product for that group of people at the lowest prices.

      Here comes you and here you says: you can't give these people this great product they want to buy, because it violates my ability to be a prick.

      No, it violates my sense of fairness. Do you think that if an insurer was for "Whites Only" that it would be okay? How would you feel if insurance companies wouldn't cover you because of your skin color or sex. Oh, that wouldn't happen to you because you're a white male. Great for you.

    489. Re:So from here on out ... by windcask · · Score: 1

      If you're in a low enough income bracket

      133% of the poverty line is something like 26-28 thousand dollars a year. I make a couple more than that. I can't afford insurance, so the only option for me is to go work for a bigger company or get slapped with a huge fine. Stop slapping people with the Fox News rhetoric when you don't even consider what happens to those who don't fit into your myopic view of everyone as extremely rich or poor.

    490. Re:So from here on out ... by wulfhere · · Score: 5, Insightful

      Why, with all that extra money, you could pay to send your kids to school, hire a policeman to protect you, hire some firemen to keep your house from burning down, build some roads (if you can get your neighbors to chip in)...

      --
      -- Sent from a computer.
    491. Re:So from here on out ... by SomeKDEUser · · Score: 1

      All you whiners complaining that you should not have to subsidise somebody else's "poor lifestyle choices"? Well guess what, when an idiot decides not to get insurance, you are subsidising his "lifestyle choice", through higher premiums, notably. You can't get it both ways.

      Why is national defence necessary? To protect you from bands of pillaging Canadians, raping and killing all in their wake (not necessarily in that order). Thus its essential function is protecting the health and property of citizens. The essential function of providing universal health care is to protect the health and property of citizens, notably through you not getting bankrupt because you breached your "lifetime cap".

      There is no difference. Except that rampaging Canadians are clearly less of a menace than poor health.

    492. Re:So from here on out ... by hsthompson69 · · Score: 1

      What about people who have health insurance, but are high utilizers? People who get a hundred thousand dollars worth of treatment per dollar of premium they pay? Do you consider them leeches that pass on their costs to their fellow insurance holders?

      Insurance is gambling, plain and simple. Would you like to expand this to say, food insurance? Or clothing insurance? Just pay a monthly premium, and get your porterhouse steak for a co-pay of $2.50, and your new shoes for a co-pay of $1.00?

      I'll choose freedom instead, thank you.

    493. Re:So from here on out ... by Anonymous Coward · · Score: 0

      So if the government is required to pay money due to an individual's behavior (e.g. not having health insurance, but having to receive it after being a passenger in a car accident and being unable to afford the cost of that care), why should influencing individual behavior not be something the government uses a tax to do? It directly affects what the government has to spend money on and therefore what the government requires funds to pay for.

    494. Re:So from here on out ... by coinreturn · · Score: 1

      First, Obama and the Dems sold this as not a tax. So they lied. Obama is now responsible for raising taxes on all Americans to the tune of over a trillion dollars.

      Second, it's a tax on you. Not what you earn, not where you live, not what you own, but you.

      So they got their technical win. Doesn't make it right though.

      Bullshit. The tax is only on those who refuse to get insurance. That will be an infinitisimally small number of Americans.

      So you have no problem with people being taxed simply for being alive? Can you please show me where in the Constitution that this is allowed? Can you give me examples of other similar taxes?

      The tax is to help pay for the current freeloaders and to help bring costs down overall (larger risk pool). And I don't need to show you where in the constitution that is allowed. The Supreme Court of the United States of America just did it for me.

    495. Re:So from here on out ... by RoccamOccam · · Score: 1

      Good question. I don't know.

    496. Re:So from here on out ... by gtbritishskull · · Score: 1

      I am fine with people self-insuring to be exempt from insurance. I would just required that you put enough money into an escrow account to cover your medical bills for a catastrophic medical event, such as a heart attack, stroke, or car accident. I think $250k would be enough to insure that the hospital has enough time to stabilize you until you regain consciousness, or to give enough time to contact your relatives (in case your are in a coma). Then, you can inform the hospital of how much money you have (or how much your relatives can pull together), and when you bill reaches that they stop "serving" you. That would require that we repeal the law that doesn't allow a hospital to just let you die (if you can't pay), but we could probably get congress on that one.

      I am assuming that you do have $250k saved up for such an emergency. Because if you don't, then you are just a leech who is making me liable for your medical costs.

    497. Re:So from here on out ... by Anonymous Coward · · Score: 0

      You do realize that Romney drafted a very similar plan?

      I do. You do realize Romney's drafted plan was at the state level?

    498. Re:So from here on out ... by RubberDuckie · · Score: 1

      At some point in the future, those younger people will get older, likely get sicker, and hopefully get wealthier so this all evens out in the wash. If you're older and 'wealthier', then you'll have to get insurance now, which is a good thing.

    499. Re:So from here on out ... by PoolOfThought · · Score: 1

      No, if they use it as an incentive then the point is not moot. Other companies will drop insurance too. And when that has started then doing it will no longer be a scarlet letter offense. So then your company no longer has to worry about you leaving them if they don't provide you insurance... it's not like you're going to go work somewhere else for better insurance. Hopefully your compensation will be increased enough to allow you to buy the same quality of insurance on the private market...

      --
      My present is the activity I am currently engaged in with the purpose of turning the future into a better past.
    500. Re:So from here on out ... by CrimsonAvenger · · Score: 1

      *** in addition to the small business exclusion, because of the new definition of minimally qualifying insurance, it is estimated that some employers will find it cheaper to join the current crop of non-insurers and pay the fine rather than to increase their coverage to the minimial qualifying amount. This increase in coverage cost is primarly due to several provisions of the act such as the removal of the annual and lifetime limits...

      What I'm interested in seeing is how many businesses with just OVER 50 employees decide to lay off enough people to stay just UNDER 50. Because if you have 50+, you'll have to provide health insurance, and if you have 49-, you won't.

      Trust me, this WILL happen. Health insurance is expensive (check out the cost of COBRA next time you're unemployed - the difference between that and your share of the premiums is what your employer is paying), and having everyone work an hour or two overtime every week is MUCH cheaper.

      --

      "I do not agree with what you say, but I will defend to the death your right to say it"
    501. Re:So from here on out ... by Anonymous Coward · · Score: 0

      *Works for fox news

    502. Re:So from here on out ... by Anonymous Coward · · Score: 0

      Pay the tax and do whatever you want.

    503. Re:So from here on out ... by hondo77 · · Score: 5, Insightful

      You really think the cost of losing weight is more than the cost of being obese? Really?

      --
      I live ze unknown. I love ze unknown. I am ze unknown.
    504. Re:So from here on out ... by DesScorp · · Score: 1

      The gun law was for national defense, a Constitutionally mandated responsibility. It's not the same thing, no matter how you twist it to be. And Adams' law wasn't for the whole population, but a small segment that chose a specific profession. No one could MAKE you be a sailor for living. Well, now the government probably could.

      --
      Life is hard, and the world is cruel
    505. Re:So from here on out ... by obrith · · Score: 1

      Our HR and Insurance Broker does a seminar each year at renewal. This year our costs rose the least in recent years, less than inflation in fact. They then showed us how our healthcare now covers MORE than it did in previous years, because of the Affordable Coverage Act - covering all preventative care at no (out of pocket) cost.

    506. Re:So from here on out ... by ak3ldama · · Score: 1

      2. Congress has the right to tax any behavior it sees fit -- the mandate penalty was, for this purpose, a tax.

      They may try to. Us citizens now have the right to (try to) vote every one of them out of office. It is sad that the other options aren't much better. The only choice left is to not vote for the incumbent.

      I personally do not think that congress should have the right to tax any behavior it sees fit. If an individual does not license a motor vehicle should they then be (further and disproportionately) taxed to fund public transport? What if they never want to ride public transport? Though what matters more so: how do we attempt to draw those lines more accurately than what was drawn so incompletely in our US constitution?

      Also why cannot our nation be organized, or disorganized, in a manner so as to appease those who wish for measures like this and those who do not? I personally would support a transition of power from the federal level to the state level so as to begin to achieve such ends. There are so many questions, with the answers so far away.

      --
      "but money is the God of Algiers & Mahomet their prophet." - Rich. O'Bryen June 8th 1786
    507. Re:So from here on out ... by Raenex · · Score: 1

      This is exactly what he wanted; he keeps the Supremes out of the political arena and galvanizes people to do what they should've done in the first place; repeal the freaking thing. Don't make the Court do the dirty work.

      Umm, what? His job is to rule on the constitutionality of law. Either this law is constitutional or it isn't. Ruling in any other way is playing politics.

    508. Re:So from here on out ... by gtbritishskull · · Score: 1

      In theory there should be Biking Insurance as well, but since there is only so much damage you can do with a bike (in theory) it is not deemed a big enough risk on society to need the biker to be insured. One hospital visit can easily be $100k. If you can do $100k in damage on your bike, I would be impressed. And it would probably be the last time you do anything.

    509. Re:So from here on out ... by omnichad · · Score: 1

      And "can't afford insurance" is probably based on income. Well - I'm an established adult, married. My wife and I pay $600/mo. in student loans, plus we are paying off $15,000 in debt from almost a year when we didn't make enough to pay rent AND buy groceries. Last year, we still had two modest car payments. When I heard that we had to pay more money than we had available to get insurance OR pay a fine that we equally couldn't afford, I nearly panicked. Then, I reassured myself that the law would be struck down before it went into effect. According to my understanding of the law, we made enough to supposedly be able to afford insurance.

      Fast forward a year, we both got new jobs, and both jobs come along with health insurance - which wasn't available at my previous employer or for what we were bringing home. Without that, we'd be lost when this went into effect. Even though we're barely floating but WITH health insurance, I can't forget what things were like only a year ago.

      The problem is that people's budgets aren't being wiped to a clean slate. I had obligations that I couldn't get rid of, and I could not afford insurance. The government cannot tell me that I can afford it, and they couldn't fine me. I'd be off to jail.

    510. Re:So from here on out ... by spidercoz · · Score: 3, Insightful

      That doesn't give me much hope, I'm ineligible for the EIC too, by about a couple thousand. That's another thing, the scales they use to figure this shit out haven't been recalibrated to reality in, what, decades? Somebody is supposed to be able to live on $12 grand a year? Where? Buttfuck, Wyoming? Nobody who makes under $20,000 a year should have to pay ANY taxes. You know where my tax refund goes? Paying off the debt I've accrued since the LAST refund. How in the hell is someone supposed to get ahead like that? American dream, my ass.

      --
      "I disapprove of what you say, but I will defend to the death your right to say it." - Evelyn Beatrice Hall, re Voltaire
    511. Re:So from here on out ... by roman_mir · · Score: 1

      Do you think that if an insurer was for "Whites Only" that it would be okay?

      - of-course it is OK.

      It is a private business, it doesn't VIOLATE ANY RIGHT OF YOURS, you have already admitted that much, your memory can't be that short.

      When gov't passes a law that says: you have no right to discriminate against your customers on your own property and you don't have the right to free association, then it's NOT any addition of any rights, it's a destruction of rights and it's one of the reasons doing business in USA is so expensive that nobody wants to - litigation based on gov't entitlement/obligation laws.

      Oh, that wouldn't happen to you because you're a white male.

      - it should bother the minorities much more, that after the misnamed civil rights act their situation only worsened, as they used to have much lower unemployment before that law passed. A law like that... what would it do to those, who get this entitlement for a lawsuit... I wonder, do the employers modify their behaviour and decide NOT to hire minorities because firing them would be a LITIGATION CAUSING EVENT?

      Yeah, people don't modify their behaviour based on laws... wait, they do. People, who otherwise wouldn't ever in their lives think about their employees in terms of 'white or black', 'men or women', once the government passes a law that says that one of these choices comes with an increased risk of a lawsuit... Well, lets put it this way. Prior to 1964 unemployment among young blacks (ages 16 to 25) was lower than in the white population in the same age group, it was under 15%.

      Today it's over 50%.

    512. Re:So from here on out ... by Anonymous Coward · · Score: 0

      We are in the 38% and have no problem at all affording health insurance for our family.

      Good for you! I hope you realize that not everyone out there is as lucky as you and your family, and I hope you and your family will never be in the situation where you can not afford health insurance.

    513. Re:So from here on out ... by Anonymous Coward · · Score: 0

      A tax going straight to private insurance businesses? I think not!

    514. Re:So from here on out ... by ruiner13 · · Score: 4, Insightful

      You know there are male specific things too? Like prostate exams? Just because you don't have a vagina doesn't mean you need to exclude services that don't apply to you. It works both ways - females pay for the things that apply to guys, guys pay the things that only apply to females. Since the country is about 50/50 M/F, I'd say it works out... so get over your Republican approved sexism.

      --

      today is spelling optional day.

    515. Re:So from here on out ... by djchristensen · · Score: 1

      Ok, then exactly what is that "low enough" bracket? Health insurance is horribly expensive for anyone who doesn't get it through work, so I'm sure lots of lower-middle-class people truly can't afford it either.

      The fact remains that it's wrong, and fascist, to have the government require people to buy something from a third party. If something is so important that everyone really should have it, then the answer is simple: the government should provide it directly, like it does for many other things (like veterans' health care).

      Take that argument up with Republicans. Obama wanted to offer (not require, mind you, but provide the option of) a public health plan. So rather than paying a tax and not having a plan, you would alternatively be forced to pay for the public option if you did not choose to pay for a private option.

      And before you get all worked up about being "forced" to pay, you are already forced to pay (assuming you are employed) for medicare, social security, and a host of other things you don't even get to use until you are of retirement age. I fail to see how Obama's proposal's were so horribly evil.

      I haven't seen people anywhere near as upset about being forced to buy auto insurance, and that's been around for decades. The only real difference between the ACA and forced auto insurance is that one is forced by the federal government and the other by state governments. Unless you are a state's rights lawyer or scholar, the distinction is irrelevant. It doesn't matter to me or to the vast majority of citizens *who* is forcing me to buy something, the fact is I have to buy it.

      The relevant difference in these two cases is that I can avoid the cost of auto insurance by opting out of driving, but I can't opt out of ever needing health care and thus can't avoid the cost of health insurance under the ACA.

    516. Re:So from here on out ... by omnichad · · Score: 1

      When I couldn't afford insurance, I didn't go to a doctor. I had the right numbers that said I should be able to afford insurance, but I put my budget into a state that was only sustainable if some major mandate like this didn't come along. You can't remove your liabilities when you find out that everything changed. I can't sell my car to get rid of my car payment - I still have to drive to work. I didn't have TV, had basic Internet, and cheap prepaid cell phones. I was trying to get back on track, though, paying a large amount of debt with a large number of minimum payments.

      My new job comes with healthcare benefits, and the increase in pay helps me pay the rest of the premiums. But before that, I'd not have been able to afford the fines.

    517. Re:So from here on out ... by Nethemas+the+Great · · Score: 1

      Don't kid yourself. They've always had that ability and have long used it. Taxation is one of many levers that governments have at their disposal for driving the direction of the principality for which they are charged be it municipal, county, state, federal, etc.. There is nothing inherently evil about it or the majority of other levers at their disposal. As citizens of the republic it is our responsibility to ensure those whom we elect are operating them for the common good. Tying hands and taking away tools not only hinders evil intent but good as well.

      --
      Two of my imaginary friends reproduced once ... with negative results.
    518. Re:So from here on out ... by tburkhol · · Score: 1

      For what I have needed, I have negotiated a lower cash price with the provider, because it saves them time and money to not deal with insurance. Often, the price I pay is less than a co-pay would be if I HAD insurance! For example, the plan I was offered has a co-pay of $50 for a chiropractic adjustment. That's what I pay directly in cash. So what's the fucking point of it?

      So, I'm not costing anyone else anything.

      So far. So far, you've been fortunate not to have any serious medical conditions or emergencies. So far, paying your own way has been to your benefit. Turns out, that's the way it works for most people: it really is only the rare individual who has multiple sclerosis (or even diabetes), so 9 times out of 10, you're better off not having insurance.

      Same could be said for homeowner's insurance: your house will probably never burn down nor be swept away by a hurricane. If you don't have homeowner's insurance and your house burns down, you lose everything. The bank that owns your mortgage will still expect you to make mortgage payments. If you don't have health insurance and you have a stroke, you will get a ride in an ambulance, treatment in the emergency room, and a stay in intensive care. Dozens of highly skilled professionals will spend hours, if not days, making sure you survive, and few of them will listen if you say "no, don't treat me, I can't afford it." If you don't have insurance, you will be billed several tens of thousands of dollars, but the hospital will not seriously expect you to pay.

      If you don't have homeowners insurance and something bad happens to your house, you bear the cost. It's roulette with your own money. If you don't have health insurance and something bad happens to you, a hospital bears the cost. It's roulette with other people's money.

    519. Re:So from here on out ... by Anonymous Coward · · Score: 0

      So what if you're a body builder? BMI doesn't take muscle mass into consideration, just mass.

    520. Re:So from here on out ... by frasesdeamor · · Score: 1

      I think so... he do.. I think..

      --
      Frases de Amor
    521. Re:So from here on out ... by Nethemas+the+Great · · Score: 1

      Regardless, the 18 year old that chose to invest would be said to have "played the game" which is a far sight more than most.

      --
      Two of my imaginary friends reproduced once ... with negative results.
    522. Re:So from here on out ... by gtbritishskull · · Score: 1

      Good point. Luckily, we have a government where our elected representatives can modify laws as they find flaws in them. I do not expect the health care law to be perfect (very far from it). But, it is a step in the right direction. And if the Republicans can every get their heads out of their asses and actually start doing their job, then I have hope that in 5 or 10 years we will have a system that I might call good. Not perfect, but better than what we have now.

      Also, from what I understood, the penalty was designed to smart small to keep from screwing people over as the bugs get worked out, but as we transition to the new system it would increase to reduce the benefit of paying the penalty over buying insurance.

    523. Re:So from here on out ... by roman_mir · · Score: 1

      Ha ha ha, he shouldn't buy any health care insurance product, he should opt out to pay fines, the bill will still be on the US tax payer, and he'd forgo EVER paying for any type of insurance. That's because insurance is no longer insurance with the 'no preexisting conditions' rule in place.

      If he is poor enough, he can just live on a subsidy forever, great incentive for people to never try and improve their circumstances.

    524. Re:So from here on out ... by KDR_11k · · Score: 1

      I live in Germany, here it's illegal to drive a car without liability insurance, probably because of the damage a car can cause.

      --
      Justice is the sheep getting arrested while an impartial judge declares the vote void.
    525. Re:So from here on out ... by rot26 · · Score: 1

      you might want to check your facts on that. just because it isn't currently being used doesn't mean it has been abolished. Local draft boards still exist.

      --



      To ensure perfect aim, shoot first and call whatever you hit the target
    526. Re:So from here on out ... by roman_mir · · Score: 1, Interesting

      If the penalty is lower than monthly payments, only a fool would not cancel his insurance immediately. The 'no preexisting conditions' clause turned this from insurance into something else altogether, that's not insurance, and paying a fine is probably going to be cheaper than paying premiums.

    527. Re:So from here on out ... by coinreturn · · Score: 0

      Do you think that if an insurer was for "Whites Only" that it would be okay?

      - of-course it is OK.

      It is a private business, it doesn't VIOLATE ANY RIGHT OF YOURS, you have already admitted that much, your memory can't be that short.

      When gov't passes a law that says: you have no right to discriminate against your customers on your own property and you don't have the right to free association, then it's NOT any addition of any rights, it's a destruction of rights and it's one of the reasons doing business in USA is so expensive that nobody wants to - litigation based on gov't entitlement/obligation laws.

      Oh, that wouldn't happen to you because you're a white male.

      - it should bother the minorities much more, that after the misnamed civil rights act their situation only worsened, as they used to have much lower unemployment before that law passed. A law like that... what would it do to those, who get this entitlement for a lawsuit... I wonder, do the employers modify their behaviour and decide NOT to hire minorities because firing them would be a LITIGATION CAUSING EVENT?

      Yeah, people don't modify their behaviour based on laws... wait, they do. People, who otherwise wouldn't ever in their lives think about their employees in terms of 'white or black', 'men or women', once the government passes a law that says that one of these choices comes with an increased risk of a lawsuit... Well, lets put it this way. Prior to 1964 unemployment among young blacks (ages 16 to 25) was lower than in the white population in the same age group, it was under 15%.

      Today it's over 50%.

      I admitted no such thing, dumbass. Equal opportunity laws do not increase minority unemployment no matter how much Faux Noise you watch.

    528. Re:So from here on out ... by hairyfeet · · Score: 1

      Not to mention in the end it all comes down to control, and without caps on big pharma and big insurance they are gonna make out like Gods. want proof? then next time you have a chance to speak to a politician make this "modest proposal".

      "I will offer you an ironclad contract that if I get ANY illness that can be directly tied to my lifestyle I will ONLY get morphine for treatment, which is cheap, and in return you drop your control taxes on me completely, such as your sin taxes and insurance taxes, deal?"

      Watch how quick they hem and haw and try to get the fuck away from you because THEY KNOW it doesn't have a damned thing to do with healthcare or costs, it has to do with CONTROL, they believe they are smarter than you, you filthy dirty peasant, and their friends in big pharma and big insurance deserve your money more than you do. so I urge everyone to speak with your senator or congressman when they come around and make this modest proposal. Have someone film it with their cell phone and post it to the web. because i bet you won't get a single straight answer, just BS and walking away because they simply have NO answer beyond they need to control you and give your money to their "friends" big pharma and big insurance.

      --
      ACs don't waste your time replying, your posts are never seen by me.
    529. Re:So from here on out ... by Anonymous Coward · · Score: 0

      Or your current plan will lose all it's subscribers if they don't provide the missing elements of care.
        Don't think this rule doesn't go both ways. The insurance companies will have to provide better coverage too.

      There are a LOT of junk plans out there that take advantage of low income people and self employed people.
      My mother's plan had a $5000 deductable with a $500 wellness/preventative care service bonus ( meaning they paid up to $500 of prevenative care )
      only problem... the $5000 deductable had to be met BEFORE the wellness bonus was paid out.
      When the F does that happen?

      That kind of hyjinx will hopefully end with this.

    530. Re:So from here on out ... by rot26 · · Score: 2

      You might want to double check your facts there. "Inactive" isn't the same as "abolished". Or were you not required to register for the draft as a condition for about 100 other things?

      --



      To ensure perfect aim, shoot first and call whatever you hit the target
    531. Re:So from here on out ... by djchristensen · · Score: 1

      Lots of conservative-leaning company executives have been saying things like this since ACA was introduced. Ask them to specify exactly *why* ACA will cause them to raise your rates and exactly *why* those rates would not have gone up as much or more without ACA. Perhaps they really do have real data to support the claim, but I doubt it. More likely they get all their news from Fox, but I'd be very interested to hear their well-reasoned and backed-up by facts explanation. Otherwise, they're just blowing partisan smoke.

    532. Re:So from here on out ... by xevioso · · Score: 1

      Obama didn't say it was a tax. Only Roberts said it was a tax in his ruling.

      The other four liberal justices said it was part of interstate commerce and could be regulated.

    533. Re:So from here on out ... by Anonymous Coward · · Score: 0

      First off, I wouldn't live on medicare just because my work drops me. I'd pay for my own insurance instead of sucking from the government.

      I hope you never loose your job/health insurance. If you were to, you may find that paying for your own insurance is very, very expensive (you can do Cobra for a while, paying what your employer paid - after that, you are basically screwed because you are a 'pool of 1' and the insurance companies will screw you over royally.

      Statements like the above usually come from people without much real-world experience beyond their own, well to do social-economic stratum.

    534. Re:So from here on out ... by ruiner13 · · Score: 1

      When this blows up in everyone's faces in a couple of presidencies (you know, after insurance premiums shoot through the roof and price fixing is commonplace), don't say I didn't say I told you so.

      You must not have been paying attention over the last 10 years, but that's what they have done anyway with or without this legislation. At least now someone outside the insurance industry can step in and prevent it from happening. If you think the insurance industry isn't already colluding with itself on prices, etc, you either aren't very observant or work for an insurance company.

      --

      today is spelling optional day.

    535. Re:So from here on out ... by Guppy06 · · Score: 1

      It should be disconnected from the means to pay for it?

    536. Re:So from here on out ... by cornjones · · Score: 1

      the one who spent more on housing than he could afford on his salary? is this a trick question? I would think medical insurance costs would be right below food when determining how much of your budget is left over to spend on a mortgage in the _right_ part of town.

    537. Re:So from here on out ... by glodime · · Score: 1

      I'm not sure what you mean by that. His only choice is to play or give it away.

    538. Re:So from here on out ... by Anonymous Coward · · Score: 0

      Now, they will probably triple because I'll have to pay for coverage for things I don't use such as OBGYN.

      So, thanks for raising my costs with no benefit to me.

      Oh the horror. Yep, we can't have you paying for any OBGYN services. And I guess since women don't have prostates, health care shouldn't cover prostate cancer either, right?

    539. Re:So from here on out ... by roman_mir · · Score: 1

      I admitted no such thing, dumbass. Equal opportunity laws do not increase minority unemployment no matter how much Faux Noise you watch.

      - of-course you did, you specifically admitted that this is not a rights violation, you said - "it should be illegal then", but you admitted that company doesn't violate any rights of anybody by offering a product to a specific set of people, say to men only.

      Now, I don't watch 'Faux Noise", or whatever, you Americans, enjoy on your TVs there, but "equal opportunity" acts exactly as a barrier to entry for those very people, who are supposedly gaining from such laws.

      I wouldn't hire anybody who is protected by government as a group, so I would be limited to young white men only in USA, but this carries with itself another risk - being sued for discrimination for NOT hiring, exactly the same thing as this ACA here with a mandate, being fined for NOT buying something.

      So I wouldn't do business in USA anymore, though I actually did do before I moved it to Asia.

    540. Re:So from here on out ... by Nimey · · Score: 1

      Every time someone trots out one of the founders, I wonder if they're just as eager to consider a black person 3/5 of a white person.

      The point being that the Constitution itself was a compromise and probably none of them (including Madison) agreed with the entire thing, so cherry-picking like that is a bit dishonest.

      --
      Hail Eris, full of mischief...

      E pluribus sanguinem
    541. Re:So from here on out ... by spidercoz · · Score: 1

      Maybe we should require that they do, would cut the amount of bureaucratic overhead and might actually produce bills that could be read and understood by anyone.

      I know, we don't have time for rational solutions.

      --
      "I disapprove of what you say, but I will defend to the death your right to say it." - Evelyn Beatrice Hall, re Voltaire
    542. Re:So from here on out ... by Aryden · · Score: 2

      Here's a huge flaw in your argument there sir: For those of us men paying child support, our support costs are NOT tax deductible. SO if you are making $40,000 a year and paying $8500 out in taxes, you might not be able to afford insurance and yet you STILL do not get subsidized by the government so now you DO have to pay this tax.

      You could say "edge case" if you wanted, but it's not. Not only am I an example, but nearly a dozen of my friends are as well. I am currently getting raped by child support and there is nothing I can do about it for another 11 months. Meanwhile, a full 1/3rd of my paycheck is all child support AND I have to mandatorily cover my child with insurance as a secondary.

      Not everyone fits into your "I can do it easily so everyone can" category buddy.

    543. Re:So from here on out ... by Anonymous Coward · · Score: 0

      Most everyone I know who, "can not afford insurance", in reality, "do not want to afford insurance".

    544. Re:So from here on out ... by djchristensen · · Score: 1

      And worse than a tax, you might be convicted of a crime if you drive without mandated insurance. If you cause an accident, you might also be sued and have to pay far, far more than the insurance would have cost you.

    545. Re:So from here on out ... by gtbritishskull · · Score: 1

      Sign a waiver? Do they have to carry it on them at all times? Tattoo it on their forehead? To do something like that, we would first have to repeal the law that states that hospitals have to provide enough care to stabilize anyone who comes in. Then, before I would be happy with it, we would need to institute a National ID database that includes whether the person is currently insured. It would need to be an ID that could be read no matter what, so everyone would probably need to have an RFID chip implanted in the base of their skull and the ambulance personnel could carry an RFID reader with them that could query the national database. Then, if someone gets in an accident, the emergency personnel could determine if they had insurance. If not (or if the RFID chip was too damaged) then the person would be left to die where they were. If you did have insurance, you would be taken to the hospital. Now, I am sure that national database would not have any errors in it (that said someone was uninsured when they actually did have insurance) because the Federal Government is so good at maintaining accurate information.

      Sound kinda 1984-ish, but it could be done.

    546. Re:So from here on out ... by MozeeToby · · Score: 4, Insightful

      If you took the money you are spending on health insurance and put it into safe long term investments, you'd have no trouble affording health care and you'd be far better off.

      This actually made me laugh. Yes, that's true in a statistical sense, on average you'll come out ahead (how else are the insurance companies making money?). Reality is that you'd be living your life one car accident, heart attack, or cancer diagnosis away from being financially ruined for life, and screwing over the rest of us when you fail to pay your multi-hundred thousand dollar bill to the hospital.

    547. Re:So from here on out ... by cpu6502 · · Score: 1

      >>>cable tv is an unnecessary luxury
      >>>healthcare is absolute necessity

      No it isn't. In a truly free country, people may choose the option of saying, "I've lived long enough," and dying. Perhaps you think it's 'absolutely necessary' to fight every disease in an attempt to live past 100..... I do not. I will pay cash directly as I pay cash for everything else (supplemented by catastrophic insurance for major bills like cancer). Too bad Obamacare outlaws the latter. He and his corporate backers took-away my preferred method.

      --
      My AC stalker: " I personally agree with your posts most of the time, but that won't keep me from modding you troll"
    548. Re:So from here on out ... by ryanmc1 · · Score: 0

      On the state level, where it is suppose to be. If I don't like the laws of one state I can move to another. If I don't like the laws of the federal gov, I am kinda stuck. The Fed is suppose to regulate trade between states and defend us from invasion. Everything else is for the states to decide.

    549. Re:So from here on out ... by Aryden · · Score: 1

      You mean a scapegoat that was supposed to be lowering the cost of insurance for the individual by creating this larger "buying power"?

    550. Re:So from here on out ... by jittles · · Score: 1

      I spend over $500 a month on health care related costs, thanks to someone who went out of their way to injury me. Now, over two years later, my costs are continuing to increase. What happened to me? Someone elbowed me in the back of the head from behind, completely unexpectedly. Could I sue the guy? Sure. But he can discharge the liability thru bankruptcy. No insurance he has would cover a malicious act against me. Now my biggest fear is ever losing my coverage and then being denied coverage later for a preexisting condition. Health insurance definitely sucks.

    551. Re:So from here on out ... by i+kan+reed · · Score: 1

      Yes, I can see that your petty desires are exactly the same as minimizing pain and suffering caused by illness and injury. Sure.

    552. Re:So from here on out ... by Anonymous Coward · · Score: 0

      bravo. well put.

      freedom isn't free, and neither is healthcare.

    553. Re:So from here on out ... by spidercoz · · Score: 1

      No, it's $14-15 thousand. Think about that horseshit. The federal government actually "thinks" a single person without dependents can live on 12 grand a year.

      --
      "I disapprove of what you say, but I will defend to the death your right to say it." - Evelyn Beatrice Hall, re Voltaire
    554. Re:So from here on out ... by Anonymous Coward · · Score: 0

      if you want to play it big in the real world you have to play it like you're the lone man fighting off the zombie apocalypse.

      So...

      -treat everybody else like NPCs - they don't deserve any sympathy, respect, or rights - you only pretend they do to ensure your victory
      -collateral damage is not a concern; rather, it's cool so feel free to inflict as much of it as possible
      -steal anything not nailed down, then steal the nails, then steal the rest - everything in the world is fair game
      -forget the long term and unintended consequences. The only thing that matters is winning the game (for yourself) ... why, that sounds just like our politicians. No wonder they're leading us

    555. Re:So from here on out ... by Aryden · · Score: 1

      First, Obama and the Dems sold this as not a tax. So they lied. Obama is now responsible for raising taxes on all Americans to the tune of over a trillion dollars.

      Second, it's a tax on you. Not what you earn, not where you live, not what you own, but you.

      So they got their technical win. Doesn't make it right though.

      Bullshit. The tax is only on those who refuse to get insurance. That will be an infinitisimally small number of Americans.

      20% of Americans is NOT "an infinitisimally small number", dick.

    556. Re:So from here on out ... by coinreturn · · Score: 0

      I admitted no such thing, dumbass. Equal opportunity laws do not increase minority unemployment no matter how much Faux Noise you watch.

      - of-course you did, you specifically admitted that this is not a rights violation, you said - "it should be illegal then", but you admitted that company doesn't violate any rights of anybody by offering a product to a specific set of people, say to men only.

      Now, I don't watch 'Faux Noise", or whatever, you Americans, enjoy on your TVs there, but "equal opportunity" acts exactly as a barrier to entry for those very people, who are supposedly gaining from such laws.

      I wouldn't hire anybody who is protected by government as a group, so I would be limited to young white men only in USA, but this carries with itself another risk - being sued for discrimination for NOT hiring, exactly the same thing as this ACA here with a mandate, being fined for NOT buying something.

      So I wouldn't do business in USA anymore, though I actually did do before I moved it to Asia.

      You deliberately misquote me. I said "I submit it either is or should be unconstitutional," which I then changed unconstitutional to illegal because you lectured me on the word "constitutional" and if you're not in the US then quit trying to tell me what is and is not constitutional, AKA FUCK OFF!

    557. Re:So from here on out ... by gorzek · · Score: 1

      Not that it helps you right now, but in 2014 no insurer would be able to deny you for having a preexisting condition (thanks to the ACA.)

    558. Re:So from here on out ... by fahrbot-bot · · Score: 1

      You should be free to live and behave as you wish...that is a part of freedom and the govt should play no part in trying to coerce you in any way...

      Cool. Ditch the obligation for hospitals to treat you anyway if you show up w/o health insurance and/or cannot otherwise pay and let you die in the street and I'm with you. Being free to live and behave as you wish is fine as long as it doesn't infringe on others. One cannot yell movie in a crowded fire station. :-)

      --
      It must have been something you assimilated. . . .
    559. Re:So from here on out ... by gtbritishskull · · Score: 1

      Good for you. Most people do not have a quarter million dollars or more lying around to pay hospital bills if they have a heart attack, stroke, car accident, ect. I am glad that you are well enough off that you can get by without insurance. But most people are not. Some people will be able to go their whole lives without having a huge hospital bill. But, they are just gambling and happen to win. It is still irresponsible and makes you a leech on society. Because whether or not those risks come into fruition, they are still being offloaded onto society instead of the person being a self-sufficient human being and taking responsibility for themselves. Just because you win the lottery, does not mean that a lottery ticket is not a bad bet. It just means that you were lucky.

    560. Re:So from here on out ... by WhackAttack · · Score: 0

      Let's see, Obama: Wrote a few books, community organizer, law teacher. "corporate puppet", eh? Now, Romney: Boston Consulting Group, CEO at Bain Capital, President and CEO of the Salt Lake Organizing Committee for the Olympic and Paralympic Winter Games of 2002... Can you please explain further how President Obama is a "corporate puppet"?

    561. Re:So from here on out ... by Tatarize · · Score: 1

      Actually the health care law has some sticks for that stuff too. You need to actually pay a specific percentage of that money towards healthcare costs or cut the people on your health care a check.

      --

      It is no longer uncommon to be uncommon.
    562. Re:So from here on out ... by gtbritishskull · · Score: 1

      We were talking specifically about the penalty that was being argued by the Supreme Court. If you have insurance you do not have to pay the penalty. Try to keep up.

    563. Re:So from here on out ... by omnichad · · Score: 1

      Fully socialized medicine would have been better. Trying to have people that are bad with money wrangle around their take-home pay budget to pay for health insurance or even to pay the fine is not a smart idea. And neither is letting corporate interests benefit by rule of law. Our government couldn't bear the thought of killing the insurance industry - even with as much of a mess as that is. Yes, I imagine the inefficiency of government bureaucracy would cost just as much - but would do so with more jobs and no huge payouts to a small number of benefactors.

    564. Re:So from here on out ... by Anonymous Coward · · Score: 0

      I read a fair portion of your posting history. You seem to have a personality disorder.

    565. Re:So from here on out ... by gtbritishskull · · Score: 1

      I won't argue with you there. I wanted single payer too. I did not vote for the Republicans and will not in the near future. If it were not for them trying to block everything (and make Obama a one-term president), we probably would have gotten a much better bill.

    566. Re:So from here on out ... by CanHasDIY · · Score: 1

      So a plan like that would depend on Republicans winning both houses of Congress and the Presidency this November - a chance that's probably too big to take if you're a justice actively looking to stop this law.

      You really think Republicans are actually going to repeal a law that does favors for their buddies running the insurance companies? Naive.

      As for the GOP's opposition to the individual mandate, I find it hard to take them seriously considering it was their idea in the first place.


      Meet the new Boss, same as the old Boss, same as the Boss before him...

      --
      An enigma, wrapped in a riddle, shrouded in bacon and cheese
    567. Re:So from here on out ... by Anonymous Coward · · Score: 0

      Serious question. Why would insurance companies lower premiums? There's nothing in the law that says they have to.

    568. Re:So from here on out ... by KDR_11k · · Score: 1

      Be careful with weakening the federal govt too much. You have a currency union and without a united government you run the risk of something like the EU debt crisis. Leave the states too independent and some of them could turn into Greeces and cause similar issues for the US dollar as the PIIGS have for the Euro. A central government can reallocate govt resources to grow weaker areas until they're up to snuff and later reap the rewards for that, dealing with sovereigns gets a whole lot more complicated.

      --
      Justice is the sheep getting arrested while an impartial judge declares the vote void.
    569. Re:So from here on out ... by Anonymous Coward · · Score: 0

      Only they can't because there's a penalty imposed upon those who opt not to buy health insurance to compensate for exactly this sort of behavior.

    570. Re:So from here on out ... by Anonymous Coward · · Score: 0

      Stop making so much sense. If the constitution is not an integrated document, it must be a disintegrated one.

    571. Re:So from here on out ... by Anonymous Coward · · Score: 0

      "Fortune favors the bold"
      Fortune favors those that are already fortunate or who are born of those that are fortunate.

    572. Re:So from here on out ... by Grizzley9 · · Score: 1

      You really think the cost of losing weight is more than the cost of being obese? Really?

      The cost to who though. That is always the question.

    573. Re:So from here on out ... by Anonymous Coward · · Score: 0

      Remove the age restriction from Medicare

    574. Re:So from here on out ... by Grishnakh · · Score: 1

      I don't have a big problem with paying a true tax in return for a government-provided benefit. After all, we the people elect the government, and theoretically we have the power to elect new people if we don't like the way government agencies are being run.

      I DO have a big problem with being forced to pay a tax to a private, for-profit corporation.

      Auto insurance isn't great, but remember, you're only required to have it (and only in some (most) states) IF you drive a car on public roads. No car, no insurance. There's tons of people living in NYC and other cities who don't have auto insurance because they don't own a car. ALSO, auto insurance is a State issue, not Federal. The Federal government has no effect on auto insurance being required; you can take that up with your State government. The Federal government is supposed to be minimal by design, and the Bill of Rights reserves all rights to the States that aren't enumerated in the Constitution. If a State wanted to require health insurance, I wouldn't like that either, but it wouldn't be a (federal) Constitutional issue.

      We even have state-provided insurance in many cases: flood and wind. Flood I believe is done by the Federal government directly, so if you need flood insurance, it goes through the government, not a for-profit insurance company. Some states (Gulf Coast) now provide wind insurance, because insurance companies pulled out of the region after Katrina.

    575. Re:So from here on out ... by CanHasDIY · · Score: 1

      >>>do you have health insurance? >>>if no, then you are a freeloader

      The conclusion is not logical. It is equivalent to saying, "If you don't have cable tv, then you're a freeloader." Or "If you don't have to satellite radio, then you're a freeloader." In all three cases I buy things with medicine/videos/songs with cash.

      Judging from their lack of proper mechanics, lack of punctuation and capitalization, and childishly hateful tone, I presume they are either A) too young to actually have to worry about buying their own health insurance (still on mommy's), or B) a legally retarded invalid living off taxpayer-funded disability.

      Either way, not a person to be taken seriously in this debate.

      --
      An enigma, wrapped in a riddle, shrouded in bacon and cheese
    576. Re:So from here on out ... by omnichad · · Score: 1

      Back when I didn't have health coverage, I wanted to fend for myself rather than pay a fine I couldn't afford. There was to be no option to fend for myself any longer.

    577. Re:So from here on out ... by Mashiki · · Score: 1

      Keep telling yourself that. You will, after all, the tax that isn't a tax, is really just a tax.

      --
      Om, nomnomnom...
    578. Re:So from here on out ... by Nethemas+the+Great · · Score: 1

      Of those within the set of the 1% whom are not first-generation wealthy and live principally off the "sweat" of their parents I would argue that they are largely irrelevant and certainly not pertinent to the environment in which the other 99% live. It is more unusual when children do not share the traits, personalities, and interests of their parents. Accordingly it would be strange for the children of highly motivated, bold, and ambitious parents to not learn the same traits and apply them eventually even if their maturity is stunted initially by a life of privilege.

      On a side note, I'm not sure it would be fair to suggest Paris Hilton is a wealthy slacker. She appears to actually be quite active pursuing the game herself by leveraging the doors opened by her parents to the best of her abilities. In other words she doing what every parent would hope of their child, that they'd take full use of all the advantages they worked so hard to give them.

      --
      Two of my imaginary friends reproduced once ... with negative results.
    579. Re:So from here on out ... by necro81 · · Score: 1

      But now I would like to see Romney win the presidency & appoint some limited-government constitutionists to the Court

      What, like Chief Justice John Roberts? The guy who provided the deciding vote in this case and wrote the majority opinion? The one appointed by G.W., who has in most other cases has sided with Scalia, Alito, and Thomas?

    580. Re:So from here on out ... by omnichad · · Score: 1

      That's fine for you if you're not the one whose life is ruined by being the worst case scenario.

    581. Re:So from here on out ... by CanHasDIY · · Score: 1

      Don't forget: We voted for the dicks who passed this legislation. It's our own fault.

      I didn't.

      Let this be a lesson: regardless of your chances, always, always vote third party.

      --
      An enigma, wrapped in a riddle, shrouded in bacon and cheese
    582. Re:So from here on out ... by hazah · · Score: 1

      Ok. So we are free to not give you care? (I'm not part of this particular 'we', but I think the logic stands on its own).

    583. Re:So from here on out ... by gtbritishskull · · Score: 1

      I must be missing something. How does a hospital get money from giving you a bad credit report? Also if you go to the emergency room, they still have to serve you even if you already owe them money from a previous visit. They do not have to make you better, but they have to keep you from dying. So, your bills can just keep on racking up. Also, here in the US, we don't have debtors prisons, or fines. The hospital can take you to court and try to garnish your wages, but if you don't have any money or job, then there would be nothing to garnish. Keep in mind that somewhere around 60% of bankruptcies are due to medical bills. If you want to use the car insurance analogy, thats fine. But just by being alive in the US, you are a liability to hospitals. The same as by driving a car, you are a liability to other drivers. So, if you don't want to be required to have health insurance, then allow hospitals to let you die. Unless all you want to do is leech off the system (which seems to be the case).

    584. Re:So from here on out ... by TheoMurpse · · Score: 1

      Some will get covered under an expanded Medicaid (if you're at or under 133% of the poverty line). Others (up to 400% of poverty line) will get subsidies on a sliding scale from the government to put toward health insurance. Here.

    585. Re:So from here on out ... by spidercoz · · Score: 1

      I hope you're right. Actually, I hope that by the time this all shakes out, it won't be an issue for me anymore.

      --
      "I disapprove of what you say, but I will defend to the death your right to say it." - Evelyn Beatrice Hall, re Voltaire
    586. Re:So from here on out ... by Anonymous Coward · · Score: 0

      I don't even know why the fuck it IS on Slashdot. I don't come to Slashdot so I can talk about health care politics for fucking fuck's sake. Jesus fucking christ.

    587. Re:So from here on out ... by Anonymous Coward · · Score: 0

      There are a whole bunch of things people need to understand about Romneycare. Probably the most important is that it was the result of Romney working with a bunch of Democrats to ensure that they didn't try and foist a government takeover of healthcare on the citizens of Massachusetts. The second is that Romneycare has been a massive failure. The majority of Massachusetts residents aren't really happy with Romneycare. It's caused costs to absolutely skyrocket, and its driven jobs and people out of the state. I personally know someone who had to move to Virginia after their job evaporated thanks to Romneycare. Third, there is a huge difference between healthcare at the state level and healthcare at the federal level. Massachusetts has the right to regulate healthcare thanks to the 10th Amendment. Obama does not, also thanks to the 10th Amendment.

      The final thing is that, even though I'm calling it Romneycare, it honestly is not his fault. Romney did the absolute best he could given the circumstances. He kept the Democrats from completely taking over healthcare and made sure that healthcare remained in the free market. He should be lauded for that. However, the Democrats were, ultimately, the ones calling the shots. The failure of the Massachusetts healthcare law is, ultimately, the fault of the liberals running Massachusetts. Romney did the best he could with a bad situation. Without Romney, healthcare in Massachusetts would be even worse than the abysmal state it is in now.

      But make no mistake, Obamacare will fail in the exact same way the Massachusetts healthcare system failed. It's inevitable. Costs are already going up after the Supreme Court decision. This was a horrible decision by the Supreme Court. They had a chance to reign in a massive federal power grab, and they opted to give the federal government massive powers over our lives. Justice Roberts should be ashamed of himself, he knows better. Thankfully it's safe to say that, come next January, Obamacare will be killed once and for all. Unfortunately, who knows what else the Democrats will try and force us to buy, no thanks to the Supreme Court.

    588. Re:So from here on out ... by omnichad · · Score: 1

      Good point. I don't know how I didn't see it that way before. I do think the mandate was stupid, but never realized it was that stupid.

    589. Re:So from here on out ... by Nethemas+the+Great · · Score: 1

      His choice is whether to squander or leverage the opportunities available to him. If you want to understand better what I am saying, it would be useful to look at the direction in which multi-million dollar lottery winners have chosen to go.

      --
      Two of my imaginary friends reproduced once ... with negative results.
    590. Re:So from here on out ... by Hotawa+Hawk-eye · · Score: 1

      The Supreme Court inadvertently just gave me a reason to vote Romney.

      So you dislike Obamacare (signed into law March 2010) but you're okay with the guy who gave Massachusetts a similar piece of legislation (enacted in 2006)? I live in Massachusetts and I have to file a form every year with my state taxes indicating I had insurance, and some amount will be added to your taxes if you indicate you didn't have insurance for part or all of the year.

      I'd be okay with you not paying the penalty for not having insurance ... if you're okay with having to foot the ENTIRE bill for your medical care when or if something happens and you need treatment. Sure, you may luck out and be able to go 5, 10, 15, 20 plus years without a serious illness or injury but more likely you'll hear a nurse asking "Will that be cash, charge, or another mortgage?" at some point.

      If you think either the Republicans or the Democrats are going to willingly appoint someone to the Supreme Court that would tend to limit the powers of Congress or the Presidency ... I think you're fooling yourself. How many Supreme Court cases have there been that limited the power of the Supremes? I'm guessing that number is very small, and that the number of cases that have explicitly or implicitly given them more power is vastly larger.

    591. Re:So from here on out ... by spidercoz · · Score: 1
      --
      "I disapprove of what you say, but I will defend to the death your right to say it." - Evelyn Beatrice Hall, re Voltaire
    592. Re:So from here on out ... by Anonymous Coward · · Score: 0

      Is this the same James Madison who helped to push through the Militia Act that required males to buy rifles? Or some other James Madison (not a serious student of American history, here, would appreciate clarification.)

    593. Re:So from here on out ... by CanHasDIY · · Score: 1

      Better to die a free man, than to live as a slave.

      --
      An enigma, wrapped in a riddle, shrouded in bacon and cheese
    594. Re:So from here on out ... by dcollins · · Score: 1

      "SCOTUS accepted the government's theory that it was a tax... SCOTUS rejected the first claim (proving that they do see limits to the commerce clause sometimes), and accepted the second claim."

      That's not true. The count is:
      - 4 found it unconstitutional
      - 4 found it a legitimate use of the commerce clause
      - 1 found it to be a legitimate taxation.

      But one, the majority accepted the first claim and rejected the second.

      --
      We know where leadership by an anti-intellectual "strongman" who scapegoats minorities and likes boisterous rallies goes
    595. Re:So from here on out ... by Anonymous Coward · · Score: 0

      No I'm pretty sure that my premiums will triple because a corpulent pederast on talk radio says so and he has no reason to lie to me

    596. Re:So from here on out ... by cpu6502 · · Score: 0

      Preventative maintenance is always more costly. I could spend a $2000 every year replacing all the shocks & struts and other wearable parts on my car. That's $20,000 over ten years! Or I could just wait for something to go wrong (wheel breaks), and then fix it for $2000 flat. Cheaper. And besides:

      To quote my Chinese coworker: "Why should I pay for someone else's inability to eat less food and stay thin? THEY created the problem, so let them pay the diet plan cost. Not me." ----- Of course he grew-up with 100% socialism so he knows how bad it truly is, and it should be avoided.

      --
      My AC stalker: " I personally agree with your posts most of the time, but that won't keep me from modding you troll"
    597. Re:So from here on out ... by Hotawa+Hawk-eye · · Score: 1

      I am not in the 1% (unless the income required has dropped sharply since 2009, as indicated by this CNNMoney article)

      http://money.cnn.com/2011/10/20/news/economy/occupy_wall_street_income/index.htm

      and I have and have had health insurance on my own (first through school, then through work) since I left being covered by my parents' plan the better part of twenty years ago.

    598. Re:So from here on out ... by Archangel+Michael · · Score: 1

      Most people like that the IRS is now going to audit their healthcare choices? REALLY?

      It isn't what is "provided" that most people have issues with, it is the ENFORCEMENT that makes it possible. that most people don't like. This is the devils deal. I'll give you immortality, does that sound good? Yeah, that sounds good, UNTIL the details (cost) are exposed. The problem is, we made the deal with the devil, and we don't yet know the cost

      --
      Agent K: A *person* is smart. People are dumb, stupid, panicky animals, and you know it.
    599. Re:So from here on out ... by DutchUncle · · Score: 1

      Concur. If you don't buy your own insurance, you pay a tax to pay for the "virtual insurance" of emergency care covering anyone brought in.

    600. Re:So from here on out ... by Anonymous Coward · · Score: 0

      Sssssh don't let the Republicans hear that!

    601. Re:So from here on out ... by dyingtolive · · Score: 1

      Divide and conquer.

      --
      Support the EFF and Creative Commons. The war is coming, and they're supporting you...
    602. Re:So from here on out ... by Nethemas+the+Great · · Score: 1

      Is it not the desire of most every parent to provide a life to their children better than the one they had themselves? The travesty isn't in that ambitious, bold, hard working parents passed on the benefits to their children. The travesty is in children of parents belonging to every portion of the spectrum of wealth and privilege not leveraging the opportunities available to them. What would the average person from the western world of the 1700's say about the lifestyle of the average person of the western world today? Some of the most pitiful lives of the western world today would seem luxurious to those liven back then.

      --
      Two of my imaginary friends reproduced once ... with negative results.
    603. Re:So from here on out ... by Archangel+Michael · · Score: 1

      No. The Government requiring everyone have health insurance but giving the option of not having insurance but still being covered is going to kill the insurance industry. The whole design of this is to get people out of private insurance and into Single Payer Insurance (government run).

      --
      Agent K: A *person* is smart. People are dumb, stupid, panicky animals, and you know it.
    604. Re:So from here on out ... by aaarrrgggh · · Score: 1

      Who really pays your insurance costs though? Premiums for a single 25 year old are close to $600 per month, even if your deduction is a small portion of that. Get to be 40 with a family, and you are looking at $1,200-1,500 per month.

    605. Re:So from here on out ... by hajus · · Score: 1

      I believe then you get subsidized if you're too poor to afford the health insurance.

    606. Re:So from here on out ... by jimbolauski · · Score: 2

      First, Obama and the Dems sold this as not a tax. So they lied. Obama is now responsible for raising taxes on all Americans to the tune of over a trillion dollars.

      Second, it's a tax on you. Not what you earn, not where you live, not what you own, but you.

      So they got their technical win. Doesn't make it right though.

      Bullshit. The tax is only on those who refuse to get insurance. That will be an infinitisimally small number of Americans.

      So it is ok for the government to force people to buy things because they are in the minority? Should the government be allowed to force everyone to buy a gun and those that choose not to will be taxed, with the new ruling the only thing stopping that is congress and the president. The government now has the power to "tax" anyone who doesn't buy what they want them to buy cars, guns, cereal, statues of political leaders, anything. Am I the only one who thinks that is seriously fucked up?

      The reason your argument is ridiculous is that people who don't buy insurance are a burden on everyone else because they must be treated at hospitals. People who try to be freeloaders will be taxed for their actions. If by not owning a gun, I cost others money, then yes a tax might be appropriate. Otherwise, no.

      Owning a gun allows people to defend them selves better, the people that don't own a gun are freeloading because they expect the police to take care of all their protection so people not owning a gun are freeloading on the system. I realize that this is a huge pile of BS and it doesn't matter to my argument the supreme court ruled that the government can tax people who choose not to buy a product. It does not matter that forcing people to buy it benefits society the bottom line is the supreme court ruled the government can tax people who refuse to buy a product. If you have a problem with the government mandating gun ownership you should have a problem with the government mandating health insurance.

      No. You have no business telling me what I should have a problem with. Fact: people who don't have insurance cost everyone a lot of money. Police are required whether people have guns or not (and one could argue that gun ownership requires more police). Perhaps a lunatic would enact mandatory gun ownership, but I don't see that happening.

      Where in the ruling did they say the power to tax people that don't buy a good can only be used if it's for the greater good of the people. Plain and simple the government has the power to tax you if you don't buy something, it doesn't matter what it is. Insurance is simply a good just like a gun or a statue of the president and the Federal government has the power to tax you if you don't buy it. I wish I could be as blissfully ignorant as you and ignore the precedence that this sets but I can't.

      --
      Knowledge = Power
      P= W/t
      t=Money
      Money = Work/Knowledge so the less you know the more you make
    607. Re:So from here on out ... by hazah · · Score: 1

      You never get sick?

    608. Re:So from here on out ... by DutchUncle · · Score: 1

      The point of taxation either way...should be to fund the govt to work....NOT to alter behavior.

      Like cigarette taxes? :-)

      Or else this is just a tax funding the uninsured-emergency-coverage part of the government (which is only done indirectly because hospitals can deduct the expense from income rather than the government actually paying cash for it).

    609. Re:So from here on out ... by Archangel+Michael · · Score: 1

      Well, now that I called the bet, you want to change the terms of it? Right. There isn't enough people paying taxes right now for this to work. Half of all people don't pay taxes, what makes you think they will pay the government "tax" on health insurance?

      --
      Agent K: A *person* is smart. People are dumb, stupid, panicky animals, and you know it.
    610. Re:So from here on out ... by arose · · Score: 1

      It's a dux, it looks like a tax, it walks like a tax and it quacks like a tax. It was just not called a tax until a court looked at it and said: "This is quite clearly a tax under another name, so we will treat it as what it is, not what they pretend it is." Just like when they treat a limitation on speech as what it is and not what someone pretends it to be. This is a Good Thing and how the court should operate.

      --
      Analogies don't equal equalities, they are merely somewhat analogous.
    611. Re:So from here on out ... by coinreturn · · Score: 1

      First, Obama and the Dems sold this as not a tax. So they lied. Obama is now responsible for raising taxes on all Americans to the tune of over a trillion dollars.

      Second, it's a tax on you. Not what you earn, not where you live, not what you own, but you.

      So they got their technical win. Doesn't make it right though.

      Bullshit. The tax is only on those who refuse to get insurance. That will be an infinitisimally small number of Americans.

      20% of Americans is NOT "an infinitisimally small number", dick.

      It is also not "All Americans," dickless.

    612. Re:So from here on out ... by DutchUncle · · Score: 1

      True capitalism is freedom . . . to starve.

    613. Re:So from here on out ... by dyingtolive · · Score: 1

      ...which is money that comes from OTHER taxpayers, right? This really doesn't fix anything.

      --
      Support the EFF and Creative Commons. The war is coming, and they're supporting you...
    614. Re:So from here on out ... by BronsCon · · Score: 1

      If you can't optimize a system for special cases just because of its size, I question what kind of programmer you actually are. Break off the part that needs optimization into its own class or function, then optimize it. Interestingly, right now, Insurance is a class and Health is an Insurance object; choice() and care() exist in this system, it is well optimized, and there is no reason for this to change simply because the government has mandated that everyone buy in or pay to opt out.

      --
      APK quotes people (including myself) without context and should not be trusted. Just thought you should know.
    615. Re:So from here on out ... by spidercoz · · Score: 1

      Well, I'm not someone you know then.

      --
      "I disapprove of what you say, but I will defend to the death your right to say it." - Evelyn Beatrice Hall, re Voltaire
    616. Re:So from here on out ... by Anonymous Coward · · Score: 0

      States are allowed to do things the federal government can not. If it doesn't work for MA it only effects MA ... not the whole country.

    617. Re:So from here on out ... by gorzek · · Score: 1

      Jeez, where the hell do you live?

      I live in New Jersey. My employer pays only about 10% of my total premium. I cover myself and my kids (the number of kids is irrelevant with this insurer.) Total cost: ~$250 a month.

    618. Re:So from here on out ... by cpu6502 · · Score: 1

      >>>You do realize that Romney drafted a very similar plan?

      Yeah he's a dick. At least his plan only affects his state, not me. (And if I lived there I'd pack up and leave.) Did you know his plan outlaws the catastrophic insurance I currently have? Ballshit. Why should I have to spend $500/month for "pay everything" insurance when I can spend just $110/month for emergency insurance that I don't use unless I get a major illness, like cancer. I should have the option to take the cheaper plan.

      Divk.
      Cocksucker.
      Corporate puppet (like Obama)

      --
      My AC stalker: " I personally agree with your posts most of the time, but that won't keep me from modding you troll"
    619. Re:So from here on out ... by mr1911 · · Score: 0

      you could pay to send your kids to school

      Well, at least I would only have to pay once. With the federal government continuing to insert itself in education, kids are learning less to the point private school is almost mandatory if you expect your kid to know anything. You still get to pay taxes for the substandard school you are not using.

      hire a policeman to protect you

      The police very rarely protect anyone. They are very good at showing up after something bad happens to you and sometimes finding who did it and arresting them. However, they have no duty to protect you. This fact has been absolutely stated by the courts.

      hire some firemen to keep your house from burning down

      Once again, that isn't what they do. They do not stand guard over your castle to prevent anything. They will show up and put the fire out if something more pressing isn't going on. Just like the police, they have no special duty to aid you.

      build some roads

      Finally, a reference to something governments do relatively well at. If we could limit government to road building we might have a chance.

      --
      This post comes with a double-your-money-back guarantee!
      Any offense taken to this post is at your sole discretion.
    620. Re:So from here on out ... by Anonymous Coward · · Score: 0

      >paying a large amount of debt

      Well, there's your problem...

    621. Re:So from here on out ... by Grizzley9 · · Score: 1

      I pay for my health insurance. I choose a high deductible plan.My costs are low.

      Now, they will probably triple because I'll have to pay for coverage for things I don't use such as OBGYN.

      So, thanks for raising my costs with no benefit to me.

      How do you know? Did it ever cross your mind that more people in the pool will lower your premiums? Why don't you wait for them to actually triple before griping about it?

      Related, having of health insurance in no way means you'll have what's actually needed, health care. This bill seems to be about the former instead of the latter.

    622. Re:So from here on out ... by BronsCon · · Score: 1

      There is some truth to your words, but it is not as severe as you claim. I suggest you reflect on the reality of the situation for a moment; the government is not mandating which coverage you have, just that you have it, or pay to opt out. I'll leave it as an exercise for the reader how that correlates to what you just said.

      --
      APK quotes people (including myself) without context and should not be trusted. Just thought you should know.
    623. Re:So from here on out ... by dyingtolive · · Score: 1

      What about the people who want insurance but cannot afford it?

      --
      Support the EFF and Creative Commons. The war is coming, and they're supporting you...
    624. Re:So from here on out ... by jimbolauski · · Score: 1

      We do not consider whether the Act embodies sound policies. That judgment is entrusted to the Nation’s elected leaders. We ask only whether Congress has the power under the Constitution to enact the challenged provisions.

      This is part of the decision written, as I have said it does not matter if it's for the grater good only if the government has the power to do so and they do.

      --
      Knowledge = Power
      P= W/t
      t=Money
      Money = Work/Knowledge so the less you know the more you make
    625. Re:So from here on out ... by Nethemas+the+Great · · Score: 1

      Once again someone takes a model and mines it well beyond the fidelity of its intention. It is dispiriting to witness so many people failing to develop analytical skills and/or pursue the profession of troll.

      --
      Two of my imaginary friends reproduced once ... with negative results.
    626. Re:So from here on out ... by BronsCon · · Score: 1

      Or, keep the $244/mo $0 copay plan I'm currently on. Of course, I'll be paying the full $244, rather than just the $44 my employer doesn't cover for me, but it's better than CORBA coverage, and a hell of a lot cheaper.

      --
      APK quotes people (including myself) without context and should not be trusted. Just thought you should know.
    627. Re:So from here on out ... by SJHillman · · Score: 1

      What does that have to do with anything? You have to pay the tax regardless of whether or not you get sick. It'd be like saying you only need car insurance on days you crash into something.

    628. Re:So from here on out ... by coinreturn · · Score: 1

      Well, now that I called the bet, you want to change the terms of it? Right. There isn't enough people paying taxes right now for this to work. Half of all people don't pay taxes, what makes you think they will pay the government "tax" on health insurance?

      I never said I wanted to bet on any terms. I'm saying YOU'RE the one rolling the dice with your own finances. As to your "Half of all people don't pay taxes" - utter bullshit.

    629. Re:So from here on out ... by circletimessquare · · Score: 3, Insightful

      so freedom doesn't include the freedom to live?

      riddle me this batman: why do more modern countries than the usa, the ones with universal healthcare, spend LESS and live LONGER?

      but if you really want to go out when you still have some oomph in you, go ahead, go to your garage and swallow your shotgun, you have my blessing

      oh, i'm sorry, do i sound cruel?

      i believe i'm responding to a comment that just basically advocated for "grandma's joints sound creaky, might as well leave her out in the snow"

      i understand that the right wing is basically advocating cruelty, meanness, ignorance, and selfishness to the point of self-destruction

      but i won't let you define the rules of the american society i am proud to be a part of, which considers human dignity a lot higher than you do

      says me, says the majority of americans, and says the us supreme court

      we don't like your "freedom" to be live short brutal ignorant lives. we advocate for education for all, healthcare for all, and yes, we are going to fucking pay for it, because i wish to live in a rich society of healthy, educated people who actually are able to exercise their freedoms

      go to move to somalia if you wish to have the society you desire, because the society you desire is most certainly unamerican and anti-freedom

      --
      intellectual property law is philosophically incoherent. it is your moral duty to ignore it or sabotage it
    630. Re:So from here on out ... by coinreturn · · Score: 1

      First, Obama and the Dems sold this as not a tax. So they lied. Obama is now responsible for raising taxes on all Americans to the tune of over a trillion dollars.

      Second, it's a tax on you. Not what you earn, not where you live, not what you own, but you.

      So they got their technical win. Doesn't make it right though.

      Bullshit. The tax is only on those who refuse to get insurance. That will be an infinitisimally small number of Americans.

      So it is ok for the government to force people to buy things because they are in the minority? Should the government be allowed to force everyone to buy a gun and those that choose not to will be taxed, with the new ruling the only thing stopping that is congress and the president. The government now has the power to "tax" anyone who doesn't buy what they want them to buy cars, guns, cereal, statues of political leaders, anything. Am I the only one who thinks that is seriously fucked up?

      The reason your argument is ridiculous is that people who don't buy insurance are a burden on everyone else because they must be treated at hospitals. People who try to be freeloaders will be taxed for their actions. If by not owning a gun, I cost others money, then yes a tax might be appropriate. Otherwise, no.

      Owning a gun allows people to defend them selves better, the people that don't own a gun are freeloading because they expect the police to take care of all their protection so people not owning a gun are freeloading on the system. I realize that this is a huge pile of BS and it doesn't matter to my argument the supreme court ruled that the government can tax people who choose not to buy a product. It does not matter that forcing people to buy it benefits society the bottom line is the supreme court ruled the government can tax people who refuse to buy a product. If you have a problem with the government mandating gun ownership you should have a problem with the government mandating health insurance.

      No. You have no business telling me what I should have a problem with. Fact: people who don't have insurance cost everyone a lot of money. Police are required whether people have guns or not (and one could argue that gun ownership requires more police). Perhaps a lunatic would enact mandatory gun ownership, but I don't see that happening.

      Where in the ruling did they say the power to tax people that don't buy a good can only be used if it's for the greater good of the people. Plain and simple the government has the power to tax you if you don't buy something, it doesn't matter what it is. Insurance is simply a good just like a gun or a statue of the president and the Federal government has the power to tax you if you don't buy it. I wish I could be as blissfully ignorant as you and ignore the precedence that this sets but I can't.

      They've been effectively taxing us for not doing things forever (by tax breaks for people who do it) - marriage, mortgage, children.

    631. Re:So from here on out ... by Anonymous Coward · · Score: 0

      Now, they will probably triple because I'll have to pay for coverage for things I don't use such as OBGYN.

      You may say you don't need an OBGYN, but your flurry of posts make us think otherwise!

    632. Re:So from here on out ... by Anonymous Coward · · Score: 0

      Hah. You haven't noticed what has happened to insurance premiums, have you? The industry warned Obama...you can force us to provide more, but we have the right to charge for it. As if they needed the excuse!

    633. Re:So from here on out ... by BronsCon · · Score: 1

      If we all did it, we'd have to manage, on average, less than one kill each. How far do you think he'd get?

      --
      APK quotes people (including myself) without context and should not be trusted. Just thought you should know.
    634. Re:So from here on out ... by GT66 · · Score: 1

      "If you're in a low enough income bracket..." *IF*. And IF you happen to not be in a low enough income bracket to qualify for some of my money, but are still not wealthy enough to afford insurance, the government will punish you with this tax until you either choose insurance over paying for food or other bills, or until you are poor enough to have them "subsidize" you with the tax money they took from you in the first place. Think of it as the slave be forced to buy the master his whip.

    635. Re:So from here on out ... by Bigby · · Score: 1

      They should be in the right to do what they want. You can refuse a hick because they aren't wearing a shirt. You should be able to refuse a hick because they are a hick. In fact, it is perfectly legal to refuse someone's business because they are 5' 11", when you require clients to be 5' 10" or shorter or 6' 0" or taller. Nitpicking certain things, like religion, sex, race, orientation, etc... is just stupid.

      By the way, you can refuse on anything except race. You CAN refuse business because of gender.

    636. Re:So from here on out ... by circletimessquare · · Score: 1

      what is your preferred method?

      "i'm sorry, you don't have enough in your checking account. why don't you go wait in that room and let the diverticulitis claim you. it won't be long"

      is this the society you advocate for?

      --
      intellectual property law is philosophically incoherent. it is your moral duty to ignore it or sabotage it
    637. Re:So from here on out ... by lexman098 · · Score: 1

      the low cost high deductible major medical only plans will not be ones that get exempted from the tax/penalty

      Again... citation? Wikipedia says of the affordable care act:

      Set a maximum of $2,000 annual deductible for a plan covering a single individual or $4,000 annual deductible for any other plan

      I don't know about your employer, but the high deductible plan offered by mine caps it at $1000 (which is pretty high). I'm seeing your argument made a lot and I think it's either misinformation or built on an unrealistic premise.

    638. Re:So from here on out ... by TaggartAleslayer · · Score: 1

      In regards to George Washington, I was referring to the requirement that ship owners buy medical insurance for their sailors, not the gun law, though that does set precedent along the same lines.

      I can't presume to know how the same founders would have voted on the ACA, but it wouldn't have been such a shocking ideal to them. They were more than familiar with the same issues we're still trying to sort out as a society.

    639. Re:So from here on out ... by Anonymous Coward · · Score: 0

      "everyone fend for themselves" ... in the US - I saw a great twitter joke a few minutes ago, "Conservatives now want to leave this country, but they can't find a rich, US-style democracy that doesn't have public health care".

      To me, that pretty much says it all. The US needs to grow up and be a real society, with all the responsibilities of a society.

    640. Re:So from here on out ... by SoupGuru · · Score: 1

      Why, with all that extra money, you could pay to send your kids to school, hire a policeman to protect you, hire some firemen to keep your house from burning down, build some roads (if you can get your neighbors to chip in)...

      I can't tell if you're serious. Poe's Law and all.... I mean, neighbors banding together to share the cost of things that will benefit them all... that sounds downright governmentish.

      --
      What doesn't kill you only delays the inevitable
    641. Re:So from here on out ... by stewbacca · · Score: 1

      This *is* the role of government. Fund the welfare of all its citizens. Fund it how? Taxes. Not sure they are in the business of charitable donations.

    642. Re:So from here on out ... by Anonymous Coward · · Score: 0

      You know what they call legislation that would be otherwise be unconstitutional if not for the constitution explicitly granting congress the authority to enact it? CONSTITUTIONAL.

    643. Re:So from here on out ... by Anonymous Coward · · Score: 0

      Preventative maintenance is always more costly. I could spend a $2000 every year replacing all the shocks & struts and other wearable parts on my car. That's $20,000 over ten years! Or I could just wait for something to go wrong (wheel breaks), and then fix it for $2000 flat. Cheaper. And besides:

      Jesus Christ you are fucking stupid. As someone who has actually done what you suggest (with my first car anyway), let me tell you that it most certainly is cheaper to go with preventive maintenance on your car. Nevermind the fact that you are strawmanning this by claiming that preventive maintenance must consist of replacing every single goddess damned wearable part regardless of its level of wear, just because one of those parts needs maintenance/replacing.

      Also nevermind the fact that a car is not the same thing as a human body. Replacing a damaged part is a shit-fuck more problematic in a human than in a car, and you cannot simply say "whelp, guess it's time to toss this old body aside and buy a new one".

    644. Re:So from here on out ... by mcgrew · · Score: 1

      so when you break your arm, and you have no insurance, and you go to the hospital, and avoid the bill because you don't have a $50,000 healthcare fund in your checking account and you live paycheck to paycheck like most americans, the rest of us will have to pay that $3,000 to fix your arm

      to people like you, freedom means freedom from responsibility

      you're a freeloader

      If you're living from PAYCHECK to PAYCHECK you're hardly being a freeloader. I wouldn't say Canadians or Europeans, who have sane health care policies freeloaders, even the ones who can't find work at all.

      I have insurance through my employer and usually enjoy my work, but the guy working at McDonalds who most likely hates his job and makes less than half of what I do and has no insurance is a freeloader, but I'm not?

      with single payer, we will eventually bring our healthcare costs in line with most other modern countries in this world

      The trouble is, this unfortunately isn't a single-payer system, it's a gift to the insurance industry. IMO there should be no such thing as mediacal insurance or malpractice insurance. Health care, like police and fire protection, should come from taxes like civilized nations do, not force me to pay a parasitic private insurance company.

      I would have agreed with you if the Affordable Care Act actually did make this a single payer system, but the parasitic corporations are still in the mix, so this won't reduce costs for anyone.

    645. Re:So from here on out ... by gtbritishskull · · Score: 1

      That is how insurance works. It is all based upon statistics. You are protecting yourself against risk. Lets say that you have a 0.01% chance of having a brain aneurysm. So, in a group of 10,000 people, one of you will end up needing brain surgery. There is no way for you to know whether you will be that one person. So, you get together with those 9,999 other people and each pitch in $20 to pay for the $200k operation. If you are the unlucky one (who has the aneurysm), then you at least can console yourself with the fact that you don't have to pay for it all yourself. If you are not the unlucky one (ie. the lucky 9,999) then you spent $20 on peace of mind. You seem to think you lose if you don't have to use your insurance. Cancer is not fun. Brain surgery is not fun. Heart surgery is not fun. People do not want to use their insurance. If you never get any payback from your insurance, you are the lucky one.

      Expanding on what I just said. Porterhouse steaks are very good. I also like to get new shoes. If I had insurance for that, I would probably abuse it. But, I have had pretty decent health insurance for 3 years now. I have not gone to the doctor once.

      That is why your analogy does to work. With your hypothetical food or clothing insurance, you win if you use it as much as humanly possible. With health insurance, you win if you use it (or need to use it) the least.

    646. Re:So from here on out ... by TheQuantumShift · · Score: 1

      Which was the whole point of the public option. You can pay some 3rd party for-profit corporation that you have zero say with, or you can hop on the public option where you and other citizens have a say in how it's run. But no, that's evil socialism... We can't have our government providing basic services for our citizens, that'd make too much sense. From what I can tell, anything that doesn't make the richest citizens even richer is now socialism.

      Stupid shortsighted corporate greed and personal "I got mine, screw the rest of you" greed will be our downfall.

      --

      Shift happens. Fire it up.
    647. Re:So from here on out ... by tmosley · · Score: 1

      Yes, I believe that is called slavery. But people don't want to think about the implications of being owned by their government.

    648. Re:So from here on out ... by sneakyimp · · Score: 1

      How does his life improve when nobody pays the police, fire department, army, navy, air force, marines, and border patrol? How does life improve when there are no federal highways or public schools or courts or prisons or international airports?

      Also, it's spelled "further" and not "furthur".

    649. Re:So from here on out ... by na1led · · Score: 1

      So how is it fair that an American Citizen must pay healthcare or pay a fine, but an illegal doesn't have to pay anything. That's like me having to pay car Insurance when I drive, but an illegal can get away without it. We wouldn't be in this situation if we simply denied people who are not citizens - Healthcare. It's gotten to the point, that the Government is now forced to make more people pay, because too many others have horded the system.

      --
      -- By all means let's be open-minded, but not so open-minded that our brains drop out.
    650. Re:So from here on out ... by tmosley · · Score: 1

      It is, actually. Fat people die earlier, and as such have much lower cost of care for age related diseases.

      Why do you think the US refuses to get rid of corn subsidies?

    651. Re:So from here on out ... by BronsCon · · Score: 1

      As a CEO, I'd have to say, so are you.

      --
      APK quotes people (including myself) without context and should not be trusted. Just thought you should know.
    652. Re:So from here on out ... by tmosley · · Score: 1

      No, it isn't. Healthcare is a minor necessity, superseded by air, water, food, shelter, clothing, heating, sanitation, and any number of other things, non of which are mandated that you purchase.

    653. Re:So from here on out ... by toadlife · · Score: 1

      So, you think forcing syscodon to pay for your medical ailments is "a good thing"? I'm not saying your wrong.

      My ailments? Except for a short period of time when I was young, I've always medical insurance and insurance I've had has always been the low deductible type, which means I've been subsidizing gamblers like syscodon's premiums.

      I actually believe Medicare for all is the best solution in the long run, but I also think the current health care law is better than nothing.

      --
      I don't always use unix-like operating systems; but when I do, I prefer FreeBSD.
    654. Re:So from here on out ... by Anonymous Coward · · Score: 0

      And, you're probably in a group plan at your employer.

      I had some allergy attacks when I was uninsured out of high school, so, if it wasn't for some of the insurance changes, I would be uninsurable. With the changes, I can get insurnace, but it would easily be more than housing costs. Add my wife and kid on top of that, and it would take 70% of our income. Luckily, there's a *group plan* at my work that makes it affordable. *If only there was a group plan everyone could get into, like we're in*.

    655. Re:So from here on out ... by sneakyimp · · Score: 1

      Um, the mandate is funded. Turn off that Glenn Beck garbage and inform yourself!

    656. Re:So from here on out ... by tmosley · · Score: 1

      How oh how did we get along for 150 years without an income tax?

    657. Re:So from here on out ... by tmosley · · Score: 1

      I wouldn't be too surprised to see that your insurance company paid for the fire protection, and that local businesses paid for the roads, with shipping companies paying for highways and such.

    658. Re:So from here on out ... by Bill_the_Engineer · · Score: 1

      Just so I understand you correctly.

      You are arguing that the inability to pay the doctor somehow equates to the inability to pay the insurance premium. This is a fallacy since medical expenses can be orders of magnitude higher than your insurance premium. It is more accurate to say that you have a better chance of affording medical insurance than you are paying medical expenses directly out of your pocket. You also left out the medical insurance exchange that is designed to make insurance easier and cheaper to purchase (remember that free market theory people keep bring up?), the tax credit and subsidies to low income people that will go towards the premiums, and the fact that young adults up to the age of 26 can stay on their parent's health insurance plan. That's way better than I had it when I was 23.

      You also argue that accidents, assaults, substance abuse and illnesses are rare which doesn't seem to be supported by statistics. Also teen pregnancies are "voluntary". Yea because we all know how well you keep it in your pants and how contraception never fails. Also I don't know what kind of insurance you have, but pregnancy is covered by my insurance. Most people pay a large co-pay (still cheaper than paying for it all) for the actual birth, while the pre-natal care and any emergencies that arise during birth are covered by traditional insurance terms.

      The overall tone of your comment suggests that insurance is always an option before ObamaCare goes into effect. It's not an option if you can't afford it and you can't buy insurance after you are sick.

      --
      These comments are my own and do not necessarily reflect the views or opinions of my employer or colleagues...
    659. Re:So from here on out ... by BronsCon · · Score: 1

      Then none of this matters to you.

      --
      APK quotes people (including myself) without context and should not be trusted. Just thought you should know.
    660. Re:So from here on out ... by gtbritishskull · · Score: 1

      Christ! Yes, it is a tax. And maybe a penalty. You can call it a cucumber for all I care. I STILL DONT HAVE TO PAY IT BECAUSE I HAVE INSURANCE!!1! Now, different taxes could go up in the future due to this healthcare bill. They also might go down (but not likely). If you want to have an intelligent discussion about that, then start the discussion. But, for some reason, you keep trying to argue a point that I have not opposed or even addressed. It is a little confusing.

    661. Re:So from here on out ... by circletimessquare · · Score: 1

      repeat that to me when you get diverticulitis and you live in the society that the right wing advocates for: "i'm sorry, you don't have enough in your checking account. you can wait in that room over there, it won't be long now"

      --
      intellectual property law is philosophically incoherent. it is your moral duty to ignore it or sabotage it
    662. Re:So from here on out ... by alva_edison · · Score: 1

      It depends on where you assess the cost. In this case I was assessing at the consumer level, so an employer's share wouldn't be counted in the cost (since it doesn't affect the buying decision of the consumer). For example, I pay roughly $1043/yr for insurance, so the penalty would cost more. This does not take into account my employer's cost (since I can't see that directly).

      --
      He effected a bored affect.
    663. Re:So from here on out ... by na1led · · Score: 1

      What you fail to understand, is that we are being taxed all the time for stupid shit none of us asked for. Look at your monthly bills, they add stupid tax shit that I never heard of - School tax etc. Corporations and local governments do it, now the federal government is doing it. And it's not nickles and dimes, it's big TAX increases to pay for the worthless leeches who horde all our resources. I'm sick of paying for everyone else. You to want to ask for donations, fine, but don't steal my money just because I said NO!

      --
      -- By all means let's be open-minded, but not so open-minded that our brains drop out.
    664. Re:So from here on out ... by Anonymous Coward · · Score: 0

      Except landlords don't get to deduct interest from their taxes. They do however get a depreciation write off.

    665. Re:So from here on out ... by Scragglykat · · Score: 1

      It'll help more middle-class into the lower-class desperate zone... which is what is wanted right? Get rid of the middle-class because they are suffering the most?

    666. Re:So from here on out ... by tmosley · · Score: 1

      That is not the way things actually worked before wage and price controls (which were what began the push into employer funded health insurance which lead us down this road). Even invasive surgeries didn't cost that much back then, and it was rare that people needed such things. Even when they did, there were plenty of charity hospitals that provided that kind of care for free to those who couldn't afford it (most hospitals started as charities, they have only recently become bureaucratic money sucking machines).

      Medicine just doesn't COST that much. The realized costs are allowed to inflate much faster than everything else only because of tax-privileged insurance payments.

    667. Re:So from here on out ... by Anonymous Coward · · Score: 0

      Do you use the roads? Are people paying property tax to maintain those roads that do not have a car? If so, you are a hypocrite!

      Enjoy life.

    668. Re:So from here on out ... by Anonymous Coward · · Score: 0

      On the other hand, the PATRIOT act comes to mind...

    669. Re:So from here on out ... by Daas · · Score: 1

      Let me get this straight. In your mind, being healthy is a choice?

      What kind of stupid reasoning is that. As a Canadian, I'm really having a hard time with people who think healthcare should be a choice. You don't get to choose your ailments and so does your neighbour. The only thing you want when you are sick is to get cared for buy a good physician without stressing about how much it's going to cost you, there is no "choice" there.

      You can exercise as much as you want, the lymphoma doesn't really care about that...

    670. Re:So from here on out ... by sneakyimp · · Score: 1

      Have you had any relatives visit the emergency room recently? I have health care through a PPO and my recent visit (severe food poisoning) cost me nearly $2,000. If the PPO hadn't negotiated that favorable rate on my behalf, the cost might be from 2-10 times as expensive. My nephew had an allergic reaction to something and the e-room bill was something like $50,000.

      I agree that the existence of insurance results in more money being spent on health care in total, but must point out that the point of insurance is to mitigate the risk that you will be surprised by an accident that may happen before you have the money to pay for it.

      As for "locking it in even tighter", I don't really think that's the case. Health care companies are required to insure people with previously existing conditions and part of the funding for Obamacare comes from a tax on drug companies and a tax on "cadillac" insurance plans. Insuring people with prior conditions is not something insurance companies want to do (costs $$$) and a tax on their most profitable services is likely to reduce demand for those services.

    671. Re:So from here on out ... by tmosley · · Score: 1

      Right, the judges raised taxes.

      Wait, what!? Power to tax belongs to Congress! This is a violation of seperation of powers! We must take this to the Supreme Cou...shit.

    672. Re:So from here on out ... by Anonymous Coward · · Score: 0

      As someone who had $70k bills after randomly going into Anaphylaxis for some unknown reason they couldn't ever figure out, I agree. Luckily, I had a summer internship right out of high school that included health insurance.

    673. Re:So from here on out ... by tmosley · · Score: 1

      Food, shelter, clothing, transportation, and vacations should be disconnected from unemployment....

    674. Re:So from here on out ... by Scragglykat · · Score: 1

      Exactly. Our employer used to pay all of our HMO benefits so we were out $20 when seeing a doc for something. This year they dropped us to a high-deductible plan, now I pay $115 a visit ($55 if I didn't have insurance) because it costs more than twice as much to file with the insurance company then have them deny payment because a deductible is not yet met, then bill the customer. All this, and my company still has to pay a premium, albeit a smaller one. Couple this with me discovering my blood pressure is out of control a month after the switch and I just took a pay cut in the amount of my very high deductible. Yay. If you aren't covered by your employer, good luck paying the huge premiums yourself.

    675. Re:So from here on out ... by roman_mir · · Score: 1

      Ha ha ha, so based on 'interstate commerce' then gov't can regulate any business for any reason it desires. Makes me happy not to be an American at this dark hour.

    676. Re:So from here on out ... by Aryden · · Score: 1

      I'm not the one throwing "infinitisimally" out there to describe 60,000,000 Americans. That's more than 7 times the population if New York city.

    677. Re:So from here on out ... by Anonymous Coward · · Score: 0

      "I just got an email from corporate HR stating that my cost for health insurance is going up over the next two years because of this ruling."

      Your HR department is either
      a) ignorant or
      b) is blatantly lying to you because they (or your management) are conservatives.

      It's not illegal for your company to be run by neo-con teapublican douchebags. It's unfortuate, but not illegal.

    678. Re:So from here on out ... by tmosley · · Score: 1

      The Road to Hell is paved with good intentions. Might as well remedy food inflation by mandating all-you-can-eat buffets for everyone for every meal.

    679. Re:So from here on out ... by na1led · · Score: 1

      They should just call it what it really is "Everyone will pay an increase in TAXES for Socialized Medicine", there, no confusion about it.

      --
      -- By all means let's be open-minded, but not so open-minded that our brains drop out.
    680. Re:So from here on out ... by Anonymous Coward · · Score: 0

      Yeah, because limiting valid choices about the risks you can personally afford, especially if you can afford them, is great. No one can self-insure now without paying a penalty. The government picks the winners in the economy. It is completely crony capitalism where friends of the current administration win.

    681. Re:So from here on out ... by Scragglykat · · Score: 1

      That's the sales pitch they used to sell my brother-in-law a high-deductible plan with a health savings account. He's a firefighter, and he and his fellow fighters have turned to just not reporting anything other than very major injuries on their insurance because with a HD plan, you end up paying around double the usual costs, due to administrative fees from filing with insurance then being denied payment and having to file with you. It's ridiculous.

    682. Re:So from here on out ... by tmosley · · Score: 1

      What happens to those of us with enough income not to qualify for assistance, but with a crushing load of student debt?

      I guess we can just get fucked.

    683. Re:So from here on out ... by serviscope_minor · · Score: 1

      Really?

      Yes.

      I'm not in the 1% and I have no difficulty affording my health insurance.

      Yes you do, but you haven't realised it. Let's say you get ill, really badly ill for a long time and can't keep working and loose your job.

      How long before you run you of money to pay for health insurance? At which point you no longer receive any care...

      If the answer to the above is "never" then you're pretty much in the 1%.

      Exaggerate much?

      Touche.

      --
      SJW n. One who posts facts.
    684. Re:So from here on out ... by Kohath · · Score: 1

      Incorrect. Read it again.

    685. Re:So from here on out ... by tmosley · · Score: 1

      Clearly you hate women, and are a bigot. You should report to the nearest "happy" camp for a "free" reeducation. While you are gone, all of your possessions will be seized and auctioned to the Chinese.

    686. Re:So from here on out ... by jfengel · · Score: 1

      That's what the Health Insurance Exchanges are for: a way of providing deeply discounted (federally subsidized) minimal levels of insurance. The details were left up to the states, and since the mandate hasn't gone into effect yet they've put little effort into developing the exchanges. The law did push them to leverage Medicaid as a form of health insurance exchange, though the decision today struck down the part of the law that would have forced them to give you that option.

      With the decision made you'll start to hear more about whatever health insurance exchange plans are being made in your state.

    687. Re:So from here on out ... by tmosley · · Score: 1

      The solution to our fascist healthcare system is NOT MORE FASCISM.

    688. Re:So from here on out ... by roman_mir · · Score: 2, Insightful

      is this the society you advocate for?

      - tell me, who provided anybody with health insurance before free market capitalism based and industrialisation. Do you know? People went to their local doctors, yes? no? yes?

      The poorest in the society always got their charity from somebody, and they knew exactly who was giving them charity, which is the way it should be. Gov't took upon itself to steal from some and give to others, call it 'charity'. It's not charity, people now EXPECT that type of 'charity', they now understand it as their 'right' for some reason.

      I do not see it as a right.

      It is an entitlement and gov't shouldn't be allowed to do that - steal from some to give to others.

      Charity always exists, doctors used to do work pro-bono, churches and other groups took care of people, it was known as charity and it should stay that way.

      There shouldn't be an idea that just because you are born, you are entitled to something - you didn't do anything yet to deserve anybody's productivity, anybody's wealth.

      The type of system that I advocate is a system where people are served by the free market capitalism, which is the best system known in this world to people to produce the most wealth in this world in the shortest time span.

      The kind of world I advocate is the world where everybody is so productive that they don't have a problem paying for their healthcare out of pocket, that's my preferred method, but I will never advocate a welfare world.

    689. Re:So from here on out ... by sneakyimp · · Score: 4, Insightful

      No, this whole legislation takes a lot of free market pressure off of providers, insurers and the drug companies because you have to pay them regardless and you can't go anywhere else.

      I call shenanigans. While the bill may raise demand relative to a perfectly free market, it has has no provisions that reduce competition. On the contrary. If it increases costs as you say it will (a distinct possibility) the one would think that more companies might want to get in on the action. Healthcare insurance has an enormous number of competitors. And, ultimately, you still have a choice: pay the fine rather than buying insurance.

      there's a litany of other little tidbits in the ACA that most Americans have glossed over.

      Name 3 tidbits if you can. I'm genuinely curious.

    690. Re:So from here on out ... by JesseMcDonald · · Score: 1

      You can't, any more, blow off getting insurance without penalty.

      You couldn't do that before, either, because by that point it would be considered a pre-existing condition and thus (quite properly) not covered. If you already have a condition you can't afford to treat, you don't need insurance; you need charity. The ACA is trying to force insurers to act as involuntary "charities", with predictable complications and inefficiencies.

      The individual mandate is a poor workaround for the fact that the prohibition on excluding pre-existing conditions would otherwise bankrupt the insurers, as people would naturally put off paying insurance premiums until they were actually sick, and the insurers wouldn't have any choice but to accept them, even though the premiums are only intended to cover the risk of an otherwise healthy individual needing medical care.

      The correct solution is to drop the requirement to provide "insurance" for pre-existing conditions, thus eliminating the reason for the individual mandate, and find a different, non-insurance-based solution (such as private, voluntary charity) to deal with the tiny minority of cases where pre-existing conditions were actually a legitimate issue.

      --
      "The state is that great fiction by which everyone tries to live at the expense of everyone else." - Bastiat
    691. Re:So from here on out ... by gtbritishskull · · Score: 1

      The ACA is supposed to address that. There were some provisions to give subsidies to people to help them buy insurance. Another way was by expanding medicaid, which just got struck down by the SCOTUS. So, some changes have to be made. But, even if that provision had survived, I am sure that there will be people who fall through the cracks (don't get enough subsidy to be able to afford the insurance). That is somewhat to be expected though. It is such a complicated system, that you really do have to implement the bill to see how it works (in detail, it should work in general but there will be bugs to be worked out). And it should be Congress's job to fix those bugs as they become apparent (which I am sure the writers of the bill assumed would be necessary). But, with Congress's current dysfunction, I am less confident that they will be able to do anything. So, it will be hard on some people. But, it is better than what we had. Hopefully, after this election those in Washington DC will see the light and congress can see this as a first step and continue to polish and improve it instead of their endless bickering.

    692. Re:So from here on out ... by sneakyimp · · Score: 1

      Unfortunately the federal gov't not only failed to uphold and protect the Constitution at least since 1900, but it also is clearly incapable of carrying out its direct duties - preventing States from erecting barriers to entry to businesses.

      Please remind me again which part of the Constitution states that the whole point is to prevent States from erecting barries to entry to businesses? I was under the silly impression that it was intended to govern people, not businesses.

    693. Re:So from here on out ... by tmosley · · Score: 1

      Yeah, and maybe the Soviet's five year plan will work. Why complain about it now? I mean, sure they are diverting water that goes to feed the lake you fish from. Surely it won't be utterly destroyed by this plan while simultaneously causing a massive famine that will cause a significant portion of the population to starve to death. Jeez, you naysayers are just a bunch of crazies.

    694. Re:So from here on out ... by Anonymous Coward · · Score: 0

      Who's the 3rd option?

    695. Re:So from here on out ... by sneakyimp · · Score: 1

      First, Obama and the Dems sold this as not a tax. So they lied. Obama is now responsible for raising taxes on all Americans to the tune of over a trillion dollars.

      Source, please?

      Second, it's a tax on you. Not what you earn, not where you live, not what you own, but you.

      Actually, it's not a tax on me. I have health care so I don't pay the fine. I don't make over $200k per year so the taxes don't apply. I don't have a "cadillac" health care plan so that's not taxed either. Nor do indulge in indoor tanning or take any prescription drugs for the time being.

    696. Re:So from here on out ... by tmosley · · Score: 1

      That's everyone, bub. Not just Americans.

    697. Re:So from here on out ... by toadlife · · Score: 1

      A high deductible plan is no more of a 'gamble' than a low deductible plan.

      I think maybe high deductible plan is a misnomer. The cheapest "high deductible" plans are actually so cheap, not because of the deductible limit, but because they have very low lifetime limits on claims paid and other sneaky limitations which can leave the insured out to dry and in bankruptcy court in a heartbeat.

      An an article on the ACA talks about high deductible plans allowed by the act...

      "The minimal, or bronze, insurance option allows out-of-pocket spending of up to $12,500 for a family of four. The actuarial value is 60 percent, which means, very roughly, that the plan only covers about 60 percent of the average person's medical bills."

      To me the that seems pretty flexible when it comes to high deductible plans. Where it is not so flexible is things like lifetime limits on claims paid, which I would guess are the cause of many/most medical bankruptcies.

      --
      I don't always use unix-like operating systems; but when I do, I prefer FreeBSD.
    698. Re:So from here on out ... by rolfwind · · Score: 1

      Blame those broad powers granted through phrases like "provide for the general welfare" in the Constitution.

      It's not broad, but people mistake it to mean personal welfare when it does not.

    699. Re:So from here on out ... by tmosley · · Score: 1

      Yes, actually. The beneficiaries are those in the military-industrial complex, which would not exist without our outrageous war machine.

    700. Re:So from here on out ... by Anonymous Coward · · Score: 0

      While this is true, they will have to pay the "Tax" for the period where they do not have the insurance. So the question is, what is the cost of the insurance vs. the cost of the tax?

    701. Re:So from here on out ... by sneakyimp · · Score: 1

      Mod parent up. People love to grandstand on incorrect assertions and obfuscate the point when competition is what it's really all about. Do we help our fellow human or do we fight tooth and nail to keep every last dime? Are we a social species or an individual species?

    702. Re:So from here on out ... by rolfwind · · Score: 1

      What part of "The powers not delegated to the United States by the Constitution, nor prohibited by it to the States, are reserved to the States respectively, or to the people" do you not understand?

    703. Re:So from here on out ... by Volante3192 · · Score: 1

      Okay, point to the 50% that you didn't want.
      And no, you can't say "Well, the mandate's 50% of the bill!!"

      Furthermore, this point of yours is very naive and ignorant (and typical of the common voter...)
      "A law should be simple, a couple of lines, and be done with it."

      How do you make a couple lines cover HEALTH CARE?
      This is a complex issue and it demands a complex solution.

      It's...well, I guess a car analogy works here. Picture the entire bill as a car. All the pieces need to be made a particular way at a particular time for the car to have a chance to run.

      If you design the parts independent of one another, a bolt here, a screw there, a fuse, a hinge, you might end up with a lot of well designed parts, but with no hope of ever putting them together, let alone forming a car, because they were never designed together.

      Oh, and if you move the goalposts and say "Well, we just build standards into the parts" you have to codify those standards, which moves away from your "couple lines" statement and ups the complexity by magnitudes.

    704. Re:So from here on out ... by serviscope_minor · · Score: 1

      Out of interest, what it is like in your world when you're so divorced from reality and facts.

      Have you ever heard of a country called the United Kingdom? Somehow despite haveing a complete and comprehensive national healthcare system, there is still an industry making good money selling private insurance.

      The fact that you believe that government healthcare will destroy the insurance industry means that you have never paid the slightest attention to anything except for rhetoric.

      Facts aren't rhetoric, by the way.

      --
      SJW n. One who posts facts.
    705. Re:So from here on out ... by Anonymous Coward · · Score: 0

      The question had nothing to do with what states can mandate it had everything to do with what the federal government could mandate. Failure to understand the distinction indicates that you don't understand the difference in powers between state and federal government nor do you understand the arguments that were being made for and against Obamacare.

    706. Re:So from here on out ... by painandgreed · · Score: 1

      You do realize that Romney drafted a very similar plan?

      Ya, but if elected president, he never would have seriously expected it to make it through congress. Just run it up the flag pole, get shot down, and go on with business able to tell people he tried. Just like the last two presidents.

    707. Re:So from here on out ... by rolfwind · · Score: 1

      If congress wants to tax people who don't enter into a business agreement with a third party, they can (and, did).

      Back in the 1930s, under FDR, they quasi illegalized marijuana. How did they do this? Under an amendment like with alcohol? No, just with requiring it be sold with a tax stamp like with tobacco, and then simply not giving out tax stamps, making it impossible to sell. This went to SC and the court simply allowed it under Congress's taxing power.

      This has happened time and again since then, and now is most recently upheld in this latest Healthcare case.

      Let me ask supporters of this decision something: What if you don't go to church? Well, the 1st amendment would block it, but hey, Uncle Sam should just be free to charge you a nonbeliever tax! Voila! No Constitutional infringement, right? Should and would this reasoning be allowed? It's just taxes afterall and those are under the Federal jurisdiction.

      This is no different than the Government forcing states to comply with certain rules (21 y/o drinking age) or withhold interstate funds from them. Give the government the power of the carrot and the stick and you don't have a limited government anymore. You have one that simply has to loophole itself into what it wants when it wants.

    708. Re:So from here on out ... by sneakyimp · · Score: 1

      There are exceptions to the mandate fine for low-income folks. According to wikipedia:

      Low income persons and families above the Medicaid level and up to 400% of the federal poverty level will receive federal subsidies on a sliding scale if they choose to purchase insurance via an exchange (persons at 150% of the poverty level would be subsidized such that their premium cost would be of 2% of income or $50 a month for a family of 4).

    709. Re:So from here on out ... by rolfwind · · Score: 1

      Follow the Constitution and make an amendment for single payer system or some other Constitutional remedy and not twisting the document (which has been twisted for over a century now) to say what it doesn't and nullify the very concept of limited government?

      The only reason Hospitals have to treat uninsured is because of the law, otherwise they would have to. When we decided long ago that healthcare was a positive right (which is essentially what happened there), it should have been funded as single payer off the bat.

    710. Re:So from here on out ... by Anonymous Coward · · Score: 0

      and the country has been bailing them out since...

      who will bail us out when the unfunded liabilities balloon past $100 TRILLION?

      rationing? more tax increases?

    711. Re:So from here on out ... by sneakyimp · · Score: 1

      Health insurance is horribly expensive for anyone who doesn't get it through work

      That's a pretty broad generalization now, isn't it? As a freelancer, I pay my healthcare myself and it's not great, but to say it's "horribly expensive" seems an exaggeration. It's about 3 times my phone bill.

    712. Re:So from here on out ... by tmosley · · Score: 1

      And here we have the result of government involvement in the economy--people made into mean creatures who hate anyone who wants to be free based on the premise that their taxes pay for the other person's freedoms. Prior to the rise of widespread health insurance, medical care was cheap. Doctors would visit patients in their homes, and hospitals were universally run by charitable organizations. No-one was left to die in their own filth, as alen now so viscously desires. They paid if they could, and the rich donated to pay for the care of the poor.

      How far we have fallen. We are a heartbeat away from barbarism.

    713. Re:So from here on out ... by P-niiice · · Score: 1

      Care for the Obese is a great way to prevent huge spending later.

    714. Re:So from here on out ... by David+Chappell · · Score: 1

      How does his life improve when nobody pays the police, fire department, army, navy, air force, marines, and border patrol? How does life improve when there are no federal highways or public schools or courts or prisons or international airports?

      That is precisely my point. His life would improve only if others still had to pay taxes.

      Dreaming about what what one could do with "that missing 1/3 from your paycheck" shows a lack of awareness of why we pay taxes.

      Also, it's spelled "further" and not "furthur".

      I know. I can never remember which spelling is correct.

    715. Re:So from here on out ... by danbert8 · · Score: 1

      Only if you have a Y chromosome and are over 18...

      --
      Yes it's an anecdote! Were you expecting original research in a Slashdot comment?
    716. Re:So from here on out ... by danbert8 · · Score: 1

      Speak for yourself... I voted libertarian.

      --
      Yes it's an anecdote! Were you expecting original research in a Slashdot comment?
    717. Re:So from here on out ... by Ichijo · · Score: 1

      Make it easier for the hospital to garnish the wages of the uninsured patient and to bill the federal government for any shortfall.

      --
      Any sufficiently unpopular but cohesive argument is indistinguishable from trolling.
    718. Re:So from here on out ... by CBravo · · Score: 1

      You don't mind paying for your army but you do mind paying for your fellow citizens (including your family, friends, coworkers, ...)?

      --
      nosig today
    719. Re:So from here on out ... by danbert8 · · Score: 1

      Bullshit... Healthcare didn't exist 200 years ago. Back then the doctor sawed off your leg and you prayed you weren't dead in the morning. I'm sure you can find someone glad to do that for a few bucks. Healthcare is about quality and length of life. In no way do you need healthcare to live.

      --
      Yes it's an anecdote! Were you expecting original research in a Slashdot comment?
    720. Re:So from here on out ... by dyingtolive · · Score: 1

      If you give subsidies to those who cannot afford insurance, then you're giving money, from the government, to people who are probably not actually paying that much in income tax. At that point, aren't you then still just getting 'taxed' after all, only this time it's coming out of your taxes rather than your medical bills?

      Granted, there could be something to it if the government can do it more efficiently, but for some reason, I have my doubts and fears about that.

      --
      Support the EFF and Creative Commons. The war is coming, and they're supporting you...
    721. Re:So from here on out ... by Anonymous Coward · · Score: 0

      Its called preventative care.

    722. Re:So from here on out ... by danbert8 · · Score: 1

      [Citation needed] If everybody didn't pay taxes, do you have evidence that his lifestyle would be worse? Or is that just the assumption you have in your world-view? I like to think that the lifestyle of Americans improved after they won independence from the king (and his taxes).

      --
      Yes it's an anecdote! Were you expecting original research in a Slashdot comment?
    723. Re:So from here on out ... by danbert8 · · Score: 1

      And they'd be better than government provided schools, better than government police protection, better than government fire protection, and better than government roads. Sounds like a great plan, let's try it out!

      --
      Yes it's an anecdote! Were you expecting original research in a Slashdot comment?
    724. Re:So from here on out ... by sneakyimp · · Score: 1

      My bad...you were making the same point I tried to make and I just didn't read carefully. Sorry about the snarky/pedantic spelling correction.

    725. Re:So from here on out ... by Volante3192 · · Score: 1

      Death panels. Oh that's rich.

      You know why no one's polled about the death panels in the bill?
      There aren't any.

      But you know who DOES have death panels? Private insurance companies. When your claim is denied for a procedure, that's a faceless bureaucrat ruling from a death panel. When you try getting a policy and it is denied because you have an existing condition, that's a faceless bureaucrat ruling from a death panel.

      So I'm sick and tired of this death panel crap, because we have them NOW and you don't give shit about them.

      And as far as the records? It's not just your business. It's the business of whoever will be treating you in the future.

      If you're on medication from doctor A, and you suddenly fall ill and unconscious in location 2, it might be important for doctor B treating you to know about that medication so they don't inadvertently kill you. Or maybe you have a preexisting condition or an allergy and you can't tell anyone because you're in no condition to

      Or maybe you're hoping they don't find out about your allergy so you can sue the pants off them if you survive?

    726. Re:So from here on out ... by dave562 · · Score: 1

      In the context of health, preventative maintenance is absolutely free. Drink nothing but water. Get exercise. Do not over eat. Simple and free.

      Your car analogy speaks volumes about your attitude towards self responsibility. You'll let your vehicle get to the point where it can catastrophically fail on a public road and just deal with the consequences then, rather than be proactive about it and be a responsible driver. That's real mature of you.

    727. Re:So from here on out ... by KingMotley · · Score: 1

      Reading isn't your thing, is it?

    728. Re:So from here on out ... by Khyber · · Score: 1

      As well equipped as I am, (plus industry ties) I could just crash the Agricultural system by giving this nice new tech of mine to another country.
      Free Market forces, I wield them.

      Everyone else would do the killing for me at that point.

      --
      Still waiting on Serviscope_minor to wake up to fucking reality and realize that Jessica Price isn't going to fuck him.
    729. Re:So from here on out ... by cyberchondriac · · Score: 1

      Well, technically, if's a tax break, then instead of charging people a new tax who don't get healthcare insurance, it should simply reduce the taxes of everyone else who does - that's a tax break; the other is a selective tax hike. So really, looking at it that way, taxes really just went up across the board, but those with insurance get a break.
      I really doubt my taxes are going to go *down because of this. Besides, this isn't really healthcare reform, it's healthcare insurance reform. Is there anything in this about limiting torts or reducing malpractice conditions/suits? That's the kind of thing that's making insurance so expensive, all the litigation and liability.

      --

      Look back up at my post, now look back down, you're on the Internet. Now look back up. I'm a signature.
    730. Re:So from here on out ... by Khyber · · Score: 1

      Can't be bothered to read a sig, eh? Ah well, not my problem.

      --
      Still waiting on Serviscope_minor to wake up to fucking reality and realize that Jessica Price isn't going to fuck him.
    731. Re:So from here on out ... by Rockoon · · Score: 1

      Insurance on universally needed services works best that way, as your high deductible plan makes it harder for others to afford insurance.

      How exactly does my business relationship with a private entity make it harder for others to afford insurance?

      The carts are leading the horse here. People with high deductible insurance are paying their own way right now.

      By forcing gamblers like you to be more responsible, costs for more responsible people are lowered.

      In what universe is personally taking on the cost of routine and highly predictable visits to doctors out of pocket considered gambling? Only in the universe of those that like to make stupid claims.

      People with high deductible insurance plans are the most responsible people in the country when it comes to health care, contrary to your ludicrously ignorant and obviously bias motivated lies. Thats right.. lies.

      And please stop deluding yourself into believing that your high deductible plan won't leave the rest of the people in the insurance pool on the hook if you come down with a catastrophic illness that costs millions of dollars to treat.

      I get it.. Either you think that insurance companies are taking a loss on high deductible plans because somehow amazingly they dont know the rates of catastrophic events.. or you have no idea what high deductible plans cover. Seriously you seem to think that it covers the exact opposite of what it covers. You do know that the deductible is what YOU pay out of pocket and the rest is covered by the insurance, right? That its not the opposite, right?

      --
      "His name was James Damore."
    732. Re:So from here on out ... by danbert8 · · Score: 1

      Bravo sir. You just explained liberty.

      --
      Yes it's an anecdote! Were you expecting original research in a Slashdot comment?
    733. Re:So from here on out ... by sycodon · · Score: 1

      If your insurance is a "Cadillac" plan, you will pay an extra tax.

      If your insurance plan doesn't meet the minimum standards, it will have to be upgraded and will cost you more.

      If your plan is juuust right, then perhaps your costs won't go up...maybe.

      --
      When Fascism comes to America, it will call itself Anti-Fascism, and tell you to give up your guns.
    734. Re:So from here on out ... by sorak · · Score: 1

      And most importantly, you also need a way to clean up the system so that any one of us can prove at any time that we can pay our bills. If I get carried into a hospital, right now, it could be a heart attack that will cost someone $50,000, or it could be something incredibly small that will cost a few hundred. Even if my bank statement says I have the money, right now, I can't prove any checks will clear. Maybe I just bought a total stranger a new Tesla roadster and the check hasn't cleared yet. If I don't have $50,000 in on-hand, then what are the odds of a banking institution approving a quickie loan initiated by a stranger, knowing that many of these loans are from people at risk of dying or losing their jobs? How much interest would such an institution have to charge to make that model profitable?

      And, if I have insurance, I still don't know if I can pay my bill. I may be unconscious and unable to tell what my policy is. Or maybe I know exactly what my policy is, but they'll weasel their way out of paying, leaving me back at square one.

      The medical industry hasn't been "free market" for a long time, and for good reason.

    735. Re:So from here on out ... by BronsCon · · Score: 1

      LED horticulture, interesting. I wonder how similar your LED tech is to what I developed and used on a couple hydro grow boxes (for tomatoes, but I'm pretty sure one client used at least one of the two I sold him for pot) I build back in '01.

      --
      APK quotes people (including myself) without context and should not be trusted. Just thought you should know.
    736. Re:So from here on out ... by Anonymous Coward · · Score: 0

      You do realize that the reason hospitalization insurance is so cheap is because they only pay if you are admitted and stay overnight in a hospital. They have a low limit in payout per day with a relatively low maximum payout per year, do not cover follow up visits or prescriptions. They do not cover emergency room visits and out-patient care that doesn't require an overnight stay. In addition to all of their limitations and hidden restrictions, they usually have high deductibles.

      The only justification they give for their existence is the promise of not having to file bankruptcy because of a hospital stay. They never said anything about being in debt while still trying to avoid the collection agencies.

      Most hospitalization policies are a scam.

    737. Re:So from here on out ... by Roachie · · Score: 1

      In 1989 I had a 'emergency problem" requiring a relatively simple, routine procedure to extract a foreign body.

      It set me back 20 bucks, total, cash, no insurance... in other words a 20 dollar bill transitioned from my wallet to the doctors till. Granted, the $20 in 1989 went further than it does today but it was no financial disaster, a loss of beer money :(.

      I bet the same procedure today would set one back hundreds of dollars. This is why there is a need for one to have health insurance lest little accidents cause financial hardship.

      Why, what is so different today?

      --
      This sig is not paradoxical or ironic.
    738. Re:So from here on out ... by RoccamOccam · · Score: 1

      Right. That completely makes it obvious. Give it up.

    739. Re:So from here on out ... by Anonymous Coward · · Score: 0

      TIL...

      That I'm in the top 1% (now if I could just remember which account my employer is depositing my billions in.)

    740. Re:So from here on out ... by Anonymous Coward · · Score: 0

      Not quite true. When FDR imposed price controls on employees and employers, perks like health 'insurance' were encouraged as substitution. It was not just a natural development in response to these wage mandates, it was actually specifically excluded from the government controls.

      https://www.google.com/webhp?q=roosevelt+employer+health+insurance

    741. Re:So from here on out ... by roman_mir · · Score: 1

      Here is the text, 193 pages, I went through it quickly.

      You are correct, the chief justice talks about taxes, while the remaining ones also add this is justified under the commerce clause.

      So it will have to be attacked later on, first on the fact that since it is a tax, it's an unconstitutional tax, it's neither a direct apportioned tax, nor is it a uniform excise tax. Gov't doesn't have ability to tax in whichever way it wants, the taxes still have to be constitutional.

      Secondly, as a commerce clause - well this again, assumes that the gov't can regulate business itself rather than act of buying something, so a business cannot be forced to provide a specific product, but the act of selling / buying over state lines can be regulated.

      The mandate is way beyond any business regulations, mandate is the exact opposite of commerce - it regulates ABSENCE of commerce.

      We do know that gov't has already crossed the line of unconstitutionality long ago (and the courts too), they did fine a farmer for NOT engaging in commerce.

      However you are not a business, presumably you are an individual. Regulating YOUR LACK OF ACTIONS is different than even regulating lack of actions of a business.

      Can you be required to work and if you are not working, can you be taxed... oh, sorry... fined for not working?

    742. Re:So from here on out ... by gtbritishskull · · Score: 1

      But the government is not paying for it all. Right now, there are a lot of people (last number I saw was 50 million) that do not have insurance. That means they pay $0 in insurance premiums. Even if they get a big subsidy (for example $4000 on a $5000/year premium), they are still putting in $1000. And it means they will get free preventative care. If you expand that to the 50 million people, that would be $50 billion extra to go towards health care (and reduce my premiums) and also they are more likely to get cheaper care at their primary care physician (which would be free) instead of going to the expensive emergency room. It may end up costing me more between taxes and premiums. It could cost me less. But, there would be millions more people insured. And that is worth something to me as well. I am willing to sacrifice some of my hard-earned money to make this country better. Keep in mind that 60% of bankruptcies are due to medical bills. How many people will be able to go out and start their own businesses, knowing that if it does not go well their family will not suffer from a lapse of coverage. Healthcare is holding us back in this country. I don't think this is the perfect solution, and I do not want it to be the final solution. I am just happy that we are moving forward (at least the Democrats are - Republicans can only seem to look backwards).

    743. Re:So from here on out ... by danbert8 · · Score: 1

      It's been ruled constitutional by 9 people elected by congress and approved by a president. That is hardly proof. In fact, any idiot can read the Constitution and see that this is a blatant violation of everything the Constitution stands for. Or have you not read the arguments presented in the Federalist and Anti-Federalist papers? Our founders are rolling in their graves.

      I have no desire to make laws more democratically. I have a desire to not make laws that are outside of the scope of government.

      --
      Yes it's an anecdote! Were you expecting original research in a Slashdot comment?
    744. Re:So from here on out ... by KhabaLox · · Score: 1

      It's a lot easier to collude, formally or informally, with a cartel of 3 or 4 members. There are far more sellers in the rental market.

      --
      Ceci n'est pas un sig.
    745. Re:So from here on out ... by Roachie · · Score: 1

      and I would like to add to / clarify your response: This is exactly why it is this way.

      I ( and others ) propose:

      1) Eliminate payroll withholding ( make people write a check for their tax liability every year )
      2) Make said taxes due in November, in time for elections.

      --
      This sig is not paradoxical or ironic.
    746. Re:So from here on out ... by danbert8 · · Score: 1

      So let's look at this 10 years down the line and see if healthcare gets cheaper... How much are you putting up? I'll wager 10 grand (probably be worth 100 grand in 10 years with inflation factored in).

      --
      Yes it's an anecdote! Were you expecting original research in a Slashdot comment?
    747. Re:So from here on out ... by roman_mir · · Score: 1

      I was under the silly impression that it was intended to govern people, not businesses.

      - you are under a silly impression indeed, government isn't there to govern people, it's there to protect people's freedoms, but that fine point has been lost on you and many others long ago. Gov't is not supposed to be your ruler under the Constitution, it's supposed to be your servant. Well, long live that idea.

      Now, as to your question: general welfare relates to ensuring that the entire Union is in a good social and economic shape, but it's not about individual welfare, it's about the entire union, as in - the collection of States, and you should familiarise yourself with some history of your country (if it is yours, I assume it is, maybe I am wrong), there is always context to everything in the Constitution, it didn't arise from vacuum, so every provision there was a response to a particular problem, and that was the problem the general welfare clause was addressing - States creating artificial barriers to entry, and it's not about businesses, it's about individuals, businesses are individuals, not in the way people are humans, but in the sense that businesses are ran by individuals, so when you set a barrier to entry to a business, you are setting a barrier to entry to a human who is running that business, and general welfare is supposed to ensure that there are no barriers to entry that create artificial disadvantages across State lines and prevent competition.

    748. Re:So from here on out ... by dyingtolive · · Score: 1

      Well, regardless of how it turns out, I certainly agree with your last statement. This sounds far from perfect, but costs were getting out of hand with the old system. I suppose all we can do is wait and see if this does what it's supposed to.

      --
      Support the EFF and Creative Commons. The war is coming, and they're supporting you...
    749. Re:So from here on out ... by Straif · · Score: 1

      A lot of health insurance policies do not meet the required standards of the definition of health insurance under Obamacare, which is the GPs point.

      Prior to this a person could choose their insurance to fit their needs, only cover catastrophic injury, high deductibles, selective coverage (no special 'reproductive' coverage), etc.. and get a policy that covers only what they want for a price they were willing to pay. Under Obamacare all policies are required to have certain coverage levels as well as cover certain procedures/conditions, regardless to the fact that in some cases it would be biologically unnecessary for you to make use of that coverage (not a lot of need for birth control pills or morning after pills for the average guy). For some people this will be a help but for most it will result in increased costs as they no longer have the option of tailoring their policies to their needs.

      It's much the same as getting car insurance on a car you own vs one you lease. Due to the level of coverage required, insurance on a car you own can be much less than on a lease. Both insurance policies will require coverage for anyone you may cause injury to but the policy for a leased car will also require a certain amount of coverage for the leased vehicle, an added expense many people opt out when not forced on them by a 3rd party (the leasing company). In the case of Obamacare the Federal Government is essentially acting a a lease holder for your body and forcing their specific requirements on your coverage; requirements that can be changed at the whim of this or any successive Congress or even simply a bureaucrat that's puts in charge of handling the governments 'interpretation' of this spaghetti law..

      --
      Of course that's just my opinion...... you could be wrong!
    750. Re:So from here on out ... by UnknownSoldier · · Score: 1

      > When I get my paycheck I see 1/3 (Federal and State Taxes) go away, That in my mind is money I never had, s

      So the _time_ *you* spent doing your job is not yours???

      OK, buddy ...

    751. Re:So from here on out ... by Anonymous Coward · · Score: 0

      Actually my premiums have been flat to slightly down the past two years with the exception of dental, which isn't covered by Obamacare anyway. It will be interesting to see if that remains the case.

    752. Re:So from here on out ... by David+Chappell · · Score: 1

      [Citation needed] If everybody didn't pay taxes, do you have evidence that his lifestyle would be worse? Or is that just the assumption you have in your world-view? I like to think that the lifestyle of Americans improved after they won independence from the king (and his taxes).

      I am confused by your questions. What does your, um... world view say would happend if Americans all just stopped paying taxes? Is my "assumption" that at least some of our tax money pays for things we need and would have a hard time aquiring privately (such as roads, courts, police protection) incorrect?

      Remember, I was replying to an AC who seemed to think that the money that is taken out of our paychecks for taxes just disappears, that if we could somehow stop the government from doing that, then we would all be rich. He didn't seem to be aware that our tax dollars pay for services that we receive.

      As for your last point, I believe the slogan of the revolution was "no taxation without representation". So they didn't get out of paying taxes. They got to decide (collectively) how their tax monies would be spent.

    753. Re:So from here on out ... by Anonymous Coward · · Score: 0

      > then the answer is simple: the government should provide it directly, like it does for many other things

      and every effort to pass such legislation since the 1930s has been labeled as communist and subversive, so go cry about that you historically-challenged fool.

    754. Re:So from here on out ... by Alomex · · Score: 1

      No Obama's lawyers TOLD the Supreme Court it's just a tax,

      That's absolutely false, which is rather easy to check. Still you get modded 5, Informative because your false statement has that truthiness quality to it.

    755. Re:So from here on out ... by khallow · · Score: 1

      so when you break your arm, and you have no insurance, and you go to the hospital, and avoid the bill because you don't have a $50,000 healthcare fund in your checking account and you live paycheck to paycheck like most americans, the rest of us will have to pay that $3,000 to fix your arm

      cts, it's simple. Call his bluff. Don't offer the service without payment up front.

    756. Re:So from here on out ... by tmosley · · Score: 1

      My mother went to the ER and was found to have diverticulitis. The doctors did nothing but advise her on her diet for the next few weeks, and say that she should get more fiber. THey MIGHT have given her antibiotics, I don't remember offhand. Total cost? $12,000. If we could buy antibiotics without a prescription, we could have made that diagnosis ourselves, but it is ILLEGAL (as in put you in jail) to practice medicine without a license, and antibiotics are a controlled substance.

      Use of burdensome regulation to prevent competition and thus drive up prices is a characteristic of a fascist system. You can't solve the problems of a fascist system with more fascism.

    757. Re:So from here on out ... by UnknownSoldier · · Score: 1

      So basically you're putting a price on life ...

      Nice to see where your priorities lie.

    758. Re:So from here on out ... by White+Flame · · Score: 1

      But now I would like to see Romney win the presidency & appoint some limited-government constitutionists to the Court (and the lower level courts).

      Ron Paul for Supreme Court Justice! :-D

    759. Re:So from here on out ... by Anonymous Coward · · Score: 0

      So, how much do you pay for health care? Do you have dependents?

    760. Re:So from here on out ... by khallow · · Score: 1

      I didn't. I voted for their opponents.

    761. Re:So from here on out ... by Straif · · Score: 1

      It's not a tax break, it's an active tax; meaning a person without coverage will have a portion of their tax refund reduced by the amount of the tax (effectively a fine) while a person with coverage will receive no extra monies in their refund check. A tax break would mean the person without insurance would get back the exact same refund as usual while the person with coverage would get back a higher than usual refund.

      The funny part is if you are not receiving a refund of any kind, by the SCOTUS's decision, it does not look like the IRS can legally go after you for the health care 'tax' owned so if you're good at keeping your own books you can probably get around paying it.

      --
      Of course that's just my opinion...... you could be wrong!
    762. Re:So from here on out ... by ragethehotey · · Score: 1

      LOL at the idea of you being apathetic enough to stay home on election day, but somehow this motivates you enough to vote.

      the vast majority of people that would be upset by this, would already have been voting for Romney in the first place.

      be upset all you want by the ruling, but dont think for a minute that anybody is convinced by your fake indignation, clown.

    763. Re:So from here on out ... by sorak · · Score: 1

      From http://www.kff.org/healthreform/upload/8168.pdf. (Note that FPL is "federal poverty level").

      138% FPL - Medicaid
      * No premiums
      * Cost sharing limited to nominal amounts for most services

      139%250% FPL - Exchange
      * Sliding scale tax credits limit premium costs to 38.05% of income.
      * Sliding scale costsharing credits

      251%400% FPL - Exchange
      * Sliding scale tax credits limit premium costs to 8.059.5% of income.
      * No cost sharing credits

    764. Re:So from here on out ... by Anonymous Coward · · Score: 0

      So what you're saying is, I have to choose between a decent school for my kids and health care ?
      Nevermind that, I'm not spending more than I make mind you, but not much left to save either. Situation similar or actually better than many people in the area.

      Very sensitive to sudden changes in budget, such as the recent 80% hikes in medical insurance. Getting close to the question that prompted this thread "What about those who would like to have insurance but still can't fucking afford it? "

      If this plan forces people to reduce their standard of living so they can continue to afford medical insurance, it has failed.

    765. Re:So from here on out ... by Anonymous Coward · · Score: 0

      At the state level. That distinction makes all the difference in the world to those constitutional types.

    766. Re:So from here on out ... by rujholla · · Score: 1

      How do they shift cost to those with lower deductible plans? I too have a high deductible plan, and a health savings account to fund my deductible. The services that I receive are paid at the same rate as those with low deductibles, but I am paying more of the cost out of pocket. The reason my policy costs less than someone with a lower deductible is because the insurance company is not paying for most services, because I pay most out of pocket.

    767. Re:So from here on out ... by Anonymous Coward · · Score: 0

      or penis

    768. Re:So from here on out ... by danbert8 · · Score: 1

      My point is, taxes were originally only collected on imported goods. This would be plenty of money to run a small government as outlined in the Constitution. We didn't need income taxes until we started fighting wars with ourselves and the rest of the world. I think we'd all be richer if we stopped killing people and destroying property. Doesn't that make much more sense?

      And as you stated, no taxation without representation. The only politician who represents me currently is Ron Paul. And I don't pay my taxes to him. And there are plenty of people with representation who pay no taxation. I am aware that my tax dollars pay for services I receive. What I am arguing is that that tax money would be better spent if I bought the services I needed directly without a huge, inefficient bureaucracy where the only motive is to get re-elected providing services for me and taking as much money as they want by force.

      --
      Yes it's an anecdote! Were you expecting original research in a Slashdot comment?
    769. Re:So from here on out ... by sneakyimp · · Score: 1

      A constitutional scholar to the rescue! Allah be praised!

      you are under a silly impression indeed, government isn't there to govern people, it's there to protect people's freedoms, but that fine point has been lost on you and many others long ago. Gov't is not supposed to be your ruler under the Constitution, it's supposed to be your servant. Well, long live that idea.

      Yes I totally agree that the government is not mean to govern. That would be a total perversion of the English language I hold so dear. It's so much more accurate to equate the word government with servant. Thanks for disabusing me of all those silly connotations that I was getting all backwards!

      And thanks so much for providing such utter clarity in distinguishing the welfare of the individual and the the welfare of the nation. Lord knows they are not the same thing at all. And thanks so much for providing so much context so that I better understand the Constitution. And thanks so much for explaining to me how IBM and Microsoft and General Motors (i.e., "businesses") are just like me and you (an individual).

      I'm so glad the Constitution means I can summon the government (i.e., my servant) to drive me to your house, eliminate any barriers to me crossing into your state, and then protect my freedom to poke you in the eye with a sharp stick. I'm further glad the government (in the form of my beloved servant, Blanche Lincoln) is going to protect the right of Tyson Chicken to dump chicken shit in the Arkansas river without the threat of any pesky toxic waste lawsuits. These are, after all, the freedoms on which our nation was founded.

    770. Re:So from here on out ... by Anonymous Coward · · Score: 0

      This is not universal insurance. Honestly I can't understand why the progressives like this bill either. It is basically the government forcing its citizens to pay a private insurance company and it still doesn't provide coverage for everyone. It's still a nasty mish-mash that will do nothing but continue to drive up costs as it subsidizes the healthcare industry by compelling all citizens to buy overpriced coverage they may or may not want.

    771. Re:So from here on out ... by Anonymous Coward · · Score: 0

      ... and when those tasks get too complex for your local neighborhood you can elect a guy to manage them for you and pay him a small fee. When it turns out some people don't like him you can put it to a vote and elect someone else. As the complexity grows and the projects include more and more neighborhoods you'll need a few more managers to run things because the workload will be so great.

      Let this progress a couple hundred years and ultimately you end up with the same system you started off being opposed to. Democratic government is the natural evolutionary descendant of neighbors working together. Taxes are not the government taking money from you. Taxes are you paying for the services you use. If you don't want to pay taxes then start your own country and do all the work yourself or ask neighbors for help. When those tasks get too complex for your local neighborhood you can elect a guy to manage them for you and pay him a small fee... and the cycle will begin again.

    772. Re:So from here on out ... by sorak · · Score: 1

      I pay for my health insurance. I choose a high deductible plan.My costs are low.

      Now, they will probably triple because I'll have to pay for coverage for things I don't use such as OBGYN.

      So, thanks for raising my costs with no benefit to me.

      How do you know? Did it ever cross your mind that more people in the pool will lower your premiums? Why don't you wait for them to actually triple before griping about it?

      Why wait? even if they don't triple, I'm pretty sure the GOP will spend the next ten years blaming every rate increase, no matter the size or cause, on ObamaCare.

    773. Re:So from here on out ... by rujholla · · Score: 1

      Of course you can blow off getting insurance. You just pay the penalty (oops sorry the tax) instead of the insurance premium because it is much less. Meanwhile those of us who are responsible and pay insurance premiums now have to pay extra to cover those freeloaders who wait to buy insurance, because they can get it with pre-existing conditions. If you really think that those penalties, sorry taxes, will actually be used to help pay insurance you should take a look at the "social security lock box"

    774. Re:So from here on out ... by Anonymous Coward · · Score: 0

      Taxed if you do. Taxed if you don't.

    775. Re:So from here on out ... by UnknownSoldier · · Score: 1

      > . I don't come to Slashdot so I can talk about health care politics for fucking fuck's sake.

      So complaining about it will make these articles go away??

      I didn't realize you were _forced_ to read _one_ news entry.

    776. Re:So from here on out ... by Anonymous Coward · · Score: 0

      If you are a relatively young healthy 20-40 something you are not driving cost up for anyone. You are the least likely demographic to need medical care. What you are really saying is that it isn't fair that you don't pay for others coverage if you are healthy.

    777. Re:So from here on out ... by roman_mir · · Score: 1

      Ha, Federal government has authority to do certain things, but it only exists under the Constitution, which was ratified by the States, and if the Constitution gave an impression to the States, that they were surrendering their rights to the Federal government, they would have NEVER ratified that Constitution.

      Federal government IS given certain authority, and it is listed in the document, but of-course again, this is lost on you. The Constitution has been completely abandoned, this is also lost on you.

      As to this particular ruling today, here is my scholarly answer to that:

      1. The fine in the mandate is now defined as a tax, but since it is not a direct apportioned tax, nor is it a uniform excise tax, it is absolutely unconstitutional, and it should be challenged in court again on these grounds and if the gov't wants to go around this little problem, it will have to change the 16th amendment or add another one, now talking about a direct non-apportioned tax that is levied upon people for failing to buy health insurance.

      2. The argument in the ruling that the gov't has authority to apply mandate based on the commerce law - this is again, pure nonsense, as the people who are not buying insurance are not engaging in commerce, they are not businesses (just to clear that little point), they are individuals, but that doesn't matter, it is the ACT of commerce that can be regulated ACROSS state lines, not the business itself nor is it an act of not doing business, nor does that authority apply to commerce that doesn't cross state lines.

      Cheers.

    778. Re:So from here on out ... by hairyfeet · · Score: 1

      From what I understand they can't dump you for pre-existing conditions but they CAN use all the classic loopholes that they have before. Watch "Sicko" sometime and see how many damned ways insurance companies have come up with not paying out, frankly it'll shock you. they make sure there is so damned much fine print and weasel wording in their policies that unless you are a lawyer good damned luck figuring out WTF constitutes non compliance.

      And as another pointed out the tax is actually MUCH lower than what the insurance companies charge, especially if you have been ill or had any real medical problems in the past decade so unless you are getting it from your employer (which more and more employers are dropping health benefits precisely because of the ever rising costs) then you are better off paying the tax.

      They can waste points and mod me down but I'll say it again, Obama is a shitty POTUS and needs to go. if he would have actually stood up, demanded a single payer option along with caps on big pharma price gouging like many in the EU enjoy? I would be ALL FOR THIS and would be championing it everywhere, but he didn't. he waffled, caved, and outright lied to us (remember how he said ALL the negotiations would be transparent and then had them behind closed doors?) so ultimately the big insurance and pharma will make out like bandits, healthy people will pay the tax, nothing changes except more of your money will end up with big pharma and insurance without your say.

      --
      ACs don't waste your time replying, your posts are never seen by me.
    779. Re:So from here on out ... by Anonymous Coward · · Score: 0

      Agreed. Without roads, sewer/water, police/fire, garbage collection, health inspectors, schools for kids, etc, I'd say that's a major downgrade. certainly one that could not be made up for by 1/3 of his/her paycheck.

    780. Re:So from here on out ... by roman_mir · · Score: 1

      Just because I am not in USA right now, doesn't mean that I cannot speak about these matters, besides, clearly I am much more knowledgeable on these issues than you ever were (and probably ever will be).

      You do not understand what Constitution is, you don't understand what is constitutional, what is not, you do not understand what Constitution applies to, you do not understand basic economics, you don't understand unintended consequences, you do not know history. But you are of-course within your right not to continue this discussion.

    781. Re:So from here on out ... by rsborg · · Score: 4, Informative

      Really? I'm not in the 1% and I have no difficulty affording my health insurance. Exaggerate much?

      Lemme guess - you don't a) have a "pre-existing condition" that insurance companies find unprofitable to deal with and b) you don't take expensive medications (which have risen in cost at a strong multiple of inflation for the past 10 years and will continue to rise in cost).

      Thing is, both of these conditions can change - suddenly. When you can be revoked at any time, Insurance doesn't really give you much assurance.

      Your current state (and even precautions you take) doesn't have a definitive outcome on whether you will or won't draw an unlucky card next year or decade.

      --
      Make sure everyone's vote counts: Verified Voting
    782. Re:So from here on out ... by jimmy_dean · · Score: 1

      "The popular sentiment these days is that everyone should just fend for themselves, compete with each other as vigorously as possible, and those who are unable to compete do not deserve to live in our society. The entire outlook can be summarized in just three words: greed is good."

      That's complete crap. It's about freedom of choice here and not being told what to buy by the benevolent dictators in Congress. Why is it that if people don't agree with supporting people through redistribution and taxation that they automatically get labeled as greedy? The private donations of individuals and organizations that are not the U.S. government far out give the government. Politicians are the ultimate in greedy, taking other people's money to do as they please.

      --
      -> Sometimes, you just gotta break free from the shackles of proprietary code.
    783. Re:So from here on out ... by serviscope_minor · · Score: 1

      The fact remains that it's wrong, and fascist, to have the government require people to buy something from a third party. If something is so important that everyone really should have it, then the answer is simple: the government should provide it directly, like it does for many other things (like veterans' health care).

      Yeah, you know you're RIGHT! If only the government let you choose to either pay for the insurance or have it covered through taxes without paying a third party. That would be really neat.

      --
      SJW n. One who posts facts.
    784. Re:So from here on out ... by roman_mir · · Score: 1

      I am pretty certain you can refuse based on race as well, for example there are 'black' scholarships, there was a funny/sad story just a little while ago on this, a white student got a scholarship intended for blacks only, he got it based on merit, but they never saw him before he showed up to receive it, he gave it back though.

    785. Re:So from here on out ... by jfengel · · Score: 1

      It's equally silly that the mislabeling was required. The last few votes were cobbled into the supermajority precisely because it was mislabeled. They felt, probably correctly, that if it had been labeled a "tax", their constituents would have been more outraged than over an identical bill not labeled a tax.

      That's politics, not rational lawmaking. The Supreme Court likes to pretend that they get to be rational, even though they're generally just as partisan as any other branch of government.

    786. Re:So from here on out ... by Anonymous Coward · · Score: 0

      Please explain how that isn't EXACTLY the same problem that the individual mandate was supposed to fix?

      Because it's cheaper to contribute to someone's medical coverage than their medical bills. These people will likely start seeking preventive care rather than wait until an illness becomes too acute to ignore and go straight to the ED (or just use the ED as their primary care).

      Further, it will be cheaper because ONLY people who truly cannot afford coverage will be subsidized. The people who can but choose not to get coverage will also be contributing, in the future.

      What a dumb fucking question.

    787. Re:So from here on out ... by Straif · · Score: 1

      Of course if you don't have a mortgage you are not incurring the additional expenses of having a mortgage, which the tax break helps offset to some degree, so you're still ahead of the game financially. The mortgage tax break requires that you actively spend money to get a small portion back as a deduction on your taxes; in the end you still have less than a person who never entered into a mortgage.

      In the case of Obamacare, the tax is actively applied to anyone alive in the US, regardless of any activities they may partake in, and is only refunded if you happen to have a government approved insurance plan. The only way you can equate this to a tax break is if you raise the base tax rate by a percentage value equal to the 'fine' and then allow people to claim a 'health care' deduction to offset that raise.

      --
      Of course that's just my opinion...... you could be wrong!
    788. Re:So from here on out ... by trdrstv · · Score: 1

      This specific part is about fixing the pre-existing loophole that someone who decides not to pay for insurance but piggy backs on the healthcare system by using the ER (which is more expensive than regular visits and pushes the burden on the rest of us through higher medical and insurance costs). As costs got higher, more and more people made this decision (or it was made for them). This isn't the primary reason for health care costs going up, but it's contributing to it. At some point in time, this gap was going to need to be filled in some way (otherwise you and I will continue to pay for their insurance). I would have preferred a carrot rather than a stick (or a stick disguised as a carrot), but I personally can't think of a better solution. Can you?

      Kinda curious about something. How does imposing fines on non-participants actually help the healthcare model ?

      If a person doesn't have insurance and doesn't get insurance they get a fine they have to pay now... yet they are still uninsured and have fewer resources to buy insurance after paying the fine. This is also a federal fine not a bill from a private company that can go to collections or written off, this is a tax where if you don't pay they can put a lien on your house or throw you in jail.

      So assuming I have no insurance, and I can't afford it or for whatever reason don't get insurance. Any money I might of been saving will go to that fine (because hey, I like my house and jail not so much) and I still have to hit the ER and have someone else subsidize that cost.

      "That's what the fine is for!" you might say, but that tax money doesn't go to the private insurer or hospitol, it goes to the government so the private hospital has to eat the cost anyway.

      So unless I'm missing the news stories that describes how:

      1) these uninsured people are automatically put into an insurance pool and they legitimately have issurance (and need to opt out vs opt in) and it's paid from the revenues of this tax OR

      2) there's a Trust fund the government set up where this tax money is held seperate and private hospitals can file claims for re-imbursement for their unpaid emergency visits.

      Then I fail to see how that fine does anything but punish those who are already struggling. If anyone can provide links for 1 or 2 I'd appreciate it.

    789. Re:So from here on out ... by rujholla · · Score: 1

      Ok, so next year we pass a highway safety tax. Then we give a tax break to everyone driving an SUV, because if everyone is driving an SUV it will lower accident fatalities. Of course if you buy your SUV from Government Motors we'll give you a bigger tax break, because we want to stimulate the American economy.

    790. Re:So from here on out ... by Anonymous Coward · · Score: 0

      no he did it so he wouldn't have to pay out-of-pocket for his wife's cancer treatment. That fucker doesn't do anything unless it benefits him directly.

    791. Re:So from here on out ... by AvitarX · · Score: 1

      If Obama wins, I doubt it will get repealed for a while.

      Any bill repealing will get vetoed, and I actually suspect that in 4 years this bill will be looked favorably upon (not commenting on whether I think it's constitutional or right, just saying that I think people will like it).

      The fact that rates can only be determined by zip code will be a huge boon to small business and independent people. I suspect decreased disincentive to become a small entrepreneur, and increased competitiveness of small business (now paying the same as big business for healthcare) are going to be a major boost to the economy.

      --
      Wow, sent an e-mail as suggested when clicking on "use classic" banner, and got a fast response that addressed my msg
    792. Re:So from here on out ... by KhabaLox · · Score: 1

      I stand corrected. Although if the total of your mortgages is less than $1m you can claim the deduction on the interest of your 2nd home. You can rent this 2nd home out provided you live in it at least 10% of the time you rent it out for each year.

      --
      Ceci n'est pas un sig.
    793. Re:So from here on out ... by PopeRatzo · · Score: 1

      Last year's income: $130,000.
      Last year's paid taxes: $41,000.

      Son, you've have got to get a copy of Turbo Tax or a decent accountant. You understand how tax brackets work, right? You pay the same amount on the first 8700 as the person who makes $8700/yr. Then, you pay the same on the second bracket (up to about 37350, I think) as somebody who makes $37350/yr. So the highest bracket you pay is only applied to the amount above $85000. There's no way it would work out to be $41000. In fact, the highest bracket you're in is 28%, and if you were to apply that to your entire income it would be about $36000. So your actual tax rate would be approx 22.97%, which would put you at about $29k. And that's if you're a single guy. If you've got a wife and family, the bill goes down significantly.

      [actually, I think what you may be doing is adding in your state and local taxes, as well as real estate taxes. That all has almost nothing to do with this argument]

      Paying $41,000 in taxes on an income of $130,000 does not make you a freeloader. Far from it. But it also does not make you overtaxed or overburdened. I don't plan to organize a bake sale for you anytime soon.

      --
      You are welcome on my lawn.
    794. Re:So from here on out ... by Anonymous Coward · · Score: 0

      Yes, I would love this option. Health care is not a right. It is a business like any other. Too bad you you were only joking, I thought you actually got it for a second.

    795. Re:So from here on out ... by Anonymous Coward · · Score: 0

      Well your right, we could just wait for the patient to go to the emergency room, and we can foot that bill.

      It is cheaper to pay for the poor persons blood pressure meds, then it is to pay for his heart attack. Capiche?

      Get over it, you are going to pay EITHER way. Preventative care is cheaper then emergency care, and anyone who needs it already gets the emergency care. Id rather pay for the preventative thank you very much.

    796. Re:So from here on out ... by neoshroom · · Score: 1

      Yeah, this is a loser for all Americans. The majority of the country didn't want this legislation. It was voted down in congress and they had to resort to some trick to pass it. The entire time the Obama Administration kept saying that this was NOT A TAX ... that it was a Mandate. Now the SCOTUS says that it is unconstitutional as a Mandate, but it's ok at a TAX. So the bill that was passed was not only against the wishes of the majority of the people, it doesn't even work the way the minority said it would when it was voted upon.

      Not really factually correct. A majority of Americans like a majority of the acts of this law. The 'no preexisting condition' portion is particularly popular as is the 'no lifetime maximum' and the 'no copay for preventative care' portions. The one part that more unpopular with most people is the 'must buy insurance part'. But the rest of it doesn't work without that.

      Not really factually correct. A majority of Americans like a majority of the Affordable Ice Cream Act provisions. The 'unlimited flavor choice' portion is particularly popular as is the 'no sprinkles limit' and the 'non-diary option' portions. The one part that more unpopular with most people is the 'must buy ice cream'. But the rest of it doesn't work without that.

      I'm not against the act, though I think your logic is a little flawed. Popular support of the act is hard to judge, especially because it is widely misunderstood and politicized. Still, people like some things the act does, while fearing potential cost increases. Only time can really tell whether the benefits of the act will outweigh the fears of high costs, as costs have not yet been set in stone.

      The main point is that liking the ways in which something is provided, whether ice cream or insurance, cannot really be used as proof that you support everyone buying it.

      --
      Big apple, new Yorik, undig it, something's unrotting in Edenmark.
    797. Re:So from here on out ... by Anonymous Coward · · Score: 0

      You'd be surprised by the large number of "younger, poorer, healthier people" that find their way to an emergency room simply because they can't afford a doctor.

      Fuck that.

      You'd be surprised how many times our doctor tells us to go to the ER and we _have_ health insurance. Very good insurance as a matter of fact.

      Ah well...

    798. Re:So from here on out ... by rahvin112 · · Score: 4, Insightful

      It's funny you mention that because Roberts covered that. He specifically said that the Anti-Injunction act says it HAS to be called a tax for it to apply. So in the very specific case of the Anti-Injunction act it does matter what it is called because the law specifically says that it does. But in regards to the constitutional ability to levy taxes, the constitution says nothing about what it has to to be called. He simply said it doesn't matter what they call it, it's meets previous supreme court precedent for a tax so it's a tax. (walks like a duck quacks like a duck)

      It's a very well reasoned opinion and it scratches a very important itch of mine. Roberts has laid down important restrictions on the commerce clause in a majority supreme court precedent that can be cited in future cases! In fact I think this opinion is going to be cited in a whole bunch of future challenges of the commerce clause. He actually establishes a test of when a claim of commerce clause goes to far (though it's a vague test). IMO it would be hard for government to get past that test with a challenge to the drug laws.

    799. Re:So from here on out ... by Anonymous Coward · · Score: 0

      >For what I have needed, I have negotiated a lower cash price with the provider

      Don't get hit by a drunk driver.
      Don't fall off a ladder.
      Don't get stung by an as-yet-unrevealed genetic illness (diabetes, cancer, macular degeneration, etc., etc., etc.)
      Don't age.

      You're freeloading and you just haven't been burned yet. I pray to whatever god or gods exist that you never get seriously ill or injured, but you will, and, when you do, you're going to find that paying out of pocket is a non-viable approach unless you have a LOT of cash floating around. Find out how much the surgery to set a compound fracture is and then tell me you've saved it all in advance. Find out what it costs to get kidney dialysis three times a week. God bless you, but you have completely missed the point.

      I >>have been burned, and by factors completely outside my control: I do everything right (low BMI, exercise, good diet) and I still have genetically-caused high blood pressure (runs in the family) and genetically-caused bipolar disease (runs in the family) and I gladly pay my part for insurance because the alternative is choking to death in the throes of madness. Now, due to the ACA, unlike the last time I was out of work and broke, I won't feel like I'm choking all the time because I can't afford my BP meds or go nuts while trying to cope without expensive psych meds.

      In short, you have no idea how lucky you've been or how badly off you'll be if you keep doing what you do and your luck runs out BUT FOR THE ACA.

    800. Re:So from here on out ... by Anonymous Coward · · Score: 0

      Apparently you haven't been paying attention. Health care has gone up in cost every year, well over the cost of inflation. The only difference is that this year your insurer has a convenient scapegoat.

      --Jeremy

      You can just as easily replace "insurer" with "doctor" or "hospital" in that sentence, but no one wants to say those entities make too much money. In fact, they both have a higher profit margin than most insurers.

    801. Re:So from here on out ... by Anonymous Coward · · Score: 0

      SCOTUS somehow accepted that it's both a tax and a penalty, and yes, they are mutually exclusive, which is astonishing. Even while accepting the 'penalty' is a tax, the majority argued that Individual Mandate didn't fall under the Anti-Injunction Act (which prohibits tax legislation being tried until the tax is payed), because the majority accepted that the 'tax' was intended to be a penalty, and therefore didn't fall under the AIA for purposes of deciding the constitutionality issue. I read through all the opinions, and this is one of the most strained arguments I've ever seen. The dissent was clear and straightforward, arguing convincingly (in my opinion) that the two are mutually exclusive, and so the IM should've been thrown out under the Commerce Clause argument.

    802. Re:So from here on out ... by Anonymous Coward · · Score: 0

      The majority of the country, however, wanted every single major provision of the legislation. The hate is more of a result of a concerted PR campaign. Many Americans, like myself, wanted something better, more efficient, and more forward-thinking in scope, but that was "double socialism" or some such.

      I want complete freedom to use any substance whether a "narcotic" or patented drug imported drug. Why do I need to be coerced by the FDA/DEA/patent office just so you can have a universal health care system? Why can't the approval of the FDA be optional?

      Why can't I see medical professionals that are not licensed in my state? Why must the AMA be given a complete monopoly over the training of doctors?

      Why the fuck why?

      You want single payer. I want freedom. You might have made more progress if you aligned with liberty where our goals are not contradictory.

    803. Re:So from here on out ... by acoustix · · Score: 1

      First, Obama and the Dems sold this as not a tax. So they lied. Obama is now responsible for raising taxes on all Americans to the tune of over a trillion dollars.

      Second, it's a tax on you. Not what you earn, not where you live, not what you own, but you.

      So they got their technical win. Doesn't make it right though.

      Bullshit. The tax is only on those who refuse to get insurance. That will be an infinitisimally small number of Americans.

      So you have no problem with people being taxed simply for being alive? Can you please show me where in the Constitution that this is allowed? Can you give me examples of other similar taxes?

      The tax is to help pay for the current freeloaders and to help bring costs down overall (larger risk pool). And I don't need to show you where in the constitution that is allowed. The Supreme Court of the United States of America just did it for me.

      In other words, they just legislated from the bench. The fact is that this is/was *not* allowed per the Constitution. The federal government does not have the ability to do what it pleases. It's powers are enumerated from the Constitution and anything not specifically granted to the Federal government is granted to the states per the 10th Amendment. This sets an extremely dangerous precedent. There is nothing from stopping the government forcing you to purchase any product and/or service that they desire.

      --
      "A plan fiendishly clever in its intricacies"- Homer Simpson
    804. Re:So from here on out ... by Anonymous Coward · · Score: 0

      right, and the civil rights act causes this exactly HOW?

      wtf...

    805. Re:So from here on out ... by Anonymous Coward · · Score: 0

      Don't like it? Blame those broad powers granted through phrases like "provide for the general welfare" in the Constitution.

      Sorry, but "provide for the general welfare" is not an enumerated power.

    806. Re:So from here on out ... by lexman098 · · Score: 1

      Prior to this a person could choose their insurance to fit their needs, only cover catastrophic injury, high deductibles, selective coverage (no special 'reproductive' coverage), etc..

      Which doesn't sound much different than having no coverage. By "high deductible" the law stipulates more than $2000 for a single individual (per year). This seems pretty high given that most services only require a reasonably small co-pay until the deductible is met (even with high-deductible plans).

      Under Obamacare all policies are required to have certain coverage levels as well as cover certain procedures/conditions, regardless to the fact that in some cases it would be biologically unnecessary for you to make use of that coverage (not a lot of need for birth control pills or morning after pills for the average guy).

      I wasn't aware that insurance plans currently carried different premiums between male and female patients?

    807. Re:So from here on out ... by Belial6 · · Score: 1

      So, you are pretending like you won't ever need medical care that exceeds your premiums. Check.

      You are just as much of a gambler as syscodon, as his medical care, like yours, have not exceeded his premiums. You are just bent that he is playing a different set of odds than you.

      You might be right that socialized medicine is the best solution, but if you are it is in the 'stopped clock' sort of way.

    808. Re:So from here on out ... by Anonymous Coward · · Score: 0

      Also how much of the support comes from sheer "wishing will make it so" or "it's a great idea it just HAS to work"...

    809. Re:So from here on out ... by cayenne8 · · Score: 1

      Are we a social species or an individual species?

      Individual....at least...we used to be in the US. That 'do it yourself' mentality is what made us great....we've lost that somehow....hence, our downhill slide.

      No such thing as personal responsibility anymore.

      --
      Light travels faster than sound. This is why some people appear bright until you hear them speak.........
    810. Re:So from here on out ... by Anonymous Coward · · Score: 0

      What about people who don't want insurance but can afford to pay their own bills? I suppose they "deserve" to pay both...

    811. Re:So from here on out ... by Anonymous Coward · · Score: 0

      Your daughters friend will probably receive at least a partial voucher for the insurance. Then she can afford it, and you can take your overplayed argument elsewhere. Mmmm k?

    812. Re:So from here on out ... by FitForTheSun · · Score: 3, Informative

      When the fire department puts out a fire, they stop all the other houses in the neighborhood from burning down. Is this a concept you find too difficult to understand? That's a serious question, because your statement boggles my mind.

      The police "don't have a duty to protect you" and "the courts have stated this" in the sense that you can't sue the police when somebody robs you. That is a circumstance unrelated to the fact that the police do, in fact, for the most part prevent and investigate crimes. Once again, is that a concept you have never considered before now?

      You use the local school system even when you aren't enrolled it, and even when your children aren't enrolled in it, by enjoying the social and economic benefits of an educated citizenry. Public education is the number one most beneficial government program in the history of humanity, literally, bar none. Most people agree that we can do even better, but only a jackass would consider razing it because it is short of perfection. You didn't suggest razing it, so I am not calling you a jackass.

    813. Re:So from here on out ... by Belial6 · · Score: 1

      We see the same thing in low deductible plans. My wife worked part time for the holiday season at a K-Mart a few years ago. Insurance through my work was VERY expensive ($2700/mo), so when we saw that they offered medical insurance, we thought "Maybe it would be worth working part time permanently just for the insurance". When reviewing their programs, what we found was that the deductibles were low. The premiums were low, but the yearly maximum payout was $200 less than the yearly premiums.

    814. Re:So from here on out ... by Anonymous Coward · · Score: 0

      What free market pressure? Where else would you go? It's not as if foregoing insurance is a feasible option. What we have now is really no worse than what we had before.

    815. Re:So from here on out ... by FitForTheSun · · Score: 1

      Me too. I'm at the top end of what the government considers "middle class". The cost of my health insurance is deducted from what would otherwise be a higher salary. I suppose I could save money by simply buying catastrophic insurance and paying out of pocket for medical procedures, but only because I am a well person (today), and I don't at all mind subsidizing old, sick people. (I do wish the very old and very sick would just die instead of sucking up so much care at the very end, though.)

    816. Re:So from here on out ... by gr8_phk · · Score: 1

      Myself included, When I get my paycheck I see 1/3 (Federal and State Taxes) go away, That in my mind is money I never had

      Not to get too far off topic, but don't forget the "payroll tax" that your employer pays which bring it to 40 percent :-)

    817. Re:So from here on out ... by Anonymous Coward · · Score: 0

      >is because we allow illegal's to horde our resources

      BZZZZT

      No, it's because of the expensive technology we use that makes diagnosis so much better then at any time in human history and because the costs of so many uninsured people are being covered by the insured people in the insurance pool.

      but thanks for playing!

      oh, and it's "hoard", but that's still the wrong word to use here. ;*)

    818. Re:So from here on out ... by Anonymous Coward · · Score: 0

      Sorta like the money never existed at all, just popped into existence as some kind of quantum fluctuation, and then just as mysteriously vanished. Hope nobody tells the 9 people who borrowed the same virtual dollar.

      Helluva thing to bank your medical care on.

    819. Re:So from here on out ... by Anonymous Coward · · Score: 0

      Patriot Act? I would call that FAR more damaging...

    820. Re:So from here on out ... by tftp · · Score: 1

      Not, individually, afford to fund a national railroad or air traffic control system or anything like that.

      Yes, exactly like that. A railroad company would be formed, and investors (now with money) would be buying shares of it. Railroads to nowhere would be laughed at. But right now the government has uncontrollable use of your money, and it can spend it as the Congress wants (which is linked to campaign funding and other types of incentivizing that in any normal country would be seen as a bribe.)

    821. Re:So from here on out ... by FitForTheSun · · Score: 1

      Agreed, and the way to do that is simple: eliminate the tax break for benefits. Done and done. If it would cost the same amount to simply give you cash (salary) or to give you benefits, then employers will opt for the simple cash.

      I currently enjoy that tax break, but it is bad for the country, so I want to eliminate it.

    822. Re:So from here on out ... by Anonymous Coward · · Score: 0

      Of course a single person can live on a grand a month.

    823. Re:So from here on out ... by Anonymous Coward · · Score: 0

      Except, I will also be taxed on the premium increase for the employer paid portion, which will bump me up two income brackets... Yay!

    824. Re:So from here on out ... by rmstar · · Score: 1

      The fact that it has been done in the past with impunity as a method for social engineering and you seem to approve of that is quite frankly, scary as hell!!!

      What always amazes me is the incredibly low level of sophistication in these matters that is displayed in this kind of discussion. No vision of the state, no vision of politics, no vision of civilization. No vision and understanding of anything.

      Remember: The power to tax is the power to destroy.

      Please wipe the foam off your mouth. It makes you look even more stupid.

    825. Re:So from here on out ... by coinreturn · · Score: 1

      First, my claim of infinitesimal was how many would opt to pay the tax instead of get insurance. Since that is in the future, not the present, there is no measurement of that and hence I did not use it to describe 60M americans (wherever the hell you got that number). Second, I was responding to someone who said it was a tax on all Americans, hence the comparison.

    826. Re:So from here on out ... by FitForTheSun · · Score: 1

      It's a $600 tax on what will be a few percent of the 300m American residents. Let's round to 3.3 percent for easy numbers, that's ten million people times six hundred dollars, equals six billion dollars. How did you get from six billion to a trillion? You're off by more than two orders of magnitude. Even if every single person in the country had no insurance and refused to buy it, the number would be a hundred million. You might not agree, however, that using the phrase "over a trillion dollars" should be accurate within 99%, though, so you're probably okay with that.

      Anyway, it's a tax I support. It's a tax on freeloaders who refuse to be responsible. The rest of us are sick and tired of paying for your medical care. You're getting off easy only paying six hundred dollars.

    827. Re:So from here on out ... by FitForTheSun · · Score: 1

      Damnit. A hundred billion, obviously, not a hundred million. At a hundred billion, if every single American paid the tax, you are still off by 90%.

    828. Re:So from here on out ... by coinreturn · · Score: 0

      Just because I am not in USA right now, doesn't mean that I cannot speak about these matters, besides, clearly I am much more knowledgeable on these issues than you ever were (and probably ever will be).

      You do not understand what Constitution is, you don't understand what is constitutional, what is not, you do not understand what Constitution applies to, you do not understand basic economics, you don't understand unintended consequences, you do not know history. But you are of-course within your right not to continue this discussion.

      All your stupid-ass irrelevant opinion. Who the fuck cares what you think of OUR laws and OUR constitution. You are no expert on OUR constitution. Just because I disagree with your stupid-ass right-wing assessment of unintended consequences does not mean I don't understand basic economics, dumbshit.

    829. Re:So from here on out ... by ninjagin · · Score: 1

      The government cannot tell me that I can afford it, and they couldn't fine me. I'd be off to jail."

      There is no "off to jail" in the ACA.

      You'd be asked to prove that you did not have enough money to afford a plan on the exchange, then you would fall under medicaid (poverty proven, by then) and then you would pay a subsidized rate. As long as you don't opt out of carrying insurance at all, there is no "fine" or tax penalty.

      --
      .. pa-ra-bo-la, pa-ra-bo-la, 2 pi R, 2 pi R, where's your latus rectum, where's your latus rectum, 2 pi R
    830. Re:So from here on out ... by roman_mir · · Score: 1

      As I said, you are within your rights to stop participating in this discussion. I am much more knowledgeable on US laws and Constitution than you will ever be, clearly. As to economics - you can't even start understanding the basics of it, you don't have the mental capacity.

    831. Re:So from here on out ... by coinreturn · · Score: 1

      First, Obama and the Dems sold this as not a tax. So they lied. Obama is now responsible for raising taxes on all Americans to the tune of over a trillion dollars.

      Second, it's a tax on you. Not what you earn, not where you live, not what you own, but you.

      So they got their technical win. Doesn't make it right though.

      Bullshit. The tax is only on those who refuse to get insurance. That will be an infinitisimally small number of Americans.

      So you have no problem with people being taxed simply for being alive? Can you please show me where in the Constitution that this is allowed? Can you give me examples of other similar taxes?

      The tax is to help pay for the current freeloaders and to help bring costs down overall (larger risk pool). And I don't need to show you where in the constitution that is allowed. The Supreme Court of the United States of America just did it for me.

      In other words, they just legislated from the bench. The fact is that this is/was *not* allowed per the Constitution. The federal government does not have the ability to do what it pleases. It's powers are enumerated from the Constitution and anything not specifically granted to the Federal government is granted to the states per the 10th Amendment. This sets an extremely dangerous precedent. There is nothing from stopping the government forcing you to purchase any product and/or service that they desire.

      No, they did not "legislate from the bench." They UPHELD a law that was passed by the legislature. "Legislating from the bench" is a phrase used solely by poor losers.

    832. Re:So from here on out ... by Anonymous Coward · · Score: 0

      So, if the Canadian system is so good, why do wealthy Canadians come to the US to pay cash for treatment?

    833. Re:So from here on out ... by ninjagin · · Score: 1

      I think the current world record is 66, held by some guy in Norway. It might be hard to get advice from him, though. I think he's in a hospital, of all places.

      --
      .. pa-ra-bo-la, pa-ra-bo-la, 2 pi R, 2 pi R, where's your latus rectum, where's your latus rectum, 2 pi R
    834. Re:So from here on out ... by Anonymous Coward · · Score: 0

      Thomas Jefferson wrote the Constitution. James Madison wrote the Bill of Rights.

    835. Re:So from here on out ... by tftp · · Score: 1

      do you have health insurance? if no, then you are a freeloader

      Imagine that I am Bill Gates. I can buy a hospital - or ten. Why would I need insurance?

      Note that the threshold of self-sufficiency is much lower than BG's wealth. If you have a million or two under the mattress you are all set.

      Insurance is only needed when you cannot afford the loss. In all other cases you are better off self-insuring. That's what most large businesses do. They have the money; they don't need to beg someone else to pay for their loss.

      you have abrogated your financial responsibility to take care of your health

      Neither me nor anyone else has such responsibility. Unless you are religious and afraid of your god(s) - which I am not.

      if you get cancer, or have a heart condition, or something that is a cost higher than you can afford under your salary, you are shifting the cost to take care of you onto me

      If I cannot afford the treatment (such as it is above the mentioned million or two) then nothing on this planet will help me.

      Furthermore, if you are a cash patient you are treated like a King. All treatments are open to you, including those that are expensive and those that insurance companies do not pay for. I choose the best because I can afford it. Doctors love cash patients because it's the cash in the till right away - not a year later, after all the insurance bureaucracy signed off on the paperwork.

      are you saying it is impossible for you to have a health crisis you can't afford?

      It is up to an individual to determine what risks one can or cannot afford. But as I said at some level of wealth you are just as good without insurance as with it. Essentially, you have more money under your control than the insurance payout would ever be. Free men will choose what they want - to stand alone or to pool their resources into an emergency (insurance) fund.

      why don't you just use your brain cells, bang some rocks together, and realize you have a responsibility to have health insurance so you don't freeload off of me

      You are mixing things up here. The only responsibility I have is not to freeload off of you. The rest that you wrote has nothing to do with you.

    836. Re:So from here on out ... by coinreturn · · Score: 0

      As I said, you are within your rights to stop participating in this discussion. I am much more knowledgeable on US laws and Constitution than you will ever be, clearly. As to economics - you can't even start understanding the basics of it, you don't have the mental capacity.

      And as I said, that is YOUR FUCKING OPINION. And you are FUCKING WRONG. And you can stop participating, too. Making sweeping statements as to your knowledge means nothing, dimwit, fuckwad, narrow-brain, right-wing, racist, dickless, dips hit.

    837. Re:So from here on out ... by roman_mir · · Score: 1

      dimwit, fuckwad, narrow-brain, right-wing, racist, dickless, dips hit.

      - aah, beautiful, if that's what passes for an argument from your point of view then I understand why you can't grasp simple things.

    838. Re:So from here on out ... by Anonymous Coward · · Score: 0

      It might be a dismally large number of Americans. For the insurance companies. And the tax man.

      Must be nice to be able to force people to buy your product. You'd never think involuntary servitude was proscribed.

      Yeah, sure, that's a problem with taxation, period.

    839. Re:So from here on out ... by coinreturn · · Score: 0

      dimwit, fuckwad, narrow-brain, right-wing, racist, dickless, dips hit.

      - aah, beautiful, if that's what passes for an argument from your point of view then I understand why you can't grasp simple things.

      It's not an argument; it's an assessment of YOU. And it is equally valid as your claim of superior knowledge of US Constitution, Economics and my ability to grasp. Just because someone disagrees, it doesn't mean they don't understand. Of course your mental capacity (or lack thereof) makes it impossible for you to understand THAT.

    840. Re:So from here on out ... by Anonymous Coward · · Score: 0

      >military...are not engaged in commerce or production.

      oh for fuck's sake: so all the United States military's materiel is built by magical elves on invisible production lines and donated for free?

      can I have some of what you're smoking?

      military industrial complex https://en.wikipedia.org/wiki/Military%E2%80%93industrial_complex

    841. Re:So from here on out ... by roman_mir · · Score: 1

      shouldn't you restate your earlier arguments, including the

      dimwit, fuckwad, narrow-brain, right-wing, racist, dickless, dips hit.

      - wouldn't it make your argument gooder (it's a word that you may recognise, you know - good, gooder).

    842. Re:So from here on out ... by Anonymous Coward · · Score: 0

      Haha, sucks being you! why don't you sell your computer and drop your Internet service, JACKASS!

    843. Re:So from here on out ... by Anonymous Coward · · Score: 0

      Then there are those who might be willing to buy insurance, regardless of who might get a free ride, if it wasn't a losing proposition or a scam promising the moon, but with 50 pages of boiler-plate disclaimers and grounds for denial, if they're even being straight. Those who have the money to pay out of pocket even, regardless they have to hit people with a lawyer stick or some other kind of juju just to get access to it.

      The kind of people who don't do anything just because some asshole commaneded it.

    844. Re:So from here on out ... by Anonymous Coward · · Score: 0

      - aah, beautiful, if that's what passes for an argument from your point of view then I understand why you can't grasp simple things.

      yeah, because you would never resort to name-calling in a slashdot argument, nope, never.

        Moron
        socialist
        shit-head

      oh wait. you already did. sorry, but you have no moral highground on that one.

    845. Re:So from here on out ... by fiannaFailMan · · Score: 1

      Yeah, and maybe the Soviet's five year plan will work. Why complain about it now? I mean, sure they are diverting water that goes to feed the lake you fish from. Surely it won't be utterly destroyed by this plan while simultaneously causing a massive famine that will cause a significant portion of the population to starve to death. Jeez, you naysayers are just a bunch of crazies.

      Fine. Let's keep the current system then. Let's keep denying people coverage because of pre-existing conditions. Let's keep feeding millions into the pockets of profit-making insurance companies in the hope that somehow this will one day magically coincide with the public interest. Let's keep filling up emergency rooms with non emergency patients who can't get treatment anywhere else and then complain about why our health care costs so much.

      Nice touch on the Soviet famine reference too. Lets you make exaggerated hyperbolic statements without invoking Godwin's law.

      --
      Drill baby drill - on Mars
    846. Re:So from here on out ... by fiannaFailMan · · Score: 1

      Serious question. Why would insurance companies lower premiums?

      Competition.

      Next question.

      There's nothing in the law that says they have to.

      Was there any law on the books before Obamacare that said they had to?

      --
      Drill baby drill - on Mars
    847. Re:So from here on out ... by Anonymous Coward · · Score: 0

      Wow, that's pretty harsh. Can't we just hang them or something?

    848. Re:So from here on out ... by Anonymous Coward · · Score: 0

      I was going to post this under your GP post: Dude, we've got Kim Dot Com in da house! That also explains his shooting comment in that thread above!

      (In regards to being an International CEO). :)

    849. Re:So from here on out ... by Anonymous Coward · · Score: 0

      Actually it's more akin to a servant of your father/mother's, who is to do whatever you need done within reason while respecting the laws and punishments laid down by him/her. So while in a certain fashion they are beholden to your whims, anything outside the boundaries either set around you, or agreed upon by you they would disallow.

      Just because someone is a servant doesn't mean they don't have orders that may override your current state of mind, plans, etc.

      There's a variety of TV butlers who could be examined for further exposition of this concept.

    850. Re:So from here on out ... by circletimessquare · · Score: 1

      you want to be treated by doctors, not quacks

      no regulation means any asshole can say he knows what is wrong with you, charge you, waste your time, kill you

      can you put a price tag on that?

      --
      intellectual property law is philosophically incoherent. it is your moral duty to ignore it or sabotage it
    851. Re:So from here on out ... by Anonymous Coward · · Score: 0

      Respawn takes forever in RL though....

    852. Re:So from here on out ... by 10101001+10101001 · · Score: 1

      Well giving a the Carrot in terms of Tax Breaks for the poor isn't that useful.

      1. A lot of them pay small amount of tax, so the carrot would be small. For the Rich, it is a sizable increase, perhaps worth a changing a behavior.

      Except it doesn't really work that way. If I get back an extra $20 being poor, there's not a lot of worth in long-term planning even over a lifetime even with things like compounding interest. Meanwhile, if I get back an extra $20,000 being rich, then I make close to 1000x what the poor person is (maybe it's closer to 500x, but the point generally remains) and either I'm already investing a lot of that money already for which that extra $20,000 over a lifetime doesn't mean much--as the rest of my invested money already places me quite comfortably--or I'm not investing already and that extra money just means the same sort of "bonus check" it means to the poor.

      2. Poor in general (yes they are exceptions) don't tend to focus on long term planning, or how taxable their habits are.

      One, if you make very little, then you almost by definition have have to have long-term planning because there's very little other than food and clothing that you can afford directly with your income. Admittedly, this is more long-term in the "a few years" than long-term "until I retire", but the latter only really comes into play when deciding things like "should I get a mortgage on house X or house Y" and that's the sort of thing for which taxes probably are just outside the scope of consideration unless they're just crippling from the start. Meanwhile, as far as how taxable their habits are...it's not that they don't notice. It's just that their "sin tax" habits aren't things they plan to give up until they literally have to. That's the same general stubbornness I see in most everyone, really, which rather contradicts your first point.

      3. The poor will tend (yes they are exceptions) to get more support federally then the rich (Per dollar payed in taxes)

      Yeah, how dare the poor--who by seeming definition need outside support and for which the federal government has taken upon itself to be part of that support--be supported more than the rich--who generally speaking shouldn't need nor deserve any more than what everyone else but the poor get. It's one reason that a "flat tax" or any other "fair tax" system won't every be "fair" in any useful sense. Taxing the poor to then just further aid them again as much as you take away really just means any sort of "fair tax" is really a question of how to distribute the tax burden on the non-poor. And to that end...well..the poor have really nothing to do with the discussion.

      However giving them the stick, Would encourage a behavior change, because it is money that will go away vs money you will get back.

      Only if it cripples their ability to live as they were. But, then, that'd almost certainly compel the federal government to provide the funds for the poor and just sets up another way the federal government gets to decide how the poor should live, both in the positive and the negative sense.

      Myself included, When I get my paycheck I see 1/3 (Federal and State Taxes) go away, That in my mind is money I never had, so I don't think about it, if I get some back at tax time, it is just a bonus to me.

      And for most the poor, it's the vacation/Christmas budget (possibly in credit card bills), since saving that extra $10/week in their paycheck over a year doesn't add up to much. And meanwhile, you can get year-long enjoyment spending that $10/week (or $40/month or $80/2 months). Meanwhile, if that "bonus" went away and taxes were to drop significantly to compensate, then I'm certain most the poor would save for Christmas/vacation and the few who didn't would be either (a) ridiculed or (b) helped out so their small kids have toys (which sti

      --
      Eurohacker European paranoia, gun rights, and h
    853. Re:So from here on out ... by ProfessionalCookie · · Score: 2
      Yes, it is a tax on you. You will be paying for vouchers to support those who fall into a broad category of people who can't (or "can't") afford it.

      Actually, you'll be paying for me. I'm a volunteer abroad living well below the poverty federal level. I carry a high deductible low premium policy that covers me abroad and in the states and I have set aside money to cover the deductible. I take care of basic healthcare our of pocket and will only rely on my insurance in case of a health disaster.

      But unfortunately my current policy will soon be illegal. I will be forced into a plan that provides more coverage at a higher cost that I can not afford, but everyone else will pick up the cost of the premium (I will use a voucher).

      In the end it means that instead of me paying a doctor for basic care, you will be paying an insurance company, via the government, for nothing, especially since my geographic location prevents me from using most preventative and maintenance benefits.

      So I have two things to say, I'm sorry for being such a terrible waste of your money and thank you for paying my premiums, I would have never asked.

    854. Re:So from here on out ... by ProfessionalCookie · · Score: 1

      Wow, yes.

    855. Re:So from here on out ... by Archangel+Michael · · Score: 1
      --
      Agent K: A *person* is smart. People are dumb, stupid, panicky animals, and you know it.
    856. Re:So from here on out ... by ProfessionalCookie · · Score: 1

      I was under the impression that high deductible plans shifted cost to me, namely that I pay deductible for most healthcare.

    857. Re:So from here on out ... by Anonymous Coward · · Score: 0

      You'd be surprised by the large number of "younger, poorer, healthier people" that find their way to an emergency room simply because they can't afford a doctor.

      Also while statistically younger people do not have chronic illness, they make up for it in emergency care resulting from accidents.

      Aren't accidents what emergency rooms are for? I'm not going to schedule an appointment with my primary physician to have my thumb put back on.

    858. Re:So from here on out ... by Stormthirst · · Score: 1

      Because for 150 years you didn't go around picking fights with random people around the world.

      Seriously - a VERY large proportion of your national debt is from fighting wars

    859. Re:So from here on out ... by StormReaver · · Score: 1

      But now I would like to see Romney win the presidency & appoint some limited-government constitutionists to the Court (and the lower level courts).

      Do you realize that one of Romney's last acts as the Governor of Massachusetts was to require all state residents to have health insurance?

    860. Re:So from here on out ... by nurb432 · · Score: 1

      Yes i have heard that proposed many times, the only problem i see is most people cant estimate their taxes ( to be honest the feds make it hard to do it ) and will end up severely in the hole at the end of the year.

      Perhaps some sort of 'you will owe' on each check so people have a chance to plan ahead, and not get caught by a system designed to screw them. But they still have to write that check all at once.

      --
      ---- Booth was a patriot ----
    861. Re:So from here on out ... by strikethree · · Score: 1

      Hm. Lots of Anonymous Cowards parroting this line about freeloading. Fuck off. If you want to frame the debate, then do it as person who we can speak with.

      Shame on the mods for giving all these cowards so many mod points for flamebait assertions. :/

      --
      "Someone needs to talk to the tree of liberty about its ghoulish drinking problem." by ohnocitizen
    862. Re:So from here on out ... by strikethree · · Score: 1

      Awesome, a post about freeloading but done by a logged in account.

      Why do you think all opposition to this is about freeloading?

      Perhaps some people opposed it because all it does is validate the exorbitant cost of decent care.

      Perhaps others opposed it because they know that insurance itself is a scam.

      For myself, this is one of those BOHICA moments that absolutely nothing can be done about.

      --
      "Someone needs to talk to the tree of liberty about its ghoulish drinking problem." by ohnocitizen
    863. Re:So from here on out ... by strikethree · · Score: 1

      The one part that more unpopular with most people is the 'must buy insurance part'.

      I would be perfectly fine with Universal Healthcare if it were not being done through the thieving "insurance" companies. As if medical care is not expensive enough now... just watch what happens.

      --
      "Someone needs to talk to the tree of liberty about its ghoulish drinking problem." by ohnocitizen
    864. Re:So from here on out ... by Charliemopps · · Score: 1

      Your employer wants you to have healthcare. It's "cheaper" for them to pay for it, than it is for them to allow you to go without it. But if there's a "free" alternative, even if it's crappy, that's good enough for them.

      The REASON we have employer provided healthcare is because during World War II the federal government instituted wage controls. Employers were only allowed to pay you a certain wage. To attract more talented workers they had to find other ways to attract them that was not a direct payment. Vacation time, fringe benefits, and a relatively new idea... health insurance (or at least the precursor to insurance) were added to employment plans. The hospitals of the time had trouble with wildly fluctuating rates of income. During the flu season or during an epidemic, their income soared, but at other times they had almost no patients at all. When people did get sick, they had a hard time paying the bill. As a solution to all of this, hospitals started offering flat rates for a certain period of time... $6/year bought you 3 weeks in the hospital (keep in mind that you were basically just laying in a bed and getting food and water) These plans flourished until they were ubiquitous.

      Now they are expected to provide insurance. The only reason employers still pay for healthcare is because they have to. There is no other system to make sure their employees are insured. Well, there wasn't until now. So guess which one they'll pick?

    865. Re:So from here on out ... by Charliemopps · · Score: 1

      You mean someone else should pay for it for you. Sorry, I'd rather not.

      YOU have to pay for your own healthcare. That's the way it works. If you want to be a jobless bum... that's fine. But don't expect the rest of us to feed you, put clothes on your back and cure your cancer when you get sick.

    866. Re:So from here on out ... by Anonymous Coward · · Score: 0

      My point is, taxes were originally only collected on imported goods. This would be plenty of money to run a small government as outlined in the Constitution. We didn't need income taxes until we started fighting wars with ourselves and the rest of the world.

      Correction: we didn't need them until we started becoming a modern first-class industrial economy. You go right ahead and try to figure out how to create and run one of those without significant state involvement. (hint: this is a difficult task because history does not provide any successful examples.)

      Also, where exactly does the constitution proclaim "The federal government must be VERY VERY small! Starve the beast!"? Please provide a reference.

      I think we'd all be richer if we stopped killing people and destroying property. Doesn't that make much more sense?

      These are admirable goals. They do not require me to be a Paulite.

      And as you stated, no taxation without representation. The only politician who represents me currently is Ron Paul.

      "Taxation without representation" was about colonists not being allowed to have any elected representatives in the government which was deciding things for them. You, on the other hand, do in fact get to vote for elected representatives in the national government. Claiming the mantle of "taxation without representation" just because the guys you like lose elections is very dishonest.

      (If you wanted to reform our elections to a system other than first-past-the-post to get rid of the two-party duopoly which is an inevitable outcome of that voting system, I'd be right with you. But somehow I don't think that's what you had in mind.)

      And I don't pay my taxes to him. And there are plenty of people with representation who pay no taxation.

      Who would those people be, again? Please don't tell me you believe the stupid rightwing talking points about low income people paying literally no taxes. You aren't that dim, surely?

      If you are, please contemplate the fact that the talking heads are always trying to get you outraged about 0% income tax brackets. In spite of the fact that we as a nation choose to not impose income tax on people who are basically living in poverty, those people still must pay sales taxes, fees of various kinds, property taxes (usually in an indirect fashion, e.g. extra rent paid to the landlord to cover the landlord's property taxes, and other more subtle ways), so on and so forth.

      I am aware that my tax dollars pay for services I receive. What I am arguing is that that tax money would be better spent if I bought the services I needed directly without a huge, inefficient bureaucracy where the only motive is to get re-elected providing services for me and taking as much money as they want by force.

      If that's what you want, you can easily get it. Merely emigrate to one of the already-existing countries in the world where there is effectively no government, so you must buy all those services from private sources since there is no government to provide them. Problem solved! We'll be over here enjoying our civilization, you can go have fun being Free (to be exploited or killed by warlords) in a hellishly screwed up country like Somalia. I'm sure you won't miss the benefits of government by, for, and of the people one bit. Why, maybe I'll join you!

      (actually I won't)

    867. Re:So from here on out ... by Darinbob · · Score: 1

      So what you wanted instead is that we raise taxes on everyone, then give a tax break if you prove you have insurance?

    868. Re:So from here on out ... by ewieling · · Score: 1

      In 2010 the average total health insurance premium per year for a single person was $4,940, for a family it is $13,871 per year. This is according to the annual Kaiser/HRET survey of Employer-Sponsored Health Benefits.

      The Kaiser Family Foundation, based on historical data on premium increases from 1999 - 2009, projects a family will pay an average of $30,000 per year by 2019.

      Health insurance premiums were going to increase significantly without the Affordable Care Act. The existing system is not working, I'm willing to try something else.

      --
      I really shouldn't have used someone else's email address for this account.
    869. Re:So from here on out ... by acoustix · · Score: 1

      First, Obama and the Dems sold this as not a tax. So they lied. Obama is now responsible for raising taxes on all Americans to the tune of over a trillion dollars.

      Second, it's a tax on you. Not what you earn, not where you live, not what you own, but you.

      So they got their technical win. Doesn't make it right though.

      Bullshit. The tax is only on those who refuse to get insurance. That will be an infinitisimally small number of Americans.

      So you have no problem with people being taxed simply for being alive? Can you please show me where in the Constitution that this is allowed? Can you give me examples of other similar taxes?

      The tax is to help pay for the current freeloaders and to help bring costs down overall (larger risk pool). And I don't need to show you where in the constitution that is allowed. The Supreme Court of the United States of America just did it for me.

      In other words, they just legislated from the bench. The fact is that this is/was *not* allowed per the Constitution. The federal government does not have the ability to do what it pleases. It's powers are enumerated from the Constitution and anything not specifically granted to the Federal government is granted to the states per the 10th Amendment. This sets an extremely dangerous precedent. There is nothing from stopping the government forcing you to purchase any product and/or service that they desire.

      No, they did not "legislate from the bench." They UPHELD a law that was passed by the legislature. "Legislating from the bench" is a phrase used solely by poor losers.

      Then kindly show me where the Constitution allows this or show me a precedent where it has been allowed.

      --
      "A plan fiendishly clever in its intricacies"- Homer Simpson
    870. Re:So from here on out ... by Darinbob · · Score: 1

      You know, if we just got rid of that 1%, then the 99% remaining could just get along with each other. Oh wait, we'll still have a 1% of the remaining 99%, and we'll have protests from the 99% of the 99%. So we get rid of that 1% of the 1% too.

      And anyway, who decided it was the 1% that was the problem? Did someone do the math here to calculate this? Why isn't it the "we're the 99.73%" or the "we're the 94.2%" protests? 1% really feels like someone just picked a convenient number because it sounds good in non-debates.

    871. Re:So from here on out ... by Darinbob · · Score: 1

      I can't think of a better solution that would get past a congress full of do-nothings and people who think the current system isn't broken. The current bill is not great but it's the best you were going to get out of that reality tv show we call congress.

    872. Re:So from here on out ... by Anonymous Coward · · Score: 0

      I agree, cpu6502 most certainly is not one to be taken seriously in this debate.

    873. Re:So from here on out ... by Darinbob · · Score: 1

      You solution to people who don't play fair is to start shooting them?

      You're also not being forced into any business relationship. You can pay the tax instead. That's not "force" except by some twisted libertarian logic. Better solution than shooting people maybe is to head to a country without taxes.

    874. Re:So from here on out ... by Sabriel · · Score: 1

      We've waited long enough with our current slapdash system - where the insured subsidize the uninsured - that it's already in the midst of collapse, and is slated to collapse within 15 years. The bills are too high. Giving care to everyone without insurance for everyone is just wrecking us, especially because the only care you get while uninsured - emergency care - is the most expensive kind.

      So... basically the herd immunity principle applies to health care. Interesting.

    875. Re:So from here on out ... by Anonymous Coward · · Score: 0

      last i checked it was about $4k/month for familty coverage.
      maybe not the 1%, but shit. that's more than my take home pay.

    876. Re:So from here on out ... by gorzek · · Score: 1

      What company? Where? What level of coverage?

      Those dollar amounts mean nothing without context.

    877. Re:So from here on out ... by Anonymous Coward · · Score: 0

      jealous.
      you must be rather well off.
      paying for your own healthcare, to the tune of $3k/month for very modest family coverage, is beyond the reach of many americans.
      especially if their work drops them.

    878. Re:So from here on out ... by Straif · · Score: 1

      There are a lot of people that forcing a deductible of $2000 would be a huge increase to their plan. There are hundreds of plans tailored for the low risk groups that are designed to cover only catastrophic injury or disease. Most people under those plans pay out of pocket for things like routine doctor visits and even broken bones. You'd be surprised how cheap you can get some procedures done if you pay cash instead of going through the red tape of dealing with an insurance company. There are clinics and doctor's offices across the US that specialize in dealing with direct payment patients; it's a huge savings for them so they pass it on to their patients.
      For the people that prefer that kind of service the hundreds they save every month more than makes up for the reduction in coverage and they are still covered if, God forbid, they are diagnosed with some life altering illness. Those types of plans are now effectively gone except in cases where the cost of the plan + the 'tax' are still lower than the new federally approved plan.

      As for the male and female plans, the point is that while, for example, a 30 year old male could minimize their insurance costs by looking for a plan without a lot of extras like free birth control and mammograms, under the new system the likelihood of that is greatly reduced as insurance companies will be moving to more of a one size fits all plan system to deal with Federal guidelines.

      Insurance companies are not in the business of losing money so for every 'free' service the federal government foists on them they will simply price their plans to cover them. For the person getting that new 'free' service that could be a costs savings but for the millions that had no use for it it's an increase. Pre-ACA, companies customized plans accordingly, but now to meet federal requirements thats simply not an option.

      --
      Of course that's just my opinion...... you could be wrong!
    879. Re:So from here on out ... by danbert8 · · Score: 1

      So we are going to keep piling on more rules, more regulations, and have more people buy health insurance. And we are going to have the government manage it all. And prices are still going to increase? So what is the idea here? Just to get a supreme court ruling to say congress can do whatever the hell it wants?

      --
      Yes it's an anecdote! Were you expecting original research in a Slashdot comment?
    880. Re:So from here on out ... by youngatheart · · Score: 1

      Your explanation was good, but it didn't use a car metaphor so it kinda confused me. Now I feel obligated to offer one:

      • I accept the premise that practically everyone needs transport sometimes
      • The luxury sedan part of the Everyone Transported act sounds good
      • The heated seats provision sounds good
      • The GPS for all is great
      • All car payments come with free gas is good
      • I do NOT LIKE that my car payment tripled

      Humm...

      I'm against the act, but not because of the mandate/tax. I'm not against the provisions. The idea that health insurance and health care could use some legislative improvement is acceptable to me. I am against the idea that the only way to solve the problems is to force an entire nation to use one idea instead of letting 50 governments try solutions.

      "I predict future happiness for Americans, if they can prevent the government from wasting the labors of the people under the pretense of taking care of them."
      - Thomas Jefferson

      "My reading of history convinces me that most bad government results from too much government."
      - Thomas Jefferson

      "Government is not reason, it is not eloquence - it is force. Like fire, it is a dangerous servant and fearful master."
      - George Washington

    881. Re:So from here on out ... by shentino · · Score: 1

      I think it depends on whether or not fixing your arm can let you get a job and pay back enough in payroll taxes what the feds spent covering your ER bill.

    882. Re:So from here on out ... by Fjandr · · Score: 1

      Quite correct regarding the difference between the statutory definition of words (which can change between statute) and the Constitutional requirement to define something specifically in regard to how it actually functions. In terms of the Constitution, it must be either a tax or a penalty. There exists no creature which is both, and Congress must write legislation one way or the other. The conversion should not be made judicially in order to save it simply because Congress was hedging their bets on whether one form or the other would be struck down. The fact that hedge worked in this case is a horrible precedent to set. Rather than frame an issue explicitly in one way, they can frame it vaguely in a number of different ways and just hope one sticks.

      Regarding the tax vs penalty debate, the dissent distills it quite well (citations removed for clarity):

      The Government contends, however, as expressed in the caption to Part II of its brief, that “THE MINIMUM COVERAGE PROVISION IS INDEPENDENTLY AUTHORIZED BY CONGRESS’S TAXING POWER.” The phrase “independently authorized” suggests the existence of a creature never hitherto seen in the United States Reports: A penalty for constitutional purposes that is also a tax for constitutional purposes. In all our cases the two are mutually exclusive. The provision challenged under the Constitution is either a penalty or else a tax. Of course in many cases what was a regulatory mandate enforced by a penalty could have been imposed as a tax upon permissible action; or what was imposed as a tax upon permissible action could have been a regulatory mandate enforced by a penalty. But we know of no case, and the Government cites none, in which the imposition was, for constitutional purposes, both. The two are mutually exclusive. Thus, what the Government’s caption should have read was “ALTERNATIVELY, THE MINIMUM COVERAGE PROVISION IS NOT A MANDATE-WITH-PENALTY BUT A TAX.” It is important to bear this in mind in evaluating the tax argument of the Government and of those who support it: The issue is not whether Congress had the power to frame the minimum-coverage provision as a tax, but whether it did so.

      In answering that question we must, if “fairly possible,” construe the provision to be a tax rather than a mandate-with-penalty, since that would render it constitutional rather than unconstitutional (ut res magis valeat quam pereat). But we cannot rewrite the statute to be what it is not. “‘“[A]lthough this Court will often strain to construe legislation so as to save it against constitutional attack, it must not and will not carry this to the point of perverting the purpose of a statute . . .” or judicially rewriting it.’” In this case, there is simply no way, “without doing violence to the fair meaning of the words used,” to escape what Congress enacted: a mandate that individuals maintain minimum essential coverage, enforced by a penalty.

      Our cases establish a clear line between a tax and a penalty: “‘[A] tax is an enforced contribution to provide for the support of government; a penalty . . . is an exaction imposed by statute as punishment for an unlawful act.’” In a few cases, this Court has held that a “tax” imposed upon private conduct was so onerous as to be in effect a penalty. But we have never held—never—that a penalty imposed for violation of the law was so trivial as to be in effect a tax. We have never held that any exaction imposed for violation of the law is an exercise of Congress’ taxing power—even when the statute calls it a tax, much less when (as here)the statute repeatedly calls it a penalty. When an act “adopt[s] the criteria of wrongdoing” and then imposes a monetary penalty as the “principal consequence on those who transgress its standard,” it creates a regulatory penalty, not a tax.

      So the question is, quite simply, whether the exaction here is imposed for violation of the law. It unquestionably is.

    883. Re:So from here on out ... by shentino · · Score: 1

      It doesn't grant those powers, because they already had them by virtue of being our overlords.

    884. Re:So from here on out ... by Fjandr · · Score: 1

      Not entirely, but given the tax rate and income scales, most healthy young people can pay a whole lot less and go without coverage, thus raising the overall risk pool and the rates for everyone else. Then, if they get sick, they can't be denied coverage.

      At $50,000 a year, the penalty is only $1250 yearly. If coverage is over $100/month, it's cheaper to go without and only get it once something happens. I guarantee you a lot of people will go this route. It's an actuarial nightmare if you care about keeping costs for those in the system manageable.

      At the end of the day, the same people who were paying the bill before will still be paying the bill now, except there's now a financial incentive for someone who's young and healthy to actually opt out.

    885. Re:So from here on out ... by shentino · · Score: 1

      Seems you missed something called the 16th amendment.

    886. Re:So from here on out ... by j-beda · · Score: 1

      The mortgage interest deduction is only for the home that you are living in (or the fractional part they are living in).

      People who are renting out a building or parts thereof can deduct interest payments against income from that rental - it is a cost of providing the lodging, just like maintenance and property taxes and capitol depreciation.

    887. Re:So from here on out ... by Anonymous Coward · · Score: 0

      shut up, fleebagger

    888. Re:So from here on out ... by Fjandr · · Score: 1

      Calling coverage for things which are guaranteed to occur "insurance" has always annoyed me. It's a sign someone is either ignorant or intellectually lazy. I'm glad it's not just me.

      Universal healthcare and "insurance" are mutually exclusive ideas. Aren't there any actuaries on Slashdot? Nobody who understands that uncertainty != certainty? I mean, it's not like we're talking about quantum mechanics here...

    889. Re:So from here on out ... by Anonymous Coward · · Score: 0

      They passed it illegally by using reconcilation. That bill had nothing to do with the budget. They used reconcilation to illegally dodge a perfectly reasonable and valid Republican filibuster.

    890. Re:So from here on out ... by Anonymous Coward · · Score: 0

      also please explain how it could possibly be less expensive in the long run now that there is at least one extra level of beuracracy (that must be paid for) in the middle.

      First, do try to use your brain instead of being so reactionary, please.

      Second: because everyone will be covered and because illness and accidental injury is statistical, the cost will distributed more evenly against the fund of paid premiums. This causes costs to go down because insurers will not have to jack up rates to remain solvent.

      tl;dr: look at UK socialized healthcare.

    891. Re:So from here on out ... by muridae · · Score: 1

      The same Romney who voted in Romney-care for Massachusetts? The state that now requires you to have insurance or pay into the state insurance pool? The guy responsible for the law that Obama based this act on? Or are you talking about a different Mitt Romney?

    892. Re:So from here on out ... by thoth · · Score: 1

      I just got an email from corporate HR stating that my cost for health insurance is going up over the next two years because of this ruling.

      Because corporations are always 100% truthful, and they would never ever seize upon a convenient excuse for jacking up rates.
      Please, they were probably going to raise rates anyway.

    893. Re:So from here on out ... by KhabaLox · · Score: 1

      Yeah, see my reply to sibling post.

      My reading of irs.gov is that if you pay off your primary residence (or have a mortgage less than $1m), you can buy a "second home," say a condo in Hawaii for example, and stay there 1 month a year. Then you can rent it out the rest of the year, but still claim the interest deduction on that mortgage, up to a total mortgage value of $1m across both homes.

      --
      Ceci n'est pas un sig.
    894. Re:So from here on out ... by Anonymous Coward · · Score: 0

      I like the idea, we can start with the Patriot act, then No Child Left Behind, and any other cleverly named bs law congress has passed in the last 30 years or so.

    895. Re:So from here on out ... by omnichad · · Score: 1

      The proof of not being able to afford it is gross income - not net income minus my pre-existing financial obligations and subject to a concerned party's review.

    896. Re:So from here on out ... by bongey · · Score: 1

      Nope I just believe in evolution and the natural selection process.

    897. Re:So from here on out ... by cayenne8 · · Score: 1
      I think you misread me.

      Having healthcare disconnected from employment isn't having someone pickup the tab for you.

      Just the opposite....People should be responsible for their own medical dollars saved AND spent.

      If they wanted to do it right....let everyone SAVE their own money pre-tax by liberalizing the HSA (Healthcare Savings Accounts), to allow people to save for routine care, much like they budget for utilities, car and house payments...etc.

      Then, we could go back to making insurance only for emergencies...it used to be called Major Medical for a reason...it was there for something catastrophic.

      There is medicaid already out there for the jobless and destitute....but, I feel anyone that works, should also save part of their money for their routine care.

      --
      Light travels faster than sound. This is why some people appear bright until you hear them speak.........
    898. Re:So from here on out ... by coinreturn · · Score: 1

      Like I bother believing right-wing propaganda.

    899. Re:So from here on out ... by coinreturn · · Score: 1

      First, Obama and the Dems sold this as not a tax. So they lied. Obama is now responsible for raising taxes on all Americans to the tune of over a trillion dollars.

      Second, it's a tax on you. Not what you earn, not where you live, not what you own, but you.

      So they got their technical win. Doesn't make it right though.

      Bullshit. The tax is only on those who refuse to get insurance. That will be an infinitisimally small number of Americans.

      So you have no problem with people being taxed simply for being alive? Can you please show me where in the Constitution that this is allowed? Can you give me examples of other similar taxes?

      The tax is to help pay for the current freeloaders and to help bring costs down overall (larger risk pool). And I don't need to show you where in the constitution that is allowed. The Supreme Court of the United States of America just did it for me.

      In other words, they just legislated from the bench. The fact is that this is/was *not* allowed per the Constitution. The federal government does not have the ability to do what it pleases. It's powers are enumerated from the Constitution and anything not specifically granted to the Federal government is granted to the states per the 10th Amendment. This sets an extremely dangerous precedent. There is nothing from stopping the government forcing you to purchase any product and/or service that they desire.

      No, they did not "legislate from the bench." They UPHELD a law that was passed by the legislature. "Legislating from the bench" is a phrase used solely by poor losers.

      Then kindly show me where the Constitution allows this or show me a precedent where it has been allowed.

      Like I said, I don't need to. SCOTUS just did that today.

    900. Re:So from here on out ... by Kazymyr · · Score: 1

      Read the law again. It's not "the lesser of" but "the greater of"

      As in, the greater of $695 or 2.5% of income. If you make more than $27800/yr, then you pay the 2.5%, if less then you pay the $695.

      --
      I hadn't known there were so many idiots in the world until I started using the Internet -Stanislaw Lem
    901. Re:So from here on out ... by Anonymous Coward · · Score: 0

      If that's your understanding of the law, you should stop watching Fox and read about it on the NYT or the books written on it.

      Otherwise, just shut up and enjoy its benefits.

    902. Re:So from here on out ... by Anonymous Coward · · Score: 0

      Maybe he can't afford it or God forbid.. He only wants to be responsible for himself!

    903. Re:So from here on out ... by Anonymous Coward · · Score: 0

      Healthcare didn't exist 200 years ago. Back then the doctor sawed off your leg and you prayed you weren't dead in the morning. [...] In no way do you need healthcare to live.

      I think the guy who needed his leg sawed off would disagree with you.

    904. Re:So from here on out ... by Anonymous Coward · · Score: 0

      You have done nothing to address his actual point.

    905. Re:So from here on out ... by Anonymous Coward · · Score: 0

      "Bullshit. The tax is only on those who refuse to get insurance. That will be an infinitisimally small number of Americans."

      Bullshit. The tax is on everyone who can afford to pay it. this will be the overwhelming majority of Americans.

    906. Re:So from here on out ... by Kernel+Kurtz · · Score: 1

      Giving care to everyone without insurance for everyone is just wrecking us, especially because the only care you get while uninsured - emergency care - is the most expensive kind.

      While I completely agree with your post, I'd posit that emergency care is in many cases cheaper than preventative care, which is actually part of the problem.

      It is certainly the only care you will get for "free", though - treatment for acute but not chronic conditions. If you have a heart attack, they will try to resuscitate you. If you need bypass surgery and have no insurance then you wait for the next heart attack and they will try to resuscitate you again.

      I'm not an American and it makes me shake my head in wonderment that such a self professed leading first world country cannot find some way to provide decent health care for all it's citizens. Not just when they come in by ambulance.

    907. Re:So from here on out ... by Anonymous Coward · · Score: 0

      The idea is that now they actually have insurance (which the subsidy allowed them to purchase), and can go to a doctor and get a physical and get cholesterol medication and a stress test and maybe JUST MAYBE their massive heart attack will be prevented instead of them continuing to suck down beer and eat Cheetos until they are rolled into the ER with that massive heart attack in full swing.

      What do you think is cheaper?
      - Routine physical at a GP or clinic + ECG + Cholesterol medication
      - Massive heart attack treated at the ER

    908. Re:So from here on out ... by Anonymous Coward · · Score: 0

      You will...

    909. Re:So from here on out ... by toadlife · · Score: 1

      Excuse me. I was confusing high deductable plans with junk plans that have low yearly or lifetime limits. the AFA doesn't prohibit high deductible plans at all. What it does prohibit are junk plans that aren't actually insurance.

      --
      I don't always use unix-like operating systems; but when I do, I prefer FreeBSD.
    910. Re:So from here on out ... by mordred99 · · Score: 1

      There is a bigger point that I don't think the government should be messing with something that is subject to the free market. So telling us the individual mandate is something they overstepped their bounds. Little things like "pre-existing conditions" and other things like that, I am fine with. With your car analogy you are assuming that we want a car. I am saying what most Americans are for is the color or the trim, not the whole thing.

      Besides the 8 pages of boiler plate on any law ... it could be simple. "No insurance provider shall deny a person entry into a program based on pre-existing condition." No exceptions, easy to read, etc. that is what I am looking for in a law.

    911. Re:So from here on out ... by Anonymous Coward · · Score: 0

      I'm offended by the fact that you claimed that there are exceptions to your general observation, and so worked up that I'm not even going to bother thinking about your point! You, sir, are wrong about everything!

      (Just making sure that "You can't win" always applies.)

    912. Re:So from here on out ... by sumdumass · · Score: 1

      Here is the problem with tax breaks, you will not see a high enough tax reduction in someone's paycheck to cover the costs of health insurance. If you wait until the end of the year for the refund, then you have an entire year of trying to pay for coverage before you get reimbursed.

      Now, if someone can otherwise afford health insurance but doesn't buy it, they are the same people who will be able to pay for their medical services when needed. So outside a few people who might skip out on paying, or have an illness of such great depth that it drains their ability to pay, saying that wealthy uninsured people drive up other people's costs is a bit disingenuous.

      Now, if they wanted to ensure everyone is covered, then a more proper way might be to raise everyone's taxes and give a medical card to the poor then allow a direct deduction from your taxes for the costs of the policy up to a certain amount.

      One of the most infuriating parts of this is the penalty. If it is a tax that funds services and people who gain services outside the system can deduct those costs, it would sit better with a lot of people.

      The government should not be in a position of assigning penalties without court oversight to any citizen because they failed to buy a certain product. This ruling essentially says that the government can require everyone to purchase a firearm from an American manufacturer or better yet, their cousin vinny's firearms emporium else face a penalty of $10,000 a year. The government can say ever man and women ages 18 to 35 has to serve at least 2 years active duty in the military as soon as they are finished with school else face a $65,000 tax penalty. The government can now say, if you do not buy an American made car or flute or whatever, you will have to pay a tax penalty. It is simply ridiculous that you would have to buy something or face a penalty simply for being born in the United State of America- the land of the free as the government allows you to be.

    913. Re:So from here on out ... by datavirtue · · Score: 1

      I have seen no evidence that the uninsured are the ones weighing down the system. In the last month of a person's life they can easily spend more money on healthcare than they do their entire life. That is why a Comparative Effectiveness broad was established in the stimulus package, and why a National Coordinator for Healthcare Technology was established in Obamacare. What are those agencies for? I think the real weight on the healthcare system is the poor health of baby boomers and the greed of the various players in the medical industry. But, they got us fighting among ourselves and blaming each other, and small business picking up the tab. Mission accomplished.

      --
      I object to power without constructive purpose. --Spock
    914. Re:So from here on out ... by Sprouticus · · Score: 1

      Wait, you are trying to compare healthcare costs pre-1950 to today?

      doctors pay 100k+ just to get through school.
      Hospitals have literally millions of dollars in equipment to pay for.
      We have drugs available that were not.

      go ahead, go to the country quack circa 1870, he will give you some whiskey and saw off your arm instead of treating the infection you got. How does that sound.

      Moron.

      NOTE: Im not saying things are not broken. Medical school should NOT cost so much (blame the AMA). Hospitals should be more efficient with equipment and not in a fucking pissing contest to show how awesome they are compared to others. Drug companies should not force those of us in the US to subsidize the ocst of drug research for the ENTIRE world.

      But to compare our modern healthcare system to 'the good old days' is so stupid my eyes are bleeding.

      I wont tear into your other stupid arguments because I don't have time. The short version: Charity is inherently unequal, and a pure free market model is as pie in the sky stupid as communism.

    915. Re:So from here on out ... by datavirtue · · Score: 1

      Yes, but you are assuming he would be the only one doing when he in fact advocates everyone having this option which would indeed turn the medical industry into a real market. You know, where prices are set based on what people are willing to pay in a competitive landscape. Your capacity for analysis is obviously weak.

      --
      I object to power without constructive purpose. --Spock
    916. Re:So from here on out ... by datavirtue · · Score: 1

      You mean "kind of taxes...."

      --
      I object to power without constructive purpose. --Spock
    917. Re:So from here on out ... by Anonymous Coward · · Score: 0

      Don't be stupid. No one forces somebody else to pay for an accident or being sick. That's a horrible excuse. Fix the real problem then. Don't pay for it.

    918. Re:So from here on out ... by datavirtue · · Score: 1

      Best sub-thread in this whole mess of shitty head-in-the-sand bullshit yammer.

      --
      I object to power without constructive purpose. --Spock
    919. Re:So from here on out ... by sumdumass · · Score: 1

      Most of the criticism comes from all the hostility they receive when trying to figure out what it does.

    920. Re:So from here on out ... by datavirtue · · Score: 1

      Not necessarily. The "tax" is MUCH smaller than health insurance premiums, and it's not like you can't wait on getting health insurance until you really need it (that preexisting condition mandate comes in handy).

      This is what I plan on doing. I wonder how many others are eyeing this loophole. They will have to get very invasive to close it.

      --
      I object to power without constructive purpose. --Spock
    921. Re:So from here on out ... by Sprouticus · · Score: 1

      I get a tax break for having a mortgage.That is a specific type of product. People who rent dont, even though they pay for housing just like I do.

      The government feels that owning a house adds value to society (personally I disagree, but whatever). As such, they give a break to people who own houses and decide to pay with a mortgage.

      Same with kids.

      It's a tax. It has always been a tax. They just had to call it something else to get the bill passed.

    922. Re:So from here on out ... by AcidPenguin9873 · · Score: 1

      Please explain how that isn't EXACTLY the same problem that the individual mandate was supposed to fix? the only difference I see is that the money goes to the government, then to the poor, then to the health care industry, whereas before it went directly to the health care industry. also please explain how it could possibly be less expensive in the long run now that there is at least one extra level of beuracracy (that must be paid for) in the middle.

      I'll summarize, but these two points are on basically any website that talks about how this plan works:

      1. ER care, which is the only type of care that the non-insured canget, is BY FAR the most expensive type of healthcare that exists. If instead you get those same people into clinics for mild colds, in for regular checkups, OB/GYN appointments, etc., you will reduce the cost of providing care far below the extra level of bureacracy you have introduced. Taxpayer subsidies for these people still exist, but they now go toward much less expensive types of care, and those types of care (preventative medicine, regular scheduled doctor visits) will reduce the number of expensive ER trips.
      2. Insurance only works if you have enough participants to pool risk as well as money to pay for the risk. Healthy people who can afford health insurance but "choose" not to buy it drive up the cost for everyone else who pays for it. Here's how that works: eventually, those healthy people will need care. It's not a matter of if, it's a matter of when. So when they need care, they go apply for insurance and expect to pay the "normal" healthy-person rate, except that they are coming into the risk/money pool at a time when they are going to be draining more money out of it than they are paying in - they haven't contributed anything to it at all up to this point. So guess who pays for the added risk/cost of sick people joining your insurance pool? Healthy people do, when they join the risk pool when they are healthy! Now, many more of the previously-not-paying-into-the-risk-pool healthy people either will get private health insurance, or they will pay a tax to the government which covers their risk/cost.
    923. Re:So from here on out ... by Anonymous Coward · · Score: 0

      Actually there's no economy of scale purchasing power. Trust me, I've shopped and looked for it. No such animal, not for less than hundreds or thousands of employees. And it's just compensation, so it is very definitely your money that is being paid, not "company money". The benefit (or hit) comes from the mini-me socialization mechanism: health care, as important and expensive as it is, is not as important or lucrative as employment. So people pick their employers based on things other than the demographics of the health care pool. This produces a fairly random health care pool at each employer, allowing the really unhealthy individuals a chance to be subsidized without anyone complaining too loudly or walking away from the pool. Unhealthy, you win. Healthy, you lose.

      It also had the side effect of wrecking the ability of most individuals to get into a pool on an individual basis while they are young and healthy, and staying there forever. Instead we jump pools until the music stops, and maybe then we're uninsurable.

    924. Re:So from here on out ... by Keeper · · Score: 1

      The ultimate irony is that the "outraged" talking heads already have insurance...

    925. Re:So from here on out ... by Keeper · · Score: 1

      Tax breaks are not a form of coersion. There is no threat, intimidation, or use of force. No physical or psychological harm is inflicted or intimiated.

    926. Re:So from here on out ... by roman_mir · · Score: 1

      sure, 16th amendment, it relates specifically to income taxes and allows them, without changing anything else. Some believe that 16th amendment allows a direct tax without apportionment, that's not the case, direct taxes other than income taxes must still be apportioned.

      This is not an income tax here.

    927. Re:So from here on out ... by roman_mir · · Score: 1

      1800 to 1913 - medicine was becoming better just as well, costs were fallig.

      1913 to 1965, medicine was becoming better, costs were rising.

      1965 - 2012, medicine was becoming better, costs took off and were not just rising, they went into space.

      Difference? 1800 to 1913 - real money, no inflation, in fact deflation, no regulations on medical care, no regulations on medical insurance (which appeared around 1850 first, again, capitalism to the rescue)

      1913-1965 still not too many regulations, little government involvement, no Medicare, no price fixing, the costs were rising in line with inflation that was caused by the Fed, people bought insurance out of pocket, a family of 4 would pay $25 per year for a comprehensive plan, with $500 deductible, covering up to 50K per year (2.5 yearly stays in a hospital).

      People preferred private insurance to the existing options of Blue Shield, Blue Cross, I have a detailed journal entry on this.

      1965 - 2012. With government money in insurance, later with Nixon, and his deal with the insurance companies, all the patents and gov't created monopolies via the FDA, the prices in medical insurance skyrocketed, the prices in health care skyrocketed, all of it went up much faster than inflation.

      Now, in electronics the competition pushed prices down and even inflation couldn't cause the prices to stay up, that's how fast things were moving in computers, TVs, phones (once the gov't mostly stopped protecting AT&T monopoly on landlines), yet the expense to do research, build factories, release products was always considerable, it costs over 2 billion USD to build a fab as an example, it takes years of development to build a good product.

      If government started a program designed to 'help the poor' to give everybody a cellphone, a computer, a TV, the prices for all of those products would be going up, not down, while the quality would be much lower with much less competition in the field, again, because there would be government money and regulations in it.

      --

      As to charity - who says it should be equal exactly? Equality of charity - is that the motto? How about equality under the law? Equality under the law is obviously not enough anymore, we are looking for 'equality of charity'.

      The gov't isn't authorised to provide charity by stealing productivity of others, the gov't isn't authorised to run health insurance or health care programs, it's not authorised to do 99% of what it does today.

      You should move that 'moron' down to your signature section.

    928. Re:So from here on out ... by Anonymous Coward · · Score: 0

      So a State declaring that a lawyer or a financier or a doctor or an engineer, etc.etc., needs a professional license FROM THAT STATE even if he already has a professional license issued in any other State - well, that's a direct failure of the Federal gov't to discharge its duties.

      As a side note: In the European Union, this would be against the "four freedoms". It's funny that the US, being a federal state, is in some ways less integrated than the EU, which is only a confederation of souvereign Member States.

    929. Re:So from here on out ... by cerberusti · · Score: 1

      You cannot discharge judgments of that nature through bankruptcy.

      He may or may not actually pay you, but he will be legally obligated to do so no matter what. If he has wages and does not pay, you can get them garnished. If he has assets and does not pay you can get them seized and sold. You can probably also sell the judgement to someone else for part of the money (probably not a lot of they do not think he can pay it.)

      A decent attorney will likely be able to get you expected medical costs due to the injury in addition to any other considerations (loss of wages, pain and suffering, etc.) This is much easier to do if he was already found guilty in a criminal suit, but the money part is civil, and you will need your own attorney.

      You still need to pay the attorney for the civil suit though, and if the guy has no means to pay it is not going to change that.

      --
      I'm a signature virus. Please copy me to your signature so I can replicate.
    930. Re:So from here on out ... by metrix007 · · Score: 1

      I'm just curious, but do you also think women only gyms should be considered unconstitutional?

      --
      If you ignore ACs because they are anonymous - you're an idiot.
    931. Re:So from here on out ... by metrix007 · · Score: 1

      He has a point. You're trolling, badly.

      --
      If you ignore ACs because they are anonymous - you're an idiot.
    932. Re:So from here on out ... by cerberusti · · Score: 1

      Says the AC, like 1000 posts into the conversation he did not want to have. ( ;

      It probably qualifies as "stuff that matters" though, so no argument from me on running the article.

      --
      I'm a signature virus. Please copy me to your signature so I can replicate.
    933. Re:So from here on out ... by Anonymous Coward · · Score: 0

      The money also comes from cost savings generated through preventive care and scheduled care instead of ER care. Preventing diabetes is cheaper than treating diabetes, and all of its comorbidities. Preventing heart disease is cheaper than paying for a transplant and anti-rejection drugs. Catching cancer early and removing it where is erupts initially is cheaper than dealing with it once it has spread.

      The reality is, uninsured people don't really exist. When someone in need of care shows up at the ER, care is provided. The premiums for that health insurance have always been paid for by me and you, if you are insured (through higher premiums), pay your medical bills (through higher prices), or you are a taxpayer (through funding for hospitals, Medicare, etc.). That policy was the worst, least efficient kind possible, because it paid for no preventative care, incurred the highest possible overhead in collection and legal fees, and encouraged the worst outcomes. It allowed people to transfer the costs of the downsides of risky behavior to the rest of society, while the benefits of the upside (not paying insurance premiums) could be pocketed.

      The only alternative is a system where the ER doors are all closed, and the ambulances don't even leave the hospital until after the customer's insurance and finances have been verified.

    934. Re:So from here on out ... by Anonymous Coward · · Score: 0

      So this encourages another company to start up and compete for the demand that the 49 employee company can't satisfy. I keep hearing that small businesses are good, so this sounds good. Plus, those companies can compete, and competition is good, so more good. Where is the problem again?

    935. Re:So from here on out ... by Rockoon · · Score: 1

      Excuse me. I was confusing high deductable plans with junk plans that have low yearly or lifetime limits.

      You had no idea what you were talking about, but got modded +5 insightful (now only +4 insightful.) Congratulations on the benefits of slashdots general ignorance on subjects outside the tech field.

      the AFA doesn't prohibit high deductible plans at all.

      No, it just makes them unprofitable to offer because of the Medical Loss Ratio (MLR) mandated by the ACA is capped at 15% but does not include care paid for by Health Savings Accounts (HSA's.) High Deductible Plans (HDP's) have lower premiums per client, yet administrative costs per client remain largely unchanged. The reason HDP's were attractive to people in spite of a significantly higher percentage middleman cost was that accompanying HSA's have almost no middleman costs (HSA management is at no risk.)

      The only way to get HDP's to meet the MLR mandate is to lower the deductibles and raise the premiums to compensate, so that more care is covered. In other words, HDP's are impossible under the ACA.

      --
      "His name was James Damore."
    936. Re:So from here on out ... by Anonymous Coward · · Score: 0

      No, it isn't, it's because states have the right to set their own standards for commerce within their own state. For electricians each state will have it's own sets of building codes that they enforce, and generally each county will as well. Just because you've managed to pass the exam in one state doesn't necessarily mean that you know what the laws and regulations are in a different state. It also doesn't mean that the state is aware that you're intending to practice in their state.

      Sure you can get a drivers license in one state and use it everywhere, but the traffic laws tend not to vary too much in the general, it's the specifics where you'll be happier having an appropriate license.

      Or how about license to practice law? By your logic if I wanted to become a lawyer, I could train in NY and be fine to practice in CA. The only problem there is that there's a completely different set of laws, how should the state handle it if they can't require a specific license for operating in their state?

    937. Re:So from here on out ... by Anonymous Coward · · Score: 0

      The difference is that rather than getting health care through the ER, they get healthcare through regular doctors and are a part of the system. What broke the system was charity care for people outside of the system. These people will now get access to preventative care and in the long run will be healthier and less likely to have to have care for catastrophic conditions.

      It's almost like you people can't be bothered to do any research beyond what those jackasses at Fox tell you.

    938. Re:So from here on out ... by j-beda · · Score: 1

      Yeah, see my reply to sibling post.

      My reading of irs.gov is that if you pay off your primary residence (or have a mortgage less than $1m), you can buy a "second home," say a condo in Hawaii for example, and stay there 1 month a year. Then you can rent it out the rest of the year, but still claim the interest deduction on that mortgage, up to a total mortgage value of $1m across both homes.

      My memory of various tax jurisdictions may be off, but in general it doesn't really matter whether you take the deduction against rental income as part of the business expense or as a "homeowner", since they both end up as a deduction from your total income. The business expense can be used in more situations since you can use it even if you chose to use the "standard deduction" rather than itemize via Schedule A.

      If you are not reporting your rental income on your second home, then of course you won't be declaring any rental business income so the business expense of the mortgage could not be used, and it would be "better" to declare it on Schedule A. But discussing the best way to break the tax laws and unethically, immorally, and illegally avoid taxes seems a bit slimy to talk about. And maybe a bit foolish in a not-completely anonymous forum, particularly in a country that gives financial rewards to people who turn in tax cheaters via Form 3949-A.

      http://online.wsj.com/article/SB10001424053111903352704576540840395329676.html
      http://dontmesswithtaxes.typepad.com/dont_mess_with_taxes/2007/01/ratting_out_tax.html

    939. Re:So from here on out ... by Anonymous Coward · · Score: 0

      No, it is because someone has developed analytical skills that they can think beyond idealistic models and point out the harsh realities of... well, reality.

      It is because some has analytical skills that they realize good intentions are just that: intentions, that amount to very little (other than maybe make the speaker feel good and give them nice karma on slashdot)

      What's really dispiriting is people who dare to point that out is called a troll.

    940. Re:So from here on out ... by Crosshair84 · · Score: 1

      There would be no problem if you did not have a central bank, fiat money, and bans on branch banking. Canada in the 19th century is a perfect example. No major bank panics whatsoever during that time.

      "grow weaker areas until they're up to snuff and later reap the rewards for that"

      You mean like Solyndra? What right do you have to take the wealth from people in one part of the country and give it to another. If nobody wants to invest in a region there is probably a good reason for it.

      Nobody wanted to invest in the South in the early 20th century because of restrictive Jim Crow laws as well as other burdensome regulations that they didn't have to deal with elsewhere in the country. The market punished the South for Jim Crow decades before the government did anything, and they fixed that wrong with another wrong. If the South wanted ecenomic development it needed to treat land/labor/capital in such a way that they wanted to come to the region.

    941. Re:So from here on out ... by Anonymous Coward · · Score: 0

      The court rejected the primary argument because the right wingers on the court wanted to gut the interstate commerce clause. The health industry is interstate commerce, products are produced in one state and shipped to another, in the future a radiologist in one state will be able to consult in another. People with health conditions move from one state to another. There is no way of containing the services to within state lines without violating various other portions of the constitution.

      For the court to fail to accept that this was a legitimate use of the federal government's regulation of interstate commerce is just mind blowing. The reason why a patch work system of universal care doesn't work is that the sick people, when sick enough, have an incentive to move to a state like WA where there has been a guaranteed enrollment health plan. It's expensive because the people are usually quite sick, but it's available and a hell of a lot cheaper than paying for cancer care for the entire course of treatment.

    942. Re:So from here on out ... by jittles · · Score: 1

      I talked to a lawyer about it, a good one, too. In my jurisdiction, he can indeed discharge the damages in bankruptcy. The lawyer said he would be happy to take my case, if it was something I really wanted to pursue. He was confident we would win, there were some 20 odd witnesses to the event, and all of them in my favor. But he told me that it would be a waste of my money to do so. The guy is a personal injury attorney, who is also a good friend of mine. I doubt that he would lie about such a thing. The person who did it was not well educated, did not have a good job, and had no real assets to speak of, in any event.

    943. Re:So from here on out ... by Anonymous Coward · · Score: 0

      The poorest in the society *always* got their charity from somebody,

      Oh come on! "Always"?

      No. Sometimes they got charity; sometimes they didn't and unnecessarily died, horribly, in pain. If you're happy with that, *say so*; don't pretend it didn't/wouldn't happen.

      You right-wing fantasists are so out of touch with reality; you just decide you don't like facts and make up your own 'facts', then delude yourselves into believing them.

      Mind you, not sure why I'm even bothering, your posting history shows you're totally barking mad.

    944. Re:So from here on out ... by jimbolauski · · Score: 1

      They've been effectively taxing us for not doing things forever (by tax breaks for people who do it) - marriage, mortgage, children.

      So then you agree that the federal government has the power to this for guns, statues of the president, cars, anything they choose.

      --
      Knowledge = Power
      P= W/t
      t=Money
      Money = Work/Knowledge so the less you know the more you make
    945. Re:So from here on out ... by repapetilto · · Score: 1

      Adbusters came up with "the 1%"

    946. Re:So from here on out ... by Anonymous Coward · · Score: 0

      it is absolutely unconstitutional

      You display such ignorance of the very basics of your own constitution.

      Anything that SCOTUS says is constitutional, *is* (at that point in time) constitutional; by definition, because they are the arbiters of what is constitutional.

      Not you, or any random slashdotter.

    947. Re:So from here on out ... by dunkelfalke · · Score: 1

      It is, for a while. But it is worth every cent.

      --
      "It's such a fine line between stupid and clever" -- David St. Hubbins, Spinal Tap
    948. Re:So from here on out ... by Volante3192 · · Score: 1

      "No insurance provider shall deny a person entry into a program based on pre-existing condition."

      Insurance companies would LOVE that.
      "Thanks for your money. Oh, also? We're cancelling your policy. Tough."

      And just because you want something doesn't mean you should get it. Americans wanted to go to war with France over the XYZ Affair, but didn't realize (or didn't care that) doing so would have destroyed the country. Doing what's right sometimes means doing what's unpopular.

      "Your representative owes you, not his industry only, but his judgment; and he betrays instead of serving you if he sacrifices it to your opinion." --Edmund Burke

    949. Re:So from here on out ... by gv250 · · Score: 1

      'When I use a word,' Humpty Dumpty said, in rather a scornful tone, 'it means just what I choose it to mean — neither more nor less.'

      'The question is,' said Alice, 'whether you can make words mean so many different things.'

      'The question is,' said Humpty Dumpty, 'which is to be master — that's all.'

    950. Re:So from here on out ... by Anonymous Coward · · Score: 0

      You should submit that you don't know what "constitutional" means.

      Hilarious - from a guy who has shown himself (previous posts) totally ignorant of what "unconstitutional" means...

    951. Re:So from here on out ... by pastafazou · · Score: 1

      Hahahahahah! You've got to be kidding me. The only people who believe Canada's healthcare is a good thing are the brainwashed fools who are lifelong Liberal Voters. The Canadian healthcare system is in tatters. In Ontario, we have a total of less than 100 MRI machines for the entire province. Many of these MRI machines are quite outdated and fail to provide the level of detail that modern MRI's provide. The provincial government has decided that hips and knees are a priority, so hospitals across the province prefer their orthopedic surgeons to perform these operations. For instance, Scarborough General has 5 orthopedic surgeons on staff. All 5 are hip and knee specialists. So what happens if you have wrist, elbow, shoulder, or ankle issues? Find another hospital. Problem is, all the other hospitals are doing the same. So you end up on a wait list. Some of the procedures have wait times measured in years. If Canada's health care system is so great, why do our politicians seek treatment in the US? I'll tell you why. They know that the best treatment isn't offered in Canada.

    952. Re:So from here on out ... by Anonymous Coward · · Score: 0

      You do not understand what Constitution is, you don't understand what is constitutional, what is not

      This, from the idiot who claims things are unconstitutional when SCOTUS has ruled they are constitutional, which by definition means they *are*.

    953. Re:So from here on out ... by T.E.D. · · Score: 1

      Because with insurance they will go to doctors when sick, wheras now they just wait until its an emergency and go to the hospital (which we all pay for). The idea is that this way we at least aren't paying as much.

    954. Re:So from here on out ... by tmosley · · Score: 1

      You don't fix a fascist system by ignoring it, nor do you fix it with more fascism (which is exactly what the individual mandate is).

      I never said do nothing, I say "don't do THIS."

      Reduce medical licensing requirements to what they were thirty years ago, and prices will come down. Stop making health insurance tax privileged, and prices will come WAY down. These simple solutions strike at the core of the problem, rather than the symptoms.

    955. Re:So from here on out ... by hazah · · Score: 1

      The point was that it's not a tax on 'inaction' as you put it. If anything it's a tax on a fact of life. A costly fact of life.

    956. Re:So from here on out ... by Anonymous Coward · · Score: 0

      Sounds like slavery.

      Yes - if you're a retard.

      Don't want to be a slave to the government? Move to Somalia. No taxes, no government, no services, no law.

      Might need to take a small private army with you.

    957. Re:So from here on out ... by ryanov · · Score: 1

      I'm sorry, that is utter nonsense. No project for the public good would ever be accomplished.

    958. Re:So from here on out ... by SJHillman · · Score: 1

      Then wouldn't you only need to pay the tax if you got sick?

    959. Re:So from here on out ... by dwpro · · Score: 1

      That taxes have been used to that end is a certainty, but I'd hardly call all forms of taxation social engineering. We wouldn't call it a society if folks didn't try and find ways of sharing burdens and pooling resources.

      --
      Millions long for immortality who do not know what to do with themselves on a rainy Sunday afternoon. -- Susan Ertz
    960. Re:So from here on out ... by Khashishi · · Score: 1

      Talk about false dichotomy. There is always another option. The system that had existed up till now is one such option. It is sort of a "pay what you can/want to" system, which has the effect of healthcare to the very poor being essentially a charity, paid by increased costs to everyone else. It's not a true "pay what you want" system because creditors will hound you, but they can't make you pay. Yes, there will be freeloaders. But simply allowing freeloaders to exist can be a viable option, even the best option, if there aren't too many of them.

    961. Re:So from here on out ... by Anonymous Coward · · Score: 0

      so when you break your arm, and you have no insurance, and you go to the hospital, and avoid the bill because you don't have a $50,000 healthcare fund in your checking account and you live paycheck to paycheck like most americans, the rest of us will have to pay that $3,000 to fix your arm

      Nope. I setup payment arrangements with the hospital, and paid what I could every month, and after about a year and a half I'd repaid my entire debt. Which was actually closer to $5,000, just FYI.

      But after I got insurance, I was back in the hospital for a different problem which ran the bill up to about $12,000, and I paid $600 out of my pocket.

      The assumption that people with no insurance are broke deadbeats who never pay their bills is pure bullshit. Some are, this is true, and you're going to foot their bill no matter what you do. So the question is fairly simple- would you rather foot the bill of the deadbeats and those who are dead broke, or would you like to ALSO foot the bill for the people who are willing and capable of paying some or all themselves?

    962. Re:So from here on out ... by dkleinsc · · Score: 1

      The kind of world I advocate is the world where everybody is so productive that they don't have a problem paying for their healthcare out of pocket, that's my preferred method, but I will never advocate a welfare world.

      What do you do with those people who aren't that productive? Say, they're 6 years old, or 86 years old, or lost their leg an industrial accident, or are living with Alzheimers, or are mentally retarded? They can't pay for their own health care. That leaves only 2 options: (A) Somebody else pays their bill, or (B) they suffer and die. It sure seems like you're advocating option B.

      Maybe this is just a different set of morals, but I'm not willing to let people die just so I get more stuff.

      --
      I am officially gone from /. Long live http://www.soylentnews.com/
    963. Re:So from here on out ... by Anonymous Coward · · Score: 0

      Here's the difference - that person who now has the subsidy to purchase insurance now has insurance. So they're not afraid to go in to a regular clinic to ask about something on the smaller side, before it starts festering and they end up in the ICU for a week and a higher overall cost is generated.

    964. Re:So from here on out ... by Anonymous Coward · · Score: 0

      You still need to be made to carry 'stinky corpse removal insurance' though.

    965. Re:So from here on out ... by gurps_npc · · Score: 1

      Obama's people did in fact make the same argument I made to the SCOTUS. That's how they convinced Roberts. In addition, this is a tax penalty, not a tax increase. As in, if you do what any sane person does, you don't pay any more taxes.

      --
      excitingthingstodo.blogspot.com
    966. Re:So from here on out ... by Krater76 · · Score: 1

      As a social liberal, I accept that there may sometimes be a need to take from my pocket for the betterment of society as a whole. You volunteer as a career which I'll assume is to do 'good' (not volunteering in an African death squad or something). At least in this case I know someone is getting something out of my taxes, which sometimes I'm not so sure.

      Keep this in mind: if you are American, I also pay taxes to protect your interest abroad. If you ever get abducted by pirates or the like, I don't mind paying Navy Seals or Delta Force or some other group to save you.

      In essence, I don't mind walking into the warp core without a radiation suit to save the ship. Needs of the many and whatnot.

      --
      "Is life so dear, or peace so sweet, as to be purchased at the price of chains and slavery?" - Patrick Henry
    967. Re:So from here on out ... by toadlife · · Score: 1

      You had no idea what you were talking about....

      I see your point, though I also see that exemptions can be made to the MLR ratios in specific markets. Granting those exemptions in order to remove the bias against HSAs might make sense.

      No, it just makes them unprofitable

      Here lies the the crux of the problem. People like you are caught up in the axiom that profit should be made off of health care.

      Single payer can't come soon enough.

      --
      I don't always use unix-like operating systems; but when I do, I prefer FreeBSD.
    968. Re:So from here on out ... by Anonymous Coward · · Score: 0

      You have to understand the libertarian mentality: whatever bad things you claim will happen without government/regulation/socialism, they always believe that it would be MUCH MUCH WORSE with it

      It's a sort of no True Scotsman done in reverse, where instead of moving the goal post so it can never be reached, libertarians always move the goal post so government is pegged as the worse option.

      6 and 86 year olds will be left to die? Well, MORE people die from evil government interference when the economy gets destroyed and people lose their savings! If only government didn't stick their nose where it doesn't belong the 6 year old will receive charity from willing free private individuals, and the 86 year old will have enough savings left from their long life as productive members of free market capitalism!

      See how that works? It's easy to think like a libertarian. That's why it's so popular (vote Ron Paul! he actually has a lot of support, media just doesn't tell you that!). Democracy is said to lead to tyranny of the mob. Well, Libertarians are that mob. That's why most modern societies are not full blown democracies

    969. Re:So from here on out ... by dkleinsc · · Score: 1

      What's the good reason why the states couldn't handle this? Bear in mind, almost all current regulation of insurance markets comes from the states.

      The main reason is that states like Connecticut are much more wealthy per capita than states like Mississippi, so this kind of thing is very workable and cheap for Connecticut and damn near impossible for Mississippi if done on a state level.

      --
      I am officially gone from /. Long live http://www.soylentnews.com/
    970. Re:So from here on out ... by Anonymous Coward · · Score: 0

      This specific part is about fixing the pre-existing loophole that someone who decides not to pay for insurance but piggy backs on the healthcare system by using the ER (which is more expensive than regular visits and pushes the burden on the rest of us through higher medical and insurance costs).

      Great premise! You know, the one where you implied that being forced to have insurance also magically means you will visit a general practitioner for check-ups and "preventative maintenance".

      You made the classic mistake that people enjoy being treated like contaminated animal test subjects, poked, prodded by a sterile gloved hand, blood drawn for no reason other than to draw your blood and run tests on it, sitting in a room full of sick geriatrics and children...

      The last spur of visits to any sort of doctor for me was collapsing into a tonic-clonic seizure from a standing position, and being delivered by ambulance semi-conscious to the ER. This of course was followed immediately by... wait for it... MORE TESTS! The ER did an EKG, and a CAT scan, then upon discharge prescribed visits to my general practitioner and a neurologist. Guest what happens next? YEP! More tests! The GP draws many more blood samples, tests heart rate, blood pressure, weight, temperature, etc., then refers me to my neurologist.

      Starting to see where this is going yet? MORE TESTS! My neurologist puts me through the paces (literally actually, checking my gait, balance, coordination, etc.), and then orders a sleep-deprived EEG and an MRI.

      Stop your "using the ER" rhetoric. My current battle for healthcare STARTED at the ER, with no insurance. My current ailment is not predictable in any way, so no magic number of GP visits would have ever prevented my initial visit to the ER.

      You want to fix the real problem? Start with fixing the highly inflated costs of medical care by regulating the costs, not inflating a market segment that harms humanity and pads the wealthy elites pockets far more than it does heal the sick. The real problem isn't sick people using the ER. The real problem is that insurance companies have inflated the cost of health care unnaturally simply because that's all they exist to do!

      -AC (recently diagnosed epileptic)

    971. Re:So from here on out ... by roman_mir · · Score: 1

      What do you do with those people who aren't that productive?

      - under a productive system, the people who you are so worried about (children, the elderly) have the charity to look after them, and under a productive system the means of basic survival are extremely affordable.

      Any kind of food is available today very cheaply, compare to 200 years ago, most people wouldn't be able to buy things as cheaply relatively to their circumstance, because of how unproductive the society was in general.

      Productivity is a function of capital being applied to labour, the more capital is applied, the more productive a worker becomes.

      So if a worker has only his hands and a stick to dig a hole, he can only do so much. Give him a good shovel and he'll do more, but save and invest the savings and produce (or buy) an excavator and all of a sudden one worker can replace a few hundred people with shovels.

      That's productivity, that's what competition and free market capitalism does, that's what I am talking about, when I say that society gains most wealth under this model, I am not coming up with it from nowhere, I am looking at the history and it becomes clear that when a society provides more freedom to individuals, the society becomes wealthier for it.

      Now, I do have moral objections to all types of welfare, to all types of wealth redistribution, I disagree with even minuscule amounts of socialism and obviously plenty of people (most people) do not agree with me on that, but those are our differences.

      I see it as a completely immoral act to steal productivity of any individual and use it to subsidise any other individual, age, situation notwithstanding. If they are willing to provide charity on their own, that's not even a question, but stealing productivity - money from some, to give to others, that's not a charity, this violates all principles that I have and that is that.

      However saying that I advocate your proposed option "B", completely dismisses the fact that a wealth society is society that provides the lowest prices for the basic necessities, and the lowest prices and most choices for every other type of product and service as well, and under such a system the people are free to form charities and help each other out, but nobody is free to steal from some to provide for anybody else.

      AFAIC those who steal are criminals, and government that steals and subsidises then becomes illegitimate, so you can appreciate my view of the governments of the world.

    972. Re:So from here on out ... by Anonymous Coward · · Score: 0

      Why? The psychological thrill they get from being able to pay their way to the front of the line for non-life-threatening procedures. It's a form of conspicuous consumption. Flaunting their superiority, as it were.

    973. Re:So from here on out ... by Panaflex · · Score: 1

      A few problems with your argument..

      First, BILLS WON'T GO DOWN. Sorry, but according to my own insurance company (BCBS), and the government's own projections(GAO) the bills will increase 6-8% every year. The "collapse" of healthcare in unavoidable unless the fed's nationalize it (UK), regulate it (Japan) or tax the hell out of citizens (France).

      http://www.progressnownm.org/blog/2012/05/health-insurance-rate-hike-on-poor-rural-nm-go-into-effect-while-insurer-hoards-billions-in-profits.html

      Secondly, the AHA does not lower the cost of providing care - it hugely increases the number of billing codes (simple laceration instead of chicken strike, check peck, accident while playing a brass instrument, etc) and creates more paperwork. It does nothing to curb the HIGHEST GROWING COST in medical care - which is administration! Highest in the world I might add.

      Huge administrative costs.
      http://economix.blogs.nytimes.com/2008/11/21/why-does-us-health-care-cost-so-much-part-ii-indefensible-administrative-costs/

      GAO reports premium increases related to ACA:
      http://www.gao.gov/assets/330/322337.html

      The government already knows how to run a good healthcare system - the VA. It used to be awful 30 years ago, but now it is a well run system. They also run medicare/medicaid which has always been terrible. They choose a medicare system over a VA system? That makes no sense...

      If they wanted to use the interstate commerce clause, they could have easily regulated the COST of healthcare ala Japan. They can regulate the price of grain, how is that different from bandaids? Japan regulates every procedure just like a state PUC regulates the price of electricity. The PUC is politically responsible, and the state can be held responsible by the voters for high costs. Under Obamacare there is little political responsibility or accountability for healthcare cost. Only the ability to limit increases to 10%.. How is this responsible? At 10% rates can double every 10 years! Plainly, you can't vote for a cheaper rate EVER, only lower increases.

      Honestly - this is political lobbying turning public insurance into a PROFIT. I predict that 15 million middle class families will DROP insurance and pay the tax, while 30 million lower-class families will gain insurance so relatively expensive - that when necessary - won't cover squat when they need it most.

      Duke on the "quality" of lower-class insurance.
      http://scholarship.law.duke.edu/faculty_scholarship/2371/

      It will do nothing to curb the number of bankruptcies caused by medical bills - which is the greatest cause of bankruptcy. In fact, by requiring insurance, it may cause even more bankruptcies. Following the model in Massachusetts, bankruptcies did increase, even after controlling for economic and market fluctuations.

      http://healthcarecompact.org/blog/2012-04-02/lessons-massachusetts-bankruptcy

      So tell me again, HOW, HOW is this going to help anybody? How is this not PROFITEERING on the public?

      I've read every page of the bill, I've talked to insurance agents and doctors. I've written my congressmen. THIS IS NOT A SOCIAL GOOD. I don't care if you're liberal of conservative - unless you own a hospital, drug company, or collection agency this bill is utter profiteering.

      --
      I said no... but I missed and it came out yes.
    974. Re:So from here on out ... by Khyber · · Score: 1

      Actually, I do a bit more than LED horticulture. I also do ZERO-LIGHT horticulture and had my parent company featured on the BBC for it, and while it only works on grasses for now, we're getting it expanded to work on other crops.

      That's the game changer right there.

      And in '01 diodes with a proper photon flux density didn't really exist. The tech was only viable for vegetative and germination phases of life up until '07.

      --
      Still waiting on Serviscope_minor to wake up to fucking reality and realize that Jessica Price isn't going to fuck him.
    975. Re:So from here on out ... by Khyber · · Score: 1

      It' quite obvious to anyone that can do a little basic RESEARCH with the information sitting right in front of their face.

      Perhaps you should give it up, your brain isn't working.

      --
      Still waiting on Serviscope_minor to wake up to fucking reality and realize that Jessica Price isn't going to fuck him.
    976. Re:So from here on out ... by Khashishi · · Score: 1

      The thing is, lawmakers can't just make a law which suddenly renders huge existing corporations unnecessary. There's too much pressure from moneyed interests. I don't have any love for the giant insurance corporations, but I agree that it would be impossible for the government to just mandate them away. I mean, if they tried, they'd be swamped by lawsuits from insurance companies. The courts would probably side with the insurance companies. It's legally so much easier to privatize something than to nationalize it, regardless of which is better for the public.

    977. Re:So from here on out ... by hazah · · Score: 1

      Yes, cause that's when you're most capable, right? Healthcare as a business is simply disfunctional. Hence, most of the civilized world does it this way. Welcome to the 21st century, America, we've been expecting you.

    978. Re:So from here on out ... by cpu6502 · · Score: 1

      >>>You'll let your vehicle get to the point where it can catastrophically fail on a public road

      Don't be ridiculous. A bad shock or strut doesn't make a wheel fall off. My state doesn't have car inspections, and yet our road death statistics are not any higher than any other state.

      And yes you're right preventative health is free, but the 6-month doctor visits are not. Obamacare will be covering them for free, which will drive costs UP, not down.

      --
      My AC stalker: " I personally agree with your posts most of the time, but that won't keep me from modding you troll"
    979. Re:So from here on out ... by Anonymous Coward · · Score: 0

      Sorry, but the courts have upheld that you may not be deprived of certain rights by others, even others that are not the government.

    980. Re:So from here on out ... by n7ytd · · Score: 1

      do you have health insurance? if no, then you are a freeloader

      Imagine that I am Bill Gates. I can buy a hospital - or ten. Why would I need insurance?

      Note that the threshold of self-sufficiency is much lower than BG's wealth. If you have a million or two under the mattress you are all set.

      Insurance is only needed when you cannot afford the loss. In all other cases you are better off self-insuring. That's what most large businesses do. They have the money; they don't need to beg someone else to pay for their loss.

      But if I did have a million or two under the mattress, I would be just as likely to purchase health insurance as I now do, simply because I don't want to put that million or two at risk if I were to have a catastrophic illness or accident. Sheltering assets from risk is the correct reason for insurance.

      Unfortunately, our health system is very insurance oriented and we don't treat our health the same way. Going to the doctor is so different from any other transaction that it is bizarre. What other service do you purchase in a year that you don't have any idea what it will cost, and not even the service provider has any clue or reason to find out?

      Since this is Slashdot, let's do a car analogy:

      Imagine that I had to file a claim with my auto insurance company every time my car needed an oil change, new brakes, or a tank of gas. When I went for one of these services, the people who provide the service were not only unable to give me an up-front price, but I had to sign a binding agreement that whatever the price ends up being, I agree to pay even if my insurance company doesn't.

      30-60 days later, after my claim was processed by the insurance company were I able to know how much the service cost. Since I can't know the price beforehand, there is no way for me to comparison shop.

      Now imagine that to improve this system, there is a layer of government between myself and my insurance company, and another layer between the insurance company and the service station.

    981. Re:So from here on out ... by mr1911 · · Score: 1

      When the fire department puts out a fire, they stop all the other houses in the neighborhood from burning down. Is this a concept you find too difficult to understand?

      It appears as though you wanted to contradict my point, but you underscored it. This is exactly the way things work relative to taxes and "benefits" derived from taxation. You are fucked, but someone else wins. The only difference you have proposed is that you choose to view the situation from the "how I might win" side versus the "how this might bite me" side.

      police do, in fact, for the most part prevent and investigate crimes

      Investigate, yes. Prevent, no. Crime has little to do with the number of police present. Crime rates are influenced much more by sociological and economic factors. Or, by your logic, we could deputize everyone and eradicate crime forever. Why didn't we think of that sooner?

      your statement boggles my mind

      That does not make my statements incorrect. Should I speak slower?

      --
      This post comes with a double-your-money-back guarantee!
      Any offense taken to this post is at your sole discretion.
    982. Re:So from here on out ... by Anonymous Coward · · Score: 0

      Don't be ridiculous. A bad shock or strut doesn't make a wheel fall off

      GP made no such claim. GP was simply addressing the part in your post where you explicitly stated you would wait until your car breaks down. If I may quote yourself...

      Or I could just wait for something to go wrong (wheel breaks)

      Now I will admit that I don't know what kind of car you drive. But I'd be willing to bet big bucks that if one of your fucking wheels breaks, you'll have just a tiny bit of trouble driving it around, to put it mildly.

    983. Re:So from here on out ... by Anonymous Coward · · Score: 0

      Go live on an Indian Reservation, and enjoy your single payer system. Oh, but don't get sick after June. There won't be any funding left.

      The rest of us can pay our own bills -- even if we don't have the $3k in our pockets at the time, it's called installments. People do it all the time.

      Illegal aliens on the other hand..... yeah -- they don't.

    984. Re:So from here on out ... by Anonymous Coward · · Score: 0

      I take personal responsibility for my family's needs. I pay my own health insurance, and if I have a bill while uninsured, I pay it (even if it takes me a year of monthly payments). I value individual freedom.

      I am the 99%.

    985. Re:So from here on out ... by Anonymous Coward · · Score: 0

      Should that be 'NON-insightful" Clearly this idiot does not own or run a business and has no clue or "insight".

      The bill is damaging to businesses, and the damage WILL be passed on to the employees (if there are any left).

      I will create as many child corporations as I need to avoid hitting the 25 employee mark. I'll provide insurance if I choose to, and as I am able to. Under NONE of the enumerated powers in the constitution does congress have the responsibility, power, or authority to meddle in the affairs of private citizens or businesses in this manner.

    986. Re:So from here on out ... by benhattman · · Score: 1

      You missed the memo. "Constitutional" does not mean "is found in the text of the constitution", it means "Glenn Beck likes it". Glenn Beck does not like ACA, and thus it is clearly unconstitutional.

    987. Re:So from here on out ... by fiannaFailMan · · Score: 1

      First Obamacare was communist, now it's fascist? Do you people ever look up the meaning of these labels that you throw around? You're like the people who claim that toll roads are "socialist".

      --
      Drill baby drill - on Mars
    988. Re:So from here on out ... by Anonymous Coward · · Score: 0

      Good exception handling!

    989. Re:So from here on out ... by BronsCon · · Score: 1

      And in '01 diodes with a proper photon flux density didn't really exist.

      But nothing stopped me from clustering diodes of different wavelengths and intensities. An external light sensor measured intensity of natural light in the red, green, blue, IR, and UV spectrums, as well as the position of the sun, and this information was used to more closely mimic natural light; it could also be overridden, either permanently, manually, or automatically based on time of day or at a certain brightness threshold, so when it started getting dark out, it could revert to a user-configured lighting "program", for users who wanted to provide 24hr lighting for their crops. I put "program" in quotes because the whole system was analog.

      I'd be willing to pass on some more details about the irrigation system I used (what I can remember, at least -- I don't remember much of the implementation for the lighting), if you're interested. Go ahead and email me i you want to chat sometime; I'm not in that business anymore so I'm not looking for any info from you, I'd just like to see some of my ideas put to use on a wider scale than I was able to implement them. I have a buddy who's trying to break into that business but he already thinks his idea is as good as it's gonna get and doesn't want to hear about what I've done in the past (though he's never maintained a garden in his life, he thinks he knows what's best, good for him :P). We're talking 3-4lb organic indoor-grown tomatoes, which probably would've been larger if they were heirlooms.

      --
      APK quotes people (including myself) without context and should not be trusted. Just thought you should know.
    990. Re:So from here on out ... by Anonymous Coward · · Score: 0

      Possible future laws from Congress:

      - Buy a Prius or hybrid car, else pay a $500/year tax (fine).

      - Buy a tankless water heater, else pay an extra $100/year tax (fine).

      - Smash your inefficient windows and hire a glazier to install new ones, else pay an extra $1000/year tax. (This will be called 'job stimulus'.)

      You seem to be confused. You think those are equivalent to the ACA. However, as they stand, they are not. Here, let me help make them equivalent.

      - Buy a Prius or hybrid car, else pay a $500/year tax (fine) to pay for the CO2 cleanup that the government is already spending money on.

      - Buy a tankless water heater, else pay an extra $100/year tax (fine) to pay for the CO2 and/or nuclear waste cleanup that the government is already spending money on.

      - Smash your inefficient windows and hire a glazier to install new ones, else pay an extra $1000/year tax to pay for the CO2 and/or nuclear waste cleanup that the government is already spending money on. (This will be called 'cpu6502 doesn't understand how to balance a budget'.)

      There, FTFY. :)

    991. Re:So from here on out ... by dkleinsc · · Score: 2

      Here's a simplification of the problem.

      Consider a situation where there are 3 people in isolation, Adam, Bob, and Charlie. Now, Adam can't produce food (for whatever reason) and is starving, Bob has produced a lot of extra food, and Charlie has just enough to eat and a gun. Now, if Bob willingly gives food to Adam, there's no moral quandary. But if Bob refuses to help, your options are (1) Charlie and/or Adam take food from Bob by force or stealth and give it to Adam, or (2) Adam starves to death.

      You've said that "I see it as a completely immoral act to steal productivity of any individual and use it to subsidise any other individual, age, situation notwithstanding." In order to not violate your moral code, you would have to choose 2 (starvation), because all permutations of option 1 involve stealing Bob's productivity to subsidize Adam, and in our isolated society there's nothing else to fall back on.

      My moral code, by contrast, says that keeping people alive trumps property rights, so in order to prevent Adam from starving it is unfortunate but necessary to somehow take the food from Bob and give it Adam. Since Charlie has the gun and thus is acting as the closest this little society has to a government, he's the one who has the easiest time in making this happen.

      --
      I am officially gone from /. Long live http://www.soylentnews.com/
    992. Re:So from here on out ... by Magius_AR · · Score: 1

      Fat people die earlier, and as such have much lower cost of care for age related diseases.

      Guess again: http://www.webmd.com/healthy-aging/features/heart-disease-medical-costs

      "In fact, most people recover after their first heart attack."

      "In fact, of all the money spent in the U.S. on health care, 17% goes toward treating cardiovascular disease"

      http://www.sciencedaily.com/releases/2011/01/110124121545.htm

    993. Re:So from here on out ... by tftp · · Score: 1

      But if I did have a million or two under the mattress, I would be just as likely to purchase health insurance as I now do, simply because I don't want to put that million or two at risk if I were to have a catastrophic illness or accident. Sheltering assets from risk is the correct reason for insurance.

      Insurance only buys you predictable, periodic expenses in exchange for unpredictable, larger expenses. However it is a net loss if you can tolerate an occasional larger expense. Insurance companies work for profit. Where does that profit come from? Right, it comes out of your pocket.

      Unfortunately, our health system is very insurance oriented and we don't treat our health the same way. Going to the doctor is so different from any other transaction that it is bizarre. What other service do you purchase in a year that you don't have any idea what it will cost, and not even the service provider has any clue or reason to find out?

      It's not just the health system. Insurance permeates the whole US culture. I guess that's what you get when you have a country full of people who are willing to trade daily guaranteed small loss for an occasional, unpredictable, larger loss and lose in the end.

      As you could guess, I do not use health insurance. I pay with cash. I never hear that "this treatment is disallowed" - everything is allowed to me, as long as I pay. 'The question is,' said Humpty Dumpty, 'which is to be master -- that's all.' - and so many people choose, or are forced, to not to be masters of their own lives anymore. How can a man be called "free" if he has no freedom of buying a service or not buying it? If a man wants $x and someone says "disallowed" then that man is a slave. As you correctly indicate, the modern peasant can only pay his dues to Insurance Gods, and those Gods may occasionally dispense a few copper coins in return. Insurance contracts give all the power to insurance companies and leave you in position of a beggar.

    994. Re:So from here on out ... by tftp · · Score: 1

      No project for the public good would ever be accomplished.

      That's why those railways are not built for public good - they are built for profit. Public good comes from the fact that a member of the public can buy a ticket and ride the train. It also comes from the fact that a member of the public can buy a share of the railway company and get dividends as other people buy tickets.

    995. Re:So from here on out ... by Magius_AR · · Score: 1

      Does offering a tax deduction for your mortgage "force" you to buy a house? Does offering a deduction for charitable giving "force" you to give? I could go of for quite a long time here. Our tax code is huge and nearly every single bit of it serves to encourage or discourage some behavior. All this does is discourage people from not carrying insurance.

      Those are tax reductions, not fines/fees/penalties. There's a slight yet distinct difference. And frankly, I'm not a fan of the deduction concept either. The government should be in the business of defending the nation and protecting freedoms, not directing the behavior of its citizens.

    996. Re:So from here on out ... by Archangel+Michael · · Score: 1

      Oh sorry, Leftwing Propaganda is so much more reliable! / sarcasm

      --
      Agent K: A *person* is smart. People are dumb, stupid, panicky animals, and you know it.
    997. Re:So from here on out ... by Magius_AR · · Score: 1

      You know why no one's polled about the death panels in the bill? There aren't any.

      lol, oh so naive. Wait until the bill comes due. If you think the government is just going to blanket allow any and all healthcare without any restriction or limitation when taxpayers are footing the bill, you're nuts.

      So I'm sick and tired of this death panel crap, because we have them NOW and you don't give shit about them.

      Who says we don't? We want actual reform in our healthcare system, not this Obamacare shit that just cements us into the existing shitty system with a handout to the crooked insurance companies.

    998. Re:So from here on out ... by roman_mir · · Score: 1

      Property rights cannot be trumped by anything, because property rights start with your body.

      Do you believe that in your situation if Adam was bleeding to death and Charlie had a gun and a syringe, Charlie and Adam would be within their right to tie Bob down and transfuse his blood to Adam?

      What if Adam needed say 4 litters of blood (and a grown man has what, about 5-6 litters?) With about 80% of blood gone, Bob wouldn't live, but Adam would, and since Adam made friends with Charlie, at this point they can easily overpower Bob, since Charlie has a gun.

      What if Adam needed a new liver and Charlie could do the surgery, are they within their right to kill Bob and take his liver?

      Now, we are not talking about any type of government here yet, this example only has 3 individuals in it, but the same principle applies with gov't, is gov't allowed, in your mind, to take a liver from Bob to give it to Adam?

      Ok, liver is too much, Bob would die. Is government allowed to take ONE working kidney from Bob and give it to Adam?

      The moment you answer YES to any of these questions is the moment I don't want to continue this discussion, because we are in different universes morally speaking, and they don't intersect.
      --

      Now, there is no difference between property that is inside your body and property that is outside of your body if you are the rightful owner of it, which means without your productivity this property would not have existed.

      So if you make a table, it is your table, gov't has no right to take that table and give it to anybody, same as with your kidney.

      The table would not have existed have you not had created it. If you made 3 tables and sold 2 and used one, the money that you made is just the savings that you have that are equivalent to the tables you produced, again, AFAIC there is no difference between the property that you have within you that couldn't exist without you and the property that is outside of you that couldn't exist without you.

      So now you can see the basis for how I am going to answer to your original question, let's repeat it first:

      1. 3 people in isolation, Adam, Bob, and Charlie.
      2. Adam can't produce food and is starving
      3. Bob has produced a lot of extra food
      4. Charlie has just enough to eat and a gun.

      Given this set of circumstances, here is what Bob has to consider. He has savings, so he can either give it to Adam for free or make an emergency loan to Adam. He can also forget about it and let Adam starve, after all, it's not Bob's fault that Adam didn't produce enough.

      By the way, you have SKIPPED a possible solution, where Charlie gives some of his food to Adam and doesn't attack Bob with his gun, but I guess it's not something you'd think of, because you are a person with the gun and you don't want the resources to come from you (you are part of the majority, you want gov't to use threat of violence to steal from others to give to these 'poor'), but OK, let's look the other way for now.

      My answer:

      1. Bob knows that with only 3 people on the island losing one of the inhabitants can be dangerous for himself because it is possible that at some later point in time Bob will be in this same situation and he may have to ask Adam or Charlie for the same favour.

      2. Bob knows that if he just gives his savings away without getting anything back, he himself can be in the same position as Adam, because he is giving away something that he stored for a rainy day and nobody knows what tomorrow will bring, also clearly Bob worked for his savings, so that's the most important consideration - it's his property.

      3. Bob knows that if OTOH he doesn't give the savings to Adam, he may be attacked by Charlie.

      Real possible scenarios:

      1. Bob kills Adam before there is a possibility of an attack.

      Pros:
      a. There will be no more Adam to talk about.
      b. There will be no Adam asking Bob for his savings.

      Cons:
      a. Charlie may see this as a threat, and

    999. Re:So from here on out ... by n7ytd · · Score: 1

      But if I did have a million or two under the mattress, I would be just as likely to purchase health insurance as I now do, simply because I don't want to put that million or two at risk if I were to have a catastrophic illness or accident. Sheltering assets from risk is the correct reason for insurance.

      Insurance only buys you predictable, periodic expenses in exchange for unpredictable, larger expenses. However it is a net loss if you can tolerate an occasional larger expense. Insurance companies work for profit. Where does that profit come from? Right, it comes out of your pocket.

      The middleman wants his cut, surely. No insurance company that I know of is in business as a public charity.

      As you could guess, I do not use health insurance. I pay with cash. I never hear that "this treatment is disallowed" - everything is allowed to me, as long as I pay.

      This will be the end result of our socialized medicine; as has been seen in many other countries. Sure, you're guaranteed coverage, but if you've got any sense (and money) you'll be going to one of the private providers that accepts cash and doesn't want to bother with the paperwork of the insured. It's already seen now: how many doctors offer a "cash patient" rate lower than what is charged to the insured?

    1000. Re:So from here on out ... by tftp · · Score: 1

      No insurance company that I know of is in business as a public charity.

      For sake of technical correctness, let me mention that there are a few faith-based mutual insurance societies. Some are even set up such that the money goes direct, by a personal check, from you to the person who needs it. The society then only reconciles the numbers and publishes sums of donations. But those societies are tightly closed, and available only to members of a specific religion. Sadly, my sincere faith in FSM does not count. The closed nature of those societies is actually understandable; its operation is based on honesty, and allowing outsiders would lead to insane levels of abuse.

      if you've got any sense (and money) you'll be going to one of the private providers that accepts cash

      In the old USSR there was a joke: "Medical services are free as long as the outcome is not important." There was a reason for the joke: public healthcare was staffed with poorly paid doctors and equipped with machines that were many decades behind the curve.

      To illustrate, a dental drill in at a Soviet public healthcare provider was straight from 1920's - it had a low speed motor somewhere and a set of belts and rollers to transfer the power to the drill bit. The speed of that drill was something like a thousand RPM. (Modern dental drills spin at up to 400K RPM.) Anesthetics were unheard of; there was no nurse, no suction, no X-rays. And indeed, why would the State spend money on such luxuries? You already paid for all that largesse, and now the government decides what to give to you instead. Of course they'd give you the bare minimum. Read this link or this one for a better explanation of what was NOT done. Now you know why 100% of escapees from USSR have bad teeth. It's because every visit to the dentist was a torture - literally. It was true even in UA3Axx, let alone some faraway provinces like UA0xxx.

      USSR had commercial dental clinics, and they were somewhat better. For example, if a tooth has to be extracted they would give you an anesthetic first. But they did not have best of the best equipment either; that was reserved to clinics that serviced the leaders of the Party - and doors of those were always barred to the peasants.

      The USSR's healthcare in its setup was actually better and more practical than Obamacare. There were no death panels in USSR. If you wanted you could visit every specialist and present your case - and they all would suggest the best treatment they had access to. There was no insurance bureaucracy simply because the healthcare was wholly owned by the government. The only bottleneck was the lines. A good specialist would be pretty busy (just like anywhere) and you would need to wait for your turn. Canada has a system that is half-way there. You go to the doctor, the doctor bills the government, the government pays. There is no middleman. Obamacare seems to combine worst elements of all known systems.

    1001. Re:So from here on out ... by Pfhorrest · · Score: 1

      The problem with breaking down the costs and benefits piecemeal is that of course everyone is going to like the benefits and dislike the costs, so that tells you nothing about whether they think the benefits are worth the costs.

      Would you like to pay $100? HELL NO!
      Would you like a donut? HELL YEAH!
      Would you like to pay $100 for a donut? Can we determine the answer to that question from people's answers to the first two questions?

      --
      -Forrest Cameranesi, Geek of all Trades
      "I am Sam. Sam I am. I do not like trolls, flames, or spam."
    1002. Re:So from here on out ... by khallow · · Score: 1

      Without roads, sewer/water, police/fire, garbage collection, health inspectors, schools for kids, etc, I'd say that's a major downgrade. certainly one that could not be made up for by 1/3 of his/her paycheck.

      Maybe by a tenth of his paycheck, but I agree not as much as a third or half of his paycheck. When we pay for things collectively, we pay more because we consume more.

    1003. Re:So from here on out ... by khipu · · Score: 1

      No, actually, almost all people would be perfectly fine. Once you average out the costs (which Obamacare is supposed to do), Americans spend upwards of $7000/person/year, from birth. Let's set aside $2000/year for preventive care and common issues (quite generous), that leaves $5000. Invest that over 40 years at real 5%, and you get about $640000 in today's dollars, enough to take care of pretty much every problem. After 60 years, you're up to $1.9 million, and let's say you stop making contributions then. Average lifetime health care expenses are around $300000 including maintenance, so the current "insurance company" is going to pocket pretty much all of that as their profit.

      But even worse, with Obamacare, you aren't even going to be guaranteed $300000 in benefits, because you won't be getting benefits based on your contributions, but based on availability of money when you actually need it, which is almost certainly going to be much less (due to demographics).

      But actually, if everybody were buying health care on the free market, prices would go down substantially. They are spiraling out of control because people consume it while "socializing" the costs of excessive consumption.

      In any case, I'm not opposed to insurance, but Obamacare isn't insurance. Insurance would take care of unexpected high expenditures using rates based on your actual risk, and it would guarantee that you receive the benefits you pay for.

      The point of all this is that Obamacare is a really bad deal for everybody. It isn't cost effective insurance, and it will cause costs to continue to spiral out of control.

    1004. Re:So from here on out ... by khipu · · Score: 1

      I have health care through a PPO and my recent visit (severe food poisoning) cost me nearly $2,000. If the PPO hadn't negotiated that favorable rate on my behalf, the cost might be from 2-10 times as expensive.

      Well, and that's the start of the problem. I had severe food poisoning while traveling. I went to a local family doctor (in Europe), he checked me over, prescribed something, and the whole thing cost less than $100, which I paid out of pocket. You unnecessarily went to an emergency room, they charged you an excessive amount of money, and you didn't care because you didn't have to pay for it.

      that the point of insurance is to mitigate the risk that you will be surprised by an accident that may happen before you have the money to pay for it

      A laudable goal, but Obamacare is not insurance. Insurance means that unexpected high expenditures are taken care of. Obamacare pays for everything, cradle to grave. Furthermore, you don't pay for yourself, you pay for whatever the old and sick can extract from the system right now, and by the time you actually need health care, you're likely to get a lot less of it.

      As for "locking it in even tighter", I don't really think that's the case.

      That's exactly the case, because the broken system will be even harder to dislodge now.

    1005. Re:So from here on out ... by roman_mir · · Score: 1

      There are 9 justices, 4 of them completely dismissed ACA as unconstitutional. 5 of them didn't, that doesn't change the fact that the law is unconstitutional.

      4 justices agree with my assessment, AFAIC the 4 liberal justices there don't even understand the Constitution, and SCOTUS has been completely worthless for over 100 years now on these matter in any case. SCOTUS failed to protect the Constitution, which is its direct duty in hundreds of cases, they are politicians, not real protectors of what they are given to protect.

      I can absolutely say that this ruling is unconstitutional.

      As to mandate in ACA being ruled Constitutional because it is a tax, well gov't doesn't have unlimited taxing authority, and this argument did NOT come up in the ruling.

      Gov't cannot levy just any tax it wants, it is limited by what is Constitutional as a tax, here is what Congress can levy as a tax:

      1. Direct apportioned taxes.
      2. Uniform excise taxes.
      3. Due to the 16th amendment, direct income taxes that are not apportioned.

      That is all that Congress can implement as a tax, this fine - tax does not fall under any category, so without amending the Constitution, the mandate is illegal based on that.

      Now, Roberts said in the ruling that Congress is NOT allowed to legislate by taxing what it cannot legislate directly by law. That means that for example the only way to make alcohol illegal to buy was not to pass a tax, making alcohol completely unaffordable (for example instituting a tax of 1,000,000 dollars per bottle), the Constitution had to be amended to pass the prohibition law.

      BUT Roberts said that in this case, because the tax that is implemented is NOT a huge tax (specifically it is LOWER than the cost of prescribed subscription to an insurance policy), it is thus not a type of tax that can be seen to prevent people from not buying insurance.

      Roberts said (majority opinion) that the mandate is only passing as Constitutional because it is a tax, and because it is a small tax, but if the tax GOES UP, then this matter will have to be brought BACK to the court.

      Roberts also declared that this is not a 'direct' tax because not everybody has to pay it (since those, who buy insurance and pay monthly premiums do not have to pay this fine - tax).

      But that is completely outlandish, the income tax is a direct tax and yet NOT everybody pays it. Robert's ruling that a tax is only direct when 100% of population has to pay it and there are no exemptions is RETARDED.

      It will be used in the further rulings, unfortunately now, but it is completely WRONG, and I know that it is wrong without being one of the justices on SCOTUS, I know it is wrong because I can read English and I understand what is written.

      If Roberts came out and said: moon is made of cheese, would I still have to accept such nonsense? No.

      Same here, I don't have to accept nonsense and saying that a tax is only direct when 100% of population pays it is nonsense. 51% of population in USA only contributes 3% of all income taxes, huge number of people get a return, they don't pay income taxes, but income taxes are still DIRECT taxes, they are unapportioned, but they are made legal in the 16th amendment anyway.

      By saying that this is not a direct tax, Roberts has implied that this is an EXCISE tax, but in order for this to be an excise, there HAS to be a TRANSACTION taking place.

      Excise tax is a tax on a commercial transaction. It is not a commercial transaction when you do NOT buy something, and in fact the further majority ruling (and the liberal justices said it themselves by the way) is that the commerce clause DOES NOT APPLY.

      That's right - commerce clause is not broad enough to apply to ACA, and that is correct, it doesn't apply. (Fact is, commerce clause doesn't apply to businesses, it applies to the ACT of commerce - a transaction of buying and selling something, so this has been abused by the government for a century, again, I know it because I can fucking read).

      B

    1006. Re:So from here on out ... by v1 · · Score: 1

      I don't think the cost has as much to do with it as the prospect of paying for something that they may not directly or immediately benefit from. Either being short-sighted or selfish.

      Should your city provide a food kitchen to feed the homeless and less fortunate? HELL YEAH!

      Do you want to pay a nickel a day to make that happen? HELL NO! BUY YOUR OWN FOOD!

      (although part of the problem is there are so many "good causes" that there's so many nickels that it really adds up)

      --
      I work for the Department of Redundancy Department.
    1007. Re:So from here on out ... by Anonymous Coward · · Score: 0

      I'd like to know where you found doctors that are willing to take cash patients. I have a chronic health condition, which untreated could be fatal, and no insurance because no one is willing to sell it to me(not because I can't afford it). I'd be happy to pay my doctors in cash if it meant that I could actually get the medical treatment that I need but I haven't found any doctors who are willing to talk to uninsured people. You say that to you no treatment is disallowed but for some of us, even if we want to pay in cash, every treatment is disallowed.

    1008. Re:So from here on out ... by deblau · · Score: 1

      I'd rather die on the hospital floor, thanks. If I'm incompetent enough not to take care after myself, then I'm a drag on society and I don't want everyone else paying for my stupidity.

      --
      This post expresses my opinion, not that of my employer. And yes, IAAL.
    1009. Re:So from here on out ... by Khyber · · Score: 1

      http://tinypic.com/player.php?v=2r5gleg&s=7

      I've got my irrigation systems down, no worries there.

      And I see you worked on the same "Solar Insolation Emulation" theory that I'm currently using. Emulate the best parts of the sun for a given crop, and boost power to those wavelengths specifically. It works really well for vegetative plants.

      --
      Still waiting on Serviscope_minor to wake up to fucking reality and realize that Jessica Price isn't going to fuck him.
    1010. Re:So from here on out ... by tftp · · Score: 1

      This is in the USA and you are talking to doctors who own their own practice?

    1011. Re:So from here on out ... by sneakyimp · · Score: 1

      Well, and that's the start of the problem. I had severe food poisoning while traveling. I went to a local family doctor (in Europe), he checked me over, prescribed something, and the whole thing cost less than $100, which I paid out of pocket. You unnecessarily went to an emergency room, they charged you an excessive amount of money, and you didn't care because you didn't have to pay for it.

      You have no idea what you are talking about. I had blood coming out of my ass. When I finally got a real doctor on the phone he told me I might have a segmented bowel and that I should go to the emergency room. It was e. coli poisoning. Quite aside from a potential risk to my very life, there was an enormous amount of pain involved. I was unable to sleep for three days. Please don't fucking act like you can tell me what kind of health care I need.

      A laudable goal, but Obamacare is not insurance. Insurance means that unexpected high expenditures are taken care of. Obamacare pays for everything, cradle to grave. Furthermore, you don't pay for yourself, you pay for whatever the old and sick can extract from the system right now, and by the time you actually need health care, you're likely to get a lot less of it.

      It's true that Obamacare is not insurance but it mandates that individuals must have insurance and when they don't, they pay a fine on a sliding scale based on income. Additionally, there are taxes on unnecessary "cadillac" health care plans to discourage the frivolous use of medical services that you were attempting to moan about. There's also a tax on pharmaceuticals which will discourage frivolous prescriptions. And finally, there's a tax on wealthy folks (over $200,000 pear year). All of this will result in more money flowing to insurers and to health care providers.

      As for your assertion that we'll suddenly be unable to get health care, I disagree. Your experience in Europe is likely the product of the (much) more highly socialized health care that is the norm in Europe. You didn't offer anything remotely resembling a fact to backup your assertions so neither will I. It's pretty apparent that you are just spouting uninformed opinions you learned from Fox news or conservative radio.

    1012. Re:So from here on out ... by BronsCon · · Score: 1

      Not quite the same, you're missing the directionality, but probably close enough. With the advances in LED tech, your setup does look somewhat epic. I didn't see the treatment tanks for the irrigation system in that video, but, by the looks of that setup I'd have to assume it's at least as good as what I came up with.

      --
      APK quotes people (including myself) without context and should not be trusted. Just thought you should know.
    1013. Re:So from here on out ... by bar-agent · · Score: 1

      Reconciliation is legal. There are a lot of Congressional procedural rules that suck. But they are there, nonetheless, waiting for someone to use them.

      --
      i'd hit it so hard, if you pulled me out you'd be the king of britain [bash.org]
    1014. Re:So from here on out ... by ryanov · · Score: 1

      Passenger railroads do not turn a profit in the United States, for a variety of reasons... not the least of which is the vast subsidization of road travel by the interstate highway system.

    1015. Re:So from here on out ... by Anonymous Coward · · Score: 0

      No treatment tanks. Special sensors in each 1,000 gallon tank monitor nutrient levels and re-mix in the appropriate nutrients to maintain a specific concentration. Nothing is wasted, the entire system is recirculating. Once a crop is done, the leftover water is run through an RO filter, the leftover nutrient salts get added to a compost pile, and we start over again.

      And that's old LED tech. Now we have rotary systems that cover the same area, using half the power, and getting the same yields.

    1016. Re:So from here on out ... by Anonymous Coward · · Score: 0

      The solution to our fascist healthcare system is NOT MORE FASCISM.

      Unfortunately, the other option is evil SOCIALISM (Commies! Reds! Public Healthcare!). Go down that route and they will be making bandages out of shredded American flags! The horror! The horror!

    1017. Re:So from here on out ... by LunaticTippy · · Score: 1

      You are one car crash, stroke, or cancer diagnosis away from racking up millions in costs. You don't even have to be conscious for these costs to be incurred. You might be permanently disabled as well. You are not as independent as you think, you are just fortunate so far.

      --
      Man, you really need that seminar!
    1018. Re:So from here on out ... by tftp · · Score: 1

      You are one car crash, stroke, or cancer diagnosis away from racking up millions in costs.

      You stumbled upon one interesting question that is related to the problem:

      How much is your life worth?

      For example, you fall ill and require daily infusions of blood. Thousands of people need to be found, tested, and brought to your bed for the procedure. You will never get better. You are not a genius whose mind is needed to save the Earth from an otherwise unavoidable doom. Should the humanity sacrifice that much just to keep you alive? Should the humanity sacrifice that much even if you will recover?

      This is an important question. Few things in this Universe are free; healthcare is not an exception. It costs someone's labor - essentially, part of someone's life - to keep you healthy. It is not air that we get for free, not sunlight, not gravity. Someone has to actually work to treat you.

      So if you get a stroke and your life can be only maintained by a continuous multi-million expense, is it worth it? You sould like you believe that any expense is OK to keep you alive. But that's not true. Humans are like bacteria on this Earth. There are 6 billion of us, and none are of any galactic significance. Your life is of value only to you, and to some extent to your relatives. If so, why do you insist that we all chip in and maintain your life forever? Oh, you aren't requesting the "forever" part? But then where is the line in the sand behind which you can be allowed to die?

      Obamacare and British NHS decide that for you. But in the current USA this line is drawn entirely by you - by your abilities, by your finances, and by your love of your own life. If you have the money you can afford all the healthcare that you can buy. This is your reward for working hard (for simplicity I presume the connection between public good and your wealth. Trust fund babies are not part of the deal, of course.) However if you are an alcoholic bum from under the bridge, then perhaps you are not valuing your own life that high. Or circumstances conspired against you - that happens too. That NASA astronaut guy, Poindexter, died today in an accident, and no money could save him. If only he'd be more careful with his life he could live happily ever after. But he was a risk taker and he valued his life just right for himself. Steve Irwin is another example.

      To cut the lecture short, if I get a stroke and I need a million dollars to get better I would gladly die. My life is not worth a million dollars. To put it differently, if I recover I will not be able to produce enough of public good to equal a million dollars. Humanity will be better off with me dead. I *do not want* you to pay for my healthcare. You may be shocked to learn that my (or yours) precious self is not infinitely valuable to Earthlings, but that's how things are. The value of your mind and of your body is pretty low, I would say (not "you" specifically, but "you" generically.) If you think you are an exception, prove it. Win a Nobel Prize, or become a founder of new Microsoft - you get the drift. Give me some proof that if *you* get in a car accident I should pay a million dollars for your treatment. If you do not, I will simply leave the problem to your capable hands. Pay for yourself and do not saddle me with costs that you incurred - and I will be happy to return the favor.

    1019. Re:So from here on out ... by LunaticTippy · · Score: 1

      You are I are in agreement on the value of human life and the reality that limited resources must be conserved. I disagree that socialized medicine limits what can be spent on saving a life. Rich people will always be able to buy extra healthcare, the socialized component is there to provide a floor for basic care. Wealthy Brits can purchase extra care at home or fly to a luxury clinic in India, Quatar, or the US and that will always be the case.

      I also disagree that the current US system restricts us to what we can afford. A poor alcoholic who gets run over by a car will be given expensive care. A random person who has a stroke will be given care despite their insurance status or wishes until they are stabilized. We have had emergency care socialized for a long time.

      I'd like to see a system that provides basic care for all, no expensive chronic conditions get heroic care. I'd especially like to see severe rationing of care for people with terminal conditions or those in the last few years of life. It is depressing to see how much is wasted on people like my grandparents, dying slowly and miserably and expensively, asking me for help committing suicide. I don't want to live in a country where people in a car crash get their bank account tested before they have their bleeding stopped.

      --
      Man, you really need that seminar!
    1020. Re:So from here on out ... by Anonymous Coward · · Score: 0

      The entire concept of insurance is the healthy pay for the sick. It disagree with the idea of being "forced" to pay for sick people means you don't want insurance at all to exist.
      One thing about Americans, they love to defend the wealthy. Here's a secret: The wealthy don't need defending. They're not deciding between rent and food, medicine or heat, or child care or gas money. The only fact in life is you will never be wealthy, stop dreaming. You will die poor, so at least stop pretending you're in the top 0.1%.

    1021. Re:So from here on out ... by Anonymous Coward · · Score: 0

      Humans like to take care of other humans, we're genetically engineered to get a squirt of feel good brain chemicals when we know we're helping others out, even when we don't get actual physical monetary profit.

      The capitalist system suppresses this human nature and replaces it with the childish selfish system we used to live under when we were in kindergarten. This is why our parents worked to hard to teach us to share our toys and give some of that candy bar away.

      The ACA is not only common sense, its a feelgood drug, why fight 200,000 years of evolutionary brain wiring.

    1022. Re:So from here on out ... by FitForTheSun · · Score: 1

      Wow. I've tried to think up a response, but you've stumped me. I can't possibly get through to a person who doesn't think the presence of the police is a preventative to crime, or that the fire department doesn't reduce destruction from fire.

    1023. Re:So from here on out ... by Anonymous Coward · · Score: 0

      > even if the Court disagrees with you in some way, you should nonetheless win for several backup reasons.

      It's possible to defend against this behavior by instructing the judge you would like to retain your Constitutional right of notakebacksies. You may need to go through a process of double and triple stamping the rights and multiplying it by increasingly larger values.

    1024. Re:So from here on out ... by Anonymous Coward · · Score: 0

      If you can't afford it you will pay the tax. So the money will go away, get used to it. Now that you're used to the idea, go get some insurance.

      Ok good, now go get a checkup. Anything wrong? Okay, get that stuff fixed. Now you won't be a burden on the rest of us when those problems got too bad to fix easily. Oh and you'll be more productive too. BTW, get your flu shot this year and some B-12/6 shots while you're at it. Also get some counseling and probably get some mood altering drugs.

      Great. Not so bad eh.

    1025. Re:So from here on out ... by foniksonik · · Score: 1

      That would be great except for the part where all those without insurance actually cost us all MORE money.

      I would rather it be a direct tax honestly, with direct coverage provided. There is too much time spent on administrating insurance coverage. That all goes into the cost of a procedure. Something that takes 15 min to do ends up being billed out as four hours because of the time spent requesting approval, following up on the claim, all the paperwork and data entry, not to mention the software license needed to make it happen at all.

      --
      A fool throws a stone into a well and a thousand sages can not remove it.
    1026. Re:So from here on out ... by Anonymous Coward · · Score: 0

      That's why I voted GWB twice and Obama once so far ( will again ).

      Some things need to happen and any action is better than no action. The middle east needed to get shaken up out of its self destructive state. The US health system as well. America needs decisive leadership - that's why we have the balance of power.

    1027. Re:So from here on out ... by coinreturn · · Score: 1

      They've been effectively taxing us for not doing things forever (by tax breaks for people who do it) - marriage, mortgage, children.

      So then you agree that the federal government has the power to this for guns, statues of the president, cars, anything they choose.

      The federal government has the power to do whatever it legislates unless the supreme court says otherwise.

    1028. Re:So from here on out ... by Ramtek · · Score: 0

      Not sure how the 40% tax that goes into effect in 2018 on my employee's and my own "cadillac" plans count as freeloading. As for as the implications of the decision, a tax requires only a simple majority in the senate to be repealed. In addition, states can now sue over the hokey origination in the senate but deemed passed nonsense even before the election (which they will) and all this nonsense about using the commerce clause as justification for not engaging in commerce has at last been stopped. Roberts lowered the bar to repealing this thing significantly while simultaneously negating some of its supporters key election time arguments (like the supposedly conservative "Activist" court).

    1029. Re:So from here on out ... by Anonymous Coward · · Score: 0

      3. The poor will tend (yes they are exceptions) to get more support federally then the rich (Per dollar payed in taxes

      But the rich get more support federally (per dollar paid in lobbyists).

    1030. Re:So from here on out ... by Anonymous Coward · · Score: 0

      I just got an email from corporate HR stating that my cost for health insurance is going up over the next two years because of this ruling.

      Well, that's a good theory. But thanks to the law, your insurance company can only actually pocket 15% of what everyone pays them. The rest they either have to refund you or spend on medical care.

    1031. Re:So from here on out ... by Anonymous Coward · · Score: 0

      Please explain how that isn't EXACTLY the same problem that the individual mandate was supposed to fix? the only difference I see is that the money goes to the government, then to the poor, then to the health care industry, whereas before it went directly to the health care industry. also please explain how it could possibly be less expensive in the long run now that there is at least one extra level of beuracracy (that must be paid for) in the middle.

      1. It turns out that getting treatment before something becomes an emergency is cheaper than after.
      2. Since everyone will have health insurance, the health insurance companies will have less expenditures per person enrolled. Many people who were young and healthy didn't choose to have insurance before. Now they will be paying their fair share.
      3. Since the health insurance companies can only spend 15% of the money they take in on overhead, they don't just get to pocket the rest.

      That is the theory. Does the real world work this way? Yes. Actually, it does. In the one place where this has been tried before, insurance rates dropped 40% in the next year.

    1032. Re:So from here on out ... by shentino · · Score: 1

      On the contrary, it is showing profound awareness of how the constitution is barely worth the paper it was written on these days.

      Legally, you are right.

      But practically it doesn't really matter.

    1033. Re:So from here on out ... by shentino · · Score: 1

      How the hell do you EXPECT america to know what's in the bill if it's written by corporate lawyers and shoved into DC by lobbyists?

    1034. Re:So from here on out ... by Anonymous Coward · · Score: 0

      Truth.
      Must.
      Be.
      Modded.
      Down!

    1035. Re:So from here on out ... by Anonymous Coward · · Score: 0

      So you employer is a moron who is smiting himself and likely making himself poorer just so he will not be forced to do the right thing and take care of his employees. When things get out of control in America, and the wealth of the country is violently redistributed, it is people like him who will get to watch as hordes of poor people murder and rape his family while everything he owns is stolen or burns down around him. I really cannot wait.

    1036. Re:So from here on out ... by Anonymous Coward · · Score: 0

      So, if the Canadian system is so good, why do wealthy Canadians come to the US to pay cash for treatment?

      Because they are wealthy. Why do middle-class Americans cross the border to buy medication in Canada?

      If you're wealthy, you can buy the best health care in the world in the US. Since the majority of people aren't, it makes no sense to have a system that punishes the majority in order to have the best health care system for a minority.

    1037. Re:So from here on out ... by shentino · · Score: 1

      Ignorant of the fact that the feds just proved that they'll do whatever the fuck they want to anyway?

      I don't call it ignorance, just learned helplessness and acquiescence.

    1038. Re:So from here on out ... by shentino · · Score: 1

      SCOTUS called the spade a spade, and obama said it was a hammer.

      He still lied.

    1039. Re:So from here on out ... by shentino · · Score: 1

      That still means Obama lied about it.

  3. Excellent decision by 0123456 · · Score: 0, Flamebait

    Now just wait for the Republicans to get in and start 'taxing' you for not going to church and not believing in Creationism and not owning a gun.

    1. Re:Excellent decision by i+kan+reed · · Score: 5, Insightful

      I'm already taxed for not having a mortgage, not producing "clean" coal, not having children, and numerous other things that we as a culture have decided should be incentivized. The former two items in your list would be a clear violation of the first amendment, which this case did not rest on, whereas the third would be constitutional(but also kind of silly).

    2. Re:Excellent decision by KingSkippus · · Score: 5, Insightful

      Probably so--the individual mandate was a Republican idea to begin with.

      I admire the Democrats for helping to tackle health care reform. There are some really good things in there--preventing insurance companies from rescinding coverage, allowing parents to insure kids up to 26, etc. But as a Democrat, I have mixed feelings about today's decision. I do not like the individual mandate, as like you, I feel that Congress shouldn't have the power to make you buy something from a private company.

      I was actually hoping that the law would stand as-is, except for the individual mandate, which I was hoping would be overturned. At that point, insurance companies would be screwed--they'd still be forced to cover those that they traditionally worked so hard to drop off the rolls, but without money coming in from those who are statistically healthier and less likely to pay for insurance. At that point, one of two things would happen: either 1) the insurance companies would lower prices on their policies to reasonable levels to be more conducive for healthy people to buy, or 2) the insurance industry would basically petition government to expand Medicare to cover those that they don't want to. Either way, it would be win/win.

      Ultimately, the only answer is a single-payer system. As long as you have private companies in the insurance business, there is a perverse incentive to screw their customers over. People whine and complain about government's incompetence, and I'd never say there's no waste or that government is perfect. However, I trust government a hell of a lot more than I trust the insurance industry, which has proven time and again that they're scum.

    3. Re:Excellent decision by Anonymous Coward · · Score: 0

      The reason you should be taxed for health care is because if you don't have it you're basically a parasite on the rest of use who do pay. As a republican I believe one should take responsibility and no live of the res of us.

    4. Re:Excellent decision by Anonymous Coward · · Score: 0

      Odd as by your definition I'm taxes for having too small a mortgage. I don't incure enough in interest to itemize my takes, so I still take a standard deduction (yes, I have a CPA do my taxes).

    5. Re:Excellent decision by gtbritishskull · · Score: 2

      Churches are already tax-exempt, so I have to pay for services that they use that they don't have to pay for. So, in essence, I am already paying for churches that I don't go to. Also, some places have passed laws requiring you to have a gun.

    6. Re:Excellent decision by riverat1 · · Score: 4, Informative

      At least the ACA forces private health insurance companies to spend 85% of the premiums they receive on health care and limits overhead to 15%. A lot of people received rebates from their insurers this year because of that provision.

    7. Re:Excellent decision by bugs2squash · · Score: 1

      I don't think churches pay taxes, though they do consume city and state services, hence my tax bill goes up to cover their non payment.

      --
      Nullius in verba
    8. Re:Excellent decision by acoustix · · Score: 1

      I'm already taxed for not having a mortgage

      Are you retarded? You are not taxed for not having a mortgage. If you have a mortgage you can use it to pay less in taxes, but you still pay more money out of your pocket with the mortgage. If you do not have a mortgage then you are actually keeping more of your money.

      --
      "A plan fiendishly clever in its intricacies"- Homer Simpson
    9. Re:Excellent decision by Anonymous Coward · · Score: 0

      Yes, if you went and increased your mortgage debt you would be rewarded with a tax break. Home encumbered citizens are good; they are easy to find, don't move around all that much. Home and debt encumbered citizens are even better; they are easier to find as they tend to work a stead job as much as possible. They go to bed earlier, they worry about keeping things nice. The government rewards that.

      I assume your mortgage is small because you've paid it down over many years. Congratulations! I envy you.

    10. Re:Excellent decision by Anonymous Coward · · Score: 0

      The "perverse incentive" is largely moot because of the medical loss ratio minimum requirement in the Affordable Care Act. Companies are incentivised to pay more medical conditions so that they can keep premiums higher and thus overall their 15% max profit margin is 15% of a larger number.

    11. Re:Excellent decision by Anonymous Coward · · Score: 0

      Say your mortgage payment is the same as your rent payment. One group is getting preferential tax treatment. We need to kill off all the social engineers.

    12. Re:Excellent decision by orgelspieler · · Score: 1

      Effectively, people who don't go to church are already taxed. Economically speaking, getting a tax break for donating to a church is very similar to others having to pay a tax for not donating to a church. It's not 100% the same since there are some benefits to keeping your money or donating it as you see it, but it's definitely not as far-fetched as you're trying to make it sound.

    13. Re:Excellent decision by Jakkor · · Score: 1

      As long as you have private companies in the insurance business, there is a perverse incentive to screw their customers over.

      This "pervese incentive" is what free markets like to call "profit".

    14. Re:Excellent decision by Anonymous Coward · · Score: 0

      "I do not like the individual mandate, as like you, I feel that Congress shouldn't have the power to make you buy something from a private company."

      You mean like state governments forcing you to buy insurance to drive?
      you mean like the government (federal/state/local) taxing your income, property, purchases, and other forms of existence and using it to provide services to the community by subcontracting the work out to .... gasp .... private companies?

      I fail to see the differences here . . . I get that sometimes its a state government as opposed to the federal government - but from the peons point of view (a.k.a. yours and mine) it makes no difference.

      Fact is, we live in a civilized society with obligations and rules. Society has decided that people without health insurance, and who make enough money to pay for said insurance, but yet fail to pay for said insurance should be taxed in an effort to make them stop mooching off the rest of us by accepting free health care.

    15. Re:Excellent decision by xleeko · · Score: 1

      Ultimately, the only answer is a single-payer system. As long as you have private companies in the insurance business, there is a perverse incentive to screw their customers over.

      Actually, this opens the door to other options by using the framework against itself. Strong copyright was used to implement copyleft. In the banking world you have credit unions that are structured to operate efficiently and for the benefit of depositors. On wall street, Vanguard is structured like a credit union for mutual funds.

      I can see the eventual rise of a mutually held health insurer that can keep costs very low by removing profit skim and focusing on efficient care. Of course, the for-profit companies will fight it as hard and dirty as they do against single payer, but the new consumer-focused requirements of the ACA will probably make it easier to break into the market.

    16. Re:Excellent decision by Anonymous Coward · · Score: 0

      Say your mortgage payment is the same as your rent payment. One group is getting preferential tax treatment. We need to kill off all the social engineers.

      Dude, lighten up. Buy some property, get yourself a tax break, stop feeding The Landlord with the fruits of your labor.

    17. Re:Excellent decision by Anonymous Coward · · Score: 0

      There are some really good things in there--preventing insurance companies from rescinding coverage, allowing parents to insure kids up to 26, etc.

      Which is another way of saying people who take care of their health (and thus wouldn't get their coverage rescinded) and don't have children will have to pay more for their insurance. Oh, you didn't think those "good ideas" were free, did you?

    18. Re:Excellent decision by Anonymous Coward · · Score: 0

      Republican and Democrats are the same. neither party works for the American People.

    19. Re:Excellent decision by Anonymous Coward · · Score: 0

      Odd as by your definition I'm taxes for having too small a mortgage. I don't incure enough in interest to itemize my takes, so I still take a standard deduction (yes, I have a CPA do my taxes).

      So you weren't doing your part to hold up the housing bubble... Shame on you. You should be taxed because you caused the economy to collapse ;^P

    20. Re:Excellent decision by Anonymous Coward · · Score: 0

      Or 3) insurance companies stop offering insurance in the United States.

      There are several states that tried your proposal (including the one I live in), and in each case it was an unmitigated disaster.

    21. Re:Excellent decision by slew · · Score: 1

      Ultimately, the only answer is a single-payer system. As long as you have private companies in the insurance business, there is a perverse incentive to screw their customers over.

      Sadly, as long as you have private companies, there are generally some choices. With the government single payer system, there will likely not be much choice. E.g., like social security you get "billed" 12.4%, you can't choose a lower amount for lower benefits if you dont' think you need them.

      People whine and complain about government's incompetence, and I'd never say there's no waste or that government is perfect. However, I trust government a hell of a lot more than I trust the insurance industry, which has proven time and again that they're scum.

      Actually I think both are quite scummy, but with the incentives in place today it is more likely that insurance companies will pay nice (now there are minimum loss ratios, although unforunatly, they are only 85%). Given the NHS in other countries, I'm not so sure that the government would have any incentive to maintain a loss ratio less than 200% (meaning they'd divert general revenue to pay for healthcare) which seems unsustainable to me...

    22. Re:Excellent decision by steelfood · · Score: 1

      There's a 3rd option: Make insurance premiums unaffordable. Then suddenly, everybody goes bankrupt from health care costs, and the government ends up paying for the care. The government itself then goes bankrupt, and there's no health care for anybody except for the wealthy.

      Of course, the public option would've been the best. But this is at least a step in the right direction.

      --
      "If a nation expects to be ignorant and free in a state of civilization, it expects what never was and never will be."
    23. Re:Excellent decision by acoustix · · Score: 1

      Say your mortgage payment is the same as your rent payment. One group is getting preferential tax treatment. We need to kill off all the social engineers.

      Nope. Not the same. The government is trying to encourage people to invest in homes and properties.

      --
      "A plan fiendishly clever in its intricacies"- Homer Simpson
    24. Re:Excellent decision by niado · · Score: 3, Informative

      GP is implying that he pays rent instead, which most people do if they do not pay a mortgage. Often monthly rent payments are similar/higher than monthly mortgage payments, but without the tax breaks. So yes, indirectly you are taxed for not having a mortgage.

    25. Re:Excellent decision by user317 · · Score: 2

      At least the ACA forces private health insurance companies to spend 85% of the premiums they receive on health care and limits overhead to 15%. A lot of people received rebates from their insurers this year because of that provision.

      profit == 0.15*X, hmm, how do i increase X? i think the worst part of this bill is that everyone involved has the incentive to increase the amount of health care provided.

      --
      me fail english? thats unpossible
    26. Re:Excellent decision by Anonymous Coward · · Score: 0

      /agree

    27. Re:Excellent decision by Anonymous Coward · · Score: 0

      Impressive. You took the time to come up with a few possible scenarios on your own. I'm impressed you didn't just go with the broccoli arguement you almost surely heard on fox news.

    28. Re:Excellent decision by riverat1 · · Score: 1

      Or some plans may decide to forgo additional profits that way and thus be able to sell their policies for less. That's a competitive advantage. They will increase their profits by selling more policies.

    29. Re:Excellent decision by omnichad · · Score: 1

      So mortgage payers pay less, meaning the gap has to be filled from somewhere - it certainly didn't force the government to get that much more efficient with its operating expenses. Effectively, it's a tax on not having a mortgage.

    30. Re:Excellent decision by Anonymous Coward · · Score: 0

      Using that logic, you're also taxed for not being a millionaire whose income is primarily stock earnings.

    31. Re:Excellent decision by Anonymous Coward · · Score: 0

      It's giving them a mandatory 15% gross profit margin.

      Nice of them to hand that out to one of the best lobbied business on the planet.

    32. Re:Excellent decision by Pfhorrest · · Score: 1

      And worse still, the people who rent are often those who don't have the money lying around for a down payment on a mortgage, and because they are having to pay rent (and higher taxes) while trying to save up for that down payment, may never have that kind of money.

      Tax breaks on mortgages but not rent are the worst kind of regressive tax. I can see a tax break on a mortgage, at least a first mortgage, just trying to get yourself into your own home and out of someone else's... but if anything, there should be even bigger tax breaks on renting, since you are throwing money down a hole and ending up with no property at the end of that, just because you don't have enough money to get out of that situation.

      --
      -Forrest Cameranesi, Geek of all Trades
      "I am Sam. Sam I am. I do not like trolls, flames, or spam."
    33. Re:Excellent decision by Anonymous Coward · · Score: 0

      So, what prevents the insurer from colluding with medical providers to ensure that the bills are inflated enough to amount to 85%, and the insurers and hospitals split the "increased revenue" in some other fashion? "You know, you really could charge a little more for that hip replacement; and there is a medical device preview this weekend at my new beachfront property, you should really stop by..."

    34. Re:Excellent decision by Anonymous Coward · · Score: 0

      Not true. The law doesn't go into effect until 2014. No one received a rebate. Health insurance costs have been rising at even higher rates than they were before the law was illegally passed.

    35. Re:Excellent decision by riverat1 · · Score: 1

      Before this law some insurance companies spent 20-30% of their gross receipts from premiums on overhead. The law doesn't force the companies to take that 15%. Presumably if their overhead is less they can sell their policies for less thereby gaining a competitive advantage.

    36. Re:Excellent decision by riverat1 · · Score: 1

      Parts of the law like the individual mandate don't go into effect until 2014 but that part is already in effect. In 2012 insurance companies are providing about $1 billion in rebates.

    37. Re:Excellent decision by KingSkippus · · Score: 1

      You obviously don't know what a perverse incentive is.

      With a normal company--that is, one without a perverse incentive, the more someone needs your service the more money you make and the more incentive you have to be a good company and provide them good service. In the insurance industry, the opposite is true. The more someone needs your service, the less money you make--very possibly to the point of costing you money, thus the faster you try to ditch them as a customer by any means necessary--screw them over has hard as you can.

      This is a classic case in which government should step in--a case in which the free market does not work as intended, especially since it is an area that is essential for people's health and lives. That is why I assert and maintain that when it comes to health care, the only answer is a single-payer system that we all support.

      Contrary to popular belief, this doesn't mean that there is no room in health care for the free market to operate. The way it should work is that we have a national health care system that pays medical costs of all U.S. citizens, and taxes are raised to cover the costs. A national health care board sets standard market rates for various procedures based on current market rates by geographical area, and periodically reassess them to see if any adjustments need to be made. Health care providers can charge that rate and be guaranteed the income from patients using the national health care system. Or optionally, they can charge more if they want, with the extra costs being incurred by the patient.

      This would provide for a competitive environment within the health care industry. If the standard rate for open heart surgery is $x, but you're a distinguished cardiologist with a sterling reputation, you can charge $(2 * x) if people are willing to pony up the extra $x to have you as their surgeon. Or if the standard rate for a root canal is $y, you can offer optional "while you sleep" service for $(y + 300). There wouldn't be any restrictions on what doctors you can or can't see, or what patients a doctor must or must not accept, at least none that aren't in place already.

      Does that mean that some healthy people who are paying less for health care now would end up paying more? Yes. This isn't a bad thing. When you have someone making $30,000 per year needing a $500,000 transplant and medication that costs $500 per month, either 1) we just let them die (not an option to most civilized societies), or 2) someone has to pay for the health care. Right now, that "someone" is already the taxpayer, so really, not much would change except the quality and availability of less serious health care--which, incidentally, thanks to more availability of preventative health care means that maybe that person doesn't end up needing a $500,000 transplant and $500 per month medication--to millions of people.

      In an ideal world, people simply wouldn't get sick and ideals like not having to pay for other people's health care wouldn't be an issue. In the practical one that we live in, sometimes you have to compromise your principles to live in a better society.

  4. Odd reasoning by Anonymous Coward · · Score: 1

    I find it interesting that it was found Constitutional under taxing power. I don't recall anyone pushing that angle to support the Constitutionality.

    1. Re:Odd reasoning by onemorechip · · Score: 4, Informative

      I find it interesting that it was found Constitutional under taxing power. I don't recall anyone pushing that angle to support the law in the court of public opinion.

      There, FTFY.

      --
      But, I wanted socialized health insurance!
    2. Re:Odd reasoning by Antipater · · Score: 5, Informative

      Nobody had to. According to Roberts, it is the court's duty to seek out and find any possible angle to keep a law constitutional. If it fails by one interpretation, use another. Only if everything fails is it struck down.

      --
      Everything is better with chainsaws.
    3. Re:Odd reasoning by Anonymous Coward · · Score: 2, Interesting

      It was an "interesting" lawsuit to begin with. The entire basis of the lawsuit, that the mandate was unconstitutional, is a legal theory that was concocted and purchased in to public awareness via conservative media outlets. When the law was being written, this sort of challenge was not even on the radar and had no legal precedent whatsoever. Plenty of other insurance mandate style laws already exist. (We're compelled to buy all sorts of insurance for all sorts of reasons)

      Now, though, that the mandate-is-tax ruling is a supreme court ruling it opens the doors to more legislation of that type in the future. The repubs own that one for putting up a flimsy case to begin with.

    4. Re:Odd reasoning by cc_pirate · · Score: 4, Informative

      It was argued as a side argument at SCOTUS. basically the argument was that 'this is permissible under the Commerce Clause, but oh, even if it isn't then it is a tax and is permissible as that'. Always smart to give the court multiple possible reasons something can be constitutional as this case clearly shows.

      --

      "There are laws that enslave men, and laws that set them free. " - Sean Connery as King Arthur

    5. Re:Odd reasoning by larry+bagina · · Score: 2

      Congress and Obama denied it was a tax at the time of passage but the first day of the supreme court arguments was whether it was a tax or not (and if you look back at the coverage, the unanimous opinion was: not a tax).

      --
      Do you even lift?

      These aren't the 'roids you're looking for.

    6. Re:Odd reasoning by Blindman · · Score: 5, Insightful

      For political reasons, it couldn't be called a tax. The Supreme Court wasn't impressed by the semantics.

      --
      I don't practice what I preach because I'm not the kind of person that I'm preaching to.
    7. Re:Odd reasoning by Muad'Dave · · Score: 2

      ...We're compelled to buy all sorts of insurance for all sorts of reasons

      None of which compel you to buy insurance for merely existing.

      The big issue is that now the gov't can tell you what to do vs what not to do. This is a big legal quagmire.

      --
      Tiller's Rule: Never use a word in written form that you've only heard and never read. You will end up looking foolish.
    8. Re:Odd reasoning by riverat1 · · Score: 1

      Exactly! They didn't want to call it a tax because that's such a dirty word to so many in this country.

    9. Re:Odd reasoning by Anonymous Coward · · Score: 0

      That's not true the government made three arguments for the legality of the penalty, first argument was Commerce Clause, second was Necessary and Proper Clause, and third was as a tax. The third argument won.

    10. Re:Odd reasoning by larry+bagina · · Score: 1

      State governments have broad police powers that the federal government does not. It's apples and oranges for Massachusettes to require health insurance vs the federal government to require health insurance. Doubly so if your example is car insurance, since it's only needed when driving on public roads.

      --
      Do you even lift?

      These aren't the 'roids you're looking for.

    11. Re:Odd reasoning by tgibbs · · Score: 1

      I was surprised and impressed by the ruling...I didn't expect the Supreme Court to look beyond the semantics to the bottom line. Even liberal Constitutional scholars thought that this might be a sticking point.

    12. Re:Odd reasoning by Nethemas+the+Great · · Score: 1

      Conservatives were the ones--by way of the Heritage Foundation--to introduce the individual mandate back in 1989.

      --
      Two of my imaginary friends reproduced once ... with negative results.
    13. Re:Odd reasoning by squiggleslash · · Score: 1

      The big issue is that now the gov't can tell you what to do vs what not to do. This is a big legal quagmire.

      Well, that's something radical and new. I propose we call the statements about what you can and can't do "laws". Has a nice ring to it.

      (Seriously, people thought this was unconstitutional? If the ACA had been ruled unconstitutional, I question whether a single law on the books is constitutional. And a reminder: the purpose of the constitution and the supreme court isn't so that nine pensioners can bail us out every time we elect a government that sucks. Elections matter.)

      --
      You are not alone. This is not normal. None of this is normal.
    14. Re:Odd reasoning by SoupGuru · · Score: 1

      Good. Let's call it a tax. It makes it easier to move to a single payer system in the future.

      --
      What doesn't kill you only delays the inevitable
    15. Re:Odd reasoning by cfulton · · Score: 2

      So, You could exist before this law without paying tax. You never generate income (income tax), never own property (property tax), never purchase anything (sales tax), never drive a car (gas tax + have to buy insurance). You can't exist and not pay taxes. Face it man. That is not a real argument.

      --
      No sigs in BETA. Beta SUCKS.
    16. Re:Odd reasoning by Anonymous Coward · · Score: 0

      And this bill still does not compel you to buy insurance for merely existing. Thats the cool part about it. BUT if you exist and you can afford it then you must. People who are to poor to buy insurace are not forced by this bill to. If on the other hand, you can afford insurance but won't buy it because you would rather live off the rest of us, I really don't care what you think.

    17. Re:Odd reasoning by Muad'Dave · · Score: 1

      Perhaps English is not your first language.

      There is a huge difference between the meaning of the words "can" and "shall" when applied to laws. Most laws are of the "shall not" variety. There are very few that are on the books that deal only with "can" - our whole legal system is built on the premise that an act is lawful unless specifically forbidden, so "can" laws are unneeded.

      Name another law that compels you to do something that isn't a consequence of a choice you make. The only ones I can think of are 1) the mandatory draft enrollment for young men that's still on the books (and is unconstitutional since women can also serve in the military) and 2) filling out the census

      Taxes don't count - they're a consequence of earning income - a choice.

      You used to be able to live your life (a very sheltered, boring life) without running into the Gov't compelling you to do anything, much less engage in a transaction with a private-sector business.

      --
      Tiller's Rule: Never use a word in written form that you've only heard and never read. You will end up looking foolish.
    18. Re:Odd reasoning by squiggleslash · · Score: 1

      Perhaps English is not your first language.

      And your momma's so fat she... actually I can't be bothered to sink to your level, so I'll just explain why you're spectacularly wrong.

      Most laws are of the "shall not" variety. There are very few that are on the books that deal only with "can"

      OK, so that proves the point that this law is something new... how? By your own admission, even if we propose that this law has a radical "can" aspect (it doesn't), and that "can" is radical, there already are laws, just "very few" of them, that do this.

      Of course, there's no can. The law provides a basic quid pro quo. You get a tax break from a brand new tax if you buy a particular service. And you get that service subsidized for you if you're poor.

      But, no, the law is full of obligations. You mention two. You claim a third "doesn't count" but actually it does, because this is actually about a tax. A tax you don't pay if you buy a service. A tax you also don't pay... if you don't earn income. Which you say is the reason why it doesn't count.

      You used to be able to live your life (a very sheltered, boring life) without running into the Gov't compelling you to do anything, much less engage in a transaction with a private-sector business.

      Alas that's never been true. The government can sneak in at the worst of times. But supposing it was, the ACA doesn't change the dynamic at all. If you decide to live in a hut in the woods with your pet falcon in Montana, refuse to get a job, and live in Earthworms, or for that matter, if you live in your parent's basement and sponge of them, or any other tax free lifestyle I can think of, you still can, and you still have no obligations to pay for anything.

      --
      You are not alone. This is not normal. None of this is normal.
    19. Re:Odd reasoning by Straif · · Score: 1

      The federal lawyers have been calling it a tax since the beginning.

      This is not a decision pulled from thin air by the SCOTUS, it was one of the defenses for the Act put forward at the onset of the case.

      --
      Of course that's just my opinion...... you could be wrong!
    20. Re:Odd reasoning by shutdown+-p+now · · Score: 1

      I'm a zombie, you insensitive clod.

    21. Re:Odd reasoning by Muad'Dave · · Score: 1

      I didn't mean the first language comment as an ad hominiem attack - by your misunderstanding of the US legal system I truly thought you were not living here.

      Perhaps you remember all of the vociferous denials that it was a tax - FROM THE OBAMA TEAM! They knew they could tax us to death already. Now they want to be able to push their agendas and direct cash to their cronies directly, bypassing all the pesky oversight laws.

      The problem I have with the law is this - the government is compelling me to enter into a financial transaction WITH A PRIVATE BUSINESS DIRECTLY. If they had said that the gov't was going to provide and manage universal health care, tax us for it, and then sub-contract it out to those exact same insurance companies I'd have no problem with it. The issue is the expansion of government powers to compel citizens to spend money IN THE PRIVATE SECTOR. This is unprecedented and unacceptable.

      --
      Tiller's Rule: Never use a word in written form that you've only heard and never read. You will end up looking foolish.
    22. Re:Odd reasoning by T.E.D. · · Score: 1

      Actually, four of them were, which I find kind of sad.

      Well, either that, or they had considerations other than the actual law in front of them...

    23. Re:Odd reasoning by shentino · · Score: 1

      Somehow I think they put up a flimsy case on purpose.

  5. Now to understand what it means by timeOday · · Score: 4, Interesting

    I already have health insurance. It's expensive and overly complicated, but I do have it. So, will this actually change anything for people like me? Hopefully I won't be picking up the tab for so many others who opted not to buy insurance before getting sick. But otherwise I don't see a huge impact.

    1. Re:Now to understand what it means by SonofSmog · · Score: 0

      Of course you will be picking up more of the tab. Anytime you expand something that costs money SOMEONE has to pay for it, and that someone is you. There isn't a single provision in Obamacare that will reduce costs.

    2. Re:Now to understand what it means by characterZer0 · · Score: 1

      Expect high-deductible policies to disappear.

      --
      Go green: turn off your refrigerator.
    3. Re:Now to understand what it means by letsief · · Score: 5, Insightful

      You were already doing that before, partly through your taxes, partly through effectively paying higher amounts to hospitals, in order to compensate hospitals for the all the ER visits they get from people without insurance (and thus likely never pay). You potentially could have ended up in the situation you were worried about if the Supreme Court struck down the individual mandate, but kept the rest of the law.

    4. Re:Now to understand what it means by Anonymous Coward · · Score: 0

      You currently have insurance. The question is is your insurance good enough. The government can now decide what are the minimum requirements for an insurance plan to be acceptable and you not to have to pay the penalty. If the government decides that all acceptable plans have to cover gyms and your plan does not you either switch plans or pay the penalty.

    5. Re:Now to understand what it means by Volante3192 · · Score: 1

      Yeah, just because it's been out there for two years, NOW we finally decide to start looking at what's in there? *sigh*

      Anyway, your answer: no, as long as your plan covers everything the bill mandates.

    6. Re:Now to understand what it means by GateGuy · · Score: 2

      I would think that your premiums should go down.

      I believe that a portion of the premiums that I pay go to a state uninsured fund, that hospitals draw from to pay for uninsured people that visit the emergency room.

      With everyone having insurance now, there would no longer be a need for the state to collect and disperse the funds.

      Of course I am talking about the state of Maryland, so if the funds are no longer needed for uninsured, the state will flush the money down Baltimore.

      --
      Maryland State Motto: If you can dream it, we can tax it.
    7. Re:Now to understand what it means by fermion · · Score: 4, Informative
      The theory is that health care will be cheaper overall because everyone will have to pay for thier healthcare. We will not have situations where a 30 year old chooses not to have health insurance because work does nor provide such a benifit, then has a major illness that the taxpayers fund the care of.

      In Texas the state created a socialist program in which everyone who drives a car has to have insurance. The argument that having a car is a choice was hogwash, you have to have a car in texas. The government basically decided the insurance companies were to profit, but did crate a pool that one could use for insurance of last resort. The result is a new $400 expense to owning a car. The other result is that uninsured motorist insurance is very cheap, and I am not paying for others people accidents. If it is good in TX, it is good everywhere.

      --
      "She's a scientist and a lesbian. She's not going to let it slide." Orphan Black
    8. Re:Now to understand what it means by cc_pirate · · Score: 5, Informative

      Odds are your taxes will go up to support enforcing this program, as will your health insurance costs as they struggle to compete with it.

      Insurance rates will likely go up LESS fast since those WITH health insurance have ALWAYS been paying for those WITHOUT. Now we will no longer have to do that in many cases. Of course, healthcare and insurance being what they are, insurance will still go up, just not as fast.

      At this point most of the law has already been priced in insurance anyway.

      --

      "There are laws that enslave men, and laws that set them free. " - Sean Connery as King Arthur

    9. Re:Now to understand what it means by Volante3192 · · Score: 2

      When someone uninsured goes to an ER, who pays for their care?

    10. Re:Now to understand what it means by rmstar · · Score: 1

      Of course you will be picking up more of the tab. Anytime you expand something that costs money SOMEONE has to pay for it, and that someone is you. There isn't a single provision in Obamacare that will reduce costs.

      Not true. In the case of healthcare, having people getting adecuate medical attention sooner means less health issues spiralling out of control and less expensive emergencies. Costs will go down.

      A good, state run single payer system (like many Europeans have) would have reduced the costs furthrer.

    11. Re:Now to understand what it means by preaction · · Score: 2, Insightful

      No, they'll go up faster because the insurance companies can say "We have to pay for Obamacare," when in fact they are benefiting from it as you mentioned. This is the way most corporations, especially insurance corporations, work.

    12. Re:Now to understand what it means by Anonymous Coward · · Score: 2, Interesting

      My expectation: in a short period of time, you'll pay less. A big part of the western world already has health insurance as mandatory, and because of that health insurance companies get more customers, and can improve their prices. If they don't, some other company will, and everybody will get insured from that company.

      And another thing that might change is the US no longer becoming the joke of the western world, with all the stories I've heard of Americans or tourists in America not being given the medical care they deserve or need.

      I'm not sure of the details of this law, to be honest, but why do you think so few people in Europe are complaining about similar laws?

    13. Re:Now to understand what it means by SonofSmog · · Score: 1

      Uh.. You will be paying for more than ER visits now, since the poor will be shuffled on to medicare where doctors are payed a fixed amount per month per patient in case the patient gets the sniffles or something. Of course many doctors say that amount is already too low, and probably will stop seeing medicare patients all-together.

    14. Re:Now to understand what it means by Jawnn · · Score: 3, Insightful

      You've been "picking up the" tab all along, dumbass. Forcing, (or allowing, depending on your point of view) the uninsured to go the an E.R. for basic care - and not providing them with ANY preventative care, is expensive. Someone pays that bill. Who could that be, I wonder.

    15. Re:Now to understand what it means by sammy+baby · · Score: 5, Insightful

      Wow, are you likely to get an earful over this. Here's my perspective (not a neutral one):

      The "individual mandate" part of the Affordable Care Act (ACA) requires you to carry health care insurance. However, supporters claim that because the risk associated to insurers is now spread out over a much larger segment of the population (those who would normally decline health insurance are obviously less likely to need it), the cost to individuals in terms of premiums is likely to decline. In other words, they're betting that the cost of your insurance is likely to decline. Personally, I think that's likely... for insurers, anyway. Whether insurers pass these cost savings to individuals is a craps shoot. When Massachusetts (under, ahem, Governor Romney) passed a law with an individual mandate, premiums fell something like 40% at the same time that it was rising nationally.

      Another big part of the bill is the "pre-existing condition" clause: basically, an insurer cannot deny you coverage because you already have a medical condition that they don't want to cover. There was some worry among ACA boosters that the court might strike down the "individual mandate" part without the "pre-existing condition" part, which would have been catastrophic to the risk pools: seven states have tried passing pre-existing condition laws without the individual mandate, and it went very badly for all of them. So if it turns out that you come down with some kind of chronic or severe condition, it can no longer be used as a reason for an insurer to deny you insurance.

    16. Re:Now to understand what it means by dkleinsc · · Score: 4, Informative

      So, will this actually change anything for people like me?

      Like anything else complicated, it depends. Some things it does that could affect you:
      * If you have any kids ages 18-26 you have the option of putting them on your group insurance plan, which you couldn't always do before this was passed.
      * If you work full-time for a company that has more than 25 employees, they have to offer you health insurance benefits. If you don't work for that kind of company, they're setting up an insurance exchange where you can easily compare and buy insurance.
      * If it does what the people who designed it think it will do, it will reduce the number of people who show up at ERs without insurance, and significantly increase the chance of poorer people getting preventative care.
      * It prevents your insurance company from refusing to cover something by claiming it's a pre-existing condition, and from cutting you off because you got sick.
      * The part that people are up in arms about is that if you don't somehow acquire health insurance, you pay a tax penalty.
      * If you were poor, the government would pay for your health insurance. I doubt this is relevant to you.

      This is more-or-less identical to the plan passed in Massachusetts several years ago, and signed into law by one Mitt Romney. The studies vary as to how useful it was (mostly depending on the political slant of those doing the study).

      --
      I am officially gone from /. Long live http://www.soylentnews.com/
    17. Re:Now to understand what it means by SonofSmog · · Score: 1

      There will only be two types of plans now, and the coverages are basically identical. Sorry if you wanted something different. Be prepared for endless politicizing of your yealthcare, though, since the coverages are no longer determined by you, your employer and your insurance companies willingness to pay or not pay for something, but by unelected bureaucrats and armies of lobbyists.

    18. Re:Now to understand what it means by DeTech · · Score: 2

      Insurance companies already pay for the uninsured by way of hospital costs. Most likely nothing will change. This is how government works.

    19. Re:Now to understand what it means by Dwonis · · Score: 1

      Maybe the prices charged by doctors/hospitals/etc will go down (or at least not go up as quickly). Every time there's a medical bankruptcy, they don't get fully paid, so they have to factor that into their prices.

    20. Re:Now to understand what it means by Desperado · · Score: 1

      I already have health insurance. It's expensive and overly complicated, but I do have it. So, will this actually change anything for people like me? Hopefully I won't be picking up the tab for so many others who opted not to buy insurance before getting sick. But otherwise I don't see a huge impact.

      Well, there's the part of the act that requires health insurance companies to refund a portion of your premiums if "overhead costs" exceed 80% of gross receipts. That's a good thing, right?

      --
      If you're not living on the edge, you're taking up too much space.
    21. Re:Now to understand what it means by Anonymous Coward · · Score: 0

      Completely wrong. I dont have insurance, and I have to pay my hospital bills. If I dont pay, it goes to collections and goes on my credit report. The only way for me to avoid medical bills, is to file bankruptcy.

      FALSE: "Healthy hard working americans who insure themselves are why my bill is so high."
      TRUE: "We need to tax healthy hard working americans who pay their own bills so that my insurance will be cheaper. I need a triple bypass and liposuction soon"

      Oh and guess what? Paying my medical bills like a responsible adult (the few I have) is incredibly cheaper than paying for health insurance, no matter which way you try to calculate it. Over the course of a lifetime, its cheaper for me to invest $400 a month into a money market account, than it is to pay $600 a month for health insurance. And I get better coverage than YOU DO.

    22. Re:Now to understand what it means by Anonymous Coward · · Score: 0

      It won't change anything for you, you're exempt from the 'tax'.

    23. Re:Now to understand what it means by Anonymous Coward · · Score: 1

      Based on my experience in Canada, here's what you can expect:
      1. the cost of your insurance will go up.
      2. the "cost" of many services will go up, like any service where the only person paying the bills is the insurance company.
      3. as time goes on, and health care costs continue to rise and consume a larger portion of the government budget, restrictions will begin to be implemented to try and control costs. Faced with ever increasing patient loads but not ever increasing budgets, hospitals will begin to prioritize those procedures which yield the best cost/profit ratio. Wait lists will be implemented in order to defer those procedures which can't be handled by the current budget. Capital expenditures on new equipment will become less frequent.
      4. prices for everything will be mandated by the government. Routine or mundane treatments/procedures will be put at the low end of the pay scale. As a result, doctors will look to specialize their skills in order to earn more money. General practitioners and family doctors will become scarcer. Smaller communities will have a hard time attracting new doctors to fill the void left by retiring doctors.

    24. Re:Now to understand what it means by DJRumpy · · Score: 3, Insightful

      [citation needed]

      Odds are your taxes will go up to support enforcing this program, as will your health insurance costs as they struggle to compete with it.

      Given that those who currently cost many times more for health coverage by visiting the emergency room will now have such insurance, the average unexpected costs of health care will actually go down. Other than throwing some unsupported politicized catch phrase out there, why not throw out some supporting arguments or facts?

      Given that an insured family shells out an estimated additional $1000 dollars for uninsured patients who visit the emergency room, what do you think willl happen when the majority of those will now be covered?

      Remember the number of 'families' in the U.S., multiple that by $1000 each for every family with insurance, and you begin to understand the scope of the unplanned costs that the uninsured add to every responsible persons budget.

      I'm floored that the Republicans, who originally championed this idea, were so quick to do an about face simply because it was pushed through by a Democrat. This is a good thing, and necessary to control costs. Anyone who runs a budget or does accounting would always prefer a controlled (known) costs to an unknown cost. it's common sense and makes planning easier, as well as smooths out any financial distress to the system.

    25. Re:Now to understand what it means by DrgnDancer · · Score: 1

      Actually it does affect you, largely in the theoretical future, but primarily in positive ways. A coworker of mine at a previous job paid an outrageous amount of money for the highest tier health coverage our University offered. She did so because her husband had a chronic condition, and was either over or approaching the 1 million dollar lifetime benefits limit on all of our other policies. She felt lucky that the University actually offered a (much more expensive) unlimited lifetime benefit policy, as most employers don't. In some future where you have a chronic condition that requires care over many years and eventually takes you over a million dollars of lifetime care, you won't have to worry about it.

      For that matter, even acute conditions can go over a million dollars rather fast. My wife's dear friend had a baby a few years ago. Though everything was fine with the birth, and the baby was healthy at first, she developed pneumonia at three days old (it's thought that it was a result of a freak case of meningitis). After three months in an induced coma and several near death experiences, the girl is now a healthy three year old. She'll likely have some learning disabilities and other minor mental issues, but her prognosis is generally good. If not for a wealthy aunt willing to foot the bill for medical care though, she would already have surpassed her mother's million dollar lifetime benefit limit and would no longer be coverable by her insurance... Ever. That will soon no longer be able to happen, nor will future insurance companies be able to deny her coverage because of her preexisting conditions. Planning to have kids?

      What about preexisting conditions? You may not have one, but lets say you lose you job and your insurance lapses. You break your leg during this time, and pay out of pocket for the fix up. Sucks, but what are you gonna do. Until you get a new job and find out that nothing related to that can be covered by your new insurance. More serious problems that pop up during an uninsured period can even leave you unable to get insurance. Soon none of that matters.

      So yeah, other than hopefully saving you money in the long run, nothing here matters to you much in the short term. Some of it could be really great in the long term though.

      --
      I don't need a million points of light, just two points of multi-mode fiber and a 10 Gig-E router.
    26. Re:Now to understand what it means by Anonymous Coward · · Score: 0

      I thought the states already regulated what constitutes minimal insurance...

    27. Re:Now to understand what it means by SonofSmog · · Score: 1

      Brilliant deduction, clown, but WRONG since people (even the uninsured) typically only go to the ER as a last resort. People, with insurance go to their doctor's for a hang-nail. The usage of the service will increase dramatically and so will the costs. Unimaginative ad-hominem, though.

    28. Re:Now to understand what it means by Altus · · Score: 1

      But what about the invisible hand of the market. Won't someone step in and offer lower cost insurance and undercut the greedy companies? Or will we just wait for it to get so expensive that people start to want single payer?

      --

      "In America, first you get the sugar, then you get the power, then you get the women..." -H. Simpson

    29. Re:Now to understand what it means by guruevi · · Score: 2

      The poor are ALREADY being shuffled through to Medicare. It's really easy to get Medicare, just prove your make less than the poverty limit and you're 100% covered for EVERYTHING (tests, doctor's visits etc.). If you're pregnant, disabled or otherwise incapacitated the limit is higher. Also, if your investment income is high enough that you don't have to work (eg. you have $1 effective taxable income even if you make $100,000 of your investment income) you will also be covered.

      So the ultra-rich and the poor are already covered, this is to cover anyone in between there. Most likely you if you're working either you lose your job or your employer no longer pays for your insurance, this may become available to you.

      --
      Custom electronics and digital signage for your business: www.evcircuits.com
    30. Re:Now to understand what it means by SonofSmog · · Score: 1

      You think the illegals (i'm in California) and homeless people on skid row are going to start paying this tax? Your kidding right. There will still be millions with no insurance not paying the tax. Since, like the majority wrote, there is no obligation to pay it.

    31. Re:Now to understand what it means by TFAFalcon · · Score: 1

      So insurance agencies will respond to increased competition by raising prices? Isn't this kind of backward?

    32. Re:Now to understand what it means by DerekLyons · · Score: 1

      With everyone having insurance now, there would no longer be a need for the state to collect and disperse the funds.

      No, instead the insurance companies collect and disburse the funds.
       

      I would think that your premiums should go down.

      How on earth can anyone possibly come to that conclusion? Insurance companies are now required to keep people on who they previously would have stopped covering. They're also now required to take people on they wouldn't have accepted previously. They're also no longer allowed to limit coverage.
       
      Premiums are going to go nowhere but up because the insurance companies are now forbidden by law to manage risks or to cut costs.

    33. Re:Now to understand what it means by gurps_npc · · Score: 1

      This will have a huge impact on you - all of it positive. IT forces idiots that don't buy insurance (about 25% of Texas) to go out and buy it, which means more money to insurance companies or the government, which means your health care bills should go down a bit and YOUR taxes don't go up quite as much

      --
      excitingthingstodo.blogspot.com
    34. Re:Now to understand what it means by gtbritishskull · · Score: 1

      Why will enforcement be so difficult? From what I understand, you would just claim on your tax returns that you have insurance, or pay the penalty with your taxes. Should be a lot less difficult than determining if someone has a mortgage. And, the IRS should easily be able to check this by having insurance companies give them a list of who has insurance. Am I missing something, or were you just spreading FUD?

    35. Re:Now to understand what it means by KhabaLox · · Score: 3, Informative

      Forty percent of the people in the US pay ZERO federal taxes. It's a free ride for them on my back!

      Payroll taxes are federal taxes. Retired people drawing on SS already paid their taxes ....

      Oh, why bother. Reason and logic won't sway you.

      --
      Ceci n'est pas un sig.
    36. Re:Now to understand what it means by thePowerOfGrayskull · · Score: 1

      So we can expect sweeping reductions in the cost of medical care? No doubt spurred by the massive reduction in the number of people seeking medical care unnecessarily in ers? Somehow this seems unlikely. On both counts.

    37. Re:Now to understand what it means by Anonymous Coward · · Score: 0

      Correction:

      It requires the refund if actual *care* expenditures are under 80%. I.E. overhead/profit exceeds 20%.
      Although in some cases it's 85/15% for those numbers in large plans.

    38. Re:Now to understand what it means by Anonymous Coward · · Score: 0

      Insurance rates will likely go up LESS fast since

      Yep. That's certainly what happened in Massachusetts with Romneycare.

      No, wait, I'm wrong the exact opposite happened. Health care costs in Massachusetts are some of the highest in the nation, and it's BECAUSE of the mandate.

      Look, there's a reason Romney has backed away from Romneycare. It was a great idea when he proposed it, but we've tried it now, and it DID. NOT. WORK. Insanity is trying the same thing and expecting different results.

      And now the Supreme Court has sold the nation out, giving the Legislative branch unlimited power over our lives via their "tax" powers. I suppose the upside is, if the electorate fails to correct their mistake in November, there won't be any question who's to blame when the nation falls apart.

    39. Re:Now to understand what it means by Anonymous Coward · · Score: 0

      My health insurance became slightly simpler:

      Prior to this law I had a copay and deductible for preventative services. Now both of those are gone (however my rate increased to compensate).

      There was probably a few other changes I don't notice. Some further changes will happen in the next two years as the rest of the law comes online.

      My insurance is provided by my employer but I pay 10% of the rate.

    40. Re:Now to understand what it means by Bill_the_Engineer · · Score: 1

      Your insurance has already changed to accommodate Obamacare. You now enjoy no lifetime limits on benefits, your dependents can stay on your insurance until 26, some copays have been reduced or eliminated depending on procedure, and your (well actually your employer's) premiums will go down as a result of institutions not having to pass the cost of the uninsured on to you.

      --
      These comments are my own and do not necessarily reflect the views or opinions of my employer or colleagues...
    41. Re:Now to understand what it means by Anonymous Coward · · Score: 1

      No, they'll go up faster because the insurance companies can say "We have to pay for Obamacare," when in fact they are benefiting from it as you mentioned. This is the way most corporations, especially insurance corporations, work.

      You forgot to complete the thought: If "Obamacare" is repealed, the insurance corporations will raise your rates some more and claim that it's because we are again subsidizing the health care of the uninsured. For the corporations, it's a win-win situation.

    42. Re:Now to understand what it means by jandrese · · Score: 1

      To be fair, most of the plan has not been implemented yet so it's no surprise that most people don't even know what it does.

      --

      I read the internet for the articles.
    43. Re:Now to understand what it means by riverat1 · · Score: 4, Insightful

      "Obamacare" has a provision that forces insurance companies to spend at least 85% of their premiums on providing health care and limiting overhead to 15%. So even if the companies raise their premiums they're still stuck with spending it instead of just increasing profits. So any increase in premiums is probably related to increases in the underlying cost of health care. That may go down some or at least stop increasing so fast since there will be less unpaid for care in the first place. Did you know that about 60% of personal bankruptcies in this country are due to medical bills? Hopefully that will drop too.

    44. Re:Now to understand what it means by jandrese · · Score: 1

      Everybody who has health insurance, though higher premiums that cover the freeloaders.

      --

      I read the internet for the articles.
    45. Re:Now to understand what it means by armanox · · Score: 1

      Considering I just got a bill from the ER, I would say they do.

      --
      I'm starting to think GNU is the problem with "GNU/Linux" these days.
    46. Re:Now to understand what it means by Matt_Bennett · · Score: 1

      There is a lot of hand-waving in there- yes, a lot of people pay no federal *INCOME* taxes, many of them do actually pay payroll taxes. According to Politifact, once you exclude the elderly and those that make less than $20,000 per year, 0.9% pay no federal Income tax or payroll tax. (Tax year 2011)

    47. Re:Now to understand what it means by Bill_the_Engineer · · Score: 1
      --
      These comments are my own and do not necessarily reflect the views or opinions of my employer or colleagues...
    48. Re:Now to understand what it means by bobcat7677 · · Score: 1

      Not quite. Currently they are only paying for essentially the people that know how to "work the system" and some other people who actually need assistance. With this universal law, now they will be paying for everyone regardless.

      This was actually tried in Washington state back in '93. First insurance premiums went up substantially (up to 400% in same cases by '97) causing a significant number of people to end up without insurance anyway. By '99 all the private insurers had thrown up their hands and pulled out of the state leaving only the state run programs to "insure" people. This was a complete disaster and in '00 the legislature repealed most of the law and now there are some private insurers back again. Medicare and Medicaid have already put this country into a financial situation that is probably unrecoverable. This will only accelerate a full on budget disaster. Quick background: comparatively speaking, the US had more debt after WWII then we do now. But we were able to pay much of it off in the years after the war. But at that time, 1/3 of the total federal budget was not paying for Medicare/Medicaid because those programs did not exist yet. Fast forward to today, and you have a situation where between those parasite programs, essential programs and interest, we are in a hole that probably cannot be escaped. War spending is only adding insult to injury. 4 years ago, with some drastic actions it was still possible to escape the debt black hole. Today, it's a 99% certainty that our economy will experience a complete economic collapse (Greek style) at some point in the future (the only question is how long we can maintain the status quo before that happens).

    49. Re:Now to understand what it means by NicBenjamin · · Score: 1

      For you in the short term it won't change much. You'll have to tell the IRS you have insurance at tax time, or they'll dock your refund $695, but other than that?

      Changes to insurance coverage (like mid-20s kids staying on Mom's insurance) aree already implemented.

      The whole point of the mandate is to avoid the problem of people not buying insurance until they get sick, and then getting really pissed off that the insurers insist that they pay the whole cost of treatment.

      Long-term if you switch jobs, move to a small employer, or anything else the Insurance Exchange plus the subsidies plus guaranteed issue mean you will almost certainly be able to keep your health insurance.

    50. Re:Now to understand what it means by Skapare · · Score: 1

      I see you have no grasp of economics. Insurance costs (and profits) will go UP in a captive market. It always does (short of government regulations capping the insurance rates). The mandate creates the captive market.

      They did slip in a backdoor to the public option. It's called the no-insurance penalty. Just don't buy insurance, do pay the penalty, and demand your pre-paid health care.

      --
      now we need to go OSS in diesel cars
    51. Re:Now to understand what it means by Anonymous Coward · · Score: 0

      You mean like many of those European countries going bankrupt?

    52. Re:Now to understand what it means by Skapare · · Score: 1

      Except ... the costs will actually go UP as a result of all the added payout costs. Insurers will put ridiculous terms in contracts to discourage those with pre-existing conditions from signing with them. It just gets worse.

      --
      now we need to go OSS in diesel cars
    53. Re:Now to understand what it means by gatfirls · · Score: 1

      The *reality* is that the second this passed the insurance companies and employers started tweaking the dials to shift the costs to the customer, this decision was a win/win for only the insurance companies and other for profit centers of health care. Yay there's less of a burden on the government, oops sorry dwindling middle class you know who has pay the piper. Premiums rose 7% in the last year and are up almost 300% from 2000. The average cost is $20,728 per year and employers are consistently moving more of the cost to the employee (for obvious reasons). Does the insurance in Texas rise every year to beat every other economic indicator?

    54. Re:Now to understand what it means by riverat1 · · Score: 4, Informative

      Whether insurers pass these cost savings to individuals is a craps shoot.

      One provision of the ACA is that insurance companies must spend at least 85% of the premiums they receive on actual health care, not overhead. A bunch of people have received rebate checks from their insurance companies this year because of that provision.

    55. Re:Now to understand what it means by iluvcapra · · Score: 1

      Odds are your taxes will go up to support enforcing this program, as will your health insurance costs as they struggle to compete with it.

      Compete with what? There is no public option.

      Also, when companies compete, that makes prices go down. It's quality that suffers. See: airlines.

      The CBO and most independent analysis says that the outlays of the federal government will decrease under the ACA, compared to the baseline case, mainly because most people agree the community rating, state insurance exchanges, and changing medicare reimbursement rules to pay for quality and not volume, will restrain price inflation and thus reduce Medicare reimbursements. Wether taxes go up or down is a separate question.

      --
      Don't blame me, I voted for Baltar.
    56. Re:Now to understand what it means by gtbritishskull · · Score: 1

      They pay zero federal income taxes. They probably still have a higher effective tax rate than Mitt Romney (effective payroll tax rate is still 13.3% if you include the employer side, and then you can add federal excise taxes like liquor, cigarettes, tires, ect on to that - compared to the ~14% that Romney paid). And, yes, Romney probably pays excise taxes, but cigarettes and gas taxes are probably a tiny proportion of his income compared to a family surviving on an income near the poverty line.

    57. Re:Now to understand what it means by PaddyM · · Score: 1

      In reality, most of those 30 million Americans who were uninsured were expensive to treat. Hence, our premiums will all rise a bit and it will be annoying. But for some of those people, they will be given a new lease on life and much needed relief. It is tyranny of the majority a little, but; but then again, if you could choose to trade places, I think you'd gladly pay a little more on your premium, than to be hit with one of those kinds of diseases.

    58. Re:Now to understand what it means by riverat1 · · Score: 1

      As long as you stay healthy it's cheaper for you to pay your own medical bills. What happens if you get hit by a drunk driver and end up a quadriplegic or otherwise become dependent on others to keep you alive? Are you wealthy enough already to cover a lifetime of costs?

    59. Re:Now to understand what it means by blueg3 · · Score: 2

      There are a ton of cheap high-deductible policies that are ACA-compliant. In fact, a lot of health insurers made their policies ACA-compliant starting this year.

    60. Re:Now to understand what it means by orgelspieler · · Score: 1

      But what about the invisible hand of the market. Won't someone step in and offer lower cost insurance and undercut the greedy companies? Or will we just wait for it to get so expensive that people start to want single payer?

      Reminds me of the Invisible Hand Society. "There Ain't No Such Thing As Government Interference"

    61. Re:Now to understand what it means by iluvcapra · · Score: 1

      Where exactly do you think the poor are being "shuffled" now? EMTALA forbids hospitals from rejecting patients on the basis of ability to pay.

      The PPACA changes Medicare reimbursements from "volume of treatment" formula to a "quality of care" formula on January 1, 2015. The law does not change Medicare eligibility to "include more poor people," it does however raise Medicaid eligibility to people making 133% of the poverty level, though the court's ruling today put enforcement of that law into question, since Medicaid is administered by the states.

      --
      Don't blame me, I voted for Baltar.
    62. Re:Now to understand what it means by tgibbs · · Score: 1

      Let's say you get cancer, and you get laid off (not, of course, because you were sick and taking lots of time off for doctor's appointments..."just a general downsizing in a down economy"), and you're out of work for a while and can't afford to keep up the high-end plan that you had through your employer. When you sign up with a different insurance provider that fits your new budget, they won't be able to exclude paying for cancer therapy because it was a "pre-existing condition."

    63. Re:Now to understand what it means by Jawnn · · Score: 1

      Brilliant deduction, clown, but WRONG since people (even the uninsured) typically only go to the ER as a last resort. People, with insurance go to their doctor's for a hang-nail. The usage of the service will increase dramatically and so will the costs. Unimaginative ad-hominem, though.

      You demonstrate an astonishing, if exceedingly common lack of understanding of health care costs and compensation. The E.R. is the last and only resort for those unable to pay for healthcare, which includes almost all the uninsured. Yes, there are a few folks who can afford to write a check for whatever they need, but that's not "typical", not by a long stretch. And I''ve got news for you, the "hangnail" people flood the ER now. And you and I pay for that, right now. BTW, nice job avoiding the whole question about how it is that virtually every other industrialized nation does it better and cheaper, ...dumbass.

    64. Re:Now to understand what it means by roman_mir · · Score: 1

      You can now cancel your insurance and wait until you really need it before you buy into that 'insurance' plan that you need, because clearly your fine will be lower than the cost you'd incur paying either for that condition or for your monthly 'insurance' payment. (more details here)

      This is not insurance, unless it's unclear, this is just a tax. The concept of insurance ends where 'no preexisting conditions' rule begins.

    65. Re:Now to understand what it means by Anonymous Coward · · Score: 0

      average UNEXPECTED costs of health care will actually go down

      Cute qualifier, you deceptive, manipulative motherfucker.

      Did you know that Democrats who perform beastiality have sex with farm animals more than the average Republican?
      I can't fathom how anyone but practicers of beastiality would want to be a Democrat after hearing about that kind of statistic!

    66. Re:Now to understand what it means by squiggleslash · · Score: 1

      The insurance companies have to prove once a year they've spent 90% of their premiums on healthcare, and refund the difference to customers if they haven't. So, no, your premiums won't raise because the insurers pretend they don't like Romneycare. Uh, I mean Obamacare! Sorry! I forgot temporarily that Romney doesn't like it any more.

      --
      You are not alone. This is not normal. None of this is normal.
    67. Re:Now to understand what it means by DrgnDancer · · Score: 1

      people (even the uninsured) typically only go to the ER as a last resort. People, with insurance go to their doctor's for a hang-nail.

      Exactly. You know what happens to hang nails that aren't treated? They get infected, and people go to the ER as a last resort. Maybe not every hang nail, but a lot of them. Some of them (on the stubbornest people who refuse to go to the ER until it's unbearable), probably even become major medical issues. Nearly every study of the matter, by economists on both sides of the issue, indicates that by making simple preventative care more available, huge saving can be realized in acute care. Even if five extra people go to the doctor for a hang nail, that's probably a savings over one person with a severely infected foot.

      --
      I don't need a million points of light, just two points of multi-mode fiber and a 10 Gig-E router.
    68. Re:Now to understand what it means by pesho · · Score: 1

      No, they'll go up faster because the insurance companies can say "We have to pay for Obamacare," when in fact they are benefiting from it as you mentioned. This is the way most corporations, especially insurance corporations, work.

      That is not true. The law also includes provision that the overhead (aka expenses and profit for the insurance companies) is limited to 20%. If they collect premiums in excess of that they have to return the money. Current estimates are that as a result of ACA (or Obamacare if you prefer it) insurance companies have to return 1.3 billion from the premiums collected in 2011. The only thing they can do to keep the extra premiums is to jack up the costs and launder the money trough subsidiaries. This however is illegal and very risky.

    69. Re:Now to understand what it means by Volante3192 · · Score: 1

      And if they can't afford it?

      Important background information: ERs are required by law to provide basic care to stabilize you. (The actual details are more nuanced, but they won't let you bleed to death on the front step if they can prevent it.)

    70. Re:Now to understand what it means by mark-t · · Score: 1

      The argument that having a car is a choice was hogwash, you have to have a car in texas

      Why? Does Texas have no public transit, and laws prohibiting bicycles?

      Now if you had said that it is simply *impractical* to not own a car in Texas, you may have had a point. But there's a big difference between that and it being an actual requirement.

    71. Re:Now to understand what it means by Volante3192 · · Score: 1

      I think everyone on the right was figuring it would get ruled down so they wouldn't have to worry about actually reading/understanding it.

    72. Re:Now to understand what it means by Anonymous Coward · · Score: 0

      Jut to apply some simple math:

      $100*85% = $85 for care
      $100-$85 = $15 for overhead including profit

      $101*85% = $85.85 for care
      $101-$85.85 = $15.15 for overhead including profit

      $0.15 more available for profits if other overhead is maintained. That's a potential 1% increase in profits.

    73. Re:Now to understand what it means by Anonymous Coward · · Score: 0

      As part of this law, insurers are essentially required to pass along savings, since now that have a mandate that says that 80% of insurance premiums must go to pay for actual healthcare

    74. Re:Now to understand what it means by Nethemas+the+Great · · Score: 1

      It is difficult to say whether the "savings" will be passed on to you or absorbed at the various levels. However, there are ingredients in the mix to reduce costs. Including no cost preventative care to those that would normally not be able to afford health insurance instead of the previous "no cost" emergency room visits after problems have spiraled out of hand. Further, by expanding the insurance pool risk is spread to more people allowing for smaller individual contributions.

      What you may not be considering however, are all the benefits to those that would already subscribe to health insurance. Such as those items covered in the Patient's Bill of Rights which prevents denial of coverage for pre-existing conditions and eliminates annual and lifetime dollar amount coverage limits. There are also tax breaks for small businesses that purchase health insurance for employees.

      Beyond that, now that a legislative foundation is laid, it will be substantially easier to modify the law to deal with unresolved or poorly resolved issues.

      --
      Two of my imaginary friends reproduced once ... with negative results.
    75. Re:Now to understand what it means by scot4875 · · Score: 2

      If you were already paying into the system then you were already picking up the tab. I do not understand why so many people don't get this.

      You were already paying for emergency room visits by drug addicts who OD'd and then then skip the hospital bill.

      You were already paying for emergency room visits for gangsters with gunshot wounds who then skip the hospital bill.

      You were already paying for emergency room visits for welfare moms who can't afford to take their kids for the $70 GP visit, and instead opt for the $1000 ER visit because the ER can't turn them down.

      You were already paying for emergency room visits for 6 figure ER amputations for diabetics who couldn't afford the $70 trips to a GP's office to help them get their condition under control.

      You were already paying for the most expensive, inefficient care, because that's all anyone without insurance had access to!

      --Jeremy

      --
      Jesus was a liberal
    76. Re:Now to understand what it means by sammy+baby · · Score: 1

      Very good to know: thank you!

    77. Re:Now to understand what it means by Nethemas+the+Great · · Score: 1

      Fortunately there is now a 10% rate hike limit unless they wish to open themselves up to review and public scrutiny that force them to justify the increase. Hopefully this number can be shrunk further in future legislation.

      --
      Two of my imaginary friends reproduced once ... with negative results.
    78. Re:Now to understand what it means by scot4875 · · Score: 1

      People, with insurance go to their doctor's for a hang-nail.

      Citation please. This is bullshit and you know it. Nobody likes going to the doctor. And even if GP visits double, they're really fucking cheap compared to ER visits.

      --Jeremy

      --
      Jesus was a liberal
    79. Re:Now to understand what it means by fermion · · Score: 1
      I am not sure how refunding billions of dollars in premiums because one has unreasonably large administrative costs helps your bottom line.

      As far as not benefitting anyone, there are many beneficiaries. The young adult who does not go to college and cannot get a benefits job can now stay on parent's insurance. The taxpayer saves because it is less likely a young person joins the military for benefits, which saves us huge amounts of money in long term costs of people who have spent a week in the military.

      It helps young adults who had some childhood issues and cannot get insurance as they transition from their parents to their own insurance. it reduces the risk of a young adult being without insurance, thus forcing the taxpayer to cover the bills.

      It help older people who can now lose insurance if they use it, again requiring the taxpayer to cover the costs.

      It might help the states who now provide COBRA coverage.

      In a happy fantasy world people without insurance either happily die or join a church of cult who will then cover their food, medical, and housing expenses. In reality sick people go the hospital and the taxpayer gets billed.

      --
      "She's a scientist and a lesbian. She's not going to let it slide." Orphan Black
    80. Re:Now to understand what it means by Anonymous Coward · · Score: 0

      Premiums are going to go nowhere but up because the insurance companies are now forbidden by law to manage risks or to cut costs by forcing policy holders into medical bankruptcy.

      FTFY.

    81. Re:Now to understand what it means by Anonymous Coward · · Score: 0

      I take it you’ve never had an emergency issue. Have you ever been hit by a car? Had appendicitis? Been diagnosed with a cancer? The uninsured bills for such things can run up to $50,000 or more in a matter of days. Try paying that off in a timely manner when you make less than $30,000 a year. On that kind of wage you can’t afford to put even $100 a month into a money market account, and your job probably doesn’t provide health care. Meanwhile the insurance companies are perfectly willing to charge you $600 just like the guy who makes $80,000 a year, and couldn’t give a shit that you would have to give up eating one week a month to pay for it.

      The effects on you personally are really not important in from a national point of view. That sort of self-centred myopia is a serious problem throughout all of American politics. People only think of themselves, and don’t care one bit how things might affect their neighbours or friends, much less some poor sod working at WalMart because he has no talents and only a high school diploma. Half of the world is below average by definition, and pretending that they don’t exist is misanthropic.

    82. Re:Now to understand what it means by steelfood · · Score: 1

      Which is why the government option would've been ideal. But then you have the same companies screaming that the government is stealing their bread and butter.

      --
      "If a nation expects to be ignorant and free in a state of civilization, it expects what never was and never will be."
    83. Re:Now to understand what it means by Anonymous Coward · · Score: 0

      Part of the law states that insurance companies now have to pay out at least 80% of what they collect for care. Before this law, there was nothing that kept insurance companies from only spending 40% of what they collect on care. As a matter of fact there is $1.3 billion being returned from insurance companies to the plan holders this year because of the new law.

      http://www.foxbusiness.com/personal-finance/2012/06/25/health-care-reform-brings-insurance-rebates/

    84. Re:Now to understand what it means by Anonymous Coward · · Score: 0

      Is this American math, where if you increase a number, a fraction of it does not increase accordingly ?

      If the company raises premiums, their share of 15% raises accordingly. They're not "stuck" with spending it.

      Furthermore, the biggest element of health care is medical costs, procedures and drugs. There is no cost control on those because a) the government wasn't allowed to negotiate in that market and b) the citizens are not allowed to arbitrate prices by buying from other countries.

      So if medical costs go up, insurance premiums go up, insurance profits go up, basically all businesses down the line profit except YOU, the idiot who thought this was a good idea.

    85. Re:Now to understand what it means by Fnordulicious · · Score: 1

      What Canada do you live in? I’ve never seen anything like that. Except for the increasing scarcity of GPs, which is apparently happening in every single developed nation on Earth. And which is probably due to the rapidly increasing amount of specialist knowledge required for medicine more than anything else.

      In sum, [citation needed].

      Regardless, comparisons between the two systems are logically nonsensical because the Canadian health care system and the new American one are so fundamentally different that the comparison is fraught with type clashes.

    86. Re:Now to understand what it means by DeTech · · Score: 1

      Exactly, you just gave a great argument for the mandate (now tax) in your 1st 4 sentences.

      The rest of that keyboard diarrhea reads like "I just bought a car 10 years ago, and now I have to get new tires? I'm 1024 percents certain this car will destroy 'amerika".

    87. Re:Now to understand what it means by Anonymous Coward · · Score: 0

      Payroll taxes are federal taxes

      A large number of those people paying zero federal taxes are getting their payroll taxes back in the form of the Earned Income Credit.

    88. Re:Now to understand what it means by Bob+the+Super+Hamste · · Score: 1

      I'm floored that the Republicans, who originally championed this idea, were so quick to do an about face simply because it was pushed through by a Democrat. This is a good thing, and necessary to control costs. Anyone who runs a budget or does accounting would always prefer a controlled (known) costs to an unknown cost. it's common sense and makes planning easier, as well as smooths out any financial distress to the system.

      It is called playing politics, one side proposes something and so long as the other side's proposition is less extreme it is better. This can also be done by the same party, propose one thing that is really crazy and is a wet dream come ture and when that gets shot down propose the legelislation you actually wanted to get through that is more moderate.

      --
      Time to offend someone
    89. Re:Now to understand what it means by Bob+the+Super+Hamste · · Score: 1

      Apparently my ability for format things correctly sucks today.

      --
      Time to offend someone
    90. Re:Now to understand what it means by Anonymous Coward · · Score: 0

      Forty percent of the people in the US pay ZERO federal taxes. It's a free ride for them on my back!

      Ah, this old much-mangled Fox News chestnut.

      The correct statistic is that, a few years ago, there was 1 year during which 47% of Americans paid no federal INCOME taxes.

      This was partly due to the recession -- lots of people weren't working! Others were working, but their income was so low that they fell beneath the minimum threshold to pay anything.

      Now: many of these people still paid federal taxes! They paid PAYROLL taxes, which go to fund Social Security and Medicare. And virtually all of them paid state and local taxes, including sales taxes.

      Wingnuts love fake statistics.

    91. Re:Now to understand what it means by riverat1 · · Score: 1

      Yes but there's also $0.85 more that they have to spend on health care.

      I can see it now, health insurance premiums go through the roof in order to increase profits but at the same time everyone gets Cadillac health care so they can keep the ratio going. :) Somehow I don't think it's going to work out that way.

    92. Re:Now to understand what it means by SJHillman · · Score: 1

      It took two years for the insurance company and government to believe I was a full time student when I broke my leg. I broke it during an activity as an RA, a job which requires you to be a full time student to be hired. When it comes to proving something that could make you pay less or make them pay more, insurance companies and the government won't do something so simple as look at a list.

    93. Re:Now to understand what it means by TerryCary · · Score: 1

      Money has to come from somewhere to cover people with pre-existing conditions, (people that will cost the insurance company more than they will ever pay in). That money can only come from you. Health Insurance costs went up 9% in 2011 because of the first phase of Obamacare kicking in. Welcome to the largest Tax increase in history... now that Obamacare is officially a Tax.

    94. Re:Now to understand what it means by Anonymous Coward · · Score: 0

      It's not insurance if you already have an illness

    95. Re:Now to understand what it means by kthejoker · · Score: 1

      You already pick up that tab. People without insurance go to emergency rooms and medical clinics. They get treated and don't pay. Medicare and VA reimburse the hospitals for most of this "uncompensated coverage" (or "uncompensated care"); and most states have a fund that pays out to hospitals which provide a certain percentage of uncompensated coverage.

      And of course if those payments are insufficient, doctors and hospitals just raise their rates, which is then passed onto insurance companies, which raise their premiums, which you pay.

    96. Re:Now to understand what it means by misexistentialist · · Score: 1

      Except most people without insurance...can't afford it. Most will still pay nothing, some will pay very little, and treatment costs for all of them will increase as they get regular doctors eager to generate a certain amount of $$$ per patient. Only way you'll be paying less is if the quality of care goes down.

    97. Re:Now to understand what it means by Belial6 · · Score: 1

      And with that, expect fewer entrepreneurs, as the cost of quitting the company store and starting your own business just went up.

    98. Re:Now to understand what it means by Anonymous Coward · · Score: 0

      Nuh-uh. Just because that's true doesn't mean it actually happened!!!!

    99. Re:Now to understand what it means by Anonymous Coward · · Score: 0

      Actually, a socialist system would be like Oregon, where liability insurance is payed for by gas taxes. The Texas systems sucks. I've been fined multiple times for not carrying my insurance card, because I had to remove it from my car to renew my registration or such. I've also suffered a loss from an uninsured motorist and the police did nothing, the insurance company was happy to charge me a delectable, etc. I know people from out of state who work in the insurance industry and they hate Texas. People sign up, get the card and then never pay again and the insurance company loses money. Many companies have pulled out. I'm not against mandates, but Texas car insurance isn't the positive example you think it is.

    100. Re:Now to understand what it means by fahrbot-bot · · Score: 2

      Whether insurers pass these cost savings to individuals is a craps shoot.

      From Value for Premiums:

      The Affordable Care Act requires insurance companies to spend your premium dollars primarily on health care.

      The new law limits how much of your premium dollar your insurer can spend on things other than providing health care and improving its quality. If your insurance company exceeds that limit, it must provide a rebate of the portion of premium dollars that exceeded this limit.

      The law requires insurers selling policies to individuals or small groups to spend at least 80% of premiums on direct medical care and efforts to improve the quality of care. Insurers selling to large groups (usually 50 or more employees) must spend 85% of premiums on care and quality improvement.

      --
      It must have been something you assimilated. . . .
    101. Re:Now to understand what it means by Anonymous Coward · · Score: 0

      I don't know how this is going to effect me. I currently carry catastrophic health insurance, which means if the SHTF i'm good to go. For everything thing else, I go to a Dr. that belives in free market health care. She doesn't take insurance, and the fees are ussually no more than $50 a visit. Overall my health care is very cheap. I hope I don't have to make changes because I like where i'm at.

    102. Re:Now to understand what it means by omnichad · · Score: 1

      Wait - the rich get free healthcare and the new law doesn't cover this loophole???

    103. Re:Now to understand what it means by aaarrrgggh · · Score: 1

      We do work with a large HMO. Their expectation is that significantly more care gets pushed down to medical offices rather than the hospital. There is an order of magnitude cost savings between treatment Ina doctor's office and in a hospital.

      So, if your ER visit and subsequent overnight stay could have been avoided with a trip to the doctor and some antibiotics, costs go down.

    104. Re:Now to understand what it means by Alien+Being · · Score: 1

      They fell 40% for those who now get state subsidy. In other words, someone else is paying the difference. The actual cost has been rising faster than the national average. It didn't work like they said it would but it's working exactly like they want. Massachusetts insurance providers are seeing increased profits.

      Wake up and smell the shit.

    105. Re:Now to understand what it means by Anonymous Coward · · Score: 0

      SS benefits are taxed as well - and it is not a guaranteed benefit - Congress can pull it "at will".

      Not to mention SS was originally sold to the "we the peons" as insurance, but before the SC it became a tax...

    106. Re:Now to understand what it means by riverat1 · · Score: 1

      15% is 15%. If they raise their premiums $1 they get 15 cents but that's also 85 cents more they have to spend on their customers health care. There's a limit to how far they can take that and still remain competitive.

    107. Re:Now to understand what it means by Ziggitz · · Score: 1

      You mean like you're doing now?

      --
      There is no memory shortage. yes I have heard of XFCE. Go away.
    108. Re:Now to understand what it means by Bill_the_Engineer · · Score: 2

      According to FactCheck.org and other sites. Only a 1% to 2% premium hike could be accounted towards overhead created by ObamaCare. The Keiser survey of employers performed from Jan through May 2012 showed that the employers only experienced a premium rise of 1.5% which were inline with previous years premium increases.

      If you look at the data accumulated by the Kieser Family Foundation, 2011 had a premium increase of around 8% (single) and 9% (family) compared to over 13% (family) and over 14% (single) in 2002. While the cost of insurance hasn't shown any sign of going down yet, the rate of premium increase has.

      It's also my understanding that the "ridiculous terms in contracts to discourage those with pre-existing conditions" is actually against the law passed by the Affordable Healthcare Act (aka ObamaCare). It was one of the key provision that required a mandatory insurance clause to get the bill passed.

      --
      These comments are my own and do not necessarily reflect the views or opinions of my employer or colleagues...
    109. Re:Now to understand what it means by Ziggitz · · Score: 1

      An important part of the legislation that went into effect earlier this year is that insurers are required by law to spend 80% of revenue collected through premiums on healthcare, meaning they can only make a maximum or 25% percent profit if their administrative costs were zero. This means that it is no longer worthwhile to deny claims to policy holders because they still have to spend the 80% one way or another. Instead they are better off spending less money on administrative efforts to deny people's claims and more on being a leaner organisation and selling as many policies as possible.

      Combine this with the individual mandate, and you'll see the size of the risk pool explode and it's why you can bank on premiums going down.

      --
      There is no memory shortage. yes I have heard of XFCE. Go away.
    110. Re:Now to understand what it means by tmosley · · Score: 1

      Ha! Haha! HAHAHAHAHAHAHA! He thinks this will make premiums go DOWN! Priceless!

    111. Re:Now to understand what it means by Anonymous Coward · · Score: 0

      So time to put insurance and pharmaceutical company stock in my 401(k) then? "If there is no solution, benefit from the problem" is what I always say!

    112. Re:Now to understand what it means by KhabaLox · · Score: 2

      SS benefits are taxed as well

      The may be taxable, if you earn income from other sources which puts you above the threshold ($25k or $32k). But I'm betting that a significant portion of the 40-47% who "pay no federal taxes" are retirees drawing SS and not much else.

      --
      Ceci n'est pas un sig.
    113. Re:Now to understand what it means by Anonymous Coward · · Score: 0

      Yes and some 10-11 percent of people get tax credits that make their income tax less than zero which effectively subsidizes some of their payroll tax.

      Retired people on average draw out everything they paid into SS, plus interest, within 7 years of retiring (that's an old number, probably worse now). SS has ALWAYS been about the current working generation supporting the retirees.

    114. Re:Now to understand what it means by bobcat7677 · · Score: 1

      The factor you seem to be missing is the effect this type of system has on human behavior. When you have a choice and choose to have insurance or pay out of pocket, there is responsibility attached. You chose to go to the doctor only when you need to and your costs [should] remain reasonable. Once your healthcare becomes free (to those who leech off the system) or forced on you, then your human nature will no longer care how much that resource is used (or abused). At which time doctors become overwhelmed with people complaining about every little ache or pain just because they can. Some good friends of mine are firemen and see the ugly side of this sort of behavior every day. They get called out to some lady's house and take her by ambulance to the ER. Why? Because she is on state programs anyway, doesn't drive and she needed to get a prescription filled and she knows that somebody else will have to pay for it in the end. Cheaper to call 911 for her then a Taxi. So probably a $10,000 bill between ambulance, ER and related charges for a $50 prescription that all ends up getting paid through government mandated medical cost "taxes". This stuff happens every single day. You no longer have to wonder why healthcare costs are so high. My point is that "obamacare" obviously does not remedy this sort of situation, only make it available for more people and encourage them to abuse the system too.

    115. Re:Now to understand what it means by Straif · · Score: 1

      This assumes people actually opt to not just pay the tax. It has already been shown that the cost of the tax (or 'fine') is much lower than the cost of required insurance. For most small injuries, even broken bones and such, it would be cheaper to pay the yearly health tax and just pay cash for emergency hospital visits. Because of the removal of pre-existing conditions clauses from policies now, if a person does get diagnosed with a long term medical condition they can then apply for insurance and cannot be refused (there is a small waiting period before it activated).

      So a person can pay $0 dollars to ACME Insurance for 10 years and then when they get really sick sign up and pay the same rate as a completely healthy person and suddenly ACME is on the hook for a lifetime of expensive medical procedures (with no limits as required by the law). Only in a dream world will that not cause ACME to increase their rates to compensate. Just ask the residence of Massachusetts.

      This plan may increase coverage (which is also in doubt) but will have little positive, and most likely a negative, impact on costs.

      --
      Of course that's just my opinion...... you could be wrong!
    116. Re:Now to understand what it means by rahvin112 · · Score: 1

      No one under the age of 65 gets Medicare. No one. What you are talking about is Medicaid and it's a completely different system with drastically different rules that are managed by the states. I'm sure there is probably at least one state with Medicaid coverage like you describe, but in many you can't even get on Medicaid unless you have kids (and in some its only the kids not the adult that are covered) or are totally disabled.

    117. Re:Now to understand what it means by Straif · · Score: 1

      Two little clarifications that may completely toss your assumptions of cost out the window:

      The "individual mandate" part of the Affordable Care Act (ACA) requires you to carry health care insurance.

      This simply isn't true. The mandate requires you carry health insurance (of a particular kind, which is generally higher than required for a large percentage of the country) OR pay a 'tax' (as it's now defined) to the government. In pretty much everyone's opinion this 'tax' is substantially less than the cost of the insurance that would meet federal requirements. The end result is that people can opt out of buying insurance and then use the pre-existing conditions rules to jump back in when needed.

      As for Romneycare, costs for insurance across the board, increased higher than the national average after it was implemented. It also went almost 50% over budget in the first year. It wasn't until the downturn in the economy and a series of price controls (including pushing people to cheaper care facilities first) that costs started to go down. Even with the downturn Mass. is still one of the most expensive places in the US to get insurance.

      The end results: if you are a responsible adult and purchase insurance for yourself or your family then your premiums will likely increase as the number of things covered can be increased above and beyond anything you may require by Congressional or Presidential fiat. If you're a freeloader you pay a little more in tax to continue to be a freeloader knowing that if anything really bad comes up (cancer, organ disease, etc.) you can then opt into the same plan as your healthy neighbor with almost no punitive affects.

      --
      Of course that's just my opinion...... you could be wrong!
    118. Re:Now to understand what it means by shutdown+-p+now · · Score: 1

      This is rather different from how most European countries (and Canada) work, because this mandates you to pay to a private company, and does not strictly regulate the prices they set for their services. A proper public healthcare system instead collects a tax, and then the government uses that tax money to pay to private companies (or a single national provider) for services, at the prices that government itself sets and which are not negotiable.

    119. Re:Now to understand what it means by shutdown+-p+now · · Score: 1

      How exactly is that defined; as in, what's an "overhead"? If, say, they pay $X thousand dollars to the doctor as wages, could it be argued that some of that is overhead because he's paid too much?

    120. Re:Now to understand what it means by MickLinux · · Score: 1

      I had signed on to an MSA at our company. Even in the current initial situation, assuming that the online "calculators" are accurate, the premiums *do* go down, but the amount covered goes down even farther, so that less is actually covered.

      So in reality, the cost goes up immediately.

      I'm not terribly surprised.

      I'm not terribly bothered about that part, either.

      What I am *extremely* bothered about is that for the last 30 years, neither party has cared a whit about the rule of law, and because of that, we are devolving into fascism [naziism], or super-fascism [Stalinism].

      By Rule of Law, I mean the definition that is given by Hayak, in "The Road to Serfdom".

      Well, so be it. I can't control it, so I guess I'd better not worry about it. I can tell you this, though: I'm not going to vote for Romney, because he doesn't care about the Rule of Law any more than Obama. Death by fascism doesn't have a different look or feel, depending on if the Fascist-in-chief's name begins with "O" or "R".

      --
      Correct Horse Battery Staple: 72 bits of entropy. Enter "Correct H" into google. When it generates the phrase, that's
    121. Re:Now to understand what it means by strikethree · · Score: 1

      Except those without insurance are the ones who could not afford it before and can not afford it now. Medical debts can not be discharged under bankruptcy. There is no way to get rid of them. Those with money have paid as much as they could for their uninsured medical care and will not ever have money again until those debts are paid.

      In different wording: You can not get blood out of a stone.

      In other words, medical costs will continue to skyrocket because the root of this is NOT about those who can not pay.

      --
      "Someone needs to talk to the tree of liberty about its ghoulish drinking problem." by ohnocitizen
    122. Re:Now to understand what it means by DigiShaman · · Score: 1

      You're not forced to live in Texas. There are 49 other states to live in. OTOH, as long as live in the USA (any of the 50 states), there is no place to run, no place to hide from this new mandate.

      --
      Life is not for the lazy.
    123. Re:Now to understand what it means by j-beda · · Score: 1

      Based on my experience in Canada, here's what you can expect:
      1. the cost of your insurance will go up.
      blah
      blah
      blah

      Canada pays way less on a per capita basis than the US, and has similar outcomes.

    124. Re:Now to understand what it means by Anonymous Coward · · Score: 0

      It requires them to spend the money. It doesn't require them to NEED to spend the money. Here's a brilliant work-around that's used a lot.

      1. buy both healthcare stock AND pharmacutical/medical supplier stock
      2. Increase the cost of said pharmacuticals and medical supplies
      3. get back all your "costs" through your stock in the other corporation.

    125. Re:Now to understand what it means by Anonymous Coward · · Score: 0

      your not forced to live in the UsS. For example Romney's grandparents values the religious freedom to have orgies within the confines of marriage, so they moved to mexico. Rush Limbuagh has said he would travel to costa rica for medical care now that we are under the affordable care act, presumable because the can get his viagra and sex slaves in the same place. There is an entire world out there and if your argument is that any local infringement of individual rights are valid because you can move, then that applies to federal law as well. If you don't like the US, as we used to say, leave.

    126. Re:Now to understand what it means by Anonymous Coward · · Score: 0

      An insurer can still raise premiums and raise profit, they just have to convince health care providers to perform more expensive treatments. Not better ones, more expensive ones. This is something they already know how to do, in fact, they already do it. This is why drugs in this country are mostly focused on mitigating symptoms, not curing anything. Recurring income.

      You, and everyone else, have been duped into confusing providing health *care* for the population with providing health *insurance* for the population. I'm all about providing health care, who isn't. But by forcing everyone to have health insurance, we're enabling health *care* costs to continue to be high and encouraging care providers to charge even more.

      I haven't had insurance by choice, I've always self-paid. I don't have any outstanding medical debt, I pay my bills. I get to chose my provider based on who I think is best and who I think is providing the best deal. I typically pay less than what a co-pay is for a doctor visit, and my prescriptions are typically cheaper to fill self-pay than via insurance. Why? Because the providers have two-tiered pricing. They bill the insurance companies whatever the insurance companies will allow them to. They bill self-pay customers competitively.

      Obamacare does nothing to attack that fraud and bring it under control, and that bugs me, because the people who put it together are smart, certainly smart enough to see that's what's actually going on. The intent here is to protect the profits of the care providers, and, to a point, insurance providers. The opportunity to really innovate and bring care costs down has been intentionally ignored.

      Ask your provider what self-pay prices are. I assure you, insurance is not a good deal. Do you have Food Insurance? No, you don't, because food is cheap enough that if you need it and can't afford it, someone will buy some for you. Why isn't health care like that? We have the technology.

    127. Re:Now to understand what it means by riverat1 · · Score: 1

      Self paying is great but can you afford to pay any conceivable medical costs you may have? What if you develop something like multiple sclerosis or an expensive cancer? Can you afford to cover those costs? If not then you're going to depend on the rest of us help you out unless you want to go commit suicide instead.

    128. Re:Now to understand what it means by modmans2ndcoming · · Score: 3, Interesting

      that is MEDICAID..... Totally different plan.... totally different payer (the state for Medicaid)

      the more I read in this thread the more I find those against HCR have almost no understanding of how the old or new systems actually operated.

    129. Re:Now to understand what it means by riverat1 · · Score: 1

      Any payment to a doctor providing care to you is not overhead for the insurance company regardless of what the doctor charges.

    130. Re:Now to understand what it means by modmans2ndcoming · · Score: 1

      it is free... just like Food Stamps.....

    131. Re:Now to understand what it means by Anonymous Coward · · Score: 0

      What a ridiculous requirement.

      Say the bill was $100. $50 for administrative fees and $50 for parts and labor. Under the new requirement the bill just has to show $15 for administrative fees and $85 for parts and labor to be legal.

    132. Re:Now to understand what it means by riverat1 · · Score: 1

      Medicare/Medicaid spends about 3% on administration. 15% seems like plenty of headroom to me.

    133. Re:Now to understand what it means by Analog+Penguin · · Score: 1

      Federal INCOME taxes. Have you heard of the payroll tax?

    134. Re:Now to understand what it means by AthanasiusKircher · · Score: 1

      "Obamacare" has a provision that forces insurance companies to spend at least 85% of their premiums on providing health care and limiting overhead to 15%

      You are correct. However, a few other facts are helpful if we are going to evaluate this compared to other possible options.

      For one thing, the average amount of insurance administration costs was, I believe, about 10-12%. Plans that charged 20-30% or more did so because they had significantly more administration costs per person (e.g., individual plans, rather than large group plans for, say, a company of thousands of employees). When you regulate a scenario like that, if you look at various state efforts to regulate other types of insurance, you'll bet that insurance companies will try to push their administration costs to maximum, since they need to hedge for all those high-cost people who now can't pay for themselves (and they'll usually overcompensate to ensure profit)... so we're probably all going to end up paying 15% now... hence, costs probably go up.

      Now, if we consider administrative costs for Medicare/Medicaid I believe are closer to 5-6% (though I've seen estimates that are even half that). With a public option, we'd all probably pay about 1/3 as much for administrative costs than with this plan, possibly even less. Actually, it would probably be more savings, given that a single-payer system would make the "rules" for coverage clearer, meaning that you lower administrative costs on the side of hospitals and doctors offices too, which usually take up another 5-10% of your costs to pay for hospital administrators and doctors' assistants to argue with different insurance carriers.

      Meanwhile, all those "freeloaders" that everyone's worried about cost the system no more than about 8% of your premiums, even in the worst-case calculation I've seen.

      We could have trimmed off more than that in administrative costs just by moving to single payer. Instead, we're locking insurance companies into a regulatory box where they will charge the maximum the law allows to ensure profits, and then they'll claim it isn't enough and lobby to have the law changed so they can get even more profits. And given that corporations now can spend unlimited money on elections... well, we're likely enslaved to insurance companies in the long-term.

    135. Re:Now to understand what it means by riverat1 · · Score: 1

      I agree with you. A single payer system similar to Canada's is the way to go. I just don't think it is politically possible at the moment and the ACA is better than before. Let's keep pushing for single payer and educating the people we know about its benefits and we'll get there eventually.

    136. Re:Now to understand what it means by Anonymous Coward · · Score: 0

      The result, of course, is that insurance companies will buy up healthcare providers, jack up the costs, and pay themselves higher prices. "Look! We paid 85% of the premiums for care! See? This transfer over to our wholly owned subsidiary on line 10..." Think there's still time to patent that business strategy? I doubt it.

    137. Re:Now to understand what it means by Anonymous Coward · · Score: 0

      Uh.. You will be paying for more than ER visits now, since the poor will be shuffled on to medicare where doctors are payed a fixed amount per month per patient in case the patient gets the sniffles or something. Of course many doctors say that amount is already too low, and probably will stop seeing medicare patients all-together.

      No problem, as there is now precedent to enact a tax on doctors who refuse to see Medicare patients.

    138. Re:Now to understand what it means by Anonymous Coward · · Score: 0

      First, Cancer and other diseases don't need to be expensive. There are cancer treatments that are available and rather effective, but never get used- because they are cheaper than chemo, and therefore no desirable in the world we have constructed. Once again, we're not addressing the real problem of cost by giving everyone insurance. We're allowing them to stay out of control, often at the expense of good care.

      Secondly, I could carry an insurance against major/chronic diseases, but these insurances basically don't exist, because they make too much money off the tiered pricing at the lower levels. They want you to buy insurance for everything, because that way they can get 15% on top of everything, and make sure everything is inflated. Insuring major/chronic, despite being lower risk, is actually lower profit. Which is another indicator of what's actually wrong.

      Third, your costs are high anyway. If I don't pay for my care, care providers and insurers use that as an excuse to justify the high price. Fact is, the price is high due to desire for profit, the uninsured is just one of many scapegoats. Care providers and insurers look for any reason to charge more, and when asked to justify it, they use the story of the uninsured, or the story of name brands being better than generics, or the story of how much research costs.

      Technology costs are coming down, health care costs are going up. The only real reason for this is greed, greed fueled by being able to create and manipulate the rules.

    139. Re:Now to understand what it means by Anonymous Coward · · Score: 0

      They send you a tax form, you enter the form's info into your taxes, end of story. It's no different from reporting income from interest.

    140. Re:Now to understand what it means by cc_pirate · · Score: 1

      Insurance rates will likely go up LESS fast since

      Yep. That's certainly what happened in Massachusetts with Romneycare.

      No, wait, I'm wrong the exact opposite happened. Health care costs in Massachusetts are some of the highest in the nation, and it's BECAUSE of the mandate.

      Look, there's a reason Romney has backed away from Romneycare. It was a great idea when he proposed it, but we've tried it now, and it DID. NOT. WORK. Insanity is trying the same thing and expecting different results.

      And now the Supreme Court has sold the nation out, giving the Legislative branch unlimited power over our lives via their "tax" powers. I suppose the upside is, if the electorate fails to correct their mistake in November, there won't be any question who's to blame when the nation falls apart.

      In Massachusetts the reverse happened because people could just come in from other states at the last minute when they had a health problem and take advantage. Now that is no longer possible. But nice try.

      --

      "There are laws that enslave men, and laws that set them free. " - Sean Connery as King Arthur

    141. Re:Now to understand what it means by Anonymous Coward · · Score: 0

      "The theory is that health care will be cheaper overall because everyone will have to pay for thier healthcare." - Not true. Health care is not health insurance, and paying for health insurance - unless that payment is all-inclusive without copays and other BS - will keep the working poor without access to care.

    142. Re:Now to understand what it means by Anonymous Coward · · Score: 0

      Having scoured a lot of sources for details, this article at mcclatchydc.com seems to have all the numbers and facts: "Health care law’s mandate unlikely to affect many people"

    143. Re:Now to understand what it means by Anonymous Coward · · Score: 0

      The reason for the existence of the 10th amendment is that it is not true that "what's good in Texas is good everywhere"... different states and localities have different attributes and cultures that react differently to legislation.

      Taxpayers weren't covering your uninsured accidents... the drivers at fault are sued, as they have no insurance to shield them from lawsuits.

    144. Re:Now to understand what it means by Anonymous Coward · · Score: 0

      Please name three. Or cite where the law says that.

    145. Re:Now to understand what it means by riverat1 · · Score: 1

      I don't personally know anyone who is getting a rebate but this article has the skinny. I guess the rebates haven't actually gone out yet but they are scheduled to in the next few months.

    146. Re:Now to understand what it means by DeTech · · Score: 1

      If i am to believe your anacdote (some one should get that lady a house call) people are already "working the system". How would you fix it? remove the system?

    147. Re:Now to understand what it means by GNious · · Score: 1

      "Obamacare" has a provision that forces insurance companies to spend at least 85% of their premiums on providing health care and limiting overhead to 15%.

      Does this also extend to any "extras" or "optionals" that the insurance companies may think up outside of basic coverage? Or, are they able to offer just the basics at a low rate, and have all relevant extras at a higher cost with added profit to them?

    148. Re:Now to understand what it means by Anonymous Coward · · Score: 0

      There is something that I don't undertand in the "pre-existing condition" part. Ok. so insurance comapnies cannot "deny" someone insurance who would have a "pre-existing" condition, but isn't charging a ridiculous premium to someone making 30 K/year the same thing as denying coverage?

    149. Re:Now to understand what it means by Anonymous Coward · · Score: 0

      Eventually your insurance will cost you more. I work in the benefits department for a large employer. We are watching the development of the health care exchanges very carefully. Major employers will be providing fixed dollar contributions to employees and sending them to the exchanges to buy coverage. The fixed dollar contributions will initially be set at a level the closely mirrors your current company contribution. This will lull you into thinking your getting the same or better coverage for the same cost. However, the employer portion will only inch up incrementally (maybe at CPI) while the insurance cost will continue to grow at a rate above CPI. Eventually you will be paying a much larger portion of the cost of your coverage than you were. Companies eliminate the risk and cost of insurance and you are left to fend for yourself. It's what employers have wanted for a long time. Now we have an excuse.

    150. Re:Now to understand what it means by shentino · · Score: 1

      Just bring competition into the insurance industry and let the invisible hand sort it out.

      That will weed out the high prices in a heartbeat...or

    151. Re:Now to understand what it means by shentino · · Score: 1

      We just need competition.

  6. Well hell! by fustakrakich · · Score: 1

    What did you expect? These people know not to bite the hands that feed them.

    --
    “He’s not deformed, he’s just drunk!”
    1. Re:Well hell! by Jeng · · Score: 1

      They are appointed for life.

      What exactly do you think the consequences would be for them if they did go "the wrong way"?

      --
      Don't know something? Look it up. Still don't know? Then ask.
    2. Re:Well hell! by fustakrakich · · Score: 1

      Threats on their families, scandals, false/trumped up charges, any number of ways to get someone that's not a team player out of the way. It's not like it hasn't been done before.

      --
      “He’s not deformed, he’s just drunk!”
    3. Re:Well hell! by Anonymous Coward · · Score: 0

      Are you implying that this administration would employ the tactics of Chicago thuggery?

    4. Re:Well hell! by Jeng · · Score: 1

      If it wasn't the supreme court of the US I would agree with you, but it is so I don't.

      Which was the last justice forced out of their position on the supreme court?

      --
      Don't know something? Look it up. Still don't know? Then ask.
    5. Re:Well hell! by shentino · · Score: 1

      Impeachment.

  7. Public option by betterunixthanunix · · Score: 5, Insightful

    What ever happened to the public option? You know, cutting the profit motive out of funding health care, so that people do not have to fight with their insurance companies or with hospitals just to get the treatment they need?

    --
    Palm trees and 8
    1. Re:Public option by SpaceWiz · · Score: 5, Informative

      It took a lot of political capital to even get this passed. The public option was removed to make it passable.

    2. Re:Public option by Anonymous Coward · · Score: 5, Insightful

      What ever happened to the public option? You know, cutting the profit motive out of funding health care, so that people do not have to fight with their insurance companies or with hospitals just to get the treatment they need?

      Because half the country is convinced that allowing giant corporations to profit off the sick is the only non-"socialist" option.

    3. Re:Public option by StormReaver · · Score: 1

      What ever happened to the public option?

      The Republicans killed it.

    4. Re:Public option by 0123456 · · Score: 0

      What ever happened to the public option? You know, cutting the profit motive out of funding health care, so that people do not have to fight with their insurance companies or with hospitals just to get the treatment they need?

      Yes, instead they have to fight with the government which puts them in a queue longer than their likely survival time and hopes they'll die and save them some money. Which is much easier and more civilized.

      Seriously, if the US government pushed Britain's NHS on Americans there'd be another revolution within a week.

    5. Re:Public option by Tumbleweed · · Score: 5, Interesting

      What, you mean the OTHER Republican-originated plan that the Republicans blocked so that Obama couldn't look good by doing his job? What the hell do you think happened to it? It went the way of other Republican-originated ideas that are now demonized by the Republicans once a Democrat signs onto it, like cap and trade, etc.

    6. Re:Public option by LoyalOpposition · · Score: 2, Insightful

      What ever happened to the public option? You know, cutting the profit motive out of funding health care, so that people do not have to fight with their insurance companies or with hospitals just to get the treatment they need?

      What we need is a public option for food. You know, cutting the profit motive out of fending off starvation, so that people do not have to fight with their grocery stores just to get the sustenance we need. Also a public option for housing, so that people don't have to fight with their landlords or builders just to keep from dying from exposure. And a public option for transportation, just so I don't have to fight with the auto retailer just so I can perform useful work for this great civilization. And a public option for clothing, but I already mentioned exposure. And a public option for entertainment, because life will be awfully dreary with no entertainment.

      ~Loyal

      --
      I aim to misbehave.
    7. Re:Public option by i+kan+reed · · Score: 3, Insightful

      Well, fundamentally, you'd have to blame American fear of socialism. In a more "what really could go wrong" sense, politicians(and to be fair, economists too) were scared of what would happen if they unmade an entire industry in a matter of a few years.

    8. Re:Public option by NoNonAlphaCharsHere · · Score: 4, Insightful

      And by that you mean "acceptable to the health insurance lobby". Partly I blame this as a failure of marketing. Had they simply touted the public option as "Medicare for everybody" we'd have that instead of this hlaf-assed compromise.

    9. Re:Public option by letsief · · Score: 1

      Wouldn't the hospitals and doctors still have a profit motive? And, with health insurance policies typically set up so the individual see's little cost to themselves for procedures and tests, who would be providing a counterbalance to the doctors' profit motives to keep costs moderately sane?

      I actually think the public option was a good idea, although mostly for folks that don't/can't get insurance through their employer. But I don't think it was actually going to help noticeably with costs.

    10. Re:Public option by JaredOfEuropa · · Score: 4, Interesting

      Big mistake to have that removed. Your health care system now looks a little like ours in the Netherlands, and we are seeing what one would expect to see with mandatory health care insurance: premiums go up every year, and not just because of a greater overall demand. The cold truth is that insurers, collectively, have zero interest in keeping healthcare cost down. On the contrary, they'd rather charge you $600/month rather than $300 to cover the same package, unless there is some real competition amongst insurers. Over here, there really isn't.

      I'm no fan of our social-democrat party, but I do agree with an idea they floated the other day: as insurance is mandatory, the insurers add no value whatsoever. They do add a considerable amount of overhead and a staggering amount of red tape and bureaucracy in health care. Cut them out of the deal, let the government handle health care payments and collect premiums (as they already do for part of the basic package).

      --
      If construction was anything like programming, an incorrectly fitted lock would bring down the entire building...
    11. Re:Public option by cc_pirate · · Score: 0

      Because half the country is convinced that allowing giant corporations to profit off the sick is the only non-"socialist" option.

      Yes, the half that are fecking morons. Aka the GOP half. And most of them are over 65 and on MEDICARE!!!! Talk about absolute hypocrisy.

      --

      "There are laws that enslave men, and laws that set them free. " - Sean Connery as King Arthur

    12. Re:Public option by Anonymous Coward · · Score: 1

      The public option IS putting the profit motive right in front of the health care issue. 20% of medicare and medicaid claims are _fraud_. The politicians will ensure that their "pals" will get to drink from the government trough with little to no accountability. When was the last time the government created a large government program and then cancelled it because it was ineffective? Their only response is to guarantee if we fund it MORE, it will do what we want. Then when we fund these programs more, they still do not do what we want.

      Fundamentally, if we were not willing to implement the changes we needed under a free-market system to reform medical coverage (such as tort reform), there is no way that we will be willing to fix what is broken in a large socialized medicine behemoth.

    13. Re:Public option by circletimessquare · · Score: 1

      the public opinion of what minority section of society?

      the public opinion of those who want to freeload off the rest of us because they think freedom means they don't have to pay for their healthcare, we do?

      --
      intellectual property law is philosophically incoherent. it is your moral duty to ignore it or sabotage it
    14. Re:Public option by Art+Challenor · · Score: 5, Informative

      Actually, there's a lot of opposition to the healthcare reform. The right oppose it for ideological reasons, and many on the left because it falls too far short of the universal health care that any civilized country should have.

      Interestingly, the right's opposition is purely an ideological objection to "Obamacare". Opposition is 56% to 44% BUT if you ask about the different pieces (Reuters-Ipsos poll), 80% of Rebublicans favor creating "insurance pools", 52% favor letting kids stay on their parent's healthcare until age 26, 78% favor banning insurance from denying coverage for "pre-existing" conditions and 82% favor banning insurance companies from dropping sick people. The numbers are, of course, much higher amongst independents/democrats.

      So, the right wing objects to Obamacare while favoring all the major provisions.

    15. Re:Public option by Anonymous Coward · · Score: 0

      What ever happened to the public option? You know, cutting the profit motive out of funding health care, so that people do not have to fight with their insurance companies or with hospitals just to get the treatment they need?

      I *think* the public option *is* there, its just been quite cleverly ridden.

      The public part is up to the individual states who have the mandate to set up their own healthcare plans. This is very vague, doesn't seem to be any limits on this, so it could mean that states are able to set up a public health insurance that competes with private insurance companies.

      So the public option is there, but at a state rather than federal level.

    16. Re:Public option by betterunixthanunix · · Score: 4, Insightful

      Without the public option, this bill is just a way to further cement and inflate the profits of health insurance companies -- which, last I checked, were the "bad guys" who refuse to cover the cost of necessary treatment. Your ability to have your medical treatments paid for depends on whether or not you can afford deductibles, premiums, co-pays, "co-insurance" (which is obviously different from co-pay), and tests, prescriptions, or treatments that the insurance company will not even both to cover (in the words of Aetna: this is not covered because it is an integral part of a covered procedure).

      That is the sort of thing that comes out of a for-profit system -- the health insurance companies turn their greatest profits when they are not paying for treatment, and so they do everything they can to avoid paying.

      No, the public option is not perfect -- it invites fraud of various kinds, it is an open target for politicians who think a government should not be in the position of keeping its citizens alive and healthy, and it would likely replace the current bureaucracy with another. It is still better than a system where banks, investment companies, and disconnected investors become wealthier when sick people are denied medical care.

      --
      Palm trees and 8
    17. Re:Public option by betterunixthanunix · · Score: 3, Informative

      the public opinion of those who want to freeload off the rest of us because they think freedom means they don't have to pay for their healthcare, we do?

      You do realize that a society full of sick people is just one step from a plague, right? There is a threshold beyond which even people who receive medical care can be affected.

      So get over it -- yes, tax dollars should be used to keep people alive and healthy, just like tax dollars are used to keep roads paved. We spend huge amounts of tax money funding paramilitary police forces and keeping millions of people incarcerated (more prisoners than any other country by orders of magnitude); how about we take the money out of those programs and use it to pay for health care?

      --
      Palm trees and 8
    18. Re:Public option by dkleinsc · · Score: 1

      Not exactly. There's much more to that story. Here's another part of it:

      After it became clear that the Republicans and a bunch of Blue Dog Democrats in the House were going to vote against it, Dennis Kucinich (D-OH 10) held out trying to put back in the public option. Obama personally took him on a trip on Air Force 1, and by the end of that trip Kucinich had changed his mind (theoretically, on the grounds that this was the best he could do now, but who really knows). Kucinich's district was then eliminated by the Republican-controlled Ohio legislature with nary a peep from the Democratic Party.

      This was at the point when the Democrats could have shoved through any bill they wanted to, because the Republicans had already decided they were all voting against it in both the House and Senate.

      --
      I am officially gone from /. Long live http://www.soylentnews.com/
    19. Re:Public option by Anonymous Coward · · Score: 0

      Seriously. Food stamps. Section 8 housing. shoo troll shoo, back under your bridge.

    20. Re:Public option by circletimessquare · · Score: 1

      i am for obamacare

      the sophistry and demagoguery is so thick on this issue i have to clarify my statement. i am sorry i appear as an enemy of obamacare, when i am actually weeping for joy that the supreme court upheld it

      clarification:

      the freeloaders i had in mind when i wrote my statement are those selfish ignorant fucks who believe that freedom means they don't have to get insurance. that we have to pay for their care because they think they have a choice not to be financially responsible for their healthcare

      freeloaders are NOT poor people who are too poor to afford healthcare. they have no choice. it is society's obligation, just as you say, to provide basic care for these people, for many reasons, not least of which is the public health is public health: when my neighbor is sick, i will be sick soon too

      i am sorry for not clarifying my comment, here is what i really meant:

      http://slashdot.org/comments.pl?sid=2945055&cid=40479907

      --
      intellectual property law is philosophically incoherent. it is your moral duty to ignore it or sabotage it
    21. Re:Public option by Anonymous Coward · · Score: 0

      until you can find doctors and nurses that will work for free, and drug companies that will provide free drugs, and medical equipment manufacturers that will donate equipment, this won't happen. The fact is, it costs LOTS of money to become a specialist doctor. It costs LOTS of money to research and develop a new drug. It costs LOTS of money to develop new medical equipment. In order to cut the profit out of the funding of health care, you would need to cut the profit out of a gigantic section of the economy. I doubt that's going to happen any time soon.

    22. Re:Public option by tomhath · · Score: 1

      Everyone knows that the public option is socialized medicine. While there are good arguments that private healthcare should be essentially eliminated and replaced with a public health system, that was never going to pass. So instead, Pelosi pushed through legislation that has the goal of paying for private healthcare though taxes, which is absurd (as Medicare and Medicaid already prove) but it makes the next step toward socialized medicine smaller and more attainable.

    23. Re:Public option by Anonymous Coward · · Score: 0

      Bullshit. Obama made a backroom deal with the insurance lobby before the public "debate" even began, and assured them that no matter what he or his fellow Democrats said in speeches, the "public option" would NEVER be on the table.

    24. Re:Public option by betterunixthanunix · · Score: 1

      Ah sorry for the misunderstanding. I am unfortunately surrounded by people who never bothered to read past, "If I am not for myself, who will be for me?" and who think that everyone in our society should just fend for themselves and anyone who cannot compete should just be left to die.

      --
      Palm trees and 8
    25. Re:Public option by Anonymous Coward · · Score: 0

      I don't think there should be a public 'option'. It should be mandatory public healthcare for everyone. No legal healthcare options outside the public system, with no special exceptions. If we were able to force everyone to use the same system, including those with billions of dollars, everyone would have a reason to not screw it up.

      The problem with a public option is that people with power or money will get good treatment by spending lots of money, and everybody else will be stuck with the terrible welfareish health public 'option', that politicians have no incentive to make better just make cheaper.

    26. Re:Public option by TFAFalcon · · Score: 1

      It was too socialist, so it was removed from the bill.

    27. Re:Public option by toadlife · · Score: 1

      And the only provision that the public is opposed to is the mandate, which of course is the lynchpin to the whole thing.

      People want to have their cake and eat it to.

      --
      I don't always use unix-like operating systems; but when I do, I prefer FreeBSD.
    28. Re:Public option by TFAFalcon · · Score: 1

      The funny thing is that long queues are (at least partially) the result of allowing doctors to compete with their own employers.

      For example:
      In my country there is the public option, where you might have to wait a few weeks for a specialist exam. OR you could pay and have the same doctor see you next day as a for-pay service. And doctors suddenly become much more efficient once they finish with their regular jobs, and move to serving their private customers.

      The government seems determined to implement a US-like system, even though the was it used to be was better.

    29. Re:Public option by jandrese · · Score: 1

      Yeah, like most of the things that would have saved money in the act, the lobbyists for the megacorps that are currently raking in the profit managed to get it killed. Not allowing Medicare to be smart with the way they buy drugs for instance. It's outrageous.

      --

      I read the internet for the articles.
    30. Re:Public option by circletimessquare · · Score: 1

      yes

      this is a brutal, ignorant, mindlessly selfish way to view life

      there's another word for their behavior: it's unamerican

      american society will respect human dignity and provide for the common good. who says? me. a proud american, who loves my fellow americans. god bless america. as in it's PEOPLE. not it's MONEY

      the self-interested short term thinking freeloading sociopaths can go to hell, they aren't real americans, and they don't represent american society, and they aren't going to define the rules by which our great nation operates. if they do, we'll become like haiti: a few ultrarich and a sea of poor. most of these idiots are just too stupid and propagandized to realize what buying the healthcare insurance industry talking points means for them

      the american people won today. rent seeking insurance corporations lost. go ahead republicans, bloviate all you want, we know who funds your war chests. but what you have to decide now is whether you want to continue whoring out your conscience for these maggots and financial parasites, or if you want to stand up for the american people. choose wisely. we're like an elephant (snicker), we don't forget

      --
      intellectual property law is philosophically incoherent. it is your moral duty to ignore it or sabotage it
    31. Re:Public option by Skapare · · Score: 1

      They slipped it back in undercover. It's the penalty for not buying insurance from evil private corporations. It's the "public option backdoor".

      --
      now we need to go OSS in diesel cars
    32. Re:Public option by toadlife · · Score: 1

      20% of medicare and medicaid claims are _fraud_.

      [citation needed]

      --
      I don't always use unix-like operating systems; but when I do, I prefer FreeBSD.
    33. Re:Public option by toadlife · · Score: 1

      Actually, food stamps and section 8 housing are public subsidies for private enterprise...just like the Affordable Health Care Act.

      --
      I don't always use unix-like operating systems; but when I do, I prefer FreeBSD.
    34. Re:Public option by CubicleZombie · · Score: 1

      Those in favor of all those provisions as long as somebody else pays for it: 100%.

      (Or 110% if you include all registered democrats.)

      --
      :wq
    35. Re:Public option by Anarchduke · · Score: 1
      --
      who prays for Satan? Who in 18 centuries has had the humanity to pray for the 1 sinner that needed it most? ~Mark Twain
    36. Re:Public option by NicBenjamin · · Score: 1

      Lieberman happened to the Public Option.

      It's possible we'll get it eventually. The Accountants estimated it woulod save the country $5-$10 Billion a year. That is a lot of money, and eventually Congress is gonna have to balance the budget. Which means a lot of Congresscritters who don't want to lose subsidies for group or have a very good reason to vote for it.

      It'll really depend on how the elections work out.

    37. Re:Public option by NicBenjamin · · Score: 1

      I meant "Which means a lot of Congresscritters who don't want to lose subsidies for (insert interest group) or (company in district) have a very good reason to vote for it.

      Apparently Slashdot hates angle brackets.

    38. Re:Public option by gatfirls · · Score: 1

      Removed would imply it was ever in the bill or in the plan for the bill.

    39. Re:Public option by Anonymous Coward · · Score: 0

      If only health insurance was actually like those other industries. It's insurance, not a physical good. There needs to be more regulation and competition for the health insurance industry to work properly. This bill does that.

    40. Re:Public option by gtbritishskull · · Score: 1

      A grocery store's business model is not predicated on selling you food, and then trying their hardest not to give it to you. Insurance companies make money off of denying claims (denying you service). You are comparing apples to oranges.

    41. Re:Public option by andb52 · · Score: 1

      Hello. If you read Ron Suskind's excellent "Confidence Men," you will learn that Obama negotiated away the Public Option with the insurance companies months before the bill was passed. In fact, he even negotiated it away BEFORE he addressed a joint session of Congress and said that he wanted to see it in the bill. It's quite shameful, really. So, there you have it. Killed by backroom dealing.

    42. Re:Public option by gtbritishskull · · Score: 1

      I did not want a public "option". I wanted a single payer system that gave everyone catastrophic health care similar to current high-deductible plans. If the level of service was not high enough from that single payer system, then you could buy supplemental insurance to lower your deductible or give you access to better facilities (you could go to a more expensive doctor, with the single payer system paying their base amount and the supplemental insurance paying the rest). Then, you would have the cost controls from the consumer side (with a high deductible people would try to keep medical costs down so that they have less money out of pocket) but you would give options of higher quality and reduced wait times to people who could pay more.

    43. Re:Public option by blueg3 · · Score: 1

      Also a public option for housing, so that people don't have to fight with their landlords or builders just to keep from dying from exposure.

      We have that.

      And a public option for transportation, just so I don't have to fight with the auto retailer just so I can perform useful work for this great civilization.

      Yes, if only there was some kind of citywide "public transportation" option...

    44. Re:Public option by betterunixthanunix · · Score: 1

      Wouldn't the hospitals and doctors still have a profit motive?

      In theory, no; doctors do swear an oath to use their skills to heal the sick, not to become medical robber barons. In practice, there may be such a motive, but:

      1. Insurance company profits are nearly orthogonal to hospital profits. Insurance companies do some amount of negotiation with clinics and hospitals, but they still seem to find a way to pass the cost of health care on to the people receiving it. They would not be (as) profitable if they paid for everything.
      2. The government does not need to report to shareholders, and can be required to cover procedures entirely. This leaves the government in to position of having to push back against those doctors and hospitals who try to maximize their monetary profits, rather than just passing the costs on to us "little people." Yes, taxes may be raised, but we "little people" do have a real say in that, unlike insurance companies (what, you want to pay less? well you get less coverage!).
      3. with health insurance policies typically set up so the individual see's little cost to themselves for procedures and tests, who would be providing a counterbalance to the doctors' profit motives to keep costs moderately sane?

        There is no counterbalance now. When people get expensive medical treatments and their insurance plans do not pay, they just go into debt, and some cases bankruptcy. People have to think twice about routine tests and procedures, because they might get stuck with a bill they cannot afford. Some people do not get the treatment they need as a result -- the most obscene outcome of the current system.

        I actually think the public option was a good idea, although mostly for folks that don't/can't get insurance through their employer. But I don't think it was actually going to help noticeably with costs.

        The nice thing about the public option is that, if the people of this country wanted to, they could reallocate funds from destructive programs like the war on drugs to health care. Right now, when medical expenses go up, the bill is just passed directly to the people receiving treatment; if you an insured, that happens through your insurance company, and if you are uninsured, well the hospital will just extend you a line of credit and demand money from you. It is not as though you can say, "I do not want to pay for the world's largest prison population, I would rather be healthy." Usually the choice looks more like this: "I do not want to lose my house, so I will wait until I am so sick that I cannot go on any further."

        The other advantage of the public option is that it could be funded with a progressive tax (yes, scary -- the top 1% of earners paying to keep the rest of society healthy). Historically, America had a much heavier progressive tax, which paid for great improvements to our society. There is no reason we cannot increase the taxes on the wealthiest Americans and corporations to pay for the healthcare of everyone else. We already use tax money to pay for medical research (see: NIH, NSF), which often benefits the wealthy long before it benefits the rest of society.

      --
      Palm trees and 8
    45. Re:Public option by Anonymous Coward · · Score: 0

      As opposed to what? Fighting with the government to get the treatment you need?

    46. Re:Public option by idontgno · · Score: 1

      Slashdot loves angle brackets. Just eats 'em up with ice cream. Yum yum yum.

      Since the default posting mode is "HTML Formatted", Slashdot reserves angle brackets for itself. For markup. It's being generous to call it "HTML", since it's a ridiculous subset, but there it is.

      If you want the angle brackets precious for yourself, you'll have to use the HTML character entities* for them: &lt; for < and &gt; for >. That's how you save the preciouses from the tricksy Slashdotses.

      *Not all of the HTML entities listed on this site work here. In fact, I think I'd characterize it as a ridiculous subset again. Which ones work here and which ones don't is left as an exercise for the reader.

      --
      Welcome to the Panopticon. Used to be a prison, now it's your home.
    47. Re:Public option by Anonymous Coward · · Score: 0

      Health insurance companies have low profit margins. The industry average is 3-8%. It is a bad business to be in. There are also many many, huge non-for-profit health insurance companies, their rates are not much better. The problem is not profit. The problem is that healthcare is very expensive and we all want more and more and at the best quality.

    48. Re:Public option by steelfood · · Score: 1

      The right wing objects because it's Obama's legislation. They oppose it because they oppose Obama, and want to see him fail. I think we all know the reason why they want to see Obama fail. (Hint: It has nothing to do with him being a Democrat.)

      It's not even the "right" as in the conservatives. It's those particular people in power who use the insecurities and fears of the conservatives as their power base. They don't like different people attaining power. That puts their own position of power in jeaprody.

      --
      "If a nation expects to be ignorant and free in a state of civilization, it expects what never was and never will be."
    49. Re:Public option by rrohbeck · · Score: 1

      You are against the profits of the big healthcare insurers? You must be a socialist.

    50. Re:Public option by slimjim8094 · · Score: 4, Informative

      Good thing the bill has a provision that "Insurers must spend a certain percent of premium dollars on eligible expenses, subject to various waivers and exemptions; if an insurer fails to meet this requirement, there is no penalty, but a rebate must be issued to the policy holder." IIRC the percentage is 85%, so 85% of premiums can't go into pockets in the insurance company, and need to be spent on healthcare, or else they go back to subscribers.

      --
      I have developed a truly marvelous proof of this comment, which this signature is too narrow to contain.
    51. Re:Public option by Anonymous Coward · · Score: 0

      .....because the government will be less bureaucratic? Oh, I know! Perhaps this bold and glorious system will be run as well as the:

      IRS (massively complicated bloated tax code entire industries have risen around to support)
      Post Office (corrupt, inefficient jobs program that can barely fund itself/compete with private enterprise)
      EPA (insane over-regulation under the guise of common-sense environmental policy, effectively chocking small business growth)
      DOE (No child left behind, horrible standards choke innovation and creativity while simultaneously failing to prepare US students for STEM careers vs many other countries)

      Or.... dare I mention congress's equal-oppertunity lending sham that led to the current sub-prime market meltdown?

      and we want the same people to control our healthcare....

      You see, here's the dissonance: Everything about this is a *great* idea. Healthcare for all. Brilliant. Yes the current system is broken. But who can seriously believe that our government is going to be *any* better than the existing system.

      I think many of you vastly underestimate our government's ability to take a great idea and fuck it up. Yet, many of those same people are the first to get in line to criticize our government on *anything* related to defense.

    52. Re:Public option by Art+Challenor · · Score: 2

      The Congressional Budget Office (CBO) - the people US tax payers employ to calculate costs for them, have consistently said that the individual cost for health care would DECREASE with a Single Payer system (Candian/UK/everywhere else style system) and, of course, coverage would be universal. So if the Republicans were really interested in cutting the deficit, etc. etc. then this would be the way to go.

      The Insurance Companies have spent huge sums of money to prevent Single Payer, which is, partly, why it doesn't exist in the US (yet).

      What really surprises me is that the big companies, who have to deal with this health care debacle, haven't lobbied more for Single Payer. It would get them out of a huge adminstrative quagmire that has nothing to do with their business and can have a negative effect when they do something wrong (WalMart).

      Oddly, Republicans ARE interested in a mandate, just that the mandate be on companies rather than individuals. From the same poll, 57% or Republicans favor subsiding health care for those who cannot afford it and 54% favor mandating that companies (50 employees and larger) provide coverage.

      The right wing mouth pieces are spouting crap that even the average Republican doesn't agree with. In other words, the Republicans party is still listening to the loud, but minority, Tea Baggers.

    53. Re:Public option by JackPepper · · Score: 1

      The profit motive works fine, but the current incentives for profit are mis-aligned against the consumer (you). Most consumers have a third party (your employer) paying their medical bills. The consumer now only worries about the co-pay, instead of the actual cost. Third parties receive large tax breaks for large policies. The product provider ( insurance companies) caters only to the third party, wether the consumer gets qaulity service is no longer the provider's concern. The provider is now only concerned with appeasing the third party. Costs now will never decrease because microtransactions (procedure costs) are no longer being negotiated by the actual consumer with the product provider. I offer lasik as example of the consumer cutting the cost of a microtransaction.

      I think the key to good healthcare reform is to slowly decouple the employed/heathcare link. Unfortunately, the PPACA only increases this unnatural market link and bring the consumer back in the loop.

    54. Re:Public option by Cl1mh4224rd · · Score: 1

      Because half the country is convinced that allowing giant corporations to profit off the sick is the only non-"socialist" option.

      Well, insurance companies don't actually profit from the sick. They profit from the healthy who are constantly paying into the company without the company paying out.

      --
      People will pass up steak once a week, for crap every day.
    55. Re:Public option by LoyalOpposition · · Score: 1

      Actually, food stamps and section 8 housing are public subsidies for private enterprise...just like the Affordable Health Care Act.

      If food stamps were just the same as the AHC Act, then people would see a new federal tax whenever they didn't purchase food. If section 8 housing was the same as the AHC Act then the homeless would see a new federal tax.

      ~Loyal

      --
      I aim to misbehave.
    56. Re:Public option by LoyalOpposition · · Score: 1

      http://en.wikipedia.org/wiki/Slippery_slope [wikipedia.org]

      Non sequitur

      --
      I aim to misbehave.
    57. Re:Public option by LoyalOpposition · · Score: 1

      A grocery store's business model is not predicated on selling you food, and then trying their hardest not to give it to you.

      Well, actually, yes it is. The traditional example is for a grocery store to put fresh ripe strawberries on top of an opaque package, and then put green or rotten ones on the bottom where you can't see. For every penny a grocery store can cut costs they receive an additional penny of profit.

      ~Loyal

      --
      I aim to misbehave.
    58. Re:Public option by LoyalOpposition · · Score: 1

      We have that.

      The vast majority of Americans don't live in public housing. The vast majority of Americans will now see a tax if they don't purchase health insurance.

      Yes, if only there was some kind of citywide "public transportation" option...

      Yes, and if only the IRS would tax you if you didn't use it. And if only the citywide public transportation was expanded to make it statewide or even nationwide. And if only the middle class were force to use it instead of cars. And if only the police and the military were required to ride on it.

      ~Loyal

      --
      I aim to misbehave.
    59. Re:Public option by Anonymous Coward · · Score: 0

      You and many others here LIE to make your partisan point. As anyone posting to /. should know, the devil is in the details. Support of "major provisions" does not mean they should support a particular implementation.

      Since a variety of Republicans, including likely nominee Mitt Romney, have spoken about keeping "major provisions" while replacing a badly written bill, your argument holds no water. You want to see hypocrisy or even racism where there is none from an objective viewpoint.

      The bill was pushed through in a heinous manner that is an affront to the spirit of democratic process. To avoid debate in the Senate, an existing bill was gutted and the final versions were deemed passed using the reconciliation process. See also the citation of Speaker Pelosi's infamous comment above. If the political party's had been reversed and this had been a Bush / Hastert plot, would you be pleased with the process? HELL NO. Your hair be on fire with rage as it should be no matter who's playing parliamentary tricks to pass leviathan legislation.

    60. Re:Public option by Anonymous Coward · · Score: 0

      As I remember, Lieberman wouldn't vote for cloture to override the republican filibuster unless the public option was dropped. You can blame him :/

    61. Re:Public option by gtbritishskull · · Score: 1

      But, at least you can inspect you product before you purchase it, or take it back if it turns out to be bad. You are usually paying your insurance premiums a long time before you have to use them, and I have not heard of an insurance company refunding your premiums if they decide to drop your coverage.

    62. Re:Public option by Anonymous Coward · · Score: 0

      And if you were at a party, you would be in a corner by yourself, ostracized by the rest of the group because of your annoying pedantic nitpicking.

    63. Re:Public option by tmosley · · Score: 1

      Yeah, I forgot that the US has been wracked by hundreds, if not thousands of pandemics over the last few decades, killing hundreds of trillions of people. Clearly, we must spend money we don't have, and force individuals to do the same so that we can survive all these plagues!

    64. Re:Public option by danbert8 · · Score: 1

      like tax dollars are used to keep roads paved. We spend huge amounts of tax money funding paramilitary police forces and keeping millions of people incarcerated (more prisoners than any other country by orders of magnitude); how about we take the money out of those programs and use it to pay for health care?

      I'd be all for that. But this ain't it. This is "let's spend more on healthcare AND on keeping people incarcerated." I'd be all for government if they had to remove one useless program to start another one. In fact, I'd even be happier if they could come up with a BUDGET for their expenses. And even happier still if the budget balanced once a blue moon.

      --
      Yes it's an anecdote! Were you expecting original research in a Slashdot comment?
    65. Re:Public option by blueg3 · · Score: 1

      The vast majority of Americans don't live in public housing. The vast majority of Americans will now see a tax if they don't purchase health insurance.

      The vast majority wouldn't use the public option, either. You seem to be confusing "public option" with other aspects of ACA, which doesn't make discussing it, beyond platitudes, possible.

    66. Re:Public option by sorak · · Score: 1

      What ever happened to the public option? You know, cutting the profit motive out of funding health care, so that people do not have to fight with their insurance companies or with hospitals just to get the treatment they paid for?

      FTFY.

    67. Re:Public option by myth24601 · · Score: 1

      We also need a public option for legal care. If someone sues you, you get a free lawyer and if you want to sue someone, you get a free lawyer. The government can set the reimbursement rate.

      --
      No matter where you go, there you are.
    68. Re:Public option by Anonymous Coward · · Score: 0

      At least companies can go out of business or be broken up by the government. What happens when the government becomes the business?

    69. Re:Public option by steelfood · · Score: 1

      You know what the Democrats should do? They should vocally oppose any decent piece of legislation the Republicans come up with. Make it as hard as possible to pass. Put tons of ryders, amendments, etc. favoring the Democrats.

      Then pass it grudgingly, after a long, drawn-out fight. It would make the Republicans very happy that they got their victory, and it would make the Democrats look like they're really good at getting things done by getting all those extra ryders and such attached.

      --
      "If a nation expects to be ignorant and free in a state of civilization, it expects what never was and never will be."
    70. Re:Public option by rsborg · · Score: 1

      Without the public option, this bill is just a way to further cement and inflate the profits of health insurance companies -- which, last I checked, were the "bad guys" who refuse to cover the cost of necessary treatment.

      As a fan of the public option (and hell, government-run healthcare as in the UK), I think the 80% MLR [1] is going to squeeze some efficiency into the insurers - and it may well kill the privatized insurance scam as it exists today.

      There is still room for the public option. I'm an incrementalist - yes, the public option (aka medicare part E for everybody) should have been on the table and used as a bludgeon (or sacrificial lamb) to push through other parts of health care reform (some dropped provisions would have been far stronger). However, there will be an opportunity in the future to expand this either from the federal or state levels.

      [1] http://www.healthcare.gov/law/resources/reports/mlr-rebates06212012a.html

      --
      Make sure everyone's vote counts: Verified Voting
    71. Re:Public option by Tumbleweed · · Score: 1

      Wouldn't work - the Republicans don't want anything to pass, anyway. They want to kick the can down the road in the hopes that things will fall apart, so they can ride to the 'rescue' in the November elections.

    72. Re:Public option by Anonymous Coward · · Score: 0

      You have a point, but you're missing an important piece. If you were to poll people on whether they would like to be given a Ferrari, the answer would be overwhelmingly yes. But if you pointed out how much it would cost to do that for everyone, suddenly the numbers change. If you change the way you phrase it to "You have to buy a Ferrari," then the numbers drop again.

    73. Re:Public option by Cimexus · · Score: 1

      Governments provide food stamps or equivalents in many places in the world: that is, a publicly-funded way for poor people to get food.

      Government in most countries have a public housing system (they may either physically provide the housing, or leave that to the private market but subsidise people's rent) for those who are unable to pay rent.

      'Public' transportation is precisely that.

      Etc. So don't most of the things you mentioned already exist? Universal health care is about having a safety net for people who can't afford the care. It's not about giving everyone a free ride - you pay for it somehow, whether through direct fees or via income tax etc.

    74. Re:Public option by Anonymous Coward · · Score: 0

      Since overhead is limited by law to 15% of premiums (via another provision of ACA), this will encourage them to spend their money. The less they spend on health care, the less they have to "compensate" their executives.

    75. Re:Public option by Anonymous Coward · · Score: 0

      There is a provision in the ACA for states to become exempt if they implement their own health care system if can provide at least the same level of coverage at a lower cost.

      So, basically, states can setup their own single-payer systems as long as they are better than the ACA programs.

    76. Re:Public option by rubycodez · · Score: 1

      wrong, Obama the liar dumped it

      he is a huge-corporate BITCH the same as Cheney/Bush

    77. Re:Public option by Anonymous Coward · · Score: 0

      Democrats were worried that a public option would be unpopular. Also Joe Liberman is an asshole.

    78. Re:Public option by AthanasiusKircher · · Score: 1

      IIRC the percentage is 85%, so 85% of premiums can't go into pockets in the insurance company, and need to be spent on healthcare, or else they go back to subscribers.

      You are correct. However, a few other facts are helpful if we are going to evaluate this compared to the public option scenario.

      For one thing, the average amount of insurance administration costs was, I believe, about 10-12%. Plans that charged 20-30% did so because they had significantly more administration costs per person (e.g., individual plans, rather than large group plans for, say, a company of thousands of employees). When you regulate a scenario like that, if you look at various state efforts to regulate other types of insurance, you'll bet that insurance companies will try to push their administration costs to maximum, since they need to hedge for all those high-cost people who now can't pay for themselves (and they'll usually overcompensate to ensure profit)... so we're probably all going to end up paying 15% now... hence, costs probably go up.

      Now, as for the public option, administrative costs for Medicare/Medicaid I believe are closer to 5-6% (though I've seen estimates that are even half that). With a public option, we'd all probably pay about 1/3 as much for administrative costs than with this plan. Actually, it would probably be more, given that a single-payer system would make the "rules" for coverage clearer, meaning that you lower administrative costs on the side of hospitals and doctors offices too, which usually take up another 5-10% of your costs to pay for hospital administrators and doctors' assistants to argue with different insurance carriers.

      Meanwhile, all those "freeloaders" that everyone's worried about cost the system no more than about 8% of your premiums, even in the worst-case calculation I've seen.

      We could have trimmed off more than that in administrative costs just by moving to single payer. Instead, we're locking insurance companies into a regulatory box where they will charge the maximum the law allows to ensure profits, and then they'll claim it isn't enough and lobby to have the law changed so they can get even more profits. And given that corporations now can spend unlimited money on elections... well, we're likely enslaved to insurance companies in the long-term.

    79. Re:Public option by j-beda · · Score: 1

      But, but, but - that's communism!

    80. Re:Public option by j-beda · · Score: 1

      This was at the point when the Democrats could have shoved through any bill they wanted to, because the Republicans had already decided they were all voting against it in both the House and Senate.

      Once it became clear that "compromise" was not going to be acceptable to any of the "other side", the dems probably should have rammed through the bill that they actually wanted - it seems hard to believe that the "other side" could be any more incensed than they seem to be with the bill that actually did get passed.

    81. Re:Public option by j-beda · · Score: 1

      Seriously, if the US government pushed Britain's NHS on Americans there'd be another revolution within a week.

      Yeah, cause like every other developed country is cursing their socialized medicine and wishing for a system like the USA's.

      Oh, right, they are not. They are all pretty much looking at the USA and wondering "WTF do those people think they are doing? Are they all nuts?".

    82. Re:Public option by j-beda · · Score: 1

      The public option IS putting the profit motive right in front of the health care issue. 20% of medicare and medicaid claims are _fraud_. The politicians will ensure that their "pals" will get to drink from the government trough with little to no accountability. When was the last time the government created a large government program and then cancelled it because it was ineffective? Their only response is to guarantee if we fund it MORE, it will do what we want. Then when we fund these programs more, they still do not do what we want.

      Fundamentally, if we were not willing to implement the changes we needed under a free-market system to reform medical coverage (such as tort reform), there is no way that we will be willing to fix what is broken in a large socialized medicine behemoth.

      I'd like to see a citation that medicare fraud is as large as you claim, and that fraud in the rest of the "private" medical system is significantly better than that in medicare. All of my sources indicate that medicare has significantly lower overhead than the private for-profit insurers.

      Accountability is a concern, but it is equally a concern in the for-profit companies. The combination of desire for profit and competition are powerful motivators, but they do not always magically produce the results that we want - they often result in many of the same "drinking from the public/consumer trough" behaviors. There are many dangers and challenges of public systems, but there are lots of examples from around the world of systems that work better than the one in the US.

      Tort reform is a nice idea, but usually it is code for "limiting corporate liability", and in the current system, legal costs are a fairly small fraction of the total medical bill. Completely eliminating the legal cost portion of the bill would do little in controlling prices and could arguably greatly reduce incentives for good consumer care.

    83. Re:Public option by j-beda · · Score: 1

      So the public option is there, but at a state rather than federal level.

      I always thought that the state level was where this should have been in the first place. The Canadian model was started by one province providing coverage (a bunch of commies at the time), but then everyone in the other provinces said "gimmie some of that!" until the feds finally brought in legislation to ensure country-wide standards, after the ideas had been widely accepted.

    84. Re:Public option by dkleinsc · · Score: 1

      My argument is this: because they were going to have to ram it through against the wishes of all Republicans, the bill they ended up ramming through wasn't a "compromise", it was the bill they actually wanted. The talk about it being a "compromise" was in fact nonsense, because the only people they were compromising with was themselves.

      If they'd wanted a public option, it would have been in the bill. It wasn't, so they didn't really want it.

      --
      I am officially gone from /. Long live http://www.soylentnews.com/
    85. Re:Public option by Anonymous Coward · · Score: 0

      And by that you mean "acceptable to the health insurance lobby". Partly I blame this as a failure of marketing. Had they simply touted the public option as "Medicare for everybody" we'd have that instead of this hlaf-assed compromise.

      Yes, expanding the entitlements like Medicare would be hugely popular in this political climate.

    86. Re:Public option by Anonymous Coward · · Score: 0

      So the "correct" answer, is then to eliminate the freedoms of the individuals, AND to elminate all forms of competition, because the government couldn't possibly get it wrong....

      Got it.

    87. Re:Public option by Anonymous Coward · · Score: 0

      I personally would much rather argue with a customer rep for a private company who could fire an unfair rep, rather than arguing with a Healthcare DMV worker with a cushy, stable government job.

    88. Re:Public option by j-beda · · Score: 1

      My argument is this: because they were going to have to ram it through against the wishes of all Republicans, the bill they ended up ramming through wasn't a "compromise", it was the bill they actually wanted. The talk about it being a "compromise" was in fact nonsense, because the only people they were compromising with was themselves.

      If they'd wanted a public option, it would have been in the bill. It wasn't, so they didn't really want it.

      That may be true - they may have needed to water it down to gain the support of all the people who eventually did vote for it (even if that was only "themselves"), but my understanding was that they did have the votes to get through the public option but decided to scrap that in order to get more support for the rest of the bill.

      Of course my perceptions, actual history, and the currently believed history as well as current rhetoric are quite likely completely unconnected.

    89. Re:Public option by Anonymous Coward · · Score: 0

      Congress did not have the majority needed to pass the bill with the public option.

      As we are corporate fascists, we don't really have an interest in taking care of individuals.

    90. Re:Public option by Anonymous Coward · · Score: 0

      Interesting to note that the law is more than 2000 pages... you've just summarized a handful of portions of a ginormous law in one paragraph and said that -this- is what Reps object to. You're wrong. They object to having lobbyists write 2000+ page legislation and voting on it without debate within a week after having been locked out of discussion by the other party. Not one person in congress has actually read the entire monstrosity, but it is now law.

    91. Re:Public option by deblau · · Score: 1

      The right oppose it for ideological reasons, and many on the left because it falls too far short of the universal health care that any civilized country should have.

      You mean welfare states like Greece? Greece spends 1/3 of it's "ordinary" budget on public health care (and over 40% on pensions). Clearly, this is not too much of a burden on their economy...

      Source: http://www.minfin.gr/content-api/f/binaryChannel/minfin/datastore/8d/78/0e/8d780e3337a1e1cb20d1a1707686d7399be4913a/application/pdf/MTFS.pdf

      --
      This post expresses my opinion, not that of my employer. And yes, IAAL.
    92. Re:Public option by Art+Challenor · · Score: 1

      The source reference always includes "Insurance" in with healthcare cost. Without reading the document, I assume that means things like unemployment insurance. Please don't drink the right wing cool-aid and ignore/manipulate the facts.

      The healthcare cost for Greece is around 10% (whether you take the WHO numbers or OECD):

      http://en.wikipedia.org/wiki/List_of_countries_by_total_health_expenditure_(PPP)_per_capita

      Greece spends less per capita on health care than the US, has universal care and a longer life expectancy.

      http://ucatlas.ucsc.edu/spend.php

      So, if we went to a single-payer system, like Greece, we'd spend less (whether it's tax dollars or the "hidden" tax of health insurance makes no difference) and get better coverage (as judged by a greater life expectancy).

      The US spends the most of any Country (15+%) and still has people dying from curable diseases and people using emergency rooms as primary care facilities.

      So, absent any viable argument that supports your position, I would say that you have a purely ideological objection.

    93. Re:Public option by Anonymous Coward · · Score: 0

      It was killed in the senate under theat of a filabuster from the GOP if I recall.

    94. Re:Public option by Anonymous Coward · · Score: 0

      The right is opposed to Obamacare because he's black.

    95. Re:Public option by foniksonik · · Score: 1

      Uh I'm pretty sure we have those programs in place already.

      Food, food stamps

      Housing, Section 8 and HUD aka subsidized housing.

      Transportation, "public transportation" buses and vouchers if you qualify.

      Clothing is covered by welfare programs as well but we could do better.

      Entertainment, hmm. You got me there. Can't think of, oh wait - National Parks. Close enough.

      --
      A fool throws a stone into a well and a thousand sages can not remove it.
    96. Re:Public option by Anonymous Coward · · Score: 0

      I suppose the question, then, is why 2700 pages of legislation were needed to pass those major provisions that there obviously isn't much opposition to.

    97. Re:Public option by Anonymous Coward · · Score: 0

      The point of the "affordable care act" is precisely to kill the insurance companies over time and introduce a single payer system. In that system, you won't have to fight with your insurance company for the care you need. You might have to appeal to a bureaucrat who has unlimited power without "switching to another provider" as recourse, though...

    98. Re:Public option by Anonymous Coward · · Score: 0

      I'm not sure that your "breakdown" numbers prove anything in particular.. the people who like "kids stay on till they haven't been kids for a decade" may not be the same as the people who like, "anything but actually allowing people to purchase insurance across state lines" and people who don't want insurance companies dropping sick people might not go so far as thinking that roulette players should be allowed to place bets after the ball has settled into a slot.

      Support for one of many elements does not translate into support for all of the individual elements, and each element does not fall on a convenient continuum such that support for one implies support for others.

  8. SCREW EVERYONE ELSE by Anonymous Coward · · Score: 4, Funny

    I got MY healthcare.

    You and your family can take a FLYING LEAP.

    The most selfish American generation says SCREW YOU!!

    1. Re:SCREW EVERYONE ELSE by cc_pirate · · Score: 5, Informative

      I got MY healthcare.

      You and your family can take a FLYING LEAP.

      The most selfish American generation says SCREW YOU!!

      Thanks for sharing the GOP platform on this.

      --

      "There are laws that enslave men, and laws that set them free. " - Sean Connery as King Arthur

    2. Re:SCREW EVERYONE ELSE by Anonymous Coward · · Score: 2, Interesting

      I advise you you GET OFF OUR FUCKING ROADS and negotiate with each person between you and where you want to go for RIGHT to cross their PRIVATE PROPERTY if you want government's influence out of your life.

    3. Re:SCREW EVERYONE ELSE by Anonymous Coward · · Score: 3, Insightful

      Other (most) western countries have programs very much like this.

      I'm so confused with my American brethren. You, the people, were absolutely fine with the previous president firing up the war machine on false pretenses to bomb the shit out of countries he couldn't even pronounce all in the name of contractor profits (of which you, the tax payer gets to foot the bill), yet little Johnny gets to sit with a broken leg in the emergency room because y'all think his parents are losers.

      Sometimes I think the only people in the world that really hate Americans, are other Americans.

      I shake my head in sadness. Love thy neighbour, indeed.

    4. Re:SCREW EVERYONE ELSE by betterunixthanunix · · Score: 3, Insightful

      Right, paying taxes makes you a slave. Interesting concept, I wonder how you think governments are supposed to function? Perhaps you think soldiers should just point their guns at people and demand food and shelter, simply bypassing the taxes entirely.

      Try again kid.

      --
      Palm trees and 8
    5. Re:SCREW EVERYONE ELSE by Anonymous Coward · · Score: 0

      Many of us already have to pay a "tax" for simply being alive. It's the cost of being alive.

      Next you'll be forced to buy... FOOD. OMG.

    6. Re:SCREW EVERYONE ELSE by Anonymous Coward · · Score: 0

      This was marked as funny.. Unfortunately is is only too true :(

    7. Re:SCREW EVERYONE ELSE by Anonymous Coward · · Score: 0

      People who look to gov't to supply for all their needs, rather than simply providing a basic social safety net to assist those in hard times over a short term, disgust me.

      PS: It is not selfish to be upset about the gov't taking from those who produce without their consent... it's called private property rights, was understood very well by the founding fathers and is what sets us apart from so much of the rest of the world (either developing/3rd or industrial/1st)

    8. Re:SCREW EVERYONE ELSE by jandrese · · Score: 1

      If we had proper hospital policy we wouldn't have needed this. If you show up at a hospital with an injury or disease and you can't prove you have insurance or cash on the spot, they kick you out to die in the street. Anything else just lets people freeload and is killing heathcare. Since we are not a third world country and will never have a system like that, then something like the individual mandate or a single payer system is necessary.

      --

      I read the internet for the articles.
    9. Re:SCREW EVERYONE ELSE by Anonymous Coward · · Score: 0

      Thanks for sharing the GOP platform on this.

      Whaddya mean, GOP? He's not a Republican, he's an American who emigrated to Canada!

    10. Re:SCREW EVERYONE ELSE by Anonymous Coward · · Score: 0

      You are a slave.

      Your existence will be limited for an undisclosed period of time that you may choose to end at any time.

      You will be allowed to leave the surface of this planet, but only for a limited distance.

      There is no escape, slave, accept your place.

    11. Re:SCREW EVERYONE ELSE by Anonymous Coward · · Score: 0

      Perhaps you think soldiers should just point their guns at people and demand food and shelter, simply bypassing the taxes entirely.

      As a Brit I feel I should mention that we tried that here once, and it didn't work out too well for us.

    12. Re:SCREW EVERYONE ELSE by yoshi_mon · · Score: 1

      And clean drinking water.

      And food that is safe to eat.

      And roads and bridges.

      And law and order. (Not the TV show, but come to think of it, hell yeah because of our society we get awesome stuff like Law & Order on TV!)

      And clean air, clean beaches, clean everything!

      And...

      --

      Really, I know what I'm doing...Ohhhh, look at the shiny buttons!
    13. Re:SCREW EVERYONE ELSE by scot4875 · · Score: 1

      What you are is not better than guy checking some poor slaves teeth right off the boat.

      Shit like this makes it really difficult to take any of what you say seriously. Knock it off; be above this kind of bullshit.

      --Jeremy

      --
      Jesus was a liberal
    14. Re:SCREW EVERYONE ELSE by Nethemas+the+Great · · Score: 1

      If you live in a society are you not responsible to and for that society? If you really do wish to live in selfish anarchy there are plenty of third world nations to choose from. I really doubt that you would prefer to shoulder the complete burden of ensuring your own well being and liberties. There is so much that is being overlooked and unappreciated from food and water quality, quality of healthcare, quality of the air you breath, roads you drive on, an education that was available to you even though you chose not to utilized it, emergency services, services that ensure the sanctity of your person and property, etc., etc.. There are so many things that you benefit from for the burden of you being an "eternal slave" to taxation that I would overflow the size restrictions of Slashdot posts by many orders of magnitude. I would strongly suggest that you step away from your Xbox and learn about the world you live in before you embarrass and shame yourself any further by how out of touch with reality you are.

      --
      Two of my imaginary friends reproduced once ... with negative results.
    15. Re:SCREW EVERYONE ELSE by Anonymous Coward · · Score: 0

      No, you're a selfish bastard.

    16. Re:SCREW EVERYONE ELSE by MickyTheIdiot · · Score: 1

      He's in his own gated community. He's fine to let everyone else's space go to hell.

    17. Re:SCREW EVERYONE ELSE by Anonymous Coward · · Score: 0

      The USG doesn't function very well right now.

      If we want it to do that its simple, have it do less and live within its means at all times. If it takes in 2 trillion, it spends two trillion and so on. This means few subsidies, minimal programs, a small military and trying to be rational and efficient.

      If they do that and you know make economic policy that creates broad based private sector wealth and controls immigration, it will work.

      As it is we have a less totalitarian form of class fascism (i.e a merger of corporate and state power for a kleptocratic elite)

    18. Re:SCREW EVERYONE ELSE by TerryCary · · Score: 1

      Yeah, all those previous, generous generations provided free health care for all Americans. But this selfish generation just hates Obamacare. No, wait... Then again, all those previous generations paid most of their bills. We are putting the next generation so deep in debt so we can get what we want without paying for it ourselves, they are born bankrupt. The most selfish American generations looks at their children and says SCREW YOU.

    19. Re:SCREW EVERYONE ELSE by Anonymous Coward · · Score: 0

      They functioned and built DC just fine before income was taxed. You really want to bring up soldiers and justify these wars we're in as being legal? We were only supposed to enter war when attacked by a nation, not use our entire military to hunt a few Muslims (if you believe that entire fable) and to spread our nation-building adventurism around the Middle East. The people running things are control freaks, plain and simple.

      Taxation is slavery. You aren't guaranteed an income as long as your employer pays your taxes. You down own your property if you pay taxes on it. It's just rent paid right to the government. Anyone who thinks that being forced by threat of death to give up their income and property is freedom is an idiot. From what I learned in school, African slaves in the south were told how much money they could earn (if even being paid at all), they could not vote (1/6 is not 1, now people must pay for a government issued ID to vote, and ID will soon be an implanted chip), and they couldn't own any property.

      I don't care what the Supreme court says. They clearly have broken their oath to defend the Constitution, and America took a huge blow today.

    20. Re:SCREW EVERYONE ELSE by ddd0004 · · Score: 1

      American politics have nothing to do with reality or decisions based on issues. Every issue is automatically split into two divergent sides and then a simplified message is crafted and sold to the people. Even issues that shouldn't be political are politicized in this manner. This has been going on for so long most people simply put their faith in one political party and then think anything their party recommends is fine with them.

    21. Re:SCREW EVERYONE ELSE by Anonymous Coward · · Score: 0

      I canz have job on Death Panel Now - ya?

    22. Re:SCREW EVERYONE ELSE by fahrbot-bot · · Score: 1

      Perhaps you think soldiers should just point their guns at people and demand food and shelter... .

      Of course, that is specifically prohibited by the Third Amendment.

      --
      It must have been something you assimilated. . . .
    23. Re:SCREW EVERYONE ELSE by Anonymous Coward · · Score: 0

      So, you are not a slave to the health insurance people. Shelling our your money for getting nothing in return until you get sick and they boot you for a technicality and thus you die just so they can make a dollar. That's the system you want.

    24. Re:SCREW EVERYONE ELSE by Anonymous Coward · · Score: 0

      How is this "informative" ? This is BULL. The nominee of the Republican Party is THE ONE who did this on the state level, Gov. Mitt Romney.

      Obama's a johnny-come-lately. Mitt Romney paved the way in Massachusetts.

      The whole idea of this style of healthcare reform goes back to the late 1980s and a rightwing think tank called Heritage Foundation. We could've enjoyed benefits of such a system 20 years ago if it wasn't for Bill & Hillary Clinton with Democrat obstructionists trying to shove single-payer down the nation's throat and refusing to consider this alternative model, advocated then by Newt Gingrich and other Republican leaders, that Romney built upon and Obama's trying to take credit for whether his version is good or not.

    25. Re:SCREW EVERYONE ELSE by tmosley · · Score: 1

      I publicly called for his execution for that, actually. War crimes and such. High crimes.

    26. Re:SCREW EVERYONE ELSE by Anonymous Coward · · Score: 0

      YOU have more money than I do because you went to school and got a degree in engineering or business but I majored in pot-smoking then dropped out.

      I found a way to take YOUR money through the ballot box so I don't have to do any real work or accept responsibility for my failure.

      I don't have to work to get YOUR money. SCREW YOU WITH A COP'S GUN AND THE I.R.S.!

      Who's being more selfish, the person who actually earns their money and benefits or the lazy-ass freeloader who finds a way to take the fruit of others' labor?

    27. Re:SCREW EVERYONE ELSE by tmosley · · Score: 1

      There was no government in the US prior to 1913, I suppose.

    28. Re:SCREW EVERYONE ELSE by danbert8 · · Score: 1

      The problem is you assume we Americans were fine with firing up the war machine. Most of us were not. If you haven't noticed, the government is doing all kinds of shit that the majority of people don't want. See the approval rating of Congress: http://www.realclearpolitics.com/epolls/other/congressional_job_approval-903.html

      --
      Yes it's an anecdote! Were you expecting original research in a Slashdot comment?
    29. Re:SCREW EVERYONE ELSE by Mr.+Shotgun · · Score: 1

      Of course, that is specifically prohibited by the Third Amendment.

      By gosh you're right, quick someone call the cops that weren't hired because not one paid taxes.
      Then we can argue the case in front of a judge that wasn't hired cause no one paid taxes.
      We can hold the trial in the field where a courthouse wasn't built because no one paid taxes (maybe the squirrels will find them guilty).
      Then we can sentence them to a prison that wasn't built cause no one paid taxes.

      (not directed at you fahrbot-bot just all the people that think no taxes are a good thing)

      --
      Of all tyrannies, a tyranny sincerely exercised for the (supposed) good of its victims may be the most oppressive
    30. Re:SCREW EVERYONE ELSE by Anonymous Coward · · Score: 0

      This is the only correct generalization of Americans on the internet that is true....Well that and we put cheese on everything.

    31. Re:SCREW EVERYONE ELSE by sethmeisterg · · Score: 1

      Yea, because money is more important than peoples' lives. And fuck those wetbacks, right? They're poor-- who gives a fuck about them? You make enough money to afford a computer with internet access; why should you have to pay anything or do anything for anyone else than your own selfish ass. You disgust me.

    32. Re:SCREW EVERYONE ELSE by rubycodez · · Score: 1

      funny example you give, since we don't need 1/10 the amount of soldiers we have, other than to war for profit and control

      paying too much taxes to a growing monster of a government enslaves people. we are becoming a police state

    33. Re:SCREW EVERYONE ELSE by fahrbot-bot · · Score: 1

      (not directed at you fahrbot-bot just all the people that think no taxes are a good thing)

      Cool. Personally, I don't mind spending money (or paying taxes), I just don't like to waste money. In addition, I'm fairly liberal on what constitutes spending and not wasting as I'm not an expert on all things and try to keep an open mind. Unfortunately, that cannot be said for others, even in my own family.

      For example, my mother - who used to be a liberal Democrat when she was young and struggling Nurse, but is now a retired narrow-minded conservative, Fox "News" watching (seriously, on all the time), Tea Party Republican (enjoying her Medicare) [sigh] - was bitching about someone wanting to "waste" tax dollars studying algae in the ocean even after I reminded her that algae provides 70-80% of the Earth's atmospheric oxygen for us to, you know, breathe.

      Or that some of the taxes she no longer wants to pay go to police, firefighters, the paramedics that rescued her mother, and fixing our roads, etc... or helping those less fortunate, like she/we used to be, or people that want to, but cannot work - who are not "free loaders". The subject line describes what her feelings seem to be.

      Fuck me. Sometimes, I can't believe I'm related to her any more.

      --
      It must have been something you assimilated. . . .
    34. Re:SCREW EVERYONE ELSE by robsku · · Score: 1

      Mod this up!

      --
      In capitalist USA corporations control the government.
  9. Political news polluting this site by colin_faber · · Score: 0, Troll

    Can we please stop with all the fucking political news stories now polluting slashdot? This use to be a great site that delt with technical stories, now it's just legal bullshit between samsung and apple and political garbage such as this and non-stop global warming nonsense.

    1. Re:Political news polluting this site by evil_aaronm · · Score: 3, Insightful

      Maybe you could, I don't know, skip the article?

    2. Re:Political news polluting this site by Anonymous Coward · · Score: 3, Funny

      Can we please stop with all the fucking political news stories now polluting slashdot? This use to be a great site that delt with technical stories, now it's just legal bullshit between samsung and apple and political garbage such as this and non-stop global warming nonsense.

      You're Right!! Let's go back to the good old days of SCO vs IBM.

    3. Re:Political news polluting this site by Anonymous Coward · · Score: 0

      This is news that directly affects everyone living in America and how they'll get their health coverage and healthcare from now on.

      I know that to you it's less important than the latest flash storage specs or the Mass Effect DLC, but trust me, Important News is important.

    4. Re:Political news polluting this site by Anonymous Coward · · Score: 0

      that's not disingenuous at all ...........

    5. Re:Political news polluting this site by Anonymous Coward · · Score: 0

      Crawl into a hole and shoot yourself? Then you won't have to deal with any of this "news" bullshit.

    6. Re:Political news polluting this site by PHCOSci · · Score: 2

      While I understand your sentiment I think legal proceedings have been a focus on /. for quite some time. This is also highly relevant to all freelancers, contract workers, and those that are self-employed. Which I'd imagine is a good chunk of the reader base.

      I'm actually shocked that the legality of the House to levee the tax passed. If anything I thought they'd walk it back and require that provision removed. It seems ill advised to apply more blanket tax burdens to support individuals without the means or forethought to prepare for the future. Given how these sorts of Government run systems balloon out of control.. I suspect this one might implode faster than Social Security.

    7. Re:Political news polluting this site by Anonymous Coward · · Score: 0

      Man, this site was political way back into the mid 90s. I dont know what site you've been reading....

    8. Re:Political news polluting this site by Hentes · · Score: 1

      You can't skip by tags.

    9. Re:Political news polluting this site by philip.paradis · · Score: 1

      You can skip by not clicking links.

      --
      Write failed: Broken pipe
    10. Re:Political news polluting this site by gtbritishskull · · Score: 1

      It is not job of SCOTUS to weed out bad legislation. Talk to your congresscritter if you want the country to be on a sustainable path (not saying "I" agree it is unsustainable, though - just running with your premise). SCOTUS is supposed to decide if a law is constitutional or not. Anything else is "legislating from the bench", which Republicans are supposedly opposed to.

    11. Re:Political news polluting this site by chrysrobyn · · Score: 1

      Can we please stop with all the fucking political news stories now polluting slashdot? This use to be a great site that delt with technical stories

      Are you referring to the long string of articles starting with Columbine?

    12. Re:Political news polluting this site by Anonymous Coward · · Score: 0

      Welcome to 2012 Slashdot: News for turds. Fluff that splatters.

    13. Re:Political news polluting this site by Anonymous Coward · · Score: 0

      You forgot to mention parenting articles. The first stupid "your kids are totally doomed panic" was here two days ago.

  10. +1 by Tancred · · Score: 4, Insightful

    Medical insurance is not only incredibly frustrating to deal with, but a huge unnecessary expense in the system.

    1. Re:+1 by characterZer0 · · Score: 1

      Medical insurance is straightforward to deal with, and a necessary expense. High-deductible plans are great. You are thinking of managed health plans/HMOs.

      --
      Go green: turn off your refrigerator.
    2. Re:+1 by Anonymous Coward · · Score: 0

      If you think an insurance company is hard to deal with (it is), try the IRS.

    3. Re:+1 by iluvcapra · · Score: 1

      Medical insurance is not only incredibly frustrating to deal with, but a huge unnecessary expense in the system.

      Medicare, Tricare, VA?

      --
      Don't blame me, I voted for Baltar.
    4. Re:+1 by Tancred · · Score: 1

      Medical insurance is straightforward to deal with, and a necessary expense. High-deductible plans are great. You are thinking of managed health plans/HMOs.

      No, I wasn't thinking of HMOs. And medical insurance would not be necessary if we had a single payer system.

    5. Re:+1 by Tancred · · Score: 1

      I've dealt with both and they're both frustratingly complicated.

    6. Re:+1 by Tancred · · Score: 1

      I think those are great. Buying insurance from a private corporation and getting or not getting health care and then wading through the paperwork is what I was referring to. I'd be for medicare for all. Less hassle, less costly.

  11. The restriction was reasonable by i+kan+reed · · Score: 1

    Threatening to deny states funding unequally is almost certainly a violation of article 1, section 9, and I wish the supreme court would go further with prohibiting that kind of language.

    1. Re:The restriction was reasonable by Thunderbuck_YT · · Score: 2

      The federal government has done this for decades. Goes back to Nixon, who got universal adoption of the 55 MPH speed limit from all states--despite highways being a state responsibility--by threatening to withhold federal highway taxes.

  12. Brilliant! by onyxruby · · Score: 3, Funny

    Brilliant brainstorm, save the most important piece of democratic legislation written in decades by calling it a tax. The fact that a conservative Republican is the one that came up with this is true irony.

    1. Re:Brilliant! by Anonymous Coward · · Score: 1

      You can't call something that the majority were against when it was passed a piece of "democratic legislation" ... it's a travesty. Now as a Libertarian I am going to have to vote for Romney to be rid of this anti-democratic, anti-liberty bill.

    2. Re:Brilliant! by coinreturn · · Score: 1

      You can't call something that the majority were against when it was passed a piece of "democratic legislation" ... it's a travesty. Now as a Libertarian I am going to have to vote for Romney to be rid of this anti-democratic, anti-liberty bill.

      You will never get rid of it. Any attempt will be filibustered like shit even if I have to go down there and feed the filibusterer myself.

    3. Re:Brilliant! by gtbritishskull · · Score: 3, Interesting

      Over 70% of Americans were for a "public option", but Republicans did not allow that to happen. Does that make them "undemocratic". Or is it possible that it is a bad idea to govern by polls?

    4. Re:Brilliant! by bugs2squash · · Score: 1

      I suspect Romney is relieved, now he can rant about it without actually having to do anything about it.

      --
      Nullius in verba
    5. Re:Brilliant! by Anonymous Coward · · Score: 0

      Hey, then a few years down the road it will be a tax, and we will have a single payer system. Then we will look back on this a laugh.

    6. Re:Brilliant! by RockClimbingFool · · Score: 1

      Vote for "corporate pension raider make the US government cover the bankruptcy fallout" Romney? The guy who would privatize every government agency under the sun so a corporation could outsource it India and keep the collected tax money and distribute it as dividends so its taxed at lower tax rate than poor people pay? That guy? Just so we are clear.

    7. Re:Brilliant! by myth24601 · · Score: 1

      You will never get rid of it. Any attempt will be filibustered like shit even if I have to go down there and feed the filibusterer myself.

      Not a problem, Obamacare was passed only because they could use reconciliation to bypass a conference committe. The same tactic could be used to repeal it.

      --
      No matter where you go, there you are.
    8. Re:Brilliant! by Anonymous Coward · · Score: 0

      Not true. Now that it has been determined to be a tax, taxes fall in the realm of budget considerations and the bill can be repealed using reconcilation with a majority vote.

    9. Re:Brilliant! by Anonymous Coward · · Score: 0

      Assuming you aren't just an absurdist troll, why wouldn't you vote for the Libertarian candidate (or at least Ron Paul). Oh, that's right because you are yet another piece of shit "Pretenditarian" who is really just a wingnut, fuckhead Republican whose only connection to Libertarianism is trying it on as a meaningless hipster label.

  13. It's not a tax by DigiShaman · · Score: 4, Funny

    It's not a tax. Obama even said so. We have a honest man in the house. Why are you all doubting him?

    --
    Life is not for the lazy.
    1. Re:It's not a tax by Anonymous Coward · · Score: 1

      It's not a tax. Obama even said so. We have a honest man in the house. Why are you all doubting him?

      It's not a tax... it's a penalty for not paying into the health insurance system you will inevitably use. We all end up paying for health care, one way or another.

    2. Re:It's not a tax by Anonymous Coward · · Score: 0

      SCOTUS said otherwise. It's a tax, and it will be enforced as such. See? It's not a "tax", it's just a tax. There are two kinds of taxes. Theres a tax, and there's a tax. See the difference?

    3. Re:It's not a tax by Anonymous Coward · · Score: 0

      Obama didn't write the law, he just supported it. His opinion on the law doesn't hold any legal validity.

    4. Re:It's not a tax by Anonymous Coward · · Score: 0

      Obama is a flat-out Liar. He smiles in your face while lying.

    5. Re:It's not a tax by Grayhand · · Score: 1

      Obama is a flat-out Liar. He smiles in your face while lying.

      And Romney tells the truth? He's changed his opinion so many times it's a wonder he hasn't spun himself into the ground. The most interesting thing about the Obama Presidency is seeing how much racism there still is in this country. Even among his supposed supporters. All the ones that voted for him the last time and now are proudly saying they can't vote for him again I believe are closet racists. They voted the first time to prove they weren't racists but now they feel they have an excuse to vote against him and still keep up the illusion of not being racists.

    6. Re:It's not a tax by captjc · · Score: 1

      Maybe it is because he promised universal healthcare, closing Gitmo, ending the wars, improving the economy, and et cetera and instead passed a law requiring everyone to buy-in-to expensive private insurance, Gitmo is still open, the troops are still not home, the economy is still shit, and the bankers who got us into it are not only free, but given free government money!

      Now, there is plenty of blame to give to both parties as there used to be a thing called bipartisan co-oporation. There was a point in time when both parties tried to do what they felt was in the best interest of the country, instead of intentionally wrecking the country so they can get the next election. Racism is still alive and kicking, but don't blame Obama's low popularity purely on racism.

      --
      Slow Down Cowboy! It's been 1 hour, 47 minutes since you last successfully posted a comment
    7. Re:It's not a tax by gatfirls · · Score: 1

      And how will this 'totally not a tax' be collected? Hmmm.

    8. Re:It's not a tax by aardvarkjoe · · Score: 1

      Obama is a flat-out Liar. He smiles in your face while lying.

      And Romney tells the truth?

      On planet Earth, just because one person is a liar doesn't make his opponent truthful. Since both men are national politicians, it is a virtual certainty that both of them are liars.

      --

      How can we continue to believe in a just universe and freedom to eat crackers if we have no ale?
    9. Re:It's not a tax by kaatochacha · · Score: 1

      Parent didn't mention race. But you did.
      Perhaps you're seeing racism where you want to? It's easier to trot out the racist bogeyman than actually make a point.
      However, if I understand you correctly:
      People who never voted for Obama=racist.
      People who voted for Obama, but won't vote for him next time =racist
      People who will always vote for Obama= non racists

    10. Re:It's not a tax by Anonymous Coward · · Score: 0

      Well there you go. SCOTUS says it is only constitutional as a tax, the White House says it isn't a tax, therefore it is not constitutional.

  14. so now all the 39.5 part timers / subs can get rea by Anonymous Coward · · Score: 0

    so now all the 39.5 part timers / subs can get real care right?

    What is the mitt Romney plan? Be like stapes with low pay high presser sales where if you don't see your hours get cut so they don't have to give you a plan. How many people at stapes work a full 40 hour week?

  15. Re:Freedom dies by fustakrakich · · Score: 1

    Flush twice.. It's a long way to the cafeteria...

    --
    “He’s not deformed, he’s just drunk!”
  16. Two ways to look at this by BCW2 · · Score: 3, Insightful

    One, Justice Roberts took something that was not written as a tax, only defended as one, and changed the legislation.

    Two, Justice Roberts confirmed that every time Pelosi, Reid, and Obama claim something isn't a tax, they are liars. Which most of us already knew.

    --
    Professional Politicians are not the solution, they ARE the problem.
    1. Re:Two ways to look at this by characterZer0 · · Score: 2

      Roberts did not change the legislation, he just called a spade a spade.

      And declared it constitutional for Congress to make up any ridiculous tax that they want. Expect to see more.

      --
      Go green: turn off your refrigerator.
    2. Re:Two ways to look at this by the+eric+conspiracy · · Score: 3, Insightful

      The Supreme Court, under their own longstanding precedent is required to be constructive and evaluate the law under the entire Constitution before rejecting legislation as being unconstitutional.

      This is exactly what happened.

      Those whom are claiming this is a rewrite of the legislation are barking mad.

    3. Re:Two ways to look at this by flitty · · Score: 1

      Congress making up new rediculous taxes from now on? You must be new here. This is standard operating procedure. The ruling also holds that a specific tax like this needs to meet a high standard to stay constitutional according to the SC. If this were a sane country who actually cared about cost and deficits, this "tax" would have been implemented back when we made it manditory that all hospitals that accept medicare must treat everyone who walks in the door, regardless of ability to pay. This is years overdue for such a policy to balance the books fairly.

      --
      Whether or not there is some sort of god, I'm not supposed to say/god is a word and the argument ends there-Smog
    4. Re:Two ways to look at this by flitty · · Score: 1

      Meant to say "everyone who walks through the emergency room doors".... since clearly not everyone can get treated for anything for free, only emergency situations...

      --
      Whether or not there is some sort of god, I'm not supposed to say/god is a word and the argument ends there-Smog
    5. Re:Two ways to look at this by tomhath · · Score: 1

      Roberts correctly pointed out that if it fits the description of a tax, it's a tax whether Congress called it that or not.

    6. Re:Two ways to look at this by onefriedrice · · Score: 1

      Roberts did not change the legislation, he just called a spade a spade.

      And declared it constitutional for Congress to make up any ridiculous tax that they want. Expect to see more.

      Yeah, probably. This is definitely a great new political trick. As it was, the bill was only barely able to pass using all kinds of [documented cases of] bribery and interesting legislative tricks. If it had been called a tax in the first place, the bill obviously would not have even passed. If we can expect to see more of this, legislators can just stop using the word "tax" entirely and let the courts call it what it is. God knows there's a large enough portion of the American populace sucking on the government tit as it is and don't care care about anything besides getting more "free" stuff, getting their "fair share," or screwing the "rich" generally, but for those who do care about the details (like how to actually pay for something), there probably is a significant portion of them who are too retarded to see a spade for a spade or a tax for a tax without their legislators using the correct keywords. It obviously worked this time.

      --
      This author takes full ownership and responsibility for the unpopular opinions outlined above.
    7. Re:Two ways to look at this by eepok · · Score: 1

      You don't understand what a tax is. Here is a comparison:

      Tax: "Hi. I want to help take care of you but it costs money. Give me money to take care of you. No, you will not have a say on the type of care you receive nor from whom you receive it."

      Mandatory Service: "Hi. You should really take care of yourself because we're all sick and tired of paying for you. Yes, that means that you're going to have to start paying for a service, but at least you get choose how and who you pay."

      Then, of course, there is the best of both worlds:
      Single Payer Tax: "Hi, I want to help you take care of yourself for as little cost as possible. Give me money and you can choose your service provider. We are the middleman, but we're non-profit so it will actually be cheaper than how it works right now."

    8. Re:Two ways to look at this by characterZer0 · · Score: 1

      You used to be taxed for doing stuff or having stuff. Now you can get taxed for not doing stuff and not having stuff too.

      --
      Go green: turn off your refrigerator.
    9. Re:Two ways to look at this by Anonymous Coward · · Score: 0

      The problem here is that if the legislation is indeed a tax, then all new tax legislation MUST originate from the house of representatives. IIRC, Obamacare originated in the Senate. Therefore, it's either:
      1) Not a tax, in which case the government doesn't have the power to enforce it, or,
      2) It is a tax, that was passed contrary to proper constitutional channels, and thus should be declared invalid.

      I don't see how this can be legal in either case.

    10. Re:Two ways to look at this by theangrypeon · · Score: 1

      Roberts correctly pointed out that if it fits the description of a tax, it's a tax whether Congress called it that or not.

      If we accept that argument, then how can it be argued that it's not a tax for the purposes of the Anti Injunction Act, which holds that a tax's constitutionality has no standing until it has been levied (in this case the issue should have been punted until 2014)?

    11. Re:Two ways to look at this by theangrypeon · · Score: 1

      I meant to say challenges to a tax's constitutionality

    12. Re:Two ways to look at this by Anonymous Coward · · Score: 0

      Pelosi/Reid/Obama claimed it wasn't a tax to avoid the knee-jerk "HATE TAXES HATE GOVERNMENT" reaction, not out of any basis in fact.

      On the other hand, the knee-jerk reaction typically, and in this case as well, has no basis in fact. So in the end, I see children being treated as children here. It's sad to see this kind of patronization and I'd love to see the cycle broken, but it's pretty clear that the cycle started for more then sufficient cause.

      Secondly, again, Roberts did not change the legislation. Not a bit. It was a tax and just given a fancy label. He basically pointed out that, yes, Pelosi/Reid/Obama had been playing stupid wordgame semantics, cut through the semantics, and ruled on the -facts-. Like a judge should do. Frankly, I didn't expect it from Roberts. Probably should have, given the Chamber of Commerce's 100% track record under him, but, it did catch me by surprise!

    13. Re:Two ways to look at this by Anonymous Coward · · Score: 0

      Except the Health Care and Education Reconciliation Act of 2010 was introduced in the House and affected the mandate and its penalty. Therefore, even if the original one is invalid, the one passed under this law would be.

    14. Re:Two ways to look at this by Anonymous Coward · · Score: 0

      Two, Justice Roberts confirmed that every time Pelosi, Reid, and Obama claim something isn't a tax, they are liars. Which most of us already knew.

      False.

      We only know that, according to the Supreme Court, it can be considered a tax.

      Whether or not these people you named personally considered it a tax (or were advised that it was legally a tax) is what determines if they were lying when they said it wasn't a tax. The difference between "lying" and "being wrong" depends on whether or not you know the truth at the time of speaking. People (even politicians) are allowed to change their minds.

      Also, it doesn't matter what anyone called it. The only thing that matters is what's written in the legislation. Whether someone called it a "tax" or a "money grab" or a "trucker hat", it doesn't change what it is. A rose by any other name etc.

    15. Re:Two ways to look at this by Anonymous Coward · · Score: 0

      Really? That's your problem? That it was claimed not to be a tax, but the Supreme Court accepted a legal argument that it was equivalent to a tax? Of any possible complaints about the bill, the one that really gets under your skin is that you think it was mislabeled?

      I guess if the talk show hosts can't figure out anything in the bill they actually disagree with, this is what you get.

    16. Re:Two ways to look at this by Anonymous Coward · · Score: 0

      My three-year old had trouble understanding that not all that is incorrect is a lie. Perhaps you'll grow out of it, too.

  17. Dreaming by Anonymous Coward · · Score: 0

    If you don't think government is driven by profit, you're dreaming.

    1. Re:Dreaming by aardwolf64 · · Score: 1

      I don't think the government knows what profit is.

      "Leftover money? What's that????"

    2. Re:Dreaming by schwit1 · · Score: 1

      Profit comes in many guises

    3. Re:Dreaming by cc_pirate · · Score: 3, Insightful

      If you don't think government is driven by profit, you're dreaming.

      When buying and selling are controlled by legislation, the first things to be bought and sold are legislators. P. J. O'Rourke

      --

      "There are laws that enslave men, and laws that set them free. " - Sean Connery as King Arthur

    4. Re:Dreaming by yoshi_mon · · Score: 3, Insightful

      It is called a surplus when you are talking about governments. And we actually had one in recent history.

      But then we decided to go shopping at the war and tax cuts for the ultra rich shop.

      --

      Really, I know what I'm doing...Ohhhh, look at the shiny buttons!
  18. I thought the SCOTUS had become a political body. by Apharmd · · Score: 5, Insightful

    Quite surprising to see Roberts cross the aisle on this decision. For all of its flaws (and there are many), the Affordable Care Act is a step in the right direction. Health care is one of the major issues of our time, and it's not realistic to suppose that a single piece of legislation can resolve it.

  19. Economics by darjen · · Score: 1

    It seems like increasing the demand for health insurance will make the price of go up. Could someone please explain why that is wrong?

    1. Re:Economics by Anonymous Coward · · Score: 1

      It seems like increasing the demand for health insurance will make the price of go up. Could someone please explain why that is wrong?

      Because insurance is more like a zero-sum game. Premiums from "healthy" people are used to pay for "sick" people. Without a mandate the "healthy" skip out on paying until they get sick, which drives up the costs for those who are actually need it.

    2. Re:Economics by betterunixthanunix · · Score: 1

      It seems like increasing the demand for health insurance will make the price of go up. Could someone please explain why that is wrong?

      That is why, originally, there was the public option. That never did make it through, so now we are stuck with the same profit-from-denying-treatment system we were trying to get rid of.

      --
      Palm trees and 8
    3. Re:Economics by the+eric+conspiracy · · Score: 1

      Because a lot of people who currently do not have insurance are young and relatively healthy.

      Once they start paying into the pool the overall rates should decrease.

    4. Re:Economics by Thunderbuck_YT · · Score: 1

      Because a lot of younger, healthier people are now going to be buying in, costs may actually come DOWN.

    5. Re:Economics by coinreturn · · Score: 1

      It seems like increasing the demand for health insurance will make the price of go up. Could someone please explain why that is wrong?

      There is no shortage of insurance. It is not a commodity with limited supply.

    6. Re:Economics by SecurityGuy · · Score: 2

      Which unfortunately doesn't answer the question. Health care is not health insurance. Health insurers are, for most of us, one of health care's customers. If this law leads to greater consumption of health care, meaning more people showing up at the doctor's office door, and there isn't slack capacity ready to serve it, economically you shouldn't be surprised if doctors start raising their rates. Just think about it. If you can work 2,000 hours per year but have 2,200 hours of work available to you and some of it pays better than others, where do you set your price? You set it so the least profitable 200 hours of work decides you're too expensive, but the most profitable 2,000 sticks around.

      So, yeah, it's a bit of a pipe dream to think we're going to start providing coverage for 30 million people and it's somehow going to cost less. Getting those 30 million preventive care might make a difference, but that will depend on them actually choosing to get the care. After all, some people who don't have health insurance choose not to. Some people who don't go to the doctor don't go because they aren't sick and just don't choose to get regular exams.

    7. Re:Economics by Dwonis · · Score: 1

      Health insurance isn't a scarce resource.

    8. Re:Economics by DarkOx · · Score: 1

      Nope its going to further disconnect people from the real cost of health care. You won't pay less you or someone else will consume more.

      This law is not about using market economics to save money. Its about trying thwart market economics. Like all legislation that tries to violate natural law it fail to accomplish what its purported to do and lead to either unintended consequences or very much intended consequences depending on how cynical you are.

      --
      Repeal the 17th Amendment TODAY! Also Please Read http://www.gnu.org/philosophy/right-to-read.html
    9. Re:Economics by darjen · · Score: 1

      Exactly my thoughts. Presumably there are tons of people who are not going to doctors because they don't have insurance. If, say, 30% more people suddenly have health insurance, there could conceivably be 25% more people seeing doctors. The number of doctors has not gone up. What is the result when this happens? you will see doctors charging more for the same service. which means that insurance companies will have to pay more for every visit. which will translate back into higher premiums. there is nowhere to go here but up.

    10. Re:Economics by gatfirls · · Score: 1

      Yes I can totally see these for profit companies lowering their rates to customers who are *mandated* to pay them when all of this money starts flowing in from healthy people who do not use the services.

    11. Re:Economics by NicBenjamin · · Score: 1

      Health insurance is a weird market.

      The people this'll add to the rolls are demanding health insurance for the first time but since the insurance companies have to spend 80% on actual care the demand increase all goes to actual healthcare.

      And the new people won't use a huge amount of care because if they actually needed a huge amount of care they'd be insured. They'd be unemployable (Medicare), or would have arranged a job with coverage.

      This is why when MA implemented this exact system under Mitt Romney overall health costs didn't change much.

    12. Re:Economics by Anonymous Coward · · Score: 0

      Because a lot of people who currently do not have insurance are young and relatively healthy.

      Once they start paying into the pool the overall rates should decrease.

      That's what I keep hearing from all of you idiot democrats living in your fantasy world. The fact is that as long as for-profit insurance corporations are still in the mix, the rates will NEVER decrease, and I will be stuck paying over $700 per month since I now HAVE to buy insurance for my family. Before any of you assholes start calling me a "Freeloader", note that I pay CASH for medical needs, and for the last 15 years, I have spent just under $5,000 on all doctor and medical needs for my family. This law will force me to pay that much every 6 months, instead of every 15 years, for no additional benefits to me whatsoever.

      To those who say "you can qualify for reduced rates from the government"... I don't want to be under the government's total control. They already have too much information about me and my family, and I will not add to it by participating in ANY government handout programs.

    13. Re:Economics by Minwee · · Score: 1

      If, say, 30% more people suddenly have health insurance, there could conceivably be 25% more people seeing doctors. The number of doctors has not gone up. What is the result when this happens?

      Those 25% more people are seeing their damn doctors and getting the care they need _before_ they come down with something expensive or fatal. Which costs more? A brief visit to your family doctor to complain about a nagging cough, or a trip to the ER followed by a hospital stay to deal with advanced pneumonia?

      Asking that the poor get sick, die, and decrease the surplus population hasn't helped. Maybe it's time to treat the problem and take some responsibility for driving costs down by preventing avoidable illnesses and injuries.

    14. Re:Economics by Lithdren · · Score: 1

      ...because its not "increasing the demand for health insurance"?

      Its forcing everyone into the same risk pool with insurance. Insurance works by taking premiums from all members, and using that money to pay for services and overhead when people get sick. The only way you'd increase demand for health insurance, is by forcing people to use it by making them sick. And yes, if you take a few million people and give them all cancer, health premiums are likely to go up.

      But being forced to have insurance isn't the same as being forced to use insurance. In this case the difference is rather subtle, because of how people view paying for insurance, clearly like you yourself are doing. The biggest danager is insurance companies taking all these new members in, and pocketing the increased profits instead of lowering premiums. Lucky the bill has this already worked into its implimentation, requiring I believe 85% of all money taken in to be paid out for services, 15% for overhead (or less, never more), anything left they're allowed to take as profit. If anything this will encourage overhead to be lowered, then raising premiums (as other companies will be fighting for members with lower premiums).

      Atleast, thats the theory. Now to see how it works out. Personally, I still think a public option would have been better, and this is someone who works for an insurance company.

    15. Re:Economics by gtbritishskull · · Score: 1

      How much more demand will there actually be? We will probably have more primary care demand, but that is relatively cheap. People who could not afford insurance would put off the primary care until they were REALLY sick, and had to go to the hospital (which is expensive). So there should now, in theory, be less demand for emergency care. It is more just shifting demand from high-cost services to low-cost services.

    16. Re:Economics by darjen · · Score: 1

      It will be interesting to see if that actually happens. Is there anything in the bill to actively discourage ER visits? I wouldn't be surprised if we see an increase in doctor visits and ER use remaining the same or even going up too. Someone will have to see all these extra people. if the doctors are too busy seeing new patients, and you can't get an appointment for a couple weeks, where you go?

    17. Re:Economics by slew · · Score: 1

      Because a lot of younger, healthier people are now going to be buying in, costs may actually come DOWN.

      Unfortunatly, since many low-cost insurance options that younger, healthier people have been buying have been eliminated (don't meet new minimum coverage requirements, deductibles are too high), it is likely to be a wash...

    18. Re:Economics by riverat1 · · Score: 1

      And what would you have done if (God forbid) one of your children developed some form of cancer that cost you $500,000 to treat? Could you cover that or would you be forced to rely on charity?

    19. Re:Economics by bledri · · Score: 1

      Exactly my thoughts. Presumably there are tons of people who are not going to doctors because they don't have insurance. If, say, 30% more people suddenly have health insurance, there could conceivably be 25% more people seeing doctors. The number of doctors has not gone up. What is the result when this happens? you will see doctors charging more for the same service. which means that insurance companies will have to pay more for every visit. which will translate back into higher premiums. there is nowhere to go here but up.

      What makes you think uninsured people don't get sick or get in accidents and therefore go to the doctor?

      --
      Some privacy policy Slashdot.
    20. Re:Economics by SecurityGuy · · Score: 1

      There are two entirely separate questions here, and it's not helpful to conflate them.

      1. Should people get medical care they can't pay for?
      2. If we answer yes to #1, what are the economic consequences?

      #1 is a complex question that I'm not going to attempt to answer here. #2, which is the one I was addressing, is entirely neutral on whether or not it should be done, and is just questioning whether the hand-waving justifications for why doing #1 will actually result in less costs to people like me who are already covered.

      In other words, I'm not saying the poor should get sick, die, and decrease the surplus population, I'm saying that if we're going to start covering a lot more people, let's not lie about the fact that doing so might just cost money.

    21. Re:Economics by SecurityGuy · · Score: 1

      What makes you think uninsured people don't get sick or get in accidents and therefore go to the doctor?

      What makes you think that uninsured people who get sick and go to the doctor aren't turned away? Have you tried it?

      Everyone talks like you can just show up and say "I'm sick!" and you'll be served. I showed up at a very well respected medical institution and was turned away because I left my wallet at home and didn't have my $10 copay. They wouldn't send me a bill. They wouldn't see me until I came back with money.

      I'm sure someone will play the ER card, and again I'll say "go try it." The ER may well have to serve you. Eventually. If you show up with a cough or a fever or some other minor complaint, you'll be triaged to the back of the line and get bumped by everyone who walks or rolls in the door with an actual emergency. When you're faced with an 8-12 hour wait to be seen, you'll start choosing to go without that care if you can.

    22. Re:Economics by bugs2squash · · Score: 1

      Actually I've never understood that bit. If you take young and relatively healthy people as a group, surely the market will provide insurance targeted at them at a lower cost because of the lower actuarial risks. There will always be individual winners and losers, but I don't see how offering policies matched to the risks of any reasonable group of people affects any other group of people. For example, surely non-smokers under 30 will still pay less than smokers over 50, there's no cross subsidization that I can see because as soon as it arises, a company would surely start up to specialize in insuring whichever group were "overly profitable"

      --
      Nullius in verba
  20. Tax?? I Call Bullshit by CanHasDIY · · Score: 2, Insightful
    From Dictionary.com:

    tax:
    noun
    1. a sum of money demanded by a government for its support or for specific facilities or services, levied upon incomes, property, sales, etc.
    2. a burdensome charge, obligation, duty, or demand.

    As the mandate is to give money to private insurers, and not the government itself, it does not fall under the Constitutional definition of a legal tax. I'm a bit shocked to see the SCOTUS uphold the law under an obvious and blatantly false definition of taxation, although after Citizen's United, nothing those berobed assholes do is really all that surprising.

    So, the real question is: Our government is imposing an illegal tax on the people in direct violation of the Constitution; what do we do now?

    --
    An enigma, wrapped in a riddle, shrouded in bacon and cheese
    1. Re:Tax?? I Call Bullshit by the+eric+conspiracy · · Score: 4, Informative

      Wrong. The tax is the PENALTY if you do not get insurance, not the insurance payment.

    2. Re:Tax?? I Call Bullshit by Anonymous Coward · · Score: 0

      I think you're confused. The argument is that the penalty for not buying insurance is a tax, not that the mandate that people have insurance is a tax.

    3. Re:Tax?? I Call Bullshit by i+kan+reed · · Score: 3, Insightful

      The penalty comes in the form of a tax, which can be deducted in full if you have insurance. Two options, one of which is a tax. It's functionally not any different from the fact that the government deducts mortgage payments from your income tax. You can buy a house, giving into the evil housing industry, or you can not, and pay a higher tax rate.

      Ta-da.

    4. Re:Tax?? I Call Bullshit by pavon · · Score: 4, Informative

      As the mandate is to give money to private insurers, and not the government itself.

      No, there is a fine if you don't don't have insurance, which does go to the government. This is the tax in question and the Supreme Court held it to be valid. Given the all the millions of other special cases that our tax code includes, all of which penalize people for not doing what the government wants, this isn't surprising. If the bill made it a crime with criminal penalties for not holding insurance, then the Supreme Court may have ruled otherwise, but it didn't. You still have the full right to not hold insurance, you will just be taxed up the wazoo for it.

    5. Re:Tax?? I Call Bullshit by Anonymous Coward · · Score: 0

      If I'm not mistaken, all the mandate says is that individuals who don't have insurance are forced to pay higher income taxes.

    6. Re:Tax?? I Call Bullshit by Thunderbuck_YT · · Score: 1

      I believe the portion that is being referred to as the "tax" is the penalty an individual would have to pay if they were found to not be covered. That WOULD be going to the government.

    7. Re:Tax?? I Call Bullshit by Anonymous Coward · · Score: 0

      Since the government also gives tons of our tax dollars away as oil subsidies to private companies, does that make other taxes we pay illegal too?

    8. Re:Tax?? I Call Bullshit by RubberChainsaw · · Score: 1

      I believe the fine imposed by the government for not having private insurance coverage is what the justices are referring to as the tax. Think of it this way: Everyone is required to pay this new healthcare tax; but, if you have a private health care plan, you get an exemption for that tax.

      --
      I welcome our new 99% overlords.
    9. Re:Tax?? I Call Bullshit by reebmmm · · Score: 1

      So, the real question is: Our government is imposing an illegal tax on the people in direct violation of the Constitution; what do we do now?

      That's not a real question that comes out of this ruling. In fact this ruling said the opposite: the "tax" is constitutional.

      Moreover, the basic premise of your argument is wrong.

      As the mandate is to give money to private insurers, and not the government itself, it does not fall under the Constitutional definition of a legal tax.

      The mandate/tax is paid to the government, not directly to private insurers. The only direct payment to an insurer is for those people that ACQUIRE insurance.

    10. Re:Tax?? I Call Bullshit by Bigby · · Score: 1

      They want to access a tax on people who do not do X. It doesn't matter what X is. They can tax you for not saying "America is the best country in the world." Tax gets around all other laws, as it supersedes things like the 1st amendment.

      Generally, this is correctly ruled Constitutionally...that is until you realize that a direct tax is illegal per the Constitution. Does this not qualify as a direct tax?

    11. Re:Tax?? I Call Bullshit by Dog-Cow · · Score: 1

      You are misunderstanding.

      The mandate could have been structured as a tax with a 100% deduction given to those who have insurance. It's the penalty paid to the government that is a tax, not your insurance premium.

    12. Re:Tax?? I Call Bullshit by dkleinsc · · Score: 1

      As the mandate is to give money to private insurers, and not the government itself, it does not fall under the Constitutional definition of a legal tax.

      The mandate says "If you don't buy private insurance, you are legally obligated to pay an extra $X to the government as part of your tax bill". It's not "If you don't buy private insurance, you have committed a crime which you can be tried and punished with a fine of up to $X". What Roberts said was that $X was a tax penalty, not a fine.

      That's why it's not as clear-cut as you'd like to think. And remember that John Roberts isn't exactly what you'd call a flaming socialist liberal.

      --
      I am officially gone from /. Long live http://www.soylentnews.com/
    13. Re:Tax?? I Call Bullshit by jandrese · · Score: 1

      It would have been better as a proper tax, especially if it went to a single payer system. There would have been no legal arguments against it then too.

      --

      I read the internet for the articles.
    14. Re:Tax?? I Call Bullshit by Anonymous Coward · · Score: 0

      You didn't read the order. It deals specifically with why this isn't a direct tax.

    15. Re:Tax?? I Call Bullshit by tgibbs · · Score: 1

      As the mandate is to give money to private insurers, and not the government itself, it does not fall under the Constitutional definition of a legal tax.

      Big deal. This is nothing new. If I don't choose to donate to private non-profit charities, I pay more tax.

    16. Re:Tax?? I Call Bullshit by Bigby · · Score: 1

      I just now went a read that part, and it doesn't offer a reason. It offers reasons for all kinds of other things, like how it was considered as a tax instead of a fee or penalty. It even cited the case.

      In this case it is just:

      Even if the mandate may reasonably be characterized as a tax, it must still comply with the Direct Tax Clause, which provides:“No Capitation, or other direct, Tax shall be laid, unless in Proportion to the Census or Enumeration herein before directed to be taken.” Art. I, 9, cl. 4. A tax on going without health insurance is not like a capitation or other direct tax under this Court’s precedents. It therefore need not be apportioned so that each State pays in proportion to its population.

      If this isn't a direct tax, what is?

    17. Re:Tax?? I Call Bullshit by Anonymous Coward · · Score: 0

      Sit down and cry American Bitch!

      Hahahaha...

      By: Abduhlah

    18. Re:Tax?? I Call Bullshit by shentino · · Score: 1

      And tax evasion IS a crime.

    19. Re:Tax?? I Call Bullshit by CanHasDIY · · Score: 1

      Wrong. The tax is the PENALTY if you do not get insurance, not the insurance payment.

      I'm not referring to the penalty. I'm referring to the mandate itself, which requires payment to private entities. The plethora of folks waxing philosophic about the legality of the penalty are thinking about this the wrong way.

      --
      An enigma, wrapped in a riddle, shrouded in bacon and cheese
    20. Re:Tax?? I Call Bullshit by foniksonik · · Score: 1

      You can't deduct the mortgage principal payment, just the interest. The interest is what renters/leasers don't pay (theoretically), so they can't deduct it.

      The intention is to encourage buying property by offsetting the high upfront interest needed to finance the purchase. If you buy a house by paying in full you get no deduction but of course paid no interest.

      This is a common misunderstanding.

      --
      A fool throws a stone into a well and a thousand sages can not remove it.
    21. Re:Tax?? I Call Bullshit by Anonymous Coward · · Score: 0

      > until you realize that a direct tax is illegal per the Constitution.

      Until 1913 when the 16th amendment was passed:
      http://en.wikipedia.org/wiki/Sixteenth_Amendment_to_the_United_States_Constitution

  21. Health Care NOT Health Insurance by Anonymous Coward · · Score: 5, Interesting

    The whole problem with this is the insurance angle. This becomes a guaranteed income stream for private insurance companies. They have so many ways to hide their finances, people will pay ever higher costs for reduced care. There are a thousand studies saying health care costs will increase in the future, not including inflation. There are many ways the government could improve health care and reduce the cost of it, but this is not it. If the government was the insurance company that would be different, all they would have to do is add .5 % to the current medicare deduction. Simple. Let anyone that wants join a government health plan (with no existing condition clause). Simple.

    1. Re:Health Care NOT Health Insurance by coinreturn · · Score: 1

      The whole problem with this is the insurance angle. This becomes a guaranteed income stream for private insurance companies. They have so many ways to hide their finances, people will pay ever higher costs for reduced care. There are a thousand studies saying health care costs will increase in the future, not including inflation. There are many ways the government could improve health care and reduce the cost of it, but this is not it. If the government was the insurance company that would be different, all they would have to do is add .5 % to the current medicare deduction. Simple. Let anyone that wants join a government health plan (with no existing condition clause). Simple.

      It is NOT a guaranteed income stream. You CAN opt out and pay the IRS instead. There are also thousands of studies saying the reverse - follow the money.

    2. Re:Health Care NOT Health Insurance by eepok · · Score: 1

      I agree. This is seen as a compromise between the money interests and the person interests but is still not "Good". It's better, but not good.

      A single-payer government healthy union would mean that the US Gov't would negotiate prices for services on behalf of the citizen users and would remove the massively redundant billing and collections overhead that every single insurance company has.

      Insurers who don't want to play ball will not be eligible to receive public patients.

    3. Re:Health Care NOT Health Insurance by miro2 · · Score: 1

      But this opens the door to the insurance industry becoming more heavily regulated by the government, perhaps even eventually becoming a quasi-state industry. So in the end, this could lead to something very much like having the government be the insurance industry. Its already happening: even if insurance industries want to deny coverage to those with preexisting conditions (because its a good business decision), they wont be able to because of the law. The government is denying the ability of the business to make decisions which are in the best interest of the business, because those decisions would be bad for the country. This is a good thing.

    4. Re:Health Care NOT Health Insurance by gtbritishskull · · Score: 1

      Obama (and most Democrats) wanted a public option. Republicans (all of them) opposed it. So the Democrats compromised. I also believe that a public option would have been better. But at least the Democrats tried to fix some of the problems. If you are looking to blame someone for the lack of a public option, you need to look no further than the Republican Party.

    5. Re:Health Care NOT Health Insurance by Guppy06 · · Score: 1

      Under the law, insurers are required to pay no less than 85 % of their premiums on health care, with any overage being refunded to the policy holders. This aspect of the law entered into force this year.

    6. Re:Health Care NOT Health Insurance by CanHasDIY · · Score: 1

      Obama (and most Democrats) wanted a public option. Republicans (all of them) opposed it. So the Democrats compromised. I also believe that a public option would have been better. But at least the Democrats tried to fix some of the problems. If you are looking to blame someone for the lack of a public option, you need to look no further than the Republican Party.

      Speaking of which... surely I can't be the only one who's noticed that every time the Congresscritters manage to "compromise," We the People end up taking it in the corn-shooter?

      All things considered, I think I would prefer the D's and R's to be in constant opposition to one another. Apparently in US politics, not being able to get shit done turns out to be a good thing more often than not.

      --
      An enigma, wrapped in a riddle, shrouded in bacon and cheese
    7. Re:Health Care NOT Health Insurance by Anonymous Coward · · Score: 0

      Or it was government intervention (cannot buy across state lines; in state mandates) in a market place that CAUSED the increase.

      As more "mandates" are added costs go naturally go up. Add in federal mandates and you cannot leave a high premium state - like NY.

      pay for what you need, leave insurance for catastrophic coverage.

    8. Re:Health Care NOT Health Insurance by gtbritishskull · · Score: 1

      We have had that for the past year and a half. It has resulted in our credit rating being downgraded and the recovery being sluggish. If you believe the government that governs least governs best, then you must love our current one. I am personally sick of it and want to see them work together as Americans and solve some very big problems we have (not much they can really do about jobs but, healthcare and reform of the financial industry are problems that they could be tackling and aren't).

    9. Re:Health Care NOT Health Insurance by CanHasDIY · · Score: 1

      We have had that for the past year and a half.

      Far, far longer, actually, although I do admit they haven't been as blatant about it until recently.

      It has resulted in our credit rating being downgraded and the recovery being sluggish.

      A reason, but far from the sole factor (ProTip - there never is a 'sole factor,' major issues are always caused by an amalgam of issues).

      If you believe the government that governs least governs best, then you must love our current one.

      Ineffective governance != small government. "Governs least" implies, to me, a lessening of federal control over private liberty, not a bunch of elitist fat-cats pissing and moaning about how the elitist fat-cats on the other side of the aisle won't play ball.

      I am personally sick of it...

      Believe me, you're not the only one.

      ...and want to see them work together as Americans and solve some very big problems we have

      Problem is, that's not going to happen, which brings me back to my point: Look at the legislation that has received 'bipartisan support' in recent years, little to none of it is beneficial to the American People: FISA, PATRIOT II, NDAA, Expansion of TSA powers, ACTA, SOPA*, CISPA, et. al..

      When Congresscritters 'work together,' the only problem they end up solving is the problem of too much liberty and freedom. If that's the way it's going to be, I would rather they do nothing at all.



      *Ok, so SOPA didn't end up becoming law, but that's not the point - the point is that it received almost unanimous support by Politicians.

      --
      An enigma, wrapped in a riddle, shrouded in bacon and cheese
    10. Re:Health Care NOT Health Insurance by Anonymous Coward · · Score: 0

      Not entirely. There is some degree of competition, and not all insurance companies are for-profit. Having state- or federally-run health care programs would be another good option to compete with private health care but it's politically difficult to enact right now.

  22. Good question by Tancred · · Score: 5, Informative

    The individual mandate was designed (by Republican think tanks) to avoid freeloaders, who we've all been paying for when they show up in the emergency room.

    I also have insurance and the 2 big things it does for me are that it'll be tougher for an insurance company to deny benefits based on a pre-existing condition (which has been interpreted ludicrously loosely at times) and that if I (or someone close to me) ever does have huge medical bills, it will be less likely to bankrupt me.

    1. Re:Good question by SonofSmog · · Score: 1

      Since insurance companies can't deny benefits based on a pre-existing condition it will pay for some people just to wait until they are sick to buy insurance. After all what's a $2000 dollar a year TAX? My insurance costs considerable more than that a year.

    2. Re:Good question by q-the-impaler · · Score: 1

      It will also make your premium go up. Probably higher than the federal plan. So you will drop your insurance and go with the cheaper one. All the while, private practices and private emergency care facilities will slowly crumble under the price negotiations of the government plan and hospitals will be bombarded with extra patients.

      Health care might be more affordable, but quality and timely health care will be more scarce.

      --
      Sierra Tango Foxtrot Uniform
    3. Re:Good question by Afecks · · Score: 2

      The individual mandate was designed (by Republican think tanks) to avoid freeloaders, who we've all been paying for when they show up in the emergency room.

      Funny that. The state is given the power to force ER's to treat people, regardless of ability to pay, and this creates problems, which of course are solved by giving the state even more power, which of course causes more as yet to be seen problems... To make a long story short, by 2032 all restaurants are Taco Bell and salt is illegal.

    4. Re:Good question by bugs2squash · · Score: 1

      We'll soon get figures for how many people pay the tax penalty, but it will be harder to get figures for how many of them dropped insurance because they no longer needed to worry about potential coverage problems for pre-existing conditions. What makes you think that would be a large number of people ? I would have thought that the biggest reason for paying the tax penalty will be general lack of organizational ability to actually arrange for insurance.

      --
      Nullius in verba
    5. Re:Good question by CubicleZombie · · Score: 2

      This.

      Drop health insurance. Pay the $280/month(?) fine for a family. It's a bargain!

      Bank the savings and pay out-of-pocket for general care (shopping around for the best value - yay capitalism!!).

      Then knock on Aetna's door when you get cancer. They have to take you back!!

      --
      :wq
    6. Re:Good question by gtbritishskull · · Score: 1

      If you get into a car accident (or have a heart attack or any other emergency medical condition), then you will probably still be stuck with the hospital bill. After you are well enough to sign up for the insurance, you should not have a problem (because they will cover you pre-existing condition), but I do not believe an insurance company is required to cover pre-existing bills as well.

      If you want to take that risk, that is up to you. But, say your insurance costs $3000 per year. If you subtract the penalty of $2000 that you mentioned (you will have to pay at least that amount whichever way you go), then by paying $1000 more you get preventative care as well as not having the risk of going bankrupt if you need catastrophic medical care. Seems like a deal to me.

    7. Re:Good question by Anonymous Coward · · Score: 0

      It is cheaper to go see a doctor at their office than get ER care. But how many private doctors want to treat all of the very poor people without insurance or a way to pay. The ER has to treat them so they go there instead.

    8. Re:Good question by Pitt64 · · Score: 1

      You are lying. There is no way you are cancelling your health insurance. go stomp your feet somewhere else.

    9. Re:Good question by Anonymous Coward · · Score: 0

      That's only a problem if you don't like Taco Bell.

      (CAPTCHA: ingest)

    10. Re:Good question by Anonymous Coward · · Score: 0
    11. Re:Good question by frank_adrian314159 · · Score: 1

      Exactly right! Which is why as soon as benefits elections come around for 2014 at my job. I plan on canceling my plan. I think the tax is likely to cost me more like 3K but my plan now costs almost 5 so its no brainier.

      As in "I have no brains?"

      That's a viable strategy as long as you're lucky enough not to have a catastrophic accident. Because, if you did have one, you would probably end up bankrupted by the experience, once the hospital and their collection agencies got through with you.

      That being said, I think you're just one of the laughable "Fox News talking point"-spewing idiots on this site and actually have no intention of doing this - most of you are nothing but bluster and faux bravado, anyway. Besides, if you did this, eventually you'd be an economic self-cancelling problem anyway.

      --
      That is all.
    12. Re:Good question by niado · · Score: 1

      I might be misunderstanding what you are saying here, but I have to assume by 'federal plan' you are referring to some sort of publicly-funded option? This option does not exist, at all.

    13. Re:Good question by cryptizard · · Score: 1

      What is this mysterious federal plan? The public option was removed from the bill before it passed years ago.

    14. Re:Good question by cryptizard · · Score: 1

      I find that's usually how lazy, entitled people react, but if you say so.

    15. Re:Good question by timeOday · · Score: 1
      $3,000 per year? My employer recently pushed me onto a "co-insurance" plan with rather high deductibles and co-pays to save themselves money, yet the plan costs them $14,500 / year. Then I pay $5,500 in premiums. These numbers are straight from my latest paystub. Now add in the co-pays and deductibles and the total easily exceeds $23,000 / year. I do support my wife and 4 kids, but that's not so unusual.

      I just find a lot of the discussion on slashdot about healthcare revolves around the experiences of college students who really do not understand the magnitude of the problem.

    16. Re:Good question by Anonymous Coward · · Score: 1

      Most of the discussion on this site revolves around the experiences of college students and recent graduates who really do not understand anything. They are simply too young.

    17. Re:Good question by CrimsonAvenger · · Score: 1

      That's a viable strategy as long as you're lucky enough not to have a catastrophic accident. Because, if you did have one, you would probably end up bankrupted by the experience, once the hospital and their collection agencies got through with you.

      Pre-existing conditions, remember? You have a catastrophic accident, you call the insurance company and get health coverage, and the insurance company pays the bills.

      You just have to pay for the ambulance and the ER visit, plus insurance premiums till you're out of the hospital.

      --

      "I do not agree with what you say, but I will defend to the death your right to say it"
    18. Re:Good question by Anonymous Coward · · Score: 0

      IAll the while, private practices and private emergency care facilities will slowly crumble under the price negotiations of the government plan and hospitals will be bombarded with extra patients.

      Health care might be more affordable, but quality and timely health care will be more scarce.

      Yes, we must keep all those poor or sick people out of our rich-persons hospitals -- how else are us rich folks going to get our health care, if EVERYONE can join in on the system?

    19. Re:Good question by Belial6 · · Score: 1

      Requiring health insurance companies to function like other insurance companies would solve much of the pre-existing condition problem. If you get cancer while you are insured by company X, then company X is responsible for your treatment until the condition no longer exists. The current system (both pre and post this ruling) where getting sick means you can't work, so you lose your job, so you can't continue to pay your insurance premiums, so you have no coverage is absurd.

      We have been working under a system where you pay for insurance until you really need it, then it gets cancelled, and you can't use it.

    20. Re:Good question by Belial6 · · Score: 1

      Who's insurance costs $3000 a year?

    21. Re:Good question by Smidge204 · · Score: 3, Interesting

      Just because they can't deny offering you a policy based on a pre-existing condition doesn't mean they can't adjust their premiums and include wait times before paying out based on those conditions.

      What's that? You just got diagnosed with stage 4 lung cancer? Sorry to hear that. Sure, we're legally obligated to offer a policy... premiums are $10,000 a month and anything that happens within the first six months of policy signing is not covered.
      =Smidge=

    22. Re:Good question by gtbritishskull · · Score: 1

      Why are you adding co-pay and deductibles into it? You pay those for getting health care. So, you would be paying that amount (in the case of deductibles) or more (in the case of co-pays) even if you dropped your insurance. Also, your plan costs (according to you) $20,000 per year. My plan, with one person, costs me $3000 per year. Multiply that by the 6 in your family, and mine is equivalent to $18,000. So, yours is a little more expensive, but not that much per capita. But, regardless of that, YOU pay $5500. So, with a $2000 penalty it only costs you an extra $3500. Is it worth paying that to have the peace of mind knowing that if you have a stroke, you won't be stuck with a $200k hospital bill?

    23. Re:Good question by omnichad · · Score: 1

      Before I got a job that came with health insurance, I hadn't been to a doctor in 10 years. Finally being able to afford it, I've had 5 or 6 doctor visits in a year and dental surgery. You can't tell me this isn't increasing costs for everyone. Perhaps my benefits haven't cost anything beyond my premiums yet, but if I was seriously ill I wouldn't have found out about it soon enough to live long enough to spend much taxpayer money on my healthcare.

    24. Re:Good question by gtbritishskull · · Score: 1

      Mine does. Young, single, no health problems. The type of person who might think they can benefit from not buying insurance.

    25. Re:Good question by Sparticus789 · · Score: 1

      As long as they keep the Doritos Tacos, I will be happy.

      --
      sudo make me a sandwich
    26. Re:Good question by timeOday · · Score: 1
      Sure, for me it's a no-brainer for me to keep my coverage, since most of it is a benefit of my job. That $3,500 in "savings" wouldn't cover even half our expenses in an average year if we were uninsured, because with kids especially, health care isn't just something you hope you never need, it's something fairly routine you can't get away from.

      But I think it could be more tempting for a young person who doesn't have a job with health benefits, and who hopes they can just cross their fingers and close their eyes and maybe get away with it. In fact I distinctly remember resenting my university forcing me as a student to carry insurance, since I figured I'd probably be fine, and it was none of their business anyways. (What actually happened was I got a rare disorder and had major surgery. I had to drop out of school for a semester to work off the bills, but without any insurance I would have been ruined for years).

      So I think it will be interesting to see how many people choose to ignore the mandate and pay the tax. Surely some will, even if it's not in their own best interest.

    27. Re:Good question by Anonymous Coward · · Score: 0

      The individual mandate was designed (by Republican think tanks) to avoid freeloaders, who we've all been paying for when they show up in the emergency room.

      Which is particularly weird considering how much effort the Republicans put toward complaining about it. They adopted a platform hardly distinguishable from "Obama is teh anti-Christ!!" and proceeded to follow it to absurd lengths.

    28. Re:Good question by gtbritishskull · · Score: 1

      But that goes back to your initial complaint. I am young, single, no kids, no health problems. My insurance in $3k per year. I am the perfect example of someone who would drop their insurance. But, if the penalty is $2k, I would only save $1k per year by not having insurance. The penalty is not designed for you who already "knows" you need insurance. It is designed for someone like me who has much lower premiums, so the penalty will make a much bigger difference. Also, I am sure you are right that some people will pay the penalty even when it is not in their best interest (I wonder if you will be able to pay back-premiums for those people who don't have a handle on their finances and forget to pay their premiums all year, and only realize it when they get hit with a big penalty at tax time). I think that is why the penalty is pretty low (I thought I read somewhere that for the first year it is ~$900). I was under the impression that it is expected that Congress will increase it over time as the country adjusts to it.

    29. Re:Good question by Tancred · · Score: 2

      You're in a small minority of people that want to let people suffer and die outside ERs because they can't prove they can pay for help.

      Your idea that governments can only cause problems is contradicted by many examples, including health care examples in other countries. Your Taco Bell reference, while funny, is a long, not-so-slippery slope away. So far you've probably got around 0 people that want that.

    30. Re:Good question by Tancred · · Score: 1

      Yup. Universal health care makes the system cheaper per person for several reasons. The efficiency of clinic vs. ER care and health maintenance vs. only treating something once it's life-threatening are two of the reasons.

    31. Re:Good question by Straif · · Score: 2

      I believe that was exactly the problem that Romneycare incurred. The fine was easier to pay for than the policies so people just waited till it was needed and then jumped onto a plan for the really big expenses. The end result was one of the highest increases in policy cost in the US as insurance companies had to compensate for people not paying for coverage until the last possible minute; pretty much the antithesis of insurance.

      --
      Of course that's just my opinion...... you could be wrong!
    32. Re:Good question by Woldry · · Score: 1

      This. Exactly this. I've said all along that this Frankencare was designed and paid for by the insurance companies to guarantee an entire countryful of customers. Their protests against it were only to save face.

      --
      How can a post be modded "overrated" or "underrated" when it hasn't been rated yet?
    33. Re:Good question by DarkOx · · Score: 2

      Yes its how they react. My responce to this gross injustice is going to be to become "lazy and entitled"

      --
      Repeal the 17th Amendment TODAY! Also Please Read http://www.gnu.org/philosophy/right-to-read.html
    34. Re:Good question by rahvin112 · · Score: 1

      Didn't read the bill eh? Not surprising really. The ACA specifically forbids what you say, in fact that's exactly what the preexisting condition was. You couldn't' get coverage for a year on that condition if they would even sell you the insurance. Both conditions are now illegal, there is no waiting period and government will subsidize and manage a high risk pool insurance.

    35. Re:Good question by Belial6 · · Score: 1

      That is single payer? Are you forgetting to count an employers side of the cost?

    36. Re:Good question by Smidge204 · · Score: 1

      I don't suppose you'd care to provide citations for these claims? Section and paragraph numbers, please. Shouldn't be too hard if you've read it yourself.

      =Smidge=

    37. Re:Good question by Anonymous Coward · · Score: 0

      >Then knock on Aetna's door when you get cancer. They have to take you back!!

      And you will get coverage, but at an outrageous price because you are sick when you apply. If you don't understand that (it's called antiselection), you have a) missed the entire point of insurance and b) don't understand how insurance companies think and operate.

      How do I know? I worked for the insurance industry until I could no longer stand the stench then went elsewhere to earn my money.

    38. Re:Good question by strikethree · · Score: 1

      I also have insurance and the 2 big things it does for me are that it'll be tougher for an insurance company to deny benefits based on a pre-existing condition

      ROFL. Not had to deal much with insurance have you? Well, your procedure is covered but codes 8910, 12114, 843, and 6454 (plus dozens more) are not covered which is what your doctor performed when doing the procedure. No, there is no way of knowing what codes can be used beforehand. No, the actions described by the codes can not be reversed. Yes, the broken wrist is fixed but you have to cough up $15k now. Kthx and bye. Oh, don't forget to pay your premium so you can keep your insurance coverage.

      Or: Get medical procedure done. Doctor says $850 but the insurance will cover $500. Oddly, the deductible is $500 too. That means paying the full $850 out of pocket. No problem... Except the doctor sends a bill for $350 and the insurance sends a bill for $850 making the total out of pocket expense for an $850 procedure $1200. WTF? Surely it is a billing problem? Ask me about how the dispute resolution worked after the local sheriff comes to take my home from me after I pay $850 but refuse to pay $1200.

      --
      "Someone needs to talk to the tree of liberty about its ghoulish drinking problem." by ohnocitizen
    39. Re:Good question by modmans2ndcoming · · Score: 1

      I don't think you understand how pre-existing condition exclusions work.

      You had cancer 5 years ago...under old pre-existing conditions, they could deny you coverage because you are at a very high risk of relapse, costing them a lot of money with very little money put into their coffers.....

      You just got in a car accident....under old pre-existing condition rules they could technically deny you but are not likely to do so since you have little risk of costing them a lot of money in the short to mid term...HOWEVER....they can deny any coverage for the care that you need to pay for related to the car accident... usually for a period of 6 to 12 months depending on the plan....

      Under the new rules neither case above can be denied for coverage, however the law does not force insurance companies to cover current catastrophic care at the time that you sign your contract so you are still on the hook for the bills related to the car accident in case 2.

    40. Re:Good question by Tancred · · Score: 1

      What's your point - that insurance companies use dirty tricks to avoid paying benefits? If so, I agree, but the new rules attempt to prevent some of that. Maybe you don't think the new rules have the teeth to make a difference?

    41. Re:Good question by gtbritishskull · · Score: 1

      Nope. I buy my insurance myself. It is a high deduuctible plan, though.

    42. Re:Good question by cerberusti · · Score: 1

      And you do not understand the changes the law will make starting in 2014.

      Medical insurance companies will no longer be able to use your current or past health to determine eligibility or premium.

      Even if you are a cancer ridden diabetic with kidney failure and a track record of frequent ER visits for heroin overdose, your eligibility and premium will be the same as a healthy individual when buying insurance.

      --
      I'm a signature virus. Please copy me to your signature so I can replicate.
    43. Re:Good question by cerberusti · · Score: 1

      An overview as well as the full text is available at http://www.healthcare.gov

      If you have no legal background I would recommend using the overview, which does cover things like this without a full reading of the law. The law itself is 1000 pages, and even as large laws go is not easy to read (not that I am claiming to have read the entire thing.)

      If you want to read it anyway, the page numbers 45 - 48 mostly cover what you want.

      The sections you want are:

      SEC. 2705 [42 U.S.C. 300gg–4]. PROHIBITING DISCRIMINATION
      AGAINST INDIVIDUAL PARTICIPANTS AND BENEFICIARIES
      BASED ON HEALTH STATUS.

      And the section you really want on premiums (which I will quote the truly relevant part of):

      ‘‘SEC. 2701 [42 U.S.C. 300gg]. FAIR HEALTH INSURANCE PREMIUMS.
      ‘‘(a) PROHIBITING DISCRIMINATORY PREMIUM RATES.—
      ‘‘(1) IN GENERAL.—With respect to the premium rate
      charged by a health insurance issuer for health insurance coverage
      offered in the individual or small group market—
      ‘‘(A) such rate shall vary with respect to the particular
      plan or coverage involved only by—
      ‘‘(i) whether such plan or coverage covers an individual
      or family;
      ‘‘(ii) rating area, as established in accordance with
      paragraph (2);
      ‘‘(iii) age, except that such rate shall not vary by
      more than 3 to 1 for adults (consistent with section
      2707(c)); and
      ‘‘(iv) tobacco use, except that such rate shall not
      vary by more than 1.5 to 1; and
      ‘‘(B) such rate shall not vary with respect to the particular
      plan or coverage involved by any other factor not
      described in subparagraph (A).

      --
      I'm a signature virus. Please copy me to your signature so I can replicate.
    44. Re:Good question by Anonymous Coward · · Score: 0

      There is no part of the law that was written by Republicans... Dems actually went behind closed (and locked) doors for discussion about the proposed bill and Reps were not included in the draft process.

    45. Re:Good question by Smidge204 · · Score: 1

      Sorry to take so long replying - I didn't want to leave this unaddressed.

      First, I'm more than happy to eat crow on the premium gouging thing. Though the bill does not define a "rating area" very well it appears to be a geographical parameter.

      But I don't see much in the way of waiting periods before coverage starts. Aflac has up to six months waiting period for some coverage, for example.
      =Smidge=

  23. So what's the penalty? by Anonymous Coward · · Score: 0

    I need to know how much the penalty is so I can factor that into the cost/benefit analysis I use that consistently says "don't buy health insurance until you're 40."

    1. Re:So what's the penalty? by NicBenjamin · · Score: 1

      It's $695 a year. And you don't have to pay it. They can't arrest you solely for not paying it.

      If you have an income tax refund it's gonna be $695 smaller, and I wouldn't put it past the IRS to roll over the penalties so if you don't pay it for two years your refund gets docked $1,390.

  24. Douche bag and turd sandwich by Danzigism · · Score: 2, Insightful

    Yet another reason to stop voting for any of these candidates in this 2-party system. Yea, if we vote Romney in, I'm sure he'll overturn this debacle. But at the same time he'll figure out other ways to funnel our tax dollars in to industries that him and his party supports. Burn it all down.

    --
    *plays the Apogee theme song music*
    1. Re:Douche bag and turd sandwich by Anonymous Coward · · Score: 0

      +1 (if I had any to give!)

    2. Re:Douche bag and turd sandwich by coinreturn · · Score: 1

      Yet another reason to stop voting for any of these candidates in this 2-party system. Yea, if we vote Romney in, I'm sure he'll overturn this debacle. But at the same time he'll figure out other ways to funnel our tax dollars in to industries that him and his party supports. Burn it all down.

      It will not be overturned. Any attempt will be filibustered like shit.

    3. Re:Douche bag and turd sandwich by Anonymous Coward · · Score: 0

      Obama's health care bill was based on ideas from the conservative American Enterprise Institute and from the plan implemented by Mitt Romney in Massachusetts. Visceral opposition to the bill by Republicans was and is purely political. We don't really know Romney would do with it because he has said so many different things and there is no way to know where he really stands.

      But I agree that the bill has problems. It requires us to continue to rely on private insurance companies who increase their profits by working against our interests and refusing coverage. It would have been much better to implement some sort of 'single payer' system or to expand Medicare to everyone. There are some problems that the market does not solve well on it's own, and the physical health and welfare of the nation is one of those.

    4. Re:Douche bag and turd sandwich by nikomen · · Score: 1

      It doesn't look like the 2-party system will go away anytime soon. What do we do then? Leave the United States? Start our own country? Too many lemmings and corporations that consistently vote for and/or buy the candidates in one of the two parties. I agree. Burn the system to the ground (figuratively speaking).

    5. Re:Douche bag and turd sandwich by Anonymous Coward · · Score: 0

      You do realize Mitt Romney's healthcare reform in Massachusetts provided the template for the ObamaCare scheme, right? He, like many Republican leaders, support "major provisions" of the bill but not how everything is accomplished.

      He knows on something of this scale you can't tweak, it's like trying to maintain spaghetti code, so he advocates repeal and replacement. And as the candidate with the most experience developing and overseeing such a complex healthcare reform system, he's the right man for the job.

  25. Health care and technology by betterunixthanunix · · Score: 2

    You want a technical aspect? Computerized medical records are one of the most complex software systems being worked on right now. There is an entire programming language that was developed for that purpose:

    https://en.wikipedia.org/wiki/MUMPS

    --
    Palm trees and 8
    1. Re:Health care and technology by Anonymous Coward · · Score: 0

      You want a technical aspect? Computerized medical records are one of the most complex software systems being worked on right now.

      Bingo.

      If you're complaining that this law and decision are bad for business, then you are in the wrong business. From where I sit, Justice Roberts is the Rainmaker.

  26. How long? by __aasehi2499 · · Score: 1

    “The American Republic will endure until the day Congress discovers that it can bribe the public with the public's money.” Alexis de Tocqueville

  27. Re:Virtually all Ameriserfs by Anonymous Coward · · Score: 0

    Yes. Yes you are.

  28. Totally for this... by Anonymous Coward · · Score: 0

    I was supportive of the Bill originally and I'm happy it got upheld (but I'm little surprised).

  29. It's not a mandate by mathimus1863 · · Score: 5, Informative

    It's a new tax to cover the healthcare costs of those who end up in the hospital without insurance.

    You can get a tax break for having your own insurance, as proof that you won't be costing taxpayers anything when you end up defaulting on $200k of hospital bills after an accident.

    I don't know why the democrats couldn't shape the message that way. That's really what it is, and sounds better than "pay up or pay up".

    1. Re:It's not a mandate by codepunk · · Score: 1

      Simply because they did not want it to be called a tax since it makes Obama a flat out liar.

      --


      Got Code?
    2. Re:It's not a mandate by DeTech · · Score: 1

      Read my lips. No one cares.

    3. Re:It's not a mandate by Anonymous Coward · · Score: 0

      Here is a list of politicians who are not flat out liars:

    4. Re:It's not a mandate by theangrypeon · · Score: 1

      You can get a tax break for having your own insurance, as proof that you won't be costing taxpayers anything when you end up defaulting on $200k of hospital bills after an accident.

      It's not designed that way though. In the legislation it has always been framed as a penalty or fine, not a tax break. The democrats went to great lengths to not call the individual mandate a tax. There isn't going to be a check box on your 1044 asking, "Do you claim a deduction for having adequate health insurance".

      And while this has been brought up probably about a million times, Obama himself went on national TV to declare the mandate is not a tax.

      Constitutional arguments notwithstanding, I have no idea how this will be practically enforceable.

      I don't know why the democrats couldn't shape the message that way.

      Isn't it obvious? People, in general don't like the word tax in legislation passed by congress. It has very bad connotations.

    5. Re:It's not a mandate by tgibbs · · Score: 1

      Simply because they did not want it to be called a tax since it makes Obama a flat out liar.

      He certainly explained quite accurately how the plan worked. So what did he "lie" about? -- a future decision of the Supreme Court that even Constitutional scholars had difficulty predicting?

    6. Re:It's not a mandate by Anonymous Coward · · Score: 0

      By arguing that it wasn't a tax when in front of the American people and then his legal team arguing that it is in fact a tax to the SCOTUS.

    7. Re:It's not a mandate by tgibbs · · Score: 1

      Actually, the Obama Administration's primary (and presumably, strongest, in their opinion) argument before the court was that the penalty was constitutional under the Federal Government's power to regulate interstate commerce. Suggesting that if that argument failed, that the penalty would nevertheless be constitutional under the Government's power to tax was a fallback position. So the Supreme Court disagreed with the first argument that the penalty was valid even if it was not regarded as a tax, but accepted the second.

      But it's pretty foolish to argue that being unable to predict a future decision of the Supreme Court somehow makes Obama a liar. There certainly is no indication that the Administration knew in advance that the commerce justification would not be considered constitutional----indeed, it was a question upon which even famous constitutional scholars disagreed, and were unable to predict how the Court would rule.

    8. Re:It's not a mandate by strikethree · · Score: 1

      It's a new tax to cover the healthcare costs of those who end up in the hospital without insurance.

      You can get a tax break for having your own insurance, as proof that you won't be costing taxpayers anything when you end up defaulting on $200k of hospital bills after an accident.

      Except even WITH insurance, you will still rack up $200k of medical debt. They will just deny covering each portion of the final bill until they are liable only for the amount of your deductible. What a major scam.

      The whole fucking medical system is a scam. Let me die in a damned gutter somewhere and stop fucking with me you bunch of fucking assholes.

      --
      "Someone needs to talk to the tree of liberty about its ghoulish drinking problem." by ohnocitizen
    9. Re:It's not a mandate by codepunk · · Score: 1

      Hey it is not like we did not know that it was a tax, everyone knows he was just skirting the word.

      I mean sure Obama, Nancy or Harry reid will ever be subject to it, they will call it whatever they think people want to hear.

      I will introduce no new taxes on anyone making less than 250k (LIAR!)

      --


      Got Code?
    10. Re:It's not a mandate by Anonymous Coward · · Score: 0

      Because they would be lying? If I don't have insurance, I get in an accident, and I go to the hospital and rack up $200K in bills, the government is not going to step in and pay it for me under this new law. I will still be liable for the payment.

      I have insurance. It covers very few procedures and only after I meet a very high deductable. How does this law help me? It doesn't. How does it help the insurance company? By forcing millions of people who can only afford crappy insurance to pay for insurance that won't help them either. Great job Obama! You'll make your friends wealthy at the expense of the poor.

    11. Re:It's not a mandate by tgibbs · · Score: 1

      I mean sure Obama, Nancy or Harry reid will ever be subject to it, they will call it whatever they think people want to hear.

      I will introduce no new taxes on anyone making less than 250k (LIAR!)

      I'm sure that they will not be subject to it, since they have health insurance. The same goes for most of the American public, except people who are too poor to afford health insurance, who won't pay it because the law provides financial assistance for those who are too poor to pay.

      The main reason for the fee (or penalty, or discount, or tax deduction, or whatever you choose to call it) is to counterbalance the provision that prohibits insurance companies from excluding coverage for pre-existing conditions. The insurance companies were concerned that people would try to "free ride" by putting off getting insurance until they actually had an expensive health condition. This could drive insurance costs up greatly (and hurt insurance company profits). The penalty, originally proposed by the conservative Heritage Foundation, provides some incentive not to wait until you actually are ill to get insurance.

  30. Re:If it's a tax then everyone should pay it by the+eric+conspiracy · · Score: 4, Insightful

    Nonsense.

    There are all sorts of contingent taxes.

  31. the only parts in context by KingAlanI · · Score: 1

    seems like the same set of rules that each state can choose to abide or not abide by.

    The only parts of Article 1 Section 9 that seem remotely in context, I don't see how they directly apply here. Were you thinking of something else?

    "No Tax or Duty shall be laid on Articles exported from any State. No Preference shall be given by any Regulation of Commerce or Revenue to the Ports of one State over those of another: nor shall Vessels bound to, or from, one State, be obliged to enter, clear, or pay Duties in another."

    --
    I listen to both RIAA and non-RIAA stuff if I like the music, tangential business/politics nonwithstanding.
    1. Re:the only parts in context by i+kan+reed · · Score: 1

      That's the part I meant, but I guess it's kind of got a simpler interpretation too. Hmm.

  32. Thank you Justice Roberts by circletimessquare · · Score: 2

    It is clear you have a human conscience.

    We'll talk about that whole Citizens United thing later.

    --
    intellectual property law is philosophically incoherent. it is your moral duty to ignore it or sabotage it
  33. Destructive loop by __aasehi2499 · · Score: 1

    A democracy cannot exist as a permanent form of government. It can only exist until the majority discovers it can vote itself largess out of the public treasury. After that, the majority always votes for the candidate promising the most benefits with the result the democracy collapses because of the loose fiscal policy ensuing, always to be followed by a dictatorship, then a monarchy. unreliable attributions

    1. Re:Destructive loop by uslurper · · Score: 1

      That is utter nonsense. This was discussed by our founding fathers of the US government and for those reasons there are checks and balances, limits to offices, etc.
      In the case you suggested, the 'majority' is the average citizen. It's not like we are going to agree to turn over the treasury to Boehner.
      Dictatorships happen because people abuse their powers and use force to enslave the people, not by people voting away their rights.
      Everyone wants democracy. No one prefers a autocracy over self-governorship.

      --
      oldhack: "Security is a waste of money until shit hits the fan. 5 minutes later, it becomes waste of money again. "
    2. Re:Destructive loop by __aasehi2499 · · Score: 1

      Wants and preferences wont matter when the people's bank is broke and some rich and/or powerful person comes along and buys/takes the whole farm from us.

  34. Roberts said... by jimmydigital · · Score: 3, Insightful

    Chief Justice Roberts: “It Is Not Our Job to Protect the People From the Consequences of Their Political Choices”

    There you go... bring on the consequences!

    So who's job is it to look out for the best interests of the country? Is that one of those mystery jobs that Americans just don't want to do?

    --
    Every normal man must be tempted, at times, to spit on his hands, hoist the black flag, and begin slitting throats. -HLM
    1. Re:Roberts said... by Anonymous Coward · · Score: 0

      Don't worry ... some illegal immigrants will handle this ;-)

    2. Re:Roberts said... by Anonymous Coward · · Score: 0

      Isn't that pretty much spelled out in the first line of some important historical document for the US somewhere?

      We the People of the United States, in Order to form a more perfect Union, establish Justice, insure domestic Tranquility, provide for the common defence, promote the general Welfare, and secure the Blessings of Liberty to ourselves and our Posterity, do ordain and establish this Constitution for the United States of America.

    3. Re:Roberts said... by Kjella · · Score: 2, Informative

      So who's job is it to look out for the best interests of the country? Is that one of those mystery jobs that Americans just don't want to do?

      Well as I understand it if this is a tax, then Congress has the right to collect taxes so if people aren't happy with the way they're being taxed they should elect a different Congress. I think this mystery job is called "voting". As for the majority imposing their taxes on the minority that's probably most of them. You don't expect the SUV owners to approve of gas taxes do you? And so the people that have no health insurance obviously oppose a tax on people that don't have health insurance. Congress collect taxes with consent of the people, not consent of the taxed.

      --
      Live today, because you never know what tomorrow brings
    4. Re:Roberts said... by Anonymous Coward · · Score: 0

      “It Is Not Our Job to Protect the People From the Consequences of Their Political Choices”

      Bingo. People get the government they deserve, and right now our country absolutely deserves to be fucked in the ass. Some people just appear to be under the delusion that it will be an enjoyable experience.

    5. Re:Roberts said... by squiggleslash · · Score: 0

      You're right. Whenever a Congress I elected passes a law I don't like, I think the best way to deal with it is to run over to 9 unelected out-of-touch pensioners and DEMAND they do something about it!

      --
      You are not alone. This is not normal. None of this is normal.
    6. Re:Roberts said... by steelfood · · Score: 1

      So who's job is it to look out for the best interests of the country?

      Ours. The citizen's job. We elect people to look out for us. If we elect unqualified people, or people who aren't interested in looking out for our best interests, it's our own damn fault.

      Is that one of those mystery jobs that Americans just don't want to do?

      Judging from historical election turnout rates, the answer is yes.

      --
      "If a nation expects to be ignorant and free in a state of civilization, it expects what never was and never will be."
    7. Re:Roberts said... by slew · · Score: 1

      Chief Justice Roberts: “It Is Not Our Job to Protect the People From the Consequences of Their Political Choices”

      There you go... bring on the consequences!

      So who's job is it to look out for the best interests of the country? Is that one of those mystery jobs that Americans just don't want to do?

      Yep. It is the American voter's job to look out for the best interests of the country. So apparently it is one of those mystery jobs that Americans just don't want to do. Since Mr. Robert's and the rest of SCOTUS is appointed, he is quite correct, it is not his job to protect people from the consequences of their political choices...

    8. Re:Roberts said... by Anonymous Coward · · Score: 0

      It's been outsourced to Bangladesh, don't you know?

    9. Re:Roberts said... by Nimey · · Score: 0

      But all taxes are theft and taken by force, or at least that's what an anarcho-capitalist type I was arguing with this morning said before he flounced.

      --
      Hail Eris, full of mischief...

      E pluribus sanguinem
    10. Re:Roberts said... by Anonymous Coward · · Score: 0

      So who's job is it to look out for the best interests of the country? Is that one of those mystery jobs that Americans just don't want to do?

      I think that's on the voters

    11. Re:Roberts said... by CanHasDIY · · Score: 0

      So who's job is it to look out for the best interests of the country?

      Ours. The citizen's job. We elect people to look out for us. If we elect unqualified people, or people who aren't interested in looking out for our best interests, it's our own damn fault.

      Indeed - we also have a mechanism for fixing the problems caused by the election of unqualified people, ala the 2nd Amendment; unfortunately, the vast majority of my countrymen appear to be massive pussies incapable of engaging their civic duty to overthrow the oppressive regime.

      --
      An enigma, wrapped in a riddle, shrouded in bacon and cheese
  35. Directed Taxes by Anonymous Coward · · Score: 0

    Such directed taxes already exist. FICA, or Social Security, taxes go to fund checks to individuals. The money is directed to that purpose before it is collected.

    I'm not sure why it is worse to know where the tax is going ahead of time. My 30%+ income taxes go into a general fund, and Congress gets to decide after the fact who they want to give it to.

  36. Only healthcare by circletimessquare · · Score: 2, Insightful

    your argument is the same kind of argument as "if gays can marry, soon you can marry dead people and animals!"

    or "if marijuana is legal, soon meth and coke will be too!"

    it's bullshit fearmongering. your point of view depends upon the fact that people don't think and can't tell the difference between different subject matter and weigh them separately

    of course they can. well, maybe you can't

    --
    intellectual property law is philosophically incoherent. it is your moral duty to ignore it or sabotage it
    1. Re:Only healthcare by Phoenixlol · · Score: 1

      Wait, they're not going to force abortions?

    2. Re:Only healthcare by circletimessquare · · Score: 1

      us liberals are going to force abortions, hold lotteries on what old people to take out the back to shoot, and have people with failing organs fight gladiatorial style on tv for the benefit of a new liver/ lung/ heart/ etc. that's what obamacare is all about!

      (i'm joking, for those who are humor deprived)

      --
      intellectual property law is philosophically incoherent. it is your moral duty to ignore it or sabotage it
    3. Re:Only healthcare by Belial6 · · Score: 1

      Given the number of people that can't tell the difference between a "Health Insurance Cost", and a "Health Care Cost", I would say that your wrong about 'people' being able to tell the difference between different subject matter and weight them separately. The vast majority of people don't realize that much of the thing the call "Medical Insurance" isn't insurance at all. Do YOU realize it?

    4. Re:Only healthcare by cerberusti · · Score: 1

      I can see it now...

      You need that kidney? Here is your sword, go take it. May want to watch where you stab them though.

      --
      I'm a signature virus. Please copy me to your signature so I can replicate.
  37. Re:Freedom dies by Anonymous Coward · · Score: 0

    The US jumped the shark with this legislation.

  38. No escape by Kohath · · Score: 0, Flamebait

    And, therefore, using the taxing power, the US government has nearly unlimited power to compel you to act against your own interests. There's no escape. The taxing power is absolute.

    1. Re:No escape by DeTech · · Score: 2

      Well, not entirely absolute. You can always vote for someone else.

    2. Re:No escape by Kohath · · Score: 2

      So it's only absolute power to oppress a minority.

    3. Re:No escape by Suzuran · · Score: 3, Insightful

      Vote for someone else? What someone else?

      This is like saying "You can always pick up the turd by the clean end."

    4. Re:No escape by DeTech · · Score: 1

      Yes, that is how democracy works. Welcome to real life, we have Cheetos.

    5. Re:No escape by fustakrakich · · Score: 1

      Welcome to democracy

      --
      “He’s not deformed, he’s just drunk!”
    6. Re:No escape by Kohath · · Score: 1

      Some of us were told the US was a free country though. Guess not.

    7. Re:No escape by Kohath · · Score: 1

      Not really. It's like saying you can "vote" not to be forced to eat turds. If you lose, you eat turds.

      It's supposed to be great, because if you win ... you can force the losers to eat turds. Isn't that great?

    8. Re:No escape by DeTech · · Score: 1

      Why would anyone want to eat turds? I don't understand how the turd eating lobby got so powerful in your world?

    9. Re:No escape by Bob+the+Super+Hamste · · Score: 1

      Best line ever.

      --
      Time to offend someone
    10. Re:No escape by Kohath · · Score: 1

      They sell turds. You have to buy them or pay the turd tax. The Supreme Court says so. Then, the government can force you to eat them because you've engaged in "commerce" when you bought them. So forcing your enemies to eat turds is profitable either directly or by tax collection.

    11. Re:No escape by DeTech · · Score: 1

      Hopefully the turd tax isn't too much, either way it sounds like it's the way to go. Turds are gross.

      Unless you can just get your employer to buy the turds, they you probably wouldn't even notice the rising turd cost. Andd it looks like you don't actually have to eat them, just buy them.

      Either way it sounds like we're focusing way too much time on turds, aren't there more important things we could be moving onto?

    12. Re:No escape by Kohath · · Score: 1

      Hopefully the turd tax isn't too much, either way it sounds like it's the way to go. Turds are gross.

      If you don't eat the turds, they'll raise the tax until you do. And when the tax is too high for you to pay, you go to jail for not paying.

      Either way it sounds like we're focusing way too much time on turds, aren't there more important things we could be moving onto?

      How about we establish a free society where innocent people don't get forced to do things like eat turds?

    13. Re:No escape by DeTech · · Score: 1

      How about we establish a free society where innocent people don't get forced to do things like eat turds?

      That sounds like a good idea for turds, but for healthcare, controlling pollution, or hiring people it doesn't quite work like that. The key thing your turd of an analogy is lacking is the personal benefit, the universal nature of healthcare and it's impact on the society as a whole. When you get sick you will get healthcare whether or not you paid for it, or can pay for it. This burden gets passed onto the society. What Obama care is trying to do is make this burden more transparent.

      While this maybe a turd of a piece of legislation, it is clearly a start in the right direction.

    14. Re:No escape by Kohath · · Score: 1

      How about we establish a free society where innocent people don't get forced to do things like eat turds?

      That sounds like a good idea for [things I don't personally like], but for [things I do personally like] it doesn't quite work like that. ...

      So forcing people to act against their own interest is good. And I'll always have more votes than the bad guys. And nothing can ever possibly go wrong. Because, if it could, it would have gone wrong in the past. And that's never happened bef --

    15. Re:No escape by DeTech · · Score: 1

      How is health insurance against your own interest?

    16. Re:No escape by Kohath · · Score: 1

      When it costs extra to cover pregnancy and hysterectomy and drug abuse and any of the other conditions I'm not at risk for.

    17. Re:No escape by arose · · Score: 1

      And that makes this unconstitutional or something?

      --
      Analogies don't equal equalities, they are merely somewhat analogous.
    18. Re:No escape by DeTech · · Score: 1

      So because you don't have a vayjayjay you think your healthcare should be cheaper.... but you still think it's a good thing to have?

      I believe you're extremely confused about how insurance works. Yes we all pay for the pregnant drug abuser with lung cancer and heart disease, but insurance is still a good thing to have.

      I don't plan on crashing my car, and it is annoying to write checks to cover my insurance (sponsoring other peoples bad driving), but it's good to know that IF i do get in an accident I won't go bankrupt.

    19. Re:No escape by Kohath · · Score: 1

      But I'm being specifically and intentionally overcharged to buy benefit coverage for conditions I am not at risk for. I could buy a much cheaper policy that completely covers me, but the government makes such policies illegal in order to transfer wealth from the people who earn it (me, especially) to favored voting blocs and health conditions with activists or lobbyists.

      Lots of things are "a good thing to have" for people who get them for free. People who actually pay their own bills have to look at the price.

    20. Re:No escape by tmosley · · Score: 1

      What happens when the opposition created the model for the system the current administration created?

      Oh.....

    21. Re:No escape by ProfessionalCookie · · Score: 1

      They can tax my absence_of_healthcare but I'll never let them tax my tea.

    22. Re:No escape by Magius_AR · · Score: 1

      This burden gets passed onto the society. What Obama care is trying to do is make this burden more transparent.

      No, he's trying to make it so that people can continue to burden society without even a thought of trying to lower their own healthcare costs. After all, why try to clean yourself up and lead a healthy lifestyle when you know the government has your back and you can never be turned down for pre-existing conditions?

      While this maybe a turd of a piece of legislation, it is clearly a start in the right direction.

      Sorry, I don't agree. This legislation just makes it way harder to change the existing shitty way of doing things. And it makes it way easier for people to skirt on their responsibility to lower their own healthcare expenses. It encourages reckless behavior and responsibility shucking. In fact, it is strangely reminiscent of the banking bailout. And that is not the direction I'd like to see this country go.

  39. A great victory for freedom! by MarkvW · · Score: 2

    Whether or not you like the Act, it is a great victory for freedom.

    Conservatives bitch about activist judges, until they get the majority. Then liberals bitch about activist judges until they get the majority.

    Judges should let the legislators legislate, as much as possible!

    1. Re:A great victory for freedom! by Anonymous Coward · · Score: 1

      A victory for Freedom? Get your cranium out of your rectum.

      The libtards are all about "choice" when it's a choice they like:

      The choice for "reproductive freedom"/"murder of the unborn" (pick your term).
      The choice to have kids while on welfare.
      The choice to come into this country illegally.
      The choice to smoke pot.
      And then they want someone else to bail them out when the consequences of those choices are bad.

      The wingnuts, while often just as intellectually dishonest, are at least more consistent. They'll let the individual deal with the consequences of their choices- but bail out the corporations.

    2. Re:A great victory for freedom! by Anonymous Coward · · Score: 0

      People like you will get the consequences of your stupidity, except you'll never know because well your a fucking idiot.

    3. Re:A great victory for freedom! by Anonymous Coward · · Score: 0

      The libtards

      Quit reading here. Fuck you too, ignoramus.

    4. Re:A great victory for freedom! by Anonymous Coward · · Score: 0

      Isn't that better than being a virgin idiot?

  40. Time to amend the Constitution by davide+marney · · Score: 2

    The Federal Government must not allowed to bootstrap powers merely by passing a tax. That is a horrible precedent that muddies things even further.

    --
    "We receive as friendly that which agrees with, we resist with dislike that which opposes us" - Faraday
    1. Re:Time to amend the Constitution by gurps_npc · · Score: 1
      The number of ways you are wrong here is horrendous.

      First and foremost ALL taxes 'bootstrap' powers. When we have a tax break on real estate it is encouraging people to buy property, not something from the constitution. When you set up a tax based on income, you affect how people work. If you choose to make it progressive, it also does the same thing. The only way to prevent government from 'bootstrapping powers' as you so quaintly said would be to remove the government's ability to tax entirely - or worse, spell out how they can tax in the Constitution. Either way is a horrible shackle that will destroy our ability to govern.

      But more importantly, Government has two choices when it comes to affect behavior.

      1. Make something illegal and send people to jail for doing it.

      2. Charge a penalty/tax for doing it.

      So - would you rather the federal government arrest people for say polluting the air, or charge them a fee/penalty/tax (and YES they are all the same thing - money you pay to the government for doing something.

      Think before you write.

      --
      excitingthingstodo.blogspot.com
    2. Re:Time to amend the Constitution by davide+marney · · Score: 1

      The point about "bootstrapping" isn't about the method -- taxation vs. regulation -- it's about expanding the scope of power BEYOND what is enumerated in the Constitution by passing a tax and then claiming that in order to collect the tax, you have to exercise the expanded power.

      --
      "We receive as friendly that which agrees with, we resist with dislike that which opposes us" - Faraday
    3. Re:Time to amend the Constitution by Anonymous Coward · · Score: 0

      All the social engineering things you listed seem to be part of the income tax, which as recently added. You said it yourself that their only other option is to make something illegal. But, here's the thing, what they can make illegal is at least partially specified by the constitution. They only have powers over certain areas. The rest is for the states. My theory is that the founders never intended it to be like this but when we passed the income tax we gave congress too much of a loophole to control people. Where are the guidelines in the constitution for what we're allowed to control via taxes? If there are none we're fucked.

    4. Re:Time to amend the Constitution by Anonymous Coward · · Score: 0

      Either way is a horrible shackle that will destroy our ability to govern nationally.

      FTFY. It wouldn't affect the states' powers, it would just limit the federal government, which was kind of the point of the constitution.

      That said, this kind of tax is hardly new. The absurd war on drugs started with a federal tax.

    5. Re:Time to amend the Constitution by Anonymous Coward · · Score: 0

      The founders might not have wanted it this way. When Washington imposed an insurance mandate he just fuckin' did it. He didn't do no tax. He just said, "thou shalt have insurance." Same with owning guns. He said, "militia eligible people thou shalt buy, equip, and maintain your arms. I know the constitution says the fed can raise and arm you but that obviously means I can force you to arm yourselves at your own expense."

      Of course, during Washington's time I think the constitution said you can force people to buy insurance and guns.

      But whatever. Washington really wasn't that important just like Jefferson. We should write those commie fascist pigs out and replace them with the true American heroes: christian fundamentalists!

      this post brought to you buy The Texas Republican Association: "We know the history of the United States: You don't."

    6. Re:Time to amend the Constitution by rahvin112 · · Score: 1

      Bootstrap? Maybe you should read the fucking verdict. Roberts lays out nice little test on the commerce clause that's NEVER existed before. He went out of his fucking way to say the commerce clause has been abused in the past and that the supreme court is going to be reigning its abuse in.

      He simply pointed out that regardless of what anyone called it the mandate it is a tax (walks like a duck, quakes like a duck) and the congressional ability to levy taxes is not restricted (the income tax amendment has very liberal language and basically no restrictions on what congress can tax) in the constitution. He also went out of his way to point out that it's not his job (in other words the constitution gives him no power) to revise what congress can do just because people don't like it. That is quoted in a post above yours.

    7. Re:Time to amend the Constitution by kaatochacha · · Score: 1

      however, in this case, it's a tax for NOT doing something. Big difference.

  41. Summary is very very wrong by ifwm · · Score: 1

    " That is all that matters."

    That is incorrect, the Commerce Clause was limited in this decision, specifically, the activity/inactivity distinction was recognized as valid and upheld.

    "On that question, the Court held that the provision is constitutional"

    That is also grossly incorrect, it is currently UN-Constitutional as written. I don't know why she decided to emphasize it that way.

  42. you already are taxed for this by circletimessquare · · Score: 5, Informative

    have been for decades

    when someone uninsured shows up at the hospital with a broken arm, then avoids the bill or declares bankrupcty, we bail out the hospital from bankrupcty and you pay the bill

    the only thing that has changed is that irresponsible people, people who think freedom means not to taking responsible for their healthcare, now have to do that, and stop freeloading off of us

    --
    intellectual property law is philosophically incoherent. it is your moral duty to ignore it or sabotage it
    1. Re:you already are taxed for this by Moheeheeko · · Score: 1, Interesting
      This

      now if we could only get rid of the illegals taking an ambulance to the ER for a cold (It happens all the time) we would be in business.

    2. Re:you already are taxed for this by Anonymous Coward · · Score: 0

      people who think freedom means not to taking responsible for their healthcare, now have to do that, and stop freeloading off of us

      The poor already freeload off the government which seems to be self defeating in this case. Poor means poor. I don't see how freeloading people will make any dent in this equation, so the only answer is that we pay for it.

    3. Re:you already are taxed for this by CubicleZombie · · Score: 1

      My health insurance costs have already increased because of this. So I call fail on it already.

      Unless the objective is to make the middle class pay for more of the share than it already does. It's pretty easy to spend someone else's money.

      --
      :wq
    4. Re:you already are taxed for this by Medievalist · · Score: 2

      when someone uninsured shows up at the hospital with a broken arm, then avoids the bill or declares bankrupcty, we bail out the hospital from bankrupcty and you pay the bill

      Can you provide a list of hospitals where this has actually happened? Because when Dallas-Forth Worth Medical Center went bankrupt in 2000, the government sure didn't step in. I've never heard of the US government bailing out a hospital during peacetime, ever.

      Your point about freeloaders is correct, you've just got the players wrong. In reality, the hospital has to raise fees to cover the uninsured, which raises the cost of your medical insurance. So the insured pay for the indigent and for freeloaders, the taxpayers don't. The federal government is not financially involved.

      Keep in mind that we're talking about insurance corporations here. So I doubt that your insurance rates will come down when we get rid of the freeloaders, or even if we magically eliminate the costs of treating those who can't afford to pay.

    5. Re:you already are taxed for this by circletimessquare · · Score: 1

      exactly

      the poor have no choice no matter what

      the freeloaders in question are those who can afford health insurance but think freedom means they don't have to be financially responsible for their healthcare. that it is their choice to not get insurance, then freeload off the rest of us when they show up at the hospital with a broken arm, then avoid the bill

      some ignorant, selfish assholes, aka, republicans, equate irresponsibility with freedom

      well now, fuck those ignorant freeloading fucks. not says me, says the supreme court

      you NEED health insurance. if you think you don't, you are a freeloading asshole off the backs of responsible americans. grow a fucking brain already you dumb selfish fucks, or we'll drive you kicking and screaming into the realm of you taking responsibility for your own healthcare. stop being a freeloader, that's not what freedom means!

      --
      intellectual property law is philosophically incoherent. it is your moral duty to ignore it or sabotage it
    6. Re:you already are taxed for this by circletimessquare · · Score: 1

      temporary. single payer system means savings eventually out of simple economics. short term thinking versus long term thinking. look at the per capita costs of healthcare in countries with universal healthcare. now look at our costs. do you see?

      --
      intellectual property law is philosophically incoherent. it is your moral duty to ignore it or sabotage it
    7. Re:you already are taxed for this by circletimessquare · · Score: 1

      look at the healthcare costs per capita in countries with universal healthcare. now look at ours

      there's lots of economic reasons why single payer means costs go down. not least of which is that the politics and the rules of healthcare are no longer dictated by parasitical entities that exist to make money, rather than take care of your well-being. they're called health insurance corporations, they are the war chest behind all the bloviating words out of republican mouths right now, because they know what this supreme court ruling represents: the american people win, they lose

      --
      intellectual property law is philosophically incoherent. it is your moral duty to ignore it or sabotage it
    8. Re:you already are taxed for this by roman_mir · · Score: 1

      So the SCOTUS once again, lives up to its name of an activist court, it is activist, because it takes a completely unconstitutional idea and declares that it is Constitutional. What else is new.

      Here was me saying a while back Scotus will most likely delay the decision, it's election year, and Obama has ways to pressure them, but Republicans will have to show their base they are not signing under the mandate being constitutional (and it's not), so it's most likely to be delayed. - so I was wrong and right, wrong that the court will delay the decision, right that Obama will have ways to pressure the court.

      Now, what this decision means is that people should cancel their health insurance unless they want to be suckers.

      Are you a sucker?

      If you are not a sucker, you'll cancel your health insurance and you won't have it until you absolutely need it, at which point you can come to a health insurance company and become a 'client', because they can't deny you for any pre-existing conditions.

      Of-course this means that insurance is no longer insurance. Insurance is not there to take care of your bills for you because you can't whenever you feel like it, it's there so that you can bet a monthly payment that you will need the insurance, while insurance is willing to take the opposite side of that bet as long as it has enough people in the pool, everybody will have coverage when they need it. It works because the pool allows insurance to have actual assets.

      Government doesn't have assets of-course, so no gov't insurance is real.

      OTOH gov't just introduced a new tax - you have to buy insurance or you'll be fined.

      BUT as long as the fine charge is LOWER than whatever the condition you will be in, when you actually NEED insurance, you are coming out of this ahead, way ahead.

      So for example - if your insurance bill is 1000 USD/month, and you visit a doctor 4 times a year, then it means your visits cost you 12000, or 3000 per visit.

      Now, I remember I sometimes came to Buffalo Medical Group or Rochester Centre and paid out of pocket. Normally a charge is just over a hundred bucks, but there was time the charge was around 3500, but I always paid out of pocket.

      So those can be prices for normal, regular things, visits, check ups, whatever.

      However a case of cancer can run into hundreds of thousands of dollars, most people don't have that money for this, so they want insurance to cover it.

      But if insurance cannot deny pre-existing condition and if the fine for not having insurance is lower than the cost of this pre-existing condition and in fact the fine is lower per year than actually buying insurance for that year, then it makes absolute sense to choose to pay fines and not insurance fees.

      In fact the fines will be very low initially, and they will be going up all the time, because of what I am talking about - people will choose to take a fine as a financial hit and will skip buying insurance until they must.

      This is a recipe for disaster, but at the same time it is just another STIMULUS PACKAGE.

      This is a stimulus package. The insurance companies will have their money one way or another - either people will pay monthly, or gov't will pay to the insurance to subsidise the costs, while charging nominal fines to the uninsured that are caught.

      But that's just a stimulus - more fake money will be created to pay for this, and Obama needs this for his reelections.

      Of-course in the long run, this plan will help to dismantle the very socialistic economy that Obama stands for, and that's the only redeeming quality of this ruling today.

    9. Re:you already are taxed for this by Anonymous Coward · · Score: 0

      How dare you use reasoning and logic? This is slashdot, and the cult of Ayn Rand demands that we set aside all concepts of what works in the so called "real world" and instead adopt an inflexible ideological position that has nothing to do with it! FOR SHAME!

    10. Re:you already are taxed for this by Anonymous Coward · · Score: 0

      Of-course in the long run, this plan will help to dismantle the very socialistic economy that Obama stands for, and that's the only redeeming quality of this ruling today.

      Nah, this will strengthen socialism. All the people will become dependent on the system, and will fight you tooth and nail if you try to take it away and replace it with free market capitalism

      Get it through your head. Capitalism is losing.

    11. Re:you already are taxed for this by circletimessquare · · Score: 4, Insightful

      exactly. it's a religion based on myths that depends upon human beings behaving in ways they never have and never will. there is no such thing as a self-regulating marketplace. to be truly free and fair, a marketplace must be regulated. if it is not, the biggest players abuse the smaller ones. always have, always will. in societies with strong governments and regulated marketplaces where the largest players still get away with murder, this is a corruption of our government by those large players that is an argument for curing the sick patient, our government, rather than removing it and handing over the car keys to the sickness that is our enemy: entrenched rent seeking parasitical financial interests

      --
      intellectual property law is philosophically incoherent. it is your moral duty to ignore it or sabotage it
    12. Re:you already are taxed for this by circletimessquare · · Score: 1, Insightful

      i am a capitalist

      i just understand it is simply a mindless beast for generating capital. the mindless beast must be harnessed, or it runs roughshod over your society

      the choices in this world are not between ayn rand capitalism and stalinesque communism. these are absurd extremes that do not represent real world choices, only bloviating propaganda that no one serious really believes, except for committed WHARGARBBBLE victims like our friend the free market fundamentalist troll roman_mir

      the real choices, for thinking people, is moderation: capitalism with social safety nets, or socialism with a capitalist engine grafted on

      but don't let prudence, moderation, and careful thought, interfere with your partisan hysteria

      (rolls eyes)

      --
      intellectual property law is philosophically incoherent. it is your moral duty to ignore it or sabotage it
    13. Re:you already are taxed for this by roman_mir · · Score: 1

      I understand you love replying nearly to all of my comments, but here is why I never reply back (this will be the exception). You assume that the mob can steal from the productive people (you can call them rich) indefinitely.

      That's patently false, the rich are moving their savings, investments and productivity somewhere else, eventually USA will be in the position that USSR was in - all productivity disappeared, whatever could be stolen was stolen, the individual became completely subservient to the collective, but there was no wealth, no real wealth, no things people actually want in their lives created.

      Eventually, you see, you run out of people to steal from. Sure, USSR put shackles on people, built the 'iron curtain' - nobody could leave. But it only acted as a dis-incentive to work, people did plenty of things (many of which were illegal), but nobody really worked. So who are they going to steal from? The answer - they'll be stealing from themselves, as they will be missing something, they'll be missing the wealth and productivity that free market allows.

      They'll be missing everything - from good food, to good clothing, to good medical care, to good TVs, to anything and everything.

      Some will keep living better than others though, those who'll be in power, and thus the system will change to something worse for everybody, while keeping the worst parts of the system that exists today - corruption.

      It's not going to be good for the people, those very people in that very mob. People who are productive and want to work to improve their lives will leave.

    14. Re:you already are taxed for this by CubicleZombie · · Score: 1

      But this doesn't fix the health care problem. It's not healcare reform. It's insurance reform.

      Look at housing and college costs. What effect did pumping more money into those have? Higher costs and more shortages. We need less intervention, not more.

      --
      :wq
    15. Re:you already are taxed for this by squiggleslash · · Score: 1

      I think you're both on the same page.

      He didn't say the government paid for it, he just said "we" do. Generally speaking, when anyone goes bankrupt, they have a certain portion of their debts "forgiven". That money doesn't appear out of thin air, it just never goes back to the suppliers and banks that the money was owed to. That deficit has to be rectified, ultimately, by charging higher prices to future customers. And so, ultimately, we all pay more for the same services that original, bankrupt, service provider was providing.

      --
      You are not alone. This is not normal. None of this is normal.
    16. Re:you already are taxed for this by circletimessquare · · Score: 1

      how do you explain healthcare per capita costs in the usa, with rent seeking health insurance companies sucking off our life blood (literally), and healthcare per capita costs in more modern countries, where people live longer, healthier, and with far less cost per capita?

      economies of scale, for one

      our system is about paying economic parasites, not taking care of your health. with this decision, they have lost power and we, the american people, have gained it. it is but a first step in a long journey to financial common sense, and we will drag the economic parasites and propagandized morons along kicking and screaming and howling into the modern world

      to cheaper health costs, longer and healthier lives

      you look at other modern countries with universal healthcare. you give me one good reason why we can't or should not have that

      --
      intellectual property law is philosophically incoherent. it is your moral duty to ignore it or sabotage it
    17. Re:you already are taxed for this by Anonymous Coward · · Score: 0

      I understand you love replying nearly to all of my comments

      What? You're paranoid. Nobody's out to get you.

      You assume that the mob can steal from the productive people (you can call them rich) indefinitely.

      No, I assume the elite smart people can steal from the dumb productive people (that is the real mob) indefinitely. It's not the mob that steals.

      History is on my side on this. Even 19th century US had all its wonderful production and economy stolen. Who received all the stolen wealth? Who benefited? Not the mob, but the elite smart people who now run the system.

      Eventually, you see, you run out of people to steal from.

      Nope, the saying is: there is always one born every minute. Short of a freak massive loss of human life, there's always somebody to steal from.

      but nobody really worked. So who are they going to steal from? The answer

      The answer is they steal from those who DID work. There is always somebody out there working. Where do you think all the stuff around you come from? Thin air? Somebody worked to make it. It's just a matter of finding him. History is also on my side: throughout the history of the world, governments almost always eventually rise up to control a region/nation/people, finding those that produce and steal from them.

      They'll be missing everything - from good food, to good clothing, to good medical care, to good TVs, to anything and everything.

      No, the elite smart people got pretty much everything they wanted. Some even continued to get what they want today. I mean, Putin used to work for the KGB during the reign of USSR, and now he is the President of the government that came after.

      It's not going to be good for the people, those very people in that very mob.

      That's ok, since as above, I do not assume that the mob were the ones doing the stealing. So it doesn't matter if it's not good for them. The only thing that matters is I'm right, that capitalism is losing.

      People who are productive and want to work to improve their lives will leave.

      They can leave, but the elite smart people will follow. You have to be a special kind of retarded to think they will just stand by idly and wait for their own demise that you think will naturally happen (it won't)

    18. Re:you already are taxed for this by causality · · Score: 1

      have been for decades

      when someone uninsured shows up at the hospital with a broken arm, then avoids the bill or declares bankrupcty, we bail out the hospital from bankrupcty and you pay the bill

      the only thing that has changed is that irresponsible people, people who think freedom means not to taking responsible for their healthcare, now have to do that, and stop freeloading off of us

      I want to believe that, but this is the federal government.

      I wouldn't ask an Enron exec about business accounting. I wouldn't ask a murderer about the sanctity of life. I wouldn't ask the federal government about how to honestly solve a problem without creating more problems.

      I'd love to be proven wrong on this. I would enjoy a reason to doubt my well-established cynicism. It would be a relief.

      --
      It is a miracle that curiosity survives formal education. - Einstein
    19. Re:you already are taxed for this by roman_mir · · Score: 1

      you are not a capitalist, you are a tyrant, that's all that you are, with a huge control issue.

      By the way, instead of accusing me of 'propaganda', why don't you try and come up with a logical rebuttal to my comment, but you can't do it.

      You can't do it, because it is only 100% correct.

        Once the fine for not having insurance is lower than insurance payments for a time period, and especially once the fine is lower than the amount that insurance would have to pay out in case of emergency, people would be suckers to have that insurance and pay for it.

      Nothing, that has the words "no pre-existing condition" in it can be called insurance.

      Insurance by definition is a way to MAKE A BET, and a bet against a situation cannot be made, once it is already known that the situation is here now.

      Nobody can buy car insurance to cover their accident once they had the accident - that's a preexisting condition.

      The people who like that aspect of this Act don't understand that it is no longer insurance, don't understand that this is yet another tax and a stimulus package and that it will become even expensive this way over time than what it used to be.

      Gov't will be subsidising some and guaranteeing everybody else, who didn't buy the 'insurance' plan yet, because gov't will be the entity on the hook to pay for the coverage after the fact.

      The people who like this Act completely don't understand what this is going to do to their economy, well, nothing changed.

    20. Re:you already are taxed for this by circletimessquare · · Score: 1

      the federal government oversteps its bounds, wastes money, and abrogates its responsibilities

      it's also better than any other choice of system out there for healthcare

      when you tell me a better system (and no, shrinking the government and creating a power vacuum that is filled by corporations who aren't even beholden to your rights in theory is not a better system), i will consider your concerns valid. but as it is, you frame your concerns in a vacuum, as if they have meaning without considering the alternatives. the alternatives are worse. so go with the feds

      life is mostly not about choices that are a perfect choice versus a terrible choice

      a lot of the times in life the choices are between various shades of suckage. the federal mandate on health insurance just happens to be the best compromise out of many bad compromises. welcome to reality. it's not always simple or pretty

      --
      intellectual property law is philosophically incoherent. it is your moral duty to ignore it or sabotage it
    21. Re:you already are taxed for this by slimjim8094 · · Score: 1

      Funny, I actually work on an ambulance and have for years. It's never happened, not in many thousands of calls. Literally not once, in an area with a relatively large number of illegal immigrants. If it happened all the time, I'd think I would've seen it at least once.

      What I have had are dozens and dozens of uninsured people who had a heart attack after 10 years of high cholesterol. All but one were convinced to go to the hospital anyway, so they didn't die, where they got angioplasty or bypass surgery or whatnot, and then of course couldn't afford the bill. The other guy would have died rather than be stuck with a bill he couldn't pay, except that we stuck around for 20 minutes until his heart did actually stop, at which point we were allowed to jump in and resuscitate him whether he approved or not. He ended up making it, because we were right there, but he unquestioningly would've died otherwise.

      I don't know about you, but I think it's completely sick to let people die because of money. The ones we were able to convince to go to the hospital ended up surviving, but they had massive bills that they of course couldn't pay. Some got charity care, others went bankrupt, and the rest just didn't pay it and the hospital gave up. But that money had to come from somewhere, and it came from the insured people, whose costs were raised - making less of them able to afford insurance, in a vicious cycle.

      --
      I have developed a truly marvelous proof of this comment, which this signature is too narrow to contain.
    22. Re:you already are taxed for this by realityimpaired · · Score: 1

      while I agree with your point, it's worth mentioning one thing that is missing from your argument: tort reform. Countries like Canada, the UK, France, etc. certainly *do* have *much* lower per-capita health care coverage. They also have sane tort laws. You can't win a $50,000,000 settlement in court due to a minor malpractice in Canada, and as a result the doctors' malpractice insurance is *significantly* lower, and they don't need to pass that cost on to the patient.

      Hopefully, with a universally accessible health care system in the US, the size of malpractice awards will decrease in time, but until it does the US system will necessarily cost more than the systems in other countries.

    23. Re:you already are taxed for this by Belial6 · · Score: 1

      As long as you understand the difference between "Health Insurance Costs" and "Health Care Costs".... You do understand the difference, right?

    24. Re:you already are taxed for this by nahpets77 · · Score: 1

      Why is this such a hard concept to grasp? I just don't get how some people think that healthcare coverage should be a choice. Do they think that cancer is a "choice"?

    25. Re:you already are taxed for this by Moheeheeko · · Score: 1
      I dont know where you live, but here in Southern California, it happens all the time. I have many relatives and friends who work as ER nurses who gripe about it regularly.

      Im not saying this ruling is a bad thing, im very happy this was upheld. People dying because they cant afford the bills and never call for help should never have happened, With luck this will improve things dramaticly.

    26. Re:you already are taxed for this by Anonymous Coward · · Score: 0

      Well, fuck you too. Asshole. I know at least one or two republicans who are not "ignorant, selfish assholes." Your ridiculous willingness to paint people of a different political stripe with such a narrow brush offers much more insight than all the rest of your comment.

      you NEED health insurance.

      That's the only sentence that you got right. I do need health insurance, so I buy it. Even better, I define the health insurance that I need.

    27. Re:you already are taxed for this by slimjim8094 · · Score: 1

      Interesting. SoCal likely has worse illegal immigration than where I live, but it seems very strange that illegal immigrants would call an ambulance, even if they really needed one. You'd think they'd rather stay as low profile as possible...

      --
      I have developed a truly marvelous proof of this comment, which this signature is too narrow to contain.
    28. Re:you already are taxed for this by Anonymous Coward · · Score: 0

      I'm about to turn 30. I haven't been to a doctor in 10 years. I haven't payed for health insurance for ten years, because I can't afford it. If I had, I still wouldn't have gone to to doctor. You would be freeloading off of me.

      This bill mandates that young people who don't need health insurance be freeloaded off of by everyone else.

    29. Re:you already are taxed for this by Anonymous Coward · · Score: 0

      If I'm already paying for it, then why do they need new to implement this?

      Logic fail.

    30. Re:you already are taxed for this by Anonymous Coward · · Score: 0

      so the fact that we shouldn't have been bailing out the hospitals in the first place just gets ignored? how convenient. we remove all accountability in this free market and then say "see this doesn't work, let's fix it some more". problem, reaction, solution; as alex jones would say.

    31. Re:you already are taxed for this by circletimessquare · · Score: 1

      because you are paying for it in the most retarded, ass backwards wasteful way possible, designed to enrich rent seeking parasitical health insurance corporations, not designed to enrich your health

      countries more advanced than the usa (the ones with universal healthcare) pay LESS and live LONGER

      --
      intellectual property law is philosophically incoherent. it is your moral duty to ignore it or sabotage it
    32. Re:you already are taxed for this by circletimessquare · · Score: 1

      because you can never break your arm

      (rolls eyes)

      thanks for being a financially irresponsible freeloader off of me, asshole. i was underwriting your health against accidents you apparently believe you can never have the last ten years with my premiums. you're not welcome

      you won't be able to freeload anymore, thank you, us supreme court

      --
      intellectual property law is philosophically incoherent. it is your moral duty to ignore it or sabotage it
    33. Re:you already are taxed for this by circletimessquare · · Score: 2

      they're teenagers

      i'm not knocking real chronological teenagers, there's plenty of 13 year olds who can follow this logic. i'm calling people who can't grasp this concept cognitive teenagers

      freedom, according to a cognitive teenager, is the ability to do anything you want without any concern for the consequences: drive while texting, blast your music at 3 am, not have health insurance and let some other sap pay for it when you break your arm

      cognitive adults understand that there is no such thing as freedom without responsibility

      --
      intellectual property law is philosophically incoherent. it is your moral duty to ignore it or sabotage it
    34. Re:you already are taxed for this by tmosley · · Score: 1

      Anyone can set a broken arm, but licensing requirements create artificial scarcity, driving up prices. This is a characteristic of a fascist system.

    35. Re:you already are taxed for this by strikethree · · Score: 1

      Ummm. Medical debts, like student loans, can NOT be discharged through bankruptcy. You are on the hook no matter what for the rest of your life.

      --
      "Someone needs to talk to the tree of liberty about its ghoulish drinking problem." by ohnocitizen
    36. Re:you already are taxed for this by datavirtue · · Score: 1

      Doesn't work that way dipshit. You can go to the emergency room and declare that you cannot pay. You get no bill and no mark on your credit. You can even use an alias!

      --
      I object to power without constructive purpose. --Spock
    37. Re:you already are taxed for this by Anonymous Coward · · Score: 0

      I've been reading your comments for years, since kuro5hin (I wonder if that's still around...), and they've always been enoyable. Keep up the good work.

    38. Re:you already are taxed for this by Magius_AR · · Score: 1

      you look at other modern countries with universal healthcare. you give me one good reason why we can't or should not have that

      Because comparing countries is like comparing apples and battleships. Different diets, cultures, exercise habits, genetic predispositions, etc, etc,.
      Kuwait for instance struggles with a similar population as the US: aging and fret with heart disease and obesity-driven disease. It could potentially be a far better country to compare healthcare against than "modern [European] countries with universal healthcare" -- you don't know, I don't know.

      Or how bout the fact that overloading medical resources might not necessarily be a good thing? Ask Thailand about that. The "30-bhat scheme" didn't do them a whole hell of alot of good.

  43. Bush screws the nation again by smooth+wombat · · Score: 0

    Roberts was a Bush appointee. We have another 20-30 years of this moron to deal with.

    Scalia was bad enough when he said he didn't see a problem with unlimited corporate donations. "That won't have a corrupting effect on political campaigns."

    Now Roberts says it's perfectly acceptable to force people to buy something they may not want or ever use. If I'm paying for years and get run over by a bus, all the money is wasted. I get no benefit. So why should I have had to pay all that time if my money gets pissed down the widening black hole just so my pack-a-day neighbor can get "free" healthcare?

    I'll never pay a dime. They can try to fine me all they want, but I will never pay. It's bad enough I don't use the healthcare I have now, which is nothing but a drain on my salary, I shouldn't have to pay for someone else because of the lifestyle they choose.

    --
    We will bankrupt ourselves in the vain search for absolute security. -- Dwight D. Eisenhower
    1. Re:Bush screws the nation again by scot4875 · · Score: 1

      If I'm paying for years and get run over by a bus, all the money is wasted. So why should I have had to pay all that time if my money gets pissed down the widening black hole just so my pack-a-day neighbor can get "free" healthcare?

      For the same reason that if you pay property taxes and school levies for years, yet have no children, all that money is 'wasted.' If you need further explaining about how you receive indirect benefits even if you never claim a cent of a tax, well, you'll probably never understand it because your view of the 'world' must be so small that includes yourself, possibly your family, and that's it.

      --Jeremy

      --
      Jesus was a liberal
    2. Re:Bush screws the nation again by riverat1 · · Score: 1

      If you already have health care through your employer there is no fine for you to pay.

      What if you' get run over by a bus but it doesn't kill you, just makes you quadriplegic and dependent on nursing care for the rest of you life. If you don't have any way to pay for the costs should we just take you out back in the pasture and shoot you instead?

    3. Re:Bush screws the nation again by kaatochacha · · Score: 1

      I have no problem with this viewpoint. However, when things do happen ( getting run over by a bus, for example) the people making this decision usually then change their mind and ask for assistance. This is the problem: there's no repercussions.
      And yes, I have relatives who have done this ( not the bus part though, just the getting help)

    4. Re:Bush screws the nation again by Anonymous Coward · · Score: 0

      If I'm paying for years and get run over by a bus, all the money is wasted. I get no benefit. So why should I have had to pay all that time if my money gets pissed down the widening black hole just so my pack-a-day neighbor can get "free" healthcare? I'll never pay a dime. They can try to fine me all they want, but I will never pay. It's bad enough I don't use the healthcare I have now, which is nothing but a drain on my salary, I shouldn't have to pay for someone else because of the lifestyle they choose.

      Have you given any thought to the possibility that instead of killing you, the run-in with the bus might leave you alive but in need of round-the-clock medical care?

      Or are you just another greedy, egocentric asshole?

  44. Tech Perspective on Healthcare by GeneralSecretary · · Score: 3, Interesting

    I don't think the ACA is a bad bill, but it misses many opportunities for better healthcare reform. The biggest for the Tech community in my opinion is that it keeps up the relationship between health insurance and employers. In the Tech industry we need the ability to change employers fast and to start up new companies inexpensively. It makes it harder to start a new tech statup if I have to offer employees healthcare. As an employee I'm less likely to work for a new start-up as I fear it failing and losing my health insurance. Also, in technology we have a lot of people working for themselves, these people have always had trouble getting insurance. We need to eliminate the relationship between employment and health insurance. It should be illegal for employers to give you health insurance. Everyone should buy on the open market, there should be no more "groups". In short we should buy health insurance like we buy car insurance.

    1. Re:Tech Perspective on Healthcare by Skapare · · Score: 1

      This is why I am looking overseas to start my new business idea. And I won't be able to hire American's, even though I would be hiring mostly telecommuting developers. I'll most likely be doing it in highly taxed Scandinavia. That might seem wrong, but it actually works out better in the long run because it is a healthier work force pool.

      Removing employment from the equation is one of the important things we need to do. Health care should be a NATION issue, not an employer issue. We ended up with this because long long ago a few corporations started paying for the hospital costs of their executives as an incentive to work for that company, so that they had something better than the general population. What we should be trying to do is raise the health care level of the general population. We should then let business add on to that for their employees if they want to (and mostly they will not), and focus on the general population without regard to their employment.

      Processing this through two extra levels of bureaucracy just adds overhead costs (employer and insurance provider). We need to eliminate those wasteful costs entirely and go straight to Single Payer Universal Health Care.

      --
      now we need to go OSS in diesel cars
    2. Re:Tech Perspective on Healthcare by NicBenjamin · · Score: 1

      The hope is that as time goes on more employers will start paying the penalty (I believe it's $2k per employee), and stop providing insurance. It'll take forever, but hey. If we wanted rapid change in response to new conditions we wouldn't have Separation of Powers.

      The advantage of the system for start-ups is that job-lock is dead. Pre-ObamaCare a programmer who had breast cancer could not leave her job because the next insurer would not pay for anything it could relate to her breast cancer. She couldn't go off on her own, and even moving to another big company was difficult. Now she can quit, join your start-up as a contracter, and buy her own insurance on the exchange without worrying that the pre-existing condition clause will screw her when/if the cancer comes back.

  45. Re:If it's a tax then everyone should pay it by cc_pirate · · Score: 3, Informative

    I don't see why people that get government approved insurance don't pay it. If it's a tax and not a shitty way to coerce people into the program then it should apply to everyone.

    To only apply it to people that don't get the policies is a bill of attainder.

    You are nuts. There are GOBS of taxes that not everyone pays. Do you pay Alternative Minimum Tax? How about the Luxury Tax? Estate tax? etc., etc., etc.,.

    Get a clue.

    --

    "There are laws that enslave men, and laws that set them free. " - Sean Connery as King Arthur

  46. Enlightenment please by i_ate_god · · Score: 3, Insightful

    1. Canada and the UK have socialised medicine handled by the government. You don't have to buy insurance, you just pay taxes, fill out some paperwork, and voila, medicare (however, in Canada, different provinces have different schemes for drug insurance) I don't understand this idea of forcing Americans to BUY insurance. Isn't it usual that if the government forces people to BUY something for whatever reason (eg: you have to goto drivers school to get a drivers license), then the thing they are buying will suddenly sky rocket in price?

    2. What are HMOs?

    3. Why are Americans so convinced that amoral profit seeking corporations have their best interests at heart, and not an elected government whose power is given to them by the people?

    --
    I'm god, but it's a bit of a drag really...
    1. Re:Enlightenment please by Anonymous Coward · · Score: 0

      The answers to your questions are simple, and quite readily given by the vocal minority of the country (and repeated by the people they convinced don't have to worry about these things):

      1. Amurika AMURIKA *incoherent mumbling* something something freedomrights *incoherent mumbling* TAXES BAAAAAD *incoherent mumbling* FREEEEEEDOM! Amurika.

      2. Amurika AMURIKA *incoherent mumbling* something something freedomrights *incoherent mumbling* TAXES BAAAAAD *incoherent mumbling* FREEEEEEDOM! Amurika.

      3. Amurika AMURIKA *incoherent mumbling* something something freedomrights *incoherent mumbling* TAXES BAAAAAD *incoherent mumbling* FREEEEEEDOM! Amurika?

      I hope this clears everything up.

    2. Re:Enlightenment please by TheSpoom · · Score: 1

      1. Yes

      2. Health Maintenance Organizations - basically a form of insurance whereby you must get a reference from your primary care physician (i.e. your family doctor) to get specialist care, and the doctor is incentivized by the insurance company to minimize your care to only that which is necessary and/or provide preventative care so you won't need more expensive care later. I'm not hugely knowledgeable on this subject since I have non-HMO group insurance through my employer.

      3. Fox News

      --
      It's better to vote for what you want and not get it than to vote for what you don't want and get it.
      - E. Debs
    3. Re:Enlightenment please by Skapare · · Score: 1

      1a. Why paperwork? I hate paperwork. I refuse to fill it out. You can't make me. It's unconstitutional. Let's hear what the Supreme Court says. I dare them to call paperwork a tax.

      1b. So do Denmark, Norway, and Sweden. And health care is an even lower part of their GDP.

      2. Health Maintenance Organizations. It's another scam. Don't go there.

      3. Because those who have an interest in keeping power in the hands of amoral profit seeking corporations (e.g. Republicans) have been effective at sabotaging the government's resources and ability to carry out the best interested of the nation (e.g. Boehner and crew, ala "the NO men", in the current session).

      --
      now we need to go OSS in diesel cars
    4. Re:Enlightenment please by Anonymous Coward · · Score: 0

      3. Why are Americans so convinced that amoral profit seeking corporations have their best interests at heart, and not an elected government whose power is given to them by the people?

      Congress.

    5. Re:Enlightenment please by Anonymous Coward · · Score: 0

      Why are Americans so convinced that amoral profit seeking corporations have their best interests at heart, and not an elected government whose power is given to them by the people?

      Because corporations too are but the sum of their parts; they are bodies of people acting as a single entity.

      If those bodies act in ways we deem immoral, or if such a collection is itself considered amoral, why then should we assume a body with another name to be any different?

      -R

    6. Re:Enlightenment please by na1led · · Score: 1

      In the near future, the moment someone is born, they will be required to buy - Health Insurance, Auto Insurance, Life Insurance, Disability Insurance, Unemployment Insurance, etc. etc. Everyone will have such a huge price tag on their head, we will all be slaves to the government to pay for our existence.

      --
      -- By all means let's be open-minded, but not so open-minded that our brains drop out.
    7. Re:Enlightenment please by Mirkman · · Score: 1

      I could not agree with your perspective more. This is the worst legislation of our generation. There have been equally bad or worse laws enacted before us, and there will in the future. But this will be our defining screw up.

    8. Re:Enlightenment please by Anonymous Coward · · Score: 0

      Because that same elected government who we elected don't really seem to have our interests at heart, either. We're just too lazy to get off the couch and fix that little piece.

      Of course, now we have less motivation to get off couches, because insurance will cover the resulting increase in obesity.

      (I want socialized healthcare; the second part is a joke about our obesity rate)

    9. Re:Enlightenment please by Anonymous Coward · · Score: 0

      1. First, not all states require driving lessons; and some that do offer the classes for free. In California, where I live, I was required to driver's ed as a part of my regular education. As for the relation between buying and price, with health insurance things are complicated, and applying a simple "supply and demand" gloss is tricky. In short, if everyone buys insurance, even from private companies, the prices will be lower, because healthy people (who use the system less) are pooled together with sick people (who use the system more). In other words, healthy people subsidize sick people. Furthermore, in this instance, the Supreme Court ruled that because the mandate is enforced as a tax, it's ok. The ruling isn't "you must buy health insurance", the ruling is "if you don't buy health insurance, you will be taxed for it".

      2. HMO = "Health Maintenance Organization". There's a nice article on them on Wikipedia. Most health care in the U.S. is delivered by HMO's.

      3. This is a pretty loaded question. Traditionally, Americans are suspicious of government, and trusting of private businesses. Take that as a basic tenant of the American culture. It doesn't always make rational sense, as there are lots of good and bad examples both of private companies and government agencies. Many believe that for private industry the profit motive results in the efficient and effective delivery of goods and services. Many Americans also believe that while their own elected officials are good, the rest of government is corrupt and why can't the idiots in the other districts just vote those idiots out?

    10. Re:Enlightenment please by Anonymous Coward · · Score: 0

      Unfortunately, the Democrats in Congress gave up on the public option because they thought it wouldn't get the necessary votes. Mostly due to the insurance companies lobbying. This law is far from perfect, but I suppose it's better than nothing. Hopefully, it will provide a short stopgap to that elusive public option.

    11. Re:Enlightenment please by Anonymous Coward · · Score: 0

      Yes, that is exactly right. They say it lower the cost, and then they raise the cost.

      More free crap for AIG.

    12. Re:Enlightenment please by Anonymous Coward · · Score: 0

      Our amoral corporations do not have our best interests at heart, nor do our slime sucking politicians (even though we elect them).

    13. Re:Enlightenment please by Anonymous Coward · · Score: 0

      I don't understand this idea of forcing Americans to BUY insurance.

      But you do understand the idea of forcing Canadians to pay money (called taxes) in exchange for a product (called Medicare). Is it really that different? Sure, there's an insurance middle man, which isn't ideal, but that's a concession to the political reality.

      What are HMOs?

      Health Maintenance Organizations. They're health care providers that run hospitals and employ doctors directly, not unlike a health service run by a government. This is opposed to the traditional model of American health care, where doctors are self-employed and bill the insurance companies for reimbursement.

      Why are Americans so convinced that amoral profit seeking corporations have their best interests at heart, and not an elected government whose power is given to them by the people?

      The ACA contains lots of provisions regulating the insurance companies, which are the parts of the bill that people actually like. For example, there are limits on how much they can spend on overhead costs vs. actually delivering health care services. The bill isn't a government takeover as the Republicans like to claim, but it's not exactly free market capitalism either.

    14. Re:Enlightenment please by Anonymous Coward · · Score: 0

      1. Because government is bad. Government should be small and keep out of people's lives, including healthcare. At least according to some folks. So as a compromise the US has private insurance comapnies.

      2. HMOs are private, for-profits insurance companies. Germany and Switzerland, for example, also have health insurance companies, but they're non-profit.

      3. Because many, not all, Americans believe in capitalism and that market-oriented solutions always give the best results.

    15. Re:Enlightenment please by NicBenjamin · · Score: 1

      1) The price won't go up appreciably. Most Americans whose health plans will change are in the hideously inefficient Small Group market. Administrative overhead is 30% of revenue. 40%+ of revenue not being spent on healthcare isn't uncommon. OTOH US Medicare, Canadian Medicare, the NHS, and the large employer markets in the US spend less then 5% on administrative overhead. Most of them are less then 2%. The law makes much more efficient by centralizing it into an Exchange that everyone can understand, and capping total non-medical expenses (including profit) at 20%. Massachusetts tried exactly this system, added tens of thousands to the rolls, and their health cost increases over that time period were actually lower then the rest of the country's.

      2) Health Management Organizations. The theory was your insurer would manage all the treatments you got, and would only pay for treatments that proved they were worth it (ie: if a cheap generic drug is available you get that. you only the $3,000 a year patented new thing if the cheapie doesn't work). The problem was this required saying no to a lot of treatments people really wanted needed, which is really bad marketing for an insurance company.

      So in practice, since 2000, and HMO is just another insurance company.

      3) This is complicated. Americans really distrust Government Power. Especially white Americans.

    16. Re:Enlightenment please by pesho · · Score: 1

      1. Canada and the UK have socialised medicine handled by the government. You don't have to buy insurance, you just pay taxes, fill out some paperwork, and voila, medicare (however, in Canada, different provinces have different schemes for drug insurance) I don't understand this idea of forcing Americans to BUY insurance. Isn't it usual that if the government forces people to BUY something for whatever reason (eg: you have to goto drivers school to get a drivers license), then the thing they are buying will suddenly sky rocket in price?

      Not is there is competition in the market. Car insurance is one example.

      2. What are HMOs?

      Insurance companies specializing in health care is the simple answer. The more complicated answer involves explaining a really weird system of milking both doctors and patients for profits. Patients usually get squeezed harder because what are they going to do - it is their money or their life.

      3. Why are Americans so convinced that amoral profit seeking corporations have their best interests at heart, and not an elected government whose power is given to them by the people?

      Beats me! But the Republican party deserves the entire credit for convincing Americans that this is the case. It is not an easy task if you think of it, but then they also have large part of the population convinced that consumer protection hurts consumers, that the they need to get rid of the government and if they don't pay taxes they will have stronger society and so on and so forth. The anti-government part is actually more puzzling than anything else, because they use this as a platform to get elected and govern. Go figure that one out.

    17. Re:Enlightenment please by jbwolfe · · Score: 1
      Undoin my mods, but have to chime in here. 1) As to why the ACA (Affordable Care Act) ended up like this, one needs to consider the legislative climate. The R's were never going to allow socialized healthcare ala UK and Canada. Just listen to them now screaming about Obama being a "socialist" and keep in mind how vitriolic politics have been since conservatives have migrated off the edge of reality. They (R's) adamantly opposed jeopardizing big money insurance companies' source of revenue caused by creating a single payer (government) and were heavily lobbied to maintain the current scheme of private insurance. So the result was the "mandate" as a means to fund the program and simultaneously preserve the bag of money for highly profitable insurance companies.

      Isn't it usual that if the government forces people to BUY something for whatever reason (eg: you have to goto drivers school to get a drivers license), then the thing they are buying will suddenly sky rocket in price?

      No, not when the pool of insured individuals increases in size and consists of younger, healthier, historically less (medically) burdensome individuals. It will actuarially lower costs per individual participant for the insurer. 2) Answered above by another respondent. 3) Fuck if I know. Seems obvious to me, but conservative blowhards are effecting a massive reality distortion field that has destroyed the minds of many previously sane individuals. Keep in mind that government in America is overwhelmingly guided by money, and corporations are now people.

      --
      Have you ever noticed that anybody driving slower than you is an idiot, and anyone going faster than you is a maniac?
    18. Re:Enlightenment please by slimjim8094 · · Score: 1

      We tried to do it the proper way (we called it the public option) and people wouldn't go for it. They called it socialism and said it couldn't possibly work, despite the fact that the people protesting it most loudly already had socialized health care and that there are existence proofs that it did work. But facts don't seem to bother a lot of people around here.

      --
      I have developed a truly marvelous proof of this comment, which this signature is too narrow to contain.
    19. Re:Enlightenment please by windcask · · Score: 1

      Why are Americans so convinced that amoral profit seeking corporations have their best interests at heart, and not an elected government whose power is given to them by the people?

      Because said government is in bed with those so-called amoral profit-seeking corporations and those who take your taxes are no more deserving of your blind trust and obedience than those whom you choose to give your money.

    20. Re:Enlightenment please by anonymousNR · · Score: 1

      3. Why are Americans so convinced that amoral profit seeking corporations have their best interests at heart, and not an elected government whose power is given to them by the people?

      I am not a citizen of US, but I know enough that the question to your answer has something to do with what they call "Progressive Era"

      --
      -- It is the mark of an educated mind to be able to entertain a thought without accepting it. -- Aristotle
    21. Re:Enlightenment please by Marillion · · Score: 1

      1) One of the original idea was to include a publicly operated and funded insurance plan. The republicans (conservatives) universally rejected this and enough democrats (liberals) faltered when enough constituents from moderate election districts (ridings) broke ranks and lost enough support to push it though. The "individual mandate" was the compromise that came from losing the "public provider".
      2) It is a http://en.wikipedia.org/wiki/Health_maintenance_organization. It's a plan where people are encouraged to sign up with a physician that has an existing pricing relationship with the health insurance provider. The physician acts as a "gatekeeper" to more expensive types of care.
      3) It's a widely accepted meme in the States that government is bloated and inefficient because government has no competitor and no incentive to operate effecienly. But, a corporation has to remain efficient otherwise their competitors will out perform them by being more efficient and undercut them. It's also believed that even though the corporation is profit seeking, the efficiencies of a profit-seeking corporation are still great enough to do better than government bureaucracies. There have been enough examples of government buying hammers and toilet seats at over $10,000 each to perpetuate this meme.

      --
      This is a boring sig
    22. Re:Enlightenment please by slew · · Score: 1

      Okay, I'll bite (I assume you know how to google, so this is probably just bait)...

      1. The PPACA was structured as an insurance mandate instead of single payer was that it is politically unpopular in the US to nationalize industries (even the health insurance industry). People in the US seem to want choice. In the US generally the government isn't expected to force people to BUY something (AFAIK, nowhere in the US you have to go to drivers school to get a drivers licence). On the otherhand, there is Medicare (essentially a "forced" premium single-payer for elderly folks), but even then there are Medicare Supplimental policies that can be purchased from private parties for people to get their "choices".

      2. HMO (health maintenance organization) a corporation that is chartered with a special legal carveout. The primary feature of the HMO corporation that is allowed to sell insurance and provide services for patients. The reason that an HMO isn't just a normal insurance corporation is that they have an inherent conflict of interest between the premium collection side and the patient's best interests (given the doctor is employed by the same company), which needs some legal exemptions (in exchange for more regulation). In this context, think about an HMO being analogous to a local version of a nationalized health service (the same entity collects the taxes and provides the services), except that being private, it can't force people to join.

      3. I don't think USAns think that corporations are somehow more moral (or have their best interests at heart) than the government, just that they are probably very similar, so that's a false choice you are presenting. However, there's a vague idea that it's easier to find a new corporation to do business if you don't like them with than to find a new government (w/o moving to another country) and that's often why private options seem more compelling than government options (although in reality, they are mostly similar in the long run).

    23. Re:Enlightenment please by dcollins · · Score: 1

      1. Yes, absolutely.

      2. See here: http://en.wikipedia.org/wiki/Hmo

      3. Now that's the $10 trillion question if anyone can answer it. I think that a lot of it is attributable to our Chicago school of economics (Milton Friedman, et. al.) which provided the rhetoric for a 40-year concerted propaganda effort by right-wing corporatists. See: Washington Consensus, criticisms, etc. But of course the general nature of a classically-liberal, commerce-driven nation predates that.

      --
      We know where leadership by an anti-intellectual "strongman" who scapegoats minorities and likes boisterous rallies goes
    24. Re:Enlightenment please by bored_engineer · · Score: 1

      Isn't it usual that if the government forces people to BUY something for whatever reason (eg: you have to goto drivers school to get a drivers license), then the thing they are buying will suddenly sky rocket in price?

      Not always. I reckon that auto insurance is cheaper than it would be without the mandate to buy it. I expect that this mandate won't reduce costs, though. Health care costs in the US have been rising for years, and because the ACA limits insurance companies to 15% profit, they have an incentive to see health care costs rise, so that their total profit can rise. I'm not saying that it will happen, but the incentive is there.

      What are HMOs?

      Health Maintenance Organization. Wikipedia describes them better than I can.

      3. Why are Americans so convinced that amoral profit seeking corporations have their best interests at heart, and not an elected government whose power is given to them by the people?

      Not all are convinced of any such thing. (Companies, like I, will maximize benefit to themselves.) Unfortunately, too many disagree and now I'll be coerced into buying more health care than I want or need.

    25. Re:Enlightenment please by LoyalOpposition · · Score: 1

      Isn't it usual that if the government forces people to BUY something for whatever reason (eg: you have to goto drivers school to get a drivers license), then the thing they are buying will suddenly sky rocket in price?

      No, that's crazy talk. I don't see how you could...even...actually, now that I think about it: yes. It will. The price will go up quickly. Then there will be legislation limiting the price. Then there will be industry executives capturing the price commission. Then the price will go up quickly.

      What are HMOs?

      Health Maintenance Organisations. During World War Two the US government passed a law saying that wages couldn't increase. To get around the law, industries started giving their employees "free" medical care. Purchasing insurance on the market, actually. Then the price started to go up quickly. So the industries hired HMOs to keep the price increases in check. HMOs do that mostly by limiting medical coverage, but also sometimes by limiting your choices of physicians.

      Why are Americans so convinced that amoral profit seeking corporations have their best interests at heart, and not an elected government whose power is given to them by the people?

      Several reasons, actually. We've seen a number of studies that strongly suggest that elected government officials do whatever benefits elected government officials most. You might look to the recent furor regarding ACTA, etc. Furthermore, we've seen a number of industries that try like the very devil to please their customers. The classic example given in Uni economics courses was when McDonald's changed to Styrofoam packaging when their customers complained about the harm to forests done by the paper packaging. Then a few years later McDonald's changed from Styrofoam packaging back to the paper ones when people lost interest in any harm that paper might do, and started complaining about Styrofoam waste. I probably shouldn't have given that example because of the harsh feelings many have for McDonald's. But think of some of the industries that you do approve. Starbucks? Apple? Rolls-Royce? Ferrari? I suppose an argument could be made that those industries only please because they fear what government might do to them for doing otherwise, but I think most such arguments would be strained.

      The principal reason Americans distrust elected government officials has to do with concentrated benefits versus diffuse costs. Let me give you an example. During the Bush administration the United States got in trouble with the World Trade Organisation. What happened was that the steel industry and associated labour organisations approached elected government officials and said that they were having trouble making a profit. They asked for tariffs to be placed on imported steel. That would make domestic steel more attractive to domestic buyers, benefiting the steel industry and their labour (concentrated benefits). Of course, it would cost every user of steel more money to buy that steel, but it wouldn't strongly affect any particular consumer (diffuse costs). So Bush administrated the tariffs, even though the US had promised not to do so. Whose interests did Bush have at heart when he did so?

      ~Loyal

      --
      I aim to misbehave.
    26. Re:Enlightenment please by dkleinsc · · Score: 1

      1. The reason they went through this kludge with the private insurance companies is that the private insurance companies would have never allowed a bill to pass that didn't include them continuing to exist. Obama believed (incorrectly) that he could buy their silence and a few Republican votes by making this thing use the private insurance industry rather than an entirely government-run option.

      2. an HMO (standing for "health maintenance organization") is where a private insurance company tells those who buy into their plan "You can use these doctors, hospitals, and pharmacies, but in exchange we'll give you really cheap access to preventative care and generic drugs." It's in some ways a privately run version of the saner government-run plans like the UK NHS. However, HMOs also pull the same game as other private insurance plans, of spending a lot of money coming up with excuses for why they don't have to pay claims.

      3. That's not everybody, just the conservatives (who make UK and Canadian Conservatives seem like bleeding-heart liberals by comparison). For a significant number of people who think that way, the real issue is that they believe (falsely) that the government is taking their money and giving it to urban black people who just spend it on drugs.

      --
      I am officially gone from /. Long live http://www.soylentnews.com/
  47. Great and wonderful - next, jobs & infrastruct by Anonymous Coward · · Score: 0

    Soundly and now we can move on and stop holding our collective breath. Jobs and infrastructure will do wonders - as the US sinks to the lowest it's ever been in infrastructure spending. Even countries worse off economically are spending money to boost this...
    If we can't have acceptable roads, rails, and people manning the posts - we can't compete domestically and especially globally.
    With Iraq and Afdhanistan wrapping up, the sooner the better esp. with Syria and Iran still playing games to no end.
    Once Euro settles, the world will follow - and we can move onto more important topics instead of bickering and whining and allowing the richest in the world try to rule our USA with oligarchy

  48. hell ya mother fuckers by Anonymous Coward · · Score: 0

    republicans got fucking dissed; suck it bitches, we civilized now

    1. Re:hell ya mother fuckers by Skapare · · Score: 1

      Actually, this is just John Roberts' very clever plan to swing the presidential election to Mitt Romney. It's pure genius!

      --
      now we need to go OSS in diesel cars
    2. Re:hell ya mother fuckers by gurps_npc · · Score: 1
      Not really.

      It destroys the GOP's attempt to make Obama look ineffective.

      I think Justice Roberts did this because he is an honest, fair, intelligent man, not a partisan hack (unlike Scalia)

      --
      excitingthingstodo.blogspot.com
  49. Headline fix:"Supreme Court confirms Obama a liar" by Anonymous Coward · · Score: 0

    How many times did he say "This is not a tax."

    The libtards(*) have no idea what can of worms they just opened to curb individual rights.
    Let's start with some of their favorites:

    $50,000 tax per abortion
    $10,000 annual tax per kid had while on welfare
    $5,000 annual tax for not taking a drug test on welfare
    $5,000 annual tax for being in the country illegally

    (*) I'm not a fan of the wingnuts on the right either. Case in point being their belief that the government it too inept to manage its way out of a wet paper bag, but is perfectly competent to kill people.

  50. I'D RATHER BE IN JAIL by Anonymous Coward · · Score: 0

    Than pay this tax. Screw Obama and the congress. IT IS NOW OFFICIALLY TIME TO REBEL.

    Prohibition didn't work - this won't either.

    1. Re:I'D RATHER BE IN JAIL by Skapare · · Score: 1

      Supreme Court Chief Justice John Roberts knew you would do this, and knows you will vote for Mitt Romney, who will repeal the entire ACA and give control to the Health Insurance providers. He's so clever and smart.

      --
      now we need to go OSS in diesel cars
    2. Re:I'D RATHER BE IN JAIL by Nexion · · Score: 1

      They don't put you in jail anymore for not paying a tax. They just wait till you have a job and take what you "owe" plus penalties. Funny how our forefathers came here to evade this sort of thing only to have their children re-implement it here.

    3. Re:I'D RATHER BE IN JAIL by Anonymous Coward · · Score: 0

      They didn't want taxation without representation.

      You have it, that's the whole damn point of the right to vote.

      Nobody ever said you had a complete and utter right to decide the entire course of government wholly within yourself.

      Well, nobody writing the Constitution. There are plenty of Anarcho-libertarians making that kind of argument.

  51. The taxing power argument doesn't make sense by theangrypeon · · Score: 1

    If the mandate is a valid exercise of congress's taxing power (despite congress going to great lengths to not calling it a tax in the legislation), then why does the Anti Injunction Act not apply?

    Essentially from the ruling summary I'm gathering that the mandate is considered a tax for constitutional purposes, but for the AIA's purposes it is .... not a tax? How does this make any sense?

    1. Re:The taxing power argument doesn't make sense by Skapare · · Score: 1

      "Tax" is a word. The government is forcing you to pay up, whatever word is used for that. Don't listen to what they say, observe what they do.

      As for me, I'll just refuse to buy insurance and pay the penalty. Then I'll demand my coverage based on having paid for it through that "tax". It's the public option backdoor!

      --
      now we need to go OSS in diesel cars
    2. Re:The taxing power argument doesn't make sense by riverat1 · · Score: 1

      Then your coverage will consist of waiting until you're really really sick and showing up at the Emergency Room.

  52. Dear Parasite by Anonymous Coward · · Score: 5, Insightful

    I assume to know who will get 'taxed' on this? There are swaths of exemptions, eg if you already have your own insurance you won't to pay the monthly $286 per family tax, military is exempt, VA exempt, religious organizations who oppose are exempt, the poor are exempt etc. The people who the tax is targeted at are those who can pay but refuse because they'd rather be parasites on the rest of us who do pay, such as yourself I can only assume.

    1. Re:Dear Parasite by Anonymous Coward · · Score: 0

      So, as a disabled Veteran, I am exempt? what about my family?

    2. Re:Dear Parasite by Grog6 · · Score: 1

      Troll.

      If you were a vet, you would know that the VA gives veterans free healthcare.

      Thankfully for you, SCOTUS also made lying about military service not a crime...

      --
      Truth isn't Truth - Guliani
    3. Re:Dear Parasite by Anonymous Coward · · Score: 0

      How is this different than what we have right now?

    4. Re:Dear Parasite by proslack · · Score: 1

      Veterans typically are only eligible for "free healthcare" if they are poor or disabled. For example, the income threshold for benefits around here is $30k/yr. Above that, VA typically won't even consider you. Below that, they might assuming you have a service-related disability, a Purple Heart, or served in "high risk" (e.g. Agent Orange) theaters; even then, the "healthcare" typically is focused on your service-related disability. A veteran who is earning anything above around $15.00/hr isn't going to receive "free" health care. Don't believe me? Here: http://www.va.gov/healthbenefits/ Disclaimer: I am a disabled combat vet. I haven't bothered applying for VA health benefits because my employer benefits are light-years better than anything VA could offer. I can also get in to see a doctor when I'm sick, as opposed to waiting a month or two for an appointment.

      --


      Floating in the black seas of infinity without a paddle.
    5. Re:Dear Parasite by Leafheart · · Score: 1

      Ahhhh, a religous exempt. That is sooo funny. There goes the separation out of the window. Becuase, really, if that is there, either you discriminate aming religons, or it is just a case of creating the Church of I Hate Obamacare, and voila, you are exempt.

      --
      --- "When you gotta do something wrong. You gotta do it right. (Fighter)"
    6. Re:Dear Parasite by Adrian+Lopez · · Score: 2

      religious organizations who oppose are exempt

      Why is opposition on religious grounds treated differently than opposition on moral grounds?

      --
      "In prison you just have to shut your eyes and take it. Here you have to shut your eyes and give it."
    7. Re:Dear Parasite by lister+king+of+smeg · · Score: 1

      religious organizations who oppose are exempt,

      what if you are an atheist and opposed to it than would it not be biased against you? which i believe is illegal.

      --
      ---Saying gnome 3 is better than windows 8 not so much a compliment as it is damning with light praise.
    8. Re:Dear Parasite by Anonymous Coward · · Score: 0

      What about those who don't have health insurance but save up and pay their own way? They aren't parasites, they just know how to save money and live within their means.

    9. Re:Dear Parasite by redneckmother · · Score: 1

      I assume to know who will get 'taxed' on this? There are swaths of exemptions, eg if you already have your own insurance you won't to pay the monthly $286 per family tax, military is exempt, VA exempt, religious organizations who oppose are exempt, the poor are exempt etc. The people who the tax is targeted at are those who can pay but refuse because they'd rather be parasites on the rest of us who do pay, such as yourself I can only assume.

      ... CongressCritters are exempt...

    10. Re:Dear Parasite by Anonymous Coward · · Score: 0

      Or they are perfectly healthy people who have never had any need to direct a significant portion of their income into some hedge against catastrophic illness. Or they have very basic health coverage with something like a 10,000 deductible but the government doesn't consider that to be 'adequate'. But you're right I'm sure it's best that we just make these decisions for them.

    11. Re:Dear Parasite by datavirtue · · Score: 1

      Votes. There is a lot of vote buying in the law.

      --
      I object to power without constructive purpose. --Spock
  53. Re:I thought the SCOTUS had become a political bod by acoustix · · Score: 0

    For all of its flaws (and there are many), the Affordable Care Act is a step in the right direction.

    It is most definitely not a step in the right direction. With this ruling the US federal government now has the power to force everyone to purchase a product. This power was previously not granted in the Constitution or its amendments. With rulings like this there is virtually no end to the power of the federal government.

    --
    "A plan fiendishly clever in its intricacies"- Homer Simpson
  54. Democrats are going to scream... by judoguy · · Score: 1
    ...when a Republican administration forces them to buy products from based on this crap. Just like the Patriot Act basics set up under Clinton,

    http://www.democraticunderground.com/discuss/duboard.php?az=view_all&address=104x110608

    each following administration will keep and the build on it to further the totalitarian state they both want.

    --
    Peace is easy to achieve, just surrender. Liberty is much harder get/keep.
  55. bull by Anonymous Coward · · Score: 0

    i'm not going to get health insurance, and when they fine me I'm going to wad it up and throw it in the trash.

    1. Re:bull by Skapare · · Score: 1

      Or try this tactic ... go ahead and pay the penalty (which is lower than insurance premiums) and then demand the health care you paid for.

      --
      now we need to go OSS in diesel cars
  56. From THEN on out by Sloppy · · Score: 1

    From THEN on out. It's not like, in 2012, the government started charging people more or less income tax depending on whether or not they do business with mortgage banks.

    The Income Tax amendment has decades and decades of precedent and acceptance by the public, for broad interpretation where any condition or expression, not just the amount of income you have, can be part of the function for how much tax you owe.

    If we didn't like this, we should have challenged it nearly a century ago. But that's how it is, now. If you don't want the federal government to have this power, then whether we're talking in 2012 or 1962, the situation hasn't changed at all, and you can still advocate a new amendment that is more explicit about the fed's taxing powers.

    --
    As copyright owner of this comment, I authorize everyone to defeat any technological measure which limits access to it.
  57. Do you get it? by Anonymous Coward · · Score: 0

    Do you people understand, that as of today, the US Govt. can force the American people to do anything it wants, just so long as it's called a tax.

    What happens if you refuse to pay a tax? Your wages can be garnished and any of your personal property can be seized, and possibly worse.

    Americans: We just lost our freedom.

  58. Justice Roberts Gem by chill · · Score: 5, Interesting

    Justice Roberts had this little gem hidden in his commentary.

    "The individual mandate cannot be upheld as an exercise of Congress's power under the Commerce Clause.That Clause authorizes Congress to regulate interstate commerce, not to order individuals to engage in it.

    But in the odious 1942 Wickard V Filburn case the Court ruled exactly the opposite. The Court decided that Filburn's wheat growing activities reduced the amount of wheat he would buy for chicken feed on the open market, and because wheat was traded nationally, Filburn's production of more wheat than he was allotted was affecting interstate commerce. Thus, Filburn's production could be regulated by the federal government.

    In essence, they ruled that he can't grow wheat for his own use he MUST BUY IT IN THE MARKET.

    I wonder if this ruling can be used as precedent to challenge Wickard v Filburn?

    --
    Learning HOW to think is more important than learning WHAT to think.
    1. Re:Justice Roberts Gem by Anonymous Coward · · Score: 0

      File a lawsuit and find out.

    2. Re:Justice Roberts Gem by davide+marney · · Score: 1

      An insightful comment. This does seem to put a stake in the ground regarding both the Commerce and Proper and Necessary clauses, a "this far and no further."

      --
      "We receive as friendly that which agrees with, we resist with dislike that which opposes us" - Faraday
    3. Re:Justice Roberts Gem by Anonymous Coward · · Score: 0

      I wonder if this ruling can be used as precedent to challenge Wickard v Filburn?

      Were you joking, or do people still care about Wickard? I can't tell.

    4. Re:Justice Roberts Gem by Anonymous Coward · · Score: 3, Informative

      The ruling explicitly discusses Wickard v Filburn and explains why it does not apply in this case. To summarize, you can regulate activity people are engaged in, but you can't use the commerce clause to force people to engage in an activity. However, you can use taxes to encourage people to participate in an activity.

    5. Re:Justice Roberts Gem by chill · · Score: 1

      Thanks, I hadn't waded thru it all yet.

      It seems the basis of the argument is that Wickard was regulating a activity -- the growing of the wheat, whereas in this case they ruled based on the LACK of activity.

      That is, Congress can tell you to STOP doing something but not to START doing something.

      I still disagree with Wickard in theory, but this case won't be a wedge in the door.

      --
      Learning HOW to think is more important than learning WHAT to think.
    6. Re:Justice Roberts Gem by Anonymous Coward · · Score: 0

      No, though you're very close.

      (Attempting to induce the farmer to buy wheat by limiting the amount of wheat he can grow) != (requiring the farmer under law to buy wheat).

      _Wickard v. Filburn_ provided that Congress could properly regulate the amount of wheat the farmer could grow under its power to regulate interstate commerce. Drastically reduced and simplified (possibily to the detriment of accuracy), the ultimate purpose of the wheat regulation was to induce the farmer to purchase wheat; but the ultimate purpose is not accomplished directly. Instead, Congress regulates interstate commerce in such a way that it induces certain behavior by massively complicating reliance on any practical alternatives to the desired behavior (i.e., buying wheat).

      The desired effect may be the same as between (1) limiting the amount of wheat the farmer can grow, and so use, and (2) telling the farmer he has to buy wheat; but recall that importantly, the farmer STILL has the option, under _Wickard v. Filburn_, not to buy any wheat at all (though this will mean, of course, that he musn't use wheat, as he will have no practical alternatives). It may not be a practical option, and it may not be consistent with the continued solvency of the farmer's operation; but we're in law land here, not common-sense land. The constitutionality of our laws in the US, particularly where they deal with Constitutionally-authorized powers, often hinge upon the continued existence of other options or possibilities for those subjected to such powers (even if very, very, VERY unpleasant options or very, very, VERY remote possibilities).

      --Anonymous J.D.

    7. Re:Justice Roberts Gem by chemicaldave · · Score: 1

      Roberts mentions that it authorizes Congress to regulate commerce, not force people to engage in it. Filburn was already engaged in the market when he decided to grow his own wheat.

    8. Re:Justice Roberts Gem by Anonymous Coward · · Score: 0

      I would guess this is what Roberts has in mind. Sorta like sacrificing your queen in chess to gain a positional advantage that will lead to ultimate victory

    9. Re:Justice Roberts Gem by dcollins · · Score: 1

      I don't see a lot of hope for change there.

      (1) "Ruled exactly" is not the same thing as ruled "in essence". They did not actually rule that Filburn had to buy wheat from anyone; they ruled that he couldn't grow extra wheat, which happened to have some other consequences. (IMO, IAMNAL)

      (2) Even if it was overturned, Congress could come back the next day with a tax-based penalty for the same thing, and Roberts would be fine with that. That's probably how a lot of regulation will run in the next century, possibly.

      --
      We know where leadership by an anti-intellectual "strongman" who scapegoats minorities and likes boisterous rallies goes
    10. Re:Justice Roberts Gem by Anonymous Coward · · Score: 0

      It did not rule the opposite. He was still *growing* wheat by choice, both for sale and for his own consumption. He could have avoided the entire issue by not growing any wheat at all, and nothing in the ruling would have compelled him to grow wheat for the market.

    11. Re:Justice Roberts Gem by shentino · · Score: 1

      No it cannot.

      Wickard v. Filburn is set in stone by the doctrine of stare decisis for the parties involved.

    12. Re:Justice Roberts Gem by Anonymous Coward · · Score: 0

      Unlikely, because they just used roughly the same argument as to why the Fed gets to regulate (that is; ban) medical marijuana growers that keep their activities wholly within states where it's legalized under state law, like California.

      Too bad.

    13. Re:Justice Roberts Gem by rahvin112 · · Score: 1

      Thank god someone other than me noticed and got mod'd up, Roberts established a (vague) test on constitutionality of the commerce clause. That's a big step forward IMO.

    14. Re:Justice Roberts Gem by Anonymous Coward · · Score: 0

      No. Read the decision. What Filburn was doing is considered interstate commerce because of the external effects. The Court is saying that the government cannot force activity, but can regulate activities.

      To me, this seems like a reasonable way of drawing the line on what is otherwise a very broad power of interstate commerce regulation.

    15. Re:Justice Roberts Gem by Anonymous Coward · · Score: 0

      Find a way to make it apply, and file the lawsuit. If we can crack that nut, we can stop a bunch of abuses under the Commerce Clause.
      But expect the judges to know that, and to rule against you no matter how right you are.

  59. Re:I thought the SCOTUS had become a political bod by Anonymous Coward · · Score: 0

    The Affordable Care Act has more to do with control than healthcare. If they wanted to help people that were unable to get healthcare they could have focuses on that group. Instead they used that group as an excuse to usurp control of the healthcare system by placing it in the hands of unelected bureaucrats 'to be determined by the secretary ...".

    Now the question is what will happen when the republicans defund the new departments created by the legislation.

  60. If it's "infinitesimally small".... by Picass0 · · Score: 3, Insightful

    ...why did we need the law?

    1. Re:If it's "infinitesimally small".... by coinreturn · · Score: 1

      ...why did we need the law?

      Because without the law, it is NOT infinitesimally small. The tax clause is what makes people leave the group of uninsured. And if it doesn't work, at least there is some tax money to pay for those who freeload at ERs.

    2. Re:If it's "infinitesimally small".... by blueg3 · · Score: 1

      To prevent the number of uninsured people from increasing dramatically. It's to counter a side effect of the provision that an insurer cannot turn you down due to preexisting conditions.

      Without the preexisting-condition rule, going without insurance is very risky (and so unpopular), because if you get some long-term illness or injury, you can never get coverage for it. With the preexisting-condition rule, going without insurance is much less risky, because you can pick up coverage after the fact. In order to make the preexisting-condition commercially viable, then, you need everyone to buy insurance.

    3. Re:If it's "infinitesimally small".... by causality · · Score: 1

      ...why did we need the law?

      Because government saw a growth area, a chance to expand its power and involvement in daily life. Naturally the Supreme Court approved it, because I don't believe they have ever seen an instance of excessive power they didn't like. Refer to the abuse of emminent domain to increase local tax revenue for another example (basically, your local gov't can take your house, bulldoze it, and invite Walmart to build a store there because Walmart pays more taxes than you do - prior to this "movement" emminent domain was restricted to public things like roads, bridges, and schools). Yeah this Court approved that too, because free people in a free country should always wonder how long they get to keep their (often already paid for) homes.

      Government looks for areas of growth the exact same way that businesses look for new markets. Now they have some control over whether you can get health care. Now they can play with their balls and celebrate their increasing power, or whatever it is they do to celebrate these things.

      --
      It is a miracle that curiosity survives formal education. - Einstein
    4. Re:If it's "infinitesimally small".... by interkin3tic · · Score: 1

      I think the idea (not saying that's how it will work) is that the number will go from not infinitesimally small to infinitesimally small as people are fined for not being insured as a result of this law.

      I knew some families who were uninsured, relying on praying for good health. They probably will wake up after this. Hopefully anyway.

    5. Re:If it's "infinitesimally small".... by HappyEngineer · · Score: 1

      > ...why did we need the law?

      If you had been paying attention you'd know. The law includes the requirement that insurance providers cannot refuse to cover those with pre-existing conditions. If just that part of the law was passed then everyone in the country would just cancel their insurance until they got sick. Insurance doesn't work when only sick people buy insurance.

    6. Re:If it's "infinitesimally small".... by shentino · · Score: 1

      Because politicians need campaign money to buy their caviar and wine with.

  61. This is a tax on the poor by Anonymous Coward · · Score: 0

    What happens if you can't afford health insurance?

    1. Re:This is a tax on the poor by riverat1 · · Score: 1

      The government subsidizes the cost of your health care.

  62. Mod the fuck up! by coinreturn · · Score: 1

    +3000 insightful.

  63. Didn't pay attention by strikethree · · Score: 1

    I have no idea at all what is in Obamacare. I really do not care because health insurance is a scam. They (the insurers) do anything they can to not actually PAY for anything so it really is irrelevant if I am covered or not (except that it costs me money).

    Since at best, it only seems to be a slight negative that it passed, I would like to comment on how the summary characterizes the ruling:

    All I can say is holy loopholes batman! This means that the federal government can write legislation concerning ANYTHING at all as long as the penalty is just a "tax". Don't like something? Tax it so high nobody could possibly pay it. Enforce the tax law with guns and prison. Voila, instant criminal penalties for anything the government wants to legislate.

    Is this really the road we want to go down or is the summary way off (as usual)?

    --
    "Someone needs to talk to the tree of liberty about its ghoulish drinking problem." by ohnocitizen
    1. Re:Didn't pay attention by Remus+Shepherd · · Score: 1

      Congress has always had the ability to tax just about any activity. The only restriction is that the tax must be fairly applied -- they can't, say, tax everyone in Alabama named Joe Scithers. That might pull out just a single person, and it's arbitrarily limited to a region. But Congress could, for example, tax everyone in the country named Joe, if they wished.

      There has been talk that if Republicans get back into office they could institute a $100,000 tax on all abortion procedures. It wouldn't outlaw the practice, but it would be almost as good.

      There's nothing new about Congress's ability to do this. The fact that they don't institute such taxes goes to prove that either they really hate implementing new taxes of any kind, or (less likely) that they are, despite other evidence, benevolent leaders who really do want to make the country better.

      --
      Genocide Man -- Life is funny. Death is funnier. Mass murder can be hilarious.
    2. Re:Didn't pay attention by cryptizard · · Score: 1

      How is this not already true? Huge taxes on cigarettes to disincentivize smoking, tax deduction for paying mortgage interest to encourage home buying, etc. The government has, and will continue to, use taxes to alter behavior it likes/dislikes.

    3. Re:Didn't pay attention by mark-t · · Score: 1

      I really do not care because health insurance is a scam.

      Spoken clearly by a person who has never needed it.

      When the unexpected unfortunate incident happens to an otherwise perfectly healthy individual... the insurance pays for itself many thousands of times over.

    4. Re:Didn't pay attention by strikethree · · Score: 1

      Spoken clearly by a person who has never needed it.

      I apologize for not fitting perfectly into your world view; however, my comment comes from someone who DID need it (for my son) and had every single aspect of the overall procedure denied coverage even though the incident itself was supposedly covered. To the tune of $15k. Do not get me started about dental insurance either. Oh. My. God. Bunch of god damned thieves.

      Anyways, yeah. I have never needed insurance so that is why I am blind to the need for insurance. D'oh!

      --
      "Someone needs to talk to the tree of liberty about its ghoulish drinking problem." by ohnocitizen
    5. Re:Didn't pay attention by mark-t · · Score: 1

      So it's not the insurance that's a scam... it's denial of coverage *AFTER* paying that is a scam.

      They are, in fact, two entirely different things. I know more people who've received the benefits they've needed when they needed them than those who have been denied coverage, in spite of paying into the program.

      I offer my sincere condolences for your situation, but your experience does not render the concept of health insurance invalid, since people can, and often do, benefit. I expect it's hardly any consolation, but your experience is actually the exception, and not the rule. The reason you hear about it happening as much as you do is because that's not how the system is supposed to function. When a system is working correctly, it's not news... nobody notices. It's only when the system breaks that people make noise, which artificially can make the problem seem more widespread than it actually is.

    6. Re:Didn't pay attention by Anonymous Coward · · Score: 0

      Next thing you know they'll be taxing my cigarettes!!

    7. Re:Didn't pay attention by strikethree · · Score: 1

      So it's not the insurance that's a scam... it's denial of coverage *AFTER* paying that is a scam

      You are correct there. Actually, overall, your entire reply is correct, which is why I classed Obamacare as only a slight negative in my original post.

      I do find it hard to believe that I have such bad time with insurance and that most do not. Is it common for people to have to fight for months about _everything_ that is done by a doctor or hospital? Currently, my wife can barely walk due to an issue with her feet. It is not covered because it is not affecting her work. Huh? The old robot saying of, "does not compute." applies here.

      Meh. Fuck insurance. I pay them LOTS of money and then I pay the doctors and hospitals LOTS of money too. At least I have been able to afford it but god, what a scam. I feel raped.

      --
      "Someone needs to talk to the tree of liberty about its ghoulish drinking problem." by ohnocitizen
    8. Re:Didn't pay attention by strikethree · · Score: 1

      Actually, as someone else kindly pointed out, they will be taxing abortions, gay marriages, belonging to a non-recognized religion, etc. The problem is that they can now get as fine-grained as they want. New ideas about propery rights? Use tax law to enforce it. Meh.

      --
      "Someone needs to talk to the tree of liberty about its ghoulish drinking problem." by ohnocitizen
    9. Re:Didn't pay attention by Anonymous Coward · · Score: 0

      This means that the federal government can write legislation concerning ANYTHING at all as long as the penalty is just a "tax"

      Hyperbole much? The people are still protected by the Bill of Rights.

  64. The USA is too socialist! I'm moving to Canada. by imuffin · · Score: 4, Funny

    My favorite is the conservatives who, upset that the SCOTUS upheld the individual mandate, say they're moving to Canada because America is just too socialist.

    1. Re:The USA is too socialist! I'm moving to Canada. by codepunk · · Score: 1

      Not this conservative, this is a gift and a great opportunity. It does mean a little career path change for me as I switch to out sourcing as many jobs as I possible can. Eat or be eaten.

      --


      Got Code?
    2. Re:The USA is too socialist! I'm moving to Canada. by Anonymous Coward · · Score: 0

      They will shit their pants when they will realize that we have universal healthcare and universal drug insurance all paid by our taxes since decades....

    3. Re:The USA is too socialist! I'm moving to Canada. by Anonymous Coward · · Score: 0

      out sourcing as many jobs as I possible

      Mitt Romney, on slashdot! Hi Mitt! Congratulations on seeing your idea for health care reform passed at the federal level!

    4. Re:The USA is too socialist! I'm moving to Canada. by Anonymous Coward · · Score: 0

      If every country becomes the same, go where the jobs and resources are, and away from the regulations. Every government on earth is now able to tell you how to live your life, so what difference does it make to stay here? At least in Canada (now) you can find work, they balance their budget, and don't have as many regulations that choke small businesses. Funny how that's working out for them, but we're too racist to try...

    5. Re:The USA is too socialist! I'm moving to Canada. by Anonymous Coward · · Score: 0

      You mean where the faggots have more rights than the straight?
      You mean where Islamic homophobia is protected but Christians quoting Romans 1:26-32 isn't?
      Better wear reactive armor underwear up there, the faggies got that "right to sodomize", you know.

      --

      This post was precisely designed to make you waste mod points.

    6. Re:The USA is too socialist! I'm moving to Canada. by T.E.D. · · Score: 1

      Just about any country you outsource a job to will have some kind of socialized medicine (assuming its developed enough to have roads and an electrical grid). So if anything, your complaint seems to be that this law is far too "conservative".

      In fact, a large part of what makes US workers uncompetitive is that companies here are forced to pay to insure their health, and have nobody to pass those costs on to but their customers. My own engineering-based company is forced to compete entirely on quality (not bad in and of itself) because we have no hope to compete on price with our Canadian and French competitors.

    7. Re:The USA is too socialist! I'm moving to Canada. by Anonymous Coward · · Score: 0

      "Keep your government hands off my Medicare."

      "I don't want government-run health care. I don't want socialized medicine. And don't touch my Medicare.'"

      - some Republicans displaying their superior intellect.

  65. Big picture by paiute · · Score: 1

    Four Supreme Court Justices say:
    Feds send you off to kill or be killed? Okay!
    Feds tax you to support thousands of nukes? Okay!
    Feds make you be able to take sick kid to doctor? Fuck no!

    --
    If Slashdot were chemistry it would look like this:Cadaverine
  66. Our barbarism now wears a fancy suit... by spidercoz · · Score: 1, Insightful

    Healthcare should NOT be a for-profit industry. It is complete and utter barbarity for a so-called "civilized" society. I've stated before and will continue to state that any government that does not provide for the care of its people has no use.

    --
    "I disapprove of what you say, but I will defend to the death your right to say it." - Evelyn Beatrice Hall, re Voltaire
    1. Re:Our barbarism now wears a fancy suit... by Grizzley9 · · Score: 1

      Healthcare should NOT be a for-profit industry. It is complete and utter barbarity for a so-called "civilized" society. I've stated before and will continue to state that any government that does not provide for the care of its people has no use.

      To quote another /. poster: http://yro.slashdot.org/comments.pl?sid=2945055&cid=40479701

      What we need is a public option for food. You know, cutting the profit motive out of fending off starvation, so that people do not have to fight with their grocery stores just to get the sustenance we need. Also a public option for housing, so that people don't have to fight with their landlords or builders just to keep from dying from exposure. And a public option for transportation, just so I don't have to fight with the auto retailer just so I can perform useful work for this great civilization. And a public option for clothing, but I already mentioned exposure. And a public option for entertainment, because life will be awfully dreary with no entertainment.

    2. Re:Our barbarism now wears a fancy suit... by spidercoz · · Score: 1

      There's a line there you just seemed to ignore between "necessities" and "luxuries." But don't let reason get in the way of your simplistic reductio ad absurdum. Also never mind the fact that a lot of those things DO have public options. Carry on.

      --
      "I disapprove of what you say, but I will defend to the death your right to say it." - Evelyn Beatrice Hall, re Voltaire
  67. John Roberts is the only one with any sense by michaelmalak · · Score: 1

    John Roberts is evidently the only one with any sense. All along, I thought conservatives and libertarians were just pretending to be offended by the individual mandate as a political means to overturn Obamacare, which is a horrendous tax and system. That the individual mandate was called a "penalty" was just an oversight (resulting from the hurried way it was passed after the election of Scott Brown), for Congress could have just as easily raised taxes on everyone and then offer a tax credit for those who purchase healthcare insurance. No one ever called the solar panel tax credit, the electric car tax credit, or the first-time homebuyer tax credit a "compulsion" to purchase those respective products.

    But no, today conservatives and libertarians are rattling on and on about how the government can now "compel" people to purchase whatever products the government wants, that this decision is somehow a landmark decision. And now I think they really believe that.

    The government has been "compelling" people to purchase whatever the government thinks is "good" for decades via an ever-growing tax code. The problem is the Sixteenth Amendment, which has effectively given Congress unlimited power. The power to tax is the power to destroy.

    John Roberts was just following the Constitution (if we assume, as he had to, that the Sixteenth was properly ratified).

    We need to repeal the Sixteenth, have the federal government exist only on import duties, and put the responsibility for human welfare back with the individual, the family, the church, the local government, and the state government, in that order, following the principle of subsidiarity.

  68. To those who don't like it... by whitroth · · Score: 1

    I hope that y'all get something like, say, cancer, with this law repealed.

    Let's offer one scenario:
    You get treated in 2001.
    You lose your job and go on COBRA ($$$)
    The insurance co jacks up the price until you can't afford it (FL, 2003-2005, 100% increase in premiums for folks who've rolled off COBRA to "individual plan")
    NOT ONE SINGLE INSURANCE CO IN THE US WILL TALK TO YOU OTHER THAN COBRA UNTIL AT LEAST 5 YEARS AFTER THE END OF TREATMENT (BC/BS REP, IN PHONE CALL, 2002).
    Years later, not one of 'em wants to offer you a policy (2008)

    Great health care scheme, there. Any of you note that one of Ron Paul's top campaign officials DIED becuase he didn't have/couldn't afford health insurance?

                    mark "is there stupid being put into the water in the US?"

    1. Re:To those who don't like it... by Anonymous Coward · · Score: 0

      This my friends is a compassionate liberal. Wishing people get cancer, nice. Wait until you get it in old age under this new law.

  69. Hooray for the Idiot tax! by Remus+Shepherd · · Score: 1

    So apparently Obamacare is a tax. The right wingers are already starting to make hay of that. But I think they're missing something.

    The only people being taxed under Obamacare are those with enough money to buy insurance but who choose not to do so. We have a term for people like that -- idiots. It's an idiot tax. Obama is taxing idiocy.

    I'm okay with that. Tax the idiots, the morons, and the short-sighted braindead rubes all you like, Mr. Obama. I will never pay that tax, because I am not an idiot and I intend to always have healthcare of some sort. It's about time we assigned a penalty in this country for being unable to put two and two together to make four.

    I am now eagerly awaiting the new taxes for taking up two parking slots with one car, and for buying ice cream, lard, and diet coke in the same shopping basket. If we can find out who pisses all over public restroom stalls, let's tax them too.

    --
    Genocide Man -- Life is funny. Death is funnier. Mass murder can be hilarious.
    1. Re:Hooray for the Idiot tax! by cfulton · · Score: 1

      I don't know if you are serious or funny but I say mod this guy up. Funny +5

      --
      No sigs in BETA. Beta SUCKS.
    2. Re:Hooray for the Idiot tax! by windcask · · Score: 1

      The only people being taxed under Obamacare are those with enough money to buy insurance but who choose not to do so. We have a term for people like that -- idiots. It's an idiot tax. Obama is taxing idiocy.

      As somebody who makes a couple thousand dollars a year more than the level required for government assistance, *ahem* Fuck You.

    3. Re:Hooray for the Idiot tax! by Remus+Shepherd · · Score: 1

      If you're that poor, Obamacare isn't taxing you. If the cheapest insurance in your region costs more than 8% of your income then you get assistance with Obamacare.

      Now, maybe you make a little more than that and you still don't have insurance. Then as somebody whose insurance premiums have been covering your costs every time you go to the emergency room, fuck you right back. You need insurance, and you're an idiot if you think otherwise.

      Look, I'm being silly here and I didn't mean to insult anyone. But it's hard not to look down on people who have the money to buy insurance yet insist on riding the medical system for free. It's very easy to think of those people as selfish and evil, but as someone with faith in humanity I prefer to believe they're just idiots. Either way, I'm totally okay with taxing them.

      --
      Genocide Man -- Life is funny. Death is funnier. Mass murder can be hilarious.
    4. Re:Hooray for the Idiot tax! by Anonymous Coward · · Score: 0

      ObamaCare has a complex system that comes down to this:
      Only people who make a lot of money pay full price for insurance.
      And only people who make a lot of money would owe a full tax if they decide not to buy insurance.

      And people who don't make so much have very lowered deductables on their insurance.

      It really does make health care affordable, so stop hyperventilating.

  70. ^^^ +5 insightful by Picass0 · · Score: 3, Insightful

    Tax code is where most political power resides. Companies buying political favors are usually looking for tax breaks. States use dueling tax incentives to lure people/companies/film production to their state. Individuals receive various tax breaks for being good little wind-up-robots and doing what they are told.

    Anyone who believes we will ever have a flat tax doesn't understand they are asking government to neuter itself. It just isn't going to happen.

    1. Re:^^^ +5 insightful by datavirtue · · Score: 1

      And the government has become a being onto itself when it is supposed to be a silly benevolent arm of the people. This sucks. I always wax optimistic, but now I question whether things really are sliding into an abyss.

      --
      I object to power without constructive purpose. --Spock
  71. the only reason they do that by circletimessquare · · Score: 4, Insightful

    is they can't get cheap preventive care

    now they can

    so they get $100 worth of care and stay healthy and stay working, rather than $100,000 worth of care later when they are already sick, because they don't have the financial resources to attend to their healthcare

    sanity prevails

    thank you justice roberts, you have a human conscience

    we'll talk about the citizens united thing later

    --
    intellectual property law is philosophically incoherent. it is your moral duty to ignore it or sabotage it
    1. Re:the only reason they do that by White+Flame · · Score: 1

      Wait, what?!? You think that illegal immigrants, who have to carefully dodge many things government-related, will pony up money to the government preventatively in order to potentially avoid incurring a bill that they'd never see anyway?

      GP is also talking about running up expensive ambulance/ER services for minor things, not the catastrophic, because it's easier and of greater incentive for them to do so than seeking out the non-emergency services, even with the new ACA provisions.

    2. Re:the only reason they do that by DigiShaman · · Score: 1

      Unless it's a life threatening problem, illegals should instead be getting a priority ride across the border back to where they came from. Don't treat them like US citizens and all the benefits there of, because obviously they're not one in the first place.

      --
      Life is not for the lazy.
    3. Re:the only reason they do that by Anonymous Coward · · Score: 0

      While I agree with you that upholding the law was the right thing for roberts to do, I don't agree that he has a human conscience. We will soon learn that either he is rewarding his insurance industry buddies, or he's riling up the toothless hicks so they'll all go out and vote the "darkie" out of office.

    4. Re:the only reason they do that by NerdmastaX · · Score: 0

      where are you finding 100 dollar health care...

    5. Re:the only reason they do that by Anonymous Coward · · Score: 0

      He just comes from a time when even a broken clock was right twice a day.

  72. Re:I thought the SCOTUS had become a political bod by jdavidb · · Score: 1

    Quite surprising to see Roberts cross the aisle on this decision

    Yes, especially for those of us who, seven years ago, were rabid Republicans who thought that the confirmation of John Roberts was the Second Coming for conservatism.

    I'm a very different person now than I was then, and one reason for that is the realization that politicians will betray you every time. This is just more confirmation of that. That's not the only reason, but today this is the reason I'm reminded of.

  73. From a small business owner by mike1214 · · Score: 0

    As a small business owner, a member of the top one percent, and as an investor in many other small businesses, I can say with certainty that we stopped hiring due to Obamacare.

    The small business I run personally has around 50 employees. Since the employer mandate only applies to businesses over 50 employees, I'm seriously considering laying people off come 2014.

    1. Re:From a small business owner by Anonymous Coward · · Score: 0

      You and every other small business owner I know.

    2. Re:From a small business owner by codepunk · · Score: 1

      Great case for off shoring everyone.

      --


      Got Code?
    3. Re:From a small business owner by Anonymous Coward · · Score: 0

      All the other countries have similar systems, where do you think the money for universal health care comes from in THOSE countries? If you offshore your workers, you'll just be paying for some OTHER country's universal health care.

  74. why do americans not like healthcare for all? by Anonymous Coward · · Score: 0

    I dont really get it for a highish average GDP country. Most places that consider themselves democtratic have some kind of concept of social care for those less well off than average.

    Getting sick and dying because you cant afford healthcare, just doesnt seem like a ciilized thing to have happening in a wealthy democracy. Or living with curable or operable problems for years because you are not covered similarly sucks.

    You still get to choose which insurance provider to use. Stop bitching already, its called progress.

  75. less fast, my ass by Anonymous Coward · · Score: 0

    I buy individual insurance, I'm in late 30s. A little more than a year I was paying 120 a month. Within this short timeframe, as soon as the Obamacare was passed, the insurance company has hiked rates to 200 in May. Mind you I have had no medical trouble at all.

    I shudder to think what they'd want me to pay when I'm 50. If you have a child and not a stable job, you're in to the tune of 800 a month. It is ridiculous. "Affordable" care ? More like let's crush the middle class some more.

  76. MAFIAA by Anonymous Coward · · Score: 0

    O god I can already hear them licking their chops. "Wait, we can get the government to MANDATE that everyone must buy our product...?"

    1. Re:MAFIAA by Culture20 · · Score: 1

      O god I can already hear them licking their chops. "Wait, we can get the government to MANDATE that everyone must buy our product...?"

      According to the precedent set, yes. They can even claim it's for the public good due to "piracy". As long as Congress applies a fine as a penalty for not buying it, it's legal. So says the Supreme Court. Once you're forced to buy movies/music, it's only a short jump to being forced to buy any failing product with enough lobbyists to protect their industry.

    2. Re:MAFIAA by Anonymous Coward · · Score: 0

      actually they found congress had no authority to impose a "penalty" under the commerce clause, but they did have authority to add a tax.

  77. Re:Think for a daggone minute... by Anonymous Coward · · Score: 0

    I was Googling around looking for articles on compulsory insurance, and found this little gem from 1988.

    Mandatory insurance means prices go up for everyone. Hooray!

  78. that is precisely SCOTUS's job by mcharlet · · Score: 1

    Laws are badly written. They use imprecise language. They use convoluted phrasing. They use terms that don't have precise technical definitions or that have multiple definitions.

    The purpose of our appeals courts is precisely to look at those badly written laws and label them as they really are for the purposes of making sure they comply with precedent and the constitution, as best they can.

  79. Re:If it's a tax then everyone should pay it by acoustix · · Score: 1

    I don't see why people that get government approved insurance don't pay it. If it's a tax and not a shitty way to coerce people into the program then it should apply to everyone.

    To only apply it to people that don't get the policies is a bill of attainder.

    You are nuts. There are GOBS of taxes that not everyone pays. Do you pay Alternative Minimum Tax? How about the Luxury Tax? Estate tax? etc., etc., etc.,.

    Get a clue.

    Ah, but the taxes you cited are because of economic activity by the individual. The ACA is taxing people for INACTIVITY. In other words, people are being fined (which Justice Roberts equates to a tax even though the word "tax" does not appear in the 2,200 page law) just for living. Something that was previously not allowed by the Constitution.

    --
    "A plan fiendishly clever in its intricacies"- Homer Simpson
  80. It's OUR job by charnov · · Score: 1

    It's OUR country and OUR job to look after OUR own interests through the democratic process. Those whackjobs we send to the legislature are OUR representatives in the process.

    You want to point a finger, point it at yourself.

    --
    [RIAA] says its concern is artists. That's true, in just the sense that a cattle rancher is concerned about its cattle.
    1. Re:It's OUR job by jimmydigital · · Score: 1

      It's OUR country and OUR job to look after OUR own interests through the democratic process. Those whackjobs we send to the legislature are OUR representatives in the process.

      You want to point a finger, point it at yourself.

      I see you still believe in the system... I don't... not anymore. You vote once every couple years.. nothing improves it just keeps getting worse. When people can successfully vote themselves 'free money' it's game over. It won't go on forever though.. at some point the music stops and it comes crashing down. Now it's just about managing that decline to a 'soft landing'.

      --
      Every normal man must be tempted, at times, to spit on his hands, hoist the black flag, and begin slitting throats. -HLM
    2. Re:It's OUR job by CanHasDIY · · Score: 1

      It's OUR country and OUR job to look after OUR own interests through the democratic process. Those whackjobs we send to the legislature are OUR representatives in the process.

      You want to point a finger, point it at yourself.

      Your mistake is in believing that these criminals actually represent the people of their respective districts.

      Unless you can afford $30,000+/plate fund raising dinners, you are not being represented. Period.

      --
      An enigma, wrapped in a riddle, shrouded in bacon and cheese
  81. Don't worry - Romney will repeal it... by Cutting_Crew · · Score: 1

    as frankly, I think that most of the american public is tired of Obama. Then where will we be??

  82. Re:I'D RATHER BE IN JAIL (felons can't vote) by realxmp · · Score: 1

    In order to get to jail you'd have to be convicted of wilfully avoiding paying your taxes. This I believe would make you a felon no? Bye bye right to vote. Is it worth that?

  83. Re:I thought the SCOTUS had become a political bod by na1led · · Score: 1

    In the near future, the moment someone is born, they will be required to buy - Health Insurance, Auto Insurance, Life Insurance, Disability Insurance, etc. etc. Everyone will have such a huge price tag on their head, we will all be slaves to the government to pay for our existence.

    --
    -- By all means let's be open-minded, but not so open-minded that our brains drop out.
  84. Even if you don't use the services... by Qubit · · Score: 1

    My current coverage, which does not include services for women does not meet their standards. So I will have to pay more for services I don't use.

    Hold on there, Casanova. How many slashdotters do you think can just pick up women in a bar? Be sensitive to the other 99%, bro.

    --

    coding is life /* the rest is */
  85. It's a 2000 page law. There's much more to it. by Picass0 · · Score: 1

    Someone sleeping in a homeless shelter isn't going to pay. There are exemptions. Most people will not understand the full extent of Obamacare's impact until the plan takes full effect in 2014.

    I wanted exactly one thing from health care reform and didn't get it: I want to carry my health care plan from employer to employer. I've been in a plan with my employer for ~14 years. If I change employers I need to worry about per-existing conditions (for me, my wife, my kids) impacting my premiums or perhaps disqualifying me altogether.

    Allow me to buy Health care using pre-tax money the same way I do right now, but allow me to keep that plan as I move forward in life.

  86. Everyone knew it was a tax from the start. by Anonymous Coward · · Score: 0

    Denying it was pure political sophistry for the sake of PR.

    Welcome to politics!

  87. Effect of Law, or Greed? by mx+b · · Score: 1

    Is it going up *directly* because of the ruling, or because the perception that it will cause prices to go up and so no one will question corporate's attempt to get more money out of you for doing nothing? You bitch about government taxing you while they keep the profit and laugh. And if you fight it in government and get it repealed and give businesses/insurance companies more power to deny people that need help, they still win. They win either way. We should be more upset about the culture of greed surrounding a very humanitarian need than government taxes.

    1. Re:Effect of Law, or Greed? by CubicleZombie · · Score: 1

      The justification for this year's increase is dependent coverage to age 26, no copays for certain procedures, and no lifetime limits. More to come over the next couple years as the rest of Obamacare kicks in.

      And I paid for my own damn health insurance from age 17 to 25.

      --
      :wq
  88. Big pharm and Big Insurance by Shivetya · · Score: 1

    are the primary benefactors...

    Doctors and Nurses not so much...

    those who already are covered not so much...

    those not contributing more than some but not as much as they expect

    --
    * Winners compare their achievements to their goals, losers compare theirs to that of others.
    1. Re:Big pharm and Big Insurance by jedidiah · · Score: 1

      This is a massive gift to the insurance industry that is responsible for this mess to begin with.

      The real problem is that we have a tax averse half of the congress that would fight to the death anything labeled honestly. The non-corrupt solution to this "coverage" problem is to pick up the slack for those that can't or won't pay now by having a real tax to cover the shortfall.

      You could add it as an "Obamacare" tax next to SS and Medicare.

      That would be too honest though.

      --
      A Pirate and a Puritan look the same on a balance sheet.
    2. Re:Big pharm and Big Insurance by magarity · · Score: 1

      This is a massive gift to the insurance industry that is responsible for this mess to begin with

      The insurance industry would MUCH rather tier your premiums to your demographic's risk profile and not have to cover you for pre-existing conditions (because pre-existing conditions by definition have no risk; they are a sure thing). The only reason the insurers participated was be avoid for as long as possible being eaten wholesale via completely nationalized healthcare.

    3. Re:Big pharm and Big Insurance by CrimsonAvenger · · Score: 1

      The real problem is that we have a tax averse half of the congress that would fight to the death anything labeled honestly.

      Hmm, Obama promises not to raise taxes on the middle class...

      The Democratic Party (Obama's Party) writes a law that NEVER uses the word "tax" to describe this - they use the word "fine" pretty regularly.

      So, you're saying the Democrats would fight to the death to avoid labelling anything honestly?

      --

      "I do not agree with what you say, but I will defend to the death your right to say it"
  89. Thanks by ai4px · · Score: 1

    Thanks republicans... they say they will repeal it. But the precedent still stands... they can tax you for anything.

  90. Bad law, bad ruling by Anonymous Coward · · Score: 1

    Obamacare is bad because the single most important provision was left out. The one that extends medicare to everyone, and allows the government to negotiate rates. If the government can make medical care for those in their 60s possible, it should be a walk in the park for younger people. This would put pressure on prices to come down, and I'd have no problem paying a tax to make it happen.

    Instead, they force everyone to buy insurance with no controls on the price of insurance or what is insured. Insurance companies must be loving it. I've already had my insurance doubled over the last year in small steps.

    Obamacare is bad because we lost an opportunity; it vented the social pressure built up over years of medical costs increases such that now it will be impossible to fix it for a number of years until things are that bad again. There was sufficient pressure to make happen the right way but they caved in to commercial interests.

    Obamacare is bad because it still does not allow people to buy medications from Canada or other countries, effectively making us slaves to US drug company prices and therefore insurance (since no one can afford their drugs without insurance in this country).

    The only good thing is removing the preexisting conditions clauses but without price control or price arbitration via government parallel negotiation, that will just increase prices for everyone.

    This ruling is bad because it establishes the precedent that the government can tax you for not paying into a private insurance scheme, no matter how expensive that may be.

  91. Reverse Works Too by mx+b · · Score: 1

    I'm pretty sure women are also paying premiums, some of which ultimately go to your future prostate exams.

  92. Kelo vs. New London continued by Anonymous Coward · · Score: 0

    Not since Kelo vs. New London has SCOTUS made a bigger mistake.
    Putting it in perspective, if SCOTUS is going to allow government to seize property for any reason, why would they not allow congress to tax the individual for not buying purple oranges, let alone health care. I expect the next congressional taxes to be for independent thought, personal flatulence, oxygen consumption... after all they are just taxes

    1. Re:Kelo vs. New London continued by Anonymous Coward · · Score: 0

      Mistake? That would imply incompetence, wouldn't it?

      If these assholes in black robes were merely incompetent, the odds would dictate they'd occasionally make a mistake in our favor.

      However... every ruling they make is predictable based on which decision will increase federal and/or corporate power and revenue.

      EVERY. SINGLE. ONE.

      It's not a court protecting the Constitution, people. It's a fucking puppet show. SCOTUS has one job only: to determine if new laws are in accordance with the Constitution. They have shat on that responsibility for decades, and it is not an accident.

  93. Re:I thought the SCOTUS had become a political bod by NicBenjamin · · Score: 1

    Dude,

    Why are you surprised?

    the government already gives favorable tax treatment for homeowners and college grads.

    Hell the 16th Amendment which allows the income tax is broadly written, and it's 16th so it amends the First Amendment, which means that a 110% income tax on Jews is almost certainly Constitutional.

  94. Re:I thought the SCOTUS had become a political bod by Anonymous Coward · · Score: 0

    You do realize that in order to drive on public roads, you are required by law to buy into private auto insurance? This isn't a new phenomenon.

  95. Re:It's a 2000 page law. There's much more to it. by Anonymous Coward · · Score: 0

    Pre-existing conditions are no longer allowed to be used as criteria for coverage. That was a big part of the bill.

    It affects me, too; I used to be terrified that I'd end up with lung cancer or something only to be told "well, you had asthma as a child and you had a six-month gap in your insurance coverage during mid-2008, so in our opinion you can fuck off and die, because you had a preexisting condition and we aren't paying for shit." Now that won't happen. It's not all I wanted for Christmas, but it's a start.

  96. Bad method by Chemisor · · Score: 1

    Yes, especially when the government (AKA "we the people") wants you to stop freeloading on the health insurance system we're paying for.

    If that's what you wanted, you've picked a bad way of accomplishing it. In 2009, the average individual health insurance plan cost $4824/year (sorry, I can't seem to find more recent figures). If we guess that the premiums will increase by the same amount in the following eight years as the ones before, we are looking at doubling that to $9000. The penalty for not having insurance is $695/year or 2.5% of income, whichever is greater. With a $9000 premium, you break even when you earn $300000/year. If you are making minimum wage, $8000 is a humongous chunk of disposable income to waste on health insurance, so you most likely wouldn't have bought it before either. Since you can buy and sell insurance at any time, there is no benefit whatsoever to having it when you are healthy.

    In fact, getting rid of your insurance now makes a lot of financial sense. Most serious diseases do not strike suddenly. Cancer takes years to grow. Heart attacks may be sudden, but you usually know when you're succeptible. Although anybody can get a heart attack, most of them happen after 65, at which point you are on Medicare anyway. Theoretically, you might even be able to apply for insurance while having a heart attack, and then dump it a few months later.

    As a right-winger myself, I'll tell you that I find this particularly amusing because it is all done by raising the taxes on the poor. Now all those welfare freeloaders finally have to pay more taxes. If you're making minimum wage at $15000/year, you would have previously paid 10% after deductions, or something like $600 in federal income tax. With the mandate penalty (which you'll pay, because minimum wage jobs are not the ones providing health insurance), you'll pay more than twice that. Of course, this minimum wage worker might have been paying even less, due to earned income credit, food stamps, or whatever. The mandate penalty may thus increase the tax rate on the poor manyfold.

    1. Re:Bad method by Savantissimo · · Score: 1

      Looking at all taxes, people getting minimum wage pay quite a lot. The effective federal income tax actually paid by someone in the $13-15K/yr income bracket on their adjusted gross income (that's before exemptions and deductions other than student loan interest - the other adjustments basically don't apply at this income level) is slightly lower than you estimated, about 3- 4% ($600 on $15K is 4%), but they also have to pay 12.4% SS, 2.9% Medicare, about 10% in state taxes and duties including sales tax, fees and so forth. Their total tax burden is around 27%.

      After paying the average $2.2K/yr for individual insurance, their taxes are 42% of what's left.
      Allowing just $700/month for rent and food and all the the other necessities to keep their shitty job, taxes eat all the rest.
      (That's assuming full time with paid vacations and holidays - i.e. about $2.3K more than realistic. $600 is a better estimate)

      On the other hand, if they pay the 2.5% penalty rather than buy insurance, their effective tax rate drops from 42% to 29% and they can spend $750 to $900 per month. For many minimum-wage workers, that's the difference between impossible and merely difficult.

      --
      "Is life so dear, or peace so sweet, as to be purchased at the price of chains and slavery?" - Patrick Henry
  97. Re:I'D RATHER BE IN JAIL (felons can't vote) by Nexion · · Score: 1

    No right to vote, yet they can still tax you. Isn't that a hoot.

  98. Re:It's a 2000 page law. There's much more to it. by circletimessquare · · Score: 1

    exactly

    and speaking of getting jobs to americans: if we detach healthcare from hiring decisions, if we free small companies form this burden of having to provide healthcare, can you imagine the hiring spree they would go on?

    already, those under 26 are being hired more regularly because the hiring company doesn't have to worry about providing healthcare for an untested college grad. less of a burden, less of a gamble, more people to hire

    god bless america

    sanity prevails

    --
    intellectual property law is philosophically incoherent. it is your moral duty to ignore it or sabotage it
  99. If $3000 is the societal cost to you not by Brannon · · Score: 5, Insightful

    doing those things, then why shouldn't you have to pay it?

    Or do you think the rest of us should have to subsidize your desire to save a few bucks by destroying the earth and not pay a cent for your health care? Because I guarantee that when you have some devasting health problem you will show up at an ER and demand quality care.

    1. Re:If $3000 is the societal cost to you not by cpu6502 · · Score: 4, Insightful

      Liberty.
      Self-rule.
      Pro-choice.
      A Freman not a Serf to be ordered about by the Congressional lords' random wishes.

      --
      My AC stalker: " I personally agree with your posts most of the time, but that won't keep me from modding you troll"
    2. Re:If $3000 is the societal cost to you not by Chaos+Incarnate · · Score: 1

      If he doesn't have insurance, he's the one who'll have to pay to fix/replace what got broke*. If he doesn't drive a hybrid, he pays the extra fuel costs (and is thus actually subsidizing the roads for hybrid owners). If he doesn't have a tankless heater, he's the one paying the gas bills for the heater. If he doesn't have a programmable thermostat, he's the one paying the utility bills.

      There's no societal cost imposed by him.

      * Yes, you mentioned the ER. The fix to that isn't to impose insurance, it's to remove the requirement that the ER treat those who won't pay their bills.

      --
      Benford's Corollary to Clarke's Law: "Any technology distinguishable from magic is insufficiently advanced."
    3. Re:If $3000 is the societal cost to you not by khipu · · Score: 0

      doing those things, then why shouldn't you have to pay it?

      Because "the societal cost" often just means "lost revenue for some corporate special interest group".

      Or do you think the rest of us should have to subsidize your desire to save a few bucks by destroying the earth and not pay a cent for your health care? Because I guarantee that when you have some devasting health problem you will show up at an ER and demand quality care.

      Quality medical care can be delivered for a few hundred dollars per year. The extra thousands of dollars are a luxury, and it's a luxury that is now imposed on everybody, whether they want it or not.

    4. Re:If $3000 is the societal cost to you not by SDF-7 · · Score: 2

      Because the government is the servant of the people, not the determinator of "societal costs" or the enforcer of "how some bunch of elitists think the rest of us should live". Most especially, the Federal Government is supposed to have limits (that pesky 10th Amendment which is clear to anyone with basic reading comprehension but just gets ignored for folks who want to use the Fed to push *their* agendas, whatever those are).

      If the government can tax/fine/penalize [read: FORCE by however they name it] you to do this by virtue of merely existing because of a hypothetical future cost to society, then they can similarly "save society money" by enforcing what you eat, how much you exercise, where you live, if you have children and how many... pretty much every decision you make as an adult citizen. While I know that's a dream for some (the California Air Resources Board and Mayor Bloomberg's Health Board off the top of my head), that is directly antithetical to the concept of a free citizen of a country.

      We are not the children of the government, we are not the serfs of the feudal lords of Washington DC. Micromanaging our lives by wrapping it up in arbitrary taxes is still taking away our freedom of choice.

    5. Re:If $3000 is the societal cost to you not by spire3661 · · Score: 1

      Because the method they are going about it is pure socialism, and completely unconstitutional by any sane interpretation of the Constitution.

      --
      Good-bye
    6. Re:If $3000 is the societal cost to you not by superdave80 · · Score: 1

      Let me see if I follow:

      1. Congress says, "You must provide healthcare for everybody, whether they can pay for it or not! Aren't we so nice!"

      2. Congress then bitches and moans that people are getting healthcare for free (who could have seen THAT coming?).

      3. Force everybody to buy a product from a PRIVATE COMPANY to fix the problem THEY created.

      Oh, and get ready for the "Everybody must buy 10 lbs. of broccoli every year because it's good for you" Act. Hey, everybody eats, and unhealthy people affect the health care system.

      You think I'm kidding, but this bizarre ruling says that this would be perfectly OK for Congress to pass.

    7. Re:If $3000 is the societal cost to you not by Aryden · · Score: 1

      For which the ER will bill him and if he doesn't pay, sue him. Get real, the government subsidizes the insurance companies that do not pay out for people who aren't insured with them and rarely payout for those that are. For example: I got a new job last year and my health benefits kicked in last July. In October, I broke a tooth. I went to the dentist to get it fixed and the insurance company denied my claim saying that they wouldn't cover it for the first year of coverage. Even then, they would only cover $1000 total FOR THE YEAR. The root canal, filling and crown cost me $2100 out of my own pocket. WTF am I paying an insurance company for?

    8. Re:If $3000 is the societal cost to you not by Anonymous Coward · · Score: 0

      Oh yay, we can set up a system where if I crash my motorcycle and I don't have, on my person, proof that I can pay for care, the paramedics leave me on the side of the road.

      "911 Emergency Dispatch -- if this is a health emergency please enter your credit card number at the tone!"

      Sounds like an awesome country to live in.

    9. Re:If $3000 is the societal cost to you not by Anonymous Coward · · Score: 0

      Because I guarantee that when you have some devasting health problem you will show up at an ER and demand quality care.

      And that's really what I see as the heart of the matter. People who aren't covered by health insurance don't get the cheap preventative measures, but if they show up to the ER dying, they get treated before getting asked about their health coverage. If they can't pay the thousands of dollars it costs for an ER visit, taxpayers foot the bill. This tax is just asking the uninsured to pay for their "ER-only" health insurance plan.

    10. Re:If $3000 is the societal cost to you not by cornjones · · Score: 5, Insightful

      no but the government isn't some other body. it is based on a simple idea that we all need certain things that we can't or shouldn't pay for individually. (say fire department). we each pitch in and that makes everybody's life better.

      if you want to live in town, we ask you not to shit all over everything and to keep your dog from biting the small children. if you can't deal w/ that move into the woods.

      If you aren't moving into the woods (stop using roads, police protection, medical, etc.) realize that you are either chipping in or you are a mooch (who should be kicked out of town)

    11. Re:If $3000 is the societal cost to you not by Anonymous Coward · · Score: 0

      if it would result in less inane /. posts like yours, I'm all for living in such a country.

    12. Re:If $3000 is the societal cost to you not by Brannon · · Score: 4, Insightful

      You mean the freedom for you to make choices which I have to pay for? Nope.

      Move to Somalia, Libertarian paradise with no taxes. Enjoy.

    13. Re:If $3000 is the societal cost to you not by Anonymous Coward · · Score: 0

      >it's to remove the requirement that the ER treat those who won't pay their bills.

      how civilized: let the uninsured die in the street.

      In case you weren't sure, that's irony and satire, not a serious proposal.

    14. Re:If $3000 is the societal cost to you not by Anonymous Coward · · Score: 0

      >Quality medical care can be delivered for a few hundred dollars per year.

      on what planet? May you never have a chronic condition that proves the idiocy of that statement. And may you never have a severe accident or acute illness that puts you into financial freefall.

    15. Re:If $3000 is the societal cost to you not by Binestar · · Score: 0

      Wrong. Lets take Lightbulbs: The electrical savings of switching from incandescent to CFL is non-trivial. By removing that much power usage from the grid we reduce the national power usage. Our grid is already bursting at the seams, by using less power we have less strain on the grid. Upgrades to the grid are certainly needed, but cutting off excess use is the same. Conversely, if everyone is using more gasoline then supplies run out faster, prices go up, not just for him, but for the guy using the hybrid too.

      --
      Do you Gentoo!?
    16. Re:If $3000 is the societal cost to you not by anagama · · Score: 1

      Nobody wants to say it, because society treats doctors like gods, but doctors are some of the greediest people in the world, and then when they start running insurance companies, they go nuts.

      --
      What changed under Obama? Nothing Good
    17. Re:If $3000 is the societal cost to you not by CanHasDIY · · Score: 1

      This fine is just forcing those who cannot afford private health insurance to pay for their "ER-only" health insurance plan.

      FTFY.

      A) let's call it what it is, and it is not a tax by any definition I know of, and B)"asking" implies that we have a choice in the matter.

      --
      An enigma, wrapped in a riddle, shrouded in bacon and cheese
    18. Re:If $3000 is the societal cost to you not by cpu6502 · · Score: 0, Troll

      >>>The electrical savings of switching from incandescent to CFL is non-trivial.

      I've trimmed 1 penny/month off my bill. That's pretty trivial. And I've actually spent MORE on CFLs, because the darn things keep burning-out at the same rate as normal bulbs (they're Philips not no-name brands). PLUS there is the additional environmental cost of shipping the things 25,000 miles from China, and then back to China (using filthy diesel ships w/o exhaust filters). Plus there's the mercury that inevitably gets dumped into Chinese rivers or factory grounds instead of recycled.

      In every practical way, I consider the incandescent bulb to be a superior technology to CFL. It uses less energy from factory-to-landfill, and therefore is more environmentally friendly.

      --
      My AC stalker: " I personally agree with your posts most of the time, but that won't keep me from modding you troll"
    19. Re:If $3000 is the societal cost to you not by Anonymous Coward · · Score: 0

      Or do you think the rest of us should have to subsidize your desire to save a few bucks by destroying the earth and not pay a cent for your health care? Because I guarantee that when you have some devasting health problem you will show up at an ER and demand quality care.

      Hmmm. When they said ...

      With this precedent set, pretty soon I'll be paying $3000 in penalties because I don't have insurance (catastrophic doesn't count)

      I inferred that they did in fact have catastrophic insurance, which would cover the exact scenario you describe. They were ticked that they'd be taxed $3000 dollars a year because they preferred to keep their regular doctor visits/checkups on a cash basis.

    20. Re:If $3000 is the societal cost to you not by cpu6502 · · Score: 1

      This is why I dropped dental insurance and just pay cash. My dentist even gives me a 10% for cash (or credit card) since she doesn't have to waste time on Medicare or insurance paperwork.

      --
      My AC stalker: " I personally agree with your posts most of the time, but that won't keep me from modding you troll"
    21. Re:If $3000 is the societal cost to you not by catmistake · · Score: 3, Funny

      Liberty.
      Self-rule.
      Pro-choice.
      A Freman not a Serf to be ordered about by the Congressional lords' random wishes.

      The absence says more than the presence...
      - Fremen warning

      The thing was written with salt
      -Freman saying

      Like the knowlege of your own being, the sietch forms a firm base from which you move out into the world and into the universe.
      - Freman Teaching

      Never to forgive-never to forget.
      - Fremen Maxim

      The surest way to keep a secret is to make people belive they already know the answer.
      - Ancient Freman Wisdom

      Four things cannot be hidden – love, smoke, a pillar of fire, and a man striding across the open bled.
      - Freman Wisdom

      Truth suffers from too much analysis.
      - Ancient Fremen Saying

      You should never be in the company of anyone with whom you would not want to die.
      - Fremen Saying

      When the center of the storm does not move, you are in its path.
      - Ancient Freman Wisdom

      You have damp hands!
      -Freman curse

    22. Re:If $3000 is the societal cost to you not by danbert8 · · Score: 4, Insightful

      No, no, no, no, no! Read the Constitution and Declaration of Independence. They aren't long.

      The government does not exist on the simple idea that it should provide things we don't want to pay for individually. Nowhere in there does it say anything about that. The government exists for ONE reason. To preserve life, liberty, and the pursuit of happiness. And no, providing healthcare is not the government preserving life. That is the government FORCING others to preserve your life. The government is there to enforce simple laws: Don't kill, don't enslave, don't steal. Having fire protection is nice to have, but can just as easily be provided by private insurance. Or will the next government mandate be for car insurance, home insurance, eating vegetables, riding public transit, etc?

      The power to take someone's livelihood for any reason whatsoever is just a few percentage points of taxes away from slavery.

      --
      Yes it's an anecdote! Were you expecting original research in a Slashdot comment?
    23. Re:If $3000 is the societal cost to you not by tazan · · Score: 1

      Except that our capacity problem is during the afternoons, not at night. Changing to CFL's will likely do little to solve the capacity problem.

      I also am seeing my name brand CFL's burn out as quick or quicker than my incandescents. It's gotten so bad I've started writing the dates on them so I can keep track of exactly how early they went.

    24. Re:If $3000 is the societal cost to you not by khallow · · Score: 1

      Or do you think the rest of us should have to subsidize your desire to save a few bucks by destroying the earth and not pay a cent for your health care? Because I guarantee that when you have some devasting health problem you will show up at an ER and demand quality care.

      You don't have to subsidize this person's lifestyle choices, you choose to. That means in my view that you waive any right you might have to complain. In other words, end free ER care and other such subsidies or shut the fuck up.

    25. Re:If $3000 is the societal cost to you not by jimmy_dean · · Score: 1

      no but the government isn't some other body. it is based on a simple idea that we all need certain things that we can't or shouldn't pay for individually. (say fire department). we each pitch in and that makes everybody's life better.

      if you want to live in town, we ask you not to shit all over everything and to keep your dog from biting the small children. if you can't deal w/ that move into the woods.

      If you aren't moving into the woods (stop using roads, police protection, medical, etc.) realize that you are either chipping in or you are a mooch (who should be kicked out of town)

      I wouldn't argue against that, however, the expansion needs to stop somewhere. Also, it is very hard to undo something once the government takes it over. Therefore, I suggest you be highly skeptical of providing for "all" and making "everybody's life better." There are no perfect solutions, only tradeoffs. It's almost always better to push choice to the individual versus the collective to avoid tyranny.

      --
      -> Sometimes, you just gotta break free from the shackles of proprietary code.
    26. Re:If $3000 is the societal cost to you not by khallow · · Score: 1

      no but the government isn't some other body. it is based on a simple idea that we all need certain things that we can't or shouldn't pay for individually. (say fire department). we each pitch in and that makes everybody's life better.

      So what did Obamacare have to do with that nebulous ideal? Sure, we all need healthcare. But that is something we can pay for individually. And I argue further that we should, simply because health care can be very expensive, and it is not fair to the rest of society to cover expenses that we wouldn't pay, if we had to pay for it ourselves.

      I heard a restaurant analogy that I think explains my point. If a large group of us goes to a restaurant and pays for our meals individually, then we'll tend to order somewhat sparingly. If the bill is split evenly between all of us, then that dynamic changes. Every dollar I consume or refuse, doesn't go to me alone, but is split up between all of us. If I were paying individually, then a dollar saved or spent, goes to or comes from me. Split up among a group, it's insignificant. For example, a dollar saved in a group of one hundred means I spend a penny less than I otherwise would. Similarly, if I choose an entry worth a dollar more, it only costs me an additional penny. End result is that everyone spends more than they would if they were ordering for themselves alone.

      I believe this carries over as well to health care. Pooling risk and insuring against cash flow-destroying medical catastrophes is considered a good thing, but it also results in consumers of medical care, even with the presence of copayments, consuming more health care than they otherwise would.

    27. Re:If $3000 is the societal cost to you not by Anonymous Coward · · Score: 0

      It would be hard to improve on Swift's "Modest Proposal" here.

      That's all I'm gonna say.

    28. Re:If $3000 is the societal cost to you not by Anonymous Coward · · Score: 0

      You know the line: Soap box, ballot box, ammo box - use in that order.

    29. Re:If $3000 is the societal cost to you not by MickLinux · · Score: 1

      As an aside, though, I should point out that even though the CFLs nominally are good for 7-14 years, in reality a huge fraction of them blow their capacitors within 6 months.

      Since the cost is basically proportional to the environmental damage done, the CFLs are actually an excellent example of waste in the name of conservation.

      Aside from that, the majority of CFLs get disposed of in incinerators or landfills, so all that mercury ends up in the environment, in some of its most toxic forms.

      I have no problem at all with responsible environmentalism. But a lot of this stuff is nonsense.

      --
      Correct Horse Battery Staple: 72 bits of entropy. Enter "Correct H" into google. When it generates the phrase, that's
    30. Re:If $3000 is the societal cost to you not by ShooterNeo · · Score: 1

      Obviously, your "1 penny per month" is pure ignorance. Your opinions and misreading of your utility bill (you have to compare it to EXACTLY the same load for everything else in your house...meaning you need to measure what everything is is drawing) does not change the laws of physics. Those bulbs do draw 1/5 the power of what you had before. End of message.

      As for premature failures : try a better brand, maybe look up a review? Get the ecosmarts from Home Depot, those have the best reviews by far. They are less than 2 bucks a bulb. I've never had one burn out on me in 5 years.

    31. Re:If $3000 is the societal cost to you not by Red+Flayer · · Score: 1

      I've trimmed 1 penny/month off my bill

      If you've actually switched your bulbs from incandescent to CFL, you're lying.

      Replacing one 60-watt incandescent bulb with a CFL will save you a penny in less than three hours of use @ $0.10/kWH.

      Frankly, this bullshit you've written further cements by belief that you're generally full of shit.

      If you're replacing CFLs as often as you had been replacing incandescents, then you have a wiring problem in your house that is potentially very dangerous, you need to get an electrician out before your home goes up in flames.

      --
      "Trolls they were, but filled with the evil will of their master: a fell race..." -- J.R.R. Tolkien on Olog-hai
    32. Re:If $3000 is the societal cost to you not by Cimexus · · Score: 1

      While I'm not doubting your story, I have to wonder how there is such massive disparity in the reported figures for how long CFLs last between different people. I replaced all the lights in my house five years ago (actually, slightly more than five years ago now) and since then, a grand total of ONE has failed. If they were incandescents probably most of them would have been through a replacement by now, if not more than one replacement.

      Seems to me like the quality of these things is not very consistent. FWIW I use Mirabella brand CFLs (seems from their website they are only an Australian company though so probably only sell stuff here in Australia - http://www.mirabella.com.au/). Not because they are supposed to be particularly good or anything, just cause that's the standard brand most stores seem to carry here...

    33. Re:If $3000 is the societal cost to you not by Anonymous Coward · · Score: 0

      Because the method they are going about it is pure socialism,

      No, it's not. No sane socialist could look at the ACA and call it socialism. Both healthcare and insurance are still provided by privately owned companies. To be considered even remotely socialist, at least one of those two functions would have to be provided by the government. The ACA doesn't move either to the public sphere. It is not a very socialist law.

      (Which is not surprising since (a) the Democrats are not socialists no matter how much Republicans scream about Evil Socialist Communazis Coming To Eat Your Children and (b) it's recycled Republican healthcare policy anyways. The ACA is quite similar to the healthcare reform package which Richard Nixon pushed ~40 years ago, the 1990s Republican counterproposals to Hillarycare, and most of all Mitt Romney's Massachusetts healthcare system.)

      and completely unconstitutional by any sane interpretation of the Constitution.

      Even one of the conservative judges on the Supreme Court disagreed with you. The rest voted partisan as usual.

      Also, I've got some bad news for you: socialism is not ipso facto unconstitutional. It is amazing that McCarthy-esque red-scare tactics still work on people like you, 20 years after the cold war ended and >50 after McCarthy was revealed as worthless liar who sought to advance himself by exploiting fear.

    34. Re:If $3000 is the societal cost to you not by shentino · · Score: 1

      And I suppose we should all stop downloading so much data instead of making the networks upgrade their tubes with all that money they're making off of us.

      Here's my point:

      If you have a bunch of people fighting over slices of cake that are too small, you don't ask them to hold back just so that someone else can take their share.

      You hire more cooks and bake a bigger cake.

      Deferential courtesy goes quite far, but unless it's an inherently scarce resource, and not just one that's made artificially scarce for monopoly profit reasons, it's not the ideal solution.

    35. Re:If $3000 is the societal cost to you not by shentino · · Score: 1

      Meanwhile the broccoli farmers are seeing dollar signs coming back, and happy that their bribe--err, lobbying paid off.

    36. Re:If $3000 is the societal cost to you not by RzUpAnmsCwrds · · Score: 3, Informative

      Another bullshit hit piece on CFLs.

      1 penny per month a normal rate (10 cents per kWh) is 100Wh. A typical incandescent bulb is 60W, a similar CFL is 15W. That saves 45W. So if you replace a single 60W light bulb with a CFL and it's used 3 hours per month, you've already saved more than a penny per month.

      I'm guessing you have more then a single 60W light bulb and that you use it for more than 3 hours per month.

      I could talk about how actual tests show that CFLs last way longer than incandescent bulbs, or that most CFLs are crushed and recycled in the USA, or that shipping things "25000 miles from China" (it's closer to 7500 miles; no point is "25000" miles away) is actually not all that energy intensive.

      But I don't think your rant is based on facts. It's based on a need to be contrarian, to be seen as anything but "green", and to oppose environmental regulations.

      We can have a legitimate discussion about whether the government has the right to enact environmental regulations, about whether they are effective, and about whether they are necessary. But if you start with information that is wrong, we can't really discuss anything.

    37. Re:If $3000 is the societal cost to you not by Anonymous Coward · · Score: 0

      you have insurance to avoid the $2085 fine for not having insurance!

    38. Re:If $3000 is the societal cost to you not by Binestar · · Score: 1

      In this case hiring more cooks means burning more coal/natural gas/oil or building more nuclear. I'm all for doing that if there was no downside, but frankly, there is a downside (I'm for building new nuclear plants... even in my back yard since I get all my power from Ginna) to all those extra emmisions.

      So my real question is why not do both? Build more and save energy. It is the responsible thing... more supply, less demand == good prices.

      --
      Do you Gentoo!?
    39. Re:If $3000 is the societal cost to you not by datavirtue · · Score: 1

      Despite everyone's taxes my town just disbanded the fire department. We pitched in, and it failed.

      --
      I object to power without constructive purpose. --Spock
    40. Re:If $3000 is the societal cost to you not by Anonymous Coward · · Score: 0

      You *don't* have to pay for it. You idiots decided to make yourselves pay for everyone's emergency room care. No one held a gun to your head. *You* foot the bill. I don't want to be "all in this together." I want to run my own life, with the product of my own labor, interacting with others on a voluntary and aggression-free basis. If I die on a hospital doorstep, it's no fault of yours. Don't "take responsibility" for something that is NOT your responsibility, then foist the same decision on me, and say you're doing me a favor. I don't piss on you and tell you its raining.

    41. Re:If $3000 is the societal cost to you not by cpu6502 · · Score: 1

      >>>then you have a wiring problem in your house

      No what I have is upside fixtures that trap the heat and kill the CFL electronics. The blurb on the package says not to use them in enclosed fixtures because the heat will kill the bulb. Apparently the same is true for open fixtures that are placed upside down (ceiling lights). Until CFL can fix this flaw they will never be able to replace normal bulbs.

      >>>Replacing one 60-watt incandescent bulb with a CFL will save you a penny in less than three hours of use @ $0.10/kWH.

      I was being sarcastic. It's pretty clear that I HATE the compact flourescents as much as I hate Microsoft. I have tried all kinds of different brands, and NONE of them have lived their advertised 5-10 year lifespan. They die almost as frequently as the the regular bulbs, but cost almost ten times more. CFLs are just as shitty as Microsoft Vista was on my brother's 1/2 gigabyte machine.

      --
      My AC stalker: " I personally agree with your posts most of the time, but that won't keep me from modding you troll"
    42. Re:If $3000 is the societal cost to you not by cpu6502 · · Score: 1

      I have upside fixtures that trap the heat and kill the CFL electronics. The blurb on the package says not to use them in enclosed fixtures because the heat will kill the bulb. Apparently the same is true for open fixtures that are placed upside down (ceiling lights). Until CFLs can fix this flaw they will never be able to replace normal bulbs (which are already outlawed in the EU and soon to be outlawed in the US).

      As for the 1 penny thing, I was being sarcastic because I was angry. I HATE compact flourescents as much as I hate Microsoft. Regular tube-length fluorescents are fine, but the compact bulbs are shit.

      I wasted a LOT of money trying all kinds of different brands, and none have lived their advertised 5-10 year lifespan. They die almost as frequently as the the regular bulbs, but cost almost ten times more. CFLs are just as shitty as Microsoft Vista was on my brother's brand-new 1/2 gigabyte machine.

      --
      My AC stalker: " I personally agree with your posts most of the time, but that won't keep me from modding you troll"
    43. Re:If $3000 is the societal cost to you not by Anonymous Coward · · Score: 0

      The blurb on the package says not to use them in enclosed fixtures

      No it doesn't, it says the exact opposite. It says enclosed and even upside-down fixtures are explicitly permitted.

      What's that? How can I be so sure? I could ask you the same question, how you are so sure that my box does not explicitly permit such installations.

      Fact is, there are brands out there that explicitly permit such installations. That you continue to deny they exist just serves to harm your credibility.

    44. Re:If $3000 is the societal cost to you not by benhattman · · Score: 1

      No, how about you read the constitution. If you manage to get past the 2nd amendment, you'll notice that the federal government has broad authority to create laws and taxes. ACA is both a law and a tax.

      All these slippery slope arguments are frankly pathetic. We have a democracy. If a party runs on the "tax anyone who doesn't eat enough veggies and then ship broccoli to them via UPS" platform and they win the majority of support, then yes we deserve that mandate (both for good and ill).

      BTW, the flaw in this libertarian speak is it necessarily ignores that almost all freedoms we grant you are taken from other people's potential freedoms. At the most absurd level, that it's illegal to murder means you have taken away other people's right to murder. Non sociopaths will view this tradeoff of freedoms as overall a net benefit, but it is still a sacrifice of some freedom. At the extreme of your strawman argument, allowing people to eat junk takes away healthy eaters freedom from subsidizing the junk-foodies. How, you might ask? Yes, health care costs, but also entirely free market things like gasoline prices (fat people weigh more/use more gas, which increases demand and drives up prices for everyone). I don't think we should mandate eating veggies, that's taking too much freedom for too little benefit, but we might tax sugary drinks or candy at a higher rate and not feel that burden is inappropriate.

    45. Re:If $3000 is the societal cost to you not by Red+Flayer · · Score: 1

      I was being sarcastic.

      No you weren't -- if you were than your intended point would have been the opposite of what you had written. You were lying. Don't try to weasel out of it.

      No what I have is upside fixtures that trap the heat and kill the CFL electronics.

      So you have a specifically excluded use case (can lights are *by definition* enclosed fixtures), and from that, you generalize that CFLs are always bad?

      You're a liar, a bad one at that, with an axe to grind. Please stop being a dipshit, you're just making yourself (and by extension, the causes you support) look idiotic.

      --
      "Trolls they were, but filled with the evil will of their master: a fell race..." -- J.R.R. Tolkien on Olog-hai
    46. Re:If $3000 is the societal cost to you not by robsku · · Score: 1

      No, no, no, no, no! Read the Constitution and Declaration of Independence. They aren't long.

      The government does not exist on the simple idea that it should provide things we don't want to pay for individually. Nowhere in there does it say anything about that. The government exists for ONE reason. To preserve life, liberty, and the pursuit of happiness. And no, providing healthcare is not the government preserving life.

      Of course it is - someone claiming otherwise with a straight face would feel bizarre to me if I had not already been baffled on how most of the rest western countries (and others...) get this, but for some reason people just go apeshit about it in USA and start drooling while babbling about Chairman Mao :x

      ...it worries me, to be truthful - and it saddens me how people in 3rd world countries, and in USA, suffer so much because lack of proper health care :/

      --
      In capitalist USA corporations control the government.
    47. Re:If $3000 is the societal cost to you not by zlives · · Score: 1

      "And no, providing healthcare is not the government preserving life"
      i would have thought that more for "pursuit of happiness". can't really be happy if you are bankrupt because of health care costs... I am assuming you believe in paying for services you receive.

    48. Re:If $3000 is the societal cost to you not by Anonymous Coward · · Score: 0

      People keep repeating the libertarian somalia meme... it just shows your ignorance of the subject.

    49. Re:If $3000 is the societal cost to you not by danbert8 · · Score: 1

      You still have the freedom to pursue happiness. You don't have a right to happiness.

      --
      Yes it's an anecdote! Were you expecting original research in a Slashdot comment?
    50. Re:If $3000 is the societal cost to you not by danbert8 · · Score: 1

      Once again, NO NO NO NO NO! We do not have a fucking democracy. We have a fucking Constitutionally Limited Government. Why bother having a bill of rights if 51% of the population can force the other 49% to do whatever they want. Read the Federalist and Anti-Federalist papers. They talk about this shit. Our founders weren't stupid, people who think democracy is even close to a good idea are stupid.

      And I agree, you can't have infinite freedom. Allow me to explain: http://www.youtube.com/watch?v=VTDbH_Ruojw

      --
      Yes it's an anecdote! Were you expecting original research in a Slashdot comment?
    51. Re:If $3000 is the societal cost to you not by cyn1c77 · · Score: 1

      no but the government isn't some other body. it is based on a simple idea that we all need certain things that we can't or shouldn't pay for individually. (say fire department). we each pitch in and that makes everybody's life better.

      That's actually called Socialism... and that is not the concept that the US was originally formed after.

    52. Re:If $3000 is the societal cost to you not by cpu6502 · · Score: 1

      reads CFL package: "Do not install in an enclosed or sealed fixture." And for good reason. The temperatures kill the electronics (mainly the caps which swell and leak and die).

      >>>there are brands out there that explicitly permit such installations.

      Show me some.
      I've never seen them.

      --
      My AC stalker: " I personally agree with your posts most of the time, but that won't keep me from modding you troll"
    53. Re:If $3000 is the societal cost to you not by Anonymous Coward · · Score: 0

      Show me some.

      Try visiting a Home Depot sometime.

    54. Re:If $3000 is the societal cost to you not by cornjones · · Score: 1

      mmm... no. that is called government. Socialism is a label that has taken on a new meaning of 'something bad we don't understand' but that isn't what I am discussing here (though you could engrandize it to be).

      By the people/for the people, that is the base of the deal. We are getting together to help ourselves have a better life.

  100. Re:I thought the SCOTUS had become a political bod by Anonymous Coward · · Score: 0

    You got your citizens united decision though, so your devil's purchase of a supreme court majority was still worth it for the right to allow multinational corporations to spend as much money directing our politics as they want.

  101. Why didn't they do that before? by Brannon · · Score: 1

    when there was absolutely no penalty for doing so. ... ...

  102. Cost of US medical insurance by Anonymous Coward · · Score: 0

    There are two and only two reasons that US medical insurance is ridiculously expensive compared to for example Europe.

    1. Missing either a legal requirement to have a medical insurance or a tax funded medical system. The reason that the insurances go up is partly that hospitals issues higher bills in order to cover for people without insurance paying, the other reason is that if you are not legally required to have one, then it is likely that the risk of an insurance taker is higher since he may have some sort of condition and therefor want to have the insurance (medical group insurances are cheaper to sign up for this very reason).

    2. The ridiculous lawsuit culture of the US. This leads to excessive compensations being payed out to patients when the physician makes a mistake. As a consequence, the physicians need to sign up for insurances that cost hundreds of thousands per year; naturally these costs must be taken from the patients, i.e. their medical insurance.

    Number 1 is now about to be fixed, number 2 however is more difficult since it is based on common law that has been evolving in the US for a long time. The government have a very small chance of influencing this, although in Louisiana that use the civil law system (in principle codified law), the rules can be changed by the state.

  103. Obama ... Cesar by Anonymous Coward · · Score: 0

    Obama has won this round.

    Not on the merit of justice or even logic. He won on the account that as President of the USA he 'claims' the right of justified murder of any human being on planet Earth or elsewhere.

    The 'Justices' knew this and ruled to save their own lives and the lives of their families and of course their children. They are no doubt exercising plans to escape USA to a safe haven as we type.

    This sets the Election of 2012; Freedom or Slavery (under ObamaCare).

    I look forward to the day soon that National Guard Tanks roll down Pennsylvania Avenue with the bombardment of the Obama Klan within the White House and the Office Buildings round DC and the slaughter of the unelected Federal government employees of the USA.

    There will be blood.

    May God forgive them, I and 10 million others will not.

    Let's see if Obama has payed off the 'Generals' with male whores, drugs and money from Mexico, of their choosing and if the 'troops' do their bidding.

    I smell blood in the air. :)

    Obama's blood.

    Let us drink the Obama rat dry.

  104. Of Course by TheNinjaroach · · Score: 1

    Of course the Supreme Court found it Constitutional. When was the last time they told the government "no" to having any power that matters?

    --
    I went to eat some animal crackers and the box said, "Do not eat if seal is broken." I opened the box and sure enough..
    1. Re:Of Course by Dr.+Gamera · · Score: 1

      Of course the Supreme Court found it Constitutional. When was the last time they told the government "no" to having any power that matters?

      2010. http://en.wikipedia.org/wiki/Citizens_United_v._Federal_Election_Commission

  105. Health Insurance Downward Spiral by uslurper · · Score: 5, Interesting

    I am surprised and disappointed by this ruling. But not for the reasons you might expect.

    I want the US to have universal health care, but I think the mandate was a back-asswards way of getting it and I dont think it will be successful.
    It would have been far better to just make it a tax. This mandate only helps the health insurance industry slow its inevitable downward spiral.

    Accoding to a 2007 study by Kaiser Permanente, http://www.kff.org/insurance/7692.cfm
    Healthcare spending has risen steadily and has outpaced wages. This means that less and less people can afford healthcare, and in turn less people will be purchasing insurance. Of course this is cyclical, since with less people buying insurance, the insurance sompanies will ahve to increase their premiums.
    And so the health insurance industry is already in a downward spiral that will eventually collapse.

    I fear that the health insurance mandate will not stop this downward spiral, since it will be less expensive for healthy people to just pay the fine than to buy insurance. Eventually, the US government will have to intervene.

    Taxpayers already pay for a large percentage of the populations medical services. If you count Medicare, Medicaid, Federal, State, and Local governments, that makes up over 100 million users, or 30% of the population. As less people can afford healthcare, the government will be shouldering a higher percentage.

    Dont fool yourself. You are paying for this one way or another. Either by taxes, or by rising insurance costs. If your company is paying the premiums, you may want to ask them why you did not get a raise this year and they will tell you it was eaten up by premiums. insurance is after all a 'tax' that you pay in order for 'services' to be available when you need them. The healthy people end up paying for the sick people with chronic problems caused by obesity, diabetes, heart disease, lung and liver diseases, all could be prevented by good diet, exercise, and staying away from drugs, alcohol, tobacco, fat, and sugar. How does that make you feel when your hard earned dollars are going to pay for someones lung cancer treatment who has chain-smoked for 20 years?

    Not that I am bitter or anything. i paid more for health care in the last 5 years than I did in taxes. The last 2 years I paid more in health care than I did for my mortgage. And that is with an employer sponsored plan and a healthy family. But the good news is that this will HAVE to change. We know it and there is a clear path to where we need to go. In the next 5-10 years we will have universal healthcare whether we vote for it or not.

    --
    oldhack: "Security is a waste of money until shit hits the fan. 5 minutes later, it becomes waste of money again. "
    1. Re:Health Insurance Downward Spiral by goodmanj · · Score: 1

      I agree with a lot of what you say, but I don't think you're being pragmatic enough.

      It sounds like you're arguing for a single-payer system with the health insurance companies out of the picture. I'd like that too: the problem is, it's politically impossible. If you abolish the way health care is paid for, you put every single person who works within that system out of a job. Everyone who works for an insurance company, everyone who works on the financial side of an HMO -- there are hundreds of thousands of these people, and they and the megacorporations they work for will do everything in power to sabotage your plan.

      Now, the existence of these people is a big part of why health care costs so much, so firing some of them is good for all of us. But if you try to violently overturn their system, they will fight you to the end. Obamacare's strategy is to co-opt them, make them allies rather than opponents. They're unpleasant bedfellows, but you've got to have them in bed with you or you'll never get anywhere.

      One other note:

      I fear that the health insurance mandate will not stop this downward spiral, since it will be less expensive for healthy people to just pay the fine than to buy insurance. Eventually, the US government will have to intervene.

      The folks who wrote the bill understand that. The fine is less than the cost of full health insurance, but it does provide enough money to provide bare-bones care for uninsured people when they do show up at the hospital with a broken limb. One way to put it: you can either choose to buy insurance, or be forcibly enrolled in a really crappy single-payer socialized medicine scheme.

    2. Re:Health Insurance Downward Spiral by randyleepublic · · Score: 1

      >> staying away from drugs, alcohol, tobacco, fat, and sugar

      Fat? Stay away from fat??? Are you insane? If you don't eat fat, your body malfunctions in a million ways. What you mean is bad fat. Fat from grain fed animals is the number one culprit.

      --
      Social Credit would solve everything...
    3. Re:Health Insurance Downward Spiral by Anonymous Coward · · Score: 0

      You seem to be objecting to the legislation, not to the Supreme Court ruling, which is a matter of Constitutionality. Important distinction.

  106. Re:I thought the SCOTUS had become a political bod by Altus · · Score: 1

    Actually all the ruling does is say that congress can levy a tax penalty for a behavior in the same way that they can levy a tax break for a behavior.

    Functionally the two are more or less equal. If they raised everyone's tax by 2 grand a year and gave everyone with insurance a tax break it would be the same effect.

    --

    "In America, first you get the sugar, then you get the power, then you get the women..." -H. Simpson

  107. Justices THREATENED! by Anonymous Coward · · Score: 0

    The only thing I can think of is that the Justices must have been threatened.

    This was so unconstitutional on so many levels, I don't even know where to begin.

    A Direct violation of the 10th Amendment. If anybody can find a place in the constitution where it says congress can regulate healthcare, I would like to see it, otherwise it is reserved to the States and to the People.

    Final version voted by the Senate ONLY. It was a budgetary attachment.

    The United States is about freedom, and so this is a direct violation against the spirit of law.

    I have decided long aog that I will not comply with this. I have insurance, and always have, but I will not admidt to it. Will not pay any penalty, and if any penalty is forced upon me, I shall reverse it by very inventive means.

    =====
    Unconstitutional Official Acts

    16 Am Jur 2d, Sec 177 late 2d, Sec 256:

            The general misconception is that any statute passed by legislators bearing the appearance of law constitutes the law of the land. The U.S. Constitution is the supreme law of the land, and any statute, to be valid, must be In agreement. It is impossible for both the Constitution and a law violating it to be valid; one must prevail. This is succinctly stated as follows:

            The General rule is that an unconstitutional statute, though having the form and name of law is in reality no law, but is wholly void, and ineffective for any purpose; since unconstitutionality dates from the time of it's enactment and not merely from the date of the decision so branding it. An unconstitutional law, in legal contemplation, is as inoperative as if it had never been passed. Such a statute leaves the question that it purports to settle just as it would be had the statute not been enacted.

            Since an unconstitutional law is void, the general principles follow that it imposes no duties, confers no rights, creates no office, bestows no power or authority on anyone, affords no protection, and justifies no acts performed under it.....

            A void act cannot be legally consistent with a valid one. An unconstitutional law cannot operate to supersede any existing valid law. Indeed, insofar as a statute runs counter to the fundamental law of the lend, it is superseded thereby.

            No one Is bound to obey an unconstitutional law and no courts are bound to enforce it.

    Jon Roland:

    Strictly speaking, an unconstitutional statute is not a "law", and should not be called a "law", even if it is sustained by a court, for a finding that a statute or other official act is constitutional does not make it so, or confer any authority to anyone to enforce it.

    All citizens and legal residents of the United States, by their presence on the territory of the United States, are subject to the militia duty, the duty of the social compact that creates the society, which requires that each, alone and in concert with others, not only obey the Constitution and constitutional official acts, but help enforce them, if necessary, at the risk of one's life.

    Any unconstitutional act of an official will at least be a violation of the oath of that official to execute the duties of his office, and therefore grounds for his removal from office. No official immunity or privileges of rank or position survive the commission of unlawful acts. If it violates the rights of individuals, it is also likely to be a crime, and the militia duty obligates anyone aware of such a violation to investigate it, gather evidence for a prosecution, make an arrest, and if necessary, seek an indictment from a grand jury, and if one is obtained, prosecute the offender in a court of law.

  108. What about the religious exemption? by Anonymous Coward · · Score: 0

    Why are we giving tax incentives to the delusional?

  109. Actually no. by Brannon · · Score: 4, Informative

    Obama's lawyers said that it is independently authorized under both the commerce clause and the taxing authority, and then made the case [with precedent] that in cases where a law would be constitutional under one clause of federal authority but unconstitutional when read under another clause of federal authority then the Supreme Court is obligated to interpret under the clause which renders the law constitutional, regardless of the language within the law or political verbage utilized when debating the law outside the courtroom.

    The majority opinion said that it was unconstitutional under the commerce clause, but clearly constitutional under the taxing authority, regardless of the labels used.

    That argument makes a lot of sense to me as an engineer who is far more concerned with mechanics than with labels.

    1. Re:Actually no. by Anonymous Coward · · Score: 0

      Except that the bill never would've passed the Congress in the first place if it had been advertised as a tax. Now the Democrats who want to defend it during a severe recession have no choice but to defend it on the grounds that it's a tax. Good luck with that

    2. Re:Actually no. by roman_mir · · Score: 1

      but clearly constitutional under the taxing authority, regardless of the labels used.

      - yeah, this is wrong.

      As a tax, this is clearly UNconstitutional.

      Here is a list of constitutional taxes:

      1. Uniform excise tax.
      2. Direct apportioned tax.
      3. 16th amendment established a direct tax on 'income' that doesn't have to be apportioned.

      This tax doesn't fall under any of the options in that list, it is unconstitutional.

      Now, maybe the gov't wants to argue that it is an excise tax, because by not making monthly payments you are 'buying a privilege' or some such nonsense, but if they do that, then they have to go around another issue.

      Court basically said: there is no mandate because you don't go to jail if you don't pay monthly premiums.

      BUT THERE IS PENALTY. What is it, 2.5% of your income, something around that.

      OK, but the court said: there is no mandate there. So if there is no mandate, there can be no privilege not to buy that product, because if there is no mandate, you have a right not to buy it.

      This entire thing is not over, there will be more challenges and there should be.

    3. Re:Actually no. by Anonymous Coward · · Score: 0

      it is unconstitutional

      Shame you don't understand this word at all.

      Again: if SCOTUS says it is constitutional, *by definition it is.*

  110. Re:Think for a daggone minute... by Anonymous Coward · · Score: 0

    Yeah... duh!

    I'd expect drooling sports fans to fail to comprehend that... not Slashdotters.

    I am saddened.

  111. It's always been cheaper for them to drop by Brannon · · Score: 2

    coverage--why haven't they?

  112. Wow. When is a penalty not a penalty? by E_Ron.Eous · · Score: 1

    When it's a tax! Frankly, after reading this ruling I'm still shaking my head. Roberts shot down every argument made by the Federal government in support of the ACA, then in order to sustain the act, made some convoluted argument that what was clearly labeled as a penalty was in fact a tax. This ruling has to be the most f**cked up ruling I've ever read.

  113. What would Hitler do? by MadMartigan2001 · · Score: 1

    Imagine if Hitler, Stalin, Napoleon, etc were president. Would you be comfortable with the power they have? If not, the current president and congress have to much power. Period. You should always imagine a 'bad guy' in the seat of power and act accordingly because someday, the bad guy will be there.

    1. Re:What would Hitler do? by Anonymous Coward · · Score: 0

      I wouldn't be comfortable with Hitler as the school crossing guard. Or Stalin.

      Napoleon? Eh, not so bothered with him. Maybe it's time, maybe it's perception.

      Appealing to the worst, and saying "hey, you can't imagine somebody worse with that power in there" is a bit extreme. Who would be comfortable with Hitler or Stalin at all?

      At a certain level of notoriety, we wouldn't want any power available to them. That would have consequences too.

      Maybe if you're worried about them, you need other ways than just limiting power directly.

      Besides, you're not supposed to be comfortable, but watchful. That's the point.

  114. How is this different? by Brannon · · Score: 1

    Single payer:
        1. you pay taxes according to your ability to pay
        2. some entity provides you with healthcare

    ObamaCare:
        1. you pay premiums/taxes according to your ability to pay
        2. some entity provides you with healthcare

    What's the difference?

    1. Re:How is this different? by Grishnakh · · Score: 1

      The difference is there's a big profit-making insurance company in between, taking a giant cut of the money and NOT providing any healthcare.

    2. Re:How is this different? by Anonymous Coward · · Score: 0

      I understand your concern with that. However, the ACA requires insurance companies to pay, I think, 80% of their premium intake to provide for medical care. If they go under 80% then they have to provide a refund. It's not like the bill said take in more money but don't pay out. Same thing with eliminating rescission. That was the best thing for insurers. Take all your money then not give you anything. With the ACA they have to meet the premium-to-payment ration and cannot rescind coverage. We'll see how it works, but your concern is 1) valid and 2) hopefully accounted for in a reasonable fashion.

  115. queue morons in 3, 2, 1 ... by Anarchduke · · Score: 1
    --
    who prays for Satan? Who in 18 centuries has had the humanity to pray for the 1 sinner that needed it most? ~Mark Twain
    1. Re:queue morons in 3, 2, 1 ... by Anarchduke · · Score: 1

      I should have typed cue, but queue seems appropriate as well.

      --
      who prays for Satan? Who in 18 centuries has had the humanity to pray for the 1 sinner that needed it most? ~Mark Twain
    2. Re:queue morons in 3, 2, 1 ... by srobert · · Score: 1

      They're moving to Canada to escape Obama's "socialist" health care plan. My head's going to explode with irony.

    3. Re:queue morons in 3, 2, 1 ... by riverat1 · · Score: 1

      Are those the same people who said "Keep your government hands off my Medicare?"

  116. Free money for insurance companies. by Anonymous Coward · · Score: 0

    The problem with health care is not so much all the people that don't pay, it's the fact that all the health care providers cry and whine about managed care, but they don't want to manage it.

    Anybody that has had major medical expenses and had to deal with their receivables or administrative office, knows exactly what I mean.

  117. So you don't benefit at all from by Brannon · · Score: 1

    living in a society in which women have health care coverage? No wife, mother, sister, nothing? Born in a test tube?

    If you do benefit, then you aren't paying your fair share. Why should the rest of us have to pay your share?

  118. Anyone See CNNs Initial Report It Was Struck Down? by Anonymous Coward · · Score: 0

    Just curious. I went to the CNN web site and it was bannered how the Supremes had struck the mandate down as unconstitutional.

    Did CNN gamble and try to beat others only to have to pull the story and post the real one?

    Did anyone else happen to see that?

  119. Congress' wet dream by Anonymous Coward · · Score: 0

    I'll bet half of congress had an orgasm after this ruling. The power to make people buy something? Completely awesome! I'll bet they're dreaming up more stuff they can force us to buy.

  120. Roberts wisely lied by Anonymous Coward · · Score: 0

    You will note that in his Ruling, Roberts said that the conservative wing made the same argument as you did, namely, that the law was labeled incorrectly.

    And as Roberts wisely stated, it's pretty silly to argue that you should strike down a law because of it being mislabeled, rather than for the effect of the law.

    Roberts also stated that its ok to impose this tax because the government won't ever throw you in jail for not paying this penalty. And we all know the IRS never puts people in prison for non payment of taxes http://en.wikipedia.org/wiki/Al_Capone#Conviction_and_imprisonment, http://www.reuters.com/article/2010/11/19/us-snipes-idUSTRE6AI42J20101119, ad nausem.

  121. milkshake by hackula · · Score: 1

    My preexisting condition drinks your milkshake! Mwahahaha!

  122. Why do you think pays for your hospital bills? by Brannon · · Score: 1

    while it "goes to collections". How does ruining your credit pay for doctors or medical equipment? Seriously, who pays?

    I do. Stop being a freeloading bum.

  123. Welp... Having a great day at work. by OverkillTASF · · Score: 3, Insightful

    "Healthcare" is a limited resource, consisting of the time and money of doctors and nurses, of the people involved in the creation of medical devices, compounds, and procedures. To say you have a "right" to healthcare is to say you have a right to the time and money of other people. Your right to free speech doesn't mean anyone has to provide you the means to speak, the right to keep and bear arms does not mean you will be furnished a gun. This is huge step in blurring the definition of a "right", and in my opinion just pushes us further towards a world with no consequences for failure or motivation to succeed.

    Health insurance is not required for healthcare. They are two separate things. If a tree crashes through your roof and you don't have home owner's insurance, you can still get your roof fixed.

    What we've done with Obamacare isn't "making healthcare affordable". It has nothing to do with looking at "why" various components of healthcare are expensive, it just bluntly tries to spread the money around and artificially cap expenses. We've basically made private insurance companies tax collectors. Everyone must pay them now. That means you and I are part owners of that big pool of money, and we will be responsible for making sure it never gets drained. With the added burden that now everyone must be covered by health insurance, the 9 pack a day smoker who eats 12 sausage links at each meal and can't leave the house will be free to drain that pool for their cholesterol medications, Mucinex, eventual cancer drugs, etc. But it is up to us to pay more and more to keep that pool full.

    There are very few people who legitimately can't work. That group gets even smaller if you throw away the ones who very squarely put themselves in a position of being unprepared for life, whether through their financial idiocy of not saving a dime their entire lives, or just a series of boneheaded moves. There are some people who are poor, and nothing they could have ever reasonably done would have prevented it. But there are very few of those people, relatively speaking. Since we can't distinguish those who absolutely CAN'T do for themselves... the ones who actually NEED welfare... from those who have turned society's safety net into a hammock, our system of welfare is slowly eroding the beauty of life and living free... living and dying with the decisions you make. There are risks in life, there are unfair things that happen, there are unlucky out of nowhere things that will totally F you through no fault of your own. I would hope that people can donate their time, money, skills, kind words, to people in those situations. However, forcing "charity" like this is wrong on so many levels.

    We have moved beyond charity. We have been marching towards becoming a society which has grown so used to comfort, so used to easy existence, that when something bad happens it must be someone else's fault, someone else's responsibility to fix. You're the victim because you paid for college and the degree didn't get you a job. You're the victim because you developed cancer. You're the victim because you don't have any money at retirement, but man those apartments you lived in your whole life sure looked good full of rental furniture. You're the victim because you made a sure-thing investment in a house, the value went to shit, and now you're under water.

    We have abandoned tightly knit social circles, living within our means, and exchanged them for 700 Facebook friends who don't give a shit about us, 4 flat screen TVs in our apartments, and a thought that retirement is when we are given a bunch of money and get to stop working. We don't have any idea what emergency savings are. We lose our minds and are in complete despair that a car problem will cost us $250, but man Starbucks coffee sure is good every day. We think a 25 year old should still be living under the financial wing of his parents.

    If people decided to throw their money into a pot and use it for charitable giving for medical purposes, that woul

    1. Re:Welp... Having a great day at work. by Anonymous Coward · · Score: 1

      "Healthcare" is a limited resource, consisting of the time and money of doctors and nurses, of the people involved in the creation of medical devices, compounds, and procedures.

      Nope, that's not the definition of a limited resource. Why? Because it turns out we can train more doctors, make more compounds, and expand capacity.

      To say you have a "right" to healthcare is to say you have a right to the time and money of other people.

      Nope, just that as a society we're going to make sure that the provision of healthcare IS available to all, as this is more affordable and more effective than the hands-off libertarian method.

      Health insurance is not required for healthcare. They are two separate things. If a tree crashes through your roof and you don't have home owner's insurance, you can still get your roof fixed.

      There are many places where "home insurance" of various forms can also be required. For example, the "fire" insurance that is currently be used in Colorado.

      What we've done with Obamacare isn't "making healthcare affordable". It has nothing to do with looking at "why" various components of healthcare are expensive, it just bluntly tries to spread the money around and artificially cap expenses. We've basically made private insurance companies tax collectors. Everyone must pay them now. That means you and I are part owners of that big pool of money, and we will be responsible for making sure it never gets drained. With the added burden that now everyone must be covered by health insurance, the 9 pack a day smoker who eats 12 sausage links at each meal and can't leave the house will be free to drain that pool for their cholesterol medications, Mucinex, eventual cancer drugs, etc. But it is up to us to pay more and more to keep that pool full.

      In reality, before this law, that person could make themselves sick, and eventually you'd pay for it because of EMTALA. You want to say people should just be left to die? Ok, but guess what? You haven't convinced a majority of others that your way should be implemented.

      I don't know why. Perhaps because we recognized that for the less than pleasant idea it represents.

      There are very few people who legitimately can't work.

      Perhaps, though I notice you haven't put a source for your claim...but you also overlook something.

      Those few are the most expensive to care for.

      Since we can't distinguish those who absolutely CAN'T do for themselves... the ones who actually NEED welfare... from those who have turned society's safety net into a hammock, our system of welfare is slowly eroding the beauty of life and living free...

      In reality, we can, and welfare DOES require an affirmative effort towards employment. In this country you are no longer allowed to just claim it and that's the end of it. At the least, you have to make a show of continuing disability or care of another.

      Otherwise guess what? Work programs. Yes, they do exist. THANKS FOR PAYING ATTENTION.

      We have moved beyond charity. We have been marching towards becoming a society which has grown so used to comfort, so used to easy existence, that when something bad happens it must be someone else's fault, someone else's responsibility to fix. You're the victim because you paid for college and the degree didn't get you a job.

      The current degree mills ARE a problem, as they do produce unfit workers, thanks for noticing. They do make victims of many people, with loads of debt. It is quite criminal really.

      You're the victim because you developed cancer.

      That would be the case for many. Take the Radium Watch girls.

      You're the victim because you don't have any money at retirement, but man those apartments you lived in your whole life sure looked good full of rental

  124. privatization of taxation by GodWasAnAlien · · Score: 5, Interesting

    What should concern everyone, and the reason John Roberts supported the mandate, is that it sets a precedent to allow privatization of taxation.

    The "Left" supported it because the mandate was attached to health care, but this is a step towards corporatism much bigger than Citizens United.

    1. Re:privatization of taxation by jkauzlar · · Score: 1

      I agree Roberts must have some ulterior motive, but this seems dubious. Link to better explanation?

    2. Re:privatization of taxation by ninjagin · · Score: 1

      I commend you, sir. You have hit the nail squarely on the head. If I had the points, I'd mod you insightful.

      --
      .. pa-ra-bo-la, pa-ra-bo-la, 2 pi R, 2 pi R, where's your latus rectum, where's your latus rectum, 2 pi R
    3. Re:privatization of taxation by Anonymous Coward · · Score: 0

      Yup. And it would blow up in their faces horribly if it wasn't for the sad fact that .gov's finances will do that first.

    4. Re:privatization of taxation by Anonymous Coward · · Score: 0

      This no more sets a precedent to allow privatization of taxation than giving people a tax break for buying a house. Now, I get a tax break for having health insurance just like everyone who owns a house gets a tax break for owning a house. One is stated as a penalty and another is stated as a break, but the end result is the same.

    5. Re:privatization of taxation by davydagger · · Score: 1

      the so called "left" supported it because the democrats set out a big campaign to make them feel it was integral to their being.

      Politics in the US has almost devolved into "gang warfare".

  125. Dumb by Anonymous Coward · · Score: 0

    The government may now mandate you to buy anything and impose a tax on you if you do not.... They will use this ruling as precedence. This is dangerous territory for Americans.

    And the bucket-headed democrats call this a victory.... Well, stupid is as stupid does.

  126. Slavery is now legal in the USA! by Anonymous Coward · · Score: 0

    Slavery is now legal in the USA!

  127. Is Coercive Always Bad? by mx+b · · Score: 1

    Government should never coerce, and should have let all those fine gentlemen hang on to their way of life and their slaves in the 1800s.

    For the most part, I completely agree with you. We should be free to make our own decisions and live our lives as we wish as much as is possible. But there are some issues that are bigger than us, some personal decisions that affect society as a whole, and we need someone/thing strong to make the good happen for all of society over enormous cultural resistance. It is unfortunate that humanity is so good at getting itself stuck in habits and behaviors that are self-destructive, but that is the reality, and sometimes we need a social push to get passed that limitation.

  128. Re:I thought the SCOTUS had become a political bod by daemonenwind · · Score: 1

    Quite surprising to see Roberts cross the aisle on this decision..

    Not so much. One of his old professors said he'd do this.

    This vote establishes Roberts as a different sort of swing vote. If the vote on the merits of a case - without Roberts - results in a 4-4 tie, Roberts has shown he will break the tie in favor of upholding what Congress has done. Roberts does not want close votes to decide large matters - and this is how he chooses to resolve that desire.

  129. No real compulsion? by Rotag_FU · · Score: 1

    A report on msnbc stated: NBC's Pete Williams reported that Roberts reasoned that “there’s no real compulsion here” since those who do not pay the penalty for not having insurance can’t be sent to jail.

    I do not understand this statement because currently if I do not pay my taxes then I will go to jail for tax evasion (maybe not immediately, but eventually). Is there some special provision that specifically states that failure to pay the penalty (tax, whatever) cannot be enforced through incarceration? If so, what enforcement measures are allowed: liens, wage garnishment, something else? Are those not means of compulsion? If there are no enforcement measures, then what are the motivations for paying the penalty at all? I do not like the concept that the government can pass almost anything as long as the penalty for non-compliance is not jail time. I'm hoping that the Williams' statement was just a poorly worded extrapolation of Roberts' argument.

    1. Re:No real compulsion? by riverat1 · · Score: 1

      Yes, I believe it is explicitly written into the ACA that you can't be arrested or jailed for not paying the fine. What they can do is withhold any federal tax refund you may be due or possibly as you noted liens or garnishment.

  130. Re:Anyone See CNNs Initial Report It Was Struck Do by ryanov · · Score: 1

    A friend of mine posted that on Facebook and was beat back... so anecdotally, yes.

  131. Do you have some better form of democracy? by Brannon · · Score: 2

    It was voted on by two houses of Congress from the legislative branch (all elected) and signed by the President (also elected) from the Executive branch, and then had its legality endorsed by the Supreme Court from the Judicial branch.

    Just because some Fox News opinion polls show that a majority of inbred tea-partiers don't like "ObamaCare" doesn't mean that democracy isn't functioning as intended. You just aren't in the majority on this one.

    Also, Libertarianism is stupid.

    1. Re:Do you have some better form of democracy? by Anonymous Coward · · Score: 0

      It's not just Republicans against Obamacare, fleebagger. It includes a majority of Independents and plenty of Democrats.

  132. It's a strange scene. by Qbertino · · Score: 1

    Every 1st world nation on the planet has healthcare, I don't get why this is such a debate in the US. Honestly, the style of political campaigning, the retoric and the poo-flinging going on in the States truely is some bizar spectacle when observed from over here (Europe).

    I live in Germany and by US standards we've got a Mercedes-Benz class nanny state, the republic just pulled of a hideously expensive reunification in the last two decades and it's now sponsoring a lions share of the aftermath of crappy budget discipline in the southern parts of the continent and still it has one of the most stable economies. (BTW, I didn't vote for Merkel and I won't, but I sure hope she has some verbal ass-chewing ready for Bella Italia at tonights EU meeting)

    I can't shake the feeling that you guys must be doing something wrong ... aside from Irak invasions and insane military budgets, that is. Maybe you should just try this healthcare thing for a few years, I'm sure you guys will see the benefits. ... Just saying.

    And apologies to all USians who share my opinion ... just pass that on to those fellow citizens who don't get it.

    My 2 cents.

    --
    We suffer more in our imagination than in reality. - Seneca
    1. Re:It's a strange scene. by Shados · · Score: 1

      There's confusion and historical reasons to it. The US is near Canada, which is a totally terrible health care system (oh look, its FREE! Except for all the things that aren't free, which is everything where your life doesn't depend on it, and seeing a family doctor if you don't have one already will take 6 months... Lets not get started about the ER).

      Then you have the fact that its already a private-ish system, and prices are sky high, as opposed to a private/regulated system like what is in Germany (if what I've been told is correct), so doing the transition would be problematic: the prices are so high and out of control, socializing part of it is absurdly expensive.

      So in the end, the US is between a rock and a hard place because they didn't do this sooner. A private but heavily regulated system is what seems to be working best in hindsight from countries that have it, but its too late to put that in place easily...thus the problem.

    2. Re:It's a strange scene. by mc6809e · · Score: 1

      Every 1st world nation on the planet has healthcare, I don't get why this is such a debate in the US.
      I live in Germany...

      I'm sure that if there were a Europe-wide system you'd be complaining, too.

      Do you really think Germans should be subsidizing the health care system of the Hellenic Republic, or of the Poland, or of Turkey? Would you trust some central European authority to manage the health care system of Germans? I doubt it.

      Now that Americans have a national health care system maybe they can start asking Europeans why they can't give healthcare to all Europeans, equally.

  133. Virtualized middleman function by istartedi · · Score: 1

    Under a single-payer system, the government would collect the tax and use it to pay for healthcare. This is already established as Constitutional (medicare, medicaid, etc.). It's conceivable that the government could turn around and pay those taxes to private companies in order to provide those services. Still perfectly OK. Contractors work with the gov all the time.

    The mandate just virtualizes the government's typical role as middleman in this equation.

    --
    For all intensive purposes, "whom" is no longer a word. That begs the question, "who cares"?
  134. You are a liar. by Brannon · · Score: 1

    He never promised universal healthcare--he promised universal insurance with an individual mandate, which is exactly what we got.

    The wars are over, dumbass--nearly all the troops are home. Read a newspaper sometime.

    The economy has recovered substantially from the nose dive it was in when he took over. Remember >10% unemployment? A lot of the bailout money has been repaid.

    He also promised an end to "Don't Ask, Don't Tell"--which he followed through on. And countless other things.

    1. Re:You are a liar. by captjc · · Score: 1

      He never promised universal healthcare--he promised universal insurance with an individual mandate, which is exactly what we got.

      The public option was always "on the table" as part of his campaign platform.

      The wars are over, dumbass--nearly all the troops are home. Read a newspaper sometime.

      We are out of Afganistan, The Philippines, Pakistan, and Yehmen? We're no longer using the Navy to fight Somali Pirates? Wow, I wish someone would have told me, but the media doesn't covers wars. [/sarcasm]

      The "War on Terror" is never over.

      The economy has recovered substantially from the nose dive it was in when he took over. Remember >10% unemployment?
      Shitty economy is still shitty.

      Now, if you look at the spirit of my original post, I was saying that his poll numbers aren't because of closet racism but probably because he ran as a Democrat and turned out to be only moderately left of Bush and just slightly more effective. I keep hearing about this socialist in office and wonder who the hell they're talking about. A socialist president would probably be a refreshing change after the last 12 years.

      --
      Slow Down Cowboy! It's been 1 hour, 47 minutes since you last successfully posted a comment
  135. Re:Headline fix:"Supreme Court confirms Obama a li by NicBenjamin · · Score: 1

    Dude,

    Two points:

    1) If you think this is new you should re-read the 16th Amendment. the government has had this power since before your grandfather was born.

    2) It's not used because it's less useful then you think. If Congress has the votes for your welfare taxes then it has the votes to abolish Welfare. Period. the Abortion tax is probably a violation of Roe vs. Wade. The Illegal Immigrant Tax is quite possible politically, but what are you gonna do if they simply refuse to pay?

  136. Re:I thought the SCOTUS had become a political bod by riverat1 · · Score: 1

    Nobody's forcing you to buy insurance. You just don't get the tax rebate if you don't.

  137. Since we have the best healthcare in the world, by musterion · · Score: 1

    let's charge for it. Since there are sneaky taxes in this bill like the 2.5% medical device tax, I think the US should heavily tax non-US citizens who come over to use our system. We can be kind to our friends in Canada and only charge them 100 or 200 percent because they have such a wonderful healthcare system. Rich Saudi princes or Hugh Chavez can pay say 10,000 percent because they can afford to pay. ANd since the "rich" should pay their fair share someone like George Soros or Bill Gates can also pay that same 10,000 percent tax on medical services.

  138. Well...not so much by Weaselmancer · · Score: 1

    If you liked Public Housing, the Public Post, and Public Schools, you're going to LOVE Public Health Care.

    Except that it isn't public health care. It is private health care, mandated publicly. You'll notice private companies handle health insurance like Aetna, Blue Cross, and so on. And they still will. These companies are not going away.

    In contrast to that, the US Post Office, public schools, and public housing authority (HUD) are all held by branches of the government. I don't believe the government is going to start buying hospitals or insurance companies and running them. However if they did, your statement would be a valid comparison.

    --
    Weaselmancer
    rediculous.
    1. Re:Well...not so much by mrex · · Score: 4, Insightful

      Except that it isn't public health care. It is private health care, mandated publicly. You'll notice private companies handle health insurance like Aetna, Blue Cross, and so on. And they still will. These companies are not going away.

      Which is, ironically, why this legislation sucks.

      Americans pay 16-18% of our per capita GDP in health care costs. France and Switzerland, the two consistently highest rated health care systems on planet Earth, which both offer true universal coverage to all their citizens, cost their people around 11% of per capita GDP.

      You will not hear these numbers being touted by Democrats, Republicans, or the media. It isn't in there interests for you to understand how bad things have really gotten in the USA.

    2. Re:Well...not so much by chad.koehler · · Score: 5, Insightful

      Do you think part of this may be that the French and Swiss are on average much healthier than the typical U.S. citizen?  Since our average population is so incredibly unhealthy the overall risk to insurance companies is much higher, causing costs to rise for all involved.

      I'm not stating this as a fact, but asking the question.

    3. Re:Well...not so much by Weaselmancer · · Score: 4, Insightful

      Oh I agree. But even the little baby steps we're taking with Obama's health care reform act are being met with all kinds of illogical resistance. It boggles me. People standing in the streets with signs wanting to repeal Obamacare. Even though it has provisions like how you can't be dropped or denied for a pre-existing condition. How in the world could someone be against that? I could see a CEO of a health care company not liking it, but the rest of us? How?

      We're so screwed up in this country that you can actually get nearly half the people in the streets shouting that this is a bad idea. I have no idea how you accomplish that, but there you go.

      So yeah, anything more invasive like what France has and it's ARRGH SOCIALISM and people would totally lose their minds. Even though it would be in their best interests.

      --
      Weaselmancer
      rediculous.
    4. Re:Well...not so much by mosb1000 · · Score: 1

      I doubt many people are upset by that. The thing that has people upset is that they will be required to buy health insurance. It seems like a gross infringement on individual rights to require people to buy something (especially something as scammy as health insurance).

    5. Re:Well...not so much by Anonymous Coward · · Score: 0

      It's less in those countries because they don't spend the money on seniors that the USA does. That's 90% of all healthcare spending.

    6. Re:Well...not so much by infonography · · Score: 0

      Do you think part of this may be that the French and Swiss are on average much healthier than the typical U.S. citizen? Since our average population is so incredibly unhealthy the overall risk to insurance companies is much higher, causing costs to rise for all involved.

      I'm not stating this as a fact, but asking the question.

      Patently idiotic assumption. By your supposition the French and Swiss are overall living a more healthy lifestyle there for they would have better outcomes. Slashdot is supposed to be for smart people who let you in? Universal healthcare assume that since it's not prohibitively expensive to see a physician the likelihood of catching a serous health issue early is greatly increased. If you catch cancer in the first stages you have a 1000 times more likelihood that you can cure it then if the person wanders into the E.R. in the terminal stage.

      --
      Sorry about the writing. Robot fingers, you know? Cliff Steele in DOOM PATROL #23
    7. Re:Well...not so much by gr8_phk · · Score: 5, Insightful

      The thing that has people upset is that they will be required to buy health insurance.

      People do not like not being excluded due to pre-existing conditions.
      People do not like being force to buy insurance.
      Sorry, you can't have it both ways. Otherwise young healthy people wait until they have a problem and then expect to start paying the same rate as everyone else. The function of insurance is to amortize the costs of unexpected (randomly occurring?) events over time and over population. This is broken both by people selectively participating and by companies selectively allowing people to participate. You must eliminate the cheaters on both sides or you really screw one side.

      Not passing judgement, just pointing out one of the fundamental issues this law attempts to address.

    8. Re:Well...not so much by chad.koehler · · Score: 4, Funny

      Calm down and have another diet Coke with your double Whopper.

    9. Re:Well...not so much by Weaselmancer · · Score: 5, Insightful

      Well two things.

      First thing, if you don't have health insurance and you get sick, who pays? That's right - I do. And everyone else who contributes to the system. But you don't. It's not fair.

      Second thing. Health insurance just got a whole lot less scammy now that the reform act is in place. Go read it - you'll see. There's a ton of lousy crap they're not allowed to do now.

      --
      Weaselmancer
      rediculous.
    10. Re:Well...not so much by mattack2 · · Score: 1

      Even though it has provisions like how you can't be dropped or denied for a pre-existing condition. How in the world could someone be against that? I could see a CEO of a health care company not liking it, but the rest of us? How?

      Because it makes MY insurance more expensive, because a 2 pack a day smoker is mandated to be able to get insurance, even if they get lung cancer.

      (...and some vegan that runs a zillion miles a day is subsidizing me, since I eat crappy food.. I'm not for them subsidizing me, either.)

    11. Re:Well...not so much by mosb1000 · · Score: 1

      I wasn't asking to have it both ways.

    12. Re:Well...not so much by Anonymous Coward · · Score: 1

      I think that it is likely true that Americans are a higher risk to insurance companies. I think some of this is caused by the expense of health care, but the obesity issue definitely plays into it. I'm betting we will see more insurance policies start to include extra costs for being over x weight or a deduction for being under x weight.

    13. Re:Well...not so much by loxosceles · · Score: 1

      Doesn't matter if you're not for it, you're getting subsidized anyway.

      No health insurance company has an insurance class for vegans or paleo dieters who do 30+ minutes of cardio a day, because until there are cheap tech means of measuring compliance, implementing that would cause the insurers to hemorrhage profits due to cheaters claiming healthy habits, getting the discount, then having diabetes/etc when they eat sugar 24/7 and don't exercise.

      The Ins companies tend to only screen for pathological conditions, so trying to be healthy has negligible immediate monetary benefit over being average or slightly below average.

      I strongly believe that society needs to tackle the problem of convincing people to be healthy first, THEN move to a public healthcare system (for-profit insurers making money off of people's need/desire to be covered against catastrophic medical problems doesn't seem ethical to me).

    14. Re:Well...not so much by shentino · · Score: 1

      The worst part is that I'm no longer allowed to self insure simply by exercising, eating my vegetables, getting regular checkups, and boosting my vitamin intake.

      Self helpers have an incentive to stay away from paying insurance premiums to protect against health problems they are less likely to encounter due to preventive healthcare.

      Now since I have no choice but to cough up either to the feds or to the private sector, why should I bother keeping myself healthy if I'm just going to wind up giving up my savings to the pockets of some insurance CEO?

    15. Re:Well...not so much by kcitren · · Score: 1

      That's what insurance is. It's everyone subsidizing everyone else. It's pooled risk.

    16. Re:Well...not so much by petermgreen · · Score: 2

      Heres the problem,

      If you don't allow insurers to price their services based on pre-existing conditions then insurance will become a good deal for those with pre-existing conditions and a poor deal for those without pre-existing conditions. So people without pre-existing conditions won't buy it until/unless they develop a condition. Of course once that happens the price will go up and health insurance will become a poor deal for those with minor pre-existing conditions. Repeat ad-nauseum until health insurance is not an option for most people.

      Mandatory insurance combined with not allowing insurance to price their insurance based on pre-existing conditions is basically socialism by the back-door. Of course forcing hospital emergency rooms to take uninsured patients without paying them to do so is also socialism by the back-door.

      Not that I think socialism is bad but if it is to be done it should be done by the front door and appear in the governments budgets.

      --
      note: i'm known as plugwash most places but i screwd up registering that here somehow in the past and now can't register
    17. Re:Well...not so much by neyla · · Score: 2

      No, I don't think so. US healthcare is unreasonably expensive even if you consider it not as fraction of GDP, but as cost relative to level of care offered. You can count how many doctors you have for each 1000 inhabitants, you can count how many times various procedures are performed, you can slice and dice it however you want, and still the conclusion is that the costs are much too high, relative to performance.

      Swiss people *are* more healthy, but that doesn't explain why they get 3.6 doctors for each 1000 people while USA gets 2.3 doctors for each 1000 people -- despite paying less for healthcare, for example.

    18. Re:Well...not so much by silentcoder · · Score: 1

      Actually that has been (sort of) tried, though not (as far as I know) in the USA.
      In South Africa there is a private medical aid (our term for medical insurance) called Discovery who has a program called Vitality.
      The vitality program does not directly affect premiums, but it gives financial incentives and rewards for certain healthy living practises. Specifically partnerships offerring free gym memberships (excercise is good). a 50% discount on movie tickets and cheaper hotel and air prices (watching movies and taking regular holidays both reduce stress - which is one of the most effective ways to reduce other health issues).

      By doing this they managed to keep their membership healthier than average and for years were the cheapest medical insurer you could get as a result. Further steps impacted the premiums directly - for example if you haven't smoked in 6 months your premiums are quoted cheaper, running regular health-screenings at people's offices to help with early diagnosis of risk factors (early treatment is cheaper than later - and preventative care is cheaper than cures) and even going so far as to have certain schemes available only to people who live in coastal provinces (which are much cheaper for level of coverage) on the basis that statistically in South Africa people who live in coastal cities are significantly healthier (lower stress culture and a healthier, less polluted environment.

      So while not entirely what you propose - the idea of tying insurance rates to risk factors in medical insurance (as it is done in other insurance types) is quite feasible.
      These days though Discovery is no longer cheap - even on the cheapest plans but it's not because their system failed, that happened because they managed to get all the biggest employers in the country to agree to "must sign-up" partnerships with them.
      Basically the employers get to do employer-co-funded insurance (for which there is a tax benefit so most large employers do that) at a rate that's much cheaper for the employer but only if they agree to demand that all staff ONLY insure with discovery. There was a law passed later which said if you already had insurance with one medical aid your employer cannot force you to change, but they can force any previously uninsured staff to join the plan they choose as a condition of your employment contract.

      Getting enough of those deals put Discovery in a position where they rule most of the market without having to actually be priced competitively -they can charge more than the competition for much less coverage and still get customers who don't want to risk their jobs to save on premiums.

      I'd take state-insurance systems like the British NHS over THAT mess to be honest.

      --
      Unicode killed the ASCII-art *
    19. Re:Well...not so much by silentcoder · · Score: 1

      >If you don't allow insurers to price their services based on pre-existing conditions then insurance will become a good deal for those with pre-existing conditions and a poor deal for those without pre-existing conditions.

      Except that wasn't what they did, they explicitly refused to cover people with pre-existing conditions at all. Now that's a complete healthcare failure since it means the people who actually NEEDED coverage the most weren't eligible for it at all.

      --
      Unicode killed the ASCII-art *
    20. Re:Well...not so much by Anonymous Coward · · Score: 0

      How do you pay if I get sick and can't go to the doctor?

    21. Re:Well...not so much by Boscrossos · · Score: 1

      What he said. I have a great international health insurance from my company, up to a maximum cost that is largely sufficient for nearly the entire world, but when I went on honeymoon to America, my travel agent, my mother (who knows the sector pretty well), and even our embassy advised me to get an extra policy, with an even higher maximum, because apparently American healthcare is among the most expensive worldwide. So how was you pre-Obamacare system so great again?

      --
      Jesus saves... the rest takes full damage.
    22. Re:Well...not so much by azalin · · Score: 1

      There is another issue worth contemplating: What happens to you and your family if you get seriously ill and require long and expensive treatment? All those heartwarming stories of families asking for donations for a chronically ill child, people selling their homes for a heart operation, or being kicked out of hospital because you're somewhat fit enough to leave and uninsured - They just don't happen. You're sick, you get treated. No need to scrape up cash, or wait till the shit hits the fan. Over there the ER is for unforeseeable emergencies and accidents, not for people who can't afford to see a regular doctor.

    23. Re:Well...not so much by benhattman · · Score: 1

      Maybe the diseases we yanks have at higher rates are caused by the additional stress of possibly not having health insurance...

    24. Re:Well...not so much by tbannist · · Score: 1

      Because people like you go the emergency room at the hospital when they get really sick. You have no insurance and the hospital can't turn you away, so they have to increase the costs of every other service they provide to cover the cost of running the emergency room as a clinic for young, usually healthy, free loaders. Because they've increased the cost to cover free-loaders, the insurance company's have to pay more, so they in turn pass the increased cost onto everyone who does have health insurance.

      The Republican position appears to be that American should be so responsible for their own health care that they can be irresponsible and force everyone else to pay for it. Because when it's the tragedy of the commons, it's not socialism.

      --
      Fanatically anti-fanatical
    25. Re:Well...not so much by tbannist · · Score: 1

      I'm not for them subsidizing me, either.

      That's what health care pools do, essentially you'd have to make health insurance illegal to avoid it. Of course, in other countries, you are required to tell (honestly) private health insurance company's if you smoke and they set the rate they charge based on whether or not you smoke (and how much, and for how long). So there is a reasonable middle ground here.

      --
      Fanatically anti-fanatical
    26. Re:Well...not so much by tbannist · · Score: 1

      So the only reason you were living a healthy lifestyle was to save money on health insurance? That seems unlikely.

      --
      Fanatically anti-fanatical
    27. Re:Well...not so much by Magius_AR · · Score: 1

      Even though it has provisions like how you can't be dropped or denied for a pre-existing condition. How in the world could someone be against that? I could see a CEO of a health care company not liking it, but the rest of us? How?

      For the same reason I'd be against a bill handing out a billion dollar tax credit to anybody who wants it. Because money doesn't grow on trees. Because a "free lunch" is rarely ever "free". And because law should be about much more than "whatever benefits me most".

    28. Re:Well...not so much by mrex · · Score: 1

      >I think that it is likely true that Americans are a higher risk to insurance companies.

      I think the implication that Americans' fatness is taking our per capita GDP health care expenditure to nearly 20% without even managing to cover everyone is pretty wild, especially without any evidence supporting it.

      More likely is that our system is just really bloated and inefficient, like it has been in so many countries until the past 20-30 years, when most modern societies reformed their health care system into a national system.

    29. Re:Well...not so much by mrex · · Score: 1

      > Do you think part of this may be that the French and Swiss are on average much healthier than the typical U.S. citizen?

      I doubt it is a very big part of it because the numbers are just too huge... we're not spending a few percent more, we're spending over double the per capita GDP expenditure in places like the UK, which (no offense) is not a lot more healthy generally than the US.

      That said, seeing some numbers would be interesting.

    30. Re:Well...not so much by zlives · · Score: 0

      as you enjoy your 10 day a year vacation (if you get any), no sick days and no personal days. oh also we understand that it takes 20 minutes out of the hour of lunch break you may get ( sometimes half hour) so just grab that double whopper (made your way) and cram it down with the diet coke (healthy?) because we don;t want you to have to use your vacation days for when you are sick.

    31. Re:Well...not so much by davydagger · · Score: 1

      the resistance is almost soley to the "invidual mandate" which was a republican idea from the 1990s

      irony?

    32. Re:Well...not so much by davydagger · · Score: 1

      see thats the problem with insurance. Its about making money. Combine with "health", the healthcare systems is not designed to help you, but rob from you where you are least able to defend yourself.

      We need a healthcare system designed to do just that. provide "Health Care", beneficial towards inviduals, which is beneficial towards the nation as a whole to make sure we get the care we NEED when we NEED it. Not to rip us off when fall down.

    33. Re:Well...not so much by AK+Marc · · Score: 1

      Nope. It's mainly behind the "reactive-only" model of US care. With every health care I've been on, I've had a copay for doc appts. So, if I had a pain, I'd wait to see if it'd go away. Sometimes those things turn out to be cancer, where going in at the first sign would have reduced cost of treatment and total impact. If you want to see the problem go away, eliminate the corporate welfare supporting corn syrup and other sweeteners (and the import taxes on sugar).

      The French aren't more healthy. They eat lots of cheese, and French food is full of fat, though no idea whether French people eat like that.

  139. Sure, no problem, as long as... by tekrat · · Score: 1

    I don't have to keep paying for your wars.
    I don't have to pay to subsidize your car accidents.
    I don't have to pay when your uncle who smokes, gets emphysema.
    I don't have to pay for secret government ops that do not directly benefit me.
    I don't have to pay to bail out banks that gamble with other people's money.
    I don't have to pay to subsidize roads that rich people drive on, nor the police and firemen that service the wealthy.

    I mean after all, if you don't want to pay for other people's healthcare, then why should I pay for any of the above?

    --
    If telephones are outlawed, then only outlaws will have telephones.
  140. MOD PARENT UP by Anonymous Coward · · Score: 0

    The people who are arguing against this seem to be young people who've never had a real accident or health problem in their life.

    and to TheSpoom: "after insurance premiums shoot through the roof and price fixing is commonplace" - You don't appear to have had much experience with medical care in this country.

  141. Everybody wins! by Anonymous Coward · · Score: 0

    The democrats get to keep the health care law in place, with the individual mandate intact.
    The republicans have their rhetoric verified about how the commerce clause does not allow Congress to force individuals to engage in said commerce.
    Everyone claim victory!

  142. not sufficiently profitable by damn_registrars · · Score: 0

    What ever happened to the public option? You know, cutting the profit motive out of funding health care, so that people do not have to fight with their insurance companies or with hospitals just to get the treatment they need?

    There isn't enough opportunity to make money in a public option. Even more so, the insurance companies own the vast majority of the people in the executive and legislative branches (and perhaps some of the judicial as well) from both parties.

    In fact, you'd be hard-pressed to find someone in either chamber of congress who hasn't taken money from the health insurance industry. In other words, the public option was killed by money.

    --
    Damn_registrars has no butt-hole. Damn_registrars has no use for a butt-hole.
  143. It's official by ChrisMaple · · Score: 0

    The United States of America is now a tyranny. We are looking at the world-wide end of freedom within the lifetimes of most people now living.

    --
    Contribute to civilization: ari.aynrand.org/donate
  144. Re:I thought the SCOTUS had become a political bod by acoustix · · Score: 1

    You do realize that in order to drive on public roads, you are required by law to buy into private auto insurance? This isn't a new phenomenon.

    But I'm not required to purchase a car and drive. I'm only taxed for public roads AFTER I make my own decision to purchase a car.

    --
    "A plan fiendishly clever in its intricacies"- Homer Simpson
  145. Re:I thought the SCOTUS had become a political bod by acoustix · · Score: 1

    Nobody's forcing you to buy insurance. You just don't get the tax rebate if you don't.

    That's not how it works. And people with a brain don't get tax rebates - they pay in.

    If you don't buy insurance the government is fining (taxing) you. You are being taxed for being alive.

    --
    "A plan fiendishly clever in its intricacies"- Homer Simpson
  146. Sigh. by Brannon · · Score: 4, Insightful

    gasoline is already taxed (eventhough this tax doesn't cover the full society cost of gasoline): so isn't that tax an unfair imposition on your freedom in the same way that this health care tax is?

    > If he doesn't have a tankless heater, he's the one paying the gas bills for the heater.
    > If he doesn't have a programmable thermostat, he's the one paying the utility bills.

    The taxes on those items don't cover their societal cost. If you think they do then you are naive.

    > Yes, you mentioned the ER. The fix to that isn't to impose insurance, it's to remove the requirement that the ER treat those who won't pay their bills.

    Now you've crossed from naive to stupid. I would bet every dollar I have that your opinion on this changes as soon as you or a loved one is in the position of needing emergency health care.

    1. Re:Sigh. by cpu6502 · · Score: 1

      >>>gasoline is already taxed (eventhough this tax doesn't cover the full society cost of gasoline): so isn't that tax an unfair imposition on your freedom in the same way that this health care tax is?

      You don't have to pay gasoline or diesel tax if you don't want to. You can walk. Ride a bus..... or bike. Maybe buy a horse-and-carriage from the Amish neighbor. Or buy offroad fuel with no tax, and just drive around your own estate/farm/ranch, as some Americans do.

      --
      My AC stalker: " I personally agree with your posts most of the time, but that won't keep me from modding you troll"
    2. Re:Sigh. by tmosley · · Score: 1

      No hospital is going to deny someone who is in real trouble emergency care, they are just going to kick out all those with fake emergencies seeking to game the system for free medical care.

      Go to your local hospital and take a look around the emergency room. Maybe one or two people out of 25+ have a real emergency.

      The trouble with people is that they see a government requirement and think that if that requirement weren't there, that the action wouldn't happen in some other way. I'm not even sure what kind of bias to call this--reverse normalcy bias?

    3. Re:Sigh. by danbert8 · · Score: 1

      Gasoline is taxed because it is a voluntary activity. You can avoid the gasoline tax by not driving. More to the point it is a road use tax, it is just based on gasoline as it was the simplest method of charging it.

      I guess you could consider being alive as a voluntary activity. But charging someone a tax because they are alive in order to keep others alive longer seems pretty dumb to me. The GP was exactly correct when they suggested ERs not be required to treat someone who won't pay. Then they can make a value decision if the care needed is really urgent or if the person coming in just has a minor medical problem that the ER shouldn't be handling.

      Charity is one thing, the government... that's something completely different. If you are poor you need charity, not government. I like to consider myself charitable. I would gladly donate money to help people in need. However, I see that there is a huge difference between that and FORCING others to pay for charity.

      --
      Yes it's an anecdote! Were you expecting original research in a Slashdot comment?
    4. Re:Sigh. by Anonymous Coward · · Score: 0

      And you've crossed that same line thinking the government is able to assess and collect the outlying costs associated behaviors.

    5. Re:Sigh. by fearofcarpet · · Score: 1

      > Yes, you mentioned the ER. The fix to that isn't to impose insurance, it's to remove the requirement that the ER treat those who won't pay their bills.

      Now you've crossed from naive to stupid. I would bet every dollar I have that your opinion on this changes as soon as you or a loved one is in the position of needing emergency health care.

      Actually s/he is just repeating Ron Paul's healthcare plan. And therein lies the fallacy of all the libertarian "broccoli" nonsense. There are two choices; don't treat people without insurance or force everyone to share in the risk pool (i.e., buy insurance or pay a tax penalty.)

      --
      Actually, I wrote my thesis on life experience.
    6. Re:Sigh. by robsku · · Score: 1

      Charity is one thing, the government... that's something completely different. If you are poor you need charity, not government. I like to consider myself charitable. I would gladly donate money to help people in need. However, I see that there is a huge difference between that and FORCING others to pay for charity.

      Well, I for one want to be either supported by government or pay taxes for government to support those in need. I'm glad I live in a country where things are better on this front than in most other countries - even many that are doing generally really well.

      It sickens me to see a so called "1st world country" where people care so little - and charity? Well, it doesn't seem to work that well in comparison - social security system does things better, it covers people in need more equally (where with charities some get this and others get that, nobody is secure, no knowledge how things go next month, week or even day and finally the streets will be left much less safe while the (other) costs for society will remain higher than with proper social security system.

      This is just what I see by observing the world around me, but I don't know why anyone would like to pay more to get less.

      --
      In capitalist USA corporations control the government.
    7. Re:Sigh. by danbert8 · · Score: 1

      Social Security is a DISASTER. It covers people equally more than they paid in. And you and I are on the hook for it. It is a Ponzi scheme, plain and system and will collapse eventually.

      Also, in regards to your sig, in real capitalism, the government has no powers that corporations can control.

      --
      Yes it's an anecdote! Were you expecting original research in a Slashdot comment?
    8. Re:Sigh. by robsku · · Score: 1

      Social Security is a DISASTER. It covers people equally more than they paid in. And you and I are on the hook for it. It is a Ponzi scheme, plain and system and will collapse eventually.

      Reality and history suggest otherwise - there is nothing I know of indicating that my country (or any other, but I know mine the best) will end up in any "collapse level issues" because of social security (on the contrary). How long would it take then?

      Also, in regards to your sig, in real capitalism, the government has no powers that corporations can control.

      I'm not going to argue your claim of "real capitalism" here as it's not relevant to what my sig says - and it's a sig anyway, and meant to be taken half seriously at it.

      --
      In capitalist USA corporations control the government.
    9. Re:Sigh. by danbert8 · · Score: 1

      http://www.justfacts.com/socialsecurity.asp#financial

      The social security program, if you assume the US Treasury prints the money (inflates) they already spent to cover Social Security payments that they are required by law to cover, will still be out of money by 2033. When do you plan on retiring? Or should the government continue printing money to cover Social Security payments in excess of what they collect in Social Security taxes?

      And I wasn't being serious about your sig either, just trying to point out that people blaming the failure of capitalism generally fail to realize that we don't have capitalism, and haven't had it for a long time. We are more capitalist than most places, but definitely not the most capitalist... http://www.heritage.org/index/default

      --
      Yes it's an anecdote! Were you expecting original research in a Slashdot comment?
  147. Re:I thought the SCOTUS had become a political bod by acoustix · · Score: 1

    Dude,

    Why are you surprised?

    the government already gives favorable tax treatment for homeowners and college grads.

    Hell the 16th Amendment which allows the income tax is broadly written, and it's 16th so it amends the First Amendment, which means that a 110% income tax on Jews is almost certainly Constitutional.

    Surely you recognize the difference between being taxed for being a live and being taxed because you bought something or are employed.

    The 16th amendment does not amend the 1st amendment. It amends the Constitution.

    --
    "A plan fiendishly clever in its intricacies"- Homer Simpson
  148. The free market sets the cost by Brannon · · Score: 1

    of health insurance--do you have some better way? You don't believe in capitalism?

    1. Re:The free market sets the cost by tompaulco · · Score: 1

      of health insurance--do you have some better way? You don't believe in capitalism?
      There is no free market for health insurance. In a free market, a person can look at all of the vendors offering the same good, and can say, "those are all too expensive. I shall do without." This tends to lower prices. If, on the other hand, you are REQUIRED to purchase from one of the vendors, then they can charge whatever the hell they want, and you have no choice because you have to buy from one of them.

      --
      If you are not allowed to question your government then the government has answered your question.
  149. No matter what SCOTUS says, It's NOT a tax... by Anonymous Coward · · Score: 0

    But I'd prefer it if it were.

    My employer's Health Insurance (for which I don't qualify,) runs ~ $80-$100 per pay-period. Roughly $200 a month. This "tax" would cost me $150-$200 per year. Guess which one I'll be choosing.

  150. Great for big plans by Anonymous Coward · · Score: 0

    Large plans, with thousands of participants, easily hit that overhead mark. With room to spare, in many cases.

    But smaller plans, of the type championed by "Local Exchanges", will have a much harder time (nearly impossible) meeting this mark, because they have to put all that recordkeeping, administration, paperwork, legal overhead over far fewer people.

    So this naturally points to a "market" with very, very few options. An odd choice for a board that decries cable companies doing the same thing with channel packages.

  151. This may be inconvenient, but by Anonymous Coward · · Score: 0

    You do realize that the constitution of the Commonwealth of Massachusetts is necessarily very different from that of the United States of America?

  152. You do have a check on the government power. by Brannon · · Score: 2

    They're called elections--you may want to look into it.

    The government already engages in all manner of taxation based on their accounting of societal cost. How do you think the raise funds for social security and the defense budget? And they already use the tax code to encourage behavior modification (mortgage interest deductions, etc.).

    They certainly could pass a law requiring that you pay taxes sufficient to fund their "brocolli initiative", whereby they give every citizen 10lbs of brocolli. There is nothing in this ruling that says they can force you to eat it, and you are free to vote them out of office and change the law. That's how democracies work.

  153. And yet the US Supreme Court disagree with by Brannon · · Score: 1

    you--including the conservative Chief Justice appointed by a Republican president.

    Do you think you understand what is constitutional and unconstitutional better than the US Supreme Court? If so, then we are missing a very important voice on the bench.

    1. Re:And yet the US Supreme Court disagree with by cpu6502 · · Score: 1

      The Supreme Court is not the final answer. Remember they've made mistakes before, like when they said segregation is just fine-and-dandy under the Constitution. What had been just a local law of two states then became national policy. :-|

      "They are as honest as other men, and not more so. To presume they should decide all constitutional questions is to place us under the depotism of an oligarchy [rule by a few]. Their power is all the more dangerous as they are not subject to the elective control of the people." - Thomas Jefferson 1820s

      --
      My AC stalker: " I personally agree with your posts most of the time, but that won't keep me from modding you troll"
    2. Re:And yet the US Supreme Court disagree with by Anonymous Coward · · Score: 0

      The Supreme Court is not the final answer.

      Absolutely correct. Congress can pass legislation over-riding that answer. The POTUS can do his own thing to over-ride that answer as well. And we the people can vote in a POTUS or congresscritter who will do their thing to over-ride that answer.

      But unless/until one of those things occurs, it is the current final answer. It's just not the be-all, end-all, cannot-ever-be-changed final answer.

  154. Much ado about nothing by IwantToKeepAnon · · Score: 1

    Ok, so what if I'm a poor chap with no insurance that gets a illness with and need catastrophic treatment .... say chemo for my cancer. I go into debt to the order of hundreds of thousands, maybe millions. I already can't pay that ... now I owe that AND a tax. Sorry tax payers your still screwed out of the healthcare cost and now your screwed out of the "tax" fee too.

    Same s*!t, different day. If the poor couldn't afford (or want) healthcare yesterday, I don't see this changing their minds today.

    --
    "Happy families are all alike; every unhappy family is unhappy in its own way." -- Anna Karenina by Leo Tolstoy
  155. This is actually funny reasoning... by raehl · · Score: 1

    Roberts says Congress can't do this under the commerce clause, because allowing Congress to assess a penalty/fee for not paying for an insurance policy that will cover health care you would otherwise receive for free (through emergency rooms, or simply not paying your bills after hospital treatment) would allow congress to assess a penalty/fee if you don't pay for something that you're NOT going to get for free if you don't pay for it.

    Then he turns around and says Congress can force you to do whatever the hell they want as long as they do it through the tax code. So it's even WORSE than had it simply been upheld on commerce clause grounds.

  156. Re:I thought the SCOTUS had become a political bod by Linnen · · Score: 1

    There is the Roberts Court legacy to think of. Kidding aside, one analysis that I read does make a good case that this ground-breaking in a big way that a number of people have missed. As in saying that the mandate penalty falls under Congress's power to tax is a minnow next to the following whale.

    This ruling also limits the Commerce Clause.

    "This is the Roberts Court. And here, we’ve got a pro-business Court that interprets laws as constitutional when it can. Roberts found a way to keep this law in-bounds — without abandoning his conservative principles on the expansion of federal power. The conservatives “disappointed” with Roberts today are being silly and can’t see the long game here. The Commerce Clause has been limited AND the Court looks non-partisan. Beat that with a stick."

  157. That doesn't make any sense. by raehl · · Score: 1

    It's ALREADY cheaper for employers to drop insurance.

    The mandate, by forcing more people into the insurance pool, will make it cheaper for employers to CONTINUE to offer insurance, as people with insurance will be subsidizing less of the healthcare of deadbeats who don't have insurance, receive care, and then don't pay for it.

  158. ^^ This by Anonymous Coward · · Score: 0

    There are no advantages for consumers by connecting healthcare to employment. None. It's waaaaay more complicated, more time-consuming, more difficult to use, and if you work at a relatively small company then the increased costs of a few fellow employees can decrease the benefits you get or increase the amount that you pay even if you're perfectly healthy and never really use it. As an Australian now living in the US it drives me mad how they do this.

  159. Who's the parasite? by Anonymous Coward · · Score: 0

    Now wait a second. If I am young and healthy and I don't have health insurance, how does that make me a parasite? Nobody is paying for me to get any medical care. In many ways, you are the parasite-- you want me to pay for something I'm not going to use, so that you can (ostensibly) pay less for it (we'll see).

    In reality, the "true parasites" in healthcare are always the very unhealthy-- those whose medical needs far outstrip their financial means. It's not their fault (usually), but it is a fact. Nearly everybody else pays far far more in premiums/taxes than they will ever use.

    1. Re:Who's the parasite? by shoemilk · · Score: 1

      Hello Thank you for checking in. I'm always curious to see how it's going in the bizarro world of Forever Now. Good to know nothing has changed since last time, nor the time before that, or before that, or before that, or before that. In the world of Forever Now, "insurance" is a scam and everyone knows it because nothing bad ever happens because nothing ever changes. Fire extinguishers? Non existent! Why should they? No one will ever use them. Waste of money!

      Seriously, are you that short-sighted or just that stupid? Ever sick person was once "young and healthy".

  160. Do you hear that sound? by xs650 · · Score: 2

    Do you hear that sound? It's the sound of millions of far right wingers hyperventilating at once.

    1. Re:Do you hear that sound? by KozmoStevnNaut · · Score: 1

      You should see the absolute shitstorm going on at freerepublic.com.

      They're seriously calling this the worst thing that has ever happened in the US, the end of the republic, the end of the constitution and it just gets better and better the further you go. A bunch of them are seriously discussing assassinating judge Roberts etc.

      And for all their ineffectual whining, they will not change a single letter in a single piece of legislation nor bend a single hair on a single head. It's fantastic to see them have a complete meltdown, very cathartic :-)

      --
      Eat the rich.
  161. Re:I thought the SCOTUS had become a political bod by Anonymous Coward · · Score: 0

    But the supreme court is highly political. Almost every decision on a topic that is politically charged seems to split almost perfect down party lines. Yeah, one person often crosses over, so it's not as die-hard as congressional politics. But still, it seems odd to me that it's so rarely does a politically charged topic ever come out as clearly right or clearly wrong to the supreme court.

  162. Russian 101 by ufpdom · · Score: 1

    Obama translates Thank You Comrade Obama and all done w/o google translate!

    --
    There's no Freedom like UFP-dom
  163. Mandatory Chevy Volts for Everyone by Anonymous Coward · · Score: 1

    Next comes the tax penalty for those that don't purchase a Chevy Volt. SCOTUS just granted unlimited power to the Congress over your personal lives. Regardless of what you think about the inequality of health care in America, this ruling should frighten you.

    SCOTUS is talking out of both sides of their mouth. One one hand they say that Congress can't force you to purchase anything yet on the other than say they have unlimited power to tax you and therefor punish you for not purchasing something. This boils down to: Buy it or we can kill you. (Don't pay taxes be threatened with jail, resist forced incarceration, use of deadly force is authorized)

    Scary.

  164. Re:I thought the SCOTUS had become a political bod by NicBenjamin · · Score: 1

    Surely you recognize the difference between being taxed for being a live and being taxed because you bought something or are employed.

    The 16th amendment does not amend the 1st amendment. It amends the Constitution.

    If the Amendments weren't part of the Constitution laws violating freedom of religion would be Antiamendmental, not Unconstitutional. Moreover parts of the 12th Amendment which set the Presidential Inauguration to March, are superseded by the 20th Amendment which sets a January inauguration date; despite the fact the 20th does not include the words "12th Amendment." It just says Inauguration day is in January, and *poof* all previous disagreeing Amendments don't count.

    Which means the later Amendments Amend earlier Amendments, and the 16th must Amend the first. In other words Congress can't ban the Jewish religion, but it's power to set income taxes "from whatever source derived, without apportionment among the several States, and without regard to any census or enumeration" can tax the Jewish religion into nonexistence.

    I'm not saying I support this, or that if Congress tried this BS I wouldn't be right out there protesting it. Hell, if you could find a rationalization I'd sleep a lot better. But the simple fact is that Congress has this power.

    This is what happens when you read the Constitution literally. To get around your literalism and run the damn country they have to Amend it, and since the Amendments amend the Bill of Rights as well as the enumerated powers you end up giving Congress powers willy-nilly.

  165. Congress has power to tax anything. by mbkennel · · Score: 1

    It has been established since the 1800's that Congress has plenary power to tax whatever it wants, regardless of its ability to 'regulate'.

    http://evans-legal.com/dan/tpfaq.html#interstatecommerce

    USSC, 1866: “It is true that the power of Congress to tax is a very extensive power. It is given in the Constitution with only one exception and only two qualifications. Congress cannot tax exports, and it must impose direct taxes by the rule of apportionment and indirect taxes by the rule of uniformity. Thus, limited, and thus only, it reaches every subject, and may be exercised at discretion.”

    Quoting the website: The court agreed that Congress could not prohibit or regulate the activities that were being taxed.

    For instance, there is a federal excise tax on gasoline and alcohol, and since 2010, a tax on indoor tanning services. (no kidding). Even if the gasoline came from oil which was drilled, pumped, refined and dispensed in Texas, it is still legal for Congress to tax Texans for it.

    Regarding the health care "mandate". It is not a mandate, of course, it is a tax.

    What Congress can NOT do is to make the failure to buy health insurance a crime and make offenders subject to prosecution. That's what it means to "compel" in the usual legal sense. If it had done so, then there would be legitimate Constitutional problems, but Congress didn't do so. Is there any compulsion to buy electric vehicles because of the tax credit? Obviously not.

    The argument is pretty clear to me: 100% legal as a tax. And I can't believe that 4 supposed strict constitutionalists voted against it, but then again Scalia is pretty consistent: if it is good for people against powerful interests, he is always against it.

  166. May I be amongst the many to say by Anonymous Coward · · Score: 0

    Congratulations, America, on your move towards a civilised society. Congratulations on moving to a society where its members will receive health care when they need it, not when they can afford it.

    I realise this will sound rather aloof. It probably is. Fact remains, everyone here knows horror stories about US health care (so I don't need to repeat them). I've *never* heard horror stories approaching that level of cruelty from any other country. This move sounds to me as if the States might actually be moving away from those horror stories and towards an era where health care no longer is a commodity, but a basic human right. So congratulations are definitely in order.

    1. Re:May I be amongst the many to say by moeinvt · · Score: 2

      Want a horror story?

      Since the federal and state governments embarked on their massive intervention in the medical system, they have DICTATED prices to medical service providers. You get $X for performing procedure 'A', no arguments.

      They also passed a law called EMTALA which DICTATES that hospitals provide treatment to anyone that shows up in the ER, regardless of their willingness or ability to pay.

      Guess what the result is? A hard working middle class person who needs medical services has to pay as much as 10X or 20X (no exaggeration. for medications it can be 1000X) the price that Medicare/Medicaid pays for the SAME service!

      I therefore got stuck with $30,000+ worth of bills when I needed a life saving medical procedure in 1997. What would the free market price have been? Maybe $5000? At least something manageable that I could pay in 2 years (vs. TEN)

      Working people pay the taxes for government programs so that deadbeats can get free services and then get shafted covering the losses those programs force on the providers? Thank you federal government. You're doing so well, that I want to give you MORE control over the system.

  167. rogue states, a tax on breathing by harvey+the+nerd · · Score: 2

    In the (d)evolution of each State's history, there is an act that is one too far, when an out-of-control rogue state becomes recognizable. Like Nazi Germany, perhaps for some in Germany it was some public killings of Jews in 1933 or the Fuhrer Oath, for some Europeans it was the Czech Republic in 1938, and 1939 in Poland for anyone with a pulse.

    With literal fascism in America, this event does it for us. Been at it for decades with the foreign wars, taxes, medical and securities industries. My spouse has health requirements that are existential and not FDA approved, approvable in the US for corrupt, bs reasons, so course not coverable, although approved in Europe and Asia. The bogus US conventional medicine difference is $40,000+ per month for those in the US, and a dog's death anyway. Live with "Health Freedom" or die (miserable and broke) is the message we get before any "panels". Good luck fellow Americans, you'll need it, some can't even live there. Live free, or die, has new meaning in America.

  168. Teabagger Party by TiggertheMad · · Score: 4, Funny

    I for one look forward to our new DMV styled medical overlords. I hope I don't have to visit a medical center with an artery spouting blood....and get put at the back of the line because my paperwork wasn't filled out quite right.

    Yes, I am sure that is what is going to happen. The Tea Party called, and they want their hysterical idiocy back.

    This is why the right wing comes off like a pack of retarded children. They take the perfectly acceptable point of view that government should be minimalistic and non-intrusive, and warp it until they look like a pack of asylum escapees.

    --

    HA! I just wasted some of your bandwidth with a frivolous sig!
    1. Re:Teabagger Party by SnarfQuest · · Score: 0, Insightful

      Yes, I am sure that is what is going to happen. The Tea Party called, and they want their hysterical idiocy back.

      Why don't you quote your hero, and the author of this legislation, Obama about this. Look for where he told a woman that her grandmother should just take some aspirin and die instead of getting lifesaving medical care, because she's just to old to spend taxpayer money on.

      Obama and his cronies have lied about this legislation from the start. They rammed it through reconciliation because it wasn't a tax bill. Now that they need it to be a tax bill, it is. It was supposed to be under a trillion dollars, and it's already double that, even before much of it has been implemented, and expected to double yet again before it actually starts to do anything. there's not supposed to be "death panels", but they have a panel that can deny lifesaving treatment for any reason they want.

      Oh, and those "shovel ready jobs" weren't so "shovel ready". Har har har! Hilarious!

      --
      Who would win this election: Andrew Weiner vs Andrew Weiner's weiner.
    2. Re:Teabagger Party by sethmeisterg · · Score: 1

      Uh, what? Citation, please.

    3. Re:Teabagger Party by Ol+Olsoc · · Score: 2, Insightful

      Yes, I am sure that is what is going to happen. The Tea Party called, and they want their hysterical idiocy back.

      Yes, they have a few doozies:

      "I got a letter the other day from a woman. She said, 'I don't want government-run health care. I don't want socialized medicine. And don't touch my Medicare." (some anonymous woman ot th ePresident) Arthur Laffer

      "If you like the post office and the Department of Motor Vehicles and you think they're run well, just wait till you see Medicare, Medicaid and health care done by the government.

      Simply brilliant! The biggest problem with Medicare is that weird "Donut hole". Courtesy of?

      This is why the right wing comes off like a pack of retarded children. They take the perfectly acceptable point of view that government should be minimalistic and non-intrusive, and warp it until they look like a pack of asylum escapees.

      That comes from catering to people who can hold two or more conflicting viewpoints at the same time.

      Further, there was a lot of activity on Twitter today from the rabid right from people who were declaring they were going to move to Canada. See how that works? Hate "Amercia" because they have some sort of universal healthcare? the fix is to move to Canada, which has a single payer healthcare system. Makes no sense until you realize it is part of the dissonance.

      --
      The shepherds did so well protecting the flock that the sheep no longer believed that wolves existed.
    4. Re:Teabagger Party by fearofcarpet · · Score: 4, Funny

      This is why the right wing comes off like a pack of retarded children. They take the perfectly acceptable point of view that government should be minimalistic and non-intrusive, and warp it until they look like a pack of asylum escapees.

      I don't want the government meddling in my medicare, thank you very much! If the government would get rid of all these regulations, stop taxing and spending, and just stick to the basics, like keeping gays from marrying and making sure no one smokes pot or uses birth control, then we would all be billionaires. Of course, you couldn't possibly understand that, as you are clearly a communist.

      --
      Actually, I wrote my thesis on life experience.
    5. Re:Teabagger Party by azalin · · Score: 1

      Makes no sense until you realize it is part of the dissonance.

      How cute! You are still thinking people follow sense and reason. I guess most of the world will sooner or later treat the US like crazy people: Creative, babbling a lot, not always making sense, sometimes very aggressive, egocentric (though almost everybody is to some degree) and not very stable. People aren't even discussing anymore, or trying to find common ground. They are just angrily throwing buzzwords at each other. It is degrading into some sick parody of the middle east with all the hate the different fractions throw at each other.
      America used to be cool...

    6. Re:Teabagger Party by azalin · · Score: 1

      mmh a delicious extra helping of sarcasm. Yummy

    7. Re:Teabagger Party by tbannist · · Score: 1

      Excellent job of proving the parent's point.

      --
      Fanatically anti-fanatical
    8. Re:Teabagger Party by lsatenstein · · Score: 1

      I for one look forward to our new DMV styled medical overlords. I hope I don't have to visit a medical center with an artery spouting blood....and get put at the back of the line because my paperwork wasn't filled out quite right.

      You have the same service in other countries as in the USA, with the addition of a Triage. If you go to get asplinter removed from your bum, you will be below priority to the person with a gash, with a stroke, with any non frivolous reason for going to a hospital.

      In Canada and other countries, nobody dies from lack of service. True, some services may take longer than what it takes in the USA, but then we have doctors who will see you the same day. In this case bring your wallets.

      My brother-in-law got the splinter while in Florida. Went to the hospital clinic to have it removed. He ws given a blood test, and received a bill for over 1000 dollars. Some for the test, some to read the test results, and some co-signed doctors whose signature was required to stop a potential lawsuite.

      Medicine in the USA is expensive because of lawsuits for supposed malpractice. Ergo you pay for needless tests just to protect the health car deliverer

      Yes, I am sure that is what is going to happen. The Tea Party called, and they want their hysterical idiocy back.

      This is why the right wing comes off like a pack of retarded children. They take the perfectly acceptable point of view that government should be minimalistic and non-intrusive, and warp it until they look like a pack of asylum escapees.

      --
      Leslie Satenstein Montreal Quebec Canada
  169. Re:I thought the SCOTUS had become a political bod by Monkey-Man2000 · · Score: 1

    Quite surprising to see Roberts cross the aisle on this decision.

    Indeed a surprise, there's speculation that Roberts pulled the old switcheroo on Scalia at some point after the initial vote to protect the Supreme Court's legitimacy and 'prove' that it is not a political body after some of Scalia's recent stunts.

    --
    This post was generated by a Cadre of Uber Monkeys for Monkey-Man2000 (603495).
  170. Complex insurance rules by Firethorn · · Score: 1

    WTF am I paying an insurance company for?

    Indeed, and one of the things that this pisses me off about is that they likely spent a couple hundred simply denying your claim.

    To be honest, my ideal system is that everybody has a 'healthcare savings plan' combined with 'high deductible insurance'. Somebody else said that people used to have insurance like this - 'major medical'. Things like heart attacks, cancer, stroke, etc... Not a broken arm or leg. Ideally the HSP/HDI would be portable between jobs and even states.

    --
    I don't read AC A human right
    1. Re:Complex insurance rules by Aryden · · Score: 1

      I think one of the larger problems is this whole "we cover this but not that and only x % of that one thing we cover after you pay x $'s" needs to go away. Either you cover the person's health, or you don't. It would also help if you could claim whatever you spend on an insurance policy that you haven't used on your taxes. Ispend about $3700 per year on my insurance that I haven't had to use.

    2. Re:Complex insurance rules by Firethorn · · Score: 1

      With the whole 'the penalty is a tax' argument, couldn't you argue that it's deductible?

      Actually, I believe it's always been deductible - but like most things you have to itemize in order to get it, and most people don't itemize.

      --
      I don't read AC A human right
  171. Re:I thought the SCOTUS had become a political bod by Anonymous Coward · · Score: 0

    In the near future, the moment someone is born, they will be required to buy - Health Insurance, Auto Insurance, Life Insurance, Disability Insurance, etc. etc. Everyone will have such a huge price tag on their head, we will all be slaves to the government to pay for our existence.

    You are already born with expectations put upon you. Most of them won't come due till you're 18, or at least start earning income, but you are born into a world of obligation.

    Just be glad no bills of attainder can apply.

  172. Re:Anyone See CNNs Initial Report It Was Struck Do by mosb1000 · · Score: 1

    They found that requiring people to purchase insurance was unconstitutional. But they found that it does not require people to purchase insurance.

  173. Rich people's problems by Firethorn · · Score: 1

    At that sort of wealth level, I actually have no problems with the rich dude's job essentially amounting to 'custodian of this pile of capital'. If he increases it through careful investment, that means that he's helped ensure that said capital was used productively. Ensured tools got into the hands of the workers, factories operated, etc...

    Rich people are the ones providing money for startups, because they can actually afford the level of risk involved. They can afford to invest in 10 startups with a 50% chance to fail completely, but the prospect to make double or more if they succeed. A middle class investor would be risking their entire retirement savings on a coin flip in comparison. The rich guy has enough coin flips he's more like the house in a blackjack game.

    Not playing the game would be somebody like Romney who has most of his assets in a blind trust doing the investing. Not a bad idea for a presidential candidate(he can honestly say that he's not favoring company X or Y because he owns stock), but not the best idea for somebody wanting multi-generational wealth.

    --
    I don't read AC A human right
    1. Re:Rich people's problems by glodime · · Score: 1

      Your post is even more confusing to me. It seems do logically inconsistent, I don't know where to begin. I hope this is due to some combination of my reading skills and your ability to articulate your ideas concisely.

    2. Re:Rich people's problems by Firethorn · · Score: 1

      And you didn't give me enough information to attempt to explain.

      Normal people 'work'. Somebody with $100M+ in the bank can easily make managing it a full time job. If they do it right, they'll be every bit as productive as a factory worker - because he'll make said factory worker more efficient by ensuring that the factory he's working in has the capital necessary for efficiency upgrades.

      --
      I don't read AC A human right
  174. OK, since you asked... by Anonymous Coward · · Score: 2, Informative

    It takes considerably less money to give money to the poor to spend on preventive care and ordinary medical care than it does to have them wait until they are really, DESPERATELY sick, quite likely beyond hope of avoiding or reducing the impact of an illness, and then use an emergency room, without warning and at the general public's expense, to attempt to fix their problems before they become abruptly fatal.

    Yes, money is still being spent on the poor under the health care act, but considerably less money than is currently the case. So it is a net savings to the general public.

  175. Re:Anyone See CNNs Initial Report It Was Struck Do by compro01 · · Score: 1

    CNN must've though they were the Chicago Tribune.

    --
    upon the advice of my lawyer, i have no sig at this time
  176. Question by Roachie · · Score: 1

    Why cant individual Americans pay for THEIR own health care?

    --
    This sig is not paradoxical or ironic.
  177. keywords by Mana+Mana · · Score: 1

    Come one more fun kiwis, man.

    obamacares, romneynocares, gopfucares

  178. F-U Obama by Anonymous Coward · · Score: 0

    Go to Hell Obama and take your Mafia government with you.

  179. Welcome, USA, into the circle of developed nations by Anonymous Coward · · Score: 0

    Seriously, some of you sound as if having public health care would drive you all into foreclosure, desperation and selling your children. There are ample nations who's citizens don't starve just because they take care of the sick, the old and the poor.

    Regards

  180. wait, what? by Anonymous Coward · · Score: 0

    So a State declaring that a lawyer or a financier or a doctor or an engineer, etc.etc., needs a professional license FROM THAT STATE even if he already has a professional license issued in any other State - well, that's a direct failure of the Federal gov't to discharge its duties.

    I thought that Ron Paul favored a federal government with limited powers. You just advocated for the federal government to have more powers over the states, by stripping them of their independent rights to legislate commerce within their own borders.

    Why do you hate states' powers so much?

    1. Re:wait, what? by roman_mir · · Score: 1

      Ratification, my dear anonymous coward, the States ratified the Constitution and gave the federal gov't CERTAIN powers, obviously the powers that the federal government stole from the people over the years are nowhere near being limited by the document.

    2. Re:wait, what? by Anonymous Coward · · Score: 0

      Wow, you did a fine job of completely not answering the question. The AC pointed out that you are calling for the federal government to deny rights to the states. Being as you are a walking advertisement for a presidential candidate who claims to want to limit the powers of the federal government, this is a direct contradiction. So to repeat the question that you so completely ignored, how do you reconcile this obvious conflict?

  181. Free for Service by Prien715 · · Score: 1

    "Obamacare" has a provision that forces insurance companies to spend at least 85% of their premiums on providing health care and limiting overhead to 15%. So even if the companies raise their premiums they're still stuck with spending it instead of just increasing profits.

    So if you can only make 15% of the premiums on profits, how do you raise profits? Raise premiums! Order meaningless (or possibly damaging) tests like X-Rays, MRIs, or whatever-the-new-expensive-diagnostics test is especially when they're not needed. Even with the 15% cap, this bill will not go far enough in addresses rising healthcare costs since participating in a fee-for-service model is inherently fraught with risk of fraud.

    --
    -- Political fascism requires a Fuhrer.
  182. One problem solved... by tompaulco · · Score: 1

    Well, we have solved the problem of insurance companies not being able to make record profits quarter after quarter. Perhaps now we can move on to the issue of healthcare.

    --
    If you are not allowed to question your government then the government has answered your question.
  183. Nope... but I can make a fire bomb for cheap by charnov · · Score: 1

    As my former Special Night Squad grandpa used to tell me... "talk is cheap and so is a petrol bomb". The idea being that politicians should be reminded from time to time who is really in charge.

    Not that I am advocating anything today (or hopefully for a long time if ever), but this nation has a pretty darn long history of getting violent when push comes to shove. There is a reason why personal weapons and ammo sales are through the roof right now and it isn't the coming zombie apocalypse.

    --
    [RIAA] says its concern is artists. That's true, in just the sense that a cattle rancher is concerned about its cattle.
  184. Reason and logic - where did they go? by jammer170 · · Score: 3, Insightful

    I am seriously disappointed by the vast majority of comments here. Slashdot generally presents some semblance of caring about facts and citations supporting any claims, but as soon as the ACA comes up, it seems like everyone abandons reason and logic. I want to provide a viewpoint applying those two methods to this topic. Hopefully others interested in the same will chime in.

    First, to all the foreigners chiming in claiming to have this same law in their countries, I want to reply, no, you don't, and it doesn't matter if you did. No two laws anywhere are exactly the same, so what you have is not going to be the same as what we have. If you are going to make that claim, I am going to demand you provide a citation for the one or more laws that have the exact same text as ours, along with supporting evidence that it is interpreted legally in the same way. Now, you may fairly claim the intent of the law is the same as the intent of the law in your country, which shifts the discussion to how well the law actually implements the intent, and I'll address that in a moment.

    Next, I'll give foreigners the benefit of the doubt and assume the law is identical to one in their country that "works". A problem ignored by foreigners is that basically every other law this country has is different from their laws. The United States is governed by a Constitution that is different than the underlying laws of every other country. So even if it works in your system, we can't just wholesale "borrow" your law and magically expect it to work here. We need a law that is carefully crafted to respect the restrictions in the Constitution (or else pass amendments to the Constitution to provide an exemption in this case) as well as maintain our economy.

    For a third point, I'm sick of the partisan whining from the Democrats and Republicans. No, the Republicans are not uncaring bastards who don't care if people die. Neither are the Democrats trying to set up a nanny state where they have complete control of other people's lives. Both parties set up a false dichotomy in which there are only two options when there are actually many more. Republicans value personal freedom as the highest value, where Democrats value livelihood. Both of these are valid viewpoints, and having a different opinion does not turn another person into a monster. If you can't talk about the other party without vilifying them, chances are you are a brainwashed servant of your political party.

    Fourth, how well does the law implement the intent? This is the point that disturbs me most, and why I am largely against the law. The law ballooned from one hundred pages to over two thousand in an extremely short time period (something like thirty to forty-five days, if I recall correctly). Basically none of the legislature read the law before passing it. No one bothered to look into how well it met the intent. No one tried to run simulations to estimate how well it would work. No one knows what it will cost (we hear one trillion dollars, but that is just as much a guess as the eight hundred billion "needed" to bail out the banks). Even worse, no one knows what sort of side effects there are. Essentially, the government is gambling that this massive law is going to magically make things better, but given the lack of data about it, there is a fifty percent chance it is going to negatively impact the country, as well as a fifty percent change it will positively impact that country - and then only by drastically simplifying things to the level of American "news" organizations. A law this massive can't even be judged by such simplistic terms. Realistically, some things will work great - I am a big fan of the clause guaranteeing health insurance in spite of pre-existing conditions. Other things will be big problems - the time to see a doctor is likely to increase, something foreigners conveniently forget to mention (or just flat don't realize) in comparison to the current American standard (and what's more, the rich of other nations know it, which is why they traveled to

    --
    Remember, you can't look dignified when your having fun! Don't take life too seriously, you'll never get out of it alive
    1. Re:Reason and logic - where did they go? by sethmeisterg · · Score: 1

      Nice retort, anonymous pussy.

  185. Re:I thought the SCOTUS had become a political bod by Anonymous Coward · · Score: 0

    If Roberts interviews and writings proved anything, it should have been clear that he is a legal intellectual. His interpretation of law is literal with very little leeway from writ or precedent.

  186. While the 80% payout rule is effectively a cap by whovian · · Score: 1

    I believe we can still see insurance companies dictate the level of care per individual. I have to read more, though.

    http://www.healthcare.gov/law/features/costs/value-for-premium/index.html

    --
    To-do List: Receive telemarketing call during a tornado warning. Check.
  187. Catastrophic? by gr8_phk · · Score: 1

    I would have thought cheap high-deductible catastrophic coverage policies would proliferate with this (a good thing) but if they don't count, then all it's really doing is forcing people to take part in a system that is progressively becoming a savings account (with negative interest rate) for stupid people. That's my description for coverage of expected expenses and the people who think it's good to have a company skimming 15 percent (by law now) from that. Do catastrophic policies really not count?

  188. My friend died that way. by MickLinux · · Score: 2, Informative

    We had a good friend, Ilona Daukiene, who died that way. She was a very gracious hostess, and the beloved wife of an amazing man. We enjoyed his "Freedom in English" camps in Lithuania.

    The story is here.

    Yes, global warming plays into the story. But a huge part is the destruction that planned economies create.

    No, the tea-baggers aren't exaggerating. What they've been saying is real.

    --
    Correct Horse Battery Staple: 72 bits of entropy. Enter "Correct H" into google. When it generates the phrase, that's
    1. Re:My friend died that way. by modmans2ndcoming · · Score: 0

      We had a good friend, Ilona Daukiene, who died that way. She was a very gracious hostess, and the beloved wife of an amazing man. We enjoyed his "Freedom in English" camps in Lithuania.

      The story is here.

      Yes, global warming plays into the story. But a huge part is the destruction that planned economies create.

      No, the tea-baggers aren't exaggerating. What they've been saying is real.

      ....IN A FUCKING PLANNED ECONOMY YOUR RETARD.

    2. Re:My friend died that way. by MickLinux · · Score: 2

      Which is what America has become, and is becoming more every day.

      Figure out what percentage of the economy the government controls, either by tax/spend, or mandate.

      --
      Correct Horse Battery Staple: 72 bits of entropy. Enter "Correct H" into google. When it generates the phrase, that's
    3. Re:My friend died that way. by modmans2ndcoming · · Score: 1

      tax/spend and mandate? seriously?

      14.6 trillion dollar GDP for the US....the government spends half that... but what do they spend it on? PRIVATE INDUSTRY....they are not producing anything and they are not mandating private companies produce any product (regulation is not planning)

      Stop the ignorant teabagger bullshit hyperbole.

  189. Hey America, welcome to the 19th century! by Anonymous Coward · · Score: 0

    Hey America, welcome to 1801, its the beginning of the 19th century! Oh, and you now have a kinda-broken, barely-there form of universal health insurance. It has none of the benefits of a truly modern form of universal health care. It has none of the economies of scale. It is overly complicated, very expensive, and quite dysfunctional, but baby steps people, baby steps. A more modern form of universal health care would have the state draw up a list of diseases common to most people, and likewise a list of pharmaceuticals common to most people, and would have a small tax applied universally, to cover the costs of treating those ailments. The system is run as a not-for-profit corporation, with bonuses paid to executives for cost savings while still providing effective universal coverage. Because of the not-for-profit part, public money doesn't wind up in the pockets of private individuals. The economies of scale are that you can buy hospital equipment on a massive scale, prescription drugs on a massive scale, and use the economies of scale to drive down costs. In countries with 'public health insurance like this' the "OH MY GOD ANOTHER TAX!!" is about the cost of a coffee and donut per month. In the current US system (the one they fight over like spoiled kids), the cost (because of all the stupid loop holes they have to jump through) is about the monthly payment on a new car. Coverage is about the same. In the US, private insurance companies profit from private health insurance. Sometimes, greedy bastardism is not a good thing. The US always tries to claim leadership in all things. In this regard, they are very far from it.

  190. Addressed in the Dissent by Prien715 · · Score: 1

    There's a section in the dissent where Wickard v Filburn is discussed as precedent, but not even Thomas Scalito goes that far.

    The striking case of Wickard v. Filburn, 317 U. S. 111 (1942), which held that the economic activity of growing wheat, even for one’s own consumption, affected commerce sufficiently that it could be regulated, always has been regarded as the ne plus ultra of expansive Commerce Clause jurisprudence. To go beyond that, and to say the failure to grow wheat (which is not an economic activity, or any activity at all) nonetheless affects commerce and therefore can be federally regulated, is to make mere breathing in and out the basis for federal prescription and to extend federal power to virtually all human activity.

    Source: http://www.supremecourt.gov/opinions/11pdf/11-393c3a2.pdf

    --
    -- Political fascism requires a Fuhrer.
  191. Overwhelming majority by Anonymous Coward · · Score: 0

    68% of Americans want his law changed. No American president since we started keeping records in 1824 has ever been elected with a 68% majority of the popular vote.

    This is no longer about Obamacare. This is now about the president, the congress and the courts acting contrary to the will of the governed.

    Is this what it will take to finally unite Americans behind a cause?

  192. Dear America by sn00ker · · Score: 1
    Your "healthcare" system is still fucking broken, and will remain so until you tell the medical insurance and pharmaceutical industry lobbies where to stick it.

    Regards
    The rest of the world and our dirty, socialist, much cheaper, single-payer medical care.

    --
    "God, root, what is difference?" - Pitr, userfriendly
    1. Re:Dear America by moeinvt · · Score: 1

      Stick your 'single payer' big government nonsense up your collective arseholes.

      The United States did not become the world's economic and military super-power by deciding from the outset that we needed a big government nanny-state. The socialist BS that we started in the 1960s is the genesis of our current healthcare disaster.

      You should thank those lobbyists. Due to the government re-importation bans on drugs and medical devices, the American people subsidize drug and device development for the rest of the world.

      Competition, efficiency and innovation drive down the prices of goods and services and/or increase quality. Government price controls, mandates and cost shifting never do. The best they can do is reduce costs by limiting supply, which is exactly how the Canadians do it.

    2. Re:Dear America by MtViewGuy · · Score: 1

      In short, the Canadians tried to duplicate the British National Health Service--and we know that until recently, NHS caused all kinds of problems with rationed health care.

      If the US is to get universal health care, we need to go to the _German_ model, which works with a combination of public and private insurance. And unlike NHS, the German system works quite well and indeed, the best hospitals in Europe are mostly in Germany.

  193. This confuses the rest of the world greatly by Cimexus · · Score: 1

    A sentence from an article I read here in the local media (Australia) about this this morning:

    "Few issues in America prove to be more complex or bafflingly partisan than healthcare. America is the only industrialised country in the world that doesn't have some form of universal healthcare so for those of us who have come from elsewhere sometimes the arguments can seem perplexing to say the least."

    http://www.abc.net.au/news/2012-06-29/brissenden-obamacare/4099580

    That pretty much sums it up. The rest of the world can't understand this at all - how can anyone be against this stuff? Universal health care enjoys solid bipartisan support from left AND right wing governments and everything in between, in almost every country I can think of. And yes I understand that Obamacare isn't actually universal health care - it's mandated private insurance - but it's a step in the right direction, surely? (Recognising the fact that it's going to be difficult in the US to literally throw the whole health system out and start from scratch again ... need to take baby steps instead)

    Not trolling here or necessarily saying it's bad that America is like this. But just to convey to our American friends know that really, the rest of us look in complete bewilderment at this issue. It's like you guys live in a parallel universe or something and we find it very hard to understand.

    1. Re:This confuses the rest of the world greatly by KozmoStevnNaut · · Score: 1

      Haha what?

      Your healthcare system was the most expensive to taxpayers in the entire western world, and yet completely substandard unless you bought ridiculously expensive health insurance. Then it was just expensive.

      As an example: http://i.imgur.com/UH2Ko.jpg

      How can any system where a guy can crash his Vespa into a trailer a 5mph, spend a month in a hospital due to fluid in his lungs etc. and receive a bill for six hundred thousand dollars possibly be the best in the world by any metric? Luckily for him, he's a veteran, so the VA ate most of it. Now he "only" owes $80K.

      The only ones who benefited from your "absolute best" healthcare system were the insurance companies.

      You're absolutely delusional. Come visit the developed world sometime and see how real healthcare works. Yes, we'll treat you even though you're a foreign citizen. Because that's how a civilized society works.

      --
      Eat the rich.
  194. You have to get it now by Anonymous Coward · · Score: 0

    Personally I never understood those folks driving there lexus etc and then not getting health insurance, then bitching how because of their pre-existing condition they now can't get insurance. Now they will have to get it, either their own or the government sponsored one. As long as i have an option to get a better one, I am pretty happy. Not sure that any of this will help with reducing the real costs of the health care, i.e. doctors insurance and technology but it will make freeloaders pay there share. Hey how do you tax a poor person?

  195. Re:I thought the SCOTUS had become a political bod by riverat1 · · Score: 1

    Ok, rebate was the wrong word, I should have said tax credit.

    You are being taxed for being a member of society. If you don't like that move to Somalia.

  196. Re:If it's a tax then everyone should pay it by Anonymous Coward · · Score: 0

    I predict long lines, over tasked doctors, and an end to expensive procedures. In other words, just like the medical care in Canada!

  197. Re:I thought the SCOTUS had become a political bod by acoustix · · Score: 1

    Surely you recognize the difference between being taxed for being a live and being taxed because you bought something or are employed.

    The 16th amendment does not amend the 1st amendment. It amends the Constitution.

    If the Amendments weren't part of the Constitution laws violating freedom of religion would be Antiamendmental, not Unconstitutional. Moreover parts of the 12th Amendment which set the Presidential Inauguration to March, are superseded by the 20th Amendment which sets a January inauguration date; despite the fact the 20th does not include the words "12th Amendment." It just says Inauguration day is in January, and *poof* all previous disagreeing Amendments don't count.

    Which means the later Amendments Amend earlier Amendments, and the 16th must Amend the first. In other words Congress can't ban the Jewish religion, but it's power to set income taxes "from whatever source derived, without apportionment among the several States, and without regard to any census or enumeration" can tax the Jewish religion into nonexistence.

    I'm not saying I support this, or that if Congress tried this BS I wouldn't be right out there protesting it. Hell, if you could find a rationalization I'd sleep a lot better. But the simple fact is that Congress has this power.

    This is what happens when you read the Constitution literally. To get around your literalism and run the damn country they have to Amend it, and since the Amendments amend the Bill of Rights as well as the enumerated powers you end up giving Congress powers willy-nilly.

    What the fuck are you talking about? We're not talking about the 12th and 20th amendments. And no, the 16th amendment has absolutely no effect on the 1st amendment. The 16th amendment could have amended the 1st, but it didn't.

    You have completely deflected from the point of the discussion.

    --
    "A plan fiendishly clever in its intricacies"- Homer Simpson
  198. Re:I thought the SCOTUS had become a political bod by NicBenjamin · · Score: 1

    What the fuck are you talking about? We're not talking about the 12th and 20th amendments. And no, the 16th amendment has absolutely no effect on the 1st amendment. The 16th amendment could have amended the 1st, but it didn't.

    You have completely deflected from the point of the discussion.

    If the 20th Amends the 12th, then it follows that the 16th Amends the 1st.

  199. Re:I thought the SCOTUS had become a political bod by rubycodez · · Score: 1

    wrong, as written with no robust public option it will only increase the positive feedback loop of higher costs and less real coverage

    on a not unrelated note, Obama is a lying sack of shit

  200. No democrat in office will ever be subject to it by codepunk · · Score: 1

    Will Nancy Pelosi have to pay this new tax? Nope
    Will Harry Reid have to pay this new tax? Nope
    Will Obama have to pay this new tax? Nope

    Pretty easy to vote a tax through on every man woman and child in america when you yourself will never have to pay it.

    --


    Got Code?
  201. deaf ears by Anonymous Coward · · Score: 0

    Ok, I must say it, even tho I expect few if any will 'hear' it.
    The healthcare system in the US is totally corrupted, and this tax only serves to give them MORE money for the same poorly priced services.
    Ask anyone whos spent any time in the hospital in the US, it's thousands(~5k ) a day for a BED, and insane amounts for testing(mri's etc). Now theres no way in hell a bed in any hospital costs $5k a night even with a personal nurse /doctor(yeah right) by your side and any typical medical equipment.
    Hospitals are taxed by the government, and encouraged by insurance companies to raise rates so insurance companies can raise theirs and the cycle continues; to say nothing of the business arrangements between insurance companies and hospitals which basically allows them to pocket more(follow the money)... If you want affordable/reasonable healthcare the trick'' is to set caps on basic services, costs per bed(in canada is ~$535/night, which they will cover if you are traveling outside the country), scans, bloodwork etc, and keeping experimental treatments 'uncapped' to encourage development and give the rich something to gamble and possibly extend their lives with.

  202. OBVIOUS DECISION you are an idiot if you disagree by johnwerneken · · Score: 1

    Obviously congress could do it. 220 years of history say so. Whether they ought to have done it is a different matter. I doubt it. The extension of coverage will gratify those (like me) who have none but cost everyone else, so logic suggests that what is right will as usual be unpopular. But not unconstitutional. The health issue is two part in my mind: what do we chose to do that seriously affects health one way or the other, and who gets to pay for illness. I am happy with everyone paying for my illness, and I am not happy with anyone telling me what to eat smoke or drink. But I do not think coverage extension alone is a worthwhile thing, not considering the bigger picture. States limit insurance to their own companies; it should be national. hospitals doctors nurses and other unions of medical folks get laws passed that pretty much gives them the right to decide who you can go to for medical care; wrong! The Law does nothing about monopolies, very little to provide more competition, and just bolts another set of folks to a system that does not work very well.

  203. Health Care Law is Bogus by hackus · · Score: 1

    in so many ways I can't count.

    Almost all of them have nothing to do with health care but simple plain money laundering or criminality and greed.

    Lets start with the fact that a law that makes people pay, to a small select group of private insurance companies isn't a law, its a system and it is called

    F A S C I S M.

    Secondly, even if Health Care was free, and I am not advocating that by the way, there are not enough doctors to treat everyone. I have to wait 8 months right now for a physical if I want to see the doctor I like for example.

    In order for health care to work, we have to have enough doctors and this health care act doesn't do anything to lift the economic barriers to completing a medical degree, or even practice with a degree once you are finished school.

    Finally in case you haven't been watching the news, western society is collapsing. How is that you say? Well, it has to do with any system that is run by criminals, it stops working because there is no way to make anything work with everyone at the top stealing everything. Looted to the tune of 17 trillion dollars the US economy is done for.

    Bank holidays are so rampant in EU right now, they have to invent I.T. problems to cover them up.

    There is _NO_ money left to pay for this law. What you going to do? Send shock troops into people's home right now and kill their pets because you can't pay your premium to the insurance companies? They already send in secret police to get people over student loan defaults.

    We already have banks taking peoples homes who already paid for them!

    THERE IS NO MONEY LEFT FOR THIS LAW. THERE IS ONLY THE LAW OF MEN. THERE IS NO CONSTITUTION.

    This law does nothing to improve health care for everyone.

    It simply makes it very profitable for the top 1% for you to be very very sick.

    -Hack

    --
    Got Geometrodynamics? Awe, too hard to figure out? Too bad.
  204. Re:First dissent - mandatory cuz care guaranteed by neurocutie · · Score: 1

    You can choose not to drive. Unless you put a gun to your head, you can't choose not to live.And that's precisely what this law is: a government mandated fee (NOT a tax, that's also BS) for simply being alive.

    This is true. But the point is WHEN you become sick or injured (not IF), I and other tax payers CANNOT choose to allow you to go untreated.

    Our society has already decided that it is not ethical or human or acceptable NOT to treat a sick or injured person (or even just one claiming to be so) even if that person cannot pay for the treatments. ERs would be and are sued if they turn away patients. Therefore since I'm FORCED to pay for your health care, the gov't needs to force you to contribute some money to that pot to defray the costs of WHEN you need health care.

    If this country allowed hospitals to turn away patients without coverage, then, great, nobody should be forced to have coverage. But they are not...

  205. Re:If it's a tax then everyone should pay it by Karmashock · · Score: 1

    So I can tax you for NOT buying insurance?

    Could I tax you for not buying a car? Could I tax you for not wearing a red sweater?

    Contingent taxes typically apply to an affirmative choice. that is doing something. They don't apply to not doing something.

    --
    I've decided to stop wasting my time responding to AC trolls/sockpuppets... so if you want a response from me... login.
  206. Re:If it's a tax then everyone should pay it by Karmashock · · Score: 1

    Those apply to doing something. Not the lack of doing something. If the government can tax you for not doing something then they have absolute power.

    Five of those justices shouldn't be on the bench.

    --
    I've decided to stop wasting my time responding to AC trolls/sockpuppets... so if you want a response from me... login.
  207. Everybody is missing the point by Quila · · Score: 1

    Federal government mandated health insurance is flat-out, no bullshit unconstitutional. This logic was as tortured as Scalia's in Gonzalez v. Raich. Seriously, no rational person who has read the Constitution and other founding documents can come to any other conclusion unless they have ulterior motives.

    That's not to say that some type of universal healthcare isn't a good idea. It is. And to do that, the free-rider problem must be solved. The personal mandate is the only rational solution to that problem, so it must be implemented.

    So if it's a good idea, how can I say it's unconstitutional? Because it is. Something isn't constitutional or unconstitutional based on whether it's a good idea. It is based on whether it's constitutional. This is a point most liberals miss. The legislature decides whether it's a good idea, the courts decide whether that good idea is constitutional. If it's not constitutional, you can amend the constitution to allow it. But no, that's too difficult, we prefer to just ignore that piece of shit scrap paper.

    With this they yet again blew the federal government's powers way beyond any thought of limitation that was designed into this system. Despite a system set up with a federal government with specific powers granted to it, we now have one that has no limits to its power. Romney, as a state governor, with his legislature was well within his powers to enact universal healthcare with a personal mandate. That's because he was in a state which has such powers.

    1. Re:Everybody is missing the point by djchristensen · · Score: 1

      As far as I understand, the ACA doesn't *mandate* health care, it simply imposes a tax on those who choose to free-ride on those who have insurance. You only have to pay slight attention to SCOTUS goings-on to understand that the Constitution is nothing if not finely nuanced and very difficult to interpret in non-partisan ways. There is a distinction between a mandate and a tax for not adhering to federally *suggested* behavior according to CJ Roberts (who, I think, would prefer not to be classified as a liberal), as he clearly explained in the majority opinion.

      Now, you might oppose the idea that Congress, according to today's opinion, has the right to impose taxes like this, but that has little to do with this particular legislation and should not be used as an argument against ACA. One would have to assume such powers existed before the ACA, whether or not there were any precedents in prior case law. Or maybe one would have to hope that, otherwise SCOTUS decisions are somewhat capricious. I personally find it utterly ridiculous that so many SCOTUS decisions break along party lines--Justices aren't supposed to be ruling based on party affiliations--but the Constitution just isn't exact enough for there to be one answer to constitutional questions. I guess that's why the rulings are called "opinions". I think I might be arguing against myself here, time to shut up.

    2. Re:Everybody is missing the point by Quila · · Score: 1

      As far as I understand, the ACA doesn't *mandate* health care

      And the bad guy in the Saw series didn't kill anyone, he just set up a situation where they'd die. If the federal government can use taxation powers to force you to do anything, then the federal government has no limit to its powers. This is in direct opposition to the structure of our government.

      You only have to pay slight attention to SCOTUS goings-on to understand that the Constitution is nothing if not finely nuanced and very difficult to interpret in non-partisan ways.

      Actually, it's the other way around. The Constitution is meant to be simple to read, and there is ample documentation from the Founders to refer to in case anything needs clarification.

      Things become difficult when you want to do something that's not allowed or try to modify it without changing its words. Then you see the logical gymnastics. I'll use Scalia again -- he made no sense whatsoever in Raich when he tried to reconcile his support of the War on Drugs with the plain-language and intent of the Commerce Clause which, rationally, does not allow the federal government to regulate local non-commercial activities. Now he does a 180, trying to argue against this expansion of the Fed's power.

      IOW, it's easy when you follow the Constitution. It's hard when you try to bend the Constitution to your ideology.

    3. Re:Everybody is missing the point by djchristensen · · Score: 1

      IOW, it's easy when you follow the Constitution. It's hard when you try to bend the Constitution to your ideology.

      That's an argument I can agree with. I've always been disappointed that politicians are such ideologues and can't, as a general rule, seem to actually think through problems and come up with good solutions. Tow the party line or get the boot. But when you see that behavior from SCOTUS on a regular basis, it's doubly disappointing.

      But this latest ruling is a different beast altogether. The ACA ruling is interesting in that the swing vote was from a traditionally conservative Justice, which no one expected to vote in favor of the law being constitutional. It makes it really difficult to argue that Roberts was working hard to bend the Constitution to his ideology. Given your argument about taxation powers being so dangerous in the hands of the federal government, you would expect the conservative Roberts to have been adamantly against the penalty/tax provision of the ACA, as well as the ACA in principle. Makes for a lot of knee-jerk reactions that don't hold up under scrutiny (mine are just as susceptible to that as everyone else's).

    4. Re:Everybody is missing the point by djchristensen · · Score: 1

      If the federal government can use taxation powers to force you to do anything, then the federal government has no limit to its powers. This is in direct opposition to the structure of our government.

      The government has always had the power to do this, but the people have always had the power to vote out anyone who passes such laws. Consider this the fourth check and balance. Don't like all the new taxes? Vote for someone who feels the same way and will work to repeal them. The propensity of elected officials to want to remain as elected officials works to mitigate what might be viewed as excessive governmental powers.

      The Constitution is meant to be simple to read, and there is ample documentation from the Founders to refer to in case anything needs clarification.

      If that's true, then why did the Founders create the Supreme Court to debate and decide on constitutional matters in the first place? There's plenty of contradictory opinions on constitutionality right from the very start to believe that the Constitution is so simple and clear cut. They knew that they weren't going to get everything perfectly right or clear, especially given that they weren't even all of the same mind on many of the issues covered by the Constitution (and thankfully so).

    5. Re:Everybody is missing the point by Quila · · Score: 1

      The government has always had the power to do this, but the people have always had the power to vote out anyone who passes such laws.

      200 years ago, the federal government didn't think it had one quarter of the powers it has today. Such a strong federal government as we have today wasn't even envisioned by the federalists. Even if we can vote them out, this original structure was intended to prevent the tyranny of the majority that simple voting can't fix.

      They knew that they weren't going to get everything perfectly right or clear, especially given that they weren't even all of the same mind on many of the issues covered by the Constitution

      They were smart enough to add this thing called the amendment process. I personally agree that something like the individual mandate is necessary. Where I disagree with the liberals (and those conservatives) who see the Constitution as a "living document" to be radically changed by interpretation at will is that I think we need an amendment to implement it. It would be constitutional, even though a bit of a stretch, for the federal government to entice the states to do it. But, no, the feds just decided they could reach down through the prerogative of the states and of the people to mandate this.

      Seriously, if the Founders made the amendment process so difficult and dependent on state agreement, did you think they intended for a simple majority of Congress, the President and five people in robes to be able to change it?

  208. Re:If it's a tax then everyone should pay it by Mariomario · · Score: 1

    The only federal tax is the tax on income. (and money to make on a job, or money given to you, you get taxed). And that took a constitutional amendment. Every other Federal tax is optional, like gas and to get onto a federal park. With this ruling, it gives the power to government to tax everyone for something they do, or for not doing anything. They could now tax people for playing video games on the basis that its harmful to you.

    In one stroke, John Roberts will be remembered as the Justice that took freedom away from the people and gave it to the government. It guarantees a Romney victory and maybe a repeal next year, but the damage is done with the ruling. The democrats can now put a tax on anything.

    Not to mention the trillions of dollars this Obamacare is going to cost the country. 2 trillion in the next 8 years.

  209. Government That Is No Longer Government by Anonymous Coward · · Score: 0

    Citizens will now focus more on
    - their gallstones than on the war in Iraq,
    - their infected toenail than how women are treated in Pakistan,
    - how much time off they get when a newborn arrives than who was elected President.

    Government once provided for the common defense, enabled internal commerce and protected the rights of the individual . Now it will be mostly about prescriptions and your cholesterol level. This will require a bureaucracy dwarfing our current government. But mostly it will change what people think government is supposed to do. It will make them forget the valid reasons for government. They will become even more docile, helpless and impotent.

    The Chinese don't need to rise up to overtake us - we're hobbling ourselves. Lo how the mighty have fallen!

  210. Ignorance of Jurisdictional Scope of Authority by Anonymous Coward · · Score: 0

    The ignorance of Jurisdictional Scope of Authority regarding Federal tax law amongst my fellow American citizens is amazing. To keep this simple, with regard to citizens of the several Sovereign Member States of our Democratic Republic ALL Federal Taxes imposed must be indirect taxes, if you do not engage in "Optional or Privileged Activities" which fall under the Jurisdictional Scope of Authority of the Federal Government you do NOT owe a tax nor can one be assessed against you without providing a way for you to receive a full refund of ALL witholding. Yes, that is correct, ALL witholding, to whit FICA / SOCIAL SECURITY / MEDICARE all are indirect taxes that can be avoided outright or have fully refunded. Yes you will have to fight furiously to force the professional liars, thugs, and thieves that want you to proceed making incorrect assumptions and give them permission to keep your wealth. Feel free to pull up a copy of United States Code Title 26 Internal Revenue Code, and read congresses definitions for the plethora of "Defined Terms" and you will quickly realize that your ignorance of the matter is allowing the Federal Government & it's thuggish collection agency the IRS let you make incorrect assumptions as to what wages / income / business / employer / employee, etcetera are. Remember this important fact, politicians / lawyers / judges are professional word smiths, dabbling about with what a word means and formally stating what that meaning is. The Federal Tax Scam / Deception is in using common everyday words with custom defined meanings. Read the definitions, make no assumptions, law is explicit & implicit not fuzzy & assumed. For your introduction to some choice defined terms specifically look at USC Title 26 IRC, Subtitle F-- Procedure and Administration, Definitions section 7701. Additionally, how many of you realize that USC Title 26 IRC is not even a law? It has not been ratified into law by the Several Sovereign Members States of our Democratic Republic. In fact, less that 50% of various USC (United States Code) have been ratified into law. Those which have not are nothing more than either interpretive administrative policy & procedure or evidence of the law, or both. If you want to read actual tax law you better get started learning the ins and outs of the various "Tax & Revenue Acts" which in fact are the LAW with regard to Federal Taxation.

    Since SCOTUS has allowed Obama Care to stand due to the penalties being a form of tax, you can avoid it lawfully, presuming of course you bother to educate yourself about how & what the Federal Government can tax you for.

    Most importantly don't let the language structure of laws intimidate you. I am not a lawyer, and yet by taking the time to educate myself about tax law using the same Boolean math principles any engineer / coder uses I was able to wipe the floor of the US Tax Court in Kansas City with the thoroughly defeated IRS lawyer who's closing arguments did not refute a single statement I made when giving testimony, but rather gave a meek generic statement asserting that the "Tax Code is complex and confusion and we believe he misunderstands" and no I did not hire a lawyer since none of them that I interviewed to represent me either had the balls to go against the IRS or apparently the knowledge I had taught myself. The only disadvantage I had was not being as skilled in court room procedures, and yet I managed to muddle my way through those as well again keeping it simple using True / False answers to each and every statement in the law, and court room procedures. They literally give you everything needed to fight with if you will take the time to research & NOT make assumptions.

  211. Wisdom follows, pay attention! by Anonymous Coward · · Score: 0

    Obamacare is not about state's right or person's right, or taxation. Universal healthcare is about the mid-term survival of the USA, no less. What if the "New Deal" did not happen? An 1930's communist revolution would have transformed the depression-stricken USA into Soviet Americanistan. What if the "big society" reform of the 1960s did not happen? The USA would have had a bloody revolution of the oppressed negro, supported by the communist bloc and the USA be split into warring states, much like the southern tip of Africa in the 1980s.

    Today, poverty is an issue, but a lessered issue, since the lowered price of foodstuff and the cheap imports from China grants even the poor access to meals, clotching and tech that makes their life more tolerable and interesting than ever. Most of wealth is among the richest 1-5% of USA, but the remaining 95% are not starved or bored to death. Today the division is not between have and have nots, but increasingly between the healthy and healthy nots, as the cost of medical and pharma help is so outrageous in the USA. An american person who can buy a shiny smartphone is currently far from being able to obtain medical care for anything more serious than a boil. As mainstream achievable human longevity is now approaching 100 years, sooner or later the poor "die-60"s will revolt. The outrage over Steve Job's liver trickery already shows how sensitive that debate is: essentially if you are ill AND rich in the USA, you can live longer at the expense of other ill people.

    USA is currently not much differentiated from the (merely nominally communist) mainland China, where all medical service is paid person to doctor, without any kind of organized insurance or coverage. Chinese men die by the scores, especially because of the heavily polluted air, because the government does not bear any medicals costs, so the bureaucracy has no incentive to force the industry to clean up its smokestacks.

    The mid-term 21st century future of mankind will be determined between two superpowers, USA and China (or the BRIC bloc, if you like that better). What will differentiate USA from the sweatshops of China or the favellas of Brazil? I think it is easy to see that universal medical care is a worthy wedge to drive home a message. If the chinese populace can be made to realize that even the greedy tycoons' "Land of the Free" does care about its citizens, while noone cares about the illness or death of han people, the situation of (nominally communist) chinese leadership will be untenable and massive political-societal reforms will have to be made within the asian giant. De-fanging the communist party's dictatorship would end the global conflict, which China took over from the USSR vs America, so mankind would enter a long, peaceful and prosperous era.

    What's the obstacle to this dream? Well, anglo-saxons (yankee) are weird people, they do not think about the lines of wrong or right, but their mind is strictly legalistic. They are willing to accept wrong as long as a convoluted legal reasoning can be twisted into a cradle to support it. The republican exploit this weakness mercylessly. However, please consider that even Switzerland, the damn richest country, has had universal medical care since 1995, as their citizenship was outraged over private service costs and forced a popular vote. If you observe that the AVERAGE swiss household has 900k CHF in savings (about 1.1 million USD) and they still revolted, an can plainly see that private medical and pharma care suppliers do overcharge astronomically in absence of the government's looming big stick.

    That big stick is called a national universal health care system and it sure makes doctors and pharmaceutical execs cry rivers, except 95% of people are NOT doctors or pharma execs, so it is wastly beneficial to the society as a whole. That is why every country on Earth already does it, except USA.

    I think Obama, with his serious car accident brain surgery, whose long scar is clearly visible on his scalp, can understand the importance o

  212. How can that NOT be preserving life? by Anonymous Coward · · Score: 0

    "And no, providing healthcare is not the government preserving life. "

    If you need healthcare, then your life is endangered.

    Dipshit.

  213. Re: An outsiders view by Anonymous Coward · · Score: 0

    Let me make some statements that are hard to proof wrong.

    Everyone gets sick, everyone can get in an accident, everyone needs a dentist.
    Some of you may not not get sick often, not have any accidents or have really good teeth.

    It's one of the few things we ALL share, rich or poor. Our health and the fact we all die. Nothing you can do about it no matter how much money you have.
    The question should be: does it benefit everyone by having medical care for all?

    The simple answer is yes: it's the only thing we truely share with all people. I mean paying tax for roads? There are people without cars. It's all material stuff. The benifits for the sick is that they can get cured at reasonable prices. The benefits for the rest of us is that our fellow people can get cured. Your niece that maybe couldn't afford med care, or you neighbour. Would it benefit the country if they go bankrcupt? No, they'll end up in crime. Maybe they will car-jack you in your big SUV with your expensive med care plans, pull a gun and shoot you. I don't believe for a second that making people poor is a good thing for the rich. It's always backfiring in their faces.

  214. First tax of its kind. by XeroCurve · · Score: 1

    As crazy as this sounds, you could actually live in the US without paying taxes. Of course you would not be able to purchase anything, drive a car, have a job, or own property ... but ya, you could live here without paying taxes. BUT NOT NOW ... you will be taxed for being alive!

  215. Re:First dissent - mandatory cuz care guaranteed by Anonymous Coward · · Score: 0

    If that is the purpose then just institute a tax earmarked for unpaid ER bills... and anyway it can be implemented by the states as they choose.

  216. So much better in Europe, etc. by moeinvt · · Score: 1

    Political dissent should be welcomed in our nation. I applaud those that go against the conventional wisdom, and respect folks that are interested enough in public policy to be politically active. If you're dis-satisfied with something in the country, you have a right to pursue ways of changing it.

    I wouldn't use the "If you don't like it, then leave" argument. However, I keep hearing this refrain about how awesome things are in Canada and Europe. Although I wouldn't suggest that someone depart the U.S. if they are dissatisfied, I will suggest that if they believe things are so great to the North or on the other side of the Atlantic, please depart forthwith.

    Suppose I could point to a country in Europe with the sort of government I want (government spending 10% of GDP and something equivalent to the Bill of Rights for starters) and I argued incessantly about how great it was and that it should be a model for the U.S. I wouldn't mind a polite suggestion that I relocate there.

    Unfortunately, the disease of statism seems to have infected the entire Western world. I guess we'll just need to wait until these socialist bureaucracies collapse so that we can rebuild a society based on liberty and individual responsibility.

    1. Re:So much better in Europe, etc. by KozmoStevnNaut · · Score: 1

      This is what happens when you let the free market run wild.

      Do you want to live in a world where everyone can just run roughshod over anyone they please in their unending search for maximum profit?

      --
      Eat the rich.
  217. There are lines... by DarthVain · · Score: 2

    I'm from Canada and I can attest to that there are lines. They can be frustrating. Sometimes you get lucky (my last visit a few years ago, 20min in and out, was awesome, was for an xray I think). However that is not the norm. My typical visit would be in the 3-5 hour range I would suspect, most of that just siting in a waiting room.

    However it is called Triage. You are served according to need, not anything else. So yes if you came in with an artery spouting blood, you would be quickly at the front of the line.

    The only problem (at least from my perspective, and it isn't really a problem, its just frustrating) is that by its very nature Triage is about helping those who's illness is most serious risk to them. I got the same problem with my private airline a few years back with a canceled flight.

    I'm a single male, in early 30's, with no conditions, pretty healthy, no kids, etc... So in other words, not only last, but falling fast. So not only is my number not a good one, it would get bumped by just about everyone for anything (unless I'm actually dying, which hasn't happened yet). Usually I am in there for sporting injury, and while some are very painful (particularly while sitting in a waiting room) not really life threatening. However an older person with a cold could die from it, as could a baby, etc...

    The other frustrating part is because of demographics, and increased life expectancy, we have a lot of old people. Now I love old people particularly my relatives, however from a clinical view, they get sick a lot, and when they do get sick, they use up a lot of hospital time. That's just life. The other frustrating part are paranoid parents. If their kid/baby even gets a sniffle, they are in the hospital. Perhaps a LOT more so if they actually had to pay for it. Perhaps if I had kids I might feel the same way but I don't, and to be honest, when I was a kid it wasn't that way. When I went to the hospital It was because I needed A) stitches for a wound, or B) a cast for a broken appendage. I recall (sort of) having a temperature above 100 and not going to the hospital, and having ice baths at home. Now I'm sitting in a waiting room with a concussion or a broken foot, next to another guy like me with a nail through his hand, while a parade of worried mothers take their young kids with the common cold to emergency... that and a steady stream of older folks with various aliments.

    Anyway the bottom line is I ain't gonna die from a broken foot, and the buddy next to me isn't gonna bleed out from a nail through the hand, so we sit patiently and wait, that's how it works. Why else do you think they are called patients? :)

  218. I don't want to live in that country. by Brannon · · Score: 1

    Neither does the majority of people in the US or any other first world country. Majority rules, that what government means.

    Seriously, go live in Somalia--they have exactly your same value system, you should be really happy there.

  219. Everything becomes an emergency if it by Brannon · · Score: 1

    is neglected long enough. Go to your local ER and count the number of people without insurance who waited until their kid's ear infection became really serious before they brought it in--because the only place they can get treatment is the ER.

  220. The just hate Obama. by Brannon · · Score: 1

    And you know it. If you ask those same people whether insurance companies should be able to deny coverage based on pre-existing conditions then 90% of them say no, then ask them about each and every one of the other provisions of the bill and you'll see very high support.

    But ask them whether Obama is a Muslim from Kenya...

  221. Until you're force to pay for not joining Army by Dark+Coder · · Score: 1

    Wait until the next Congress pass an 'inactivity' tax for

    1. not joining the Army
    2. not seeing your proctologists for your annual checkup
    3. not owning a gun
    4. not buying an *exploding* electric car
    5. not buying a thingamajig.

    1. Re:Until you're force to pay for not joining Army by coinreturn · · Score: 1

      Wait until the next Congress pass an 'inactivity' tax for

      1. not joining the Army 2. not seeing your proctologists for your annual checkup 3. not owning a gun 4. not buying an *exploding* electric car 5. not buying a thingamajig.

      Dumb-ass slippery-slopt argument. People need health insurance. People get healthcare. People can't pay at emergency rooms. This will save us money.

  222. Re:OBVIOUS DECISION you are an idiot if you disagr by Anonymous Coward · · Score: 0

    I dont get this. Where the flying fuck does the idea of "tax-funded healthcare = control over others' lives"?

    It hasnt happened in the real world, but hey, the USA is fucking la-la-land in comparison.

    Heres something to scare you - the government will want to minimise costs on healthcare so they will take away your guns to reduce the number of gunshot wounds they have to treat!

  223. Obamacare by Anonymous Coward · · Score: 0

    Hey folks.. I't "Anonymous Coward" here... as you arrogant clods like to call people. The simple matter is that Obamacare is going to play into the hands of those who oppose this foreign agent who's managed to invade the Whitehouse. I've never found people to get excited enough to line up or otherwise go out of their way to congratulate people. But if people are motivated by being pissed off, they will line up for days just to rip someone's face off! In this case, middle age and seniors are about to discover that they do not qualify for hip replacement or other joint replacements. Because of their age, they qualify for only "comfort care". And, seniors will be forced to meet with their doctors yearly to discuss "End of Life" planning. And finally, everyone is going to learn how Obamacare is a license to print money for Big pharma! The end result is that Obama is going to become "public enemy #1".

  224. Re:I thought the SCOTUS had become a political bod by Anonymous Coward · · Score: 0

    If only it wasn't blatantly unconstitutional.... Any supreme court justice that makes any ruling based on ANYTHING other than the constitution as it is written, in it's original context should be disbarred and jailed.

    There is a process for amending the constitution -- and it doesn't involve the SCOTUS.

  225. Here's a list of GOP complaints on ACA. Thoughts? by Quanti · · Score: 1

    This bill certainly has some good provisions, but it seems like it will come with a sizeable chunk of risks and inefficiencies. From what I've read, it seems like the mandate as it stands is too weak to counter/pay for the pre-existing condition provision(which should increase premiums, right?).

    I found a list of gripes from super conservative Jim DeMint which includes references/citations to the bill itself(the bill is available on that page to reference).
    It is straight from the opposition, so take it with a grain of salt, but I did find it to be somewhat informative. Also, first post on /.

  226. Roberts had no choice and he knew it. by WOOFYGOOFY · · Score: 1
    It was obvious for Roberts that if he struck it down, the Democrats would only come back later and make it socialized medicine through taxation - a single payer system- which is obviously legal .. the government "forces you" to "buy" roads all the time.

    Single payer is what nearly every other advanced nation has and the reason why their health care costs are less expensive, cover more people and have better outcomes. Sorry, it's just true.

    You have only to study the following graphs for a moment to get at the truth: our healthcare system is a kind of social welfare programme for multinationals who leverage the hell out of our refusal to regulate their cost structures.

    You're the CEO or sit on the board of say, United . Do you want your customers collectively spending 10% of their nation's GDP (like everyone else) or do you want them spending 16% of GDP? Because your companies income and thus your salary is directly tied to how big that number is.

    In the charts on the linked page, the US is conveniently colored orange, or just look for the outlier that is 16-50% away again in which ever direction represents WORSE from the rest of the countries, who all pretty much cluster together together for virtually any given statistic .

    The for profit health care system we have is a kind of structural violence where the perpetrators are not easily personally identified and whose everyday-ness ( I regret to inform you that your (life saving) bone marrow transplant has been turned down ... ) makes it seem as though literally lethal violence, is not being committed by those in the corporate hierarchy against people who are unable to compete with the campaign contributions those corporate giants can muster. .

    This is not a hypothetical. Here's exactly how that violence works:

    http://crooksandliars.com/nicole-belle/bill-moyers-journal-cigna-chief-admit

    1. Re:Roberts had no choice and he knew it. by WOOFYGOOFY · · Score: 1

      Graphs accidentally left out of above post post

      http://www.kff.org/insurance/snapshot/oecd042111.cfm

  227. Re:OBVIOUS DECISION you are an idiot if you disagr by KozmoStevnNaut · · Score: 1

    Which part of "too many people for too few jobs" don't you get?

    There simply aren't enough jobs for everyone, because the so-called "job creators" are sitting on their lazy fat asses and shoveling in the profits while laying off more and more people.

    Help the people on the bottom of society get to a point where they have actual purchasing power and the hugely increased demand will force an increase in supply, creating jobs and increasing the standard of living for everyone.

    Trickle-down economics, "bootstraps" and associated arguments have never, do not and will never work.

    --
    Eat the rich.
  228. Go read "The Road to Serfdom" by MickLinux · · Score: 1

    Look, I could argue every single point you make ... and ignore the insults, but most of my arguments would be better made by Friederich Hayak in "The Road to Serfdom".

    What I say isn't ignorant. I expect that I've thought through most of the lines of argument you could come up with, and listened to what others have to say about it, as well.

    But the arguments you make cause me to believe that you *haven't* read "The Road to Serfdom". So I'd much rather you read that first, and then presented your arguments. That would eliminate a lot of pointless back-and-forth.

    --
    Correct Horse Battery Staple: 72 bits of entropy. Enter "Correct H" into google. When it generates the phrase, that's
  229. The money quote by khallow · · Score: 1
    A well quoted part from the ruling:

    Our permissive reading of these powers is explained inpart by a general reticence to invalidate the acts of theNationâ(TM)s elected leaders. âoeProper respect for a co-ordinate branch of the governmentâ requires that we strike downan Act of Congress only if âoethe lack of constitutionalauthority to pass [the] act in question is clearly demonstrated.â United States v. Harris, 106 U. S. 629, 635 (1883).Members of this Court are vested with the authority tointerpret the law; we possess neither the expertise northe prerogative to make policy judgments. Those decisions are entrusted to our Nationâ(TM)s elected leaders, who can be thrown out of office if the people disagree with them. It is not our job to protect the people from the consequences of their political choices.

    I interpret this as meaning that to an extent the Supreme Court, and Justice Roberts in particular has refused to rule that Obamacare is unconstitutional. That burden is the voters' choice. Do they respect the legal infrastructure that has lead to such a successful nation or uphold Obamacame, in the process pulling another block out and bringing things closer to the end of the US?

    As to the people who bleat here about "free riders" and such in ERs. It's worth remembering that you wanted to create free or cheap healthcare which can be exploited by free riders. The resulting emergence of said free riders is a natural outcome. Your impulse to then control the rest of us so that no free riders can exist is merely an odious impulse which must be resisted. I simply cannot subordinate my freedom to your incompetent and naive whim, here, just because someone receives less healthcare than you think they should receive.

  230. prediction by cleveralias · · Score: 1

    I predict that the insurance companies that now negotiate x% discounts with hospitals and doctors will now demand x% secret kickbacks instead and will quickly make their 85%.

    --
    This comment is covered by the Popeye standard disclaimer.
  231. They *DID* argue that, just for the record by Anonymous Coward · · Score: 0

    The government did, in fact, make the argument the Court ultimately adopted. Here's a quote of Solicitor General Donald Verrilli arguing for the government:
     

    JUSTICE SCALIA: But fees, you know, license fees, fees for a hunting license, everybody knows those are taxes. I mean, I don't think there is as much of a difference between a fee and a tax as there is between a penalty and a tax.

    GENERAL VERRILLI: And that, and -- and I think in terms of the tax power, I think it's useful to separate this into two questions. One is a question of characterization. Can this be characterized as a tax; and second, is it a constitutional exercise of the power?

    With respect to the question of characterization, the -- this is -- in the Internal Revenue Code, it is administered by the IRS, it is paid on your Form 1040 on April 15th, I think -

    JUSTICE GINSBURG: But yesterday you told me -- you listed a number of penalties that are enforced through the tax code that are not taxes and they are not penalties related to taxes.

    GENERAL VERRILLI: They may still be exercise of the tax -- exercises of the taxing power, Justice Ginsburg, as this is, and I think there isn't a case in which the Court has, to my mind, suggested anything that bears this many indicia of a tax can't be considered as an exercise of the taxing power. In fact, it seems to me the License Tax Cases point you in the opposite direction. And beyond that your -- it seems to me the right way to think about this question is whether it is capable of being understood as an exercise of the tax -

    JUSTICE SCALIA: The president said it wasn't a tax, didn't he?

    GENERAL VERRILLI: Well, Justice Scalia, what the -- two things about that. First, as it seems to me, what matters is what power Congress was exercising. And they were -- and I think it's clear that the -- they were exercising the tax power as well as -

    JUSTICE SCALIA: You're making two arguments. Number one, it's a tax; and number two, even if it isn't a tax, it's within the taxing power. I'm just addressing the first.

    GENERAL VERRILLI: What the president said -

    JUSTICE SCALIA: Is it a tax or not a tax? The president didn't think it was.

    GENERAL VERRILLI: The president said it wasn't a tax increase because it ought to be understood as an incentive to get people to have insurance. I don't think it's fair to infer from that anything about whether that is an exercise of the tax power or not.

    Source - Groklaw

  232. It's paid to the IRS on April 15th... by Anonymous Coward · · Score: 0

    > What should concern everyone, and the reason John Roberts supported the mandate, is that it sets a precedent to allow privatization of taxation.

    The tax is paid to the IRS on April 15th (and this *was* covered in oral arguments). It's not like they're coming out with private tax collectors here. If anything, Roberts took away a big chunk of federal power by limiting the Commerce Clause drastically, but that's something that won't be appreciated any time soon, given the election year circus starting up.

  233. The only thing that scares me about this by bryan1945 · · Score: 1

    Is that the federal government got to impose a mandate on people by it being defined as a tax. If I go out to the wilderness and have no car, no job, no property- I don't owe anyone anything. Now the IRS can come find me and fine me.
    But back to the scary part- what is the next thing that is going to be "taxed?" Requiring solar panels on houses, all electric cars, biodiesel generators in our backyard, not being fat, not able to run a 6-minute mile, not having a vegetable garden, having too many children, natal genetic testing (ever see Gattaca?)
    I like everything else- the no previous conditions, no denying care because it "costs too much," the ability to shop around. I'm just worried where this could lead down the road. Call me tin-foil hatboy, but when has the gov not kept trying to expand its powers?

    --
    Vote monkeys into Congress. They are cheaper and more trustworthy.
  234. Free healthcare by Anonymous Coward · · Score: 0

    I thought we had completely free Health care. Prescriptions covered and all.... Oh crap that's in Canada sorry... ;)

  235. Say Goodbye to your Freedom by Anonymous Coward · · Score: 0

    This is how it starts. Big Brother is here ...and he is watching.

  236. Yep by gr8_phk · · Score: 1

    see thats the problem with insurance. Its about making money. Combine with "health", the healthcare systems is not designed to help you, but rob from you where you are least able to defend yourself.

    And that is something AFAIK this law does not address. Care providers have a natural extortion racket going. Only they don't have to threaten you, nature does it for them. Then they get to charge exorbitant amounts to save you. There are a number of ways to address cost issues, but I haven't seen any of them in this new law. In fact, making everyone participate may inadvertently make it worse.